The Boldin Your Money Podcast

Fiona Ma & David Teykaerts: What Happens Next for CalSavers?

julie.tapia@newretirement.com (Fiona Ma, David Teykaerts, Steve Chen) — Thu, 5 Feb 2026 18:00:00 +0000

In this episode of Boldin Your Money, host Steve Chen sits down with California State Treasurer Fiona Ma and CalSavers Executive Director David Teykaerts to explore how California is tackling the retirement savings gap through the CalSavers program. Fiona shares her personal journey from the private sector into public service and explains the treasurer’s broader role as the state’s banker, overseeing investments, bonds, and multiple savings initiatives. Together, Fiona and David walk through why CalSavers was created, how automatic payroll savings can dramatically increase participation, and why default design, low fees, and simplicity matter most for workers who’ve historically lacked access to retirement plans. The conversation highlights the program’s scale and impact—hundreds of thousands of savers, billions saved, and growing along with lessons about behavioral finance, employer responsibility, and the power of “set it and forget it” systems to build long-term financial security for everyday Californians.

The Automatic Millionaire in an Automated World

julie.tapia@newretirement.com (DavidBach, BoldinYourMoney, SteveChen) — Thu, 22 Jan 2026 18:00:00 +0000

David Bach joins Steve Chen to discuss the evolution of The Automatic Millionaire and his newest idea, the IRA Flat Tax, which aims to rethink how Americans use their retirement savings. Bach explains that decades of automation have helped millions accumulate wealth, but most retirees now delay spending their money until required minimum distributions, leaving trillions of dollars idle. He proposes a limited window allowing early retirement withdrawals at a flat tax rate to encourage spending, improve retiree quality of life, and stimulate the economy. The conversation also explores the difficulty of shifting from saving to spending, the importance of enjoying wealth while health allows, and how AI is reshaping financial planning without replacing the need for human guidance, reinforcing Bach’s long-held belief that money is ultimately a tool to support a better life.

You Can Afford Anything, but Not Everything” with Paula Pant

julie.tapia@newretirement.com (Steve Chen, Paula Pant, Boldin) — Thu, 18 Dec 2025 18:00:00 +0000

In this episode of Boldin Your Money, Steve Chen catches up with Paula Pant, founder of Afford Anything to explore how her work and thinking have evolved. Paula shares how earning a graduate degree in economic journalism deepened her approach to personal finance, why her audience is juggling more competing priorities than ever, and how rising uncertainty is shaping financial behavior. She and Steve discuss housing lock-in, geo-arbitrage, and the growing value of human soft skills in an AI-driven world. Paula also breaks down her “Double-I FIRE” framework and explains why real estate, entrepreneurship, and empowered decision-making matter more than ever.

Money Confidence for Real Life with Katy Song

julie.tapia@newretirement.com (Katy Song, Boldin, Steve Chen) — Thu, 30 Oct 2025 21:06:54 +0000

In this episode of Boldin Your Money, host Steve Chen sits down with Katy Song, a Certified Financial Planner based in Mill Valley, to explore how modern families can achieve financial confidence and “work optionality.” Katy shares her journey from investment banking to flat-fee financial planning, driven by a desire to help young families make smarter money decisions without needing large investable assets. The discussion spans real-life financial challenges in Bay Area cost of living, homeownership versus renting, intergenerational planning, and the psychology of money. Katy emphasizes holistic advice over asset management, revealing trends like women becoming the primary earners, the growing “sandwich generation,” and the emotional side of money stress. Her core message: true financial success comes from clarity, balance, and aligning money with personal values.

Real Retirement Stories: Leslie and Thomas Martin

julie.tapia@newretirement.com (Steve Chen) — Thu, 23 Oct 2025 17:00:00 +0000

Leslie and Thomas Martin share how years of consistent saving and do-it-yourself planning helped them confidently retire early and enjoy life on their own terms. Starting with the classic “save 10%” rule, they eventually built detailed retirement models using Boldin, holding regular “family finance” meetings to test scenarios and understand when and how they could retire. Those tools gave them peace of mind and what they call a “license to spend”—freedom to enjoy their go-go years without fear of running out of money. They stay invested, manage taxes carefully, and keep a cash cushion for market swings. Now traveling the country in their Winnebago Revel, they focus on experiences, community, and helping their kids learn smart money habits. Their advice: plan several years before you retire, keep learning, use planning tools, and make your money work for you so you can spend confidently and live fully. Big lessons: have a plan (even if it changes), invest (not just save), stress-test worst cases, and use community and coaching for confidence.

Caring for Parents, Planning for the Future with Beth Pinsker

julie.tapia@newretirement.com (Beth Pinsker, Boldin, Steve Chen) — Thu, 9 Oct 2025 20:05:04 +0000

Beth Pinsker CFP®, MarketWatch columnist, and author of My Mother’s Money explains how caring for her mom exposed the gap between “knowing” and “doing” estate/care plans. Only ~30% have wills; even fewer have POAs/health proxies, creating real cash-flow and authorization crises when care starts. She describes the emotional and ethical knots (siblings, guilt) and how illiquid assets/annuity rules and bank hurdles complicate paying caregivers. Takeaways: set POAs/health proxies, add phone legacy contacts, name beneficiaries on all accounts/titles to avoid probate, and use fee-only help when needed. Beth frames inheritances as “Bubby money” spending aligned with a loved one’s values and urges investing in health and lifestyle now.

