https://simplecast.com Standard Deviations with Dr. Daniel Crosby The Standard Deviations podcast is a weekly production that looks at money, mind and meaning, all through a psychological lens. Each week, psychologist and New York Times bestselling author Dr. Daniel Crosby interviews a fascinating new guest, experts in everything from finance to literature to wellness. Each guest provides listeners with three concrete ways to apply what was learned that week, ensuring that weekly listening becomes part of a path to a richer life. Episodes are brief, research-based, and designed to fit perfectly within your commute time. So, tune in for practical news that will help you make more, think more and be more. Learn more by following Dr. Daniel @danielcrosby or visit the website at www.standarddeviationspod.com/ Standard Deviations is presented by Orion. All rights reserved en Thu, 9 Apr 2026 04:00:00 +0000 Thu, 9 Apr 2026 04:00:14 +0000 https://www.standarddeviationspod.com/ Standard Deviations with Dr. Daniel Crosby https://image.simplecastcdn.com/images/62718810-abcb-4d0d-a376-4c8dd1f690fe/2c0a85b0-e2a6-4d09-b3a0-3d3f390152c9/3000x3000/standard-deviations.jpg?aid=rss_feed https://www.standarddeviationspod.com/ episodic The Standard Deviations podcast is a weekly production that looks at money, mind and meaning, all through a psychological lens. Each week, psychologist and New York Times bestselling author Dr. Daniel Crosby interviews a fascinating new guest, experts in everything from finance to literature to wellness. Each guest provides listeners with three concrete ways to apply what was learned that week, ensuring that weekly listening becomes part of a path to a richer life. Episodes are brief, research-based, and designed to fit perfectly within your commute time. So, tune in for practical news that will help you make more, think more and be more. Learn more by following Dr. Daniel @danielcrosby or visit the website at www.standarddeviationspod.com/ Standard Deviations is presented by Orion. Dr. Daniel Crosby false https://feeds.simplecast.com/XnV_1Ojp invesment, standard deviations podcast, how to invest, dr. daniel crosby, behavioral finance, fintech, daniel crosby, befi, behavioral economics, investor psychology, investor emotion, investing, the behavioral investor, psychology of investing, the laws of wealth, stock market, stock investment podcast, turkey, nigeria, so money podcast, zimbabwe, personal finance podcast, cayman islands, behavioral finance biases, fintech podcast, how to money podcast, invest like the best, planet money podcast, poland, portugal, greece, award winning podcast, mexico, gold investment podcast, hong kong, great britain, financial advisor, argentina, india, sweden, singapore, google finance, england, morocco, ghana, south africa, money podcast, phillippines, daniel kahneman, bvi, dave ramsey, psychology podcast, iraq, liberia, germany, tanzania, thailand, new zealand, financial technology, isle of man, spain, norway, colombia, wealth management, investment podcast, best investing podcast, romania, investment psychology, uk, top 10 podcast, psychology, podcast for financial advisors, belgium, japan, egypt, best finance podcast, kenya, united kingdom, switzerland, market psychology, denmark, personal finance podcast beginners, pakistan, malaysia, china, france, australia, brazil, nepal, bangladesh, vietnam, netherlands, cnn money, israel, canada, yahoo finance, best investment podcast, ireland, italy, money, clark howard, best personal finance podcast, motley fool money podcast, cameroon, jordan, wealth management podcast, suze orman, real estate investment podcast, russia, sierre leone, austria, finland, m1 finance, investing podcast, best money podcast, sri lanka, personal finance, biggerpockets money podcast, ukraine Standard Deviations with Dr. Daniel Crosby danielcrosby@gmail.com 379cc16f-a2a5-449c-bdb8-7e3e8ab1f118 Dr. Joseph Moore - How to Get Rich in American History: 300 Years of Financial Advice That Worked (& Didn’t) Tune in to hear:

  • After studying 300 years of history, what is Dr. Moore’s current view with respect to the American Dream?
  • Is it maybe simultaneously true that it’s easier to get ahead than ever for the average American, but that there is also rampant corruption and nepotism at a high level?
  • How does the current U.S. housing crisis compare in severity to those in our past?
  • What are some common misconceptions about what works and what doesn’t work when it comes to building wealth?
  • Why does Dr. Moore think of real estate as an active investment?
  • What was the conceptual shift that led us to start valuing net worth so much?
  • What lessons did Dr. Moore learn from creating his own cryptocurrency?
  • What are some of the other financial experiments that Dr. Moore undertook while writing his new book?
  • What distinction does Dr. Moore make between “fast time” and “slow time?”

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]]> Thu, 9 Apr 2026 04:00:00 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby, Dr. Joseph Moore) https://www.standarddeviationspod.com/ Tune in to hear:

  • After studying 300 years of history, what is Dr. Moore’s current view with respect to the American Dream?
  • Is it maybe simultaneously true that it’s easier to get ahead than ever for the average American, but that there is also rampant corruption and nepotism at a high level?
  • How does the current U.S. housing crisis compare in severity to those in our past?
  • What are some common misconceptions about what works and what doesn’t work when it comes to building wealth?
  • Why does Dr. Moore think of real estate as an active investment?
  • What was the conceptual shift that led us to start valuing net worth so much?
  • What lessons did Dr. Moore learn from creating his own cryptocurrency?
  • What are some of the other financial experiments that Dr. Moore undertook while writing his new book?
  • What distinction does Dr. Moore make between “fast time” and “slow time?”

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Compliance Code: 1007-U-26086

]]> Dr. Joseph Moore - How to Get Rich in American History: 300 Years of Financial Advice That Worked (& Didn’t) Dr. Daniel Crosby, Dr. Joseph Moore 00:36:35 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Dr. Joseph Moore. Joseph Moore, PhD is an author, historian, and investor living in Atlanta, GA whose writings have been published in outlets like The New York Times and Oxford University Press. He is formerly Associate Professor of History, Department Chair, and Special Assistant to the President at Gardner-Webb University, and now teaches at Kennesaw State University. His latest book, How to Get Rich in American History: 300 Years of Financial Advice That Worked (& Didn’t), is the first ever history of financial advice in America. It explores what everyday people were told to do with their money, how advice changed over time, and what history teaches for financial life today. In addition to researching the past, Moore experimented with history’s wildest financial strategies on himself, leading to hair-raising and often hilarious results, but also leading him to become financially independent in his mid 40s. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Dr. Joseph Moore. Joseph Moore, PhD is an author, historian, and investor living in Atlanta, GA whose writings have been published in outlets like The New York Times and Oxford University Press. He is formerly Associate Professor of History, Department Chair, and Special Assistant to the President at Gardner-Webb University, and now teaches at Kennesaw State University. His latest book, How to Get Rich in American History: 300 Years of Financial Advice That Worked (& Didn’t), is the first ever history of financial advice in America. It explores what everyday people were told to do with their money, how advice changed over time, and what history teaches for financial life today. In addition to researching the past, Moore experimented with history’s wildest financial strategies on himself, leading to hair-raising and often hilarious results, but also leading him to become financially independent in his mid 40s. psychology podcast, cryptocurrency, bitcoin, market psychology, fintech, dr. daniel crosby, crypto, behavioral finance, the history of economics, the history of markets, investing 101, investing podcast, history of the stock market, philosophy podcast, befi, psychology of finance, market history, finance podcast, orion advisor solutions, passive investing, active investing, practice management, dr. joseph moore false full 355 94063ff1-05ff-48e9-8320-c66d496b2510 Marla Sofer - AI and BeFi: Why Tech and Human First Advice Go Together Tune in to hear:

  • Where do people consistently misperceive their own behaviors and their own financial tendencies? Also, what are the forces that drive those blindspots?
  • Why do so many financial planning tools optimize for all the wrong things and how can we make client services better center the client and their goals?
  • What are Marla’s hopes for the world of tech when it comes to minimizing the “knowing-doing gap?”
  • Do people need more financial literacy or self-literacy/self-awareness?
  • In the medium term, how does Marla see the role of the financial advisor changing with respect to AI? What’s the place of behavioral coaching in this new world?
  • How does Marla think about the “creep factor” in her own business and how can we see clients for who they are without overreaching?
  • What lessons, as an entrepreneur and business owner, has Marla learned from introspection about how to uplift herself after a hard day?

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Compliance Code: 1005-U-26086

]]> Thu, 2 Apr 2026 04:00:00 +0000 danielcrosby@gmail.com (Marla Sofer, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

  • Where do people consistently misperceive their own behaviors and their own financial tendencies? Also, what are the forces that drive those blindspots?
  • Why do so many financial planning tools optimize for all the wrong things and how can we make client services better center the client and their goals?
  • What are Marla’s hopes for the world of tech when it comes to minimizing the “knowing-doing gap?”
  • Do people need more financial literacy or self-literacy/self-awareness?
  • In the medium term, how does Marla see the role of the financial advisor changing with respect to AI? What’s the place of behavioral coaching in this new world?
  • How does Marla think about the “creep factor” in her own business and how can we see clients for who they are without overreaching?
  • What lessons, as an entrepreneur and business owner, has Marla learned from introspection about how to uplift herself after a hard day?

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Compliance Code: 1005-U-26086

]]> Marla Sofer - AI and BeFi: Why Tech and Human First Advice Go Together Marla Sofer, Dr. Daniel Crosby 00:44:35 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Marla Sofer. Marla Sofer is a former financial advisor and financial services executive who spent two decades inside wealth & asset management firms including BlackRock, J.P. Morgan, and Invesco, leading product, experience, and growth initiatives. She saw that while advisors deeply care about their clients, the systems around them were never designed to scale human understanding. Most firms track assets, risk scores, and transactions. Very few systematically capture what clients actually value, fear, and aspire to. To solve that structural gap, Marla introduced the concept of a client-powered “financial identity,” and built Knomee as the infrastructure to operationalize it. Knomee enables wealth management organizations to transform behavioral intelligence into structured, consent-based data that advisors can use to deliver personalized, measurable financial wellness at scale. The mission is simple: make human understanding the foundation of modern wealth management. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Marla Sofer. Marla Sofer is a former financial advisor and financial services executive who spent two decades inside wealth & asset management firms including BlackRock, J.P. Morgan, and Invesco, leading product, experience, and growth initiatives. She saw that while advisors deeply care about their clients, the systems around them were never designed to scale human understanding. Most firms track assets, risk scores, and transactions. Very few systematically capture what clients actually value, fear, and aspire to. To solve that structural gap, Marla introduced the concept of a client-powered “financial identity,” and built Knomee as the infrastructure to operationalize it. Knomee enables wealth management organizations to transform behavioral intelligence into structured, consent-based data that advisors can use to deliver personalized, measurable financial wellness at scale. The mission is simple: make human understanding the foundation of modern wealth management. standard deviations podcast, artificial intelligence and investing, fintech, dr. daniel crosby, knomee, behavioral finance, marla sofer, investing 101, behavioral biases, befi, ai and investing, orion advisor solutions, practice management, fintech podcast, behavioral science, behavioral finance biases, daniel crosby false full 354 48f22eb4-d742-4c7c-82d9-6626dbef59d3 Dr. Daniel Crosby - Write Your Story Tune in to hear:

  • What does Swiss-born British author Alain de Botton have to say about Macbeth’s cynical soliloquy on the brevity and meaningless of life? Why does he state that despair and hope are two sides of the same coin?
  • How does storytelling make a truth durable in our minds by linking an idea to an ego?
  • Why is our internal dialogue one of the most important stories that we tell? How can we go about making it a more productive dialogue and less self-depricating?
  • How can Albert Ellis’ “ABC Model” help us counteract irrational thoughts and cognitive distortions?
  • What is an exercise you can work through to help correct detrimental self-speak?
  • What is The Significant Objects Project and what can it teach us about the importance of narrative as it relates to valuation?

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Compliance Code: 3328-U-25338

]]> Thu, 11 Dec 2025 05:00:00 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

  • What does Swiss-born British author Alain de Botton have to say about Macbeth’s cynical soliloquy on the brevity and meaningless of life? Why does he state that despair and hope are two sides of the same coin?
  • How does storytelling make a truth durable in our minds by linking an idea to an ego?
  • Why is our internal dialogue one of the most important stories that we tell? How can we go about making it a more productive dialogue and less self-depricating?
  • How can Albert Ellis’ “ABC Model” help us counteract irrational thoughts and cognitive distortions?
  • What is an exercise you can work through to help correct detrimental self-speak?
  • What is The Significant Objects Project and what can it teach us about the importance of narrative as it relates to valuation?

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Compliance Code: 3328-U-25338

]]> Dr. Daniel Crosby - Write Your Story Dr. Daniel Crosby 00:16:11 This year on Standard Deviations, we are going to try something a little different. We will be running the episodes weekly now, there will be no guests, each episode will disappear a week after it publishes and we are really going to focus on meaning this season. In this episode, Dr. Daniel Crosby looks at the importance of storytelling. In particular, he illustrates how our internal narrative is integral to how we make sense of our lives and how we create meaning. In closing, Dr. Crosby shows us some exercises that can help us overcome detrimental self-speak and turn our self narrative into a force for personal growth. Educated at Brigham Young and Emory Universities, Dr. Daniel Crosby is a psychologist and behavioral finance expert who helps organizations understand the intersection of mind and markets. Dr. Crosby's first book, Personal Benchmark: Integrating Behavioral Finance and Investment Management, was a New York Times bestseller. His second book, The Laws of Wealth, was named the best investment book of 2017 by the Axiom Business Book Awards and has been translated into Japanese, Chinese, Vietnamese and German. His latest work, The Behavioral Investor, is an in-depth look at how sociology, psychology and neurology all impact investment decision-making. Daniel was named one of the “12 Thinkers to Watch” by Monster.com, a “Financial Blogger You Should Be Reading” by AARP and a member of InvestmentNews prestigious "40 Under 40". When he is not consulting around market psychology, Daniel enjoys independent films, fanatically following St. Louis Cardinals baseball, and spending time with his wife and three children. This year on Standard Deviations, we are going to try something a little different. We will be running the episodes weekly now, there will be no guests, each episode will disappear a week after it publishes and we are really going to focus on meaning this season. In this episode, Dr. Daniel Crosby looks at the importance of storytelling. In particular, he illustrates how our internal narrative is integral to how we make sense of our lives and how we create meaning. In closing, Dr. Crosby shows us some exercises that can help us overcome detrimental self-speak and turn our self narrative into a force for personal growth. Educated at Brigham Young and Emory Universities, Dr. Daniel Crosby is a psychologist and behavioral finance expert who helps organizations understand the intersection of mind and markets. Dr. Crosby's first book, Personal Benchmark: Integrating Behavioral Finance and Investment Management, was a New York Times bestseller. His second book, The Laws of Wealth, was named the best investment book of 2017 by the Axiom Business Book Awards and has been translated into Japanese, Chinese, Vietnamese and German. His latest work, The Behavioral Investor, is an in-depth look at how sociology, psychology and neurology all impact investment decision-making. Daniel was named one of the “12 Thinkers to Watch” by Monster.com, a “Financial Blogger You Should Be Reading” by AARP and a member of InvestmentNews prestigious "40 Under 40". When he is not consulting around market psychology, Daniel enjoys independent films, fanatically following St. Louis Cardinals baseball, and spending time with his wife and three children. standard deviations podcast, psychology podcast, oral histories, oral history, dr. daniel crosby, behavioral finance, investing 101, investing podcast, the psychology of storytelling, self narrative, befi, the behavioral investor, orion advisor solutions, wellness podcast, practice management, storytelling, the soul of wealth, storytelling and meaning, the laws of wealth false full 353 7afb474d-2e36-4812-adda-5a636b2cbdaf Brad Johnson - Live from Future Proof Tune in to hear:

  • What mindset differences does Brad notice between advisors who are barely getting by and the ones who are 2-4xing their business?
  • Why is focusing on talent acquisition and having a convincing growth story such an important part of growing your business?
  • What is the baseline mindset that Brad often has to move advisors away from to encourage their growth?
  • What distinguishes high-growth cultures from mediocre cultures and what are some actionable ways a company can improve their culture?
  • What’s the psychology behind closing the knowing-doing gap for advisors?
  • What are two actionable things listeners can begin practicing today to grow themselves or their business?

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Compliance Code: 2721-U-25279

]]> Thu, 9 Oct 2025 04:00:00 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

  • What mindset differences does Brad notice between advisors who are barely getting by and the ones who are 2-4xing their business?
  • Why is focusing on talent acquisition and having a convincing growth story such an important part of growing your business?
  • What is the baseline mindset that Brad often has to move advisors away from to encourage their growth?
  • What distinguishes high-growth cultures from mediocre cultures and what are some actionable ways a company can improve their culture?
  • What’s the psychology behind closing the knowing-doing gap for advisors?
  • What are two actionable things listeners can begin practicing today to grow themselves or their business?

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Compliance Code: 2721-U-25279

]]> Brad Johnson - Live from Future Proof Dr. Daniel Crosby 00:20:43 This year on Standard Deviations, we are going to try something a little different. We will be running the episodes weekly now, there will be no guests, each episode will disappear a week after it publishes and we are really going to focus on meaning this season. In this episode, Dr. Daniel Crosby looks at the psychology behind the highest growth financial advisors and firms. Educated at Brigham Young and Emory Universities, Dr. Daniel Crosby is a psychologist and behavioral finance expert who helps organizations understand the intersection of mind and markets. Dr. Crosby's first book, Personal Benchmark: Integrating Behavioral Finance and Investment Management, was a New York Times bestseller. His second book, The Laws of Wealth, was named the best investment book of 2017 by the Axiom Business Book Awards and has been translated into Japanese, Chinese, Vietnamese and German. His latest work, The Behavioral Investor, is an in-depth look at how sociology, psychology and neurology all impact investment decision-making. Daniel was named one of the “12 Thinkers to Watch” by Monster.com, a “Financial Blogger You Should Be Reading” by AARP and a member of InvestmentNews prestigious "40 Under 40". When he is not consulting around market psychology, Daniel enjoys independent films, fanatically following St. Louis Cardinals baseball, and spending time with his wife and three children. This year on Standard Deviations, we are going to try something a little different. We will be running the episodes weekly now, there will be no guests, each episode will disappear a week after it publishes and we are really going to focus on meaning this season. In this episode, Dr. Daniel Crosby looks at the psychology behind the highest growth financial advisors and firms. Educated at Brigham Young and Emory Universities, Dr. Daniel Crosby is a psychologist and behavioral finance expert who helps organizations understand the intersection of mind and markets. Dr. Crosby's first book, Personal Benchmark: Integrating Behavioral Finance and Investment Management, was a New York Times bestseller. His second book, The Laws of Wealth, was named the best investment book of 2017 by the Axiom Business Book Awards and has been translated into Japanese, Chinese, Vietnamese and German. His latest work, The Behavioral Investor, is an in-depth look at how sociology, psychology and neurology all impact investment decision-making. Daniel was named one of the “12 Thinkers to Watch” by Monster.com, a “Financial Blogger You Should Be Reading” by AARP and a member of InvestmentNews prestigious "40 Under 40". When he is not consulting around market psychology, Daniel enjoys independent films, fanatically following St. Louis Cardinals baseball, and spending time with his wife and three children. standard deviations podcast, dr. daniel crosby, financial podcast, behavioral finance, investing podcast, befi, the behavioral investor, finance podcast, orion advisor solutions, the soul of wealth, the laws of wealth false full 347 c3459483-f528-4b90-b71b-37015fa2cb27 Dr. Daniel Crosby - The Case for Calm: Being Still in a Turning World Tune in to hear:

  • What is Rudyard Kipling’s poem “If –” about and what can it teach us about remaining poised in the face of chaos?
  • What are some qualities of the investors who fare best in turbulent markets?
  • What roles does EQ (Emotional Intelligence) play in investment decision making?
  • What are some practical steps for remaining calm in a churning world?
  • Why is “sleeping on it” such powerful advice when it comes to investment decision making?
  • How can we anchor to non-financial metrics to regain a measure of control during market downturns?

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Compliance Code: 1048-U-25099

]]> Wed, 9 Apr 2025 15:43:54 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

  • What is Rudyard Kipling’s poem “If –” about and what can it teach us about remaining poised in the face of chaos?
  • What are some qualities of the investors who fare best in turbulent markets?
  • What roles does EQ (Emotional Intelligence) play in investment decision making?
  • What are some practical steps for remaining calm in a churning world?
  • Why is “sleeping on it” such powerful advice when it comes to investment decision making?
  • How can we anchor to non-financial metrics to regain a measure of control during market downturns?

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Compliance Code: 1048-U-25099

]]> Dr. Daniel Crosby - The Case for Calm: Being Still in a Turning World Dr. Daniel Crosby 00:07:02 This year on Standard Deviations, we are going to try something a little different. We will be running the episodes weekly now, there will be no guests, each episode will disappear a week after it publishes and we are really going to focus on meaning this season. In this episode, Dr. Daniel Crosby looks at how we can face turbulent markets with the poise and calm needed to successfully make it through these tough moments. Educated at Brigham Young and Emory Universities, Dr. Daniel Crosby is a psychologist and behavioral finance expert who helps organizations understand the intersection of mind and markets. Dr. Crosby's first book, Personal Benchmark: Integrating Behavioral Finance and Investment Management, was a New York Times bestseller. His second book, The Laws of Wealth, was named the best investment book of 2017 by the Axiom Business Book Awards and has been translated into Japanese, Chinese, Vietnamese and German. His latest work, The Behavioral Investor, is an in-depth look at how sociology, psychology and neurology all impact investment decision-making. Daniel was named one of the “12 Thinkers to Watch” by Monster.com, a “Financial Blogger You Should Be Reading” by AARP and a member of InvestmentNews prestigious "40 Under 40". When he is not consulting around market psychology, Daniel enjoys independent films, fanatically following St. Louis Cardinals baseball, and spending time with his wife and three children. This year on Standard Deviations, we are going to try something a little different. We will be running the episodes weekly now, there will be no guests, each episode will disappear a week after it publishes and we are really going to focus on meaning this season. In this episode, Dr. Daniel Crosby looks at how we can face turbulent markets with the poise and calm needed to successfully make it through these tough moments. Educated at Brigham Young and Emory Universities, Dr. Daniel Crosby is a psychologist and behavioral finance expert who helps organizations understand the intersection of mind and markets. Dr. Crosby's first book, Personal Benchmark: Integrating Behavioral Finance and Investment Management, was a New York Times bestseller. His second book, The Laws of Wealth, was named the best investment book of 2017 by the Axiom Business Book Awards and has been translated into Japanese, Chinese, Vietnamese and German. His latest work, The Behavioral Investor, is an in-depth look at how sociology, psychology and neurology all impact investment decision-making. Daniel was named one of the “12 Thinkers to Watch” by Monster.com, a “Financial Blogger You Should Be Reading” by AARP and a member of InvestmentNews prestigious "40 Under 40". When he is not consulting around market psychology, Daniel enjoys independent films, fanatically following St. Louis Cardinals baseball, and spending time with his wife and three children. bear market, client experience, investment podcast, economics podcast, behavioral finance, investing 101, tariffs impact on the market, risk management, befi, election 2024, financial planning, practice management, portfolio management, market downturn, market volatility, investment strategy false full 329 c848eaf3-5a79-4f08-be12-2916e1598f5c Joe Duran - Humanizing Wealth Management: How Personalization is Shaping the Future of Financial Services Tune in to hear:

  • What insight did Joe have that prompted him to start applying Behavioral Finance in practical ways while much of the industry was focused elsewhere?
  • Why are so many firms relying on the old-fashioned educational approach when building client-centric tools and technology seems to be the way forward?
  • What is an example of a compelling promise a wealth management firm could make to their clients?
  • Is it time for those who entered the business because they love picking stocks and crunching numbers to roll off, re-educate or learn new skills? Also, what can we do to attract the next generation of talent?
  • When Joe looks at the RIAs he’d want to invest in vs. those he would pass on, what are the defining differences between them?
  • How can Joe separate the wheat from the chaff during their vetting process?

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Compliance Code: 3066-OAS-11/27/2024

]]> Thu, 12 Dec 2024 05:00:00 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby, Joe Duran) https://www.standarddeviationspod.com/ Tune in to hear:

  • What insight did Joe have that prompted him to start applying Behavioral Finance in practical ways while much of the industry was focused elsewhere?
  • Why are so many firms relying on the old-fashioned educational approach when building client-centric tools and technology seems to be the way forward?
  • What is an example of a compelling promise a wealth management firm could make to their clients?
  • Is it time for those who entered the business because they love picking stocks and crunching numbers to roll off, re-educate or learn new skills? Also, what can we do to attract the next generation of talent?
  • When Joe looks at the RIAs he’d want to invest in vs. those he would pass on, what are the defining differences between them?
  • How can Joe separate the wheat from the chaff during their vetting process?

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Compliance Code: 3066-OAS-11/27/2024

]]> Joe Duran - Humanizing Wealth Management: How Personalization is Shaping the Future of Financial Services Dr. Daniel Crosby, Joe Duran 00:49:48 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Joe Duran. Joe is a serial entrepreneur and an industry visionary in wealth management and wealthtech. Most recently Joe was a Partner at Goldman Sachs as Co-Head of the Workplace and Personal Wealth business. Joe founded and was CEO of United Capital, one of the nation’s largest independent wealth management firms, which was acquired by Goldman Sachs in July, 2019. Prior to that he built and sold Centurion Capital, one of the first Turnkey Asset Management Platforms to General Electric where he served as President of GE Private Asset Management (now NYSE listed AssetMark.) He has written three books on investing and entrepreneurship and has been on the New York Times and USA bestseller lists. Joe is a sought after conference speaker and appears frequently on a broad spectrum of media from CNBC to Goop. Joe has MBAs from Columbia University and UC Berkeley, and an undergraduate degree from Saint Louis University. He is a CFA Charterholder and a member of YPO. He has been a Yogi for decades, meditates daily and is an avid beach volleyball player. Joe is married to Jennifer and they have three daughters that they cherish. They live in Laguna Beach, California and Tribeca, New York. They travel frequently, love dining, dancing and live concerts. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Joe Duran. Joe is a serial entrepreneur and an industry visionary in wealth management and wealthtech. Most recently Joe was a Partner at Goldman Sachs as Co-Head of the Workplace and Personal Wealth business. Joe founded and was CEO of United Capital, one of the nation’s largest independent wealth management firms, which was acquired by Goldman Sachs in July, 2019. Prior to that he built and sold Centurion Capital, one of the first Turnkey Asset Management Platforms to General Electric where he served as President of GE Private Asset Management (now NYSE listed AssetMark.) He has written three books on investing and entrepreneurship and has been on the New York Times and USA bestseller lists. Joe is a sought after conference speaker and appears frequently on a broad spectrum of media from CNBC to Goop. Joe has MBAs from Columbia University and UC Berkeley, and an undergraduate degree from Saint Louis University. He is a CFA Charterholder and a member of YPO. He has been a Yogi for decades, meditates daily and is an avid beach volleyball player. Joe is married to Jennifer and they have three daughters that they cherish. They live in Laguna Beach, California and Tribeca, New York. They travel frequently, love dining, dancing and live concerts. artificial intelligence and investing, human first investing, dr. daniel crosby, rise growth partners, behavioral finance, ai, behavioral investing, rise growth, befi, ai and investing, the behavioral investor, large language model, machine learning, human first, behavioral science, automation, human first approach, the soul of wealth, joe duran, the laws of wealth false full 309 75e4348f-998e-4431-98e3-57604259222b Breanna Blaney (Live at Future Proof) Tune in to hear:

  • What does Dimensional see about the future of the industry that encouraged them to launch something like ‘Life Invested.’
  • Why does a “human first” investment model have the power to endure in a way that other investment models, such as those centered around sales, have not?
  • How can we give the “human first” approach more definitional clarity for those who are new to the concept?
  • What would Breanna say to those advisors who are nervous they are going to open a “Pandora’s Box of emotion” when they become more vulnerable with their clients?
  • As someone who does a lot of self-reflection, what advice does Breanna have for advisors who want to use the things that we are discussing today as a window onto self-improvement?

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Compliance Code: 3061-OAS-11/27/2024

]]> Thu, 5 Dec 2024 05:00:00 +0000 danielcrosby@gmail.com (Breanna Rae Blaney, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

  • What does Dimensional see about the future of the industry that encouraged them to launch something like ‘Life Invested.’
  • Why does a “human first” investment model have the power to endure in a way that other investment models, such as those centered around sales, have not?
  • How can we give the “human first” approach more definitional clarity for those who are new to the concept?
  • What would Breanna say to those advisors who are nervous they are going to open a “Pandora’s Box of emotion” when they become more vulnerable with their clients?
  • As someone who does a lot of self-reflection, what advice does Breanna have for advisors who want to use the things that we are discussing today as a window onto self-improvement?

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Compliance Code: 3061-OAS-11/27/2024

]]> Breanna Blaney (Live at Future Proof) Breanna Rae Blaney, Dr. Daniel Crosby 00:26:10 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Breanna Rae Blaney. Breanna Blaney is the Life, Invested Director & Vice President leading Dimensional’s efforts to explore the relationship between life and investing. The firm’s Life, Invested program helps simplify the world of investing, integrating it into the bigger picture of people’s lives so that they can not only invest better but live better. Bre also has over 1,000 hours training in yoga and Ayurveda and is passionate about the intersection of mindfulness and finance. She serves on Dimensional's Women & Wealth steering committee and has prior experience in real estate private equity and corporate finance. She graduated with a BA in business and economics from the University of North Carolina at Chapel Hill. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Breanna Rae Blaney. Breanna Blaney is the Life, Invested Director & Vice President leading Dimensional’s efforts to explore the relationship between life and investing. The firm’s Life, Invested program helps simplify the world of investing, integrating it into the bigger picture of people’s lives so that they can not only invest better but live better. Bre also has over 1,000 hours training in yoga and Ayurveda and is passionate about the intersection of mindfulness and finance. She serves on Dimensional's Women & Wealth steering committee and has prior experience in real estate private equity and corporate finance. She graduated with a BA in business and economics from the University of North Carolina at Chapel Hill. breanna rae blaney, human first investing, dr. daniel crosby, orion, behavioral finance, investing 101, artificial intelligence, befi, breanna blaney, the behavioral investor, orion advisor solutions, dimensional funds, behavioral science, daniel crosby, the soul of wealth, dimensional fund advisors, how to invest, the laws of wealth, future proof conference, future proof false full 308 a9b2576e-8059-47d9-83fd-6ba8ab42e36b Dr. Christina Lynn - Master Motivational Interviewing: A Game-Changer for Financial Advisors and Client Relationships Tune in to hear:

  • Examples of when emotional connection can play a decisive role in sales.
  • How, practically, can advisors shift their focus a bit from the technical to fostering deep, emotional connections with their clients?
  • What is motivational interviewing, what is based on and what does it look like in practice?
  • Where does the discovery process often go wrong and what can we do to make it go right?
  • How can silence be a powerful tool in client meetings?
  • How can advisors help their clients’ goals become more vivid and salient for them?
  • What is EQ, or emotional intelligence, and why does it matter so much for advisors? Also, what specifically is Dr. Lynn doing with her workshops and her scorecard?
  • What is one sub facet of emotional intelligence that we could all stand to work on?

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Compliance Code: 2455-OAS-9/23/2024

]]> Thu, 14 Nov 2024 05:00:00 +0000 danielcrosby@gmail.com (Dr. Christina Lynn, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

  • Examples of when emotional connection can play a decisive role in sales.
  • How, practically, can advisors shift their focus a bit from the technical to fostering deep, emotional connections with their clients?
  • What is motivational interviewing, what is based on and what does it look like in practice?
  • Where does the discovery process often go wrong and what can we do to make it go right?
  • How can silence be a powerful tool in client meetings?
  • How can advisors help their clients’ goals become more vivid and salient for them?
  • What is EQ, or emotional intelligence, and why does it matter so much for advisors? Also, what specifically is Dr. Lynn doing with her workshops and her scorecard?
  • What is one sub facet of emotional intelligence that we could all stand to work on?

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Compliance Code: 2455-OAS-9/23/2024

]]> Dr. Christina Lynn - Master Motivational Interviewing: A Game-Changer for Financial Advisors and Client Relationships Dr. Christina Lynn, Dr. Daniel Crosby 00:38:23 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Dr. Christina Lynn. Christina Lynn, Ph.D., CFP®, AFC®, CDFA®, is a wealth management consultant specializing in the psychology of financial planning, divorce finances, estate planning, and digital assets. Her approach to financial planning is holistic and evidence-based, with a strong emphasis on life planning and innovation. One of her passion projects involves leveraging Motivational Interviewing to enhance the work of wealth advisors. Christina earned her doctorate in personal financial planning from Kansas State University. Her work has been published in the Journal of Financial Planning and Counseling and the Journal of Financial Planning. In addition to her consulting work, Christina is an aspiring author, focusing on raising financially savvy kids. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Dr. Christina Lynn. Christina Lynn, Ph.D., CFP®, AFC®, CDFA®, is a wealth management consultant specializing in the psychology of financial planning, divorce finances, estate planning, and digital assets. Her approach to financial planning is holistic and evidence-based, with a strong emphasis on life planning and innovation. One of her passion projects involves leveraging Motivational Interviewing to enhance the work of wealth advisors. Christina earned her doctorate in personal financial planning from Kansas State University. Her work has been published in the Journal of Financial Planning and Counseling and the Journal of Financial Planning. In addition to her consulting work, Christina is an aspiring author, focusing on raising financially savvy kids. emotional intelligence, investment podcast, financial advisors, dr. daniel crosby, orion, finance, investing 101, investing podcast, emotional quotient, eq, the behavioral investor, orion advisor solutions, financial professional, dr. christina lynn, the soul of wealth, how to invest, the laws of wealth, motivational interviewing, motivational interviewing for financial advisors false full 307 73d8ad03-af15-45b2-865b-21dd44896ede Adam Tolliver - Understanding the Racial Wealth Gap Tune in to hear:

  • Get a better sense of the size and scope of the racial wealth gap problem in the US.
  • Should financial advisors play a role in addressing these inequalities? Also, do historical factors, such as systemic discrimination and redlining, largely to blame for the genesis of this disparity?
  • What sort of systemic inequities and injustices are we up against today and what can we do to combat these?
  • What cultural differences, and attitudes, towards money, risk and investing should non-black practitioners be aware of when working with black clientele?
  • What can we do as an industry to win some trust back and will part of that be through education and outreach?
  • Does Adam see tech as a potential equalizer or exacerbator of the racial wealth gap?
  • How can we best meet each client where they are at, as individuals?

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The Advisor Academy is Orion’s free, continuing education platform for advisors where you can get CE credits on the go. To sign up for the platform, click here.

Compliance Code: 2356-OAS-9/13/2024

]]> Thu, 7 Nov 2024 05:00:00 +0000 danielcrosby@gmail.com (Adam Tolliver, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

  • Get a better sense of the size and scope of the racial wealth gap problem in the US.
  • Should financial advisors play a role in addressing these inequalities? Also, do historical factors, such as systemic discrimination and redlining, largely to blame for the genesis of this disparity?
  • What sort of systemic inequities and injustices are we up against today and what can we do to combat these?
  • What cultural differences, and attitudes, towards money, risk and investing should non-black practitioners be aware of when working with black clientele?
  • What can we do as an industry to win some trust back and will part of that be through education and outreach?
  • Does Adam see tech as a potential equalizer or exacerbator of the racial wealth gap?
  • How can we best meet each client where they are at, as individuals?

Citations

Links

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The Advisor Academy is Orion’s free, continuing education platform for advisors where you can get CE credits on the go. To sign up for the platform, click here.

Compliance Code: 2356-OAS-9/13/2024

]]> Adam Tolliver - Understanding the Racial Wealth Gap Adam Tolliver, Dr. Daniel Crosby 00:43:29 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Adam Tolliver. Adam Tolliver is a Partner Financial Advisor at Artisan Financial Strategies. He approaches each engagement with a strong commitment to helping clients achieve financial security for themselves and their families. When meeting Adam for the first time, clients quickly sense his deeply held belief that the keys to generations of wealth and financial security can realistically lie in just a handful of critical conversations that people have not yet had with their loved ones. With previous professional experience in personal banking, Adam holds a Bachelor of Science from Florida State University. (Interesting fact: his second cousin was the first African-American undergraduate student at the same university.) Adam is a member of the National Association of Insurance and Financial Advisors and has already earned an impressive collection of professional awards: 2016 Career Life Success Award; 2016 Career Life Producer Award; 2017 Agency Builder of The Year, Greater Atlanta; and Executive Council Member in 2017-2020 and MDRT Member 2021. Adam brings the same passion and energy to community leadership roles as he displays in his professional pursuits, serving as Chair of Atlanta Smart Academy School Board and Vice President of The Vision Foundation. He also holds memberships in the Atlanta Business League and Urban League of Young Professionals. Born and raised in Atlanta, GA, Adam makes his home in Southwest Atlanta. Like any true Southerner, he relishes a good peach cobbler whenever he can. Adam is a talented writer and artist in addition to his professional skill set and enjoys movies, drawing, poetry, and spirited debates. Don’t get him started on college sports though – for Adam, it’s Noles all the way! This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Adam Tolliver. Adam Tolliver is a Partner Financial Advisor at Artisan Financial Strategies. He approaches each engagement with a strong commitment to helping clients achieve financial security for themselves and their families. When meeting Adam for the first time, clients quickly sense his deeply held belief that the keys to generations of wealth and financial security can realistically lie in just a handful of critical conversations that people have not yet had with their loved ones. With previous professional experience in personal banking, Adam holds a Bachelor of Science from Florida State University. (Interesting fact: his second cousin was the first African-American undergraduate student at the same university.) Adam is a member of the National Association of Insurance and Financial Advisors and has already earned an impressive collection of professional awards: 2016 Career Life Success Award; 2016 Career Life Producer Award; 2017 Agency Builder of The Year, Greater Atlanta; and Executive Council Member in 2017-2020 and MDRT Member 2021. Adam brings the same passion and energy to community leadership roles as he displays in his professional pursuits, serving as Chair of Atlanta Smart Academy School Board and Vice President of The Vision Foundation. He also holds memberships in the Atlanta Business League and Urban League of Young Professionals. Born and raised in Atlanta, GA, Adam makes his home in Southwest Atlanta. Like any true Southerner, he relishes a good peach cobbler whenever he can. Adam is a talented writer and artist in addition to his professional skill set and enjoys movies, drawing, poetry, and spirited debates. Don’t get him started on college sports though – for Adam, it’s Noles all the way! wealth gap, the racial wealth gap, black investors, dr. daniel crosby, economic inequality, racial injustice, behavioral finance, investing 101, gender inequality, racial justice, adam tolliver, befi, the behavioral investor, orion advisor solutions, wealth inequality, the soul of wealth, how to invest, the laws of wealth, income inequality false full 306 06435cfb-bc7f-4152-bcca-62ef78c15cea Dr. Daniel Crosby - Emotions and Money: If You Can’t Beat It, Join It Tune in to hear:

  • What elements do “tulip mania,” the roaring twenties and the .com bubble share and what should be our biggest takeaway from these historic market events?
  • What is the "affect heuristic" and how should we be thinking about it in relation to our investment decision making?
  • How do the emotional states of euphoria and despair effect our risk tolerance? Do these emotions also effect how much we are willing to pay or sell an asset for also?
  • What are somatic markers and how do they influence our decision making process?
  • What can we learn from “circular techniques” in martial arts?
  • What is the “Save More Tomorrow” Campaign and how does it exploit our status quo bias for good?
  • How can goals based investing create more emotional buy in to your portfolio?

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Compliance Code: 2339-OAS-9/12/2024

]]> Thu, 17 Oct 2024 04:00:00 +0000 danielcrosby@gmail.com (Standard Deviations with Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

  • What elements do “tulip mania,” the roaring twenties and the .com bubble share and what should be our biggest takeaway from these historic market events?
  • What is the "affect heuristic" and how should we be thinking about it in relation to our investment decision making?
  • How do the emotional states of euphoria and despair effect our risk tolerance? Do these emotions also effect how much we are willing to pay or sell an asset for also?
  • What are somatic markers and how do they influence our decision making process?
  • What can we learn from “circular techniques” in martial arts?
  • What is the “Save More Tomorrow” Campaign and how does it exploit our status quo bias for good?
  • How can goals based investing create more emotional buy in to your portfolio?

Links

Connect with Us

Compliance Code: 2339-OAS-9/12/2024

]]> Dr. Daniel Crosby - Emotions and Money: If You Can’t Beat It, Join It Standard Deviations with Dr. Daniel Crosby 00:14:04 This week on Standard Deviations, Dr. Daniel Crosby shares an unreleased essay from his new book, The Soul of Wealth. Educated at Brigham Young and Emory Universities, Dr. Daniel Crosby is a psychologist and behavioral finance expert who helps organizations understand the intersection of mind and markets. Dr. Crosby's first book, Personal Benchmark: Integrating Behavioral Finance and Investment Management, was a New York Times bestseller. His second book, The Laws of Wealth, was named the best investment book of 2017 by the Axiom Business Book Awards and has been translated into Japanese, Chinese, Vietnamese and German. His latest work, The Behavioral Investor, is an in-depth look at how sociology, psychology and neurology all impact investment decision-making. Daniel was named one of the “12 Thinkers to Watch” by Monster.com, a “Financial Blogger You Should Be Reading” by AARP and a member of InvestmentNews prestigious "40 Under 40". When he is not consulting around market psychology, Daniel enjoys independent films, fanatically following St. Louis Cardinals baseball, and spending time with his wife and three children. This week on Standard Deviations, Dr. Daniel Crosby shares an unreleased essay from his new book, The Soul of Wealth. Educated at Brigham Young and Emory Universities, Dr. Daniel Crosby is a psychologist and behavioral finance expert who helps organizations understand the intersection of mind and markets. Dr. Crosby's first book, Personal Benchmark: Integrating Behavioral Finance and Investment Management, was a New York Times bestseller. His second book, The Laws of Wealth, was named the best investment book of 2017 by the Axiom Business Book Awards and has been translated into Japanese, Chinese, Vietnamese and German. His latest work, The Behavioral Investor, is an in-depth look at how sociology, psychology and neurology all impact investment decision-making. Daniel was named one of the “12 Thinkers to Watch” by Monster.com, a “Financial Blogger You Should Be Reading” by AARP and a member of InvestmentNews prestigious "40 Under 40". When he is not consulting around market psychology, Daniel enjoys independent films, fanatically following St. Louis Cardinals baseball, and spending time with his wife and three children. dr. daniel crosby, orion, behavioral finance, investing and emotion, goals based investing, cognitive biases, investing 101, behavioral investing, behavioral pschology, befi, the behavioral investor, orion advisor solutions, status quo bias, cognitive bias, affect heuristic, behavioral economics, behavioral science, the soul of wealth, the laws of wealth, orion advisor academy, orion portfolio solutions, emotion and investing, save more tomorrow false full 291 540c8953-6b87-49e6-a6f2-70ab2966bcc3 Michael Finke - The Role of Behavioral Science in Shaping Your Retirement Future Tune in to hear:

  • From Michael’s vantage point, what did he observe during this recent market downturn?
  • How can those nearing retirement overcome the tendency to have knee jerk responses to major negative market events?
  • How can we better inoculate people against volatility before it happens?
  • During a significant financial downturn is it more effective for advisors to be proactively counseling their clients or should they wait for their clients to make the first move?
  • Why is mean reversion such a powerful force, particularly in US markets in recent years?
  • What has Michael’s research taught him about tracking and how has it refined the more popular, simplistic conception of tracking?

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The Advisor Academy is Orion’s free, continuing education platform for advisors where you can get CE credits on the go. To sign up for the platform, click here.

Compliance Code: 2332-OAT-9/11/2024

]]> Thu, 10 Oct 2024 04:00:00 +0000 danielcrosby@gmail.com (Michael Finke, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

  • From Michael’s vantage point, what did he observe during this recent market downturn?
  • How can those nearing retirement overcome the tendency to have knee jerk responses to major negative market events?
  • How can we better inoculate people against volatility before it happens?
  • During a significant financial downturn is it more effective for advisors to be proactively counseling their clients or should they wait for their clients to make the first move?
  • Why is mean reversion such a powerful force, particularly in US markets in recent years?
  • What has Michael’s research taught him about tracking and how has it refined the more popular, simplistic conception of tracking?

Links

Connect with Us

The Advisor Academy is Orion’s free, continuing education platform for advisors where you can get CE credits on the go. To sign up for the platform, click here.

Compliance Code: 2332-OAT-9/11/2024

]]> Michael Finke - The Role of Behavioral Science in Shaping Your Retirement Future Michael Finke, Dr. Daniel Crosby 00:32:01 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Michael Finke. Michael Finke, PhD, CFP® is a professor of wealth management and Frank M. Engle Distinguished Chair in Economic Security at The American College of Financial Services. He received a doctorate in consumer economics from the Ohio State University in 1998 and in finance from the University of Missouri in 2011. He leads the O. Alfred Granum Center for Financial Security at the American College and is a research fellow at the Retirement Income Institute, and a member of the Defined Contribution Institutional Investment Association Academic Advisory Council. He also serves on the board of the Puerto Rico Pension Reserve Trust. He is a nationally known researcher in the areas of retirement income planning, retirement spending, life satisfaction and cognitive aging. He is a frequent speaker at financial planning conferences and was named one of the 25 most influential people in the field of investment advising in 2020 and 2021 by Investment Advisor Magazine. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Michael Finke. Michael Finke, PhD, CFP® is a professor of wealth management and Frank M. Engle Distinguished Chair in Economic Security at The American College of Financial Services. He received a doctorate in consumer economics from the Ohio State University in 1998 and in finance from the University of Missouri in 2011. He leads the O. Alfred Granum Center for Financial Security at the American College and is a research fellow at the Retirement Income Institute, and a member of the Defined Contribution Institutional Investment Association Academic Advisory Council. He also serves on the board of the Puerto Rico Pension Reserve Trust. He is a nationally known researcher in the areas of retirement income planning, retirement spending, life satisfaction and cognitive aging. He is a frequent speaker at financial planning conferences and was named one of the 25 most influential people in the field of investment advising in 2020 and 2021 by Investment Advisor Magazine. market cycles, market psychology, retirement strategies, dr. daniel crosby, behavioral finance, investing 101, saving for retirement, planning retirement, befi, michael finke, mean reversion, the behavioral investor, recession, orion advisor solutions, early retirement, stock market bubble, volatility, how to retire, market volatility, retirement approaches, tracking, the soul of wealth, tracking your invesments, market bubbles, how to invest, the laws of wealth, orion advisor academy, bubble burst, orion portfolio solutions, retirement strategy, retirement false full 305 08f856cb-6960-46ba-bec0-669b3a4856cb Greg Davies - Advancing Behavioral Finance: Exploring the Path Ahead Tune in to hear:

  • Relative to all the other behavioral experts out there, what stands out about Greg and his work? How did he arrive at this unique point of emphasis?
  • How has Behavioral Finance come full circle in recent years?
  • What have been the biggest shifts in Behavioral Finance in the past decade? Also, how does he anticipate it might change in the decade to come?
  • What can Behavioral Finance teach us about risk and how widely implemented are these learnings in the field today?
  • How does Greg think about the problem of multiple risk preferences within a household?
  • What is Greg’s understanding of the role of emotion in financial decision making? When is it useful and when is it not?
  • Where does Greg see Behavioral Science intersecting with AI as we move forward in finance?

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The Advisor Academy is Orion’s free, continuing education platform for advisors where you can get CE credits on the go. To sign up for the platform, click here.

Compliance Code: 2327-OAS-9/10/2024

]]> Thu, 3 Oct 2024 04:00:00 +0000 danielcrosby@gmail.com (Greg Davies, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

  • Relative to all the other behavioral experts out there, what stands out about Greg and his work? How did he arrive at this unique point of emphasis?
  • How has Behavioral Finance come full circle in recent years?
  • What have been the biggest shifts in Behavioral Finance in the past decade? Also, how does he anticipate it might change in the decade to come?
  • What can Behavioral Finance teach us about risk and how widely implemented are these learnings in the field today?
  • How does Greg think about the problem of multiple risk preferences within a household?
  • What is Greg’s understanding of the role of emotion in financial decision making? When is it useful and when is it not?
  • Where does Greg see Behavioral Science intersecting with AI as we move forward in finance?

Links

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The Advisor Academy is Orion’s free, continuing education platform for advisors where you can get CE credits on the go. To sign up for the platform, click here.

Compliance Code: 2327-OAS-9/10/2024

]]> Greg Davies - Advancing Behavioral Finance: Exploring the Path Ahead Greg Davies, Dr. Daniel Crosby 00:42:12 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Greg Davies, Head of Behavioral Finance at Oxford Risk. Greg is a specialist in applied behavioral finance, decision science, impact investing and financial well being. He founded the banking world’s first behavioral finance team at Barclays in 2006, which he led for a decade. In 2017 he joined Oxford Risk to lead the development of behavioral decision support software to help people make the best possible financial decisions. Greg holds a PhD in Behavioral Decision Theory from Cambridge; has held academic affiliations at UCL, Imperial College and Oxford; and is author of Behavioral Investment Management. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Greg Davies, Head of Behavioral Finance at Oxford Risk. Greg is a specialist in applied behavioral finance, decision science, impact investing and financial well being. He founded the banking world’s first behavioral finance team at Barclays in 2006, which he led for a decade. In 2017 he joined Oxford Risk to lead the development of behavioral decision support software to help people make the best possible financial decisions. Greg holds a PhD in Behavioral Decision Theory from Cambridge; has held academic affiliations at UCL, Imperial College and Oxford; and is author of Behavioral Investment Management. standard deviations podcast, investment podcast, dr. daniel crosby, behavioral finance, investing 101, investing podcast, greg davies, befi, the behavioral investor, orion advisor solutions, oxford risk, behavioral science, the soul of wealth, how to invest, the laws of wealth false full 304 20bb412a-d136-4bd4-bab4-cff0099a4a83 Megan Gorman - All the Presidents’ Money Tune in to hear:

  • What was Megan’s favorite finding in the deep research she did for this book?
  • Learn about Truman’s financial anxiety and how this impacted him.
  • Why is it harder to pivot and recover from financial pitfalls than it used to be?
  • What advice did Calvin Coolidge get from his stock broker?
  • How did George Washington make his money and what differentiated him from his peers?
  • Why does Megan find Hoover’s money story so captivating?
  • Learn more about Jimmy Carter’s financial story.
  • Which president was the best money manager and which was the worst and what can we learn from their examples?
  • How much should a candidate’s personal finance skills impact our vote, if at all?

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The Advisor Academy is Orion’s free, continuing education platform for advisors where you can get CE credits on the go. To sign up for the platform, click here.

Compliance Code: 2008-OAS-8/8/2024

]]> Thu, 19 Sep 2024 04:00:00 +0000 danielcrosby@gmail.com (Megan Gorman, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

  • What was Megan’s favorite finding in the deep research she did for this book?
  • Learn about Truman’s financial anxiety and how this impacted him.
  • Why is it harder to pivot and recover from financial pitfalls than it used to be?
  • What advice did Calvin Coolidge get from his stock broker?
  • How did George Washington make his money and what differentiated him from his peers?
  • Why does Megan find Hoover’s money story so captivating?
  • Learn more about Jimmy Carter’s financial story.
  • Which president was the best money manager and which was the worst and what can we learn from their examples?
  • How much should a candidate’s personal finance skills impact our vote, if at all?

Links

Connect with Us

The Advisor Academy is Orion’s free, continuing education platform for advisors where you can get CE credits on the go. To sign up for the platform, click here.

Compliance Code: 2008-OAS-8/8/2024

]]> Megan Gorman - All the Presidents’ Money Megan Gorman, Dr. Daniel Crosby 00:52:05 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Megan Gorman. Megan is the founding partner of Chequers Financial Management, a fee-only planning firm that specializes in high net worth and ultra-high net worth families in San Francisco, California. Chequers focuses on establishing long term relationships with families and helps them navigate through tax, estate, liquidity and investment planning. Megan heads the firm's family office services practice. Megan is a Senior Contributor for Forbes in personal finance and tax. She is also quoted regularly in the press as a tax and financial planning expert including such publications as The Wall Street Journal, The Washington Post and CNBC among others. She regularly blogs at www.thewealthintersection.com and has appeared on numerous podcasts and is a regular weekly commentator on The Money Tree Podcast. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Megan Gorman. Megan is the founding partner of Chequers Financial Management, a fee-only planning firm that specializes in high net worth and ultra-high net worth families in San Francisco, California. Chequers focuses on establishing long term relationships with families and helps them navigate through tax, estate, liquidity and investment planning. Megan heads the firm's family office services practice. Megan is a Senior Contributor for Forbes in personal finance and tax. She is also quoted regularly in the press as a tax and financial planning expert including such publications as The Wall Street Journal, The Washington Post and CNBC among others. She regularly blogs at www.thewealthintersection.com and has appeared on numerous podcasts and is a regular weekly commentator on The Money Tree Podcast. jimmy carter, politics and investing, investment podcast, president carter, chequers financial management, politics and economics, dr. daniel crosby, megan gorman, behavioral finance, all the presidents' money, investing 101, money and ethics, tax law, george washington, befi, investing and politics, the behavioral investor, orion advisor solutions, calvin coolidge, president truman, president hoover, investing, the soul of wealth, how to invest, the laws of wealth false full 303 8948c0b6-d2f8-490f-a718-fbac470c18e9 Cady North - The Art of Sabbatical: Why Taking a Break Could Be the Best Career Move You Make Tune in to hear:

  • Did Cady’s recent book, The Art of the Sabbatical, come from a place that was very personal and meaningful to Cady? If so, what was it that made this project so personal for her?
  • In Cady’s experience, are many of those hoping to take a sabbatical doing so to just take a break from work or are they in search of a deeper, transformative end goal?
  • How should one start to think about the financial realities of preparing for a sabbatical and how will they know when they’re ready?
  • Is there an optimal length of time, on average, for a sabbatical to be?
  • What would Cady say to someone who fears using FMLA, for reasons of burnout, for fear of stigma or a reputational shift at their place of work?
  • Why is there such a big stigma around taking breaks from work? Where did the paradigm come from that we should work for decades and then have decades of leisure, rather than a more integrated process of taking breaks throughout our working life?
  • What are a couple fundamental do’s and don’ts of putting together a successful sabbatical?
  • What can be done to minimize career harm upon re-entry post sabbatical?
  • Are there any stories from Cady’s clients’ lives that illustrate really transformative experiences that happened over a sabbatical?
  • For those with a few weeks vacation time, what might be a productive way of thinking about how to best use that time?

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The Advisor Academy is Orion’s free, continuing education platform for advisors where you can get CE credits on the go. To sign up for the platform, click here.

Compliance Code: 1993-OAS-8/7/2024

]]> Thu, 12 Sep 2024 04:00:00 +0000 danielcrosby@gmail.com (Cady North, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

  • Did Cady’s recent book, The Art of the Sabbatical, come from a place that was very personal and meaningful to Cady? If so, what was it that made this project so personal for her?
  • In Cady’s experience, are many of those hoping to take a sabbatical doing so to just take a break from work or are they in search of a deeper, transformative end goal?
  • How should one start to think about the financial realities of preparing for a sabbatical and how will they know when they’re ready?
  • Is there an optimal length of time, on average, for a sabbatical to be?
  • What would Cady say to someone who fears using FMLA, for reasons of burnout, for fear of stigma or a reputational shift at their place of work?
  • Why is there such a big stigma around taking breaks from work? Where did the paradigm come from that we should work for decades and then have decades of leisure, rather than a more integrated process of taking breaks throughout our working life?
  • What are a couple fundamental do’s and don’ts of putting together a successful sabbatical?
  • What can be done to minimize career harm upon re-entry post sabbatical?
  • Are there any stories from Cady’s clients’ lives that illustrate really transformative experiences that happened over a sabbatical?
  • For those with a few weeks vacation time, what might be a productive way of thinking about how to best use that time?

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The Advisor Academy is Orion’s free, continuing education platform for advisors where you can get CE credits on the go. To sign up for the platform, click here.

Compliance Code: 1993-OAS-8/7/2024

]]> Cady North - The Art of Sabbatical: Why Taking a Break Could Be the Best Career Move You Make Cady North, Dr. Daniel Crosby 00:36:10 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Cady North, Founder and CEO of North Financial Advisors. Cady North is a CERTIFIED FINANCIAL PLANNER™ professional, author, and entrepreneur. Her parents were small business owners, and she learned to balance a business checkbook by the age of 13. She spent more than a decade advising high-level executives of Fortune 500 companies while working for industry giants such as Bloomberg and Financial Executives International. In 2015, after a life-changing sabbatical, Cady took the leap to start a financial planning business, North Financial Advisors, helping women act on their biggest dreams and build resilience for the future. As an investment advisor, international public speaker and author, her work has been featured in Bustle, Business Insider, The Washington Post, and Forbes. Her book, "The Resiliency Effect" teaches us how to own our adversity to act on our biggest dreams. Her latest work, "The Art of the Sabbatical," is a money and mindset guidebook for taking a life-changing work break. She is also a Registered Life Planner® and has an MBA from Georgetown University and BA from The University of Texas at Austin. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Cady North, Founder and CEO of North Financial Advisors. Cady North is a CERTIFIED FINANCIAL PLANNER™ professional, author, and entrepreneur. Her parents were small business owners, and she learned to balance a business checkbook by the age of 13. She spent more than a decade advising high-level executives of Fortune 500 companies while working for industry giants such as Bloomberg and Financial Executives International. In 2015, after a life-changing sabbatical, Cady took the leap to start a financial planning business, North Financial Advisors, helping women act on their biggest dreams and build resilience for the future. As an investment advisor, international public speaker and author, her work has been featured in Bustle, Business Insider, The Washington Post, and Forbes. Her book, "The Resiliency Effect" teaches us how to own our adversity to act on our biggest dreams. Her latest work, "The Art of the Sabbatical," is a money and mindset guidebook for taking a life-changing work break. She is also a Registered Life Planner® and has an MBA from Georgetown University and BA from The University of Texas at Austin. false full 302 b910e933-12c0-4028-8569-c7b112203e15 Emily Blue - How Humanizing the M&A Process Leads to Better Outcomes for Employees and Stakeholders Tune in to hear:

  • What is the disconnect between selling an advisory business, as it is popularly conceived, and as it usually goes down in the real world? What should people know about the process that they may not currently understand?
  • What are the big things that are missing from the “highlight reel” version of selling a business and how can people become more aware of this?
  • If Emily could give advisors just one tip on maximizing their saleability, and standing out in a very crowded field, what would she say?
  • Is there anything advisors can do to avoid a “cult of personality” trap that could make the business hand-off harder than it might otherwise be?
  • How can we humanize this transaction from every angle, including the client side of things, and what role does talent play in getting a premium for what you’ve built?
  • How do we better prepare advisors for the psychological loss of their business?
  • For those doing due diligence on an M&A, how can they make the cultural piece more practical and straightforward? Also, what parts of company culture are more malleable and what parts are more immutable?
  • How do people sometimes get in their own way when they are trying to make this big transaction happen?

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The Advisor Academy is Orion’s free, continuing education platform for advisors where you can get CE credits on the go. To sign up for the platform, click here.

Compliance Code: 1973-OAS-8/6/2024

]]> Thu, 5 Sep 2024 04:00:00 +0000 danielcrosby@gmail.com (Emily Blue, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

  • What is the disconnect between selling an advisory business, as it is popularly conceived, and as it usually goes down in the real world? What should people know about the process that they may not currently understand?
  • What are the big things that are missing from the “highlight reel” version of selling a business and how can people become more aware of this?
  • If Emily could give advisors just one tip on maximizing their saleability, and standing out in a very crowded field, what would she say?
  • Is there anything advisors can do to avoid a “cult of personality” trap that could make the business hand-off harder than it might otherwise be?
  • How can we humanize this transaction from every angle, including the client side of things, and what role does talent play in getting a premium for what you’ve built?
  • How do we better prepare advisors for the psychological loss of their business?
  • For those doing due diligence on an M&A, how can they make the cultural piece more practical and straightforward? Also, what parts of company culture are more malleable and what parts are more immutable?
  • How do people sometimes get in their own way when they are trying to make this big transaction happen?

Links

Connect with Us

The Advisor Academy is Orion’s free, continuing education platform for advisors where you can get CE credits on the go. To sign up for the platform, click here.

Compliance Code: 1973-OAS-8/6/2024

]]> Emily Blue - How Humanizing the M&A Process Leads to Better Outcomes for Employees and Stakeholders Emily Blue, Dr. Daniel Crosby 00:44:47 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Emily Blue, co-founder of Hue Partners. Emily Blue attended William Jewell College, where she studied mathematics, economics and business. She started her career in the weeds of M&A integration for a large asset manager. She made the transition from asset management to wealth management by joining one of the largest aggregators in the country to lead their valuation efforts. In this role, it became clear to her why she loved numbers - it was the people behind those numbers that mattered most to her. Before starting Hue, she served as Head of Corporate Development at a national multi-family office. When Emily is not working with her clients, she is spending time with her family. Emily serves as the Board Chairwoman for the Girl Scouts of NE KS and NW MO. She also serves on the leadership team of the Community Impact Makers for Newhouse, the oldest domestic violence shelter in Kansas City. Lastly, she is a member of EmpowHER for Big Brothers Big Sisters, a women’s philanthropic group dedicated to mentorship. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Emily Blue, co-founder of Hue Partners. Emily Blue attended William Jewell College, where she studied mathematics, economics and business. She started her career in the weeds of M&A integration for a large asset manager. She made the transition from asset management to wealth management by joining one of the largest aggregators in the country to lead their valuation efforts. In this role, it became clear to her why she loved numbers - it was the people behind those numbers that mattered most to her. Before starting Hue, she served as Head of Corporate Development at a national multi-family office. When Emily is not working with her clients, she is spending time with her family. Emily serves as the Board Chairwoman for the Girl Scouts of NE KS and NW MO. She also serves on the leadership team of the Community Impact Makers for Newhouse, the oldest domestic violence shelter in Kansas City. Lastly, she is a member of EmpowHER for Big Brothers Big Sisters, a women’s philanthropic group dedicated to mentorship. standard deviations podcast, succession planning, acquisitions, dr. daniel crosby, hue partners, behavioral finance, m&a, mergers and acquisitions, befi, how to sell your advisory practice, the behavioral investor, emily blue, mergers, the soul of wealth, succession, the laws of wealth, how to sell your business, succession plan false full 301 4a9be347-f694-42f2-a26a-c9899f3e77a2 Dr. Charles Eckhart - Navigating Family Wealth Dynamics: How to Build and Preserve Family Assets Tune in to hear:

  • What got Dr. Eckhart into Psychology in the first place, and how did he end up moving into family wealth consulting?
  • What are some of the significant differences in family dynamics among upper middle class families and ultra high net worth families?
  • What does Dr. Eckart mean, exactly, when he refers to family mythology and how might future generations struggle to perpetuate these mythologies at times?
  • What are the psychological complexities of “The Great Wealth Transfer” that are often overlooked in standard industry discussions?
  • What are some potential signals that an advisor is over their head and that it is time to call in help?
  • What clinical skill set does Dr. Eckhart wish he could impart to listeners of the show?

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Compliance Code: 1904-OAS-7/31/2024

]]> Thu, 15 Aug 2024 04:00:00 +0000 danielcrosby@gmail.com (Dr. Charles Eckhart, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

  • What got Dr. Eckhart into Psychology in the first place, and how did he end up moving into family wealth consulting?
  • What are some of the significant differences in family dynamics among upper middle class families and ultra high net worth families?
  • What does Dr. Eckart mean, exactly, when he refers to family mythology and how might future generations struggle to perpetuate these mythologies at times?
  • What are the psychological complexities of “The Great Wealth Transfer” that are often overlooked in standard industry discussions?
  • What are some potential signals that an advisor is over their head and that it is time to call in help?
  • What clinical skill set does Dr. Eckhart wish he could impart to listeners of the show?

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Compliance Code: 1904-OAS-7/31/2024

]]> Dr. Charles Eckhart - Navigating Family Wealth Dynamics: How to Build and Preserve Family Assets Dr. Charles Eckhart, Dr. Daniel Crosby 00:38:47 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Dr. Charles Eckhart. Dr. Charles Eckhart is a Licensed Clinical Psychologist and the co-founder of Cathexis Group. Charles has extensive experience in working with families and individuals of wealth, with a particular dedication to the challenges of the rising generation and generational issues involved with succession planning. Prior to the founding of Cathexis Group, Charles has had numerous academic teaching and training roles in doctoral clinical training programs and maintains a visiting professorship at the Chicago Center for Psychoanalysis. Charles has broad expertise in contemporary psychoanalytic theory and clinical practice, and psychoanalytic views of the challenges of wealth in families and individuals. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Dr. Charles Eckhart. Dr. Charles Eckhart is a Licensed Clinical Psychologist and the co-founder of Cathexis Group. Charles has extensive experience in working with families and individuals of wealth, with a particular dedication to the challenges of the rising generation and generational issues involved with succession planning. Prior to the founding of Cathexis Group, Charles has had numerous academic teaching and training roles in doctoral clinical training programs and maintains a visiting professorship at the Chicago Center for Psychoanalysis. Charles has broad expertise in contemporary psychoanalytic theory and clinical practice, and psychoanalytic views of the challenges of wealth in families and individuals. inheritance, next gen investors, legacy, philanthropic, succession planning, inherited money, dr. daniel crosby, dr. charles eckhart, behavioral finance, investing 101, befi, wealth legacy, philanthropic giving, managing inheritance, the behavioral investor, generational wealth, stock investment podcast, the soul of wealth, succession, how to invest, the laws of wealth, next generation investors, succession plan false full 300 b8c77511-63dc-40ee-8949-a944b90d2d34 Clare Flynn Levy - Good Behavior, Good Returns? Tune in to hear:

  • What does Clare and her team at Essentia Analytics focus on specifically?
  • How can one score the decision making skill involved in stock picking when so much is relative to timing? How does Essentia Analytics score all 7 data points they lay out on their website?
  • One of the trick things about behavioral investing is you can get a good result for a bad reason and vice versa. How does Clare’s team think about this and try to account for it?
  • Recent research Clare and her team did shows that decision making hygiene is 1.5x more predictive of beating a benchmark in a subsequent year. Can she tell us more about this study and its implications?
  • Why does the above correlation/relationship lose predictive power after 3 years on average?
  • Could greater awareness, using tools like this, make fund managers more aware of issues like style drift?
  • How can we make a compelling case that gets people to focus more on process and less on outcomes?

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Compliance Code: 1385-OAS-5/31/2024

]]> Thu, 8 Aug 2024 04:00:00 +0000 danielcrosby@gmail.com (Clare Flynn Levy, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

  • What does Clare and her team at Essentia Analytics focus on specifically?
  • How can one score the decision making skill involved in stock picking when so much is relative to timing? How does Essentia Analytics score all 7 data points they lay out on their website?
  • One of the trick things about behavioral investing is you can get a good result for a bad reason and vice versa. How does Clare’s team think about this and try to account for it?
  • Recent research Clare and her team did shows that decision making hygiene is 1.5x more predictive of beating a benchmark in a subsequent year. Can she tell us more about this study and its implications?
  • Why does the above correlation/relationship lose predictive power after 3 years on average?
  • Could greater awareness, using tools like this, make fund managers more aware of issues like style drift?
  • How can we make a compelling case that gets people to focus more on process and less on outcomes?

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Compliance Code: 1385-OAS-5/31/2024

]]> Clare Flynn Levy - Good Behavior, Good Returns? Clare Flynn Levy, Dr. Daniel Crosby 00:34:07 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Clare Flynn Levy, CEO and Founder of Essentia Analytics. Prior to founding Essentia, Clare spent 10 years as a fund manager, both active equity (running over $1B of pension funds for Deutsche Asset Management) and hedge (as founder and CIO of Avocet Capital Management, a specialist tech fund manager). She ultimately “went native” into the software space as President of Beauchamp Financial Technology, a market-leading provider of portfolio management systems to hedge funds, which was acquired by Linedata Services S.A. Clare’s vision for Essentia is based on years of being the customer, followed by years of listening to the customer. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Clare Flynn Levy, CEO and Founder of Essentia Analytics. Prior to founding Essentia, Clare spent 10 years as a fund manager, both active equity (running over $1B of pension funds for Deutsche Asset Management) and hedge (as founder and CIO of Avocet Capital Management, a specialist tech fund manager). She ultimately “went native” into the software space as President of Beauchamp Financial Technology, a market-leading provider of portfolio management systems to hedge funds, which was acquired by Linedata Services S.A. Clare’s vision for Essentia is based on years of being the customer, followed by years of listening to the customer. best investment podcast, psychology podcast, fund manager, measuring success, money ball, dr. daniel crosby, podcast for financial advisors, market benchmarks, investing 101, essential analytics, clare flynn levy, the behavioral investor, hedge fund manager, fund managers, sports and investing, investing, measuring performance, personal finance podcast, personal benchmark, the soul of wealth, how to invest, the laws of wealth false full 297 a3cf1bb0-3dbb-4ea7-b963-84bea0b733b3 Tim Holland - What the 2024 Election Means for Your Wallet Tune in to hear:

  • How should we think about the “presidential election cycle pattern” as a forecasting tool? Does it have much merit and how is it playing out so far in 2024?
  • How should we think about time effects in an election year? Also, what is the trend for election year market performance like as you move through the year?
  • What would Tim tell clients who want to invest based on their political views?
  • Research has found that when investors’ political candidate of choice is not elected, they invest more internationally and are less bullish on the US. In addition, they are more averse to risk for that period of time and that there is a 2.7, annualized, under performance for those investors. What does Tim think about these findings?
  • Why is having a contentious Congress potentially not that bad?
  • What is Tim’s counsel for those worried about the 2024 election, as it relates to investing?

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Compliance Code: 1569-OAS-6/24/2024

OCIO services offered through TownSquare Capital, LLC, an Orion Company, a Registered Investment Advisor. TownSquare Capital, LLC, is an affiliated company of Orion Portfolio Solutions, LLC.

]]> Thu, 1 Aug 2024 04:00:00 +0000 danielcrosby@gmail.com (Tim Holland, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

  • How should we think about the “presidential election cycle pattern” as a forecasting tool? Does it have much merit and how is it playing out so far in 2024?
  • How should we think about time effects in an election year? Also, what is the trend for election year market performance like as you move through the year?
  • What would Tim tell clients who want to invest based on their political views?
  • Research has found that when investors’ political candidate of choice is not elected, they invest more internationally and are less bullish on the US. In addition, they are more averse to risk for that period of time and that there is a 2.7, annualized, under performance for those investors. What does Tim think about these findings?
  • Why is having a contentious Congress potentially not that bad?
  • What is Tim’s counsel for those worried about the 2024 election, as it relates to investing?

Connect with Us

Compliance Code: 1569-OAS-6/24/2024

OCIO services offered through TownSquare Capital, LLC, an Orion Company, a Registered Investment Advisor. TownSquare Capital, LLC, is an affiliated company of Orion Portfolio Solutions, LLC.

]]> Tim Holland - What the 2024 Election Means for Your Wallet Tim Holland, Dr. Daniel Crosby 00:35:48 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Tim Holland, Chief Investment Officer – OCIO. Tim Holland is the Chief Investment Officer – OCIO, where he consults with Orion’s largest customers growing their firms through Orion’s OCIO services. He joined the Brinker Capital team as Global Investment Strategist in 2017 and was named Chief Investment Officer following Orion’s merger with Brinker in 2020. In the CIO role, Tim had responsibility for the investment management and strategies for Orion Portfolio Solutions and Brinker Capital Investments. Tim has over 20 years of investment experience. Prior to joining Brinker Capital, Tim was a Portfolio Manager at TAMRO Capital Partners, where he directed overall portfolio construction on two long-only, US equity strategies based on fundamental company and industry analysis and understanding the potential impact of economic, industry, and political trends on portfolio holdings. Prior to TAMRO, Tim was employed as an Equity Analyst at Manley Asset Management, a long/short hedge fund firm. Additionally, he was a Partner at Towers Group, a boutique corporate communications firm providing media and public relations counsel to capital markets companies. Tim received his Bachelor of Arts in political science from Drew University. He holds a FINRA Series 65 designation and is a CFA® charterholder. Tim’s investment commentary can be found in various business media, including CNBC, Fox Business, Bloomberg TV, Bloomberg Radio, The Wall Street Journal, Investor’s Business Daily, and Financial Times. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Tim Holland, Chief Investment Officer – OCIO. Tim Holland is the Chief Investment Officer – OCIO, where he consults with Orion’s largest customers growing their firms through Orion’s OCIO services. He joined the Brinker Capital team as Global Investment Strategist in 2017 and was named Chief Investment Officer following Orion’s merger with Brinker in 2020. In the CIO role, Tim had responsibility for the investment management and strategies for Orion Portfolio Solutions and Brinker Capital Investments. Tim has over 20 years of investment experience. Prior to joining Brinker Capital, Tim was a Portfolio Manager at TAMRO Capital Partners, where he directed overall portfolio construction on two long-only, US equity strategies based on fundamental company and industry analysis and understanding the potential impact of economic, industry, and political trends on portfolio holdings. Prior to TAMRO, Tim was employed as an Equity Analyst at Manley Asset Management, a long/short hedge fund firm. Additionally, he was a Partner at Towers Group, a boutique corporate communications firm providing media and public relations counsel to capital markets companies. Tim received his Bachelor of Arts in political science from Drew University. He holds a FINRA Series 65 designation and is a CFA® charterholder. Tim’s investment commentary can be found in various business media, including CNBC, Fox Business, Bloomberg TV, Bloomberg Radio, The Wall Street Journal, Investor’s Business Daily, and Financial Times. 2024 election, market cycles, joe biden, market psychology, politics and economics, 2024 election and investing, behavioral finance, cognitive biases, investing 101, the election and the stock market, presidential election cycle theory, befi, market cycle, investing and politics, market history, presidential election, presidential election cycle pattern, cognitive bias, donald trump, how to invest false full 299 ed88f329-beb4-4c8a-8e9e-0f69d2b508c8 Matt Ackermann - Center Stage: What Music Can Teach Advisors About Practice Management Tune in to hear:

  • What can Elton John’s stage name teach advisors about how to make and set goals?
  • What can Weezer teach advisors about workflows?
  • What is the DICE acronym that can help advisors create a process around their practice?
  • How can advisors find a partner best suited for their practice and how can this power growth? Also, how should advisors approach due diligence when selecting a partner?
  • What are some “comfort traps” advisors might fall into and what can The Beatles teach us about avoiding these?
  • What will it take to make people more proactive and thoughtful about succession planning and what can Lynyrd Skynyrd teach us about this?

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Compliance Code: 1373-OAS-5/30/2024

]]> Thu, 18 Jul 2024 04:00:00 +0000 danielcrosby@gmail.com (Matt Ackermann, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

  • What can Elton John’s stage name teach advisors about how to make and set goals?
  • What can Weezer teach advisors about workflows?
  • What is the DICE acronym that can help advisors create a process around their practice?
  • How can advisors find a partner best suited for their practice and how can this power growth? Also, how should advisors approach due diligence when selecting a partner?
  • What are some “comfort traps” advisors might fall into and what can The Beatles teach us about avoiding these?
  • What will it take to make people more proactive and thoughtful about succession planning and what can Lynyrd Skynyrd teach us about this?

