https://simplecast.com Paying it Forward, a podcast by Square When it comes to running a small business, tackling financial decisions can be daunting and often overwhelming. Each week, we'll focus on a common financial issue bringing in an expert in the field with actionable insights and a fellow business owner who has tackled it first hand. 2021-2022 Square Paying it Forward en Thu, 26 Aug 2021 13:00:00 +0000 Tue, 22 Oct 2024 15:50:11 +0000 https://squareup.com/us/en/townsquare/podcasts/paying-it-forward Paying it Forward, a podcast by Square https://image.simplecastcdn.com/images/2c4d9d03-6d15-4746-8bf6-f2a936c8e30b/94d3241f-b298-4345-b922-a722fdf0b98f/3000x3000/piflogo.jpg?aid=rss_feed https://squareup.com/us/en/townsquare/podcasts/paying-it-forward episodic When it comes to running a small business, tackling financial decisions can be daunting and often overwhelming. Each week, we'll focus on a common financial issue bringing in an expert in the field with actionable insights and a fellow business owner who has tackled it first hand. Square false https://feeds.simplecast.com/oDuBN4R4 financial literacy, loans, separating business and personal finances, managing debt, payroll, pricing, profit and loss, savings, small business finance, square Deborah Findling dfindling@squareup.com 5b6c7ac5-11aa-4b2f-833a-ec04dfbb97a3 How Can Small Business Owners Set Aside Savings? Guests featured in this episode:

  • Today's small business owner: Vanessa Acosta, owner of Wasi Clothing, a sustainable, ethical, and slow fashion brand based in Los Angeles, California
  • Today's expert: Priya Malani, founder and CEO of Stash Wealth, a financial planning and investment management firm in New York, New York

More resources:

]]> Thu, 26 Aug 2021 13:00:00 +0000 dfindling@squareup.com (Priya Malani, Vanessa Acosta) https://squareup.com/us/en/townsquare/podcasts/paying-it-forward Guests featured in this episode:

  • Today's small business owner: Vanessa Acosta, owner of Wasi Clothing, a sustainable, ethical, and slow fashion brand based in Los Angeles, California
  • Today's expert: Priya Malani, founder and CEO of Stash Wealth, a financial planning and investment management firm in New York, New York

More resources:

]]> How Can Small Business Owners Set Aside Savings? Priya Malani, Vanessa Acosta 00:18:01 You may have seen interest rates before, shouting at you from a brightly colored advertisement enticing you to apply for a loan or a credit card but what exactly does APY or APR mean and...is it a good thing if those rates are low? When it comes to Vanessa Acosta’s small business, setting aside savings has meant being able to reinvest in her business, buying new equipment, and this year...hiring new employees. You may have seen interest rates before, shouting at you from a brightly colored advertisement enticing you to apply for a loan or a credit card but what exactly does APY or APR mean and...is it a good thing if those rates are low? When it comes to Vanessa Acosta’s small business, setting aside savings has meant being able to reinvest in her business, buying new equipment, and this year...hiring new employees. whats a good interest rate, are low interest rates good, business loan interest rate, annual percentage rate definition, apr meaning, square, small business loan interest rates, apy definition, average business loan interest rate, how does annual percentage yield work, annual percentage yield definition, savings, wasi clothing, stash wealth, how do interest rates affect small businesses false full 8 1 3ecda50b-7f22-47aa-8628-69093876fec7 Finding Balance: How to Better Manage Debt Guests featured in this episode:

  • Today's small business owner: Billal Sidiq, owner of Bolani, a family-owned, Afghani filled flatbread, dips, and sauce maker based in Concord, California
  • Today's expert: Priya Malani, founder and CEO of Stash Wealth, a financial planning and investment management firm in New York, New York

More resources:

]]> Thu, 19 Aug 2021 13:00:00 +0000 dfindling@squareup.com (Billal Sidiq, Priya Malani) https://squareup.com/us/en/townsquare/podcasts/paying-it-forward Guests featured in this episode:

  • Today's small business owner: Billal Sidiq, owner of Bolani, a family-owned, Afghani filled flatbread, dips, and sauce maker based in Concord, California
  • Today's expert: Priya Malani, founder and CEO of Stash Wealth, a financial planning and investment management firm in New York, New York

More resources:

