https://simplecast.com The Time Freedom Podcast Work hard, save more, retire someday—right? What if you could live fully now? The Time Freedom Podcast with Brian Herriot and Kirby Denison shows you how to blend flexible work and smart investing to cover your lifestyle, build security, and create more time for what matters—often in just three years. Learn the Time Freedom Formula, design your ideal life, and join the growing freetimer community. It’s not about work-life balance. It’s about a whole new way to live. Subscribe to The Time Freedom Podcast and start your journey to more freedom, more control, and more life—today. 2025 en Tue, 7 Apr 2026 12:00:00 +0000 Tue, 7 Apr 2026 12:00:11 +0000 https://timefreedom.simplecast.com The Time Freedom Podcast https://image.simplecastcdn.com/images/e3207fb4-fd7f-4506-ae81-6e2b91f97dfc/8949762f-4cae-4032-a97e-ef17ee14b6ec/3000x3000/podcast.jpg?aid=rss_feed https://timefreedom.simplecast.com episodic Work hard, save more, retire someday—right? What if you could live fully now? The Time Freedom Podcast with Brian Herriot and Kirby Denison shows you how to blend flexible work and smart investing to cover your lifestyle, build security, and create more time for what matters—often in just three years. Learn the Time Freedom Formula, design your ideal life, and join the growing freetimer community. It’s not about work-life balance. It’s about a whole new way to live. Subscribe to The Time Freedom Podcast and start your journey to more freedom, more control, and more life—today. Brian Herriot, Kirby Denison false https://feeds.simplecast.com/xuoRGxP_ buy and hold, entrepreneurship, investing, passive investing, personal finance, solopreneurship, lifestyle business, financial freedom, lifestyle freedom, time freedom Brian Herriot brian@herriotconsulting.com e9b2eecc-c60b-4c65-9395-6c04a9f83997 Ruby Ryba on Packing a Full Life Into One Life Top 5 Takeaways:

  1. Give each day a single focus. Instead of cramming work, family, self-care, and social time into every day, Ruby picks one theme per day. It stopped her from feeling like she was failing at everything.
  2. Accept the seasons of "time broke." With young kids, certain hours of the day are just spoken for. Accepting that (instead of resenting it) frees up the hours you do control.
  3. You don't have to be with someone all the time to love them. Ruby and her husband travel without their kids regularly, and she's normalizing it for her family. The guilt fades when you see how good it is for everyone.
  4. Fill the vacuum. Removing scrolling from your life forces a question most people avoid: what do you actually want to do with your time? That's what makes the change stick.
  5. Design over willpower. You can meet a friend at the bakery and resist the croissant, or you can meet them at the smoothie place and skip the battle entirely. The same principle applies to your phone.

Chatpers:

  • 0:00 – Welcome and Early Personal Insights
  • 1:16 – From High School Math Teacher to Author
  • 5:36 – Generational Perspectives on Time Freedom
  • 10:26 – Freedom, Autonomy, and Designing Your Life
  • 13:40 – Entrepreneurship and Intentional Life Choices
  • 17:19 – Time Freedom Across Different Life Stages
  • 25:30 – The Story Behind Writing How to Stop Scrolling
  • 30:00 – Understanding the Reader and the Problem of Phone Use
  • 31:14 – Reclaiming Time and Attention in a Digital World
  • 34:27 – Building Meaningful Connections and Adult Friendships

RUBY RYBA

Ruby Ryba is a former high school math teacher turned screen time strategist and the author of How to Stop Scrolling, out March 30th. After teaching algebra and AP statistics for years, Ruby pivoted during COVID to pursue writing and coaching, blending her analytical background with a passion for helping people be more intentional with their time and attention. She hosts a weekly writing circle through the Write Useful Books community and publishes The Scroll Shift, a weekly newsletter with actionable advice on redesigning your relationship with your phone.

You can connect with Ruby at howtostopscrolling.com and rubyrybawrites.com.

 

🎧 Pre-order Time Freedom and get the audiobook FREE today. Normally it takes three copies to unlock the audiobook, but for podcast listeners, just one.

👉timefreedombook.com | code: PODCAST

Enter code PODCAST and you'll get instant access (your paper copy arrives in September). Pre-orders help the book land on more shelves on launch day, so thank you!

]]> Tue, 7 Apr 2026 12:00:00 +0000 brian@herriotconsulting.com (Brian Herriot, Kirby Denison) https://timefreedom.simplecast.com/episodes/ruby-ryba-A1kChXuK Top 5 Takeaways:

  1. Give each day a single focus. Instead of cramming work, family, self-care, and social time into every day, Ruby picks one theme per day. It stopped her from feeling like she was failing at everything.
  2. Accept the seasons of "time broke." With young kids, certain hours of the day are just spoken for. Accepting that (instead of resenting it) frees up the hours you do control.
  3. You don't have to be with someone all the time to love them. Ruby and her husband travel without their kids regularly, and she's normalizing it for her family. The guilt fades when you see how good it is for everyone.
  4. Fill the vacuum. Removing scrolling from your life forces a question most people avoid: what do you actually want to do with your time? That's what makes the change stick.
  5. Design over willpower. You can meet a friend at the bakery and resist the croissant, or you can meet them at the smoothie place and skip the battle entirely. The same principle applies to your phone.

Chatpers:

  • 0:00 – Welcome and Early Personal Insights
  • 1:16 – From High School Math Teacher to Author
  • 5:36 – Generational Perspectives on Time Freedom
  • 10:26 – Freedom, Autonomy, and Designing Your Life
  • 13:40 – Entrepreneurship and Intentional Life Choices
  • 17:19 – Time Freedom Across Different Life Stages
  • 25:30 – The Story Behind Writing How to Stop Scrolling
  • 30:00 – Understanding the Reader and the Problem of Phone Use
  • 31:14 – Reclaiming Time and Attention in a Digital World
  • 34:27 – Building Meaningful Connections and Adult Friendships

RUBY RYBA

Ruby Ryba is a former high school math teacher turned screen time strategist and the author of How to Stop Scrolling, out March 30th. After teaching algebra and AP statistics for years, Ruby pivoted during COVID to pursue writing and coaching, blending her analytical background with a passion for helping people be more intentional with their time and attention. She hosts a weekly writing circle through the Write Useful Books community and publishes The Scroll Shift, a weekly newsletter with actionable advice on redesigning your relationship with your phone.

You can connect with Ruby at howtostopscrolling.com and rubyrybawrites.com.

 

🎧 Pre-order Time Freedom and get the audiobook FREE today. Normally it takes three copies to unlock the audiobook, but for podcast listeners, just one.

👉timefreedombook.com | code: PODCAST

Enter code PODCAST and you'll get instant access (your paper copy arrives in September). Pre-orders help the book land on more shelves on launch day, so thank you!

]]> Ruby Ryba on Packing a Full Life Into One Life Brian Herriot, Kirby Denison 00:41:58 Today on the podcast, Brian and Kirby welcome Ruby Ryba. Ruby, married with three kids (ages five, two, and two months), lives in Greenwich, Connecticut. She's a former high school math teacher turned screen time strategist and the author of the book "How to Stop Scrolling," out March 30th. In this episode, Ruby opens up about how her husband's entrepreneurial mindset cracked open her own ideas about freedom, why she used to feel a kind of sadness about only getting to live one life, and how she and her husband have responded by trying as many things as they can: different cities, different careers, different ways of structuring their days. She shares the framework she uses to stay sane with three young kids, the three pillars of her book, and why the scariest part of putting your phone down might be the question it forces you to answer: what do you actually want to do with your time? Today on the podcast, Brian and Kirby welcome Ruby Ryba. Ruby, married with three kids (ages five, two, and two months), lives in Greenwich, Connecticut. She's a former high school math teacher turned screen time strategist and the author of the book "How to Stop Scrolling," out March 30th. In this episode, Ruby opens up about how her husband's entrepreneurial mindset cracked open her own ideas about freedom, why she used to feel a kind of sadness about only getting to live one life, and how she and her husband have responded by trying as many things as they can: different cities, different careers, different ways of structuring their days. She shares the framework she uses to stay sane with three young kids, the three pillars of her book, and why the scariest part of putting your phone down might be the question it forces you to answer: what do you actually want to do with your time? attention management, digital detox, keywords time freedom, ruby ryba, phone use, productivity, how to stop scrolling, self-help, lifestyle design false full 12 2 c1729aa6-4656-434c-aa5c-084b3afd5f33 Paul Merriman on Managing $1.6 Billion But Never His Own Money Top 5 Takeaways:

  1. Aim for more than enough. John Bogle preached "enough." Paul respectfully disagrees. Most people never reach their goal, and bad things happen. A cushion of more than enough is what actually lets you relax.
  2. The “two funds for life” strategy is powerful in its simplicity: a target date fund plus a small cap value index fund. That's it. It came from John Bogle shaking his finger at Paul and saying, "You cannot ask investors to manage 10 different funds."
  3. Staying the course is the whole game. Paul managed billions in other people's money but won't manage his own because he knows the emotional pull is too strong. If he can't trust himself to stay rational, the rest of us should take that seriously.
  4. The best first step is invisible. Auto-enroll in a 401k, put it in a target date fund, and never look at it. Boring is the strategy. It's also the one that actually works over 40 years.
  5. Find work you'd do forever and you'll never need to fully retire. Paul started his firm from a set of affirmations at age 40. At 82, he's up before 4 AM reading and creating content. His whole life now "feels like weekends."

Chapters:

  • 0:00 – Meet Paul Merriman
  • 3:04 – Early Influences and Background in Investing
  • 8:21 – Paul’s Journey from Investor to Educator
  • 13:38 – Why He Shifted from Managing Money to Teaching
  • 17:07 – Selling the Firm and Redefining Purpose
  • 24:00 – The “2 Funds for Life” Strategy Explained
  • 29:59 – Why Staying the Course Matters
  • 34:06 – Emotional Challenges in Modern Investing
  • 36:54 – The Power of Compound Interest and Long-Term Thinking
  • 41:05 – Defining “More Than Enough” and Building a Legacy

PAUL MERRIMAN

Paul Merriman is a financial educator, author, and the founder of the Merriman Financial Education Foundation, where he’s devoted himself full-time to free financial education for do-it-yourself investors. Paul is the author of We're Talking Millions: 12 Simple Ways to Supercharge Your Retirement, which he gives away for free. You can connect with Paul at paulmerriman.com and download his free books at paulmerriman.com/free-books.

 

🎧 Pre-order Time Freedom and get the audiobook FREE today. Normally it takes three copies to unlock the audiobook, but for podcast listeners, just one.

👉timefreedombook.com | code: PODCAST

Enter code PODCAST and you'll get instant access (your paper copy arrives in September). Pre-orders help the book land on more shelves on launch day, so thank you!

]]> Tue, 31 Mar 2026 12:00:00 +0000 brian@herriotconsulting.com (Brian Herriot, Kirby Denison) https://timefreedom.simplecast.com/episodes/paul-merriman-38mH9lkZ Top 5 Takeaways:

  1. Aim for more than enough. John Bogle preached "enough." Paul respectfully disagrees. Most people never reach their goal, and bad things happen. A cushion of more than enough is what actually lets you relax.
  2. The “two funds for life” strategy is powerful in its simplicity: a target date fund plus a small cap value index fund. That's it. It came from John Bogle shaking his finger at Paul and saying, "You cannot ask investors to manage 10 different funds."
  3. Staying the course is the whole game. Paul managed billions in other people's money but won't manage his own because he knows the emotional pull is too strong. If he can't trust himself to stay rational, the rest of us should take that seriously.
  4. The best first step is invisible. Auto-enroll in a 401k, put it in a target date fund, and never look at it. Boring is the strategy. It's also the one that actually works over 40 years.
  5. Find work you'd do forever and you'll never need to fully retire. Paul started his firm from a set of affirmations at age 40. At 82, he's up before 4 AM reading and creating content. His whole life now "feels like weekends."

Chapters:

  • 0:00 – Meet Paul Merriman
  • 3:04 – Early Influences and Background in Investing
  • 8:21 – Paul’s Journey from Investor to Educator
  • 13:38 – Why He Shifted from Managing Money to Teaching
  • 17:07 – Selling the Firm and Redefining Purpose
  • 24:00 – The “2 Funds for Life” Strategy Explained
  • 29:59 – Why Staying the Course Matters
  • 34:06 – Emotional Challenges in Modern Investing
  • 36:54 – The Power of Compound Interest and Long-Term Thinking
  • 41:05 – Defining “More Than Enough” and Building a Legacy

PAUL MERRIMAN

Paul Merriman is a financial educator, author, and the founder of the Merriman Financial Education Foundation, where he’s devoted himself full-time to free financial education for do-it-yourself investors. Paul is the author of We're Talking Millions: 12 Simple Ways to Supercharge Your Retirement, which he gives away for free. You can connect with Paul at paulmerriman.com and download his free books at paulmerriman.com/free-books.

 

🎧 Pre-order Time Freedom and get the audiobook FREE today. Normally it takes three copies to unlock the audiobook, but for podcast listeners, just one.

👉timefreedombook.com | code: PODCAST

Enter code PODCAST and you'll get instant access (your paper copy arrives in September). Pre-orders help the book land on more shelves on launch day, so thank you!

]]> Paul Merriman on Managing $1.6 Billion But Never His Own Money Brian Herriot, Kirby Denison 00:53:29 Today on the podcast, we welcome Paul Merriman. Paul, 82 and married lives in Bainbridge Island, WA. He's a financial educator and founder of the Merriman Financial Education Foundation. In 1982, he started Merriman Wealth Management with $15,000, growing it to $1.6 billion under management. Now he gives away everything he knows about investing for free. At 82, he produces a weekly podcast, teaches at Western Washington University, and recently started a TikTok. In this episode, Paul shares the story of a difficult stepfather who accidentally pushed him into the community (and the work ethic) that shaped his career, how a three-day affirmation workshop in 1982 gave him the vision he's still living out today, and what happened when he met with Vanguard founder John Bogle in 2017. He also opens up about why he never managed his own money, the emotional toll of feeling responsible for the market's impact on his clients, and his strikingly simple advice on investing and building a life you don't want to retire from. Today on the podcast, we welcome Paul Merriman. Paul, 82 and married lives in Bainbridge Island, WA. He's a financial educator and founder of the Merriman Financial Education Foundation. In 1982, he started Merriman Wealth Management with $15,000, growing it to $1.6 billion under management. Now he gives away everything he knows about investing for free. At 82, he produces a weekly podcast, teaches at Western Washington University, and recently started a TikTok. In this episode, Paul shares the story of a difficult stepfather who accidentally pushed him into the community (and the work ethic) that shaped his career, how a three-day affirmation workshop in 1982 gave him the vision he's still living out today, and what happened when he met with Vanguard founder John Bogle in 2017. He also opens up about why he never managed his own money, the emotional toll of feeling responsible for the market's impact on his clients, and his strikingly simple advice on investing and building a life you don't want to retire from. retirement, long-term investing, asset allocation, keywords investing, education, patience, index funds, financial independence, simplicity false full 11 2 e8c18e25-9451-4a4f-bccb-fe0919c3e9d0 Vickie Lanthier Turned Down Six Figures to Work Half the Year Top 5 Takeaways:

  1. Your buffers aren't just financial. Vickie identifies four: financial, health, paperwork and plans, and skills. When life goes sideways, it's the combination that determines how fast you recover.
  2. Selling the house and the stuff bought her something more valuable than equity. It bought her time and space to pivot without the weight of debt and maintenance pulling her under.
  3. You can turn down more money if the cost is your time and energy. Vickie walked away from six-figure contract offers because the real price wasn't worth it.
  4. Switching off autopilot requires six neurological components: buy-in, stimulation, intervention, reflection, sleep, and repetition. You can't just want to change; you have to create the conditions for it.
  5. Living big doesn't require a specific income level. Vickie works about half the year, makes a fraction of her old salary, and is currently living in Albania for two months because she designed her life to allow it.

Chapters:

  • 0:00 – How Major Life Events Shape Personal Growth
  • 3:38 – Career Challenges and the Path Toward Financial Freedom
  • 6:11 – Minimalism and the Pursuit of Time Freedom
  • 14:53 – Navigating Life’s Difficult Moments with Support
  • 17:53 – Discovering New Opportunities Through Time Freedom
  • 21:02 – The Power of Life Buffers: Money, Health, Skills, and Systems
  • 24:37 – What It Means to Be a High Agency Human
  • 27:11 – Breaking Out of Autopilot and Living Intentionally
  • 34:59 – Writing a Book to Create Impact
  • 36:37 – Building Community and Sharing the Message

VICKIE LANTHIER

Vickie Lanthier is a decorated Canadian military veteran, registered nurse, author, and the founder of High Agency Human. Now a registered nurse, she started a hiking resource business that has donated over $27,000 to mental health and conservation charities since 2020, and is currently racing a friend to visit 50 countries. Her new book, High Agency Human: Navigate Adversity and Live Big, comes out March 24, 2025.

Connect with Vickie at highagencyhuman.com, or find her on Instagram and LinkedIn at Vickie Lanthier.

 

🎧 Pre-order Time Freedom and get the audiobook FREE today. Normally it takes three copies to unlock the audiobook, but for podcast listeners, just one.

👉timefreedombook.com | code: PODCAST

Enter code PODCAST and you'll get instant access (your paper copy arrives in September). Pre-orders help the book land on more shelves on launch day, so thank you!

]]> Tue, 24 Mar 2026 12:00:00 +0000 brian@herriotconsulting.com (Brian Herriot, Kirby Denison) https://timefreedom.simplecast.com/episodes/vickie-lanthier-deORcGk5 Top 5 Takeaways:

  1. Your buffers aren't just financial. Vickie identifies four: financial, health, paperwork and plans, and skills. When life goes sideways, it's the combination that determines how fast you recover.
  2. Selling the house and the stuff bought her something more valuable than equity. It bought her time and space to pivot without the weight of debt and maintenance pulling her under.
  3. You can turn down more money if the cost is your time and energy. Vickie walked away from six-figure contract offers because the real price wasn't worth it.
  4. Switching off autopilot requires six neurological components: buy-in, stimulation, intervention, reflection, sleep, and repetition. You can't just want to change; you have to create the conditions for it.
  5. Living big doesn't require a specific income level. Vickie works about half the year, makes a fraction of her old salary, and is currently living in Albania for two months because she designed her life to allow it.