Links

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Compliance Code: 1373-OAS-5/30/2024

]]> Matt Ackermann - Center Stage: What Music Can Teach Advisors About Practice Management Matt Ackermann, Dr. Daniel Crosby 00:35:30 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Matt Ackermann, Chief Content Officer at Integrated Partners. Matt supports Integrated Partners’ growth by creating content that enlightens, informs and entertains. He loves shining a spotlight on the incredible advisors and leaders at Integrated. He really enjoys leveraging blogs, podcasts and multimedia to highlight the incredible talent at Integrated Partners. He has spent his career coloring inside — and at times outside - the lines with amazing content. Through incredible storytelling, Integrated shares the amazing work that their advisors are doing from coast to coast. He has spent the past 20 years working for various wealth management media outlets to create content that really stands apart. Before joining Integrated in 2020, he was director of multimedia at InvestmentNews, where he was honored with 15 ASPBE awards for digital content creation, including Practice Makeover, a reality series about helping financial advisors jumpstart their business, and a documentary on impact investing that debuted at the United Nations in 2019. Before working at InvestmentNews, Matt worked at Financial Planning, American Banker and the New Jersey Law Journal, where he was honored with the New Jersey Press Association’s “Rookie of the Year'' Award in 1997. Most people would be surprised to discover that Matt has coached semi-pro baseball for the past 25 years, accumulating over 600 wins, three New Jersey state titles, and the 2019 Metropolitan Baseball League Title. When he’s not coaching baseball, he is spending time with his wife Marisa, who is a counseling director at Verona High School, and their two sons, CJ and Ryan. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Matt Ackermann, Chief Content Officer at Integrated Partners. Matt supports Integrated Partners’ growth by creating content that enlightens, informs and entertains. He loves shining a spotlight on the incredible advisors and leaders at Integrated. He really enjoys leveraging blogs, podcasts and multimedia to highlight the incredible talent at Integrated Partners. He has spent his career coloring inside — and at times outside - the lines with amazing content. Through incredible storytelling, Integrated shares the amazing work that their advisors are doing from coast to coast. He has spent the past 20 years working for various wealth management media outlets to create content that really stands apart. Before joining Integrated in 2020, he was director of multimedia at InvestmentNews, where he was honored with 15 ASPBE awards for digital content creation, including Practice Makeover, a reality series about helping financial advisors jumpstart their business, and a documentary on impact investing that debuted at the United Nations in 2019. Before working at InvestmentNews, Matt worked at Financial Planning, American Banker and the New Jersey Law Journal, where he was honored with the New Jersey Press Association’s “Rookie of the Year'' Award in 1997. Most people would be surprised to discover that Matt has coached semi-pro baseball for the past 25 years, accumulating over 600 wins, three New Jersey state titles, and the 2019 Metropolitan Baseball League Title. When he’s not coaching baseball, he is spending time with his wife Marisa, who is a counseling director at Verona High School, and their two sons, CJ and Ryan. standard deviations podcast, psychology podcast, succession planning, fintech, music and practice management, dr. daniel crosby, investment psychology, behavioral finance, matt ackermann, podcast for financial advisors, investing 101, investing podcast, lynyrd skynyrd, befi, the behavioral investor, finance podcast, financial planning, finding a business partner, elton john, financial planner, practice ma, weezer, how to retire, the beatles, the soul of wealth, how to invest, the laws of wealth, retirement false full 296 922d24fb-c450-44db-8d0b-8613e98bf456 Phil Bray - Mastering Effective Marketing Strategies in a Noisy, Competitive World Tune in to hear:

  • How did Phil pivot from a financial advisor position to roles focused on marketing?
  • Why is a clearly established marketing strategy so critical as a starting point and what does this look like, practically?
  • How important is it to have an affinity for, or direct tie with, the niche client group you may serve (e.g. first responders or dentists)?
  • What should be top of mind for content creators as they strive to stand out in a world inundated with content?
  • What does the path look like from someone realizing they need an advisor to landing on your webpage and even filling out a contact form? What can be done to facilitate this process for would be clients?
  • What can advisors do to have a better digital presence, aside from the obvious of having a well-crafted website?
  • Why does Phil suggest advisors share knowledge freely on LinkedIn and elsewhere?
  • Can marketing help with client retention for next gen and widowed clients?

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Compliance Code: 1350-OAS-5/29/2024

]]> Thu, 11 Jul 2024 04:00:00 +0000 danielcrosby@gmail.com (Phil Bray, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

  • How did Phil pivot from a financial advisor position to roles focused on marketing?
  • Why is a clearly established marketing strategy so critical as a starting point and what does this look like, practically?
  • How important is it to have an affinity for, or direct tie with, the niche client group you may serve (e.g. first responders or dentists)?
  • What should be top of mind for content creators as they strive to stand out in a world inundated with content?
  • What does the path look like from someone realizing they need an advisor to landing on your webpage and even filling out a contact form? What can be done to facilitate this process for would be clients?
  • What can advisors do to have a better digital presence, aside from the obvious of having a well-crafted website?
  • Why does Phil suggest advisors share knowledge freely on LinkedIn and elsewhere?
  • Can marketing help with client retention for next gen and widowed clients?

Links

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Compliance Code: 1350-OAS-5/29/2024

]]> Phil Bray - Mastering Effective Marketing Strategies in a Noisy, Competitive World Phil Bray, Dr. Daniel Crosby 00:47:47 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Phil Bray, Founder and Director of The Yardstick Agency, a firm that stands at the forefront of marketing for Financial Planners. Now in his third decade in financial services, Phil’s experience spans advising, compliance and marketing. Phil brings this unique mix of knowledge and experience to all Yardstick clients. He’s long held a dream of providing truly high-quality marketing options to financial advisers and planners, brokers and providers. When he’s not at work, Phil loves playing cricket with Will, his 18-year-old, cricket loving son. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Phil Bray, Founder and Director of The Yardstick Agency, a firm that stands at the forefront of marketing for Financial Planners. Now in his third decade in financial services, Phil’s experience spans advising, compliance and marketing. Phil brings this unique mix of knowledge and experience to all Yardstick clients. He’s long held a dream of providing truly high-quality marketing options to financial advisers and planners, brokers and providers. When he’s not at work, Phil loves playing cricket with Will, his 18-year-old, cricket loving son. dr. crosby, marketing your business, standard deviations podcast, adverts, psychology podcast, marketing podcast, improving your marketing, dr. daniel crosby, behavioral finance, advert, advertising, client retention, standard deviations with dr. daniel crosby, the standard deviations podcast, befi, orion advisor solutions, sales funnel, marketing, marketing funnel, behavioral science, advertisement, effective marketing false full 295 ef146c82-1fab-4fc3-87db-5d616e28bf04 Andy Baxley - The Power of Financial Purpose: Transforming Your Finances for a Brighter Future Tune in to hear:

  • Why do humans seem to have such limited access to understanding what they want, from a financial perspective?
  • Andy believes that the ethos of financial planning is the marriage of capital and purpose. What, specifically, does he mean by this and why does he think it is so critical?
  • Should we try to expand our clients’ notion of capital and what might be the broader impact on their lives if we were to do so?
  • How would Andy tease out the subtle differences between goals, values and purpose and is one of these more fundamental than the rest of them?
  • Does Andy often see dissonance between clients’ professed values and how they spend their money and time? How can we help our clients achieve better alignment with their values?
  • How can advisors take a client’s values and transmute that into a statement of financial purpose?
  • What would Andy say to clients who want an advisor who is effectively just a stock picker and not a guide to fulfilling their financial purpose?
  • Why is a purpose-centered portfolio a great “regret minimization tool?”
  • How often should clients revisit their financial purpose thesis?
  • What are some of the benefits that accrue to both clients and advisors who go with a more bespoke, meaning-centered financial plan?

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Compliance Code: 1304-OAS-5/23/2024

]]> Thu, 4 Jul 2024 04:00:00 +0000 danielcrosby@gmail.com (Andy Baxley, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

  • Why do humans seem to have such limited access to understanding what they want, from a financial perspective?
  • Andy believes that the ethos of financial planning is the marriage of capital and purpose. What, specifically, does he mean by this and why does he think it is so critical?
  • Should we try to expand our clients’ notion of capital and what might be the broader impact on their lives if we were to do so?
  • How would Andy tease out the subtle differences between goals, values and purpose and is one of these more fundamental than the rest of them?
  • Does Andy often see dissonance between clients’ professed values and how they spend their money and time? How can we help our clients achieve better alignment with their values?
  • How can advisors take a client’s values and transmute that into a statement of financial purpose?
  • What would Andy say to clients who want an advisor who is effectively just a stock picker and not a guide to fulfilling their financial purpose?
  • Why is a purpose-centered portfolio a great “regret minimization tool?”
  • How often should clients revisit their financial purpose thesis?
  • What are some of the benefits that accrue to both clients and advisors who go with a more bespoke, meaning-centered financial plan?

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Compliance Code: 1304-OAS-5/23/2024

]]> Andy Baxley - The Power of Financial Purpose: Transforming Your Finances for a Brighter Future Andy Baxley, Dr. Daniel Crosby 00:43:21 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Andy Baxley, Senior Financial Planner at The Planning Center. Andy works with clients from a variety of professional backgrounds, but he is uniquely positioned to serve those who work in higher education and other large non-profit institutions. Utilizing his background as a former educator and his experience as a Wealth Management Advisor at TIAA, Andy takes pride in approaching his work with the heart of a teacher and insights gained from years of relevant experience. Andy’s approach to financial planning goes beyond the numbers; it’s about helping the individuals and families I serve achieve clarity, confidence and a sense of purpose around their money. Ultimately, he doesn’t just want his clients to feel financially secure; he wants them to feel empowered to plan with a sense of optimism and possibility. As a Colorado native, he cherishes moments in nature with his wife, Yi, and their son, Bo. While a piece of his heart will always be in the Rocky Mountains, Andy has found much to love in Hyde Park, Chicago. On any given Saturday, you’re likely to find them riding their bikes along Chicago’s beautiful Lakefront Trail, spending lazy afternoons with friends at Promontory Point, or taking a stroll to get pastries and coffee at Plein Air, their favorite neighborhood cafe. Like the clients he serves, Andy takes pride in being a lifelong learner and can often be found working his way through new degrees, designations and courses. In 2021, he was proud to complete Kansas State University’s master’s in personal financial planning with an emphasis on advanced financial planning and financial therapy. Recently, his focus has turned to mentoring young planners and helping them build rewarding, purposeful careers. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Andy Baxley, Senior Financial Planner at The Planning Center. Andy works with clients from a variety of professional backgrounds, but he is uniquely positioned to serve those who work in higher education and other large non-profit institutions. Utilizing his background as a former educator and his experience as a Wealth Management Advisor at TIAA, Andy takes pride in approaching his work with the heart of a teacher and insights gained from years of relevant experience. Andy’s approach to financial planning goes beyond the numbers; it’s about helping the individuals and families I serve achieve clarity, confidence and a sense of purpose around their money. Ultimately, he doesn’t just want his clients to feel financially secure; he wants them to feel empowered to plan with a sense of optimism and possibility. As a Colorado native, he cherishes moments in nature with his wife, Yi, and their son, Bo. While a piece of his heart will always be in the Rocky Mountains, Andy has found much to love in Hyde Park, Chicago. On any given Saturday, you’re likely to find them riding their bikes along Chicago’s beautiful Lakefront Trail, spending lazy afternoons with friends at Promontory Point, or taking a stroll to get pastries and coffee at Plein Air, their favorite neighborhood cafe. Like the clients he serves, Andy takes pride in being a lifelong learner and can often be found working his way through new degrees, designations and courses. In 2021, he was proud to complete Kansas State University’s master’s in personal financial planning with an emphasis on advanced financial planning and financial therapy. Recently, his focus has turned to mentoring young planners and helping them build rewarding, purposeful careers. standard deviations podcast, investment podcast, life goals, defining your values, realizing your goals, setting realistic goals, setting goals, dr. daniel crosby, behavioral finance, goals based investing, investing podcast, financial values, philosophy podcast, goal setting, befi, the behavioral investor, values based investing, achieving goals, behavioral science, financial purpose, financial wellness, finding purpose false full 294 a7320c69-e9ab-47b1-bdff-46e4f1bc3e85 Nuala Wash - Unlock Smarter Choices: Ten Steps to Better Decision Making Tune in to hear:

  • What drove Nuala to write her new book, Tune In: How to Make Smarter Decisions in a Noisy World ?
  • In her book, Nuala talks about four factors that amplify the risk of noise, obscuring our ability to arrive at the truth. What are these factors and why are they so important?
  • How do we overcome the very entrenched obstacles we face when trying to make informed decisions?
  • What does Nuala’s “PERIMETERS” mnemonic stand for and how can multiple layers of bias combine, making us sub-optimal decision makers?
  • What is the role of power in our decision making process, and how can it confound our best efforts?
  • What is the correct stance to take, with regards to power or status, when making decisions?
  • How does memory differ from the “filing cabinet” stereotype that many of us have?
  • What is the “peak end rule” and how does it apply to our decision making process?
  • When can emotion be additive to the decision making process and when is it a distraction that should be avoided?
  • How has Nuala changed as a result of having written her book?
  • What are one or two practical, actionable things listeners can do today to become a better decision maker?

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Compliance Code: 1359-OAS-5/30/2024

]]> Thu, 20 Jun 2024 04:00:00 +0000 danielcrosby@gmail.com (Nuala Walsh, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

  • What drove Nuala to write her new book, Tune In: How to Make Smarter Decisions in a Noisy World ?
  • In her book, Nuala talks about four factors that amplify the risk of noise, obscuring our ability to arrive at the truth. What are these factors and why are they so important?
  • How do we overcome the very entrenched obstacles we face when trying to make informed decisions?
  • What does Nuala’s “PERIMETERS” mnemonic stand for and how can multiple layers of bias combine, making us sub-optimal decision makers?
  • What is the role of power in our decision making process, and how can it confound our best efforts?
  • What is the correct stance to take, with regards to power or status, when making decisions?
  • How does memory differ from the “filing cabinet” stereotype that many of us have?
  • What is the “peak end rule” and how does it apply to our decision making process?
  • When can emotion be additive to the decision making process and when is it a distraction that should be avoided?
  • How has Nuala changed as a result of having written her book?
  • What are one or two practical, actionable things listeners can do today to become a better decision maker?

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Compliance Code: 1359-OAS-5/30/2024

]]> Nuala Wash - Unlock Smarter Choices: Ten Steps to Better Decision Making Nuala Walsh, Dr. Daniel Crosby 00:59:15 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Nuala Wash. Nuala Walsh is a non-executive director, behavioral scientist, visiting fellow at the London School of Economics and author of TUNE IN: How to Make Smarter Decisions In a Noisy World. Her global career spans three decades in investment management, banking and consulting with Blackrock, Merrill Lynch, PA and Standard Life Aberdeen as Chief Marketing Officer. Today, as MindEquity founder and CEO, she advises leading institutions on reputation, culture and human rights matters. Her board appointments in business, sport and not-for-profits include Non-Executive Director at British & Irish Lions; Chair of Innocence Project London; President of Harvard Club of Ireland; Council Member at The Football Association; Advisor at World Athletics; Founding Director of the Association of Behavioral Scientists; and former Vice-Chair at UN Women (UK). A TEDx speaker, Walsh publishes in leading publications and has been featured in the Financial Times, Harvard Business Review, Forbes and Fox Business. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Nuala Wash. Nuala Walsh is a non-executive director, behavioral scientist, visiting fellow at the London School of Economics and author of TUNE IN: How to Make Smarter Decisions In a Noisy World. Her global career spans three decades in investment management, banking and consulting with Blackrock, Merrill Lynch, PA and Standard Life Aberdeen as Chief Marketing Officer. Today, as MindEquity founder and CEO, she advises leading institutions on reputation, culture and human rights matters. Her board appointments in business, sport and not-for-profits include Non-Executive Director at British & Irish Lions; Chair of Innocence Project London; President of Harvard Club of Ireland; Council Member at The Football Association; Advisor at World Athletics; Founding Director of the Association of Behavioral Scientists; and former Vice-Chair at UN Women (UK). A TEDx speaker, Walsh publishes in leading publications and has been featured in the Financial Times, Harvard Business Review, Forbes and Fox Business. standard deviations podcast, psychology podcast, making informed decisions, behavioral psychology, making smarter decisions, setting goals, dr. daniel crosby, nuala walsh, behavioral finance, confirmation bias, cognitive biases, investing podcast, bias, how to make better decisions, befi, informed decisions, the behavioral, decision making, finance podcast, making better decisions, behavioral psych, cognitive bias, achieving your goals, the soul of wealth, the laws of wealth, correcting cognitive biases false full 293 4a6c9150-e6bb-494e-9467-d772ec0c2c7f Shawn Sparks - The Advisor Transformation: Unlocking New Strategies for Financial Success Tune in to hear:

  • What was the message that Shawn felt compelled to get out there in his upcoming book, The Advisor Transformation?
  • What distinction does Shawn draw between success and significance?
  • How does Shawn bring vision into his work at Triad in a way that better synthesizes work and life?
  • What is Martin Seligman’s PERMA Model and what can we learn about finding fulfilling work from this model?
  • Among the advisors Shawn has encountered, what kinds of visions propelled them to great professional heights? Why is a vision that is “I” focused often doomed to fail?
  • What has Shawn done to make the culture at Triad so unique and central to their ethos?
  • What is the most effective way to hire and screen candidates who are a good culture fit?
  • How can advisors better de-commoditize their advisory businesses?

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Compliance Code: 0936-OAS-4/17/2024

]]> Thu, 13 Jun 2024 04:00:00 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby, Shawn Sparks) https://www.standarddeviationspod.com/ Tune in to hear:

  • What was the message that Shawn felt compelled to get out there in his upcoming book, The Advisor Transformation?
  • What distinction does Shawn draw between success and significance?
  • How does Shawn bring vision into his work at Triad in a way that better synthesizes work and life?
  • What is Martin Seligman’s PERMA Model and what can we learn about finding fulfilling work from this model?
  • Among the advisors Shawn has encountered, what kinds of visions propelled them to great professional heights? Why is a vision that is “I” focused often doomed to fail?
  • What has Shawn done to make the culture at Triad so unique and central to their ethos?
  • What is the most effective way to hire and screen candidates who are a good culture fit?
  • How can advisors better de-commoditize their advisory businesses?

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Compliance Code: 0936-OAS-4/17/2024

]]> Shawn Sparks - The Advisor Transformation: Unlocking New Strategies for Financial Success Dr. Daniel Crosby, Shawn Sparks 00:51:14 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Shawn Sparks. Shawn Sparks has worked with hundreds of advisors throughout his career, showing them how to be better business owners and to achieve the growth in business and life that they deserve. His company, Triad Partners, coined the phrase “Do Business, Do Life” (#DBDL) as a testimony to the possibility of achieving balance as a high achieving advisor. Shawn’s mission is to show advisors strategies for scaling their business that truly supports the lifestyle they desire – while avoiding burnout and improving all aspects of their lives. Shawn puts what he teaches into practice. As the co-owner of one of the fastest growing FMOs of all time, husband and father of 4 kids, he knows firsthand what it’s like to grow a business while raising a young family. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Shawn Sparks. Shawn Sparks has worked with hundreds of advisors throughout his career, showing them how to be better business owners and to achieve the growth in business and life that they deserve. His company, Triad Partners, coined the phrase “Do Business, Do Life” (#DBDL) as a testimony to the possibility of achieving balance as a high achieving advisor. Shawn’s mission is to show advisors strategies for scaling their business that truly supports the lifestyle they desire – while avoiding burnout and improving all aspects of their lives. Shawn puts what he teaches into practice. As the co-owner of one of the fastest growing FMOs of all time, husband and father of 4 kids, he knows firsthand what it’s like to grow a business while raising a young family. standard deviations podcast, behavioral psychology, dr. daniel crosby, do business do life, perma model, behavioral finance, the advisor transformation, investing 101, investing podcast, good culture fit, befi, the behavioral investor, finance podcast, orion advisor solutions, investing, behavioral science, martin seligman, the soul of wealth, the laws of wealth, shawn sparks, triad partners false full 292 d26a34e0-0809-4dca-af9b-4c7dab6102f3 Robert Sofia - Mastering Financial Advisor Marketing: Proven Techniques to Grow Your Practice Tune in to hear:

  • How should advisors go about optimizing SEO for their practice and why is it so critical?
  • Why do advisors who offer texting as a communication option get 400% more opt-ins?
  • Why is email so powerful and how can advisors build out a list that will serve them well?
  • Emails with video content really outperform, but many people are hesitant to venture into video. What advice would Robert give to these individuals?
  • How does Robert recommend that advisors go about segmenting their clients to deliver more tailored content?
  • When and how do referrals work best in Robert’s experience? How did Snappy Kraken develop their referral script?
  • What are some of the most innovative and effective client events that Robert has seen? Are there any rules of thumb to follow to plan engaging client events?

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Compliance Code: 0924-OAS-4/16/2024

]]> Thu, 6 Jun 2024 04:00:00 +0000 danielcrosby@gmail.com (Robert Sofia, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

  • How should advisors go about optimizing SEO for their practice and why is it so critical?
  • Why do advisors who offer texting as a communication option get 400% more opt-ins?
  • Why is email so powerful and how can advisors build out a list that will serve them well?
  • Emails with video content really outperform, but many people are hesitant to venture into video. What advice would Robert give to these individuals?
  • How does Robert recommend that advisors go about segmenting their clients to deliver more tailored content?
  • When and how do referrals work best in Robert’s experience? How did Snappy Kraken develop their referral script?
  • What are some of the most innovative and effective client events that Robert has seen? Are there any rules of thumb to follow to plan engaging client events?

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Compliance Code: 0924-OAS-4/16/2024

]]> Robert Sofia - Mastering Financial Advisor Marketing: Proven Techniques to Grow Your Practice Robert Sofia, Dr. Daniel Crosby 00:45:13 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Robert Sofia. Robert Sofia is the CEO of Snappy Kraken, a marketing technology company exclusively serving the financial industry. During the past decade, Robert has supported thousands of companies across the spectrum of financial services including RIAs, broker dealers, custodians, investment companies, insurance companies and more. Robert has received countless accolades for his work by winning fintech competitions, Wealth Management Industry Awards, and being honored on the INC 500, INC 5,000, Agency 100 and Best Places to Work In Financial Technology lists. He has authored two best-selling books and been published hundreds of times in publications including Forbes, INC Magazine, The Wall Street Journal, FOX Business, Huffington Post, Business Insider, Investment News, Financial Planning, Wealth Management, the Journal of Financial Planning, ThinkAdvisor and many more. Robert is an award-winning public speaker who has spoken at dozens of leading conferences including FinCon, MarketCounsel Summit, T3, TD’s National LINC, and on behalf of world-renowned companies including Ford Motor, Adobe, Prudential and many others. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Robert Sofia. Robert Sofia is the CEO of Snappy Kraken, a marketing technology company exclusively serving the financial industry. During the past decade, Robert has supported thousands of companies across the spectrum of financial services including RIAs, broker dealers, custodians, investment companies, insurance companies and more. Robert has received countless accolades for his work by winning fintech competitions, Wealth Management Industry Awards, and being honored on the INC 500, INC 5,000, Agency 100 and Best Places to Work In Financial Technology lists. He has authored two best-selling books and been published hundreds of times in publications including Forbes, INC Magazine, The Wall Street Journal, FOX Business, Huffington Post, Business Insider, Investment News, Financial Planning, Wealth Management, the Journal of Financial Planning, ThinkAdvisor and many more. Robert is an award-winning public speaker who has spoken at dozens of leading conferences including FinCon, MarketCounsel Summit, T3, TD’s National LINC, and on behalf of world-renowned companies including Ford Motor, Adobe, Prudential and many others. acquiring more clients, economics podcast, how to generate referrals, dr. daniel crosby, financial services, investing 101, snappy kraken, investing podcast, robert sofia, finding and keeping clients, client acquisition, how to find clients, the behavioral investor, financial advisor, referrals, how to generate more referrals, marketing, generate more referrals, planning client events, the soul of wealth, how to invest, the laws of wealth false full 290 9376b768-d15e-4435-a2b7-f71e7fb9a930 Jason Pereira - How AI is Shaping the Future of Wealth Management and Financial Advisory Tune in to hear:

  • What are the 3 primary types, or thresholds, of AI and where are we headed next in this burgeoning field?
  • What is "general purpose AI" and how does it differ from models like ChatGPT? What about "artificial super intelligence?"
  • Why is the developing world, on average, more optimistic about AI than the developed world? Will our pessimism in the west around AI hamper our ability to compete in the race for AI?
  • How, practically, can advisors start implementing AI to better their practice?
  • What are some of Jason’s favorite AI tools he has discovered?
  • How good are current AI marketing tools and where could they improve?
  • What does the deeply personal future of financial planning look like and how will AI augment our ability to build out bespoke approaches for each client?
  • What are some of the first things that will be taken off advisors' plates by AI and what processes will remain firmly human-first?
  • Will AI free us up to serve way more clients than we have previously?
  • How should we think about the ethical piece of AI in a way that doesn’t totally stifle innovation?

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Compliance Code: 0935-OAS-4/17/2024

]]> Thu, 16 May 2024 04:00:00 +0000 danielcrosby@gmail.com (Jason Pereira, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

  • What are the 3 primary types, or thresholds, of AI and where are we headed next in this burgeoning field?
  • What is "general purpose AI" and how does it differ from models like ChatGPT? What about "artificial super intelligence?"
  • Why is the developing world, on average, more optimistic about AI than the developed world? Will our pessimism in the west around AI hamper our ability to compete in the race for AI?
  • How, practically, can advisors start implementing AI to better their practice?
  • What are some of Jason’s favorite AI tools he has discovered?
  • How good are current AI marketing tools and where could they improve?
  • What does the deeply personal future of financial planning look like and how will AI augment our ability to build out bespoke approaches for each client?
  • What are some of the first things that will be taken off advisors' plates by AI and what processes will remain firmly human-first?
  • Will AI free us up to serve way more clients than we have previously?
  • How should we think about the ethical piece of AI in a way that doesn’t totally stifle innovation?

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Compliance Code: 0935-OAS-4/17/2024

]]> Jason Pereira - How AI is Shaping the Future of Wealth Management and Financial Advisory Jason Pereira, Dr. Daniel Crosby 00:37:18 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Jason Pereira, Partner and Financial Planner at Woodgate Financial. Jason is first and foremost a financial planner who has lived and breathed topics related to financial planning for over 20 years. In that time he has become a recognized writer, commentator, speaker, podcaster, teacher and expert in the areas of financial planning, practice management and fintech. He has also obtained two degrees, nine professional designations, been nominated for or won over 30 industry awards, and produced over 100 articles, podcasts and interviews. JasonPereira.ca is his conduit for sharing his thoughts, views and learning that he has amassed over the years. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Jason Pereira, Partner and Financial Planner at Woodgate Financial. Jason is first and foremost a financial planner who has lived and breathed topics related to financial planning for over 20 years. In that time he has become a recognized writer, commentator, speaker, podcaster, teacher and expert in the areas of financial planning, practice management and fintech. He has also obtained two degrees, nine professional designations, been nominated for or won over 30 industry awards, and produced over 100 articles, podcasts and interviews. JasonPereira.ca is his conduit for sharing his thoughts, views and learning that he has amassed over the years. jason pereira, ai voice technology, ai and financial services, chatgpt 4, openai, financial services industry, dall-e, dr. daniel crosby, ai, financial services, investing 101, the future of ai, chatgpt, artificial intelligence, dalle, large learning model, ai and investing, large language model, ai investing, text to video, ai use cases, the soul of wealth, how to invest, the laws of wealth false full 289 f6e2e3b3-9478-4f9b-b273-6f54b22ae9ae Dr. Naomi Win - The Power of Embracing Uncertainty: Strategies for Success in a Volatile World Tune in to hear:

  • Why is it that we hate uncertainty even more than bad news?
  • How does our dread of uncertainty impact our decision making process?
  • If a client comes in agitated vs. paralyzed, does the means by which we resolve this uncertainty look different from reaction to reaction or do they share a common solution?
  • Is normalization part of regulating your clients emotionally whether it is deeply hot or deeply passive?
  • What are the 4 most common emotional reactions to uncertainty?
  • How can embracing uncertainty sometimes lead to outperformance and a greater sense of purpose?
  • Why is uncertainty often a prerequisite for growth and learning?

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Compliance Code: 0682-OAS-3/20/2024

]]> Thu, 9 May 2024 04:00:00 +0000 danielcrosby@gmail.com (Dr. Naomi Win, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

  • Why is it that we hate uncertainty even more than bad news?
  • How does our dread of uncertainty impact our decision making process?
  • If a client comes in agitated vs. paralyzed, does the means by which we resolve this uncertainty look different from reaction to reaction or do they share a common solution?
  • Is normalization part of regulating your clients emotionally whether it is deeply hot or deeply passive?
  • What are the 4 most common emotional reactions to uncertainty?
  • How can embracing uncertainty sometimes lead to outperformance and a greater sense of purpose?
  • Why is uncertainty often a prerequisite for growth and learning?

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Compliance Code: 0682-OAS-3/20/2024

]]> Dr. Naomi Win - The Power of Embracing Uncertainty: Strategies for Success in a Volatile World Dr. Naomi Win, Dr. Daniel Crosby 00:51:15 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Dr. Naomi Win. Dr. Win is a psychologist and behavioral finance analyst with Orion. Her work draws on clinical practice and current research to bridge advisor expertise and client behavior in a working alliance. Following the completion of a Master's degree in Psychoanalysis, in 2011, Naomi worked in a range of settings, including public education and private practice psychotherapy. Though the ecosystems differed, she found two common tensions, predictive of each individual's growth: the psychological scaffolds to cultivate a meaningful life, and adequate material security to support themselves in that process. She believes that by contending with what must change, and reconciling with what can not, we find: elevation via obstacles, the strength to face anxiety with purpose, tolerate ambiguity with perspective, and the self-trust required to succeed. Earning a doctorate allowed Naomi to bring her personal ethos into professional focus, a drive she brings to the behavioral finance force at Orion. Outside of that, Naomi can be found busy with motherhood, or engaged in community support of public education. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Dr. Naomi Win. Dr. Win is a psychologist and behavioral finance analyst with Orion. Her work draws on clinical practice and current research to bridge advisor expertise and client behavior in a working alliance. Following the completion of a Master's degree in Psychoanalysis, in 2011, Naomi worked in a range of settings, including public education and private practice psychotherapy. Though the ecosystems differed, she found two common tensions, predictive of each individual's growth: the psychological scaffolds to cultivate a meaningful life, and adequate material security to support themselves in that process. She believes that by contending with what must change, and reconciling with what can not, we find: elevation via obstacles, the strength to face anxiety with purpose, tolerate ambiguity with perspective, and the self-trust required to succeed. Earning a doctorate allowed Naomi to bring her personal ethos into professional focus, a drive she brings to the behavioral finance force at Orion. Outside of that, Naomi can be found busy with motherhood, or engaged in community support of public education. behaviorism, navigating uncertainty, dr. daniel crosby, uncertainty, behavioral finance, risk averse, investing 101, risk aversion, orion advisor tecnology, risk management, befi, psychology of investing, managing risk, risk tolerance, the behavioral investor, risk tolerance questionnaire, behavioral science, the soul of wealth, psychology, how to invest, the laws of wealth, orion advisor academy, emotional regulation, dr. naomi win false full 288 76b40fa5-6edf-415d-b3e1-727e81f23089 Dr. Randall Stutman - A Behavioral Approach to Leadership: How to Influence and Inspire Teams Tune in to hear:

  • Why does Dr. Stutman use a behavioral, rather than a psychological, approach to leadership? What are the differences between these two approaches?
  • What are some of the common qualities shared by many of the world’s best leaders? Also, were any of these particularly surprising or unexpected?
  • What role does admiration play in effective leadership?
  • How do great leaders strike a balance between adhering to first principles while also flexing when contextually appropriate?
  • What do leaders who engender great followership have in common? Did any of this particularly stand out to Dr. Stutman?
  • When we think of leaders who drive results, our caricature is perhaps that they are hard nosed and detail oriented. Is this often the case, or are many results focused leaders quite different from this caricature? If so, what qualities do they often have?
  • What advice would Dr. Stutman give to financial advisors who want to go at it alone for their personal investment portfolio?
  • What tips does Dr. Stutman have for picking out admired leaders in an interview process?

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Compliance Code: 0623-OAS-3/11/2024

]]> Thu, 2 May 2024 04:00:00 +0000 danielcrosby@gmail.com (Dr. Randall Stutman, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

  • Why does Dr. Stutman use a behavioral, rather than a psychological, approach to leadership? What are the differences between these two approaches?
  • What are some of the common qualities shared by many of the world’s best leaders? Also, were any of these particularly surprising or unexpected?
  • What role does admiration play in effective leadership?
  • How do great leaders strike a balance between adhering to first principles while also flexing when contextually appropriate?
  • What do leaders who engender great followership have in common? Did any of this particularly stand out to Dr. Stutman?
  • When we think of leaders who drive results, our caricature is perhaps that they are hard nosed and detail oriented. Is this often the case, or are many results focused leaders quite different from this caricature? If so, what qualities do they often have?
  • What advice would Dr. Stutman give to financial advisors who want to go at it alone for their personal investment portfolio?
  • What tips does Dr. Stutman have for picking out admired leaders in an interview process?

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Compliance Code: 0623-OAS-3/11/2024

]]> Dr. Randall Stutman - A Behavioral Approach to Leadership: How to Influence and Inspire Teams Dr. Randall Stutman, Dr. Daniel Crosby 00:40:12 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Dr. Randall Stutman. Dr. Randall Stutman is a leadership scientist dedicated to exploring the behaviors and routines of extraordinary leaders. Goldman Sachs called him the most experienced coach on Wall Street, having served as an advisor to thousands of executives and hundreds of CEOs. He's the founder of the Admired Leadership Institute and the author of the award winning book, "Working Through Conflict." This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Dr. Randall Stutman. Dr. Randall Stutman is a leadership scientist dedicated to exploring the behaviors and routines of extraordinary leaders. Goldman Sachs called him the most experienced coach on Wall Street, having served as an advisor to thousands of executives and hundreds of CEOs. He's the founder of the Admired Leadership Institute and the author of the award winning book, "Working Through Conflict." standard deviations podcast, financial advisors, c suite, interviewing executives, dr. daniel crosby, behavioral finance, how to lead, financial advice, ceo, becoming a better leader, executive leadership, befi, standard deviations pod, the behavioral investor, finance podcast, effective leadership, financial advisor, how to lead people, dr. randall stutman, leadership, first principles, how to become a leader, behavioral science, the soul of wealth, psychology, the laws of wealth false full 287 1ebc2c14-fa2b-40d6-a95b-c574aa0d3aa5 Jane Adshead Grant - Master the Art of Listening: Tips for Becoming a Better Listener Tune in to hear:

  • What life experiences put Jane on a path to become a listening coach?
  • What is generative listening and how does it differ from other forms of listening?
  • In what ways did becoming familiar with generative listening transform Jane’s life?
  • What does Jane mean when she says “listening to ignite thinking in others?”
  • What role does empathy play in the process of being a generative listener?
  • What are the five levels of listening that Jane delineates?
  • How should responses be crafted to encourage or deepen generative listening?
  • What does Jane’s mnemonic “EARS” stand for?
  • Why do speaking skills get so much attention, in books and coaching, while listening often goes ignored?
  • Some tips on how to listen to those who you don’t necessarily share values with.
  • How can we be better about remembering names after meeting others?
  • How might we carve out more time to just think deeply in our work lives?

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Compliance Code: 0625-OAS-3/11/2024

]]> Thu, 18 Apr 2024 04:00:00 +0000 danielcrosby@gmail.com (Jane Adshead Grant, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

  • What life experiences put Jane on a path to become a listening coach?
  • What is generative listening and how does it differ from other forms of listening?
  • In what ways did becoming familiar with generative listening transform Jane’s life?
  • What does Jane mean when she says “listening to ignite thinking in others?”
  • What role does empathy play in the process of being a generative listener?
  • What are the five levels of listening that Jane delineates?
  • How should responses be crafted to encourage or deepen generative listening?
  • What does Jane’s mnemonic “EARS” stand for?
  • Why do speaking skills get so much attention, in books and coaching, while listening often goes ignored?
  • Some tips on how to listen to those who you don’t necessarily share values with.
  • How can we be better about remembering names after meeting others?
  • How might we carve out more time to just think deeply in our work lives?

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Compliance Code: 0625-OAS-3/11/2024

]]> Jane Adshead Grant - Master the Art of Listening: Tips for Becoming a Better Listener Jane Adshead Grant, Dr. Daniel Crosby 00:45:34 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Jean Adshead Grant. Jane is passionate about contributing to the world of work and community through listening generatively to ignite the independent thinking in others. She encourages others to see what is possible rather than what is probable in seeking to achieve their aspirations. Jane’s work has been transformed by her learning and application of the principles of the Time to Think approach in her leadership and coaching. She works with Executives from Associate to the Boardroom, both individuals and teams. Her clients often arrive with dilemmas, insolvable challenges, and no time to think. They leave with new insights, a way forward and feeling inspired to act. Jane is an ambassador for Truly Human Leadership and believes that the Thinking Environment is one of the most dignifying ways of being with another. Jane is described by others as being dedicated to her profession and committed to her purpose in creating environments where everybody matters. Jane has a post graduate diploma in psychological coaching and is a Master Certified Coach with the ICF. She has 30 years’ experience in professional and financial services in people focused roles. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Jean Adshead Grant. Jane is passionate about contributing to the world of work and community through listening generatively to ignite the independent thinking in others. She encourages others to see what is possible rather than what is probable in seeking to achieve their aspirations. Jane’s work has been transformed by her learning and application of the principles of the Time to Think approach in her leadership and coaching. She works with Executives from Associate to the Boardroom, both individuals and teams. Her clients often arrive with dilemmas, insolvable challenges, and no time to think. They leave with new insights, a way forward and feeling inspired to act. Jane is an ambassador for Truly Human Leadership and believes that the Thinking Environment is one of the most dignifying ways of being with another. Jane is described by others as being dedicated to her profession and committed to her purpose in creating environments where everybody matters. Jane has a post graduate diploma in psychological coaching and is a Master Certified Coach with the ICF. She has 30 years’ experience in professional and financial services in people focused roles. standard deviations podcast, life coach, think deeply, empathic listening, dr. daniel crosby, empath, active listening, introspection, generative listening, listening well, listening coach, empathy, radical listening, the behavioral investor, jane adshead grant, listening to ignite, empathetic listening, how to listen, listening, the soul of wealth, the laws of wealth, introspective false full 286 5e082aad-7e17-4d2d-b840-836d762e57f1 Lindsey Lewis - Empowering Women in Investing: Breaking Barriers and Shaping the Future of Finance Tune in to hear:

  • What makes women so uniquely good as behavioral investors?
  • Why have many thought of women as particularly risk averse for so many years and what systems, on the trading floor and elsewhere, have perpetuated this misconception?
  • Some book recommendations on women in investing and its history.
  • Examples of how insidious the bias against women in finance can be.
  • What can we do to attract more women to financial services when we know they are so well suited for the field?
  • What can we be doing better, as an industry, around how we treat and communicate with our clients who are women?
  • Why is the financial services industry seeing fewer and fewer new recruits and how can we get young talent interested in this work? Might career changers play a big role here?
  • If Lindsey were to design a training and hiring program for new advisors, what changes might she make to improve the terrible attrition rate the industry currently has?

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Compliance Code: 0620-OAS-3/11/2024

]]> Thu, 11 Apr 2024 04:00:00 +0000 danielcrosby@gmail.com (Lindsey Lewis, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

  • What makes women so uniquely good as behavioral investors?
  • Why have many thought of women as particularly risk averse for so many years and what systems, on the trading floor and elsewhere, have perpetuated this misconception?
  • Some book recommendations on women in investing and its history.
  • Examples of how insidious the bias against women in finance can be.
  • What can we do to attract more women to financial services when we know they are so well suited for the field?
  • What can we be doing better, as an industry, around how we treat and communicate with our clients who are women?
  • Why is the financial services industry seeing fewer and fewer new recruits and how can we get young talent interested in this work? Might career changers play a big role here?
  • If Lindsey were to design a training and hiring program for new advisors, what changes might she make to improve the terrible attrition rate the industry currently has?

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Compliance Code: 0620-OAS-3/11/2024

]]> Lindsey Lewis - Empowering Women in Investing: Breaking Barriers and Shaping the Future of Finance Lindsey Lewis, Dr. Daniel Crosby 00:55:38 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Lindsey Lewis. Lindsey Lewis has built a career around women and money. She not only helps women take charge of their finances as a Chartered Financial Consultant® (ChFC®) and CFP® Professional, but she also stands as a champion for diverse women in the financial services industry in her role as director and chair of the American College Center for Women in Financial Services, a premier Center of Excellence focused on research and advocacy within The American College of Financial Services. Lewis spearheads the Women Working in Wealth® social media channels, podcasts and exclusive events. Because of her efforts, Lewis has been honored with 2021’s Investment News 40 Under 40 list and recognized as the recipient of Excell Represents Rising Star Woman in Wealth Management. She also volunteers with $AVVY Ladies, which is a pro-bono financial planning nonprofit, and holds two degrees from Utah Valley University: Personal Financial Planning and MBA. In her free time, she enjoys practicing yoga, working out, and spending time with her family as a mom of two kids. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Lindsey Lewis. Lindsey Lewis has built a career around women and money. She not only helps women take charge of their finances as a Chartered Financial Consultant® (ChFC®) and CFP® Professional, but she also stands as a champion for diverse women in the financial services industry in her role as director and chair of the American College Center for Women in Financial Services, a premier Center of Excellence focused on research and advocacy within The American College of Financial Services. Lewis spearheads the Women Working in Wealth® social media channels, podcasts and exclusive events. Because of her efforts, Lewis has been honored with 2021’s Investment News 40 Under 40 list and recognized as the recipient of Excell Represents Rising Star Woman in Wealth Management. She also volunteers with $AVVY Ladies, which is a pro-bono financial planning nonprofit, and holds two degrees from Utah Valley University: Personal Financial Planning and MBA. In her free time, she enjoys practicing yoga, working out, and spending time with her family as a mom of two kids. lindsey lewis, financial services industry, dr. daniel crosby, behavioral finance, financial services, financial advice, risk aversion, the center for women in financial services, gender inequality, women in investing, behavioral investing, behavioral investor, women in finance, befi, women and money, gender pay gap, risk tolerance, the behavioral investor, financial planning, women working in wealth podcast, cfp, the gender pay gap, financial advisor, financial planner, women working in wealth, behavioral science, gender equality, the soul of wealth, feminism, how to invest, the laws of wealth, equity, risk assessment questionnaire false full 285 86ec786f-8174-4922-ac5f-d1c6d4c7a9cf Dr. Thomas Mathar - Financial Wellness vs. Financial Independence: How to Achieve Both for a Secure Future Tune in to hear:

  • How might financial planning conversations need to change in light of the new longevity many will experience?
  • How will the “100 year life” affect the 3 life stages (education, work and retirement) that used to be more clearly delineated?
  • How might we be able to give more salience and power to our mental image of a future self? What does Dr. Mathar’s research around this topic suggest?
  • What are the differences between financial wellbeing and financial independence?
  • If financial independence is all about a dollar value, how does financial wellbeing look different?
  • Are there any heuristics Dr. Mathar can offer about following the money vs. following your dreams?

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Compliance Code: 0564-OAS-3/6/2024

]]> Thu, 4 Apr 2024 04:00:00 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby, Dr. Thomas Mathar) https://www.standarddeviationspod.com/ Tune in to hear:

  • How might financial planning conversations need to change in light of the new longevity many will experience?
  • How will the “100 year life” affect the 3 life stages (education, work and retirement) that used to be more clearly delineated?
  • How might we be able to give more salience and power to our mental image of a future self? What does Dr. Mathar’s research around this topic suggest?
  • What are the differences between financial wellbeing and financial independence?
  • If financial independence is all about a dollar value, how does financial wellbeing look different?
  • Are there any heuristics Dr. Mathar can offer about following the money vs. following your dreams?

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Compliance Code: 0564-OAS-3/6/2024

]]> Dr. Thomas Mathar - Financial Wellness vs. Financial Independence: How to Achieve Both for a Secure Future Dr. Daniel Crosby, Dr. Thomas Mathar 00:52:10 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Dr. Thomas Mathar. Dr. Thomas Mathar, from Hamburg and now based in Edinburgh, heads up the Centre for Behavioural Research at Aegon UK. As a trained social anthropologist with additional training in behavioral economics, he researches how people can make better financial decisions. In Germany, he is known for his book Financial Wellbeing and appearances in media such as Stern and podcasts such as Alles auf Aktien. In the UK, he frequently speaks at financial conferences and is a highly regarded expert in his field. Tom (as he is known in the UK) is married and has two children. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Dr. Thomas Mathar. Dr. Thomas Mathar, from Hamburg and now based in Edinburgh, heads up the Centre for Behavioural Research at Aegon UK. As a trained social anthropologist with additional training in behavioral economics, he researches how people can make better financial decisions. In Germany, he is known for his book Financial Wellbeing and appearances in media such as Stern and podcasts such as Alles auf Aktien. In the UK, he frequently speaks at financial conferences and is a highly regarded expert in his field. Tom (as he is known in the UK) is married and has two children. financial independence, longevity planning, dr. daniel crosby, behavioral finance, future self, cognitive biases, financial advice, saving for retirement, following your dreams, life stages, befi, the behavioral investor, finance podcast, the 100 year life, financial planning, financial planner, id, cognitive bias, dr. thomas mathar, behavioral science, behavioral finance biases, preparing for retirement, the soul of wealth, financial wellness, how to invest, the laws of wealth, living to 100 false full 284 9906f20f-bd00-4924-a43e-5a9c875759a1 Philip Courtenay - Humans and Money: Exploring the Relationship Between Emotions and Financial Choices Tune in to hear:

  • What did Philip’s research on the drivers of financial advice seeking uncover? Additionally, what might stand in the way of clients taking advice?
  • What can the industry do to reduce economic barriers to entry for getting advice?
  • What about reducing emotional barriers to entry for getting advice?
  • What mistakes do advisors make when it comes to changing behavior and what could we be doing better as an industry?
  • What is Philip’s “SHAPE” framework and how can it be applied to your business?
  • Why might we be asking for referrals in the wrong way and what can we do to improve this?
  • Philip breaks down client anxiety into two distinct categories. What are each of these types of anxiety and what should each of these signal to advisors?
  • How can advisors best demonstrate their value in this new world we find ourselves in?

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Compliance Code: 0566-OAS-3/6/2024

]]> Thu, 21 Mar 2024 04:00:00 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby, Philip Courtenay) https://www.standarddeviationspod.com/ Tune in to hear:

  • What did Philip’s research on the drivers of financial advice seeking uncover? Additionally, what might stand in the way of clients taking advice?
  • What can the industry do to reduce economic barriers to entry for getting advice?
  • What about reducing emotional barriers to entry for getting advice?
  • What mistakes do advisors make when it comes to changing behavior and what could we be doing better as an industry?
  • What is Philip’s “SHAPE” framework and how can it be applied to your business?
  • Why might we be asking for referrals in the wrong way and what can we do to improve this?
  • Philip breaks down client anxiety into two distinct categories. What are each of these types of anxiety and what should each of these signal to advisors?
  • How can advisors best demonstrate their value in this new world we find ourselves in?

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Compliance Code: 0566-OAS-3/6/2024

]]> Philip Courtenay - Humans and Money: Exploring the Relationship Between Emotions and Financial Choices Dr. Daniel Crosby, Philip Courtenay 00:47:26 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Philip Courtenay. Philip is a sought after consultant and speaker on financial consumer behavior and the science of financial wellbeing. He has worked with a number of leading financial advisory, insurance and investment management businesses to enhance their offering to clients. In addition to his consulting work, Philip is frequently asked to speak at industry conferences and events on behalf of international financial services businesses. He is also an award-winning academic researcher on the influences of financial behavior – having been recognized by Emerald publishing house for his work on the drivers of financial advice-seeking. He is undertaking a PhD at King’s College, London, having received a scholarship from the Economics and Social Research Council. Philip has held various roles within the financial services sector – most recently as Head of Marketing Strategy for a London-based wealth management firm. He gained an MBA (with distinction) from Warwick Business School, with a focus on marketing strategy and financial consumer behavior. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Philip Courtenay. Philip is a sought after consultant and speaker on financial consumer behavior and the science of financial wellbeing. He has worked with a number of leading financial advisory, insurance and investment management businesses to enhance their offering to clients. In addition to his consulting work, Philip is frequently asked to speak at industry conferences and events on behalf of international financial services businesses. He is also an award-winning academic researcher on the influences of financial behavior – having been recognized by Emerald publishing house for his work on the drivers of financial advice-seeking. He is undertaking a PhD at King’s College, London, having received a scholarship from the Economics and Social Research Council. Philip has held various roles within the financial services sector – most recently as Head of Marketing Strategy for a London-based wealth management firm. He gained an MBA (with distinction) from Warwick Business School, with a focus on marketing strategy and financial consumer behavior. best investment podcast, investment podcast, psychology podcast, dr. daniel crosby, behavioral finance, financial advice, podcast for financial advisors, investing 101, befi, philip courtenay, the behavioral investor, behavioral coaching, cognitive bias, changing behavior, humans and money, behavioral science, behavior change, personal finance podcast, the soul of wealth, how to invest, the laws of wealth false full 283 7dad7f22-af93-4392-b149-ec8622580799 Dr. Derek Griner - Empathy in Action: The Transformative Role of Compassion in Building Stronger Connections Tune in to hear:

  • What lead Dr. Griner to focus his work and research around compassion specifically?
  • When clinicians like Dr. Griner talk about compassion, what are they talking about exactly and how might this differ from the popular conception of compassion?
  • How do we balance our desire to want to end someone’s suffering without falling into the trap of just wanting to fix everything or go directly to solutions?
  • What are some examples where compassion might look assertive, firm or even defiant?
  • How can we strike a balance between being service-driven and compassionate with meeting our own needs and self-compassion?
  • In his book Dr. Griner lays out six principles of compassion – what are a few of these and how did he arrive at them?
  • How might we apply the thought that “it’s not my fault, but it is my responsibility” in our daily lives?
  • What are the 3 emotional systems Dr. Griner lays out in his book and how do they interact?
  • Why is our “soothing system” typically the least developed of our 3 emotional systems?
  • For those who have particularly large red (anxiety system) or blue (motivation system) circles but malnourished green (soothing system) circles, how can they begin to cultivate this within themselves a bit more?
  • What is the relationship between self-compassion and compassion for others, and why is it often so hard to cut ourselves some slack?

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Compliance Code: 0385-OAS-2/21/2024

]]> Thu, 14 Mar 2024 04:00:00 +0000 danielcrosby@gmail.com (Dr. Derek Griner, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

  • What lead Dr. Griner to focus his work and research around compassion specifically?
  • When clinicians like Dr. Griner talk about compassion, what are they talking about exactly and how might this differ from the popular conception of compassion?
  • How do we balance our desire to want to end someone’s suffering without falling into the trap of just wanting to fix everything or go directly to solutions?
  • What are some examples where compassion might look assertive, firm or even defiant?
  • How can we strike a balance between being service-driven and compassionate with meeting our own needs and self-compassion?
  • In his book Dr. Griner lays out six principles of compassion – what are a few of these and how did he arrive at them?
  • How might we apply the thought that “it’s not my fault, but it is my responsibility” in our daily lives?
  • What are the 3 emotional systems Dr. Griner lays out in his book and how do they interact?
  • Why is our “soothing system” typically the least developed of our 3 emotional systems?
  • For those who have particularly large red (anxiety system) or blue (motivation system) circles but malnourished green (soothing system) circles, how can they begin to cultivate this within themselves a bit more?
  • What is the relationship between self-compassion and compassion for others, and why is it often so hard to cut ourselves some slack?

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Compliance Code: 0385-OAS-2/21/2024

]]> Dr. Derek Griner - Empathy in Action: The Transformative Role of Compassion in Building Stronger Connections Dr. Derek Griner, Dr. Daniel Crosby 00:52:41 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Dr. Derek Griner, a psychologist, associate training director and clinical professor at Brigham Young University. Derek Griner is a practicing board-certified counseling psychologist with significant CFT experience. His research focuses on diversity issues for which he received APA’s Division 17 award for excellence in scholarship. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Dr. Derek Griner, a psychologist, associate training director and clinical professor at Brigham Young University. Derek Griner is a practicing board-certified counseling psychologist with significant CFT experience. His research focuses on diversity issues for which he received APA’s Division 17 award for excellence in scholarship. standard deviations podcast, compassion focused therapy, parasympathetic nervous system, behavioral psychology, empathic, the compassionate mind foundation, empathic listening, dr. daniel crosby, active listening, compassion centered therapy, behavioral finance, emotional systems, investing podcast, compassion, orion investments, empathy, self-care, dr. derek griner, sympathetic nervous system, befi, compassion focused therapy workbook, orion advisor solutions, fight or flight, how to show compassion, orion advisor tech, emotional regulation false full 281 294d0be6-3993-4172-b13b-366cdcb2c17d Dr. Daniel Crosby - Not Being Dumb Beats Being Brilliant Tune in to hear:

  • What is the “Dumb Ways to Die” music video and why was it originally created?
  • Was the above an effective behavioral intervention or did it fall short?
  • Why is buy-in for employer sponsored retirement savings plans so low and what might be done to remedy this?
  • Why might marketing campaigns with behavioral interventions outperform more overt, standard marketing approaches?
  • What did Charlie Munger say was a differentiator in Berkshire’s approach?

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Compliance Code: 0502-OAS-3/4/3024

]]> Thu, 7 Mar 2024 05:00:00 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

  • What is the “Dumb Ways to Die” music video and why was it originally created?
  • Was the above an effective behavioral intervention or did it fall short?
  • Why is buy-in for employer sponsored retirement savings plans so low and what might be done to remedy this?
  • Why might marketing campaigns with behavioral interventions outperform more overt, standard marketing approaches?
  • What did Charlie Munger say was a differentiator in Berkshire’s approach?

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Compliance Code: 0502-OAS-3/4/3024

]]> Dr. Daniel Crosby - Not Being Dumb Beats Being Brilliant Dr. Daniel Crosby 00:09:57 This week on Standard Deviations, Dr. Daniel Crosby offers another sneak preview of an essay from his upcoming book, The Soul of Wealth. Educated at Brigham Young and Emory Universities, Dr. Daniel Crosby is a psychologist and behavioral finance expert who helps organizations understand the intersection of mind and markets. Dr. Crosby's first book, Personal Benchmark: Integrating Behavioral Finance and Investment Management, was a New York Times bestseller. His second book, The Laws of Wealth, was named the best investment book of 2017 by the Axiom Business Book Awards and has been translated into Japanese, Chinese, Vietnamese and German. His latest work, The Behavioral Investor, is an in-depth look at how sociology, psychology and neurology all impact investment decision-making. Daniel was named one of the “12 Thinkers to Watch” by Monster.com, a “Financial Blogger You Should Be Reading” by AARP and a member of InvestmentNews prestigious "40 Under 40". When he is not consulting around market psychology, Daniel enjoys independent films, fanatically following St. Louis Cardinals baseball, and spending time with his wife and three children. This week on Standard Deviations, Dr. Daniel Crosby offers another sneak preview of an essay from his upcoming book, The Soul of Wealth. Educated at Brigham Young and Emory Universities, Dr. Daniel Crosby is a psychologist and behavioral finance expert who helps organizations understand the intersection of mind and markets. Dr. Crosby's first book, Personal Benchmark: Integrating Behavioral Finance and Investment Management, was a New York Times bestseller. His second book, The Laws of Wealth, was named the best investment book of 2017 by the Axiom Business Book Awards and has been translated into Japanese, Chinese, Vietnamese and German. His latest work, The Behavioral Investor, is an in-depth look at how sociology, psychology and neurology all impact investment decision-making. Daniel was named one of the “12 Thinkers to Watch” by Monster.com, a “Financial Blogger You Should Be Reading” by AARP and a member of InvestmentNews prestigious "40 Under 40". When he is not consulting around market psychology, Daniel enjoys independent films, fanatically following St. Louis Cardinals baseball, and spending time with his wife and three children. standard deviations podcast, realizing your goals, setting goals, behavioral finance, investing 101, investing podcast, saving for retirement, orion investments, goal setting, befi, the behavioral investor, finance podcast, orion advisor solutions, achieving goals, behavioral intervention, cognitive bias, investing, dumb ways to die, stock market, investing philosophy, behavioral science, orion advisor tech, the soul of wealth, how to invest, the laws of wealth, investing in the stock market false full 282 e049594d-3615-42f6-86f5-5783c5012f4d Dr. Daniel Crosby - Not Caring What Others Think is a Valuable Asset (from The Soul of Wealth) Tune in to hear:

  • What were some of Nikola Tesla’s eccentricities?
  • What is “The Spotlight Effect” that Morgan Housel observed when working as a valet at a high-end hotel in Los Angeles?
  • What is Morgan Housel’s “Man in the Car Paradox” and what lessons can be learned from it?
  • What is the psychological principle “The Anchoring Effect?”
  • Why does ego driven spending do so little to sate our desire to belong?
  • How social media may be playing a role in the loneliness epidemic.

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Compliance Code: 0317-OAS-2/12/2024

]]> Thu, 15 Feb 2024 05:00:00 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

  • What were some of Nikola Tesla’s eccentricities?
  • What is “The Spotlight Effect” that Morgan Housel observed when working as a valet at a high-end hotel in Los Angeles?
  • What is Morgan Housel’s “Man in the Car Paradox” and what lessons can be learned from it?
  • What is the psychological principle “The Anchoring Effect?”
  • Why does ego driven spending do so little to sate our desire to belong?
  • How social media may be playing a role in the loneliness epidemic.

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Compliance Code: 0317-OAS-2/12/2024

]]> Dr. Daniel Crosby - Not Caring What Others Think is a Valuable Asset (from The Soul of Wealth) Dr. Daniel Crosby 00:11:27 This week on Standard Deviations, Dr. Daniel Crosby offers another sneak preview of an essay from his upcoming book, The Soul of Wealth. Educated at Brigham Young and Emory Universities, Dr. Daniel Crosby is a psychologist and behavioral finance expert who helps organizations understand the intersection of mind and markets. Dr. Crosby's first book, Personal Benchmark: Integrating Behavioral Finance and Investment Management, was a New York Times bestseller. His second book, The Laws of Wealth, was named the best investment book of 2017 by the Axiom Business Book Awards and has been translated into Japanese, Chinese, Vietnamese and German. His latest work, The Behavioral Investor, is an in-depth look at how sociology, psychology and neurology all impact investment decision-making. Daniel was named one of the “12 Thinkers to Watch” by Monster.com, a “Financial Blogger You Should Be Reading” by AARP and a member of InvestmentNews prestigious "40 Under 40". When he is not consulting around market psychology, Daniel enjoys independent films, fanatically following St. Louis Cardinals baseball, and spending time with his wife and three children. This week on Standard Deviations, Dr. Daniel Crosby offers another sneak preview of an essay from his upcoming book, The Soul of Wealth. Educated at Brigham Young and Emory Universities, Dr. Daniel Crosby is a psychologist and behavioral finance expert who helps organizations understand the intersection of mind and markets. Dr. Crosby's first book, Personal Benchmark: Integrating Behavioral Finance and Investment Management, was a New York Times bestseller. His second book, The Laws of Wealth, was named the best investment book of 2017 by the Axiom Business Book Awards and has been translated into Japanese, Chinese, Vietnamese and German. His latest work, The Behavioral Investor, is an in-depth look at how sociology, psychology and neurology all impact investment decision-making. Daniel was named one of the “12 Thinkers to Watch” by Monster.com, a “Financial Blogger You Should Be Reading” by AARP and a member of InvestmentNews prestigious "40 Under 40". When he is not consulting around market psychology, Daniel enjoys independent films, fanatically following St. Louis Cardinals baseball, and spending time with his wife and three children. the man in the car paradox, standard deviations podcast, psychology podcast, the anchoring effect, morgan housel, behavioral psychology, the spotlight effect, market psychology, fintech, dr. daniel crosby, loneliness epidemic, investment psychology, behavioral finance, cognitive biases, investing podcast, psychology of the market, orion investments, befi, the behavioral investor, finance podcast, orion advisor solutions, the loneliness epidemic, nikola tesla, cognitive bias, fintwit, stock market, orion advisor tech, the soul of wealth, psychology, how to invest, the laws of wealth, finance 101, orion portfolio solutions false full 280 5f55809e-d615-420f-969e-cd0d8477dbd6 Dr. Daniel Crosby - Money Isn’t About the Numbers (from the Soul of Wealth) Tune in to hear:

  • What strategy did Alexander the Great use to overtake Tyre in 332 BC? Why did this military victory leave Alexander feeling more grief stricken than triumphant in the end?
  • Why did Hephaestion’s death mark a turning point for the Macedonian Empire?
  • What are “The Top Five Regrets of the Dying?”
  • What makes up Martin Seligman’s “PERMA” model of well-being and how can we apply this in our own lives?

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Compliance Code: 0275-OAS-2/5/2024

]]> Thu, 8 Feb 2024 05:00:00 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

  • What strategy did Alexander the Great use to overtake Tyre in 332 BC? Why did this military victory leave Alexander feeling more grief stricken than triumphant in the end?
  • Why did Hephaestion’s death mark a turning point for the Macedonian Empire?
  • What are “The Top Five Regrets of the Dying?”
  • What makes up Martin Seligman’s “PERMA” model of well-being and how can we apply this in our own lives?

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Compliance Code: 0275-OAS-2/5/2024

]]> Dr. Daniel Crosby - Money Isn’t About the Numbers (from the Soul of Wealth) Dr. Daniel Crosby 00:15:06 This week on Standard Deviations, Dr. Daniel Crosby offers a sneak preview of an essay from his upcoming book, The Soul of Wealth. Educated at Brigham Young and Emory Universities, Dr. Daniel Crosby is a psychologist and behavioral finance expert who helps organizations understand the intersection of mind and markets. Dr. Crosby's first book, Personal Benchmark: Integrating Behavioral Finance and Investment Management, was a New York Times bestseller. His second book, The Laws of Wealth, was named the best investment book of 2017 by the Axiom Business Book Awards and has been translated into Japanese, Chinese, Vietnamese and German. His latest work, The Behavioral Investor, is an in-depth look at how sociology, psychology and neurology all impact investment decision-making. Daniel was named one of the “12 Thinkers to Watch” by Monster.com, a “Financial Blogger You Should Be Reading” by AARP and a member of InvestmentNews prestigious "40 Under 40". When he is not consulting around market psychology, Daniel enjoys independent films, fanatically following St. Louis Cardinals baseball, and spending time with his wife and three children. This week on Standard Deviations, Dr. Daniel Crosby offers a sneak preview of an essay from his upcoming book, The Soul of Wealth. Educated at Brigham Young and Emory Universities, Dr. Daniel Crosby is a psychologist and behavioral finance expert who helps organizations understand the intersection of mind and markets. Dr. Crosby's first book, Personal Benchmark: Integrating Behavioral Finance and Investment Management, was a New York Times bestseller. His second book, The Laws of Wealth, was named the best investment book of 2017 by the Axiom Business Book Awards and has been translated into Japanese, Chinese, Vietnamese and German. His latest work, The Behavioral Investor, is an in-depth look at how sociology, psychology and neurology all impact investment decision-making. Daniel was named one of the “12 Thinkers to Watch” by Monster.com, a “Financial Blogger You Should Be Reading” by AARP and a member of InvestmentNews prestigious "40 Under 40". When he is not consulting around market psychology, Daniel enjoys independent films, fanatically following St. Louis Cardinals baseball, and spending time with his wife and three children. alexander the great, standard deviations podcast, wellness, behavioral psychology, setting goals, dr. daniel crosby, how to set goals, behavioral finance, investing 101, saving for retirement, resolutions, the standard deviations podcast, goal setting, the perma model, befi, bronnie ware, the behavioral investor, siege of tyre, orion advisor solutions, reaching your goals, mental health, standard deviations, the top five regrets of the dying, new year's resolutions, behavioral science, martin seligman, orion advisor tech, the soul of wealth, financial wellness, how to invest, the laws of wealth, retirement false full 279 c8377b31-e3c7-40dc-9c0c-6a1ed7016a96 Dr. Daniel Crosby - Giving is the Path to Abundance (from the Soul of Wealth) Tune in to hear:

  • What common ground, if any, can be found across nearly all spiritual and religious traditions on the globe?
  • What does academic research have to say about the benefits that accrue to those who are generous?
  • Why doesn’t spending money on ourselves bring about long-lasting joy and what role does the “hedonic treadmill” play in this?
  • Why do the benefits of giving transcend economic and cultural boundaries?
  • It is clear that generosity makes us happier, but can it also make us richer?

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Compliance Code: 0239-OAS-1/31/2024

]]> Thu, 1 Feb 2024 05:00:00 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

  • What common ground, if any, can be found across nearly all spiritual and religious traditions on the globe?
  • What does academic research have to say about the benefits that accrue to those who are generous?
  • Why doesn’t spending money on ourselves bring about long-lasting joy and what role does the “hedonic treadmill” play in this?
  • Why do the benefits of giving transcend economic and cultural boundaries?
  • It is clear that generosity makes us happier, but can it also make us richer?

Links

Connect with Us

Compliance Code: 0239-OAS-1/31/2024

]]> Dr. Daniel Crosby - Giving is the Path to Abundance (from the Soul of Wealth) Dr. Daniel Crosby 00:16:59 This week on Standard Deviations, Dr. Daniel Crosby offers a sneak preview of an essay from his upcoming book, The Soul of Wealth. Educated at Brigham Young and Emory Universities, Dr. Daniel Crosby is a psychologist and behavioral finance expert who helps organizations understand the intersection of mind and markets. Dr. Crosby's first book, Personal Benchmark: Integrating Behavioral Finance and Investment Management, was a New York Times bestseller. His second book, The Laws of Wealth, was named the best investment book of 2017 by the Axiom Business Book Awards and has been translated into Japanese, Chinese, Vietnamese and German. His latest work, The Behavioral Investor, is an in-depth look at how sociology, psychology and neurology all impact investment decision-making. Daniel was named one of the “12 Thinkers to Watch” by Monster.com, a “Financial Blogger You Should Be Reading” by AARP and a member of InvestmentNews prestigious "40 Under 40". When he is not consulting around market psychology, Daniel enjoys independent films, fanatically following St. Louis Cardinals baseball, and spending time with his wife and three children. This week on Standard Deviations, Dr. Daniel Crosby offers a sneak preview of an essay from his upcoming book, The Soul of Wealth. Educated at Brigham Young and Emory Universities, Dr. Daniel Crosby is a psychologist and behavioral finance expert who helps organizations understand the intersection of mind and markets. Dr. Crosby's first book, Personal Benchmark: Integrating Behavioral Finance and Investment Management, was a New York Times bestseller. His second book, The Laws of Wealth, was named the best investment book of 2017 by the Axiom Business Book Awards and has been translated into Japanese, Chinese, Vietnamese and German. His latest work, The Behavioral Investor, is an in-depth look at how sociology, psychology and neurology all impact investment decision-making. Daniel was named one of the “12 Thinkers to Watch” by Monster.com, a “Financial Blogger You Should Be Reading” by AARP and a member of InvestmentNews prestigious "40 Under 40". When he is not consulting around market psychology, Daniel enjoys independent films, fanatically following St. Louis Cardinals baseball, and spending time with his wife and three children. standard deviations podcast, psychology podcast, philanthropic, charitable donation, dr. daniel crosby, generosity, orion, behavioral finance, charitable giving, investing 101, investing podcast, befi, philanthropic giving, the behavioral investor, orion advisor solutions, investing, philanthropy, behavioral science, charity, orion advisor tech, the soul of wealth, psychology, the laws of wealth false full 278 1240b4fa-d9fd-4fbb-9a72-5cad8710d568 Jon Dauphine - The Benefits of Offering Pro Bono Financial Planning Tune in to hear:

- With all of the possibilities out there, why has Jon landed on his current path and why does he think that pro bono work is so vital?

- Jon’s organization just completed a very comprehensive study on pro bono financial planning. Were there any results that really stood out or surprised him?

- What did Jon’s research unearth about the moral case for doing financial planning?

- What case can be made for doing pro bono financial planning from a business perspective?

- What accounts for the delta between how many advisors want to do this work and how few firms are offering it?

- What professional development opportunities does pro bono work open your firm up to?

- From a behavioral perspective, how do we ensure that pro bono clients have skin in the game and are proactive about changing their financial circumstances?

- Can pro bono financial planning begin to chip away at the racial wealth gap?

- If listeners are excited by the prospect of getting involved with the pro bono movement but their firm doesn’t currently support this path, what is the best way for them to get started?

www.ffpprobono.org

Compliance Code: 0124-OAS-1/17/2024

]]> Thu, 25 Jan 2024 20:49:09 +0000 danielcrosby@gmail.com (Jon Dauphine, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- With all of the possibilities out there, why has Jon landed on his current path and why does he think that pro bono work is so vital?

- Jon’s organization just completed a very comprehensive study on pro bono financial planning. Were there any results that really stood out or surprised him?

- What did Jon’s research unearth about the moral case for doing financial planning?

- What case can be made for doing pro bono financial planning from a business perspective?

- What accounts for the delta between how many advisors want to do this work and how few firms are offering it?

- What professional development opportunities does pro bono work open your firm up to?

- From a behavioral perspective, how do we ensure that pro bono clients have skin in the game and are proactive about changing their financial circumstances?

- Can pro bono financial planning begin to chip away at the racial wealth gap?

- If listeners are excited by the prospect of getting involved with the pro bono movement but their firm doesn’t currently support this path, what is the best way for them to get started?

www.ffpprobono.org

Compliance Code: 0124-OAS-1/17/2024

]]> Jon Dauphine - The Benefits of Offering Pro Bono Financial Planning Jon Dauphine, Dr. Daniel Crosby 00:42:26 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Jon Dauphine. Jon Dauphiné leads the Foundation for Financial Planning’s (FFP) efforts to develop and grow pro bono financial planning programs for people in need. Under Jon’s leadership, FFP has created signature national programs to serve people with cancer, at-risk seniors and other vulnerable groups; developed ProBonoPlannerMatch.org to link CFP® professionals to volunteer opportunities; spearheaded initiatives to leverage technology for pro bono engagements and address compliance issues; and engaged a broad array of planners, RIAs and companies to join the pro bono movement. Jon has authored a range of articles on pro bono published by outlets including InvestmentNews, ThinkAdvisor and WealthManagement and is frequently quoted in the financial advisory trade media. Jon previously served 15 years at AARP – first as its Senior Vice President of Economic Strategy, followed by eight years as SVP of Programs. An attorney, Jon has also held roles in major D.C. law and public affairs firms. He graduated cum laude from Harvard Law School and with highest honors from Vassar College. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Jon Dauphine. Jon Dauphiné leads the Foundation for Financial Planning’s (FFP) efforts to develop and grow pro bono financial planning programs for people in need. Under Jon’s leadership, FFP has created signature national programs to serve people with cancer, at-risk seniors and other vulnerable groups; developed ProBonoPlannerMatch.org to link CFP® professionals to volunteer opportunities; spearheaded initiatives to leverage technology for pro bono engagements and address compliance issues; and engaged a broad array of planners, RIAs and companies to join the pro bono movement. Jon has authored a range of articles on pro bono published by outlets including InvestmentNews, ThinkAdvisor and WealthManagement and is frequently quoted in the financial advisory trade media. Jon previously served 15 years at AARP – first as its Senior Vice President of Economic Strategy, followed by eight years as SVP of Programs. An attorney, Jon has also held roles in major D.C. law and public affairs firms. He graduated cum laude from Harvard Law School and with highest honors from Vassar College. jon dauphine, standard deviations podcast, investment podcast, economics podcast, dr. daniel crosby, ffp, foundation for financial planning, behavioral finance, certified financial planner, pro bono, cognitive biases, investing podcast, the behavioral invest, befi, finance podcast, cfp, pro bono financial planning, giving back, cognitive bias, philanthropy, behavioral science, how to invest, the laws of wealth, orion portfolio solutions false full 277 6d8b32a1-b83c-4212-99aa-8543edfd9a3c Richard Shotton - The Psychology Behind the Illusion of Choice: Why We Think We Have Control Tune in to hear:

- If so much of what accounts for our behavior is habitual, what hope do we have and how can we change that as we look to the New Year?

- Why do such small bits of friction have an outsized influence on our behavior?

- Does publicly stating your goals have any drawbacks or does it help you stay accountable?

- What is the rhyme-as-reason or fluency effect and how might understanding these effects impact your client education?

- Why can subtle tweaks in the framing of an appeal have such massive impacts on how it is received ?

- In a field like finance, what is an appropriate application of the behavioral reality that humor is sticky without coming across as unserious?

https://www.richardshotton.com

https://www.astroten.co.uk

Compliance Code: 0023-OAS-1/3/2024

]]> Thu, 18 Jan 2024 05:00:00 +0000 danielcrosby@gmail.com (Richard Shotton, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- If so much of what accounts for our behavior is habitual, what hope do we have and how can we change that as we look to the New Year?

- Why do such small bits of friction have an outsized influence on our behavior?

- Does publicly stating your goals have any drawbacks or does it help you stay accountable?

- What is the rhyme-as-reason or fluency effect and how might understanding these effects impact your client education?

- Why can subtle tweaks in the framing of an appeal have such massive impacts on how it is received ?

- In a field like finance, what is an appropriate application of the behavioral reality that humor is sticky without coming across as unserious?

https://www.richardshotton.com

https://www.astroten.co.uk

Compliance Code: 0023-OAS-1/3/2024

]]> Richard Shotton - The Psychology Behind the Illusion of Choice: Why We Think We Have Control Richard Shotton, Dr. Daniel Crosby 00:40:35 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Richard Shotton. Richard is the author of The Choice Factory, a best-selling book on how to apply findings from behavioral science to advertising. Richard started his career as a media planner 18 years ago, working on accounts such as Coke, Lexus, and comparethemarket, before specializing in applying behavioral science to business problems. He is the founder of Astroten, a consultancy that applies behavioral science to marketing. He regularly runs training sessions with brands, big and small, using insights from behavioral science to help solve their problems. He tweets about the latest social psychology findings from the handle @rshotton. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Richard Shotton. Richard is the author of The Choice Factory, a best-selling book on how to apply findings from behavioral science to advertising. Richard started his career as a media planner 18 years ago, working on accounts such as Coke, Lexus, and comparethemarket, before specializing in applying behavioral science to business problems. He is the founder of Astroten, a consultancy that applies behavioral science to marketing. He regularly runs training sessions with brands, big and small, using insights from behavioral science to help solve their problems. He tweets about the latest social psychology findings from the handle @rshotton. behaviorism, astroten, rhyme-as-reason effect, behavioral research, behavioral training, framing, behavioral finance, cognitive biases, investing 101, risk aversion, behavioral investing, behavioral trainer, befi, fluency effect, risk tolerance, the behavioral investor, behavioral scientist, behavioral intervention, behavioral coaching, cognitive bias, behavioral science, the soul of wealth, how to invest, the laws of wealth, the fluency effect, orion portfolio solutions false full 276 c3d0c1be-7042-4253-8970-981912e5c682 Stacy Havener - The Scientist and the Storyteller Miniseries (Pt. 4) Tune in to hear:

- Why do overly linear, or bullet-pointy, stories tend to fall short? What are the risks of making your backstory too similar to a resume?

- What is the psychological principle “peak-end rule” and how can it be applied to better your backstory?

- Why is knowing your audience such an important part of effective storytelling?

- Why “time of possession” is so important, especially in discovery meetings

- Why is differentiation such an important part of storytelling and how can we stand apart in a field that is getting quite crowded?

- Why is simplicity such a powerful tool to channel in storytelling?

- What is the “Ikea Effect” and how can a bit of well-placed complexity create more buy in to your backstory? How do you find the sweet spot between simplicity and complexity?

https://www.stacyhavener.com

https://www.billiondollarbackstory.com

Compliance Code: 0036-OAS-1/5/2024

]]> Thu, 11 Jan 2024 05:00:00 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby, Stacy Havener) https://www.standarddeviationspod.com/ Tune in to hear:

- Why do overly linear, or bullet-pointy, stories tend to fall short? What are the risks of making your backstory too similar to a resume?

- What is the psychological principle “peak-end rule” and how can it be applied to better your backstory?

- Why is knowing your audience such an important part of effective storytelling?