Real Retirement Stories: Andrea Solarz

julie.tapia@newretirement.com (Andrea Solarz, Steve Chen) — Thu, 9 Oct 2025 17:00:00 +0000

In this episode of Boldin Your Money, host Steve Chen talks with Andrea Solarz, a Boldin community member from Arlington, Virginia, about her lifelong journey to financial independence. Andrea shares how early lessons from her parents about saving and budgeting set her on the right path, later reinforced through self-education and following experts like Rob Berger, Christine Benz, and Andy Panko. She discusses using Boldin’s financial planning platform to confirm she was ready to retire and shift from saving to spending confidently. Andrea now relies on Social Security and TIAA-CREF annuities for guaranteed income, giving her the freedom to travel and support friends and causes she cares about. A single woman with no children, Andrea highlights the importance of independent financial planning and encourages others, especially women, to start saving early, invest consistently, and plan intentionally for retirement.

Introducing Real Retirement Stories

julie.tapia@newretirement.com (MarkEakle, SteveChen) — Thu, 18 Sep 2025 17:00:00 +0000

In the 100th episode of Boldin Your Money, host Steve Chen chats with community member Mark Eakle about his real-life money journey. Mark shares how he went from relying on pensions to taking charge with 401(k)s, paying off his house, and helping his daughters graduate debt-free. He talks about the lessons he learned along the way—like starting early, sticking with it, and letting compounding work its magic. Mark also explains how being part of a small group of Boldin users keeps him motivated, accountable, and confident about his financial future

What If You Didn’t Wait? Mini Retirements, Big Life with Jillian Johnsrud

Thu, 21 Aug 2025 17:00:00 +0000

In this episode of Boldin Your Money, Steve Chen talks with Jillian Johnsrud, author of Retire Often, about how taking intentional career breaks, what she calls mini-retirements can lead to greater freedom, career clarity, and personal growth. Jillian shares her journey from debt at age 19 to financial independence by 32, and how sabbaticals became a core part of her life rhythm. They explore how mini-retirements can be used not just for rest, but for skill-building, career pivots, and even wealth creation. Jillian also introduces her four-step framework Dream, Career, Money, and Journey offering practical tools to help anyone take time off with purpose, not regret.

Retired, Not Done: How Scott Garrett Took Control of His Financial Future

julie.tapia@newretirement.com (ScottGarrett, Boldin, SteveChen) — Thu, 24 Jul 2025 17:00:00 +0000

In this episode of Boldin Your Money, Steve Chen chats with Scott Garrett, a retired software engineer and active member of the Boldin community. Scott talks about how he went from selling forklift parts to leading tech teams, and why he and his wife decided to retire earlier than planned. After dealing with job stress from a company buyout and feeling like his work no longer aligned with his values, Scott realized he had saved enough and had the confidence, thanks to the Boldin platform to call it quits. They talk about real-life retirement planning stuff: how to handle your spending, adjust when the market changes, deal with health insurance, do smart tax moves, and how weird it feels to go from saving to spending. Scott also shares how he formed a small support group of other Boldin users to swap tips and stay motivated. The episode is packed with honest advice on what it really takes to retire early and stay on track, both financially and emotionally.

Money, Marriage, & Raising Financially Fit Kids

julie.tapia@newretirement.com (SteveChen, NewRetirement, Boldin, AndyHill) — Thu, 10 Jul 2025 20:00:00 +0000

In this episode of Boldin Your Money, Steve Chen talks with Andy Hill, creator of Marriage, Kids and Money, about Andy’s journey from having a negative net worth to achieving financial independence through intentional saving, living on one income, and aligning money decisions with family goals. Andy shares how reaching “Coast FI” allowed his family to work less and enjoy life more, the importance of early financial conversations with a partner, and his strategies for teaching kids about money by making it a regular, open topic. He also reflects on how purposeful time use can lead to a happier, healthier life and discusses his upcoming book Own Your Time, which helps parents build financial security while prioritizing family.

How Not To Invest - Avoiding Big Money Mistakes with Barry Ritholtz

julie.tapia@newretirement.com (SteveChen, Barry Ritholtz) — Thu, 29 May 2025 17:00:00 +0000

In this episode of Boldin Your Money, Steve Chen talks with Barry Ritholtz about his journey from law to leading a $6B wealth management firm. They discuss Barry’s book How Not to Invest, focusing on avoiding common mistakes, tuning out media noise, and the value of humility and process in investing. The conversation covers tech's role in finance, behavioral biases, and how to build smarter, tax-efficient portfolios in a rapidly evolving market.

Flipping the Script

julie.tapia@newretirement.com (SteveChen, GeoffSchmidt) — Thu, 22 May 2025 21:00:00 +0000

In this episode of Boldin Your Money, Steve Chen sits down with Geoff Schmidt, the creator behind the wildly popular YouTube channel Holy Schmidt. Geoff shares his inspiring journey from Wall Street to YouTube, sparked by a mission to help his father and ultimately millions better understand retirement planning. With over 350 videos and 335K+ subscribers, Geoff offers powerful insights on financial literacy, Social Security, blind spots in retirement, and building wealth with clarity and intention. A must-listen for anyone navigating retirement planning or curious about becoming a trusted voice in personal finance.

