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    <title>Mortgage 101 with Clinton Wilkins</title>
    <description>Mortgage 101 with Clinton Wilkins is a radio show that helps listeners navigate the often complex world of mortgages and home financing.</description>
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    <itunes:summary>Mortgage 101 with Clinton Wilkins is a radio show that helps listeners navigate the often complex world of mortgages and home financing.</itunes:summary>
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      <title>Mortgage 101 | March 2026</title>
      <description><![CDATA[<p>In this edition Clinton and Dan chat with a realtor from Century 21 and get tips on getting max value out of selling your home</p>
<p>Clinton and Dan also chat about market rates, the housing market and what to expect this spring.</p>
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      <pubDate>Sat, 7 Mar 2026 14:00:00 +0000</pubDate>
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      <content:encoded><![CDATA[<p>In this edition Clinton and Dan chat with a realtor from Century 21 and get tips on getting max value out of selling your home</p>
<p>Clinton and Dan also chat about market rates, the housing market and what to expect this spring.</p>
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      <itunes:title>Mortgage 101 | March 2026</itunes:title>
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      <itunes:summary>In the March edition Clinton Wilkins and Dan Ahlstrand along with a special guest help you to spring into home ownership.  Spring traditionally is the time that people begin the process of buying an new home.  This edition will give you some tips and information from insiders on what to expect if you plan to sell or buy</itunes:summary>
      <itunes:subtitle>In the March edition Clinton Wilkins and Dan Ahlstrand along with a special guest help you to spring into home ownership.  Spring traditionally is the time that people begin the process of buying an new home.  This edition will give you some tips and information from insiders on what to expect if you plan to sell or buy</itunes:subtitle>
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      <title>Mortgage 101 | February 2026</title>
      <description><![CDATA[<p>Segment 1- Clinton and Dan discuss new provincial rules surrounding 1st time home buyers</p><p>Segment 2-The law and common-law, Family law lawyer Derek joins the show</p><p>Segment 3-Divorce and home ownership</p><p>Segment4-Ways to love your home.  Selling, buying and renovations</p>
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      <pubDate>Sat, 7 Feb 2026 14:00:00 +0000</pubDate>
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      <content:encoded><![CDATA[<p>Segment 1- Clinton and Dan discuss new provincial rules surrounding 1st time home buyers</p><p>Segment 2-The law and common-law, Family law lawyer Derek joins the show</p><p>Segment 3-Divorce and home ownership</p><p>Segment4-Ways to love your home.  Selling, buying and renovations</p>
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      <itunes:title>Mortgage 101 | February 2026</itunes:title>
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      <itunes:summary>February is a month to love your home.  Clinton and Dan discuss ways to accomplish that and also speak with a family law lawyer on ways to protect yourself should love not last</itunes:summary>
      <itunes:subtitle>February is a month to love your home.  Clinton and Dan discuss ways to accomplish that and also speak with a family law lawyer on ways to protect yourself should love not last</itunes:subtitle>
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      <title>Mortgage 101 | January 2026</title>
      <description><![CDATA[<p>What is good debt</p><p>What is bad debt</p><p>Consumer proposals VS Bankrupcy</p><p>When should i consider refinancing my mortgage</p>
]]></description>
      <pubDate>Sat, 10 Jan 2026 14:00:00 +0000</pubDate>
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      <link>https://mortgage-101-with-clinton-wilkins.simplecast.com/episodes/mortgage-101-january-2026-Yi9nxeJc</link>
      <content:encoded><![CDATA[<p>What is good debt</p><p>What is bad debt</p><p>Consumer proposals VS Bankrupcy</p><p>When should i consider refinancing my mortgage</p>
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      <itunes:title>Mortgage 101 | January 2026</itunes:title>
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      <itunes:summary>Merry Debtmas!  On this months episode Clinton Wilkins and Dan Ahlstrand explore debt, ways to deal with debt and some possible solutions if your debt gets to be too much.  This months special guest in MNP&apos;s Tina Powell</itunes:summary>
      <itunes:subtitle>Merry Debtmas!  On this months episode Clinton Wilkins and Dan Ahlstrand explore debt, ways to deal with debt and some possible solutions if your debt gets to be too much.  This months special guest in MNP&apos;s Tina Powell</itunes:subtitle>
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      <title>Mortgage 101 | Special Live Nov 2025</title>
