https://simplecast.com FINRA Unscripted FINRA Unscripted is the voice of the nation’s largest non-government securities regulator. We bring together FINRA leaders to discuss existing and emerging regulatory topics that impact the broker-dealer industry. We share best practices for compliance officers, insights into the operations of a 3,500 person self-regulated organization and educational tools and information for investors. Every investor in America relies on one thing: fair financial markets. That is what FINRA works every day to ensure. FINRA 2018 en Tue, 7 Apr 2026 10:30:00 +0000 Tue, 7 Apr 2026 10:30:11 +0000 https://www.finra.org/media-center/finra-unscripted/ FINRA Unscripted https://image.simplecastcdn.com/images/e8b59cf8-ac7f-4337-a330-a68d3293bbe3/91d5e176-45b5-42e2-9a6d-7eb93bcaf84a/3000x3000/21-0018-1-unscripted-logo-3000x3000.jpg?aid=rss_feed https://www.finra.org/media-center/finra-unscripted/ episodic FINRA Unscripted is the voice of the nation’s largest non-government securities regulator. We bring together FINRA leaders to discuss existing and emerging regulatory topics that impact the broker-dealer industry. We share best practices for compliance officers, insights into the operations of a 3,500 person self-regulated organization and educational tools and information for investors. Every investor in America relies on one thing: fair financial markets. That is what FINRA works every day to ensure. FINRA false https://feeds.simplecast.com/_3kR7q6g FINRA, Financial Industry Regulatory Authority, Compliance, Regulation, Regulator, Financial Services, Stocks, Bonds, Stock Broker, Brokerage Firm, investing, financial protection FINRA finraunscripted@finra.org 45c08c97-7799-4a94-937c-097cbe176926 Trading Around the Clock: Inside FINRA's Trade Reporting Enhancements Every time you check a stock price on your phone or watch a ticker scroll across a screen, you are seeing the result of a complex reporting system most investors never think about. Behind that number is a vast infrastructure capturing and consolidating trades from exchanges and over-the-counter markets in milliseconds—and that system is undergoing major enhancements.

On this episode, Chris Stone, FINRA Vice President, Transparency Services, takes us inside the systems that make market transparency possible. Stone explains how FINRA recently extended trade reporting hours to 4 a.m. ET, why the industry is preparing for 23-hour, 5-day-a-week trading by December 2026, and how FINRA’s recently implemented fractional share reporting is eliminating what researchers called "phantom volume."

Resources mentioned in this episode:

Trade Reporting Facility (TRF)

Reg. Notice 25-15: FINRA Adopts Amendments to Extend the Trade Reporting Facilities Operating Hours

Trade Reporting Notice 1/14/26: Upcoming Trade Reporting Enhancements for Fractional Share Transactions

FINRA Forward

Blog Post: FINRA Forward’s Rule Modernization—An Update

Blog Post: Vendors, Intelligence Sharing and FINRA’s Mission

Blog Post: FINRA Forward Initiatives to Support Members, Markets and the Investors They Serve

Blog Post: A Progress Update on Rule Modernization

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Tue, 7 Apr 2026 10:30:00 +0000 finraunscripted@finra.org (FINRA) https://www.finra.org/media-center/finra-unscripted/trading-around-clock-inside-finras-trade-reporting-enhancements Every time you check a stock price on your phone or watch a ticker scroll across a screen, you are seeing the result of a complex reporting system most investors never think about. Behind that number is a vast infrastructure capturing and consolidating trades from exchanges and over-the-counter markets in milliseconds—and that system is undergoing major enhancements.

On this episode, Chris Stone, FINRA Vice President, Transparency Services, takes us inside the systems that make market transparency possible. Stone explains how FINRA recently extended trade reporting hours to 4 a.m. ET, why the industry is preparing for 23-hour, 5-day-a-week trading by December 2026, and how FINRA’s recently implemented fractional share reporting is eliminating what researchers called "phantom volume."

Resources mentioned in this episode:

Trade Reporting Facility (TRF)

Reg. Notice 25-15: FINRA Adopts Amendments to Extend the Trade Reporting Facilities Operating Hours

Trade Reporting Notice 1/14/26: Upcoming Trade Reporting Enhancements for Fractional Share Transactions

FINRA Forward

Blog Post: FINRA Forward’s Rule Modernization—An Update

Blog Post: Vendors, Intelligence Sharing and FINRA’s Mission

Blog Post: FINRA Forward Initiatives to Support Members, Markets and the Investors They Serve

Blog Post: A Progress Update on Rule Modernization

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Trading Around the Clock: Inside FINRA's Trade Reporting Enhancements FINRA 00:23:02 On this episode of FINRA Unscripted, we go behind the scenes of the market infrastructure most investors never see—from 4 a.m. trading windows to 23/5 operations and fractional shares—and learn why accurate trade reporting and transparency matter for everyone. On this episode of FINRA Unscripted, we go behind the scenes of the market infrastructure most investors never see—from 4 a.m. trading windows to 23/5 operations and fractional shares—and learn why accurate trade reporting and transparency matter for everyone. extended trading hours, finra, financial regulation, global trading hours, sip, stock market data, self-regulatory organization, consolidated market data, chris stone, pre-market trading, market data, margherita beale, trf, over-the-counter market, fractional share trading, podcast, market infrastructure, market regulation, real-time trade reporting, financial market technology, consolidated tape, trace system, trade reporting facility, transparency services, after-hours trading, nms securities, otc trading, overnight trading, securities transparency, phantom volume, finra trade reporting, 23/5 trading, trade surveillance, finra unscripted, sro model, market transparency, financial industry regulatory authority, equity trading, securities information processor false full 186 adc14082-27f5-4ffd-90e8-21d0ada91210 How FINRA Is Streamlining Data Requests Data is at the heart of everything we do at FINRA—from examining firms to detecting suspicious trading to protecting investors. But the process of requesting, gathering, and analyzing data involves significant effort across the board.

So, the question is: How do we work smarter? How do we use technology and collaboration to be more targeted in what we ask for, more efficient in how we use it, and more effective in the oversight we provide?

On this episode, Sam Draddy, Senior Vice President of Surveillance and Market Intelligence, and J. Koutros, Senior Vice President of Member Supervision Operations, Procedures, and Standards, explore how FINRA's approach to data requests is evolving. This effort embodies FINRA Forward, our commitment to continuous improvement, regulatory efficiency, and reducing burden while strengthening investor protection and market integrity.

Resources mentioned in this episode:

FINRA Rule 8210

Electronic Blue Sheets (EBS)

FINRA Quarterly Regulatory Policy Agenda

FINRA Forward

Blog Post: FINRA Forward’s Rule Modernization—An Update

Blog Post: Vendors, Intelligence Sharing and FINRA’s Mission

Blog Post: FINRA Forward Initiatives to Support Members, Markets and the Investors They Serve

Blog Post: A Progress Update on Rule Modernization

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Tue, 3 Mar 2026 11:30:00 +0000 finraunscripted@finra.org (FINRA) https://www.finra.org/media-center/finra-unscripted/how-finra-is-streamlining-data-requests Data is at the heart of everything we do at FINRA—from examining firms to detecting suspicious trading to protecting investors. But the process of requesting, gathering, and analyzing data involves significant effort across the board.

So, the question is: How do we work smarter? How do we use technology and collaboration to be more targeted in what we ask for, more efficient in how we use it, and more effective in the oversight we provide?

On this episode, Sam Draddy, Senior Vice President of Surveillance and Market Intelligence, and J. Koutros, Senior Vice President of Member Supervision Operations, Procedures, and Standards, explore how FINRA's approach to data requests is evolving. This effort embodies FINRA Forward, our commitment to continuous improvement, regulatory efficiency, and reducing burden while strengthening investor protection and market integrity.

Resources mentioned in this episode:

FINRA Rule 8210

Electronic Blue Sheets (EBS)

FINRA Quarterly Regulatory Policy Agenda

FINRA Forward

Blog Post: FINRA Forward’s Rule Modernization—An Update

Blog Post: Vendors, Intelligence Sharing and FINRA’s Mission

Blog Post: FINRA Forward Initiatives to Support Members, Markets and the Investors They Serve

Blog Post: A Progress Update on Rule Modernization

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> How FINRA Is Streamlining Data Requests FINRA 00:34:30 On this episode of FINRA Unscripted, discover how data drives securities oversight at every level, from firm examinations to suspicious trading detection. FINRA leaders discuss evolving approaches to data requests, using technology and collaboration to work smarter, reduce regulatory burden, and strengthen investor protection. On this episode of FINRA Unscripted, discover how data drives securities oversight at every level, from firm examinations to suspicious trading detection. FINRA leaders discuss evolving approaches to data requests, using technology and collaboration to work smarter, reduce regulatory burden, and strengthen investor protection. regulatory efficiency, finra, genai in regulation, member firm compliance, streamlining compliance, financial regulation, data requests, fraud detection, artificial intelligence surveillance, written supervisory procedures, wsp, cross-departmental coordination, blotter requests, consolidated audit trail, margherita beale, investor protection, j. koutros, market manipulation, podcast, finra forward, data analytics, compliance burden reduction, insider trading detection, regulatory oversight, trading surveillance, market integrity, securities regulation, market surveillance, sam draddy, finra unscripted, securities compliance, 8210 requests, financial industry regulatory authority, regulatory technology, blue sheets, risk-based examinations false full 185 9642815c-01ff-4336-a1ce-10fb50791275 Financial Security in 2026: Tips for Investors and How Firms Can Help Financial security is about more than just building wealth: It's about resilience, preparation, and having the tools to weather whatever comes your way. And right now, with rising costs, market volatility, and evolving fraud risks, investors need that security more than ever. 

On this episode, FINRA Investor Education Foundation President and Senior Vice President of Investor Education Gerri Walsh discusses what financial security really means in 2026, and how firms can help protect and empower their customers. This conversation sits at the heart of FINRA Forward, our commitment to evolving alongside the rapidly changing securities industry in support of our mission of protecting investors and market integrity.

Resources mentioned in this episode:

BrokerCheck

Market Data Center

Fund Analyzer

Fixed Income Data

FINRA Investor Education Foundation

Protecting Consumers from Fraud

FINRA Forward

Blog Post: FINRA Forward’s Rule Modernization—An Update

Blog Post: Vendors, Intelligence Sharing and FINRA’s Mission

Blog Post: FINRA Forward Initiatives to Support Members, Markets and the Investors They Serve

Ep. 168: Investing Wisely in 2025: Avoiding Scams and Achieving Your Financial Goals

Ep. 183: Investors in the United States: Key Trends and Insights from the National Financial Capability Study

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Tue, 3 Feb 2026 11:30:00 +0000 finraunscripted@finra.org (FINRA) https://www.finra.org/media-center/finra-unscripted/financial-security-in-2026-tips-for-investors-and-how-firms-can-help Financial security is about more than just building wealth: It's about resilience, preparation, and having the tools to weather whatever comes your way. And right now, with rising costs, market volatility, and evolving fraud risks, investors need that security more than ever. 

On this episode, FINRA Investor Education Foundation President and Senior Vice President of Investor Education Gerri Walsh discusses what financial security really means in 2026, and how firms can help protect and empower their customers. This conversation sits at the heart of FINRA Forward, our commitment to evolving alongside the rapidly changing securities industry in support of our mission of protecting investors and market integrity.

Resources mentioned in this episode:

BrokerCheck

Market Data Center

Fund Analyzer

Fixed Income Data

FINRA Investor Education Foundation

Protecting Consumers from Fraud

FINRA Forward

Blog Post: FINRA Forward’s Rule Modernization—An Update

Blog Post: Vendors, Intelligence Sharing and FINRA’s Mission

Blog Post: FINRA Forward Initiatives to Support Members, Markets and the Investors They Serve

Ep. 168: Investing Wisely in 2025: Avoiding Scams and Achieving Your Financial Goals

Ep. 183: Investors in the United States: Key Trends and Insights from the National Financial Capability Study

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Financial Security in 2026: Tips for Investors and How Firms Can Help FINRA 00:18:54 Financial security means more than wealth: it's about resilience and preparation. On this episode of FINRA Unscripted, FINRA’s Gerri Walsh discusses what financial security looks like in 2026, shares insights from recent investor research, and explains how firms can help protect and empower their customers. Financial security means more than wealth: it's about resilience and preparation. On this episode of FINRA Unscripted, FINRA’s Gerri Walsh discusses what financial security looks like in 2026, shares insights from recent investor research, and explains how firms can help protect and empower their customers. retirement savings, customer protection, cybersecurity, investor behavior, financial planning, credit card debt, margherita beale, relationship scams, emergency fund, financial security, investor protection, market volatility, financial capability, financial literacy, financial regulation, investor education, podcast, fraud prevention, finra forward, gerri walsh, financial anxiety, investment fraud, risk management, investor confidence, cyber hygiene, cost of living, finra, investment scams, trusted contact, debt management, national financial capability study, investor knowledge, finra unscripted, precautionary savings, wealth management, mutual fund fees, investment risk, financial industry regulatory authority, financial goals, financial resilience false full 184 7d9862e7-aca7-413b-9fc2-d28303f7b8ed Investors in the United States: Key Trends and Insights from the National Financial Capability Study The FINRA Investor Education Foundation’s National Financial Capability Study is an expansive source of data and insights about the financial lives of U.S. adults. Conducted every three years, this wide-ranging research effort includes the Investor Survey, an in-depth exploration of the attitudes, behaviors, knowledge and experiences of retail investors across the country.

In December, the FINRA Foundation published the latest iteration of the survey, titled "Investors in the United States: Results from the FINRA Foundation’s National Financial Capability Study." Drawing on responses from nearly 3,000 respondents in the U.S. with non-retirement investment accounts, the latest edition builds on previous Investor Survey reports, conducted every three years since 2015.

On this episode of FINRA Unscripted, FINRA Foundation President Gerri Walsh, the Foundation's Research Director Gary Mottola, and Senior Researcher Olivia Valdes discuss the study's wide-ranging findings and implications.

Resources mentioned in this episode:

The National Financial Capability Study (NFCS)

Investors in the United States A Report of the National Financial Capability Study

State-by-State NFCS

Investing Knowledge Quiz

Ep. 176: National Financial Capability Study: Key Trends and Insights

You Know More Than You Think: Unrealized Knowledge in “Don’t Know” Responses to Financial Knowledge Questions

2026 FINRA Annual Regulatory Oversight Report

BrokerCheck

Social Media Key Topics Page

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Tue, 6 Jan 2026 11:30:00 +0000 finraunscripted@finra.org (FINRA) https://www.finra.org/media-center/finra-unscripted/investors-in-the-united-states-key-trends-and-insights-from-the-national-financial-capability-study The FINRA Investor Education Foundation’s National Financial Capability Study is an expansive source of data and insights about the financial lives of U.S. adults. Conducted every three years, this wide-ranging research effort includes the Investor Survey, an in-depth exploration of the attitudes, behaviors, knowledge and experiences of retail investors across the country.

In December, the FINRA Foundation published the latest iteration of the survey, titled "Investors in the United States: Results from the FINRA Foundation’s National Financial Capability Study." Drawing on responses from nearly 3,000 respondents in the U.S. with non-retirement investment accounts, the latest edition builds on previous Investor Survey reports, conducted every three years since 2015.

On this episode of FINRA Unscripted, FINRA Foundation President Gerri Walsh, the Foundation's Research Director Gary Mottola, and Senior Researcher Olivia Valdes discuss the study's wide-ranging findings and implications.

Resources mentioned in this episode:

The National Financial Capability Study (NFCS)

Investors in the United States A Report of the National Financial Capability Study

State-by-State NFCS

Investing Knowledge Quiz

Ep. 176: National Financial Capability Study: Key Trends and Insights

You Know More Than You Think: Unrealized Knowledge in “Don’t Know” Responses to Financial Knowledge Questions

2026 FINRA Annual Regulatory Oversight Report

BrokerCheck

Social Media Key Topics Page

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Investors in the United States: Key Trends and Insights from the National Financial Capability Study FINRA 00:37:08 Learn more about the FINRA Investor Education Foundation latest research, "Investors in the United States: Results from the FINRA Foundation’s National Financial Capability Study," which offers insights into the attitudes, behaviors, knowledge and experiences of retail investors in the U.S. Learn more about the FINRA Investor Education Foundation latest research, "Investors in the United States: Results from the FINRA Foundation’s National Financial Capability Study," which offers insights into the attitudes, behaviors, knowledge and experiences of retail investors in the U.S. mobile investing, capital markets, investment fees, risk tolerance, fraud detection, cryptocurrency, broker-check, margin trading, investment knowledge, investment disclosures, digital investing, investor protection, market participation, meme stocks, investor demographics, app-based trading, young investors, financial capability, millennial investors, financial literacy, financial decision-making, investor education, overconfidence bias, investor behaviors, gen z investors, olivia valdes joe atmonavage, gerri walsh, social media investing, finra research, investment fraud, investor confidence, investment returns, options trading, investor trends, finra foundation, investment motivation, securities regulation, investor survey, trusted contact, investor resources, financial fraud prevention, nfcs, gary mottola, national financial capability study, crypto investing, investment experience, regulatory guidance, retail investors, portfolio management, investment risk, financial wellness, financial influencers, non-retirement investing false full 183 cd6a6721-d04e-43a0-8038-09c99f78b1f5 Navigating the 2026 Regulatory Oversight Report: Key Insights from FINRA Leadership The Annual Regulatory Oversight Report is one of FINRA’s most valued resources for member firms—and this year, we're publishing it earlier than ever in response to member feedback. The 2026 Report features insights on cyber-enabled fraud, senior investor protection, generative AI, and much more. It also reflects our FINRA Forward commitment to empowering member firm compliance by sharing intelligence from across our Regulatory Operations.

This episode features four FINRA leaders: Ornella Bergeron, Senior Vice President, Risk Monitoring, and Acting Head of Member Supervision; Bill St. Louis, Executive Vice President and Head of Enforcement; Feral Talib, Executive Vice President and Head of Market Oversight; and Bryan Smith, Senior Vice President and Acting Head of Strategic Intelligence. They discuss takeaways from the report, and how firms can leverage its effective practices and research to strengthen their compliance programs.

Resources mentioned in this episode:

2026 Regulatory Oversight Report

FINRA Forward

FINRA Crypto and Blockchain Education Program

Blog Post: FINRA Forward’s Rule Modernization—An Update

Blog Post: Vendors, Intelligence Sharing and FINRA’s Mission

Blog Post: FINRA Forward Initiatives to Support Members, Markets and the Investors They Serve

SEC Regulation Best Interest (Reg BI)

5310. Best Execution and Interpositioning

Ep. 168: Investing Wisely in 2025: Avoiding Scams and Achieving Your Financial Goals

Ep. 173: Vendor Vigilance: Navigating Third-Party Risk

Ep. 177: Previewing FINRA’s Crypto and Blockchain Education Program

Ep. 180: Building Cybersecurity Resilience Through FINRA Forward

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Tue, 9 Dec 2025 14:20:00 +0000 finraunscripted@finra.org (FINRA) https://www.finra.org/media-center/finra-unscripted/navigating-the-2026-regulatory-oversight-report-key-insights-from-finra-leadership The Annual Regulatory Oversight Report is one of FINRA’s most valued resources for member firms—and this year, we're publishing it earlier than ever in response to member feedback. The 2026 Report features insights on cyber-enabled fraud, senior investor protection, generative AI, and much more. It also reflects our FINRA Forward commitment to empowering member firm compliance by sharing intelligence from across our Regulatory Operations.

This episode features four FINRA leaders: Ornella Bergeron, Senior Vice President, Risk Monitoring, and Acting Head of Member Supervision; Bill St. Louis, Executive Vice President and Head of Enforcement; Feral Talib, Executive Vice President and Head of Market Oversight; and Bryan Smith, Senior Vice President and Acting Head of Strategic Intelligence. They discuss takeaways from the report, and how firms can leverage its effective practices and research to strengthen their compliance programs.

Resources mentioned in this episode:

2026 Regulatory Oversight Report

FINRA Forward

FINRA Crypto and Blockchain Education Program

Blog Post: FINRA Forward’s Rule Modernization—An Update

Blog Post: Vendors, Intelligence Sharing and FINRA’s Mission

Blog Post: FINRA Forward Initiatives to Support Members, Markets and the Investors They Serve

SEC Regulation Best Interest (Reg BI)

5310. Best Execution and Interpositioning

Ep. 168: Investing Wisely in 2025: Avoiding Scams and Achieving Your Financial Goals

Ep. 173: Vendor Vigilance: Navigating Third-Party Risk

Ep. 177: Previewing FINRA’s Crypto and Blockchain Education Program

Ep. 180: Building Cybersecurity Resilience Through FINRA Forward

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Navigating the 2026 Regulatory Oversight Report: Key Insights from FINRA Leadership FINRA 00:42:41 On this episode, FINRA leaders discuss the 2026 Regulatory Oversight Report, covering emerging threats from AI and crypto, evolving fraud schemes, cybersecurity risks, effective practices, and more. Learn how firms can leverage the information in the report for strengthened compliance planning. On this episode, FINRA leaders discuss the 2026 Regulatory Oversight Report, covering emerging threats from AI and crypto, evolving fraud schemes, cybersecurity risks, effective practices, and more. Learn how firms can leverage the information in the report for strengthened compliance planning. false full 182 2a73d033-61ef-4484-aad6-dca4f2408f35 Making Your Voice Heard Through FINRA Member Engagement As a self-regulatory organization, engagement with member firms is vital to FINRA’s success. On this episode, we highlight engagement opportunities, provide insight into how FINRA is listening and taking action on what we're hearing, and encourage even more listeners to get actively involved in FINRA's outreach.

FINRA Senior Vice President Kayte Toczylowski is joined by two current FINRA regional committee members: Serving on FINRA's Midwest regional committee, Margaret Dubil, Director of Surveillance for Stifel, Nicolaus & Company, and Stifel Independent Advisors; and serving on the New York regional committee, Peter Garcia, Head of Business Development and Controls at Rabobank and Officer of Rabo Securities USA, Rabobank's U.S. broker- dealer. The two provide firsthand experience on engaging with FINRA.

Resources mentioned in this episode:

FINRA Forward

FINRA Crypto and Blockchain Education Program

Blog Post: FINRA Forward’s Rule Modernization—An Update

Blog Post: FINRA Forward Initiatives to Support Members, Markets and the Investors They Serve

FINRA Conferences and Events

2025 Involvement and Election Process Overview

FINRA Engagement Portal

FINRA Advisory Committees

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Tue, 2 Dec 2025 11:30:00 +0000 finraunscripted@finra.org (FINRA) https://www.finra.org/media-center/finra-unscripted/making-your-voice-heard-through-finra-member-engagement As a self-regulatory organization, engagement with member firms is vital to FINRA’s success. On this episode, we highlight engagement opportunities, provide insight into how FINRA is listening and taking action on what we're hearing, and encourage even more listeners to get actively involved in FINRA's outreach.

FINRA Senior Vice President Kayte Toczylowski is joined by two current FINRA regional committee members: Serving on FINRA's Midwest regional committee, Margaret Dubil, Director of Surveillance for Stifel, Nicolaus & Company, and Stifel Independent Advisors; and serving on the New York regional committee, Peter Garcia, Head of Business Development and Controls at Rabobank and Officer of Rabo Securities USA, Rabobank's U.S. broker- dealer. The two provide firsthand experience on engaging with FINRA.

