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    <title>Uncommon Sense with Jill Gleba</title>
    <description>Welcome to Uncommon Sense that features stories about everyday people. After writing the book, Uncommon Sense: Saving, Investing, and Everything in Between, it seems that there are many more &quot;in between&quot; stories to share. Host Jill Gleba shares conversations with imperfect people about their journey, finding their way to success, however they define it.
All good stories come from failures and challenges, and we&apos;re here to encourage you to keep trying to find your happy place and financial success. Your life&apos;s a journey. Let&apos;s enjoy the adventure.</description>
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    <itunes:summary>Welcome to Uncommon Sense that features stories about everyday people. After writing the book, Uncommon Sense: Saving, Investing, and Everything in Between, it seems that there are many more &quot;in between&quot; stories to share. Host Jill Gleba shares conversations with imperfect people about their journey, finding their way to success, however they define it.
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      <title>Dear JAK: Introduction</title>
      <description><![CDATA[<p>I am proud to introduce a new segment called "Dear JAK" as part of Uncommon Sense.  I have invited experts Angela and Kimberly to discuss the everyday challenges of making the most of your money. Angela, owner of The Resume Rescue is a career and resume expert , and Kimberely, owner of Be Knot Afraid,  is a financial coach that helps you with your everyday budget are here to help!  </p><p>If you have a question, story, or concern, we would love to hear from you! </p><p>Jill Gleba, Author of Uncommon Sense, Founder of Gleba & Associates, www.jillgleba.com</p><p>Angela Buccellato, www.the-resume-rescue.com</p><p>Kimberely Demarest, www.beknotafraid.com</p><p> </p>
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      <pubDate>Thu, 13 Feb 2025 11:00:00 +0000</pubDate>
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      <content:encoded><![CDATA[<p>I am proud to introduce a new segment called "Dear JAK" as part of Uncommon Sense.  I have invited experts Angela and Kimberly to discuss the everyday challenges of making the most of your money. Angela, owner of The Resume Rescue is a career and resume expert , and Kimberely, owner of Be Knot Afraid,  is a financial coach that helps you with your everyday budget are here to help!  </p><p>If you have a question, story, or concern, we would love to hear from you! </p><p>Jill Gleba, Author of Uncommon Sense, Founder of Gleba & Associates, www.jillgleba.com</p><p>Angela Buccellato, www.the-resume-rescue.com</p><p>Kimberely Demarest, www.beknotafraid.com</p><p> </p>
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      <description><![CDATA[<p>Kristi’s and her husband both worked, were raising their 3 kids, and split their household duties. When her husband died suddenly, she realized that she had no idea what was going on with their finances.  She had to search through file cabinets, reset passwords, and it was a big mess.  She also had to adjust to her new identity as a widow. You may want to organize your finances after listening to her story.    </p><p><strong>Jill Gleba's Website and Book: </strong><a href="https://jillgleba.com/" target="_blank"><strong>https://jillgleba.com/</strong></a></p><p>Music by: Robert Gleba</p><p>Art by: Courtney Wollet:<strong>  </strong>https://www.courtneywollet.com/</p><p><strong>Thanks to our sponsors:</strong></p><p>Personal Health Management:<strong>  </strong><a href="mailto:phmchangeyourlife@gmail.com"><strong>phmchangeyourlife@gmail.com</strong></a></p><p>The Resume Rescue :<strong>  </strong><a href="https://theresumerescue.com/"><strong>https://theresumerescue.com/</strong></a></p>
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      <pubDate>Thu, 4 Apr 2024 10:00:00 +0000</pubDate>
      <author>jag@jagindetroit.com (Kristi Jerkovich, Jill Gleba)</author>
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      <content:encoded><![CDATA[<p>Kristi’s and her husband both worked, were raising their 3 kids, and split their household duties. When her husband died suddenly, she realized that she had no idea what was going on with their finances.  She had to search through file cabinets, reset passwords, and it was a big mess.  She also had to adjust to her new identity as a widow. You may want to organize your finances after listening to her story.    </p><p><strong>Jill Gleba's Website and Book: </strong><a href="https://jillgleba.com/" target="_blank"><strong>https://jillgleba.com/</strong></a></p><p>Music by: Robert Gleba</p><p>Art by: Courtney Wollet:<strong>  </strong>https://www.courtneywollet.com/</p><p><strong>Thanks to our sponsors:</strong></p><p>Personal Health Management:<strong>  </strong><a href="mailto:phmchangeyourlife@gmail.com"><strong>phmchangeyourlife@gmail.com</strong></a></p><p>The Resume Rescue :<strong>  </strong><a href="https://theresumerescue.com/"><strong>https://theresumerescue.com/</strong></a></p>