Millionaire Milestones: Building Wealth on Your Terms with Sam Dogen

julie.tapia@newretirement.com (SteveChen, SamDogen, Boldin) — Thu, 8 May 2025 17:00:00 +0000

In this episode of Boldin Your Money, host Steve Chen welcomes back Sam Dogen, the Financial Samurai, to discuss his journey from Wall Street to financial independence, and his latest book, Millionaire Milestones. Sam shares hard-earned insights from his early career in finance, the emotional and financial toll of market downturns, and how he transformed a cathartic blog into a thriving income source and community. The conversation explores the power of compounding, the value of real estate in wealth-building, risk tolerance, money mindset, and why aligning financial goals with personal values is crucial. Sam also dives into how AI is shaping the future of content creation and wealth strategy, both as a tool and a hedge. Whether you're starting your financial journey or refining your path to early retirement, this episode offers rich takeaways on how to invest with intention, build passive income, and live a life of purpose and autonomy.

Five Years Later: White Coat Wisdom with Dr. Jim Dahle

julie.tapia@newretirement.com (JimDahle, WhiteCoatInvestors, SteveChen, Boldin) — Thu, 1 May 2025 17:00:00 +0000

In this episode, host Steve Chen reconnects with Dr. Jim Dahle, founder of The White Coat Investor, to reflect on life, money, and purpose five years after their first conversation. Jim shares the impact of a serious 2024 climbing accident, how it shaped his perspective on aging, balance, and living with intention. They dive into investing philosophy, simplifying wealth, estate planning for kids, and the challenges of being a content creator in the age of AI. The episode blends financial wisdom with personal insight, showing how resilience and purpose evolve with experience.

Making Sense of Social Security

julie.tapia@newretirement.com (DevinCarroll, SteveChen) — Thu, 17 Apr 2025 17:00:00 +0000

In this episode of Boldin Your Money, host Steve Chen sits down with financial advisor and YouTube creator Devin Carroll, the mind behind Social Security Intelligence and the book Social Security Basics. Devin shares his journey from tire salesman to financial planner, and how a curiosity about Social Security turned into a mission—and a media platform reaching millions. The conversation covers the evolution of financial advice, Social Security reform, building trust in a digital world, and why education is the foundation of confidence. Devin also opens up about how he uses content to grow his advisory firm and what the future of planning, media, and AI means for both advisors and everyday savers.

Women’s Month Special - Money, Mindfulness & Mastery

julie.tapia@newretirement.com (Steve Chen) — Thu, 17 Apr 2025 16:17:54 +0000

In this episode of Boldin Your Money, host Steve Chen welcomes Leisa Peterson, a financial coach, author of The Mindful Millionaire, and advocate for financial mindfulness. Leisa shares her personal journey from growing up in a financially unstable household to becoming a successful financial expert, entrepreneur, and coach. She discusses the impact of scarcity mindset, the importance of financial confidence, and how personal experiences—both triumphs and tragedies—shaped her path toward financial independence.

Tariffs, Markets & The Macro Story

julie.tapia@newretirement.com (Mike Himmelfarb, Steve Chen) — Wed, 9 Apr 2025 22:00:00 +0000

In this episode of Boldin Your Money, host Steve Chen and guest Mike Himmelfarb unpack the newly announced "Liberation Day" tariffs and their sweeping impact on global markets, economic strategy, and personal finance. Recorded just days after a sharp market correction, the discussion blends macroeconomic insight with practical, real-world investing perspectives. Mike shares his background in finance and tech, and how his conservative, index-focused investment approach helps him navigate market volatility. The conversation explores the rationale behind the tariffs—including revenue generation, trade imbalances, and national security—as well as the risks of stagflation, geopolitical tension with China, and broader economic uncertainty. Together, they emphasize the importance of long-term planning, emotional discipline, diversification, and critical thinking in times of change. With insights on everything from debt refinancing to the role of automation and immigration in America’s future, the episode offers a thoughtful, grounded take on a complex moment in economic history.

Boldin Your Wealth: Catching Up to FI

Thu, 13 Mar 2025 16:00:00 +0000

In this episode of Boldin Your Money, Steve Chen sits down with Jackie Cummings Koski, co-host of Catching Up to FI, to talk about her inspiring journey to financial independence after overcoming poverty, divorce, and single motherhood. Jackie shares practical advice for late starters, those in their 40s, 50s, and beyond who feel behind on saving for retirement. They cover the importance of mindset, overcoming the fear of investing, and how to build wealth even if you’re starting late. Whether you’re looking for guidance, motivation, or just the reassurance that it’s not too late, this episode has something for you.