Resources mentioned in this episode:

FINRA Forward

FINRA Crypto and Blockchain Education Program

Blog Post: FINRA Forward’s Rule Modernization—An Update

Blog Post: FINRA Forward Initiatives to Support Members, Markets and the Investors They Serve

FINRA Conferences and Events

2025 Involvement and Election Process Overview

FINRA Engagement Portal

FINRA Advisory Committees

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Making Your Voice Heard Through FINRA Member Engagement FINRA 00:32:46 Engagement is a two-way street at FINRA. On this episode of FINRA Unscripted, two regional committee members speak with FINRA's Kayte Toczylowski about how FINRA listens to industry feedback and takes action. Discover how member firms can actively participate in shaping regulation, access valuable resources, and build meaningful relationships. Engagement is a two-way street at FINRA. On this episode of FINRA Unscripted, two regional committee members speak with FINRA's Kayte Toczylowski about how FINRA listens to industry feedback and takes action. Discover how member firms can actively participate in shaping regulation, access valuable resources, and build meaningful relationships. peter garcia, compliance best practices, member firm voice, tabletop exercises, kayte toczylowski, margherita beale, regulatory partnership, investor protection, margaret dubil, regulatory dialogue, financial regulation, podcast, industry feedback, finra forward, finra member engagement, finra outreach, industry collaboration, compliance professionals, finra, securities regulation, self-regulatory organization, finra unscripted, regulatory guidance, compliance networking, member firm resources, securities industry, financial industry regulatory authority, broker-dealer compliance, regional committees false full 181 0d5c2b15-f073-4802-a672-9030ece8026b Building Cybersecurity Resilience Through FINRA Forward Today's cybersecurity threats aren't isolated incidents—they are sophisticated operations orchestrated by organized criminals and even nation states. This new reality demands we respond not as individual organizations, but as a unified industry with shared intelligence and coordinated defenses. Through FINRA Forward, we are applying this perspective to create practical tools that firms can use to protect themselves and their clients from emerging threats. 

On this episode, we explore the topic with Bryan Smith, FINRA’s Senior Vice President of Complex Investigations and Intelligence; Brita Bayatmakou, Vice President of Strategic and Threat Intelligence; and Jason Beachy, Vice President of the Cyber and Analytics Unit. Our guests discuss how FINRA is working to provide firms with the intelligence, preparation, and collaborative tools they need to better protect themselves and their customers in an increasingly complex threat landscape. These efforts include workshops and tabletop exercises, the Cyber and Operational Resilience program, and our forthcoming Financial Intelligence Fusion Center.

Resources mentioned in this episode:

FINRA Forward

FINRA Crypto and Blockchain Education Program

Blog Post: FINRA Forward’s Rule Modernization—An Update

Blog Post: Vendors, Intelligence Sharing and FINRA’s Mission

Blog Post: FINRA Forward Initiatives to Support Members, Markets and the Investors They Serve

Ep. 177: Previewing FINRA’s Crypto and Blockchain Education Program

FIFC Email: fifc@finra.org

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Wed, 19 Nov 2025 11:30:00 +0000 finraunscripted@finra.org (FINRA) https://www.finra.org/media-center/finra-unscripted/building-cybersecurity-resilience-through-finra-forward Today's cybersecurity threats aren't isolated incidents—they are sophisticated operations orchestrated by organized criminals and even nation states. This new reality demands we respond not as individual organizations, but as a unified industry with shared intelligence and coordinated defenses. Through FINRA Forward, we are applying this perspective to create practical tools that firms can use to protect themselves and their clients from emerging threats. 

On this episode, we explore the topic with Bryan Smith, FINRA’s Senior Vice President of Complex Investigations and Intelligence; Brita Bayatmakou, Vice President of Strategic and Threat Intelligence; and Jason Beachy, Vice President of the Cyber and Analytics Unit. Our guests discuss how FINRA is working to provide firms with the intelligence, preparation, and collaborative tools they need to better protect themselves and their customers in an increasingly complex threat landscape. These efforts include workshops and tabletop exercises, the Cyber and Operational Resilience program, and our forthcoming Financial Intelligence Fusion Center.

Resources mentioned in this episode:

FINRA Forward

FINRA Crypto and Blockchain Education Program

Blog Post: FINRA Forward’s Rule Modernization—An Update

Blog Post: Vendors, Intelligence Sharing and FINRA’s Mission

Blog Post: FINRA Forward Initiatives to Support Members, Markets and the Investors They Serve

Ep. 177: Previewing FINRA’s Crypto and Blockchain Education Program

FIFC Email: fifc@finra.org

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Building Cybersecurity Resilience Through FINRA Forward FINRA 00:40:42 FINRA Forward is transforming cybersecurity defense through collaborative intelligence sharing and more. On this episode of FINRA Unscripted, discover how tabletop exercises and workshops, the Cyber and Operational Resilience program, and the new Financial Intelligence Fusion Center can help FINRA member firms prevent, prepare for and respond to evolving cyber threats. FINRA Forward is transforming cybersecurity defense through collaborative intelligence sharing and more. On this episode of FINRA Unscripted, discover how tabletop exercises and workshops, the Cyber and Operational Resilience program, and the new Financial Intelligence Fusion Center can help FINRA member firms prevent, prepare for and respond to evolving cyber threats. false full 180 4496fd76-cf92-47c3-8eee-1d4d5b29c46c A Conversation with FINRA CEO Robert Cook and Small Firm Advisory Committee Chair Preston Haxo Small firms face unique challenges. The regulatory landscape is evolving rapidly. And the conversation between regulators and the regulated is more important than ever. How does FINRA ensure that small firm voices are heard? How do small firms navigate an increasingly complex environment while serving their clients effectively? 

On this episode, we bring you a conversation between FINRA President and CEO Robert Cook and Small Firm Advisory Committee (SFAC) Chair Preston Haxo from FINRA's Small Firm Conference in Dallas on Oct. 9. The two explored the vital role of the SFAC, the ongoing progress of our FINRA Forward initiatives, the practical ways small firms can engage with FINRA, and more.

Resources mentioned in this episode:

FINRA Forward

Small Firm Advisory Committee (SFAC)

FINRA Small Firm Helpline

The Small Firm Briefing

FINRA Crypto and Blockchain Education Program

Reg Notice 25-13: Form U4 Recordkeeping Requirements

Reg Notice 25-07: The Modern Workplace

Reg Notice 25-06: Capital Formation

Reg Notice 25-04: Rule Modernization

Blog Post: FINRA Forward’s Rule Modernization—An Update

Blog Post: Vendors, Intelligence Sharing and FINRA’s Mission

Blog Post: FINRA Forward Initiatives to Support Members, Markets and the Investors They Serve

Ep. 177: Previewing FINRA’s Crypto and Blockchain Education Program

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]]> Tue, 4 Nov 2025 11:30:00 +0000 finraunscripted@finra.org (FINRA) https://www.finra.org/media-center/finra-unscripted/a-conversation-with-finra-ceo-robert-cook-and-sfac-chair-preston-haxo Small firms face unique challenges. The regulatory landscape is evolving rapidly. And the conversation between regulators and the regulated is more important than ever. How does FINRA ensure that small firm voices are heard? How do small firms navigate an increasingly complex environment while serving their clients effectively? 

On this episode, we bring you a conversation between FINRA President and CEO Robert Cook and Small Firm Advisory Committee (SFAC) Chair Preston Haxo from FINRA's Small Firm Conference in Dallas on Oct. 9. The two explored the vital role of the SFAC, the ongoing progress of our FINRA Forward initiatives, the practical ways small firms can engage with FINRA, and more.

Resources mentioned in this episode:

FINRA Forward

Small Firm Advisory Committee (SFAC)

FINRA Small Firm Helpline

The Small Firm Briefing

FINRA Crypto and Blockchain Education Program

Reg Notice 25-13: Form U4 Recordkeeping Requirements

Reg Notice 25-07: The Modern Workplace

Reg Notice 25-06: Capital Formation

Reg Notice 25-04: Rule Modernization

Blog Post: FINRA Forward’s Rule Modernization—An Update

Blog Post: Vendors, Intelligence Sharing and FINRA’s Mission

Blog Post: FINRA Forward Initiatives to Support Members, Markets and the Investors They Serve

Ep. 177: Previewing FINRA’s Crypto and Blockchain Education Program

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> A Conversation with FINRA CEO Robert Cook and Small Firm Advisory Committee Chair Preston Haxo FINRA 00:26:51 In early October, FINRA CEO Robert Cook joined Small Firm Advisory Committee (SFAC) Chair Preston Haxo for a conversation at FINRA’s Small Firm Conference. The two spoke about FINRA Forward, the vital role of the SFAC, the practical ways firms can engage with FINRA, and more. On this episode of FINRA Unscripted, we tune in to that conversation. In early October, FINRA CEO Robert Cook joined Small Firm Advisory Committee (SFAC) Chair Preston Haxo for a conversation at FINRA’s Small Firm Conference. The two spoke about FINRA Forward, the vital role of the SFAC, the practical ways firms can engage with FINRA, and more. On this episode of FINRA Unscripted, we tune in to that conversation. information sharing, finra enforcement, margherita beale, finra gateway, investor protection, finpro, industry trends, robert cook, financial regulation, podcast, industry feedback, finra forward, small firms, finra member firms, regulatory oversight report, regulatory decision-making, small firm advisory committee, market integrity, proactive approach, finra, firm compliance, securities regulation, finra unscripted, finra board of governors, compliance resources, rule modernization, financial industry regulatory authority, preston haxo false full 179 3f90fe38-15aa-4056-9e56-13ee90ddecff Encore | Investing Wisely in 2025: Avoiding Scams and Achieving Your Financial Goals This episode originally aired in January 2025.

Many of us view January as a time to make a fresh start, and as a time to bid farewell to bad habits. In thinking about your New Year's resolutions, have you considered whether you're making financially healthy decisions?

On this episode, we sit down with Gerri Walsh, President of the FINRA Investor Education Foundation and Senior Vice President of Investor Education, to uncover the trends and tips investors need to get their finances in order for 2025. 

Resources mentioned in this episode:

BrokerCheck

Market Data Center

Fund Analyzer

Fixed Income Data

FINRA Investor Education Foundation

Protecting Consumers from Fraud

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Tue, 7 Oct 2025 10:30:00 +0000 finraunscripted@finra.org (FINRA) https://www.finra.org/media-center/finra-unscripted/encore-investing-wisely-in-2025-avoiding-scams-and-achieving-your-financial-goals This episode originally aired in January 2025.

Many of us view January as a time to make a fresh start, and as a time to bid farewell to bad habits. In thinking about your New Year's resolutions, have you considered whether you're making financially healthy decisions?

On this episode, we sit down with Gerri Walsh, President of the FINRA Investor Education Foundation and Senior Vice President of Investor Education, to uncover the trends and tips investors need to get their finances in order for 2025. 

Resources mentioned in this episode:

BrokerCheck

Market Data Center

Fund Analyzer

Fixed Income Data

FINRA Investor Education Foundation

Protecting Consumers from Fraud

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Encore | Investing Wisely in 2025: Avoiding Scams and Achieving Your Financial Goals FINRA 00:15:52 As we kick off World Investor Week, we thought it was the perfect time to revisit some invaluable tips for investors looking to start the year off right with their financial goals. On this episode, which originally aired in January, FINRA’s Head of Investor Education Gerri Walsh shares insights on leveraging market trends and tools to achieve your money goals in 2025. As we kick off World Investor Week, we thought it was the perfect time to revisit some invaluable tips for investors looking to start the year off right with their financial goals. On this episode, which originally aired in January, FINRA’s Head of Investor Education Gerri Walsh shares insights on leveraging market trends and tools to achieve your money goals in 2025. investment tips, finra tools, investor education foundation, financial regulation, crypto, investor education, podcast, personal finance trends 2025, achieving financial goals, gerri walsh, money management, fraud-proofing, budgeting, new year’s resolutions, finra foundation, finra, investment scams, investor resources, crypto scams, investing strategies, finra resources, financial industry regulatory authority false full 178 a270c9ec-0400-47d4-846c-bef8f56d52f3 Previewing FINRA’s Crypto and Blockchain Education Program As member firm activity increases in blockchain and crypto assets, FINRA is launching a Crypto and Blockchain Education Program designed to empower member firm compliance and combat crypto fraud by broadening the knowledge base of member firms and associated persons.
 

On this episode, FINRA’s Crypto Hub Chief Jason Foye, Director of Critical Skills and Capabilities Training Rowan Job-White and Director of Continuing Education Services Genay Glasgo delve into the program’s self-paced e-learning courses and an upcoming in-person training.

Resources mentioned in this episode:

FINRA Crypto and Blockchain Education Program

Financial Learning Experience

Email: cryptoed@finra.org

Email: flex@fina.org

Key Topics: Crypto Assets

SEC Crypto Task Force

Podcast: An Introduction to FINRA’s Crypto Asset Work and the Crypto Hub

Certified Regulatory and Compliance Professional Program

Blog Post: FINRA Forward

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Tue, 16 Sep 2025 10:30:00 +0000 finraunscripted@finra.org (FINRA) https://www.finra.org/media-center/finra-unscripted/previewing-finras-crypto-and-blockchain-education-program As member firm activity increases in blockchain and crypto assets, FINRA is launching a Crypto and Blockchain Education Program designed to empower member firm compliance and combat crypto fraud by broadening the knowledge base of member firms and associated persons.
 

On this episode, FINRA’s Crypto Hub Chief Jason Foye, Director of Critical Skills and Capabilities Training Rowan Job-White and Director of Continuing Education Services Genay Glasgo delve into the program’s self-paced e-learning courses and an upcoming in-person training.

Resources mentioned in this episode:

FINRA Crypto and Blockchain Education Program

Financial Learning Experience

Email: cryptoed@finra.org

Email: flex@fina.org

Key Topics: Crypto Assets

SEC Crypto Task Force

Podcast: An Introduction to FINRA’s Crypto Asset Work and the Crypto Hub

Certified Regulatory and Compliance Professional Program

Blog Post: FINRA Forward

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Previewing FINRA’s Crypto and Blockchain Education Program FINRA 00:17:43 As member firm activity increases in blockchain and crypto assets, FINRA is launching a Crypto and Blockchain Education Program designed to empower member firm compliance and combat crypto fraud by broadening the knowledge base of member firms and associated persons. As member firm activity increases in blockchain and crypto assets, FINRA is launching a Crypto and Blockchain Education Program designed to empower member firm compliance and combat crypto fraud by broadening the knowledge base of member firms and associated persons. crypto market operations, blockchain training for securities industry, blockchain technology education, finra financial learning experience, podcast, finra forward, rowan job-white, finra crypto hub, ray pellecchia, crypto compliance training, crypto asset regulation, finra e-learning courses, genay glasgo, jason foye, finra crypto and blockchain education program, finra, blockchain., crypto fraud prevention, securities industry crypto training, financial industry regulatory authority, financial industry continuing education false full 177 40e7ba1d-7dfa-43ff-8f05-ddc52c0411af National Financial Capability Study: Key Trends and Insights In 2009, the FINRA Investor Education Foundation launched the first national study of financial capability of adults in the United States. Since its start, the National Financial Capability Study has provided data on multiple indicators of capability, including financial behaviors, attitudes, and knowledge.

National Financial Capability Study survey data is collected every three years. The 2024 survey, which was published in July, represents the sixth wave of data. This report serves as an important barometer of Americans financial health, and it continues to be an essential resource for policymakers, researchers, financial firms, educators, and other stakeholders seeking to better understand and address the financial capability needs of Americans.

On this episode of FINRA Unscripted, FINRA Foundation President Gerri Walsh, the Foundation's research director, Gary Mottola, and senior researcher Olivia Valdes discuss the study's findings and implications.

Resources mentioned in this episode:

National Financial Capability Study (Sixth Wave)

National Financial Capability Study: 2024 State-Level Insights

Financial Knowledge Quiz

National Financial Capability Study (Fifth Wave)

The machines are coming (with personal finance information). Do we trust them?

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Tue, 5 Aug 2025 10:00:00 +0000 finraunscripted@finra.org (FINRA) https://www.finra.org/media-center/finra-unscripted/ In 2009, the FINRA Investor Education Foundation launched the first national study of financial capability of adults in the United States. Since its start, the National Financial Capability Study has provided data on multiple indicators of capability, including financial behaviors, attitudes, and knowledge.

National Financial Capability Study survey data is collected every three years. The 2024 survey, which was published in July, represents the sixth wave of data. This report serves as an important barometer of Americans financial health, and it continues to be an essential resource for policymakers, researchers, financial firms, educators, and other stakeholders seeking to better understand and address the financial capability needs of Americans.

On this episode of FINRA Unscripted, FINRA Foundation President Gerri Walsh, the Foundation's research director, Gary Mottola, and senior researcher Olivia Valdes discuss the study's findings and implications.

Resources mentioned in this episode:

National Financial Capability Study (Sixth Wave)

National Financial Capability Study: 2024 State-Level Insights

Financial Knowledge Quiz

National Financial Capability Study (Fifth Wave)

The machines are coming (with personal finance information). Do we trust them?

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> National Financial Capability Study: Key Trends and Insights FINRA 00:32:32 In 2009, the FINRA Investor Education Foundation launched the first national study of financial capability of adults in the United States. Since its start, the National Financial Capability Study has provided data on multiple indicators of capability, including financial behaviors, attitudes, and knowledge. National Financial Capability Study survey data is collected every three years. The 2024 survey, which was published in July, represents the sixth wave of data. This episodes dives into the key trends and insights from the report that serves as an important barometer of Americans financial health, and continues to be an essential resource for policymakers, researchers, financial firms, educators, and other stakeholders seeking to better understand and address the financial capability needs of Americans. In 2009, the FINRA Investor Education Foundation launched the first national study of financial capability of adults in the United States. Since its start, the National Financial Capability Study has provided data on multiple indicators of capability, including financial behaviors, attitudes, and knowledge. National Financial Capability Study survey data is collected every three years. The 2024 survey, which was published in July, represents the sixth wave of data. This episodes dives into the key trends and insights from the report that serves as an important barometer of Americans financial health, and continues to be an essential resource for policymakers, researchers, financial firms, educators, and other stakeholders seeking to better understand and address the financial capability needs of Americans. retirement accounts, financial technology, mobile banking, olivia valdes, inflation, financial innovation, bnpl, artificial intelligence, financial education, financial capability, financial capability, financial literacy, buy now, podcast, gerri walsh, consumer finances, financial anxiety, making ends meet, overconfidence, finra foundation, finra, household budgets, financial knowledge, gary mottola, national financial capability study, investing, finra investor education foundation, joe atmonavage, pay later, financial industry regulatory authority, financial resilience false full 176 ec56df4a-2057-4bfe-9eb1-c3707de17fa8 A Conversation With FINRA Chair Scott Curtis Resources mentioned in this episode:

Blog Post: Fee Rebate for FINRA Member Firms

Blog Post: FINRA Forward Initiatives to Support Members, Markets and the Investors They Serve

Request for Comment: Outside Activities Rule—2025-05

Rule Proposal: Gifts Rule—2025-003
 

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Tue, 15 Jul 2025 10:00:00 +0000 finraunscripted@finra.org (Scott Curtis, Marcia Asquith, Robert Cook) https://www.finra.org/media-center/finra-unscripted/ Resources mentioned in this episode:

Blog Post: Fee Rebate for FINRA Member Firms

Blog Post: FINRA Forward Initiatives to Support Members, Markets and the Investors They Serve

Request for Comment: Outside Activities Rule—2025-05

Rule Proposal: Gifts Rule—2025-003
 

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> A Conversation With FINRA Chair Scott Curtis Scott Curtis, Marcia Asquith, Robert Cook 00:28:11 At the 2025 FINRA Annual Conference on May 14, FINRA Chair Scott Curtis discusses topics of interest to FINRA member firms and other stakeholders, in conversation with President and CEO Robert Cook. At the 2025 FINRA Annual Conference on May 14, FINRA Chair Scott Curtis discusses topics of interest to FINRA member firms and other stakeholders, in conversation with President and CEO Robert Cook. finra budget, scott curtis, finra advisory committee, robert cook, finra forward, finra member firms, finra member engagement, financial industry regulatory authority, finra, raymond james, governance, finra board of governors, securities industry, rulemaking false full 175 c61bcf98-e331-42e3-84de-54a386b45d2d Robert Cook on FINRA Forward, and More FINRA Forward—New Initiatives to Support Members, Markets, and the Investors They Serve

FINRA360

Request for Comment on Capital Formation Rules, Guidance and Processes

Request for Comment on Modern Workplace Rules, Guidance and Processes
Request for Comment on Associated Persons’ Outside Activities

Statement to Correct Misinformation About Outside Activities Proposal

Broad Review to Modernize Rules Regarding Member Firms and Associated Persons

Proposed Rule Change to Modify the Implementation Schedule Regarding Corporate Financing Fees

Proposed Rule Change on Transaction Reporting

Engage With FINRA

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Tue, 17 Jun 2025 04:00:00 +0000 finraunscripted@finra.org (Robert Cook, Kayte Toczylowski, Ray Pellecchia) https://www.finra.org/media-center/finra-unscripted/ FINRA Forward—New Initiatives to Support Members, Markets, and the Investors They Serve

FINRA360

Request for Comment on Capital Formation Rules, Guidance and Processes

Request for Comment on Modern Workplace Rules, Guidance and Processes
Request for Comment on Associated Persons’ Outside Activities

Statement to Correct Misinformation About Outside Activities Proposal

Broad Review to Modernize Rules Regarding Member Firms and Associated Persons

Proposed Rule Change to Modify the Implementation Schedule Regarding Corporate Financing Fees

Proposed Rule Change on Transaction Reporting

Engage With FINRA

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Robert Cook on FINRA Forward, and More Robert Cook, Kayte Toczylowski, Ray Pellecchia 00:23:08 At FINRA’s annual conference on May 13, 2025, President and CEO Robert Cook discusses the FINRA Forward initiative and other topics of interest to FINRA member firms and other stakeholders, in conversation with Kayte Toczylowski, VP, Member Relations and Education. At FINRA’s annual conference on May 13, 2025, President and CEO Robert Cook discusses the FINRA Forward initiative and other topics of interest to FINRA member firms and other stakeholders, in conversation with Kayte Toczylowski, VP, Member Relations and Education. cyber, kayte toczylowski, private securities transactions, securities lending, fraud, trace, rule proposals, robert cook, financial regulation, podcast, finra member firms, compliance, outside business activities, financial markets, finra, self regulation, financial industry regulatory authority, brokerage firms false full 174 6026e461-b831-48bc-96e6-08dd01caad2a Vendor Vigilance: Navigating Third-Party Risk Third-party risk is the most clicked-on topic in FINRA's 2025 Regulatory Oversight Report. But what is third-party risk and why are people so interested in it? What can FINRA member firms do to mitigate that risk? And how can FINRA help?

On this episode of FINRA Unscripted, FINRA’s Executive Vice President of Member Supervision Greg Ruppert shares valuable insights on why firms are facing heightened challenges with third-party vendors, the emerging risks posed by fourth-party relationships, and how FINRA's intelligence sharing is helping member firms protect themselves from vendor-related cybersecurity threats.