      <description><![CDATA[<p>-Jim Spitali Chief Operating Officer Sagen.  We talk about making a plan for homeownership for 2026.</p><p>-Mario Cloutier Mortgage Creditor Insurance with Manulife.  We discuss Canadian’s being under insured and you need to protect your biggest investment.</p><p>-Adrian Schulz President CENTUM Financial Group.  We talk about national trends and why every borrower should seek the advice of an unbiased mortgage professional.</p>
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      <pubDate>Thu, 27 Nov 2025 18:33:18 +0000</pubDate>
      <author>rogerspodcastnetwork@rci.rogers.com (CityNews)</author>
      <link>https://mortgage-101-with-clinton-wilkins.simplecast.com/episodes/mortgage-101-special-live-nov-2025-no9wsApM</link>
      <content:encoded><![CDATA[<p>-Jim Spitali Chief Operating Officer Sagen.  We talk about making a plan for homeownership for 2026.</p><p>-Mario Cloutier Mortgage Creditor Insurance with Manulife.  We discuss Canadian’s being under insured and you need to protect your biggest investment.</p><p>-Adrian Schulz President CENTUM Financial Group.  We talk about national trends and why every borrower should seek the advice of an unbiased mortgage professional.</p>
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      <itunes:title>Mortgage 101 | Special Live Nov 2025</itunes:title>
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      <itunes:duration>00:47:12</itunes:duration>
      <itunes:summary>In celebration of Financial Literacy Week Clinton Wilkins joins Dan Ahlstrand for a live edition of Mortgage 101.  Jim Spitali COO of Sagen, 
Mario Cloutier Mortgage Creditor Insurance with Manulife and Adrian Schulz President of CENTUM Financial Group also join the show.</itunes:summary>
      <itunes:subtitle>In celebration of Financial Literacy Week Clinton Wilkins joins Dan Ahlstrand for a live edition of Mortgage 101.  Jim Spitali COO of Sagen, 
Mario Cloutier Mortgage Creditor Insurance with Manulife and Adrian Schulz President of CENTUM Financial Group also join the show.</itunes:subtitle>
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      <title>Mortgage 101 | Nov 2025</title>
      <description><![CDATA[<p>On the November edition of the program Clinton Wilkins and Dan Ahlstrand take a close look at income sources, how credit and debt impact your financial health and how important a good mix of assets is</p>
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      <pubDate>Mon, 3 Nov 2025 18:08:30 +0000</pubDate>
      <author>rogerspodcastnetwork@rci.rogers.com (CityNews)</author>
      <link>https://mortgage-101-with-clinton-wilkins.simplecast.com/episodes/mortgage-101-nov-2025-xT7JhJMv</link>
      <content:encoded><![CDATA[<p>On the November edition of the program Clinton Wilkins and Dan Ahlstrand take a close look at income sources, how credit and debt impact your financial health and how important a good mix of assets is</p>
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      <itunes:title>Mortgage 101 | Nov 2025</itunes:title>
      <itunes:author>CityNews</itunes:author>
      <itunes:duration>00:44:40</itunes:duration>
      <itunes:summary>On this episode Clinton Wilkins and Dan Ahlstrand kick off Financial Literacy Month with a focus on three main areas that will impact your families finances.  Income, credit and assets all factor in on a check of your financial health.</itunes:summary>
      <itunes:subtitle>On this episode Clinton Wilkins and Dan Ahlstrand kick off Financial Literacy Month with a focus on three main areas that will impact your families finances.  Income, credit and assets all factor in on a check of your financial health.</itunes:subtitle>
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      <title>Mortgage 101 | Oct 2025</title>
      <description><![CDATA[<p>The best bits of Mortgage 101 from 2025</p><p>Advice on buying, selling and refinancing your home</p><p>Tips on planning for and executing what will be the biggest financial transaction of your life</p>
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      <pubDate>Sat, 4 Oct 2025 13:00:00 +0000</pubDate>
      <author>rogerspodcastnetwork@rci.rogers.com (CityNews)</author>
      <link>https://mortgage-101-with-clinton-wilkins.simplecast.com/episodes/mortgage-101-oct-2025-byacLjTQ</link>
      <content:encoded><![CDATA[<p>The best bits of Mortgage 101 from 2025</p><p>Advice on buying, selling and refinancing your home</p><p>Tips on planning for and executing what will be the biggest financial transaction of your life</p>
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      <itunes:title>Mortgage 101 | Oct 2025</itunes:title>
      <itunes:author>CityNews</itunes:author>
      <itunes:duration>00:44:42</itunes:duration>
      <itunes:summary>A special edition of Mortgage 101 for October.  The year has featured a series of ups and downs, good news and not so good news stories.  On this edition we offer a look back of some of the highlights of the show over the last year in a best-of edition.  </itunes:summary>