- Why “time of possession” is so important, especially in discovery meetings

- Why is differentiation such an important part of storytelling and how can we stand apart in a field that is getting quite crowded?

- Why is simplicity such a powerful tool to channel in storytelling?

- What is the “Ikea Effect” and how can a bit of well-placed complexity create more buy in to your backstory? How do you find the sweet spot between simplicity and complexity?

https://www.stacyhavener.com

https://www.billiondollarbackstory.com

Compliance Code: 0036-OAS-1/5/2024

]]> Stacy Havener - The Scientist and the Storyteller Miniseries (Pt. 4) Dr. Daniel Crosby, Stacy Havener 00:48:35 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Stacy Havener, of Billion Dollar Backstory, for the second part in an ongoing miniseries between the two podcasts. Stacy Havener has made a career raising $8B+ for new/undiscovered funds that led to $30B+ in follow-on AUM. Prior to finding her niche in raising capital, she was an award-winning writer who dreamed of becoming a literature professor. Ironically, her love of words is one of the secrets to her success in an industry dominated by numbers. Growing up the only girl on all-boy soccer teams, it’s no surprise she’s now a female entrepreneur in one of the toughest “boys clubs.” At the heart of it all, there is one thing Stacy believes in – underdogs. Stacy is the Founder/CEO at Havener Capital Partners, a sales and marketing agency that helps boutique asset managers build, launch and grow funds. Havener Capital is on a mission to level the playing field in asset management by raising $100B for boutiques over the next decade. Stacy holds her Series 6, 7, 24, 63, 66, and 79 licenses and is a registered representative of Compass Securities Corporation. She received her Bachelor of Arts in English Literature from Western Connecticut State University, graduating summa cum laude in 1998. That same year, Stacy was named to both the NCAA and the GTE/CoSida Academic All-American teams for Division III Women’s Soccer and subsequently nominated for NCAA Woman of the Year. Based in Newport, RI, Stacy often spends her mornings walking the beach, sipping a Dunkin’ coffee, and listening to 90’s hip hop. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Stacy Havener, of Billion Dollar Backstory, for the second part in an ongoing miniseries between the two podcasts. Stacy Havener has made a career raising $8B+ for new/undiscovered funds that led to $30B+ in follow-on AUM. Prior to finding her niche in raising capital, she was an award-winning writer who dreamed of becoming a literature professor. Ironically, her love of words is one of the secrets to her success in an industry dominated by numbers. Growing up the only girl on all-boy soccer teams, it’s no surprise she’s now a female entrepreneur in one of the toughest “boys clubs.” At the heart of it all, there is one thing Stacy believes in – underdogs. Stacy is the Founder/CEO at Havener Capital Partners, a sales and marketing agency that helps boutique asset managers build, launch and grow funds. Havener Capital is on a mission to level the playing field in asset management by raising $100B for boutiques over the next decade. Stacy holds her Series 6, 7, 24, 63, 66, and 79 licenses and is a registered representative of Compass Securities Corporation. She received her Bachelor of Arts in English Literature from Western Connecticut State University, graduating summa cum laude in 1998. That same year, Stacy was named to both the NCAA and the GTE/CoSida Academic All-American teams for Division III Women’s Soccer and subsequently nominated for NCAA Woman of the Year. Based in Newport, RI, Stacy often spends her mornings walking the beach, sipping a Dunkin’ coffee, and listening to 90’s hip hop. money story, sales, the ikea effect, peak-end rule, stacy havener, how to tell a good story, dr. daniel crosby, sales pitch, behavioral finance, confirmation bias, time of possession, branding, befi, billion dollar backstory, storytelling, cognitive bias, marketing, orion portfolio solutions false full 275 42a9eea9-ee4a-496d-a60c-f5fa8a9d3cbb Dr. Daniel Crosby - Embracing the Human-First Future: How It Will Shape Every Industry Tune in to hear:

- Why will AI, automation and algorithms likely lead to an increase in human centered connection in the financial services industry and beyond?

- What is one of Thomas Hobbes’ most famous remarks and how do people take it out of context?

- Why loneliness has far reaching implications for longevity that exceed even obesity.

- How did Volvo make their cars more safe for women in particular?

- How did France address the problem of people peeing in their metro stations?

- How have behavioral scientists addressed the problem of poor hand washing compliance among children in India and Africa?

- What are some small things advisors can do in their practice that have an outsized effect?

https://orion.com/behavioral-finance

Compliance Code: 2129-OAS-8/2/2023

]]> Thu, 21 Dec 2023 05:00:00 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- Why will AI, automation and algorithms likely lead to an increase in human centered connection in the financial services industry and beyond?

- What is one of Thomas Hobbes’ most famous remarks and how do people take it out of context?

- Why loneliness has far reaching implications for longevity that exceed even obesity.

- How did Volvo make their cars more safe for women in particular?

- How did France address the problem of people peeing in their metro stations?

- How have behavioral scientists addressed the problem of poor hand washing compliance among children in India and Africa?

- What are some small things advisors can do in their practice that have an outsized effect?

https://orion.com/behavioral-finance

Compliance Code: 2129-OAS-8/2/2023

]]> Dr. Daniel Crosby - Embracing the Human-First Future: How It Will Shape Every Industry Dr. Daniel Crosby 00:48:58 This week on Standard Deviations, Dr. Daniel Crosby lays out Seven Rules for Life and Money. Educated at Brigham Young and Emory Universities, Dr. Daniel Crosby is a psychologist and behavioral finance expert who helps organizations understand the intersection of mind and markets. Dr. Crosby's first book, Personal Benchmark: Integrating Behavioral Finance and Investment Management, was a New York Times bestseller. His second book, The Laws of Wealth, was named the best investment book of 2017 by the Axiom Business Book Awards and has been translated into Japanese, Chinese, Vietnamese and German. His latest work, The Behavioral Investor, is an in-depth look at how sociology, psychology and neurology all impact investment decision-making. Daniel was named one of the “12 Thinkers to Watch” by Monster.com, a “Financial Blogger You Should Be Reading” by AARP and a member of InvestmentNews prestigious "40 Under 40". When he is not consulting around market psychology, Daniel enjoys independent films, fanatically following St. Louis Cardinals baseball, and spending time with his wife and three children. This week on Standard Deviations, Dr. Daniel Crosby lays out Seven Rules for Life and Money. Educated at Brigham Young and Emory Universities, Dr. Daniel Crosby is a psychologist and behavioral finance expert who helps organizations understand the intersection of mind and markets. Dr. Crosby's first book, Personal Benchmark: Integrating Behavioral Finance and Investment Management, was a New York Times bestseller. His second book, The Laws of Wealth, was named the best investment book of 2017 by the Axiom Business Book Awards and has been translated into Japanese, Chinese, Vietnamese and German. His latest work, The Behavioral Investor, is an in-depth look at how sociology, psychology and neurology all impact investment decision-making. Daniel was named one of the “12 Thinkers to Watch” by Monster.com, a “Financial Blogger You Should Be Reading” by AARP and a member of InvestmentNews prestigious "40 Under 40". When he is not consulting around market psychology, Daniel enjoys independent films, fanatically following St. Louis Cardinals baseball, and spending time with his wife and three children. standard deviations podcast, behavioral finance, investing 101, investing podcast, befi, the behavioral investor, behavioral scientist, occams razor, standard deviations, behavioral intervention, you're not that great, behavioral science, behavioral interventions, how to invest, the laws of wealth false full 273 c277b706-9564-434d-9243-3aee92a39a85 Anthony Damtsis - Building Wealth Confidence: Key Strategies to Boost Your Financial Mindset Tune in to hear:

- Why do only 13% of American millionaires describe themselves as wealthy? Why don’t we recognize our abundance for what it is?

- What is wealth confidence and what are its broader implications within portfolio management?

- Wealth confidence is definitely somewhat correlated with portfolio performance, but why is net worth alone not a sufficient measure for one’s wealth confidence?

- Is there a sense in which $1,000,000 doesn’t actually get you that far with the rapidly increasing costs of living an upper-middle class lifestyle?

- When there’s a disconnect between composure and capacity, should you accommodate the personality preference, the facts on the ground or land somewhere in the middle?

- If we want to be content and confident with our money, what type of environment should we cultivate for ourselves from a social comparison standpoint?

- Does Anthony have any other practical takeaways from his research for those looking to increase their wealth confidence?

https://www.td.com/behaviouralfinance

Compliance Code: Code: 3239-OAS-12/5/2023

]]> Thu, 14 Dec 2023 05:00:00 +0000 danielcrosby@gmail.com (Anthony Damtsis, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- Why do only 13% of American millionaires describe themselves as wealthy? Why don’t we recognize our abundance for what it is?

- What is wealth confidence and what are its broader implications within portfolio management?

- Wealth confidence is definitely somewhat correlated with portfolio performance, but why is net worth alone not a sufficient measure for one’s wealth confidence?

- Is there a sense in which $1,000,000 doesn’t actually get you that far with the rapidly increasing costs of living an upper-middle class lifestyle?

- When there’s a disconnect between composure and capacity, should you accommodate the personality preference, the facts on the ground or land somewhere in the middle?

- If we want to be content and confident with our money, what type of environment should we cultivate for ourselves from a social comparison standpoint?

- Does Anthony have any other practical takeaways from his research for those looking to increase their wealth confidence?

https://www.td.com/behaviouralfinance

Compliance Code: Code: 3239-OAS-12/5/2023

]]> Anthony Damtsis - Building Wealth Confidence: Key Strategies to Boost Your Financial Mindset Anthony Damtsis, Dr. Daniel Crosby 00:40:23 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Anthony Damtsis. Anthony Damtsis is Deputy Head of Behavioral Finance at TD Wealth. He has worked in the field of behavioral finance in the U.S. and Canada and holds graduate degrees in both economics and behavioral science. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Anthony Damtsis. Anthony Damtsis is Deputy Head of Behavioral Finance at TD Wealth. He has worked in the field of behavioral finance in the U.S. and Canada and holds graduate degrees in both economics and behavioral science. standard deviations podcast, fintech, wealth confidence, dr. daniel crosby, td, orion, behavioral finance, anthony damtsis, investing 101, risk aversion, befi, risk tolerance, the behavioral investor, standard deviations, portfolio management, fintwit, behavioral science, net worth, daniel crosby, how to invest, the laws of wealth false full 272 889c4112-74fb-4ae6-a6b0-f135a1442071 Daniel Staker - How Behavioral Marketing Can Transform Your Advisory Practice Tune in to hear:

- Why does Daniel Staker call his new book “a book from a breakdown?”

- Why is behavior such a fundamental building block of marketing?

- How do we get to the bottom of what our clients really want when they are often so bad at articulating it for themselves?

- What does Daniel Staker mean when he says that “people often fail to respect reality?”

- How can we get people to accept reality when emotions are so powerful at distorting one’s perspective?

- What is Daniel Staker’s chapter on “accepting the long haul” about in particular?

https://www.danielstaker.com/book-on-amazon

Compliance Code: 3159-OAS-11/21/2023

]]> Thu, 7 Dec 2023 05:00:00 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby, Daniel Staker) https://www.standarddeviationspod.com/ Tune in to hear:

- Why does Daniel Staker call his new book “a book from a breakdown?”

- Why is behavior such a fundamental building block of marketing?

- How do we get to the bottom of what our clients really want when they are often so bad at articulating it for themselves?

- What does Daniel Staker mean when he says that “people often fail to respect reality?”

- How can we get people to accept reality when emotions are so powerful at distorting one’s perspective?

- What is Daniel Staker’s chapter on “accepting the long haul” about in particular?

https://www.danielstaker.com/book-on-amazon

Compliance Code: 3159-OAS-11/21/2023

]]> Daniel Staker - How Behavioral Marketing Can Transform Your Advisory Practice Dr. Daniel Crosby, Daniel Staker 00:53:06 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Daniel Staker. Daniel Staker is a real-life attorney who ended up working in sales, marketing, and strategy during the Great Recession. He has over a decade of executive-level experience working at organizations from small start-ups to multinational, public companies. He currently is the head of Black Flag Venture, a boutique creative and marketing consulting firm. He lives just outside of Salt Lake with his wife, children, and Banjo the Dog. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Daniel Staker. Daniel Staker is a real-life attorney who ended up working in sales, marketing, and strategy during the Great Recession. He has over a decade of executive-level experience working at organizations from small start-ups to multinational, public companies. He currently is the head of Black Flag Venture, a boutique creative and marketing consulting firm. He lives just outside of Salt Lake with his wife, children, and Banjo the Dog. standard deviations podcast, black flag venture, behaviorism, fintech, dr. daniel crosby, behavioral finance, investing 101, befi, the behavioral investor, mental health, marketing techniques, behavior, marketing, daniel staker, behavioral science, how to invest, the laws of wealth, pr, public relations false full 271 b8e459b7-2c45-4655-9694-6d652ce591a1 Dr. Ali McCarthy - How Emotional Intelligence Can Help You Double Your Business Growth Tune in to hear:

- We frequently hear the term “emotional intelligence” thrown around pretty loosely, but what is a deeper dive into its definition?

- Does Dr. McCarthy see people frequently using emotional intelligence towards Machiavellian ends or is this quite uncommon in her experience?

- Why is EQ so important for leaders and individuals more broadly and why is it extra important in the context of financial services?

- What did Dr. McCarthy focus on in her dissertation work and what were her findings around referrals and emotional intelligence?

- To what extent is emotional intelligence an inherent vs. a learned trait? What roles do nature and nurture play in EQ?

- How do the didactic and experiential combine to inform emotional intelligence?

- In the age of AI, what is the place of the human-first financial advisor?

https://amplifyyourvoice.studio

Compliance Code: 3009-OAS-11/2/2023

]]> Thu, 30 Nov 2023 05:00:00 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby, Dr. Ali McCarthy) https://www.standarddeviationspod.com/ Tune in to hear:

- We frequently hear the term “emotional intelligence” thrown around pretty loosely, but what is a deeper dive into its definition?

- Does Dr. McCarthy see people frequently using emotional intelligence towards Machiavellian ends or is this quite uncommon in her experience?

- Why is EQ so important for leaders and individuals more broadly and why is it extra important in the context of financial services?

- What did Dr. McCarthy focus on in her dissertation work and what were her findings around referrals and emotional intelligence?

- To what extent is emotional intelligence an inherent vs. a learned trait? What roles do nature and nurture play in EQ?

- How do the didactic and experiential combine to inform emotional intelligence?

- In the age of AI, what is the place of the human-first financial advisor?

https://amplifyyourvoice.studio

Compliance Code: 3009-OAS-11/2/2023

]]> Dr. Ali McCarthy - How Emotional Intelligence Can Help You Double Your Business Growth Dr. Daniel Crosby, Dr. Ali McCarthy 00:38:48 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Dr. Ali McCarthy. Ali is a corporate marketing advisor who has seen many sides of the business. She leverages her tenured marketing expertise and emotional intelligence expertise to help firms grow and thrive. Ali has developed people and teams (including marketing and practice management teams), helped build, merge, and grow businesses, implemented new ideas to grow brands, and partnered extensively with sales professionals. With over 22 years of experience, Ali most recently lead the development of the strategic marketing and communication plan for Skience, who provides digital transformation solutions for the wealth management industry. Responsible for the daily demands of driving brand reputation and business growth along with defining a long-term vision for modernizing marketing and communications, Ali has been recognized as having a unique vantage point of being able to blend an academic-evidence-based mindset to her management approach with a seamless integration of behavioral sciences into the client-advisor relationship. Ali earned her Bachelor of Science from Purdue University and a Master of Business Administration from Texas A&M University. She received her Ph.D. in advanced studies in human behavior from Capella University, where she studied the emotional intelligence of financial advisors and its impact on the advisor-client relationship. She is certified with Multi-Health Systems to administer Bar-On’s EQ-i 2.0 and EQ 360 assessments and lead emotional intelligence training workshops. Previously, Ali was Senior Vice President, Head of Practice Management for Orion after the acquisition of Brinker Capital where she was Chief Marketing Officer at Brinker Capital Investments and founded The Center for Outcomes, a training program for sales professionals. In prior years, Ali served as an Officer at The Guardian Life Insurance Company as Director of the Channel Marketing team that supported The Guardian Life Insurance Company and RS Investments. Her tenure includes senior marketing roles at AB (previously AllianceBernstein Investments), Equitable (previously AXA Equitable), and DWS (previously Scudder Investments). This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Dr. Ali McCarthy. Ali is a corporate marketing advisor who has seen many sides of the business. She leverages her tenured marketing expertise and emotional intelligence expertise to help firms grow and thrive. Ali has developed people and teams (including marketing and practice management teams), helped build, merge, and grow businesses, implemented new ideas to grow brands, and partnered extensively with sales professionals. With over 22 years of experience, Ali most recently lead the development of the strategic marketing and communication plan for Skience, who provides digital transformation solutions for the wealth management industry. Responsible for the daily demands of driving brand reputation and business growth along with defining a long-term vision for modernizing marketing and communications, Ali has been recognized as having a unique vantage point of being able to blend an academic-evidence-based mindset to her management approach with a seamless integration of behavioral sciences into the client-advisor relationship. Ali earned her Bachelor of Science from Purdue University and a Master of Business Administration from Texas A&M University. She received her Ph.D. in advanced studies in human behavior from Capella University, where she studied the emotional intelligence of financial advisors and its impact on the advisor-client relationship. She is certified with Multi-Health Systems to administer Bar-On’s EQ-i 2.0 and EQ 360 assessments and lead emotional intelligence training workshops. Previously, Ali was Senior Vice President, Head of Practice Management for Orion after the acquisition of Brinker Capital where she was Chief Marketing Officer at Brinker Capital Investments and founded The Center for Outcomes, a training program for sales professionals. In prior years, Ali served as an Officer at The Guardian Life Insurance Company as Director of the Channel Marketing team that supported The Guardian Life Insurance Company and RS Investments. Her tenure includes senior marketing roles at AB (previously AllianceBernstein Investments), Equitable (previously AXA Equitable), and DWS (previously Scudder Investments). emotional intelligence, standard deviations podcast, nature and nurture, fintech, dr. daniel crosby, empath, active listening, behavioral finance, ai, investing 101, building empathy, iq, artificial intelligence, emotional quotient, empathy, amplify your voice, iq vs. eq, befi, eq, the behavioral investor, soft skill, financial advisor, fintwit, dr. ali mccarthy, soft skills, how to listen, financial wellness, how to invest, the laws of wealth false full 270 865159c2-7016-4e0b-9bd0-389c719cbc87 Eric Crittenden - All Weather Investing Explained: How to Thrive in Both Bull and Bear Markets Tune in to hear:

- What is all weather investing and what are its behavioral underpinnings?

- Does Eric strategically rebalance the all weather portfolios or are the allocations fairly static? If they are dynamic, what signals do they look for when making a change?

- What is the trend-oriented global macro program that Eric implements?

- How can one strike a balance between the realities of trying to sell product, run a business and make their clients happy with this very measured, all weather approach?

- Why do alts often fall short of their promise and how does Eric strive to be very different in his approach to alternative investments? 

- Eric thinks that markets and trend can be a canary in the coal mine for larger events. How does he think this plays out broadly and on a more granular level?

- Why led Eric to using a very systematic approach to investing?

- Eric describes himself as a bit pessimistic - what steps does he put in place to help him overcome this pessimism when considering allocations?

- Many experts think that a classic 60/40 model might not best serve us going forward. What has caused them to question something with such a long and successful track record and what would it take for them to change their minds about this?

Compliance Code: 2985-OAS-11/1/2023

https://www.standpointfunds.com

]]> Thu, 16 Nov 2023 05:00:00 +0000 danielcrosby@gmail.com (Eric Crittenden, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- What is all weather investing and what are its behavioral underpinnings?

- Does Eric strategically rebalance the all weather portfolios or are the allocations fairly static? If they are dynamic, what signals do they look for when making a change?

- What is the trend-oriented global macro program that Eric implements?

- How can one strike a balance between the realities of trying to sell product, run a business and make their clients happy with this very measured, all weather approach?

- Why do alts often fall short of their promise and how does Eric strive to be very different in his approach to alternative investments? 

- Eric thinks that markets and trend can be a canary in the coal mine for larger events. How does he think this plays out broadly and on a more granular level?

- Why led Eric to using a very systematic approach to investing?

- Eric describes himself as a bit pessimistic - what steps does he put in place to help him overcome this pessimism when considering allocations?

- Many experts think that a classic 60/40 model might not best serve us going forward. What has caused them to question something with such a long and successful track record and what would it take for them to change their minds about this?

Compliance Code: 2985-OAS-11/1/2023

https://www.standpointfunds.com

]]> Eric Crittenden - All Weather Investing Explained: How to Thrive in Both Bull and Bear Markets Eric Crittenden, Dr. Daniel Crosby 00:53:54 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Eric Crittenden. Eric Crittenden is the Founder and Chief Investment Officer of Standpoint, an investment firm focused on bringing all-weather portfolio solutions to US investors. He has over 20 years of experience researching, designing, and managing alternative asset portfolios. Eric holds a BA in Finance from Wichita State University. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Eric Crittenden. Eric Crittenden is the Founder and Chief Investment Officer of Standpoint, an investment firm focused on bringing all-weather portfolio solutions to US investors. He has over 20 years of experience researching, designing, and managing alternative asset portfolios. Eric holds a BA in Finance from Wichita State University. 60/40, standard deviations podcast, rebalancing a portfolio, fintech, asset allocation, dr. daniel crosby, the stock market, behavioral finance, eric crittenden, global macro, all weather investing, investing 101, rate of return, bonds, 60/40 portfolio, behavioral investing, befi, fixed income, the behavioral investor, trend-oriented global macro program, standard deviations, fintwit, stock market, alternative investments, systematic investing, how to invest, the laws of wealth false full 269 f8d4edd8-d6c5-44c8-9d48-4d9144eecbf4 Akhil Patel - The Hidden Order of Markets Explained: Discover the Secrets Behind Market Movements Tune in to hear:

- What convinces Akhil that we can forecast markets with any level of precision when lots of highly intelligent people have tried and failed?

- How often does Akhil think market cycles occur, on average, and how can we use that to our benefit?

- Once novel market anomalies or truths are discovered, they tend to get arbitraged away to zero unless they have a behavioral element to them that is hard to predict. Is there a behavioral thread that runs through the sorts of cycles Akhil talks about, or does he fear that by publishing this book, that the information might get arbitraged away?

- On a high level, what does Akhil’s model focus on in particular and how did he come across it? Why does he place such primacy on the land market within markets more generally?

- What brings about the recovery stage and what is going on in peoples’ heads in these moments?

- During the mid-cycle is there broad recognition that things are getting better or are peoples’ brains somewhat stuck in the prior cycle?

- What is going on, psychologically speaking, during a market boom cycle?

- What can we learn from the Great Financial Crisis of 07-08’?

- What phase of the cycle does Akhil think we are in at the moment and how does Covid overlap with his market cycle model?

- Does Akhil think that investment recommendations can be made based on these market cycles, or is it simply an expectation management tool?

- How can we make better sense of Covid’s impact on real estate prices?

https://thesecretwealthadvantage.com

Orion Portfolio Solutions, LLC, an Orion Company, is a registered investment advisor. 

Custom Indexing offered through Orion Portfolio Solutions, LLC a registered investment advisor.

Compliance Code: 2739-OAS-10/3/2023

]]> Thu, 9 Nov 2023 05:00:00 +0000 danielcrosby@gmail.com (Akhil Patel, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- What convinces Akhil that we can forecast markets with any level of precision when lots of highly intelligent people have tried and failed?

- How often does Akhil think market cycles occur, on average, and how can we use that to our benefit?

- Once novel market anomalies or truths are discovered, they tend to get arbitraged away to zero unless they have a behavioral element to them that is hard to predict. Is there a behavioral thread that runs through the sorts of cycles Akhil talks about, or does he fear that by publishing this book, that the information might get arbitraged away?

- On a high level, what does Akhil’s model focus on in particular and how did he come across it? Why does he place such primacy on the land market within markets more generally?

- What brings about the recovery stage and what is going on in peoples’ heads in these moments?

- During the mid-cycle is there broad recognition that things are getting better or are peoples’ brains somewhat stuck in the prior cycle?

- What is going on, psychologically speaking, during a market boom cycle?

- What can we learn from the Great Financial Crisis of 07-08’?

- What phase of the cycle does Akhil think we are in at the moment and how does Covid overlap with his market cycle model?

- Does Akhil think that investment recommendations can be made based on these market cycles, or is it simply an expectation management tool?

- How can we make better sense of Covid’s impact on real estate prices?

https://thesecretwealthadvantage.com

Orion Portfolio Solutions, LLC, an Orion Company, is a registered investment advisor. 

Custom Indexing offered through Orion Portfolio Solutions, LLC a registered investment advisor.

Compliance Code: 2739-OAS-10/3/2023

]]> Akhil Patel - The Hidden Order of Markets Explained: Discover the Secrets Behind Market Movements Akhil Patel, Dr. Daniel Crosby 00:48:31 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Akhil Patel. Akhil Patel is the Director of Property Sharemarket Economics, an investment research service that teaches subscribers how to ‘remember the future’ based on leading knowledge of economic and financial cycles. Akhil became interested in such cycles after his family’s business went through difficult periods during the major recessions in the early 1990s and 2008. He refused to accept the conventional wisdom that these events could not be forecast in advance. After much study, he decided to develop a body of work that would help people – whether they were investors, business owners or those just interested in doing something with their savings. With professional experience in the UK civil service and international development, Akhil has worked on a range of issues from reviewing large infrastructure deals to helping establish the UK’s £3bn International Climate Fund. He has two masters degrees (in finance and public policy) and a first degree in classics from Oxford. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Akhil Patel. Akhil Patel is the Director of Property Sharemarket Economics, an investment research service that teaches subscribers how to ‘remember the future’ based on leading knowledge of economic and financial cycles. Akhil became interested in such cycles after his family’s business went through difficult periods during the major recessions in the early 1990s and 2008. He refused to accept the conventional wisdom that these events could not be forecast in advance. After much study, he decided to develop a body of work that would help people – whether they were investors, business owners or those just interested in doing something with their savings. With professional experience in the UK civil service and international development, Akhil has worked on a range of issues from reviewing large infrastructure deals to helping establish the UK’s £3bn International Climate Fund. He has two masters degrees (in finance and public policy) and a first degree in classics from Oxford. the great financial crisis, standard deviations podcast, market cycles, covid and investing, great financial crisis, dr. daniel crosby, the stock market, behavioral finance, investing 101, akhil patel, history of the stock market, behavioral investing, the secret wealth advantage, market forecasting, befi, forecasting, market cycle, market history, the behavioral investor, market timing, standard deviations, how to predict markets, real estate market, investment recommendations, housing bubble, stock market, predicting markets, the hidden order of markets, how to invest, the laws of wealth, orion portfolio solutions, market forecasters false full 268 9bf4fcf6-527c-4d3f-ae0b-4ed5054f8b12 Stacy Havener - The Scientist and the Storyteller Miniseries (Pt. 3) Tune in to hear:

- What is the backfire effect and how can you get your prospects to drop their old fund manager without crushing their ego?

- Why is solving an emotional problem with a rational solution rarely effective? How can we encourage behavior change while giving our prospects a chance to save face?

- What is the blemishing effect and how does it relate to the Pratfall effect?

- Why can embracing our shortcomings be so powerful and how can we use this to build trust in sales meetings?

- How do mirror neurons account for the empathy and connection that occurs during storytelling?

- What are the components of an effective story?

https://www.stacyhavener.com

https://www.billiondollarbackstory.com

Compliance Code: 0119-OAS-1/17/2024

]]> Thu, 2 Nov 2023 04:00:00 +0000 danielcrosby@gmail.com (Standard Deviations with Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- What is the backfire effect and how can you get your prospects to drop their old fund manager without crushing their ego?

- Why is solving an emotional problem with a rational solution rarely effective? How can we encourage behavior change while giving our prospects a chance to save face?

- What is the blemishing effect and how does it relate to the Pratfall effect?

- Why can embracing our shortcomings be so powerful and how can we use this to build trust in sales meetings?

- How do mirror neurons account for the empathy and connection that occurs during storytelling?

- What are the components of an effective story?

https://www.stacyhavener.com

https://www.billiondollarbackstory.com

Compliance Code: 0119-OAS-1/17/2024

]]> Stacy Havener - The Scientist and the Storyteller Miniseries (Pt. 3) Standard Deviations with Dr. Daniel Crosby 00:32:45 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Stacy Havener, of Billion Dollar Backstory, for the third part in an ongoing miniseries between the two podcasts. Stacy Havener has made a career raising $8B+ for new/undiscovered funds that led to $30B+ in follow-on AUM. Prior to finding her niche in raising capital, she was an award-winning writer who dreamed of becoming a literature professor. Ironically, her love of words is one of the secrets to her success in an industry dominated by numbers. Growing up the only girl on all-boy soccer teams, it’s no surprise she’s now a female entrepreneur in one of the toughest “boys clubs.” At the heart of it all, there is one thing Stacy believes in – underdogs. Stacy is the Founder/CEO at Havener Capital Partners, a sales and marketing agency that helps boutique asset managers build, launch and grow funds. Havener Capital is on a mission to level the playing field in asset management by raising $100B for boutiques over the next decade. Stacy holds her Series 6, 7, 24, 63, 66, and 79 licenses and is a registered representative of Compass Securities Corporation. She received her Bachelor of Arts in English Literature from Western Connecticut State University, graduating summa cum laude in 1998. That same year, Stacy was named to both the NCAA and the GTE/CoSida Academic All-American teams for Division III Women’s Soccer and subsequently nominated for NCAA Woman of the Year. Based in Newport, RI, Stacy often spends her mornings walking the beach, sipping a Dunkin’ coffee, and listening to 90’s hip hop. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Stacy Havener, of Billion Dollar Backstory, for the third part in an ongoing miniseries between the two podcasts. Stacy Havener has made a career raising $8B+ for new/undiscovered funds that led to $30B+ in follow-on AUM. Prior to finding her niche in raising capital, she was an award-winning writer who dreamed of becoming a literature professor. Ironically, her love of words is one of the secrets to her success in an industry dominated by numbers. Growing up the only girl on all-boy soccer teams, it’s no surprise she’s now a female entrepreneur in one of the toughest “boys clubs.” At the heart of it all, there is one thing Stacy believes in – underdogs. Stacy is the Founder/CEO at Havener Capital Partners, a sales and marketing agency that helps boutique asset managers build, launch and grow funds. Havener Capital is on a mission to level the playing field in asset management by raising $100B for boutiques over the next decade. Stacy holds her Series 6, 7, 24, 63, 66, and 79 licenses and is a registered representative of Compass Securities Corporation. She received her Bachelor of Arts in English Literature from Western Connecticut State University, graduating summa cum laude in 1998. That same year, Stacy was named to both the NCAA and the GTE/CoSida Academic All-American teams for Division III Women’s Soccer and subsequently nominated for NCAA Woman of the Year. Based in Newport, RI, Stacy often spends her mornings walking the beach, sipping a Dunkin’ coffee, and listening to 90’s hip hop. false full 274 ba8f018c-4830-41e1-b579-c39be98a75e3 Saundra Davis - Mastering Client Communication: How to Balance Candor with Compassion Tune in to hear:

- Saundra really balances being warm and welcoming with a great deal of candor. How has this served her professionally over the years?

- How do people find the strength of will and confidence to call their clients out on behavior that is incongruent with their goals if their designations alone don’t provide this confidence?

- Saundra has created two certificate programs - Financial Fitness Coach and Accredited Personal Finance Coach. What are the most unexpected parts of these programs and what is missing from most advisor education?

- Excavating your own skeletons can be so challenging. How does Saundra undertake this process with financial professionals in a way that is appropriately deep but also doesn’t scare them off?

- In terms of building client rapport - what do financial professionals do well, where do they fall short and how can we improve as an industry?

- How can advisors start taking small steps to put themselves in a mindset that better prepares them to handle the emotional nuance required to effectively meet their clients where they are?

- What changes would Saundra hope to see in the coming decade in how financial professionals are educated and how they serve their clients?

Compliance Code: 2618-OAS-9/20/2023

https://sagefinancialsolutions.org

Orion Portfolio Solutions, LLC, an Orion Company, is a registered investment advisor. 

Custom Indexing offered through Orion Portfolio Solutions, LLC a registered investment advisor.

]]> Thu, 19 Oct 2023 04:00:00 +0000 danielcrosby@gmail.com (Saundra Davis, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- Saundra really balances being warm and welcoming with a great deal of candor. How has this served her professionally over the years?

- How do people find the strength of will and confidence to call their clients out on behavior that is incongruent with their goals if their designations alone don’t provide this confidence?

- Saundra has created two certificate programs - Financial Fitness Coach and Accredited Personal Finance Coach. What are the most unexpected parts of these programs and what is missing from most advisor education?

- Excavating your own skeletons can be so challenging. How does Saundra undertake this process with financial professionals in a way that is appropriately deep but also doesn’t scare them off?

- In terms of building client rapport - what do financial professionals do well, where do they fall short and how can we improve as an industry?

- How can advisors start taking small steps to put themselves in a mindset that better prepares them to handle the emotional nuance required to effectively meet their clients where they are?

- What changes would Saundra hope to see in the coming decade in how financial professionals are educated and how they serve their clients?

Compliance Code: 2618-OAS-9/20/2023

https://sagefinancialsolutions.org

Orion Portfolio Solutions, LLC, an Orion Company, is a registered investment advisor. 

Custom Indexing offered through Orion Portfolio Solutions, LLC a registered investment advisor.

]]> Saundra Davis - Mastering Client Communication: How to Balance Candor with Compassion Saundra Davis, Dr. Daniel Crosby 01:00:53 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Saundra Davis. Saundra Davis, MCC, MSFP is a highly respected financial planner, educator, and coach who has dedicated her career to helping people achieve financial stability and prosperity. Her framework The Continuum of Financial Wellbeing is a model to ensure that all people, regardless of their income or wealth, have access to competent and ethical personal finance support. Through her training programs and Financial Fitness Coach certification Saundra has trained more than 2,000 professionals and has helped countless people develop healthy financial habits, navigate complex financial decisions, and achieve their financial goals. In addition to her work with Sage Financial Solutions, Saundra is a regular contributor to various media outlets, including CNBC, The Wall Street Journal, and NPR. She has also served as a featured speaker at conferences and events across the country, sharing her insights and expertise on a wide range of financial topics. With over two decades of experience in financial planning, coaching and training, Saundra developed the Financial Fitness Coach® and Accredited Personal Finance Coach certification programs. The programs prepare trainees to become effective, innovative and transformational financial coaches and are designed to support financial professionals by challenging them to reach new heights in their communication with clients. Saundra is a staunch believer in the Continuum of Financial Wellbeing, a framework she developed that guides clients to the kind of support they need, while pinpointing possible pathways for financial professionals to make an impact. A thought leader with a fierce compassion for the community and a commitment to excellence, she’s regarded as the Financial Coach’s Coach. She has focused the lionshare of her efforts to helping people live with their money in a way that honors their values and the vision they hold for their futures. Saundra is on a mission to democratize access to financial services, which she believes will create stronger individuals, families and communities. Davis also holds a Master’s degree in Financial Planning, is an Accredited Personal Finance Coach, an International Coach Federation Master Certified coach, a Financial Behavior Specialist, a certified mindfulness teacher, and a certified executive coach. Her specialties include: financial coaching, financial coach training, financial planning policies, financial education, financial literacy, teaching, coaching, mindfulness, and mentoring. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Saundra Davis. Saundra Davis, MCC, MSFP is a highly respected financial planner, educator, and coach who has dedicated her career to helping people achieve financial stability and prosperity. Her framework The Continuum of Financial Wellbeing is a model to ensure that all people, regardless of their income or wealth, have access to competent and ethical personal finance support. Through her training programs and Financial Fitness Coach certification Saundra has trained more than 2,000 professionals and has helped countless people develop healthy financial habits, navigate complex financial decisions, and achieve their financial goals. In addition to her work with Sage Financial Solutions, Saundra is a regular contributor to various media outlets, including CNBC, The Wall Street Journal, and NPR. She has also served as a featured speaker at conferences and events across the country, sharing her insights and expertise on a wide range of financial topics. With over two decades of experience in financial planning, coaching and training, Saundra developed the Financial Fitness Coach® and Accredited Personal Finance Coach certification programs. The programs prepare trainees to become effective, innovative and transformational financial coaches and are designed to support financial professionals by challenging them to reach new heights in their communication with clients. Saundra is a staunch believer in the Continuum of Financial Wellbeing, a framework she developed that guides clients to the kind of support they need, while pinpointing possible pathways for financial professionals to make an impact. A thought leader with a fierce compassion for the community and a commitment to excellence, she’s regarded as the Financial Coach’s Coach. She has focused the lionshare of her efforts to helping people live with their money in a way that honors their values and the vision they hold for their futures. Saundra is on a mission to democratize access to financial services, which she believes will create stronger individuals, families and communities. Davis also holds a Master’s degree in Financial Planning, is an Accredited Personal Finance Coach, an International Coach Federation Master Certified coach, a Financial Behavior Specialist, a certified mindfulness teacher, and a certified executive coach. Her specialties include: financial coaching, financial coach training, financial planning policies, financial education, financial literacy, teaching, coaching, mindfulness, and mentoring. financial planners, standard deviations podcast, the client advisor relationship, sage financial solutions, financial therapy association, dr. daniel crosby, fta, orion, behavioral finance, building client trust, certified financial planner, befi, building client rapport, the behavioral investor, soft skill, cfp, financial professional, financial advisor, financial planner, saundra davis, soft skills, the laws of wealth, financial therapy false full 267 02fa7bc3-4e66-4567-8301-1d95eeaa4b85 Matt Reiner - The Path to Becoming the Advisor of the Future: Strategies for Building a Modern Advisory Practice Tune in to hear:

- Matt interviewed hundreds of advisors and leaders in their space to gather how they envisioned the future of financial advice. What themes or common threads started to emerge in these interviews?

- How, specifically, might things become "more human" moving forward in the financial services industry?

- Why does Matt believe that advisors should never lower their fees?

- Matt published a video 3 years ago about how advisors should approach AI. What did he say then and how might he shift his advice now, if at all, considering the current landscape of AI?

- Why is transparency so important for advisors and what does this often look like?

- Why does Matt see a need for innovation labs and what might these look like? What have the failures of the past taught him about how to do this in the right way?

https://www.mattreiner.com

Compliance Code: 2441-OAS-9/1/2023

Orion Portfolio Solutions, LLC, an Orion Company, is a registered investment advisor. 

Custom Indexing offered through Orion Portfolio Solutions, LLC a registered investment advisor.

]]> Thu, 12 Oct 2023 04:00:00 +0000 danielcrosby@gmail.com (Matt Reiner, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- Matt interviewed hundreds of advisors and leaders in their space to gather how they envisioned the future of financial advice. What themes or common threads started to emerge in these interviews?

- How, specifically, might things become "more human" moving forward in the financial services industry?

- Why does Matt believe that advisors should never lower their fees?

- Matt published a video 3 years ago about how advisors should approach AI. What did he say then and how might he shift his advice now, if at all, considering the current landscape of AI?

- Why is transparency so important for advisors and what does this often look like?

- Why does Matt see a need for innovation labs and what might these look like? What have the failures of the past taught him about how to do this in the right way?

https://www.mattreiner.com

Compliance Code: 2441-OAS-9/1/2023

Orion Portfolio Solutions, LLC, an Orion Company, is a registered investment advisor. 

Custom Indexing offered through Orion Portfolio Solutions, LLC a registered investment advisor.

]]> Matt Reiner - The Path to Becoming the Advisor of the Future: Strategies for Building a Modern Advisory Practice Matt Reiner, Dr. Daniel Crosby 00:46:57 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Matt Reiner. Matt Reiner is a CFA® Charterholder, CERTIFIED FINANCIAL PLANNER™ , and partner at Capital Investment Advisors, a $4.3B (as of December 2022) RIA in Atlanta, Georgia. Additionally, Matt is the managing partner of Wela Strategies, an RIA that deals with the investment needs of the mass affluent. Matt is also an author, with 3 published books, including "Ready to Be Rich" and the "Dr. Cole Cash" series, which shed light on the true value of advisors. When Matt is not managing portfolios or writing, you can find him coaching individuals one-on-one or delivering keynote speeches at conferences and corporate events. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Matt Reiner. Matt Reiner is a CFA® Charterholder, CERTIFIED FINANCIAL PLANNER™ , and partner at Capital Investment Advisors, a $4.3B (as of December 2022) RIA in Atlanta, Georgia. Additionally, Matt is the managing partner of Wela Strategies, an RIA that deals with the investment needs of the mass affluent. Matt is also an author, with 3 published books, including "Ready to Be Rich" and the "Dr. Cole Cash" series, which shed light on the true value of advisors. When Matt is not managing portfolios or writing, you can find him coaching individuals one-on-one or delivering keynote speeches at conferences and corporate events. wela strategies, behavioral psychology, financial services industry, the stock market, orion, behavioral finance, certified financial planner, financial advice, dr. cole cash, investing 101, the future of financial advice, capital investment advisors, befi, ready to be rich, the behavioral investor, financial planning, cfp, financial advisor, financial planner, financial service, how to invest, the laws of wealth false full 266 ba4f279b-9d6d-48fc-b9a3-945c866b140c Amanda Clayman - Navigating Money’s Messy Middle: Strategies for Financial Success Tune in to hear:

- What is Amanda’s story about her “$19k haircut” and how did it lead her down the path she’s on today?

- How did Amanda’s parents react to her financial situation when she finally decided to disclose it? Did this transform their relationship much?

- Amanda thinks that all financial problems should be approached with two premises in mind. What are these and how did she settle on them?

- What are family money scripts and what four pillars of family money scripts does Amanda set forth?

- Once someone has an awareness of their money script, where do they go next?

- Has Amanda noticed any patterns, correlated with geography or occupation, in the way that people think about and behave in regard to money?

https://amandaclayman.com

Orion Portfolio Solutions, LLC, an Orion Company, is a registered investment advisor. 

Custom Indexing offered through Orion Portfolio Solutions, LLC a registered investment advisor. Orion Portfolio Solutions, LLC, is a subsidiary of Orion Advisor Solutions, Inc. (“Orion”). Please visit https://orion.com/OCIO/custom-indexing for more information on Custom Indexing. 

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]]> Thu, 5 Oct 2023 04:00:00 +0000 danielcrosby@gmail.com (Amanda Clayman, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- What is Amanda’s story about her “$19k haircut” and how did it lead her down the path she’s on today?

- How did Amanda’s parents react to her financial situation when she finally decided to disclose it? Did this transform their relationship much?

- Amanda thinks that all financial problems should be approached with two premises in mind. What are these and how did she settle on them?

- What are family money scripts and what four pillars of family money scripts does Amanda set forth?

- Once someone has an awareness of their money script, where do they go next?

- Has Amanda noticed any patterns, correlated with geography or occupation, in the way that people think about and behave in regard to money?

https://amandaclayman.com

Orion Portfolio Solutions, LLC, an Orion Company, is a registered investment advisor. 

Custom Indexing offered through Orion Portfolio Solutions, LLC a registered investment advisor. Orion Portfolio Solutions, LLC, is a subsidiary of Orion Advisor Solutions, Inc. (“Orion”). Please visit https://orion.com/OCIO/custom-indexing for more information on Custom Indexing. 

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]]> Amanda Clayman - Navigating Money’s Messy Middle: Strategies for Financial Success Amanda Clayman, Dr. Daniel Crosby 00:48:52 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Amanda Clayman. Amanda Clayman is widely recognized as a leader in the field of financial therapy. Her approach as a clinician is to decode how thoughts, feelings, and associations shape our financial choices, and identify how those patterns both serve and limit us. Her consulting clients and public speaking audiences have included numerous corporations, non-profit organizations, and financial services firms including SoFi, New York Foundation for the Arts, Barnard College, and the Financial Therapy Association Conference. She is a LinkedIn Learning (Lynda.com) author of several financial wellness courses, and the financial wellness expert for SheKnows media, where she writes a financial therapy advice column. Her work has been featured in such media outlets as CNBC, Fox News, The New York Times, The Wall Street Journal, REAL SIMPLE, and Forbes. Amanda’s passion for financial wellness began with a dramatic styling mishap, which she writes about in The $19,000 Haircut. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Amanda Clayman. Amanda Clayman is widely recognized as a leader in the field of financial therapy. Her approach as a clinician is to decode how thoughts, feelings, and associations shape our financial choices, and identify how those patterns both serve and limit us. Her consulting clients and public speaking audiences have included numerous corporations, non-profit organizations, and financial services firms including SoFi, New York Foundation for the Arts, Barnard College, and the Financial Therapy Association Conference. She is a LinkedIn Learning (Lynda.com) author of several financial wellness courses, and the financial wellness expert for SheKnows media, where she writes a financial therapy advice column. Her work has been featured in such media outlets as CNBC, Fox News, The New York Times, The Wall Street Journal, REAL SIMPLE, and Forbes. Amanda’s passion for financial wellness began with a dramatic styling mishap, which she writes about in The $19,000 Haircut. money story, dr. crosby, standard deviations podcast, money stories, behavioral psychology, dr. daniel crosby, money scripts, behavioral finance, 19k haircut, spending, investing 101, how to save, money's messy middle, therapy, money script, befi, psychology of investing, thriftiness, psychology of money, the behavioral investor, amanda clayman, behavioral psych, investing, culture and finances, money and behavior, financial therapist, credit card debt, debt, how to invest, the laws of wealth, financial therapy false full 265 8457a90d-f880-44b7-a08b-420896866c12 Jay Coulter - Mastering the 5 Dimensions of a Great Advisory Practice for Business Growth Tune in to hear:

- What are the 5 coaching dimensions that Jay uses to help advisors and how did he arrive at these?

- What is “the protocol system” and how has Jay utilized it to better his mental and physical wellbeing?

- What was it that allowed Jay to put himself back together after a bout of acute depression?

- What role should leadership and accountability play in a great advisory practice?

- What should client communication systems look like in an ideal setting?

- What should an ideal wealth management system look like? Why does Jay like to break this into 3 constituent parts and what are those?

- What business systems need to be in place to have an effective advisory practice and where has Jay noticed the most glaring deficiencies? 

https://www.resilientadvisor.com

Orion Portfolio Solutions, LLC, an Orion Company, is a registered investment advisor. 

Custom Indexing offered through Orion Portfolio Solutions, LLC a registered investment advisor. Orion Portfolio Solutions, LLC, is a subsidiary of Orion Advisor Solutions, Inc. (“Orion”). Please visit https://orion.com/OCIO/custom-indexing for more information on Custom Indexing. 

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]]> Thu, 28 Sep 2023 04:00:00 +0000 danielcrosby@gmail.com (Jay Coulter, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- What are the 5 coaching dimensions that Jay uses to help advisors and how did he arrive at these?

- What is “the protocol system” and how has Jay utilized it to better his mental and physical wellbeing?

- What was it that allowed Jay to put himself back together after a bout of acute depression?

- What role should leadership and accountability play in a great advisory practice?

- What should client communication systems look like in an ideal setting?

- What should an ideal wealth management system look like? Why does Jay like to break this into 3 constituent parts and what are those?

- What business systems need to be in place to have an effective advisory practice and where has Jay noticed the most glaring deficiencies? 

https://www.resilientadvisor.com

Orion Portfolio Solutions, LLC, an Orion Company, is a registered investment advisor. 

Custom Indexing offered through Orion Portfolio Solutions, LLC a registered investment advisor. Orion Portfolio Solutions, LLC, is a subsidiary of Orion Advisor Solutions, Inc. (“Orion”). Please visit https://orion.com/OCIO/custom-indexing for more information on Custom Indexing. 

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]]> Jay Coulter - Mastering the 5 Dimensions of a Great Advisory Practice for Business Growth Jay Coulter, Dr. Daniel Crosby 00:41:06 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Jay Coulter. Jay Coulter is a practice management and investment portfolio construction expert. He has two businesses focused on serving financial advisors, teams and firms. Jay is also the host of The Resilient Advisor Podcast and the author of two books, The Resilient Advisor and Conquer Worry. Jay is the Founder of Pinger Systems, where he and his team help Financial Advisors implement marketing systems to expand their professional network while becoming authorities & influencers in their market. He also has a consulting practice focused on working with high performing financial advisors through RC Whatley & Company. The firm consults on over $3 Billion in client assets. Jay leverages his 20 years of experience in the investment management industry working for industry leaders such as Morgan Stanley, Lehman Brothers and Charles Schwab to help his clients implement systems designed to improve business performance. Jay also founded and built the non-profit organization ConquerWorry.org™. It has grown into a global platform with over 175,000 followers on social media, a popular blog that receives tens of thousands of monthly views and hosts guest posts from contributors from around the world. He also produced The ConquerWorry™ Podcast which has been downloaded in over 90 countries, featuring Olympians, NFL players, Hall of Fame college football and basketball coaches as well as players. Today the organization's non-profit initiatives and podcast are run by a team of volunteers from 5 different continents. His previous responsibilities have included managing a $250,000,000 financial planning and investment advisory practice and a $500,000,000+ commodity portfolio. He also taught a course on Business Building Strategies for Financial Advisors available on Udemy. Jay holds an M.B.A. from the Goizueta Business School at Emory University and a B.S. in Business Management from The University of Tennessee. Jay has earned the Certified Investment Management Analyst® and Certified Financial Planner® designations. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Jay Coulter. Jay Coulter is a practice management and investment portfolio construction expert. He has two businesses focused on serving financial advisors, teams and firms. Jay is also the host of The Resilient Advisor Podcast and the author of two books, The Resilient Advisor and Conquer Worry. Jay is the Founder of Pinger Systems, where he and his team help Financial Advisors implement marketing systems to expand their professional network while becoming authorities & influencers in their market. He also has a consulting practice focused on working with high performing financial advisors through RC Whatley & Company. The firm consults on over $3 Billion in client assets. Jay leverages his 20 years of experience in the investment management industry working for industry leaders such as Morgan Stanley, Lehman Brothers and Charles Schwab to help his clients implement systems designed to improve business performance. Jay also founded and built the non-profit organization ConquerWorry.org™. It has grown into a global platform with over 175,000 followers on social media, a popular blog that receives tens of thousands of monthly views and hosts guest posts from contributors from around the world. He also produced The ConquerWorry™ Podcast which has been downloaded in over 90 countries, featuring Olympians, NFL players, Hall of Fame college football and basketball coaches as well as players. Today the organization's non-profit initiatives and podcast are run by a team of volunteers from 5 different continents. His previous responsibilities have included managing a $250,000,000 financial planning and investment advisory practice and a $500,000,000+ commodity portfolio. He also taught a course on Business Building Strategies for Financial Advisors available on Udemy. Jay holds an M.B.A. from the Goizueta Business School at Emory University and a B.S. in Business Management from The University of Tennessee. Jay has earned the Certified Investment Management Analyst® and Certified Financial Planner® designations. financial planners, the protocol system, standard deviations podcast, financial advisors, behavioral psychology, dr. daniel crosby, behavioral finance, depression, investing 101, advisory practice, investing podcast, jay coulter, befi, the behavioral investor, finance podcast, cfp, behavioral psych, practice management, financial advisor, financial planner, fintwit, meditation, investing philosophy, anxiety, how to invest, the laws of wealth, wellbeing false full 264 1edcedc1-5e84-4bd3-81b2-4cb0e4a9f77e Michael Kitces - How to Leverage Social Accountability for Better Customer Relationships and Brand Growth Tune in to hear:

- How does salience work with respect to different advisory fee models?

- How can we use social accountability to better help clients see through their plans?

- As the “meat and potatoes” of financial planning gets automated away, what does the future look like for financial planners? Will they operate in a broader life coach type capacity or does this feel off base?

- Why is AI potentially “the kiss of death” for tech vendors?

https://www.kitces.com

Orion Portfolio Solutions, LLC, an Orion Company, is a registered investment advisor. 

Custom Indexing offered through Orion Portfolio Solutions, LLC a registered investment advisor. Orion Portfolio Solutions, LLC, is a subsidiary of Orion Advisor Solutions, Inc. (“Orion”). Please visit https://orion.com/OCIO/custom-indexing for more information on Custom Indexing. 

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]]> Thu, 14 Sep 2023 04:00:00 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby, Michael Kitces) https://www.standarddeviationspod.com/ Tune in to hear:

- How does salience work with respect to different advisory fee models?

- How can we use social accountability to better help clients see through their plans?

- As the “meat and potatoes” of financial planning gets automated away, what does the future look like for financial planners? Will they operate in a broader life coach type capacity or does this feel off base?

- Why is AI potentially “the kiss of death” for tech vendors?

https://www.kitces.com

Orion Portfolio Solutions, LLC, an Orion Company, is a registered investment advisor. 

Custom Indexing offered through Orion Portfolio Solutions, LLC a registered investment advisor. Orion Portfolio Solutions, LLC, is a subsidiary of Orion Advisor Solutions, Inc. (“Orion”). Please visit https://orion.com/OCIO/custom-indexing for more information on Custom Indexing. 

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]]> Michael Kitces - How to Leverage Social Accountability for Better Customer Relationships and Brand Growth Dr. Daniel Crosby, Michael Kitces 00:53:07 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Michael Kitces. Michael Kitces has been in the financial space for more than two decades, serving as a financial advisor and educator who helps clients improve their financial situation at all stages of life. He has been at the top of the Investopedia 100 list since 2019. After completing an undergraduate degree with a major in psychology and a minor in theater, along with a pre-med concentration, Michael Kitces started his career as a life insurance agent. In the early 2000s, he made the switch to financial planning. With a broad range of financial planning topics to learn, he dove quickly into the educational process full steam, ultimately racking up two Master's degrees (one in Financial Services and one in Taxation), along with Certified Financial Planner (CFP) marks and a slew of other designations. Eventually, his desire to continue learning—beyond what the available designation programs could teach—and reach a wider audience led him to professional speaking, the launch of an advanced educational newsletter for financial planners called "The Kitces Report," and the curation of the blog, The Nerd’s Eye View. The latter contains publicly accessible retirement research that has been referenced and featured in numerous consumer-oriented podcasts to help further promote retirement literacy. Michael speaks at 50 to 70 conferences every year to share his knowledge with other advisors. His website, Kitces.com, serves nearly 3,000 advisors, and his Nerd's Eye View blog reaches more than 200,000 unique visitors each month. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Michael Kitces. Michael Kitces has been in the financial space for more than two decades, serving as a financial advisor and educator who helps clients improve their financial situation at all stages of life. He has been at the top of the Investopedia 100 list since 2019. After completing an undergraduate degree with a major in psychology and a minor in theater, along with a pre-med concentration, Michael Kitces started his career as a life insurance agent. In the early 2000s, he made the switch to financial planning. With a broad range of financial planning topics to learn, he dove quickly into the educational process full steam, ultimately racking up two Master's degrees (one in Financial Services and one in Taxation), along with Certified Financial Planner (CFP) marks and a slew of other designations. Eventually, his desire to continue learning—beyond what the available designation programs could teach—and reach a wider audience led him to professional speaking, the launch of an advanced educational newsletter for financial planners called "The Kitces Report," and the curation of the blog, The Nerd’s Eye View. The latter contains publicly accessible retirement research that has been referenced and featured in numerous consumer-oriented podcasts to help further promote retirement literacy. Michael speaks at 50 to 70 conferences every year to share his knowledge with other advisors. His website, Kitces.com, serves nearly 3,000 advisors, and his Nerd's Eye View blog reaches more than 200,000 unique visitors each month. the future of investing, financial planners, standard deviations podcast, financial advisors, life coach, client advisor relationship, dr. daniel crosby, behavioral finance, ai, michael kitces, salience, investing 101, artificial intelligence, befi, the behavioral investor, cfp, financial advisor, financial planner, investing, psychology, how to invest, the laws of wealth, orion portfolio solutions false full 263 c40a89a7-2811-4f0e-9823-3eb6f8273160 Kathi Balasek - Becoming Grief Literate: A Comprehensive Guide to Coping with Loss and Supporting Others Tune in to hear:

- What life journey brought Kathi to a place where she focused on grief professionally?

- Why did Kathi experience guilt and shame around her lack of financial literacy in a moment of crisis?

- People often say very inappropriate things when they are struggling to address the grieving, even if well-intentioned. Why is this the case and what can be done about it?

- Why something as simple as asking a deceased person’s name can be so meaningful to their loved ones.

- What does it mean to be "grief literate?"

- What is it about the unique combination of loss and money that makes us so reticent to talk about it?

- What is "disenfranchised grief" and how can loved ones, advisors or others avoid falling prey to this phenomenon?

- How does Kathi work with advisors who are a bit hesitant to talk about grief and other intimate topics?

- What are some best practices / things to say when talking to someone who is actively grieving?

- How can we strike a good balance between sitting with someone in their grief and offering optimism? Is this hopeful perspective often more hurtful than it is helpful?

https://www.kathibalasek.com

Orion Portfolio Solutions, LLC, an Orion Company, is a registered investment advisor. 

Custom Indexing offered through Orion Portfolio Solutions, LLC a registered investment advisor. Orion Portfolio Solutions, LLC, is a subsidiary of Orion Advisor Solutions, Inc. (“Orion”). Please visit https://orion.com/OCIO/custom-indexing for more information on Custom Indexing. 

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]]> Thu, 7 Sep 2023 04:00:00 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby, Kathi Balasek) https://www.standarddeviationspod.com/ Tune in to hear:

- What life journey brought Kathi to a place where she focused on grief professionally?

- Why did Kathi experience guilt and shame around her lack of financial literacy in a moment of crisis?

- People often say very inappropriate things when they are struggling to address the grieving, even if well-intentioned. Why is this the case and what can be done about it?

- Why something as simple as asking a deceased person’s name can be so meaningful to their loved ones.

- What does it mean to be "grief literate?"

- What is it about the unique combination of loss and money that makes us so reticent to talk about it?

- What is "disenfranchised grief" and how can loved ones, advisors or others avoid falling prey to this phenomenon?

- How does Kathi work with advisors who are a bit hesitant to talk about grief and other intimate topics?

- What are some best practices / things to say when talking to someone who is actively grieving?

- How can we strike a good balance between sitting with someone in their grief and offering optimism? Is this hopeful perspective often more hurtful than it is helpful?

https://www.kathibalasek.com

Orion Portfolio Solutions, LLC, an Orion Company, is a registered investment advisor. 

Custom Indexing offered through Orion Portfolio Solutions, LLC a registered investment advisor. Orion Portfolio Solutions, LLC, is a subsidiary of Orion Advisor Solutions, Inc. (“Orion”). Please visit https://orion.com/OCIO/custom-indexing for more information on Custom Indexing. 

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]]> Kathi Balasek - Becoming Grief Literate: A Comprehensive Guide to Coping with Loss and Supporting Others Dr. Daniel Crosby, Kathi Balasek 00:56:56 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Kathi Balasek. Kathi Balasek is an educator, grief literacy & empathy communication coach, corporate consultant, university lecturer, speaker, podcast host, and widow advocate. She teaches professionals how to improve their grief literacy communication skills to best serve bereaved clients. Experiencing the financial uniqueness of widowhood first hand, she learned that the relationship between professionals and bereaved clients is pivotal. Combining her 25 years of teaching, coaching and personal experience, she created Grief Smart Advisor as a tool to help professionals retain, connect and support clients experiencing loss and grief. She is currently a lecturer at California State University, Chico in the Department of Communication and Education where she trains future teachers and athletic coaches. She has a passion for motivating leaders to develop communication skills that engage and connect. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Kathi Balasek. Kathi Balasek is an educator, grief literacy & empathy communication coach, corporate consultant, university lecturer, speaker, podcast host, and widow advocate. She teaches professionals how to improve their grief literacy communication skills to best serve bereaved clients. Experiencing the financial uniqueness of widowhood first hand, she learned that the relationship between professionals and bereaved clients is pivotal. Combining her 25 years of teaching, coaching and personal experience, she created Grief Smart Advisor as a tool to help professionals retain, connect and support clients experiencing loss and grief. She is currently a lecturer at California State University, Chico in the Department of Communication and Education where she trains future teachers and athletic coaches. She has a passion for motivating leaders to develop communication skills that engage and connect. standard deviations podcast, disenfranchised grief, financial advisors, the grieving process, client advisor relationship, kathi balasek, psych, counseling, sitting with grief, dr. daniel crosby, grief and investing, behavioral finance, financial literacy, grief and finances, grieving, befi, grief counselor, grief literacy, cfp, how to grieve, grief, standard deviations, financial advisor, financial planner, grief literate, optimism and grief, grief counseling, client advisor relationships, psychology false full 261 50226d41-85b8-4bf6-8b4b-323ab7763a97 Dr. Daniel Crosby - Mastering Life and Money: 7 Rules That Can Transform Your Future Tune in to hear:

- What the landscape of financial planning looks like broadly in the United States.

- How working with a financial advisor plays a prophylactic role that extends just beyond mere performance and into mental health and one’s interpersonal relationships.

- Why money is an emotional hair trigger for so many people.

- Whether or not you can take your clients further than you’ve taken yourself.

- What “The Pratfall Effect” is and how can you use it to your advantage.

Orion Portfolio Solutions, LLC, an Orion Company, is a registered investment advisor. 

Custom Indexing offered through Orion Portfolio Solutions, LLC a registered investment advisor. Orion Portfolio Solutions, LLC, is a subsidiary of Orion Advisor Solutions, Inc. (“Orion”). Please visit https://orion.com/OCIO/custom-indexing for more information on Custom Indexing. 

Compliance Code: 2129-OAS-8/2/2023

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]]> Thu, 31 Aug 2023 04:00:00 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- What the landscape of financial planning looks like broadly in the United States.

- How working with a financial advisor plays a prophylactic role that extends just beyond mere performance and into mental health and one’s interpersonal relationships.

- Why money is an emotional hair trigger for so many people.

- Whether or not you can take your clients further than you’ve taken yourself.

- What “The Pratfall Effect” is and how can you use it to your advantage.

Orion Portfolio Solutions, LLC, an Orion Company, is a registered investment advisor. 

Custom Indexing offered through Orion Portfolio Solutions, LLC a registered investment advisor. Orion Portfolio Solutions, LLC, is a subsidiary of Orion Advisor Solutions, Inc. (“Orion”). Please visit https://orion.com/OCIO/custom-indexing for more information on Custom Indexing. 

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]]> Dr. Daniel Crosby - Mastering Life and Money: 7 Rules That Can Transform Your Future Dr. Daniel Crosby 00:36:01 This week on Standard Deviations, Dr. Daniel Crosby lays out Seven Rules for Life and Money. Educated at Brigham Young and Emory Universities, Dr. Daniel Crosby is a psychologist and behavioral finance expert who helps organizations understand the intersection of mind and markets. Dr. Crosby's first book, Personal Benchmark: Integrating Behavioral Finance and Investment Management, was a New York Times bestseller. His second book, The Laws of Wealth, was named the best investment book of 2017 by the Axiom Business Book Awards and has been translated into Japanese, Chinese, Vietnamese and German. His latest work, The Behavioral Investor, is an in-depth look at how sociology, psychology and neurology all impact investment decision-making. Daniel was named one of the “12 Thinkers to Watch” by Monster.com, a “Financial Blogger You Should Be Reading” by AARP and a member of InvestmentNews prestigious "40 Under 40". When he is not consulting around market psychology, Daniel enjoys independent films, fanatically following St. Louis Cardinals baseball, and spending time with his wife and three children. This week on Standard Deviations, Dr. Daniel Crosby lays out Seven Rules for Life and Money. Educated at Brigham Young and Emory Universities, Dr. Daniel Crosby is a psychologist and behavioral finance expert who helps organizations understand the intersection of mind and markets. Dr. Crosby's first book, Personal Benchmark: Integrating Behavioral Finance and Investment Management, was a New York Times bestseller. His second book, The Laws of Wealth, was named the best investment book of 2017 by the Axiom Business Book Awards and has been translated into Japanese, Chinese, Vietnamese and German. His latest work, The Behavioral Investor, is an in-depth look at how sociology, psychology and neurology all impact investment decision-making. Daniel was named one of the “12 Thinkers to Watch” by Monster.com, a “Financial Blogger You Should Be Reading” by AARP and a member of InvestmentNews prestigious "40 Under 40". When he is not consulting around market psychology, Daniel enjoys independent films, fanatically following St. Louis Cardinals baseball, and spending time with his wife and three children. dr. crosby, standard deviations podcast, dr. daniel crosby, the psychology of money, money and emotion, behavioral finance, investing 101, befi, financial planning, financial planner, investing, how to invest, orion portfolio solutions, money and psychology, the pratfall effect false full 260 b1b69bbf-9465-4ee0-9daf-eea145ce5d6f Dr. LaKeitha Poole - How Sports Psychology Can Improve Your Daily Life and Performance Tune in to hear:

- What’s the number one misconception about sports psychology? What are the Monday morning quarterbacks missing when they comment on a game?

- Has Dr. Poole noticed any common thread shared by the championship teams she has worked with over the years?

- How do teams really individualize their overarching goal above and beyond simply aiming to win and take home the championship trophy? Does this customization really help with overall buy in to the team culture and with collaboration between teammates?

- What are some of the ingredients, or elements, that makeup a good team culture? Does this look very different from team to team or are there elements that are consistent across the board?

- If Dr. Poole was called in to help a team that was in a major slump, in both performance and culture, where would she start to try to pull them out of this?

- Are most teams pretty responsive to Dr. Poole’s process, as a rule, or does it vary a lot from sport to sport or team to team?

- Are visualization exercises a part of what Dr. Poole does or is this just a stereotype?

- Does she advocate for visualization on game day or does it prove more useful in a practice context?

- What can athletes do to reliably increase their chances of entering into a “flow state?”

- What is the psychological mechanism that trips that might account for the yips?

- What are some takeaways from sports psych that we could apply in our everyday lives?

https://www.instagram.com/lakeithap

http://www.smalltalkcounseling.com

Orion Portfolio Solutions, LLC, an Orion Company, is a registered investment advisor. 

Custom Indexing offered through Orion Portfolio Solutions, LLC a registered investment advisor. Orion Portfolio Solutions, LLC, is a subsidiary of Orion Advisor Solutions, Inc. (“Orion”). Please visit https://orion.com/OCIO/custom-indexing for more information on Custom Indexing. 

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]]> Thu, 17 Aug 2023 04:00:00 +0000 danielcrosby@gmail.com (Dr. LaKeitha Poole, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- What’s the number one misconception about sports psychology? What are the Monday morning quarterbacks missing when they comment on a game?

- Has Dr. Poole noticed any common thread shared by the championship teams she has worked with over the years?

- How do teams really individualize their overarching goal above and beyond simply aiming to win and take home the championship trophy? Does this customization really help with overall buy in to the team culture and with collaboration between teammates?

- What are some of the ingredients, or elements, that makeup a good team culture? Does this look very different from team to team or are there elements that are consistent across the board?

- If Dr. Poole was called in to help a team that was in a major slump, in both performance and culture, where would she start to try to pull them out of this?

- Are most teams pretty responsive to Dr. Poole’s process, as a rule, or does it vary a lot from sport to sport or team to team?

- Are visualization exercises a part of what Dr. Poole does or is this just a stereotype?

- Does she advocate for visualization on game day or does it prove more useful in a practice context?

- What can athletes do to reliably increase their chances of entering into a “flow state?”

- What is the psychological mechanism that trips that might account for the yips?

- What are some takeaways from sports psych that we could apply in our everyday lives?

https://www.instagram.com/lakeithap

http://www.smalltalkcounseling.com

Orion Portfolio Solutions, LLC, an Orion Company, is a registered investment advisor. 

Custom Indexing offered through Orion Portfolio Solutions, LLC a registered investment advisor. Orion Portfolio Solutions, LLC, is a subsidiary of Orion Advisor Solutions, Inc. (“Orion”). Please visit https://orion.com/OCIO/custom-indexing for more information on Custom Indexing. 

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]]> Dr. LaKeitha Poole - How Sports Psychology Can Improve Your Daily Life and Performance Dr. LaKeitha Poole, Dr. Daniel Crosby 00:47:09 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Dr. LaKeitha Poole. Dr. LaKeitha Poole is in her seventh season leading LSU’s Sport Psychology & Counseling unit under a newly appointed title of Assistant Athletic Director, an administrative promotion from Director of Student-Athlete Mental Health for the last six years. She also recently served as the Interim Senior Advisor to the Athletics Director for Equity, Diversity and Inclusion from March 2020 – July 2021. In this role, she worked to implement various initiatives including a climate survey, hiring practices, diversity supplier policies, supporting racial equity, and assessing communication and developing educational programming for student-athletes, coaches and staff. Poole played numerous roles on campus before moving over to the Athletic Department in 2016. She spent six years in LSU’s Office of Multicultural Affairs (OMA), serving as an Assistant Director and as the Coordinator of the LSU African American Cultural Center. As the Assistant Director, and complementary to her programming and student development roles, she was responsible for creating and managing the mental health services of the department. In addition to her primary roles at LSU, Poole serves as an adjunct instructor in the College of Human Sciences and Education, was a board member for the Baranco-Clark YMCA in Old South Baton Rouge, and owns a private practice, Small Talk Counseling & Consulting. Her private practice allows her to have a broad range of clinical experiences ranging from athletes and working professionals, couples and families, universities and professional organizations, including Brown University, the NCAA, Women Leaders in College Sports, as well as professional leagues and clubs, including the NFL, Team USA and, most recently, the 2021 – 2022 World Champion Golden State Warriors. A 2009 graduate of Florida State University, Poole was honored as a 2018 Notable ‘Nole, an award that recognizes FSU alumni ages 35 or younger for their significant contributions to their professions, communities or alma mater. She earned her master’s degree in Clinical Mental Health from LSU and her doctoral degree in Counselor Education & Supervision from Regent University in Virginia Beach, Va. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Dr. LaKeitha Poole. Dr. LaKeitha Poole is in her seventh season leading LSU’s Sport Psychology & Counseling unit under a newly appointed title of Assistant Athletic Director, an administrative promotion from Director of Student-Athlete Mental Health for the last six years. She also recently served as the Interim Senior Advisor to the Athletics Director for Equity, Diversity and Inclusion from March 2020 – July 2021. In this role, she worked to implement various initiatives including a climate survey, hiring practices, diversity supplier policies, supporting racial equity, and assessing communication and developing educational programming for student-athletes, coaches and staff. Poole played numerous roles on campus before moving over to the Athletic Department in 2016. She spent six years in LSU’s Office of Multicultural Affairs (OMA), serving as an Assistant Director and as the Coordinator of the LSU African American Cultural Center. As the Assistant Director, and complementary to her programming and student development roles, she was responsible for creating and managing the mental health services of the department. In addition to her primary roles at LSU, Poole serves as an adjunct instructor in the College of Human Sciences and Education, was a board member for the Baranco-Clark YMCA in Old South Baton Rouge, and owns a private practice, Small Talk Counseling & Consulting. Her private practice allows her to have a broad range of clinical experiences ranging from athletes and working professionals, couples and families, universities and professional organizations, including Brown University, the NCAA, Women Leaders in College Sports, as well as professional leagues and clubs, including the NFL, Team USA and, most recently, the 2021 – 2022 World Champion Golden State Warriors. A 2009 graduate of Florida State University, Poole was honored as a 2018 Notable ‘Nole, an award that recognizes FSU alumni ages 35 or younger for their significant contributions to their professions, communities or alma mater. She earned her master’s degree in Clinical Mental Health from LSU and her doctoral degree in Counselor Education & Supervision from Regent University in Virginia Beach, Va. flow state, state champs, nba, dr. crosby, nfl, visualizations, wnba, the yips, entering a flow state, sports psych, sports med, dr. daniel crosby, flow states, mlb, march madness, sports, visualization exercise, small talk counseling, lakeitha poole, sports teams, visualization, lsu, sports psychology, team culture, mindfullness, championship teams, meditation, dr. lakeitha poole, dr. poole false full 259 91af3c55-b8a2-4021-8b20-afe76c6cce64 Sterling Johnson - The Path to Economic Equity: Addressing Inequality and Empowering Communities Tune in to hear:

- What does the Partnership for Southern Equity really focus on and what is Sterling’s role there?

- What is the difference between equity and equality and why is this an important distinction to make when talking about the kind of work the PSE does?

- What things, governmentally or institutionally, are still in place structurally that disadvantage Black and brown people from economic equality?

- Atlanta consistently ranks among the highest of American cities with the greatest economic disparity. At a city-wide level, what drives this massive wealth gap?

- How can one balance an awareness of the past, and a realization that people don’t start on even ground in life, with a cautious optimism about how we can move forward?

- When some of the biggest drivers of wealth inequality are so organic, like who you choose to marry, how can we make meaningful progress?

- What things have we not gone over that might move the needle towards a more equitable future in America?

https://psequity.org

Orion Portfolio Solutions, LLC, an Orion Company, is a registered investment advisor. 

Custom Indexing offered through Orion Portfolio Solutions, LLC a registered investment advisor. Orion Portfolio Solutions, LLC, is a subsidiary of Orion Advisor Solutions, Inc. (“Orion”). Please visit https://orion.com/OCIO/custom-indexing for more information on Custom Indexing. 

Ad Compliance Code: 2120-OPS-8/2/2023

Compliance Code: 2064-OAS-7/28/2023

Connect with Us

]]> Thu, 10 Aug 2023 04:00:00 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby, Sterling Johnson) https://www.standarddeviationspod.com/ Tune in to hear:

- What does the Partnership for Southern Equity really focus on and what is Sterling’s role there?

- What is the difference between equity and equality and why is this an important distinction to make when talking about the kind of work the PSE does?

- What things, governmentally or institutionally, are still in place structurally that disadvantage Black and brown people from economic equality?

- Atlanta consistently ranks among the highest of American cities with the greatest economic disparity. At a city-wide level, what drives this massive wealth gap?

- How can one balance an awareness of the past, and a realization that people don’t start on even ground in life, with a cautious optimism about how we can move forward?

- When some of the biggest drivers of wealth inequality are so organic, like who you choose to marry, how can we make meaningful progress?

- What things have we not gone over that might move the needle towards a more equitable future in America?

https://psequity.org

Orion Portfolio Solutions, LLC, an Orion Company, is a registered investment advisor. 

Custom Indexing offered through Orion Portfolio Solutions, LLC a registered investment advisor. Orion Portfolio Solutions, LLC, is a subsidiary of Orion Advisor Solutions, Inc. (“Orion”). Please visit https://orion.com/OCIO/custom-indexing for more information on Custom Indexing. 

Ad Compliance Code: 2120-OPS-8/2/2023

Compliance Code: 2064-OAS-7/28/2023

Connect with Us

]]> Sterling Johnson - The Path to Economic Equity: Addressing Inequality and Empowering Communities Dr. Daniel Crosby, Sterling Johnson 00:55:56 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Sterling Johnson. Sterling Johnson is the Just Opportunity Portfolio Director for the Partnership for Southern Equity. Sterling utilizes interdisciplinary approaches and strategic partnerships to develop economically viable and diverse communities. Sterling also maximizes public policy, planning principles, community engagement and economic development tools to address the history of economic disenfranchisement and racial economic disparities through the development of research and policy initiatives that promote diversity, equity, and inclusion in the public, private, and social sector. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Sterling Johnson. Sterling Johnson is the Just Opportunity Portfolio Director for the Partnership for Southern Equity. Sterling utilizes interdisciplinary approaches and strategic partnerships to develop economically viable and diverse communities. Sterling also maximizes public policy, planning principles, community engagement and economic development tools to address the history of economic disenfranchisement and racial economic disparities through the development of research and policy initiatives that promote diversity, equity, and inclusion in the public, private, and social sector. wealth gap, racism, standard deviations podcast, equitable, georgia, reparations, social justice, diversity, economic disparity, dr. daniel crosby, economic inequality, inclusivity, racial injustice, orion, atlanta, structural racism, racial justice, partnership for southern equity, segregation, gender pay gap, pse, inclusion, systemic racism, race wealth gap, equality, economic equality, the laws of wealth, gender wealth gap, equity, orion portfolio solutions false full 258 e9cf78b7-d35b-4ef1-89ef-898d928dc546 Stacy Havener - The Scientist and the Storyteller Miniseries (Pt. 2) Tune in to hear:

- Why does Stacy believe that every company should have a well crafted origin story? Why does this speak to the authenticity of a brand?