Resources mentioned in this episode:

2025 Annual Regulatory Oversight Report

CEO Blog: New FINRA Initiatives to Support Members, Markets, and the Investors They Serve

FINRA Cybersecurity Guidance

Ep. 170: Using Data to Stay Ahead of Risk: Introducing FINRA’s StratIntel Team

Ep. 169: Unpacking FINRA’s 2025 Regulatory Oversight Report

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Tue, 6 May 2025 10:30:00 +0000 finraunscripted@finra.org (FINRA) https://www.finra.org/media-center/finra-unscripted/ Third-party risk is the most clicked-on topic in FINRA's 2025 Regulatory Oversight Report. But what is third-party risk and why are people so interested in it? What can FINRA member firms do to mitigate that risk? And how can FINRA help?

On this episode of FINRA Unscripted, FINRA’s Executive Vice President of Member Supervision Greg Ruppert shares valuable insights on why firms are facing heightened challenges with third-party vendors, the emerging risks posed by fourth-party relationships, and how FINRA's intelligence sharing is helping member firms protect themselves from vendor-related cybersecurity threats.

Resources mentioned in this episode:

2025 Annual Regulatory Oversight Report

CEO Blog: New FINRA Initiatives to Support Members, Markets, and the Investors They Serve

FINRA Cybersecurity Guidance

Ep. 170: Using Data to Stay Ahead of Risk: Introducing FINRA’s StratIntel Team

Ep. 169: Unpacking FINRA’s 2025 Regulatory Oversight Report

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Vendor Vigilance: Navigating Third-Party Risk FINRA 00:18:20 Third-party risk is the most clicked-on topic in FINRA's 2025 Regulatory Oversight Report. But what is third-party risk and why are people so interested in it? What can FINRA member firms do to mitigate that risk? And how can FINRA help? These questions will be answered on the latest episode of FINRA Unscripted, featuring a returning guest, FINRA's Executive Vice President of Member Supervision Greg Ruppert. Third-party risk is the most clicked-on topic in FINRA's 2025 Regulatory Oversight Report. But what is third-party risk and why are people so interested in it? What can FINRA member firms do to mitigate that risk? And how can FINRA help? These questions will be answered on the latest episode of FINRA Unscripted, featuring a returning guest, FINRA's Executive Vice President of Member Supervision Greg Ruppert. fourth-party risk, third-party risk management, cybersecurity vendors, securities industry vendors, financial industry compliance, crowdstrike, vendor cybersecurity, third-party vendor risk management in securities, financial vendor risk, vendor due diligence, vendor questionnaires, finra regulatory oversight report, vendor contract management, podcast, finra forward, vendor risk assessment, ray pellecchia, regulatory oversight, finra, finra compliance, financial industry regulatory authority, greg ruppert false full 173 b482342f-58bc-4d1e-b13e-f02321020852 Protecting Investors: FINRA Securities Helpline for Seniors' 10th Anniversary This month, we are marking the 10th anniversary of the FINRA Securities Helpline for Seniors—an important milestone for a critical service that FINRA provides to protect vulnerable investors and assist harmed investors. On this FINRA Unscripted podcast episode, we will be speaking with leaders from FINRA’s Vulnerable Adults and Seniors Team—Elizabeth Yoka, the manager of VAST Intake, and Michael Paskin, the manager of the VAST Investigations, to discuss the Helpline and its 10 years of protecting investors. We will be focusing on the Helpline results and will provide a few examples of how the Helpline has become an effective conduit for investor protection, and how it has been helpful to member firms.
 

Resources mentioned in this episode:
 

FINRA Securities Helpline for Seniors
 

Ep. 152: Fighting Financial Exploitation: FINRA’s Vulnerable Adults and Seniors Team
 

FINRA Rule 2165
 

FINRA Rule 4512
 

FINRA Rule 3241
 

2025 Annual Regulatory Oversight Report

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Tue, 1 Apr 2025 10:30:00 +0000 finraunscripted@finra.org (FINRA) https://www.finra.org/media-center/finra-unscripted/protecting-investors-finra-securities-helpline-seniors-10th-anniversary This month, we are marking the 10th anniversary of the FINRA Securities Helpline for Seniors—an important milestone for a critical service that FINRA provides to protect vulnerable investors and assist harmed investors. On this FINRA Unscripted podcast episode, we will be speaking with leaders from FINRA’s Vulnerable Adults and Seniors Team—Elizabeth Yoka, the manager of VAST Intake, and Michael Paskin, the manager of the VAST Investigations, to discuss the Helpline and its 10 years of protecting investors. We will be focusing on the Helpline results and will provide a few examples of how the Helpline has become an effective conduit for investor protection, and how it has been helpful to member firms.
 

Resources mentioned in this episode:
 

FINRA Securities Helpline for Seniors
 

Ep. 152: Fighting Financial Exploitation: FINRA’s Vulnerable Adults and Seniors Team
 

FINRA Rule 2165
 

FINRA Rule 4512
 

FINRA Rule 3241
 

2025 Annual Regulatory Oversight Report

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Protecting Investors: FINRA Securities Helpline for Seniors' 10th Anniversary FINRA 00:27:29 This month, we are marking the 10th anniversary of the FINRA Securities Helpline for Seniors—an important milestone for a critical service that FINRA provides to protect vulnerable investors and assist harmed investors. On this FINRA Unscripted podcast episode, we will be speaking with leaders from FINRA’s Vulnerable Adults and Seniors Team—Elizabeth Yoka, the manager of VAST Intake, and Michael Paskin, the manager of the VAST Investigations, to discuss the Helpline and its 10 years of protecting investors. This month, we are marking the 10th anniversary of the FINRA Securities Helpline for Seniors—an important milestone for a critical service that FINRA provides to protect vulnerable investors and assist harmed investors. On this FINRA Unscripted podcast episode, we will be speaking with leaders from FINRA’s Vulnerable Adults and Seniors Team—Elizabeth Yoka, the manager of VAST Intake, and Michael Paskin, the manager of the VAST Investigations, to discuss the Helpline and its 10 years of protecting investors. romance scams, vulnerable adults and seniors team, senior investors, crypto asset scams, restrictions on registered persons being named in certain fiduciary roles, temporary hold on disbursements, finra securities helpline for seniors, referrals to regulators, adult protective services, financial education, vast intake, imposter scams, podcast, finra rule 2165, financial exploitation, regulatory oversight report, michael paskin, rule 4512, investor outreach, finra rule 324, vast investigations, finra, rita de ramos, trusted contact, scams, elizabeth yoka, financial industry regulatory authority false full 172 badccd66-d868-4e7b-9d7d-0d21c1e41546 Protecting Yourself from Financial Fraud: Navigating an Evolving Landscape As we observe National Consumer Protection Week amid a growing and changing financial fraud landscape, the time is ripe to talk about the ways in which investors can protect themselves from financial scams. 

On this episode, we sit down with Rob Mascio, Director of the FINRA Investor Education Foundation, to talk about the latest fraud trends, common red flags to watch out for and practical steps investors can take to safeguard investments. 

Resources mentioned in this episode:

2025 Annual Regulatory Oversight Report

Investor Alert: Social Media ‘Investment Group’ Imposter Scams on the Rise Romance Scams

FINRA Securities Helpline for Seniors

BrokerCheck

Market Data Center

Fund Analyzer

Fixed Income Data

FINRA Investor Education Foundation

Protecting Consumers from Fraud

Ep 162: The Victim Experience: When Romance Leads to Crypto Scam

Ep. 168: Investing Wisely in 2025: Avoiding Scams and Achieving Your Financial Goals

Ep. 169: Unpacking the 2025 Regulatory Oversight Report

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Tue, 4 Mar 2025 11:30:00 +0000 finraunscripted@finra.org (FINRA) https://www.finra.org/media-center/finra-unscripted/protecting-yourself-from-financial-fraud-navigating-evolving-landscape As we observe National Consumer Protection Week amid a growing and changing financial fraud landscape, the time is ripe to talk about the ways in which investors can protect themselves from financial scams. 

On this episode, we sit down with Rob Mascio, Director of the FINRA Investor Education Foundation, to talk about the latest fraud trends, common red flags to watch out for and practical steps investors can take to safeguard investments. 

Resources mentioned in this episode:

2025 Annual Regulatory Oversight Report

Investor Alert: Social Media ‘Investment Group’ Imposter Scams on the Rise Romance Scams

FINRA Securities Helpline for Seniors

BrokerCheck

Market Data Center

Fund Analyzer

Fixed Income Data

FINRA Investor Education Foundation

Protecting Consumers from Fraud

Ep 162: The Victim Experience: When Romance Leads to Crypto Scam

Ep. 168: Investing Wisely in 2025: Avoiding Scams and Achieving Your Financial Goals

Ep. 169: Unpacking the 2025 Regulatory Oversight Report

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Protecting Yourself from Financial Fraud: Navigating an Evolving Landscape FINRA 00:31:16 As we observe National Consumer Protection Week amid a growing and changing financial fraud landscape, the time is ripe to talk about the ways in which investors can protect themselves from financial scams. On this episode, a member of the FINRA Investor Education Foundation team joins us to talk about how we can all become more informed and vigilant in today's complex financial world. As we observe National Consumer Protection Week amid a growing and changing financial fraud landscape, the time is ripe to talk about the ways in which investors can protect themselves from financial scams. On this episode, a member of the FINRA Investor Education Foundation team joins us to talk about how we can all become more informed and vigilant in today's complex financial world. romance scams, investment tips, finra tools, margherita beale, investor education foundation, financial regulation, crypto, investor education, podcast, personal finance trends 2025, investment clubs, achieving financial goals, rob mascio, money management, fraud-proofing, budgeting, finra foundation, finra, investment scams, investor resources, crypto scams, investing strategies, finra resources, financial industry regulatory authority false full 171 8fa8482c-66ca-4ded-99e8-771726d6997e Using Data to Stay Ahead of Risk: Introducing FINRA’s StratIntel Team As the financial industry continues to evolve, it's important to stay ahead of emerging risks and trends. On this episode of FINRA Unscripted, the leaders of FINRA's new Strategic Intelligence and Analytics (StratIntel) team discuss how they are working to identify and analyze these industry developments.

On this episode, we sit down with the leaders of the StratIntel team: Senior Vice President of Data and Analytics for Member Supervision Jim Reese, and his two Vice Presidents, Brita Bayatmakou and Clint Johnson. The three share insights on how this new team is evolving FINRA's approach to intelligence gathering and risk monitoring, and the innovative ways they are using data and analytics to support FINRA's mission of investor protection and market integrity.

Resources mentioned in this episode:

2025 Regulatory Oversight Report

3110. Supervision

Episode 168: Investing Wisely in 2025: Avoiding Scams and Achieving Your Financial Goals

Episode 169: Unpacking FINRA’s 2025 Regulatory Oversight Report

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Tue, 11 Feb 2025 11:30:00 +0000 finraunscripted@finra.org (FINRA) https://www.finra.org/media-center/finra-unscripted/using-data-to-stay-ahead-of-risk-introducing-finras-stratintel-team As the financial industry continues to evolve, it's important to stay ahead of emerging risks and trends. On this episode of FINRA Unscripted, the leaders of FINRA's new Strategic Intelligence and Analytics (StratIntel) team discuss how they are working to identify and analyze these industry developments.

On this episode, we sit down with the leaders of the StratIntel team: Senior Vice President of Data and Analytics for Member Supervision Jim Reese, and his two Vice Presidents, Brita Bayatmakou and Clint Johnson. The three share insights on how this new team is evolving FINRA's approach to intelligence gathering and risk monitoring, and the innovative ways they are using data and analytics to support FINRA's mission of investor protection and market integrity.

Resources mentioned in this episode:

2025 Regulatory Oversight Report

3110. Supervision

Episode 168: Investing Wisely in 2025: Avoiding Scams and Achieving Your Financial Goals

Episode 169: Unpacking FINRA’s 2025 Regulatory Oversight Report

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]]> Using Data to Stay Ahead of Risk: Introducing FINRA’s StratIntel Team FINRA 00:35:15 As the financial industry continues to evolve, it's important to stay ahead of emerging risks and trends. On this episode of FINRA Unscripted, we sit down with the leaders of FINRA's new Strategic Intelligence and Analytics team to discuss how they are working to identify and analyze these industry developments. As the financial industry continues to evolve, it's important to stay ahead of emerging risks and trends. On this episode of FINRA Unscripted, we sit down with the leaders of FINRA's new Strategic Intelligence and Analytics team to discuss how they are working to identify and analyze these industry developments. brita bayatmakou, clint johnson, intelligence, information sharing, margherita beale, investor protection, artificial intelligence, industry trends, financial regulation, risk identification, podcast, generative ai, market regulation, finra member firms, cross-functional collaboration, regulatory oversight report, member supervision, regulatory decision-making, predictive analytics, threat assessment, jim reese, centralized intelligence, data analysis, market integrity, annual regulatory oversight report, proactive approach, finra, strategic insights, ai, financial industry regulatory authority false full 170 686a4b34-07f8-4da2-9b7e-fa2978b4df35 Unpacking the 2025 FINRA Annual Regulatory Oversight Report As a self-regulatory organization, information sharing is key to FINRA's pursuit of its mission of investor protection and market integrity. The 2025 FINRA Regulatory Oversight Report provides just that: Critical insights to help firms strengthen their compliance and protect investors.

On this episode, hosted by Member Relations and Education Vice President Kayte Toczylowski, FINRA’s regulatory leaders— Executive Vice President and Head of Member Supervision Greg Ruppert, Executive Vice President and Head of Market Regulation and Transparency Services Stephanie Dumont, and Executive Vice President and Head of Enforcement Bill St. Louis—join us to dive into the report’s takeaways and insights for member firms.

Resources mentioned in this episode:

2025 Regulatory Oversight Report

SEC Regulation Best Interest (Reg BI)

5310. Best Execution and Interpositioning

Reg Notice 20-31: FINRA Reminds Firms of Their Supervisory Responsibilities Relating to CAT

Investor Insights: Artificial Intelligence (AI) and Investment Fraud

Episode 168: Investing Wisely in 2025: Avoiding Scams and Achieving Your Financial Goals

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Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Tue, 28 Jan 2025 13:42:29 +0000 finraunscripted@finra.org (FINRA) https://www.finra.org/media-center/finra-unscripted/unpacking-the-2025-regulatory-oversight-report As a self-regulatory organization, information sharing is key to FINRA's pursuit of its mission of investor protection and market integrity. The 2025 FINRA Regulatory Oversight Report provides just that: Critical insights to help firms strengthen their compliance and protect investors.

On this episode, hosted by Member Relations and Education Vice President Kayte Toczylowski, FINRA’s regulatory leaders— Executive Vice President and Head of Member Supervision Greg Ruppert, Executive Vice President and Head of Market Regulation and Transparency Services Stephanie Dumont, and Executive Vice President and Head of Enforcement Bill St. Louis—join us to dive into the report’s takeaways and insights for member firms.

Resources mentioned in this episode:

2025 Regulatory Oversight Report

SEC Regulation Best Interest (Reg BI)

5310. Best Execution and Interpositioning

Reg Notice 20-31: FINRA Reminds Firms of Their Supervisory Responsibilities Relating to CAT

Investor Insights: Artificial Intelligence (AI) and Investment Fraud

Episode 168: Investing Wisely in 2025: Avoiding Scams and Achieving Your Financial Goals

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Unpacking the 2025 FINRA Annual Regulatory Oversight Report FINRA 00:24:59 As a self-regulatory organization, information sharing is key to FINRA's pursuit of its mission of investor protection and market integrity. The 2025 FINRA Regulatory Oversight Report provides just that. On this episode, FINRA’s regulatory leaders join us to discuss key takeaways from the report. As a self-regulatory organization, information sharing is key to FINRA's pursuit of its mission of investor protection and market integrity. The 2025 FINRA Regulatory Oversight Report provides just that. On this episode, FINRA’s regulatory leaders join us to discuss key takeaways from the report. priorities letter, kayte toczylowski, cybersecurity, fraud, spoofing, stephanie dumont, priorities, exam, artificial intelligence, financial regulation, podcast, generative ai, market regulation, bill st. louis, finra member firms, regulatory oversight report, ray pellecchia, member supervision, risk monitoring, regulatory oversight, annual regulatory oversight report, finra, exam findings, enforcement, financial industry regulatory authority, greg ruppert false full 169 c94e6d4d-9b47-4378-8a1d-2ecdcdf0ab1d Investing Wisely in 2025: Avoiding Scams and Achieving Your Financial Goals Many of us view January as a time to make a fresh start, and as a time to bid farewell to bad habits. In thinking about your New Year's resolutions, have you considered whether you're making financially healthy decisions?

On this episode, we sit down with Gerri Walsh, President of the FINRA Investor Education Foundation and Senior Vice President of Investor Education, to uncover the trends and tips investors need to get their finances in order for 2025. 

Resources mentioned in this episode:

BrokerCheck

Market Data Center

Fund Analyzer

Fixed Income Data

FINRA Investor Education Foundation

Protecting Consumers from Fraud

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Tue, 7 Jan 2025 11:30:00 +0000 finraunscripted@finra.org (FINRA) https://www.finra.org/media-center/finra-unscripted/investing-wisely-in-2026-avoiding-scams-and-achieving-your-financial-goals Many of us view January as a time to make a fresh start, and as a time to bid farewell to bad habits. In thinking about your New Year's resolutions, have you considered whether you're making financially healthy decisions?

On this episode, we sit down with Gerri Walsh, President of the FINRA Investor Education Foundation and Senior Vice President of Investor Education, to uncover the trends and tips investors need to get their finances in order for 2025. 

Resources mentioned in this episode:

BrokerCheck

Market Data Center

Fund Analyzer

Fixed Income Data

FINRA Investor Education Foundation

Protecting Consumers from Fraud

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Investing Wisely in 2025: Avoiding Scams and Achieving Your Financial Goals FINRA 00:15:16 With a new year come new financial challenges, resolutions, and investment risks. On this episode, FINRA’s Head of Investor Education shares insights on leveraging market trends and tools to achieve your money goals in 2025. With a new year come new financial challenges, resolutions, and investment risks. On this episode, FINRA’s Head of Investor Education shares insights on leveraging market trends and tools to achieve your money goals in 2025. investment tips, finra tools, investor education foundation, financial regulation, crypto, investor education, podcast, personal finance trends 2025, achieving financial goals, gerri walsh, money management, fraud-proofing, budgeting, new year’s resolutions, finra foundation, finra, investment scams, investor resources, crypto scams, investing strategies, finra resources, financial industry regulatory authority false full 168 267d60f0-0e74-4a4c-9630-495c388d0e7b Unlocking Transparency: Navigating FINRA’s Market Data Offerings Behind every market transaction lies a wealth of data. But how can we harness this information? 

On this episode, we sit down with two members of the Market Regulation and Transparency Services team, Senior Vice President of Strategic Regulatory Engagement Alex Ellenberg, and Senior Director of Transparency Services Equities Brendan Loonam. They join us to discuss periodic aggregate market data sets, including some new data recently added to FINRA's website, and how FINRA makes this information available to the public in support of its mission of investor protection and market integrity.

Resources mentioned in this episode:

FINRA Data
OTC Transparency Data
NMS Equity and Option Order Routing Reports (SEC Rule 606(a) Reports)
About NMS Equity and Options Routing Reports (SEC 606(a) Reports)
OTC (ATS & Non-ATS) Transparency
Reg Notice 23-10: FINRA Requests Comment on a Proposal to Require Members to Provide Rule 605 Order Execution Quality Reports to FINRA for Centralized Publication
Episode 149: MRTS 2.0: A Redesign for a Rapidly Evolving Market

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]]> Tue, 10 Dec 2024 11:30:00 +0000 finraunscripted@finra.org (FINRA) https://finra.org/media-center/finra-unscripted/unlocking-transparency-navigating-finras-market-data-offerings Behind every market transaction lies a wealth of data. But how can we harness this information? 

On this episode, we sit down with two members of the Market Regulation and Transparency Services team, Senior Vice President of Strategic Regulatory Engagement Alex Ellenberg, and Senior Director of Transparency Services Equities Brendan Loonam. They join us to discuss periodic aggregate market data sets, including some new data recently added to FINRA's website, and how FINRA makes this information available to the public in support of its mission of investor protection and market integrity.

Resources mentioned in this episode:

FINRA Data
OTC Transparency Data
NMS Equity and Option Order Routing Reports (SEC Rule 606(a) Reports)
About NMS Equity and Options Routing Reports (SEC 606(a) Reports)
OTC (ATS & Non-ATS) Transparency
Reg Notice 23-10: FINRA Requests Comment on a Proposal to Require Members to Provide Rule 605 Order Execution Quality Reports to FINRA for Centralized Publication
Episode 149: MRTS 2.0: A Redesign for a Rapidly Evolving Market

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Unlocking Transparency: Navigating FINRA’s Market Data Offerings FINRA 00:23:45 Behind every market transaction lies a wealth of data. But how can we harness this information? On this episode, members of the Market Regulation and Transparency Services team discuss periodic aggregate market data sets, including some new data recently added to FINRA's website, and how FINRA makes this information available to the public. Behind every market transaction lies a wealth of data. But how can we harness this information? On this episode, members of the Market Regulation and Transparency Services team discuss periodic aggregate market data sets, including some new data recently added to FINRA's website, and how FINRA makes this information available to the public. best ex, 606 reports, investor transparency, broker comparison, market data, trace, execution quality, financial regulation, market regulation and transparency services, podcast, alex ellenberg, nms securities, finra, 605 reports, national market system, otc equity, periodic aggregate market data, best execution, financial industry regulatory authority, brendan loonam, broker comparison tool false full 167 14a2b5ad-b00d-4e18-9ab5-d32feee51ff1 Encore | An Introduction to FINRA’s Crypto Asset Work and the Crypto Hub This episode originally aired in August 2023. 

In 2022, FINRA developed an enterprise-wide strategy to ensure it is prepared for an evolving crypto asset regulatory landscape and created the Crypto Hub, the Blockchain Lab and the Crypto Asset Investigations Team

On this episode, the first in a three-part series, we sit down with Omer Meisel, Senior Vice President of the Complex Investigations and Intelligence Group, Jason Foye, Senior Director and Head of FINRA's Crypto Hub, and Reema Abdelhamid, a Director with FINRA Enforcement to learn more about the strategy and the role of the Hub and FINRA’s work to advance its mission of investor protection and market integrity.

Resources mentioned in this episode:

FINRA Blog: An Inside Look into FINRA’s Crypto Asset Work

Episode 112: FINRA's Complex Investigations and Intelligence Team & Cyber and Analytics Unit

Episode 138: FINRA’s Blockchain Lab: Regulation and Innovation For The Future

Episode 145: Compliance and Communication: An Update on FINRA’s Crypto Asset Targeted Exam

Episode 158: An Update on FINRA’s Crypto Asset Work and the Crypto Hub

Episode 162: When Romance Leads to a Crypto Scam

Investor Insights: What Is a Blockchain, and Why Should I Care?

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]]> Tue, 26 Nov 2024 11:30:00 +0000 finraunscripted@finra.org (FINRA) https://www.finra.org/media-center/finra-unscripted/encore-intro-to-the-crypto-hub This episode originally aired in August 2023. 

