Optimizing Your Financial Health

Optimizing Your Financial Health Episode 8 What To Do With All the Extra Funds

thezenlendermortgage@gmail.com (James Martin III, kamili Allen Samms) — Wed, 1 Sep 2021 00:39:32 +0000

Learn the various options to grow your wealth through investing, buying real estate, or investing in yourself!

Optimizing Your Financial Health Episode 7 Making Adjustments to Your Budget

thezenlendermortgage@gmail.com (James Martin III, Kamili Allen Samms) — Wed, 1 Sep 2021 00:34:13 +0000

Now that you know your spending habits it's time to make adjustments so your spending is within your means. Or, improve your means!

Optimizing Your Financial Health Episode 6 Balancing Your Bank Account

thezenlendermortgage@gmail.com (James Martin III, Kamili Allen Samms) — Wed, 1 Sep 2021 00:20:18 +0000

Don't laugh - I still have a checkbook! Even though checkbooks are a thing of the past for most people, balancing your bank account is still just as vital to maintaining good financial health.

Optimizing Your Financial Health: Step 5 Understanding Your Debt Ratios

thezenlendermortgage@gmail.com (James Martin III, Kamili Allen Samms) — Wed, 1 Sep 2021 00:12:07 +0000

Know what lenders are looking for to get qualified by understanding your debt ratios.

Optimizing Your Financial Health: Step 4 Check Credit Report

thezenlendermortgage@gmail.com (James Martin III, Kamili Allen Samms) — Tue, 31 Aug 2021 23:18:57 +0000

It's important to check your credit report on an annual basis for any errors. This could help detect credit fraud before it gets out of hand. Locking your credit report is the best protection from credit fraud.

Optimizing Your Financial Health Episode 3 Establishing a Budget

thezenlendermortgage@gmail.com (James Martin III, Kamili Allen Samms) — Tue, 31 Aug 2021 23:14:33 +0000

Understand how to establish a budget to help maintain better control of your monthly cashflow.

Optimizing Your Financial Health/ Step 2 Debt Reduction

thezenlendermortgage@gmail.com (James Martin III, Kamili Allen Samms) — Thu, 15 Oct 2020 02:13:29 +0000

Evaluate your total debt including revolving and installment debt to create a path to reduce your overall debt.

Optimizing Your Financial Health: Step 1 Establishing an Emergency Fund

thezenlendermortgage@gmail.com (James Martin III, Kamili Allen Samms) — Wed, 14 Oct 2020 03:56:17 +0000

Contributors:

Kamili Allen Samms, Loan Officer with Caliber Home Loans, NMLS 1030128; www.ZenLender.Mortgage

James Martin, III, Financial Advisor with DG Financial Partners; CA Lic OK71145; https://dgfinancialpartners.com/jmartin3

Intro to Financial Health

thezenlendermortgage@gmail.com (James Martin III, Kamili Allen Samms) — Tue, 13 Oct 2020 22:52:56 +0000

Contributors:

Kamili Allen Samms, Loan Officer with Caliber Home Loans, NMLS 1030128; www.ZenLender.Mortgage

James Martin, III, Financial Advisor with DG Financial Partners; CA Lic OK71145; https://dgfinancialpartners.com/jmartin3