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      <description><![CDATA[<p>The reason I wrote Uncommon Sense was to impact youth and I could not have found a better cohort. As an Academic Advisor, Akindele encourages African American students to see themselves in a different light as far as their education, access to capital, and understand financial literacy from a US perspective. In his former career he was a teacher and administrator for many years, and is now a Student Career Coach, a Business Developer, and co-manages an Association.  His impact to these students is priceless. Akindele wants to empower his students to graduate, have career goals, international goals, and to impact their community with these values. His vision is to link business, government and technology resources between Africa and the US.  He wants to position a city, county, and community to understand why they should make a foreign directed investment in African based businesses.      </p><p><strong>Akindele Akinyemi</strong><a href="http://gabanetwork.com/" target="_blank"><strong>’s website: gabanetwork.com </strong></a></p><p><strong>Jill Gleba's Website and Book: </strong><a href="https://jillgleba.com/" target="_blank"><strong>https://jillgleba.com/</strong></a></p><p>Music by: Robert Gleba</p><p>Art by: Courtney Wollet:<strong>  </strong>https://www.courtneywollet.com/</p><p><strong>Thanks to our sponsors:</strong></p><p>Personal Health Management:<strong>  </strong><a href="mailto:phmchangeyourlife@gmail.com"><strong>phmchangeyourlife@gmail.com</strong></a></p><p>The Resume Rescue :<strong>  </strong><a href="https://theresumerescue.com/"><strong>https://theresumerescue.com/</strong></a></p>
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      <pubDate>Thu, 28 Mar 2024 10:00:00 +0000</pubDate>
      <author>jag@jagindetroit.com (Akindele Akinyemi, Jill Gleba)</author>
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      <content:encoded><![CDATA[<p>The reason I wrote Uncommon Sense was to impact youth and I could not have found a better cohort. As an Academic Advisor, Akindele encourages African American students to see themselves in a different light as far as their education, access to capital, and understand financial literacy from a US perspective. In his former career he was a teacher and administrator for many years, and is now a Student Career Coach, a Business Developer, and co-manages an Association.  His impact to these students is priceless. Akindele wants to empower his students to graduate, have career goals, international goals, and to impact their community with these values. His vision is to link business, government and technology resources between Africa and the US.  He wants to position a city, county, and community to understand why they should make a foreign directed investment in African based businesses.      </p><p><strong>Akindele Akinyemi</strong><a href="http://gabanetwork.com/" target="_blank"><strong>’s website: gabanetwork.com </strong></a></p><p><strong>Jill Gleba's Website and Book: </strong><a href="https://jillgleba.com/" target="_blank"><strong>https://jillgleba.com/</strong></a></p><p>Music by: Robert Gleba</p><p>Art by: Courtney Wollet:<strong>  </strong>https://www.courtneywollet.com/</p><p><strong>Thanks to our sponsors:</strong></p><p>Personal Health Management:<strong>  </strong><a href="mailto:phmchangeyourlife@gmail.com"><strong>phmchangeyourlife@gmail.com</strong></a></p><p>The Resume Rescue :<strong>  </strong><a href="https://theresumerescue.com/"><strong>https://theresumerescue.com/</strong></a></p>
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      <description><![CDATA[<p>Deondra did not start off in life with any advantages.  Like many of us, her parents did not have the skills to pass on, so Deondra had to figure it out herself.  She entered an abusive relationship, had 3 children, and was homeless more than once.With nobody to fall back on she had to drag herself out of a dark place and find some stability. It has been a long journey, but she has made it through and is still working to improve. The great news is that her children will break this cycle of “just getting by”. They have been taught more advanced skills, are being educated and trained to further their careers, and they will have a better relationship with money.</p><p>Deondra’s website:  www.therfcgrp.com</p><p>Author of "When The Lights Came On"</p><p>Co-Author of "Hush"</p><p><strong>Jill Gleba's Website and Book: </strong><a href="https://jillgleba.com/" target="_blank"><strong>https://jillgleba.com/</strong></a></p><p>Music by: Robert Gleba</p><p>Art by: Courtney Wollet:<strong>  </strong>https://www.courtneywollet.com/</p><p><strong>Thanks to our sponsors:</strong></p><p>Personal Health Management:<strong>  </strong><a href="mailto:phmchangeyourlife@gmail.com"><strong>phmchangeyourlife@gmail.com</strong></a></p><p>The Resume Rescue :<strong>  </strong><a href="https://theresumerescue.com/"><strong>https://theresumerescue.com/</strong></a></p><p> </p>
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      <pubDate>Thu, 21 Mar 2024 10:00:00 +0000</pubDate>
      <author>jag@jagindetroit.com (Deondra Parks, Jill Gleba)</author>
      <link>https://uncommon-sense-with-jill-gleba.simplecast.com/episodes/deondra-FXRHbakF</link>
      <content:encoded><![CDATA[<p>Deondra did not start off in life with any advantages.  Like many of us, her parents did not have the skills to pass on, so Deondra had to figure it out herself.  She entered an abusive relationship, had 3 children, and was homeless more than once.With nobody to fall back on she had to drag herself out of a dark place and find some stability. It has been a long journey, but she has made it through and is still working to improve. The great news is that her children will break this cycle of “just getting by”. They have been taught more advanced skills, are being educated and trained to further their careers, and they will have a better relationship with money.</p><p>Deondra’s website:  www.therfcgrp.com</p><p>Author of "When The Lights Came On"</p><p>Co-Author of "Hush"</p><p><strong>Jill Gleba's Website and Book: </strong><a href="https://jillgleba.com/" target="_blank"><strong>https://jillgleba.com/</strong></a></p><p>Music by: Robert Gleba</p><p>Art by: Courtney Wollet:<strong>  </strong>https://www.courtneywollet.com/</p><p><strong>Thanks to our sponsors:</strong></p><p>Personal Health Management:<strong>  </strong><a href="mailto:phmchangeyourlife@gmail.com"><strong>phmchangeyourlife@gmail.com</strong></a></p><p>The Resume Rescue :<strong>  </strong><a href="https://theresumerescue.com/"><strong>https://theresumerescue.com/</strong></a></p><p> </p>