Chapters:

  • 0:00 – How Major Life Events Shape Personal Growth
  • 3:38 – Career Challenges and the Path Toward Financial Freedom
  • 6:11 – Minimalism and the Pursuit of Time Freedom
  • 14:53 – Navigating Life’s Difficult Moments with Support
  • 17:53 – Discovering New Opportunities Through Time Freedom
  • 21:02 – The Power of Life Buffers: Money, Health, Skills, and Systems
  • 24:37 – What It Means to Be a High Agency Human
  • 27:11 – Breaking Out of Autopilot and Living Intentionally
  • 34:59 – Writing a Book to Create Impact
  • 36:37 – Building Community and Sharing the Message

VICKIE LANTHIER

Vickie Lanthier is a decorated Canadian military veteran, registered nurse, author, and the founder of High Agency Human. Now a registered nurse, she started a hiking resource business that has donated over $27,000 to mental health and conservation charities since 2020, and is currently racing a friend to visit 50 countries. Her new book, High Agency Human: Navigate Adversity and Live Big, comes out March 24, 2025.

Connect with Vickie at highagencyhuman.com, or find her on Instagram and LinkedIn at Vickie Lanthier.

 

🎧 Pre-order Time Freedom and get the audiobook FREE today. Normally it takes three copies to unlock the audiobook, but for podcast listeners, just one.

👉timefreedombook.com | code: PODCAST

Enter code PODCAST and you'll get instant access (your paper copy arrives in September). Pre-orders help the book land on more shelves on launch day, so thank you!

]]> Vickie Lanthier Turned Down Six Figures to Work Half the Year Brian Herriot, Kirby Denison 00:38:59 Today on the podcast, Brian and Kirby welcome Vickie Lanthier. Vickie is a decorated Canadian military veteran, registered nurse, and the founder of High Agency Human. She's calling in from Albania, where she's spending two months living out her philosophy in real time. In this episode, Vickie shares how losing her six-figure government consulting job on a random Thursday became a key pivot point in her life. Within a week she had a plan: sell the house, sell nearly everything she owned, and buy herself the time to figure out what was next. Instead of scrambling back into the corporate world, she went on an expedition cruise to the Arctic. Now she nurses part-time, works about half the year, and spends the rest traveling, writing, and spending time with family. Today on the podcast, Brian and Kirby welcome Vickie Lanthier. Vickie is a decorated Canadian military veteran, registered nurse, and the founder of High Agency Human. She's calling in from Albania, where she's spending two months living out her philosophy in real time. In this episode, Vickie shares how losing her six-figure government consulting job on a random Thursday became a key pivot point in her life. Within a week she had a plan: sell the house, sell nearly everything she owned, and buy herself the time to figure out what was next. Instead of scrambling back into the corporate world, she went on an expedition cruise to the Arctic. Now she nurses part-time, works about half the year, and spends the rest traveling, writing, and spending time with family. keywords time freedom, life transformation, resilience, personal development, military to entrepreneur, high agency human false full 10 2 670fa42e-808b-4d5d-a0a3-6063ef754c25 Rebecca Herbst on How Freedom Made Her a More Generous Person Top 5 Takeaways:

  1. Financial independence (FI) doesn't mean your life is figured out. Rebecca reached FI at 32 and says it’s taken years to design a life she loves.
  2. Moving from a low cost of living city back to a high cost one was the right call for Rebecca's family, even though it technically moved her further from “full FI.” Life design matters more than the number.
  3. Time freedom with toddlers is real, but it looks different. It's not about open calendars. It's about having the option to be present and sharing the load with your partner.
  4. You don't have to be a billionaire to make a meaningful charitable impact. Rebecca's philanthropy pledge starts at just 1% of income, and the math works out to about $100 a month for many people.
  5. Proactive giving feels better and has more impact than reactive giving. Rebecca recommends a three-bucket framework: family, emotional connection, and measurable impact.

Chapters: 

  • 0:00 – Welcome and Personal Connections
  • 1:12 – Meet Rebecca Herbst and Her Financial Independence Journey
  • 4:25 – Early Career and the Path to FI
  • 6:17 – Achieving Financial Independence at 32
  • 8:35 – Parenthood and the Realities of Financial Independence
  • 13:54 – How Time Freedom Changes with Life Stages
  • 21:10 – Balancing Family Life and Time Freedom
  • 23:09 – The 1% Pledge and the Power of Charitable Giving
  • 32:53 – How to Give More Effectively and Measure Impact
  • 40:53 – Using Finance as a Force for Good

REBECCA HERBST 

Rebecca Herbst is the founder of Yield and Spread, a nonprofit on a mission to promote finance as a force for good. A former competitive rower turned early retiree, Rebecca left her career in commercial real estate in her early 30s after reaching financial independence alongside her husband Joe. She lives in Salt Lake City with her husband, their two-year-old son, and a baby girl arriving very soon! You can connect with Rebecca at yieldandspread.org.

 

🎧 Pre-order Time Freedom and get the audiobook FREE today. Normally it takes three copies to unlock the audiobook, but for podcast listeners, just one.

👉timefreedombook.com | code: PODCAST

Enter code PODCAST and you'll get instant access (your paper copy arrives in September). Pre-orders help the book land on more shelves on launch day, so thank you!

]]> Tue, 17 Mar 2026 12:00:00 +0000 brian@herriotconsulting.com (Brian Herriot, Kirby Denison) https://timefreedom.simplecast.com/episodes/rebecca-herbst-5bMK0uuM Top 5 Takeaways:

  1. Financial independence (FI) doesn't mean your life is figured out. Rebecca reached FI at 32 and says it’s taken years to design a life she loves.
  2. Moving from a low cost of living city back to a high cost one was the right call for Rebecca's family, even though it technically moved her further from “full FI.” Life design matters more than the number.
  3. Time freedom with toddlers is real, but it looks different. It's not about open calendars. It's about having the option to be present and sharing the load with your partner.
  4. You don't have to be a billionaire to make a meaningful charitable impact. Rebecca's philanthropy pledge starts at just 1% of income, and the math works out to about $100 a month for many people.
  5. Proactive giving feels better and has more impact than reactive giving. Rebecca recommends a three-bucket framework: family, emotional connection, and measurable impact.

Chapters: 

  • 0:00 – Welcome and Personal Connections
  • 1:12 – Meet Rebecca Herbst and Her Financial Independence Journey
  • 4:25 – Early Career and the Path to FI
  • 6:17 – Achieving Financial Independence at 32
  • 8:35 – Parenthood and the Realities of Financial Independence
  • 13:54 – How Time Freedom Changes with Life Stages
  • 21:10 – Balancing Family Life and Time Freedom
  • 23:09 – The 1% Pledge and the Power of Charitable Giving
  • 32:53 – How to Give More Effectively and Measure Impact
  • 40:53 – Using Finance as a Force for Good

REBECCA HERBST 

Rebecca Herbst is the founder of Yield and Spread, a nonprofit on a mission to promote finance as a force for good. A former competitive rower turned early retiree, Rebecca left her career in commercial real estate in her early 30s after reaching financial independence alongside her husband Joe. She lives in Salt Lake City with her husband, their two-year-old son, and a baby girl arriving very soon! You can connect with Rebecca at yieldandspread.org.

 

🎧 Pre-order Time Freedom and get the audiobook FREE today. Normally it takes three copies to unlock the audiobook, but for podcast listeners, just one.

👉timefreedombook.com | code: PODCAST

Enter code PODCAST and you'll get instant access (your paper copy arrives in September). Pre-orders help the book land on more shelves on launch day, so thank you!

]]> Rebecca Herbst on How Freedom Made Her a More Generous Person Brian Herriot, Kirby Denison 00:45:26 Today on the podcast, Brian and Kirby welcome Rebecca Herbst. Rebecca, 38 and married to her husband Joe, lives in Salt Lake City, Utah with their two-year-old son and a baby girl on the way. Both Rebecca and Joe retired early in their early 30s. Rebecca now runs a small nonprofit called Yield and Spread, which promotes finance as a force for good. In this episode, Rebecca gets refreshingly honest about what life actually looks like after reaching financial independence (FI). She and Brian dig into how FI doesn't solve your problems, it just gives you options. The conversation shifts into an exploration of charitable giving, where Rebecca breaks down her philanthropy pledge framework and challenges Brian (and listeners) to move from reactive giving to proactive, impact-oriented generosity. Along the way, Brian shares a personal story about how his money upbringing made giving feel uncomfortable, and why he's ready to change that. Today on the podcast, Brian and Kirby welcome Rebecca Herbst. Rebecca, 38 and married to her husband Joe, lives in Salt Lake City, Utah with their two-year-old son and a baby girl on the way. Both Rebecca and Joe retired early in their early 30s. Rebecca now runs a small nonprofit called Yield and Spread, which promotes finance as a force for good. In this episode, Rebecca gets refreshingly honest about what life actually looks like after reaching financial independence (FI). She and Brian dig into how FI doesn't solve your problems, it just gives you options. The conversation shifts into an exploration of charitable giving, where Rebecca breaks down her philanthropy pledge framework and challenges Brian (and listeners) to move from reactive giving to proactive, impact-oriented generosity. Along the way, Brian shares a personal story about how his money upbringing made giving feel uncomfortable, and why he's ready to change that. early retirement, generosity, giving pledge, yield and spread, charitable giving, financial planning, impact investing, keywords financial independence, time freedom, personal finance false full 9 2 b4a90903-4abe-49e9-ab7c-8ba9538fc6af Veena Harbaugh and Trevor Blondeel Put Time Freedom to the Test Top 5 Takeaways:

  1. Running the numbers creates relief. Both Veena and Trevor describe the same feeling: once you see it on paper, fear turns into confidence.
  2. You don't have to prove your value. Veena's biggest mindset shift was letting go of the belief that she had to constantly earn her worth.
  3. Money personalities can improve relationships. Trevor and his wife had better conversations once they understood their different styles.
  4. Working longer can be more freeing than retiring early. If you love your work, extending it beats sacrificing now for some future number.
  5. Some of the best people you meet come later in life. Trevor reminds us that new friendships can be just as meaningful as old ones.

Chapters:

  • 0:00 – Why the Time Freedom Calculator Brings Relief
  • 1:07 – Meet Trevor + Veena (Background + What They Do)
  • 2:43 – Welcome + How They Know Brian (AJ Harper Writing Community)
  • 3:13 – Beliefs That Changed (Time, Identity, and Proving Yourself)
  • 9:20 – Life Stage Snapshot: Work, Marriage, Kids, Entrepreneurship
  • 10:39 – What Time Freedom Means (Choices, Impact, and Agency)
  • 11:55 – The Calculator Effect: Seeing a 6-Month Dip as a “Small Blip”
  • 12:18 – Real-Life Optionality: Being Present for Family When It Matters
  • 18:23 – Money Styles + Better Money Conversations With Partners
  • 24:42 – The Books They’re Writing + Designing Life 10 Years Out

VEENA HARBAUGH 

Veena Harbaugh is a sustainability strategist based in the Bay Area. She spent over a decade helping Fortune 500 companies build environmental and social programs that actually work. Veena is currently writing her first book, Meet the Moment, a guide for change-makers who want to stay effective without burning out.

You can connect with Veena at veenaharbaugh.com.

TREVOR BLONDEEL 

Trevor Blondeel spent 25 years leading manufacturing operations before launching his own consulting and coaching business. He helps leaders in manufacturing, logistics, and construction get better results by building trust and accountability through real conversations. Trevor hosts the Manufacturing Greatness podcast and is writing a book by the same name.

You can connect with Trevor at trevorblondeel.com.

 

🎧 Pre-order Time Freedom and get the audiobook FREE today. Normally it takes three copies to unlock the audiobook, but for podcast listeners, just one.

👉timefreedombook.com | code: PODCAST

Enter code PODCAST and you'll get instant access (your paper copy arrives in September). Pre-orders help the book land on more shelves on launch day, so thank you!

]]> Tue, 10 Mar 2026 12:00:00 +0000 brian@herriotconsulting.com (Brian Herriot, Kirby Denison) https://timefreedom.simplecast.com/episodes/veena-and-trevor-7HcGMBob Top 5 Takeaways:

  1. Running the numbers creates relief. Both Veena and Trevor describe the same feeling: once you see it on paper, fear turns into confidence.
  2. You don't have to prove your value. Veena's biggest mindset shift was letting go of the belief that she had to constantly earn her worth.
  3. Money personalities can improve relationships. Trevor and his wife had better conversations once they understood their different styles.
  4. Working longer can be more freeing than retiring early. If you love your work, extending it beats sacrificing now for some future number.
  5. Some of the best people you meet come later in life. Trevor reminds us that new friendships can be just as meaningful as old ones.

Chapters:

  • 0:00 – Why the Time Freedom Calculator Brings Relief
  • 1:07 – Meet Trevor + Veena (Background + What They Do)
  • 2:43 – Welcome + How They Know Brian (AJ Harper Writing Community)
  • 3:13 – Beliefs That Changed (Time, Identity, and Proving Yourself)
  • 9:20 – Life Stage Snapshot: Work, Marriage, Kids, Entrepreneurship
  • 10:39 – What Time Freedom Means (Choices, Impact, and Agency)
  • 11:55 – The Calculator Effect: Seeing a 6-Month Dip as a “Small Blip”
  • 12:18 – Real-Life Optionality: Being Present for Family When It Matters
  • 18:23 – Money Styles + Better Money Conversations With Partners
  • 24:42 – The Books They’re Writing + Designing Life 10 Years Out

VEENA HARBAUGH 

Veena Harbaugh is a sustainability strategist based in the Bay Area. She spent over a decade helping Fortune 500 companies build environmental and social programs that actually work. Veena is currently writing her first book, Meet the Moment, a guide for change-makers who want to stay effective without burning out.

You can connect with Veena at veenaharbaugh.com.

TREVOR BLONDEEL 

Trevor Blondeel spent 25 years leading manufacturing operations before launching his own consulting and coaching business. He helps leaders in manufacturing, logistics, and construction get better results by building trust and accountability through real conversations. Trevor hosts the Manufacturing Greatness podcast and is writing a book by the same name.

You can connect with Trevor at trevorblondeel.com.

 

🎧 Pre-order Time Freedom and get the audiobook FREE today. Normally it takes three copies to unlock the audiobook, but for podcast listeners, just one.

👉timefreedombook.com | code: PODCAST

Enter code PODCAST and you'll get instant access (your paper copy arrives in September). Pre-orders help the book land on more shelves on launch day, so thank you!

]]> Veena Harbaugh and Trevor Blondeel Put Time Freedom to the Test Brian Herriot, Kirby Denison 00:39:53 Today on the podcast, Brian and Kirby welcome two guests: Veena Harbaugh and Trevor Blondeel. Veena, 37 and married with no kids yet, lives in the Bay Area and works in sustainability. Trevor, mid-50s and remarried, splits time between Louisville, KY and Canada, where he runs a manufacturing consulting business. In this episode… Veena and Trevor share what stuck after reading early drafts of Brian's book over a year ago. Trevor talks about the relief of running the numbers and realizing he could do the things he wanted to do, plus how the money personality framework sparked better conversations with his wife. Veena describes the shift from constantly proving her worth to trusting her inherent value, and how the calculator turned scattered dreams into something that felt possible. Both are writing their own books and reflect on the power of doing that work in community. Today on the podcast, Brian and Kirby welcome two guests: Veena Harbaugh and Trevor Blondeel. Veena, 37 and married with no kids yet, lives in the Bay Area and works in sustainability. Trevor, mid-50s and remarried, splits time between Louisville, KY and Canada, where he runs a manufacturing consulting business. In this episode… Veena and Trevor share what stuck after reading early drafts of Brian's book over a year ago. Trevor talks about the relief of running the numbers and realizing he could do the things he wanted to do, plus how the money personality framework sparked better conversations with his wife. Veena describes the shift from constantly proving her worth to trusting her inherent value, and how the calculator turned scattered dreams into something that felt possible. Both are writing their own books and reflect on the power of doing that work in community. values, couples & money, impact, career break, financial anxiety, financial planning, money styles, peace of mind, time freedom calculator, long-term planning, time freedom, entrepreneurship, work flexibility, optionality, lifestyle design false full 8 2 846d49af-fb50-469c-b7c1-3ccfdab5e1b7 AJ Harper Built Her Dream Life Around Authorship Top 5 Takeaways:

  1. You can design your work around your ideal life. AJ built a studio that funds her dream lake home.
  2. Thinking in "seasons" beats rigid daily time blocks. Intense work periods are sustainable when you know they'll end.
  3. Writing is a learnable craft, not just a natural talent. Commitment to learning matters more than innate ability.
  4. The mindset "my art will sustain me" becomes a self-fulfilling prophecy. Limiting beliefs about creative work hold people back.
  5. If you want to become an author, start by reading, and get honest about what level of success you actually want.

Chapters: 

  • 0:00 – Introduction + Why Sustainable Authorship Matters
  • 3:05 – AJ Harper’s Time Freedom Journey
  • 8:11 – Inside the Publishing World: From Insider to Strategist
  • 12:58 – Taking Risks & Choosing the Entrepreneurial Path
  • 15:06 – Seasonal Living: New York & Madeleine Island
  • 20:27 – Designing a Flexible, Intentional Life
  • 24:59 – Transitioning Fully Into Authorship
  • 29:52 – Craft, Mindset & the Making of a Sustainable Writer
  • 43:14 – Building a Body of Work (Not Just One Book)
  • 47:34 – Creative Freedom + Where to Find AJ

AJ HARPER

AJ Harper is an author, book coach, and collaborative writer behind multiple bestselling books, including her work with Mike Michalowicz on Profit First and the upcoming The Money Habit. She's the author of Write a Must-Read and creator of the Top Three Book Workshop, where she helps authors write books that actually deliver on their promise. AJ is also co-host of the Don't Write That Book podcast.

You can connect with AJ at ajharper.com

 

🎧 Pre-order Time Freedom and get the audiobook FREE today. Normally it takes three copies to unlock the audiobook, but for podcast listeners, just one.

👉timefreedombook.com | code: PODCAST

Enter code PODCAST and you'll get instant access (your paper copy arrives in September). Pre-orders help the book land on more shelves on launch day, so thank you!

]]> Tue, 3 Mar 2026 13:00:00 +0000 brian@herriotconsulting.com (Brian Herriot, Kirby Denison) https://timefreedom.simplecast.com/episodes/aj-harper-t00s_CBa Top 5 Takeaways:

  1. You can design your work around your ideal life. AJ built a studio that funds her dream lake home.
  2. Thinking in "seasons" beats rigid daily time blocks. Intense work periods are sustainable when you know they'll end.
  3. Writing is a learnable craft, not just a natural talent. Commitment to learning matters more than innate ability.
  4. The mindset "my art will sustain me" becomes a self-fulfilling prophecy. Limiting beliefs about creative work hold people back.
  5. If you want to become an author, start by reading, and get honest about what level of success you actually want.