Invest with Impact: Toussaint Bailey

julie.tapia@newretirement.com (ToussaintBailey, SteveChen) — Thu, 27 Feb 2025 18:00:00 +0000

UpliftingCapital.com

LinkedIn Toussaint Bailey

(42:49) 2030: How Today's Biggest Trends Will Collide and Reshape the Future of Everything

(44:42) Global Impact Investing Network (GIIN)

Retirement Ready: Confidence, Planning, and Purpose with Mike Richardson

julie.tapia@newretirement.com (MichaelRichardson, Steve Chen) — Fri, 31 Jan 2025 01:00:00 +0000

In this episode, we sit down with Mike Richardson, former SVP and CTO of Nationwide, who retired at 55 to embrace a fulfilling second act. Mike shares his inspiring journey of building a financial plan, navigating early retirement, and redefining purpose. Learn how he transitioned from leading large tech teams to mentoring others as a financial coach, volunteering, and pursuing personal passions. Whether you're planning your retirement or seeking insights on financial confidence, Mike’s story offers practical advice and inspiration. Tune in for strategies, reflections, and lessons for your own journey toward financial independence.

Mark Goines: Pioneering Fintech and the Future of Money

julie.tapia@newretirement.com (Steve Chen, Mark Goines) — Thu, 19 Dec 2024 18:00:00 +0000

In this episode of Boldin Your Money, Steve Chen connects with FinTech pioneer Mark Goines, the force behind TurboTax, Quicken, and Personal Capital. Mark reveals the keys to scaling innovations, mastering distribution, and how AI is transforming the future of financial services. Packed with insights on building impactful products, driving growth, and embracing change, this episode is a must-listen for anyone navigating money, technology, and the evolving financial world.

Living with Intention: Insights from Christine Benz on Retirement Success

Thu, 5 Dec 2024 19:39:18 +0000

Steve Chen welcomes Christine Benz, Director of Personal Finance at Morningstar, to discuss her book How to Retire: 20 Lessons for a Happy, Successful, and Wealthy Retirement. Christine shares practical strategies for retirement planning, including tax-efficient decumulation, dynamic spending, and the bucket approach for managing cash flow and investments. They also explore the importance of relationships, purpose, and staying socially engaged in retirement, along with tackling challenges like long-term care and financial fraud. Packed with actionable insights, this episode is a must-listen for anyone planning a secure and fulfilling retirement.

Intentional Retirement Living with Fritz Gilbert

julie.tapia@newretirement.com (SteveChen, Fritz Gilbert) — Thu, 19 Sep 2024 19:00:00 +0000

In this episode of the Boldin (formerly NewRetirement) podcast, Steve Chen interviews Fritz Gilbert, a former corporate executive and author of Keys to a Successful Retirement, who has been retired for six years. Fritz discusses his journey to retirement, emphasizing the importance of physical fitness, financial planning, and finding purpose post-retirement. He shares insights on maintaining a healthy lifestyle through activities like trail running and strength training, while managing finances with strategies like the bucket approach and delaying Social Security. Fritz highlights how the transition to retirement requires more than just financial preparation—it also demands planning for purpose and fulfillment. He encourages retirees to focus on what brings them joy, embrace curiosity, and live intentionally, fostering both personal and community connections for a rewarding retirement experience.

Financing the Future: Empowering the Next Generation with Tim Ranzetta

Thu, 8 Aug 2024 15:00:00 +0000

Next Gen Personal Finance

Exploring the Changing World of Alternative Investments with Ryan VanGorder

julie.tapia@newretirement.com (RyanVanGorder, SteveChen, NewRetirement, Opto) — Fri, 19 Jul 2024 18:09:34 +0000

In this podcast episode, Steve Chen interviews Ryan Van Gorder from Opto Investments, discussing the rise and role of alternative investments. Ryan shares his journey from an accounting background to working in finance and technology, including his time at BlackRock. He explains how Opto Investments helps advisors confidently invest in private markets by providing advisor-aligned, efficient, and top-tier investment opportunities. The conversation covers the increasing accessibility and efficiency of private markets, the importance of diversification, and the evolving nature of liquidity. Ryan highlights Opto’s benefits from being part of the HC ecosystem and stresses the enduring value of human relationships in financial advice, enhanced by technology. The episode concludes with resources for further learning about private markets and a reminder to explore financial planning tools on NewRetirement.com.

The role of insurance in financial planning - a conversation with New York Life

Thu, 11 Jul 2024 15:00:00 +0000

In this podcast episode from NewRetirement, Todd Taylor, the newly appointed head of Life Insurance Solutions at New York Life, shares his career journey from actuary to executive. He discusses his early interest in math and economics, leading to his role at New York Life, where he works on life insurance, annuities, and financial planning. Todd explains the role of actuaries in quantifying risks, particularly in life expectancy, and how actuarial science is evolving with new technologies like fitness trackers and data sharing. He touches on the implications of precise risk predictions on insurance and privacy concerns. The conversation also explores how insurance and annuities are integrated into retirement planning, the behavioral aspects of financial decisions in retirement, and the impact of technology on the insurance industry. Todd’s insights reveal the depth and complexity of financial planning and the critical role of insurance in managing long-term financial risks.

Is There Really a Retirement Crisis? Examining Social Security

julie.tapia@newretirement.com (andrewbiggs, newretirement, stevechen) — Thu, 20 Jun 2024 22:00:00 +0000

In this podcast episode, Andrew Biggs, an expert in retirement economics, discusses the perceived retirement crisis in America, challenging the notion by presenting data on Social Security and private retirement savings. He argues that Americans are generally better prepared for retirement than commonly believed, emphasizing the substantial wealth embodied in Social Security benefits and the improvement in retirement plan structures over time.