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      <description><![CDATA[<p>After her parents’ divorce when Natalie was 5 years old, she saw the family finances change drastically.Her family relocated from a big home to a trailer, sometimes without heat, electricity, or enough food. Natalie and her siblings worked many jobs to help her mom pay the bills. Having school mates that were much more affluent taught Natalie that there was so much more to life than cleaning offices. Her mom did not encourage college because she simply did not know better. Natalie knew that an education would break this struggle for money, but she didn’t know exactly how to get there.  While working at several jobs to pay for school, she came upon a bank position that would help her with tuition. Her career progressed over the years and she is now a successful real estate broker.</p><p>Natalie's website:  <a href="https://smf.crm3.redtailtechnology.com/contacts/emails/7089/compose">natalie@nataliegoodwin.com</a></p><p><strong>Jill Gleba's Website and Book: </strong><a href="https://jillgleba.com/" target="_blank"><strong>https://jillgleba.com/</strong></a></p><p>Music by: Robert Gleba</p><p>Art by: Courtney Wollet:<strong>  </strong>https://www.courtneywollet.com/</p><p><strong>Thanks to our sponsors:</strong></p><p>Personal Health Management:<strong>  </strong><a href="mailto:phmchangeyourlife@gmail.com"><strong>phmchangeyourlife@gmail.com</strong></a></p><p>The Resume Rescue :<strong>  </strong><a href="https://theresumerescue.com/"><strong>https://theresumerescue.com/</strong></a></p><p> </p><p> </p>
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      <pubDate>Thu, 14 Mar 2024 10:00:00 +0000</pubDate>
      <author>jag@jagindetroit.com (Natalie Goodwin, Jill Gleba)</author>
      <link>https://uncommon-sense-with-jill-gleba.simplecast.com/episodes/natalie-R15EB__p</link>
      <content:encoded><![CDATA[<p>After her parents’ divorce when Natalie was 5 years old, she saw the family finances change drastically.Her family relocated from a big home to a trailer, sometimes without heat, electricity, or enough food. Natalie and her siblings worked many jobs to help her mom pay the bills. Having school mates that were much more affluent taught Natalie that there was so much more to life than cleaning offices. Her mom did not encourage college because she simply did not know better. Natalie knew that an education would break this struggle for money, but she didn’t know exactly how to get there.  While working at several jobs to pay for school, she came upon a bank position that would help her with tuition. Her career progressed over the years and she is now a successful real estate broker.</p><p>Natalie's website:  <a href="https://smf.crm3.redtailtechnology.com/contacts/emails/7089/compose">natalie@nataliegoodwin.com</a></p><p><strong>Jill Gleba's Website and Book: </strong><a href="https://jillgleba.com/" target="_blank"><strong>https://jillgleba.com/</strong></a></p><p>Music by: Robert Gleba</p><p>Art by: Courtney Wollet:<strong>  </strong>https://www.courtneywollet.com/</p><p><strong>Thanks to our sponsors:</strong></p><p>Personal Health Management:<strong>  </strong><a href="mailto:phmchangeyourlife@gmail.com"><strong>phmchangeyourlife@gmail.com</strong></a></p><p>The Resume Rescue :<strong>  </strong><a href="https://theresumerescue.com/"><strong>https://theresumerescue.com/</strong></a></p><p> </p><p> </p>
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      <title>Susan: The Unlikely Business Owner</title>
      <description><![CDATA[<p>Susan moved three times during her high school years and considered herself a shy person. She completed her high school work early…so early that she had to wait three months to graduate and complete her time requirement.  She worked in manufacturing after high school, married and decided to stay home to raise three boys, run the household, and work towards a college degree.  After eight years, Susan re-entered the job market and ended up buying the company that she worked for!  How does that happen?  Let’s find out.</p><p>Susan's business website: jarvishandling.com</p><p><strong>Jill Gleba's Website and Book: </strong><a href="https://jillgleba.com/" target="_blank"><strong>https://jillgleba.com/</strong></a></p><p>Music by: Robert Gleba</p><p>Art by: Courtney Wollet:<strong>  </strong>https://www.courtneywollet.com/</p><p><strong>Thanks to our sponsors:</strong></p><p>Personal Health Management:<strong>  </strong><a href="mailto:phmchangeyourlife@gmail.com"><strong>phmchangeyourlife@gmail.com</strong></a></p><p>The Resume Rescue :<strong>  </strong><a href="https://theresumerescue.com/"><strong>https://theresumerescue.com/</strong></a></p>
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      <pubDate>Thu, 7 Mar 2024 11:00:00 +0000</pubDate>
      <author>jag@jagindetroit.com (Susan Smith, Jill Gleba)</author>
      <link>https://uncommon-sense-with-jill-gleba.simplecast.com/episodes/susan-smith-p3DIlTuU</link>