Chapters: 

  • 0:00 – Introduction + Why Sustainable Authorship Matters
  • 3:05 – AJ Harper’s Time Freedom Journey
  • 8:11 – Inside the Publishing World: From Insider to Strategist
  • 12:58 – Taking Risks & Choosing the Entrepreneurial Path
  • 15:06 – Seasonal Living: New York & Madeleine Island
  • 20:27 – Designing a Flexible, Intentional Life
  • 24:59 – Transitioning Fully Into Authorship
  • 29:52 – Craft, Mindset & the Making of a Sustainable Writer
  • 43:14 – Building a Body of Work (Not Just One Book)
  • 47:34 – Creative Freedom + Where to Find AJ

AJ HARPER

AJ Harper is an author, book coach, and collaborative writer behind multiple bestselling books, including her work with Mike Michalowicz on Profit First and the upcoming The Money Habit. She's the author of Write a Must-Read and creator of the Top Three Book Workshop, where she helps authors write books that actually deliver on their promise. AJ is also co-host of the Don't Write That Book podcast.

You can connect with AJ at ajharper.com

 

🎧 Pre-order Time Freedom and get the audiobook FREE today. Normally it takes three copies to unlock the audiobook, but for podcast listeners, just one.

👉timefreedombook.com | code: PODCAST

Enter code PODCAST and you'll get instant access (your paper copy arrives in September). Pre-orders help the book land on more shelves on launch day, so thank you!

]]> AJ Harper Built Her Dream Life Around Authorship Brian Herriot, Kirby Denison 00:48:29 Today on the podcast, Brian and Kirby welcome AJ Harper. AJ, early 50s and married with one adult child, splits her time between New York City and Madeleine Island, Wisconsin. She's a book coach, collaborative writer, and author of Write a Must-Read. In this episode… AJ shares how she escaped ghostwriting burnout and designed a life around seasonal living, spending summers on a Lake Superior island where she hosts author retreats that fund the whole operation. She and Brian dig into the craft of writing, why believing your creativity can sustain you is everything, and what it really takes to transition into authorship later in life. Today on the podcast, Brian and Kirby welcome AJ Harper. AJ, early 50s and married with one adult child, splits her time between New York City and Madeleine Island, Wisconsin. She's a book coach, collaborative writer, and author of Write a Must-Read. In this episode… AJ shares how she escaped ghostwriting burnout and designed a life around seasonal living, spending summers on a Lake Superior island where she hosts author retreats that fund the whole operation. She and Brian dig into the craft of writing, why believing your creativity can sustain you is everything, and what it really takes to transition into authorship later in life. mindset, writing, publishing, keywords authors, creative careers, time freedom, craft, book marketing false full 7 2 93870b72-85ad-4c48-b269-e39bca4c87ea Kelly Poquiz Burke on Why Time Is the Ultimate Flex Top 5 Takeaways:

  1. Time is the ultimate flex. Kelly took eight and a half weeks off in her first year of entrepreneurship. That was never possible in corporate.
  2. Increasing your income beats budgeting. Kelly tripled her income by investing in herself with an MBA, and it paid off faster than 8% in the stock market ever would.
  3. You don't have to marry rich or live in a tiny home to have time freedom. Kelly's realtor showed her that strategic choices make it possible for anyone.
  4. Sometimes it takes multiple pushes. Cancer didn't change her mindset, but her daughter's words did.
  5. Stability comes from self-belief, not your employer. When you believe in yourself more than you doubt yourself, everything changes.

Chapters:

  • 00:00Introduction and Initial Connections
  • 01:58The Journey of Entrepreneurship
  • 06:26Personal Stories and Vulnerability
  • 07:55Shared Experiences of Generosity
  • 09:04The Journey to Health and Time Freedom
  • 10:09Defining Time Freedom and Personal Background
  • 11:02Designing Your Ideal Life
  • 14:35Facing Life's Challenges: A Personal Story
  • 19:51The Transformation of Priorities
  • 20:34Financial Strategies for Time Freedom
  • 27:54Crafting a New Career and Life Purpose

KELLY POQUIZ BURKE 

Kelly Poquiz Burke is a career and leadership coach and keynote speaker based in Dallas, Texas. She spent 14 years climbing the corporate ladder in advertising and marketing, including roles at Frito-Lay where she led the Doritos brand. After being diagnosed with breast cancer during pregnancy and navigating motherhood through the pandemic, Kelly left corporate America to help others overcome burnout and lead more authentic lives. She works primarily with marketing and advertising professionals in middle management. 

You can connect with Kelly at careerslay.com.

 

🎧 Pre-order Time Freedom and get the audiobook FREE today. Normally it takes three copies to unlock the audiobook, but for podcast listeners, just one.

👉timefreedombook.com | code: PODCAST

Enter code PODCAST and you'll get instant access (your paper copy arrives in September). Pre-orders help the book land on more shelves on launch day, so thank you!

]]> Tue, 24 Feb 2026 13:00:00 +0000 brian@herriotconsulting.com (Brian Herriot, Kirby Denison) https://timefreedom.simplecast.com/episodes/kelly-poquiz-burke-StHGWafk Top 5 Takeaways:

  1. Time is the ultimate flex. Kelly took eight and a half weeks off in her first year of entrepreneurship. That was never possible in corporate.
  2. Increasing your income beats budgeting. Kelly tripled her income by investing in herself with an MBA, and it paid off faster than 8% in the stock market ever would.
  3. You don't have to marry rich or live in a tiny home to have time freedom. Kelly's realtor showed her that strategic choices make it possible for anyone.
  4. Sometimes it takes multiple pushes. Cancer didn't change her mindset, but her daughter's words did.
  5. Stability comes from self-belief, not your employer. When you believe in yourself more than you doubt yourself, everything changes.

Chapters:

  • 00:00Introduction and Initial Connections
  • 01:58The Journey of Entrepreneurship
  • 06:26Personal Stories and Vulnerability
  • 07:55Shared Experiences of Generosity
  • 09:04The Journey to Health and Time Freedom
  • 10:09Defining Time Freedom and Personal Background
  • 11:02Designing Your Ideal Life
  • 14:35Facing Life's Challenges: A Personal Story
  • 19:51The Transformation of Priorities
  • 20:34Financial Strategies for Time Freedom
  • 27:54Crafting a New Career and Life Purpose

KELLY POQUIZ BURKE 

Kelly Poquiz Burke is a career and leadership coach and keynote speaker based in Dallas, Texas. She spent 14 years climbing the corporate ladder in advertising and marketing, including roles at Frito-Lay where she led the Doritos brand. After being diagnosed with breast cancer during pregnancy and navigating motherhood through the pandemic, Kelly left corporate America to help others overcome burnout and lead more authentic lives. She works primarily with marketing and advertising professionals in middle management. 

You can connect with Kelly at careerslay.com.

 

🎧 Pre-order Time Freedom and get the audiobook FREE today. Normally it takes three copies to unlock the audiobook, but for podcast listeners, just one.

👉timefreedombook.com | code: PODCAST

Enter code PODCAST and you'll get instant access (your paper copy arrives in September). Pre-orders help the book land on more shelves on launch day, so thank you!

]]> Kelly Poquiz Burke on Why Time Is the Ultimate Flex Brian Herriot, Kirby Denison 00:35:12 Today on the podcast, Brian and Kirby welcome Kelly Poquiz Burke. Kelly, 36 and married with a five-year-old daughter, lives in Dallas, TX. She spent 14 years in corporate marketing, including her dream job as Doritos brand manager, before leaving to become a career coach and keynote speaker. In this episode… Kelly shares the journey from graduating with $80K in student loans to paying off nearly $200K in debt by tripling her income, and why that still wasn't enough to make her leave corporate. She talks about being diagnosed with breast cancer at eight weeks pregnant, right as the pandemic hit, and the pivotal moment when her three-year-old daughter told her how to be a better mommy. She and Brian also dig why increasing income matters more than budgeting and how stability comes from self-belief, not a corporate job. Today on the podcast, Brian and Kirby welcome Kelly Poquiz Burke. Kelly, 36 and married with a five-year-old daughter, lives in Dallas, TX. She spent 14 years in corporate marketing, including her dream job as Doritos brand manager, before leaving to become a career coach and keynote speaker. In this episode… Kelly shares the journey from graduating with $80K in student loans to paying off nearly $200K in debt by tripling her income, and why that still wasn't enough to make her leave corporate. She talks about being diagnosed with breast cancer at eight weeks pregnant, right as the pandemic hit, and the pivotal moment when her three-year-old daughter told her how to be a better mommy. She and Brian also dig why increasing income matters more than budgeting and how stability comes from self-belief, not a corporate job. self-investment, mindset, motivation, work-life balance, keywords time freedom, debt payoff, personal development, entrepreneurship, financial independence false full 6 2 47d2fcfd-711c-4f56-a279-75f04d924907 Hanna Horvath on Twenty-Somethings Pursuing Time Freedom Top 5 Takeaways:

  1. Freedom is optionality. Hanna defines it as being able to say yes to things without financial constraint, not as never working again.
  2. Rest is productive. Your best breakthroughs often come from deliberate rest, not relentless doing.
  3. The "savings mountain" can paralyze people. Focusing on building skills and income streams may be more empowering than fixating on a number.
  4. You don't have to buy a house just because everyone else is. Flexibility and experiences might align better with your actual values.
  5. Comparison culture keeps people feeling behind. Much of what you see on social media is aspirational marketing or outright fake.

Chapters:

  • 0:00 – Meet Hannah Horvath + The Slash Career Life
  • 3:49 – Rest, Productivity & Rethinking Hustle
  • 6:32 – Influential Mentors & Early Money Experiences
  • 11:59 – Money Psychology: How Your Past Shapes Your Financial Decisions
  • 17:41 – Money Personalities & Defining “Enough”
  • 20:25 – What Does Freedom Actually Mean?
  • 21:11 – Home Ownership: Wealth Builder or Wealth Trap?
  • 25:57 – Optionality: Savings Mountain vs Cash River
  • 31:35 – Debt, Financial Anxiety & Psychological Burden
  • 36:49 – Retirement, Autonomy & Building a Healthy Relationship with Money

Hanna Horvath is a Certified Financial Planner and money psychology expert based in Brooklyn, New York. She writes the newsletter Your Brain on Money, exploring the hidden psychological forces behind our financial decisions. A Syracuse journalism grad with a master's from NYU, Hanna previously served as Managing Editor at Policygenius and held editor roles at J.P. Morgan Chase and Bankrate. Her work has appeared in NBC News, Business Insider, CNBC, and USA Today. 

You can connect with Hanna at yourbrainonmoney.com.

 

🎧 Pre-order Time Freedom and get the audiobook FREE today. Normally it takes three copies to unlock the audiobook, but for podcast listeners, just one.

👉timefreedombook.com | code: PODCAST

Enter code PODCAST and you'll get instant access (your paper copy arrives in September). Pre-orders help the book land on more shelves on launch day, so thank you!

]]> Tue, 17 Feb 2026 13:00:00 +0000 brian@herriotconsulting.com (Brian Herriot, Kirby Denison) https://timefreedom.simplecast.com/episodes/hanna-horvath-ymeibY5y Top 5 Takeaways:

  1. Freedom is optionality. Hanna defines it as being able to say yes to things without financial constraint, not as never working again.
  2. Rest is productive. Your best breakthroughs often come from deliberate rest, not relentless doing.
  3. The "savings mountain" can paralyze people. Focusing on building skills and income streams may be more empowering than fixating on a number.
  4. You don't have to buy a house just because everyone else is. Flexibility and experiences might align better with your actual values.
  5. Comparison culture keeps people feeling behind. Much of what you see on social media is aspirational marketing or outright fake.

Chapters:

  • 0:00 – Meet Hannah Horvath + The Slash Career Life
  • 3:49 – Rest, Productivity & Rethinking Hustle
  • 6:32 – Influential Mentors & Early Money Experiences
  • 11:59 – Money Psychology: How Your Past Shapes Your Financial Decisions
  • 17:41 – Money Personalities & Defining “Enough”
  • 20:25 – What Does Freedom Actually Mean?
  • 21:11 – Home Ownership: Wealth Builder or Wealth Trap?
  • 25:57 – Optionality: Savings Mountain vs Cash River
  • 31:35 – Debt, Financial Anxiety & Psychological Burden
  • 36:49 – Retirement, Autonomy & Building a Healthy Relationship with Money

Hanna Horvath is a Certified Financial Planner and money psychology expert based in Brooklyn, New York. She writes the newsletter Your Brain on Money, exploring the hidden psychological forces behind our financial decisions. A Syracuse journalism grad with a master's from NYU, Hanna previously served as Managing Editor at Policygenius and held editor roles at J.P. Morgan Chase and Bankrate. Her work has appeared in NBC News, Business Insider, CNBC, and USA Today. 

You can connect with Hanna at yourbrainonmoney.com.

 

🎧 Pre-order Time Freedom and get the audiobook FREE today. Normally it takes three copies to unlock the audiobook, but for podcast listeners, just one.

👉timefreedombook.com | code: PODCAST

Enter code PODCAST and you'll get instant access (your paper copy arrives in September). Pre-orders help the book land on more shelves on launch day, so thank you!

]]> Hanna Horvath on Twenty-Somethings Pursuing Time Freedom Brian Herriot, Kirby Denison 00:47:19 Today on the podcast, Brian and Kirby welcome Hanna Horvath. Hanna, 30, lives in Brooklyn, NY. She writes the newsletter Your Brain on Money, is a Certified Financial Planner, and shares her expertise in financial psychology. In this episode… Hanna brings a younger person’s perspective to the time freedom conversation, sharing why she chose flexibility over a mortgage, how she shifted from scarcity mindset to optionality, and what she sees holding her generation back from feeling financially secure. She and Brian dig into the trap of "savings mountain" thinking, why rest is actually productive, and how building skills and income streams might matter more than hitting a magic number. Today on the podcast, Brian and Kirby welcome Hanna Horvath. Hanna, 30, lives in Brooklyn, NY. She writes the newsletter Your Brain on Money, is a Certified Financial Planner, and shares her expertise in financial psychology. In this episode… Hanna brings a younger person’s perspective to the time freedom conversation, sharing why she chose flexibility over a mortgage, how she shifted from scarcity mindset to optionality, and what she sees holding her generation back from feeling financially secure. She and Brian dig into the trap of "savings mountain" thinking, why rest is actually productive, and how building skills and income streams might matter more than hitting a magic number. success mindset, keywords time freedom, financial freedom, money psychology, freedom, home ownership, work-life balance, financial anxiety, financial planning, psychological aspects of money, cash flow, entrepreneurship, savings, money management, autonomy, optionality, debt management, debt management, wealth building, purpose false full 5 2 c32441c2-a120-4fae-bd6c-6c49e41bd78d Bernadette Joy Crushed Her Money Goals and Retired at 40 Top 5 Takeaways:

  1. Time freedom might accelerate financial freedom. Saying no to low-value obligations frees you to focus on what actually moves the needle.
  2. Test your retirement before committing. Bernadette's sabbatical was a trial run that made retirement feel possible.
  3. Confidence in your ability to make money is a backup plan. That skill matters as much as a nest egg.
  4. You do not owe everyone unlimited access to you. Protecting your calendar is not selfish, it's necessary.
  5. Book marketing is about building advocates, not just readers. Bernadette booked 50 collaborations at one conference by being intentional.

Chapters:

  • 0:00 – You Don’t Owe Everyone Unlimited Access to You (Cold Open)
  • 0:49 – Welcome + Meet Bernadette Joy
  • 2:46 – The Opening Question + Showing Up Without the “Mask”
  • 7:53 – Bernadette’s Story: Corporate → Financial Freedom → “Retiring” at 40
  • 10:26 – The Catalyst Moment: Loss, Perspective, and Choosing a Sabbatical
  • 14:31 – What Retirement Looks Like Now: Intentional Living + Slowing Down
  • 16:39 – Money vs Skill: What Actually Creates Freedom?
  • 19:19 – Time Freedom vs Financial Freedom: What She’d Do Differently
  • 24:12 – Trolls, Certifications, and Representation in Finance
  • 32:50 – Book Launch Strategy + Where to Find Bernadette

BERNADETTE JOY 

Bernadette Joy is a first-generation Filipino American money expert who paid off $300,000 of debt in three years and hit a net worth of over $2 million by 40. She's the author of Crush Your Money Goals and founder of the coaching program by the same name. Bernadette has been featured on CNBC, Forbes, MarketWatch, and Yahoo Finance, and has spoken at FinCon, South by Southwest, NASDAQ, and TEDxHouston. 

You can connect with Bernadette at crushyourmoneygoals.com.

 

🎧 Pre-order Time Freedom and get the audiobook FREE today. Normally it takes three copies to unlock the audiobook, but for podcast listeners, just one.

👉timefreedombook.com | code: PODCAST

Enter code PODCAST and you'll get instant access (your paper copy arrives in September). Pre-orders help the book land on more shelves on launch day, so thank you!

]]> Tue, 10 Feb 2026 13:00:00 +0000 brian@herriotconsulting.com (Bernadette Joy, Kirby Denison, Brian Herriot) https://timefreedom.simplecast.com/episodes/bernadette-joy-NYvf5Gm_ Top 5 Takeaways:

  1. Time freedom might accelerate financial freedom. Saying no to low-value obligations frees you to focus on what actually moves the needle.
  2. Test your retirement before committing. Bernadette's sabbatical was a trial run that made retirement feel possible.
  3. Confidence in your ability to make money is a backup plan. That skill matters as much as a nest egg.
  4. You do not owe everyone unlimited access to you. Protecting your calendar is not selfish, it's necessary.
  5. Book marketing is about building advocates, not just readers. Bernadette booked 50 collaborations at one conference by being intentional.

Chapters:

  • 0:00 – You Don’t Owe Everyone Unlimited Access to You (Cold Open)
  • 0:49 – Welcome + Meet Bernadette Joy
  • 2:46 – The Opening Question + Showing Up Without the “Mask”
  • 7:53 – Bernadette’s Story: Corporate → Financial Freedom → “Retiring” at 40
  • 10:26 – The Catalyst Moment: Loss, Perspective, and Choosing a Sabbatical
  • 14:31 – What Retirement Looks Like Now: Intentional Living + Slowing Down
  • 16:39 – Money vs Skill: What Actually Creates Freedom?
  • 19:19 – Time Freedom vs Financial Freedom: What She’d Do Differently
  • 24:12 – Trolls, Certifications, and Representation in Finance
  • 32:50 – Book Launch Strategy + Where to Find Bernadette

BERNADETTE JOY 

Bernadette Joy is a first-generation Filipino American money expert who paid off $300,000 of debt in three years and hit a net worth of over $2 million by 40. She's the author of Crush Your Money Goals and founder of the coaching program by the same name. Bernadette has been featured on CNBC, Forbes, MarketWatch, and Yahoo Finance, and has spoken at FinCon, South by Southwest, NASDAQ, and TEDxHouston. 

You can connect with Bernadette at crushyourmoneygoals.com.

 

🎧 Pre-order Time Freedom and get the audiobook FREE today. Normally it takes three copies to unlock the audiobook, but for podcast listeners, just one.