- What’s the importance of a hook or conflict within a corporate brand story?

- How can we present a hook that helps with brand buy-in without the story relying on the classic narrative tools of danger, suspense and intrigue?

- What are some brands that effectively make their customers the hero of their brand story?

- What role does a “villain” play in a brand’s story and is this usually another business (e.g. competitor) or more ideological in nature?

https://www.stacyhavener.com

https://www.billiondollarbackstory.com

Orion Portfolio Solutions, LLC, an Orion Company, is a registered investment advisor. 

Custom Indexing offered through Orion Portfolio Solutions, LLC a registered investment advisor.

Custom Indexing offered through Orion Portfolio Solutions, LLC a registered investment advisor. Orion Portfolio Solutions, LLC, is a subsidiary of Orion Advisor Solutions, Inc. (“Orion”). Please visit https://orion.com/OCIO/custom-indexing for more information on Custom Indexing. 

Compliance Code: 2122-OAS-8/2/2023

Ad Compliance Code: 2120-OPS-8/2/2023

]]> Thu, 3 Aug 2023 04:00:00 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby, Stacy Havener) https://www.standarddeviationspod.com/ Tune in to hear:

- Why does Stacy believe that every company should have a well crafted origin story? Why does this speak to the authenticity of a brand?

- What’s the importance of a hook or conflict within a corporate brand story?

- How can we present a hook that helps with brand buy-in without the story relying on the classic narrative tools of danger, suspense and intrigue?

- What are some brands that effectively make their customers the hero of their brand story?

- What role does a “villain” play in a brand’s story and is this usually another business (e.g. competitor) or more ideological in nature?

https://www.stacyhavener.com

https://www.billiondollarbackstory.com

Orion Portfolio Solutions, LLC, an Orion Company, is a registered investment advisor. 

Custom Indexing offered through Orion Portfolio Solutions, LLC a registered investment advisor.

Custom Indexing offered through Orion Portfolio Solutions, LLC a registered investment advisor. Orion Portfolio Solutions, LLC, is a subsidiary of Orion Advisor Solutions, Inc. (“Orion”). Please visit https://orion.com/OCIO/custom-indexing for more information on Custom Indexing. 

Compliance Code: 2122-OAS-8/2/2023

Ad Compliance Code: 2120-OPS-8/2/2023

]]> Stacy Havener - The Scientist and the Storyteller Miniseries (Pt. 2) Dr. Daniel Crosby, Stacy Havener 00:44:28 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Stacy Havener, of Billion Dollar Backstory, for the second part in an ongoing miniseries between the two podcasts. Stacy Havener has made a career raising $8B+ for new/undiscovered funds that led to $30B+ in follow-on AUM. Prior to finding her niche in raising capital, she was an award-winning writer who dreamed of becoming a literature professor. Ironically, her love of words is one of the secrets to her success in an industry dominated by numbers. Growing up the only girl on all-boy soccer teams, it’s no surprise she’s now a female entrepreneur in one of the toughest “boys clubs.” At the heart of it all, there is one thing Stacy believes in – underdogs. Stacy is the Founder/CEO at Havener Capital Partners, a sales and marketing agency that helps boutique asset managers build, launch and grow funds. Havener Capital is on a mission to level the playing field in asset management by raising $100B for boutiques over the next decade. Stacy holds her Series 6, 7, 24, 63, 66, and 79 licenses and is a registered representative of Compass Securities Corporation. She received her Bachelor of Arts in English Literature from Western Connecticut State University, graduating summa cum laude in 1998. That same year, Stacy was named to both the NCAA and the GTE/CoSida Academic All-American teams for Division III Women’s Soccer and subsequently nominated for NCAA Woman of the Year. Based in Newport, RI, Stacy often spends her mornings walking the beach, sipping a Dunkin’ coffee, and listening to 90’s hip hop. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Stacy Havener, of Billion Dollar Backstory, for the second part in an ongoing miniseries between the two podcasts. Stacy Havener has made a career raising $8B+ for new/undiscovered funds that led to $30B+ in follow-on AUM. Prior to finding her niche in raising capital, she was an award-winning writer who dreamed of becoming a literature professor. Ironically, her love of words is one of the secrets to her success in an industry dominated by numbers. Growing up the only girl on all-boy soccer teams, it’s no surprise she’s now a female entrepreneur in one of the toughest “boys clubs.” At the heart of it all, there is one thing Stacy believes in – underdogs. Stacy is the Founder/CEO at Havener Capital Partners, a sales and marketing agency that helps boutique asset managers build, launch and grow funds. Havener Capital is on a mission to level the playing field in asset management by raising $100B for boutiques over the next decade. Stacy holds her Series 6, 7, 24, 63, 66, and 79 licenses and is a registered representative of Compass Securities Corporation. She received her Bachelor of Arts in English Literature from Western Connecticut State University, graduating summa cum laude in 1998. That same year, Stacy was named to both the NCAA and the GTE/CoSida Academic All-American teams for Division III Women’s Soccer and subsequently nominated for NCAA Woman of the Year. Based in Newport, RI, Stacy often spends her mornings walking the beach, sipping a Dunkin’ coffee, and listening to 90’s hip hop. sales, hero, how to tell a story, stacy havener, villain, origin story, dr. daniel crosby, brands, brand identities, brand story, brand authenticity, how to build a brand, power of a story, branding, narrative tools, how to tell your story, brand identity, telling your story, corporate brand, hero's journey, sales funnel, brand, storytelling, origin stories, effective storytelling, nike, marketing, marketing funnel, building a brand, authenticity, pr, public relations false full 262 4a1ccc64-8632-4f46-8b08-a5b16218d6f8 Neil Bage - The Vital Role of Self-Care in a Financial Advisor's Professional Growth Tune in to hear: 

- Some people think that “we can only take our clients as far as we have gone ourselves and that we must do our own work.” Does Neil believe this and, if so, what does “doing the work” look like in the context of a financial professional?

- What is Carl Jung’s idea of “a wounded healer?” Also, in terms of our own story, how can we walk the line between being vulnerable and approachable without making our time with the client all about us?

- What are the most common sources of stress for financial advisors and what is the potential fallout of stressed advisors trying to comfort stressed advisors? 

- What are some practical tips for helping advisors manage the stress that can accompany a bad bear market?

- Where does Neil think the financial services industry is headed over the next decade?

Compliance Code: 1956-OAS-7/21/2023

https://www.neilbage.co.uk

]]> Thu, 27 Jul 2023 04:00:00 +0000 danielcrosby@gmail.com (Neil Bage, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear: 

- Some people think that “we can only take our clients as far as we have gone ourselves and that we must do our own work.” Does Neil believe this and, if so, what does “doing the work” look like in the context of a financial professional?

- What is Carl Jung’s idea of “a wounded healer?” Also, in terms of our own story, how can we walk the line between being vulnerable and approachable without making our time with the client all about us?

- What are the most common sources of stress for financial advisors and what is the potential fallout of stressed advisors trying to comfort stressed advisors? 

- What are some practical tips for helping advisors manage the stress that can accompany a bad bear market?

- Where does Neil think the financial services industry is headed over the next decade?

Compliance Code: 1956-OAS-7/21/2023

https://www.neilbage.co.uk

]]> Neil Bage - The Vital Role of Self-Care in a Financial Advisor's Professional Growth Neil Bage, Dr. Daniel Crosby 00:48:36 This week, Dr. Crosby is joined by fellow behavioral finance geek Neil Bage. Neil Bage is the Co-Founder of Shaping Wealth, a learning technology platform transforming the human experience of money. He has served as a Chief Behavioral Officer in the UK and was the founder of a multi-award-winning behavioral technology business. Neil has featured as a regular Keynote speaker presenting to tens of thousands of business professionals from different industries, including financial services companies, law firms, and multinational technology companies. An energetic, powerful, and highly engaging speaker, Neil’s talks bring to life the latest in scientific thinking: from human evolution and psychology to human biology and neuroscience. These combine to reveal how people navigate a fast-paced 21st-century world and what it means to be human. He is passionate about helping people make safe and informed choices and is a specialist on behavioral drivers of financial decisions. This week, Dr. Crosby is joined by fellow behavioral finance geek Neil Bage. Neil Bage is the Co-Founder of Shaping Wealth, a learning technology platform transforming the human experience of money. He has served as a Chief Behavioral Officer in the UK and was the founder of a multi-award-winning behavioral technology business. Neil has featured as a regular Keynote speaker presenting to tens of thousands of business professionals from different industries, including financial services companies, law firms, and multinational technology companies. An energetic, powerful, and highly engaging speaker, Neil’s talks bring to life the latest in scientific thinking: from human evolution and psychology to human biology and neuroscience. These combine to reveal how people navigate a fast-paced 21st-century world and what it means to be human. He is passionate about helping people make safe and informed choices and is a specialist on behavioral drivers of financial decisions. standard deviations podcast, investment podcast, financial advisors, wounded healer, carl jung, wellness, behavioral psychology, financial services industry, dr. daniel crosby, behavioral finance, certified financial planner, investing 101, neil bage, behavioral investing, befi, the behavioral investor, finance podcast, financial planning, cfp, behavioral psych, standard deviations, financial advisor, stock market, financial service, psychology, financial wellness, how to invest, the laws of wealth false full 257 189629b9-7bad-4fce-b051-dd58b1ecf02e Nicole Casperson - Fintech is Femme: Breaking Barriers and Shaping the Future of Financial Technology Tune in to hear:

- Can Nicole speak to the power of podcasts, newsletters and new media and the role these play as she tries to fulfill her personal mission?

- Can brands do anything to really humanize and authenticate themselves or do we just favor individual influencers and have a general distrust of institutions now?

- What do we need to do as an industry to take women more seriously and how can we meet them where they’re at?

- From a behavioral standpoint, women always do better in aggregate than men with regards to investing, and yet on average they consistently undervalue their investing capabilities. What can be done about this?

- What can we do as an industry to better understand and better serve women at both an individual and global level?

- What are some practical steps that people in the majority can take to advocate for a more inclusive and diverse industry?

- What is the best savory Filipino food? What is the best sweet Filipino food? 

https://linktr.ee/fintechisfemme

Compliance Code: 1279-OAS-5/8/2023

]]> Thu, 13 Jul 2023 04:00:00 +0000 danielcrosby@gmail.com (Nicole Casperson, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- Can Nicole speak to the power of podcasts, newsletters and new media and the role these play as she tries to fulfill her personal mission?

- Can brands do anything to really humanize and authenticate themselves or do we just favor individual influencers and have a general distrust of institutions now?

- What do we need to do as an industry to take women more seriously and how can we meet them where they’re at?

- From a behavioral standpoint, women always do better in aggregate than men with regards to investing, and yet on average they consistently undervalue their investing capabilities. What can be done about this?

- What can we do as an industry to better understand and better serve women at both an individual and global level?

- What are some practical steps that people in the majority can take to advocate for a more inclusive and diverse industry?

- What is the best savory Filipino food? What is the best sweet Filipino food? 

https://linktr.ee/fintechisfemme

Compliance Code: 1279-OAS-5/8/2023

]]> Nicole Casperson - Fintech is Femme: Breaking Barriers and Shaping the Future of Financial Technology Nicole Casperson, Dr. Daniel Crosby 00:55:18 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Nicole Casperson. Nicole Casperson is a journalist, podcast host, and founder of Fintech Is Femme, a media brand leading the charge to create an equitable and diverse industry. With over 60,000 industry professionals subscribing to her podcast, newsletter, community, and events, Nicole has become a trusted source of news, insights, and analysis. Deemed one of the most inspiring women in fintech in 2022 by the grassroots organization NYC FinTech Women, Nicole has worked with some of the most influential people in the industry, including the 43rd Treasurer of the United States, Rosie Rios, Shark Tank star Kevin O’Leary, and American businesswoman Mellody Hobson. She is a founding content creator for the media company Workweek and previously covered fintech for InvestmentNews, hosted the podcast TechStack$, and produced the Her Success Matters podcast. Before joining IN, Nicole served as Deputy Editor of Auto Finance News and reported on housing and mortgages as Associate Editor of DSNews and MReport. Nicole holds a Master of Arts in Mass Communication and a Bachelor of Arts in Journalism from Texas Tech University. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Nicole Casperson. Nicole Casperson is a journalist, podcast host, and founder of Fintech Is Femme, a media brand leading the charge to create an equitable and diverse industry. With over 60,000 industry professionals subscribing to her podcast, newsletter, community, and events, Nicole has become a trusted source of news, insights, and analysis. Deemed one of the most inspiring women in fintech in 2022 by the grassroots organization NYC FinTech Women, Nicole has worked with some of the most influential people in the industry, including the 43rd Treasurer of the United States, Rosie Rios, Shark Tank star Kevin O’Leary, and American businesswoman Mellody Hobson. She is a founding content creator for the media company Workweek and previously covered fintech for InvestmentNews, hosted the podcast TechStack$, and produced the Her Success Matters podcast. Before joining IN, Nicole served as Deputy Editor of Auto Finance News and reported on housing and mortgages as Associate Editor of DSNews and MReport. Nicole holds a Master of Arts in Mass Communication and a Bachelor of Arts in Journalism from Texas Tech University. standard deviations podcast, fostering diversity, diversity, filipino, fintech is femme, dr. daniel crosby, influencer culture, financial podcast, inclusivity, filipino food, behavioral finance, representation, investing 101, women in investing, women in finance, befi, pay gap, women and money, gender pay gap, authenticity in marketing, lgbtq, marketing and authenticity, influencers, nicole casperson, women investors, podcasting, orion advisor tech, the laws of wealth, diversification false full 255 8e3aaf6d-b048-4e13-a392-112deb49454a Stacy Havener - The Scientist and the Storyteller Miniseries (Pt. 1) Tune in to hear:

Learn how to adapt cognitive biases to your benefit within a sales funnel.

What is the mere exposure effect and why is it so powerful?

Considering the mere exposure effect, what chance do boutique asset managers have going against giants like BlackRock and how can they set themselves apart?

Is there such a thing as too much exposure and how can sales people intuit where to draw the line if so?

What is the loss aversion bias and how can it be used to your benefit within a sales context?

What is negativity bias and what are its implications for sales? How can you use negativity to better differentiate yourself from the broader market and how much is too much? 

What is status quo bias and how can it be applied to closing a sale?

Why are “sins of omission” typically judged less harshly than “sins of commission?”

https://www.stacyhavener.com

https://www.billiondollarbackstory.com

Compliance Code: 1732-OAS-6/26/2023

]]> Fri, 30 Jun 2023 15:18:41 +0000 danielcrosby@gmail.com (Stacy Havener, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

Learn how to adapt cognitive biases to your benefit within a sales funnel.

What is the mere exposure effect and why is it so powerful?

Considering the mere exposure effect, what chance do boutique asset managers have going against giants like BlackRock and how can they set themselves apart?

Is there such a thing as too much exposure and how can sales people intuit where to draw the line if so?

What is the loss aversion bias and how can it be used to your benefit within a sales context?

What is negativity bias and what are its implications for sales? How can you use negativity to better differentiate yourself from the broader market and how much is too much? 

What is status quo bias and how can it be applied to closing a sale?

Why are “sins of omission” typically judged less harshly than “sins of commission?”

https://www.stacyhavener.com

https://www.billiondollarbackstory.com

Compliance Code: 1732-OAS-6/26/2023

]]> Stacy Havener - The Scientist and the Storyteller Miniseries (Pt. 1) Stacy Havener, Dr. Daniel Crosby 00:42:49 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Stacy Havener, of Billion Dollar Backstory, for the first part in an ongoing miniseries between the two podcasts. Stacy Havener has made a career raising $8B+ for new/undiscovered funds that led to $30B+ in follow-on AUM. Prior to finding her niche in raising capital, she was an award-winning writer who dreamed of becoming a literature professor. Ironically, her love of words is one of the secrets to her success in an industry dominated by numbers. Growing up the only girl on all-boy soccer teams, it’s no surprise she’s now a female entrepreneur in one of the toughest “boys clubs.” At the heart of it all, there is one thing Stacy believes in – underdogs. Stacy is the Founder/CEO at Havener Capital Partners, a sales and marketing agency that helps boutique asset managers build, launch and grow funds. Havener Capital is on a mission to level the playing field in asset management by raising $100B for boutiques over the next decade. Stacy holds her Series 6, 7, 24, 63, 66, and 79 licenses and is a registered representative of Compass Securities Corporation. She received her Bachelor of Arts in English Literature from Western Connecticut State University, graduating summa cum laude in 1998. That same year, Stacy was named to both the NCAA and the GTE/CoSida Academic All-American teams for Division III Women’s Soccer and subsequently nominated for NCAA Woman of the Year. Based in Newport, RI, Stacy often spends her mornings walking the beach, sipping a Dunkin’ coffee, and listening to 90’s hip hop. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Stacy Havener, of Billion Dollar Backstory, for the first part in an ongoing miniseries between the two podcasts. Stacy Havener has made a career raising $8B+ for new/undiscovered funds that led to $30B+ in follow-on AUM. Prior to finding her niche in raising capital, she was an award-winning writer who dreamed of becoming a literature professor. Ironically, her love of words is one of the secrets to her success in an industry dominated by numbers. Growing up the only girl on all-boy soccer teams, it’s no surprise she’s now a female entrepreneur in one of the toughest “boys clubs.” At the heart of it all, there is one thing Stacy believes in – underdogs. Stacy is the Founder/CEO at Havener Capital Partners, a sales and marketing agency that helps boutique asset managers build, launch and grow funds. Havener Capital is on a mission to level the playing field in asset management by raising $100B for boutiques over the next decade. Stacy holds her Series 6, 7, 24, 63, 66, and 79 licenses and is a registered representative of Compass Securities Corporation. She received her Bachelor of Arts in English Literature from Western Connecticut State University, graduating summa cum laude in 1998. That same year, Stacy was named to both the NCAA and the GTE/CoSida Academic All-American teams for Division III Women’s Soccer and subsequently nominated for NCAA Woman of the Year. Based in Newport, RI, Stacy often spends her mornings walking the beach, sipping a Dunkin’ coffee, and listening to 90’s hip hop. standard deviations podcast, sales, stacy havener, loss aversion, financial podcast, cognitive biases, sales funnels, loss aversion bias, investing podcast, mere exposure effect, the behavioral investor, billion dollar backstory, status quo bias, sales funnel, standard deviations, cognitive bias, marketing, negativity bias, the laws of wealth, pr, public relations false full 256 ea36c347-a52a-41c0-9646-ddb5adf8ee33 Derek Hagen - Top Techniques for Navigating Change-Resistant Clients and Building Stronger Relationships Tune in to hear:

- In studies, non-compliance with financial advice generally hangs around the 50% range. However, many advisors say that their clients are very compliant and that these stats don’t hold true for them. Has Derek noticed this and what does he think accounts for this difference?

- What is the “stages of change” model and how might it be applied in practice with clients who are pushing back?

- What is a concrete, actionable step an advisor can take to help move their client from the contemplation stage onto the preparation stage?

- A lot of clients are held back by their anxiety and fear. Is there a path for removing roadblocks that unearths clients' motivations as well?

- What is the “righting reflex?” When does it prove helpful and when does it get in the way?

- If you are an advisor and your client is putting up walls, giving pushback and privileging the status quo - what is the best way to move forward and break this stalemate?

- What are scaling questions and change rulers and how are they applied in practice?

https://www.meaningfulmoney.life

Compliance Code: 1246-OAS_5/3/2023

]]> Thu, 22 Jun 2023 05:00:00 +0000 danielcrosby@gmail.com (Derek Hagen, Dr. Daniel Crosby, change-resistant clients, change resistance) https://www.standarddeviationspod.com/ Tune in to hear:

- In studies, non-compliance with financial advice generally hangs around the 50% range. However, many advisors say that their clients are very compliant and that these stats don’t hold true for them. Has Derek noticed this and what does he think accounts for this difference?

- What is the “stages of change” model and how might it be applied in practice with clients who are pushing back?

- What is a concrete, actionable step an advisor can take to help move their client from the contemplation stage onto the preparation stage?

- A lot of clients are held back by their anxiety and fear. Is there a path for removing roadblocks that unearths clients' motivations as well?

- What is the “righting reflex?” When does it prove helpful and when does it get in the way?

- If you are an advisor and your client is putting up walls, giving pushback and privileging the status quo - what is the best way to move forward and break this stalemate?

- What are scaling questions and change rulers and how are they applied in practice?

https://www.meaningfulmoney.life

Compliance Code: 1246-OAS_5/3/2023

]]> Derek Hagen - Top Techniques for Navigating Change-Resistant Clients and Building Stronger Relationships Derek Hagen, Dr. Daniel Crosby, change-resistant clients, change resistance 00:36:16 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Derek Hagen. Derek Hagen is the founder of Money Health Solutions®️, a financial therapy and life planning firm. Money Health Solutions helps clients live intentionally and mindfully, using money as a tool to support their ideal life. He facilitates financial health by helping clients understand their own money psychology, lowering financial stress, and increasing confidence in financial decisions. Derek also started Money Health Weekly, a personal finance blog and newsletter focusing on the psychology of money, using personal stories and simple drawings to help demystify money for readers. Derek has worked in financial services for over 18 years, including serving as Vice President of Investments and Planning for a prominent investment advisor, and Director of Wealth Management for a small wealth manager. He makes it his number one priority to simplify money matters, using plain English. He is professionally trained in financial psychology, financial behavior, financial planning, and behavioral finance. In his spare time, Derek enjoys playing squash, playing the ukulele, and all things outdoors, especially camping, hiking, running, and biking. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Derek Hagen. Derek Hagen is the founder of Money Health Solutions®️, a financial therapy and life planning firm. Money Health Solutions helps clients live intentionally and mindfully, using money as a tool to support their ideal life. He facilitates financial health by helping clients understand their own money psychology, lowering financial stress, and increasing confidence in financial decisions. Derek also started Money Health Weekly, a personal finance blog and newsletter focusing on the psychology of money, using personal stories and simple drawings to help demystify money for readers. Derek has worked in financial services for over 18 years, including serving as Vice President of Investments and Planning for a prominent investment advisor, and Director of Wealth Management for a small wealth manager. He makes it his number one priority to simplify money matters, using plain English. He is professionally trained in financial psychology, financial behavior, financial planning, and behavioral finance. In his spare time, Derek enjoys playing squash, playing the ukulele, and all things outdoors, especially camping, hiking, running, and biking. compliance, meaningful money, dr. daniel crosby, cognitive biases, financial advice, investing 101, change rulers, derek hagen, the stages of change, the behavioral investor, cfp, financial advisor, changing client behavior, righting reflex, non-compliance, financial planner, willingness to change, stages of change, cognitive bias, scaling questions, how to invest, the laws of wealth false full 254 55f6dea7-d81b-4b4e-8205-9f950098408a Dr. Michael Finke - The Science of Happy Retirement: Key Factors for a Fulfilling Life After Work Tune in to hear:

- Do certain people have a natural proclivity for deferring gratification for a greater reward at a later date (e.g. exercise and saving) or can this also be learned?

- Is whether or not you are more forward-thinking or present-oriented hardwired in you from a young age?

- What are some of the things that those who “get retirement right” might know that those who “get retirement wrong” don’t?

- Why is working in retirement important for many people and how might this look different from working pre-retirement?

- What are the three pillars of retirement satisfaction and what can we do to prepare ourselves for the non-financial ones that are often overlooked?

- What are some ways that we can spend money, smartly, that may make us happier?

- How does Michael live his life differently based on the research he has done on retirement?

http://www.michaelfinke.com

Compliance Code: 1148-OAS-4/24/2023

]]> Thu, 15 Jun 2023 04:00:00 +0000 danielcrosby@gmail.com (Dr. Michael Finke, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- Do certain people have a natural proclivity for deferring gratification for a greater reward at a later date (e.g. exercise and saving) or can this also be learned?

- Is whether or not you are more forward-thinking or present-oriented hardwired in you from a young age?

- What are some of the things that those who “get retirement right” might know that those who “get retirement wrong” don’t?

- Why is working in retirement important for many people and how might this look different from working pre-retirement?

- What are the three pillars of retirement satisfaction and what can we do to prepare ourselves for the non-financial ones that are often overlooked?

- What are some ways that we can spend money, smartly, that may make us happier?

- How does Michael live his life differently based on the research he has done on retirement?

http://www.michaelfinke.com

Compliance Code: 1148-OAS-4/24/2023

]]> Dr. Michael Finke - The Science of Happy Retirement: Key Factors for a Fulfilling Life After Work Dr. Michael Finke, Dr. Daniel Crosby 00:42:49 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Dr. Michael Finke. Michael Finke, PhD, CFP®, is Professor of Wealth Management, Director for the Granum Center for Financial Security, and the Frank M. Engle Distinguished Chair in Economic Security at The American College of Financial Services. He joined The College in June 2016, having served since 2006 as a professor and PhD coordinator in the Department of Personal Financial Planning at Texas Tech University. From 1999 through 2006, he served as the Director of Graduate Studies at the University of Missouri. Finke is a nationally renowned researcher with a focus on the value of financial advice, financial planning regulation, investments, and individual investor behavior. He was named to the 2012 Investment Advisor IA 25 list and the 2013 and 2014 Investment News Power 20. His research conducted with fellow professor Wade Pfau questioning the 4% rule of retirement planning was published in the Journal of Financial Planning and won the 2014 Montgomery-Warschauer award for most influential article. He previously won the award with Thomas Langdon in 2013. He was also selected to present his research on financial literacy and aging at the 2015 MIT Center for Finance and Policy Conference. Finke has published more than 50 peer-reviewed articles and is widely quoted in many of the nation’s leading consumer publications, including The Wall Street Journal, The New York Times, Time, and Money Magazine. He also has worked on white paper research projects for companies that include MetLife, Northwestern Mutual, OneAmerica, the Society of Actuaries, and TIAA. Finke received a doctorate in consumer economics from The Ohio State University in 1998 and in finance from the University of Missouri in 2011, and his CFP® in 2006. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Dr. Michael Finke. Michael Finke, PhD, CFP®, is Professor of Wealth Management, Director for the Granum Center for Financial Security, and the Frank M. Engle Distinguished Chair in Economic Security at The American College of Financial Services. He joined The College in June 2016, having served since 2006 as a professor and PhD coordinator in the Department of Personal Financial Planning at Texas Tech University. From 1999 through 2006, he served as the Director of Graduate Studies at the University of Missouri. Finke is a nationally renowned researcher with a focus on the value of financial advice, financial planning regulation, investments, and individual investor behavior. He was named to the 2012 Investment Advisor IA 25 list and the 2013 and 2014 Investment News Power 20. His research conducted with fellow professor Wade Pfau questioning the 4% rule of retirement planning was published in the Journal of Financial Planning and won the 2014 Montgomery-Warschauer award for most influential article. He previously won the award with Thomas Langdon in 2013. He was also selected to present his research on financial literacy and aging at the 2015 MIT Center for Finance and Policy Conference. Finke has published more than 50 peer-reviewed articles and is widely quoted in many of the nation’s leading consumer publications, including The Wall Street Journal, The New York Times, Time, and Money Magazine. He also has worked on white paper research projects for companies that include MetLife, Northwestern Mutual, OneAmerica, the Society of Actuaries, and TIAA. Finke received a doctorate in consumer economics from The Ohio State University in 1998 and in finance from the University of Missouri in 2011, and his CFP® in 2006. standard deviations podcast, investment podcast, dr. daniel crosby, wealth management, retiring early, financial advice, investing 101, how to retire well, retiring happy, creating a retirement plan, money and happiness, retirement planning, dr. michael finke, deferred gratification, orion advisor solutions, standard deviations, financial advisor, how to retire, investing philosophy, delayed gratification, how to invest false full 253 bdaf61c9-cba6-443c-a04a-50cfeeda507a Amy Mullen - 5 Essential Steps for Crafting a Values-Driven Financial Strategy Tune in to hear:

- What role did Amy’s mom play in her professional journey and what drives her to do what she does?

- What are the 5 steps of Amy’s process for providing effective guidance to advisors while leaving a bit of wiggle room for client personalization?

- Her 1st step, “to establish and define a client, planner relationship,” aligns with the CFP’s 1st stage. What does she teach advisors in this stage that might look a little different than folks might expect?

- How can we help facilitate a good discovery process, which encourages clients to dig deep, without putting our own fingerprints all over this in the process?

- How can you clarify your client’s values and assure that they aren’t being unduly influenced by outside influences?

- The 2nd part of Amy’s discovery stage is called “envision.” How does she help her clients’ vision of their future selves be as salient and real as possible?

- What are some of the mistakes advisors make when presenting their client with a financial plan and what can we do better as an industry?

- How can we share that “there’s more to life than money” with our clients in an authentic and non-cynical way? Also, how can we implement this thinking in our own lives?

https://www.moneyquotient.com

Compliance Code: Code: 1150-OAS-4/24/2023

]]> Thu, 8 Jun 2023 04:00:00 +0000 danielcrosby@gmail.com (Amy Mullen, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- What role did Amy’s mom play in her professional journey and what drives her to do what she does?

- What are the 5 steps of Amy’s process for providing effective guidance to advisors while leaving a bit of wiggle room for client personalization?

- Her 1st step, “to establish and define a client, planner relationship,” aligns with the CFP’s 1st stage. What does she teach advisors in this stage that might look a little different than folks might expect?

- How can we help facilitate a good discovery process, which encourages clients to dig deep, without putting our own fingerprints all over this in the process?

- How can you clarify your client’s values and assure that they aren’t being unduly influenced by outside influences?

- The 2nd part of Amy’s discovery stage is called “envision.” How does she help her clients’ vision of their future selves be as salient and real as possible?

- What are some of the mistakes advisors make when presenting their client with a financial plan and what can we do better as an industry?

- How can we share that “there’s more to life than money” with our clients in an authentic and non-cynical way? Also, how can we implement this thinking in our own lives?

https://www.moneyquotient.com

Compliance Code: Code: 1150-OAS-4/24/2023

]]> Amy Mullen - 5 Essential Steps for Crafting a Values-Driven Financial Strategy Amy Mullen, Dr. Daniel Crosby 00:50:12 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Amy Mullen. Amy Mullen, CFP® is President of Money Quotient. In this role, she frequently presents at national financial industry conferences on the benefits and effectiveness of a values-based approach to financial planning, understanding clients' financial motivations and how to guide them through change, and creating long-lasting client-planner relationships. She also focuses much of her time conducting trainings and providing individualized coaching and consulting to financial planning practitioners. Amy is a CERTIFIED FINANCIAL PLANNER™ and completed an Interdisciplinary Studies Degree with a concentration in “Financial Motivation & Change” at Marylhurst University. Amy is a member of the Financial Therapy Association and Financial Planning Association. She has served on the board of the FPA of Puget Sound chapter and as a Task Force member for the 2015 National FPA Retreat. Outside of the office, Amy enjoys getting out doors, photography, live music, and cooking. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Amy Mullen. Amy Mullen, CFP® is President of Money Quotient. In this role, she frequently presents at national financial industry conferences on the benefits and effectiveness of a values-based approach to financial planning, understanding clients' financial motivations and how to guide them through change, and creating long-lasting client-planner relationships. She also focuses much of her time conducting trainings and providing individualized coaching and consulting to financial planning practitioners. Amy is a CERTIFIED FINANCIAL PLANNER™ and completed an Interdisciplinary Studies Degree with a concentration in “Financial Motivation & Change” at Marylhurst University. Amy is a member of the Financial Therapy Association and Financial Planning Association. She has served on the board of the FPA of Puget Sound chapter and as a Task Force member for the 2015 National FPA Retreat. Outside of the office, Amy enjoys getting out doors, photography, live music, and cooking. discovery meetings, standard deviations podcast, discovery meeting, dr. daniel crosby, future self, certified financial planner, goals based investing, cognitive biases, money quotient, investing 101, investing podcast, the behavioral investor, finance podcast, financial planning, values based investing, cfp, standard deviations, financial advisor, amy mullen, cognitive bias, daniel crosby, how to invest, the laws of wealth false full 252 b6e84c65-6449-4775-bfbd-51b65c40bf37 Brendan Frazier - 10 Essential Rules for Providing Human-First Financial Advice Tune in to hear:

- What makes up Brendan’s list of the 10 guiding principles of financial psychology?

- Brendan says that “goals shift, but values persist.” What does he mean by this and how do we move from illuminating values to tying those back to specific goals?

- Brendan recently interviewed a “question expert” on his own podcast. What was the biggest takeaway from their conversation and how can we craft better questions?

- Brendan’s third tenant is that “the more vivid your future, the more likely the behavior change.” How can we make our future selves more salient and vivid?

- Reflective listening, where you hear your words spoken back to you, has a lot of benefits. How can advisors take advantage of this phenomenon without merely parroting back what their client’s are expressing?

- Why are discovery meeting recap emails so important and what should they look like?

- How can advisors “move from being an advice giver to being a thinking partner?”

- In an industry so focused on the present day and the future, why is looking back on the past so important? What impact might this have on individual investor behavior?

- What does Brendan consider to be the most important skill in financial advice?

https://www.wiredplanning.com

https://podcasts.apple.com/us/podcast/the-human-side-of-money

Compliance Code: 1112-OAS-4/19/2023

]]> Thu, 1 Jun 2023 04:00:00 +0000 danielcrosby@gmail.com (Brendan Frazier, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- What makes up Brendan’s list of the 10 guiding principles of financial psychology?

- Brendan says that “goals shift, but values persist.” What does he mean by this and how do we move from illuminating values to tying those back to specific goals?

- Brendan recently interviewed a “question expert” on his own podcast. What was the biggest takeaway from their conversation and how can we craft better questions?

- Brendan’s third tenant is that “the more vivid your future, the more likely the behavior change.” How can we make our future selves more salient and vivid?

- Reflective listening, where you hear your words spoken back to you, has a lot of benefits. How can advisors take advantage of this phenomenon without merely parroting back what their client’s are expressing?

- Why are discovery meeting recap emails so important and what should they look like?

- How can advisors “move from being an advice giver to being a thinking partner?”

- In an industry so focused on the present day and the future, why is looking back on the past so important? What impact might this have on individual investor behavior?

- What does Brendan consider to be the most important skill in financial advice?

https://www.wiredplanning.com

https://podcasts.apple.com/us/podcast/the-human-side-of-money

Compliance Code: 1112-OAS-4/19/2023

]]> Brendan Frazier - 10 Essential Rules for Providing Human-First Financial Advice Brendan Frazier, Dr. Daniel Crosby 00:52:15 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Brendan Frazier. Brendan Frazier is the founder of Wired Planning, the host of The Human Side of Money podcast, and was named one of Investopedia’s Top 100 Financial Advisors. He helps financial advisors around the world apply behavior, psychology, and communication principles to enhance client outcomes and forever change the trajectory of their business. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Brendan Frazier. Brendan Frazier is the founder of Wired Planning, the host of The Human Side of Money podcast, and was named one of Investopedia’s Top 100 Financial Advisors. He helps financial advisors around the world apply behavior, psychology, and communication principles to enhance client outcomes and forever change the trajectory of their business. the human side of money, money story, brendan frazier, standard deviations podcast, money stories, financial psychology, asking the right questions, fintech, investing goals, discovery meeting, empathic listening, dr. daniel crosby, active listening, money scripts, behavioral finance, future selves, financial advice, investing 101, recap emails, wired planning, financial values, financial goals, reflective listening, money script, befi, psychology of investing, the behavioral investor, orion advisor solutions, financial planning, financial advisor, financial planner, active listener, human-first financial advice, daniel crosby, how to invest, the laws of wealth, asking good questions false full 251 bb70780e-19c0-4fd8-aff7-1e95a94cf869 Kelsey Willock - Transforming Financial Education: The Power of Gamification in Learning Tune in to hear:

- What was the spark or impetus that led Kelsey down the path to found Aura Finance?

- Why is it so crucial to help people get in the right mindset to invest and how can we begin to do so?

- What are some of the specific features of the Aura app that help promote financial mindfulness?

- How has Kelsey tried to hone the gamified elements in the Aura app to bring out the best possible behaviors in its end users?

- What are Kelsey’s thoughts on building a community within the app and having people self-report their income on the app?

- What hope do young people have in the face of some of the stark financial realities they face?

- How does Kelsey think about self-deception and try to encourage her customers to avoid it?

https://www.aurafinance.io

Compliance Code: 1108-OAS-4/19/2023

]]> Thu, 25 May 2023 04:00:00 +0000 danielcrosby@gmail.com (Kelsey Willock, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- What was the spark or impetus that led Kelsey down the path to found Aura Finance?

- Why is it so crucial to help people get in the right mindset to invest and how can we begin to do so?

- What are some of the specific features of the Aura app that help promote financial mindfulness?

- How has Kelsey tried to hone the gamified elements in the Aura app to bring out the best possible behaviors in its end users?

- What are Kelsey’s thoughts on building a community within the app and having people self-report their income on the app?

- What hope do young people have in the face of some of the stark financial realities they face?

- How does Kelsey think about self-deception and try to encourage her customers to avoid it?

https://www.aurafinance.io

Compliance Code: 1108-OAS-4/19/2023

]]> Kelsey Willock - Transforming Financial Education: The Power of Gamification in Learning Kelsey Willock, Dr. Daniel Crosby 00:26:38 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Kelsey Willock. Kelsey is the Co-Founder of Aura – a financial wellness platform and investment platform. She is also the Founder and Editor in Chief of Stuck in Notes magazine & Author of the weekly newsletter “Not Your Boyfriend’s Investment Advice.” Kelsey began her career at Goldman Sachs where she was a member of the Prime Brokerage business as a Relationship Manager for the firm’s top hedge fund clients. In addition, she was an Ambassador for Launch With GS, Goldman Sachs’ $1 billion investment strategy grounded in our belief that diverse teams drive strong returns. Through Launch With GS, Goldman Sachs aims to increase access to capital and facilitate connections for women, Black, Latinx & other diverse entrepreneurs and investors. She actively sourced investment opportunities for Launch Lead investors and coordinated West Coast events to grow the ecosystem. Kelsey is actively involved with WISE (Women Investing for a Sustainable Economy), Women in CSR (Corporate Social Responsibility), and an executive committee member of Wake NOW (the Wake Forest Network of Women). In her spare time, she enjoys hiking, skiing, camping, and creative writing. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Kelsey Willock. Kelsey is the Co-Founder of Aura – a financial wellness platform and investment platform. She is also the Founder and Editor in Chief of Stuck in Notes magazine & Author of the weekly newsletter “Not Your Boyfriend’s Investment Advice.” Kelsey began her career at Goldman Sachs where she was a member of the Prime Brokerage business as a Relationship Manager for the firm’s top hedge fund clients. In addition, she was an Ambassador for Launch With GS, Goldman Sachs’ $1 billion investment strategy grounded in our belief that diverse teams drive strong returns. Through Launch With GS, Goldman Sachs aims to increase access to capital and facilitate connections for women, Black, Latinx & other diverse entrepreneurs and investors. She actively sourced investment opportunities for Launch Lead investors and coordinated West Coast events to grow the ecosystem. Kelsey is actively involved with WISE (Women Investing for a Sustainable Economy), Women in CSR (Corporate Social Responsibility), and an executive committee member of Wake NOW (the Wake Forest Network of Women). In her spare time, she enjoys hiking, skiing, camping, and creative writing. financial mindfulness, standard deviations podcast, aura finance, investment podcast, saving money, investment app, buying a house, kelsey willock, dr. daniel crosby, aura finance app, wealth management, finance app, investing 101, investing podcast, financial wellbeing, financial app, the behavioral investor, finance podcast, orion advisor solutions, client relations, etfs, standard deviations, investing app, investing, mindfulness, aura app, millennials and money, how to invest, the laws of wealth, aura, wellbeing false full 250 89435acf-b68f-4c32-8691-cce00a24e8cc Heather Fortner - The Future of Financial Advising: Building a Human-First RIA Firm Tune in to hear:

- How has Heather’s background in mental health shifted the way she leads and the way she goes to market?

- What advice, skills or resources does she try to imbue her advisors with to inoculate them against taking on too much of the stresses they help their clients work through?

- As practically as possible, what does “net worthwhile” look like and how does SignatureFD make it more than just a tagline?

- What led Heather to start using a bucketing strategy in the first place and what makes her approach unique?

- Why is SignatureFD's client retention rate so incredibly high? What do they do differently from their competition?

- Where does she think financial advice is headed in the next 10-20 years and how do the Tim Maurer’s of the world figure into this transition?

https://signaturefd.com

Compliance Code: 1088-OAS-4/18/2023

]]> Thu, 18 May 2023 04:00:00 +0000 danielcrosby@gmail.com (Heather Fortner, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- How has Heather’s background in mental health shifted the way she leads and the way she goes to market?

- What advice, skills or resources does she try to imbue her advisors with to inoculate them against taking on too much of the stresses they help their clients work through?

- As practically as possible, what does “net worthwhile” look like and how does SignatureFD make it more than just a tagline?

- What led Heather to start using a bucketing strategy in the first place and what makes her approach unique?

- Why is SignatureFD's client retention rate so incredibly high? What do they do differently from their competition?

- Where does she think financial advice is headed in the next 10-20 years and how do the Tim Maurer’s of the world figure into this transition?

https://signaturefd.com

Compliance Code: 1088-OAS-4/18/2023

]]> Heather Fortner - The Future of Financial Advising: Building a Human-First RIA Firm Heather Fortner, Dr. Daniel Crosby 00:46:36 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Heather Fortner. As CEO, Heather leans into her passion for listening – to the SignatureFD team, our clients, and the industry – to create and implement the organization’s vision and mission to impact the lives of 10,000 families. Practicing a “coach with empathy” leadership style, Heather leverages her unique ability to harmonize people’s passions and talents to build teams and lead organizations that deliver excellent and inspiring client experiences. Previously serving as Chief Operating Officer, Chief Compliance Officer, and President of SignatureFD, Fortner has learned, navigated, and held strategic oversight for every aspect of the organization. A highly sought-after leader in the industry, Fortner is regularly asked to speak on the ever-changing landscape of wealth management. In 2021, Heather was awarded CEO of the Year by WealthManagement.com for the category Individual RIA Firm Leaders. And, in 2022, Heather was awarded “Most Admired CEO” by the Atlanta Business Chronicle. Prior to joining SignatureFD in February of 2003, Heather was senior operations supervisor at a trust company, managing all portfolio and security operations. She also worked for an investment management firm in Marietta, Georgia, as a financial associate. Heather holds a Bachelor of Finance from Kennesaw State University, a Master of Science in professional counseling from Georgia State University, and is an Investment Adviser Certified Compliance Professional®. Additionally, she is a graduate of the Schwab Executive Leadership program and the G2 Institute. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Heather Fortner. As CEO, Heather leans into her passion for listening – to the SignatureFD team, our clients, and the industry – to create and implement the organization’s vision and mission to impact the lives of 10,000 families. Practicing a “coach with empathy” leadership style, Heather leverages her unique ability to harmonize people’s passions and talents to build teams and lead organizations that deliver excellent and inspiring client experiences. Previously serving as Chief Operating Officer, Chief Compliance Officer, and President of SignatureFD, Fortner has learned, navigated, and held strategic oversight for every aspect of the organization. A highly sought-after leader in the industry, Fortner is regularly asked to speak on the ever-changing landscape of wealth management. In 2021, Heather was awarded CEO of the Year by WealthManagement.com for the category Individual RIA Firm Leaders. And, in 2022, Heather was awarded “Most Admired CEO” by the Atlanta Business Chronicle. Prior to joining SignatureFD in February of 2003, Heather was senior operations supervisor at a trust company, managing all portfolio and security operations. She also worked for an investment management firm in Marietta, Georgia, as a financial associate. Heather holds a Bachelor of Finance from Kennesaw State University, a Master of Science in professional counseling from Georgia State University, and is an Investment Adviser Certified Compliance Professional®. Additionally, she is a graduate of the Schwab Executive Leadership program and the G2 Institute. standard deviations podcast, investment podcast, empathic, dr. daniel crosby, empath, active listening, ai, financial advice, investing 101, investing podcast, client retention, empathy, customer service, bucketing strategy, standard deviations pod, bucketing, ai and investing, the behavioral investor, soft skill, finance podcast, financial advisor, signaturefd, tim maurer, bucketing approach, soft skills, psychology of the stock market, net worth, heather fortner, net worthwhile, psychology, how to invest, the laws of wealth false full 249 f8387e60-db22-4477-82dd-89f3ca5ae76e Jen Clinehens - The Power of Consumer Psychology: What Top Global Brands Do Differently Tune in to hear:

- What are some of the psychology principles that Costco gets right as a brand?

- Is it better to make customer onboarding super fluid and effortless or to make it a bit more arduous and engage with the "sunk cost fallacy?"

- What is the “pratfall effect” and how was it used with great effect by brands like Apple, KFC and Domino’s?

- What is the “cocktail party effect” and how can we use it to our advantage?

- What does Nike do particularly well and how do they induce a sense of artificial scarcity?

- How can your average person in a consulting or advice type role leverage this concept of scarcity?

- Who distilled Cialdini’s 7 Principles of Persuasion down to just 3 and how are these best applied in practice?

Compliance Code: 0963-OAS-4/5/2023

https://www.linkedin.com/in/jenclinehens

https://www.choicehacking.com

]]> Thu, 11 May 2023 04:00:00 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby, Jen Clinehans) https://www.standarddeviationspod.com/ Tune in to hear:

- What are some of the psychology principles that Costco gets right as a brand?

- Is it better to make customer onboarding super fluid and effortless or to make it a bit more arduous and engage with the "sunk cost fallacy?"

- What is the “pratfall effect” and how was it used with great effect by brands like Apple, KFC and Domino’s?

- What is the “cocktail party effect” and how can we use it to our advantage?

- What does Nike do particularly well and how do they induce a sense of artificial scarcity?

- How can your average person in a consulting or advice type role leverage this concept of scarcity?

- Who distilled Cialdini’s 7 Principles of Persuasion down to just 3 and how are these best applied in practice?

Compliance Code: 0963-OAS-4/5/2023

https://www.linkedin.com/in/jenclinehens

https://www.choicehacking.com

]]> Jen Clinehens - The Power of Consumer Psychology: What Top Global Brands Do Differently Dr. Daniel Crosby, Jen Clinehans 00:50:09 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Jen Clinehens. Jennifer Clinehens is currently Head of Experience at a major global experience agency. She holds a Master's degree in Brand Management as well as an MBA from Emory University's Goizueta School. Ms. Clinehens has client-side and consulting experience working for brands like AT&T, McDonald's, Adidas, and she's helped shape customer experiences across the globe. A recognized authority in marketing and customer experience, Ms. Clinehens is the author of "Choice Hacking: How to use psychology and behavioral science to create an experience that sings" and "CX That Sings: An Introduction to Customer Journey Mapping." This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Jen Clinehens. Jennifer Clinehens is currently Head of Experience at a major global experience agency. She holds a Master's degree in Brand Management as well as an MBA from Emory University's Goizueta School. Ms. Clinehens has client-side and consulting experience working for brands like AT&T, McDonald's, Adidas, and she's helped shape customer experiences across the globe. A recognized authority in marketing and customer experience, Ms. Clinehens is the author of "Choice Hacking: How to use psychology and behavioral science to create an experience that sings" and "CX That Sings: An Introduction to Customer Journey Mapping." nike drops, consulting, powerful brands, fintech, dr. daniel crosby, pratfall effect, nike drop, behavioral finance, domino's, cialdini, cocktail party effect, choice hacking, collectibles, sunk cost fallacy, mcdonalds, branding, befi, steve jobs, the behavioral investor, sunk cost, brand, apple, kfc, fintwit, jen clinehans, nike, marketing, 7 principles of persuasion, scarcity, artificial scarcity, psychology, the laws of wealth, how to market your business, costco false full 248 9ce94031-7e01-43e5-bca8-f0c92d6c46f6 Dr. Michael Thomas Jr. - How Financial Empathy Can Transform Your Money Management Approach Tune in to hear:

- Why does discussing money remain such a persistent taboo in our culture?

- Why is financial intimacy so critical and how can we work towards achieving it in our lives?

- How does financial intimacy, or intimacy more generally, relate to “feeling seen?”

- How can financial intimacy allow us to better see ourselves and unearth our personal money stories that have gone under our radar?

- We have a cognitive understanding that we can’t take our wealth with us when we die, but why is this so hard to understand in practice?

https://www.linkedin.com/in/MoneyandWellness

https://www.instagram.com/modomsolutions

Compliance Code: 0879-OAS-3/27/2023

]]> Thu, 4 May 2023 04:00:00 +0000 danielcrosby@gmail.com (Dr. Michael Tomas Jr, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- Why does discussing money remain such a persistent taboo in our culture?

- Why is financial intimacy so critical and how can we work towards achieving it in our lives?

- How does financial intimacy, or intimacy more generally, relate to “feeling seen?”

- How can financial intimacy allow us to better see ourselves and unearth our personal money stories that have gone under our radar?

- We have a cognitive understanding that we can’t take our wealth with us when we die, but why is this so hard to understand in practice?

https://www.linkedin.com/in/MoneyandWellness

https://www.instagram.com/modomsolutions

Compliance Code: 0879-OAS-3/27/2023

]]> Dr. Michael Thomas Jr. - How Financial Empathy Can Transform Your Money Management Approach Dr. Michael Tomas Jr, Dr. Daniel Crosby 00:39:01 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Dr. Michael Thomas Jr. Michael G. Thomas Jr., Ph.D., is an Accredited Financial Counselor (AFC®) and a lecturer at the University of Georgia. His research focuses on financial empathy, data visualization’s effects on financial behavior, and the connection between brain function and money. Dr. Thomas’ philosophy on how to effectively interact with money can be summed up in his Ted Talk: Financial Empathy: Understanding the Story Beneath the Numbers. Utilizing financial empathy as a process for active listening and the creation of client-focused financial recommendations are reflected in two financial literacy and capability programs he helped co-create: Money Dawgs and Discovering Money Solutions. Dr. Thomas’ life-long goal is to help underserved communities establish, grow, and sustain their wealth utilizing an intra and inter-family wealth creation process. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Dr. Michael Thomas Jr. Michael G. Thomas Jr., Ph.D., is an Accredited Financial Counselor (AFC®) and a lecturer at the University of Georgia. His research focuses on financial empathy, data visualization’s effects on financial behavior, and the connection between brain function and money. Dr. Thomas’ philosophy on how to effectively interact with money can be summed up in his Ted Talk: Financial Empathy: Understanding the Story Beneath the Numbers. Utilizing financial empathy as a process for active listening and the creation of client-focused financial recommendations are reflected in two financial literacy and capability programs he helped co-create: Money Dawgs and Discovering Money Solutions. Dr. Thomas’ life-long goal is to help underserved communities establish, grow, and sustain their wealth utilizing an intra and inter-family wealth creation process. money story, standard deviations podcast, dr. michael thomas jr., investment podcast, financial therapy association, money stories, empathic listening, dr. daniel crosby, discussing money, feeling seen, investing podcast, talking about money, empathy, radical listening, the behavioral investor, finance podcast, university of georgia, financial intimacy, intimacy, financial therapist, the laws of wealth, financial therapy false full 247 9741af05-16f4-4cc2-84d2-31d4446c53fd Dave Nadig - Understanding Financial Futurism: Key Innovations Transforming Wealth Management Tune in to hear:

- Dave is a “financial futurist.” What in the world is this and what does it look like practically in his day-to-day work?

- What “behavioral hacks” does Dave bring to bear in his own practice when he tries to look out beyond 2 years and how does he try to stay out of his own way when thinking about what the future might look like?

- Can the past be used as a vehicle for better understanding the future or is there not much to learn there and we are forecasting in ineffective ways by relying so heavily on the past?

- What is the place of innovation and cutting edge thinking in an industry that is often at its best when it's at its stodgiest?

- In the recent past we have socialized business failure while individualizing business success. What is it going to take for this Zeitgeist to change?

- Which financial innovations does Dave think hold the most promise? On the flip side – what financial innovations does he think are overrated?

- Learn how Dave connects the dots between the overall lack of institutional trust, “polycrisis” and the crisis of meaning.

- Things like the climate crisis can’t be solved on an individual level. How do we take our institutions back and have an appropriate amount of trust in them as a way to solve some of the biggest problems we face?

- What does the research say about whether or not the current flows into passive vehicles perturbs overall market functioning?

https://www.etftrends.com/author/davenadig

https://twitter.com/DaveNadig

https://twitter.com/Vetta_Fi

Compliance Code: 0850-OAS-3/24/2023

]]> Thu, 27 Apr 2023 04:00:00 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby, Dave Nadig) https://www.standarddeviationspod.com/ Tune in to hear:

- Dave is a “financial futurist.” What in the world is this and what does it look like practically in his day-to-day work?

- What “behavioral hacks” does Dave bring to bear in his own practice when he tries to look out beyond 2 years and how does he try to stay out of his own way when thinking about what the future might look like?

- Can the past be used as a vehicle for better understanding the future or is there not much to learn there and we are forecasting in ineffective ways by relying so heavily on the past?

- What is the place of innovation and cutting edge thinking in an industry that is often at its best when it's at its stodgiest?

- In the recent past we have socialized business failure while individualizing business success. What is it going to take for this Zeitgeist to change?

- Which financial innovations does Dave think hold the most promise? On the flip side – what financial innovations does he think are overrated?

- Learn how Dave connects the dots between the overall lack of institutional trust, “polycrisis” and the crisis of meaning.

- Things like the climate crisis can’t be solved on an individual level. How do we take our institutions back and have an appropriate amount of trust in them as a way to solve some of the biggest problems we face?

- What does the research say about whether or not the current flows into passive vehicles perturbs overall market functioning?

https://www.etftrends.com/author/davenadig

https://twitter.com/DaveNadig

https://twitter.com/Vetta_Fi

Compliance Code: 0850-OAS-3/24/2023

]]> Dave Nadig - Understanding Financial Futurism: Key Innovations Transforming Wealth Management Dr. Daniel Crosby, Dave Nadig 00:48:56 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Dave Nadig. ETF industry pioneer Dave Nadig is the Financial Futurist for ETF Trends and ETF Database. Nadig comes with 25 years of ETF experience, most recently as Managing Director of ETF.com, where he helped grow the business and provide expert commentary for the past decade. Before that, he managed mutual funds at startup MetaMarkets.com, and was a Managing Director at Barclays Global Investors in the 1990s. He’s widely leveraged by media and institutions as a key expert in the field. Dave has been involved in researching, reporting and analyzing the investment management industry for more than 20 years, and recently co-authored a definitive book on ETFs, “A Comprehensive Guide To Exchange-Traded Funds,” for the CFA Institute. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Dave Nadig. ETF industry pioneer Dave Nadig is the Financial Futurist for ETF Trends and ETF Database. Nadig comes with 25 years of ETF experience, most recently as Managing Director of ETF.com, where he helped grow the business and provide expert commentary for the past decade. Before that, he managed mutual funds at startup MetaMarkets.com, and was a Managing Director at Barclays Global Investors in the 1990s. He’s widely leveraged by media and institutions as a key expert in the field. Dave has been involved in researching, reporting and analyzing the investment management industry for more than 20 years, and recently co-authored a definitive book on ETFs, “A Comprehensive Guide To Exchange-Traded Funds,” for the CFA Institute. financial forecasting, standard deviations podcast, big banks, cryptocurrencies, cryptocurrency, financial futurist, vetta fi, fintech, dr. daniel crosby, forecasting the market, crypto, behavioral finance, smart contracts, futurism, passive investinga, befi, crisis of meaning, forecasting, the behavioral investor, etfs, active investing, financial technology, fintwit, bank failure, financial futurism, business failure, financial innovations, the laws of wealth, dave nadig, blockchain technology, blockchain false full 246 9ceaabcb-037e-4dfa-a887-a6b63e6255b5 Mac Gardner - Teaching Kids About Money: Essential Tips for Building Financial Literacy Early Tune in to hear:

- What life experiences gave rise to Mac Gardner’s mission to improve financial literacy particularly among children?

- What is Mac’s book, The Four Money Bears, all about and how has his experience been when sharing it with others all over the globe?

- Does Mac have any particularly memorable anecdotes about sharing the book in a classroom setting, or elsewhere, where he learned something unique from kids' reactions? 

- Where are we falling short as a society and industry that’s allowing people to have such a huge gap in their financial education?

- Financial literacy education efforts often show lackluster results. How can we make financial literacy work for us in practice and not just in theory?

- What does Mac think the future of gamification will look like with respect to financial literacy?

- How can we properly use allowance to better teach our kids about the value of a dollar?

- How can parents with privilege help their kids gain some perspective on things?

https://www.thefourmoneybears.com

https://finlittech.com

Compliance Code: 0915-OAS-3/31/2023

]]> Thu, 20 Apr 2023 04:00:00 +0000 danielcrosby@gmail.com (Mac Gardner, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- What life experiences gave rise to Mac Gardner’s mission to improve financial literacy particularly among children?

- What is Mac’s book, The Four Money Bears, all about and how has his experience been when sharing it with others all over the globe?

- Does Mac have any particularly memorable anecdotes about sharing the book in a classroom setting, or elsewhere, where he learned something unique from kids' reactions? 

- Where are we falling short as a society and industry that’s allowing people to have such a huge gap in their financial education?

- Financial literacy education efforts often show lackluster results. How can we make financial literacy work for us in practice and not just in theory?

- What does Mac think the future of gamification will look like with respect to financial literacy?

- How can we properly use allowance to better teach our kids about the value of a dollar?

- How can parents with privilege help their kids gain some perspective on things?

https://www.thefourmoneybears.com

https://finlittech.com

Compliance Code: 0915-OAS-3/31/2023

]]> Mac Gardner - Teaching Kids About Money: Essential Tips for Building Financial Literacy Early Mac Gardner, Dr. Daniel Crosby 00:39:14 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Mac Gardner. Mac Gardner, CFP® - Founder and Chief Education Officer for FinLit Tech - has served in the Financial Services industry for over 20 years. His passion for educating others led him to publish two books, "Motivate Your Money!" and "The Four Money Bears". As the Founder and Chief Education Officer of FinLit Tech he works to build a bridge between Financial Literacy and Financial Technology. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Mac Gardner. Mac Gardner, CFP® - Founder and Chief Education Officer for FinLit Tech - has served in the Financial Services industry for over 20 years. His passion for educating others led him to publish two books, "Motivate Your Money!" and "The Four Money Bears". As the Founder and Chief Education Officer of FinLit Tech he works to build a bridge between Financial Literacy and Financial Technology. standard deviations podcast, allowance, dr. daniel crosby, financial podcast, financial literacy, charitable giving, investing 101, how to save, financial literacy game, charity work, grade school, philanthropic giving, the behavioral investor, mac gardner, financial literacy book, gamification, privilege, kid books, philanthropy, financial edu, financial education, charity, the four money bears, finlittech, finlit, how to invest, the laws of wealth, finance 101 false full 245 0c439d58-83e4-4909-bdba-3b9eb36b1b7f Manish Khatta - On Markets and Marketing Tune in to hear:

- Can Manish give a bit of background on Potomac and what has changed since he took the helm?

- Potomac is very committed to transparency and the idea of building in public. What has this process been like and what benefits have they seen from this approach? When have they had to follow through on their commitment to being honest about their shortcomings?

- Has there ever been a weakness or failing that sort of tested his willingness to be transparent about it?

- How does Manish balance his desire to be approachable and genuine with not wanting to appear unserious about a very serious thing?

- Of all the marketing campaigns Potomac has done, which one does Manish think was the most compelling?

- Can the literal construction of a portfolio help clients to stay the course? What is the role of product design in bringing about positive behavioral outcomes?

https://potomacfund.com

Compliance Code: 0824-OAS-3/20/2023

]]> Thu, 13 Apr 2023 04:00:00 +0000 danielcrosby@gmail.com (Manish Khatta, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- Can Manish give a bit of background on Potomac and what has changed since he took the helm?

- Potomac is very committed to transparency and the idea of building in public. What has this process been like and what benefits have they seen from this approach? When have they had to follow through on their commitment to being honest about their shortcomings?

- Has there ever been a weakness or failing that sort of tested his willingness to be transparent about it?

- How does Manish balance his desire to be approachable and genuine with not wanting to appear unserious about a very serious thing?

- Of all the marketing campaigns Potomac has done, which one does Manish think was the most compelling?

- Can the literal construction of a portfolio help clients to stay the course? What is the role of product design in bringing about positive behavioral outcomes?

https://potomacfund.com

Compliance Code: 0824-OAS-3/20/2023

]]> Manish Khatta - On Markets and Marketing Manish Khatta, Dr. Daniel Crosby 00:45:08 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Manish Khatta. Manish Khatta is a quant! A true math geek, Manish has spent his career creating and refining trading strategies built on mathematical computations and number crunching. Manish is a lifelong Potomac employee who started with the firm after college and programmed the initial work behind Potomac’s mechanical trading systems. Fast-forward to today, and he now serves as CEO/CIO of Potomac. Manish is a staunch believer that investment risk is something that can be contained, and conquered, using quantitative trading systems. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Manish Khatta. Manish Khatta is a quant! A true math geek, Manish has spent his career creating and refining trading strategies built on mathematical computations and number crunching. Manish is a lifelong Potomac employee who started with the firm after college and programmed the initial work behind Potomac’s mechanical trading systems. Fast-forward to today, and he now serves as CEO/CIO of Potomac. Manish is a staunch believer that investment risk is something that can be contained, and conquered, using quantitative trading systems. registered investment advisor, how to stand out, staying the course, dr. crosby, investment podcast, potomac, fintech, dr. daniel crosby, behavioral finance, nyt best selling author, buying stocks, investing 101, psychology of the market, ria, potomac fund, building trust, befi, the behavioral investor, orion advisor solutions, orion wealth tech, financial advisor, entrepreneur, fintwit, investing, nyt best seller, marketing, psychology of the stock market, yahoo finance, manish khatta, how to invest, the laws of wealth, building in public, how to market your business false full 244 a634da5a-dce5-4105-9b3e-7926a8aec91a Rusty Vanneman (Live at Ascent in Orlando, FL) Tune in to hear:

- What is the philosophy of investing Rusty grounds himself in and how does it keep his head on straight when he makes investment decisions?

- For someone who is in a position to make material decisions about others’ money - what responsibility do they have to “do the work” around understanding their own values, biases and behavior?

- What steps does Orion, as an institution take, to try to avoid falling prey to behavioral missteps?

- How do you make the distinction between being flighty about your investment philosophy and having the maturity to change your mind when the facts change?

- How does Rusty think about maximizing anxiety-adjusted returns and creating human first, bespoke portfolios?

- If Daniel was getting paid to consult a mutual fund PM what would his one key takeaway be?

- Does Daniel have any good tips for investment committee members?

https://podcasts.apple.com/us/podcast/orions-the-weighing-machine/id486850755

Compliance Code: 0737-OAS-3/13/2023

]]> Thu, 6 Apr 2023 04:00:00 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby, Rusty Vanneman) https://www.standarddeviationspod.com/ Tune in to hear:

- What is the philosophy of investing Rusty grounds himself in and how does it keep his head on straight when he makes investment decisions?

- For someone who is in a position to make material decisions about others’ money - what responsibility do they have to “do the work” around understanding their own values, biases and behavior?

- What steps does Orion, as an institution take, to try to avoid falling prey to behavioral missteps?

- How do you make the distinction between being flighty about your investment philosophy and having the maturity to change your mind when the facts change?

- How does Rusty think about maximizing anxiety-adjusted returns and creating human first, bespoke portfolios?

- If Daniel was getting paid to consult a mutual fund PM what would his one key takeaway be?

- Does Daniel have any good tips for investment committee members?

https://podcasts.apple.com/us/podcast/orions-the-weighing-machine/id486850755

Compliance Code: 0737-OAS-3/13/2023

]]> Rusty Vanneman (Live at Ascent in Orlando, FL) Dr. Daniel Crosby, Rusty Vanneman 00:34:02 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Rusty Vanneman. Rusty Vanneman serves as the Chief Investment Strategist for Orion Advisor Solutions. An industry veteran with more than 30 years of investment experience, Rusty creates relevant market-and platform-related content that supports deeper, more engaging conversations with advisors and investors, educating key internal and external audiences on Orion Portfolio Solutions’ strategies and resources to help deliver favorable investor outcomes, and helps identify new investment offerings to meet growing marketplace demand. Rusty is a host of Orion’s The Weighing Machine podcast and authored the book “Higher Calling: A Guide to Helping Investors Achieve Their Goals. Prior to Orion’s acquisition of Brinker Capital in 2020, Rusty was the Chief Investment Officer for Orion Advisor Solutions and prior to that was the President and Chief Investment Officer of CLS Investments. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Rusty Vanneman. Rusty Vanneman serves as the Chief Investment Strategist for Orion Advisor Solutions. An industry veteran with more than 30 years of investment experience, Rusty creates relevant market-and platform-related content that supports deeper, more engaging conversations with advisors and investors, educating key internal and external audiences on Orion Portfolio Solutions’ strategies and resources to help deliver favorable investor outcomes, and helps identify new investment offerings to meet growing marketplace demand. Rusty is a host of Orion’s The Weighing Machine podcast and authored the book “Higher Calling: A Guide to Helping Investors Achieve Their Goals. Prior to Orion’s acquisition of Brinker Capital in 2020, Rusty was the Chief Investment Officer for Orion Advisor Solutions and prior to that was the President and Chief Investment Officer of CLS Investments. standard deviations podcast, investment committees, mutual fund, institutional investing, crypto, behavioral finance, goals based investing, cognitive biases, investing 101, investment philosophy, behavioral investor, befi, psychology of finance, psychology of investing, the behavioral investor, orion advisor solutions, the weighing machine, values based investing, etfs, behavioral bias, standard deviations, mutual funds, cognitive bias, investing, portfolio manager, investment committee, investing philosophy, investment, how to invest false full 243 113d505a-c82a-480e-9471-19fab679e532 Ben Nemtin (Live at Ascent in Orlando, FL) Tune in to hear:

- Ben had a crippling bout of anxiety and depression in college that effectively made him a shut-in at his parent’s house. What did he realize was at the root of these problems and what did he do next?

- How did Ben’s two week “bucket list” roadtrip with friends transition into a decade plus long mission?

- Ben’s project, The Buried Life, is also about helping other people realize their dreams too. Along this path, what are some of the coolest things he has helped to bring about in others’ lives?

- What types of bucket list items did Ben find that seemed to really sate people’s desires for deep meaning and fulfillment? Also, were there some things that didn’t satisfy people as much as he expected?

- Ben has nearly completed his first 100 bucket list items - what remains to be done and how does he think it will feel when he finally completes it?

https://www.instagram.com/bennemtin

https://www.bennemtin.com

Compliance Code: 0710-OAS-3/9/2023

]]> Thu, 30 Mar 2023 04:00:00 +0000 danielcrosby@gmail.com (Ben Nemtin, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- Ben had a crippling bout of anxiety and depression in college that effectively made him a shut-in at his parent’s house. What did he realize was at the root of these problems and what did he do next?

- How did Ben’s two week “bucket list” roadtrip with friends transition into a decade plus long mission?

- Ben’s project, The Buried Life, is also about helping other people realize their dreams too. Along this path, what are some of the coolest things he has helped to bring about in others’ lives?

- What types of bucket list items did Ben find that seemed to really sate people’s desires for deep meaning and fulfillment? Also, were there some things that didn’t satisfy people as much as he expected?

- Ben has nearly completed his first 100 bucket list items - what remains to be done and how does he think it will feel when he finally completes it?

https://www.instagram.com/bennemtin

https://www.bennemtin.com

Compliance Code: 0710-OAS-3/9/2023

]]> Ben Nemtin (Live at Ascent in Orlando, FL) Ben Nemtin, Dr. Daniel Crosby 00:19:15 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Ben Nemtin. Ben Nemtin is the #1 New York Times bestselling author of What Do You Want to Do Before You Die? and a star of MTV's highest rated show ever on iTunes and Amazon called The Buried Life. As the co-founder of The Buried Life movement, Ben's message of radical possibility has been featured on The Today Show, The Oprah Winfrey Show, CNN, FOX, and NBC News. President Obama called Ben and The Buried Life "inspiration for a new generation" and Oprah declared their mission "truly inspiring." An acclaimed keynote speaker, Ben has headlined business conferences and Fortune 100 leadership teams around the world, garnering standing ovations from AIG, Anthem, Amazon, FedEx, Harvard, Microsoft, Verizon, and more. Ben is recognized as one of the World's Best Motivational Speakers as well as World's Top Organizational Culture Thought Leaders by Global Gurus (2019, 2020). In his first year of university, Ben was unexpectedly hit with a depression that forced him to drop out. In an attempt to feel more alive, he created the world's greatest bucket list with his three best friends. They borrowed a rickety old RV and crisscrossed North America, achieving the unthinkable. And most importantly, every time they accomplished a dream, they helped a complete stranger cross something off their bucket list. From playing basketball with President Obama to having a beer with Prince Harry, from reuniting a father and son after seventeen years to surprising a young girl with a much-needed bionic arm--Ben's bucket list quest has inspired millions to thrive personally and professionally. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Ben Nemtin. Ben Nemtin is the #1 New York Times bestselling author of What Do You Want to Do Before You Die? and a star of MTV's highest rated show ever on iTunes and Amazon called The Buried Life. As the co-founder of The Buried Life movement, Ben's message of radical possibility has been featured on The Today Show, The Oprah Winfrey Show, CNN, FOX, and NBC News. President Obama called Ben and The Buried Life "inspiration for a new generation" and Oprah declared their mission "truly inspiring." An acclaimed keynote speaker, Ben has headlined business conferences and Fortune 100 leadership teams around the world, garnering standing ovations from AIG, Anthem, Amazon, FedEx, Harvard, Microsoft, Verizon, and more. Ben is recognized as one of the World's Best Motivational Speakers as well as World's Top Organizational Culture Thought Leaders by Global Gurus (2019, 2020). In his first year of university, Ben was unexpectedly hit with a depression that forced him to drop out. In an attempt to feel more alive, he created the world's greatest bucket list with his three best friends. They borrowed a rickety old RV and crisscrossed North America, achieving the unthinkable. And most importantly, every time they accomplished a dream, they helped a complete stranger cross something off their bucket list. From playing basketball with President Obama to having a beer with Prince Harry, from reuniting a father and son after seventeen years to surprising a young girl with a much-needed bionic arm--Ben's bucket list quest has inspired millions to thrive personally and professionally. standard deviations podcast, life coach, ben nemtin, bucket list journal, oprah, dr. daniel crosby, top five regrets of the dying, regrets of the dying, depression, finance, investing 101, dreams, accountability partner, motivational speaker, the buried life, self help, dreaming, finance podcast, standard deviations, buried life, investing, self help book, bucket list, anxiety, accountability buddy, how to invest false full 242 84db98e1-4af8-4750-9301-de48b937dda1 Brian McLaughlin (Live at Ascent in Orlando, FL) Tune in to hear:

- How does Brian McLaughlin’s entrepreneurial journey fit into the mold of Campbell’s Hero’s Journey?

- What was Brian’s “call to adventure,” or his impetus for creating Redtail, and how did he take this leap?

- Is this “call to adventure” for entrepreneurs, writ large, often about coming up with a practical solution to a particular problem they are facing?

- What needs to be in place before an entrepreneur takes a leap and who should or shouldn’t go into business for themselves? How should people decide whether to accept or refuse a call to adventure?

- Who were some of the mentors Brian McLaughlin found along the way and what role did they fill? 

- Did Brian have mentors who gave him support and advocated for him, as well as those who were critical of him when he fell short and gave him tough love?

- How did Brian get the courage to surround himself with people who would call him out on any nonsense?

- At what point in the Redtail journey was he most scared and how did this ordeal shape and mold both Brian and his business?

- What has been the overall impact of his newfound financial abundance and how is he thinking through it so he can enjoy the best parts of this windfall while avoiding the worst parts?

- What leadership lessons is Brian bringing to Orion and how does he keep his entrepreneurial drive alive in a much larger organization like this?

Compliance Code: 0709-OAS-3/9/2023

https://twitter.com/redtailtech

]]> Thu, 23 Mar 2023 04:00:00 +0000 danielcrosby@gmail.com (Brian McLaughlin, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- How does Brian McLaughlin’s entrepreneurial journey fit into the mold of Campbell’s Hero’s Journey?

- What was Brian’s “call to adventure,” or his impetus for creating Redtail, and how did he take this leap?

- Is this “call to adventure” for entrepreneurs, writ large, often about coming up with a practical solution to a particular problem they are facing?

- What needs to be in place before an entrepreneur takes a leap and who should or shouldn’t go into business for themselves? How should people decide whether to accept or refuse a call to adventure?

- Who were some of the mentors Brian McLaughlin found along the way and what role did they fill? 

- Did Brian have mentors who gave him support and advocated for him, as well as those who were critical of him when he fell short and gave him tough love?

- How did Brian get the courage to surround himself with people who would call him out on any nonsense?

- At what point in the Redtail journey was he most scared and how did this ordeal shape and mold both Brian and his business?

- What has been the overall impact of his newfound financial abundance and how is he thinking through it so he can enjoy the best parts of this windfall while avoiding the worst parts?

- What leadership lessons is Brian bringing to Orion and how does he keep his entrepreneurial drive alive in a much larger organization like this?

Compliance Code: 0709-OAS-3/9/2023

https://twitter.com/redtailtech

]]> Brian McLaughlin (Live at Ascent in Orlando, FL) Brian McLaughlin, Dr. Daniel Crosby 00:33:08 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Brian McLaughlin. Brian McLaughlin is President, Orion Advisor Tech. Prior to Orion’s acquisition in June 2022, Brian was the CEO and Co-Founder of Redtail Technology where he worked closely with advisors, broker-dealers, and industry partners for nearly two decades. Through innovation and cooperation, Brian’s touchstone has always been to make the industry a better place for those who depend upon it. He is passionate about the CRM-driven solutions Redtail Technology provides to the financial services community and enjoys getting his hands dirty in the pursuit of continuous innovation. In addition to his behind-the-scenes work on Redtail product development, Brian is also highly respected in the industry at large, as evidenced by his many appearances as an individual speaker or panelist at industry events and through his frequent contributions to publications such as Financial Planning, InvestmentNews, and ThinkAdvisor. When he’s not focused on fintech, Brian loves spending time with his family, all things aviation, Oregon Ducks football, and Legos. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Brian McLaughlin. Brian McLaughlin is President, Orion Advisor Tech. Prior to Orion’s acquisition in June 2022, Brian was the CEO and Co-Founder of Redtail Technology where he worked closely with advisors, broker-dealers, and industry partners for nearly two decades. Through innovation and cooperation, Brian’s touchstone has always been to make the industry a better place for those who depend upon it. He is passionate about the CRM-driven solutions Redtail Technology provides to the financial services community and enjoys getting his hands dirty in the pursuit of continuous innovation. In addition to his behind-the-scenes work on Redtail product development, Brian is also highly respected in the industry at large, as evidenced by his many appearances as an individual speaker or panelist at industry events and through his frequent contributions to publications such as Financial Planning, InvestmentNews, and ThinkAdvisor. When he’s not focused on fintech, Brian loves spending time with his family, all things aviation, Oregon Ducks football, and Legos. working for your self, standard deviations podcast, investment podcast, entrepreneurs, fintech, dr. daniel crosby, orion, behavioral finance, selling a company, how to grow a business, building a company, investing podcast, how to start a business, campbell's hero's journey, how to build a business, befi, redtail, finance podcast, orion advisor solutions, the hero's journey, hero's journey, orion wealth tech, standard deviations, entrepreneurial, financial advisor, tips for entrepreneurs, windfall, entrepreneur, fintwit, investing, entrepreneurship, brian mclaughlin, investment, working for yourself false full 241 c2b4179f-5153-4462-8cf0-b12ce9408060 Dr. Emily Koochel - How this Fresh Perspective on Financial Psychology Can Transform Your Money Habits Tune in to hear:

- How does Dr. Koochel define financial wellness, how did she arrive at this definition and what practical difference does this make in her work?