In 2022, FINRA developed an enterprise-wide strategy to ensure it is prepared for an evolving crypto asset regulatory landscape and created the Crypto Hub, the Blockchain Lab and the Crypto Asset Investigations Team

On this episode, the first in a three-part series, we sit down with Omer Meisel, Senior Vice President of the Complex Investigations and Intelligence Group, Jason Foye, Senior Director and Head of FINRA's Crypto Hub, and Reema Abdelhamid, a Director with FINRA Enforcement to learn more about the strategy and the role of the Hub and FINRA’s work to advance its mission of investor protection and market integrity.

Resources mentioned in this episode:

FINRA Blog: An Inside Look into FINRA’s Crypto Asset Work

Episode 112: FINRA's Complex Investigations and Intelligence Team & Cyber and Analytics Unit

Episode 138: FINRA’s Blockchain Lab: Regulation and Innovation For The Future

Episode 145: Compliance and Communication: An Update on FINRA’s Crypto Asset Targeted Exam

Episode 158: An Update on FINRA’s Crypto Asset Work and the Crypto Hub

Episode 162: When Romance Leads to a Crypto Scam

Investor Insights: What Is a Blockchain, and Why Should I Care?

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Encore | An Introduction to FINRA’s Crypto Asset Work and the Crypto Hub FINRA 00:32:07 In 2022, FINRA developed an enterprise-wide strategy to ensure preparation for an evolving crypto asset regulatory landscape with the creation of the Crypto Hub, the Blockchain Lab and the Crypto Asset Investigations Team. On this episode, which originally aired in August 2023, we learn more about the strategy and the role of the Hub. In 2022, FINRA developed an enterprise-wide strategy to ensure preparation for an evolving crypto asset regulatory landscape with the creation of the Crypto Hub, the Blockchain Lab and the Crypto Asset Investigations Team. On this episode, which originally aired in August 2023, we learn more about the strategy and the role of the Hub. omer meisel, blockchain lab, private placements, crypto asset investigation group, spbd, financial regulation, podcast, special purpose broker dealer, crypto hub, ats, member application program, digital asset securities, securities, jason foye, finra, crypto asset, alternative trading system, reg ops, financial industry regulatory authority, reema abdelhamid false full 166 db4d3636-c572-490d-841f-cd3e2359060b Special Investigations Unit: Combating Money Laundering and Fraud in the Securities Industry In the securities world today, there is little daylight between money laundering and fraud. As these two spaces have come to increasingly overlap, FINRA created the Special Investigations Unit, or SIU, to detect and investigate cases illicit finance, market abuse and other fraud. 

On this episode, we sit down with SIU Senior Director Gargi Sharma, and three investigative directors from her team: Kayla Le, Peter Gonzalez and David Byrne. They join us to share how they work to proactively identify and mitigate threats related to money laundering and other frauds.

Resources mentioned in this episode:

Reg Notice 21-14: FINRA Alerts Firms to Increase in ACH Instant Funds Abuse

Reg Notice 22-25: Heightened Threat of Fraud

Reg Notice 23-06: Effective Practices to Address Risks of Fraudulent Transfers

2023 Report on FINRA’s Examination and Risk Monitoring Program

2024 FINRA Annual Regulatory Oversight Report

Investor Insight: Ramp-and-Dump Scams

Investor Insight: Investment Group Imposter Scams

Episode 33: AML in the Securities Industry

Episode 129: Detecting and Preventing ACATS Fraud

Episode 154: FINRA’s High-Risk Representative Program

Episode 157: An Update on FINRA’s Financial Intelligence Unit 

Episode 161: FINRA CEO Robert Cook on Disrupting the Cycle of Financial Fraud

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Tue, 12 Nov 2024 11:30:00 +0000 finraunscripted@finra.org (FINRA) https://www.finra.org/media-center/finra-unscripted/special-investigations-unit-combating-money-laundering-fraud-securities-industry In the securities world today, there is little daylight between money laundering and fraud. As these two spaces have come to increasingly overlap, FINRA created the Special Investigations Unit, or SIU, to detect and investigate cases illicit finance, market abuse and other fraud. 

On this episode, we sit down with SIU Senior Director Gargi Sharma, and three investigative directors from her team: Kayla Le, Peter Gonzalez and David Byrne. They join us to share how they work to proactively identify and mitigate threats related to money laundering and other frauds.

Resources mentioned in this episode:

Reg Notice 21-14: FINRA Alerts Firms to Increase in ACH Instant Funds Abuse

Reg Notice 22-25: Heightened Threat of Fraud

Reg Notice 23-06: Effective Practices to Address Risks of Fraudulent Transfers

2023 Report on FINRA’s Examination and Risk Monitoring Program

2024 FINRA Annual Regulatory Oversight Report

Investor Insight: Ramp-and-Dump Scams

Investor Insight: Investment Group Imposter Scams

Episode 33: AML in the Securities Industry

Episode 129: Detecting and Preventing ACATS Fraud

Episode 154: FINRA’s High-Risk Representative Program

Episode 157: An Update on FINRA’s Financial Intelligence Unit 

Episode 161: FINRA CEO Robert Cook on Disrupting the Cycle of Financial Fraud

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Special Investigations Unit: Combating Money Laundering and Fraud in the Securities Industry FINRA 00:30:16 In the securities world today, there is little daylight between money laundering and fraud. On this episode, we learn how FINRA’s Special Investigations Unit works to detect and investigate cases of illicit finance and market abuse, as well as how they proactively identify and mitigate threats. In the securities world today, there is little daylight between money laundering and fraud. On this episode, we learn how FINRA’s Special Investigations Unit works to detect and investigate cases of illicit finance and market abuse, as well as how they proactively identify and mitigate threats. siu, cybersecurity, aml, financial crimes, kayla le, fraud, market abuse, ramp and dump scam, anti-money laundering, podcast, peter gonzalez, victim tip, gargi sharma, ramp and dump, finra, scheme, scam, self-regulatory organization, david byrne, illicit finance, sro, financial industry regulatory authority, special investigations unit, threat intelligence product false full 165 35cb985a-7103-4159-9bf4-c878aa0eb8fb The Forgotten Generation: Shining a Spotlight on Gen X’s Financial Health Gen X is often called the Forgotten Generation given how often they’re overlooked in favor of conversation around boomers, millennials or now even Gen Z. But not today. 

On this episode, Gen X is the one in the spotlight as we sit down Gary Mottola, research director with the FINRA Foundation, Ritta McLaughlin, director of community outreach with FINRA’s Investor Education team, and Jeremy Ko, the 2024 FINRA Foundation Ketchum Visiting Scholar, to dig into the financial health of those born between 1965 and 1980 and, importantly, their perception of their own financial well-being. 

Resources mentioned in this episode:

How Gen X Compares Financially to Other Generations: Doing Alright but Feeling Bad

FINRA Foundation National Financial Capability Study

Episode 19: Debunked: 7 Myths about Millennials—the Underinvested Generation

Episode 22: Millennials and Money: How to Get Started on the Road to Investing

Episode 134: Gen Z Investors: A Look at the Attitudes and Behaviors of the Youngest Investors

[KK1]Need link

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]]> Tue, 29 Oct 2024 10:30:00 +0000 finraunscripted@finra.org (FINRA) https://www.finra.org/media-center/finra-unscripted/ Gen X is often called the Forgotten Generation given how often they’re overlooked in favor of conversation around boomers, millennials or now even Gen Z. But not today. 

On this episode, Gen X is the one in the spotlight as we sit down Gary Mottola, research director with the FINRA Foundation, Ritta McLaughlin, director of community outreach with FINRA’s Investor Education team, and Jeremy Ko, the 2024 FINRA Foundation Ketchum Visiting Scholar, to dig into the financial health of those born between 1965 and 1980 and, importantly, their perception of their own financial well-being. 

Resources mentioned in this episode:

How Gen X Compares Financially to Other Generations: Doing Alright but Feeling Bad

FINRA Foundation National Financial Capability Study

Episode 19: Debunked: 7 Myths about Millennials—the Underinvested Generation

Episode 22: Millennials and Money: How to Get Started on the Road to Investing

Episode 134: Gen Z Investors: A Look at the Attitudes and Behaviors of the Youngest Investors

[KK1]Need link

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> The Forgotten Generation: Shining a Spotlight on Gen X’s Financial Health FINRA 00:34:14 Gen X is often called the Forgotten Generation given how often they’re overlooked in favor of conversation around boomers, millennials or now even Gen Z. But on this episode, Gen X is the one in the spotlight as we dig into the financial health of those born between 1965 and 1980 and, importantly, their perception of their financial well-being. Gen X is often called the Forgotten Generation given how often they’re overlooked in favor of conversation around boomers, millennials or now even Gen Z. But on this episode, Gen X is the one in the spotlight as we dig into the financial health of those born between 1965 and 1980 and, importantly, their perception of their financial well-being. research, ketchum scholar, debt load, retirement, data, financial health, generation, podcast, gen x, perception, debt strain, finra foundation, jeremy ko, finra, ritta mclaughlin, gary mottola, national financial capability study, financial industry regulatory authority, student loan false full 164 3b749739-2c18-43b2-bd8b-8e1e508bc458 The Latest Research: Why Do Targets Engage with Scams? Why do we engage with scammers? What makes one person more likely to engage than the next? Of those that engage, what makes someone more likely to lose money? These are important questions to ask – and find the answers to – both as consumers and as an industry with an interest in disrupting the cycle of financial fraud. 

On this episode, we hear from moderator Emma Fletcher, a senior data researcher with the FTC, and panelists Marti DeLiema, Assistant Research Professor at the University of Minnesota, Twin Cities, Duygu Başaran Şahin, a postdoctoral research fellow at the RAND Center for the Study of Aging, and Gary Mottola, research director for the FINRA Foundation, about the latest research into these important questions and learn more about what might stop someone from engaging with a fraud to begin with.

Resources mentioned in this episode:

Exposed to Scams: What Separates Victims from Non-Victims

Does One Size Fit All? An Examination of Risk Factors by Scam Type

Fraud Victimization Across the Lifespan: Evidence on Repeat Victimization Using Perpetrator Data

Addressing the Problem of Chronic Fraud Victimization

Vulnerability of Older Adults to Government Impersonation Scams

A Review of Scam Prevention Messaging Research

Protecting Retail Customers from Gift Card Payment Scams

FINRA Foundation Research Center

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Tue, 15 Oct 2024 10:30:00 +0000 finraunscripted@finra.org (FINRA) https://www.finra.org/media-center/finra-unscripted/latest-research-why-do-targets-engage-with-scams Why do we engage with scammers? What makes one person more likely to engage than the next? Of those that engage, what makes someone more likely to lose money? These are important questions to ask – and find the answers to – both as consumers and as an industry with an interest in disrupting the cycle of financial fraud. 

On this episode, we hear from moderator Emma Fletcher, a senior data researcher with the FTC, and panelists Marti DeLiema, Assistant Research Professor at the University of Minnesota, Twin Cities, Duygu Başaran Şahin, a postdoctoral research fellow at the RAND Center for the Study of Aging, and Gary Mottola, research director for the FINRA Foundation, about the latest research into these important questions and learn more about what might stop someone from engaging with a fraud to begin with.

Resources mentioned in this episode:

Exposed to Scams: What Separates Victims from Non-Victims

Does One Size Fit All? An Examination of Risk Factors by Scam Type

Fraud Victimization Across the Lifespan: Evidence on Repeat Victimization Using Perpetrator Data

Addressing the Problem of Chronic Fraud Victimization

Vulnerability of Older Adults to Government Impersonation Scams

A Review of Scam Prevention Messaging Research

Protecting Retail Customers from Gift Card Payment Scams

FINRA Foundation Research Center

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> The Latest Research: Why Do Targets Engage with Scams? FINRA 00:34:50 Why do we engage with scammers? What makes one person more likely to engage than the next? Of those that engage, what makes someone more likely to lose money? On this episode, we dig into the research on these important questions with three academics in the field. Why do we engage with scammers? What makes one person more likely to engage than the next? Of those that engage, what makes someone more likely to lose money? On this episode, we dig into the research on these important questions with three academics in the field. crypto scam, marti deliema, research, ftc, fraud, duygu basaran sahin, pig butchering, podcast, finra foundation, scam recovery, finra, target, romance scam, scam, gary mottola, emma fletcher, victim, victim, financial industry regulatory authority false full 163 37c42ee6-3d98-4f18-bdd4-bb318e7082a6 The Victim Experience: When Romance Leads to a Crypto Scam The number of highly sophisticated crypto scams is growing, with Americans losing an estimated $5.6 billion to crypto-related scams in 2023, according to the FBI, a 45 percent jump from the prior year. And often crypto fraud is tied in with romance scams, with criminals targeting victims through texts, dating sites, social media, networking channels or other apps. While we all like to think we would be immune to such scams, research has shown time and again that everyone is vulnerable, even the most highly educated among us. 

On this episode, we hear the firsthand accounts of Jules and Brian, two victims of romance crypto scams, who recently spoke at a FINRA Foundation conference on disrupting the cycle of financial fraud. They sat down with Kim Casci-Palangio, program manager of the Cybercrime Support Network (CSN), to share their experiences, the financial, mental and emotional toll they took, and their efforts to recover from their loss. This audio was edited to remove personally identifying information about our victims.

Resources mentioned in this episode:

Cybercrime Support Network

Romance Scam Recovery Group

FINRA Foundation

FBI Internet Crime Complaint Center (IC3)

Non-Traditional Costs of Financial Fraud

Investor Alert: Relationship Investment Scams

‘Pig Butchering’ Scams: What They Are and How to Avoid Them

Crypto Investment Scams Infographic

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Tue, 1 Oct 2024 10:30:00 +0000 finraunscripted@finra.org (FINRA) https://www.finra.org/media-center/finra-unscripted/ The number of highly sophisticated crypto scams is growing, with Americans losing an estimated $5.6 billion to crypto-related scams in 2023, according to the FBI, a 45 percent jump from the prior year. And often crypto fraud is tied in with romance scams, with criminals targeting victims through texts, dating sites, social media, networking channels or other apps. While we all like to think we would be immune to such scams, research has shown time and again that everyone is vulnerable, even the most highly educated among us. 

On this episode, we hear the firsthand accounts of Jules and Brian, two victims of romance crypto scams, who recently spoke at a FINRA Foundation conference on disrupting the cycle of financial fraud. They sat down with Kim Casci-Palangio, program manager of the Cybercrime Support Network (CSN), to share their experiences, the financial, mental and emotional toll they took, and their efforts to recover from their loss. This audio was edited to remove personally identifying information about our victims.

Resources mentioned in this episode:

Cybercrime Support Network

Romance Scam Recovery Group

FINRA Foundation

FBI Internet Crime Complaint Center (IC3)

Non-Traditional Costs of Financial Fraud

Investor Alert: Relationship Investment Scams

‘Pig Butchering’ Scams: What They Are and How to Avoid Them

Crypto Investment Scams Infographic

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> The Victim Experience: When Romance Leads to a Crypto Scam FINRA 00:27:00 Falling victim to a scam carries more than just a financial impact. It can be an isolating experience and exact a mental and emotional toll. On this episode, we hear about the experience of two real life victims and their efforts to recover from their loss with the help of the Cybercrime Support Network. y. Falling victim to a scam carries more than just a financial impact. It can be an isolating experience and exact a mental and emotional toll. On this episode, we hear about the experience of two real life victims and their efforts to recover from their loss with the help of the Cybercrime Support Network. y. crypto scam, non-financial toll, cybercrime support network, fraud, pig butchering, podcast, ic3, finra foundation, scam recovery, kim casci-palangio, finra, romance scam, scam, victim, recovery, financial industry regulatory authority false full 162 2d7f8397-a026-478d-9226-318638bad195 Disrupting the Cycle of Financial Fraud Through Collaboration and Innovation Last week, FINRA CEO Robert Cook spoke to an audience of regulators, academics, law enforcement agencies, advocacy groups and financial firms at a conference hosted by the FINRA Foundation to underscore the importance of working together to disrupt the cycle of fraud. 

He highlighted specific areas for further coordination and announced that FINRA will reach out operators of existing regulatory databases to explore ways to create a one-stop shop resource for investor research. On this episode, we  tune in to his remarks. 

Resources mentioned in this episode:

Full Text of Speech As Prepared for Delivery

 

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]]> Tue, 17 Sep 2024 14:15:00 +0000 finraunscripted@finra.org (FINRA) https://www.finra.org/media-center/finra-unscripted/ Last week, FINRA CEO Robert Cook spoke to an audience of regulators, academics, law enforcement agencies, advocacy groups and financial firms at a conference hosted by the FINRA Foundation to underscore the importance of working together to disrupt the cycle of fraud. 

He highlighted specific areas for further coordination and announced that FINRA will reach out operators of existing regulatory databases to explore ways to create a one-stop shop resource for investor research. On this episode, we  tune in to his remarks. 

Resources mentioned in this episode:

Full Text of Speech As Prepared for Delivery

 

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Disrupting the Cycle of Financial Fraud Through Collaboration and Innovation FINRA 00:19:31 Last week, FINRA CEO Robert Cook spoke at a conference hosted by the FINRA Foundation to underscore the importance of working together to disrupt the cycle of fraud. He highlighted specific areas for further coordination and announced that FINRA will reach out operators of existing regulatory databases to explore ways to create a one-stop shop resource for investor research. On this episode, we tune in to his remarks. Last week, FINRA CEO Robert Cook spoke at a conference hosted by the FINRA Foundation to underscore the importance of working together to disrupt the cycle of fraud. He highlighted specific areas for further coordination and announced that FINRA will reach out operators of existing regulatory databases to explore ways to create a one-stop shop resource for investor research. On this episode, we tune in to his remarks. false full 161 fc2323af-4f4e-4c49-ade9-1928968ee7a8 FINRA’s Examination Program: Optimizing for the Future FINRA’s Examinations team carries out one of FINRA’s core functions in the examination of FINRA member firms. In an effort to continuously improve the program, the team has undertaken changes to create efficiencies before, during and after the exam process. 

On this episode, Michael Solomon, executive vice president of Examinations and the Membership Application Program, Tom Mellett and John Martino, both vice president of Firm Group Examinations, join us to detail some of the recent changes, including the introduction of thematic reviews, changes to the post-exam closeout process and more.

Resources mentioned in this episode:

Episode 132: The Ins and Outs of FINRA’s Annual Program

2024 Regulatory Oversight Report

Targeted (Sweep) Exam Letters

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]]> Tue, 3 Sep 2024 10:30:00 +0000 finraunscripted@finra.org (FINRA) https://www.finra.org/media-center/finra-unscripted/ FINRA’s Examinations team carries out one of FINRA’s core functions in the examination of FINRA member firms. In an effort to continuously improve the program, the team has undertaken changes to create efficiencies before, during and after the exam process. 

On this episode, Michael Solomon, executive vice president of Examinations and the Membership Application Program, Tom Mellett and John Martino, both vice president of Firm Group Examinations, join us to detail some of the recent changes, including the introduction of thematic reviews, changes to the post-exam closeout process and more.

Resources mentioned in this episode:

Episode 132: The Ins and Outs of FINRA’s Annual Program

2024 Regulatory Oversight Report

Targeted (Sweep) Exam Letters

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> FINRA’s Examination Program: Optimizing for the Future FINRA 00:35:31 FINRA’s Examinations team has undertaken changes to create efficiencies before, during and after the exam process to continuously improve the program. On this episode, three senior leaders of the team join us to detail some of the recent changes, including the introduction of thematic reviews, changes to the post-exam closeout process and more. FINRA’s Examinations team has undertaken changes to create efficiencies before, during and after the exam process to continuously improve the program. On this episode, three senior leaders of the team join us to detail some of the recent changes, including the introduction of thematic reviews, changes to the post-exam closeout process and more. net capital, cause exam, off-channel communications, michael solomon, firm grouping, financial regulation, examinations, podcast, assessment, compliance, member supervision, exception guidance group, exceptions, tom mellett, thematic review, finra, post-exam, efficiency, exam team, improvements, financial industry regulatory authority, john martino false full 160 d7e31b9a-be2c-4201-8263-cccabc47ca6c FINRA’s Membership Application Program: Safeguarding the Integrity of the Markets FINRA’s Membership Application Program (MAP) team serves as the first point of contact for firms looking to enter the broker-dealer industry. It works both to protect investors by ensuring would-be member firms meet FINRA standards of admission, and to help new and existing firms grow and evolve, ensuring a vibrant market for all.

On this episode, Cindy Foster, Vice President of MAP, joins us to share more about FINRA standards of admission and how the group works to ensure a smooth process for both current and prospective member firms. 

Resources mentioned in this episode:

Member Application Rules

Broker-Dealer Registration

FINRA Standards for Admission

Episode 117: Reviewing and Approving Digital Asset Firms

MAP Tools and Videos

MAP FAQs

Checklist for Mandatory Materiality Consultation

Residential Supervisory Locations (RSL) FAQs

Phone: 212-858-4000, option five

Email: MAPintake@finra.org

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Tue, 6 Aug 2024 10:30:00 +0000 finraunscripted@finra.org (FINRA) https://www.finra.org/media-center/finra-unscripted/ FINRA’s Membership Application Program (MAP) team serves as the first point of contact for firms looking to enter the broker-dealer industry. It works both to protect investors by ensuring would-be member firms meet FINRA standards of admission, and to help new and existing firms grow and evolve, ensuring a vibrant market for all.

On this episode, Cindy Foster, Vice President of MAP, joins us to share more about FINRA standards of admission and how the group works to ensure a smooth process for both current and prospective member firms. 

Resources mentioned in this episode:

Member Application Rules

Broker-Dealer Registration

FINRA Standards for Admission

Episode 117: Reviewing and Approving Digital Asset Firms

MAP Tools and Videos

MAP FAQs

Checklist for Mandatory Materiality Consultation

Residential Supervisory Locations (RSL) FAQs

Phone: 212-858-4000, option five

Email: MAPintake@finra.org

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> FINRA’s Membership Application Program: Safeguarding the Integrity of the Markets FINRA 00:22:35 FINRA's Membership Application Program serves as the entry point to FINRA membership for firms that meet 14 different standards for admission. On this episode, we hear how the group ensures members and would-be members adhere to these standards to safeguard the integrity of the market and ensure Americans can invest with confidence. FINRA's Membership Application Program serves as the entry point to FINRA membership for firms that meet 14 different standards for admission. On this episode, we hear how the group ensures members and would-be members adhere to these standards to safeguard the integrity of the market and ensure Americans can invest with confidence. new member application, broker-dealer registration, material change, financial regulation, firm registration, podcast, map, map group, cindy foster, membership application group, compliance, membership application, cma, finra, new broker-dealer, financial industry regulatory authority, continuing member application, nma false full 159 de17e4cc-1568-4178-88b5-5a4935485dac An Update on FINRA’s Crypto Asset Work and the Crypto Hub Last summer, we introduced listeners to FINRA’ Crypto Hub and enterprise-wide strategy for keeping up with the evolving crypto asset regulatory landscape. A year later, this remains an important area of focus for investors, the industry and FINRA. 