Wealth & Wisdom with Robert Brokamp

julie.tapia@newretirement.com (RobertBrokamp, SteveChen, NewRetirement) — Fri, 10 May 2024 17:40:22 +0000

In this episode of the NewRetirement Podcast, Steve Chen interviews Robert Brokamp, a certified financial planner and key figure at the Motley Fool. They discuss Robert's journey in the financial sector, the valuable lessons he's learned about financial planning, and the story behind the Motley Fool. They also touch on topics such as the 4% rule, retirement planning, and the importance of purpose in retirement. Robert emphasizes the need to think about what you want to do with the rest of your life and develop your human capital, including your ability to earn a paycheck, intellectual curiosity, and physical health. He also suggests considering opportunities beyond traditional retirement, such as continuing to work in a different capacity or pursuing new interests and skills.

Unlocking the Future: Dr. Jordan Hutchison’s Vision

julie.tapia@newretirement.com (Jordan Hutchinson, Steve Chen) — Fri, 19 Apr 2024 15:59:13 +0000

RFG Advisory

[32:54] The Geometry of Wealth: How to shape a life of money and meaning by Brian Portnoy https://amzn.to/3xhWKtk (Amazon)

[38:36] Finding Flow: The Psychology of Engagement with Everyday Life by Mihaly Csikszentmihalyi https://amzn.to/3J35s13 (Amazon)

[44:35] Drive: The Surprising Truth About What Motivates Us by Daniel Pink https://amzn.to/3vAoDwa (Amazon)

[49:35] Rise Of Superman by Steven Kotle https://amzn.to/3J0RX23 (Amazon)

[50:02] Flow: The Psychology of Optimal Experience by Mihaly Csikszentmihalyi https://amzn.to/4agYG3S (Amazon)

[47:07] Gnar Country: Growing Old, Staying Rad by Steven Kotle https://amzn.to/3PKJ9Rz (Amazon)

Rising Above the Money Fog with Mikelann Valterra

julie.tapia@newretirement.com (Steve Chen, Mikelann Valterra) — Fri, 29 Mar 2024 15:00:00 +0000

In this episode of the NewRetirement Podcast, host Steve Chen and guest Mikelann Valterra, a master money coach, explore the concept of "money fog" and its impact on financial decision-making. They discuss strategies for gaining clarity and control over finances, the importance of understanding money personality types, and the unique financial challenges faced by women.

Scaling Financial Education: A Conversation with Cody Garrett

Wed, 6 Mar 2024 17:15:00 +0000

In this episode of the NewRetirement Podcast, Steve Chen interviews Cody Garrett, a dedicated advice-only financial planner and educator. Cody shares his journey from being a musician to becoming a financial planner and educator. He discusses his passion for empowering DIY investors and his focus on building comprehensive financial plans and providing personalized education. Cody also talks about his three businesses: Measure Twice Money (free education for consumers), Measure Twice Financial (his financial planning firm), and Measure Twice Planners (an educational platform for financial advisors). He emphasizes the importance of clarity and intentionality in financial planning and the need for personalized education and advice. Cody believes that the future of financial planning lies in empowering individuals to create their own financial plans and using technology and AI to provide guidance and ask better questions. He also highlights the role of financial advisors as arrangers and orchestrators rather than conductors. Overall, Cody envisions a future where financial planning is accessible to everyone and individuals have the tools and knowledge to make well-informed decisions about their finances.

Financial Wellbeing: A Holistic Approach with Brian Portnoy on Shaping Wealth

julie.tapia@newretirement.com (Steve Chen, Brian Portnoy) — Tue, 23 Jan 2024 18:00:00 +0000

Shaping Wealth

The Geometry of Wealth: How to shape a life of money and meaning by Brian Portnoy: https://amzn.to/48snjJL (Amazon)

How I Invest Money: Finance Experts Reveal How They Save, Spend and Invest by Brian Portnoy https://amzn.to/3SncdA9 (Amazon)

The Investor's Paradox: The Power of Simplicity in a World of Overwhelming Choice by Briand Portnoy https://amzn.to/48KiFqY (Amazon)

Aperio - Unveiling Financial Innovations and Ethics

julie.tapia@newretirement.com (Steve Chen, Paul Solli, Patrick Geddes) — Thu, 4 Jan 2024 22:00:00 +0000

Aperio Group

Transparent Investing by Patrick Geddes

Transparent Investing, the Electronic Version of the Book

Go to https://dl.bookfunnel.com/o1knw45b7t
Click “Get my book”
Enter your email address and click the box “I understand that I’m signing up for Patrick Geddes’s email newsletter, and I’m free to unsubscribe at any time.”
Go to your email inbox and open the email from BookFunnel
Click on the link in the email
Click “GET MY BOOK” and select the type of device on which you want to read the book. To read in a browser, click first on “Start reading in your browser.”