- What are three actionable steps advisors can take to incorporate financial wellness into their planning conversations?

- How can advisors point out inconsistencies between someone’s professed values and their actions while remaining empathetic and thoughtful about how they communicate this? 

- What is the role of financial psychology in meeting the demand for personalization and what do some of these solutions look like?

- What are some of the road blocks to implementing financial psychology in practice?

- Some people just want an old school advisor who is a subject matter expert and who simply allocates their assets effectively. What does personalization look like for this client and do we have a duty to sell them on the BeFi side of things?

- Should BeFi approaches be embedded in one’s advisory practice in a subtle way or should firms advertise this feature directly?

- How can financial advisors better serve their clients during big life transitions beyond simply reaching a numeric investment goal?

https://www.linkedin.com/in/emilykoochel

Compliance Code: 0409-OAS-2/10/2023

Copy: 0356-OAS-2/7/2023

]]> Thu, 16 Mar 2023 04:00:00 +0000 danielcrosby@gmail.com (Dr. Emily Koochel, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- How does Dr. Koochel define financial wellness, how did she arrive at this definition and what practical difference does this make in her work?

- What are three actionable steps advisors can take to incorporate financial wellness into their planning conversations?

- How can advisors point out inconsistencies between someone’s professed values and their actions while remaining empathetic and thoughtful about how they communicate this? 

- What is the role of financial psychology in meeting the demand for personalization and what do some of these solutions look like?

- What are some of the road blocks to implementing financial psychology in practice?

- Some people just want an old school advisor who is a subject matter expert and who simply allocates their assets effectively. What does personalization look like for this client and do we have a duty to sell them on the BeFi side of things?

- Should BeFi approaches be embedded in one’s advisory practice in a subtle way or should firms advertise this feature directly?

- How can financial advisors better serve their clients during big life transitions beyond simply reaching a numeric investment goal?

https://www.linkedin.com/in/emilykoochel

Compliance Code: 0409-OAS-2/10/2023

Copy: 0356-OAS-2/7/2023

]]> Dr. Emily Koochel - How this Fresh Perspective on Financial Psychology Can Transform Your Money Habits Dr. Emily Koochel, Dr. Daniel Crosby 00:45:06 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Dr. Emily Koochel. Dr. Emily Koochel is an experienced financial professional, academic and researcher. She currently serves as a leader for eMoney Advisor's Financial Education and Wellness initiatives in her role as the Senior Financial Planning Education Consultant. Dr. Koochel's PhD in Applied Family Science and Master's in Financial Planning provide a multidisciplinary lens to inform her work where she focuses on understanding the effect of financial behaviors and financial decision making on personal and financial wellness. She serves as a subject matter expert in the field, reviewing and authoring peer-reviewed journal articles, book chapters and contributing to public scholarship. Most notably, she served as co-author for the CFP Board's book - The Psychology of Financial Planning - and was awarded 2020 Outstanding Research Journal Article of the Year by the Association for Financial Counseling and Planning Education. She holds the Certified Financial Therapist designation and is an Accredited Financial Counselor. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Dr. Emily Koochel. Dr. Emily Koochel is an experienced financial professional, academic and researcher. She currently serves as a leader for eMoney Advisor's Financial Education and Wellness initiatives in her role as the Senior Financial Planning Education Consultant. Dr. Koochel's PhD in Applied Family Science and Master's in Financial Planning provide a multidisciplinary lens to inform her work where she focuses on understanding the effect of financial behaviors and financial decision making on personal and financial wellness. She serves as a subject matter expert in the field, reviewing and authoring peer-reviewed journal articles, book chapters and contributing to public scholarship. Most notably, she served as co-author for the CFP Board's book - The Psychology of Financial Planning - and was awarded 2020 Outstanding Research Journal Article of the Year by the Association for Financial Counseling and Planning Education. She holds the Certified Financial Therapist designation and is an Accredited Financial Counselor. standard deviations podcast, personalization, wellness, retirement psychology, dr. emily koochel, financial psychology, stocks, dr. daniel crosby, the stock market, behavioral finance, retiring early, investing 101, financial wellbeing, financial counselor, behavioral investing, financial psych, befi, values based investing, etfs, standard deviations, financial advisor, investing, how to retire, retiring well, financial wellness, how to invest, wellbeing, financial therapy, retirement false full 240 0b7e83e7-c4f9-4ec2-bad1-694d34caf9cb Eben Burr - The Role of Risk Management in Fostering Peace and Sustainable Growth Tune in to hear:

- Why did Eben’s company Toews create the holiday “ National Investment Risk Management Day?”

- What are some of Eben’s candidates for the worst investment ideas of the year?

- How can we be open to innovation and progress without becoming too easy to fool?

- For folks who did “everything right” last year, they still had a really tough year - how can we convince people to engage in prudent risk management behaviors when you are still going to take a hit sometimes regardless of doing the right thing? 

- How can investors be thoughtful about managing risk once they have the basics of a diversified portfolio covered?

- Toews has a yearly survey that compares advisor and end investor perceptions across a couple market realities - where are they finding that advisors and clients seeing eye to eye and where do they see things differently?

- What would Eben council advisors do differently based on the findings of the above study?

https://toewscorp.com

https://biicoaching.com

Compliance Code: 0363-OAS-2/8/2023

Copy: 0356-OAS-2/7/2023

]]> Thu, 9 Mar 2023 05:00:00 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby, Eben Burr) https://www.standarddeviationspod.com/ Tune in to hear:

- Why did Eben’s company Toews create the holiday “ National Investment Risk Management Day?”

- What are some of Eben’s candidates for the worst investment ideas of the year?

- How can we be open to innovation and progress without becoming too easy to fool?

- For folks who did “everything right” last year, they still had a really tough year - how can we convince people to engage in prudent risk management behaviors when you are still going to take a hit sometimes regardless of doing the right thing? 

- How can investors be thoughtful about managing risk once they have the basics of a diversified portfolio covered?

- Toews has a yearly survey that compares advisor and end investor perceptions across a couple market realities - where are they finding that advisors and clients seeing eye to eye and where do they see things differently?

- What would Eben council advisors do differently based on the findings of the above study?

https://toewscorp.com

https://biicoaching.com

Compliance Code: 0363-OAS-2/8/2023

Copy: 0356-OAS-2/7/2023

]]> Eben Burr - The Role of Risk Management in Fostering Peace and Sustainable Growth Dr. Daniel Crosby, Eben Burr 00:57:58 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Eben Burr. Eben Burr is the President of Toews where he helps oversee the culture and direction of the firm which specializes in creating strategies designed with the clients financial and emotional wellbeing in mind. Eben has worked in various capacities at Toews since 2009 and before that in real estate in New York City. Eben advocates bringing behavioral psychology, introspection, and empathy into portfolio construction, planning, and communication. He has a BA in history, studied architecture in Paris, has a master’s degree from Pratt in New York and now lives in Manhattan with his wife, son and lots of guitars. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Eben Burr. Eben Burr is the President of Toews where he helps oversee the culture and direction of the firm which specializes in creating strategies designed with the clients financial and emotional wellbeing in mind. Eben has worked in various capacities at Toews since 2009 and before that in real estate in New York City. Eben advocates bringing behavioral psychology, introspection, and empathy into portfolio construction, planning, and communication. He has a BA in history, studied architecture in Paris, has a master’s degree from Pratt in New York and now lives in Manhattan with his wife, son and lots of guitars. bear market, national risk management day, fintech, dr. daniel crosby, crypto, behavioral finance, risk averse, bad investment, end investor, eben burr, risk aversion, risk management, behavioral investing, national investment risk management day, befi, managing risk, the behavioral investor, toews corp, fintwit, behavioral investing institute, nfts, daniel crosby, toews, risk assessment questionnaire false full 239 7e035cbd-6d96-4168-a0fe-6b8023fe8675 Dr. Sam Sivarajan - Ancient Wisdom and Modern Behavioral Science: Bridging the Gap for Personal Growth Tune in to hear:

- In his new book, why did Dr. Sivarajan feel that a story was the best means to convey behavioral and philosophical truths?

- What steps can we take to ensure we are “climbing the right ladder” and why do we often get this so wrong?

- If we find ourselves pursuing the wrong goals and being motivated by the wrong things how can we start fresh?

- What is the story of Ferrari vs. Lamborghini for those who don’t know and how does Dr. Sivarajan relate this to mimetic desire and mimetic competition?

- In a particularly bad year, how do we encourage our clients to embrace the idea that markets, and life more generally, are just this way sometimes and there’s not much we can do about it?

- What interesting takeaways did Dr. Sivarajan find in his research on risk tolerance questionnaires?

Compliance Code: 0355-OAS-2/7/2023

Copy: 0356-OAS-2/7/2023

https://www.linkedin.com/in/samsivarajan

https://www.samsivarajan.com

]]> Thu, 2 Mar 2023 05:00:00 +0000 danielcrosby@gmail.com (Dr. Sam Sivarajan, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- In his new book, why did Dr. Sivarajan feel that a story was the best means to convey behavioral and philosophical truths?

- What steps can we take to ensure we are “climbing the right ladder” and why do we often get this so wrong?

- If we find ourselves pursuing the wrong goals and being motivated by the wrong things how can we start fresh?

- What is the story of Ferrari vs. Lamborghini for those who don’t know and how does Dr. Sivarajan relate this to mimetic desire and mimetic competition?

- In a particularly bad year, how do we encourage our clients to embrace the idea that markets, and life more generally, are just this way sometimes and there’s not much we can do about it?

- What interesting takeaways did Dr. Sivarajan find in his research on risk tolerance questionnaires?

Compliance Code: 0355-OAS-2/7/2023

Copy: 0356-OAS-2/7/2023

https://www.linkedin.com/in/samsivarajan

https://www.samsivarajan.com

]]> Dr. Sam Sivarajan - Ancient Wisdom and Modern Behavioral Science: Bridging the Gap for Personal Growth Dr. Sam Sivarajan, Dr. Daniel Crosby 00:44:17 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Sam Sivarajan. Sam Sivarajan is a best-selling author and senior financial services executive and leader. He has spent over 25 years advising investors on achieving their investment goals, advising companies and business leaders on achieving their strategic objectives, and leading teams to personal and professional success. By weaving his academic and practical background in law, finance, strategy, and leadership, Sam helps his clients make better decisions to achieve better outcomes. As a writer, he writes narrative non-fiction to help readers make better decisions. His bestselling book, Making Your Money Work: The Secrets to Financial Health, gives people actionable tips and tools to make better financial choices and achieve financial health. His upcoming book, Uphill: How to Apply Ancient Wisdom and Modern Science to Life's Choices and Challenges, provides actionable insights for everyone to deal with life's inevitable setbacks and make better choices – in investing, in building and growing businesses, in leading teams, and in their personal lives. Sam has written articles in several academic and mainstream publications and has been a guest on broadcast media. He believes that science, philosophy, and experience are important to make better decisions that lead to better outcomes. Away from his desk, Sam loves adventure and new challenges. Some memorable experiences include summiting Kilimanjaro and Gran Paradiso in the Italian Alps, trekking the Himalayas and the Andes, cycling 1400 km from London to Monaco, and setting a personal best at the Boston Marathon. For some of these, he looks for guides to help him make better choices that lead to better outcomes. Closer to home, you can often find him reading or enjoying a good meal or a glass of wine with friends and family. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Sam Sivarajan. Sam Sivarajan is a best-selling author and senior financial services executive and leader. He has spent over 25 years advising investors on achieving their investment goals, advising companies and business leaders on achieving their strategic objectives, and leading teams to personal and professional success. By weaving his academic and practical background in law, finance, strategy, and leadership, Sam helps his clients make better decisions to achieve better outcomes. As a writer, he writes narrative non-fiction to help readers make better decisions. His bestselling book, Making Your Money Work: The Secrets to Financial Health, gives people actionable tips and tools to make better financial choices and achieve financial health. His upcoming book, Uphill: How to Apply Ancient Wisdom and Modern Science to Life's Choices and Challenges, provides actionable insights for everyone to deal with life's inevitable setbacks and make better choices – in investing, in building and growing businesses, in leading teams, and in their personal lives. Sam has written articles in several academic and mainstream publications and has been a guest on broadcast media. He believes that science, philosophy, and experience are important to make better decisions that lead to better outcomes. Away from his desk, Sam loves adventure and new challenges. Some memorable experiences include summiting Kilimanjaro and Gran Paradiso in the Italian Alps, trekking the Himalayas and the Andes, cycling 1400 km from London to Monaco, and setting a personal best at the Boston Marathon. For some of these, he looks for guides to help him make better choices that lead to better outcomes. Closer to home, you can often find him reading or enjoying a good meal or a glass of wine with friends and family. investment podcast, existentialism, mirror neurons, stoicism, dr. daniel crosby, philosophical, nietzsche, the stock market, existential theory, philosopher, dr. sam sivarajan, finance, investing 101, existential philosophy, kierkegaard, stoic, finance podcast, sartre, existential questions, existential boundary experiance, fiction, existential, investing, philosophy, stock market, stoic philosophy, psychology false full 238 18ff53ad-dea3-48f4-ab7c-9a62eca3212f Rachel Robasciotti - Investing for Social Justice: Transforming Your Portfolio for a Better Future Tune in to hear:

- What is Rachel’s origin story and what led her down a path that bridges social justice and finance?

- What is redlining and why will climate change  disproportionately effect already marginalized groups?

- Why did Rachel feel like finance was the best tool at her disposal for approaching social justice issues?

- Rachel gets her investment data directly from the communities that are most impacted by the issues she is fighting for. How does she get this data, how does it differ from more traditional data sources and how does it augment her company's investment process?

- When Rachel was striving to get rid of forced arbitration clauses how did she go about this? Was it through divesting, voting shares, advocacy or some other means?

- How are social injustices potential investment risks and how might a social justice oriented portfolio outperform a more broadly focused portfolio?

- What kind of research does Rachel’s company do on fundamentals to ensure these companies are sound financially in addition to ethically?

- In recent years there have been some pretty vitriolic attacks on ESG - which of these critiques are fair in Rachel’s mind and how can a client reliably distinguish a “real” ESG product from one that is just a marketing ploy?

- Does investing in line with your personal values offer any measurable benefit to your investing behaviors?

Compliance Code: 0431-OAS-2/13/2023

Copy: 0356-OAS-2/7/2023

https://adasina.com

]]> Thu, 23 Feb 2023 05:00:00 +0000 danielcrosby@gmail.com (Rachel Robasciotti, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- What is Rachel’s origin story and what led her down a path that bridges social justice and finance?

- What is redlining and why will climate change  disproportionately effect already marginalized groups?

- Why did Rachel feel like finance was the best tool at her disposal for approaching social justice issues?

- Rachel gets her investment data directly from the communities that are most impacted by the issues she is fighting for. How does she get this data, how does it differ from more traditional data sources and how does it augment her company's investment process?

- When Rachel was striving to get rid of forced arbitration clauses how did she go about this? Was it through divesting, voting shares, advocacy or some other means?

- How are social injustices potential investment risks and how might a social justice oriented portfolio outperform a more broadly focused portfolio?

- What kind of research does Rachel’s company do on fundamentals to ensure these companies are sound financially in addition to ethically?

- In recent years there have been some pretty vitriolic attacks on ESG - which of these critiques are fair in Rachel’s mind and how can a client reliably distinguish a “real” ESG product from one that is just a marketing ploy?

- Does investing in line with your personal values offer any measurable benefit to your investing behaviors?

Compliance Code: 0431-OAS-2/13/2023

Copy: 0356-OAS-2/7/2023

https://adasina.com

]]> Rachel Robasciotti - Investing for Social Justice: Transforming Your Portfolio for a Better Future Rachel Robasciotti, Dr. Daniel Crosby 00:42:25 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Rachel Robasciotti. Rachel J. Robasciotti is the Founder and CEO of Adasina Social Capital, an investment and financial activism firm serving as a critical bridge between financial markets and social justice movements. Rachel’s passion for social justice investing is rooted in her background as a Black, queer woman and growing up in a community that struggled for safety and financial security within a rural town that was largely segregated. Rachel graduated from high school at age 15 and attended the University of California, Berkeley, where she studied economics. After working at larger firms, at age 25 she founded a financial services firm dedicated to supporting the well-being of people and the planet. There, Rachel launched the firm’s social justice investing strategy, which would later become Adasina Social Capital. This strategy positioned her as a leader in the financial industry for integrating issues of racial, gender, economic, and climate justice into investment portfolios. Among her many contributions, Rachel has been called upon to testify before the United States Senate regarding the state of financial markets. Rachel is regularly featured in the media, including The New York Times, Bloomberg, CNBC, Forbes, and Financial Planning Magazine. In addition, she is a co-creator of the Due Diligence 2.0 Commitment, an effort to transform the investment industry and increase the flow of capital to Black, Indigenous, and people of color asset managers. For her work, Rachel was recognized as one of the ThinkAdvisor LUMINARIES in Asset Management and named to the Root 100 List of the most influential African Americans. In addition to her work at Adasina, Rachel serves as Treasurer of the Board of Directors for Resource Generation, Board Member for One Fair Wage, and advises the Indigenous Women’s Investment Fund for Native Women Lead. Previously, she served on the Board of Directors for the Horizons Foundation, the Foundation to End Sexual Violence, and the National Center for Lesbian Rights. Prior to founding the firm, she obtained her Series 7 (General Securities Representative Examination) and Series 66 (Uniform Combined State Law Examination) licenses. Rachel is a self-identified math nerd, natural medicine enthusiast, and passionate community activist. When she’s not promoting social justice or creating spreadsheets, she can be found cooking nutrient-dense food or meditating with her partner in her sunny apartment in San Francisco. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Rachel Robasciotti. Rachel J. Robasciotti is the Founder and CEO of Adasina Social Capital, an investment and financial activism firm serving as a critical bridge between financial markets and social justice movements. Rachel’s passion for social justice investing is rooted in her background as a Black, queer woman and growing up in a community that struggled for safety and financial security within a rural town that was largely segregated. Rachel graduated from high school at age 15 and attended the University of California, Berkeley, where she studied economics. After working at larger firms, at age 25 she founded a financial services firm dedicated to supporting the well-being of people and the planet. There, Rachel launched the firm’s social justice investing strategy, which would later become Adasina Social Capital. This strategy positioned her as a leader in the financial industry for integrating issues of racial, gender, economic, and climate justice into investment portfolios. Among her many contributions, Rachel has been called upon to testify before the United States Senate regarding the state of financial markets. Rachel is regularly featured in the media, including The New York Times, Bloomberg, CNBC, Forbes, and Financial Planning Magazine. In addition, she is a co-creator of the Due Diligence 2.0 Commitment, an effort to transform the investment industry and increase the flow of capital to Black, Indigenous, and people of color asset managers. For her work, Rachel was recognized as one of the ThinkAdvisor LUMINARIES in Asset Management and named to the Root 100 List of the most influential African Americans. In addition to her work at Adasina, Rachel serves as Treasurer of the Board of Directors for Resource Generation, Board Member for One Fair Wage, and advises the Indigenous Women’s Investment Fund for Native Women Lead. Previously, she served on the Board of Directors for the Horizons Foundation, the Foundation to End Sexual Violence, and the National Center for Lesbian Rights. Prior to founding the firm, she obtained her Series 7 (General Securities Representative Examination) and Series 66 (Uniform Combined State Law Examination) licenses. Rachel is a self-identified math nerd, natural medicine enthusiast, and passionate community activist. When she’s not promoting social justice or creating spreadsheets, she can be found cooking nutrient-dense food or meditating with her partner in her sunny apartment in San Francisco. social injustice, esg funds, standard deviations podcast, psychology podcast, voting shares, social justice, me too movement, divesting, marginalized groups, forced arbitration, fintech, the stock market, behavioral finance, activism, finance, financial activism, investing 101, investing podcast, capital market, etf, racial justice, prison industrial complex, befi, finance podcast, values based investing, rachel robasciotti, esg etf, esg, black lives matter, standard deviations, the stock market 101, fintwit, gender issues, me too, adasina, mass incarceration, investment, first nations, first peoples, gender equality, daniel crosby, how to invest false full 237 c1adf37b-ecfa-4154-a822-c8e305fc073f Adam Holt - Navigating WealthTech's Future: The Role of Advice and Client Engagement in Financial Growth Tune in to hear:

- How did Adam move from the financial planning sphere into being a software entrepreneur? Did he see a gap that he thought needed to be filled?

- What is Adam’s company Asset Map and how do they create a visual blueprint of someone’s holdings?

- What has he observed, from a behavioral perspective, about the advantages of having something simple and visual?

- What do people underestimate about the difficulty of becoming a FinTech CEO?

- Financial planning is only getting adopted by roughly 40% of firms. What would account for this and why are so many clients and households being underserved?

- Has financial planning been hijacked into simply being a sales carrot or is it still often more than that?

- How can technology and human advisors best work together for the client’s benefit?

Compliance Code: 0115-OAS-1/17/2023

Copy: 0356-OAS-2/7/2023

https://www.asset-map.com

https://www.linkedin.com/in/hadamholt

]]> Thu, 16 Feb 2023 05:00:00 +0000 danielcrosby@gmail.com (Adam Holt, Dr. Daniel) https://www.standarddeviationspod.com/ Tune in to hear:

- How did Adam move from the financial planning sphere into being a software entrepreneur? Did he see a gap that he thought needed to be filled?

- What is Adam’s company Asset Map and how do they create a visual blueprint of someone’s holdings?

- What has he observed, from a behavioral perspective, about the advantages of having something simple and visual?

- What do people underestimate about the difficulty of becoming a FinTech CEO?

- Financial planning is only getting adopted by roughly 40% of firms. What would account for this and why are so many clients and households being underserved?

- Has financial planning been hijacked into simply being a sales carrot or is it still often more than that?

- How can technology and human advisors best work together for the client’s benefit?

Compliance Code: 0115-OAS-1/17/2023

Copy: 0356-OAS-2/7/2023

https://www.asset-map.com

https://www.linkedin.com/in/hadamholt

]]> Adam Holt - Navigating WealthTech's Future: The Role of Advice and Client Engagement in Financial Growth Adam Holt, Dr. Daniel 00:35:56 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Adam Holt. Adam Holt is the CEO & Founder at Asset-Map Holdings, Co-host of Rethink the Financial Advisor Podcast, International Keynote Speaker and a "Recovering" Financial Advisor. Years ago, Adam was a financial planner frustrated by financial planning. The long, research-packed reports he prepared for client meetings didn’t seem to engage clients or provide clarity. Adam realized that to better serve clients, he needed to help them focus on what matters most—making good financial decisions so they could reach their goals. From that realization, Asset-Map was born. Created first as a tool used by Adam and his staff, his wealth planning business became Asset-Map’s first success story as he used it to grow revenue by 300%, three years in a row while achieving nearly $1 billion in AUM in under a decade. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Adam Holt. Adam Holt is the CEO & Founder at Asset-Map Holdings, Co-host of Rethink the Financial Advisor Podcast, International Keynote Speaker and a "Recovering" Financial Advisor. Years ago, Adam was a financial planner frustrated by financial planning. The long, research-packed reports he prepared for client meetings didn’t seem to engage clients or provide clarity. Adam realized that to better serve clients, he needed to help them focus on what matters most—making good financial decisions so they could reach their goals. From that realization, Asset-Map was born. Created first as a tool used by Adam and his staff, his wealth planning business became Asset-Map’s first success story as he used it to grow revenue by 300%, three years in a row while achieving nearly $1 billion in AUM in under a decade. standard deviations podcast, investment podcast, openai, fintech, dr. daniel crosby, behavioral finance, ai, certified financial planner, assetmap, investing 101, investing podcast, dalle, capital markets, midjourney, befi, software entrepreneur, financial planning, cfp, standard deviations, financial planner, entrepreneur, stock market for dummies, financial technology, fintwit, cpa, fintech ceo, yahoo finance, daniel crosby, how to invest, finance 101 false full 236 0ce3c6df-31af-40e9-9b7e-b285bd18edb0 Dr. Tom Howard - The Role of Behavioral Finance in Modern Asset Management: A Comprehensive Guide Tune in to hear:

- Why does behavioral investing often get focused on less than other elements of behavioral finance?

- What role should pessimistic forecasts play, if any, in our financial decision making?

- What are some behavioral barometers that can give us meaningful insights into forward return suggestions? What clues does he think these are providing in this particular moment?

- If we do away with style boxes how will we differentiate appropriate style drift from just sloppy, undisciplined investing?

- What will it take for there to be a renaissance in active management and do certain market conditions better lend themselves to active vs. passive management?

- Tom suggests that behavior is the key to persistent alpha and that there’s a possibility for more active alpha persistence than was previous thought possible. What does his research around this show?

https://www.athenainvest.com

Compliance Code: 0126-OAS-1/17/2023

]]> Thu, 9 Feb 2023 05:00:00 +0000 danielcrosby@gmail.com (Dr. Tom Howard, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- Why does behavioral investing often get focused on less than other elements of behavioral finance?

- What role should pessimistic forecasts play, if any, in our financial decision making?

- What are some behavioral barometers that can give us meaningful insights into forward return suggestions? What clues does he think these are providing in this particular moment?

- If we do away with style boxes how will we differentiate appropriate style drift from just sloppy, undisciplined investing?

- What will it take for there to be a renaissance in active management and do certain market conditions better lend themselves to active vs. passive management?

- Tom suggests that behavior is the key to persistent alpha and that there’s a possibility for more active alpha persistence than was previous thought possible. What does his research around this show?

https://www.athenainvest.com

Compliance Code: 0126-OAS-1/17/2023

]]> Dr. Tom Howard - The Role of Behavioral Finance in Modern Asset Management: A Comprehensive Guide Dr. Tom Howard, Dr. Daniel Crosby 00:37:47 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Tom Howard. Dr. Howard oversees Athena’s ongoing research which has led to a number of patents, industry publications and conference presentations. Dr. Howard is a Professor Emeritus at the Reiman School of Finance, Daniels College of Business, University of Denver where he taught courses and published articles for over 30 years in the areas of investment management and international finance. Professor Howard’s thought leadership in Behavioral Portfolio Management has generated significant interest across the country with record downloads of his "Behavioral Portfolio Management" white paper and presentations at the Investment Management Consultants Association® (IMCA®) 2013 Annual Conference and Financial Advisor Magazine’s 4th Annual Innovative Alternatives Conference. Articles by Dr. Howard have been among the most widely read on sites such as AdvisorPerspectives.com, CFAInstitute.org and FAmag.com. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Tom Howard. Dr. Howard oversees Athena’s ongoing research which has led to a number of patents, industry publications and conference presentations. Dr. Howard is a Professor Emeritus at the Reiman School of Finance, Daniels College of Business, University of Denver where he taught courses and published articles for over 30 years in the areas of investment management and international finance. Professor Howard’s thought leadership in Behavioral Portfolio Management has generated significant interest across the country with record downloads of his "Behavioral Portfolio Management" white paper and presentations at the Investment Management Consultants Association® (IMCA®) 2013 Annual Conference and Financial Advisor Magazine’s 4th Annual Innovative Alternatives Conference. Articles by Dr. Howard have been among the most widely read on sites such as AdvisorPerspectives.com, CFAInstitute.org and FAmag.com. standard deviations podcast, management styles, behavioral barometers, passive management, fintech, active vs. passive, dr. daniel crosby, style boxes, persistant alpha, behavioral finance, investing styles, alpha persistance, dr. tom howard, the standard deviations podcast, style drift, befi, recession, alpha, behavioral alpha, fintwit, active management, market bubbles false full 235 a4c19916-681f-4b35-8237-3ccc14261f55 Jeff Bernier - The Money and Meaning Journey: How to Create a Life of Abundance and Purpose Tune in to hear:

- What led Jeff to sometimes act inauthentically in the past and what snapped him out of this?

- How does the client experience look different between those with an authentic, holistic advisor and those who have an advisor with a top producer type mindset?

- What does Jeff see as the most common impediment that’s keeping people from creating a meaningful money life?

- How do we get people to shift from a solipsistic approach to what Jeff describes as “other focused?” Considering this - should one’s advisor play a role in encouraging this shift within them?

- What role does hard work play in crafting a meaningful money journey? How can this element of wellness be sustained once one is retired?

- If someone who is listening doesn’t already have an advisor and they are looking to find one with a very holistic approach that goes beyond the meat and potatoes of their financial life, how should they go about vetting various advisors?

https://www.jeffbernierauthor.com

Compliance Code: 0108-OAS-1/17/2023

]]> Thu, 2 Feb 2023 05:00:00 +0000 danielcrosby@gmail.com (Jeff Bernier, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- What led Jeff to sometimes act inauthentically in the past and what snapped him out of this?

- How does the client experience look different between those with an authentic, holistic advisor and those who have an advisor with a top producer type mindset?

- What does Jeff see as the most common impediment that’s keeping people from creating a meaningful money life?

- How do we get people to shift from a solipsistic approach to what Jeff describes as “other focused?” Considering this - should one’s advisor play a role in encouraging this shift within them?

- What role does hard work play in crafting a meaningful money journey? How can this element of wellness be sustained once one is retired?

- If someone who is listening doesn’t already have an advisor and they are looking to find one with a very holistic approach that goes beyond the meat and potatoes of their financial life, how should they go about vetting various advisors?

https://www.jeffbernierauthor.com

Compliance Code: 0108-OAS-1/17/2023

]]> Jeff Bernier - The Money and Meaning Journey: How to Create a Life of Abundance and Purpose Jeff Bernier, Dr. Daniel Crosby 00:39:54 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Jeff Bernier. Jeff has been providing personalized financial advice to individuals and families since 1986. After starting his career with a large firm where he felt there were limited products and services available, he made the decision to form his registered investment advisory (RIA) firm, TandemGrowth Financial Advisors, LLC. This gave Jeff the freedom to offer the holistic, objective advice that he believes his clients need and deserve. Three decades later, he couldn’t be prouder of his team and the firm’s continued dedication to their clients and their financial planning. In addition, Jeff enjoys sharing his experiences as a frequent speaker and published author. He often covers tax planning strategies, retirement income distributions, and asset allocation for business executives, retirees, and long-term investors. Daily, Jeff oversees the firm’s investment research and portfolio management team and develops its overall investment strategy. He also works directly with clients, helping to evaluate their personal financial and life choices' opportunities, benefits, costs, and tradeoffs. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Jeff Bernier. Jeff has been providing personalized financial advice to individuals and families since 1986. After starting his career with a large firm where he felt there were limited products and services available, he made the decision to form his registered investment advisory (RIA) firm, TandemGrowth Financial Advisors, LLC. This gave Jeff the freedom to offer the holistic, objective advice that he believes his clients need and deserve. Three decades later, he couldn’t be prouder of his team and the firm’s continued dedication to their clients and their financial planning. In addition, Jeff enjoys sharing his experiences as a frequent speaker and published author. He often covers tax planning strategies, retirement income distributions, and asset allocation for business executives, retirees, and long-term investors. Daily, Jeff oversees the firm’s investment research and portfolio management team and develops its overall investment strategy. He also works directly with clients, helping to evaluate their personal financial and life choices' opportunities, benefits, costs, and tradeoffs. standard deviations podcast, meaning and money, jeff bernier, dr. daniel crosby, generosity, retiring, retiring early, charitable giving, investing 101, successful retirement, money, money and meaning, empathic investing, retire well, standard deviations, financial advisor, investing, philanthropy, how to retire, yahoo finance, preparing for retirement, financial wellness, financial therapy, retirement false full 234 3a397441-11bd-43c3-a280-8a116c1ffcaa Jamie Hopkins - Financial Planning for a Purpose-Driven Life: Strategies for Success Tune in to hear:

- Why is understanding our own money stories such a valuable principle? What is Jamie’s money story?

- Did Jamie’s dad’s career trajectory or unexpected death shift the way Jamie approached his own career?

- Is it pretty typical for people to full-heartedly accept or reject their family of origin’s money scripts/styles?

- Why do we frequently search for external answers, rather than our intrinsic value, on how to maximize our wealth?

- Does Jamie foresee a world where advisors take a more active role in talking about and monitoring health outcomes for their clients or does this seem unrealistic?

- What role does community play in helping people create a life of financial wellness? How can people be more intentional about creating community in a disconnected world?

https://twitter.com/RetirementRisks

https://www.jamiehopkins.com

Compliance Code: 0092-OAS-1/13/2023

]]> Thu, 26 Jan 2023 05:00:00 +0000 danielcrosby@gmail.com (Jamie Hopkins, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- Why is understanding our own money stories such a valuable principle? What is Jamie’s money story?

- Did Jamie’s dad’s career trajectory or unexpected death shift the way Jamie approached his own career?

- Is it pretty typical for people to full-heartedly accept or reject their family of origin’s money scripts/styles?

- Why do we frequently search for external answers, rather than our intrinsic value, on how to maximize our wealth?

- Does Jamie foresee a world where advisors take a more active role in talking about and monitoring health outcomes for their clients or does this seem unrealistic?

- What role does community play in helping people create a life of financial wellness? How can people be more intentional about creating community in a disconnected world?

https://twitter.com/RetirementRisks

https://www.jamiehopkins.com

Compliance Code: 0092-OAS-1/13/2023

]]> Jamie Hopkins - Financial Planning for a Purpose-Driven Life: Strategies for Success Jamie Hopkins, Dr. Daniel Crosby 00:49:57 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Jamie Hopkins. Jamie Hopkins is the Managing Partner of Wealth Solutions at Carson Group, a national wealth management firm that offers coaching and partnership to financial advisors. A nationally recognized writer, researcher and educator, Jamie is a regular contributor for Forbes, InvestmentNews and MarketWatch. He has been published in dozens of financial, educational and legal journals, and he’s the media’s go-to expert on retirement income planning and tax law. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Jamie Hopkins. Jamie Hopkins is the Managing Partner of Wealth Solutions at Carson Group, a national wealth management firm that offers coaching and partnership to financial advisors. A nationally recognized writer, researcher and educator, Jamie is a regular contributor for Forbes, InvestmentNews and MarketWatch. He has been published in dozens of financial, educational and legal journals, and he’s the media’s go-to expert on retirement income planning and tax law. money story, money stories, dr. daniel crosby, stock market 101, money scripts, investing 101, capital markets, jamie hopkins, money script, financial planning, community, financial planner, investing in capital markets, stock market, yahoo finance, retirement risks, financial wellness, how to invest, retirement risk, retirement false full 233 80d8646d-0e37-4f79-b305-0e877d170f8b Derek Hagen - Exploring the Role of Money in Creating a Meaningful Life Tune in to hear:

- What is the three part formula for meaning that Derek has proposed and how do these three aspects tend to shape a meaningful life?

- What is the role of money in getting these three parts to work in unison? Can money help our lives be more purposeful, coherent and significant?

- Why do we sometimes seem hardwired to pursue the “thin meaning” when the “thick meaning” is often accessible and a lot more conducive to our long-term happiness?

- How can an awareness of our own finitude help prompt better financial decision making?

- How can we introduce a practice of talking about end of life things in a country where these kinds of discussions are a bit frowned upon?

- How can we make the idea of our future self more practical, more real and more salient?

www.moneyhealth.blog

Compliance Code: 2255-OAS-11/21/2022

]]> Thu, 19 Jan 2023 05:00:00 +0000 danielcrosby@gmail.com (Derek Hagen, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- What is the three part formula for meaning that Derek has proposed and how do these three aspects tend to shape a meaningful life?

- What is the role of money in getting these three parts to work in unison? Can money help our lives be more purposeful, coherent and significant?

- Why do we sometimes seem hardwired to pursue the “thin meaning” when the “thick meaning” is often accessible and a lot more conducive to our long-term happiness?

- How can an awareness of our own finitude help prompt better financial decision making?

- How can we introduce a practice of talking about end of life things in a country where these kinds of discussions are a bit frowned upon?

- How can we make the idea of our future self more practical, more real and more salient?

www.moneyhealth.blog

Compliance Code: 2255-OAS-11/21/2022

]]> Derek Hagen - Exploring the Role of Money in Creating a Meaningful Life Derek Hagen, Dr. Daniel Crosby 00:46:54 This week on the Standard Deviations with Dr. Daniel Crosby, Dr. Crosby chats with Derek Hagen. Derek Hagen is the founder of Money Health Solutions®️, a financial therapy and life planning firm. Money Health Solutions helps clients live intentionally and mindfully, using money as a tool to support their ideal life. He facilitates financial health by helping clients understand their own money psychology, lowering financial stress, and increasing confidence in financial decisions. Derek also started Money Health Weekly, a personal finance blog and newsletter focusing on the psychology of money, using personal stories and simple drawings to help demystify money for readers. Derek has worked in financial services for over 18 years, including serving as Vice President of Investments and Planning for a prominent investment advisor, and Director of Wealth Management for a small wealth manager. He makes it his number one priority to simplify money matters, using plain English. He is professionally trained in financial psychology, financial behavior, financial planning, and behavioral finance. ​In his spare time, Derek enjoys playing squash, playing the ukulele, and all things outdoors, especially camping, hiking, running, and biking. This week on the Standard Deviations with Dr. Daniel Crosby, Dr. Crosby chats with Derek Hagen. Derek Hagen is the founder of Money Health Solutions®️, a financial therapy and life planning firm. Money Health Solutions helps clients live intentionally and mindfully, using money as a tool to support their ideal life. He facilitates financial health by helping clients understand their own money psychology, lowering financial stress, and increasing confidence in financial decisions. Derek also started Money Health Weekly, a personal finance blog and newsletter focusing on the psychology of money, using personal stories and simple drawings to help demystify money for readers. Derek has worked in financial services for over 18 years, including serving as Vice President of Investments and Planning for a prominent investment advisor, and Director of Wealth Management for a small wealth manager. He makes it his number one priority to simplify money matters, using plain English. He is professionally trained in financial psychology, financial behavior, financial planning, and behavioral finance. ​In his spare time, Derek enjoys playing squash, playing the ukulele, and all things outdoors, especially camping, hiking, running, and biking. standard deviations podcast, life goals, existentialism, thick meaning, succession planning, living a meaningful life, dr. daniel crosby, future self, end of life planning, future selves, investing 101, derek hagen, money and happiness, money can buy happiness, money can't buy happiness, happiness, man's search for meaning, orion advisor solutions, standard deviations, existential, thin meaning, daniel crosby, succession, how to invest, investing in the stock market, end of life, searching for meaning false full 232 d278d605-279c-4580-84c3-416087797637 Laura Larios - Master Your Mind, Master Your Money: The Nervous System’s Role in Financial Health Tune in to hear:

- Why do we take our autonomic nervous system for granted and why does it have such a profound effect on our ability to be successful communicators?

- What are the different hierarchical states of the nervous system and what role do each of these play in determining the stories we tell ourselves? 

- How would Laura’s work with a client look different than a CBT (Cognitive Behavioral Therapy) approach and why does she believe that nervous system work should come before one should attempt to change their mindset about something?

- Our physical health really underpins our mental health much of the time. When a client is going through a period of stress, and not physical dysfunction, what is a way to introduce “body first” messaging that won’t alienate that client?

- What practical tips does Laura have for the average advisor who is personally taking on a lot of the emotional weight of their client’s problems?

- How can financial professionals be better at providing context for their clients within Laura’s nervous system focused framework?

- Why does choice play such an important role in regulating the state of our nervous system?

- Laura believes that working with the nervous system directly can have profound effects on our financial decision making. Why is this the case?

https://lauralisalarios.com/deepen-masterclass

Compliance Code: 2346-OAS-12/5/2022

]]> Thu, 12 Jan 2023 05:00:00 +0000 danielcrosby@gmail.com (Laura Larios, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- Why do we take our autonomic nervous system for granted and why does it have such a profound effect on our ability to be successful communicators?

- What are the different hierarchical states of the nervous system and what role do each of these play in determining the stories we tell ourselves? 

- How would Laura’s work with a client look different than a CBT (Cognitive Behavioral Therapy) approach and why does she believe that nervous system work should come before one should attempt to change their mindset about something?

- Our physical health really underpins our mental health much of the time. When a client is going through a period of stress, and not physical dysfunction, what is a way to introduce “body first” messaging that won’t alienate that client?

- What practical tips does Laura have for the average advisor who is personally taking on a lot of the emotional weight of their client’s problems?

- How can financial professionals be better at providing context for their clients within Laura’s nervous system focused framework?

- Why does choice play such an important role in regulating the state of our nervous system?

- Laura believes that working with the nervous system directly can have profound effects on our financial decision making. Why is this the case?

https://lauralisalarios.com/deepen-masterclass

Compliance Code: 2346-OAS-12/5/2022

]]> Laura Larios - Master Your Mind, Master Your Money: The Nervous System’s Role in Financial Health Laura Larios, Dr. Daniel Crosby 00:47:21 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Laura Larios. Laura is the founder and CEO of a highly sought after consulting and coaching brand that delivers world class nervous system and adrenal support for high performing women in the corporate, network marketing, entrepreneurial, and coaching industries. Laura’s signature methodology combines a blend of nervous system stabilization, somatic practices, adrenal support and neuroscience that provides her high level clients with greater stress optimization and the ability to grow their brands sustainably. Laura is a coach and consultant for one of Silicon Valley’s top marketing companies and she has appeared as a guest expert inside several of the coaching industries top brands. Laura’s training is in Polyvagal Theory, Somatic Experiencing, Trauma, and Neuroscience. Laura resides in San Francisco, CA with her husband who is from Madrid, Spain and she has a passion for travel, fashion, music, neuroscience, and old films. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Laura Larios. Laura is the founder and CEO of a highly sought after consulting and coaching brand that delivers world class nervous system and adrenal support for high performing women in the corporate, network marketing, entrepreneurial, and coaching industries. Laura’s signature methodology combines a blend of nervous system stabilization, somatic practices, adrenal support and neuroscience that provides her high level clients with greater stress optimization and the ability to grow their brands sustainably. Laura is a coach and consultant for one of Silicon Valley’s top marketing companies and she has appeared as a guest expert inside several of the coaching industries top brands. Laura’s training is in Polyvagal Theory, Somatic Experiencing, Trauma, and Neuroscience. Laura resides in San Francisco, CA with her husband who is from Madrid, Spain and she has a passion for travel, fashion, music, neuroscience, and old films. standard deviations podcast, investment podcast, financial advisors, stress, parasympathetic nervous system, dr. daniel crosby, active listening, orion, risk averse, investing 101, investing podcast, risk aversion, stress management, sympathetic nervous system, laura larios, finance podcast, financial professional, cognitive behavioral therapy, autonomic nervous system, mental health, standard deviations, financial advisor, cbt, investing, empathy fatigue, the role of the nervous system, nervous system, how to invest false full 231 3773edc4-5dc9-41c5-ab49-10b11455ddd8 Dr. Sonya Lutter - How Love and Money Impact Your Relationship: Balancing Emotions and Finances Tune in to hear:

- Why are love and money so uniquely combustible?

- Why do we often not give our significant other the benefit of the doubt? How can we give our partners more grace and understanding?

- What do you do if a couple is stonewalling one another?

- Can understanding your partner’s money type or money script play a role in giving them this grace?

- How accurately are couples assessing each other's spending habits and what can be done to combat this trap of both spenders getting the marriage in trouble?

- How can we encourage and model radical responsibility for our clients and encourage them not to point fingers at their partners?

https://enlite.world

https://www.amazon.com/Love-Money-exercises-strengthen-relationship/dp/B0BFV9L5HN

Compliance Code: 2109-OAS-11/3/2022

]]> Thu, 15 Dec 2022 05:00:00 +0000 danielcrosby@gmail.com (Dr. Sonya Lutter, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- Why are love and money so uniquely combustible?

- Why do we often not give our significant other the benefit of the doubt? How can we give our partners more grace and understanding?

- What do you do if a couple is stonewalling one another?

- Can understanding your partner’s money type or money script play a role in giving them this grace?

- How accurately are couples assessing each other's spending habits and what can be done to combat this trap of both spenders getting the marriage in trouble?

- How can we encourage and model radical responsibility for our clients and encourage them not to point fingers at their partners?

https://enlite.world

https://www.amazon.com/Love-Money-exercises-strengthen-relationship/dp/B0BFV9L5HN

Compliance Code: 2109-OAS-11/3/2022

]]> Dr. Sonya Lutter - How Love and Money Impact Your Relationship: Balancing Emotions and Finances Dr. Sonya Lutter, Dr. Daniel Crosby 00:36:53 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Dr. Sonya Lutter. Dr. Sonya Britt-Lutter is an Associate Professor of Personal Financial Planning at Kansas State University. Lutter enjoys the opportunity to combine her skills in marriage and family therapy (M.S.) and financial planning (Ph.D.) in what is termed financial therapy. Lutter is known for her groundbreaking research in physiological assessment of stress in the financial planning and counseling setting. Lutter’s other research interests include the theoretical development of money issues within marriage, predictors of money arguments and their influence on relationship satisfaction and divorce, effectiveness of financial literacy efforts, and assessment of money beliefs and behaviors in the financial planning and counseling setting. Lutter’s research has been quoted in Kiplinger’s (August 2012), InvestmentNews (March 2012 and July 2010), The Wall Street Journal (December 2011), and the New York Times (May 2011) to name a few. Lutter attended the Child and Youth Finance International Financial Literacy Summit held in Amsterdam, Netherlands in April 2012 where she shared her experiences and research in financial literacy of young people. Lutter (Britt) is co-editor of two books. The first is co-edited with Dr. Dorothy Durband, Student Financial Literacy: Campus-Based Program Development, which leads readers through the process of developing or enhancing financial literacy programs for college students. The other is Financial Therapy: Theory, Research, and Practice with Drs. Brad Klontz and Kristy Archuleta which provides the groundwork for the new field of financial therapy. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Dr. Sonya Lutter. Dr. Sonya Britt-Lutter is an Associate Professor of Personal Financial Planning at Kansas State University. Lutter enjoys the opportunity to combine her skills in marriage and family therapy (M.S.) and financial planning (Ph.D.) in what is termed financial therapy. Lutter is known for her groundbreaking research in physiological assessment of stress in the financial planning and counseling setting. Lutter’s other research interests include the theoretical development of money issues within marriage, predictors of money arguments and their influence on relationship satisfaction and divorce, effectiveness of financial literacy efforts, and assessment of money beliefs and behaviors in the financial planning and counseling setting. Lutter’s research has been quoted in Kiplinger’s (August 2012), InvestmentNews (March 2012 and July 2010), The Wall Street Journal (December 2011), and the New York Times (May 2011) to name a few. Lutter attended the Child and Youth Finance International Financial Literacy Summit held in Amsterdam, Netherlands in April 2012 where she shared her experiences and research in financial literacy of young people. Lutter (Britt) is co-editor of two books. The first is co-edited with Dr. Dorothy Durband, Student Financial Literacy: Campus-Based Program Development, which leads readers through the process of developing or enhancing financial literacy programs for college students. The other is Financial Therapy: Theory, Research, and Practice with Drs. Brad Klontz and Kristy Archuleta which provides the groundwork for the new field of financial therapy. relationships and money, saving a marriage, standard deviations podcast, financial therapy association, dr. daniel crosby, discussing money, stonewalling, dr. sonya lutter, money scripts, talking about money, love and money, the four horsemen, therapy, money script, psychology of finance, marriage, psychology of investing, money discussion, the behavioral investor, therapist, marriage counselor, divorce, finances and marriage, marriage counseling, marriage and money, investing, enlite, how to save your marriage, psychology, how to invest, the laws of wealth, financial therapy false full 230 9b0bf7ef-68b2-47da-bcd5-b7f0c42bc2d0 Alex Murguia and Wade Pfau - Understanding the Four Retirement Income Styles: Which One Is Right for You? Tune in to hear:

- What are some of the accomplishments of financial psychology thus far and where should we be headed next?

- Why does Wade diverge from a lot of the popular thinking around insurance products and what does the industry get wrong when it comes to these products and retirement income?

- Is it safe to say that a lot of the benefit of these “unpopular tools” is behavioral in nature? 

- What question was Wade hoping to answer when he dove into RISA (Retirement Income Style Awareness) research at a high level?

- In their research did Wade and Alex find any sort of overlap with factors like risk composure or are the retirement styles a separate beast?

- Learn more about the psychology of decumulation and how an awareness of someone’s retirement income style preferences could help you solve for the particular complications of distribution

- Are the four retirement income styles distributed pretty evenly amongst the population or are some particularly popular or unpopular? How greatly would their advice shift from one style to another?

- Did Alex and Wade note any gender differences across proclivities towards the different retirement income styles?

https://risaprofile.com

Compliance Code: 2105-OAS-11/3/2022

]]> Thu, 8 Dec 2022 05:00:00 +0000 danielcrosby@gmail.com (Dr. Wade Pfau, Dr. Alex Murguia, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- What are some of the accomplishments of financial psychology thus far and where should we be headed next?

- Why does Wade diverge from a lot of the popular thinking around insurance products and what does the industry get wrong when it comes to these products and retirement income?

- Is it safe to say that a lot of the benefit of these “unpopular tools” is behavioral in nature? 

- What question was Wade hoping to answer when he dove into RISA (Retirement Income Style Awareness) research at a high level?

- In their research did Wade and Alex find any sort of overlap with factors like risk composure or are the retirement styles a separate beast?

- Learn more about the psychology of decumulation and how an awareness of someone’s retirement income style preferences could help you solve for the particular complications of distribution

- Are the four retirement income styles distributed pretty evenly amongst the population or are some particularly popular or unpopular? How greatly would their advice shift from one style to another?

- Did Alex and Wade note any gender differences across proclivities towards the different retirement income styles?

https://risaprofile.com

Compliance Code: 2105-OAS-11/3/2022

]]> Alex Murguia and Wade Pfau - Understanding the Four Retirement Income Styles: Which One Is Right for You? Dr. Wade Pfau, Dr. Alex Murguia, Dr. Daniel Crosby 00:46:43 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Drs. Alex Murguia and Wade Pfau of RISA. Alex graduated from George Washington University with a doctorate in Clinical Psychology. During this time, he focused his research efforts on psychometrics and was a research fellow for the National Institutes of Health. He created a questionnaire to assess how your health beliefs affect how you utilize medical services. It was well-received and set him up for an academic career. Upon graduating, his research interests evolved to investments, and he sought a formal career in the financial industry. He joined McLean Asset Management and was able to publish a number of articles. He also founded a financial planning software company to better serve the industry and our underlying clients. He quickly became disillusioned by the lack of assessment tools used in our profession that can help individuals determine their best path for retirement success. He took Wade’s framework for Retirement Income Planning and sought to quantify these concepts into a workable retirement income model. Wade is a one-man think tank. Wade’s retirement income framework was the base that helped Alex build out the RISA®. He is the Professor of Retirement Income at The American College of Financial Services, a higher education institution for financial planners. He leads the curriculum for their Retirement Income Certified Professional designation (RICP®). He is also a partner with Alex at McLean Asset Management and Retirement Researcher. Wade earned a Ph.D. in economics from Princeton University in 2003 and became a CFA charter holder in 2011. Wade regularly publishes his research on retirement income topics in leading peer-reviewed practitioner-based financial planning research journals. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Drs. Alex Murguia and Wade Pfau of RISA. Alex graduated from George Washington University with a doctorate in Clinical Psychology. During this time, he focused his research efforts on psychometrics and was a research fellow for the National Institutes of Health. He created a questionnaire to assess how your health beliefs affect how you utilize medical services. It was well-received and set him up for an academic career. Upon graduating, his research interests evolved to investments, and he sought a formal career in the financial industry. He joined McLean Asset Management and was able to publish a number of articles. He also founded a financial planning software company to better serve the industry and our underlying clients. He quickly became disillusioned by the lack of assessment tools used in our profession that can help individuals determine their best path for retirement success. He took Wade’s framework for Retirement Income Planning and sought to quantify these concepts into a workable retirement income model. Wade is a one-man think tank. Wade’s retirement income framework was the base that helped Alex build out the RISA®. He is the Professor of Retirement Income at The American College of Financial Services, a higher education institution for financial planners. He leads the curriculum for their Retirement Income Certified Professional designation (RICP®). He is also a partner with Alex at McLean Asset Management and Retirement Researcher. Wade earned a Ph.D. in economics from Princeton University in 2003 and became a CFA charter holder in 2011. Wade regularly publishes his research on retirement income topics in leading peer-reviewed practitioner-based financial planning research journals. standard deviations podcast, retirement income, financial psychology, fintech, dr. daniel crosby, retiring, risa, orion, decumulation, insurance, saving for retirement, insurance products, retirement styles, befi, the four retirement income styles, the behavioral investor, retirement income styles, alex murguia, standard deviations, fintwit, how to retire, risk assessment, risk composure, wade pfau, daniel crosby, orion advisor tech, how to invest, the laws of wealth, retirement false full 229 ddba42eb-cb6e-4572-a0fe-c2bc7c5a58da Carl Richards (Live from Fuse in Park City) Tune in to hear:

- What are some problems that money solves well and what are some problems it does a poor job of solving?

- Has Carl recently pivoted a bit in his career to focus more on the philosophical or, more broadly, “life stuff?” If so, why? 

- Has Carl found any common thread between people who feel a sense of security, both financially and in a broader sense?

- What are some things that the financial services industry isn’t speaking about that are topical and need to be addressed?

- How can those in the financial advising community take better care of themselves on route to taking better care of their clients?

- How has Carl benefited personally from asking good questions and listening?

Compliance Code: 2093-OAS-11/2/2022

https://twitter.com/behaviorgap

]]> Thu, 1 Dec 2022 05:00:00 +0000 danielcrosby@gmail.com (Carl Richards, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- What are some problems that money solves well and what are some problems it does a poor job of solving?

- Has Carl recently pivoted a bit in his career to focus more on the philosophical or, more broadly, “life stuff?” If so, why? 

- Has Carl found any common thread between people who feel a sense of security, both financially and in a broader sense?

- What are some things that the financial services industry isn’t speaking about that are topical and need to be addressed?

- How can those in the financial advising community take better care of themselves on route to taking better care of their clients?

- How has Carl benefited personally from asking good questions and listening?

Compliance Code: 2093-OAS-11/2/2022

https://twitter.com/behaviorgap

]]> Carl Richards (Live from Fuse in Park City) Carl Richards, Dr. Daniel Crosby 00:51:33 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Carl Richards. Carl Richards is a Certified Financial Planner™ and creator of the Sketch Guy column, appearing weekly in The New York Times since 2010. Carl has also been featured on Marketplace Money, Oprah.com, and Forbes.com. In addition, Carl has become a frequent keynote speaker at financial planning conferences and visual learning events around the world. Through his simple sketches, Carl makes complex financial concepts easy to understand. His sketches also serve as the foundation for his two books, The One-Page Financial Plan: A Simple Way to Be Smart About Your Money and The Behavior Gap: Simple Ways to Stop Doing Dumb Things with Money (Portfolio/Penguin). His sketches have appeared in a solo show at the Kimball Art Center in Park City, Utah as well as other showings at Parsons School of Design in New York City, The Schulz Museum in Santa Rosa, California, and an exhibit at the Mansion House in London. His commissioned work is on display in businesses and educational institutions across the globe. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Carl Richards. Carl Richards is a Certified Financial Planner™ and creator of the Sketch Guy column, appearing weekly in The New York Times since 2010. Carl has also been featured on Marketplace Money, Oprah.com, and Forbes.com. In addition, Carl has become a frequent keynote speaker at financial planning conferences and visual learning events around the world. Through his simple sketches, Carl makes complex financial concepts easy to understand. His sketches also serve as the foundation for his two books, The One-Page Financial Plan: A Simple Way to Be Smart About Your Money and The Behavior Gap: Simple Ways to Stop Doing Dumb Things with Money (Portfolio/Penguin). His sketches have appeared in a solo show at the Kimball Art Center in Park City, Utah as well as other showings at Parsons School of Design in New York City, The Schulz Museum in Santa Rosa, California, and an exhibit at the Mansion House in London. His commissioned work is on display in businesses and educational institutions across the globe. standard deviations podcast, financial advisors, existentialism, empathic, dr. daniel crosby, empath, active listening, orion, savings account, financial advice, investing 101, existential philosophy, elements, orion advising, financial service industry, empathic investing, empathy, carl richards, money can't buy happiness, the behavioral investor, financial security, the sketch guy, standard deviations, financial advisor, philosophy, how to listen, how to invest, the laws of wealth, orion advising solution, asking good questions false full 228 f3fe05f2-c871-4521-8f41-74924aeab1a2 Tina Powell (Live from Fuse in Park City) Tune in to hear:

- What might account for the very low conversion rate following viral content on social media?

- Are new followers a good metric for measuring the success of a post or not necessarily?

- Why is it so difficult to “engineer virality” and why does this often fall flat?

- Is it smart to try to monetize a viral moment with sponsored content or is this likely to backfire?

- Some advisors are reluctant to become active on social media because it seems to favor negative content at times. Is this an accurate portrayal and how can we use social media in more positive ways?

- How should financial professionals think about the various social platforms and how their brand’s personality aligns with that of the platform’s?

- What can be done to better educate the investing public and how can these relationships eventually grow into leads and solid personal connections?

https://www.linkedin.com/in/tinapowell

Compliance Code: 2229-OAS-11/17/2022

]]> Thu, 24 Nov 2022 05:00:00 +0000 danielcrosby@gmail.com (Tina Powell, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- What might account for the very low conversion rate following viral content on social media?

- Are new followers a good metric for measuring the success of a post or not necessarily?

- Why is it so difficult to “engineer virality” and why does this often fall flat?

- Is it smart to try to monetize a viral moment with sponsored content or is this likely to backfire?

- Some advisors are reluctant to become active on social media because it seems to favor negative content at times. Is this an accurate portrayal and how can we use social media in more positive ways?

- How should financial professionals think about the various social platforms and how their brand’s personality aligns with that of the platform’s?

- What can be done to better educate the investing public and how can these relationships eventually grow into leads and solid personal connections?

https://www.linkedin.com/in/tinapowell

Compliance Code: 2229-OAS-11/17/2022

]]> Tina Powell (Live from Fuse in Park City) Tina Powell, Dr. Daniel Crosby 00:55:53 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Tina Powell. Tina Powell is the CEO of C-Suite Social Media and the host of the successful In The Suite Podcast. Tina has over 20 years of hands-on digital marketing campaign and strategy experience. C-Suite Social Media is a digital marketing and social media consultancy for the financial services industry. We work with CEOs, CMOs, COOs, CROs, Founders, Partners, VPs, and Senior Managing Directors of Wealth Management Firms, Registered Investment Advisors/Hybrid RIAs & Fintech Service Providers to build strong brands and achieve their most important business goals using the power of digital and social. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Tina Powell. Tina Powell is the CEO of C-Suite Social Media and the host of the successful In The Suite Podcast. Tina has over 20 years of hands-on digital marketing campaign and strategy experience. C-Suite Social Media is a digital marketing and social media consultancy for the financial services industry. We work with CEOs, CMOs, COOs, CROs, Founders, Partners, VPs, and Senior Managing Directors of Wealth Management Firms, Registered Investment Advisors/Hybrid RIAs & Fintech Service Providers to build strong brands and achieve their most important business goals using the power of digital and social. social media, marketing your business, viral tweet, standard deviations podcast, social media marketing, tina powell, tiktok, instagram, dr. daniel crosby, the stock market, behavioral finance, viral content, digital marketing, conversion, investing 101, measuring engagement, the standard deviations podcast, going viral, befi, followers, the behavioral investor, conversion rates, socials, impressions, viral video, linkedin, facebook, marketing, how to invest, the laws of wealth, in the suite podcast, twitter, how to measure engagement, csuite false full 225 a1743b86-b89d-4662-a71c-fe564940b0eb Anika Hoybjerg (Live from Fuse in Park City) Tune in to hear:

- What are some of the most common misconceptions about Anika’s work and more broadly about those on the autistic spectrum?

- What is ABA and why is early intervention so important?

- What might account for the precipitous growth in autism spectrum disorders? Is it superior diagnostic abilities or something else?

- Why do autism spectrum disorders often go undiagnosed in girls?

- What are some of the unique financial considerations for advisors with clients or children on the spectrum?

- How can advisors better connect with and serve their neurodivergent clients?

- For financial advisors serving families with autistic children, what should they know about the stressors that accompany this and how can they be more empathic and well informed?

- What can neurotypical folks learn from people who are on the spectrum?

https://abilearningcenter.com

Compliance Code: 2072-OAS-11/1/2022

]]> Wed, 16 Nov 2022 21:05:44 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby, anika hoybjerg) https://www.standarddeviationspod.com/ Tune in to hear:

- What are some of the most common misconceptions about Anika’s work and more broadly about those on the autistic spectrum?

- What is ABA and why is early intervention so important?

- What might account for the precipitous growth in autism spectrum disorders? Is it superior diagnostic abilities or something else?

- Why do autism spectrum disorders often go undiagnosed in girls?

- What are some of the unique financial considerations for advisors with clients or children on the spectrum?

- How can advisors better connect with and serve their neurodivergent clients?

- For financial advisors serving families with autistic children, what should they know about the stressors that accompany this and how can they be more empathic and well informed?

- What can neurotypical folks learn from people who are on the spectrum?

https://abilearningcenter.com

Compliance Code: 2072-OAS-11/1/2022

]]> Anika Hoybjerg (Live from Fuse in Park City) Dr. Daniel Crosby, anika hoybjerg 00:38:51 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Anika Hoybjerg. Anika is the founder and owner of ABI. Anika has worked in public schools and in private sectors with children for over 18 years. Anika has a Bachelor’s degree in Human Development, a Master’s Degree in Curriculum and Instruction with an Emphasis in Autism, another Master’s degree in Human Exceptionality, an Ed.S in School Psychology, and is currently working on a Ph.D. in Applied Behavior Analysis. Anika is a Board Certified Behavior Analyst (BCBA) and also a Licensed School Psychologist. Anika has a passion for helping individuals reach their highest potential. She started ABI in 2013 because she saw a need for high quality services for individuals with disabilities. Anika has been a single mom for 17 years and has one daughter who recently started college at BYU. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Anika Hoybjerg. Anika is the founder and owner of ABI. Anika has worked in public schools and in private sectors with children for over 18 years. Anika has a Bachelor’s degree in Human Development, a Master’s Degree in Curriculum and Instruction with an Emphasis in Autism, another Master’s degree in Human Exceptionality, an Ed.S in School Psychology, and is currently working on a Ph.D. in Applied Behavior Analysis. Anika is a Board Certified Behavior Analyst (BCBA) and also a Licensed School Psychologist. Anika has a passion for helping individuals reach their highest potential. She started ABI in 2013 because she saw a need for high quality services for individuals with disabilities. Anika has been a single mom for 17 years and has one daughter who recently started college at BYU. standard deviations podcast, autism awareness, behaviorism, autism spectrum disorder, behavioral psychology, anika hoybjerg, spectrum disorders, dr. daniel crosby, autism, special needs children, behavioral finance, neurodivergent, special needs, autism spectrum, empathic investing, autistic spectrum, autism spectrum disorders, befi, aba, the behavioral investor, spectrum disorder, special needs adults, investing, autistic, neurotypical, abi, behavioral science, psychology, how to invest, the laws of wealth false full 226 0704a9a5-5f06-4807-94da-f230bd589a57 Shannon Spotswood (Live from Fuse in Park City) Tune in to hear:

- What about the investment world clicked for Shannon, and drew her in, at such a young age?

- Did Shannon start out as an analyst for a hedge fund manager or how did her career unfold?

- Was it a difficult decision for Shannon to pivot from investment banking to managing a more DIY retail business?

- What does RFG focus on in-particular and what did they win a “wealthie” award for?

- Shannon built RFG in Alabama. How did she settle on such an unconventional place to build out her world class platform?

- What would the culture and team makeup look like for the “RIA of the future?”

- What does the tech stack look like for the RIA of the future?

- How will the RIA of the future address longevity risk?

Compliance Code: 2084-OAS-11/1/2022

https://rfgadvisory.com

https://twitter.com/sspotswoodrfg

]]> Thu, 10 Nov 2022 05:00:00 +0000 danielcrosby@gmail.com (Shannon Spotswood, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- What about the investment world clicked for Shannon, and drew her in, at such a young age?

- Did Shannon start out as an analyst for a hedge fund manager or how did her career unfold?

- Was it a difficult decision for Shannon to pivot from investment banking to managing a more DIY retail business?

- What does RFG focus on in-particular and what did they win a “wealthie” award for?

- Shannon built RFG in Alabama. How did she settle on such an unconventional place to build out her world class platform?

- What would the culture and team makeup look like for the “RIA of the future?”

- What does the tech stack look like for the RIA of the future?

- How will the RIA of the future address longevity risk?

Compliance Code: 2084-OAS-11/1/2022

https://rfgadvisory.com

https://twitter.com/sspotswoodrfg

]]> Shannon Spotswood (Live from Fuse in Park City) Shannon Spotswood, Dr. Daniel Crosby 00:49:56 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Shannon Spotswood. Shannon Spotswood is a 25+ year industry veteran in financial services with an outstanding reputation built on leadership roles in professional management, investment banking, hedge fund management and business development. At RFG Advisory, Shannon oversees all aspects of RFG 2.0, a fully integrated platform designed for independent financial advisors and the implementation of strategic initiatives contributing to advisor success. Joining RFG Advisory in 2015, Shannon recognized the opportunity to combine her entrepreneurial experience with her passion to build an innovative, advisor-focused RIA of the future. Under Shannon’s leadership, RFG Advisory was named Best Places to Work for Financial Advisors in 2021 and 2022, and a Finalist for the InvestmentNews Innovation Awards 2021 and WealthManagement.com Non-Custodial RIA Support Platform in 2020 and 2021. In 2021, RFG Advisory also received two ThinkAdvisor LUMINARY Awards in Thought-Leadership and Education. Financial Times named RFG Advisory a Top 300 RIA out of 13,000 firms in 2020. Shannon was named 2020 Women to Watch Honoree by InvestmentNews and received industry-wide recognition for StrongHer Money, a turnkey education and advisor referral platform focused on empowering women to live financially fearless. She was also a Finalist for Advocate of the Year by Women in Asset Management in 2021. Shannon’s career is characterized by a blend of leadership, vision and grit. Before joining RFG Advisory, Spotswood served 20 years in San Francisco, working as an Investment Banker, Hedge Fund Portfolio Manager and Entrepreneur. For 10 years Shannon worked at Symphony Asset Management, an $18 billion hedge fund acquired by Nuveen Investments in 2001 where she spent six years as the Portfolio Manager of a long-short equity hedge fund. Before that, she worked as a Research Analyst/Trader at EGM Capital and an Investment Banking Analyst and Associate in M&A at Volpe, Brown Whelan & Co, a technology-focused investment bank. Shannon earned a Bachelor of Arts in Economics and Political Science from the University of Arizona. She currently serves as the Chairman for the Birmingham Education Foundation and serves on the Advisory Board of Alabama Futures Fund, an early-stage VC fund. She enjoys spending time with her three teenagers and husband, entertaining, outdoor sports and daily rides on her Peloton. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Shannon Spotswood. Shannon Spotswood is a 25+ year industry veteran in financial services with an outstanding reputation built on leadership roles in professional management, investment banking, hedge fund management and business development. At RFG Advisory, Shannon oversees all aspects of RFG 2.0, a fully integrated platform designed for independent financial advisors and the implementation of strategic initiatives contributing to advisor success. Joining RFG Advisory in 2015, Shannon recognized the opportunity to combine her entrepreneurial experience with her passion to build an innovative, advisor-focused RIA of the future. Under Shannon’s leadership, RFG Advisory was named Best Places to Work for Financial Advisors in 2021 and 2022, and a Finalist for the InvestmentNews Innovation Awards 2021 and WealthManagement.com Non-Custodial RIA Support Platform in 2020 and 2021. In 2021, RFG Advisory also received two ThinkAdvisor LUMINARY Awards in Thought-Leadership and Education. Financial Times named RFG Advisory a Top 300 RIA out of 13,000 firms in 2020. Shannon was named 2020 Women to Watch Honoree by InvestmentNews and received industry-wide recognition for StrongHer Money, a turnkey education and advisor referral platform focused on empowering women to live financially fearless. She was also a Finalist for Advocate of the Year by Women in Asset Management in 2021. Shannon’s career is characterized by a blend of leadership, vision and grit. Before joining RFG Advisory, Spotswood served 20 years in San Francisco, working as an Investment Banker, Hedge Fund Portfolio Manager and Entrepreneur. For 10 years Shannon worked at Symphony Asset Management, an $18 billion hedge fund acquired by Nuveen Investments in 2001 where she spent six years as the Portfolio Manager of a long-short equity hedge fund. Before that, she worked as a Research Analyst/Trader at EGM Capital and an Investment Banking Analyst and Associate in M&A at Volpe, Brown Whelan & Co, a technology-focused investment bank. Shannon earned a Bachelor of Arts in Economics and Political Science from the University of Arizona. She currently serves as the Chairman for the Birmingham Education Foundation and serves on the Advisory Board of Alabama Futures Fund, an early-stage VC fund. She enjoys spending time with her three teenagers and husband, entertaining, outdoor sports and daily rides on her Peloton. registered investment advisor, standard deviations podcast, investment banking, shannon spotswood, ria of the future, wealthie awards, tech stack, dr. daniel crosby, birmingham alabama, investing 101, the wealthies, rfg advisory, rfg, ria, retail business, the behavioral investor, hedge fund manager, hedge fund, investing, hedge funds, alabama, birmingham, how to invest, the laws of wealth false full 227 5eaa2fac-a7da-4bdf-8381-9369fb72d1aa Kurt Brown (Live from Fuse in Park City) Tune in to hear:

- How did Kurt grow TownSquare in a span of about 5 years and to what does he attribute this meteoric rise?

- How does Kurt Brown believe that their OCIO function can help wire house advisors make the transition to independence?

- When should investors look for passive vs. active exposure and how can we avoid paying extra for those who are being deceptive and marketing effectively passive management as active?

- In the current market we are in, which is of course a little volatile, how would Kurt encourage people to think about active vs. passive management?

- How can we better manage our tax alpha?

https://www.townsquarecapital.com 

Compliance Code: 2049-OAS-10/28/2022

 

]]> Thu, 3 Nov 2022 04:00:00 +0000 danielcrosby@gmail.com (Kurt Brown, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- How did Kurt grow TownSquare in a span of about 5 years and to what does he attribute this meteoric rise?

- How does Kurt Brown believe that their OCIO function can help wire house advisors make the transition to independence?

- When should investors look for passive vs. active exposure and how can we avoid paying extra for those who are being deceptive and marketing effectively passive management as active?

- In the current market we are in, which is of course a little volatile, how would Kurt encourage people to think about active vs. passive management?

- How can we better manage our tax alpha?

https://www.townsquarecapital.com 

Compliance Code: 2049-OAS-10/28/2022

 

]]> Kurt Brown (Live from Fuse in Park City) Kurt Brown, Dr. Daniel Crosby 00:30:30 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Kurt Brown. As CEO and Chief Investment Officer, Kurt has led TownSquare to be among the fastest growing OCIO / TAMP programs in the industry. Launched in 2017, TownSquare oversees $5.0 billion of institutional and high-net-worth AUM. Kurt heads the TownSquare investment committee in the design and construction of client portfolios including asset class selection and the vetting of outside money managers. With nearly 30 years of both buy and sell-side capital markets experience, Kurt has managed portfolios for Fortune 500 companies, hedge funds, university endowments, Taft Hartley plans, bank trust portfolios, and individual retirement accounts. Prior to forming TownSquare, Kurt was a principal at Alta Capital, a high-quality growth equity manager based in the mountain states, and Bank of America / Montgomery Securities, where he advised institutional clients on trading and risk management issues including the divestiture and hedging of concentrated equity positions and the creation of structured product. In addition to his investment work, Kurt is frequently called upon to speak at investment conferences, universities, and CPA and Estate Planning conferences. Topics include capital markets inefficiencies and conflicts of interest associated with investment products and brokerage firms. Kurt studied Finance and Economics at Brigham Young University where he currently serves as an adjunct professor and board member of The Ballard Center for Economic Self Reliance. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Kurt Brown. As CEO and Chief Investment Officer, Kurt has led TownSquare to be among the fastest growing OCIO / TAMP programs in the industry. Launched in 2017, TownSquare oversees $5.0 billion of institutional and high-net-worth AUM. Kurt heads the TownSquare investment committee in the design and construction of client portfolios including asset class selection and the vetting of outside money managers. With nearly 30 years of both buy and sell-side capital markets experience, Kurt has managed portfolios for Fortune 500 companies, hedge funds, university endowments, Taft Hartley plans, bank trust portfolios, and individual retirement accounts. Prior to forming TownSquare, Kurt was a principal at Alta Capital, a high-quality growth equity manager based in the mountain states, and Bank of America / Montgomery Securities, where he advised institutional clients on trading and risk management issues including the divestiture and hedging of concentrated equity positions and the creation of structured product. In addition to his investment work, Kurt is frequently called upon to speak at investment conferences, universities, and CPA and Estate Planning conferences. Topics include capital markets inefficiencies and conflicts of interest associated with investment products and brokerage firms. Kurt studied Finance and Economics at Brigham Young University where he currently serves as an adjunct professor and board member of The Ballard Center for Economic Self Reliance. active management fees, standard deviations podcast, economics, townsquare, active exposure, passive management, dr. daniel crosby, the stock market, orion, passive funds, investing 101, active funds, tax alpha, bonds, the standard deviations podcast, passive exposure, the behavioral investor, orion advisor solutions, etfs, alpha, volatile markets, investing in stock, investing, direct indexing, active management, ocio, how to invest, the laws of wealth, investing in the stock market false full 224 8a765891-f307-4cf2-bc03-4c3e4a82d485 Tim Maurer - How a Logos-Centered Advising Approach Can Transform Your Client Relationships Tune in to hear:

- What has Tim found helpful in helping clients to articulate their life purpose in a practical way?

- What is an effective life planning strategy for ultra-high net worth individuals that don’t have a super specific “raison d’etre?”

- How can we practically communicate to clients that they are whole and how do we create an environment that encourages them to draw from their internal resources?

- Does Victor Frankl or Logo Therapy have anything to teach us about how to connect with clients during times of great sadness and personal distress?

- Giving money away is found to reliably be a way in which “money can buy happiness.” Is it appropriate to introduce this concept to clients who don’t have a natural inclination towards altruism?

- What is paradoxical intention? Does this have a place within the field of financial advising?

- How does Tim Maurer try to introduce the Socratic dialogue in his work?

www.triadfa.com

www.timmaurer.com

Compliance Code: 1896-OAS-10/11/2022

]]> Thu, 27 Oct 2022 04:00:00 +0000 danielcrosby@gmail.com (Tim Maurer, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- What has Tim found helpful in helping clients to articulate their life purpose in a practical way?

- What is an effective life planning strategy for ultra-high net worth individuals that don’t have a super specific “raison d’etre?”

- How can we practically communicate to clients that they are whole and how do we create an environment that encourages them to draw from their internal resources?

- Does Victor Frankl or Logo Therapy have anything to teach us about how to connect with clients during times of great sadness and personal distress?

- Giving money away is found to reliably be a way in which “money can buy happiness.” Is it appropriate to introduce this concept to clients who don’t have a natural inclination towards altruism?

- What is paradoxical intention? Does this have a place within the field of financial advising?