      <content:encoded><![CDATA[<p>Susan moved three times during her high school years and considered herself a shy person. She completed her high school work early…so early that she had to wait three months to graduate and complete her time requirement.  She worked in manufacturing after high school, married and decided to stay home to raise three boys, run the household, and work towards a college degree.  After eight years, Susan re-entered the job market and ended up buying the company that she worked for!  How does that happen?  Let’s find out.</p><p>Susan's business website: jarvishandling.com</p><p><strong>Jill Gleba's Website and Book: </strong><a href="https://jillgleba.com/" target="_blank"><strong>https://jillgleba.com/</strong></a></p><p>Music by: Robert Gleba</p><p>Art by: Courtney Wollet:<strong>  </strong>https://www.courtneywollet.com/</p><p><strong>Thanks to our sponsors:</strong></p><p>Personal Health Management:<strong>  </strong><a href="mailto:phmchangeyourlife@gmail.com"><strong>phmchangeyourlife@gmail.com</strong></a></p><p>The Resume Rescue :<strong>  </strong><a href="https://theresumerescue.com/"><strong>https://theresumerescue.com/</strong></a></p>
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      <description><![CDATA[<p>It is hard enough to go through a bad relationship, let alone navigate a divorce. Your financial situation changes dramatically.  What do you need to do when you go from a two-income household to a one income household?  Is it wise to spend tens of thousands of dollars just on divorce when it is amicable?  What if you could agree to split your assets and save your money for other things, like moving expenses or paying your bills? Max shares some stories from a divorce attorney’s perspective. </p><p>Max's Website:  https://www.emmerlawplc.com/</p><p><strong>Jill Gleba's Website and Book: </strong><a href="https://jillgleba.com/" target="_blank"><strong>https://jillgleba.com/</strong></a></p><p>Music by: Robert Gleba</p><p>Art by: Courtney Wollet:<strong>  </strong>https://www.courtneywollet.com/</p><p><strong>Thanks to our sponsors:</strong></p><p>Personal Health Management:<strong>  </strong><a href="mailto:phmchangeyourlife@gmail.com"><strong>phmchangeyourlife@gmail.com</strong></a></p><p>The Resume Rescue :<strong>  </strong><a href="https://theresumerescue.com/"><strong>https://theresumerescue.com/</strong></a></p><p> </p>
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      <pubDate>Thu, 29 Feb 2024 11:00:00 +0000</pubDate>
      <author>jag@jagindetroit.com (Max Emmer, Jill Gleba)</author>
      <link>https://uncommon-sense-with-jill-gleba.simplecast.com/episodes/max-ymRmtHZn</link>
      <content:encoded><![CDATA[<p>It is hard enough to go through a bad relationship, let alone navigate a divorce. Your financial situation changes dramatically.  What do you need to do when you go from a two-income household to a one income household?  Is it wise to spend tens of thousands of dollars just on divorce when it is amicable?  What if you could agree to split your assets and save your money for other things, like moving expenses or paying your bills? Max shares some stories from a divorce attorney’s perspective. </p><p>Max's Website:  https://www.emmerlawplc.com/</p><p><strong>Jill Gleba's Website and Book: </strong><a href="https://jillgleba.com/" target="_blank"><strong>https://jillgleba.com/</strong></a></p><p>Music by: Robert Gleba</p><p>Art by: Courtney Wollet:<strong>  </strong>https://www.courtneywollet.com/</p><p><strong>Thanks to our sponsors:</strong></p><p>Personal Health Management:<strong>  </strong><a href="mailto:phmchangeyourlife@gmail.com"><strong>phmchangeyourlife@gmail.com</strong></a></p><p>The Resume Rescue :<strong>  </strong><a href="https://theresumerescue.com/"><strong>https://theresumerescue.com/</strong></a></p><p> </p>
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      <description><![CDATA[<p>Being a business owner with no experience is hard enough.  A divorce, market crash and embezzlement by an employee is tough to recover from, but Jacki does not give up.  Without lingering on her misfortune, Jacki creates a unified atmosphere and puts her trust in her team to help her grow her company.  She candidly shares her ups and downs from an owner perspective and has successfully navigated her company to profitability.  Of course, she wants more!  Listen in for some encouragement if you are going through some challenges.</p><p>Jacki's website: coventrycreations.com</p><p><strong>Jill Gleba's Website and Book: </strong><a href="https://jillgleba.com/" target="_blank"><strong>https://jillgleba.com/</strong></a></p><p>Music by: <strong>Robert Gleba </strong></p><p>Art by: Courtney Wollet:<strong>  https://www.courtneywollet.com/</strong></p><p><strong>Thanks to our sponsors:</strong></p><p>Personal Health Management:<strong>  </strong><a href="mailto:phmchangeyourlife@gmail.com"><strong>phmchangeyourlife@gmail.com</strong></a></p><p>The Resume Rescue :<strong>  </strong><a href="https://theresumerescue.com/"><strong>https://theresumerescue.com/</strong></a></p>
]]></description>
      <pubDate>Thu, 22 Feb 2024 11:00:00 +0000</pubDate>
      <author>jag@jagindetroit.com (Jacki Smith, Jill Gleba)</author>
      <link>https://uncommon-sense-with-jill-gleba.simplecast.com/episodes/jacki-smith-O2y9jNPy</link>