]]> Finding Balance: How to Better Manage Debt Billal Sidiq, Priya Malani 00:17:08 There’s no primer on managing debt, in fact, there’s no $200 to collect as you pass “Go”. But, what if there was? There are a few good habits you can build to better manage debt from checking your credit report to seeing where you consolidate your debt. Hear from one business owner who managed his debt, and grew his business from a few farmer’s markets to hundreds, distribution through major retailers and now, nationwide shipping. There’s no primer on managing debt, in fact, there’s no $200 to collect as you pass “Go”. But, what if there was? There are a few good habits you can build to better manage debt from checking your credit report to seeing where you consolidate your debt. Hear from one business owner who managed his debt, and grew his business from a few farmer’s markets to hundreds, distribution through major retailers and now, nationwide shipping. types of debt financing for small business, paying off business debt, small business debt relief, business debt, small business debt management, how to manage business debt, square, bolani, small business credit report, stash wealth false full 7 1 c28f2d1a-128d-4c51-8aea-22fa719bb7c2 Marketing Online : How Small Businesses Are Connecting with Customers Guests featured in this episode:

  • Today's small business owner: Kamala Allison, owner of Fybr Bamboo, a bamboo apparel, bedding and gift retailer based in Santa Cruz, California
  • Today's expert: Jessica Baker, an SEO consultant with Apiary Digital, a collaborative network of independent marketing consultants

More resources:

]]> Thu, 12 Aug 2021 13:00:00 +0000 dfindling@squareup.com (Jessica Baker, Kamala Allison) https://squareup.com/us/en/townsquare/podcasts/paying-it-forward Guests featured in this episode:

  • Today's small business owner: Kamala Allison, owner of Fybr Bamboo, a bamboo apparel, bedding and gift retailer based in Santa Cruz, California
  • Today's expert: Jessica Baker, an SEO consultant with Apiary Digital, a collaborative network of independent marketing consultants

More resources:

]]> Marketing Online : How Small Businesses Are Connecting with Customers Jessica Baker, Kamala Allison 00:20:56 Marketing online can be daunting, it may even sound like something only large companies have the budget to afford. By leveraging a few new tips and tools, your business can become more discoverable to future customers. Fybr Bamboo owner Kamala Allison dipped her toes into SEO last year. Hear how prioritizing marketing and eCommerce set her company on course to weather the storm of business uncertainty. Marketing online can be daunting, it may even sound like something only large companies have the budget to afford. By leveraging a few new tips and tools, your business can become more discoverable to future customers. Fybr Bamboo owner Kamala Allison dipped her toes into SEO last year. Hear how prioritizing marketing and eCommerce set her company on course to weather the storm of business uncertainty. fybr bamboo, seo cost, the cost of seo, seo cost per keyword, small business seo, search engine optimization cost, how much does seo cost for small business, small business digital marketing, apiary, ffordable seo services for small business, how much is seo worth, seo tips for small businesses false full 6 1 0f48c124-519b-441c-9bcc-7e7384f6b7f9 Why Profit and Loss Matters for Small Businesses Guests featured in this episode:

  • Today's small business owner: Leyla Khanahmad, co-owner of The Black & Caspian, a Mediterranean restaurant and wine bar based in Chicago, Illinois
  • Today's expert: Ellen Cornish, Lead Client Associate of Bench Accounting, a professional bookkeeping service for small businesses in Vancouver, Canada

More resources:

]]> Thu, 5 Aug 2021 13:00:00 +0000 dfindling@squareup.com (Leyla Khanahmad, Ellen Cornish) https://squareup.com/us/en/townsquare/podcasts/paying-it-forward Guests featured in this episode:

  • Today's small business owner: Leyla Khanahmad, co-owner of The Black & Caspian, a Mediterranean restaurant and wine bar based in Chicago, Illinois
  • Today's expert: Ellen Cornish, Lead Client Associate of Bench Accounting, a professional bookkeeping service for small businesses in Vancouver, Canada

More resources:

]]> Why Profit and Loss Matters for Small Businesses Leyla Khanahmad, Ellen Cornish 00:17:10 There are so many documents you need as a business owner to quantify how your business is doing throughout the year. We’ll start at the profit and loss statement then show how this connects to a balance sheet and a cash flow statement. It may sound overwhelming at first but one business owner tells us how measuring her businesses’ profit and loss was the gateway to better managing cash flow for the business as a whole. There are so many documents you need as a business owner to quantify how your business is doing throughout the year. We’ll start at the profit and loss statement then show how this connects to a balance sheet and a cash flow statement. It may sound overwhelming at first but one business owner tells us how measuring her businesses’ profit and loss was the gateway to better managing cash flow for the business as a whole. how to do a profit and loss statement, how to create a profit and loss statement, the black & caspian, profit and loss statement example, bench accounting, business profit and loss statement, how to read a porift and loss statement, square, cash flow management, cash flow analysis, how to make a profit and loss statement, cash flow, how to prepare a profit and loss statement, cash flow statement, profit and loss statement false full 5 1 066488fd-ae28-479d-9a71-2ad5e81ba44a The Basics of Pricing for eCommerce Guests featured in this episode:

  • Today's small business owner: Chris Duncan, co-owner and marketing manager of Honor Roll Clothing, a unisex lifestyle apparel brand in Atlanta, Georgia
  • Today's expert: Priya Malani, founder and CEO of Stash Wealth, a financial planning and investment management firm in New York, New York

More resources:

]]> Thu, 29 Jul 2021 13:00:00 +0000 dfindling@squareup.com (Chris Duncan, Priya Malani) https://squareup.com/us/en/townsquare/podcasts/paying-it-forward Guests featured in this episode:

  • Today's small business owner: Chris Duncan, co-owner and marketing manager of Honor Roll Clothing, a unisex lifestyle apparel brand in Atlanta, Georgia
  • Today's expert: Priya Malani, founder and CEO of Stash Wealth, a financial planning and investment management firm in New York, New York

More resources:

]]> The Basics of Pricing for eCommerce Chris Duncan, Priya Malani 00:16:42 When it comes to pricing your goods or services online, it can be tricky to offer reasonable prices and great quality while keeping your business’ health in mind. From key calculations you should keep in mind to unexpected costs like warehousing or customer service, we hear from one Atlanta based business owner who is optimizing its unisex lifestyle clothing brand for eCommerce. When it comes to pricing your goods or services online, it can be tricky to offer reasonable prices and great quality while keeping your business’ health in mind. From key calculations you should keep in mind to unexpected costs like warehousing or customer service, we hear from one Atlanta based business owner who is optimizing its unisex lifestyle clothing brand for eCommerce. online retail pricing strategies, ecommerce pricing, cost based pricing, how to price a product, pricing strategies, product pricing strategies, competition based pricing strategy false full 4 1 eee57e18-ec24-4f0d-96bd-d714424df87a What is Payroll and Why Does It Matter? Guests featured in this episode:

  • Today's small business owner: Matt Kreutz, founder and CEO of Firebrand Artisan Breads, an artisan bread company in Oakland, California
  • Today's expert: Ellen Cornish, Lead Client Research Associate for Bench Accounting, a professional bookkeeping service for small businesses in Vancouver, Canada

More resources:

]]> Thu, 22 Jul 2021 13:00:00 +0000 dfindling@squareup.com (Ellen Cornish, Matt Kreutz) https://squareup.com/us/en/townsquare/paying-it-forward-what-is-payroll Guests featured in this episode:

  • Today's small business owner: Matt Kreutz, founder and CEO of Firebrand Artisan Breads, an artisan bread company in Oakland, California
  • Today's expert: Ellen Cornish, Lead Client Research Associate for Bench Accounting, a professional bookkeeping service for small businesses in Vancouver, Canada

More resources:

]]> What is Payroll and Why Does It Matter? Ellen Cornish, Matt Kreutz 00:17:31 As you grow your business, hiring employees might have always seemed a part of the plan, so how did it become so complicated? You hire your first employee, maybe several, and suddenly the right deductions, forms and deadlines become crucial to operating your business. Hear from a small business owner who went from no employees to just under 100 in a short amount of time while still evoking his business’ mission. As you grow your business, hiring employees might have always seemed a part of the plan, so how did it become so complicated? You hire your first employee, maybe several, and suddenly the right deductions, forms and deadlines become crucial to operating your business. Hear from a small business owner who went from no employees to just under 100 in a short amount of time while still evoking his business’ mission. who pays payroll taxes employee or employer, are payroll taxes deductible, bench accounting, payroll tax deduction, payroll tax, how much is payroll tax, square, payroll tax definition, payroll tax forms, payroll, payroll tax vs income tax, what is payroll tax, payroll tax percentage, payroll tax deadline, firebrand breads false full 3 1 7d7708b9-f84c-46fd-8caf-6efe4494b314 Should Your Small Business Take On a Loan? Guests featured in this episode:

  • Today's small business owner: Megan Marron, owner of Salon Madison Jane, a hair salon in Taylorville, Illinois.
  • Today's expert: Jessica Jiang, Head of Capital Markets and Investor relations for Square Financial Services, Square’s de novo bank.