- How does Tim Maurer try to introduce the Socratic dialogue in his work?

www.triadfa.com

www.timmaurer.com

Compliance Code: 1896-OAS-10/11/2022

]]> Tim Maurer - How a Logos-Centered Advising Approach Can Transform Your Client Relationships Tim Maurer, Dr. Daniel Crosby 00:46:04 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Tim Maurer. Tim is an advisor, speaker and author. As Head of Wealth Management for Triad Financial Advisors, he is a Certified Financial Planner™ professional who strives to perpetually evolve their service for clients while partnering in the collective development of their advisory team. He wrote the book Simple Money and co-authored The Ultimate Financial Plan with best-selling author, Jim Stovall. He's also a member of the CNBC Financial Advisor Council and a regular contributor for Forbes. Tim is a proud father first and lives in Charleston, South Carolina where he and his boys are active members of their community. Outside of personal finance, his favorite pursuit is music, and he plays the drums and sings in an indie-bluesy-jazzy-rock band and at his church. He's also part of a group dedicated to serving the second poorest country in the Western hemisphere, Nicaragua, through micro-finance and entrepreneurial ventures. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Tim Maurer. Tim is an advisor, speaker and author. As Head of Wealth Management for Triad Financial Advisors, he is a Certified Financial Planner™ professional who strives to perpetually evolve their service for clients while partnering in the collective development of their advisory team. He wrote the book Simple Money and co-authored The Ultimate Financial Plan with best-selling author, Jim Stovall. He's also a member of the CNBC Financial Advisor Council and a regular contributor for Forbes. Tim is a proud father first and lives in Charleston, South Carolina where he and his boys are active members of their community. Outside of personal finance, his favorite pursuit is music, and he plays the drums and sings in an indie-bluesy-jazzy-rock band and at his church. He's also part of a group dedicated to serving the second poorest country in the Western hemisphere, Nicaragua, through micro-finance and entrepreneurial ventures. victor frankl, standard deviations podcast, life planning strategies, setting realistic goals, setting goals, logo therapy, socrates, dr. daniel crosby, logos, behavioral finance, life planning, paradoxical intention, charitable giving, reason to live, raison d'etre, logos and pathos, altruism, behavioral investing, charities, befi, the behavioral investor, reaching your goals, tim maurer, mans search for meaning, socratic method, financial advising, how to invest, the laws of wealth, socratic dialogue false full 223 fbdbb77d-1f35-4fbf-82a4-a63ce2386b37 Ashley Quamme - Money and Mental Health: Understanding the Connection and Ways to Achieve Balance Tune in to hear:

- A criticism that sometimes crops up is: what if this advisor didn’t sign up to be a therapist? What would Ashley say to this critique and what is the baseline set of therapeutic skills necessary for the average advisor?

- When should a financial advisor make a referral to a mental health practitioner?

- What is circular questioning and what is an example of where an advisor might apply this technique?

- From a high level perspective, what is the notion of “stages of change readiness?”

- When a client is in a pre-contemplative stage of change, what can an advisor do to help encourage them toward greater readiness? 

- Is there some sort of thought exercise you can give a client that’s in the pre-contemplative stage of change to sort of catalyze a new way of thinking?

- What’s the danger of trying to move someone through the stages of change too quickly?

- What does it mean to be “trauma informed” and why might advisors want to be aware of this?

- Where should we draw the line between individual autonomy and secrecy in regards to finances in a relationship? When does this become financial infidelity?

https://twitter.com/bamconsults

https://bamfcc.com

Compliance Code: 1871-OAS-10/10/2022

]]> Thu, 20 Oct 2022 04:00:00 +0000 danielcrosby@gmail.com (Ashley Quamme, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- A criticism that sometimes crops up is: what if this advisor didn’t sign up to be a therapist? What would Ashley say to this critique and what is the baseline set of therapeutic skills necessary for the average advisor?

- When should a financial advisor make a referral to a mental health practitioner?

- What is circular questioning and what is an example of where an advisor might apply this technique?

- From a high level perspective, what is the notion of “stages of change readiness?”

- When a client is in a pre-contemplative stage of change, what can an advisor do to help encourage them toward greater readiness? 

- Is there some sort of thought exercise you can give a client that’s in the pre-contemplative stage of change to sort of catalyze a new way of thinking?

- What’s the danger of trying to move someone through the stages of change too quickly?

- What does it mean to be “trauma informed” and why might advisors want to be aware of this?

- Where should we draw the line between individual autonomy and secrecy in regards to finances in a relationship? When does this become financial infidelity?

https://twitter.com/bamconsults

https://bamfcc.com

Compliance Code: 1871-OAS-10/10/2022

]]> Ashley Quamme - Money and Mental Health: Understanding the Connection and Ways to Achieve Balance Ashley Quamme, Dr. Daniel Crosby 00:45:27 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Ashley Quamme. Ashley graduated with her bachelor’s degree in Psychology from the great Appalachian State University in Boone, NC. She left my heart there and headed down the mountain to Valdosta State University where she received a Master of Science in Marriage and Family Therapy. Currently she is pursuing a graduate certificate in Financial Therapy from Kansas State University. She utilizes Emotionally-Focused and Solution-Focused practices with her clients. She has extensive training in understanding what makes relationships work pulling from The Gottman Institute, Emotionally-Focused Therapy, and Motivational Interviewing. Ashley is married to her college sweetheart who pursued his passion of becoming a CFP® Together they have 2 precious kids who they enjoy running around to ball games and extracurriculars. When she's not playing mom or taxi driver, she loves being in her garden growing vegetables and herbs. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Ashley Quamme. Ashley graduated with her bachelor’s degree in Psychology from the great Appalachian State University in Boone, NC. She left my heart there and headed down the mountain to Valdosta State University where she received a Master of Science in Marriage and Family Therapy. Currently she is pursuing a graduate certificate in Financial Therapy from Kansas State University. She utilizes Emotionally-Focused and Solution-Focused practices with her clients. She has extensive training in understanding what makes relationships work pulling from The Gottman Institute, Emotionally-Focused Therapy, and Motivational Interviewing. Ashley is married to her college sweetheart who pursued his passion of becoming a CFP® Together they have 2 precious kids who they enjoy running around to ball games and extracurriculars. When she's not playing mom or taxi driver, she loves being in her garden growing vegetables and herbs. standard deviations podcast, financial therapy association, family therapy, dr. daniel crosby, behavioral finance, pre-contemplative, thought exercise, therapy, ashley quamme, couples therapy, befi, circular questioning, the behavioral investor, stages of change readiness, state of change readiness, marriage counselor, financial advisor, stages of change, s, trauma informed, finances and marriage, infidelity, behavioral science, advisors, psychology, how to invest, the laws of wealth, financial therapy, family therapist false full 222 5d07936c-3bb5-4919-b3d5-7eefe7ead7df Paul Craven - How Magic's Insights Can Revolutionize Your Understanding of Behavioral Finance Tune in to hear:

- What can magic teach us about behavioral science and psychology and how does Paul marry these two worlds together?

- How do magicians see the world differently? Does magic make you more or less skeptical and do you now move through the world differently as a result of knowing about the art of how the mind fools us and how we fool each other?

- What are the evolutionary origins of behavioral bias and what are the implications of overcoming them?

- In his years of study in the field, what is one finding from the behavioral science literature that he finds personally fascinating and under discussed?

- Where can behavioral science help us improve our ability to sell?

- Does behavioral science have something to tell us about how to have less transactional, deeper relationships with our clients?

https://www.paulcraven.com

Compliance Code: 1862-OAS-10/6/2022


 

]]> Thu, 13 Oct 2022 04:00:00 +0000 danielcrosby@gmail.com (Paul Craven, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- What can magic teach us about behavioral science and psychology and how does Paul marry these two worlds together?

- How do magicians see the world differently? Does magic make you more or less skeptical and do you now move through the world differently as a result of knowing about the art of how the mind fools us and how we fool each other?

- What are the evolutionary origins of behavioral bias and what are the implications of overcoming them?

- In his years of study in the field, what is one finding from the behavioral science literature that he finds personally fascinating and under discussed?

- Where can behavioral science help us improve our ability to sell?

- Does behavioral science have something to tell us about how to have less transactional, deeper relationships with our clients?

https://www.paulcraven.com

Compliance Code: 1862-OAS-10/6/2022


 

]]> Paul Craven - How Magic's Insights Can Revolutionize Your Understanding of Behavioral Finance Paul Craven, Dr. Daniel Crosby 01:06:35 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Paul Craven. Paul helps clients enhance their communication, decision-making and sales skills, using behavioral economics and psychology. His favorite definition of Behavioral Economics is “how real people make real decisions in the real world.” We all make mental short-cuts. Our minds play tricks. Paul gives over 50 talks a year around the world. These include keynote conference speeches and internal team training. His audiences and clients range from investors to doctors to lawyers to entrepreneurs. Paul was previously at Schroder's, PIMCO and Goldman and he is a member of the Magic Circle magic society in the UK. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Paul Craven. Paul helps clients enhance their communication, decision-making and sales skills, using behavioral economics and psychology. His favorite definition of Behavioral Economics is “how real people make real decisions in the real world.” We all make mental short-cuts. Our minds play tricks. Paul gives over 50 talks a year around the world. These include keynote conference speeches and internal team training. His audiences and clients range from investors to doctors to lawyers to entrepreneurs. Paul was previously at Schroder's, PIMCO and Goldman and he is a member of the Magic Circle magic society in the UK. the standard deviations, sales, behavioral psychology, dr. daniel crosby, how to sell, magic, behavioral finance, the magic circle, cognitive biases, investing 101, selling effectively, the standard deviations podcast, paul craven, befi, the behavioral investor, behavioral bias, magician, cognitive bias, behavioral economics, behavioral science, psychology, how to invest, the laws of wealth, magic society false full 221 022a1831-1146-4554-8e36-59a25ce152a1 Dr. Ben Hunt - Understanding the Metanarrative's Subtext: A Guide to Hidden Meanings Tune in to hear:

- Dr. Hunt often questions - why am I hearing this now? Why is Dr. Hunt calling for greater thoughtfulness around timing?

- How can we be thoughtful about “weaponized narratives” without succumbing to seeing boogeyman around every corner?

- How do we think about this narrative formation process when it comes from the inside out? Is that something we should be seeking to do proactively or should we avoid it to truly be our “authentic selves?”

- How can one “let their freak flag fly” without being overly reactionary, which is potentially equally inauthentic?

- How can we best react to the fact that there is a push, that seems to grow with each year, to focus more on the financial burden of monthly payments than to look at the sticker price of an item (e.g. a car) itself?

Compliance Code: 1716-OAS-9/19/2022

https://www.epsilontheory.com

https://twitter.com/EpsilonTheory

]]> Thu, 6 Oct 2022 04:00:00 +0000 danielcrosby@gmail.com (Dr. Ben Hunt, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- Dr. Hunt often questions - why am I hearing this now? Why is Dr. Hunt calling for greater thoughtfulness around timing?

- How can we be thoughtful about “weaponized narratives” without succumbing to seeing boogeyman around every corner?

- How do we think about this narrative formation process when it comes from the inside out? Is that something we should be seeking to do proactively or should we avoid it to truly be our “authentic selves?”

- How can one “let their freak flag fly” without being overly reactionary, which is potentially equally inauthentic?

- How can we best react to the fact that there is a push, that seems to grow with each year, to focus more on the financial burden of monthly payments than to look at the sticker price of an item (e.g. a car) itself?

Compliance Code: 1716-OAS-9/19/2022

https://www.epsilontheory.com

https://twitter.com/EpsilonTheory

]]> Dr. Ben Hunt - Understanding the Metanarrative's Subtext: A Guide to Hidden Meanings Dr. Ben Hunt, Dr. Daniel Crosby 00:44:50 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Dr. Ben Hunt. Ben Hunt is the creator of Epsilon Theory and inspiration behind Second Foundation Partners, which he co-founded with Rusty Guinn in June 2018. Epsilon Theory, Second Foundation’s principal publishing brand, is a newsletter and website that examines markets through the lenses of game theory and history. As Chief Investment Officer, Ben bears primary responsibility for determining the Company’s investment views and positioning of model portfolios. He is also the primary author of materials distributed through Epsilon Theory. Ben taught political science for 10 years: at New York University from 1991 until 1997 and (with tenure) at Southern Methodist University from 1997 until 2000. He also wrote two academic books: Getting to War (Univ. of Michigan Press, 1997) and Policy and Party Competition (Routledge, 1992), which he co-authored with Michael Laver. Ben is the founder of two technology companies and the co-founder of SmartEquip, Inc., a software company for the construction equipment industry that provides intelligent schematics and parts diagrams to facilitate e-commerce in spare parts. He began his investment career in 2003, first in venture capital and subsequently on two long/short equity hedge funds. He worked at Iridian Asset Management from 2006 until 2011 and TIG Advisors from 2012 until 2013. He joined Rusty at Salient in 2013, where he combined his background as a portfolio manager, risk manager, and entrepreneur with academic experience in game theory and econometrics to work with Salient’s own portfolio managers and its financial advisor clients to improve client outcomes. Ben is a graduate of Vanderbilt University (1986) and earned his Ph.D. in Government from Harvard University in 1991. He lives in the wilds of Redding, CT on Little River Farm, where he personifies the dilettante farmer that has been a stock comedic character since Cicero's day. Luckily his wife, Jennifer, and four daughters, Harper, Hannah, Haven and Halle, are always there to save the day. Ben's hobbies include comic books, Alabama football, beekeeping, and humoring Rusty in trivia "competitions". This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Dr. Ben Hunt. Ben Hunt is the creator of Epsilon Theory and inspiration behind Second Foundation Partners, which he co-founded with Rusty Guinn in June 2018. Epsilon Theory, Second Foundation’s principal publishing brand, is a newsletter and website that examines markets through the lenses of game theory and history. As Chief Investment Officer, Ben bears primary responsibility for determining the Company’s investment views and positioning of model portfolios. He is also the primary author of materials distributed through Epsilon Theory. Ben taught political science for 10 years: at New York University from 1991 until 1997 and (with tenure) at Southern Methodist University from 1997 until 2000. He also wrote two academic books: Getting to War (Univ. of Michigan Press, 1997) and Policy and Party Competition (Routledge, 1992), which he co-authored with Michael Laver. Ben is the founder of two technology companies and the co-founder of SmartEquip, Inc., a software company for the construction equipment industry that provides intelligent schematics and parts diagrams to facilitate e-commerce in spare parts. He began his investment career in 2003, first in venture capital and subsequently on two long/short equity hedge funds. He worked at Iridian Asset Management from 2006 until 2011 and TIG Advisors from 2012 until 2013. He joined Rusty at Salient in 2013, where he combined his background as a portfolio manager, risk manager, and entrepreneur with academic experience in game theory and econometrics to work with Salient’s own portfolio managers and its financial advisor clients to improve client outcomes. Ben is a graduate of Vanderbilt University (1986) and earned his Ph.D. in Government from Harvard University in 1991. He lives in the wilds of Redding, CT on Little River Farm, where he personifies the dilettante farmer that has been a stock comedic character since Cicero's day. Luckily his wife, Jennifer, and four daughters, Harper, Hannah, Haven and Halle, are always there to save the day. Ben's hobbies include comic books, Alabama football, beekeeping, and humoring Rusty in trivia "competitions". hijacked narratives, standard deviations podcast, investment podcast, narrative, car loans, spin, dr. daniel crosby, financial podcast, the stock market, news, orion, the metanarrative, reading the subtext, authentic self, investing 101, investing podcast, loans, orion investments, the standard deviations podcast, t, authentic selves, the behavioral investor, finance podcast, propaganda, weaponized narratives, epsilon theory, dr. ben hunt, investment, credit card debt, being your true self, authenticity, how to invest, the laws of wealth, mortgages false full 220 fdbc74f3-eccc-43a9-acbc-2e23619269e4 Ann Garcia - Paying for College: Scholarships, Grants and Financial Aid Explained Tune in to hear:

- Is this an era of particularly anti-college sentiments?

- How can we incentivize the shift to better align societal needs with colleges?

- How should you think about and weigh the personal passion angle vs. the job security angle when counseling families on potential college paths?

- On average, how does being college educated affect one’s life in a broader sense (e.g. divorce rates, personal health)?

- Are there any clear downsides to college education? If so, what are some groups of people that might not benefit as much from college?

- How important is prestige in general? Does it matter as much as we think and how important is it at the graduate vs. undergraduate level?

- How does Ann think about Biden’s student loan forgiveness program?

- What is causing the cost of college education to rise so dramatically?

- What are some tips for families trying to find the best scholarships?

- How can students become more aware of some of the niche scholarships that may be a bit under the radar?

- What can advisors do to add more value in regards to college planning?

Compliance Code: 1713-OAS-9/19/2022

https://howtopayforcollege.com/
 

]]> Thu, 29 Sep 2022 04:00:00 +0000 danielcrosby@gmail.com (Ann Garcia, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- Is this an era of particularly anti-college sentiments?

- How can we incentivize the shift to better align societal needs with colleges?

- How should you think about and weigh the personal passion angle vs. the job security angle when counseling families on potential college paths?

- On average, how does being college educated affect one’s life in a broader sense (e.g. divorce rates, personal health)?

- Are there any clear downsides to college education? If so, what are some groups of people that might not benefit as much from college?

- How important is prestige in general? Does it matter as much as we think and how important is it at the graduate vs. undergraduate level?

- How does Ann think about Biden’s student loan forgiveness program?

- What is causing the cost of college education to rise so dramatically?

- What are some tips for families trying to find the best scholarships?

- How can students become more aware of some of the niche scholarships that may be a bit under the radar?

- What can advisors do to add more value in regards to college planning?

Compliance Code: 1713-OAS-9/19/2022

https://howtopayforcollege.com/
 

]]> Ann Garcia - Paying for College: Scholarships, Grants and Financial Aid Explained Ann Garcia, Dr. Daniel Crosby 00:43:24 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Ann Garcia. Ann Garcia is a CFP® and owner of Independent Progressive Advisors, a fee-only Registered Investment Advisor in Portland OR, author of The College Financial Lady blog (thecollegefinanciallady.com). Her blog has approximately 15,000 subscribers in various media (blog, Facebook). In addition, she is regularly cited in national media (New York Times, US News & World Report) on the subject of college planning. She earned a BA from the University of California, Berkeley, and is a member of Phi Beta Kappa and of NAPFA, the leading association of fee-only financial advisors. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Ann Garcia. Ann Garcia is a CFP® and owner of Independent Progressive Advisors, a fee-only Registered Investment Advisor in Portland OR, author of The College Financial Lady blog (thecollegefinanciallady.com). Her blog has approximately 15,000 subscribers in various media (blog, Facebook). In addition, she is regularly cited in national media (New York Times, US News & World Report) on the subject of college planning. She earned a BA from the University of California, Berkeley, and is a member of Phi Beta Kappa and of NAPFA, the leading association of fee-only financial advisors. the college financial lady, how to pay for college, studen loans, finding scholarships, studen loan forgiveness, the best scholarships, scholarships, college planning, college advisor, state school, higher education, pros and cons of college, student loan, job security, ann garcia, college education, ivy league schools, going to university false full 219 46b81a07-5d6e-4696-8ae7-14260cb83f14 Tom Morgan - The Power of Personal Myth Making: Crafting Your Unique Narrative Tune in to hear:

- What is the role of personal myth making in ameliorating the psychological crisis of modernity that we find ourselves in?

- Thinking about the current state of generalized despair at play in the world - are we consuming the wrong messages as we move through the world?

- What is the 1st step in Joseph Campbell’s Hero’s Journey?

- Why aren’t we answering the call to adventure and, realistically, are we all able to answer it?

- What’s the explore / exploit dissonance?

- How can we identify which of our dreams are worth heroic pursuit? Also, what is a key distinction between “follow your bliss” and the hero’s journey?

- How does the synthesis of our conscious and unconscious ways of being better equip us to address the challenges of life’s journey?

- What is the difference between hardship that catalyzes personal growth and pain that paralyzes personal growth?

https://twitter.com/tom_morganKCP

https://thekcpgroup.com/insights

Compliance Code: 1648-OAS-9/12/2022

]]> Thu, 22 Sep 2022 04:00:00 +0000 danielcrosby@gmail.com (Tom Morgan, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- What is the role of personal myth making in ameliorating the psychological crisis of modernity that we find ourselves in?

- Thinking about the current state of generalized despair at play in the world - are we consuming the wrong messages as we move through the world?

- What is the 1st step in Joseph Campbell’s Hero’s Journey?

- Why aren’t we answering the call to adventure and, realistically, are we all able to answer it?

- What’s the explore / exploit dissonance?

- How can we identify which of our dreams are worth heroic pursuit? Also, what is a key distinction between “follow your bliss” and the hero’s journey?

- How does the synthesis of our conscious and unconscious ways of being better equip us to address the challenges of life’s journey?

- What is the difference between hardship that catalyzes personal growth and pain that paralyzes personal growth?

https://twitter.com/tom_morganKCP

https://thekcpgroup.com/insights

Compliance Code: 1648-OAS-9/12/2022

]]> Tom Morgan - The Power of Personal Myth Making: Crafting Your Unique Narrative Tom Morgan, Dr. Daniel Crosby 00:39:47 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Tom Morgan. Tom spent the last 16 years on Wall Street working in the distribution of research for firms like Merrill Lynch, Bank of America, Consumer Edge, and Stifel. Tom is someone who inquisitively consumes content across a huge array of disciplines and extracts actionable insights for busy people. For most of the past decade, Tom wrote a weekly summary titled “The Best Bits,” which had a wide following in investment and non-investment circles. Tom holds a degree in Philosophy, Politics, and Economics from Oxford University. He moved to New York in 2009. He grew up in a British diplomatic household, traveling around the world and spending most of his childhood in London. Tom lives in New York with his wife, Diane. Tom and Diane have a toddler named Jack, a baby named Ava and an opinionated rabbit named Frank. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Tom Morgan. Tom spent the last 16 years on Wall Street working in the distribution of research for firms like Merrill Lynch, Bank of America, Consumer Edge, and Stifel. Tom is someone who inquisitively consumes content across a huge array of disciplines and extracts actionable insights for busy people. For most of the past decade, Tom wrote a weekly summary titled “The Best Bits,” which had a wide following in investment and non-investment circles. Tom holds a degree in Philosophy, Politics, and Economics from Oxford University. He moved to New York in 2009. He grew up in a British diplomatic household, traveling around the world and spending most of his childhood in London. Tom lives in New York with his wife, Diane. Tom and Diane have a toddler named Jack, a baby named Ava and an opinionated rabbit named Frank. call to adventure, investment podcasts, the standard deviations, investment podcast, how to change, optimism, changing your story, dr. daniel crosby, finance podcasts, joseph campbell's hero's journey, aspirational, personal growth, follow your bliss, explore vs. exploit, myth, the standard deviations podcast, t, rewriting your story, myths, mythology, motivation, finance podcast, personal myth making, the hero's journey, changing your life, hero's journey, joseph campbell, live your truth, despair, motivational, tom morgan, making changes, aspiration, how to invest, modernity false full 218 ad4368db-4daa-4862-aa20-bcf5594ad704 Morgan Housel - The Psychology of Money (Your Questions Answered) Tune in to hear:

- Which of the ideas from ‘The Psychology of Money’ does Morgan find most useful in his own life? If he had to re-release the book today, what would he change about it or omit from the book?

- What did Morgan expect readers to takeaway from the book and how does that contrast with the feedback he has received from readers?

- How applicable does Morgan feel the lessons from his book are across cultures?

- What’s the best conversation that Morgan has ever had about money and with whom?

- How does Morgan like to instruct his kids about money?

- How does Morgan like to filter the information that he uses in his writing and what are his most commonly used mental models for understanding his world around him?

- When is Morgan’s new book coming out and what is it about?

https://twitter.com/morganhousel

Compliance Code: 1617-OAS-9/7/2022

]]> Thu, 15 Sep 2022 04:00:00 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby, Morgan Housel) https://www.standarddeviationspod.com/ Tune in to hear:

- Which of the ideas from ‘The Psychology of Money’ does Morgan find most useful in his own life? If he had to re-release the book today, what would he change about it or omit from the book?

- What did Morgan expect readers to takeaway from the book and how does that contrast with the feedback he has received from readers?

- How applicable does Morgan feel the lessons from his book are across cultures?

- What’s the best conversation that Morgan has ever had about money and with whom?

- How does Morgan like to instruct his kids about money?

- How does Morgan like to filter the information that he uses in his writing and what are his most commonly used mental models for understanding his world around him?

- When is Morgan’s new book coming out and what is it about?

https://twitter.com/morganhousel

Compliance Code: 1617-OAS-9/7/2022

]]> Morgan Housel - The Psychology of Money (Your Questions Answered) Dr. Daniel Crosby, Morgan Housel 00:49:47 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Morgan Housel. Morgan Housel is a partner at The Collaborative Fund. His book The Psychology of Money has sold over two million copies and has been translated into 49 languages. He is a two-time winner of the Best in Business Award from the Society of American Business Editors and Writers, winner of the New York Times Sidney Award, and a two-time finalist for the Gerald Loeb Award for Distinguished Business and Financial Journalism. He serves on the board of directors at Markel. Morgan has presented at more than 100 conferences in a dozen countries. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Morgan Housel. Morgan Housel is a partner at The Collaborative Fund. His book The Psychology of Money has sold over two million copies and has been translated into 49 languages. He is a two-time winner of the Best in Business Award from the Society of American Business Editors and Writers, winner of the New York Times Sidney Award, and a two-time finalist for the Gerald Loeb Award for Distinguished Business and Financial Journalism. He serves on the board of directors at Markel. Morgan has presented at more than 100 conferences in a dozen countries. bear market, q and a, morgan housel, finances, stocks, fintech, dr. daniel crosby, the psychology of money, the stock market, behavioral finance, financial literacy, investing 101, common investment myths, bonds, befi, financial book, common investing myths, the behavioral investor, etfs, mutual funds, fintwit, investing, stock market, bull market, ama, yahoo finance, misconceptions about investing, how to invest, the laws of wealth, investing in the stock market false full 217 b0dc4ce8-1677-4608-8223-14d9d1bbfcf2 Taylor Schulte - The Power of an Abundance Mindset: Tips to Attract Wealth and Happiness (Live from San Diego) Tune in to hear:

- Taylor was recently publicly criticized on social media. How did he think through how to thoughtfully craft his reaction to this and how did the community he's built help insulate him from this?

- What role should community play for advisors and what can community provide that you couldn’t necessarily get through self-study or other means?

- In setting up his podcast, what did Taylor find worked well and what ended up surprising him?

- What differentiates marketing tactics and marketing strategies? Why is it so important to setup an overarching strategy and not just cobble together disparate marketing tricks?

- What role does authenticity play in crafting a successful marketing strategy?

- How can we position behavioral finance to our clients in a way that will fit a little bit better for them?

- What are the stages of a marketing funnel and how can we better apply these to promote our business?

- How do you manage the fragile balance between content creation that is accessible to everyone and trying to monetize this in some way?

https://www.taylorschulte.com

Compliance Code: 1367-OAS-8/1/2022

]]> Thu, 8 Sep 2022 04:00:00 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby, Taylor Schulte) https://www.standarddeviationspod.com/ Tune in to hear:

- Taylor was recently publicly criticized on social media. How did he think through how to thoughtfully craft his reaction to this and how did the community he's built help insulate him from this?

- What role should community play for advisors and what can community provide that you couldn’t necessarily get through self-study or other means?

- In setting up his podcast, what did Taylor find worked well and what ended up surprising him?

- What differentiates marketing tactics and marketing strategies? Why is it so important to setup an overarching strategy and not just cobble together disparate marketing tricks?

- What role does authenticity play in crafting a successful marketing strategy?

- How can we position behavioral finance to our clients in a way that will fit a little bit better for them?

- What are the stages of a marketing funnel and how can we better apply these to promote our business?

- How do you manage the fragile balance between content creation that is accessible to everyone and trying to monetize this in some way?

https://www.taylorschulte.com

Compliance Code: 1367-OAS-8/1/2022

]]> Taylor Schulte - The Power of an Abundance Mindset: Tips to Attract Wealth and Happiness (Live from San Diego) Dr. Daniel Crosby, Taylor Schulte 00:41:03 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Taylor Schulte. Taylor Schulte left the Wirehouse world in 2014 and launched Define Financial, a fee-only financial planning firm headquartered in San Diego, CA. He started this firm to create a business model that was bound by the Fiduciary standard and to obtain the freedom and flexibility to creatively grow my practice and help more people. He is also a regular contributor to Kiplinger, the The Co-Founder of The AGC™ Community for Advisors, Host of the Experiments in Advisor Marketing Podcast, Host of the Stay Wealthy Retirement Podcast and Founder of the Retirement Podcast Network. When he is not perfecting financial plans, you can find me traveling with his wife and two sons (Sawyer & Sutton), searching for the next best carne asada burrito, or trying to master Adam Scott’s golf swing. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Taylor Schulte. Taylor Schulte left the Wirehouse world in 2014 and launched Define Financial, a fee-only financial planning firm headquartered in San Diego, CA. He started this firm to create a business model that was bound by the Fiduciary standard and to obtain the freedom and flexibility to creatively grow my practice and help more people. He is also a regular contributor to Kiplinger, the The Co-Founder of The AGC™ Community for Advisors, Host of the Experiments in Advisor Marketing Podcast, Host of the Stay Wealthy Retirement Podcast and Founder of the Retirement Podcast Network. When he is not perfecting financial plans, you can find me traveling with his wife and two sons (Sawyer & Sutton), searching for the next best carne asada burrito, or trying to master Adam Scott’s golf swing. marketing your business, starting a podcast, the standard deviations, fintech, generosity mindset, dr. daniel crosby, starting a small business, behavioral finance, marketing for small businesses, d, advertising, marketing your podcast, recording a podcast, the standard deviations podcast, befi, marketing strategy, the behavioral investor, small business, search engine optimization, marketing strategies, facebook ads, seo, marketing tactic, entrepreneurial, entrepreneur, content creation, marketing tricks, fintwit, entrepreneurship, marketing, marketing tactics, marketing funnel, podcasting, scarcity, the laws of wealth true full 215 788985d1-92c6-412c-919b-6315f94b5149 Cullen Roche - Debunking Common Investment Myths (Live from San Diego) Tune in to hear:

- What is “all duration investing” and what behavioral upside might this approach have for investors?

- How can you better organize a bucketing approach to reflect those investments’ time horizons?

- What about the tendency for all time horizons to become today in the face of behavioral pressure - how can we protect ourselves from this?

- Why is the myth that “China owns the USA” constantly perpetuated?

- A lot of people think quantitative easing is just printing money - why is this a myth?

- Are governmental actions, or lack thereof, partially to blame for where we are at with inflation at the moment?

- Are we on the cusp of losing reserve currency status or is this a myth?

- Why does Cullen think there should be more nuance around the “buy and hold” principle?

- What are some pragmatic applications and implications of the financial myths that Cullen has busted on today’s episode?

https://www.pragcap.com

https://disciplinefunds.com

Compliance Code: 1355-OAS-8/1/2022

]]> Thu, 1 Sep 2022 04:00:00 +0000 danielcrosby@gmail.com (Cullen Roche, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- What is “all duration investing” and what behavioral upside might this approach have for investors?

- How can you better organize a bucketing approach to reflect those investments’ time horizons?

- What about the tendency for all time horizons to become today in the face of behavioral pressure - how can we protect ourselves from this?

- Why is the myth that “China owns the USA” constantly perpetuated?

- A lot of people think quantitative easing is just printing money - why is this a myth?

- Are governmental actions, or lack thereof, partially to blame for where we are at with inflation at the moment?

- Are we on the cusp of losing reserve currency status or is this a myth?

- Why does Cullen think there should be more nuance around the “buy and hold” principle?

- What are some pragmatic applications and implications of the financial myths that Cullen has busted on today’s episode?

https://www.pragcap.com

https://disciplinefunds.com

Compliance Code: 1355-OAS-8/1/2022

]]> Cullen Roche - Debunking Common Investment Myths (Live from San Diego) Cullen Roche, Dr. Daniel Crosby 00:37:27 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Cullen Roche. Mr. Roche is the Founder and Chief Investment Officer of Discipline Funds. Discipline Funds is a low fee financial advisory firm with a focus on helping people be more disciplined with their finances. He is also the author of Pragmatic Capitalism: What Every Investor Needs to Understand About Money and Finance, Understanding the Modern Monetary System and Understanding Modern Portfolio Construction. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Cullen Roche. Mr. Roche is the Founder and Chief Investment Officer of Discipline Funds. Discipline Funds is a low fee financial advisory firm with a focus on helping people be more disciplined with their finances. He is also the author of Pragmatic Capitalism: What Every Investor Needs to Understand About Money and Finance, Understanding the Modern Monetary System and Understanding Modern Portfolio Construction. standard deviations podcast, investment buckets, qe, quantitative easing, dr. daniel crosby, behavioral finance, investing 101, inflation, financial bucketing, cullen roche, discipline funds, behavioral upside, federal reserve, befi, psychology of finance, psychology of investing, common misconceptions about stocks, investment time horizons, the fed, the behavioral investor, pragcap, reserve currency, investment principles, the federal reserve, china owns the usa, behavioral alpha, investing, stock market, common investment mistakes, buy and hold, china, printing money, financial myth busting, bucketing approach, yahoo finance, all duration investing, daniel crosby, how to invest, the laws of wealth, investing in the stock market false full 216 b0438482-5f38-4afa-9952-4399edeaa34d Shabana Siyed - Why Authentic Content is the Key to Building Trust and Driving Traffic (Live from LA) Tune in to hear:

- A lot of the best content creators in this industry are a bit edgy. How can very large companies create good content when they are almost, by definition, required to not be edgy?

- If your brand wants to be honest about who they are - how do you begin to introspect and have that conversation?

- What’s a potentially interesting brand collaboration for a fintech firm?

- When is it appropriate for a brand to take advantage of a viral trend and when might it make sense for them to sit it out so it doesn’t seem disingenuous?

- What are some foundational best practices for content creation if people want it to really catch on?

- Once someone has “opted in” to your brand, how much should you scale back the advertising and calls-to-action to ensure you don’t alienate them?

- How can we harness all the hardship of the past few years into becoming better people?

https://twitter.com/SSiyed

Compliance Code: 1356-OAS-8/1/2022

]]> Thu, 25 Aug 2022 04:00:00 +0000 danielcrosby@gmail.com (Shabana Siyed, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- A lot of the best content creators in this industry are a bit edgy. How can very large companies create good content when they are almost, by definition, required to not be edgy?

- If your brand wants to be honest about who they are - how do you begin to introspect and have that conversation?

- What’s a potentially interesting brand collaboration for a fintech firm?

- When is it appropriate for a brand to take advantage of a viral trend and when might it make sense for them to sit it out so it doesn’t seem disingenuous?

- What are some foundational best practices for content creation if people want it to really catch on?

- Once someone has “opted in” to your brand, how much should you scale back the advertising and calls-to-action to ensure you don’t alienate them?

- How can we harness all the hardship of the past few years into becoming better people?

https://twitter.com/SSiyed

Compliance Code: 1356-OAS-8/1/2022

]]> Shabana Siyed - Why Authentic Content is the Key to Building Trust and Driving Traffic (Live from LA) Shabana Siyed, Dr. Daniel Crosby 00:36:34 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Shabana Siyed. Shabana Siyed has over 7+ years of combined experience with marketing, content creation, email lifecycles, and more. With knowledge from saas to fintech, she strives to help companies put their best foot forward, building relationships with prospects and clients. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Shabana Siyed. Shabana Siyed has over 7+ years of combined experience with marketing, content creation, email lifecycles, and more. With knowledge from saas to fintech, she strives to help companies put their best foot forward, building relationships with prospects and clients. meme, content creator, memes, fintech, dr. daniel crosby, influencer culture, building an authentic brand, content curation, behavioral finance, how to build a brand, tik tok, branding, befi, content creators, brand identity, the behavioral investor, sabana siyed, brand, influencers, content creation, fintwit, instagram influencer, viral, brand guidelines, influencer, the laws of wealth, call to action false full 214 ce2e8fde-e993-42ff-ac40-1b46d922326d Alex Chalekian - Financial Literacy that Sticks (Live from LA) Tune in to hear:

- What can Alex share about his financial literacy startup, Futurvest, and what needs or gaps did he see in the financial literacy space? 

- Knowing what we know about behavior, what does effective financial literacy education look like?

- Is there a way we can take the fight of financial literacy to an institutional level? Also, is there any hope of having financial literacy win out when large companies often monetize people’s poor financial decisions?

- If Alex had to do it all over again, with two decades of experience behind him, what would he do differently as an advisor?

- What is Alex’s niche and how does he differentiate himself from 300,000 peers? 

- Where does Alex think the financial service industry will be in 25 years from now?

- How has Alex’s relationship with his clients changed him for the better?

https://www.lakeavefinancial.com

https://www.futurvest.com

Compliance Code: 1358-OAS-8/1/2022

]]> Thu, 18 Aug 2022 04:00:00 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby, Alex Chalekian) https://www.standarddeviationspod.com/ Tune in to hear:

- What can Alex share about his financial literacy startup, Futurvest, and what needs or gaps did he see in the financial literacy space? 

- Knowing what we know about behavior, what does effective financial literacy education look like?

- Is there a way we can take the fight of financial literacy to an institutional level? Also, is there any hope of having financial literacy win out when large companies often monetize people’s poor financial decisions?

- If Alex had to do it all over again, with two decades of experience behind him, what would he do differently as an advisor?

- What is Alex’s niche and how does he differentiate himself from 300,000 peers? 

- Where does Alex think the financial service industry will be in 25 years from now?

- How has Alex’s relationship with his clients changed him for the better?

https://www.lakeavefinancial.com

https://www.futurvest.com

Compliance Code: 1358-OAS-8/1/2022

]]> Alex Chalekian - Financial Literacy that Sticks (Live from LA) Dr. Daniel Crosby, Alex Chalekian 00:38:59 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Alex Chalekian. Alex is the founder and CEO of Lake Avenue Financial. He has been dedicated to assisting his clients in working towards their financial goals for over 20 years. He works diligently to help his clients crystallize their financial goals, and then develops a comprehensive plan to build and manage financial assets toward these goals. Alex actively monitors each personal plan year after year to ensure the plan is followed and to maximize opportunities by making occasional adjustments, when necessary, to help keep clients’ goals in view. Because of this plan-driven approach, he stresses that long-term, familiar relationships are the cornerstone of his business practice. Regarded by clients as “thorough” and “innovative,” Alex has served as a financial consultant to many successful professionals, business owners and retirees. His approach matches perfectly for individuals who want a well-conceived financial plan stressing long-term, value-orientated investing supported by effective tax and estate planning strategies. Throughout his career, Alex has devoted significant energy to assisting women who have gone through divorce or the loss of a spouse. Alex received a business management degree from Pepperdine University. He began his career working at a nationally-recognized financial institution and an accounting firm. Alex entered the financial consulting business in 1997, founded Chalekian Wealth Management in 2003, and later founded Lake Avenue Financial in 2014. When he is not working, Alex commits his energy to his family, friends and community. Some of his favorite activities include traveling and playing sports. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Alex Chalekian. Alex is the founder and CEO of Lake Avenue Financial. He has been dedicated to assisting his clients in working towards their financial goals for over 20 years. He works diligently to help his clients crystallize their financial goals, and then develops a comprehensive plan to build and manage financial assets toward these goals. Alex actively monitors each personal plan year after year to ensure the plan is followed and to maximize opportunities by making occasional adjustments, when necessary, to help keep clients’ goals in view. Because of this plan-driven approach, he stresses that long-term, familiar relationships are the cornerstone of his business practice. Regarded by clients as “thorough” and “innovative,” Alex has served as a financial consultant to many successful professionals, business owners and retirees. His approach matches perfectly for individuals who want a well-conceived financial plan stressing long-term, value-orientated investing supported by effective tax and estate planning strategies. Throughout his career, Alex has devoted significant energy to assisting women who have gone through divorce or the loss of a spouse. Alex received a business management degree from Pepperdine University. He began his career working at a nationally-recognized financial institution and an accounting firm. Alex entered the financial consulting business in 1997, founded Chalekian Wealth Management in 2003, and later founded Lake Avenue Financial in 2014. When he is not working, Alex commits his energy to his family, friends and community. Some of his favorite activities include traveling and playing sports. alex chalekian, lake avenue financial, futurvest, robo investors, fintech, behavioral finance, ai, financial literacy, investing 101, financial literacy education, investin, women in finance, befi, etfs, automated investing, client relationships, fintwit, investing, financial literacy initiative, behavioral economics, financial education, behavior change, yahoo finance, direct indexing, robinhood, finlit, how to invest, women and finance false full 213 3355861f-ec29-438b-a394-cbd06fa5acf2 Melina Palmer - Surprise and Delight: Unlocking Customer Loyalty with Simple Strategies Tune in to hear:

- What are some of the psychological mechanisms that make our vision of ourselves so cloudy at times?

- If Melina hoped to draw out a deeply personal answer to the question “what are your financial goals,” how would she go about constructing the question?

- What are the hallmarks of a psychologically sophisticated brand and what is the psychological impact of this authenticity?

- What is the “surprise and delight” approach and why isn’t it more ubiquitous in customer service and UI design?

- How can we protect ourselves against being on autopilot as consumers? How do business owners encourage getting their clients in this kind of groove?

- How is pricing strategy a lot more complicated than it seems on the surface?

https://thebrainybusiness.com

Compliance Code: 1274-OAS-7/20/2022

]]> Thu, 11 Aug 2022 04:00:00 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby, Melina Palmer) https://www.standarddeviationspod.com/ Tune in to hear:

- What are some of the psychological mechanisms that make our vision of ourselves so cloudy at times?

- If Melina hoped to draw out a deeply personal answer to the question “what are your financial goals,” how would she go about constructing the question?

- What are the hallmarks of a psychologically sophisticated brand and what is the psychological impact of this authenticity?

- What is the “surprise and delight” approach and why isn’t it more ubiquitous in customer service and UI design?

- How can we protect ourselves against being on autopilot as consumers? How do business owners encourage getting their clients in this kind of groove?

- How is pricing strategy a lot more complicated than it seems on the surface?

https://thebrainybusiness.com

Compliance Code: 1274-OAS-7/20/2022

]]> Melina Palmer - Surprise and Delight: Unlocking Customer Loyalty with Simple Strategies Dr. Daniel Crosby, Melina Palmer 00:53:57 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Melina Palmer. Melina Palmer is founder and CEO of The Brainy Business, which provides behavioral economics consulting to businesses of all sizes from around the world. Her podcast, The Brainy Business, has downloads in over 160 countries. Melina worked in corporate marketing and brand strategy for over a decade before earning her master’s in behavioral economics. She has contributed research to the Association for Consumer Research, Filene Research Institute, and runs the Behavioral Economics & Business column for Inc Magazine. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Melina Palmer. Melina Palmer is founder and CEO of The Brainy Business, which provides behavioral economics consulting to businesses of all sizes from around the world. Her podcast, The Brainy Business, has downloads in over 160 countries. Melina worked in corporate marketing and brand strategy for over a decade before earning her master’s in behavioral economics. She has contributed research to the Association for Consumer Research, Filene Research Institute, and runs the Behavioral Economics & Business column for Inc Magazine. brand strategies, amazon, how to craft a brand, disney, pricing strategy, t-mobile, behavioral psychology, brands, behavioral finance, brand authenticity, user interface, melina palmer, branding, befi, brand identity, brand strategy, the brainy business, surprise and delight, user experience, how to make a brand, ritz carlton, brand expert, behavioral economics, brand guidelines, ux, ui, how to create an authentic brand false full 212 d8b3a8d2-a458-4166-898b-bb19375e8bdb Dr. Ashvin Chhabra - Mastering Mental Accounting: Strategies to Enhance Investor Decision-Making Tune in to hear:

- What does Ashvin propose as a better measure of investor success above risk adjusted returns?

- What are the two main reasons why we invest? Ashvin thinks that, with a traditional portfolio, we will be disappointed with at least one of these two dimensions at any given moment - why is this the case?

- What is the three-tiered investment approach that Ashvin came up with and how does it help ameliorate some of the disappointment implicit in investing?

- How does this bucketing approach help clients in both bear and bull markets?

- How does everything we’ve discussed today, with respect to the wealth allocation framework, improve investor behavior?

http://www.aspirationalinvestor.com

Compliance Code: 1118-OAS-6/27/2022

]]> Thu, 4 Aug 2022 04:00:00 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby, Dr. Ashvin Chhabra) https://www.standarddeviationspod.com/ Tune in to hear:

- What does Ashvin propose as a better measure of investor success above risk adjusted returns?

- What are the two main reasons why we invest? Ashvin thinks that, with a traditional portfolio, we will be disappointed with at least one of these two dimensions at any given moment - why is this the case?

- What is the three-tiered investment approach that Ashvin came up with and how does it help ameliorate some of the disappointment implicit in investing?

- How does this bucketing approach help clients in both bear and bull markets?

- How does everything we’ve discussed today, with respect to the wealth allocation framework, improve investor behavior?

http://www.aspirationalinvestor.com

Compliance Code: 1118-OAS-6/27/2022

]]> Dr. Ashvin Chhabra - Mastering Mental Accounting: Strategies to Enhance Investor Decision-Making Dr. Daniel Crosby, Dr. Ashvin Chhabra 00:30:19 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Ashvin Chhabra. Ashvin Chhabra is President and Chief Investment Officer of Euclidean Capital– a New York based family office for James H.Simons & Marilyn H. Simons. The Simons Foundation is dedicated to advancing research in mathematics and the basic sciences. It is currently one of America’s two or three largest private funders of these areas. Prior to his current position, Dr. Chhabra was Chief Investment Officer for Merrill Lynch Wealth Management from 2013-2015 and Chief Investment Officer at the Institute for Advanced Study, Princeton from 2007-2013. Ashvin is also the author of The Aspirational Investor, published by Harper Collins in 2015. Dr. Chhabra is a member of the investment committees of the Stony Brook Foundation, Institute for Advanced Study and Rockefeller University. He has lectured at Yale University, Carnegie Mellon University, Baruch College CUNY, and the University of Chicago. Ashvin holds a PhD in applied physics from Yale University in the field of non- linear dynamics (Chaos theory). This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Ashvin Chhabra. Ashvin Chhabra is President and Chief Investment Officer of Euclidean Capital– a New York based family office for James H.Simons & Marilyn H. Simons. The Simons Foundation is dedicated to advancing research in mathematics and the basic sciences. It is currently one of America’s two or three largest private funders of these areas. Prior to his current position, Dr. Chhabra was Chief Investment Officer for Merrill Lynch Wealth Management from 2013-2015 and Chief Investment Officer at the Institute for Advanced Study, Princeton from 2007-2013. Ashvin is also the author of The Aspirational Investor, published by Harper Collins in 2015. Dr. Chhabra is a member of the investment committees of the Stony Brook Foundation, Institute for Advanced Study and Rockefeller University. He has lectured at Yale University, Carnegie Mellon University, Baruch College CUNY, and the University of Chicago. Ashvin holds a PhD in applied physics from Yale University in the field of non- linear dynamics (Chaos theory). bear market, three-tiered investment approach, standard deviations podcast, rtq, dr. daniel crosby, aspirational investor, stock market 101, mental accounting, the stock market, risk aversion, wealth allocation, aspirational bucket, rtqs, how to invest in capital markets, allocation, why do we invest, capital markets, the standard deviations podcast, making sense of the market, risk tolerance, the behavioral investor, why we invest, improving investor behavior, allocating assets, volatility, investing, investing in stocks, bull market, bucketing approach, investor behavior, dr. ashvin chhabra, yahoo finance, investment, the laws of wealth, risk adjusted returns false full 211 b5cf3e6a-7679-4eda-a48f-0e2434f688c4 Samantha Lamas - Mastering Simplicity: The Art of Simplifying Complexity Tune in to hear:

- Why is it often complicated to offer a simple and elegant solution for the common behavioral dilemmas that advisors face?

- Why might psychological shortcuts potentially lead to gender bias in asset allocation?

- Are there any salient differences between men and women, on average, in regards to risk tolerance?

- How can we systematize the information gathering process during client intake in order to give more equitable advice?

- Why is there often a discrepancy between where clients perceive value in working with an advisor and where the advisors themselves perceive they are adding value?

- What are some ways that advisors can prime their clients for more effective goal setting?

- If Samantha could offer just one small behavioral intervention to make life a little better for each of us, what would she suggest?

https://twitter.com/SamanthaLamas4

Compliance Code: 1116-OAS-6/27/2022
 

]]> Thu, 28 Jul 2022 04:00:00 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby, Samantha Lamas) https://www.standarddeviationspod.com/ Tune in to hear:

- Why is it often complicated to offer a simple and elegant solution for the common behavioral dilemmas that advisors face?

- Why might psychological shortcuts potentially lead to gender bias in asset allocation?

- Are there any salient differences between men and women, on average, in regards to risk tolerance?

- How can we systematize the information gathering process during client intake in order to give more equitable advice?

- Why is there often a discrepancy between where clients perceive value in working with an advisor and where the advisors themselves perceive they are adding value?

- What are some ways that advisors can prime their clients for more effective goal setting?

- If Samantha could offer just one small behavioral intervention to make life a little better for each of us, what would she suggest?

https://twitter.com/SamanthaLamas4

Compliance Code: 1116-OAS-6/27/2022
 

]]> Samantha Lamas - Mastering Simplicity: The Art of Simplifying Complexity Dr. Daniel Crosby, Samantha Lamas 00:32:38 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Samantha Lamas. Samantha Lamas is a behavioral researcher at Morningstar and recent recipient of the Montgomery-Warschauer Award for her research in financial planning. Her research focuses on investor engagement and the factors that drive people’s decision making about investing and money. Her work delves into how people think about their financial goals, what they look for when seeking financial advice, and what kinds of mental shortcuts people use when making decisions about their personal finances. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Samantha Lamas. Samantha Lamas is a behavioral researcher at Morningstar and recent recipient of the Montgomery-Warschauer Award for her research in financial planning. Her research focuses on investor engagement and the factors that drive people’s decision making about investing and money. Her work delves into how people think about their financial goals, what they look for when seeking financial advice, and what kinds of mental shortcuts people use when making decisions about their personal finances. behavioral change, standard deviations podcast, investment podcast, investment 101, samantha lamas, behavioral research, setting goals, dr. daniel crosby, financial podcast, behavioral finance, equitable investing, behavioral researcher, women in finance, goal setting, befi, women and investment, risk tolerance, the behavioral investor, finance podcast, psychology and money, women and investing, morning start, esg, behavioral intervention, how to change behavior, changing behavior, psychology of the stock market, behavioral science, behavior change, behavioral interventions, yahoo finance, psychology, how to invest, the laws of wealth false full 210 ff522111-d61f-4157-8e50-5e6a934b59a7 Dr. Sarah Asebedo - Effective Strategies for Resolving Financial Conflict Tune in to hear:

- What role does positive psychology play in financial planning? More broadly, what is positive psychology and how is it differentiated from the popular conception of behavioral finance as the study of bias?

- What is the “three good things” intervention and why does it work? Is it applicable in a financial context as well?

- What do you do when someone attributes the best things in life to happenstance or luck? How can you potentially reorient this into something with a more internal locus of control?

- Why is money uniquely ripe for conflict and why are advisors well-positioned to help?

- What are the primary stages of financial conflict resolution?

- Is neuroticism the main personality trait, of the “Big 5,” that advisors would want to be aware of in their clients or do other personality traits play a big role in making sound investment decisions as well?

https://www.linkedin.com/in/sarahasebedophdcfp

Compliance Code: 1117-OAS-6/27/2022

]]> Thu, 21 Jul 2022 04:00:00 +0000 danielcrosby@gmail.com (Dr. Sarah Asebedo, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- What role does positive psychology play in financial planning? More broadly, what is positive psychology and how is it differentiated from the popular conception of behavioral finance as the study of bias?

- What is the “three good things” intervention and why does it work? Is it applicable in a financial context as well?

- What do you do when someone attributes the best things in life to happenstance or luck? How can you potentially reorient this into something with a more internal locus of control?

- Why is money uniquely ripe for conflict and why are advisors well-positioned to help?

- What are the primary stages of financial conflict resolution?

- Is neuroticism the main personality trait, of the “Big 5,” that advisors would want to be aware of in their clients or do other personality traits play a big role in making sound investment decisions as well?

https://www.linkedin.com/in/sarahasebedophdcfp

Compliance Code: 1117-OAS-6/27/2022

]]> Dr. Sarah Asebedo - Effective Strategies for Resolving Financial Conflict Dr. Sarah Asebedo, Dr. Daniel Crosby 00:49:17 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Dr. Sarah Asebedo. Sarah D. Asebedo, Ph.D., CFP®, is an experienced researcher, teacher, and practitioner in financial planning. Her goal is to connect research and practice through evidence-based methods that advance the financial planning profession and equip advisors to excel in client relationships. She is currently spearheading research focused on the application of positive psychology to financial planning, financial self-efficacy and the psychosocial environment, financial behavior change, and the financial planner/client interaction. Her work has been published in the Journal of Positive Psychology, Psychology and Aging, Journal of Consumer Affairs, Financial Planning Review, Journal of Financial Planning, Journal of Behavioral Finance, Journal of Financial Therapy, and Journal of Financial Counseling and Planning, among others. Her work has been recognized with the 2016 Montgomery-Warschauer Award (FPA/JFP); 2014, 2017, & 2018 Best Research Award (FPA/JFP); 2017 Top 40 Under 40 Award (Investment News); 2017 AARP Public Policy Institute Financial Services and the Older Consumer Award (ACCI); and the 2017 Robert O. Hermann Outstanding Dissertation Award (ACCI). Sarah is a current member and past-president of the Financial Therapy Association. She earned her Ph.D. in Personal Financial Planning from Kansas State University. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Dr. Sarah Asebedo. Sarah D. Asebedo, Ph.D., CFP®, is an experienced researcher, teacher, and practitioner in financial planning. Her goal is to connect research and practice through evidence-based methods that advance the financial planning profession and equip advisors to excel in client relationships. She is currently spearheading research focused on the application of positive psychology to financial planning, financial self-efficacy and the psychosocial environment, financial behavior change, and the financial planner/client interaction. Her work has been published in the Journal of Positive Psychology, Psychology and Aging, Journal of Consumer Affairs, Financial Planning Review, Journal of Financial Planning, Journal of Behavioral Finance, Journal of Financial Therapy, and Journal of Financial Counseling and Planning, among others. Her work has been recognized with the 2016 Montgomery-Warschauer Award (FPA/JFP); 2014, 2017, & 2018 Best Research Award (FPA/JFP); 2017 Top 40 Under 40 Award (Investment News); 2017 AARP Public Policy Institute Financial Services and the Older Consumer Award (ACCI); and the 2017 Robert O. Hermann Outstanding Dissertation Award (ACCI). Sarah is a current member and past-president of the Financial Therapy Association. She earned her Ph.D. in Personal Financial Planning from Kansas State University. financial therapy association, fighting about money, dr. daniel crosby, behavioral finance, cognitive biases, the big 5 personality traits, dr. sarah asebedo, the big 5, external locus of control, psychological principles, three good things, financial decision making, befi, changing client behavior, positive psychology, biases, the big 5 personality, cognitive bias, changing behavior, conflict resolution, three good things intervention, internal locus of control, psychology, positive psych, financial therapy, shifting behavior, locus of control false full 209 489a167d-f3d1-441e-a0ac-4aa34e5d7907 Dr. Kristy Archuleta - How Financial Therapy Can Transform Your Relationship with Money Tune in to hear:

 - As one of the founders of the discipline of financial therapy, what light can Dr. Archuleta shed on the origin story of this unique discipline?

- What are the lines of demarcation between financial planning, financial therapy and traditional therapy? Should financial planners look to make referrals, when necessary, for financial therapists or is this a largely academic discipline?

- What’s a concrete example of a concern that is out of the scope of a traditional financial advisor’s practice but not necessarily appropriate for a psychologist either?

- What is solution-focused therapy and why did Dr. Archuleta find it to be particularly instrumental in a study she was doing?

- How can we encourage people to be a little more thoughtful about their goal setting process?

- What is “fuzzy trace theory” and what is its relationship to risk tolerance?

https://www.linkedin.com/in/kristy-archuleta-ph-d-lmft-cft-i-tm-273a5722

Compliance Code: 1047-OAS-6/15/2022

]]> Thu, 14 Jul 2022 04:00:00 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby, Dr. Kristy Archuleta) https://www.standarddeviationspod.com/ Tune in to hear:

 - As one of the founders of the discipline of financial therapy, what light can Dr. Archuleta shed on the origin story of this unique discipline?

- What are the lines of demarcation between financial planning, financial therapy and traditional therapy? Should financial planners look to make referrals, when necessary, for financial therapists or is this a largely academic discipline?

- What’s a concrete example of a concern that is out of the scope of a traditional financial advisor’s practice but not necessarily appropriate for a psychologist either?

- What is solution-focused therapy and why did Dr. Archuleta find it to be particularly instrumental in a study she was doing?

- How can we encourage people to be a little more thoughtful about their goal setting process?

- What is “fuzzy trace theory” and what is its relationship to risk tolerance?

https://www.linkedin.com/in/kristy-archuleta-ph-d-lmft-cft-i-tm-273a5722

Compliance Code: 1047-OAS-6/15/2022

]]> Dr. Kristy Archuleta - How Financial Therapy Can Transform Your Relationship with Money Dr. Daniel Crosby, Dr. Kristy Archuleta 00:47:45 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Dr. Kristy Archuleta. Dr. Kristy Archuleta is a Professor in the Financial Planning program at the University of Georgia, a Licensed Marriage and Family Therapist, and a Certified Financial Therapist-I™. Prior to joining the faculty at UGA in 2018, she was an Associate Professor and Program Director of the Personal Financial Planning program at Kansas State University. Her research and teaching interests relate to financial therapy, couples and money, and effective mechanisms to improve financial and overall well-being. She has co-edited two books: Financial Planning & Scales and Financial Therapy: Theory, Theory, Research and Practice and published numerous scholarly articles. Dr. Archuleta is a co-founding board member and Past-President of the Financial Therapy Association, co-founding Editor of the Journal of Financial Therapy, and a co-founder of Women Managing the Farm. She serves on the Board of Directors for the National Association of Personal Financial Advisors and the National Consumer Education Foundation, the Financial Therapy Association Certification Committee, and the Editorial Boards for Financial Planning Review, Journal of Financial Planning, and Korean Financial Planning Review. She is commonly featured in podcasts and major news media outlets, such as the New York Times, Investment News, and CNBC, to name a few. Her cutting-edge research contributions, along with her co-authors, have been recognized with awards such as the 2019 National Endowment for Education sponsored Research to Practice Outstanding AFCPE Conference Paper Award and the Outstanding Journal Article Award given at the Association for Financial Counseling and Planning Education annual conference in 2014 and 2020. Dr. Archuleta is a recipient of the Kansas State University College of Human Ecology Myers-Alford Outstanding Teaching Award and the Oklahoma State University College of Human Sciences Distinguished Alumna Award. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Dr. Kristy Archuleta. Dr. Kristy Archuleta is a Professor in the Financial Planning program at the University of Georgia, a Licensed Marriage and Family Therapist, and a Certified Financial Therapist-I™. Prior to joining the faculty at UGA in 2018, she was an Associate Professor and Program Director of the Personal Financial Planning program at Kansas State University. Her research and teaching interests relate to financial therapy, couples and money, and effective mechanisms to improve financial and overall well-being. She has co-edited two books: Financial Planning & Scales and Financial Therapy: Theory, Theory, Research and Practice and published numerous scholarly articles. Dr. Archuleta is a co-founding board member and Past-President of the Financial Therapy Association, co-founding Editor of the Journal of Financial Therapy, and a co-founder of Women Managing the Farm. She serves on the Board of Directors for the National Association of Personal Financial Advisors and the National Consumer Education Foundation, the Financial Therapy Association Certification Committee, and the Editorial Boards for Financial Planning Review, Journal of Financial Planning, and Korean Financial Planning Review. She is commonly featured in podcasts and major news media outlets, such as the New York Times, Investment News, and CNBC, to name a few. Her cutting-edge research contributions, along with her co-authors, have been recognized with awards such as the 2019 National Endowment for Education sponsored Research to Practice Outstanding AFCPE Conference Paper Award and the Outstanding Journal Article Award given at the Association for Financial Counseling and Planning Education annual conference in 2014 and 2020. Dr. Archuleta is a recipient of the Kansas State University College of Human Ecology Myers-Alford Outstanding Teaching Award and the Oklahoma State University College of Human Sciences Distinguished Alumna Award. kansas state university, standard deviations podcast, financial therapy association, realizing your goals, setting realistic goals, assessing risk, setting goals, certified financial therapist, ksu, dr. daniel crosby, financial podcast, the stock market, fuzzy trace theory, solution-focused therapy, analyzing risk, dr. kristy archuleta, the behavioral investor, achieving goals, university of georgia, risk rolerance, setting appropriate goals, yahoo finance, financial therapist, kansas state, daniel crosby, psychology, the laws of wealth, financial therapy, psychologist false full 208 abad3511-0c0f-492a-b471-c0622cfb3988 Nick Maggiulli - Personal Finance Myth-Busting: The Truth Behind Common Money Misconceptions Tune in to hear:

- How did Nick land on a kinder, more gentle approach, to personal finance?

- What is the least conventional bit of financial advice that a reader may come across in Nick’s new book?

- Nick’s new book states that most savings advice is problematic - where does he differ from the conventional wisdom with respect to savings advice?

- How should we think about lifestyle creep from a data driven perspective?

- How should people think about investing at a time when inflation is rising this dramatically and when the market is not keeping pace?

- A sub chapter of Nick’s book says that “not even God can beat dollar cost averaging.” Why, historically, has waiting for a more opportune time to enter the market not been an effective strategy?

- How do you buy in a crisis and why shouldn’t we fear volatility?

- Did Nick change his mind about any major issue as he did the research for his new book?

https://twitter.com/dollarsanddata

https://ofdollarsanddata.com/justkeepbuying

Compliance Code: 1022-OAS-6/13/2022

]]> Thu, 7 Jul 2022 04:00:00 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby, Nick Maggiulli) https://www.standarddeviationspod.com/ Tune in to hear:

- How did Nick land on a kinder, more gentle approach, to personal finance?

- What is the least conventional bit of financial advice that a reader may come across in Nick’s new book?

- Nick’s new book states that most savings advice is problematic - where does he differ from the conventional wisdom with respect to savings advice?

- How should we think about lifestyle creep from a data driven perspective?

- How should people think about investing at a time when inflation is rising this dramatically and when the market is not keeping pace?

- A sub chapter of Nick’s book says that “not even God can beat dollar cost averaging.” Why, historically, has waiting for a more opportune time to enter the market not been an effective strategy?

- How do you buy in a crisis and why shouldn’t we fear volatility?

- Did Nick change his mind about any major issue as he did the research for his new book?

https://twitter.com/dollarsanddata

https://ofdollarsanddata.com/justkeepbuying

Compliance Code: 1022-OAS-6/13/2022

]]> Nick Maggiulli - Personal Finance Myth-Busting: The Truth Behind Common Money Misconceptions Dr. Daniel Crosby, Nick Maggiulli 00:40:00 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Nick Maggiulli. Nick Maggiulli is the Chief Operating Officer and Data Scientist at Ritholtz Wealth Management, where he oversees operations across the firm and provides insights on business intelligence. He is also the author of OfDollarsAndData.com, a blog focused on the intersection of data and personal finance. His work has been featured in The Wall Street Journal, CNBC, and The Los Angeles Times. Mr. Maggiulli graduated from Stanford University with a degree in Economics and currently resides in New York City. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Nick Maggiulli. Nick Maggiulli is the Chief Operating Officer and Data Scientist at Ritholtz Wealth Management, where he oversees operations across the firm and provides insights on business intelligence. He is also the author of OfDollarsAndData.com, a blog focused on the intersection of data and personal finance. His work has been featured in The Wall Street Journal, CNBC, and The Los Angeles Times. Mr. Maggiulli graduated from Stanford University with a degree in Economics and currently resides in New York City. bear market, standard deviations podcast, wealthy families, dollar cost averaging, dr. daniel crosby, behavioral finance, nick magiulli, vanderbilts, inflation, of dollars and data, buying the dip, building wealth, the standard deviations podcast, befi, hedonic treadmill, risk tolerance, managing inflation, lifestyle creep, savings advice, fighting inflation, volatility, investment strategies, stock market, the vanderbilts, combatting inflation, yahoo finance, dollars and data, person finance, just keep buying, how to build wealth, investment strategy false full 207 4b4a065e-c206-4fed-aa4e-1fd82123c84f Tim Houlihan - Unlock Lasting Change: How This Simple Framework Can Alter Your Behavior Tune in to hear:

- If Tim could personify himself as a guitar, what type of guitar would he be?

- Tim thinks that engagement, performance and persuasion all begin with behavioral science and that behavioral science begins with the unconscious. What does this mean from a scientific perspective and how can we tap into these unconscious motivations?

- The unconscious is pretty intensely guarded, and sometimes for good reason - how can we push through this and access information below the deck that is useful for behavioral change?

- What is the EAST framework for thinking and what does this acronym stand for?

- What does Tim consider to be the three keys to making something easy?

- Sometimes needlessly complicating a process can lead people to esteem it more highly - how can we decipher when this principle is going to be more persuasive or if ease will be more persuasive?

- How do we make something like finance, which is so fear inducing, more attractive to people?

- How can we use social cues to help herd people in a positive direction rather than one with selfish or malicious intent?

- How can we make our behavioral interventions more timely?

https://www.behavioralchemy.com

https://behavioralgrooves.com

Compliance Code: 1019-OAS-6/13/2022

]]> Thu, 30 Jun 2022 04:00:00 +0000 danielcrosby@gmail.com (Tim Houlihan, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- If Tim could personify himself as a guitar, what type of guitar would he be?

- Tim thinks that engagement, performance and persuasion all begin with behavioral science and that behavioral science begins with the unconscious. What does this mean from a scientific perspective and how can we tap into these unconscious motivations?

- The unconscious is pretty intensely guarded, and sometimes for good reason - how can we push through this and access information below the deck that is useful for behavioral change?

- What is the EAST framework for thinking and what does this acronym stand for?

- What does Tim consider to be the three keys to making something easy?

- Sometimes needlessly complicating a process can lead people to esteem it more highly - how can we decipher when this principle is going to be more persuasive or if ease will be more persuasive?

- How do we make something like finance, which is so fear inducing, more attractive to people?

- How can we use social cues to help herd people in a positive direction rather than one with selfish or malicious intent?

- How can we make our behavioral interventions more timely?

https://www.behavioralchemy.com

https://behavioralgrooves.com

Compliance Code: 1019-OAS-6/13/2022

]]> Tim Houlihan - Unlock Lasting Change: How This Simple Framework Can Alter Your Behavior Tim Houlihan, Dr. Daniel Crosby 00:49:21 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Tim Houlihan of BehaviorAlchemy. Tim's work environment has allowed him to create and operate research projects with Dan Ariely, PhD (Duke University), Francesca Gino, Phd (Harvard University), Victoria Schaffer, PhD (University of Missouri), Ran Kivetz, PhD (Columbia University), Patti Norberg, PhD (Quinnipiac University), Scott Jeffrey, PhD (Monmouth University), Saurabh Bhargava, PhD (Carnegie Mellon University) and George Loewenstein, PhD (Carnegie Mellon University), among others. He has studied the working environment of sales incentives and employee engagement at companies with as many as 450,000 employees and as small as firms with 25,000 employees in the Midwestern United States. His articles have been published in World at Work and Sales & Marketing Management magazines and he has spoken at hundreds of client forums in the United States, South America and Europe. The insights gained from working with Fortune 1000 firms and Global 100 firms are brought to bear in my work. In addition to his consulting business, BehaviorAlchemy, Tim is the host of the Behavioral Grooves Podcast. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Tim Houlihan of BehaviorAlchemy. Tim's work environment has allowed him to create and operate research projects with Dan Ariely, PhD (Duke University), Francesca Gino, Phd (Harvard University), Victoria Schaffer, PhD (University of Missouri), Ran Kivetz, PhD (Columbia University), Patti Norberg, PhD (Quinnipiac University), Scott Jeffrey, PhD (Monmouth University), Saurabh Bhargava, PhD (Carnegie Mellon University) and George Loewenstein, PhD (Carnegie Mellon University), among others. He has studied the working environment of sales incentives and employee engagement at companies with as many as 450,000 employees and as small as firms with 25,000 employees in the Midwestern United States. His articles have been published in World at Work and Sales & Marketing Management magazines and he has spoken at hundreds of client forums in the United States, South America and Europe. The insights gained from working with Fortune 1000 firms and Global 100 firms are brought to bear in my work. In addition to his consulting business, BehaviorAlchemy, Tim is the host of the Behavioral Grooves Podcast. behavioral grooves podcast, behavior and finance, the stock market, behavioral finance, behavioral alchemy, east acronym, martin guitars, behavioral studies, befi, besci, east framework, motivation, les paul, positive behavioral change, unconscious, gretsch, behavioral study, what motivates people, changing behavior, stock market, behavioral grooves, behavioral science, behavioral interventions, east, unconscious motivations, shifting behavior false full 206 d656b1be-733b-49d7-afc5-a7055cfa98e4 Steve Atkinson - The Admired Advisor: How to Gain Respect and Build a Lasting Reputation Tune in to hear:

- When we narrow down the financial advisors to those who we would trust to manage our spouse’s or parent’s finances, Steve thinks that we do so largely on behavioral factors alone. Which behavioral considerations make someone a trusted advisor?

- From the outside looking in (i.e. if you don’t personally know an advisor beforehand), how can one make a determination about whether an advisor is going to be one of the handful of advisors that another advisor might entrust with their family’s finances?

- Where does Steve think we are headed as an industry? How might we communicate the broader value we can offer to the investing public when they still largely think of us as “stock pickers?”

- What has Steve seen that really knits clients and advisors together?

- What is one thing, from a productivity standpoint, that Steve sees advisors failing to do or a place where they’re leaving value on the table?

- What’s an example of a common high effort, low impact advisor behavior?

- How can we begin to combat inflation at a time like this?

https://podcasts.apple.com/us/podcast/the-admired-advisor-podcast/id1519857134

https://books.google.com/books/about/27_Principles_Every_Investor_Should_Know.html?id=C6yGxgEACAAJ

Compliance Code:  0994-OAS-6/8/2022

]]> Thu, 23 Jun 2022 04:00:00 +0000 danielcrosby@gmail.com (Steve Atkinson, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- When we narrow down the financial advisors to those who we would trust to manage our spouse’s or parent’s finances, Steve thinks that we do so largely on behavioral factors alone. Which behavioral considerations make someone a trusted advisor?

- From the outside looking in (i.e. if you don’t personally know an advisor beforehand), how can one make a determination about whether an advisor is going to be one of the handful of advisors that another advisor might entrust with their family’s finances?

- Where does Steve think we are headed as an industry? How might we communicate the broader value we can offer to the investing public when they still largely think of us as “stock pickers?”

- What has Steve seen that really knits clients and advisors together?

- What is one thing, from a productivity standpoint, that Steve sees advisors failing to do or a place where they’re leaving value on the table?

- What’s an example of a common high effort, low impact advisor behavior?

- How can we begin to combat inflation at a time like this?

https://podcasts.apple.com/us/podcast/the-admired-advisor-podcast/id1519857134

https://books.google.com/books/about/27_Principles_Every_Investor_Should_Know.html?id=C6yGxgEACAAJ

Compliance Code:  0994-OAS-6/8/2022

]]> Steve Atkinson - The Admired Advisor: How to Gain Respect and Build a Lasting Reputation Steve Atkinson, Dr. Daniel Crosby 00:39:07 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Steve Atkinson. As Managing Director, Advisor Relations, Steve Atkinson is a senior member at Buckingham overseeing the relationship experience the advisors and their clients have with the firm. In conjunction with the many resources at Buckingham, the team helps advisors in their pursuit of delivering true wealth management. He is a graduate of the University of Nebraska at Omaha with a Bachelor’s in Finance and Banking. He also holds the Certified Fund Specialist (CFS) designation along with FINRA licenses 7, 24 and 66. Some of Steve’s favorite learnings since entering the business in 1996 were the lessons from participating in Dan Sullivan’s Strategic Coach program from 1999 to 2002 as well as the Admired Advisor content we started offering advisors in 2013. In his spare time Steve enjoys golfing, skiing or throwing a fishing line in the water when the opportunity presents itself. Steve, his wife, Laura, and their three daughters live in Omaha, Nebraska. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Steve Atkinson. As Managing Director, Advisor Relations, Steve Atkinson is a senior member at Buckingham overseeing the relationship experience the advisors and their clients have with the firm. In conjunction with the many resources at Buckingham, the team helps advisors in their pursuit of delivering true wealth management. He is a graduate of the University of Nebraska at Omaha with a Bachelor’s in Finance and Banking. He also holds the Certified Fund Specialist (CFS) designation along with FINRA licenses 7, 24 and 66. Some of Steve’s favorite learnings since entering the business in 1996 were the lessons from participating in Dan Sullivan’s Strategic Coach program from 1999 to 2002 as well as the Admired Advisor content we started offering advisors in 2013. In his spare time Steve enjoys golfing, skiing or throwing a fishing line in the water when the opportunity presents itself. Steve, his wife, Laura, and their three daughters live in Omaha, Nebraska. financial advisors, client advisor relationship, empathic listening, active listening, behavioral finance, building client trust, inflation, investment philosophy, managing client relationships, the admired advisor, empathic investing, empathy, ria, trusted advisor, befi, practice management, buckingham, investment philosophies, investment strategies, investment strategy, how to invest, investing in the stock market false full 204 07eb6034-c0a5-40ac-8241-0f228777b645 Jeff Levine - Master Tax Planning: Practical Ways to Minimize Your Tax Burden This Year Tune in to hear:

- Jeff is known on Twitter for his complex deep dives into the world of tax legislation - what got him interested in this in the first place?

- What is keeping us from a more simplified tax code? Is it really as complicated as it appears or is there some subterfuge here where the complexity is just a feature and not a bug?

- When Jeff hears politicians and everyday people talking about tax schemes - which ideas sort of make him cringe and which ideas around taxation does he find to be widely misrepresented?

- How does Jeff see the conversation around “taker states” vs. “maker states” playing out? Does this cause infighting and strife and is there anything that can be done to address this?

- If Jeff could wave a magic wand and become president, what immediate changes would he make to the US tax code?

- What are some common sense steps the average person can take to minimize their tax burden?

- What are a couple of the strangest things he’s ever seen written off?

- What can advisors do, with the respect to tax, to set themselves apart from the crowd without taking on excessive risk?

https://twitter.com/CPAPlanner

https://www.linkedin.com/in/jeff-levine

Compliance Code: 1020-OAS-6/13/2022

]]> Thu, 16 Jun 2022 04:00:00 +0000 danielcrosby@gmail.com (Jeff Levine, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- Jeff is known on Twitter for his complex deep dives into the world of tax legislation - what got him interested in this in the first place?

- What is keeping us from a more simplified tax code? Is it really as complicated as it appears or is there some subterfuge here where the complexity is just a feature and not a bug?

- When Jeff hears politicians and everyday people talking about tax schemes - which ideas sort of make him cringe and which ideas around taxation does he find to be widely misrepresented?

- How does Jeff see the conversation around “taker states” vs. “maker states” playing out? Does this cause infighting and strife and is there anything that can be done to address this?

- If Jeff could wave a magic wand and become president, what immediate changes would he make to the US tax code?

- What are some common sense steps the average person can take to minimize their tax burden?

- What are a couple of the strangest things he’s ever seen written off?