Transparent Investing, the Online Course

Go to https://patrickgeddes.co/product/transparent-investing-the-course/
Click on Buy Now
In the “Apply coupon” field, enter FREECOURSE
Click on the “Apply coupon” button
If the total cost net of coupon shows as $0.00, then proceed to step 6. If the total amount still shows $19.95, you need to enter the coupon again, exactly as spelled out in step 3, making sure to use all capital letters. Do not enter a credit card number if you want to avoid getting charged. Proceed only if the Total shows $0.00.
Click “Proceed to checkout”
Enter your name and contact information. A functional email address is required to get access to the course.
Click “Place order”

At the very beginning of the course, participants have the option of getting a free electronic version of the book.

Gary Danoff on Work, Purpose, Financial Planning, and Literacy Across Generations

Tue, 12 Dec 2023 22:00:00 +0000

In Episode 73 of the New Retirement Podcast, host Steve Chen welcomes Gary Danoff, Global Alliances Leader at Google and an Executive Coach, for an enlightening conversation on work, purpose, and financial literacy across generations. Gary shares his unique journey to new retirement, inspired by his son Jake, and delves into the significance of financial literacy, the impact of AI on society, and the importance of nurturing well-being in younger generations. The episode also explores Gary's approach to coaching and personal development, his insights on the evolving aspirations of younger workers, and the role of technology in shaping careers and personal growth. With a focus on emotional intelligence and human connection, this episode offers valuable perspectives on the intersection of technology, work culture, and personal fulfillment in today's rapidly changing world.

David Chen: Early Retirement & Key Lessons from a Community Member

julie.tapia@newretirement.com (David Chen, Davorin Robison, Steve Chen) — Thu, 24 Aug 2023 17:52:29 +0000

Steve Chen is joined by guest David Chen — brother of a good friend of Steve's from high school and a member of our community — and discusses David’s story, some of the biggest lessons and insights from his journey around investing, and his plan for generating income for life. Plus what he learned about estate planning through dealing with his dad’s passing.

Try out the NewRetirement Planner for free: https://www.newretirement.com/planner/signup

Produced by Davorin Robison & Steve Stewart.

Eric Balchunas: The Bogle Effect

Thu, 13 Apr 2023 23:16:32 +0000

The 71st NewRetirement podcast. This time, Steve Chen is joined by guest Eric Balchunas — Bloomberg Senior ETF Analyst & Funds Product Specialist — and discusses Eric’s book, The Bogle Effect, the Wealth Universe, ETFs, and the future of financial advice.

Try out the NewRetirement Planner for free: https://www.newretirement.com/planner/signup

Produced by Davorin Robison & Brian Blaesing.

Burton Malkiel: A Random Walk Down Wall Street, 50 Years Later

Thu, 12 Jan 2023 22:55:57 +0000

The 70th NewRetirement podcast. This time, Steve Chen is joined by guest Burton Malkiel — a legendary American economist and author of A Random Walk Down Wall Street — and discusses Professor Malkiel’s book and some of the biggest lessons from his life.

Try out the NewRetirement Planner for free: https://www.newretirement.com/planner/signup

Produced by Davorin Robison & Brian Blaesing.

Joe Kuhn: Tools to Decide When It Is Safe to Retire

Thu, 27 Oct 2022 18:50:31 +0000

The 69th NewRetirement podcast. This time, Steve Chen is joined by guest Joe Kuhn — former world-class plant manager and reliability leader, and current Financial Independence influencer on YouTube — and discusses Joe’s journey to financial independence, his rise on YouTube, and the lessons he’s learned along the way.

Try out the NewRetirement Planner for free: https://www.newretirement.com/planner/signup

Produced by Davorin Robison & Brian Blaesing.

Doc G: DiverseFI and Regret Minimization

Fri, 30 Sep 2022 16:38:53 +0000

The 68th NewRetirement podcast. This time, Steve Chen is joined once again by guest Doc G — a financially independent part-time physician and current podcaster and author — and discusses Doc G's new book, Taking Stock. This is Jordan Grumet's second round on our podcast and he’s also been gracious enough to invite us onto his What’s Up Next podcast.

Try out the NewRetirement Planner for free: https://www.newretirement.com/planner/signup

Produced by Davorin Robison & Brian Blaesing.

Financial Samurai: Buy This, Not That

julie.tapia@newretirement.com (Steve Chen) — Tue, 26 Jul 2022 15:39:20 +0000

The 67th NewRetirement podcast. This time, Steve Chen is joined by guest Sam Dogen — a popular OG FIRE blogger and author — and discusses Sam’s new book, Buy This, Not That: How To Spend Your Way To Wealth And Freedom. BTNT aims to help you achieve financial freedom sooner and it helps you tackle some of life's biggest dilemmas in a rational way.

Try out the NewRetirement Planner for free: https://www.newretirement.com/planner/signup

Produced by Davorin Robison & Brian Blaesing.

Andre Nader: What and How Much is Enough to FIRE

julie.tapia@newretirement.com (Steve Chen) — Thu, 7 Jul 2022 21:16:30 +0000

The 66th NewRetirement podcast. This time, Steve Chen is joined by guest Andre Nader — Product Growth Manager at Meta and writer at FAANG FIRE on substack — and discusses “What is Enough” and also touches on a cool tool he built to help people explore relocation and remote work.