👉timefreedombook.com | code: PODCAST

Enter code PODCAST and you'll get instant access (your paper copy arrives in September). Pre-orders help the book land on more shelves on launch day, so thank you!

]]> Bernadette Joy Crushed Her Money Goals and Retired at 40 Bernadette Joy, Kirby Denison, Brian Herriot 00:48:30 Today on the podcast, Brian and Kirby welcome Bernadette Joy. Bernadette, 40 and married with no kids, splits time between Charlotte, NC and Las Vegas. She's a money coach, author, and self-proclaimed K-pop stan who announced her retirement on December 10th. In this episode… Bernadette gets real about what led to her retirement announcement, including the loss of a close friend who kept waiting for the "right time." She shares how a 90-day sabbatical became permanent, why protecting her calendar should have been a priority sooner, and the uncomfortable truth that time freedom might have accelerated her path to financial freedom. She and Brian also dig into being trolled online, the book marketing move that actually worked, and what happens when you've crushed all your goals and have nothing left to chase. Today on the podcast, Brian and Kirby welcome Bernadette Joy. Bernadette, 40 and married with no kids, splits time between Charlotte, NC and Las Vegas. She's a money coach, author, and self-proclaimed K-pop stan who announced her retirement on December 10th. In this episode… Bernadette gets real about what led to her retirement announcement, including the loss of a close friend who kept waiting for the "right time." She shares how a 90-day sabbatical became permanent, why protecting her calendar should have been a priority sooner, and the uncomfortable truth that time freedom might have accelerated her path to financial freedom. She and Brian also dig into being trolled online, the book marketing move that actually worked, and what happens when you've crushed all your goals and have nothing left to chase. false full 4 2 92379488-8966-4f8b-a157-9efcd9f1513d Jillian Johnsrud Retired at 32 by Taking More Breaks, Not Fewer Top 5 Takeaways:

  1. Mini retirements don't just help your personal life. They often accelerate your career and finances in unexpected ways.
  2. "Stuck at 6” is the hardest place to change from. When life is just OK, the upside feels small and the downside feels huge.
  3. You can fund mini retirements for life by saving just 6.5% more, or by landing one job switch with a modest raise.
  4. Experiments that go horribly wrong teach you more than ones that go fine. Failure is a goldmine of insight.
  5. The real cost of staying put might be a million dollars. Jillian's friend proved that not switching jobs and not taking breaks can leave serious money on the table.

Chapters:

  • 0:00 – Welcome + Introduction to Jillian Johnsrud
  • 1:44 – Jillian’s Journey to Financial Independence
  • 11:38 – What Are Mini Retirements?
  • 14:45 – The “Stuck at Six” Problem
  • 17:03 – The Courage to Step Away from the Grind
  • 18:31 – Experimentation, Growth & Mini Retirements
  • 20:05 – Learning from Failure and Career Missteps
  • 21:50 – Mini Retirements as a Long-Term Lifestyle
  • 25:55 – The 6.5% Rule Explained
  • 31:52 – Career Shifts, Income Growth & Timing
  • 36:08 – How the 6.5% Rule Funds Time Freedom
  • 38:06 – Job Switching, Earning Potential & Flexibility
  • 38:57 – Time Freedom Book Promotion + Closing Thoughts

JILLIAN JOHNSRUD

Jillian Johnsrud is an author, speaker, and financial independence advocate who achieved financial freedom at 32 while working low-earning jobs and raising five kids. She's the author of Retire Often and hosts the “Retire Often” podcast where she shares real stories of people who've taken mini retirements. Jillian's work has been featured on All the Hacks, ChooseFI, and at FinCon.

You can connect with Jillian at retireoften.com.

 

🎧 Pre-order Time Freedom and get the audiobook FREE today. Normally it takes three copies to unlock the audiobook, but for podcast listeners, just one.

👉timefreedombook.com | code: PODCAST

Enter code PODCAST and you'll get instant access (your paper copy arrives in September). Pre-orders help the book land on more shelves on launch day, so thank you!

]]> Tue, 3 Feb 2026 13:00:00 +0000 brian@herriotconsulting.com (Kirby Denison, Brian Herriot) https://timefreedom.simplecast.com/episodes/jillian-johnsrud-JNz1KA3e Top 5 Takeaways:

  1. Mini retirements don't just help your personal life. They often accelerate your career and finances in unexpected ways.
  2. "Stuck at 6” is the hardest place to change from. When life is just OK, the upside feels small and the downside feels huge.
  3. You can fund mini retirements for life by saving just 6.5% more, or by landing one job switch with a modest raise.
  4. Experiments that go horribly wrong teach you more than ones that go fine. Failure is a goldmine of insight.
  5. The real cost of staying put might be a million dollars. Jillian's friend proved that not switching jobs and not taking breaks can leave serious money on the table.

Chapters:

  • 0:00 – Welcome + Introduction to Jillian Johnsrud
  • 1:44 – Jillian’s Journey to Financial Independence
  • 11:38 – What Are Mini Retirements?
  • 14:45 – The “Stuck at Six” Problem
  • 17:03 – The Courage to Step Away from the Grind
  • 18:31 – Experimentation, Growth & Mini Retirements
  • 20:05 – Learning from Failure and Career Missteps
  • 21:50 – Mini Retirements as a Long-Term Lifestyle
  • 25:55 – The 6.5% Rule Explained
  • 31:52 – Career Shifts, Income Growth & Timing
  • 36:08 – How the 6.5% Rule Funds Time Freedom
  • 38:06 – Job Switching, Earning Potential & Flexibility
  • 38:57 – Time Freedom Book Promotion + Closing Thoughts

JILLIAN JOHNSRUD

Jillian Johnsrud is an author, speaker, and financial independence advocate who achieved financial freedom at 32 while working low-earning jobs and raising five kids. She's the author of Retire Often and hosts the “Retire Often” podcast where she shares real stories of people who've taken mini retirements. Jillian's work has been featured on All the Hacks, ChooseFI, and at FinCon.

You can connect with Jillian at retireoften.com.

 

🎧 Pre-order Time Freedom and get the audiobook FREE today. Normally it takes three copies to unlock the audiobook, but for podcast listeners, just one.

👉timefreedombook.com | code: PODCAST

Enter code PODCAST and you'll get instant access (your paper copy arrives in September). Pre-orders help the book land on more shelves on launch day, so thank you!

]]> Jillian Johnsrud Retired at 32 by Taking More Breaks, Not Fewer Kirby Denison, Brian Herriot 00:39:43 Today on the podcast, Brian and Kirby welcome Jillian Johnsrud. Jillian, 42 and living in Montana, is a financial independence advocate, author of Retire Often, and host of the Retire Often podcast. In this episode... Jillian shares her unconventional path from $55,000 in debt to financial independence at 32, all while working low-earning jobs and taking regular mini retirements along the way. She and Brian dig into why being "stuck at 6” (out of 10) keeps people trapped, how a month-long break can cost as little as 6.5% of your income, and why not taking time off might actually cost you a million dollars. Today on the podcast, Brian and Kirby welcome Jillian Johnsrud. Jillian, 42 and living in Montana, is a financial independence advocate, author of Retire Often, and host of the Retire Often podcast. In this episode... Jillian shares her unconventional path from $55,000 in debt to financial independence at 32, all while working low-earning jobs and taking regular mini retirements along the way. She and Brian dig into why being "stuck at 6” (out of 10) keeps people trapped, how a month-long break can cost as little as 6.5% of your income, and why not taking time off might actually cost you a million dollars. stuck at six, experimentation, 6.5% rule, personal growth, mini retirement, career breaks, time freedom, entrepreneurship, financial independence, seasonal living false full 3 2 2941e249-1ca3-48f5-8386-41e7d36b6376 Pia Silva on Why Making Money Beats Having Money Top 5 Takeaways

  1. Time freedom is about working to live—not living to work.
  2. The 50–25–25 rule creates sustainable income and personal freedom.
  3. True freedom comes from the ability to create income on demand.
  4. Overcoming debt can build confidence and clarity in business decisions.
  5. Authority content works best after a solid business foundation is built.

Chapters:

  • 0:00 – Welcome + Introduction to Pia Silva
  • 3:00 – Working to Live, Not Living to Work
  • 7:45 – The 50–25–25 Rule Explained
  • 13:30 – From Revenue to Real Profit
  • 17:15 – Pia’s $40K Debt Wake-Up Call
  • 21:30 – Skills Over Savings: The Real Definition of Freedom
  • 25:45 – Designing a Business That Fits Your Life
  • 29:30 – Writing Scale Solo: Process & Insights
  • 34:45 – Authority, Referrals & Building a Profitable Business
  • 39:45 – Long-Term Vision, Investing & Time Freedom
  • 42:15 – Where to Find Pia + Final Thoughts

Check out Pia's book at NoBSMastery.com/book

 

🎧 Pre-order Time Freedom and get the audiobook FREE today. Normally it takes three copies to unlock the audiobook, but for podcast listeners, just one.

👉timefreedombook.com | code: PODCAST

Enter code PODCAST and you'll get instant access (your paper copy arrives in September). Pre-orders help the book land on more shelves on launch day, so thank you!

]]> Tue, 27 Jan 2026 13:00:00 +0000 brian@herriotconsulting.com (Kirby Denison, Brian Herriot) https://timefreedom.simplecast.com/episodes/pia-silva-T2hjCV91 Top 5 Takeaways

  1. Time freedom is about working to live—not living to work.
  2. The 50–25–25 rule creates sustainable income and personal freedom.
  3. True freedom comes from the ability to create income on demand.
  4. Overcoming debt can build confidence and clarity in business decisions.
  5. Authority content works best after a solid business foundation is built.

Chapters:

  • 0:00 – Welcome + Introduction to Pia Silva
  • 3:00 – Working to Live, Not Living to Work
  • 7:45 – The 50–25–25 Rule Explained
  • 13:30 – From Revenue to Real Profit
  • 17:15 – Pia’s $40K Debt Wake-Up Call
  • 21:30 – Skills Over Savings: The Real Definition of Freedom
  • 25:45 – Designing a Business That Fits Your Life
  • 29:30 – Writing Scale Solo: Process & Insights
  • 34:45 – Authority, Referrals & Building a Profitable Business
  • 39:45 – Long-Term Vision, Investing & Time Freedom
  • 42:15 – Where to Find Pia + Final Thoughts

Check out Pia's book at NoBSMastery.com/book

 

🎧 Pre-order Time Freedom and get the audiobook FREE today. Normally it takes three copies to unlock the audiobook, but for podcast listeners, just one.

👉timefreedombook.com | code: PODCAST

Enter code PODCAST and you'll get instant access (your paper copy arrives in September). Pre-orders help the book land on more shelves on launch day, so thank you!

]]> Pia Silva on Why Making Money Beats Having Money Kirby Denison, Brian Herriot 00:42:29 Today on the podcast, Brian and Kirby welcome Pia Silva. Pia is in her early 40s, married with a seven-year-old son, and lives in Brooklyn, NY. She runs a branding agency with her husband and coaches other agencies on how to scale while working less. In this episode… Pia shares how she went from $40,000 in debt to taking entire summers off by restructuring her business around a simple formula: 50% client work, 25% business development, 25% freedom time. She and Brian dig into why "chunk and stack" beats passive income for most service providers, how working through financial hardship builds lasting confidence, and what she's learned writing her second book, Scale Solo. Today on the podcast, Brian and Kirby welcome Pia Silva. Pia is in her early 40s, married with a seven-year-old son, and lives in Brooklyn, NY. She runs a branding agency with her husband and coaches other agencies on how to scale while working less. In this episode… Pia shares how she went from $40,000 in debt to taking entire summers off by restructuring her business around a simple formula: 50% client work, 25% business development, 25% freedom time. She and Brian dig into why "chunk and stack" beats passive income for most service providers, how working through financial hardship builds lasting confidence, and what she's learned writing her second book, Scale Solo. branding, scale solo, marketing strategies, 50-25-25 rule, work-life balance, pia silva, time freedom, entrepreneurship, business model, debt recovery false full 2 2 63883876-e32f-49b7-8792-1b9aa1cc7667 Mike Michalowicz has Big Goals and Time Freedom Too Top 5 Takeaways

  1. Time freedom means owning your schedule—not being owned by it.
  2. Intentional living shapes both your work and your relationships.
  3. Health span matters as much as lifespan when designing your future.
  4. You don’t need big money to achieve meaningful, impactful goals.
  5. Vulnerability and authenticity build authority, connection, and growth.

Chapters:

  • 0:00 – Welcome + Real-Life Podcasting Moments
  • 1:36 – Introduction to Mike Michalowicz
  • 4:03 – Podcasting Journeys & Trying New Things
  • 6:48 – Marketing Yourself (Even When It’s Uncomfortable)
  • 9:33 – Embarrassment, Visibility & “Risk It for the Biscuit”
  • 12:26 – What Time Freedom Really Means
  • 14:56 – Intentional Living & Goal Setting
  • 17:47 – Health Span vs. Life Span
  • 20:23 – Quickfire Questions & Personal Insights
  • 22:49 – Upcoming Projects & Book Launch
  • 26:28 – Time Freedom in Practice
  • 29:03 – Authorship as a Catalyst for Opportunity
  • 30:26 – Passion, Purpose & Helping Others
  • 32:38 – Time Freedom Book Promotion

 

🎧 Pre-order Time Freedom and get the audiobook FREE today. Normally it takes three copies to unlock the audiobook, but for podcast listeners, just one.

👉timefreedombook.com | code: PODCAST

Enter code PODCAST and you'll get instant access (your paper copy arrives in September). Pre-orders help the book land on more shelves on launch day, so thank you!

]]> Tue, 20 Jan 2026 13:00:00 +0000 brian@herriotconsulting.com (Kirby Denison, Brian Herriot) https://timefreedom.simplecast.com/episodes/mike-m-JMY1dSjj Top 5 Takeaways

  1. Time freedom means owning your schedule—not being owned by it.
  2. Intentional living shapes both your work and your relationships.
  3. Health span matters as much as lifespan when designing your future.
  4. You don’t need big money to achieve meaningful, impactful goals.
  5. Vulnerability and authenticity build authority, connection, and growth.

Chapters:

  • 0:00 – Welcome + Real-Life Podcasting Moments
  • 1:36 – Introduction to Mike Michalowicz
  • 4:03 – Podcasting Journeys & Trying New Things
  • 6:48 – Marketing Yourself (Even When It’s Uncomfortable)
  • 9:33 – Embarrassment, Visibility & “Risk It for the Biscuit”
  • 12:26 – What Time Freedom Really Means
  • 14:56 – Intentional Living & Goal Setting
  • 17:47 – Health Span vs. Life Span
  • 20:23 – Quickfire Questions & Personal Insights
  • 22:49 – Upcoming Projects & Book Launch
  • 26:28 – Time Freedom in Practice
  • 29:03 – Authorship as a Catalyst for Opportunity
  • 30:26 – Passion, Purpose & Helping Others
  • 32:38 – Time Freedom Book Promotion

 

🎧 Pre-order Time Freedom and get the audiobook FREE today. Normally it takes three copies to unlock the audiobook, but for podcast listeners, just one.

👉timefreedombook.com | code: PODCAST

Enter code PODCAST and you'll get instant access (your paper copy arrives in September). Pre-orders help the book land on more shelves on launch day, so thank you!

]]> Mike Michalowicz has Big Goals and Time Freedom Too Kirby Denison, Brian Herriot 00:33:26 Today on the podcast, Brian and Kirby welcome Mike Michalowicz. Mike, 53 and married with adult children lives in Boonton, NJ. He is an author, speaker, and investor centered on his collection of more than ten bestselling books. In this episode… Mike kicks off season two by challenging the idea that time freedom means slowing down. He shares how he maintains authority over 80% of his schedule while chasing big goals, why he keeps a photo of his 80-year-old self on his desk, and how a decade of tracking annual intentions has shifted his focus toward family and health. Brian and Mike also dig into why big goals don't require big money, and what real time freedom actually looks like. Today on the podcast, Brian and Kirby welcome Mike Michalowicz. Mike, 53 and married with adult children lives in Boonton, NJ. He is an author, speaker, and investor centered on his collection of more than ten bestselling books. In this episode… Mike kicks off season two by challenging the idea that time freedom means slowing down. He shares how he maintains authority over 80% of his schedule while chasing big goals, why he keeps a photo of his 80-year-old self on his desk, and how a decade of tracking annual intentions has shifted his focus toward family and health. Brian and Mike also dig into why big goals don't require big money, and what real time freedom actually looks like. health, vulnerability, intentional living, keywords time freedom, marketing, family, personal development, entrepreneurship, financial independence, podcast false full 1 2 e9eb611d-b79e-441c-afc2-c183aabd6daf Time Freedom Is Just the Beginning Top Takeaways:

  1. Time freedom creates space for connection, purpose, and love.
  2. Time freedom isn’t the end goal—it’s the starting point for something more.

Chapters:

  • 0:00 – Introduction to Time Freedom
  • 2:44 – The Journey of Writing & Reflection
  • 5:18 – Understanding Reader Expectations
  • 7:53 – The Call to Greatness
  • 10:22 – Why Connection Matters Most
  • 14:44 – Practical Applications of Time Freedom
  • 17:30 – Looking Ahead to Season Two

 

🎧 Pre-order Time Freedom and get the audiobook FREE today. Normally it takes three copies to unlock the audiobook, but for podcast listeners, just one.

👉timefreedombook.com | code: PODCAST

Enter code PODCAST and you'll get instant access (your paper copy arrives in September). Pre-orders help the book land on more shelves on launch day, so thank you!

]]> Tue, 23 Dec 2025 13:00:00 +0000 brian@herriotconsulting.com (Kirby Denison, Brian Herriot) https://timefreedom.simplecast.com/episodes/time-freedom-is-just-the-beginning-RJwtAXs3 Top Takeaways:

  1. Time freedom creates space for connection, purpose, and love.
  2. Time freedom isn’t the end goal—it’s the starting point for something more.

Chapters:

  • 0:00 – Introduction to Time Freedom
  • 2:44 – The Journey of Writing & Reflection
  • 5:18 – Understanding Reader Expectations
  • 7:53 – The Call to Greatness
  • 10:22 – Why Connection Matters Most
  • 14:44 – Practical Applications of Time Freedom
  • 17:30 – Looking Ahead to Season Two

 

🎧 Pre-order Time Freedom and get the audiobook FREE today. Normally it takes three copies to unlock the audiobook, but for podcast listeners, just one.

👉timefreedombook.com | code: PODCAST

Enter code PODCAST and you'll get instant access (your paper copy arrives in September). Pre-orders help the book land on more shelves on launch day, so thank you!