- What can advisors do, with the respect to tax, to set themselves apart from the crowd without taking on excessive risk?

https://twitter.com/CPAPlanner

https://www.linkedin.com/in/jeff-levine

Compliance Code: 1020-OAS-6/13/2022

]]> Jeff Levine - Master Tax Planning: Practical Ways to Minimize Your Tax Burden This Year Jeff Levine, Dr. Daniel Crosby 00:49:26 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Jeff Levine. As Chief Planning Officer for Buckingham Strategic Wealth, Jeffrey works closely with the Buckingham team to create a seamless and enjoyable experience for clients that makes it easy to plan and instill confidence as they work towards their most important goals. Jeffrey serves as a technical resource for advisors and the firm’s primary thought leader regarding evidence-based planning concepts and strategies. His work at Buckingham gives him the ability to train and educate hundreds of advisors and support them in their pursuit of helping clients fulfill their financial dreams. Jeffrey is a nationally recognized thought leader within the financial planning community. He is the lead financial planning nerd for kitces.com, home of the popular Nerd’s Eye View blog, and the founder of Fully Vested Advice, Inc., which provides financial education and consulting services to industry professionals. Prior to joining Buckingham Strategic Wealth in 2020, Jeffrey served as CEO of BluePrint Wealth Alliance, where he was responsible for spearheading the company’s vision and ensuring the firm and its advisors delivered a unique, modern approach to financial, tax and estate planning. He is an active speaker, traveling the country each year to educate thousands of financial advisors, CPAs, attorneys and consumers on retirement, tax and estate planning strategies. Jeffrey is a recipient of the Standing Ovation award, presented by the AICPA Financial Planning Division in 2017 for “exemplary professional achievement in personal financial planning services.” He was also named to the 2017 class of 40 Under 40 by InvestmentNews, which recognizes “accomplishment, contribution to the financial advice industry, leadership and promise for the future.” Jeffrey is the author of “The Financial Advisor’s Guide to Savvy IRA Planning,” the lead creator of Savvy IRA Planning®, co-creator of Savvy Tax Planning®, and content creator for both, all offered through Horsesmouth, LLC. Jeffrey is a regular contributor to Forbes.com, as well as various industry publications and has promoted retirement and tax education on television stations such as CNBC, Fox Business News, CBS and Public Television. He is regularly sought after by journalists for his insights and is frequently quoted in publications throughout the country, including The Wall Street Journal, USA Today, The New York Times, San Francisco Chronicle, The Washington Post, Investment News, Financial Planning, ThinkAdvisor, On Wall Street, Forbes, CNBC, Morningstar, Kiplinger’s, Kiplinger’s Retirement Report, Reuters, Bloomberg, Barrons and many others. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Jeff Levine. As Chief Planning Officer for Buckingham Strategic Wealth, Jeffrey works closely with the Buckingham team to create a seamless and enjoyable experience for clients that makes it easy to plan and instill confidence as they work towards their most important goals. Jeffrey serves as a technical resource for advisors and the firm’s primary thought leader regarding evidence-based planning concepts and strategies. His work at Buckingham gives him the ability to train and educate hundreds of advisors and support them in their pursuit of helping clients fulfill their financial dreams. Jeffrey is a nationally recognized thought leader within the financial planning community. He is the lead financial planning nerd for kitces.com, home of the popular Nerd’s Eye View blog, and the founder of Fully Vested Advice, Inc., which provides financial education and consulting services to industry professionals. Prior to joining Buckingham Strategic Wealth in 2020, Jeffrey served as CEO of BluePrint Wealth Alliance, where he was responsible for spearheading the company’s vision and ensuring the firm and its advisors delivered a unique, modern approach to financial, tax and estate planning. He is an active speaker, traveling the country each year to educate thousands of financial advisors, CPAs, attorneys and consumers on retirement, tax and estate planning strategies. Jeffrey is a recipient of the Standing Ovation award, presented by the AICPA Financial Planning Division in 2017 for “exemplary professional achievement in personal financial planning services.” He was also named to the 2017 class of 40 Under 40 by InvestmentNews, which recognizes “accomplishment, contribution to the financial advice industry, leadership and promise for the future.” Jeffrey is the author of “The Financial Advisor’s Guide to Savvy IRA Planning,” the lead creator of Savvy IRA Planning®, co-creator of Savvy Tax Planning®, and content creator for both, all offered through Horsesmouth, LLC. Jeffrey is a regular contributor to Forbes.com, as well as various industry publications and has promoted retirement and tax education on television stations such as CNBC, Fox Business News, CBS and Public Television. He is regularly sought after by journalists for his insights and is frequently quoted in publications throughout the country, including The Wall Street Journal, USA Today, The New York Times, San Francisco Chronicle, The Washington Post, Investment News, Financial Planning, ThinkAdvisor, On Wall Street, Forbes, CNBC, Morningstar, Kiplinger’s, Kiplinger’s Retirement Report, Reuters, Bloomberg, Barrons and many others. wealth taxes, understanding taxes, us tax code, taxes, tax strategies, income tax, write offs, a fresh perspective on taxes, tax laws, w2, changing the us tax code, wealth tax, charitable giving, tax law, certified public accountant, taker states, filing for an extension, tax write offs, tax burden, donations, 1099, lowering your tax burden, tax legislation, how to save money on your tax return, taxation, better understanding taxes, tax code, cpa, maker states, filing taxes, save money on your tax return, saving money on your tax return, filing your taxes, the us tax code, a new perspective on taxes false full 205 943f48c5-4017-47d8-bd5f-1d4420234170 Drew Dickson - Stay Invested, Stay Ahead Tune in to hear:

- What was Drew’s experience studying under Richard Thaler like?

- Drew thinks that you have to hold a willingness to be right and to be wrong in equal measure at all times - is this something that Thaler modeled in his behavior and how does he think about this in the context of his own firm?

- What’s an analogy we can draw between Hank Aaron’s batting behavior and the act of picking stocks?

- What are a few techniques Drew has discovered to de-bias his thinking a bit?

- Drew is great at distilling highly complex concepts into easily understandable ideas - is this an important part of getting his institutional clients on the same page?

- What are "unknown knowns" and what do they have to do with confirmation bias? Why is the market so averse to ambiguity?

https://www.albertbridgecapital.com

Compliance Code: 0983-OAS-6/6/2022
 

]]> Thu, 9 Jun 2022 04:00:00 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby, Drew Dickson) https://www.standarddeviationspod.com/ Tune in to hear:

- What was Drew’s experience studying under Richard Thaler like?

- Drew thinks that you have to hold a willingness to be right and to be wrong in equal measure at all times - is this something that Thaler modeled in his behavior and how does he think about this in the context of his own firm?

- What’s an analogy we can draw between Hank Aaron’s batting behavior and the act of picking stocks?

- What are a few techniques Drew has discovered to de-bias his thinking a bit?

- Drew is great at distilling highly complex concepts into easily understandable ideas - is this an important part of getting his institutional clients on the same page?

- What are "unknown knowns" and what do they have to do with confirmation bias? Why is the market so averse to ambiguity?

https://www.albertbridgecapital.com

Compliance Code: 0983-OAS-6/6/2022
 

]]> Drew Dickson - Stay Invested, Stay Ahead Dr. Daniel Crosby, Drew Dickson 00:47:35 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Drew Dickson. Drew is the founder of Albert Bridge Capital, and CIO of the Alpha Europe funds. He has over 20 years of industry experience, and previously was a partner in the asset management division of Perella Weinberg Partners (PWP). Mr Dickson started his investment management career at Fidelity Investments, before moving to Och-Ziff, then founding Dickson Capital Management, a firm ultimately acquired by PWP in 2012. Mr Dickson holds an MBA from the University of Chicago Booth School of Business, where he was a research assistant for behavioral economist Richard Thaler, as well as a BSc. from Purdue University. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Drew Dickson. Drew is the founder of Albert Bridge Capital, and CIO of the Alpha Europe funds. He has over 20 years of industry experience, and previously was a partner in the asset management division of Perella Weinberg Partners (PWP). Mr Dickson started his investment management career at Fidelity Investments, before moving to Och-Ziff, then founding Dickson Capital Management, a firm ultimately acquired by PWP in 2012. Mr Dickson holds an MBA from the University of Chicago Booth School of Business, where he was a research assistant for behavioral economist Richard Thaler, as well as a BSc. from Purdue University. de-biasing, allocating capital, drew dickson, loss aversion, behavioral finance, confirmation bias, cognitive biases, stay in the game, ambiguity, unknown knowns, albert bridge capital, known knowns, known unknowns, befi, richard thaler, picking stocks, hank aaron, cognitive bias, ambiguity bias, yahoo finance, de-bias, correcting cognitive biases false full 203 38ac17ad-30c6-4dce-9c26-757ea655e3e1 Jez Groom - The Power of Behavioral Nudging: How Positive Influence Can Shape Better Outcomes Tune in to hear:

- Where are we at, as an industry, in terms of the application of behavioral sciences to the world of work? Where does Jez see us headed next or what’s his outlook for the industry?

- Compared to something like tech, where does the financial industry fall on the adoption curve of behavioral sciences? 

- In what field might we have the next big, unexplored vertical jump for applied behavioral sciences?

- What was the case study about helping regular folks save more money and what practical things emerged from this study?

- Why is a degree of granularity so important when making a behaviorally-driven plan?

- How can we fight the idea that grand behavioral changes require grand behavioral interventions? 

- How did Jez help Mexico implement a country-wide campaign to tackle obesity using behavioral science? What can we learn from this example?

https://www.goodreads.com/book/show/49190518-ripple

https://www.cowryconsulting.com/consultants/jez-groom

Compliance Code: 0934-OAS-5/26/2022

]]> Thu, 2 Jun 2022 04:00:00 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby, Jez Groom) https://www.standarddeviationspod.com/ Tune in to hear:

- Where are we at, as an industry, in terms of the application of behavioral sciences to the world of work? Where does Jez see us headed next or what’s his outlook for the industry?

- Compared to something like tech, where does the financial industry fall on the adoption curve of behavioral sciences? 

- In what field might we have the next big, unexplored vertical jump for applied behavioral sciences?

- What was the case study about helping regular folks save more money and what practical things emerged from this study?

- Why is a degree of granularity so important when making a behaviorally-driven plan?

- How can we fight the idea that grand behavioral changes require grand behavioral interventions? 

- How did Jez help Mexico implement a country-wide campaign to tackle obesity using behavioral science? What can we learn from this example?

https://www.goodreads.com/book/show/49190518-ripple

https://www.cowryconsulting.com/consultants/jez-groom

Compliance Code: 0934-OAS-5/26/2022

]]> Jez Groom - The Power of Behavioral Nudging: How Positive Influence Can Shape Better Outcomes Dr. Daniel Crosby, Jez Groom 00:42:35 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Jez Groom. With over 14 years of experience of practically applying behavioral science in business, Jez has established himself as one of the world's leading practitioners in the field. Working with globally renowned organizations such as Amazon, Sky, Tesco, Aegon, Standard Life, O2 and HSBC, Jez and the team at Cowry use behavioral science to deliver the science behind exceptional customer and employee experiences. With over 70+ case studies, Cowry have developed a creative and systematic behavioral design 'thinking and doing' methodology that helps make businesses as human as humanly possible. As an author of his latest book : Ripple - The big effects of small behavior changes in business, Jez has documented the insights, tips and toolkits that can help business people to activate behavioral science at scale within their organization. He regularly speaks at conferences on how behavioral science can be practically applied to business and fascinates audiences that are obsessed with topics such as customer and employee experience, financial decision making, pensions, contact centers, health and safety and he always lets the work and the results do the talking. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Jez Groom. With over 14 years of experience of practically applying behavioral science in business, Jez has established himself as one of the world's leading practitioners in the field. Working with globally renowned organizations such as Amazon, Sky, Tesco, Aegon, Standard Life, O2 and HSBC, Jez and the team at Cowry use behavioral science to deliver the science behind exceptional customer and employee experiences. With over 70+ case studies, Cowry have developed a creative and systematic behavioral design 'thinking and doing' methodology that helps make businesses as human as humanly possible. As an author of his latest book : Ripple - The big effects of small behavior changes in business, Jez has documented the insights, tips and toolkits that can help business people to activate behavioral science at scale within their organization. He regularly speaks at conferences on how behavioral science can be practically applied to business and fascinates audiences that are obsessed with topics such as customer and employee experience, financial decision making, pensions, contact centers, health and safety and he always lets the work and the results do the talking. behavioral change, encouraging behavioral change, cbo, applied behavioral science, fighting obesity, behavioral hacks, behavioral finance, ripple book, brain hacks, the standard deviations podcast, chief behavioral officer, befi, besci, behavioral sciences, life hacks, tackling obesity, changing behavior, behavioral science, jez groom, shifting behavior false full 202 78ee4661-0e17-488f-9e40-8c08da0bdf48 Herman Brodie - Unlocking the Power of Trust Tune in to hear:

- What are some of the primary drivers of asset flows from a behavioral perspective?

- Soft factors account for a lot more of clients’ decision-making process about their assets - what is the takeaway, for asset managers and financial advisors, from this revelation?

- What are the three different types of trust that Herman breaks down in his book?

- Interpersonal trust might be the most important pillar of trust, as well as being the most within an advisor’s sphere of control. What can one do to build and fortify this with our client base?

- What is the number one most trusted profession in both the US and nearly globally? Why might this be the case?

- Why are financial professionals rated so low on the Edelman Trust Barometer? Could they ever be trusted at the same level as those in a medical profession?

- What are the “Big 5” personality traits and how can they be applied to deepen the understanding between clients and advisors?

https://www.thetrustmandate.com

https://www.prospectabriefings.com

Compliance Code: 0919-OAS-5/24/2022

]]> Thu, 26 May 2022 10:59:41 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby, Herman Brodie) https://www.standarddeviationspod.com/ Tune in to hear:

- What are some of the primary drivers of asset flows from a behavioral perspective?

- Soft factors account for a lot more of clients’ decision-making process about their assets - what is the takeaway, for asset managers and financial advisors, from this revelation?

- What are the three different types of trust that Herman breaks down in his book?

- Interpersonal trust might be the most important pillar of trust, as well as being the most within an advisor’s sphere of control. What can one do to build and fortify this with our client base?

- What is the number one most trusted profession in both the US and nearly globally? Why might this be the case?

- Why are financial professionals rated so low on the Edelman Trust Barometer? Could they ever be trusted at the same level as those in a medical profession?

- What are the “Big 5” personality traits and how can they be applied to deepen the understanding between clients and advisors?

https://www.thetrustmandate.com

https://www.prospectabriefings.com

Compliance Code: 0919-OAS-5/24/2022

]]> Herman Brodie - Unlocking the Power of Trust Dr. Daniel Crosby, Herman Brodie 00:54:00 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Herman Brodie. Herman is the co-author of The Trust Mandate: The behavioral science behind how asset managers REALLY win and keep clients (2018) and co-authored and lectures A Practical History of Financial Markets, an investment course developed for the Edinburgh Business School's MBA program. In addition, he is an international faculty member of the Portfolio Construction Forum, an education and certification body in Australia & New Zealand, and a Senior Fellow of the Center for Board Certified Fiduciaries in the US. Herman is also a proud Ambassador for the UK Diversity Project. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Herman Brodie. Herman is the co-author of The Trust Mandate: The behavioral science behind how asset managers REALLY win and keep clients (2018) and co-authored and lectures A Practical History of Financial Markets, an investment course developed for the Edinburgh Business School's MBA program. In addition, he is an international faculty member of the Portfolio Construction Forum, an education and certification body in Australia & New Zealand, and a Senior Fellow of the Center for Board Certified Fiduciaries in the US. Herman is also a proud Ambassador for the UK Diversity Project. the trust mandate, financial advisors, empathic listening, the big 5 personality test, edelman trust barometer, empath, active listening, behavioral finance, building client trust, behavior and investment, the big 5 personality traits, hard skills, the big 5, empathy, investment advice, herman brodie, building trust, befi, prospecta briefings, the types of trust, trust barometer, prospecta, soft skills, behavioral science, 3 types of trust, yahoo finance, interpersonal, asset management, asset flows, interpersonal trust false full 201 9d4d3b75-6ff9-46fd-bce5-802643333357 Dr. Kurt Nelson - Unlocking Your Full Potential: How to Find Your Behavioral Groove for Success Tune in to hear:

- Has Kurt ever noticed a problem that isn’t ostensibly behavioral in nature that ended up being behavioral?

- How can we craft a cohesive work culture without contributing to problems like group think?

- From a leadership perspective, how can we open ourselves up to new ideas and not fall prey to confirmation bias? Also, if we are the person that’s going to question the status quo of an organization - how can we do that in a way that it’s likely to get picked up?

- What is a when-then rule and how can it help us make better decisions?

- What is one thing that Kurt has learned from a guest on his podcast, Behavioral Grooves, that surprised him or that he has since applied in his own life?

- What is something he has changed his mind about since he began hosting the podcast?

- What are one or two behavioral changes the average person could make to improve their life?

https://twitter.com/whatmotivates

https://www.linkedin.com/in/kurtwnelson

Compliance Code: 0781-OAS-5/5/2022
 

]]> Thu, 19 May 2022 04:00:00 +0000 danielcrosby@gmail.com (Kurt Nelson, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- Has Kurt ever noticed a problem that isn’t ostensibly behavioral in nature that ended up being behavioral?

- How can we craft a cohesive work culture without contributing to problems like group think?

- From a leadership perspective, how can we open ourselves up to new ideas and not fall prey to confirmation bias? Also, if we are the person that’s going to question the status quo of an organization - how can we do that in a way that it’s likely to get picked up?

- What is a when-then rule and how can it help us make better decisions?

- What is one thing that Kurt has learned from a guest on his podcast, Behavioral Grooves, that surprised him or that he has since applied in his own life?

- What is something he has changed his mind about since he began hosting the podcast?

- What are one or two behavioral changes the average person could make to improve their life?

https://twitter.com/whatmotivates

https://www.linkedin.com/in/kurtwnelson

Compliance Code: 0781-OAS-5/5/2022
 

]]> Dr. Kurt Nelson - Unlocking Your Full Potential: How to Find Your Behavioral Groove for Success Kurt Nelson, Dr. Daniel Crosby 00:36:47 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Kurt Nelson. Kurt Nelson. As president and founder of The Lantern Group - A behavioral design & communications agency, Kurt is an innovative leader that helps companies apply behavioral science insights to improve their employee's engagement and motivation. Kurt helps businesses design and leverage their employee communication, the design of their variable reward programs, and the structure of their HR initiatives to drive employee behavior that delivers bottom-line results. Kurt is also the co-founder and co-host of the award-winning podcast, Behavioral Grooves. Listened in over 120 countries around the world, Behavioral Grooves explores the positive application of behavioral science to work and life by interviewing some of the top behavioral scientists, leading authors, and innovative practitioners in this field. Kurt is a member of APA, SIOP, TCCN, and World at Work. Kurt has served on the board and as past president of the City of Lakes Rotary Club and acted as chair of the International Services Committee and Club Service. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Kurt Nelson. Kurt Nelson. As president and founder of The Lantern Group - A behavioral design & communications agency, Kurt is an innovative leader that helps companies apply behavioral science insights to improve their employee's engagement and motivation. Kurt helps businesses design and leverage their employee communication, the design of their variable reward programs, and the structure of their HR initiatives to drive employee behavior that delivers bottom-line results. Kurt is also the co-founder and co-host of the award-winning podcast, Behavioral Grooves. Listened in over 120 countries around the world, Behavioral Grooves explores the positive application of behavioral science to work and life by interviewing some of the top behavioral scientists, leading authors, and innovative practitioners in this field. Kurt is a member of APA, SIOP, TCCN, and World at Work. Kurt has served on the board and as past president of the City of Lakes Rotary Club and acted as chair of the International Services Committee and Club Service. behavioral changes, behavioral grooves podcast, group think, standard deviations podcast, fintech, dr. daniel crosby, financial podcast, cognitive biases, how to lead well, standard deviations with dr. daniel crosby, work culture, behavioral studies, besci, behavioral sciences, motivation, building a cohesive work culture, the replication crisis, leadership roles, replication crisis, fintwit, behavioral grooves, the lantern group, behavioral science, daniel crosby, psychology, kurt nelson false full 200 ae01be04-da6e-4f5f-bff3-48b124ba8201 Peter Lazaroff - Money Made Simple: Essential Tips for Building a Strong Financial Foundation Tune in to hear:

- How did Peter get started reviewing frozen pizzas?

- What is it that most people misunderstand about investing?

- How does Peter, as an advisor, go about crafting a vivid and salient personal vision for his clients?

- How can you bring clients back to a vision of their future selves in a difficult moment?

- How, practically, does Peter try to maximize anxiety-adjusted returns when creating a portfolio?

- What are some behavioral similarities between cake mixes and portfolios?

- Why did Peter dedicate an entire chapter of his book to market downturns?

- How does one educate their clients honestly about potential market downturns gently without scaring them off?

https://www.amazon.com/Making-Money-Simple-Complete-Financial/dp/1119537878

https://peterlazaroff.com/podcast/

Compliance Code: 0783-OAS-5/5/2022.

]]> Thu, 12 May 2022 04:00:00 +0000 danielcrosby@gmail.com (Peter Lazaroff, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- How did Peter get started reviewing frozen pizzas?

- What is it that most people misunderstand about investing?

- How does Peter, as an advisor, go about crafting a vivid and salient personal vision for his clients?

- How can you bring clients back to a vision of their future selves in a difficult moment?

- How, practically, does Peter try to maximize anxiety-adjusted returns when creating a portfolio?

- What are some behavioral similarities between cake mixes and portfolios?

- Why did Peter dedicate an entire chapter of his book to market downturns?

- How does one educate their clients honestly about potential market downturns gently without scaring them off?

https://www.amazon.com/Making-Money-Simple-Complete-Financial/dp/1119537878

https://peterlazaroff.com/podcast/

Compliance Code: 0783-OAS-5/5/2022.

]]> Peter Lazaroff - Money Made Simple: Essential Tips for Building a Strong Financial Foundation Peter Lazaroff, Dr. Daniel Crosby 00:45:53 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Peter Lazaroff. Peter Lazaroff, CFA, CFP® is the Chief Investment Officer at Plancorp, which manages over $5.5 billion of client assets. In addition, Peter is the author of Making Money Simple. Peter is known for taking complex financial strategies and sharing them in easy to understand language everyone can apply to improve their wealth and financial habits. His insights are regularly seen around the world on major media platforms like The Wall Street Journal, Forbes, CNBC, and The New York Times. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Peter Lazaroff. Peter Lazaroff, CFA, CFP® is the Chief Investment Officer at Plancorp, which manages over $5.5 billion of client assets. In addition, Peter is the author of Making Money Simple. Peter is known for taking complex financial strategies and sharing them in easy to understand language everyone can apply to improve their wealth and financial habits. His insights are regularly seen around the world on major media platforms like The Wall Street Journal, Forbes, CNBC, and The New York Times. bear market, standard deviations podcast, dr. daniel crosby, peter lazaroff, client discussions, stock market 101, client work, crafting a portfolio, empathy in investing, managing clients, financial strategies, market downturns, market history, the behavioral investor, investing in the market, portfolio management, investing, bull market, yahoo finance, investment false full 199 a3dcf419-05a6-449b-8419-d67ae7a5665d Natalie Taylor - Client-Centric Financial Advice: Navigating the Future of Wealth Management Tune in to hear:

- How does technology shape the way we act? Sometimes we don’t even know the water that we are swimming in with regards to technology - how can this induce us to make good or poor decisions?

- Is there a way that tech can facilitate some of the soft skills of client interaction (e.g. care, empathy and connection)?

- What role should self-care, self-work and introspection play in advisors being better behavioral coaches for their clients?

- When Natalie had realizations about personal shifts she needed to make to better serve her clients, what was the catalyst that spurred her personal growth?

- How can we as an industry help convey the fact that the soft skills and behavioral elements of a financial practice are critically important to its success?

- In Natalie’s experience, what does good goals-based planning look like?

- How can we make the advice we give our clients stickier?


https://www.linkedin.com/in/natalie-taylor-cfp%C2%AE-bfa%E2%84%A2-0822a7a

https://www.natalieanntaylor.com/

Compliance Code: 0729-OAS-4/28/2022
 

]]> Thu, 5 May 2022 21:11:46 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby, Natalie Taylor) https://www.standarddeviationspod.com/ Tune in to hear:

- How does technology shape the way we act? Sometimes we don’t even know the water that we are swimming in with regards to technology - how can this induce us to make good or poor decisions?

- Is there a way that tech can facilitate some of the soft skills of client interaction (e.g. care, empathy and connection)?

- What role should self-care, self-work and introspection play in advisors being better behavioral coaches for their clients?

- When Natalie had realizations about personal shifts she needed to make to better serve her clients, what was the catalyst that spurred her personal growth?

- How can we as an industry help convey the fact that the soft skills and behavioral elements of a financial practice are critically important to its success?

- In Natalie’s experience, what does good goals-based planning look like?

- How can we make the advice we give our clients stickier?


https://www.linkedin.com/in/natalie-taylor-cfp%C2%AE-bfa%E2%84%A2-0822a7a

https://www.natalieanntaylor.com/

Compliance Code: 0729-OAS-4/28/2022
 

]]> Natalie Taylor - Client-Centric Financial Advice: Navigating the Future of Wealth Management Dr. Daniel Crosby, Natalie Taylor 00:47:48 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Natalie Taylor. Frequently quoted in major publications such as Business Insider, Huffington Post, Forbes, and Lifehacker, Natalie draws on over 16 years of comprehensive financial planning experience, 9 years in fintech, and a decade of professional speaking to share advice that works in real life, not just on paper. After eight years in private practice, Natalie joined LearnVest, a fintech startup on a mission to make financial planning affordable and accessible to the masses. She moved on to be the Director of Financial Advice for LearnVest after they were acquired by a Fortune 100 company, and left in mid-2018 to start a fintech consulting and professional speaking business. She consults for companies like SoFi, Ellevest and LearnLux, and continues to speak to audiences throughout the country, including speaking for the second year in a row at the annual Beachbody Summit in Indianapolis alongside James Clear and Rachel Hollis to a crowd of 20,000+ business owners. As of February 2020, Natalie opened a financial planning practice to work one-on-one with clients again, returning to her first (career) love. And as of June 2021, Natalie joined Monarch Money as Head of Financial Advice to build fiduciary level financial planning tools and content for consumers. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Natalie Taylor. Frequently quoted in major publications such as Business Insider, Huffington Post, Forbes, and Lifehacker, Natalie draws on over 16 years of comprehensive financial planning experience, 9 years in fintech, and a decade of professional speaking to share advice that works in real life, not just on paper. After eight years in private practice, Natalie joined LearnVest, a fintech startup on a mission to make financial planning affordable and accessible to the masses. She moved on to be the Director of Financial Advice for LearnVest after they were acquired by a Fortune 100 company, and left in mid-2018 to start a fintech consulting and professional speaking business. She consults for companies like SoFi, Ellevest and LearnLux, and continues to speak to audiences throughout the country, including speaking for the second year in a row at the annual Beachbody Summit in Indianapolis alongside James Clear and Rachel Hollis to a crowd of 20,000+ business owners. As of February 2020, Natalie opened a financial planning practice to work one-on-one with clients again, returning to her first (career) love. And as of June 2021, Natalie joined Monarch Money as Head of Financial Advice to build fiduciary level financial planning tools and content for consumers. standard deviations podcast, monarch money, client advisor relationship, natalie taylor, fintech, dr. daniel crosby, financial podcast, empath, learnvest, empathy, self-care, standard deviations pod, the behavioral investor, behavioral coaching, fintwit, soft skills, client advisor relationships, daniel crosby, how to invest, showing empathy, tech and finance false full 198 c1251573-4d26-49fe-8795-073f7bbaa2f6 Meb Faber - Why Market Timing and Limited Liquidity Could Challenge Your Investment Beliefs Tune in to hear:

- How has Meb’s world, and domestic, travel shifted the way he thinks about investment?

- What is Meb’s least popular idea about investing?

- Why is it so important to codify and pre-commit to your own sell strategy?

- What is Meb’s “red light, green light” approach? How does he think about market timing and tactical asset allocation?

- Meb likes to give out free business ideas that he doesn’t have the bandwidth to take on himself. Has anyone ever run with one of these ideas and what is his latest and greatest business idea?

- What lessons has Meb learned across his experiences as an angel investor?

https://www.cambriafunds.com/

https://mebfaber.com/

Compliance Code: 0671-OAS-4/22/2022

]]> Thu, 28 Apr 2022 12:28:34 +0000 danielcrosby@gmail.com (Meb Faber, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- How has Meb’s world, and domestic, travel shifted the way he thinks about investment?

- What is Meb’s least popular idea about investing?

- Why is it so important to codify and pre-commit to your own sell strategy?

- What is Meb’s “red light, green light” approach? How does he think about market timing and tactical asset allocation?

- Meb likes to give out free business ideas that he doesn’t have the bandwidth to take on himself. Has anyone ever run with one of these ideas and what is his latest and greatest business idea?

- What lessons has Meb learned across his experiences as an angel investor?

https://www.cambriafunds.com/

https://mebfaber.com/

Compliance Code: 0671-OAS-4/22/2022

]]> Meb Faber - Why Market Timing and Limited Liquidity Could Challenge Your Investment Beliefs Meb Faber, Dr. Daniel Crosby 00:48:40 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Meb Faber. Mr. Faber is a co-founder and the Chief Investment Officer of Cambria Investment Management. Faber is the manager of Cambria’s ETFs and separate accounts. Mr. Faber is the host of The Meb Faber Show podcast and has authored numerous white papers and leather-bound books. He is a frequent speaker and writer on investment strategies and has been featured in Barron’s, The New York Times, and The New Yorker. Mr. Faber graduated from the University of Virginia with a double major in Engineering Science and Biology. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Meb Faber. Mr. Faber is a co-founder and the Chief Investment Officer of Cambria Investment Management. Faber is the manager of Cambria’s ETFs and separate accounts. Mr. Faber is the host of The Meb Faber Show podcast and has authored numerous white papers and leather-bound books. He is a frequent speaker and writer on investment strategies and has been featured in Barron’s, The New York Times, and The New Yorker. Mr. Faber graduated from the University of Virginia with a double major in Engineering Science and Biology. standard deviations podcast, quant analysis, data driven approach, quant, fintech, dr. daniel crosby, financial podcast, limited liquidity, buy strategy, buy strategies, sell strategies, sell strategy, meb faber, cambria funds, the behavioral investor, market timing, standard deviations, entrepreneurial, entrepreneur, fintwit, investing, yahoo finance, investment, the laws of wealth false full 197 c40fb1b5-ab3a-4b60-bacb-4a154e18d0ab Seth Streeter - How to Build Wealth with a Purpose: Money That Makes a Difference Tune in to hear:

- What are some of the flimsy tethers in peoples’ lives that keep them from achieving financial greatness?

- If an advisor’s number one job is not to make you money, what might it be?

- What are the 11 different dimensions of wealth that Seth’s firm lays out? How did he arrive at these?

- How do these provide a helpful framework for clients during times of crisis?

- How do you balance giving your children a great amount of access without spoiling them or diminishing their self-reliance?

- Should we talk with our children about our income level and our net worth?

- Is it a reality for anyone other than those who are already wealthy to switch from a job that’s making them miserable to a more fulfilling, but potentially lower paying, position?

- How can advisors best support their clients during divorce and other hard times? What is the appropriate level of intervention or closeness in these cases?

https://missionwealth.com/

https://www.youtube.com/watch?v=qHNhNjNwGVY

Compliance Code: 0561-OAS-4/4/2022

 

]]> Thu, 14 Apr 2022 04:00:00 +0000 danielcrosby@gmail.com (Seth Streeter, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- What are some of the flimsy tethers in peoples’ lives that keep them from achieving financial greatness?

- If an advisor’s number one job is not to make you money, what might it be?

- What are the 11 different dimensions of wealth that Seth’s firm lays out? How did he arrive at these?

- How do these provide a helpful framework for clients during times of crisis?

- How do you balance giving your children a great amount of access without spoiling them or diminishing their self-reliance?

- Should we talk with our children about our income level and our net worth?

- Is it a reality for anyone other than those who are already wealthy to switch from a job that’s making them miserable to a more fulfilling, but potentially lower paying, position?

- How can advisors best support their clients during divorce and other hard times? What is the appropriate level of intervention or closeness in these cases?

https://missionwealth.com/

https://www.youtube.com/watch?v=qHNhNjNwGVY

Compliance Code: 0561-OAS-4/4/2022

 

]]> Seth Streeter - How to Build Wealth with a Purpose: Money That Makes a Difference Seth Streeter, Dr. Daniel Crosby 00:36:50 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Seth Streeter of Mission Wealth. Seth Streeter is the Chief Impact Officer and founder of Mission Wealth, a leading wealth management company that specializes in comprehensive financial planning and investment advisory services for high net worth individuals across the country. A thought-leader in the area of conscious financial planning, Seth helps people reframe their perspective of wealth beyond just the financial so that they can enjoy more balanced, impactful, and fulfilled lives. Seth’s visionary work is shown in the development of the Inspired Living service offering at Mission Wealth. Since 2015, Seth has been creating this experiential program for Mission Wealth clients, YPO executive groups and for the general public. Seth’s unique and impactful message about living an inspired life, with purpose, balance and well-being, has led him to become a sought-after speaker. In 2016, Seth was asked to speak on the TEDx Stage to share his powerful message on Redefining Wealth. In 2017, he was chosen to speak and facilitate at the Young Presidents’ Organization (YPO) Global Leadership Conference. In 2018, his four day International YPO event, Developing Your 3.0 Vision for Life, won the ‘Most Impactful Learning Event of the Year’ globally. In 2019, this same event won perfect 5 out of 5 scores from all attendees for the second year in a row. Seth has become an in demand resource for financial industry media and programs, such as Fidelity Fin Point, Registered Investment Advisors Insights, Beyond Capital, Mercer, Between Now and Success with Steve Sanduski, Forbes, Mercer Capital, Becoming Referable podcast with Julie Littlefield, The Independent, Mitch Anthony, and First Clearing. View more media. Seth resides in Santa Barbara, CA and loves being an active father with his two teenage children. He enjoys travel, connecting with fascinating people, continuous learning and a constant pursuit of finding the world’s best chocolate chip cookie. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Seth Streeter of Mission Wealth. Seth Streeter is the Chief Impact Officer and founder of Mission Wealth, a leading wealth management company that specializes in comprehensive financial planning and investment advisory services for high net worth individuals across the country. A thought-leader in the area of conscious financial planning, Seth helps people reframe their perspective of wealth beyond just the financial so that they can enjoy more balanced, impactful, and fulfilled lives. Seth’s visionary work is shown in the development of the Inspired Living service offering at Mission Wealth. Since 2015, Seth has been creating this experiential program for Mission Wealth clients, YPO executive groups and for the general public. Seth’s unique and impactful message about living an inspired life, with purpose, balance and well-being, has led him to become a sought-after speaker. In 2016, Seth was asked to speak on the TEDx Stage to share his powerful message on Redefining Wealth. In 2017, he was chosen to speak and facilitate at the Young Presidents’ Organization (YPO) Global Leadership Conference. In 2018, his four day International YPO event, Developing Your 3.0 Vision for Life, won the ‘Most Impactful Learning Event of the Year’ globally. In 2019, this same event won perfect 5 out of 5 scores from all attendees for the second year in a row. Seth has become an in demand resource for financial industry media and programs, such as Fidelity Fin Point, Registered Investment Advisors Insights, Beyond Capital, Mercer, Between Now and Success with Steve Sanduski, Forbes, Mercer Capital, Becoming Referable podcast with Julie Littlefield, The Independent, Mitch Anthony, and First Clearing. View more media. Seth resides in Santa Barbara, CA and loves being an active father with his two teenage children. He enjoys travel, connecting with fascinating people, continuous learning and a constant pursuit of finding the world’s best chocolate chip cookie. achieving financial wellness, advisor, philanthropic, mission wealth, tedxtalk, tedx, charitable giving, advisor's roles, charitable gifting, financial advising and divorce, financial advisor, holistic health, seth streeter, ted talk, philanthropy, charity, fulfilling jobs, financial wellness, financial therapy false full 196 3c0e3dc0-9385-446b-b3f7-c5b63fcac4a5 Dr. Rick Bookstaber - How the Psychology of Risk Shapes Our Choices Tune in to hear:

- How does Dr. Bookstaber think about and define risk in the most practical terms possible?

- Does the way people like us talk about risk differ in an overly academic way from how people in the street think about it?

- Which of the sort of commonly discussed current risks seem legitimate to Dr. Bookstaber and which might loom larger in peoples’ minds than they should?

- Why aren’t geopolitical conflicts  more catastrophic to the market than they are with how intertwined the global economy is?

- How should we think about a world where you have to take risks to keep up with inflation but where asset prices seem stretched by some measures?

- Do we now live in a world that’s high-risk in theory but where governments and regulatory bodies keep the scales from tipping too far in a catastrophic direction? Were the FEDs actions during Covid-19 a singular response for a singular time in history?

- How can we be skilled risk managers when we have an asymmetry in the way we weight pessimistic vs. optimistic outcomes?

https://fabricrisk.com

https://www.amazon.com/End-Theory-Financial-Economics-Interaction/dp/0691169012

Compliance Code: 0570-OAS-4/5/2022

]]> Thu, 7 Apr 2022 04:00:00 +0000 danielcrosby@gmail.com (Dr. Rick Bookstaber, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- How does Dr. Bookstaber think about and define risk in the most practical terms possible?

- Does the way people like us talk about risk differ in an overly academic way from how people in the street think about it?

- Which of the sort of commonly discussed current risks seem legitimate to Dr. Bookstaber and which might loom larger in peoples’ minds than they should?

- Why aren’t geopolitical conflicts  more catastrophic to the market than they are with how intertwined the global economy is?

- How should we think about a world where you have to take risks to keep up with inflation but where asset prices seem stretched by some measures?

- Do we now live in a world that’s high-risk in theory but where governments and regulatory bodies keep the scales from tipping too far in a catastrophic direction? Were the FEDs actions during Covid-19 a singular response for a singular time in history?

- How can we be skilled risk managers when we have an asymmetry in the way we weight pessimistic vs. optimistic outcomes?

https://fabricrisk.com

https://www.amazon.com/End-Theory-Financial-Economics-Interaction/dp/0691169012

Compliance Code: 0570-OAS-4/5/2022

]]> Dr. Rick Bookstaber - How the Psychology of Risk Shapes Our Choices Dr. Rick Bookstaber, Dr. Daniel Crosby 00:48:37 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Dr. Rick Bookstaber. Dr. Bookstaber had chief risk officer roles at Morgan Stanley, Salomon, Bridgewater, and the University of California pension; worked at the U.S. Treasury post-2008; and wrote The End of Theory (Princeton, 2017) and A Demon of Our Own Design. He recently founded Fabric RQ, (fabricrisk.com) focused on risk management for financial advisors. This area has been underserved in terms of risk tools, and he wants to change that. Outside of work you can find him at the Renzo Gracie Brazilian Jiu Jitsu Academy in midtown NYC, where I've been training for 25 years, and am a black belt. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Dr. Rick Bookstaber. Dr. Bookstaber had chief risk officer roles at Morgan Stanley, Salomon, Bridgewater, and the University of California pension; worked at the U.S. Treasury post-2008; and wrote The End of Theory (Princeton, 2017) and A Demon of Our Own Design. He recently founded Fabric RQ, (fabricrisk.com) focused on risk management for financial advisors. This area has been underserved in terms of risk tools, and he wants to change that. Outside of work you can find him at the Renzo Gracie Brazilian Jiu Jitsu Academy in midtown NYC, where I've been training for 25 years, and am a black belt. risk, chief risk officer, finances, stocks, gauging risk, risk aversion, the end of theory, risk in the market, risk and investments, risk management, dr. rick bookstaber, analyzing risk, managing risk, fabric risk, managing risk in the market, cro, investing, stock market, risk manager, yahoo finance, risk and investing, how to invest, fabric rq false full 195 be668208-226a-4247-b8d8-00a164a9393f Dr. Brian Portnoy - Behavioral Finance 2.0 Tune in to hear:

- Dr. Portnoy says we’ve created a “Behavioral Finance entertainment complex that does very little to help real people make real decisions.” What does he mean by this?

- Do you think we overlook the good behavioral finance has done because the good is subtle and simple?

- What does he see as the good, the bad and the ugly of “nudging?” How can or can’t it be applied to the field of wealth management?

- How can we make the distinction between normalizing clients’ maladaptive behaviors without condoning the actions?

- What are some tips on how to move towards a more empathic practice and what does empathy look like in the context of an advisor-client relationship?

www.shapingwealth.com

Twitter: @brianportnoy

Compliance Code: 0534-OAS-3/29/2022

]]> Thu, 31 Mar 2022 04:00:00 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby, Dr. Brian Portnoy) https://www.standarddeviationspod.com/ Tune in to hear:

- Dr. Portnoy says we’ve created a “Behavioral Finance entertainment complex that does very little to help real people make real decisions.” What does he mean by this?

- Do you think we overlook the good behavioral finance has done because the good is subtle and simple?

- What does he see as the good, the bad and the ugly of “nudging?” How can or can’t it be applied to the field of wealth management?

- How can we make the distinction between normalizing clients’ maladaptive behaviors without condoning the actions?

- What are some tips on how to move towards a more empathic practice and what does empathy look like in the context of an advisor-client relationship?

www.shapingwealth.com

Twitter: @brianportnoy

Compliance Code: 0534-OAS-3/29/2022

]]> Dr. Brian Portnoy - Behavioral Finance 2.0 Dr. Daniel Crosby, Dr. Brian Portnoy 00:56:17 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Dr. Brian Portnoy. Brian is one of the world’s leading experts on the psychology of money. He has written multiple bestselling books, including The Geometry of Wealth, and has 20+ years of experience as investor and educator in the hedge fund and mutual fund industries. He is a CFA Charterholder and earned a PhD at the University of Chicago. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Dr. Brian Portnoy. Brian is one of the world’s leading experts on the psychology of money. He has written multiple bestselling books, including The Geometry of Wealth, and has 20+ years of experience as investor and educator in the hedge fund and mutual fund industries. He is a CFA Charterholder and earned a PhD at the University of Chicago. shaping wealth, joy lere, empathic, empath, behavioral finance, empathy and investing, neil bage, nudging, empathic investing, empathy, brian portnoy, ethical investing, befi, the geometry of wealth, ethics and investing, empathy and investment, empathy and investments, dr. brian portnoy, ethics and investments false full 194 f866d0bf-f382-42fc-a317-940c49a05648 Dr. Sonya Lutter - The Link Between Money and Happiness: Can Wealth Truly Buy Joy? Tune in to hear:

- Are various addictive behaviors (e.g. gambling, drug abuse) potentially symptoms of a larger societal issue?

- What percentage of people in standard therapy might benefit from a finance-centric therapeutic approach?

- What are some of the most common, or universal, expressions of financial dysfunction that Dr. Lutter sees in her work?

- Are there some cases where having financially dependent adult children is an appropriate course of action because of cultural or other differences?

- How does Dr. Lutter operationalize happiness?

- The four elements of happiness that Dr. Lutter lays out are heightened in those who work with financial advisors. Do what does she attribute this sizable happiness gap?

- Those who work with financial advisors are shown to have much better communication with their romantic partner or spouse. Why might this be the case?

- High net-worth individuals without financial guidance are less happy than those with financial guidance. Why might this be true?

- What are some of the most counterintuitive or surprising findings Dr. Lutter has encountered over the course of her career?

www.angieherbers.com

https://twitter.com/sonyalutter

Compliance Code: 0482-OAS-3/21/2022

]]> Thu, 24 Mar 2022 04:00:00 +0000 danielcrosby@gmail.com (Dr. Daniel, Dr. Sonya Lutter) https://www.standarddeviationspod.com/ Tune in to hear:

- Are various addictive behaviors (e.g. gambling, drug abuse) potentially symptoms of a larger societal issue?

- What percentage of people in standard therapy might benefit from a finance-centric therapeutic approach?

- What are some of the most common, or universal, expressions of financial dysfunction that Dr. Lutter sees in her work?

- Are there some cases where having financially dependent adult children is an appropriate course of action because of cultural or other differences?

- How does Dr. Lutter operationalize happiness?

- The four elements of happiness that Dr. Lutter lays out are heightened in those who work with financial advisors. Do what does she attribute this sizable happiness gap?

- Those who work with financial advisors are shown to have much better communication with their romantic partner or spouse. Why might this be the case?

- High net-worth individuals without financial guidance are less happy than those with financial guidance. Why might this be true?

- What are some of the most counterintuitive or surprising findings Dr. Lutter has encountered over the course of her career?

www.angieherbers.com

https://twitter.com/sonyalutter

Compliance Code: 0482-OAS-3/21/2022

]]> Dr. Sonya Lutter - The Link Between Money and Happiness: Can Wealth Truly Buy Joy? Dr. Daniel, Dr. Sonya Lutter 00:47:58 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Dr. Sonya Lutter. Dr. Sonya Lutter is a CFP® professional, licensed marriage and family therapist, and researcher. She left academia and higher education administration to serve as the director of research and education at Herbers & Company. Her research has been featured in news outlets such as the New York Times and the Wall Street Journal. Sonya draws upon decades of experience in academia to apply theory to practice. She believes that any single issue is more complex than it initially appears and that a systemic approach will result in the best outcome. Dr. Lutter won the Best Theoretical research paper award at the national Financial Planning Association meeting two years in a row with her colleagues on topics related to Savers & Spenders and The Financial Implications of Cohabitation. Her developmental work in financial therapy is summarized in Financial Therapy: Theory, Research, and Practice with co-editors Drs. Brad Klontz and Kristy Archuleta. Her research for the Consumer Financial Protection Bureau on The Intergenerational Transfer of Money Attitudes and Behaviors in 2015 was instrumental in moving practical implications forward at the national level. Dr. Lutter has also been active in promoting financial literacy and financial well-being on college campuses. She has worked with multidisciplinary teams to focus on finances within relationships, food insecurity, and financial behaviors of veterinary and pre-veterinary students. Lutter’s work at the financial counseling centers at Texas Tech University and Kansas State University have guided her effectiveness of financial counseling research agenda, which culminates with a co-edited book with Dr. Dorothy Durband titled, Student Financial Literacy: Campus-Based Program Development. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Dr. Sonya Lutter. Dr. Sonya Lutter is a CFP® professional, licensed marriage and family therapist, and researcher. She left academia and higher education administration to serve as the director of research and education at Herbers & Company. Her research has been featured in news outlets such as the New York Times and the Wall Street Journal. Sonya draws upon decades of experience in academia to apply theory to practice. She believes that any single issue is more complex than it initially appears and that a systemic approach will result in the best outcome. Dr. Lutter won the Best Theoretical research paper award at the national Financial Planning Association meeting two years in a row with her colleagues on topics related to Savers & Spenders and The Financial Implications of Cohabitation. Her developmental work in financial therapy is summarized in Financial Therapy: Theory, Research, and Practice with co-editors Drs. Brad Klontz and Kristy Archuleta. Her research for the Consumer Financial Protection Bureau on The Intergenerational Transfer of Money Attitudes and Behaviors in 2015 was instrumental in moving practical implications forward at the national level. Dr. Lutter has also been active in promoting financial literacy and financial well-being on college campuses. She has worked with multidisciplinary teams to focus on finances within relationships, food insecurity, and financial behaviors of veterinary and pre-veterinary students. Lutter’s work at the financial counseling centers at Texas Tech University and Kansas State University have guided her effectiveness of financial counseling research agenda, which culminates with a co-edited book with Dr. Dorothy Durband titled, Student Financial Literacy: Campus-Based Program Development. financial planners, kansas state university, financial advisors, sonya lutter, financial therapy association, the wealth gap, family therapy, ksu, dr. daniel crosby, finance therapist, dr. sonya lutter, money scripts, orion, wealth management, financial advice, wealth and wellbeing, angie herbers, herbers and company, financial wellbeing, kansas sate, financial habits, financial professionals, financial dysfunction, financial planning, enabling, wealth and happiness, herbers and co, daniel crosby, gambling, financial wellness, financial therapy false full 193 7f4e8334-efde-4585-a13c-89449d3d2dab Dr. Moira Somers - How to Give Financial Advice That Sticks: Key Strategies for Long-Term Impact Tune in to hear:

- How does non-compliance with advice, and the gap between knowing and doing, present on a macro level and impact our lives?

- Is the financial services industry, as a whole, guilty of delivering advice without much regard for how it is retained and implemented?

- How is the term non-compliance potentially problematic?

- What are some individual characteristics of advice givers that helps their advice be stickier?

- What are some of the big drivers that cause professionals to use too much jargon?

- What are some potential resources for financial advisors who are hoping to be more culturally sensitive?

https://moneymindandmeaning.com

Compliance Code: 0430-OAS-3/9/2022
 

]]> Thu, 17 Mar 2022 04:00:00 +0000 danielcrosby@gmail.com (Dr. Moira Somers, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- How does non-compliance with advice, and the gap between knowing and doing, present on a macro level and impact our lives?

- Is the financial services industry, as a whole, guilty of delivering advice without much regard for how it is retained and implemented?

- How is the term non-compliance potentially problematic?

- What are some individual characteristics of advice givers that helps their advice be stickier?

- What are some of the big drivers that cause professionals to use too much jargon?

- What are some potential resources for financial advisors who are hoping to be more culturally sensitive?

https://moneymindandmeaning.com

Compliance Code: 0430-OAS-3/9/2022
 

]]> Dr. Moira Somers - How to Give Financial Advice That Sticks: Key Strategies for Long-Term Impact Dr. Moira Somers, Dr. Daniel Crosby 00:39:57 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Dr. Moira Somers. Dr. Moira Somers is a psychologist, family wealth consultant and executive coach. Her work is divided between direct client services, on the one hand, and consulting to family business offices and financial services, on the other. Although Canada is her home, her client base is international. Dr. Somers works closely with financial professionals who serve UHNW families. She helps family office team members address client-facing challenges such as non-adherence, cognitive impairment and addictions, transition stress, and an array of family struggles. Where appropriate, she also provides direct services to the firm’s clients. She has delivered keynote addresses to organizations such as the National Football Players’ Association, the Financial Planning Association, XYPN Conference, and a wide array of banking, insurance, and investment companies. She offers Mastermind Groups and in-house training for those who want to increase their expertise on the personal side of financial counsel. Her book, Advice that Sticks: How to Give Financial Advice that People Will Follow, has become an international bestseller. It tackles, head-on, the problem of unimplemented financial advice. It has been adopted as an authoritative guidebook by such diverse groups as postsecondary institutions, private firms specializing in Ultra Hight Net Worth clients, and credit counseling agencies. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Dr. Moira Somers. Dr. Moira Somers is a psychologist, family wealth consultant and executive coach. Her work is divided between direct client services, on the one hand, and consulting to family business offices and financial services, on the other. Although Canada is her home, her client base is international. Dr. Somers works closely with financial professionals who serve UHNW families. She helps family office team members address client-facing challenges such as non-adherence, cognitive impairment and addictions, transition stress, and an array of family struggles. Where appropriate, she also provides direct services to the firm’s clients. She has delivered keynote addresses to organizations such as the National Football Players’ Association, the Financial Planning Association, XYPN Conference, and a wide array of banking, insurance, and investment companies. She offers Mastermind Groups and in-house training for those who want to increase their expertise on the personal side of financial counsel. Her book, Advice that Sticks: How to Give Financial Advice that People Will Follow, has become an international bestseller. It tackles, head-on, the problem of unimplemented financial advice. It has been adopted as an authoritative guidebook by such diverse groups as postsecondary institutions, private firms specializing in Ultra Hight Net Worth clients, and credit counseling agencies. sticky advice, jargon, financial services industry, behavioral finance, financial services, cultural sensitivity, how to give advice, behavioral investing, behavioral investment, befi, giving advice, non-compliance with advice, non-compliance, cultural differences, financial therapy false full 192 4ff531b3-f825-4558-9f64-ca51ea3f3bda Jackie Wilke - Why You Are the Most Unique Asset in Your Business Tune in to hear:

- As a student of great advisory practices, what are some of the consistent themes that Jackie encounters across the board? 

- Are there specific examples of advisors who have created a unique experiential piece for their clients. If so, what did these experiences look like?

- Where do we get it wrong as an industry around some of the most discussed buzzwords?

- What is a common misunderstanding about next generation investors?

- How can one resolve the catch 22 of being intentional about crafting themselves as a brand while remaining authentic?

- What exactly is human capital beyond its obvious connotations? What benefits can teams accrue by really focusing in on this?

- How are advisors able to effectively standout and differentiate themselves when the services they offer are, realistically, quite similar to many of their competitors? 

- What is it that has allowed First Trust to build a successful business in the world of asset management at a time when many of the broader industry trends are going against them?

https://www.linkedin.com/in/jackiewilke
 

Compliance Code: 0429-OAS-3/9/2022
 

]]> Thu, 10 Mar 2022 16:28:38 +0000 danielcrosby@gmail.com (Jackie Wilke, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- As a student of great advisory practices, what are some of the consistent themes that Jackie encounters across the board? 

- Are there specific examples of advisors who have created a unique experiential piece for their clients. If so, what did these experiences look like?

- Where do we get it wrong as an industry around some of the most discussed buzzwords?

- What is a common misunderstanding about next generation investors?

- How can one resolve the catch 22 of being intentional about crafting themselves as a brand while remaining authentic?

- What exactly is human capital beyond its obvious connotations? What benefits can teams accrue by really focusing in on this?

- How are advisors able to effectively standout and differentiate themselves when the services they offer are, realistically, quite similar to many of their competitors? 

- What is it that has allowed First Trust to build a successful business in the world of asset management at a time when many of the broader industry trends are going against them?

https://www.linkedin.com/in/jackiewilke
 

Compliance Code: 0429-OAS-3/9/2022
 

]]> Jackie Wilke - Why You Are the Most Unique Asset in Your Business Jackie Wilke, Dr. Daniel Crosby 00:45:50 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Jackie Wilke. Jackie is a speaker, author, consultant and coach for select partners of First Trust. Her focus is businesses development and innovation including expertise in helping financial professionals, teams, and the next generation of high net worth individual/households and multi-generational families. She is the author of Insights & Innovations, a business development blog for financial professionals and enterprises. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Jackie Wilke. Jackie is a speaker, author, consultant and coach for select partners of First Trust. Her focus is businesses development and innovation including expertise in helping financial professionals, teams, and the next generation of high net worth individual/households and multi-generational families. She is the author of Insights & Innovations, a business development blog for financial professionals and enterprises. next gen investors, jackie wilke, first trust, human capital, women investing, niching down, finding a niche, women and investing, advisory teams, women investors, advisory practices, active management, next generation investors false full 191 264955de-f813-4cfe-ba40-65b82a4cb890 Dr. Meghaan Lurtz - The Empathic Future of Financial Advice: How Compassion is Revolutionizing Wealth Management Tune in to hear:

- Of the “36 questions that lead to love,” what are a few that Dr. Lurtz zeros in on and what makes these questions so powerful? Can these be applied in client-advisor relationships as well? 

- What is the peak end rule and how can understanding it help us set better goals with our clients?

- As practitioners, how can we drive home the salience of our future selves both for ourselves and our clients?

- How can we distinguish financial stress from financial anxiety and what are some client communication strategies to help manage this? 

- How is the financial advisor community doing, on average, in the face of the mental and fiscal adversity that came along with the global pandemic? 

- What can advisors do to better take care of themselves so that they are better positioned to care for their clients’ needs?

https://www.linkedin.com/in/meghaanlurtz

Compliance Code: 0229-OAS-2/4/2022

]]> Thu, 3 Mar 2022 05:00:00 +0000 danielcrosby@gmail.com (Dr. Meghaan Lurtz, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- Of the “36 questions that lead to love,” what are a few that Dr. Lurtz zeros in on and what makes these questions so powerful? Can these be applied in client-advisor relationships as well? 

- What is the peak end rule and how can understanding it help us set better goals with our clients?

- As practitioners, how can we drive home the salience of our future selves both for ourselves and our clients?

- How can we distinguish financial stress from financial anxiety and what are some client communication strategies to help manage this? 

- How is the financial advisor community doing, on average, in the face of the mental and fiscal adversity that came along with the global pandemic? 

- What can advisors do to better take care of themselves so that they are better positioned to care for their clients’ needs?

https://www.linkedin.com/in/meghaanlurtz

Compliance Code: 0229-OAS-2/4/2022

]]> Dr. Meghaan Lurtz - The Empathic Future of Financial Advice: How Compassion is Revolutionizing Wealth Management Dr. Meghaan Lurtz, Dr. Daniel Crosby 00:55:37 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Dr. Meghaan Lurtz. Meghaan R. Lurtz, Ph.D. is a writer and senior research associate with Kitces.com, a blog dedicated to the practice of financial planning. Meghaan is also an educator, serving as a professor of practice at Kansas State University in their advanced financial planning track and as an adjunct assistant professor within the University of Maryland system for undergraduate financial planning coursework. Meghaan is a past President of the Financial Therapy Association. She has been quoted in New York Magazine, New York Times, Wall Street Journal, and presented for the BBC, CFPB and MDRT. She co-authored two chapters in the CFP Board's recent book, Financial Psychology. Her research has been published in the Journal of Financial Planning, Financial Planning Review, and the Journal of Consumer Affairs. Meghaan earned her Ph.D. in Personal Financial Planning from Kansas State University, her M.S. in Industrial Organizational Psychology from Capella University, and her B.A. in Psychology, Philosophy and Spanish from Kansas University. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Dr. Meghaan Lurtz. Meghaan R. Lurtz, Ph.D. is a writer and senior research associate with Kitces.com, a blog dedicated to the practice of financial planning. Meghaan is also an educator, serving as a professor of practice at Kansas State University in their advanced financial planning track and as an adjunct assistant professor within the University of Maryland system for undergraduate financial planning coursework. Meghaan is a past President of the Financial Therapy Association. She has been quoted in New York Magazine, New York Times, Wall Street Journal, and presented for the BBC, CFPB and MDRT. She co-authored two chapters in the CFP Board's recent book, Financial Psychology. Her research has been published in the Journal of Financial Planning, Financial Planning Review, and the Journal of Consumer Affairs. Meghaan earned her Ph.D. in Personal Financial Planning from Kansas State University, her M.S. in Industrial Organizational Psychology from Capella University, and her B.A. in Psychology, Philosophy and Spanish from Kansas University. covid 19, covid and investing, dr. daniel crosby, empath, client communication, financial advice, empathic investing, empathy, client communications, the behavioral investor, dr. lurtz, dr. meghaan lurtz, peak end rule, client advisor relationships, global pandemic, self care false full 190 cc890137-b7ed-4a76-8eb8-07dc702f4b5a Lauren Hunter - The Financial Impact of Death and Aging: Strategies for Planning Ahead Tune in to hear:

- What are some different attitudes about aging and death held across the world? How particular is the western attitude about these things relative to the rest of the world?

- How do these attitudinal perspectives shift the concrete outcomes (e.g. levels of happiness and fulfillment) for people who are themselves aging?

- Where should one begin if they would like to start incorporating more eastern ideas around death and not push back so much against the natural aging process?

- In 12-15 years, America will have its most aged population yet. What are the societal implications for this national “greying” and are we prepared for the implications of this as a country?

- What are the pros and cons of working past the traditional retirement age of 65?

- How can we mentally prepare ourselves for retirement outside of a fixed savings benchmark?

- Are there practical steps we can take to drive home the salience of the reality of our aging?

- What is a potential colloquial definition of Existentialism and how can it be practically applied to improve one’s quality of life? 

- What are some good reading resources for applying existentialism practically? 

Instagram: @old_methuselah

Compliance Code: 0216-OAS-2/2/2022

]]> Thu, 24 Feb 2022 05:00:00 +0000 danielcrosby@gmail.com (Daniel Crosby, Lauren Hunter) https://www.standarddeviationspod.com/ Tune in to hear:

- What are some different attitudes about aging and death held across the world? How particular is the western attitude about these things relative to the rest of the world?

- How do these attitudinal perspectives shift the concrete outcomes (e.g. levels of happiness and fulfillment) for people who are themselves aging?

- Where should one begin if they would like to start incorporating more eastern ideas around death and not push back so much against the natural aging process?

- In 12-15 years, America will have its most aged population yet. What are the societal implications for this national “greying” and are we prepared for the implications of this as a country?

- What are the pros and cons of working past the traditional retirement age of 65?

- How can we mentally prepare ourselves for retirement outside of a fixed savings benchmark?

- Are there practical steps we can take to drive home the salience of the reality of our aging?

- What is a potential colloquial definition of Existentialism and how can it be practically applied to improve one’s quality of life? 

- What are some good reading resources for applying existentialism practically? 

Instagram: @old_methuselah

Compliance Code: 0216-OAS-2/2/2022

]]> Lauren Hunter - The Financial Impact of Death and Aging: Strategies for Planning Ahead Daniel Crosby, Lauren Hunter 00:42:54 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Lauren Hunter. Oxford, Mississippi native Lauren Hunter (née Dayan) is a provisionally licensed existential psychotherapist and a doctoral student in Tulane University’s aging studies program. Her professional interests include aging, death, and anxiety surrounding these topics. Lauren is specifically focussed on helping clients gain a greater sense of self-understanding through creativity and the normalization of the aging process. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Lauren Hunter. Oxford, Mississippi native Lauren Hunter (née Dayan) is a provisionally licensed existential psychotherapist and a doctoral student in Tulane University’s aging studies program. Her professional interests include aging, death, and anxiety surrounding these topics. Lauren is specifically focussed on helping clients gain a greater sense of self-understanding through creativity and the normalization of the aging process. retiring young, lauren hunter, fire movement, existentialism, greying, existentialist, existentialism as a humanism, dying, financial independence retiring early, frankl, kierkegaard, retirement age, aging, sartre, death, the grey tsunami, existential, aging population, partial retirement, retirement false full 188 073d22e8-9436-447a-a44f-f0a88f199949 Rob Gardner - Financial Wellness in a World Worth Living In Tune in to hear:

- Why is ESG such an important part of Rob’s financial practice?

- How can we achieve financial wellness without merely paying lip service to things like environmentalism?

- How can the average client strike an ideal balance of the three attributes of ESG? 

- Rob grew up in Argentina during a time of extreme inflation. What did these formative years in this environment teach him about financial wellness?

- What practical steps can we take to reduce the wealth gap and ensure that less people are on the brink of a financial emergency?

- What is our extreme hesitancy to have meaningful money conversations when it plays such a central role in living a happy and stable life?

- What does Rob think the industry will look like 25 years from now?

https://www.linkedin.com/in/robertjgardner/?locale=es_ES

Compliance Code: 0180-OAS-1/28/2022

]]> Thu, 17 Feb 2022 05:00:00 +0000 danielcrosby@gmail.com (Daniel Crosby, Rob Gardner) https://www.standarddeviationspod.com/ Tune in to hear:

- Why is ESG such an important part of Rob’s financial practice?

- How can we achieve financial wellness without merely paying lip service to things like environmentalism?

- How can the average client strike an ideal balance of the three attributes of ESG? 

- Rob grew up in Argentina during a time of extreme inflation. What did these formative years in this environment teach him about financial wellness?

- What practical steps can we take to reduce the wealth gap and ensure that less people are on the brink of a financial emergency?

- What is our extreme hesitancy to have meaningful money conversations when it plays such a central role in living a happy and stable life?

- What does Rob think the industry will look like 25 years from now?

https://www.linkedin.com/in/robertjgardner/?locale=es_ES

Compliance Code: 0180-OAS-1/28/2022

]]> Rob Gardner - Financial Wellness in a World Worth Living In Daniel Crosby, Rob Gardner 00:58:48 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Rob Gardner. Rob is a prominent financial expert, entrepreneur and activist for making money a force for good. He has made it his life’s mission to utilize his influence and the organizations he’s involved with to elevate people and the planet alongside profits to create ‘financial wellbeing, in a world worth living in’. He is the Investment Director and an executive board member for St. James's Place Wealth Management where he is responsible for investing the wealth of 850,000 clients and over £150 billion and since he joined the firm SJP has taken an industry leading role in responsible investing to positively impact the global climate crisis. Rob is also the co-founder of Redington, one of the UK’s leading investment consultancies, and has worked closely with SJP’s Investment Committee for a number of years. He is also a Member of the World Economic Forum Retirement Council. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Rob Gardner. Rob is a prominent financial expert, entrepreneur and activist for making money a force for good. He has made it his life’s mission to utilize his influence and the organizations he’s involved with to elevate people and the planet alongside profits to create ‘financial wellbeing, in a world worth living in’. He is the Investment Director and an executive board member for St. James's Place Wealth Management where he is responsible for investing the wealth of 850,000 clients and over £150 billion and since he joined the firm SJP has taken an industry leading role in responsible investing to positively impact the global climate crisis. Rob is also the co-founder of Redington, one of the UK’s leading investment consultancies, and has worked closely with SJP’s Investment Committee for a number of years. He is also a Member of the World Economic Forum Retirement Council. esgu, environmentalism, saving the environment, financial literacy, st. james place, environmentally conscious investing, argentine inflation, socially conscious investing, esg, socially conscious investment, rob gardner, investing, sequester carbon, environment, financial education, investment, investing in environmentalism false full 187 25245187-55e7-418e-a4cf-fb085badb8a3 Michelle Arpin Begina - Rewriting Your Money Story: Proven Strategies for Financial Empowerment Tune in to hear:

- Now that she has space from it, and also expertise in the field, what were some of the factors that drove her parents to such conspicuous consumption?

- Where do our money scripts originate from? Are we shaped definitively by our environment & upbringing or can we forge a new path for ourselves?

- How did Michelle come to a place where she was more comfortable reckoning with her own money story and opening up about this to others?

- How can we be aware of different life stages and make sure that we are meeting  our clients where they’re at?

- How can we normalize our clients’ money behavior without reinforcing maladaptive behaviors?

- What is contextual self-control?

www.michelleab.com

Compliance Code: 0203-OAS-2/1/2022

]]> Thu, 10 Feb 2022 05:00:00 +0000 danielcrosby@gmail.com (Daniel Crosby, Michelle Arpin Begina) https://www.standarddeviationspod.com/ Tune in to hear:

- Now that she has space from it, and also expertise in the field, what were some of the factors that drove her parents to such conspicuous consumption?

- Where do our money scripts originate from? Are we shaped definitively by our environment & upbringing or can we forge a new path for ourselves?

- How did Michelle come to a place where she was more comfortable reckoning with her own money story and opening up about this to others?

- How can we be aware of different life stages and make sure that we are meeting  our clients where they’re at?

- How can we normalize our clients’ money behavior without reinforcing maladaptive behaviors?

- What is contextual self-control?

www.michelleab.com

Compliance Code: 0203-OAS-2/1/2022

]]> Michelle Arpin Begina - Rewriting Your Money Story: Proven Strategies for Financial Empowerment Daniel Crosby, Michelle Arpin Begina 00:48:33 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Daniel Crosby speaks with Michelle Arpin Begina. Michelle got her official start in the world of financial planning with American Express Financial Advisors, where she counseled high net worth individuals to not only manage their wealth and build their legacy, but to experience a sense of ease in their relationship with money. It’s a concept she’s honed throughout her career: our relationship with money (yes, it’s a relationship!) impacts our ability to create and enjoy prosperity. Michelle has brought this unique approach to each of her successive roles, serving as District Investment Specialist and later Annuity and Compliance Specialist for Northwestern Mutual Life, New York City District Financial Planning Specialist for Merrill Lynch, and Vice President - Wealth Management for Smith Barney/Morgan Stanley before finding her home at Snowden Lane. She is a Certified Financial Planner (CFP®) practitioner, Certified Investment Management Analyst (CIMA®), a New Jersey Five Star Wealth Manager, and twice named one of Worth Magazine’s Best 250 Financial Advisors and holds B.S. in Business Administration from Rider University and Graduate Certificate in Financial Therapy from Kansas State University In 2020 she launched MichelleAB, a lifestyle platform that provides financial education, tools, events, and emotional intelligence on money to women around the world. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Daniel Crosby speaks with Michelle Arpin Begina. Michelle got her official start in the world of financial planning with American Express Financial Advisors, where she counseled high net worth individuals to not only manage their wealth and build their legacy, but to experience a sense of ease in their relationship with money. It’s a concept she’s honed throughout her career: our relationship with money (yes, it’s a relationship!) impacts our ability to create and enjoy prosperity. Michelle has brought this unique approach to each of her successive roles, serving as District Investment Specialist and later Annuity and Compliance Specialist for Northwestern Mutual Life, New York City District Financial Planning Specialist for Merrill Lynch, and Vice President - Wealth Management for Smith Barney/Morgan Stanley before finding her home at Snowden Lane. She is a Certified Financial Planner (CFP®) practitioner, Certified Investment Management Analyst (CIMA®), a New Jersey Five Star Wealth Manager, and twice named one of Worth Magazine’s Best 250 Financial Advisors and holds B.S. in Business Administration from Rider University and Graduate Certificate in Financial Therapy from Kansas State University In 2020 she launched MichelleAB, a lifestyle platform that provides financial education, tools, events, and emotional intelligence on money to women around the world. money story, money stories, michelle arpin begina, money scripts, financial advice, gambling addiction, contextual self-control, money script, financial advisor, conspicuous consumption, michelle begina, financial therapy false full 189 cd1fa720-064c-4145-96fc-2567a5243c90 Spencer Jakab - Meme Stocks and Market Psychology: How Social Influence Shapes Investment Decisions Tune in to hear:

- What in particular about the environment, including the pandemic and lockdown, contributed to the sort of fervor and madness we saw around meme stocks like Gamestop?

- Risk, excitement and novelty were somewhat systematically stripped from our lives during the initial quarantine - what role, if any, did this play in the meme stock phenomenon?

- How did the trading apps themselves, and the gamification of trading, catalyze some of these behaviors?

- Who is Keith Gill and how did he become so central to this movement?

- How central to the phenomenon of Wall Street Bets was the moral dimension of “sticking it to the man?”

- Many of these meme stocks are still soaring greatly above where they were 2-3 years ago, and yet Spencer thinks that this “revolution” is bound to fail. Why does he think this is the case?

- Will the phenomenon of "Finfluencers" continue or will further regulation and other obstacles put an end to this?

- Did many financial professionals use the Wall Street Bets phenomenon as a sort of Trojan Horse to benefit themselves?

Twitter @spencerjakab

https://spencerjakab.com/

Compliance Code: 0158-OAS-1/25/2022

]]> Thu, 3 Feb 2022 05:00:00 +0000 danielcrosby@gmail.com (Spencer Jakab, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- What in particular about the environment, including the pandemic and lockdown, contributed to the sort of fervor and madness we saw around meme stocks like Gamestop?

- Risk, excitement and novelty were somewhat systematically stripped from our lives during the initial quarantine - what role, if any, did this play in the meme stock phenomenon?

- How did the trading apps themselves, and the gamification of trading, catalyze some of these behaviors?

- Who is Keith Gill and how did he become so central to this movement?

- How central to the phenomenon of Wall Street Bets was the moral dimension of “sticking it to the man?”

- Many of these meme stocks are still soaring greatly above where they were 2-3 years ago, and yet Spencer thinks that this “revolution” is bound to fail. Why does he think this is the case?

- Will the phenomenon of "Finfluencers" continue or will further regulation and other obstacles put an end to this?

- Did many financial professionals use the Wall Street Bets phenomenon as a sort of Trojan Horse to benefit themselves?

Twitter @spencerjakab

https://spencerjakab.com/

Compliance Code: 0158-OAS-1/25/2022

]]> Spencer Jakab - Meme Stocks and Market Psychology: How Social Influence Shapes Investment Decisions Spencer Jakab, Dr. Daniel Crosby 00:42:40 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Spencer Jakab. Spencer Jakab is the Editor of the WSJ's Heard on the Street. He previously wrote Ahead of the Tape for the Journal and the Lex Column for the Financial Times. He was an analyst and later a director of emerging markets equity research at Credit Suisse and is the author of "Heads I Win, Tails I Win: Why Smart Investors Fail and How to Tilt the Odds in Your Favor." His book about the meme stock squeeze, "The Revolution That Wasn't," comes out on February 1, 2022. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Spencer Jakab. Spencer Jakab is the Editor of the WSJ's Heard on the Street. He previously wrote Ahead of the Tape for the Journal and the Lex Column for the Financial Times. He was an analyst and later a director of emerging markets equity research at Credit Suisse and is the author of "Heads I Win, Tails I Win: Why Smart Investors Fail and How to Tilt the Odds in Your Favor." His book about the meme stock squeeze, "The Revolution That Wasn't," comes out on February 1, 2022. blackberry, alt coins, gamestop, keith gill, dr. daniel crosby, amc stock, reddit, blackberry stock, meme stocks, dogecoin, amc, rocket ship emoji, to the moon, dogecoins, meme coin, meme coins, wall street bets, meme stock, diamond hands, wallstreet bets, spencer jakab, gamestop stock false full 186 6591619b-716e-45d7-a3c9-1085108f1dec Emily Guy Birken - Modern Money Management 101: Proven Strategies for Financial Freedom Tune in to hear

- Why did Emily feel the need to include elements of humor in her new book ‘Stacked: Your Super Serious Guide to Modern Money Management?’

- What is “the one magical idea to rule them all” that Emily and Joe lay out in their book?

- Do we ever need to do more digging to ensure that our financial goals are personal and authentic enough that they give us the fuel to take on the tough parts of saving and investing for our future?

- Should we try to maximize our earning potential or crank up our thriftiness?

- Since you can’t frugal your way to wealth - what practical tips does the book offer for increasing income or for diversifying income streams?

- How do we educate folks about market histories and managing expectations without scaring them off from investing?

- What is a money script? Why is understanding our own personal money script such an important step in getting started with investing? 

- How do we illuminate our money scripts if they are indeed unconscious?

- In the process of researching and writing this book, did Emily change her mind about anything?

www.emilyguybirken.com

Compliance Code: 0147-OAS-1/24/2022

]]> Thu, 27 Jan 2022 05:00:00 +0000 danielcrosby@gmail.com (Emily Guy Birken, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear

- Why did Emily feel the need to include elements of humor in her new book ‘Stacked: Your Super Serious Guide to Modern Money Management?’

- What is “the one magical idea to rule them all” that Emily and Joe lay out in their book?

- Do we ever need to do more digging to ensure that our financial goals are personal and authentic enough that they give us the fuel to take on the tough parts of saving and investing for our future?

- Should we try to maximize our earning potential or crank up our thriftiness?

- Since you can’t frugal your way to wealth - what practical tips does the book offer for increasing income or for diversifying income streams?

- How do we educate folks about market histories and managing expectations without scaring them off from investing?

- What is a money script? Why is understanding our own personal money script such an important step in getting started with investing? 

- How do we illuminate our money scripts if they are indeed unconscious?

- In the process of researching and writing this book, did Emily change her mind about anything?

www.emilyguybirken.com

Compliance Code: 0147-OAS-1/24/2022

]]> Emily Guy Birken - Modern Money Management 101: Proven Strategies for Financial Freedom Emily Guy Birken, Dr. Daniel Crosby 00:44:44 Emily Guy Birken is a former educator, lifelong money nerd, and a Plutus Award-winning freelance writer who specializes in the scientific research behind irrational money behaviors. Her background in education allows her to make complex financial topics relatable and easily understood by the layperson. She is the author of four books, including End Financial Stress Now and The Five Years Before You Retire. Emily Guy Birken is a former educator, lifelong money nerd, and a Plutus Award-winning freelance writer who specializes in the scientific research behind irrational money behaviors. Her background in education allows her to make complex financial topics relatable and easily understood by the layperson. She is the author of four books, including End Financial Stress Now and The Five Years Before You Retire. emily guy birken, joe saul-sehy, money stories, financial podcast, money scripts, financial literacy, thrift, money script, frugality, stacked, stacked your super serious guide to money management, saving, retirement expert, investing, financial education, savings, investment, retirement false full 185 cc0f0f53-068f-4427-b0b0-3f2b4d97c4d2 James Fletcher - Exploring ESG and EM Investment Strategies with Ethos Invest Tune in to hear:

- Of all times to start a boutique fund, why would James start one in the current climate where the 3 largest asset managers control  more of the market share than ever before?

- What edge does a small, boutique asset manager have in a world where there are such well-resourced competitors?

- How are ESG like suggestions typically met by the companies that James invests in?

- What’s it like to run a high conviction fund? How does James think about conviction and diversification and what lead him to take this unusually concentrated approach?

- Why does James think ESG screening is important and how, specifically, does he incorporate it into his process at Ethos?

- How does James think about ESG and investing in countries where the bar for ESG is set very low?