Try out the NewRetirement Planner for free: https://www.newretirement.com/planner/signup

Produced by Davorin Robison & Brian Blaesing.

Jeff Rose: Good Financial Cents

julie.tapia@newretirement.com (Davorin Robison, Steve Chen, Jeff Rose) — Wed, 20 Apr 2022 23:40:10 +0000

The 65th NewRetirement podcast. This time, Steve Chen is joined by guest Jeff Rose — founder of the Good Financial Cents blog, the Wealth Hacker YouTube channel, author of “Soldier of Finance,” and CFP — and discusses why financial control & independence is important and how to plan, save & invest your way there. They also take some listener questions.

Try out the NewRetirement Planner for free: https://www.newretirement.com/planner/signup

Produced by Davorin Robison.

Cullen Roche: Inflation Risks & Investing for Retirement

julie.tapia@newretirement.com (Cullen Roche, Davorin Robison, Steve Chen) — Thu, 24 Feb 2022 21:53:15 +0000

The 64th NewRetirement podcast. This time, Steve Chen is joined by guest Cullen Roche — Founder and Chief Investment Officer at Orcam Financial Group and Discipline Funds — and discusses inflation risk & investing for retirement and takes some listener questions. They address Cullen's work at Merrill Lynch and how he got disillusioned with the wirehouse business model and then started his own firm.

Try out the NewRetirement Planner for free: https://www.newretirement.com/planner/signup

Produced by Davorin Robison.

David Blanchett: Guaranteed Income in Retirement

julie.tapia@newretirement.com (David Blanchett, Steve Chen, Davorin Robison) — Fri, 10 Dec 2021 02:27:21 +0000

The 63rd NewRetirement podcast. This time, Steve Chen is joined by guest David Blanchett — Managing Director and Head of Retirement Research for PGIM DC Solutions — and discusses retirement income and goes over some listener questions.

Try out the NewRetirement Planner for free: https://www.newretirement.com/planner/signup

Produced by Davorin Robison.

Mike Piper: Social Security and Tax-Efficient Retirement Planning

julie.tapia@newretirement.com (Steve Chen, Mike Piper, Davorin Robison) — Thu, 30 Sep 2021 16:03:57 +0000

The 62nd NewRetirement podcast. This time, Steve Chen is joined by guest Mike Piper — CPA, author, and creator of the Open Social Security and the Oblivious Investor websites — and discusses Social Security planning, Roth conversions, and retirement account distributions.

Try out the NewRetirement Planner for free: https://www.newretirement.com/planner/signup

Produced by Davorin Robison.

Renee Schaaf: Past, Present, and Future of Enterprise Retirement Plans

julie.tapia@newretirement.com (Renee Schaaf, Davorin Robison, Steve Chen) — Wed, 8 Sep 2021 19:01:04 +0000

The 61st NewRetirement podcast. This time, Steve Chen is joined by guest Renee Schaaf — the President of Retirement Income Solutions at the Principal Financial Group. Given that our users have about 70% of their investable assets in qualified savings accounts (e.g. 401(k)s and IRAs), representing tens of billions of dollars in savings, we thought it would be interesting to talk with an expert about how company retirement plans are evolving over time.

Try out the NewRetirement Planner for free: https://www.newretirement.com/planner/signup

Produced by Davorin Robison.

Taylor Schulte: Stay Wealthy

julie.tapia@newretirement.com (Steve Chen, Davorin Robison, Taylor Schulte) — Thu, 1 Jul 2021 19:54:33 +0000

The 60th NewRetirement podcast. This time, Steve Chen is joined by guest Taylor Schulte — the founder of Define Financial and the Stay Wealthy Retirement Podcast — and discusses tax and legacy planning as well as what are and how to use Donor Advised Funds (DAFs).

Try out the NewRetirement Planner for free: https://www.newretirement.com/planner/signup

Produced by Davorin Robison.

Joe Saul-Sehy: Founder of Stacking Benjamins

julie.tapia@newretirement.com (Joe Saul-Sehy, Davorin Robison, Steve Chen) — Thu, 17 Jun 2021 19:20:44 +0000

The 59th NewRetirement podcast. This time, Steve Chen is joined by guest Joe Saul-Sehy — the founder of the Stacking Benjamins podcast and community — and discusses Joe's story, what he’s building, and his new book, Stacked.

Try out the NewRetirement Planner for free: https://www.newretirement.com/planner/signup

Produced by Davorin Robison.

Jack Brennan: Insights from the Former CEO of Vanguard

julie.tapia@newretirement.com (Jack Brennan, Davorin Robison, Steve Chen) — Fri, 21 May 2021 03:52:49 +0000

The 58th NewRetirement podcast. This time, Steve Chen is joined by guest Jack Brennan — the handpicked successor to Jack Bogle at the Vanguard Group, where he was CEO from 1996 to 2008 — and discusses what it was like growing Vanguard, key lessons during Jack's tenure, and his new book, More Straight Talk on Investing: Lessons for a Lifetime.

Try out the NewRetirement Planner for free: https://www.newretirement.com/planner/signup

Produced by Davorin Robison.