      <content:encoded><![CDATA[<p>Being a business owner with no experience is hard enough.  A divorce, market crash and embezzlement by an employee is tough to recover from, but Jacki does not give up.  Without lingering on her misfortune, Jacki creates a unified atmosphere and puts her trust in her team to help her grow her company.  She candidly shares her ups and downs from an owner perspective and has successfully navigated her company to profitability.  Of course, she wants more!  Listen in for some encouragement if you are going through some challenges.</p><p>Jacki's website: coventrycreations.com</p><p><strong>Jill Gleba's Website and Book: </strong><a href="https://jillgleba.com/" target="_blank"><strong>https://jillgleba.com/</strong></a></p><p>Music by: <strong>Robert Gleba </strong></p><p>Art by: Courtney Wollet:<strong>  https://www.courtneywollet.com/</strong></p><p><strong>Thanks to our sponsors:</strong></p><p>Personal Health Management:<strong>  </strong><a href="mailto:phmchangeyourlife@gmail.com"><strong>phmchangeyourlife@gmail.com</strong></a></p><p>The Resume Rescue :<strong>  </strong><a href="https://theresumerescue.com/"><strong>https://theresumerescue.com/</strong></a></p>
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      <description><![CDATA[<p>Jean started out with humble beginnings and had a few setbacks along the way.  She worked 4 part time jobs, raised her kids, and went to college at the same time. Her work ethic and experience, even the menial jobs, led to her ideal career as a writer, author, and lifestyle expert. Every step counted and gave her something valuable. She started out on government assistance and has taken small steps to make progress.  Finding a career, raising 6 children, and losing a spouse are just part of her story.  If you are feeling stuck, or are not happy where you are in life, this episode may be inspirational to you. </p><p><a href="http://www.ForDragonFliesandMe.com">Jean's website:  www.ForDragonFliesandMe.com</a></p><p><strong>Jill Gleba's Website and Book: </strong><a href="https://jillgleba.com/" target="_blank"><strong>https://jillgleba.com/</strong></a></p><p>Music by: Robert Gleba</p><p>Art by: Courtney Wollet:<strong>  https://www.courtneywollet.com/</strong></p><p>Thanks to our Sponsors: </p><p>Personal Health Management:<strong>  </strong><a href="mailto:phmchangeyourlife@gmail.com"><strong>phmchangeyourlife@gmail.com</strong></a></p><p>The Resume Rescue :<strong>  https://theresumerescue.com/</strong></p>
]]></description>
      <pubDate>Thu, 15 Feb 2024 11:00:00 +0000</pubDate>
      <author>jag@jagindetroit.com (Jean Roman, Jill Gleba)</author>
      <link>https://uncommon-sense-with-jill-gleba.simplecast.com/episodes/jean-roman-oI_N2exG</link>
      <content:encoded><![CDATA[<p>Jean started out with humble beginnings and had a few setbacks along the way.  She worked 4 part time jobs, raised her kids, and went to college at the same time. Her work ethic and experience, even the menial jobs, led to her ideal career as a writer, author, and lifestyle expert. Every step counted and gave her something valuable. She started out on government assistance and has taken small steps to make progress.  Finding a career, raising 6 children, and losing a spouse are just part of her story.  If you are feeling stuck, or are not happy where you are in life, this episode may be inspirational to you. </p><p><a href="http://www.ForDragonFliesandMe.com">Jean's website:  www.ForDragonFliesandMe.com</a></p><p><strong>Jill Gleba's Website and Book: </strong><a href="https://jillgleba.com/" target="_blank"><strong>https://jillgleba.com/</strong></a></p><p>Music by: Robert Gleba</p><p>Art by: Courtney Wollet:<strong>  https://www.courtneywollet.com/</strong></p><p>Thanks to our Sponsors: </p><p>Personal Health Management:<strong>  </strong><a href="mailto:phmchangeyourlife@gmail.com"><strong>phmchangeyourlife@gmail.com</strong></a></p><p>The Resume Rescue :<strong>  https://theresumerescue.com/</strong></p>
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      <description><![CDATA[<p>Lisa shares some incredible stories about parents taking care of their loved ones with a disability. Blending public and private resources is a challenge. Their loved ones need support services to be safe, be part of the community, live separate from their parents, and need staff support. Costs need to be considered, and let’s not forget that the care be met with dignity and respect, not a stranger. What is available? How do we do this? Every path is different, so listen in for some help.  <strong>(Trigger warning, one story is very sad). </strong></p><p><a href="https://arcservices.org/">https://arcservices.org/</a></p><p>lisa.lepine@arcservices.org</p><p>Estate Planning: 586.995.8627</p><p><strong>Jill Gleba's Website and Book: </strong><a href="https://jillgleba.com/" target="_blank"><strong>https://jillgleba.com/</strong></a></p><p>Music by: Robert Gleba</p><p>Art by: Courtney Wollet:<strong>  https://www.courtneywollet.com/</strong></p><p>Thanks to our Sponsors: </p><p>Personal Health Management:<strong>  </strong><a href="mailto:phmchangeyourlife@gmail.com"><strong>phmchangeyourlife@gmail.com</strong></a></p><p>The Resume Rescue :<strong>  https://theresumerescue.com/</strong></p>
]]></description>
      <pubDate>Thu, 7 Dec 2023 11:00:00 +0000</pubDate>
      <author>jag@jagindetroit.com (Lisa Lepine, Jill Gleba)</author>
      <link>https://uncommon-sense-with-jill-gleba.simplecast.com/episodes/lisa-l-D94WQwBf</link>