      <itunes:subtitle>A special edition of Mortgage 101 for October.  The year has featured a series of ups and downs, good news and not so good news stories.  On this edition we offer a look back of some of the highlights of the show over the last year in a best-of edition.  </itunes:subtitle>
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      <title>Mortgage 101 | Sept 2025</title>
      <description><![CDATA[<p>This month Clinton and Dan discuss:</p><p>*interest rates</p><p>*renting vs buying</p><p>*questions from the street</p><p>*What the housing market will look like in the future</p>
]]></description>
      <pubDate>Sat, 13 Sep 2025 13:00:00 +0000</pubDate>
      <author>rogerspodcastnetwork@rci.rogers.com (CityNews)</author>
      <link>https://mortgage-101-with-clinton-wilkins.simplecast.com/episodes/mortgage-101-sept-2025-cK8d5sjw</link>
      <content:encoded><![CDATA[<p>This month Clinton and Dan discuss:</p><p>*interest rates</p><p>*renting vs buying</p><p>*questions from the street</p><p>*What the housing market will look like in the future</p>
]]></content:encoded>
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      <itunes:title>Mortgage 101 | Sept 2025</itunes:title>
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      <itunes:duration>00:44:47</itunes:duration>
      <itunes:summary>On this edition Clinton Wilkins and guest host Dan Ahlstrand focus on back to school.  What does it mean for students and parents who are looking for housing, and a prediction on what the Bank of Canada may do next with interest rates</itunes:summary>
      <itunes:subtitle>On this edition Clinton Wilkins and guest host Dan Ahlstrand focus on back to school.  What does it mean for students and parents who are looking for housing, and a prediction on what the Bank of Canada may do next with interest rates</itunes:subtitle>
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      <title>Mortgage 101 | Aug 2025</title>
      <description><![CDATA[<p>-Inflation and it's impacts on the mortgage and real estate markets</p><p>-Where are interest rates going</p><p>-Should I refinance my home in the summer</p><p>-An insiders look at the real estate market in Halifax</p>
]]></description>
      <pubDate>Sat, 16 Aug 2025 13:00:00 +0000</pubDate>
      <author>rogerspodcastnetwork@rci.rogers.com (CityNews)</author>
      <link>https://mortgage-101-with-clinton-wilkins.simplecast.com/episodes/mortgage-101-aug-2025-K2B4j4vF</link>
      <content:encoded><![CDATA[<p>-Inflation and it's impacts on the mortgage and real estate markets</p><p>-Where are interest rates going</p><p>-Should I refinance my home in the summer</p><p>-An insiders look at the real estate market in Halifax</p>
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      <itunes:title>Mortgage 101 | Aug 2025</itunes:title>
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      <itunes:summary>In this months edition of Mortgage 101 Clinton and Todd discuss inflation, the bank of Canada, summer refinancing and what’s happening in Halifax’s real estate market.</itunes:summary>
      <itunes:subtitle>In this months edition of Mortgage 101 Clinton and Todd discuss inflation, the bank of Canada, summer refinancing and what’s happening in Halifax’s real estate market.</itunes:subtitle>
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      <title>Mortgage 101 | July 2025</title>
      <description><![CDATA[<p>On this months edition of Mortgage 101, Clinton and Todd discuss the state of the current rate environment, the local housing market, and pride in homeownership</p>
]]></description>
      <pubDate>Sat, 12 Jul 2025 13:00:00 +0000</pubDate>
      <author>rogerspodcastnetwork@rci.rogers.com (CityNews)</author>
      <link>https://mortgage-101-with-clinton-wilkins.simplecast.com/episodes/mortgage-101-july-2025-XMf3clkM</link>
      <content:encoded><![CDATA[<p>On this months edition of Mortgage 101, Clinton and Todd discuss the state of the current rate environment, the local housing market, and pride in homeownership</p>
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      <itunes:title>Mortgage 101 | July 2025</itunes:title>
      <itunes:author>CityNews</itunes:author>
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      <itunes:summary>-Mortgage rates
-local housing market
-pride in owning a home</itunes:summary>
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-local housing market
-pride in owning a home</itunes:subtitle>
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      <title>Mortgage 101 | June 2025</title>
      <description><![CDATA[<p>Clinton and Todd discuss:</p><p>-Interest rates</p><p>-Bank of Canada</p><p>-Mortgage brokers</p>
]]></description>
      <pubDate>Sat, 14 Jun 2025 13:00:00 +0000</pubDate>
      <author>rogerspodcastnetwork@rci.rogers.com (CityNews)</author>
      <link>https://mortgage-101-with-clinton-wilkins.simplecast.com/episodes/mortgage-101-june-2025-PKQWNpDi</link>
      <content:encoded><![CDATA[<p>Clinton and Todd discuss:</p><p>-Interest rates</p><p>-Bank of Canada</p><p>-Mortgage brokers</p>
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      <itunes:title>Mortgage 101 | June 2025</itunes:title>