Peter Leyden: A Vision of the Future from 2020 to 2050

julie.tapia@newretirement.com (Steve Chen) — Fri, 23 Apr 2021 01:30:11 +0000

The 57th NewRetirement podcast. This time, Steve Chen is joined by guest Peter Leyden — an author, entrepreneur, and public speaker — and discusses what the next 30 years might bring us and how that could impact our lives and the lives of future generations.

Try out the NewRetirement Planner for free:

https://www.newretirement.com/planner/signup

Produced by Davorin Robison.

Art Chang: Running for Mayor of NYC

julie.tapia@newretirement.com (Steve Chen, Davorin Robison, Art Chang) — Tue, 30 Mar 2021 21:00:00 +0000

The 56th NewRetirement podcast. This time, Steve Chen is joined by guest Art Chang — an entrepreneur, public servant, and candidate for New York City Mayor — and discusses why Art is running for Mayor and how anyone can bring positive change to their local communities.

Produced by Davorin Robison.

Roger Whitney: Agile Retirement Management

julie.tapia@newretirement.com (Roger Whitney, Steve Chen, Davorin Robison) — Thu, 25 Mar 2021 08:00:00 +0000

The 55th NewRetirement podcast. This time, Steve Chen is joined by guest Roger Whitney — author, financial advisor, podcaster, and founder of the Rock Retirement Club — and discusses Agile Retirement Management and how to truly Rock Retirement!

Produced by Davorin Robison.

Paula Pant: You can Afford Anything but not Everything

julie.tapia@newretirement.com (Steve Chen, Paula Pant, Davorin Robison) — Fri, 19 Mar 2021 05:10:29 +0000

The 54th NewRetirement podcast. This time, Steve Chen is joined by guest Paula Pant — Founder of Afford Anything, a personal finance site, and host of the Afford Anything Podcast with 15 million downloads — and discusses Paula's core beliefs that you can “Afford Anything but not Everything” and that every decision has a tradeoff.

Produced by Davorin Robison.

Brooke Southall: The Past, Present and Future of Wealth Management

julie.tapia@newretirement.com (Davorin Robison, Brooke Southall, Steve Chen) — Thu, 11 Feb 2021 08:00:00 +0000

The 53rd NewRetirement podcast. This time, Steve Chen is joined by guest Brooke Southall — Founder and Principal Reporter of RIABiz.com — and discusses the past present and future of wealth management.

This episode was recorded in-studio with proper PPE equipped and ventilation.

Produced by Davorin Robison.

Ben Carlson: Everything You Need to Know About Saving For Retirement

julie.tapia@newretirement.com (Ben Carlson, Davorin Robison, Steve Chen) — Fri, 29 Jan 2021 08:00:00 +0000

The 52nd NewRetirement podcast. This time, Steve Chen is joined by returning guest Ben Carlson — Director of Institutional Asset Management at Ritholtz Wealth Management — and discusses whether we’re in a bubble, how to invest in a bubble, and Carlson's new book, Everything You Need To Know About Saving For Retirement.

Produced by Davorin Robison.

Melissa Fredette: Financial Independence via Real Estate

julie.tapia@newretirement.com (Steve Chen, Davorin Robison, Melissa Fredette) — Thu, 14 Jan 2021 17:24:26 +0000

The 51st NewRetirement podcast. This time, Steve Chen is joined by guest Melissa Fredette — former President of Postgraduate Programs at Hult International Business School — and discusses what she learned during her journey to FI and as she transitions into retirement before 50 using a portfolio of rental properties.

Produced by Davorin Robison.

Dana Anspach: Retirement Income Planning

julie.tapia@newretirement.com (Steve Chen, Dana Anspach, Davorin Robison) — Thu, 17 Dec 2020 09:00:00 +0000

The 50th NewRetirement podcast. This time, Steve Chen is joined by guest Dana Anspach — certified financial planner, author, and the founder of Sensible Money — and discusses her practice and retirement income planning.

Produced by Davorin Robison.

Ashley Whillans: The Value of Time

julie.tapia@newretirement.com (Ashley Whillans, Davorin Robison, Steve Chen) — Thu, 19 Nov 2020 06:19:11 +0000

The 49th NewRetirement podcast. This time, Steve Chen is joined by guest Ashley Whillans — assistant professor at Harvard Business School and author of Time Smart — and discusses how to think about and value your scarcest resource, your time.

Produced by Davorin Robison.

JL Collins: The Simple Path to Wealth

julie.tapia@newretirement.com (Davorin Robison, Steve Chen, JL Collins) — Thu, 15 Oct 2020 21:50:50 +0000

The 48th NewRetirement podcast. This time, Steve Chen is joined by guest JL Collins — a best-selling author and financial independence guru — and discusses the what, why, and how of Financial Independence as well as Collins' book, “The Simple Path to Wealth”

Produced by Davorin Robison.

Steve Vernon: Don’t Go Broke In Retirement

julie.tapia@newretirement.com (Davorin Robison, Steve Vernon, Steve Chen) — Thu, 24 Sep 2020 23:21:38 +0000

The 47th NewRetirement podcast. This time, Steve Chen is joined by guest Steve Vernon — a writer and research scholar at the Stanford Center of Longevity — and discusses the Spend Safely in Retirement Strategy that Vernon came up with and, secondly, his new book, Don't Go Broke in Retirement.