      <content:encoded><![CDATA[<p>Lisa shares some incredible stories about parents taking care of their loved ones with a disability. Blending public and private resources is a challenge. Their loved ones need support services to be safe, be part of the community, live separate from their parents, and need staff support. Costs need to be considered, and let’s not forget that the care be met with dignity and respect, not a stranger. What is available? How do we do this? Every path is different, so listen in for some help.  <strong>(Trigger warning, one story is very sad). </strong></p><p><a href="https://arcservices.org/">https://arcservices.org/</a></p><p>lisa.lepine@arcservices.org</p><p>Estate Planning: 586.995.8627</p><p><strong>Jill Gleba's Website and Book: </strong><a href="https://jillgleba.com/" target="_blank"><strong>https://jillgleba.com/</strong></a></p><p>Music by: Robert Gleba</p><p>Art by: Courtney Wollet:<strong>  https://www.courtneywollet.com/</strong></p><p>Thanks to our Sponsors: </p><p>Personal Health Management:<strong>  </strong><a href="mailto:phmchangeyourlife@gmail.com"><strong>phmchangeyourlife@gmail.com</strong></a></p><p>The Resume Rescue :<strong>  https://theresumerescue.com/</strong></p>
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      <title>Brian:  There Is More To A Mortgage Than The Interest Rate</title>
      <description><![CDATA[<p>Conversations about money are very different depending on where or how you grew up.  Brian and I discuss the 15 vs 30-year mortgage, PMI, 20% down payments, interest rates, and logical strategies to think about when you obtain a mortgage or refinance. We also discuss the age-old question of investing vs paying off a mortgage. There is more to a mortgage than just the interest rate!</p><p><a href="http://www.goforwardmortgage.com/">Brian's website   http://www.goforwardmortgage.com/</a></p><p>Uncommon Sense: Stories About Saving Investing and Everything In Between</p><p>Jill Gleba's Website and Book: <a href="https://jillgleba.com/" target="_blank"><strong>https://jillgleba.com/</strong></a></p><p>Music by: Robert Gleba </p><p>Art by: Courtney Wollet:  <a href="https://www.courtneywollet.com/">https://www.courtneywollet.com/</a></p><p> </p><p>Thanks to our sponsors:</p><p>Personal Health Management:  <a href="mailto:phmchangeyourlife@gmail.com"><strong>phmchangeyourlife@gmail.com</strong></a></p><p>The Resume Rescue :  <a href="https://theresumerescue.com/">https://theresumerescue.com/</a></p>
]]></description>
      <pubDate>Thu, 16 Nov 2023 11:00:00 +0000</pubDate>
      <author>jag@jagindetroit.com (Brian Mutter, Jill Gleba)</author>
      <link>https://uncommon-sense-with-jill-gleba.simplecast.com/episodes/brian-aHt0eiyN</link>
      <content:encoded><![CDATA[<p>Conversations about money are very different depending on where or how you grew up.  Brian and I discuss the 15 vs 30-year mortgage, PMI, 20% down payments, interest rates, and logical strategies to think about when you obtain a mortgage or refinance. We also discuss the age-old question of investing vs paying off a mortgage. There is more to a mortgage than just the interest rate!</p><p><a href="http://www.goforwardmortgage.com/">Brian's website   http://www.goforwardmortgage.com/</a></p><p>Uncommon Sense: Stories About Saving Investing and Everything In Between</p><p>Jill Gleba's Website and Book: <a href="https://jillgleba.com/" target="_blank"><strong>https://jillgleba.com/</strong></a></p><p>Music by: Robert Gleba </p><p>Art by: Courtney Wollet:  <a href="https://www.courtneywollet.com/">https://www.courtneywollet.com/</a></p><p> </p><p>Thanks to our sponsors:</p><p>Personal Health Management:  <a href="mailto:phmchangeyourlife@gmail.com"><strong>phmchangeyourlife@gmail.com</strong></a></p><p>The Resume Rescue :  <a href="https://theresumerescue.com/">https://theresumerescue.com/</a></p>
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      <description><![CDATA[<p>Buying your first home with no experience and no mentor is stressful, and emotional. Lindsay takes us through her adventure of mishaps so that we can learn from her mistakes.  Hiring the right realtor, inspector and other professionals is key.  When things go wrong, it’s important to obtain outside advice, and go with your gut instead of worrying about what others think.  It’s your money, so do what is in your best interest. </p><p><a href="http://www.Visionsincorporated.com">Lindsay's website:  www.Visionsincorporated.com</a></p><p> </p><p><strong>Jill Gleba's Website and Book: </strong><a href="https://jillgleba.com/" target="_blank"><strong>https://jillgleba.com/</strong></a></p><p>Music by: Robert Gleba </p><p>Art by: Courtney Wollet:  https://www.courtneywollet.com/</p><p>Thanks to our sponsors:</p><p>Personal Health Management:  <a href="mailto:phmchangeyourlife@gmail.com">phmchangeyourlife@gmail.com</a></p><p>The Resume Rescue :  https://theresumerescue.com/</p>
]]></description>
      <pubDate>Thu, 9 Nov 2023 11:00:00 +0000</pubDate>
      <author>jag@jagindetroit.com (Lindsay Madison, Jill Gleba)</author>
      <link>https://uncommon-sense-with-jill-gleba.simplecast.com/episodes/lindsay-u0sXrs1U</link>
      <content:encoded><![CDATA[<p>Buying your first home with no experience and no mentor is stressful, and emotional. Lindsay takes us through her adventure of mishaps so that we can learn from her mistakes.  Hiring the right realtor, inspector and other professionals is key.  When things go wrong, it’s important to obtain outside advice, and go with your gut instead of worrying about what others think.  It’s your money, so do what is in your best interest. </p><p><a href="http://www.Visionsincorporated.com">Lindsay's website:  www.Visionsincorporated.com</a></p><p> </p><p><strong>Jill Gleba's Website and Book: </strong><a href="https://jillgleba.com/" target="_blank"><strong>https://jillgleba.com/</strong></a></p><p>Music by: Robert Gleba </p><p>Art by: Courtney Wollet:  https://www.courtneywollet.com/</p><p>Thanks to our sponsors:</p><p>Personal Health Management:  <a href="mailto:phmchangeyourlife@gmail.com">phmchangeyourlife@gmail.com</a></p><p>The Resume Rescue :  https://theresumerescue.com/</p>