]]> Time Freedom Is Just the Beginning Kirby Denison, Brian Herriot 00:21:54 Time freedom was never the final destination—it was the doorway. In the Season 1 finale of the Time Freedom Podcast, hosts Brian Herriot and Kirby Denison reflect on what time freedom truly unlocks: deeper connection, clearer purpose, and more intentional living. They share insights gained from writing, publishing, and listening closely to what readers and listeners are really seeking—not just strategies, but models for a fulfilling life. This episode is both a reflection and an invitation. A moment to look back on the journey so far, and a look ahead to Season Two, where real stories and diverse voices will explore what time freedom looks like in practice. Time freedom was never the final destination—it was the doorway. In the Season 1 finale of the Time Freedom Podcast, hosts Brian Herriot and Kirby Denison reflect on what time freedom truly unlocks: deeper connection, clearer purpose, and more intentional living. They share insights gained from writing, publishing, and listening closely to what readers and listeners are really seeking—not just strategies, but models for a fulfilling life. This episode is both a reflection and an invitation. A moment to look back on the journey so far, and a look ahead to Season Two, where real stories and diverse voices will explore what time freedom looks like in practice. writing, intentional living, keywords time freedom, publishing, connection, life lessons, personal development, coaching, podcast, purpose false full 20 1 49896fde-1012-484f-a45f-db54c784ea02 Ready or Not, Take Action the Right Way Top 5 Takeaways:

  1. Action is what turns plans into real change.
  2. Waiting until you’re ready can create stronger outcomes than rushing.
  3. Simplifying your focus increases impact and follow-through.
  4. Community and support are essential—you don’t have to do this alone.
  5. Time freedom creates space for new opportunities, not just rest.

Chapters:

  • 0:00 – Introduction to the Time Freedom Podcast
  • 1:23 – Why Taking Action Matters
  • 6:10 – The Three-Part Action Framework
  • 8:39 – The Power of Waiting Until You’re Ready
  • 14:52 – Taking Action in Business
  • 16:46 – Feedback Over Failure: The Maker’s Mindset
  • 19:11 – Focus, Simplicity & the 80/20 Rule
  • 22:21 – Personal Examples of Time Freedom in Action
  • 24:45 – Why Support Changes Everything
  • 29:57 – Creating Your Personal Action Plan

 

🎧 Pre-order Time Freedom and get the audiobook FREE today. Normally it takes three copies to unlock the audiobook, but for podcast listeners, just one.

👉timefreedombook.com | code: PODCAST

Enter code PODCAST and you'll get instant access (your paper copy arrives in September). Pre-orders help the book land on more shelves on launch day, so thank you!

]]> Tue, 16 Dec 2025 13:00:00 +0000 brian@herriotconsulting.com (Kirby Denison, Brian Herriot) https://timefreedom.simplecast.com/episodes/ready-or-not-q73URcnz Top 5 Takeaways:

  1. Action is what turns plans into real change.
  2. Waiting until you’re ready can create stronger outcomes than rushing.
  3. Simplifying your focus increases impact and follow-through.
  4. Community and support are essential—you don’t have to do this alone.
  5. Time freedom creates space for new opportunities, not just rest.

Chapters:

  • 0:00 – Introduction to the Time Freedom Podcast
  • 1:23 – Why Taking Action Matters
  • 6:10 – The Three-Part Action Framework
  • 8:39 – The Power of Waiting Until You’re Ready
  • 14:52 – Taking Action in Business
  • 16:46 – Feedback Over Failure: The Maker’s Mindset
  • 19:11 – Focus, Simplicity & the 80/20 Rule
  • 22:21 – Personal Examples of Time Freedom in Action
  • 24:45 – Why Support Changes Everything
  • 29:57 – Creating Your Personal Action Plan

 

🎧 Pre-order Time Freedom and get the audiobook FREE today. Normally it takes three copies to unlock the audiobook, but for podcast listeners, just one.

👉timefreedombook.com | code: PODCAST

Enter code PODCAST and you'll get instant access (your paper copy arrives in September). Pre-orders help the book land on more shelves on launch day, so thank you!

]]> Ready or Not, Take Action the Right Way Kirby Denison, Brian Herriot 00:32:05 Ideas don’t create time freedom—action does. But not rushed, burnout-driven action. Aligned action. In this episode, Kirby and Brian unpack a powerful three-part framework for taking meaningful action toward time freedom. They explore why waiting until you’re truly ready matters, how simplifying your focus leads to better results, and why surrounding yourself with the right people can accelerate everything. Brian and Kirby talk about business pivots and the chaos of raising kids to show what taking action actually looks like when it's not just about "pushing ahead." Listen to learn more about this time freedom that everyone's chasing and why slow, methodical, daily practice can help you achieve it. Ideas don’t create time freedom—action does. But not rushed, burnout-driven action. Aligned action. In this episode, Kirby and Brian unpack a powerful three-part framework for taking meaningful action toward time freedom. They explore why waiting until you’re truly ready matters, how simplifying your focus leads to better results, and why surrounding yourself with the right people can accelerate everything. Brian and Kirby talk about business pivots and the chaos of raising kids to show what taking action actually looks like when it's not just about "pushing ahead." Listen to learn more about this time freedom that everyone's chasing and why slow, methodical, daily practice can help you achieve it. community support, keywords time freedom, simplifying goals, parenting, taking action, life lessons, framework for action, personal development, entrepreneurship, coaching false full 19 1 3c0dac79-9362-4e03-843f-9aa0f34b35b5 The Time Freedom Calculator Top 5 Takeaways:

  1. The Time Freedom Calculator is a free, flexible tool for designing your financial future.
  2. Understanding future expenses builds true financial confidence.
  3. The calculator allows for multiple work, income, and lifestyle scenarios.
  4. Visual data makes decision-making easier and more empowering.
  5. Small adjustments today can radically accelerate your path to time freedom.

You can find the Time Freedom Calculator at https://timefreedomcalculator.com.

Chapters:

  • 0:00 – Introduction to the Time Freedom Podcast
  • 6:01 – The Time Freedom Calculator Explained
  • 11:24 – Rethinking Money & Work for Freedom
  • 16:31 – Case Study: Annika & Nick’s Journey
  • 24:23 – How to Use the Time Freedom Calculator
  • 32:31 – Next Steps & Taking Action

 

🎧 Pre-order Time Freedom and get the audiobook FREE today. Normally it takes three copies to unlock the audiobook, but for podcast listeners, just one.

👉timefreedombook.com | code: PODCAST

Enter code PODCAST and you'll get instant access (your paper copy arrives in September). Pre-orders help the book land on more shelves on launch day, so thank you!

]]> Tue, 9 Dec 2025 13:00:00 +0000 brian@herriotconsulting.com (Brian Herriot, Kirby Denison) https://timefreedom.simplecast.com/episodes/the-time-freedom-calculator-qAJ0ck3_ Top 5 Takeaways:

  1. The Time Freedom Calculator is a free, flexible tool for designing your financial future.
  2. Understanding future expenses builds true financial confidence.
  3. The calculator allows for multiple work, income, and lifestyle scenarios.
  4. Visual data makes decision-making easier and more empowering.
  5. Small adjustments today can radically accelerate your path to time freedom.

You can find the Time Freedom Calculator at https://timefreedomcalculator.com.

Chapters:

  • 0:00 – Introduction to the Time Freedom Podcast
  • 6:01 – The Time Freedom Calculator Explained
  • 11:24 – Rethinking Money & Work for Freedom
  • 16:31 – Case Study: Annika & Nick’s Journey
  • 24:23 – How to Use the Time Freedom Calculator
  • 32:31 – Next Steps & Taking Action

 

🎧 Pre-order Time Freedom and get the audiobook FREE today. Normally it takes three copies to unlock the audiobook, but for podcast listeners, just one.

👉timefreedombook.com | code: PODCAST

Enter code PODCAST and you'll get instant access (your paper copy arrives in September). Pre-orders help the book land on more shelves on launch day, so thank you!

]]> The Time Freedom Calculator Brian Herriot, Kirby Denison 00:34:12 There are retirement calculators that upon their use lead you to question "that long until retirement?!" There are debt repayment calculators that leave you asking "really? that long until I've paid everything off?!". Using both is often a sad experience. You may then wonder: Can any online calculator can get you excited about life's possibilities? It's funny you should ask...why, yes! I'd like to introduce the first "feel good" online money calculator: the Time Freedom Calculator. It's free, easy, and fun to use. Try it at https://timefreedomcalculator.com. The Time Freedom Calculator is the tool to help you determine exactly how close you are to becoming a "freetimer." Use it to calculate your "free age," the age at which you can start living more freely an flexibly without fear of ever running out of money. In this episode, Brian and Kirby walk listeners through this free tool designed to help you understand your financial future, plan confidently, and design a life that balances meaning, flexibility, and income. They break down why traditional financial planning falls short, how visualizing your money differently can spark new possibilities, and how small tweaks in spending or work structure can dramatically shift your trajectory. They walk through a real-life scenario, so you can learn exactly how to use the calculator to rethink your work, money, and the lifestyle you want to build. There are retirement calculators that upon their use lead you to question "that long until retirement?!" There are debt repayment calculators that leave you asking "really? that long until I've paid everything off?!". Using both is often a sad experience. You may then wonder: Can any online calculator can get you excited about life's possibilities? It's funny you should ask...why, yes! I'd like to introduce the first "feel good" online money calculator: the Time Freedom Calculator. It's free, easy, and fun to use. Try it at https://timefreedomcalculator.com. The Time Freedom Calculator is the tool to help you determine exactly how close you are to becoming a "freetimer." Use it to calculate your "free age," the age at which you can start living more freely an flexibly without fear of ever running out of money. In this episode, Brian and Kirby walk listeners through this free tool designed to help you understand your financial future, plan confidently, and design a life that balances meaning, flexibility, and income. They break down why traditional financial planning falls short, how visualizing your money differently can spark new possibilities, and how small tweaks in spending or work structure can dramatically shift your trajectory. They walk through a real-life scenario, so you can learn exactly how to use the calculator to rethink your work, money, and the lifestyle you want to build. flexible work, work-life balance, financial planning, financial confidence, investment income, time freedom calculator, retirement planning, time freedom, personal finance, lifestyle design false full 18 1 7ea86d19-3961-4b6d-b9eb-e48437eaf6f9 Fast Follow Investing: What It Is and Why It Beats Buy-and-Hold Get my free bonus chapter here to learn even more about Fast Follow Investing.

Top 5 Takeaways:

  1. Momentum investing looks forward.
  2. Human behavior impacts market trends.
  3. Serial autocorrelation isn't as complicated as it sounds.
  4. Fast Follow Investing caps losses during downturns while still letting your capture gains.
  5. Technology has made momentum strategies more accessible.

Chapters:

  • 0:00 – Introduction to Fast Follow Investing
  • 4:45 – Personal Backgrounds & Early Financial Lessons
  • 9:08 – How Investment Strategies Have Evolved
  • 13:20 – Understanding Momentum Investing
  • 17:42 – Practical Application: How Fast Follow Works
  • 22:14 – Why Momentum Supports Time Freedom
  • 26:28 – Conclusion + Next Steps

 

 

🎧 Pre-order Time Freedom and get the audiobook FREE today. Normally it takes three copies to unlock the audiobook, but for podcast listeners, just one.

👉timefreedombook.com | code: PODCAST

Enter code PODCAST and you'll get instant access (your paper copy arrives in September). Pre-orders help the book land on more shelves on launch day, so thank you!

]]> Tue, 2 Dec 2025 13:00:00 +0000 brian@herriotconsulting.com (Brian Herriot) https://timefreedom.simplecast.com/episodes/fast-follow-investing-e_uDOuLC Get my free bonus chapter here to learn even more about Fast Follow Investing.

Top 5 Takeaways:

  1. Momentum investing looks forward.
  2. Human behavior impacts market trends.
  3. Serial autocorrelation isn't as complicated as it sounds.
  4. Fast Follow Investing caps losses during downturns while still letting your capture gains.
  5. Technology has made momentum strategies more accessible.

Chapters:

  • 0:00 – Introduction to Fast Follow Investing
  • 4:45 – Personal Backgrounds & Early Financial Lessons
  • 9:08 – How Investment Strategies Have Evolved
  • 13:20 – Understanding Momentum Investing
  • 17:42 – Practical Application: How Fast Follow Works
  • 22:14 – Why Momentum Supports Time Freedom
  • 26:28 – Conclusion + Next Steps

 

 

🎧 Pre-order Time Freedom and get the audiobook FREE today. Normally it takes three copies to unlock the audiobook, but for podcast listeners, just one.

👉timefreedombook.com | code: PODCAST

Enter code PODCAST and you'll get instant access (your paper copy arrives in September). Pre-orders help the book land on more shelves on launch day, so thank you!

]]> Fast Follow Investing: What It Is and Why It Beats Buy-and-Hold Brian Herriot 00:28:22 Most people believe investing is about patience and waiting—but what if following the trend could work even better? In this episode, Brian introduces Fast Follow Investing, a momentum-based strategy that "follows" the market, helping investors make smarter, more flexible decisions. He shares personal stories, explains how investing strategies have evolved, and breaks down why momentum investing can be a powerful complement to more conventional buy-and-hold investing and help you protect your downside while participating in market growth. Whether you’re new to investing or looking to expand your toolkit, this conversation invites you to stay curious, stay open-minded, and consider new approaches that better support your time freedom goals. Most people believe investing is about patience and waiting—but what if following the trend could work even better? In this episode, Brian introduces Fast Follow Investing, a momentum-based strategy that "follows" the market, helping investors make smarter, more flexible decisions. He shares personal stories, explains how investing strategies have evolved, and breaks down why momentum investing can be a powerful complement to more conventional buy-and-hold investing and help you protect your downside while participating in market growth. Whether you’re new to investing or looking to expand your toolkit, this conversation invites you to stay curious, stay open-minded, and consider new approaches that better support your time freedom goals. false full 17 1 9c61efb5-6438-49b6-be3c-5ec2e2498ca9 The Time Freedom Portfolio: How Freetimers Invest Top 5 Takeaways:

  1. The Time Freedom Portfolio blends safety and growth through simple, passive tools.
  2. There’s no single “right way” to invest—your goals determine your strategy.
  3. Passive indexing is favored for its low fees, ease, and long-term results.
  4. Cash allocation (10–30%) provides both stability and confidence.
  5. A strong financial runway—6 months to 2 years—supports true time freedom.

Chapters:

  • 0:00 – Introduction to the Time Freedom Portfolio
  • 5:59 – What the Time Freedom Portfolio Includes
  • 10:13 – Five Principles of Time Freedom Investing
  • 18:38 – How to Determine Your Cash Allocation
  • 23:10 – Bonds vs. Stocks in a Freedom-Focused Strategy
  • 24:31 – Cash Allocation Quiz + Final Thoughts

 

🎧 Pre-order Time Freedom and get the audiobook FREE today. Normally it takes three copies to unlock the audiobook, but for podcast listeners, just one.

👉timefreedombook.com | code: PODCAST

Enter code PODCAST and you'll get instant access (your paper copy arrives in September). Pre-orders help the book land on more shelves on launch day, so thank you!

]]> Tue, 25 Nov 2025 13:00:00 +0000 brian@herriotconsulting.com (Kirby Denison, Brian Herriot) https://timefreedom.simplecast.com/episodes/the-time-freedom-portfolio-0HOD9mBW Top 5 Takeaways:

  1. The Time Freedom Portfolio blends safety and growth through simple, passive tools.
  2. There’s no single “right way” to invest—your goals determine your strategy.
  3. Passive indexing is favored for its low fees, ease, and long-term results.
  4. Cash allocation (10–30%) provides both stability and confidence.
  5. A strong financial runway—6 months to 2 years—supports true time freedom.

Chapters:

  • 0:00 – Introduction to the Time Freedom Portfolio
  • 5:59 – What the Time Freedom Portfolio Includes
  • 10:13 – Five Principles of Time Freedom Investing
  • 18:38 – How to Determine Your Cash Allocation
  • 23:10 – Bonds vs. Stocks in a Freedom-Focused Strategy
  • 24:31 – Cash Allocation Quiz + Final Thoughts

 

🎧 Pre-order Time Freedom and get the audiobook FREE today. Normally it takes three copies to unlock the audiobook, but for podcast listeners, just one.

👉timefreedombook.com | code: PODCAST

Enter code PODCAST and you'll get instant access (your paper copy arrives in September). Pre-orders help the book land on more shelves on launch day, so thank you!

]]> The Time Freedom Portfolio: How Freetimers Invest Kirby Denison, Brian Herriot 00:28:50 Imagine a simple, low-maintenance investing strategy that supports your lifestyle, protects your peace, and moves you toward time freedom—without requiring you to be a financial expert. In this episode, Brian Herriot and Kirby Denison break down the Time Freedom Portfolio, a balanced approach that blends safe, stable investments with passive stock index funds. They explore why personalization matters, how cash allocation supports freedom and flexibility, and why passive indexing is often the most effective strategy for everyday investors. You’ll learn how to build an investment plan that aligns with your goals, your season of life, and your appetite for risk—plus why bonds aren’t included in Brian’s strategy for active investors. Imagine a simple, low-maintenance investing strategy that supports your lifestyle, protects your peace, and moves you toward time freedom—without requiring you to be a financial expert. In this episode, Brian Herriot and Kirby Denison break down the Time Freedom Portfolio, a balanced approach that blends safe, stable investments with passive stock index funds. They explore why personalization matters, how cash allocation supports freedom and flexibility, and why passive indexing is often the most effective strategy for everyday investors. You’ll learn how to build an investment plan that aligns with your goals, your season of life, and your appetite for risk—plus why bonds aren’t included in Brian’s strategy for active investors. financial freedom, investing, financial advisor, portfolio, passive income, value investing, cash allocation, time freedom, index funds, lifestyle design false full 16 1 938ca537-9579-49a1-a22c-8f715c0e1e1e How to Earn 100% on Cash (and Why It Matters) Top 5 Takeaways:

  1. Cash is foundational to financial security and time freedom.
  2. Investing isn’t just about returns—it’s about risk management.
  3. “You win by not losing”: avoiding losses matters more than chasing gains.
  4. Cash gives you power—freedom to leave unfulfilling jobs and seize opportunities.
  5. A balanced portfolio includes both higher-risk investments and meaningful cash reserves.

Chapters:

  • 0:00 – Introduction to the Time Freedom Podcast
  • 6:07 – Why Cash Accounts Matter
  • 13:20 – Types of Cash Savings Accounts
  • 17:16 – Understanding Loss Asymmetry
  • 26:47 – Cash, Opportunity & Closing Thoughts

 

🎧 Pre-order Time Freedom and get the audiobook FREE today. Normally it takes three copies to unlock the audiobook, but for podcast listeners, just one.