More resources:

 

]]> Thu, 15 Jul 2021 11:00:00 +0000 dfindling@squareup.com (Jessica Jiang, Megan Marron) https://squareup.com/us/en/townsquare/paying-it-forward-getting-a-small-business-loan Guests featured in this episode:

  • Today's small business owner: Megan Marron, owner of Salon Madison Jane, a hair salon in Taylorville, Illinois.
  • Today's expert: Jessica Jiang, Head of Capital Markets and Investor relations for Square Financial Services, Square’s de novo bank.

More resources:

 

]]> Should Your Small Business Take On a Loan? Jessica Jiang, Megan Marron 00:18:18 Lines of credit, small business loans, even credit cards. There are so many financing options to choose from it can be difficult to decide what’s best for your business, let alone what all your options are. Hear firsthand from a small business owner who has taken out a loan for her hair salon and some of the unexpected obstacles she encountered along the way. Lines of credit, small business loans, even credit cards. There are so many financing options to choose from it can be difficult to decide what’s best for your business, let alone what all your options are. Hear firsthand from a small business owner who has taken out a loan for her hair salon and some of the unexpected obstacles she encountered along the way. how to get money to start a business, small business loans, how to get funding for a business, sba loan, is it smart to get a business loan, should i get a small business loan, understanding small business finance, small business line of credit, when to get a small business loan, how does a small business line of credit work, small business financing options false full 2 1 15d6ba94-8c6a-44d5-b38e-7dcc112408e8 Why Should You Separate Business and Personal Finances? Guests featured in this episode:

  • Today's small business owner: Alison Kenis, owner of Sugar Lab Bake Shop, a made-to-order bakery in Ventura, California
  • Today's expert: Priya Malani, founder and CEO of Stash Wealth, a financial planning and investment management firm in New York, New York

More resources:

]]> Thu, 8 Jul 2021 13:00:00 +0000 dfindling@squareup.com (Priya Malani, Alison Kenis) https://squareup.com/us/en/townsquare/paying-it-forward-separate-personal-and-business-finances Guests featured in this episode:

  • Today's small business owner: Alison Kenis, owner of Sugar Lab Bake Shop, a made-to-order bakery in Ventura, California
  • Today's expert: Priya Malani, founder and CEO of Stash Wealth, a financial planning and investment management firm in New York, New York

More resources:

]]> Why Should You Separate Business and Personal Finances? Priya Malani, Alison Kenis 00:17:01 It can be tempting to mix business and personal finances, however, the consequences for your business outweigh the convenience of blurring those lines. From optimizing their finances for credit to managing day-to-day expenses, hear how one mother and daughter-run business keeps things in the family, but separate accounts. It can be tempting to mix business and personal finances, however, the consequences for your business outweigh the convenience of blurring those lines. From optimizing their finances for credit to managing day-to-day expenses, hear how one mother and daughter-run business keeps things in the family, but separate accounts. best way to keep track of small business finances, sugar lab bake shop, personal expenses on business acount, small business expense tracking, small business finance, square, personal vs business expenses, personal finance vs business finance, how to separate business and personal expenses, difference between personal and business financial planning, stash wealth, can i use a business credit card for personal expenses false full 1 1 5b2f9582-749d-4654-88d4-4abbc5d25128 Paying It Forward Trailer Wed, 23 Jun 2021 07:00:00 +0000 dfindling@squareup.com (Deborah Findling) https://squareup.com/us/en/townsquare/podcasts/paying-it-forward Paying It Forward Trailer Deborah Findling 00:01:05 When it comes to running a small business, tackling financial decisions can be daunting and often overwhelming. Each week, we'll focus on a common financial issue bringing in an expert in the field with actionable insights and a fellow business owner who has tackled it first hand. When it comes to running a small business, tackling financial decisions can be daunting and often overwhelming. Each week, we'll focus on a common financial issue bringing in an expert in the field with actionable insights and a fellow business owner who has tackled it first hand. false trailer 1