On this episode, Jamie Udinson, senior director of the Cyber and Analytics Unit, Michael Yuan, a director with FINRA’s Risk Monitoring program, and Jason Stralka, an examination manager with the Exam program, join us to provide an update on FINRA’s crypto asset work, to dig into the results of a recent survey of member firms regarding their crypto-asset touchpoints, to tell us about the new spot Bitcoin ETP market and more.

Resources mentioned in this episode:

2024 Regulatory Oversight Report: Crypt Asset Developments

Crypto Assets Key Topic Page

Episode 136: An Introduction to FINRA’s Crypto Asset Work and the Crypto Hub

Episode 137: The Crucial Role of FINRA’s CAI Team

Episode 138: FINRA’s Blockchain Lab

Episode 145: An Update on FINRA’s Crypt Asset Targeted Exam

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Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Tue, 23 Jul 2024 12:30:00 +0000 finraunscripted@finra.org (FINRA) https://www.finra.org/media-center/finra-unscripted/ Last summer, we introduced listeners to FINRA’ Crypto Hub and enterprise-wide strategy for keeping up with the evolving crypto asset regulatory landscape. A year later, this remains an important area of focus for investors, the industry and FINRA. 

On this episode, Jamie Udinson, senior director of the Cyber and Analytics Unit, Michael Yuan, a director with FINRA’s Risk Monitoring program, and Jason Stralka, an examination manager with the Exam program, join us to provide an update on FINRA’s crypto asset work, to dig into the results of a recent survey of member firms regarding their crypto-asset touchpoints, to tell us about the new spot Bitcoin ETP market and more.

Resources mentioned in this episode:

2024 Regulatory Oversight Report: Crypt Asset Developments

Crypto Assets Key Topic Page

Episode 136: An Introduction to FINRA’s Crypto Asset Work and the Crypto Hub

Episode 137: The Crucial Role of FINRA’s CAI Team

Episode 138: FINRA’s Blockchain Lab

Episode 145: An Update on FINRA’s Crypt Asset Targeted Exam

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Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> An Update on FINRA’s Crypto Asset Work and the Crypto Hub FINRA 00:20:11 Last summer, we introduced listeners to FINRA’s Crypto Hub, an enterprise-wide strategy for keeping up with the evolving crypto asset regulatory landscape. On this episode, we have three members of the hub join us to provide an update on that work to dig into the results of a recent survey of member firms regarding their crypto asset touch points to tell us about the new spot Bitcoin ETP market and more. Last summer, we introduced listeners to FINRA’s Crypto Hub, an enterprise-wide strategy for keeping up with the evolving crypto asset regulatory landscape. On this episode, we have three members of the hub join us to provide an update on that work to dig into the results of a recent survey of member firms regarding their crypto asset touch points to tell us about the new spot Bitcoin ETP market and more. blockchain lab, bitcoin etf, crypto asset investigation group, financial regulation, crypto etf, podcast, crypto hub, compliance, jamie udinson, securities, finra, crypto asset, etherium, bitcoin etp, jason stralka, crypto etp, mike yuan, financial industry regulatory authority false full 158 d1443c1b-a53a-4d78-b29e-839fc3fa222d Financial Intelligence Unit: Connecting the Industry with Actionable Information FINRA's Financial Intelligence Unit acts as a nerve center for information on emerging threats impacting the financial industry with the aim of providing actionable intelligence to firms, other regulators and law-enforcement to keep investors safe. 

On this episode, Blake Snyder, senior director of FIU, joins us to share how the group has grown and matured over the last few years and how they are evolving the way they share information, including through the introduction of the new Threat Intelligence Products, or TIPs.

Resources mentioned in this episode:

Episode 33: AML in the Securities Industry

Episode 86: Introducing FIU

TIP: Protecting Vulnerable Adult and Senior Investors

Investor Insight: Pig Butchering Scams

Investor Insight: Ramp-and-Dump Scams

Regulatory Notice 22-25

National Cyber-Forensics and Training Alliance (NCFTA)

Infraguard

FIU@finra.org

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Tue, 9 Jul 2024 10:30:00 +0000 finraunscripted@finra.org (FINRA) https://www.finra.org/media-center/finra-unscripted/ FINRA's Financial Intelligence Unit acts as a nerve center for information on emerging threats impacting the financial industry with the aim of providing actionable intelligence to firms, other regulators and law-enforcement to keep investors safe. 

On this episode, Blake Snyder, senior director of FIU, joins us to share how the group has grown and matured over the last few years and how they are evolving the way they share information, including through the introduction of the new Threat Intelligence Products, or TIPs.

Resources mentioned in this episode:

Episode 33: AML in the Securities Industry

Episode 86: Introducing FIU

TIP: Protecting Vulnerable Adult and Senior Investors

Investor Insight: Pig Butchering Scams

Investor Insight: Ramp-and-Dump Scams

Regulatory Notice 22-25

National Cyber-Forensics and Training Alliance (NCFTA)

Infraguard

FIU@finra.org

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Financial Intelligence Unit: Connecting the Industry with Actionable Information FINRA 00:23:40 FINRA's Financial Intelligence Unit acts as a nerve center for information on emerging threats impacting the financial industry with the aim of providing actionable intelligence to firms, other regulators and law-enforcement to keep investors safe. On this episode, we learn how the group has grown in recent years and hear how they are evolving the way they share information. FINRA's Financial Intelligence Unit acts as a nerve center for information on emerging threats impacting the financial industry with the aim of providing actionable intelligence to firms, other regulators and law-enforcement to keep investors safe. On this episode, we learn how the group has grown in recent years and hear how they are evolving the way they share information. national cause and financial crimes detection program, strategic intelligence, fiu, ncfc, tip, tactical intelligence, pig butchering, financial regulation, broker-dealer, podcast, blake snyder, compliance, financial intelligence unit, ramp and dump, investment club, finra, scheme, scam, self-regulatory organization, financial industry regulatory authority, threat intelligence product false full 157 d0b5a17c-3199-4a13-bfa9-0d1f18679c3b Finfluencers: New Marketing Strategies Meet Existing Compliance Obligations Financial social media influencers—or finfluencers—are growing in popularity as a cheap way to reach a new generation of investors. But using these individuals to promote a firm its products or services comes with risks, as revealed by the results of a recent targeted review of FINRA member firm practices in the space. 

On this episode, Ira Gluck, senior director of Advertising Regulation, and Melissa Turitz, a director with FINRA Enforcement, dig into the results of the finfluencer target review, the risks and regulatory requirements around this newer form of advertising and share some best practices for firms looking to make use of social media influencer programs. 

Resources mentioned in this episode:

Reg Notice 17-18: Guidance on Social Media and Business Communications

February 2023 Finfluencer Sweep Update

Rule 2210 – Communications with the Public

Press release – March Finfluencer Enforcement Action

April Finfluencer Letter of Acceptance, Waiver and Consent (AWC)

Gen Z and Investing: Social Media, Crypto, FOMO and Family (Research Report)

Episode 134: A Look at the Attitudes and Behaviors of the Youngest Investors

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Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Tue, 25 Jun 2024 10:30:00 +0000 finraunscripted@finra.org (FINRA) https://www.finra.org/media-center/finra-unscripted/ Financial social media influencers—or finfluencers—are growing in popularity as a cheap way to reach a new generation of investors. But using these individuals to promote a firm its products or services comes with risks, as revealed by the results of a recent targeted review of FINRA member firm practices in the space. 

On this episode, Ira Gluck, senior director of Advertising Regulation, and Melissa Turitz, a director with FINRA Enforcement, dig into the results of the finfluencer target review, the risks and regulatory requirements around this newer form of advertising and share some best practices for firms looking to make use of social media influencer programs. 

Resources mentioned in this episode:

Reg Notice 17-18: Guidance on Social Media and Business Communications

February 2023 Finfluencer Sweep Update

Rule 2210 – Communications with the Public

Press release – March Finfluencer Enforcement Action

April Finfluencer Letter of Acceptance, Waiver and Consent (AWC)

Gen Z and Investing: Social Media, Crypto, FOMO and Family (Research Report)

Episode 134: A Look at the Attitudes and Behaviors of the Youngest Investors

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Finfluencers: New Marketing Strategies Meet Existing Compliance Obligations FINRA 00:22:19 Financial social media influencers or finfluencers are growing in popularity as a cheap way to reach a new generation of investors. But using this newer form of advertising comes with risks. On this episode, we learn more about the regulatory requirements around the use of social media influencers and hear some best practices for firms looking to make use of “finfluencer” programs. Financial social media influencers or finfluencers are growing in popularity as a cheap way to reach a new generation of investors. But using this newer form of advertising comes with risks. On this episode, we learn more about the regulatory requirements around the use of social media influencers and hear some best practices for firms looking to make use of “finfluencer” programs. advertising regulation, entanglement, financial influencer, advertising, communications with the public, regulation sp, financial regulation, sweep, 2210, podcast, adreg, adoption, rule 2210, compliance, targeted review, melissa turitz, finra, finfluencer, ira gluck, financial industry regulatory authority, social media false full 156 07eb16d3-76ce-4e36-8e1a-299b3a062c57 Amendments to FINRA Rule 4210: Covered Agency Transactions In late May, certain amendments to FINRA's margin rule, Rule 4210, went into effect to address a significant source of potential systemic risk and risk to FINRA member firms. The amendments introduced specific margin requirements related to covered agency transactions. 

On this episode, we talk to David Aman, senior advisor, and James Barry, director of Credit Regulation, both with FINRA's Office of Financial and Operational Risk Policy, and with Michael MacPherson, a senior advisor with Member Supervision’s Risk Monitoring team, to learn more about the purpose of the rule, which firms might be impacted by the change and what those firms need to think about to ensure compliance with the amended rule. 

Resources mentioned in this episode:

Contact: coveredagencymargin@finra.org

Key Topics: Margin

FAQs Regarding Covered Agency Transaction Margin under FINRA Rule 4210

Reg Notice 23-14: Amendments to Covered Agency Transaction Requirements Under FINRA Rule 4210

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]]> Tue, 11 Jun 2024 10:30:00 +0000 finraunscripted@finra.org (FINRA) https://www.finra.org/media-center/finra-unscripted/ In late May, certain amendments to FINRA's margin rule, Rule 4210, went into effect to address a significant source of potential systemic risk and risk to FINRA member firms. The amendments introduced specific margin requirements related to covered agency transactions. 

On this episode, we talk to David Aman, senior advisor, and James Barry, director of Credit Regulation, both with FINRA's Office of Financial and Operational Risk Policy, and with Michael MacPherson, a senior advisor with Member Supervision’s Risk Monitoring team, to learn more about the purpose of the rule, which firms might be impacted by the change and what those firms need to think about to ensure compliance with the amended rule. 

Resources mentioned in this episode:

Contact: coveredagencymargin@finra.org

Key Topics: Margin

FAQs Regarding Covered Agency Transaction Margin under FINRA Rule 4210

Reg Notice 23-14: Amendments to Covered Agency Transaction Requirements Under FINRA Rule 4210

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Amendments to FINRA Rule 4210: Covered Agency Transactions FINRA 00:28:00 In late May, certain amendments to FINRA's margin rule, Rule 4210, went into effect to address a significant source of potential systemic risk and risk to FINRA member firms. The amendments introduced specific margin requirements related to covered agency transactions. On this episode, we learn more about the purpose of the change and what firms need to think about to ensure compliance. In late May, certain amendments to FINRA's margin rule, Rule 4210, went into effect to address a significant source of potential systemic risk and risk to FINRA member firms. The amendments introduced specific margin requirements related to covered agency transactions. On this episode, we learn more about the purpose of the change and what firms need to think about to ensure compliance. to be announced transactions, rule 4210, financial regulation, podcast, david aman, collateralized mortgage obligations, mike macpherson, compliance, msfta, 4210, tba transactions, covered agency transactions, finra, master securities forward transaction agreement, margin, cmo, counterparty risk, financial industry regulatory authority, james barry false full 155 d02affaf-8e72-44a2-888c-eaad62bc8fa4 FINRA’s High-Risk Representative Program: Keeping an Eye on Individuals Posing a Heightened Risk of Misconduct Protecting investors from harm is a top FINRA priority. And when it comes to specific individuals who may pose a risk, FINRA's High Risk Representative (HRR) Program is on the case. 

On this episode, Brooks Brown, Senior Director, and Eric Hebert and John Salerno, Investigative Directors, from the HRR unit join us to explain how they identify and monitor individuals who pose an elevated risk of misconduct to protect investors and maintain the integrity of the market. 

Resources mentioned in this episode:

Episode 114: Bringing Cases Against Individual Brokers

Episode 150: A Cybersecurity Update with FINRA’s Complex Investigations and Intelligence Team (CII)

Key Topic: Protecting Investors from Misconduct

Virtual Conference Panel: Supervision of High-Risk Activities

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Tue, 28 May 2024 10:30:00 +0000 finraunscripted@finra.org (FINRA) https://www.finra.org/media-center/finra-unscripted/ Protecting investors from harm is a top FINRA priority. And when it comes to specific individuals who may pose a risk, FINRA's High Risk Representative (HRR) Program is on the case. 

On this episode, Brooks Brown, Senior Director, and Eric Hebert and John Salerno, Investigative Directors, from the HRR unit join us to explain how they identify and monitor individuals who pose an elevated risk of misconduct to protect investors and maintain the integrity of the market. 

Resources mentioned in this episode:

Episode 114: Bringing Cases Against Individual Brokers

Episode 150: A Cybersecurity Update with FINRA’s Complex Investigations and Intelligence Team (CII)

Key Topic: Protecting Investors from Misconduct

Virtual Conference Panel: Supervision of High-Risk Activities

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> FINRA’s High-Risk Representative Program: Keeping an Eye on Individuals Posing a Heightened Risk of Misconduct FINRA 00:34:26 Protecting investors from harm is a top FINRA priority. And when it comes to specific individuals who may pose a risk, FINRA's High Risk Representative Program is on the case, identifying and monitoring individuals who pose an elevated risk of misconduct to protect investors and maintain the integrity of the market. Protecting investors from harm is a top FINRA priority. And when it comes to specific individuals who may pose a risk, FINRA's High Risk Representative Program is on the case, identifying and monitoring individuals who pose an elevated risk of misconduct to protect investors and maintain the integrity of the market. bad broker, national cause and financial crimes detection program, high-risk, financial regulation, bad actor, podcast, high-risk representative, compliance, broker misconduct, john salerno, finra, eric hebert, brooks brown, recidivist, financial industry regulatory authority, investigations false full 154 f26afa73-88e0-464f-aaeb-ce0dbcd50cf1 Insider Trading Detection: FINRA’s Vital Role in Ensuring Market Integrity Every day, FINRA's Insider Trading Detection Program uses sophisticated technology and analytics to monitor 100% of trading in stocks, options and bonds for potentially suspicious activity around material news events, resulting in hundreds of referrals to the SEC and law enforcement every year. 

On this episode, we hear from Sam Draddy, a Senior Vice President of the Market Abuse Unit within FINRA's Market Regulation and Transparency Services, and Karen Braine, Vice President of the Insider Trading Detection Program, about how they connect trading data, information from public sources and from companies and FINRA firms to pull together actionable intelligence. 

Resources mentioned in this episode:

Episode 23: Insider Trading: Finding the Needle in the Haystack

Blog: FINRA Plays a Vital Role in Exposing Insider Trading

SEC Litigation Release: Sean R. Steward et al.

SEC Litigation Release: Andreas Bechtolsheim

SEC Litigation Release: Joseph C. Lewis et al.

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Tue, 14 May 2024 10:30:00 +0000 finraunscripted@finra.org (FINRA) https://www.finra.org/media-center/finra-unscripted/ Every day, FINRA's Insider Trading Detection Program uses sophisticated technology and analytics to monitor 100% of trading in stocks, options and bonds for potentially suspicious activity around material news events, resulting in hundreds of referrals to the SEC and law enforcement every year. 

On this episode, we hear from Sam Draddy, a Senior Vice President of the Market Abuse Unit within FINRA's Market Regulation and Transparency Services, and Karen Braine, Vice President of the Insider Trading Detection Program, about how they connect trading data, information from public sources and from companies and FINRA firms to pull together actionable intelligence. 

Resources mentioned in this episode:

Episode 23: Insider Trading: Finding the Needle in the Haystack

Blog: FINRA Plays a Vital Role in Exposing Insider Trading

SEC Litigation Release: Sean R. Steward et al.

SEC Litigation Release: Andreas Bechtolsheim

SEC Litigation Release: Joseph C. Lewis et al.

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Insider Trading Detection: FINRA’s Vital Role in Ensuring Market Integrity FINRA 00:23:39 Every day, FINRA's Insider Trading Detection Program uses sophisticated technology and analytics to monitor 100% of trading in stocks, options and bonds for potentially suspicious activity around material news events, resulting in hundreds of referrals to the SEC and law enforcement every year. On this episode, we hear how the team connects trading data, information from public sources and from companies and FINRA firms to pull together actionable intelligence. Every day, FINRA's Insider Trading Detection Program uses sophisticated technology and analytics to monitor 100% of trading in stocks, options and bonds for potentially suspicious activity around material news events, resulting in hundreds of referrals to the SEC and law enforcement every year. On this episode, we hear how the team connects trading data, information from public sources and from companies and FINRA firms to pull together actionable intelligence. national cause and financial crimes detection program, andreas bechtolsheim, fraud, shadow trading, financial regulation, podcast, tyler loudon, joe lewis, sean stewart, compliance, karen braine, insider trading detection, finra, panuwat, sam draddy, insider trading, financial industry regulatory authority false full 153 ec501a10-fa7d-4364-8316-dc8c034fb5c4 Fighting Financial Exploitation: FINRA’s Vulnerable Adults and Seniors Team Senior investor protection has long been a priority for FINRA, and the Vulnerable Adults and Seniors Team (VAST) is at the forefront of FINRA's efforts in this space. 

On this episode, we hear from Brooke Hickman, Director of the Vulnerable Adults and Seniors Investigative Team, Mike Paskin, a manager with VAST Investigations, and Liz Yoka, a manager of the VAST Intake team, to hear how the groups work with individual investors, firms, states and other regulators to prevent and detect financial exploitation of senior and other vulnerable investors.

Resources mentioned in this episode:

2024 Annual Regulatory Oversight Report

Episode 72: Anti-Money Laundering and Elder Exploitation

Episode 128: The 2023 Senior Investor Protection Conference

Episode 105: The Essential Senior Investor Protection Tools: FINRA Rules 2165 and 4512

FINRA Securities Helpline for Seniors – 844-57-HELPS (844-574-3577)

FINRA Key Topic Page: Senior Investors

FAQ Regarding FINRA’s Rules Relating to Financial Exploitation of Seniors

Trusted Contact Infographic

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Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Tue, 30 Apr 2024 10:30:00 +0000 finraunscripted@finra.org (FINRA) https://www.finra.org/media-center/finra-unscripted/ Senior investor protection has long been a priority for FINRA, and the Vulnerable Adults and Seniors Team (VAST) is at the forefront of FINRA's efforts in this space. 

On this episode, we hear from Brooke Hickman, Director of the Vulnerable Adults and Seniors Investigative Team, Mike Paskin, a manager with VAST Investigations, and Liz Yoka, a manager of the VAST Intake team, to hear how the groups work with individual investors, firms, states and other regulators to prevent and detect financial exploitation of senior and other vulnerable investors.

Resources mentioned in this episode:

2024 Annual Regulatory Oversight Report

Episode 72: Anti-Money Laundering and Elder Exploitation

Episode 128: The 2023 Senior Investor Protection Conference

Episode 105: The Essential Senior Investor Protection Tools: FINRA Rules 2165 and 4512

FINRA Securities Helpline for Seniors – 844-57-HELPS (844-574-3577)

FINRA Key Topic Page: Senior Investors

FAQ Regarding FINRA’s Rules Relating to Financial Exploitation of Seniors

Trusted Contact Infographic

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]]> Fighting Financial Exploitation: FINRA’s Vulnerable Adults and Seniors Team FINRA 00:34:08 On this episode, we hear from members of both the Vulnerable Adults and Seniors Intake and Investigations teams to hear how the groups work with individual investors, firms, states and other regulators to prevent and detect financial exploitation of senior and other vulnerable investors. On this episode, we hear from members of both the Vulnerable Adults and Seniors Intake and Investigations teams to hear how the groups work with individual investors, firms, states and other regulators to prevent and detect financial exploitation of senior and other vulnerable investors. vulnerable adults and seniors team, complex investigations and intelligence, office of regulatory liaison, liz yoka, securities helpline for seniors, rule 3241, national cause program, adult protective services, vast intake, financial regulation, brooke hickman, vast, investor education, podcast, seniors, compliance, risk monitoring, mike paskin, vast investigations, finra, trusted contact, scams, cyber and analytics unit, financial industry regulatory authority, rule 2165 false full 152 a3379d1c-2d36-4c7f-9264-bd2f27a5ef40 Preparing for Change: What to Know About the Shift to T+1 On May 28th, U.S. markets are moving to a one-day settlement cycle, familiarly known as T+1. This move, which returns the settlement time frame back to a point at which it last stood a century ago, will have wide ranging impacts for firms, investors and regulators. 

On this episode, we hear from James Barry, Director of Credit Regulation with FINRA's Office of Financial and Operational Risk Policy, Bobby Gomez, a Senior Director with Market Regulation and Transparency Services' Strategic Initiatives team, Mike MacPherson, a Senior Advisor in Member Supervision's Risk Monitoring group, and John Nachmann, Associate General Counsel with the Office of General Counsel's Regulatory Practice, to discuss what all market participants need to be thinking about and testing ahead of the transition.

Resources mentioned in this episode:

Episode 127: Understanding the Unique Risks of Every Firm

DTCC: The Key to T+1 Success Blog

Reg Notice 23-15: Regulation T and SEA Rule 15c3-3 Extension

Technical Notice: T+1 Settlement Testing

FINRA Margin Regulation

FINRA Investor Insight: Understanding Settlement Cycles

2024 Annual Regulatory Oversight Report

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]]> Tue, 16 Apr 2024 10:30:00 +0000 finraunscripted@finra.org (FINRA) https://www.finra.org/media-center/finra-unscripted/ On May 28th, U.S. markets are moving to a one-day settlement cycle, familiarly known as T+1. This move, which returns the settlement time frame back to a point at which it last stood a century ago, will have wide ranging impacts for firms, investors and regulators. 

On this episode, we hear from James Barry, Director of Credit Regulation with FINRA's Office of Financial and Operational Risk Policy, Bobby Gomez, a Senior Director with Market Regulation and Transparency Services' Strategic Initiatives team, Mike MacPherson, a Senior Advisor in Member Supervision's Risk Monitoring group, and John Nachmann, Associate General Counsel with the Office of General Counsel's Regulatory Practice, to discuss what all market participants need to be thinking about and testing ahead of the transition.