👉timefreedombook.com | code: PODCAST

Enter code PODCAST and you'll get instant access (your paper copy arrives in September). Pre-orders help the book land on more shelves on launch day, so thank you!

]]> Tue, 18 Nov 2025 13:00:00 +0000 brian@herriotconsulting.com (Kirby Denison, Brian Herriot) https://timefreedom.simplecast.com/episodes/how-to-earn-100-on-cash-vGAzA8sW Top 5 Takeaways:

  1. Cash is foundational to financial security and time freedom.
  2. Investing isn’t just about returns—it’s about risk management.
  3. “You win by not losing”: avoiding losses matters more than chasing gains.
  4. Cash gives you power—freedom to leave unfulfilling jobs and seize opportunities.
  5. A balanced portfolio includes both higher-risk investments and meaningful cash reserves.

Chapters:

  • 0:00 – Introduction to the Time Freedom Podcast
  • 6:07 – Why Cash Accounts Matter
  • 13:20 – Types of Cash Savings Accounts
  • 17:16 – Understanding Loss Asymmetry
  • 26:47 – Cash, Opportunity & Closing Thoughts

 

🎧 Pre-order Time Freedom and get the audiobook FREE today. Normally it takes three copies to unlock the audiobook, but for podcast listeners, just one.

👉timefreedombook.com | code: PODCAST

Enter code PODCAST and you'll get instant access (your paper copy arrives in September). Pre-orders help the book land on more shelves on launch day, so thank you!

]]> How to Earn 100% on Cash (and Why It Matters) Kirby Denison, Brian Herriot 00:28:16 When it comes to building wealth, most people focus on investments—but cash is the silent powerhouse that makes true time freedom possible. In this episode, co-hosts Brian Herriot and Kirby Denison break down why cash accounts matter more than most people realize. From understanding loss asymmetry (why big losses are so hard to recover from) to exploring high-yield savings options and the barbell investing strategy, they reveal why cash is essential for both safety and opportunity. Whether you’re planning your next move, preparing for emergencies, or waiting for the right investment moment, this conversation will reshape how you think about cash—and why it’s a non-negotiable part of the Time Freedom Portfolio. When it comes to building wealth, most people focus on investments—but cash is the silent powerhouse that makes true time freedom possible. In this episode, co-hosts Brian Herriot and Kirby Denison break down why cash accounts matter more than most people realize. From understanding loss asymmetry (why big losses are so hard to recover from) to exploring high-yield savings options and the barbell investing strategy, they reveal why cash is essential for both safety and opportunity. Whether you’re planning your next move, preparing for emergencies, or waiting for the right investment moment, this conversation will reshape how you think about cash—and why it’s a non-negotiable part of the Time Freedom Portfolio. investment recovery, keywords cash accounts, loss asymmetry, savings options, money market accounts, investing strategies, financial security, time freedom, high yield savings, financial independence false full 15 1 a0ed1dff-8009-43f9-a370-c31a2553857e I Lost $500,000 Investing. Here’s What I Learned. Top 5 Takeaways:

  1. Investing isn’t about complexity—it’s about clarity and confidence.
  2. Sharing financial mistakes helps others (and yourself) grow.
  3. The barbell approach balances low-risk and high-reward opportunities.
  4. Time freedom should guide your financial strategy—not the other way around.
  5. The Time Freedom Portfolio blends safety and growth for lasting results.

Chapters:

  • 0:00 – Introduction to Investing
  • 6:35 – Personal Investing Stories & Lessons Learned
  • 13:41 – The Importance of Financial Awareness
  • 16:43 – How Investing Connects to Time Freedom
  • 19:30 – The Barbell Investment Strategy
  • 23:48 – Understanding Stock Market Returns
  • 30:04 – The Time Freedom Portfolio Overview

 

🎧 Pre-order Time Freedom and get the audiobook FREE today. Normally it takes three copies to unlock the audiobook, but for podcast listeners, just one.

👉timefreedombook.com | code: PODCAST

Enter code PODCAST and you'll get instant access (your paper copy arrives in September). Pre-orders help the book land on more shelves on launch day, so thank you!

]]> Tue, 11 Nov 2025 13:00:00 +0000 brian@herriotconsulting.com (Kirby Denison, Brian Herriot) https://timefreedom.simplecast.com/episodes/i-lost-500-000-investing-and-heres-what-i-learned-MdNBd_1y Top 5 Takeaways:

  1. Investing isn’t about complexity—it’s about clarity and confidence.
  2. Sharing financial mistakes helps others (and yourself) grow.
  3. The barbell approach balances low-risk and high-reward opportunities.
  4. Time freedom should guide your financial strategy—not the other way around.
  5. The Time Freedom Portfolio blends safety and growth for lasting results.

Chapters:

  • 0:00 – Introduction to Investing
  • 6:35 – Personal Investing Stories & Lessons Learned
  • 13:41 – The Importance of Financial Awareness
  • 16:43 – How Investing Connects to Time Freedom
  • 19:30 – The Barbell Investment Strategy
  • 23:48 – Understanding Stock Market Returns
  • 30:04 – The Time Freedom Portfolio Overview

 

🎧 Pre-order Time Freedom and get the audiobook FREE today. Normally it takes three copies to unlock the audiobook, but for podcast listeners, just one.

👉timefreedombook.com | code: PODCAST

Enter code PODCAST and you'll get instant access (your paper copy arrives in September). Pre-orders help the book land on more shelves on launch day, so thank you!

]]> I Lost $500,000 Investing. Here’s What I Learned. Kirby Denison, Brian Herriot 00:32:08 In this episode, Kirby and Brian break down the fundamentals of investing for time freedom through real-life stories, lessons learned, and some candid discussion. Brian opens up about his own investment mistakes and reveals how transparency and learning from failure can accelerate success. He introduces the barbell strategy for investing and explains how the Time Freedom Portfolio uses it to help you build wealth, protect your money, and sleep better at night. In this episode, Kirby and Brian break down the fundamentals of investing for time freedom through real-life stories, lessons learned, and some candid discussion. Brian opens up about his own investment mistakes and reveals how transparency and learning from failure can accelerate success. He introduces the barbell strategy for investing and explains how the Time Freedom Portfolio uses it to help you build wealth, protect your money, and sleep better at night. investing, barbell approach, financial advice, investment mistakes, stocks, time freedom, financial literacy, savings, personal finance, wealth building false full 14 1 7fc4d217-0450-40eb-8aaf-7a6ad764a108 The No-Budget Budget: Spend Better Without Tracking Every Dollar Top 5 Takeaways:

  1. Most people dislike budgeting—and that’s okay.
  2. The No-Budget Budget replaces limits with intentional spending.
  3. Understanding where your money goes creates real freedom.
  4. Financial order comes from reflection, not restriction.
  5. Managing debt strategically supports your path to time freedom.

Chapters:

  • 0:00 – Introduction: What Is the No Budget Budget?
  • 7:53 – How Budgeting Philosophies Have Evolved
  • 10:08 – Understanding Value-Based Spending
  • 13:13 – Practical Steps to Implement the No Budget Budget
  • 17:27 – Prioritizing Expenses for Freedom
  • 20:03 – Cutting Costs the Smart Way
  • 22:27 – Aligning Spending with Values
  • 26:09 – Maintaining Financial Order
  • 30:29 – Debt Management & Time Freedom

 

🎧 Pre-order Time Freedom and get the audiobook FREE today. Normally it takes three copies to unlock the audiobook, but for podcast listeners, just one.

👉timefreedombook.com | code: PODCAST

Enter code PODCAST and you'll get instant access (your paper copy arrives in September). Pre-orders help the book land on more shelves on launch day, so thank you!

]]> Tue, 4 Nov 2025 13:00:00 +0000 brian@herriotconsulting.com (Brian Herriot, Kirby Denison) https://timefreedom.simplecast.com/episodes/unbudget-your-way-to-better-spending-9C8CRE9b Top 5 Takeaways:

  1. Most people dislike budgeting—and that’s okay.
  2. The No-Budget Budget replaces limits with intentional spending.
  3. Understanding where your money goes creates real freedom.
  4. Financial order comes from reflection, not restriction.
  5. Managing debt strategically supports your path to time freedom.

Chapters:

  • 0:00 – Introduction: What Is the No Budget Budget?
  • 7:53 – How Budgeting Philosophies Have Evolved
  • 10:08 – Understanding Value-Based Spending
  • 13:13 – Practical Steps to Implement the No Budget Budget
  • 17:27 – Prioritizing Expenses for Freedom
  • 20:03 – Cutting Costs the Smart Way
  • 22:27 – Aligning Spending with Values
  • 26:09 – Maintaining Financial Order
  • 30:29 – Debt Management & Time Freedom

 

🎧 Pre-order Time Freedom and get the audiobook FREE today. Normally it takes three copies to unlock the audiobook, but for podcast listeners, just one.

👉timefreedombook.com | code: PODCAST

Enter code PODCAST and you'll get instant access (your paper copy arrives in September). Pre-orders help the book land on more shelves on launch day, so thank you!

]]> The No-Budget Budget: Spend Better Without Tracking Every Dollar Brian Herriot, Kirby Denison 00:32:51 What if financial freedom didn’t require spreadsheets, guilt, or strict spending limits? In this episode, Brian and Kirby introduce the No Budget Budget—a refreshing, value-based approach to money that prioritizes freedom over restriction. They explore how this method helps you enjoy your life now while still making smart financial choices, plus the practical steps to get started today. You’ll learn how to align spending with your values, maintain financial order without obsessing over every dollar, and manage debt in a way that supports your long-term time freedom. What if financial freedom didn’t require spreadsheets, guilt, or strict spending limits? In this episode, Brian and Kirby introduce the No Budget Budget—a refreshing, value-based approach to money that prioritizes freedom over restriction. They explore how this method helps you enjoy your life now while still making smart financial choices, plus the practical steps to get started today. You’ll learn how to align spending with your values, maintain financial order without obsessing over every dollar, and manage debt in a way that supports your long-term time freedom. budgeting, value-based spending, financial planning, time freedom, financial independence, money management, personal finance, no budget budget, debt management, lifestyle design false full 13 1 aac4ed06-f9c6-47a3-8b69-88a7cfce3356 Ten Spending Rules That Will Earn You More Freedom Top 5 Takeaways:

  1. Money impacts happiness—but only when aligned with your values.
  2. Experiences create more lasting joy than material possessions.
  3. Protect your freedom with smart tax planning and insurance.
  4. Understand the difference between investments and expenses.
  5. Recognize hidden fees and start saving early to invest wisely.

Chapters:

  • 0:00 – Introduction to Spending Strategies
  • 7:19 – Understanding Money and Happiness
  • 10:27 – Experiences vs. Material Goods
  • 15:30 – Spending According to Life Stage
  • 17:40 – Tax Strategies for Financial Freedom
  • 18:36 – Protecting Against Major Loss
  • 19:17 – Safeguarding Income & Investments
  • 22:54 – Inflation and Personal Finance
  • 24:47 – Investments vs. Expenses
  • 28:36 – Hidden Fees That Erode Wealth
  • 31:48 – Saving Early & Investing Wisely

 

🎧 Pre-order Time Freedom and get the audiobook FREE today. Normally it takes three copies to unlock the audiobook, but for podcast listeners, just one.

👉timefreedombook.com | code: PODCAST

Enter code PODCAST and you'll get instant access (your paper copy arrives in September). Pre-orders help the book land on more shelves on launch day, so thank you!

]]> Tue, 28 Oct 2025 12:00:00 +0000 brian@herriotconsulting.com (Brian Herriot, Kirby Denison) https://timefreedom.simplecast.com/episodes/ten-spending-principles-cC34GmWQ Top 5 Takeaways:

  1. Money impacts happiness—but only when aligned with your values.
  2. Experiences create more lasting joy than material possessions.
  3. Protect your freedom with smart tax planning and insurance.
  4. Understand the difference between investments and expenses.
  5. Recognize hidden fees and start saving early to invest wisely.

Chapters:

  • 0:00 – Introduction to Spending Strategies
  • 7:19 – Understanding Money and Happiness
  • 10:27 – Experiences vs. Material Goods
  • 15:30 – Spending According to Life Stage
  • 17:40 – Tax Strategies for Financial Freedom
  • 18:36 – Protecting Against Major Loss
  • 19:17 – Safeguarding Income & Investments
  • 22:54 – Inflation and Personal Finance
  • 24:47 – Investments vs. Expenses
  • 28:36 – Hidden Fees That Erode Wealth
  • 31:48 – Saving Early & Investing Wisely

 

🎧 Pre-order Time Freedom and get the audiobook FREE today. Normally it takes three copies to unlock the audiobook, but for podcast listeners, just one.

👉timefreedombook.com | code: PODCAST

Enter code PODCAST and you'll get instant access (your paper copy arrives in September). Pre-orders help the book land on more shelves on launch day, so thank you!

]]> Ten Spending Rules That Will Earn You More Freedom Brian Herriot, Kirby Denison 00:35:27 What if the way you spend money could actually make you happier—not just richer? In this episode, Brian and Kirby break down ten essential spending principles that will earn you more freedom faster. They explore how money influences happiness, why experiences often matter more than things, and how aligning your spending with your current life stage creates balance and joy. From smart tax strategies to understanding your personal inflation rate, they’ll help you recognize the difference between investments and expenses—and uncover the hidden costs that quietly drain your wealth. This conversation will leave you rethinking not just how you spend, but also make you a bunch of money (listen for #9, specifically). What if the way you spend money could actually make you happier—not just richer? In this episode, Brian and Kirby break down ten essential spending principles that will earn you more freedom faster. They explore how money influences happiness, why experiences often matter more than things, and how aligning your spending with your current life stage creates balance and joy. From smart tax strategies to understanding your personal inflation rate, they’ll help you recognize the difference between investments and expenses—and uncover the hidden costs that quietly drain your wealth. This conversation will leave you rethinking not just how you spend, but also make you a bunch of money (listen for #9, specifically). financial freedom, spending strategies, experiences, tax strategies, inflation, time freedom, happiness, money management, personal finance, investments false full 12 1 2f8e2be2-b7a1-4253-bf1b-165b91e898e1 Your VA Is Your Partner Top 5 Takeaways:

  1. A VA is not just help—they’re a growth partner in your business.
  2. The right time to hire is when overwhelm becomes the norm.
  3. Trust and communication are the foundation of every great partnership.
  4. Mistakes will happen—focus on progress, not perfection.
  5. Delegation is the key to reclaiming your time and energy.

Chapters (Cleaned Up):

  • 0:00 – The Importance of Virtual Assistants
  • 2:56 – Kirby’s Journey to Becoming a VA
  • 5:22 – Overcoming Fears & Finding the Right Fit
  • 7:42 – Building a True Partnership
  • 9:14 – Mastering Inbox & Calendar Management
  • 11:41 – The Value of Delegation
  • 13:36 – Building Trust & Communication
  • 16:00 – When to Hire a VA
  • 20:57 – Finding the Right Fit for Your Needs
  • 23:05 – Embracing Mistakes & Learning
  • 25:49 – Final Thoughts on VA Partnerships

 

🎧 Pre-order Time Freedom and get the audiobook FREE today. Normally it takes three copies to unlock the audiobook, but for podcast listeners, just one.

👉timefreedombook.com | code: PODCAST

Enter code PODCAST and you'll get instant access (your paper copy arrives in September). Pre-orders help the book land on more shelves on launch day, so thank you!

]]> Tue, 21 Oct 2025 12:00:00 +0000 brian@herriotconsulting.com (Kirby Denison, Brian Herriot) https://timefreedom.simplecast.com/episodes/your-va-is-your-partner-LWD9Bf32 Top 5 Takeaways:

  1. A VA is not just help—they’re a growth partner in your business.
  2. The right time to hire is when overwhelm becomes the norm.
  3. Trust and communication are the foundation of every great partnership.
  4. Mistakes will happen—focus on progress, not perfection.
  5. Delegation is the key to reclaiming your time and energy.

Chapters (Cleaned Up):

  • 0:00 – The Importance of Virtual Assistants
  • 2:56 – Kirby’s Journey to Becoming a VA
  • 5:22 – Overcoming Fears & Finding the Right Fit
  • 7:42 – Building a True Partnership
  • 9:14 – Mastering Inbox & Calendar Management
  • 11:41 – The Value of Delegation
  • 13:36 – Building Trust & Communication
  • 16:00 – When to Hire a VA
  • 20:57 – Finding the Right Fit for Your Needs
  • 23:05 – Embracing Mistakes & Learning
  • 25:49 – Final Thoughts on VA Partnerships

 

🎧 Pre-order Time Freedom and get the audiobook FREE today. Normally it takes three copies to unlock the audiobook, but for podcast listeners, just one.

👉timefreedombook.com | code: PODCAST

Enter code PODCAST and you'll get instant access (your paper copy arrives in September). Pre-orders help the book land on more shelves on launch day, so thank you!

]]> Your VA Is Your Partner Kirby Denison, Brian Herriot 00:28:16 You can’t scale freedom if you’re still doing everything yourself. In this episode, co-hosts Kirby Denison and Brian Herriot dive into the game-changing power of hiring a Virtual Assistant (VA)—and how to build a true partnership that amplifies your productivity and peace of mind. They share personal stories, practical advice, and key mindset shifts that help you know when to hire, how to delegate effectively, and what it means to trust someone with your inbox, calendar, and priorities. From overcoming fears of letting go to learning how to communicate clearly and recover from mistakes, this episode shows that your VA isn’t just support—they’re your partner in creating real time freedom. You can’t scale freedom if you’re still doing everything yourself. In this episode, co-hosts Kirby Denison and Brian Herriot dive into the game-changing power of hiring a Virtual Assistant (VA)—and how to build a true partnership that amplifies your productivity and peace of mind. They share personal stories, practical advice, and key mindset shifts that help you know when to hire, how to delegate effectively, and what it means to trust someone with your inbox, calendar, and priorities. From overcoming fears of letting go to learning how to communicate clearly and recover from mistakes, this episode shows that your VA isn’t just support—they’re your partner in creating real time freedom. hiring tips, partnership, virtual assistant, calendar management, inbox management, effective communication, business growth, productivity, time freedom, delegation false full 11 1 fd84b73b-f9ed-4add-9fc7-23fd5333b0b7 Seasonal Schedules for Everyone! Top 5 Takeaways:

  1. Seasonal schedules aren’t just for teachers—they benefit everyone.
  2. The traditional 40-hour workweek is outdated and unsustainable.
  3. Automation and delegation are key to creating flexibility.
  4. Raising your prices can help you work less while earning more.
  5. The Time Freedom Calculator helps you confidently plan your ideal lifestyle.

Chapters:

  • 0:00 – Introduction to Seasonal Schedules
  • 0:45 – The Concept of Seasonal Work
  • 1:59 – Implementing Seasonal Schedules
  • 21:54 – Final Reflections + Takeaways

 

🎧 Pre-order Time Freedom and get the audiobook FREE today. Normally it takes three copies to unlock the audiobook, but for podcast listeners, just one.