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      <description><![CDATA[<p>Remember the Enjoli perfume commercial?  “I can bring home the bacon and fry it up in a pan?” That was Lesley.  She did it all: founded a business, got married, raised their kids, and then S%#T happens.  A dishonest employee, cancer…not once, but THREE times that causes her to sell and restart a new business.  She had to surrender through this emotional, spiritual, and physical journey and grieve through the process. She handled this with the grace that we can only wish to imitate. </p><p> </p><p>Lesley's website:  <a href="http://strategicrecruiting.net/">http://strategicrecruiting.net/</a></p><p>Uncommon Sense: Stories About Saving Investing and Everything In Between</p><p>Jill Gleba's Website and Book: <a href="https://jillgleba.com/" target="_blank"><strong>https://jillgleba.com/</strong></a></p><p>Music by: Robert Gleba </p><p>Art by: Courtney Wollet:  <a href="https://www.courtneywollet.com/">https://www.courtneywollet.com/</a></p><p> </p><p><strong>Thanks to our sponsors:</strong></p><p><strong>Personal Health Management:  </strong><a href="mailto:phmchangeyourlife@gmail.com"><strong>phmchangeyourlife@gmail.com</strong></a></p><p><strong>The Resume Rescue :  https://theresumerescue.com/</strong></p>
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      <pubDate>Thu, 2 Nov 2023 10:00:00 +0000</pubDate>
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      <content:encoded><![CDATA[<p>Remember the Enjoli perfume commercial?  “I can bring home the bacon and fry it up in a pan?” That was Lesley.  She did it all: founded a business, got married, raised their kids, and then S%#T happens.  A dishonest employee, cancer…not once, but THREE times that causes her to sell and restart a new business.  She had to surrender through this emotional, spiritual, and physical journey and grieve through the process. She handled this with the grace that we can only wish to imitate. </p><p> </p><p>Lesley's website:  <a href="http://strategicrecruiting.net/">http://strategicrecruiting.net/</a></p><p>Uncommon Sense: Stories About Saving Investing and Everything In Between</p><p>Jill Gleba's Website and Book: <a href="https://jillgleba.com/" target="_blank"><strong>https://jillgleba.com/</strong></a></p><p>Music by: Robert Gleba </p><p>Art by: Courtney Wollet:  <a href="https://www.courtneywollet.com/">https://www.courtneywollet.com/</a></p><p> </p><p><strong>Thanks to our sponsors:</strong></p><p><strong>Personal Health Management:  </strong><a href="mailto:phmchangeyourlife@gmail.com"><strong>phmchangeyourlife@gmail.com</strong></a></p><p><strong>The Resume Rescue :  https://theresumerescue.com/</strong></p>
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      <pubDate>Fri, 27 Oct 2023 10:00:00 +0000</pubDate>
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      <content:encoded><![CDATA[<p>Although Todd tries to convince me that government cheese is delicious, I don’t believe him!  Getting kicked out of college in his freshman year is not the best start. Fortunately, he has a strong mom to guide him. Todd admits to being at the right place at the right time, and his sense of humor may have helped him excel in his career.  The truth is, showing up, working hard, failing, then getting back up, does seem to give us a chance at a better life. </p><p><a href="http://leanfoxsolutions.com/">http://leanfoxsolutions.com/</a></p><p>http://TheLeanStore.com</p><p><a href="https://dcfcyouthsouthoakland.com/">DCFC South Oakland Detroit City FC South Oakland (dcfcyouthsouthoakland.com)</a></p><p> </p><p>Jill Gleba's Website and Book: <a href="https://jillgleba.com/" target="_blank">https://jillgleba.com/</a></p><p>Music by: Robert Gleba </p><p>Art by: Courtney Wollet:  https://www.courtneywollet.com/</p><p>Thanks to our sponsors:</p><p>Personal Health Management:  <a href="mailto:phmchangeyourlife@gmail.com">phmchangeyourlife@gmail.com</a></p><p>The Resume Rescue :  https://theresumerescue.com/</p>
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      <pubDate>Thu, 19 Oct 2023 10:00:00 +0000</pubDate>
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      <content:encoded><![CDATA[<p>What are the biggest mistakes we make when completing our estate plan? Pamela has stories! I learned that estate planning has two parts: Pre and post planning.  Sometimes estate plans are valuable while you are alive and well, as well as when you pass.  Listen to this podcast BEFORE you complete or update your will and trust.  I’m sure it’ll help you make thoughtful choices.</p><p>Trust video: <a href="https://www.youtube.com/watch?v=vv0AheIU56w&t=4s">https://www.youtube.com/watch?v=vv0AheIU56w&t=4s</a></p><p><a href="https://macklawgrp.com/">Michigan's Award Winning Black-Owned Law Firm | Mack Law Group (macklawgrp.com)</a></p><p> </p><p>Uncommon Sense: Stories About Saving Investing and Everything In Between</p><p>Jill Gleba's Website and Book: <a href="https://jillgleba.com/" target="_blank"><strong>https://jillgleba.com/</strong></a></p><p>Music by: Robert Gleba </p><p>Art by: Courtney Wollet:  <a href="https://www.courtneywollet.com/">https://www.courtneywollet.com/</a></p><p> </p><p>Thanks to our sponsors:</p><p>Personal Health Management:  <a href="mailto:phmchangeyourlife@gmail.com"><strong>phmchangeyourlife@gmail.com</strong></a></p><p>The Resume Rescue :  <a href="https://theresumerescue.com/">https://theresumerescue.com/</a></p><p> </p>