Resources mentioned in this episode:

Episode 127: Understanding the Unique Risks of Every Firm

DTCC: The Key to T+1 Success Blog

Reg Notice 23-15: Regulation T and SEA Rule 15c3-3 Extension

Technical Notice: T+1 Settlement Testing

FINRA Margin Regulation

FINRA Investor Insight: Understanding Settlement Cycles

2024 Annual Regulatory Oversight Report

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Preparing for Change: What to Know About the Shift to T+1 FINRA 00:27:05 On May 28th, U.S. markets are moving to a one-day settlement cycle, familiarly known as T+1. On this episode, we hear from four individuals across FINRA about what all market participants need to be thinking about and testing ahead of the transition. On May 28th, U.S. markets are moving to a one-day settlement cycle, familiarly known as T+1. On this episode, we hear from four individuals across FINRA about what all market participants need to be thinking about and testing ahead of the transition. department of member supervision, rule 15c6-2, regulation sho, sec, mrts, trade reporting facilities, over-the-counter reporting facility, ach, rule 15c6-1, trf, financial regulation, market regulation and transparency services, settlement, sifma, podcast, alternative display facility, market regulation, dtc, mike macpherson, trade date, compliance, t+1, john nachmann, automated clearinghouse funds, finra, bobby gomez, adf, regulation t, orf, office of general counsel, financial industry regulatory authority, james barry false full 151 04c00dc1-e588-4714-a61e-cc1a8640a06f A Cybersecurity Update with FINRA's Complex Investigations and Intelligence Team These days, it's not a matter of if, but when, when it comes to cybersecurity incidents, which is why it's essential for all firms to ensure they're prepared for the inevitable. 

On this episode, we're catching up with Bryan Smith, the new senior vice president of FINRA’s Complex Investigations and Intelligence (CII) team and Brita Bayatmakou, vice president of the Cyber and Analytics Unit within CII, for an update on CII, the cyber threat landscape and what firms should be thinking about and doing in response to the latest trends.

Resources mentioned in this episode:

FINRA's FBI Cyber Threat Briefings (Next Briefing: April 22)

Episode 112: Introducing FINRA’s Complex Investigations and Intelligence Team

CISA Alerts and Advisories

FBI Internet Crime Complaint Center: Industry Alerts

Reg Notice 21-29: Obligations Related to Outsourcing to Third-Party Vendors

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]]> Tue, 2 Apr 2024 10:30:00 +0000 finraunscripted@finra.org (FINRA) https://www.finra.org/media-center/finra-unscripted/ These days, it's not a matter of if, but when, when it comes to cybersecurity incidents, which is why it's essential for all firms to ensure they're prepared for the inevitable. 

On this episode, we're catching up with Bryan Smith, the new senior vice president of FINRA’s Complex Investigations and Intelligence (CII) team and Brita Bayatmakou, vice president of the Cyber and Analytics Unit within CII, for an update on CII, the cyber threat landscape and what firms should be thinking about and doing in response to the latest trends.

Resources mentioned in this episode:

FINRA's FBI Cyber Threat Briefings (Next Briefing: April 22)

Episode 112: Introducing FINRA’s Complex Investigations and Intelligence Team

CISA Alerts and Advisories

FBI Internet Crime Complaint Center: Industry Alerts

Reg Notice 21-29: Obligations Related to Outsourcing to Third-Party Vendors

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> A Cybersecurity Update with FINRA's Complex Investigations and Intelligence Team FINRA 00:34:58 These days, it's not a matter of if, but when, when it comes to cybersecurity incidents, which is why it's essential for all firms to ensure they're prepared for the inevitable. On this episode, we're catching up with two members of FINRA's Complex Investigations and Intelligence Team for an update on the cyber threat landscape and what firms should be thinking about and doing in response to the latest trends. These days, it's not a matter of if, but when, when it comes to cybersecurity incidents, which is why it's essential for all firms to ensure they're prepared for the inevitable. On this episode, we're catching up with two members of FINRA's Complex Investigations and Intelligence Team for an update on the cyber threat landscape and what firms should be thinking about and doing in response to the latest trends. brita bayatmakou, bryan smith, cybersecurity infrastructure security agency, cryptocurrency, national cause and financial crimes detection, cybersecurity, fbi, financial regulation, podcast, market regulation, data analytics, compliance, complex investigations and intelligence team, cii, cisa, cau, finra, crypto asset, cyber and analytics unit, financial industry regulatory authority false full 150 77cee4c1-d661-4169-ae4c-aebb656bbebb MRTS 2.0: A Redesign for a Rapidly Evolving Market U.S. financial markets today are not what they were ten years ago, five years ago, or even just a couple of years ago. Over the years, FINRA's Market Regulation and Transparency Services (MRTS) team successfully grew and evolved to meet the changing demands of the markets they oversaw. But recently, the group took time to ask, how would we build this team if we were starting from scratch? And the answer to that question involved redesigning the group structure around specific functions, rather than around specific rules or products. 

On this episode, we hear from Feral Talib, Executive Vice President of Surveillance and Market Intelligence, Jackie Perrell, a Senior Vice President and Chief of Staff for MRTS, and Steve Price, Senior Vice President of Market Investigations to learn how the MRTS team has realigned itself, allowing it to be more nimble in addressing and anticipating risks, to better leverage its data and more.

Resources mentioned in this episode:

2024 FINRA Annual Regulatory Oversight Report

Feral Talib Named Executive Vice President and Head of Surveillance & Market Intelligence

Episode 60: Greg Ruppert and the National Cause and Financial Crimes Detection Programs

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]]> Tue, 19 Mar 2024 10:30:00 +0000 finraunscripted@finra.org (FINRA) https://www.finra.org/media-center/finra-unscripted/ U.S. financial markets today are not what they were ten years ago, five years ago, or even just a couple of years ago. Over the years, FINRA's Market Regulation and Transparency Services (MRTS) team successfully grew and evolved to meet the changing demands of the markets they oversaw. But recently, the group took time to ask, how would we build this team if we were starting from scratch? And the answer to that question involved redesigning the group structure around specific functions, rather than around specific rules or products. 

On this episode, we hear from Feral Talib, Executive Vice President of Surveillance and Market Intelligence, Jackie Perrell, a Senior Vice President and Chief of Staff for MRTS, and Steve Price, Senior Vice President of Market Investigations to learn how the MRTS team has realigned itself, allowing it to be more nimble in addressing and anticipating risks, to better leverage its data and more.

Resources mentioned in this episode:

2024 FINRA Annual Regulatory Oversight Report

Feral Talib Named Executive Vice President and Head of Surveillance & Market Intelligence

Episode 60: Greg Ruppert and the National Cause and Financial Crimes Detection Programs

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Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> MRTS 2.0: A Redesign for a Rapidly Evolving Market FINRA 00:24:57 Recently, FINRA's Market Regulation and Transparency Services (MRTS) team realigned its structure around specific functions, rather than around specific rules or products. On this episode, we hear from three of the group's senior leaders to learn how the change allows MRTS to be more nimble in addressing and anticipating risks, to better leverage its data and more. Recently, FINRA's Market Regulation and Transparency Services (MRTS) team realigned its structure around specific functions, rather than around specific rules or products. On this episode, we hear from three of the group's senior leaders to learn how the change allows MRTS to be more nimble in addressing and anticipating risks, to better leverage its data and more. regulatory services management, smi, national cause financial crimes, jackie perrell, strategic regulatory engagement, feral talib, office of chief of staff, financial regulation, surveillance, podcast, steve price, market regulation, data analytics, cat compliance, compliance, market investigations, transparency services, strategic regulatory engagement, finra, market intelligence, financial industry regulatory authority, mrts 2.0 false full 149 e6d839f7-4bbc-4f18-a057-56aae5d720f9 An Evolving Landscape: Generative AI and Large Language Models in the Financial Industry Generative Artificial Intelligence (AI) and large language models (LLM) are taking the world by storm, presenting numerous opportunities to create business efficiencies. While the new technologies offer many potential benefits to firms, regulators and investors, they also introduce unique risks. 

On this episode, we hear from Brad Ahrens, senior vice president of Advanced Analytics, Andrew McElduff, vice president with Member Supervision's Risk Monitoring team and Haime Workie, vice president and head of FINRA's Office of Financial Innovation, who are closely looking at these technologies and following developments in this space to learn how FINRA is looking at and thinking about generative AI when it comes to its own business and what it's looking at and seeing when it comes to firm use of these tools.

Resources mentioned in this episode:

Artificial Intelligence (AI) in the Securities Industry

Artificial Intelligence (AI) and Investment Fraud

Reg Notice 21-19: Obligations Related to Outsourcing to Third-Party Vendors

Rule 3110: Supervision

2024 FINRA Annual Regulatory Oversight Report

2023 Executive Order on Artificial Intelligence for Congress

NIST: Artificial Intelligence

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]]> Tue, 5 Mar 2024 11:30:00 +0000 finraunscripted@finra.org (FINRA) https://www.finra.org/media-center/finra-unscripted/ Generative Artificial Intelligence (AI) and large language models (LLM) are taking the world by storm, presenting numerous opportunities to create business efficiencies. While the new technologies offer many potential benefits to firms, regulators and investors, they also introduce unique risks. 

On this episode, we hear from Brad Ahrens, senior vice president of Advanced Analytics, Andrew McElduff, vice president with Member Supervision's Risk Monitoring team and Haime Workie, vice president and head of FINRA's Office of Financial Innovation, who are closely looking at these technologies and following developments in this space to learn how FINRA is looking at and thinking about generative AI when it comes to its own business and what it's looking at and seeing when it comes to firm use of these tools.

Resources mentioned in this episode:

Artificial Intelligence (AI) in the Securities Industry

Artificial Intelligence (AI) and Investment Fraud

Reg Notice 21-19: Obligations Related to Outsourcing to Third-Party Vendors

Rule 3110: Supervision

2024 FINRA Annual Regulatory Oversight Report

2023 Executive Order on Artificial Intelligence for Congress

NIST: Artificial Intelligence

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Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> An Evolving Landscape: Generative AI and Large Language Models in the Financial Industry FINRA 00:37:24 While Generative AI and large language models present numerous opportunities to create business efficiencies and offer many potential benefits to firms, regulators and investors, they also introduce unique risks. On this episode, we hear from three experts at FINRA who are closely looking at these technologies and following developments in this space. While Generative AI and large language models present numerous opportunities to create business efficiencies and offer many potential benefits to firms, regulators and investors, they also introduce unique risks. On this episode, we hear from three experts at FINRA who are closely looking at these technologies and following developments in this space. openai, artificial intelligence, financial regulation, podcast, generative ai, vendor management, machine learning, code generation, andrew mcelduff, chatbot, compliance, haime workie, chatgpt, gpt-4, finra, brad ahrens, foundational models, data sets, financial industry regulatory authority, llm, large language models false full 148 e60cb9ed-3355-447b-ad53-01e1eb7df2a5 Investors of Color: New Insights from FINRA’s Investor Education Foundation The FINRA Investor Education Foundation has released a new report, Investors of Color in the United States, examining the behavior and attitudes of investors of color based on data from the FINRA Foundation's National Financial Capability Study coupled with a series of focus groups conducted with young Black/African American, Hispanic/Latino and Asian American/Pacific Islander investors. 

The report shows interesting trends related to the pace at which these investors are entering the market, their views on risk, where they're receiving information and more. On this episode, we hear more from Ritta McLaughlin, Director of Investor Education, Community Outreach, and Principal Research Analyst Olivia Valdes to learn more.

Resources mentioned in this episode:

Investors of Color in the United States (2024) 

Gen Z and Investing: Social Media, Crypto, FOMO, and Family (2023)

Investors in the United States: The Changing Landscape (2022)

New Accounts and the People Who Opened Them (2021)

FINRA Investor Education Foundation

Episode 134: Gen Z Investors

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]]> Tue, 20 Feb 2024 11:30:00 +0000 finraunscripted@finra.org (FINRA) https://www.finra.org/media-center/finra-unscripted/ The FINRA Investor Education Foundation has released a new report, Investors of Color in the United States, examining the behavior and attitudes of investors of color based on data from the FINRA Foundation's National Financial Capability Study coupled with a series of focus groups conducted with young Black/African American, Hispanic/Latino and Asian American/Pacific Islander investors. 

The report shows interesting trends related to the pace at which these investors are entering the market, their views on risk, where they're receiving information and more. On this episode, we hear more from Ritta McLaughlin, Director of Investor Education, Community Outreach, and Principal Research Analyst Olivia Valdes to learn more.

Resources mentioned in this episode:

Investors of Color in the United States (2024) 

Gen Z and Investing: Social Media, Crypto, FOMO, and Family (2023)

Investors in the United States: The Changing Landscape (2022)

New Accounts and the People Who Opened Them (2021)

FINRA Investor Education Foundation

Episode 134: Gen Z Investors

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Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Investors of Color: New Insights from FINRA’s Investor Education Foundation FINRA 00:28:14 On this episode, we dig into a new report from the FINRA Investor Education Foundation, Investors of Color in the United States, that highlights interesting trends related to the pace at which Black/African American, Hispanic/Latino and Asian American/Pacific Islander investors are entering the market, their views on risk, where they're receiving information and more. On this episode, we dig into a new report from the FINRA Investor Education Foundation, Investors of Color in the United States, that highlights interesting trends related to the pace at which Black/African American, Hispanic/Latino and Asian American/Pacific Islander investors are entering the market, their views on risk, where they're receiving information and more. risk tolerance, income, cryptocurrency, gen z, fomo, ethnicity, olivia valdes, investor education foundation, race, meme stocks, investors of color, inclusion, financial regulation, podcast, employment, education, compliance, systemic barriers, wealth transfer, finra, profits, entertainment, risk, ritta mclaughlin, national financial capability study, barriers to entry, financial industry regulatory authority false full 147 b4327606-e1ca-45e3-a579-ca16919a2e30 From NCFC to Enforcement Head: Reintroducing Bill St. Louis FINRA Enforcement works tirelessly on the front lines of investor protection, whether looking into cases of fraud or ways that bad actors try to manipulate the markets. This tremendous undertaking demands steadfast leadership. 

On this episode, we meet Bill St. Louis, the former head of FINRA’s National Cause and Financial Crimes Detection Program and FINRA's new Executive Vice President and Head of Enforcement, to learn more about the man at the helm and what's on the horizon for Enforcement in the new year.

Resources mentioned in this episode:

2024 FINRA Annual Regulatory Oversight Report

FINRA Enforcement Homepage

FINRA Names Bill St. Louis as New Head of Enforcement

FINRA Fines BofA Securities $24 Million for Treasuries Spoofing

FINRA Expels Monmouth Capital Management

Qualification Exams

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Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Tue, 6 Feb 2024 11:30:00 +0000 finraunscripted@finra.org (FINRA) https://www.finra.org/media-center/finra-unscripted/ FINRA Enforcement works tirelessly on the front lines of investor protection, whether looking into cases of fraud or ways that bad actors try to manipulate the markets. This tremendous undertaking demands steadfast leadership. 

On this episode, we meet Bill St. Louis, the former head of FINRA’s National Cause and Financial Crimes Detection Program and FINRA's new Executive Vice President and Head of Enforcement, to learn more about the man at the helm and what's on the horizon for Enforcement in the new year.

Resources mentioned in this episode:

2024 FINRA Annual Regulatory Oversight Report

FINRA Enforcement Homepage

FINRA Names Bill St. Louis as New Head of Enforcement

FINRA Fines BofA Securities $24 Million for Treasuries Spoofing

FINRA Expels Monmouth Capital Management

Qualification Exams

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> From NCFC to Enforcement Head: Reintroducing Bill St. Louis FINRA 00:26:48 FINRA Enforcement works tirelessly on the front lines of investor protection, and this tremendous undertaking demands steadfast leadership. On this episode of FINRA Unscripted, we meet Bill St. Louis, FINRA's new Executive Vice President and Head of Enforcement, to learn more about what's on the horizon for Enforcement in the new year. FINRA Enforcement works tirelessly on the front lines of investor protection, and this tremendous undertaking demands steadfast leadership. On this episode of FINRA Unscripted, we meet Bill St. Louis, FINRA's new Executive Vice President and Head of Enforcement, to learn more about what's on the horizon for Enforcement in the new year. restitution, aml, sec, fraud, financial regulation, broker-dealer, anti-money laundering, podcast, bill st. louis, compliance, regulatory operations, member supervision, reg bi, risk monitoring, 2024 finra regulatory oversight report, reg sho, finra, market regulation transparency services, customer harm, national cause and financial crimes, enforcement, self-regulatory organization, best execution, financial industry regulatory authority false full 146 be3d3506-e29c-4ca0-968e-bb1fee940600 Compliance and Communication: An Update on FINRA’s Crypto Asset Targeted Exam FINRA recently wrapped up a targeted review of the practices of certain member firms when it comes to communicating with retail investors regarding crypto products and services. On this episode, Ira Gluck, Senior Director, Advertising Regulation at FINRA, joins us to share the results of that crypto asset communications sweep that began in November 2022.

Resources mentioned in this episode:

Advertising Regulation Department

Crypto Asset Communications Targeted Exam Letter

Crypto Asset Key Topics

Crypto Sweep Update

FINRA Blog: An Inside Look into FINRA’s Crypto Asset Work

Episode 136: An Introduction to FINRA’s Crypto Asset Work and the Crypto Hub

Episode 137: The Crucial Role of FINRA’s CAI Team

Episode 138: FINRA’s Blockchain Lab

Rule 2210: Communications with the Public

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]]> Tue, 23 Jan 2024 11:30:00 +0000 finraunscripted@finra.org (FINRA) https://www.finra.org/media-center/finra-unscripted/ FINRA recently wrapped up a targeted review of the practices of certain member firms when it comes to communicating with retail investors regarding crypto products and services. On this episode, Ira Gluck, Senior Director, Advertising Regulation at FINRA, joins us to share the results of that crypto asset communications sweep that began in November 2022.

Resources mentioned in this episode:

Advertising Regulation Department

Crypto Asset Communications Targeted Exam Letter

Crypto Asset Key Topics

Crypto Sweep Update

FINRA Blog: An Inside Look into FINRA’s Crypto Asset Work

Episode 136: An Introduction to FINRA’s Crypto Asset Work and the Crypto Hub

Episode 137: The Crucial Role of FINRA’s CAI Team

Episode 138: FINRA’s Blockchain Lab

Rule 2210: Communications with the Public

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Compliance and Communication: An Update on FINRA’s Crypto Asset Targeted Exam FINRA 00:12:31 On this episode, we delve into the results of FINRA's targeted review of certain member firms and their communications to retail investors regarding crypto products and services. On this episode, we delve into the results of FINRA's targeted review of certain member firms and their communications to retail investors regarding crypto products and services. advertising regulation, crypto products, communications with the public, crypto asset communications sweep, noncompliance, financial regulation, crypto, targeted exam, podcast, rule 2210, investment, crypto hub, sipc, compliance, crypt assets, finra, ira gluck, retail investors, financial industry regulatory authority false full 145 dc588345-3340-43b3-b417-02c9a14c9170 2024’s Must-Read | FINRA’s Annual Regulatory Oversight Report As a self-regulatory organization, information sharing is key to FINRA's pursuit of its mission of investor protection and market integrity, and no single resource is a better example of that than FINRA's Annual Regulatory Oversight Report. 

On this episode, Ornella Bergeron, Senior Vice President of Risk Monitoring, Omer Meisel, Executive Vice President of the National Cause and Financial Crimes Detection Program, Claire O'Sullivan, Vice President and Regulatory Advisor of Stakeholder Engagement, and Michael Solomon, Senior Vice President of Examinations, join us to discuss highlights from the 2024 report.

Resources mentioned in this episode:

2024 FINRA Annual Regulatory Oversight Report

Reg Notice 23-20: Guidance and Resources Related to Regulation Best Interest

Reg Notice 23-11: Concept Proposal for a Liquidity Risk Management Rule

Reg Notice 21-35: Proposed Order Routing Disclosure Requirements

SEC FAQ on Form CRS

CAT NMS Plan Website

Episode 136: An Introduction to FINRA’s Crypto Asset Work and the Crypto Hub

Episode 137: The Crucial Role of FINRA’s CAI Team

Episode 138: FINRA’s Blockchain Lab

Episode 129: A New Twist on New Account Fraud

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Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Tue, 9 Jan 2024 14:55:00 +0000 finraunscripted@finra.org (FINRA) https://www.finra.org/media-center/finra-unscripted/ As a self-regulatory organization, information sharing is key to FINRA's pursuit of its mission of investor protection and market integrity, and no single resource is a better example of that than FINRA's Annual Regulatory Oversight Report. 

On this episode, Ornella Bergeron, Senior Vice President of Risk Monitoring, Omer Meisel, Executive Vice President of the National Cause and Financial Crimes Detection Program, Claire O'Sullivan, Vice President and Regulatory Advisor of Stakeholder Engagement, and Michael Solomon, Senior Vice President of Examinations, join us to discuss highlights from the 2024 report.

Resources mentioned in this episode:

2024 FINRA Annual Regulatory Oversight Report

Reg Notice 23-20: Guidance and Resources Related to Regulation Best Interest

Reg Notice 23-11: Concept Proposal for a Liquidity Risk Management Rule

Reg Notice 21-35: Proposed Order Routing Disclosure Requirements

SEC FAQ on Form CRS

CAT NMS Plan Website

Episode 136: An Introduction to FINRA’s Crypto Asset Work and the Crypto Hub

Episode 137: The Crucial Role of FINRA’s CAI Team

Episode 138: FINRA’s Blockchain Lab

Episode 129: A New Twist on New Account Fraud

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Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> 2024’s Must-Read | FINRA’s Annual Regulatory Oversight Report FINRA 00:36:50 As a self-regulatory organization, information sharing is key to FINRA's pursuit of its mission of investor protection and market integrity, and no single resource is a better example of that than FINRA's Annual Regulatory Oversight Report. On this episode, we hear from four leaders within FINRA's Member Supervision department to discuss highlights from the 2024 report. As a self-regulatory organization, information sharing is key to FINRA's pursuit of its mission of investor protection and market integrity, and no single resource is a better example of that than FINRA's Annual Regulatory Oversight Report. On this episode, we hear from four leaders within FINRA's Member Supervision department to discuss highlights from the 2024 report. omer meisel, liquidity risk management, priorities letter, ornella bergeron, national cause and financial crimes detection program, net capital, 2024 finra annual regulatory oversight report, consolidated audit trail, michael solomon, priorities, exam, artificial intelligence, financial regulation, broker-dealer, podcast, market regulation, compliance, member supervision, reg bi, risk monitoring, claire o’sullivan, regulatory oversight, finra, crypto assets, national examination program, exam findings, enforcement, self-regulatory organization, off-channel communication, form crs, financial industry regulatory authority, acats, 4530 filings false full 144 0cad0e6e-ea21-478e-b9c1-f6c357cdddb1 FINRA’s Blockchain Lab: Regulation and Innovation For The Future In this third and final episode in our series covering FINRA's ongoing crypto asset regulatory work, we hear from FINRA's Blockchain Lab, which serves as a central point within FINRA for the development of blockchain-related regulatory initiatives.

Michael Oh, Senior Director of the Blockchain Lab, Brian Huerbsch, a Senior Blockchain Data Analyst, and Jason Foye, Senior Director and head of FINRA's Crypto Hub share how the Lab is supporting and advancing FINRA's regulatory work involving crypto assets.

Resources mentioned in this episode:

Episode 136: An Introduction to FINRA’s Crypto Asset Work and the Crypto Hub

Episode 137: The Crucial Role of FINRA’s CAI Team

Investor Insights: What Is a Blockchain, and Why Should I Care?