👉timefreedombook.com | code: PODCAST

Enter code PODCAST and you'll get instant access (your paper copy arrives in September). Pre-orders help the book land on more shelves on launch day, so thank you!

]]> Tue, 14 Oct 2025 12:00:00 +0000 brian@herriotconsulting.com (Kirby Denison, Brian Herriot) https://timefreedom.simplecast.com/episodes/seasonal-schedules-for-everyone-ufsbmfih-7FAlJzyW Top 5 Takeaways:

  1. Seasonal schedules aren’t just for teachers—they benefit everyone.
  2. The traditional 40-hour workweek is outdated and unsustainable.
  3. Automation and delegation are key to creating flexibility.
  4. Raising your prices can help you work less while earning more.
  5. The Time Freedom Calculator helps you confidently plan your ideal lifestyle.

Chapters:

  • 0:00 – Introduction to Seasonal Schedules
  • 0:45 – The Concept of Seasonal Work
  • 1:59 – Implementing Seasonal Schedules
  • 21:54 – Final Reflections + Takeaways

 

🎧 Pre-order Time Freedom and get the audiobook FREE today. Normally it takes three copies to unlock the audiobook, but for podcast listeners, just one.

👉timefreedombook.com | code: PODCAST

Enter code PODCAST and you'll get instant access (your paper copy arrives in September). Pre-orders help the book land on more shelves on launch day, so thank you!

]]> Seasonal Schedules for Everyone! Kirby Denison, Brian Herriot 00:22:04 What if you could design your work around your life—instead of the other way around? In this episode, co-hosts Kirby Denison and Brian Herriot unpack the idea of seasonal schedules—a flexible approach to work that honors your natural rhythms, personal values, and lifestyle goals. They explore how automation, delegation, and smart pricing strategies can help you create space for rest, creativity, and growth—without sacrificing financial security. You’ll also hear how tools like the Time Freedom Calculator and Time Freedom Formula help you plan for balance, build financial confidence, and design a life that actually feels good to live. What if you could design your work around your life—instead of the other way around? In this episode, co-hosts Kirby Denison and Brian Herriot unpack the idea of seasonal schedules—a flexible approach to work that honors your natural rhythms, personal values, and lifestyle goals. They explore how automation, delegation, and smart pricing strategies can help you create space for rest, creativity, and growth—without sacrificing financial security. You’ll also hear how tools like the Time Freedom Calculator and Time Freedom Formula help you plan for balance, build financial confidence, and design a life that actually feels good to live. kirby denison, brian herriot, financial freedom, time freedom formula, time management, work-life balance, time freedom calculator, time freedom, seasonal schedules, lifestyle design false full 10 1 a08568ee-f0a1-4052-b0b3-e17e6df16d56 Self Fund Your One-Year Transition Top 5 Takeaways:

  1. Debt and freedom don’t mix—self-funding keeps you in control.
  2. The first year is for learning, saving, and building momentum.
  3. Investing in yourself can yield the highest returns.
  4. Knowing your lifestyle expenses is the foundation of smart planning.
  5. A three-year plan can help you transition into entrepreneurship sustainably.

Chapters:

  • 0:00 – Introduction: The Case for Self-Funding
  • 5:05 – Why Self-Funding Creates True Freedom
  • 10:24 – The Three-Year Transition Plan
  • 17:20 – Calculating Your Financial Needs
  • 18:07 – Investing in Yourself for Growth
  • 19:29 – Closing Reflections + Key Takeaways

 

🎧 Pre-order Time Freedom and get the audiobook FREE today. Normally it takes three copies to unlock the audiobook, but for podcast listeners, just one.

👉timefreedombook.com | code: PODCAST

Enter code PODCAST and you'll get instant access (your paper copy arrives in September). Pre-orders help the book land on more shelves on launch day, so thank you!

]]> Tue, 7 Oct 2025 12:00:00 +0000 brian@herriotconsulting.com (Brian Herriot, Kirby Denison) https://timefreedom.simplecast.com/episodes/seasonal-schedules-for-everyone-DpzDQmMb Top 5 Takeaways:

  1. Debt and freedom don’t mix—self-funding keeps you in control.
  2. The first year is for learning, saving, and building momentum.
  3. Investing in yourself can yield the highest returns.
  4. Knowing your lifestyle expenses is the foundation of smart planning.
  5. A three-year plan can help you transition into entrepreneurship sustainably.

Chapters:

  • 0:00 – Introduction: The Case for Self-Funding
  • 5:05 – Why Self-Funding Creates True Freedom
  • 10:24 – The Three-Year Transition Plan
  • 17:20 – Calculating Your Financial Needs
  • 18:07 – Investing in Yourself for Growth
  • 19:29 – Closing Reflections + Key Takeaways

 

🎧 Pre-order Time Freedom and get the audiobook FREE today. Normally it takes three copies to unlock the audiobook, but for podcast listeners, just one.

👉timefreedombook.com | code: PODCAST

Enter code PODCAST and you'll get instant access (your paper copy arrives in September). Pre-orders help the book land on more shelves on launch day, so thank you!

]]> Self Fund Your One-Year Transition Brian Herriot, Kirby Denison 00:19:39 What if you could launch your business without debt—and design your life around freedom from day one? In this episode, co-hosts Kirby Denison and Brian Herriot explore how to self-fund your path into entrepreneurship. They unpack a practical three-year plan that shows how saving intentionally, cutting unnecessary expenses, and investing in your own skills can replace the need for outside funding. You’ll hear real-world stories, financial planning insights, and mindset shifts that make the transition smoother, smarter, and more sustainable. Whether you’re still in your 9-to-5 or already building your business, this episode will help you bet on yourself with clarity and confidence. What if you could launch your business without debt—and design your life around freedom from day one? In this episode, co-hosts Kirby Denison and Brian Herriot explore how to self-fund your path into entrepreneurship. They unpack a practical three-year plan that shows how saving intentionally, cutting unnecessary expenses, and investing in your own skills can replace the need for outside funding. You’ll hear real-world stories, financial planning insights, and mindset shifts that make the transition smoother, smarter, and more sustainable. Whether you’re still in your 9-to-5 or already building your business, this episode will help you bet on yourself with clarity and confidence. three-year plan, financial planning, self-funding, time freedom, entrepreneurship, financial independence, investment, coaching, business success, lifestyle business false full 9 1 c897d7b8-6463-402c-bd58-80d93b9ebe0c The No-Hustle Transition to Entrepreneur Top 5 Takeaways:

  1. You can transition to entrepreneurship without hustle culture.
  2. Burnout is a real risk when balancing a 9–5 and a side hustle.
  3. Proven service offerings and a strong network create stability.
  4. Sales skills and consistent follow-up are essential for success.
  5. Assessing your readiness ensures a smoother, faster transition.

Chapters:

  • 0:00 – Introduction + Personal Experiences
  • 2:46 – The Hustle Mentality in Entrepreneurship
  • 4:44 – The No Hustle Transition Framework
  • 7:38 – Leveraging Proven Service Offerings
  • 9:30 – The Importance of a Strong Network
  • 15:06 – Essential Entrepreneurial Skills
  • 19:55 – Sales Skills & Customer Service
  • 27:11 – Assessing Readiness for Transition

 

🎧 Pre-order Time Freedom and get the audiobook FREE today. Normally it takes three copies to unlock the audiobook, but for podcast listeners, just one.

👉timefreedombook.com | code: PODCAST

Enter code PODCAST and you'll get instant access (your paper copy arrives in September). Pre-orders help the book land on more shelves on launch day, so thank you!

]]> Tue, 30 Sep 2025 12:00:00 +0000 brian@herriotconsulting.com (Kirby Denison, Brian Herriot) https://timefreedom.simplecast.com/episodes/the-no-hustle-transition-MZNCigmY Top 5 Takeaways:

  1. You can transition to entrepreneurship without hustle culture.
  2. Burnout is a real risk when balancing a 9–5 and a side hustle.
  3. Proven service offerings and a strong network create stability.
  4. Sales skills and consistent follow-up are essential for success.
  5. Assessing your readiness ensures a smoother, faster transition.

Chapters:

  • 0:00 – Introduction + Personal Experiences
  • 2:46 – The Hustle Mentality in Entrepreneurship
  • 4:44 – The No Hustle Transition Framework
  • 7:38 – Leveraging Proven Service Offerings
  • 9:30 – The Importance of a Strong Network
  • 15:06 – Essential Entrepreneurial Skills
  • 19:55 – Sales Skills & Customer Service
  • 27:11 – Assessing Readiness for Transition

 

🎧 Pre-order Time Freedom and get the audiobook FREE today. Normally it takes three copies to unlock the audiobook, but for podcast listeners, just one.

👉timefreedombook.com | code: PODCAST

Enter code PODCAST and you'll get instant access (your paper copy arrives in September). Pre-orders help the book land on more shelves on launch day, so thank you!

]]> The No-Hustle Transition to Entrepreneur Kirby Denison, Brian Herriot 00:32:55 Making the leap from a 9–5 job to entrepreneurship doesn’t have to mean sleepless nights, side-hustle burnout, and endless hustle. In this episode, Brian Herriot and Kirby Denison introduce the No Hustle Transition Framework—a smarter, more sustainable way to step into entrepreneurship. They share personal stories, proven strategies, and practical advice on building a business that works without sacrificing your health or sanity. From leveraging your existing skills to mastering sales and customer service, this conversation highlights what really matters when preparing for entrepreneurship—and how you can make the transition in as little as one year. Making the leap from a 9–5 job to entrepreneurship doesn’t have to mean sleepless nights, side-hustle burnout, and endless hustle. In this episode, Brian Herriot and Kirby Denison introduce the No Hustle Transition Framework—a smarter, more sustainable way to step into entrepreneurship. They share personal stories, proven strategies, and practical advice on building a business that works without sacrificing your health or sanity. From leveraging your existing skills to mastering sales and customer service, this conversation highlights what really matters when preparing for entrepreneurship—and how you can make the transition in as little as one year. sales techniques, networking, no hustle, business skills, career change, service offerings, personal experiences, time freedom, entrepreneurship, transition false full 8 1 f1d83b23-9ada-4f62-a1a1-4db7dc4c366c What is Your Catalyst? It’s How You Work Less and Make More. Top 5 Takeaways:

  1. The Catalyst is about working less and achieving more.
  2. Time freedom creates space for big ideas.
  3. Your unique skills, ideas, and relationships are multipliers for success.
  4. Inclusivity in writing and business builds deeper connections.
  5. Protecting your time is part of building a sustainable lifestyle business.

Chapters:

  • 0:00 – Introduction + Personal Updates
  • 3:15 – The Catalyst Concept
  • 5:50 – Book Publishing Journey Update
  • 8:33 – Why Time Freedom Fuels Big Thinking
  • 11:25 – The Yard Sale Story
  • 14:18 – Identifying Your Catalyst
  • 16:56 – Exponential Value: Skills, Ideas, and Relationships
  • 19:48 – Finding Your Unique Advantage
  • 22:45 – Questions to Uncover Your Catalyst
  • 25:28 – Inclusivity in Business & Content Creation
  • 28:19 – Maximizing Authority and Visibility

 

🎧 Pre-order Time Freedom and get the audiobook FREE today. Normally it takes three copies to unlock the audiobook, but for podcast listeners, just one.

👉timefreedombook.com | code: PODCAST

Enter code PODCAST and you'll get instant access (your paper copy arrives in September). Pre-orders help the book land on more shelves on launch day, so thank you!

]]> Tue, 23 Sep 2025 12:00:00 +0000 brian@herriotconsulting.com (Kirby Denison, Brian Herriot) https://timefreedom.simplecast.com/episodes/what-is-your-catalyst-its-how-you-work-less-and-make-more-IE9CpP3h Top 5 Takeaways:

  1. The Catalyst is about working less and achieving more.
  2. Time freedom creates space for big ideas.
  3. Your unique skills, ideas, and relationships are multipliers for success.
  4. Inclusivity in writing and business builds deeper connections.
  5. Protecting your time is part of building a sustainable lifestyle business.

Chapters:

  • 0:00 – Introduction + Personal Updates
  • 3:15 – The Catalyst Concept
  • 5:50 – Book Publishing Journey Update
  • 8:33 – Why Time Freedom Fuels Big Thinking
  • 11:25 – The Yard Sale Story
  • 14:18 – Identifying Your Catalyst
  • 16:56 – Exponential Value: Skills, Ideas, and Relationships
  • 19:48 – Finding Your Unique Advantage
  • 22:45 – Questions to Uncover Your Catalyst
  • 25:28 – Inclusivity in Business & Content Creation
  • 28:19 – Maximizing Authority and Visibility

 

🎧 Pre-order Time Freedom and get the audiobook FREE today. Normally it takes three copies to unlock the audiobook, but for podcast listeners, just one.

👉timefreedombook.com | code: PODCAST

Enter code PODCAST and you'll get instant access (your paper copy arrives in September). Pre-orders help the book land on more shelves on launch day, so thank you!

]]> What is Your Catalyst? It’s How You Work Less and Make More. Kirby Denison, Brian Herriot 00:31:11 What if your biggest breakthroughs didn’t come from working harder but from identifying the one thing only you can do? In this episode, Brian Herriot and Kirby Denison explore The Catalyst: the unique skill, idea, or relationship that multiplies your success while giving you more time freedom. Along the way, Brian shares an update on his upcoming book, and the hosts unpack lessons from a memorable yard sale story that brings the Catalyst concept to life. From leveraging unfair advantages to embracing inclusivity in your work, this conversation challenges you to think bigger, protect your time, and build a business that runs on your strengths. What if your biggest breakthroughs didn’t come from working harder but from identifying the one thing only you can do? In this episode, Brian Herriot and Kirby Denison explore The Catalyst: the unique skill, idea, or relationship that multiplies your success while giving you more time freedom. Along the way, Brian shares an update on his upcoming book, and the hosts unpack lessons from a memorable yard sale story that brings the Catalyst concept to life. From leveraging unfair advantages to embracing inclusivity in your work, this conversation challenges you to think bigger, protect your time, and build a business that runs on your strengths. catalyst, book publishing, unique advantage, self-care, authority, personal development, time freedom, entrepreneurship, lifestyle business, business strategy false full 7 1 449c418e-a97c-4313-aa6e-d3f7b5577011 The Amazing Lifestyle Business Top 5 Takeaways:

  1. A lifestyle business prioritizes freedom over unchecked growth.
  2. Success is measured in time and choice, not just revenue.
  3. Evaluating income by the hour gives a clearer picture than annual totals.
  4. Raising prices can unlock more freedom with less work.
  5. Boundaries and intentional design keep your business aligned with your life.

Chapters:

  • 0:00 – Introduction + Personal Anecdotes
  • 2:50 – What Is a Lifestyle Business?
  • 7:33 – The Freedom of Lifestyle Entrepreneurship
  • 10:37 – Redefining Success on Your Terms
  • 13:18 – Comparing Business Models
  • 16:07 – Control, Boundaries, and Balance
  • 19:39 – Structuring Your Work for Freedom
  • 25:26 – Final Thoughts + Future Insights

 

🎧 Pre-order Time Freedom and get the audiobook FREE today. Normally it takes three copies to unlock the audiobook, but for podcast listeners, just one.

👉timefreedombook.com | code: PODCAST

Enter code PODCAST and you'll get instant access (your paper copy arrives in September). Pre-orders help the book land on more shelves on launch day, so thank you!

]]> Tue, 16 Sep 2025 12:00:00 +0000 brian@herriotconsulting.com (Brian Herriot, Kirby Denison) https://timefreedom.simplecast.com/episodes/the-amazing-lifestyle-business-lgz7g8_f Top 5 Takeaways:

  1. A lifestyle business prioritizes freedom over unchecked growth.
  2. Success is measured in time and choice, not just revenue.
  3. Evaluating income by the hour gives a clearer picture than annual totals.
  4. Raising prices can unlock more freedom with less work.
  5. Boundaries and intentional design keep your business aligned with your life.

Chapters:

  • 0:00 – Introduction + Personal Anecdotes
  • 2:50 – What Is a Lifestyle Business?
  • 7:33 – The Freedom of Lifestyle Entrepreneurship
  • 10:37 – Redefining Success on Your Terms
  • 13:18 – Comparing Business Models
  • 16:07 – Control, Boundaries, and Balance
  • 19:39 – Structuring Your Work for Freedom
  • 25:26 – Final Thoughts + Future Insights

 

🎧 Pre-order Time Freedom and get the audiobook FREE today. Normally it takes three copies to unlock the audiobook, but for podcast listeners, just one.

👉timefreedombook.com | code: PODCAST

Enter code PODCAST and you'll get instant access (your paper copy arrives in September). Pre-orders help the book land on more shelves on launch day, so thank you!

]]> The Amazing Lifestyle Business Brian Herriot, Kirby Denison 00:27:47 Most entrepreneurs start a business for freedom—yet somewhere along the way, the dream can get buried under long hours and endless tasks. In this episode, Brian Herriot and Kirby Denison unpack the idea of lifestyle businesses—ventures intentionally structured around the founder’s life, not just revenue growth. Through stories, strategies, and honest reflections, they explore what it means to define success on your own terms, balance money with well-being, and design a business that actually delivers freedom. Most entrepreneurs start a business for freedom—yet somewhere along the way, the dream can get buried under long hours and endless tasks. In this episode, Brian Herriot and Kirby Denison unpack the idea of lifestyle businesses—ventures intentionally structured around the founder’s life, not just revenue growth. Through stories, strategies, and honest reflections, they explore what it means to define success on your own terms, balance money with well-being, and design a business that actually delivers freedom. business coaching, business models, work-life balance, business structure, personal anecdotes, time freedom, entrepreneurship, success, financial independence, lifestyle business false full 6 1 384024fe-0ed4-4a96-ab90-c8b7c36d3d6f Look Back/ Look Ahead Life Design Top 5 Takeaways:

  1. Visioning clarifies goals and guides decision-making.
  2. The Look Back, Look Ahead method makes life design structured and doable.
  3. Self-care is non-negotiable for growth and fulfillment.
  4. A 10-year vision can shape your actions in the present.
  5. Personal reflection creates alignment between work and happiness.

Chapters:

  • 0:00 – Introduction to Life Visioning
  • 2:50 – The Look Back, Look Ahead Process
  • 5:41 – Personal Reflections on Career Paths
  • 8:07 – Why Self-Care Matters
  • 10:37 – The Four Pillars of Happiness
  • 13:08 – A Current Life Snapshot
  • 15:53 – Looking Back at the Past
  • 17:53 – Envisioning the Future
  • 21:42 – Conclusion + Key Takeaways

 

🎧 Pre-order Time Freedom and get the audiobook FREE today. Normally it takes three copies to unlock the audiobook, but for podcast listeners, just one.