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      <itunes:duration>00:44:41</itunes:duration>
      <itunes:summary>In the June edition of the show, Clinton and Todd discuss the recent decision by the Bank of Canada not to adjust interest rates.  They will also look at the impact of interest rates on your mortgage and why it&apos;s important to talk to your broker.</itunes:summary>
      <itunes:subtitle>In the June edition of the show, Clinton and Todd discuss the recent decision by the Bank of Canada not to adjust interest rates.  They will also look at the impact of interest rates on your mortgage and why it&apos;s important to talk to your broker.</itunes:subtitle>
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      <description><![CDATA[<p>--A look at the results of Mark Carney and the Liberals win in the federal election</p><p>--Clinton and Todd discuss the Bank of Canada and prime rates</p><p>--What to expect from the real estate market in HRM this spring</p>
]]></description>
      <pubDate>Sat, 10 May 2025 13:00:00 +0000</pubDate>
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      <link>https://mortgage-101-with-clinton-wilkins.simplecast.com/episodes/mortgage-101-may-2025-hrD3WSL4</link>
      <content:encoded><![CDATA[<p>--A look at the results of Mark Carney and the Liberals win in the federal election</p><p>--Clinton and Todd discuss the Bank of Canada and prime rates</p><p>--What to expect from the real estate market in HRM this spring</p>
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      <itunes:summary>Lots to talk about this month!  Clinton and Todd discuss the result of the federal election, take a close look at the Bank of Canada, and what the HRM real estate market looks like heading into Spring.</itunes:summary>
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      <content:encoded><![CDATA[<p>Given the uncertainty in the Canadian economy, Todd and Clinton talk about the importance of seeking advice from an unbiased mortgage professional and will provide an update on the spring real estate market.</p>
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      <itunes:summary>Todd and Clinton discuss why, in these troubling economic times, enlisting the help of a mortgage professional is vitally important</itunes:summary>
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      <content:encoded><![CDATA[<p>Spring is around the corner and Clinton and Todd explore why spring may be a great time to buy a new home, or to take a closer look at refinancing your mortgage</p>
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      <itunes:summary>As we start to thaw from a cold winter, thoughts turn to spring and this month Clinton Wilkins and Todd Veinotte discuss how to spring into homeownership and why right now may be the perfect time to buy a home or refinance your mortgage</itunes:summary>
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      <itunes:summary>Clinton and Todd get together during February, the month of love, to discuss how why it&apos;s important to love your home</itunes:summary>
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      <itunes:summary>Merry Debtmas! This month Clinton Wilkins and Todd Veinotte discuss how to save thousands by consolidating debt into your mortgage and benefits of refinancing your home</itunes:summary>
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      <description><![CDATA[<p>On a special live edition of Mortgage 101 Clinton Wilkins and Manulife's Mario Cloutier join Dan Ahlstrand to discuss financial literacy and how to protect your assets and yourself.</p><p> </p><p> </p>
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      <pubDate>Fri, 29 Nov 2024 15:33:26 +0000</pubDate>
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      <content:encoded><![CDATA[<p>On a special live edition of Mortgage 101 Clinton Wilkins and Manulife's Mario Cloutier join Dan Ahlstrand to discuss financial literacy and how to protect your assets and yourself.</p><p> </p><p> </p>
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      <pubDate>Mon, 4 Nov 2024 15:43:57 +0000</pubDate>
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      <link>https://mortgage-101-with-clinton-wilkins.simplecast.com/episodes/mortgage-101-november-2024-XCvmjrTG</link>
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      <content:encoded><![CDATA[<p>This month Clinton Wilkins and guest host Dan Ahlstrand chat about credit, building assets, and income as you work your way toward home ownership.</p>
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      <itunes:title>Mortgage 101 | November 2024</itunes:title>
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      <itunes:summary>This month Clinton Wilkins and guest host Dan Ahlstrand chat about credit, building assets, and income as you work your way toward home ownership.</itunes:summary>
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      <pubDate>Thu, 10 Oct 2024 16:00:00 +0000</pubDate>
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      <pubDate>Sun, 1 Sep 2024 16:00:00 +0000</pubDate>
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