FINRA Blog: An Inside Look into FINRA’s Crypto Asset Work

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Tue, 19 Sep 2023 10:30:00 +0000 finraunscripted@finra.org (FINRA) https://www.finra.org/media-center/finra-unscripted/ In this third and final episode in our series covering FINRA's ongoing crypto asset regulatory work, we hear from FINRA's Blockchain Lab, which serves as a central point within FINRA for the development of blockchain-related regulatory initiatives.

Michael Oh, Senior Director of the Blockchain Lab, Brian Huerbsch, a Senior Blockchain Data Analyst, and Jason Foye, Senior Director and head of FINRA's Crypto Hub share how the Lab is supporting and advancing FINRA's regulatory work involving crypto assets.

Resources mentioned in this episode:

Episode 136: An Introduction to FINRA’s Crypto Asset Work and the Crypto Hub

Episode 137: The Crucial Role of FINRA’s CAI Team

Investor Insights: What Is a Blockchain, and Why Should I Care?

FINRA Blog: An Inside Look into FINRA’s Crypto Asset Work

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> FINRA’s Blockchain Lab: Regulation and Innovation For The Future FINRA 00:28:31 In this third and final episode in our series covering FINRA's ongoing crypto asset regulatory work, we hear from FINRA's Blockchain Lab, which serves as a central point within FINRA for the development of blockchain-related regulatory initiatives to learn about how the Lab is supporting and advancing FINRA's regulatory work involving crypto assets. In this third and final episode in our series covering FINRA's ongoing crypto asset regulatory work, we hear from FINRA's Blockchain Lab, which serves as a central point within FINRA for the development of blockchain-related regulatory initiatives to learn about how the Lab is supporting and advancing FINRA's regulatory work involving crypto assets. blockchain lab, financial regulation, examinations, podcast, attribution, michael oh, distributed ledger technology, crypto hub, blockchain data, securities, regulatory oversight, jason foye, finra, crypto asset, crypto asset investigations team, decentralized platforms, brian huerbsch, financial industry regulatory authority, smart contract network false full 138 322d4728-a027-41e0-b10d-11d784f7a967 A Closer Look at Crypto: The Crucial Role of FINRA’s CAI Team As the crypto asset space has grown, FINRA has evolved its oversight of the crypto asset activities of FINRA member firms and their associated persons. In this second episode of a three-part series covering FINRA's crypto asset-related regulatory work, we hear from Jamie Udinson, Senior Director of the Crypto Asset Investigations team, Taylor Etzell, a Senior Principal Investigator, and Jason Foye, Senior Director and head of FINRA's Crypto Hub, who provide insight into FINRA's Crypto Asset Investigations Team. 

We learn more about this dedicated group of investigators specializing in conducting complex crypto asset investigations and the crucial role it plays in ensuring compliance with existing rules and regulations in the crypto asset space.

Resources mentioned in this episode:

Episode 71: Overlapping Risks, Part 1: Anti-Money Laundering and Cybersecurity

Episode 72: Overlapping Risks, Part 2: Anti-Money Laundering and Elder Exploitation

Episode 117: Membership Application Program

Episode 136: An Introduction to FINRA’s Crypto Asset Work and the Crypto Hub

Rule 3270: Outside Business Activities of Registered Persons

Rule 3280: Private Securities Transactions of an Associated Person

FINRA Blog: An Inside Look into FINRA’s Crypto Asset Work

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Tue, 5 Sep 2023 10:30:00 +0000 finraunscripted@finra.org (FINRA) https://www.finra.org/media-center/finra-unscripted/ As the crypto asset space has grown, FINRA has evolved its oversight of the crypto asset activities of FINRA member firms and their associated persons. In this second episode of a three-part series covering FINRA's crypto asset-related regulatory work, we hear from Jamie Udinson, Senior Director of the Crypto Asset Investigations team, Taylor Etzell, a Senior Principal Investigator, and Jason Foye, Senior Director and head of FINRA's Crypto Hub, who provide insight into FINRA's Crypto Asset Investigations Team. 

We learn more about this dedicated group of investigators specializing in conducting complex crypto asset investigations and the crucial role it plays in ensuring compliance with existing rules and regulations in the crypto asset space.

Resources mentioned in this episode:

Episode 71: Overlapping Risks, Part 1: Anti-Money Laundering and Cybersecurity

Episode 72: Overlapping Risks, Part 2: Anti-Money Laundering and Elder Exploitation

Episode 117: Membership Application Program

Episode 136: An Introduction to FINRA’s Crypto Asset Work and the Crypto Hub

Rule 3270: Outside Business Activities of Registered Persons

Rule 3280: Private Securities Transactions of an Associated Person

FINRA Blog: An Inside Look into FINRA’s Crypto Asset Work

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> A Closer Look at Crypto: The Crucial Role of FINRA’s CAI Team FINRA 00:30:05 In this second episode of a three-part series covering FINRA's crypto asset-related regulatory work, we hear from FINRA's Crypto Asset Investigations Team. This dedicated group of investigators specialize in conducting complex crypto asset investigations and share more about the crucial role it plays in ensuring compliance with existing rules and regulations in the crypto asset space. In this second episode of a three-part series covering FINRA's crypto asset-related regulatory work, we hear from FINRA's Crypto Asset Investigations Team. This dedicated group of investigators specialize in conducting complex crypto asset investigations and share more about the crucial role it plays in ensuring compliance with existing rules and regulations in the crypto asset space. pst, blockchain lab, aml, private securities transactions, crypto asset investigation group, rug pull scam, financial regulation, anti-money laundering, podcast, map, crypto hub, ats, member application program, digital asset securities, risk monitoring, jamie udinson, securities, taylor etzell, outside business activities, jason foye, finra, crypto asset, private placement, oba, financial industry regulatory authority, cai false full 137 dcca2606-c34e-4e4c-a1eb-2ef917576102 An Introduction to FINRA’s Crypto Asset Work and the Crypto Hub In 2022, FINRA developed an enterprise-wide strategy to ensure it is prepared for an evolving crypto asset regulatory landscape and created the Crypto Hub, the Blockchain Lab and the Crypto Asset Investigations Team. 

On this episode, the first in a three-part series, we sit down with Omer Meisel, Senior Vice President of the Complex Investigations and Intelligence Group, Jason Foye, Senior Director and Head of FINRA's Crypto Hub, and Reema Abdelhamid, a Director with FINRA Enforcement to learn more about the strategy and the role of the Hub and FINRA’s work to advance its mission of investor protection and market integrity.

Resources mentioned in this episode:

FINRA Blog: An Inside Look into FINRA’s Crypto Asset Work

SEC’s SPBD December 2020 Statement

SEC’s September 25, 2020 No-Action Letter, “ATS Role in the Settlement of Digital Asset Security Trades”

Crypto Asset Communications Exam Letter – November 2022

FINRA and NFA Joint Press Release

Reg Notice 20-23: Activities Related to Digital Assets

Reg Notice 21-25: Continued Engagement in Activities Related to Digital Assets

Episode 112: FINRA's Complex Investigations and Intelligence Team & Cyber and Analytics Unit

Episode 113: Regulatory Operations: Stronger Regulation Through Integrated Oversight

Episode 117: Membership Application Program

Episode 134: Gen Z Investor Attitudes

FINRA Foundation Report: Gen Z and Investing

Investor Insights: What Is a Blockchain, and Why Should I Care?

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Tue, 8 Aug 2023 10:30:00 +0000 finraunscripted@finra.org (FINRA) https://www.finra.org/media-center/finra-unscripted/ In 2022, FINRA developed an enterprise-wide strategy to ensure it is prepared for an evolving crypto asset regulatory landscape and created the Crypto Hub, the Blockchain Lab and the Crypto Asset Investigations Team. 

On this episode, the first in a three-part series, we sit down with Omer Meisel, Senior Vice President of the Complex Investigations and Intelligence Group, Jason Foye, Senior Director and Head of FINRA's Crypto Hub, and Reema Abdelhamid, a Director with FINRA Enforcement to learn more about the strategy and the role of the Hub and FINRA’s work to advance its mission of investor protection and market integrity.

Resources mentioned in this episode:

FINRA Blog: An Inside Look into FINRA’s Crypto Asset Work

SEC’s SPBD December 2020 Statement

SEC’s September 25, 2020 No-Action Letter, “ATS Role in the Settlement of Digital Asset Security Trades”

Crypto Asset Communications Exam Letter – November 2022

FINRA and NFA Joint Press Release

Reg Notice 20-23: Activities Related to Digital Assets

Reg Notice 21-25: Continued Engagement in Activities Related to Digital Assets

Episode 112: FINRA's Complex Investigations and Intelligence Team & Cyber and Analytics Unit

Episode 113: Regulatory Operations: Stronger Regulation Through Integrated Oversight

Episode 117: Membership Application Program

Episode 134: Gen Z Investor Attitudes

FINRA Foundation Report: Gen Z and Investing

Investor Insights: What Is a Blockchain, and Why Should I Care?

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> An Introduction to FINRA’s Crypto Asset Work and the Crypto Hub FINRA 00:31:38 In 2022, FINRA developed an enterprise-wide strategy to ensure it is prepared for an evolving crypto asset regulatory landscape and created the Crypto Hub, the Blockchain Lab and the Crypto Asset Investigations Team. On this episode, the first in a three-part series, we learn more about the strategy and the role of the Hub. In 2022, FINRA developed an enterprise-wide strategy to ensure it is prepared for an evolving crypto asset regulatory landscape and created the Crypto Hub, the Blockchain Lab and the Crypto Asset Investigations Team. On this episode, the first in a three-part series, we learn more about the strategy and the role of the Hub. omer meisel, blockchain lab, private placements, crypto asset investigation group, spbd, financial regulation, podcast, special purpose broker dealer, crypto hub, ats, member application program, digital asset securities, securities, jason foye, finra, crypto asset, alternative trading system, reg ops, financial industry regulatory authority, reema abdelhamid false full 136 2fa0d1ff-b5ac-4168-b17f-28d7cfc73cd2 2023’s Must-Read | Report on FINRA’s Examination and Risk Monitoring Program The best tool FINRA provides when it comes to firms developing their annual compliance program is now available. The 2023 Report on FINRA’s Examination and Risk Monitoring Program provides key insights and observations on two dozen key regulatory topics, making it a must-read for compliance professionals. 

On this episode, Ornella Bergeron, Senior Vice President of Risk Monitoring, Michael Solomon, Senior Vice President of Examinations, and Bill St. Louis, Executive Vice President of the National Cause and Financial Crimes Detection Programs (NCFC), join us to dig into some of the new and noteworthy topics in the latest report. 

Resources mentioned in this episode:

2023 Report on FINRA’s Examination and Risk Monitoring Program

Episode 112: Introducing FINRA’s Complex Investigations and Intelligence Team and Cyber and Analytics Unit

Episode 71: Overlapping Risks, Part 1: Anti-Money Laundering and Cybersecurity

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Tue, 10 Jan 2023 14:55:00 +0000 finraunscripted@finra.org (FINRA) https://www.finra.org/media-center/finra-unscripted/ The best tool FINRA provides when it comes to firms developing their annual compliance program is now available. The 2023 Report on FINRA’s Examination and Risk Monitoring Program provides key insights and observations on two dozen key regulatory topics, making it a must-read for compliance professionals. 

On this episode, Ornella Bergeron, Senior Vice President of Risk Monitoring, Michael Solomon, Senior Vice President of Examinations, and Bill St. Louis, Executive Vice President of the National Cause and Financial Crimes Detection Programs (NCFC), join us to dig into some of the new and noteworthy topics in the latest report. 

Resources mentioned in this episode:

2023 Report on FINRA’s Examination and Risk Monitoring Program

Episode 112: Introducing FINRA’s Complex Investigations and Intelligence Team and Cyber and Analytics Unit

Episode 71: Overlapping Risks, Part 1: Anti-Money Laundering and Cybersecurity

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> 2023’s Must-Read | Report on FINRA’s Examination and Risk Monitoring Program FINRA 00:37:04 The best tool FINRA provides when it comes to firms developing their annual compliance program is now available. On this episode, three Member Supervision senior leaders join us to dig into some of the new and noteworthy regulatory topics in the 2023 Report on FINRA’s Examination and Risk Monitoring Program. The best tool FINRA provides when it comes to firms developing their annual compliance program is now available. On this episode, three Member Supervision senior leaders join us to dig into some of the new and noteworthy regulatory topics in the 2023 Report on FINRA’s Examination and Risk Monitoring Program. report, mobile apps, cyber, priorities letter, cybersecurity, aml, michael solomon, ornella bergerone, priorities, exam, financial regulation, podcast, bill st. louis, liquidity, reg bi, risk monitoring, exam and risk monitoring, 2023, finra, exam findings, form crs, financial industry regulatory authority false full 121 55b351b7-bd5c-44fe-b178-4638f2b192dd Introducing FINRA's Complex Investigations and Intelligence team and Cyber and Analytics Unit The new Complex Investigations and Intelligence (CII) team and Cyber and Analytics Unit (CAU) are driving a shift in terms of how Member Supervision’s National Cause and Financial Crimes Detection Program comes at its work and leverages intelligence and analytics to drive decision making and operations. 

On this episode, we hear from Omer Meisel, Vice President of CII, and Brita Bayatmakou, Senior Director of CAU, about how these changes will help FINRA better deliver on its mission of investor protection, market integrity.

Conferences and Events

Episode 86: FINRA’s Financial Intelligence Unit
Episode 72: Overlapping Risks, Part 2: AML and Elder Exploitation

FBI Cyber Threat Briefing Series

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Tue, 9 Aug 2022 10:30:00 +0000 finraunscripted@finra.org (FINRA) https://www.finra.org/media-center/finra-unscripted/ The new Complex Investigations and Intelligence (CII) team and Cyber and Analytics Unit (CAU) are driving a shift in terms of how Member Supervision’s National Cause and Financial Crimes Detection Program comes at its work and leverages intelligence and analytics to drive decision making and operations. 

On this episode, we hear from Omer Meisel, Vice President of CII, and Brita Bayatmakou, Senior Director of CAU, about how these changes will help FINRA better deliver on its mission of investor protection, market integrity.

Conferences and Events

Episode 86: FINRA’s Financial Intelligence Unit
Episode 72: Overlapping Risks, Part 2: AML and Elder Exploitation

FBI Cyber Threat Briefing Series

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Introducing FINRA's Complex Investigations and Intelligence team and Cyber and Analytics Unit FINRA 00:26:55 The new Complex Investigations and Intelligence (CII) team and Cyber and Analytics Unit (CAU) are driving a shift in terms of how Member Supervision’s National Cause and Financial Crimes Detection Program comes at its work and leverages intelligence and analytics to drive decision making and operations. On this episode, we hear how these changes will help FINRA better deliver on its mission of investor protection, market integrity. The new Complex Investigations and Intelligence (CII) team and Cyber and Analytics Unit (CAU) are driving a shift in terms of how Member Supervision’s National Cause and Financial Crimes Detection Program comes at its work and leverages intelligence and analytics to drive decision making and operations. On this episode, we hear how these changes will help FINRA better deliver on its mission of investor protection, market integrity. brita bayatmakou, omer meisel, cyber, analytics, complex investigations, intelligence, national cause and financial crimes detection, fbi, ncfc, specialist, financial regulation, crypto, podcast, compliance, member supervision, financial intelligence, finra, crypto asset investigations, financial industry regulatory authority, investigations false full 112 184b4075-801e-4254-bcbe-26c26dea5d49 Financial Capability Study: Financial Wellbeing During a Global Pandemic The COVID-19 pandemic disrupted many facets of American life but did not derail a trend toward increasing financial capability. Still, not all Americans are benefiting equally from improvements in financial wellbeing, according to the new FINRA Foundation Financial Capability Study. 

On this episode, Gerri Walsh and Gary Mottola of the FINRA Foundation join us to delve into the latest results of this nationwide, triennial study and their implications for the financial industry, researchers, policymakers and more.

Resources mentioned in this episode:

2021 National Financial Capability Study

FINRA Foundation

Financial Literacy Quiz

Episode 38: 2018 Financial Capability Study, Part I: Does a Rising Tide Lift All Boats?

Episode 39: Financial Capability Study, Part II: Tracking Shifting Currents of Financial Well-Being

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Tue, 26 Jul 2022 10:30:00 +0000 finraunscripted@finra.org (FINRA) https://www.finra.org/media-center/finra-unscripted/ The COVID-19 pandemic disrupted many facets of American life but did not derail a trend toward increasing financial capability. Still, not all Americans are benefiting equally from improvements in financial wellbeing, according to the new FINRA Foundation Financial Capability Study. 

On this episode, Gerri Walsh and Gary Mottola of the FINRA Foundation join us to delve into the latest results of this nationwide, triennial study and their implications for the financial industry, researchers, policymakers and more.

Resources mentioned in this episode:

2021 National Financial Capability Study

FINRA Foundation

Financial Literacy Quiz

Episode 38: 2018 Financial Capability Study, Part I: Does a Rising Tide Lift All Boats?

Episode 39: Financial Capability Study, Part II: Tracking Shifting Currents of Financial Well-Being

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Financial Capability Study: Financial Wellbeing During a Global Pandemic FINRA 00:33:58 The COVID-19 pandemic disrupted many facets of American life but did not derail a trend toward increasing financial capability. Still, not all Americans are benefiting equally from improvements in financial wellbeing, according to the new FINRA Foundation Financial Capability Study. On this episode we delve into the latest results of this nationwide, triennial study. The COVID-19 pandemic disrupted many facets of American life but did not derail a trend toward increasing financial capability. Still, not all Americans are benefiting equally from improvements in financial wellbeing, according to the new FINRA Foundation Financial Capability Study. On this episode we delve into the latest results of this nationwide, triennial study. retirement savings, retirement, financial capability, financial literacy, financial regulation, podcast, gerri walsh, compliance, saving, financial capability study, finra foundation, finra, fragility, financial well-being, nfcs, gary mottola, investing, financial industry regulatory authority false full 111 495116ca-a098-43de-a444-3f883467b948 The Essential Senior Investor Protection Tools: FINRA Rules 2165 and 4512 Every year, millions of seniors become victims of financial exploitation, resulting in billions of dollars in losses. That's just one reason why the protection of these investors is a top priority for FINRA. 

On this episode, we hear from FINRA’s Office of General Counsel’s Jeanette Wingler and Jim Wrona about how FINRA Rules 4512 and 2165, the first uniform national senior investor protection standards, can help broker-dealer firms and representatives protect their senior and other vulnerable adult customers. 

How are we doing? Take the FINRA Unscripted survey today. 

Resources mentioned in this episode:

Rule 2165

Rule 4512

Episode 16: How FINRA Rules Get Made (and Reviewed)

Securities Helpline for Seniors®

FINRA Foundation

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Tue, 3 May 2022 11:00:00 +0000 finraunscripted@finra.org (FINRA) http://www.finra.org/media-center/finra-unscripted/rules-2165-4512 Every year, millions of seniors become victims of financial exploitation, resulting in billions of dollars in losses. That's just one reason why the protection of these investors is a top priority for FINRA. 

On this episode, we hear from FINRA’s Office of General Counsel’s Jeanette Wingler and Jim Wrona about how FINRA Rules 4512 and 2165, the first uniform national senior investor protection standards, can help broker-dealer firms and representatives protect their senior and other vulnerable adult customers. 

How are we doing? Take the FINRA Unscripted survey today. 

Resources mentioned in this episode:

Rule 2165

Rule 4512

Episode 16: How FINRA Rules Get Made (and Reviewed)

Securities Helpline for Seniors®

FINRA Foundation

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> The Essential Senior Investor Protection Tools: FINRA Rules 2165 and 4512 FINRA 00:24:13 Every year, millions of seniors become victims of financial exploitation, resulting in billions of dollars in losses. That’s why FINRA worked to update Rule 4512 and implement Rule 2165 to help broker-dealer firms and their representatives protect their senior and other vulnerable adult customers. On this episode, we learn more. Every year, millions of seniors become victims of financial exploitation, resulting in billions of dollars in losses. That’s why FINRA worked to update Rule 4512 and implement Rule 2165 to help broker-dealer firms and their representatives protect their senior and other vulnerable adult customers. On this episode, we learn more. senior investors, senior exploitation, investor protection, hold, temporary hold, financial regulation, jeanette wingler, broker-dealer, podcast, compliance, rule 4512, ogc, jim wrona, finra, vulnerable adults, trusted contact, self-regulatory organization, 4512, 2165, financial industry regulatory authority, rule 2165 false full 105 35e8380b-c06a-43c8-958b-28f36f2f2b90 Overlapping Risks, Part 2: Anti-Money Laundering and Elder Exploitation A broker-deal firm’s anti-money laundering efforts may overlap with any number of other regulatory concerns. On the last episode, we looked at the intersection of a firm’s AML and cybersecurity risks. On this episode, the second in a two-part series, we’re looking at how AML may overlap with a firm’s efforts to protect senior investors from exploitation and fraud.

Joining us on this episode are Jason Foye, a director with FINRA's Anti-Money Laundering Investigative Unit, and Brooke Hickman, a director with FINRA's Vulnerable Adults and Seniors Team (VAST), both with FINRA’s National Cause and Financial Crimes Detection Program. 

Resources mentioned in this episode:

FinCEN February 2011 Advisory on Filing SARs Regarding Elder Financial Exploitation

SARs on Elder Financial Exploitations: Issues and Trends, CFPB

DOJ’s Elder Justice Initiative

FINRA Resources on Senior Investors

FINRA Securities Helpline for Seniors

FINRA Foundation – Aging and Financial Decision Making 

FINRA Investor Alerts

Virtual Conference Panel: Social Distancing and the Impact on Older Investors

Virtual Conference Panel: Financial Crimes, Trends and Responses In the Midst of the Pandemic

Episode 33: Money Laundering in the Securities Industry

Episode 34: AML Priorities and Best Practices 

Episode 71: Anti-Money Laundering and Cyber Security 

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Tue, 10 Nov 2020 12:30:00 +0000 finraunscripted@finra.org (FINRA) https://www.finra.org/media-center/finra-unscripted/ A broker-deal firm’s anti-money laundering efforts may overlap with any number of other regulatory concerns. On the last episode, we looked at the intersection of a firm’s AML and cybersecurity risks. On this episode, the second in a two-part series, we’re looking at how AML may overlap with a firm’s efforts to protect senior investors from exploitation and fraud.

Joining us on this episode are Jason Foye, a director with FINRA's Anti-Money Laundering Investigative Unit, and Brooke Hickman, a director with FINRA's Vulnerable Adults and Seniors Team (VAST), both with FINRA’s National Cause and Financial Crimes Detection Program. 