👉timefreedombook.com | code: PODCAST

Enter code PODCAST and you'll get instant access (your paper copy arrives in September). Pre-orders help the book land on more shelves on launch day, so thank you!

]]> Tue, 9 Sep 2025 12:00:00 +0000 brian@herriotconsulting.com (Kirby Denison, Brian Herriot) https://timefreedom.simplecast.com/episodes/look-back-look-ahead-life-design-wlXIUW7p Top 5 Takeaways:

  1. Visioning clarifies goals and guides decision-making.
  2. The Look Back, Look Ahead method makes life design structured and doable.
  3. Self-care is non-negotiable for growth and fulfillment.
  4. A 10-year vision can shape your actions in the present.
  5. Personal reflection creates alignment between work and happiness.

Chapters:

  • 0:00 – Introduction to Life Visioning
  • 2:50 – The Look Back, Look Ahead Process
  • 5:41 – Personal Reflections on Career Paths
  • 8:07 – Why Self-Care Matters
  • 10:37 – The Four Pillars of Happiness
  • 13:08 – A Current Life Snapshot
  • 15:53 – Looking Back at the Past
  • 17:53 – Envisioning the Future
  • 21:42 – Conclusion + Key Takeaways

 

🎧 Pre-order Time Freedom and get the audiobook FREE today. Normally it takes three copies to unlock the audiobook, but for podcast listeners, just one.

👉timefreedombook.com | code: PODCAST

Enter code PODCAST and you'll get instant access (your paper copy arrives in September). Pre-orders help the book land on more shelves on launch day, so thank you!

]]> Look Back/ Look Ahead Life Design Kirby Denison, Brian Herriot 00:23:31 When was the last time you paused to reflect on where you’ve been—and where you want to go? In this episode, co-hosts Kirby Denison and Brian Herriot introduce the Look Back, Look Ahead method, a simple but powerful framework for clarifying your life vision. Through personal reflections and practical insights, they show how revisiting past aspirations can shape future decisions, and why long-term visioning matters as much as short-term goals. From self-care and the four pillars of happiness to balancing career and personal fulfillment, this conversation will inspire you to design a future that feels intentional—and start taking steps toward it today. When was the last time you paused to reflect on where you’ve been—and where you want to go? In this episode, co-hosts Kirby Denison and Brian Herriot introduce the Look Back, Look Ahead method, a simple but powerful framework for clarifying your life vision. Through personal reflections and practical insights, they show how revisiting past aspirations can shape future decisions, and why long-term visioning matters as much as short-term goals. From self-care and the four pillars of happiness to balancing career and personal fulfillment, this conversation will inspire you to design a future that feels intentional—and start taking steps toward it today. nlp, life design, personal growth, future planning, self-care, 10-year plan, career aspirations, keywords life visioning, time freedom, coaching false full 5 1 d2f6a79d-1cc0-4c30-abd8-587216e77c33 Don't Climb the Savings Mountain to Retirement Top 5 Takeaways:

  1. Time freedom is bigger than just building a retirement account.
  2. The 4% rule is outdated and unrealistic for many people.
  3. A massive savings pile isn’t the only path to independence.
  4. Purposeful work and flexible income can feel more freeing than early retirement.
  5. Enjoying life now matters as much as planning for later.

Chapters:

  • 0:00 – Introduction to the Time Freedom Podcast
  • 3:30 – Rethinking Retirement Savings
  • 10:16 – The Debate on Retirement Numbers
  • 16:16 – The Savings Mountain vs. Cash River
  • 19:40 – The Freedom of Working Longer
  • 25:07 – Closing Thoughts + Future Topics

 

🎧 Pre-order Time Freedom and get the audiobook FREE today. Normally it takes three copies to unlock the audiobook, but for podcast listeners, just one.

👉timefreedombook.com | code: PODCAST

Enter code PODCAST and you'll get instant access (your paper copy arrives in September). Pre-orders help the book land on more shelves on launch day, so thank you!

]]> Tue, 2 Sep 2025 12:00:00 +0000 brian@herriotconsulting.com (Kirby Denison, Brian Herriot) https://timefreedom.simplecast.com/episodes/dont-climb-the-savings-mountain-to-retirement-PXmzjg7H Top 5 Takeaways:

  1. Time freedom is bigger than just building a retirement account.
  2. The 4% rule is outdated and unrealistic for many people.
  3. A massive savings pile isn’t the only path to independence.
  4. Purposeful work and flexible income can feel more freeing than early retirement.
  5. Enjoying life now matters as much as planning for later.

Chapters:

  • 0:00 – Introduction to the Time Freedom Podcast
  • 3:30 – Rethinking Retirement Savings
  • 10:16 – The Debate on Retirement Numbers
  • 16:16 – The Savings Mountain vs. Cash River
  • 19:40 – The Freedom of Working Longer
  • 25:07 – Closing Thoughts + Future Topics

 

🎧 Pre-order Time Freedom and get the audiobook FREE today. Normally it takes three copies to unlock the audiobook, but for podcast listeners, just one.

👉timefreedombook.com | code: PODCAST

Enter code PODCAST and you'll get instant access (your paper copy arrives in September). Pre-orders help the book land on more shelves on launch day, so thank you!

]]> Don't Climb the Savings Mountain to Retirement Kirby Denison, Brian Herriot 00:27:00 We’ve all been told: save, save, save—and maybe, one day, you can finally retire. But what if that’s not the only path to freedom? In this episode, Brian Herriot and co-host Kirby Denison challenge the traditional retirement model and explore why building a giant nest egg isn’t the only way to live free. From questioning the 4% rule to highlighting the rise of “un-retirees,” they show how working longer (with purpose and flexibility) can actually feel more liberating than retiring early. You’ll walk away with a new perspective on savings, purpose, and the lifestyle design choices that let you enjoy life now—not just decades from now. We’ve all been told: save, save, save—and maybe, one day, you can finally retire. But what if that’s not the only path to freedom? In this episode, Brian Herriot and co-host Kirby Denison challenge the traditional retirement model and explore why building a giant nest egg isn’t the only way to live free. From questioning the 4% rule to highlighting the rise of “un-retirees,” they show how working longer (with purpose and flexibility) can actually feel more liberating than retiring early. You’ll walk away with a new perspective on savings, purpose, and the lifestyle design choices that let you enjoy life now—not just decades from now. retirement, flexible work, work-life balance, financial planning, un-retirees, time freedom, financial independence, savings, lifestyle design false full 4 1 d12e58fc-91b8-4254-9df3-d5abb82e7a1b Let’s Talk About Your Money Personality (It’s Not What You Think) Top 5 Takeaways:

  • Money personalities are rooted in early experiences and stories.
  • Minimizers, Managers, and Makers all view money through different lenses.
  • Your money personality can evolve as your awareness grows.
  • Entrepreneurs must know their numbers and their money scripts.
  • Aligning your money personality with your goals accelerates time freedom.

Chapters:

  • 0:00 – Understanding Money Personalities
  • 11:23 – Exploring Money Scripts & Personal Experiences
  • 21:57 – The Money Personality Quiz
  • 26:54 – Conclusion + Future Insights

 

🎧 Pre-order Time Freedom and get the audiobook FREE today. Normally it takes three copies to unlock the audiobook, but for podcast listeners, just one.

👉timefreedombook.com | code: PODCAST

Enter code PODCAST and you'll get instant access (your paper copy arrives in September). Pre-orders help the book land on more shelves on launch day, so thank you!

]]> Tue, 26 Aug 2025 12:00:00 +0000 brian@herriotconsulting.com (Kirby Denison, Brian Herriot) https://timefreedom.simplecast.com/episodes/lets-talk-about-your-money-personality-its-not-what-you-think-74TVXptA Top 5 Takeaways:

  • Money personalities are rooted in early experiences and stories.
  • Minimizers, Managers, and Makers all view money through different lenses.
  • Your money personality can evolve as your awareness grows.
  • Entrepreneurs must know their numbers and their money scripts.
  • Aligning your money personality with your goals accelerates time freedom.

Chapters:

  • 0:00 – Understanding Money Personalities
  • 11:23 – Exploring Money Scripts & Personal Experiences
  • 21:57 – The Money Personality Quiz
  • 26:54 – Conclusion + Future Insights

 

🎧 Pre-order Time Freedom and get the audiobook FREE today. Normally it takes three copies to unlock the audiobook, but for podcast listeners, just one.

👉timefreedombook.com | code: PODCAST

Enter code PODCAST and you'll get instant access (your paper copy arrives in September). Pre-orders help the book land on more shelves on launch day, so thank you!

]]> Let’s Talk About Your Money Personality (It’s Not What You Think) Kirby Denison, Brian Herriot 00:27:03 Are you a minimizer, a manager, or a maker? In this episode, Brian Herriot and co-host Kirby Denison unpack money personalities—the hidden scripts and beliefs that shape how you earn, spend, and save. From childhood experiences to cultural messages, these unconscious patterns drive your financial choices more than you realize. You’ll learn how to identify your money personality, why it matters for entrepreneurs, and how to pivot your mindset to unlock greater financial freedom and, ultimately, time freedom. Plus, take the Money Personality Quiz to discover where you land. Are you a minimizer, a manager, or a maker? In this episode, Brian Herriot and co-host Kirby Denison unpack money personalities—the hidden scripts and beliefs that shape how you earn, spend, and save. From childhood experiences to cultural messages, these unconscious patterns drive your financial choices more than you realize. You’ll learn how to identify your money personality, why it matters for entrepreneurs, and how to pivot your mindset to unlock greater financial freedom and, ultimately, time freedom. Plus, take the Money Personality Quiz to discover where you land. financial mindset, money personality, financial advice, time freedom, financial literacy, entrepreneurship, money management, personal finance, money beliefs, money scripts false full 3 1 49214789-6df5-4c0f-91e5-c66aff8fea48 Your Time, Your Terms: The Formula for Freedom Top 5 Takeaways:

  • Time freedom is bigger—and better—than work-life balance.
  • You don’t need millions to live free; you need the right formula.
  • Flexible work creates joy, not just income.
  • Investing in yourself often beats the market.
  • The path to freedom can be measured in years, not decades.

Chapters:

  • 0:00 – Welcome to the Time Freedom Podcast
  • 3:56 – Time Freedom vs. Financial Freedom
  • 7:43 – The Time Freedom Formula
  • 11:06 – Breaking Down the Components
  • 17:27 – What Sparks Time Freedom
  • 19:50 – How to Put It into Practice
  • 24:31 – The ROI of Investing in Yourself

 

🎧 Pre-order Time Freedom and get the audiobook FREE today. Normally it takes three copies to unlock the audiobook, but for podcast listeners, just one.

👉timefreedombook.com | code: PODCAST

Enter code PODCAST and you'll get instant access (your paper copy arrives in September). Pre-orders help the book land on more shelves on launch day, so thank you!

]]> Thu, 21 Aug 2025 12:00:00 +0000 brian@herriotconsulting.com (Brian Herriot, Kirby Denison) https://timefreedom.simplecast.com/episodes/your-time-your-terms-the-formula-for-freedom-w8cXGeOn Top 5 Takeaways:

  • Time freedom is bigger—and better—than work-life balance.
  • You don’t need millions to live free; you need the right formula.
  • Flexible work creates joy, not just income.
  • Investing in yourself often beats the market.
  • The path to freedom can be measured in years, not decades.

Chapters:

  • 0:00 – Welcome to the Time Freedom Podcast
  • 3:56 – Time Freedom vs. Financial Freedom
  • 7:43 – The Time Freedom Formula
  • 11:06 – Breaking Down the Components
  • 17:27 – What Sparks Time Freedom
  • 19:50 – How to Put It into Practice
  • 24:31 – The ROI of Investing in Yourself

 

🎧 Pre-order Time Freedom and get the audiobook FREE today. Normally it takes three copies to unlock the audiobook, but for podcast listeners, just one.

👉timefreedombook.com | code: PODCAST

Enter code PODCAST and you'll get instant access (your paper copy arrives in September). Pre-orders help the book land on more shelves on launch day, so thank you!

]]> Your Time, Your Terms: The Formula for Freedom Brian Herriot, Kirby Denison 00:28:07 Most people chase financial freedom like it’s the finish line. But what if the real prize is time freedom—the ability to work when, how, and as much as you want, starting now? In this episode, Brian Herriot and co-host Kirby Denison break down the Time Freedom Formula, showing how flexible work and smart money choices can help you reclaim your life in as little as three years. You’ll hear personal stories, fresh perspectives, and practical strategies to stop trading time for money and start living on your own terms. Most people chase financial freedom like it’s the finish line. But what if the real prize is time freedom—the ability to work when, how, and as much as you want, starting now? In this episode, Brian Herriot and co-host Kirby Denison break down the Time Freedom Formula, showing how flexible work and smart money choices can help you reclaim your life in as little as three years. You’ll hear personal stories, fresh perspectives, and practical strategies to stop trading time for money and start living on your own terms. financial freedom, business coaching, flexible work, time freedom formula, entrepreneurial mindset, work-life balance, investment income, time freedom, personal finance, lifestyle expenses false full 2 1 c733220e-073b-4e44-8e7b-cb7c933b4ff8 The Real Meaning of Time Freedom Takeaways:

  • Time freedom is a broader lifestyle concept than work-life balance.
  • Work-life alignment is about integrating life into work, not balancing them.
  • Financial freedom is often a myth; achieving time freedom is more realistic.
  • You can achieve time freedom in as little as three years.
  • Crafting a lifestyle that fits your values is essential for time freedom.
  • The time freedom curve allows for quicker gains in freedom compared to financial freedom.
  • Starting small with time off can lead to greater freedom over time.
  • The time freedom formula helps structure financial decisions for more freedom.
  • Pursuing maximum freedom is more fulfilling than pursuing maximum wealth.
  • Focus on time freedom first, and financial aspects will follow.

 

Chapters:

  • 00:00Introduction to Time Freedom Podcast
  • 03:04Defining Time Freedom vs. Work-Life Balance
  • 05:13Financial Freedom and Its Relation to Time Freedom
  • 08:45Brian's Journey to Time Freedom
  • 16:14The Time Freedom Curve Explained
  • 20:21Becoming a Free Timer: Strategies for Time Freedom

 

🎧 Pre-order Time Freedom and get the audiobook FREE today. Normally it takes three copies to unlock the audiobook, but for podcast listeners, just one.

👉timefreedombook.com | code: PODCAST

Enter code PODCAST and you'll get instant access (your paper copy arrives in September). Pre-orders help the book land on more shelves on launch day, so thank you!

]]> Tue, 12 Aug 2025 12:22:44 +0000 brian@herriotconsulting.com (Kirby Denison, Brian Herriot) https://timefreedom.simplecast.com/episodes/the-real-meaning-of-time-freedom-rrwKBvit Takeaways:

  • Time freedom is a broader lifestyle concept than work-life balance.
  • Work-life alignment is about integrating life into work, not balancing them.
  • Financial freedom is often a myth; achieving time freedom is more realistic.
  • You can achieve time freedom in as little as three years.
  • Crafting a lifestyle that fits your values is essential for time freedom.
  • The time freedom curve allows for quicker gains in freedom compared to financial freedom.
  • Starting small with time off can lead to greater freedom over time.
  • The time freedom formula helps structure financial decisions for more freedom.
  • Pursuing maximum freedom is more fulfilling than pursuing maximum wealth.
  • Focus on time freedom first, and financial aspects will follow.

 

Chapters:

  • 00:00Introduction to Time Freedom Podcast
  • 03:04Defining Time Freedom vs. Work-Life Balance
  • 05:13Financial Freedom and Its Relation to Time Freedom
  • 08:45Brian's Journey to Time Freedom
  • 16:14The Time Freedom Curve Explained
  • 20:21Becoming a Free Timer: Strategies for Time Freedom

 

🎧 Pre-order Time Freedom and get the audiobook FREE today. Normally it takes three copies to unlock the audiobook, but for podcast listeners, just one.

👉timefreedombook.com | code: PODCAST

Enter code PODCAST and you'll get instant access (your paper copy arrives in September). Pre-orders help the book land on more shelves on launch day, so thank you!

]]> The Real Meaning of Time Freedom Kirby Denison, Brian Herriot 00:28:48 In the inaugural episode of the Time Freedom Podcast, hosts Brian Herriot and Kirby Denison explore the concept of time freedom, distinguishing it from traditional work-life balance. They discuss the myth of financial freedom, share personal journeys towards achieving time freedom, and introduce the idea of becoming a 'free timer'—someone who prioritizes freedom over maximum wealth. The episode emphasizes practical steps and strategies for listeners to start their own journey towards time freedom, including the importance of crafting a lifestyle that aligns with personal values and goals. In the inaugural episode of the Time Freedom Podcast, hosts Brian Herriot and Kirby Denison explore the concept of time freedom, distinguishing it from traditional work-life balance. They discuss the myth of financial freedom, share personal journeys towards achieving time freedom, and introduce the idea of becoming a 'free timer'—someone who prioritizes freedom over maximum wealth. The episode emphasizes practical steps and strategies for listeners to start their own journey towards time freedom, including the importance of crafting a lifestyle that aligns with personal values and goals. financial freedom, life balance, time management, work-life balance, personal development, time freedom, entrepreneurship, coaching, podcast, lifestyle design false full 1 1 c7530990-2855-4a3c-86e5-ae356af1cb34 Welcome to The Time Freedom Podcast Tue, 12 Aug 2025 11:58:46 +0000 brian@herriotconsulting.com (Kirby Denison, Brian Herriot) https://timefreedom.simplecast.com/episodes/start-here-P6KkpOqR Welcome to The Time Freedom Podcast Kirby Denison, Brian Herriot 00:02:52 Welcome to the Time Freedom Podcast—your guide to creating a life you love now, not “someday.” In Season 1, Brian unpacks the key ideas and frameworks from his book "Time Freedom: Rethink Your Work and Money to Create a Life You Love Now," giving you the tools to shift how you work, earn, and live. In Season 2, we will bring you conversations with leading experts in lifestyle design, money, and entrepreneurship—so you can put time freedom into practice. And in Season 3, you’ll hear inspiring, real-world stories from people who’ve achieved time freedom, and learn how you can follow their path. Welcome to the Time Freedom Podcast—your guide to creating a life you love now, not “someday.” In Season 1, Brian unpacks the key ideas and frameworks from his book "Time Freedom: Rethink Your Work and Money to Create a Life You Love Now," giving you the tools to shift how you work, earn, and live. In Season 2, we will bring you conversations with leading experts in lifestyle design, money, and entrepreneurship—so you can put time freedom into practice. And in Season 3, you’ll hear inspiring, real-world stories from people who’ve achieved time freedom, and learn how you can follow their path. time freedom false trailer 1