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      <description><![CDATA[<p>Brinda is a mom, author, entrepreneur, and a woman with a sense of purpose.  She grew up in Detroit with supportive parents and went into finance. By accident, she ended being one of the few black women in commercial real estate.Our conversation leads to Brinda learning to be independent, instead of trying to please others. She learned that money is a tool, instead of spending money emotionally.  Rediscover your values, and what is important to you. </p><p>Brinda Devine's website: <a href="https://www.p8realestatesolutions.com/" target="_blank">p8realestatesolutions.com/</a></p><p>Uncommon Sense: Stories About Saving Investing and Everything In Between</p><p>Jill Gleba's Website and Book: <a href="https://jillgleba.com/" target="_blank"><strong>https://jillgleba.com/</strong></a></p><p>Music by: Robert Gleba </p><p>Art by: Courtney Wollet:  <a href="https://www.courtneywollet.com/">https://www.courtneywollet.com</a></p><p> </p><p>Thanks to our sponsors:</p><p>Personal Health Management:  <a href="mailto:phmchangeyourlife@gmail.com"><strong>phmchangeyourlife@gmail.com</strong></a></p><p>The Resume Rescue :  <a href="https://theresumerescue.com/">https://theresumerescue.com/</a></p>
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      <pubDate>Thu, 12 Oct 2023 10:00:00 +0000</pubDate>
      <author>jag@jagindetroit.com (Brinda Devine, Jill Gleba)</author>
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      <content:encoded><![CDATA[<p>Brinda is a mom, author, entrepreneur, and a woman with a sense of purpose.  She grew up in Detroit with supportive parents and went into finance. By accident, she ended being one of the few black women in commercial real estate.Our conversation leads to Brinda learning to be independent, instead of trying to please others. She learned that money is a tool, instead of spending money emotionally.  Rediscover your values, and what is important to you. </p><p>Brinda Devine's website: <a href="https://www.p8realestatesolutions.com/" target="_blank">p8realestatesolutions.com/</a></p><p>Uncommon Sense: Stories About Saving Investing and Everything In Between</p><p>Jill Gleba's Website and Book: <a href="https://jillgleba.com/" target="_blank"><strong>https://jillgleba.com/</strong></a></p><p>Music by: Robert Gleba </p><p>Art by: Courtney Wollet:  <a href="https://www.courtneywollet.com/">https://www.courtneywollet.com</a></p><p> </p><p>Thanks to our sponsors:</p><p>Personal Health Management:  <a href="mailto:phmchangeyourlife@gmail.com"><strong>phmchangeyourlife@gmail.com</strong></a></p><p>The Resume Rescue :  <a href="https://theresumerescue.com/">https://theresumerescue.com/</a></p>
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      <pubDate>Thu, 3 Aug 2023 10:00:00 +0000</pubDate>
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      <description><![CDATA[<p> Kimberly bought a home and proceeded to lose her job. She could not pay her bills, was falling deep in debt, and feared that she would lose her home. So, she became resourceful and decided to move to her basement and rent out her upstairs bedrooms to earn money. She is quite creative when it comes to finding money to pay off debt. We also talk about the emotional mistakes people make when it comes to spending money. Kimberly is now an experienced expert at debt and helps others develop good money habits and eliminate their debt. Listen up for her valuable tips. </p><p>Jill Gleba's Website and Book: <a href="https://jillgleba.com/" target="_blank">https://jillgleba.com/</a></p><p>Kimberley's website: https://beknotafraid.net/</p><p>Music by: Robert Gleba </p><p>Art by: Courtney Wollet:  https://www.courtneywollet.com/</p><p>Thanks to our sponsors:</p><p>Personal Health Management:  <a href="mailto:phmchangeyourlife@gmail.com">phmchangeyourlife@gmail.com</a></p><p>The Resume Rescue :  https://theresumerescue.com/</p>
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      <pubDate>Thu, 27 Jul 2023 10:00:00 +0000</pubDate>
      <author>jag@jagindetroit.com (Kimberely Demarest, Jill Gleba)</author>
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      <content:encoded><![CDATA[<p> Kimberly bought a home and proceeded to lose her job. She could not pay her bills, was falling deep in debt, and feared that she would lose her home. So, she became resourceful and decided to move to her basement and rent out her upstairs bedrooms to earn money. She is quite creative when it comes to finding money to pay off debt. We also talk about the emotional mistakes people make when it comes to spending money. Kimberly is now an experienced expert at debt and helps others develop good money habits and eliminate their debt. Listen up for her valuable tips. </p><p>Jill Gleba's Website and Book: <a href="https://jillgleba.com/" target="_blank">https://jillgleba.com/</a></p><p>Kimberley's website: https://beknotafraid.net/</p><p>Music by: Robert Gleba </p><p>Art by: Courtney Wollet:  https://www.courtneywollet.com/</p><p>Thanks to our sponsors:</p><p>Personal Health Management:  <a href="mailto:phmchangeyourlife@gmail.com">phmchangeyourlife@gmail.com</a></p><p>The Resume Rescue :  https://theresumerescue.com/</p>
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      <pubDate>Thu, 20 Jul 2023 10:00:00 +0000</pubDate>
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      <pubDate>Thu, 22 Jun 2023 10:00:00 +0000</pubDate>
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