Resources mentioned in this episode:

FinCEN February 2011 Advisory on Filing SARs Regarding Elder Financial Exploitation

SARs on Elder Financial Exploitations: Issues and Trends, CFPB

DOJ’s Elder Justice Initiative

FINRA Resources on Senior Investors

FINRA Securities Helpline for Seniors

FINRA Foundation – Aging and Financial Decision Making 

FINRA Investor Alerts

Virtual Conference Panel: Social Distancing and the Impact on Older Investors

Virtual Conference Panel: Financial Crimes, Trends and Responses In the Midst of the Pandemic

Episode 33: Money Laundering in the Securities Industry

Episode 34: AML Priorities and Best Practices 

Episode 71: Anti-Money Laundering and Cyber Security 

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Overlapping Risks, Part 2: Anti-Money Laundering and Elder Exploitation FINRA 00:29:15 A broker-deal firm’s anti-money laundering efforts may overlap with any number of other regulatory concerns. On this episode, the second in a two-part series, we’re looking at how AML may overlap with a firm’s efforts to protect senior investors from exploitation and fraud. A broker-deal firm’s anti-money laundering efforts may overlap with any number of other regulatory concerns. On this episode, the second in a two-part series, we’re looking at how AML may overlap with a firm’s efforts to protect senior investors from exploitation and fraud. sar, senior investors, aml, bank secrecy act, laundering, vulnerable adults and seniors, elder exploitation, suspicious activity reports, sars, financial regulation, anti-money laundering, vast, fincen, podcast, compliance, money laundering, securities, elder fraud, senior helpline, finra, securities industry, financial industry regulatory authority false full 72 039e6e1e-6f30-4f53-9226-3286fea7d0d7 Overlapping Risks, Part I: Anti-Money Laundering and Cybersecurity Firm regulatory risks and priorities don't exist in a vacuum. And that is perhaps nowhere clearer than when it comes to a firm's anti-money laundering responsibilities. A firm's AML risks can overlap with any number of other priorities. 

On this episode, the first of a two-part series, we're looking at the intersection of a firm's AML and cybersecurity risks. Joining us are Jason Foye, a director with FINRA's Anti-Money Laundering Investigative Unit, and Dave Kelley, a director with FINRA's Cybersecurity Specialist Program, both with FINRA’s National Cause and Financial Crimes Detection Program. 

Resources mentioned in this episode:

Episode 60: Introducing Greg Ruppert and the NCFC

Episode 33: Money Laundering in the Securities Industry

Episode 34: AML Priorities and Best Practices 

SWIFT: How Cyber Attackers ‘Cash Out’ Following Large-Scale Heists

FinCEN October 2020 Advisory on Ransomware 

FinCEN July 2020 Advisory on Cybercrime

FinCEN October 2016 Advisory on Cyber Events

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Tue, 27 Oct 2020 11:30:00 +0000 finraunscripted@finra.org (FINRA) https://www.finra.org/media-center/finra-unscripted/ Firm regulatory risks and priorities don't exist in a vacuum. And that is perhaps nowhere clearer than when it comes to a firm's anti-money laundering responsibilities. A firm's AML risks can overlap with any number of other priorities. 

On this episode, the first of a two-part series, we're looking at the intersection of a firm's AML and cybersecurity risks. Joining us are Jason Foye, a director with FINRA's Anti-Money Laundering Investigative Unit, and Dave Kelley, a director with FINRA's Cybersecurity Specialist Program, both with FINRA’s National Cause and Financial Crimes Detection Program. 

Resources mentioned in this episode:

Episode 60: Introducing Greg Ruppert and the NCFC

Episode 33: Money Laundering in the Securities Industry

Episode 34: AML Priorities and Best Practices 

SWIFT: How Cyber Attackers ‘Cash Out’ Following Large-Scale Heists

FinCEN October 2020 Advisory on Ransomware 

FinCEN July 2020 Advisory on Cybercrime

FinCEN October 2016 Advisory on Cyber Events

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Overlapping Risks, Part I: Anti-Money Laundering and Cybersecurity FINRA 00:29:06 Firm regulatory risks and priorities don't exist in a vacuum. And that is perhaps nowhere clearer than when it comes to a firm's anti-money laundering responsibilities. A firm's AML risks can overlap with any number of other priorities. On this episode, the first of a two-part series, we look at the overlapping risks of AML and cybersecurity. Firm regulatory risks and priorities don't exist in a vacuum. And that is perhaps nowhere clearer than when it comes to a firm's anti-money laundering responsibilities. A firm's AML risks can overlap with any number of other priorities. On this episode, the first of a two-part series, we look at the overlapping risks of AML and cybersecurity. sar, cyber, pump and dump, cyber crime, cybersecurity, aml, bank secrecy act, laundering, suspicious activity reports, sars, financial regulation, anti-money laundering, phishing, fincen, podcast, swift, compliance, money laundering, securities, finra, hack, market manipulation, securities industry, financial industry regulatory authority false full 71 059ac5ec-11a1-45de-a1d5-68d19f475e72 Regulation Best Interest: Implementing a New Standard of Conduct As of June 30, 2020, the U.S. Securities and Exchange Commission’s Regulation Best Interest—or Reg BI—is officially in effect. That means brokerage firms now have to comply with a new standard of conduct when working with retail clients.

On this episode we talk to Meredith Cordisco and Jim Wrona of FINRA’s Office of General Counsel about what a post implementation date world looks like for FINRA member firms and what FINRA has been doing to train staff to ensure a consistent approach to examining around and enforcing the new rule across the organization.

And listen to the end for a special surprise from Jim. 

Resources mentioned in this episode:

SEC Reg BI Resource Page

FINRA Reg BI Resource Page

Virtual Conference Panel: Reg BI and Form CRS: Where Are We Now

Virtual Conference Panel: Reg BI: Compliance Inspections and Examinations

Email questions: IABDquestions@sec.gov

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Tue, 7 Jul 2020 11:30:17 +0000 finraunscripted@finra.org (FINRA) https://www.finra.org/media-center/finra-unscripted/ As of June 30, 2020, the U.S. Securities and Exchange Commission’s Regulation Best Interest—or Reg BI—is officially in effect. That means brokerage firms now have to comply with a new standard of conduct when working with retail clients.

On this episode we talk to Meredith Cordisco and Jim Wrona of FINRA’s Office of General Counsel about what a post implementation date world looks like for FINRA member firms and what FINRA has been doing to train staff to ensure a consistent approach to examining around and enforcing the new rule across the organization.

And listen to the end for a special surprise from Jim. 

Resources mentioned in this episode:

SEC Reg BI Resource Page

FINRA Reg BI Resource Page

Virtual Conference Panel: Reg BI and Form CRS: Where Are We Now

Virtual Conference Panel: Reg BI: Compliance Inspections and Examinations

Email questions: IABDquestions@sec.gov

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Regulation Best Interest: Implementing a New Standard of Conduct FINRA 00:31:56 As of June 30, 2020, the U.S. Securities and Exchange Commission’s Regulation Best Interest—or Reg BI—is officially in effect. What does a post implementation-date world look like? And how is FINRA working to ensure a consistent approach to examining around and enforcing the new regulation? Tune in to learn more. As of June 30, 2020, the U.S. Securities and Exchange Commission’s Regulation Best Interest—or Reg BI—is officially in effect. What does a post implementation-date world look like? And how is FINRA working to ensure a consistent approach to examining around and enforcing the new regulation? Tune in to learn more. sec, securities and exchange commission, financial regulation, broker-dealer, disclosure, podcast, regulation best interest, sales contests, compliance, reg bi, disclosure obligation, finra, retail clients, conflicts of interest, self-regulatory organization, suitability, form crs, financial industry regulatory authority, care obligation false full 63 e849d084-b8a0-412f-abba-8e54f9d4fc67 Beyond Hollywood, Part II: AML Priorities and Best Practices The world of money laundering is a fast-paced and ever evolving as we learned on the last episode of FINRA Unscripted. That can make it difficult for a financial firm to develop and maintain a robust anti-money laundering program.

But maintaining a strong program is essential, making AML a perennial priority for FINRA’s examination staff. A robust AML program will not only safeguard the investing public and our financial markets, but it will also protect a firm’s reputation.

On this episode of FINRA Unscripted, we are joined once again by Blake Snyder and Jason Foye of FINRA’s AML Investigative Unit to discuss current priorities and best practices when it comes to anti-money laundering regulation.

Resources mentioned in this episode:

FINRA Senior Helpline
2019 FINRA Priorities Letter
FINRA CDD Rule Requirements

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Tue, 14 May 2019 13:30:07 +0000 finraunscripted@finra.org (FINRA) https://www.finra.org/media-center/finra-unscripted/ The world of money laundering is a fast-paced and ever evolving as we learned on the last episode of FINRA Unscripted. That can make it difficult for a financial firm to develop and maintain a robust anti-money laundering program.

But maintaining a strong program is essential, making AML a perennial priority for FINRA’s examination staff. A robust AML program will not only safeguard the investing public and our financial markets, but it will also protect a firm’s reputation.

On this episode of FINRA Unscripted, we are joined once again by Blake Snyder and Jason Foye of FINRA’s AML Investigative Unit to discuss current priorities and best practices when it comes to anti-money laundering regulation.

Resources mentioned in this episode:

FINRA Senior Helpline
2019 FINRA Priorities Letter
FINRA CDD Rule Requirements

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Beyond Hollywood, Part II: AML Priorities and Best Practices FINRA 00:31:09 The world of money laundering is a fast-paced and ever evolving, which can make it difficult for a financial firm to develop and maintain a strong anti-money laundering program. On this episode, two FINRA anti-money laundering experts discuss current priorities and best practices when it comes to AML regulation. The world of money laundering is a fast-paced and ever evolving, which can make it difficult for a financial firm to develop and maintain a strong anti-money laundering program. On this episode, two FINRA anti-money laundering experts discuss current priorities and best practices when it comes to AML regulation. sar, best practices, anti-terrorism, aml, bank secrecy act, laundering, suspicious activity reports, priorities, sars, treasury, financial regulation, anti-money laundering, fincen, podcast, compliance, money laundering, securities, anti-crime, adrs, finra, market manipulation, insider trading, securities industry, financial industry regulatory authority false full 34 eb4f7c97-e368-4231-bd44-41bf168f7d4e Beyond Hollywood: Money Laundering in the Securities Industry When three hapless employees inadvertently embezzle a bunch of cash in the movie “Office Space,” they decide the best way to cover it up is to launder it. But the thing is, they don’t even really know what money laundering is and they learned that even the dictionary couldn’t fill them in.

If you want to understand what money laundering is, and more specifically, the efforts brokerage firms must take to prevent and detect it, stay tuned. We have something better than the dictionary: we have Blake Snyder and Jason Foye, two members of FINRA’s Anti-Money Laundering Investigative Unit.

On this episode of FINRA Unscripted, Blake and Jason explain what money laundering is, how it looks different in the securities industry, how that makes regulation different for the securities industry, what FINRA’s Anti-Money Laundering Investigative Unit does and more.

Resources mentioned in this episode:

Key Topics: AML
AML FAQs
AML Half-Day Seminars

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Tue, 30 Apr 2019 13:35:34 +0000 finraunscripted@finra.org (FINRA) https://www.finra.org/media-center/finra-unscripted/ When three hapless employees inadvertently embezzle a bunch of cash in the movie “Office Space,” they decide the best way to cover it up is to launder it. But the thing is, they don’t even really know what money laundering is and they learned that even the dictionary couldn’t fill them in.

If you want to understand what money laundering is, and more specifically, the efforts brokerage firms must take to prevent and detect it, stay tuned. We have something better than the dictionary: we have Blake Snyder and Jason Foye, two members of FINRA’s Anti-Money Laundering Investigative Unit.

On this episode of FINRA Unscripted, Blake and Jason explain what money laundering is, how it looks different in the securities industry, how that makes regulation different for the securities industry, what FINRA’s Anti-Money Laundering Investigative Unit does and more.

Resources mentioned in this episode:

Key Topics: AML
AML FAQs
AML Half-Day Seminars

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Beyond Hollywood: Money Laundering in the Securities Industry FINRA 00:25:36 The only thing many people know about money laundering is what they’ve learned from Hollywood. So if you want to really understand what money laundering is, and more specifically, the efforts brokerage firms must take to prevent and detect it, tune in. On this episode we talk to two of FINRA’s Anti-Money Laundering experts. The only thing many people know about money laundering is what they’ve learned from Hollywood. So if you want to really understand what money laundering is, and more specifically, the efforts brokerage firms must take to prevent and detect it, tune in. On this episode we talk to two of FINRA’s Anti-Money Laundering experts. sar, anti-terrorism, aml, bank secrecy act, laundering, suspicious activity reports, sars, financial regulation, anti-money laundering, fincen, podcast, compliance, money laundering, securities, adrs. treasury, anti-crime, finra, market manipulation, insider trading, securities industry, financial industry regulatory authority false full 33 aa871bdd-7089-487d-b417-53aaa741e436 CRD Transformation: Enhancing the Registration & Disclosure Process FINRA’s Central Registration and Depository (CRD) system is the central licensing and registration system not just for FINRA, but also for U.S. securities exchanges and all 50 states . But the system is still partying like it’s 1999.

Twenty years after the CRD system’s last major update, FINRA is in the middle of a multi-year effort to overhaul the registration and disclosure system that is the backbone of the BrokerCheck, the free tool that allows investors to research the background of their financial professionals and firms.

On this episode of FINRA Unscripted, FINRA’s executive vice president of Registration & Disclosure, Derek Linden, tells us more about the transformation and what users can expect.

Resources mentioned in this episode:

CRD Transformation Website

Announcement: CRD Transformation

BrokerCheck

12: How the Cloud Has Revolutionized FINRA Technology

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Tue, 5 Mar 2019 14:30:00 +0000 finraunscripted@finra.org (FINRA) https://www.finra.org/media-center/finra-unscripted/ FINRA’s Central Registration and Depository (CRD) system is the central licensing and registration system not just for FINRA, but also for U.S. securities exchanges and all 50 states . But the system is still partying like it’s 1999.

Twenty years after the CRD system’s last major update, FINRA is in the middle of a multi-year effort to overhaul the registration and disclosure system that is the backbone of the BrokerCheck, the free tool that allows investors to research the background of their financial professionals and firms.

On this episode of FINRA Unscripted, FINRA’s executive vice president of Registration & Disclosure, Derek Linden, tells us more about the transformation and what users can expect.

Resources mentioned in this episode:

CRD Transformation Website

Announcement: CRD Transformation

BrokerCheck

12: How the Cloud Has Revolutionized FINRA Technology

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> CRD Transformation: Enhancing the Registration & Disclosure Process FINRA 00:18:32 Twenty years after its last major update, FINRA’s Central Registration and Depository (CRD) system, the backbone of BrokerCheck, is getting a facelift. On this episode of FINRA Unscripted, we hear what users can expect from the multi-year CRD transformation process. Twenty years after its last major update, FINRA’s Central Registration and Depository (CRD) system, the backbone of BrokerCheck, is getting a facelift. On this episode of FINRA Unscripted, we hear what users can expect from the multi-year CRD transformation process. financial disclosures, licensing and registration, registration and disclosure, nasaa, finra, central registration depository, crd, broker, legacy crd, brokercheck, financial regulation, broker registration false full 29 68fd1e68-4845-4835-8a45-db83dd23c99a The Annual Priorities Letter: A Fresh Take The Annual FINRA Priorities Letter is a great resource for firms looking to improve their compliance, supervisory and risk management programs. But the 2019 Letter is a little different—this year focusing on materially new areas of focus so readers can better identify areas for program improvement.

On this episode of FINRA Unscripted, we’re joined by Bari Havlik, FINRA’s executive vice president of Member Supervision, Steve Polansky, a senior director in Member Supervision, and Gene DeMaio, a senior vice president of options regulation and the trading and financial compliance exam program, to learn more about the changes to the letter and to drill into a few key topics.

Stay tuned to hear more about new priorities such as fixed income mark-up disclosure and supervision of digital assets business, as well as some new takes on existing priorities, including suitability, best execution, market manipulation and more.

Resources mentioned in this episode:

2019 Priorities Letter

2018 Priorities Letter

2018 Exam Findings Report

Fixed Income Confirmation Disclosure FAQs

SEC Statement on Digital Asset Securities Issuance and Trading

SEC Issues Investigative Report on DAO Tokens

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Tue, 22 Jan 2019 15:00:00 +0000 finraunscripted@finra.org (FINRA) https://www.finra.org/media-center/finra-unscripted/ The Annual FINRA Priorities Letter is a great resource for firms looking to improve their compliance, supervisory and risk management programs. But the 2019 Letter is a little different—this year focusing on materially new areas of focus so readers can better identify areas for program improvement.

On this episode of FINRA Unscripted, we’re joined by Bari Havlik, FINRA’s executive vice president of Member Supervision, Steve Polansky, a senior director in Member Supervision, and Gene DeMaio, a senior vice president of options regulation and the trading and financial compliance exam program, to learn more about the changes to the letter and to drill into a few key topics.

Stay tuned to hear more about new priorities such as fixed income mark-up disclosure and supervision of digital assets business, as well as some new takes on existing priorities, including suitability, best execution, market manipulation and more.

Resources mentioned in this episode:

2019 Priorities Letter

2018 Priorities Letter

2018 Exam Findings Report

Fixed Income Confirmation Disclosure FAQs

SEC Statement on Digital Asset Securities Issuance and Trading

SEC Issues Investigative Report on DAO Tokens

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> The Annual Priorities Letter: A Fresh Take FINRA 00:21:32 The Annual FINRA Priorities Letter is a great resource for firms looking to improve their compliance, supervisory and risk management programs. But the 2019 Letter is a little different. Tune into this episode of FINRA Unscripted to learn more about the changes to the letter and to drill into a few key topics. The Annual FINRA Priorities Letter is a great resource for firms looking to improve their compliance, supervisory and risk management programs. But the 2019 Letter is a little different. Tune into this episode of FINRA Unscripted to learn more about the changes to the letter and to drill into a few key topics. best ex, digital assets, self-regulatory organization, risk monitoring, priorities, regulatory priorities, finra, broker-dealer, short tender, market regulation, mark-up disclosure, suitability, member supervision, market manipulation, examination program false full 26 e88e52eb-c20b-4a44-a7ff-625ae9b51955 Insider Trading: Finding the Needle in the Haystack When it comes to detecting insider trading, it really is like finding a needle in a haystack with more than 15,000 different stocks, options and bonds trading every day across millions of transactions. Yet, Sam Draddy and the Insider Surveillance team in the Office of Fraud Detection and Market Intelligence manage to find those needles.

The Insider Surveillance team does it by combining a lot of data—20 years’ worth of data on thousands of actively traded bonds, stocks and equity options—with a mix of sophisticated surveillance technology and good old-fashioned detective work.

On this episode of FINRA Unscripted Sam Draddy walks us through the process. Plus, he shares details of some of the most interesting cases of his career and attempts to answer the real question: why do people do it?

Resources mentioned in this episode:

SEC’s Edgar Database

Pro Golfer Agrees to Repay Trading Profits

SEC’s Perk Hixon Case

Did Somebody Just Eat a Post-It?

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Tue, 4 Dec 2018 14:30:00 +0000 finraunscripted@finra.org (FINRA) https://www.finra.org/media-center/finra-unscripted/ When it comes to detecting insider trading, it really is like finding a needle in a haystack with more than 15,000 different stocks, options and bonds trading every day across millions of transactions. Yet, Sam Draddy and the Insider Surveillance team in the Office of Fraud Detection and Market Intelligence manage to find those needles.

The Insider Surveillance team does it by combining a lot of data—20 years’ worth of data on thousands of actively traded bonds, stocks and equity options—with a mix of sophisticated surveillance technology and good old-fashioned detective work.

On this episode of FINRA Unscripted Sam Draddy walks us through the process. Plus, he shares details of some of the most interesting cases of his career and attempts to answer the real question: why do people do it?

Resources mentioned in this episode:

SEC’s Edgar Database

Pro Golfer Agrees to Repay Trading Profits

SEC’s Perk Hixon Case

Did Somebody Just Eat a Post-It?

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Insider Trading: Finding the Needle in the Haystack FINRA 00:27:26 More than 15,000 different stocks, options and bonds trade every day across millions of transactions. When it comes to detecting insider trading, it really is like finding a needle in a haystack. But that’s exactly what Sam Draddy and his team in the Office of Fraud Detection and Market Intelligence group do. Learn how in this episode of FINRA Unscripted. More than 15,000 different stocks, options and bonds trade every day across millions of transactions. When it comes to detecting insider trading, it really is like finding a needle in a haystack. But that’s exactly what Sam Draddy and his team in the Office of Fraud Detection and Market Intelligence group do. Learn how in this episode of FINRA Unscripted. fbi, post-it note scam, fraud, phil mickelson, perk hixon, financial industry, galleon group, sec, finra, treasury, office of fraud detection and market intelligence, illegal trading, insiders, ofdmi, raj rajaratnam, insider trading false full 23 f67379aa-e4f0-4211-9308-daefd5e1d346 The New SIE Exam: Opening Doors to the Securities Industry Looking to break into the financial services industry? It is about to get easier.

On October 1, 2018, FINRA will launch a new exam that consolidates the fundamental knowledge shared across several of FINRA’s existing Series exams into a single Securities Industry Essentials (SIE) exam. Additional “top-off” exams, such as the Series 7, will be trimmed down to focus only on the specific knowledge needed for that qualification—eliminating overlap in licensing exams and creating a more efficient program.

And the biggest change: you don’t have to be associated with a financial firm to take the SIE exam.

So get your number two pencils ready and tune in to this episode of Unscripted, where John Kalohn, FINRA’s Vice President of Testing & Continuing Education, joins us to provide insight that just might help you ace the SIE exam.

Resources mentioned in this episode:

Registered Representatives Brochure

SIE Exam Content Outline

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> Tue, 25 Sep 2018 13:30:00 +0000 finraunscripted@finra.org (FINRA) https://www.finra.org/media-center/finra-unscripted/ Looking to break into the financial services industry? It is about to get easier.

On October 1, 2018, FINRA will launch a new exam that consolidates the fundamental knowledge shared across several of FINRA’s existing Series exams into a single Securities Industry Essentials (SIE) exam. Additional “top-off” exams, such as the Series 7, will be trimmed down to focus only on the specific knowledge needed for that qualification—eliminating overlap in licensing exams and creating a more efficient program.

And the biggest change: you don’t have to be associated with a financial firm to take the SIE exam.

So get your number two pencils ready and tune in to this episode of Unscripted, where John Kalohn, FINRA’s Vice President of Testing & Continuing Education, joins us to provide insight that just might help you ace the SIE exam.

Resources mentioned in this episode:

Registered Representatives Brochure

SIE Exam Content Outline

Find us:  LinkedIn / X / YouTube / Facebook / Instagram / E-mail

Subscribe to our show on Apple Podcasts, Google Play and by RSS.

]]> The New SIE Exam: Opening Doors to the Securities Industry FINRA 00:23:13 Looking to break into the financial services industry? It is about to get easier. On October 1, 2018, FINRA will launch the Securities Industry Essential (SIE) exam, a new exam that will test concepts fundamental to the securities industry. And you don’t have to be associated with a financial firm to take it! Today, we are joined by John Kalohn, FINRA’s Vice President of Testing & Continuing Education, whose insights might just help you ace the SIE exam. Looking to break into the financial services industry? It is about to get easier. On October 1, 2018, FINRA will launch the Securities Industry Essential (SIE) exam, a new exam that will test concepts fundamental to the securities industry. And you don’t have to be associated with a financial firm to take it! Today, we are joined by John Kalohn, FINRA’s Vice President of Testing & Continuing Education, whose insights might just help you ace the SIE exam. securities industry essential, testing, finra, registration exams, exam, qualification exam, finra exam program, financial industry, investment banking, continuing education, series 7, series 6, banking, general securities representative, broker, sie false full 18