- What makes him think emerging markets, which have been priced attractively for many years now compared to the US and which have underperformed, are poised to do well in the future?

https://ethosinvest.com/

https://yis.org/ 

Compliance Code: 3115-OAS-12/15/2021

]]> Thu, 6 Jan 2022 05:00:00 +0000 danielcrosby@gmail.com (James Fletcher, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- Of all times to start a boutique fund, why would James start one in the current climate where the 3 largest asset managers control  more of the market share than ever before?

- What edge does a small, boutique asset manager have in a world where there are such well-resourced competitors?

- How are ESG like suggestions typically met by the companies that James invests in?

- What’s it like to run a high conviction fund? How does James think about conviction and diversification and what lead him to take this unusually concentrated approach?

- Why does James think ESG screening is important and how, specifically, does he incorporate it into his process at Ethos?

- How does James think about ESG and investing in countries where the bar for ESG is set very low?

- What makes him think emerging markets, which have been priced attractively for many years now compared to the US and which have underperformed, are poised to do well in the future?

https://ethosinvest.com/

https://yis.org/ 

Compliance Code: 3115-OAS-12/15/2021

]]> James Fletcher - Exploring ESG and EM Investment Strategies with Ethos Invest James Fletcher, Dr. Daniel Crosby 00:44:16 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with James Fletcher. James is an experienced Emerging Markets portfolio manager with a strong history of alpha generation and top quartile fund performance. Most recently James was the Director & Senior Portfolio Manager of the EM SMID Cap fund at APG Asset Management since 2016, where he managed a ~$1B portfolio, one of the largest EM SMID cap funds in the world. APG is the largest pension fund manager in the Netherlands and a global leader in ESG investing. From 2013 to 2016, James was the Lead Portfolio Manager at Kayne Anderson Rudnick’s EM Small Cap fund (ticker VIESX), a Morningstar 5-Star rated fund that was awarded 2015’s “Best Fund Product for High Net Worth Clients” by Private Asset Management. Previously James was Senior Analyst at Westwood Global Investments from 2005-2013. James is a CFA charterholder. He is also the founder of the global non-profit, Young Investors Society (www.yis.org). James has an undergraduate degree in Finance from Brigham Young University and is fluent in Portuguese and proficient in Spanish and has lived in Brazil and Hong Kong. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with James Fletcher. James is an experienced Emerging Markets portfolio manager with a strong history of alpha generation and top quartile fund performance. Most recently James was the Director & Senior Portfolio Manager of the EM SMID Cap fund at APG Asset Management since 2016, where he managed a ~$1B portfolio, one of the largest EM SMID cap funds in the world. APG is the largest pension fund manager in the Netherlands and a global leader in ESG investing. From 2013 to 2016, James was the Lead Portfolio Manager at Kayne Anderson Rudnick’s EM Small Cap fund (ticker VIESX), a Morningstar 5-Star rated fund that was awarded 2015’s “Best Fund Product for High Net Worth Clients” by Private Asset Management. Previously James was Senior Analyst at Westwood Global Investments from 2005-2013. James is a CFA charterholder. He is also the founder of the global non-profit, Young Investors Society (www.yis.org). James has an undergraduate degree in Finance from Brigham Young University and is fluent in Portuguese and proficient in Spanish and has lived in Brazil and Hong Kong. james fletcher, esg funds, investing in emerging markets, esg investments, emerging market, emerging markets, investing in em, esg fund, young investors society, esg, em funds, esg investment, ethos invest, boutique fund false full 184 e8c3a5b8-4fdd-4979-91d0-7a54fe1939ee Brendan Frazier - Understanding the Fuel and Friction Model of Behavioral Finance Tune in to hear:

- Behavioral Coaching is one of the most important things a financial professional can do for their client, yet surveys show that clients don’t put a lot of value on it. How can we bridge this gap and help our clients see how much value we can deliver here?

- Brendan claims that many advisors are creating “reverse rapport” in their first client meetings. What does he mean by this and how are they getting it wrong?

- How do we help our clients prepare for an uncertain future when not only the markets themselves, but also the market participants, are both so subject to change?

- Might we be too focused on “igniting the fuel” of a client’s investment plan? Can removing friction be an equally, if not more, effective strategy to help them achieve their goals?

www.wiredplanning.com

Compliance Code: 3123-OAS-12/16/2021

]]> Thu, 30 Dec 2021 05:00:00 +0000 danielcrosby@gmail.com (Brendan Frazier, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- Behavioral Coaching is one of the most important things a financial professional can do for their client, yet surveys show that clients don’t put a lot of value on it. How can we bridge this gap and help our clients see how much value we can deliver here?

- Brendan claims that many advisors are creating “reverse rapport” in their first client meetings. What does he mean by this and how are they getting it wrong?

- How do we help our clients prepare for an uncertain future when not only the markets themselves, but also the market participants, are both so subject to change?

- Might we be too focused on “igniting the fuel” of a client’s investment plan? Can removing friction be an equally, if not more, effective strategy to help them achieve their goals?

www.wiredplanning.com

Compliance Code: 3123-OAS-12/16/2021

]]> Brendan Frazier - Understanding the Fuel and Friction Model of Behavioral Finance Brendan Frazier, Dr. Daniel Crosby 00:47:43 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Brendan Frazier. Brendan Frazier is the host of The Human Side of Money Podcast where he focuses on helping financial advisors apply behavioral finance and master the human side of money. He is the founder of Wired Planning and was rated in Investopedia's Top 100. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Brendan Frazier. Brendan Frazier is the host of The Human Side of Money Podcast where he focuses on helping financial advisors apply behavioral finance and master the human side of money. He is the founder of Wired Planning and was rated in Investopedia's Top 100. brendan frazier, client interaction, fuel and friction, wired planning, behavioral coaching, reverse rapport, building rapport, the human side of money podcast false full 183 038b8cb1-016e-4c5f-b490-96e1148dedf6 Phil Huber - Exploring the Case for Alternative Investments: A Smart Strategy for Financial Growth Tune in to hear:

- What are some potential arguments against a traditional 60/40 portfolio and how do they hold up?

- How would Phil define alternative investments? Also, is their bad reputation deserved for any reason and where did this reputation originate from?

- What are 2-3 potential criteria to help discern the which alts can act as legitimate diversifiers in your portfolio vs. those that might have some bad actors or ulterior motives?

- What is one of the alternative investment strategies in Phil’s book that is often overlooked?

- How should one think about a percentage allocation to alts in light of everything we’ve discussed? What does it take to really begin to see they difference they can make in your portfolio?

- How does Phil think about things such as wine, art, cars and trading cards among the other alternative investment vehicles?

- How should folks think about whether or not to invest in crypto at all? If they are committed to, and interested in investing in, crypto - which particular crypto alts should they consider buying?

- How is Phil incorporating alts into his own portfolio?

Twitter: @bipsandpieces

Web: www.savantwealth.com

Compliance Code: 3117-OAS-12/15/2021

]]> Thu, 23 Dec 2021 05:00:00 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby, Phil Huber) https://www.standarddeviationspod.com/ Tune in to hear:

- What are some potential arguments against a traditional 60/40 portfolio and how do they hold up?

- How would Phil define alternative investments? Also, is their bad reputation deserved for any reason and where did this reputation originate from?

- What are 2-3 potential criteria to help discern the which alts can act as legitimate diversifiers in your portfolio vs. those that might have some bad actors or ulterior motives?

- What is one of the alternative investment strategies in Phil’s book that is often overlooked?

- How should one think about a percentage allocation to alts in light of everything we’ve discussed? What does it take to really begin to see they difference they can make in your portfolio?

- How does Phil think about things such as wine, art, cars and trading cards among the other alternative investment vehicles?

- How should folks think about whether or not to invest in crypto at all? If they are committed to, and interested in investing in, crypto - which particular crypto alts should they consider buying?

- How is Phil incorporating alts into his own portfolio?

Twitter: @bipsandpieces

Web: www.savantwealth.com

Compliance Code: 3117-OAS-12/15/2021

]]> Phil Huber - Exploring the Case for Alternative Investments: A Smart Strategy for Financial Growth Dr. Daniel Crosby, Phil Huber 00:52:53 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Phil Huber. Phil has been involved in the financial services industry since 2007. He worked for Huber Financial Advisors from 2008 until it joined with Savant in 2020. Prior to joining Huber, he was employed at a global asset management company where he worked closely with financial advisors to develop investment strategies for their clients. Phil earned a bachelor’s degree in finance from the Kelley School of Business at Indiana University. He is a CERTIFIED FINANCIAL PLANNER™ professional, has attained his Chartered Financial Analyst® (CFA®) designation, and is a member of the CFA Society of Chicago. Phil has been featured in a number of notable media outlets, including The Wall Street Journal, The New York Times, InvestmentNews, CityWire RIA Magazine, and Bloomberg TV. He produces his own investing blog, bps and pieces. Phil and his wife Christie live in the northwest suburbs of Chicago where they enjoy reading, yoga, and spending time with their daughter Hannah. He is also a lifelong, diehard professional wrestling fan. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Phil Huber. Phil has been involved in the financial services industry since 2007. He worked for Huber Financial Advisors from 2008 until it joined with Savant in 2020. Prior to joining Huber, he was employed at a global asset management company where he worked closely with financial advisors to develop investment strategies for their clients. Phil earned a bachelor’s degree in finance from the Kelley School of Business at Indiana University. He is a CERTIFIED FINANCIAL PLANNER™ professional, has attained his Chartered Financial Analyst® (CFA®) designation, and is a member of the CFA Society of Chicago. Phil has been featured in a number of notable media outlets, including The Wall Street Journal, The New York Times, InvestmentNews, CityWire RIA Magazine, and Bloomberg TV. He produces his own investing blog, bps and pieces. Phil and his wife Christie live in the northwest suburbs of Chicago where they enjoy reading, yoga, and spending time with their daughter Hannah. He is also a lifelong, diehard professional wrestling fan. vehicles of investment, alternative investment, alternative investment strategies, alt investment strategies, alternative investments, alternative investment vehicles, alts, investment vehicles, alt investments false full 182 b03ef4bc-d0e9-4a7e-82c7-c2574ac31ef4 Kristin Shea - The Six Pillars of Neuromarketing: How to Leverage Brain Science for Business Success Tune in to hear:

- What exactly is Neuromarketing and what makes it so powerful?

- There are more brands and advertisements vying for our attention every year. How does Nueromarketing fit into this picture and help brands really stand out?

- What are the six pillars of Neuromarketing that Kristin eventually settled on and where did she source these ideas from?

- Why is making marketing highly personal so important and what might a concrete example of this look like within financial services?

- What does it mean to make your marketing “contrastible” and what is a practical example of this?

- How do those in knowledge fields take their somewhat ethereal offerings and make them more tangible?

- Does being memorable necessarily mean that you will alienate some people?

- How can we make our brand visually stand out above and beyond our graphic design and branding?

- When creating emotional ad content, do we have to be sure that it speaks to who the company/brand really is? Does this ever backfire?

Compliance Code: 3110-OAS-12/15/2021

]]> Fri, 17 Dec 2021 18:58:31 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby, Kristin Shea) https://www.standarddeviationspod.com/ Tune in to hear:

- What exactly is Neuromarketing and what makes it so powerful?

- There are more brands and advertisements vying for our attention every year. How does Nueromarketing fit into this picture and help brands really stand out?

- What are the six pillars of Neuromarketing that Kristin eventually settled on and where did she source these ideas from?

- Why is making marketing highly personal so important and what might a concrete example of this look like within financial services?

- What does it mean to make your marketing “contrastible” and what is a practical example of this?

- How do those in knowledge fields take their somewhat ethereal offerings and make them more tangible?

- Does being memorable necessarily mean that you will alienate some people?

- How can we make our brand visually stand out above and beyond our graphic design and branding?

- When creating emotional ad content, do we have to be sure that it speaks to who the company/brand really is? Does this ever backfire?

Compliance Code: 3110-OAS-12/15/2021

]]> Kristin Shea - The Six Pillars of Neuromarketing: How to Leverage Brain Science for Business Success Dr. Daniel Crosby, Kristin Shea 00:54:59 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Kristin Shea. Kristin Shea, RICP is an award-winning advocate and prominent voice in the financial services industry. She typically works with the top 1% of independent financial advisors who want to create scale and more freedom in their life via her role as a business coach at Triad Partners. Kristin is known for helping financial advisors become better CEO’s, her expertise in marketing – especially digital marketing –, and for challenging the status quo. Her first book, The Truth About Digital Marketing for Financial Advisors, is scheduled to publish in 2022. To connect and learn more, look her up on LinkedIn, or on Instagram @workwithkristin. To get notified when the book goes live, head to: www.truthaboutdigitalmarketing.com This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Kristin Shea. Kristin Shea, RICP is an award-winning advocate and prominent voice in the financial services industry. She typically works with the top 1% of independent financial advisors who want to create scale and more freedom in their life via her role as a business coach at Triad Partners. Kristin is known for helping financial advisors become better CEO’s, her expertise in marketing – especially digital marketing –, and for challenging the status quo. Her first book, The Truth About Digital Marketing for Financial Advisors, is scheduled to publish in 2022. To connect and learn more, look her up on LinkedIn, or on Instagram @workwithkristin. To get notified when the book goes live, head to: www.truthaboutdigitalmarketing.com standard deviations podcast, adverts, dr. daniel crosby, neuromarketing, the six pillars of neuromarketing, advertising, market strategies, marketing strategy, advertising techniques, ads, marketing approaches, marketing techniques, marketing, daniel crosby false full 181 1aad6134-af23-415a-90c7-ab3507b67f35 Dr. Mary Bell Carlson - Unlocking Financial Wellness: Key Lessons from Financial Therapy Tune in to hear:

- What are some unique financial considerations for those with high-level government security clearances?

- What role does financial instability often play in cases of corporate and governmental espionage?

- Financial instability is often at the root of why people participate in espionage. What implications does this tendency have for the broader population?

- We often have very different subjective realities than our partners regarding personal finance. How can we better bridge this experience gap, and are there times when one party is just objectively in the wrong?

- How common are issues of “financial infidelity” in romantic or professional relationships?

- Should financial professionals act as more of a blank slate, making space for each client’s unique values, or should they lead with their own personal values?

- How can financial advisors take better note of their clients’ body language and appropriately use this information?

- What are some pragmatic steps advisors can take to take their client relationships to the next level?

https://chieffinancialmom.com

Compliance Code: 3025-OAS-12/1/2021

]]> Thu, 9 Dec 2021 05:00:00 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby, Dr. Mary Bell Carlson) https://www.standarddeviationspod.com/ Tune in to hear:

- What are some unique financial considerations for those with high-level government security clearances?

- What role does financial instability often play in cases of corporate and governmental espionage?

- Financial instability is often at the root of why people participate in espionage. What implications does this tendency have for the broader population?

- We often have very different subjective realities than our partners regarding personal finance. How can we better bridge this experience gap, and are there times when one party is just objectively in the wrong?

- How common are issues of “financial infidelity” in romantic or professional relationships?

- Should financial professionals act as more of a blank slate, making space for each client’s unique values, or should they lead with their own personal values?

- How can financial advisors take better note of their clients’ body language and appropriately use this information?

- What are some pragmatic steps advisors can take to take their client relationships to the next level?

https://chieffinancialmom.com

Compliance Code: 3025-OAS-12/1/2021

]]> Dr. Mary Bell Carlson - Unlocking Financial Wellness: Key Lessons from Financial Therapy Dr. Daniel Crosby, Dr. Mary Bell Carlson 00:45:05 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Dr. Mary Bell Carlson. Dr. Carlson earned both her master’s degree (Texas Tech University) and Ph.D. (Kansas State University) in personal financial planning with an emphasis in financial therapy. She currently teaches at the University of Georgia in the financial planning program. She has also earned her Certified Financial Planner® and Accredited Financial Counselor® designations. She travels all over the world speaking to a variety of audiences on personal finance topics and how to have a healthy relationship with money. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Dr. Mary Bell Carlson. Dr. Carlson earned both her master’s degree (Texas Tech University) and Ph.D. (Kansas State University) in personal financial planning with an emphasis in financial therapy. She currently teaches at the University of Georgia in the financial planning program. She has also earned her Certified Financial Planner® and Accredited Financial Counselor® designations. She travels all over the world speaking to a variety of audiences on personal finance topics and how to have a healthy relationship with money. standard deviations podcast, chief financial mom, dr. daniel crosby, behavioral finance, investor psychology, psychology of investing, the behavioral investor, standard deviations, investing, stock market, investor emotion, behavioral economics, investment, daniel crosby, dr. mary bell carlson, how to invest, the laws of wealth, financial therapy false full 180 e50ed9cc-4f39-43e0-8080-7f787c793ca8 Robert Sofia - The Five Essential Principles of Marketing Psychology Every Advisor Should Know Tune in to hear:

- Robert says in marketing “you must get past the mental filter.” If we are going to get past the mental filter, how can we do it in a way that doesn’t land flat on its face or go too far?

- How can one evoke an emotional response in a nuanced way without seeming corny or disingenuous? Are there certain business for whom this approach may not be effective?

- How can a marketing approach build familiarity without becoming overly repetitive, rote or in your face?

- Irresistible offers are one of the five principles of effective marketing. How can you craft an offer your client can’t refuse?

- What is one big promise that financial professionals can tell their clients they will deliver on?

- Signaling trustworthiness is a crucial aspect of advertising. What steps can advisors take to both be trustworthy and to convey this to their target market?

- Why is merely being trustworthy often not sufficient to scale your business?

Twitter: @RobertSofia

Compliance Code: 3017-OAS-11/30/2021

]]> Thu, 2 Dec 2021 05:00:00 +0000 danielcrosby@gmail.com (Robert Sofia, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- Robert says in marketing “you must get past the mental filter.” If we are going to get past the mental filter, how can we do it in a way that doesn’t land flat on its face or go too far?

- How can one evoke an emotional response in a nuanced way without seeming corny or disingenuous? Are there certain business for whom this approach may not be effective?

- How can a marketing approach build familiarity without becoming overly repetitive, rote or in your face?

- Irresistible offers are one of the five principles of effective marketing. How can you craft an offer your client can’t refuse?

- What is one big promise that financial professionals can tell their clients they will deliver on?

- Signaling trustworthiness is a crucial aspect of advertising. What steps can advisors take to both be trustworthy and to convey this to their target market?

- Why is merely being trustworthy often not sufficient to scale your business?

Twitter: @RobertSofia

Compliance Code: 3017-OAS-11/30/2021

]]> Robert Sofia - The Five Essential Principles of Marketing Psychology Every Advisor Should Know Robert Sofia, Dr. Daniel Crosby 00:36:14 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Robert Sofia. As CEO of Snappy Kraken, Robert Sofia has helped thousands of financial companies accelerate their growth with world-class marketing. Through sophisticated technology and an advisor-first approach, Snappy Kraken has earned a reputation for excellence, receiving countless industry awards and accolades. Robert’s success relies upon a unique understanding of what truly helps advisors stand out from the industry. “Getting results isn’t about doing what’s easiest,” he says. “It’s about doing what’s bold, unique, and better for the client.” Robert lives in Northern Georgia with his wife and son. When he’s not at the office, you will find him boating, biking, cooking, and volunteering in the local community. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Robert Sofia. As CEO of Snappy Kraken, Robert Sofia has helped thousands of financial companies accelerate their growth with world-class marketing. Through sophisticated technology and an advisor-first approach, Snappy Kraken has earned a reputation for excellence, receiving countless industry awards and accolades. Robert’s success relies upon a unique understanding of what truly helps advisors stand out from the industry. “Getting results isn’t about doing what’s easiest,” he says. “It’s about doing what’s bold, unique, and better for the client.” Robert lives in Northern Georgia with his wife and son. When he’s not at the office, you will find him boating, biking, cooking, and volunteering in the local community. standard deviations podcast, dr. daniel crosby, behavioral finance, snappy kraken, investor psychology, advertising, psychology of investing, the behavioral investor, marketing strategies, ads, marketing approaches, marketing techniques, ad, investing, stock market, investor emotion, marketing, behavioral economics, investment, advertisement, daniel crosby, how to invest, the laws of wealth false full 179 f13fe301-6c49-4ea7-b3ed-a9d06d48a775 Brad Johnson - Investing in Trading Cards Tune in to hear:

- How did Brad originally get into the finance industry and how did he get into trading cards?

- What are some of the draws, or compulsions, that get people into card collecting?

- What time period was referred to as “the junk wax era” in Baseball Cards and why was this such a poor time to collect?

- Are there any big takeaways that we can learn about broader capital markets from the ebbs and flows of sports trading card history?

- "Fanatics" is taking over Topps long held spot as the MLB’s licensed provider of trading cards. What does this shift signal for trading cards as an asset class and what are the other implications at play here?

- What sense, if any, can be made of the explosion of value in collectibles and trading cards during a time where they seemed particularly peripheral to what mattered?

- Do trading cards, as a class, tend to rise and fall together? Can diversifying between various sports and other collectibles, such as Magic or Pokemon cards, actually make a real difference?

- In the era of NFTs and blockchain technology, is the future of trading cards still cardboard or will this fall out of favor with the rise of these technologies?

- If one is new to collectible markets, such as baseball cards, what is a way they could dip a toe into these investments and limit their risk?

www.bradleyjohnson.com

Compliance Code: 2959-OAS-11/22/2021

]]> Thu, 25 Nov 2021 05:00:00 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby, Brad Johnson) https://www.standarddeviationspod.com/ Tune in to hear:

- How did Brad originally get into the finance industry and how did he get into trading cards?

- What are some of the draws, or compulsions, that get people into card collecting?

- What time period was referred to as “the junk wax era” in Baseball Cards and why was this such a poor time to collect?

- Are there any big takeaways that we can learn about broader capital markets from the ebbs and flows of sports trading card history?

- "Fanatics" is taking over Topps long held spot as the MLB’s licensed provider of trading cards. What does this shift signal for trading cards as an asset class and what are the other implications at play here?

- What sense, if any, can be made of the explosion of value in collectibles and trading cards during a time where they seemed particularly peripheral to what mattered?

- Do trading cards, as a class, tend to rise and fall together? Can diversifying between various sports and other collectibles, such as Magic or Pokemon cards, actually make a real difference?

- In the era of NFTs and blockchain technology, is the future of trading cards still cardboard or will this fall out of favor with the rise of these technologies?

- If one is new to collectible markets, such as baseball cards, what is a way they could dip a toe into these investments and limit their risk?

www.bradleyjohnson.com

Compliance Code: 2959-OAS-11/22/2021

]]> Brad Johnson - Investing in Trading Cards Dr. Daniel Crosby, Brad Johnson 00:51:01 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Brad Johnson. Former VP of Advisor Development at Advisors Excel where I coached a group of independent advisors who gathered $1B+ of assets annually. Brad hosts The Elite Advisor Blueprint, a podcast dedicated to sharing the "blueprint for success" in the independent financial advising world. Continuing the successful formula that helped build one of the top firms in finance, Brad distills the best advice from top thought leaders and applies it to the world of independent financial advising. Interviews with top thought leaders and industry experts, including Michael Hyatt, Ron Carson, Dan Sullivan, Donald Miller, Joey Coleman, Aaron Klein, John Ruhlin, Cameron Herold, Tucker Max and many more! When Brad isn’t helping the best in the business get even better, you can find him enjoying time with his family at their home in rural Silver Lake, Kansas. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Brad Johnson. Former VP of Advisor Development at Advisors Excel where I coached a group of independent advisors who gathered $1B+ of assets annually. Brad hosts The Elite Advisor Blueprint, a podcast dedicated to sharing the "blueprint for success" in the independent financial advising world. Continuing the successful formula that helped build one of the top firms in finance, Brad distills the best advice from top thought leaders and applies it to the world of independent financial advising. Interviews with top thought leaders and industry experts, including Michael Hyatt, Ron Carson, Dan Sullivan, Donald Miller, Joey Coleman, Aaron Klein, John Ruhlin, Cameron Herold, Tucker Max and many more! When Brad isn’t helping the best in the business get even better, you can find him enjoying time with his family at their home in rural Silver Lake, Kansas. collecting baseball cards, collectible markets, trading cards as an asset class, panini cards, nfl, junk wax era, holographic charizard, baseball card auctions, baseball cards, pokemon cards, mint condition, grading baseball cards, topps, mlb, asset classes, topps baseball cards, magic cards, collectibles, trading card market, magic: the gathering, selling baseball cards on ebay, football, major league baseball, fanatics, holographic pokemon card, collecting card, rating baseball cards, pokemon card, trading cards, nfts, magic the gathering, junk wax, national football league, asset class false full 178 c61d66a7-9918-49da-b758-9a70787be57a Emilie Hill - “The Market is Uncertainty Distilled” Tune in to hear:

- Is the market always crazy or does it go through long periods of predictability in many peoples’ lifetimes? Is uncertainty implicit in capital markets?

- There’s always going to be a reason to fear, there’s always going to be a reason not to invest. What pragmatic steps can we take to invest thoughtfully in the face of this?

- Why might concentrated, active portfolios make more sense for some subset of the population?

- What are some potential catalysts that could bring active management back in favor?

- How does Emilie think about active management from an angle of creative destruction?

- Financial wellness is a term that is thrown out there a lot, but it is rarely elucidated in depth or operationalized. What does financial wellness really look like?

- Has Emilie noticed patterns of how clients’ behaviors and concerns differ between those with varying tiers of wealth?

- What’s a financial concern for women that men are largely oblivious to?

Instagram @emiliedayanhill

Compliance Code: 2928-OAS-11/17/2021

]]> Thu, 18 Nov 2021 16:22:47 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby, Emilie Hill) https://www.standarddeviationspod.com/ Tune in to hear:

- Is the market always crazy or does it go through long periods of predictability in many peoples’ lifetimes? Is uncertainty implicit in capital markets?

- There’s always going to be a reason to fear, there’s always going to be a reason not to invest. What pragmatic steps can we take to invest thoughtfully in the face of this?

- Why might concentrated, active portfolios make more sense for some subset of the population?

- What are some potential catalysts that could bring active management back in favor?

- How does Emilie think about active management from an angle of creative destruction?

- Financial wellness is a term that is thrown out there a lot, but it is rarely elucidated in depth or operationalized. What does financial wellness really look like?

- Has Emilie noticed patterns of how clients’ behaviors and concerns differ between those with varying tiers of wealth?

- What’s a financial concern for women that men are largely oblivious to?

Instagram @emiliedayanhill

Compliance Code: 2928-OAS-11/17/2021

]]> Emilie Hill - “The Market is Uncertainty Distilled” Dr. Daniel Crosby, Emilie Hill 00:41:26 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Emilie Hill. Emilie Hill is an investment professional specializing in helping women to achieve financial wellness. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Emilie Hill. Emilie Hill is an investment professional specializing in helping women to achieve financial wellness. standard deviations podcast, creative destruction, existentialism, wellness, existentialist, active vs. passive, dr. daniel crosby, loss aversion, uncertainty in the markets, uncertainty, behavioral finance, passive portfolios, investory psychology, active portfolios, psychology of investing, the behavioral investor, passive investing, women and investing, active investing, financial concerns for women, volatility, investing, stock market, investor emotion, the laws of welath, behavioral economics, market volatility, active vs. passive investing, investment, daniel crosby, financial wellness, how to invest, women and finance false full 177 d6e42b33-fc25-4ca8-b2ce-e0993f5fa624 Dr. Julie Ragatz - The Role of Empathy in Shaping Behavioral Economics Tune in to hear:

- What might the lay person, who is enthusiastic about behavioral economics, not know about its historical origins?

- What was the larger zeitgeist that gave rise to an envy of physics, and hard science, within economics?

- Are there commonly used methods in the world of financial planning that may be rooted in some unexamined assumptions?

- When consulting clients, how do we strike a balance between realizing that our theories and knowledge will always be imperfect while we also know that giving our clients something to hang on to is useful?

- Where does empathy come from in the client advisor relationship? Is this an innate trait or can one teach themselves to be empathetic?

- Dr. Ragatz is in charge of Carson's next generation initiatives. What has she noticed in this role? How does the next generation differ, what do they value and how might they go on to shape the industry?

https://www.linkedin.com/in/julie-ragatz-ph-d-2a40b826/

Compliance Code: 2830-OAS-11/5/2021

]]> Thu, 11 Nov 2021 05:00:00 +0000 danielcrosby@gmail.com (Dr. Julie Ragatz, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- What might the lay person, who is enthusiastic about behavioral economics, not know about its historical origins?

- What was the larger zeitgeist that gave rise to an envy of physics, and hard science, within economics?

- Are there commonly used methods in the world of financial planning that may be rooted in some unexamined assumptions?

- When consulting clients, how do we strike a balance between realizing that our theories and knowledge will always be imperfect while we also know that giving our clients something to hang on to is useful?

- Where does empathy come from in the client advisor relationship? Is this an innate trait or can one teach themselves to be empathetic?

- Dr. Ragatz is in charge of Carson's next generation initiatives. What has she noticed in this role? How does the next generation differ, what do they value and how might they go on to shape the industry?

https://www.linkedin.com/in/julie-ragatz-ph-d-2a40b826/

Compliance Code: 2830-OAS-11/5/2021

]]> Dr. Julie Ragatz - The Role of Empathy in Shaping Behavioral Economics Dr. Julie Ragatz, Dr. Daniel Crosby 00:53:27 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Dr. Julie Ragatz. Dr. Ragatz is Vice President, Next Gen and Advisor Development Programs at the Carson Group. She is also Director at the Center for Ethics in Financial Services at the American College. She has a Doctor in Philosophy from Temple University. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Dr. Julie Ragatz. Dr. Ragatz is Vice President, Next Gen and Advisor Development Programs at the Carson Group. She is also Director at the Center for Ethics in Financial Services at the American College. She has a Doctor in Philosophy from Temple University. dr. julie ragatz, economics history, standard deviations podcast, economics, dr. daniel crosby, behavioral finance, the history of economics, the history of markets, investor psychology, psychology of investing, market history, the behavioral investor, investing, stock market, investor emotion, behavioral economics, economist, investment, daniel crosby, how to invest, the laws of wealth false full 176 a4ac8bb6-26dd-4479-ac6a-b54990904b7a Robert Balentine - The 3 Key Principles for Building Enduring Wealth and a Lasting Legacy Tune in to hear:

- The old American adage of “shirtsleeves to shirtsleeves in three generations” seems to be an enduring sentiment across many other cultures. Why is it such a tricky thing to sustain wealth across multiple generations and what can be done to remedy this?

- Why is pointing the finger at the third generation an overly reductive approach? What could the first generation do differently to help sustain their wealth legacy?

- For those who want to leave a financial gift to future generations, how can we overcome this found money / “house money” effect. How can we make it feel more tangible, real and earned?

- How can families with means teach their kids the attitudinal aspects of wealth preservation, like thrift and scarcity? Do they have to impose limitations where there are few or is there another way to do so?

- In his book, he encourages people to not mistake their wealth with their legacy. What exactly did he mean by this?

- Why is it important to distinguish between your business, or personal practice, and the business of your family?

- How does a margin of safety look different for an entrepreneur vs. an investor in capital markets?

- How can we see the world through the eyes of our grandchildren and great-grandchildren when we’ve never met them? Also, how can we avoid our natural tendency to scapegoat the upcoming generation for our problems?

- How can we begin to overcome the great amount of wealth inequality in our nation?

- How can one think through charitable giving, that actually moves the needle, with their clients?

www.firstgenerationwealth.com

www.balentine.com

Compliance Code: 2778-OAS-11/1/2021

]]> Thu, 4 Nov 2021 04:00:00 +0000 danielcrosby@gmail.com (Standard Deviations with Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- The old American adage of “shirtsleeves to shirtsleeves in three generations” seems to be an enduring sentiment across many other cultures. Why is it such a tricky thing to sustain wealth across multiple generations and what can be done to remedy this?

- Why is pointing the finger at the third generation an overly reductive approach? What could the first generation do differently to help sustain their wealth legacy?

- For those who want to leave a financial gift to future generations, how can we overcome this found money / “house money” effect. How can we make it feel more tangible, real and earned?

- How can families with means teach their kids the attitudinal aspects of wealth preservation, like thrift and scarcity? Do they have to impose limitations where there are few or is there another way to do so?

- In his book, he encourages people to not mistake their wealth with their legacy. What exactly did he mean by this?

- Why is it important to distinguish between your business, or personal practice, and the business of your family?

- How does a margin of safety look different for an entrepreneur vs. an investor in capital markets?

- How can we see the world through the eyes of our grandchildren and great-grandchildren when we’ve never met them? Also, how can we avoid our natural tendency to scapegoat the upcoming generation for our problems?

- How can we begin to overcome the great amount of wealth inequality in our nation?

- How can one think through charitable giving, that actually moves the needle, with their clients?

www.firstgenerationwealth.com

www.balentine.com

Compliance Code: 2778-OAS-11/1/2021

]]> Robert Balentine - The 3 Key Principles for Building Enduring Wealth and a Lasting Legacy Standard Deviations with Dr. Daniel Crosby 00:46:38 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Robert Balentine. Robert Balentine is Chairman of Balentine. He brings 40 years of experience advising clients and families on matters relating to their wealth and legacy. A seasoned entrepreneur, Robert has experience building, buying, and selling businesses, and has counseled many of our entrepreneurial clients on matters relating to managing their businesses, as well as managing their wealth. He was the inaugural recipient of the Metro Atlanta Chamber’s 2013 Business Person of the Year Lifetime Achievement Award. Barron’s and Forbes have each named Robert one of the country’s top wealth management advisors, and Atlanta Business Chronicle named Robert to its 2018 list of Most Admired CEOs. He is a frequent contributor to the media and addresses audiences across the country on topics related to investing and entrepreneurship. First Generation Wealth, a book co-written by Robert and CEO and CIO Adrian Cronje, was released in September 2021. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Robert Balentine. Robert Balentine is Chairman of Balentine. He brings 40 years of experience advising clients and families on matters relating to their wealth and legacy. A seasoned entrepreneur, Robert has experience building, buying, and selling businesses, and has counseled many of our entrepreneurial clients on matters relating to managing their businesses, as well as managing their wealth. He was the inaugural recipient of the Metro Atlanta Chamber’s 2013 Business Person of the Year Lifetime Achievement Award. Barron’s and Forbes have each named Robert one of the country’s top wealth management advisors, and Atlanta Business Chronicle named Robert to its 2018 list of Most Admired CEOs. He is a frequent contributor to the media and addresses audiences across the country on topics related to investing and entrepreneurship. First Generation Wealth, a book co-written by Robert and CEO and CIO Adrian Cronje, was released in September 2021. inheritance, house money, legacy, philanthropic, inherited money, balentine, found money, wealth management, charitable giving, first generation wealth, thrift, wealth legacy, philanthropic giving, robert balentine, managing inheritance, wealth inequality, entrepreneurial, entrepreneur, philanthropy, wealth preservation, charity, shirtsleeves to shirtsleeves in three generations, scarcity false full 175 5dbf310d-bff2-432f-9446-8f581fb97a91 Penny Phillips - Unlocking the Power of Practice Management for Financial Advisors: Boost Efficiency & Client Satisfaction - As someone who works in practice management and as a trainer, how does Penny get advisors to embrace the power of practice management when there are plenty of advisors who are financially successful who are violating all the best practices?

- If Penny created her own top 25 advisor list, what criteria would she choose to decide who belongs on that list?

- What are some practical means of gaining psychographic insights into clients’ and is there a framework one can use when thinking about clients’ psychology?

- Have the psychographics of the average client changed over the past 18 months? How have they shifted if so?

- In a sea of 300,000 advisors, what are some pragmatic ways you can stand out from that pack?

- What is Penny’s spiciest take on how the industry will change in the coming years?

- People really struggle to confront their own mortality. With such a great psychological hurdle at the crux of the conversation, how do you get anyone to plan for succession?

https://www.youtube.com/channel/UCWVDdtyWwj61yKLm0unERjw

Compliance Code: 2643-OAS-10/13/2021

]]> Thu, 14 Oct 2021 05:00:00 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby, Penny Phillips) https://www.standarddeviationspod.com/ - As someone who works in practice management and as a trainer, how does Penny get advisors to embrace the power of practice management when there are plenty of advisors who are financially successful who are violating all the best practices?

- If Penny created her own top 25 advisor list, what criteria would she choose to decide who belongs on that list?

- What are some practical means of gaining psychographic insights into clients’ and is there a framework one can use when thinking about clients’ psychology?

- Have the psychographics of the average client changed over the past 18 months? How have they shifted if so?

- In a sea of 300,000 advisors, what are some pragmatic ways you can stand out from that pack?

- What is Penny’s spiciest take on how the industry will change in the coming years?

- People really struggle to confront their own mortality. With such a great psychological hurdle at the crux of the conversation, how do you get anyone to plan for succession?

https://www.youtube.com/channel/UCWVDdtyWwj61yKLm0unERjw

Compliance Code: 2643-OAS-10/13/2021

]]> Penny Phillips - Unlocking the Power of Practice Management for Financial Advisors: Boost Efficiency & Client Satisfaction Dr. Daniel Crosby, Penny Phillips 00:43:04 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Penny Phillips. Penny Phillips has spent most of her career coaching and consulting financial advisors, business owners and wealth management institutions. She is the co-founder and President of Journey Strategic Wealth, a Registered Investment Adviser built for advisors seeking independence and full-fledged practice management support. Prior to founding Journey, Penny ran a consulting and coaching firm called Thrivos Consulting, and prior to that worked in various leadership positions across the financial services industry. She has authored multiple practice management training programs focused on helping financial advisors prepare for the next generation of wealth holder and has coached hundreds of financial advisors. As an industry speaker, she has spoken at financial services conferences across the US and Canada. She currently runs a weekly YouTube series called “Practice Management with Penny.” On a personal note, Penny is an advocate for the advancement of women in the financial services industry, and public education. She currently sits on the Board of her alma mater the Macaulay Honors College at CUNY. She has dual degrees in Economics and Corporate Finance and a certification in Advanced Behavioral Analysis. Penny was born and raised in New York City, is of Greek descent and speaks fluent Greek. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Penny Phillips. Penny Phillips has spent most of her career coaching and consulting financial advisors, business owners and wealth management institutions. She is the co-founder and President of Journey Strategic Wealth, a Registered Investment Adviser built for advisors seeking independence and full-fledged practice management support. Prior to founding Journey, Penny ran a consulting and coaching firm called Thrivos Consulting, and prior to that worked in various leadership positions across the financial services industry. She has authored multiple practice management training programs focused on helping financial advisors prepare for the next generation of wealth holder and has coached hundreds of financial advisors. As an industry speaker, she has spoken at financial services conferences across the US and Canada. She currently runs a weekly YouTube series called “Practice Management with Penny.” On a personal note, Penny is an advocate for the advancement of women in the financial services industry, and public education. She currently sits on the Board of her alma mater the Macaulay Honors College at CUNY. She has dual degrees in Economics and Corporate Finance and a certification in Advanced Behavioral Analysis. Penny was born and raised in New York City, is of Greek descent and speaks fluent Greek. psychographics, standard deviations podcast, succession planning, dr. daniel crosby, behavioral training, behavioral finance, investor psychology, financial trainer, psychographic insight, behavioral trainer, psychology of investing, training, the behavioral investor, practice management, psychographic, investing, stock market, investor emotion, top financial advisors, behavioral economics, financial training, investment, daniel crosby, succession, how to invest, the laws of wealth false full 174 6f617b59-a34e-44a6-80fe-2dcda1f1e126 Dr. Steve Wendel - Designing for Behavior Change: The Ultimate Guide to Influencing Positive Outcomes Tune in to hear:

- Morningstar recently conducted an in-depth study on the financial biases that people bring to the table. What are the real world, fiscal impacts of these biases?

- In the study, were they able to quantify a percentage or a dollar amount difference between biased and unbiased folks?

- 2% of people in their study showed no evidence of bias - are their really people out there that are almost completely bias free, or was this an anomaly in the study?

- There was only one bias that showed a significant skew for a certain demographic - which one was it and why might this be the case?

- In most studies men show up as overconfident with financial decisions, when compared to women - why didn’t this play out so dramatically in the Morningstar research?

- Did Steve’s team’s study look at lose aversion at all?

- What are the 6 facets of the “Create” model that Steve created as a sort scaffolding for guiding client behavior.

- If we have a client with a history of traumatic or bad financial experiences, how can we help them envision different outcomes and possibilities?

- How can behavioral science be used to improve one’s religious or spiritual practice?

- What does the research show about the benefits of having a personal spiritual practice and what might this look like for different people?

Web: behavioraltechnology.co

Compliance Code: 2537-OAS-9/28/2021

]]> Thu, 7 Oct 2021 04:00:00 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby, Dr. Stephen Wendel) https://www.standarddeviationspod.com/ Tune in to hear:

- Morningstar recently conducted an in-depth study on the financial biases that people bring to the table. What are the real world, fiscal impacts of these biases?

- In the study, were they able to quantify a percentage or a dollar amount difference between biased and unbiased folks?

- 2% of people in their study showed no evidence of bias - are their really people out there that are almost completely bias free, or was this an anomaly in the study?

- There was only one bias that showed a significant skew for a certain demographic - which one was it and why might this be the case?

- In most studies men show up as overconfident with financial decisions, when compared to women - why didn’t this play out so dramatically in the Morningstar research?

- Did Steve’s team’s study look at lose aversion at all?

- What are the 6 facets of the “Create” model that Steve created as a sort scaffolding for guiding client behavior.

- If we have a client with a history of traumatic or bad financial experiences, how can we help them envision different outcomes and possibilities?

- How can behavioral science be used to improve one’s religious or spiritual practice?

- What does the research show about the benefits of having a personal spiritual practice and what might this look like for different people?

Web: behavioraltechnology.co

Compliance Code: 2537-OAS-9/28/2021

]]> Dr. Steve Wendel - Designing for Behavior Change: The Ultimate Guide to Influencing Positive Outcomes Dr. Daniel Crosby, Dr. Stephen Wendel 00:38:27 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Steve Wendel. Dr. Wendel is a behavioral social scientist who studies how digital products can help individuals manage their money more effectively. Stephen has authored three books on applied behavioral science: Designing for Behavior Change (November 2013), Improving Employee Benefits (September 2014), and Spiritual Design (October 2019). Designing for Behavior Change, now in its second edition, gives step-by-step instructions on how to develop products that help users take action: from exercising more to learning a new language. The second book examines why employees fail to use their benefits and how behavioral economics can help, and the third is an exploration of what lessons from behavioral science might mean for creating spiritual habits and practices, regardless of a person's particular beliefs or faith. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Steve Wendel. Dr. Wendel is a behavioral social scientist who studies how digital products can help individuals manage their money more effectively. Stephen has authored three books on applied behavioral science: Designing for Behavior Change (November 2013), Improving Employee Benefits (September 2014), and Spiritual Design (October 2019). Designing for Behavior Change, now in its second edition, gives step-by-step instructions on how to develop products that help users take action: from exercising more to learning a new language. The second book examines why employees fail to use their benefits and how behavioral economics can help, and the third is an exploration of what lessons from behavioral science might mean for creating spiritual habits and practices, regardless of a person's particular beliefs or faith. spiritual, steve wendel, standard deviations podcast, spiritual practice, spiritualism, dr. daniel crosby, behavioral finance, cognitive biases, investor psychology, dr. stephen wendel, religion, psychology of investing, the behavioral investor, religious, spirituality, science of behavior, cognitive bias, investing, stock market, investor emotion, behavioral economics, behavioral science, investment, daniel crosby, religiosity, how to invest, the laws of wealth false full 173 06abf6e4-feab-47d0-8068-b1608d05ad38 Ric Edelman (Live from Ascent) Tune in to hear:

- Ric Edelman started off as a reporter - does Ric think that an advisor could start “Edelman 2.0", so to speak, using the same formula with education at the forefront?

- Why might it be wise to “narrowcast” rather than broadcast?

- What are two or three actionable steps that American investors can take now?

- Why does Ric think that Blockchain technology is one of the top four inventions in the history of commerce?

- How does one strike a balance between being enthusiastic about Blockchain technologies while not falling into a camp of blind adoration or misinformed distrust?

- In addition to behavioral facets, what other conditions would Ric look for to determine the suitability of crypto for a client?

- Might crypto and the blockchain be able to help us overcome historical wealth inequality issues?

www.dacfp.com

Compliance Code: 2488-OAS-9/21/2021

]]> Thu, 30 Sep 2021 04:00:00 +0000 danielcrosby@gmail.com (Ric Edelman, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- Ric Edelman started off as a reporter - does Ric think that an advisor could start “Edelman 2.0", so to speak, using the same formula with education at the forefront?

- Why might it be wise to “narrowcast” rather than broadcast?

- What are two or three actionable steps that American investors can take now?

- Why does Ric think that Blockchain technology is one of the top four inventions in the history of commerce?

- How does one strike a balance between being enthusiastic about Blockchain technologies while not falling into a camp of blind adoration or misinformed distrust?

- In addition to behavioral facets, what other conditions would Ric look for to determine the suitability of crypto for a client?

- Might crypto and the blockchain be able to help us overcome historical wealth inequality issues?

www.dacfp.com

Compliance Code: 2488-OAS-9/21/2021

]]> Ric Edelman (Live from Ascent) Ric Edelman, Dr. Daniel Crosby 00:26:39 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Ric Edelman. Ric Edelman is the founder of Edelman Financial Services (later, Edelman Financial Engines), the author of several personal finance books, and the host of a weekly personal finance talk radio show called The Ric Edelman Show. Edelman was also the host of the public television show, The Truth About Money with Ric Edelman. In July 2001, Edelman's book Ordinary People, Extraordinary Wealth appeared at #1 in the paperback "Advice, How-to and Miscellaneous" category of the New York Times Best Seller list. Barron's ranked Edelman the #1 Independent Financial Advisor in the United States in 2012. In 2019, Barron's added Edelman to its Financial Advisors Hall of Fame. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Ric Edelman. Ric Edelman is the founder of Edelman Financial Services (later, Edelman Financial Engines), the author of several personal finance books, and the host of a weekly personal finance talk radio show called The Ric Edelman Show. Edelman was also the host of the public television show, The Truth About Money with Ric Edelman. In July 2001, Edelman's book Ordinary People, Extraordinary Wealth appeared at #1 in the paperback "Advice, How-to and Miscellaneous" category of the New York Times Best Seller list. Barron's ranked Edelman the #1 Independent Financial Advisor in the United States in 2012. In 2019, Barron's added Edelman to its Financial Advisors Hall of Fame. ethereum, cryptocurrencies, cryptocurrency, bitcoin, crypto, behavioral finance, technology, ric edelman, bitcoin investing, wealth inequality, retirement, blockchain false full 172 7522769f-7c1b-486b-a8a7-7f8dca1a2b39 Phillip Toews (Live from Ascent) Tune in to hear:

- Many are very focused on the behavioral coaching elements of behavioral finance, but overlook the upside of integrating the findings of behavioral finance into actual asset management. How can we be better about balancing the two?

- Toews’ portfolios attempt to anticipate declines. How specifically does he go about that and what specific signals is he looking for?

- How can we think about tactical signals in a world that moves so quickly, like we saw with the corona crisis?

- What does it look like, specifically, to create an action plan for an unfavorable market?

- Does Phillip ever worry that he’s unnecessarily planting seeds of fear and doubt where there are none?

- How are we not thinking about bonds correctly these days?

- Why are pre-commitments so vital, why do they work and what is the science behind them?

- How can one strike a balance between being attune to the reality of the wealth destroying effects of market bubbles while not being so sensitized to them that you see them everywhere?

www. biicoaching.com

Compliance Code: 2441-OAS-9/10/2021

]]> Thu, 23 Sep 2021 04:00:00 +0000 danielcrosby@gmail.com (Phillip Toews, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- Many are very focused on the behavioral coaching elements of behavioral finance, but overlook the upside of integrating the findings of behavioral finance into actual asset management. How can we be better about balancing the two?

- Toews’ portfolios attempt to anticipate declines. How specifically does he go about that and what specific signals is he looking for?

- How can we think about tactical signals in a world that moves so quickly, like we saw with the corona crisis?

- What does it look like, specifically, to create an action plan for an unfavorable market?

- Does Phillip ever worry that he’s unnecessarily planting seeds of fear and doubt where there are none?

- How are we not thinking about bonds correctly these days?

- Why are pre-commitments so vital, why do they work and what is the science behind them?

- How can one strike a balance between being attune to the reality of the wealth destroying effects of market bubbles while not being so sensitized to them that you see them everywhere?

www. biicoaching.com

Compliance Code: 2441-OAS-9/10/2021

]]> Phillip Toews (Live from Ascent) Phillip Toews, Dr. Daniel Crosby 00:23:38 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Phillip Toews. Phillip Toews is the Chief Executive Officer of the Toews Corporation and a Portfolio Manager of Toews. His management strategies focus on creating “investor friendly” products designed to meet investors’ economic and behavioral needs. Felipe is the founder of the Behavioral Investing Institute, an organization devoted to helping advisors manage investor behavior through market challenges. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Phillip Toews. Phillip Toews is the Chief Executive Officer of the Toews Corporation and a Portfolio Manager of Toews. His management strategies focus on creating “investor friendly” products designed to meet investors’ economic and behavioral needs. Felipe is the founder of the Behavioral Investing Institute, an organization devoted to helping advisors manage investor behavior through market challenges. bear market, standard deviations podcast, planning for a bear market, dr. daniel crosby, behavioral finance, investor psychology, phillip toews, the toews corporation, psychology of investing, the behavioral investor, bear markets, behavioral coaching, investing, stock market, investor emotion, behavioral economics, investment, daniel crosby, market bubbles, how to invest, the laws of wealth false full 171 621d85e6-94dd-43c9-ab18-0676b7a02d3d Dr. Tom Howard - How Behavioral Portfolio Management Enhances Investor Performance and Decision-Making Tune in to hear:

- What event prompted Dr. Howard to move from using a  market efficiency / rational markets framework to a framework of behavioral finance?

- How can we discover market inefficiencies that are exploitable if the price is almost always wrong and not reflecting true value?

- If the behavioral dislocations of market prices are so vast, and the price is always wrong, why is the industry so bad at generating persistent returns?

- It appears that the “best ideas” of active managers do out perform the benchmark, but career risk and other incentives cause them to over-diversify. Why are these “best ideas” so powerful?

- When choosing a fund manager - people often approach it by asking an “easy question” such as: how much money do you manage or how long have you been doing this? Why might these not be an optimal measure of their investment proficiency?

- If Dr. Howard were to design a behaviorally-informed manager due diligence process, what would it look like?

- How does Dr. Howard find, select and coach his clients to ensure that they are willing to take on his rather unconventional investment approach?

- Lots of different specialists throw the word behavioral around, but what they are analyzing is often very different.What are the constituent parts of what Dr. Howard would call a behavioral signal?

https://www.athenainvest.com

Compliance Code: 2430-OAS-9/8/2021

]]> Thu, 16 Sep 2021 04:00:00 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby, Dr. Tom Howard) https://www.standarddeviationspod.com/ Tune in to hear:

- What event prompted Dr. Howard to move from using a  market efficiency / rational markets framework to a framework of behavioral finance?

- How can we discover market inefficiencies that are exploitable if the price is almost always wrong and not reflecting true value?

- If the behavioral dislocations of market prices are so vast, and the price is always wrong, why is the industry so bad at generating persistent returns?

- It appears that the “best ideas” of active managers do out perform the benchmark, but career risk and other incentives cause them to over-diversify. Why are these “best ideas” so powerful?

- When choosing a fund manager - people often approach it by asking an “easy question” such as: how much money do you manage or how long have you been doing this? Why might these not be an optimal measure of their investment proficiency?

- If Dr. Howard were to design a behaviorally-informed manager due diligence process, what would it look like?

- How does Dr. Howard find, select and coach his clients to ensure that they are willing to take on his rather unconventional investment approach?

- Lots of different specialists throw the word behavioral around, but what they are analyzing is often very different.What are the constituent parts of what Dr. Howard would call a behavioral signal?

https://www.athenainvest.com

Compliance Code: 2430-OAS-9/8/2021

]]> Dr. Tom Howard - How Behavioral Portfolio Management Enhances Investor Performance and Decision-Making Dr. Daniel Crosby, Dr. Tom Howard 00:47:50 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Dr. Tom Howard. Thomas Howard is the CEO and Chief Investment Officer of AthenaInvest and the architect of the unique methodology that underlies Athena’s patented behavioral investment approach. Building upon the Nobel Prize winning research of Daniel Kahneman, Tom is a pioneer in the application of Behavioral Finance to investment management and the author of the book, Behavioral Portfolio Management. Dr. Howard is a Professor Emeritus at the Reiman School of Finance, Daniels College of Business, University of Denver. As a well-known thought leader in Behavioral Finance, Tom speaks at national industry conferences and is often featured in major publications. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Dr. Tom Howard. Thomas Howard is the CEO and Chief Investment Officer of AthenaInvest and the architect of the unique methodology that underlies Athena’s patented behavioral investment approach. Building upon the Nobel Prize winning research of Daniel Kahneman, Tom is a pioneer in the application of Behavioral Finance to investment management and the author of the book, Behavioral Portfolio Management. Dr. Howard is a Professor Emeritus at the Reiman School of Finance, Daniels College of Business, University of Denver. As a well-known thought leader in Behavioral Finance, Tom speaks at national industry conferences and is often featured in major publications. standard deviations podcast, dr. daniel crosby, behavioral finance, investor psychology, psychology of investing, the behavioral investor, investing, stock market, investor emotion, behavioral economics, investment, daniel crosby, how to invest, the laws of wealth false full 168 4841a218-4b95-41f5-9937-4cb734ef8015 Gagan Biyani - Valuable Business Lessons from a Lifelong Entrepreneur: Insights for Success Tune in to hear:

- What was the process of launching Dr. Biyani’s business Udemy like?

- As an entrepreneur, how do you know when you’re a visionary that may be early to an idea vs. when the market is simply telling you your idea isn’t worthwhile?

- What advantages does virtual learning have over traditional learning and where might it fall short?

- Does Dr. Biyani think that a lot of the all-star talent in a particular field get pulled into online teaching, leaving universities weakened or less relevant?

- How might platforms like Udemy democratize education and bring down the rising costs of education?

- What are some of the benefits of having a cohort in a remote learning setting?

- Dr. Biyani had a previous entrepreneurial venture with 1,000 employees that ended up having to shut its doors. What lessons did he take away from this experience that might be instructive to inspiring entrepreneurs?

- How much does appropriate timing and the luck associated with that have to do with having a successful entrepreneurial venture?

www.maven.com

Compliance Code: 2426-OAS-9/8/2021

]]> Thu, 9 Sep 2021 16:56:33 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby, Dr. Gagan Biyani) https://www.standarddeviationspod.com/ Tune in to hear:

- What was the process of launching Dr. Biyani’s business Udemy like?

- As an entrepreneur, how do you know when you’re a visionary that may be early to an idea vs. when the market is simply telling you your idea isn’t worthwhile?

- What advantages does virtual learning have over traditional learning and where might it fall short?

- Does Dr. Biyani think that a lot of the all-star talent in a particular field get pulled into online teaching, leaving universities weakened or less relevant?

- How might platforms like Udemy democratize education and bring down the rising costs of education?

- What are some of the benefits of having a cohort in a remote learning setting?

- Dr. Biyani had a previous entrepreneurial venture with 1,000 employees that ended up having to shut its doors. What lessons did he take away from this experience that might be instructive to inspiring entrepreneurs?

- How much does appropriate timing and the luck associated with that have to do with having a successful entrepreneurial venture?

www.maven.com

Compliance Code: 2426-OAS-9/8/2021

]]> Gagan Biyani - Valuable Business Lessons from a Lifelong Entrepreneur: Insights for Success Dr. Daniel Crosby, Dr. Gagan Biyani 00:38:58 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Dr. Gagan Biyani. Dr. Biyani is an entrepreneur first and foremost. He was co-founder and President at Udemy, a large online education company, and was also co-founder and CEO of Sprig, a food delivery company. Combined, both companies have raised over $250 million in venture capital and employed over 1,500 employees. Udemy is worth over $3B, while Sprig shut down in 2017. Dr. Biyani is particularly passionate about Business, Writing and Marketing and their intersections. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Dr. Gagan Biyani. Dr. Biyani is an entrepreneur first and foremost. He was co-founder and President at Udemy, a large online education company, and was also co-founder and CEO of Sprig, a food delivery company. Combined, both companies have raised over $250 million in venture capital and employed over 1,500 employees. Udemy is worth over $3B, while Sprig shut down in 2017. Dr. Biyani is particularly passionate about Business, Writing and Marketing and their intersections. starting your own business, dr. biyani, gagan biyani, remote learning, udemy, online educiation, zoom, entrepreneurial, tips for entrepreneurs, entrepreneur, maven false full 170 3cae7180-e556-48ba-9040-c8e06eec2980 Drs. Chase and Pogge (Live From Ascent) Tune in to hear:

- What gap did Dr. Chase see in the market? How has investment talent been traditionally vetted and how does this compare to how it optimally should be?

- What specific personality assessments do they use and how do they settle on these?

- How do Drs. Chase and Pogge utilize Rorschachs to vet different personality styles?

- Taking results from a test like The Big 5 at face value might not tell you enough about someone’s personality. How can we further break these down into their constituent parts?

- When looking for asset managers - what are some personality attributes that might qualify as a red flag?

- How do you adjust for potential lies and deceit occurring in personality testing?

- How might the personalities of a closing pitcher and a hedge fund manager look similar or dissimilar?

- How do you strike a balance between finding a good fit for your team’s culture and not making “cookie cutter” hires?

- How might a more scientific vetting process open the door to more diversity and inclusion in the industry?

https://alpha-performance-psychometrics.com

Compliance Code: 2404-OAS-8/31/2021

]]> Wed, 1 Sep 2021 17:24:12 +0000 danielcrosby@gmail.com (Dr. Chase, Dr. Pogge, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- What gap did Dr. Chase see in the market? How has investment talent been traditionally vetted and how does this compare to how it optimally should be?

- What specific personality assessments do they use and how do they settle on these?

- How do Drs. Chase and Pogge utilize Rorschachs to vet different personality styles?

- Taking results from a test like The Big 5 at face value might not tell you enough about someone’s personality. How can we further break these down into their constituent parts?

- When looking for asset managers - what are some personality attributes that might qualify as a red flag?

- How do you adjust for potential lies and deceit occurring in personality testing?

- How might the personalities of a closing pitcher and a hedge fund manager look similar or dissimilar?

- How do you strike a balance between finding a good fit for your team’s culture and not making “cookie cutter” hires?

- How might a more scientific vetting process open the door to more diversity and inclusion in the industry?

https://alpha-performance-psychometrics.com

Compliance Code: 2404-OAS-8/31/2021

]]> Drs. Chase and Pogge (Live From Ascent) Dr. Chase, Dr. Pogge, Dr. Daniel Crosby 00:36:42 This week on Standard Deviations, Dr. Daniel Crosby speaks with Drs. Chase and Pogge from Alpha Performance Psychometrics. This week on Standard Deviations, Dr. Daniel Crosby speaks with Drs. Chase and Pogge from Alpha Performance Psychometrics. alpha performance metrics, inkblot test, personality testing, inkblot, personality metrics, rorschach test, dr. pogge, rorschach, dr. chase false full 169 c9812f6d-af4a-4e40-925b-6d334921155d Dr. Sarah Newcomb - Master Your Finances: The Power of Rewriting Your Money Story for Wealth Building Tune in to hear:

- Why do conversations about finances often take on such a moralistic tenor?

- Is the moralizing of money a uniquely American problem or does this happen all over the world?

- How can we accrue the benefits of being well off without falling prey to the lack of passion that can accompany this at times?

- The possession-self link states that we don’t necessarily differentiate between the things we are and who we are. How does this play out practically?

- Those with a clear mental picture of their future have positive money experiences and those with a vague mental picture of their future have more negative money experiences. Is this a chicken and egg sort of phenomena?

- How can one start to cultivate an internal locus of control?

- Sarah created her own form of budget called the ‘Loaded’ budget - what is the psychological upside to using this budget?

https://twitter.com/finance_therapy

Compliance Code: 2380-OAS-8/25/2021

]]> Tue, 31 Aug 2021 21:37:43 +0000 danielcrosby@gmail.com (Dr. Sarah Newcomb, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- Why do conversations about finances often take on such a moralistic tenor?

- Is the moralizing of money a uniquely American problem or does this happen all over the world?

- How can we accrue the benefits of being well off without falling prey to the lack of passion that can accompany this at times?

- The possession-self link states that we don’t necessarily differentiate between the things we are and who we are. How does this play out practically?

- Those with a clear mental picture of their future have positive money experiences and those with a vague mental picture of their future have more negative money experiences. Is this a chicken and egg sort of phenomena?

- How can one start to cultivate an internal locus of control?

- Sarah created her own form of budget called the ‘Loaded’ budget - what is the psychological upside to using this budget?

https://twitter.com/finance_therapy

Compliance Code: 2380-OAS-8/25/2021

]]> Dr. Sarah Newcomb - Master Your Finances: The Power of Rewriting Your Money Story for Wealth Building Dr. Sarah Newcomb, Dr. Daniel Crosby 01:21:00 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Dr. Sarah Newcomb. Sarah Newcomb is a behavioral economist at Morningstar, where she works to integrate findings from behavioral science into financial management applications for individuals and financial advisors. Her research interests focus on the effects of social and cognitive psychology on personal financial decision-making. Sarah is also the author of Loaded: Money, Psychology, and How to Get Ahead without Leaving Your Values Behind. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Dr. Sarah Newcomb. Sarah Newcomb is a behavioral economist at Morningstar, where she works to integrate findings from behavioral science into financial management applications for individuals and financial advisors. Her research interests focus on the effects of social and cognitive psychology on personal financial decision-making. Sarah is also the author of Loaded: Money, Psychology, and How to Get Ahead without Leaving Your Values Behind. money and morality, money fables, money and religion, money scripts, money and ethics, investment and morality, ethical investing, finances and religion, dr. sarah newcomb, money traditions, the possession self link, bible and money, money is the root of all evil false full 167 5724e3ba-d2d7-4169-926e-d7e43b0a8c1c Eben Burr - Master the Art of Client Planning: Tips for Tailored Solutions and Long-Term Success Tune in to hear:

- In a study that Eben helped conduct, clients were three times as likely to say they are very knowledgable about markets than their advisors were likely to say about them. Men had a similarly outsized response and were three times more likely than women to say they were knowledgable. Are clients overestimating their ability to understand markets or are their advisors not giving them enough credit?

- What can the financial services community do to minimize the delta between who people are and how we see them?

- What is Eben’s take away from men, in general, being more confident in their financial aptitude than women? Are they merely being overconfident?

- Should advisors really work to temper their clients’ expectations of forward returns?

- How can advisors give plans that actually stick and resonate with their clients?

- Is it a financial advisor’s job to be a watch person for financial bubbles?

https://toewscorp.com

Compliance Code: 2276-OAS-8/12/2021

https://biicoaching.com

]]> Thu, 26 Aug 2021 04:00:00 +0000 danielcrosby@gmail.com (Eben Burr, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- In a study that Eben helped conduct, clients were three times as likely to say they are very knowledgable about markets than their advisors were likely to say about them. Men had a similarly outsized response and were three times more likely than women to say they were knowledgable. Are clients overestimating their ability to understand markets or are their advisors not giving them enough credit?

- What can the financial services community do to minimize the delta between who people are and how we see them?

- What is Eben’s take away from men, in general, being more confident in their financial aptitude than women? Are they merely being overconfident?

- Should advisors really work to temper their clients’ expectations of forward returns?

- How can advisors give plans that actually stick and resonate with their clients?

- Is it a financial advisor’s job to be a watch person for financial bubbles?

https://toewscorp.com

Compliance Code: 2276-OAS-8/12/2021

https://biicoaching.com

]]> Eben Burr - Master the Art of Client Planning: Tips for Tailored Solutions and Long-Term Success Eben Burr, Dr. Daniel Crosby 01:01:52 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Eben Burr. Eben Burr is the Managing Director at Toews. Eben is a lecturer and coach of applied behavioral finance as part of the Toews Managing Investor Behavior™ program. He also facilitates communications between the investment management team at Toews and its partners and producing advisors. He holds the Series 7, 65, & 63 licenses. Prior to joining Toews, Eben was the principal of the Burr Tibbs Group, consulting for private equity and high net worth individuals in New York City real estate. Mr. Burr graduated from Oberlin College with a BA in history in 1995, attended architecture school in Paris at L’Ecole Bleue and received a Master’s Degree from Pratt in New York City in 1999. He is currently attending Kansas State University where he is pursuing a graduate certificate to become a Certified Financial Therapist, expanding on his experience to learn to train professionals who want to improve clients’ financial health by integrating relational, behavioral, cognitive and emotional elements with personal finance. He lives in Manhattan with his wife and son. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Eben Burr. Eben Burr is the Managing Director at Toews. Eben is a lecturer and coach of applied behavioral finance as part of the Toews Managing Investor Behavior™ program. He also facilitates communications between the investment management team at Toews and its partners and producing advisors. He holds the Series 7, 65, & 63 licenses. Prior to joining Toews, Eben was the principal of the Burr Tibbs Group, consulting for private equity and high net worth individuals in New York City real estate. Mr. Burr graduated from Oberlin College with a BA in history in 1995, attended architecture school in Paris at L’Ecole Bleue and received a Master’s Degree from Pratt in New York City in 1999. He is currently attending Kansas State University where he is pursuing a graduate certificate to become a Certified Financial Therapist, expanding on his experience to learn to train professionals who want to improve clients’ financial health by integrating relational, behavioral, cognitive and emotional elements with personal finance. He lives in Manhattan with his wife and son. standard deviations podcast, investment blueprint, investment plans, dr. daniel crosby, behavioral finance, financial services, investor psychology, investment plan, psychology of investing, managing expectations, the behavioral investor, financial planning, financial advisor, financial planner, investing, stock market, investor emotion, behavioral economics, investment, daniel crosby, how to invest, the laws of wealth false full 166 22abeffe-5cf1-4459-9750-2e726a31d88f Jordan Hutchison - Mastering Flow States in Finance: Boosting Focus and Decision-Making for Investors Tune in to hear:

- What is “flow” in a behavioral science context?

- How do you begin to measure and study something like flow, which seems very ephemeral and hard to pin down?

- Is it possible to reach a flow state performing a task/job you dislike?

- How to we push past the stumbling block phase, with a challenging skill like drawing or skateboarding, and eventually work to a level of expertise or ease where flow states become possible?

- We have a good sense of what flow looks like in athletics and fine arts, but how does it play out in financial professionals and what benefits does it accrue for them?

- Is it within the scope of a financial advisor’s job to help their clients find flow?

- If someone has never achieved a flow state, how might they begin to seek that experience out?

- Has Jordan come across any surprising findings in his studies of motivation?

linkedin.com/in/jordanhutchison

Compliance Code: 2239-OAS-8/9/2021

]]> Thu, 19 Aug 2021 04:00:00 +0000 danielcrosby@gmail.com (Jordan Hutchison, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- What is “flow” in a behavioral science context?

- How do you begin to measure and study something like flow, which seems very ephemeral and hard to pin down?

- Is it possible to reach a flow state performing a task/job you dislike?

- How to we push past the stumbling block phase, with a challenging skill like drawing or skateboarding, and eventually work to a level of expertise or ease where flow states become possible?

- We have a good sense of what flow looks like in athletics and fine arts, but how does it play out in financial professionals and what benefits does it accrue for them?

- Is it within the scope of a financial advisor’s job to help their clients find flow?

- If someone has never achieved a flow state, how might they begin to seek that experience out?

- Has Jordan come across any surprising findings in his studies of motivation?

linkedin.com/in/jordanhutchison

Compliance Code: 2239-OAS-8/9/2021

]]> Jordan Hutchison - Mastering Flow States in Finance: Boosting Focus and Decision-Making for Investors Jordan Hutchison, Dr. Daniel Crosby 00:37:29 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Jordan Hutchison. With a deep understanding of financial advisors, decision-making, and the wealth management business cycle, XYPN Director of Partnerships, Jordan Hutchison, knows what it takes to run a successful financial planning firm. Prior to joining XYPN, Jordan worked closely with UX/UI designers and engineers at a wealth technology company building a product for ultra-high net worth families and individuals. He holds a Master of Science in Family Financial Planning and Counseling from the University of Alabama. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Jordan Hutchison. With a deep understanding of financial advisors, decision-making, and the wealth management business cycle, XYPN Director of Partnerships, Jordan Hutchison, knows what it takes to run a successful financial planning firm. Prior to joining XYPN, Jordan worked closely with UX/UI designers and engineers at a wealth technology company building a product for ultra-high net worth families and individuals. He holds a Master of Science in Family Financial Planning and Counseling from the University of Alabama. flow state, flow, achieving a flow state, flow states, reaching a flow state, science of motivation, motivation, motivating behavior false full 165 27f11e82-c8d2-4ef8-a0b7-17834c7ce534 Charlotte Blank - The Science of Motivation Explained: Uncovering What Really Drives Us to Achieve Tune in to hear:

- What does Charlotte’s day to day role as a Chief Behavioral Officer look like?

- Has the science of motivating employees shifted a great deal since The Great Depression or do other cultural or economic factors play into people’s loyalty to a particular company?

- How accurately can people assess what motivates them to work?

- What wrong assumptions do people routinely make about what motivates human behavior?

- What is a simple randomized control trial (RCT) that a business could run without hiring 3rd party expertise?

- What is Charlotte’s favorite RCT that she has overseen in her career?

- Are their parts of human behavior that defy scientific examination?

- What are some of the lessons we can learn from the “replication crisis?”

www.peoplescience.com

https://twitter.com/CharlotteBlank

Compliance Code: 2237-OAS-8/9/2021

]]> Thu, 12 Aug 2021 11:57:08 +0000 danielcrosby@gmail.com (Charlotte Blank, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- What does Charlotte’s day to day role as a Chief Behavioral Officer look like?

- Has the science of motivating employees shifted a great deal since The Great Depression or do other cultural or economic factors play into people’s loyalty to a particular company?

- How accurately can people assess what motivates them to work?

- What wrong assumptions do people routinely make about what motivates human behavior?

- What is a simple randomized control trial (RCT) that a business could run without hiring 3rd party expertise?

- What is Charlotte’s favorite RCT that she has overseen in her career?

- Are their parts of human behavior that defy scientific examination?

- What are some of the lessons we can learn from the “replication crisis?”

www.peoplescience.com

https://twitter.com/CharlotteBlank

Compliance Code: 2237-OAS-8/9/2021

]]> Charlotte Blank - The Science of Motivation Explained: Uncovering What Really Drives Us to Achieve Charlotte Blank, Dr. Daniel Crosby 00:35:33 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Charlotte Blank. As Maritz’s first Chief Behavioral Officer and one of the few CBOs in business today, Blank dives deep into the human behavior that drives employee and customer engagement. Blank forges the connection between academic behavioral theory and applied solution practice. A graduate of Harvard Business School, Blank shares prized research on everything from incentive programs to consumer psychology. Incentive magazine named her one of 2016’s 25 Most Influential People in the Incentive Industry. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Charlotte Blank. As Maritz’s first Chief Behavioral Officer and one of the few CBOs in business today, Blank dives deep into the human behavior that drives employee and customer engagement. Blank forges the connection between academic behavioral theory and applied solution practice. A graduate of Harvard Business School, Blank shares prized research on everything from incentive programs to consumer psychology. Incentive magazine named her one of 2016’s 25 Most Influential People in the Incentive Industry. standard deviations podcast, behaviorism, dr. daniel crosby, motivating good behavior, behavioral finance, b.f. skinner, the science of motivation, investor psychology, chief behavioral officer, randomized control trial, psychology of investing, motivation, behavioral, motivation techniques, the behavioral investor, motivation in the workplace, investing, stock market, investor emotion, behavioral economics, investment, motivating behavior, daniel crosby, how to invest, the laws of wealth, motivational psychology false full 164 71d44fb8-37b0-44c2-9339-65e27e3e20fb The Power of Niching Down: Insights from Reese Harper of Elements Tune in to hear:

- Reese Harper has an advisory business, Dentist Advisors, that is exclusively for dentists. How did he take the first step to say no to everything else and how did choosing such a specific niche serve him well?

- How did he land on dentists, in particular, as his niche?

- Why do dentists, on average, retire 6 years later than their fellow Americans when they make 4x as much as the average American?

- Dentists and Financial Advisors have the highest rates of suicide of any profession. What role does an advisor have in protecting and safeguarding the holistic wellness of their clients?

- What is the most common contentious points for couples’ financial discussions?

- What is the most unique & valuable element in Reese’s new mobile finance tool, Elements?

- How can you use Elements to improve client behavior? 

www.getelements.com

Compliance Code: 2055-OAS-7/20/2021

]]> Fri, 23 Jul 2021 10:25:23 +0000 danielcrosby@gmail.com (Reese Harper, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- Reese Harper has an advisory business, Dentist Advisors, that is exclusively for dentists. How did he take the first step to say no to everything else and how did choosing such a specific niche serve him well?

- How did he land on dentists, in particular, as his niche?

- Why do dentists, on average, retire 6 years later than their fellow Americans when they make 4x as much as the average American?

- Dentists and Financial Advisors have the highest rates of suicide of any profession. What role does an advisor have in protecting and safeguarding the holistic wellness of their clients?

- What is the most common contentious points for couples’ financial discussions?

- What is the most unique & valuable element in Reese’s new mobile finance tool, Elements?

- How can you use Elements to improve client behavior? 

www.getelements.com

Compliance Code: 2055-OAS-7/20/2021

]]> The Power of Niching Down: Insights from Reese Harper of Elements Reese Harper, Dr. Daniel Crosby 00:56:58 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Reese Harper of Elements. Reese Harper is a Certified Financial Planner with a passion for delivering objective and personalized advice based on full picture view of an individual’s overall financial health. His expertise includes portfolio construction, investment management, tax strategy, retirement planning, risk management, and business coaching for entrepreneurs. His proprietary planning methodology called Elements® is used by professionals all over the country to make work optional at an earlier age. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Reese Harper of Elements. Reese Harper is a Certified Financial Planner with a passion for delivering objective and personalized advice based on full picture view of an individual’s overall financial health. His expertise includes portfolio construction, investment management, tax strategy, retirement planning, risk management, and business coaching for entrepreneurs. His proprietary planning methodology called Elements® is used by professionals all over the country to make work optional at an earlier age. niche, niche down, reese harper, retiring, retiring early, dentist advisors, savings, savings goals, creating a niche, retirement false full 163 a2f8fe0c-7729-4478-9cd4-a00801187a7d Dr. Preston Cherry - Personalized Financial Planning: Tailoring Strategies for Different Personalities Tune in to hear:

- How does Dr. Cherry implement “The Big 5” personality test in his practice? Does he approach clients with different personality traits in novel ways to better help them problem solve?

- How were The Big 5 traits ultimately arrived upon?

- How might one shift communication with their client if the client displays high levels of anxiety? Should the actual asset allocation look different for them or is the anxiety simply approached in the coaching process?

- How can financial professional be authentic and transparent without making it totally about us and our story?

- How does Dr. Cherry use life and money stories to help elicit trauma and what does he do with this information once it’s revealed?

- What is “the stages of change” theory?

- What is a money trauma that a client might need to admit before moving forward?

- What’s the key difference between admitting you have a problem and acknowledging that?

https://www.concurrentfp.com/financial-planner-dr-preston-cherry

Compliance Code: 1938-OAS-6/30/2021

]]> Thu, 8 Jul 2021 05:00:00 +0000 danielcrosby@gmail.com (Dr. Preston Cherry, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- How does Dr. Cherry implement “The Big 5” personality test in his practice? Does he approach clients with different personality traits in novel ways to better help them problem solve?

- How were The Big 5 traits ultimately arrived upon?

- How might one shift communication with their client if the client displays high levels of anxiety? Should the actual asset allocation look different for them or is the anxiety simply approached in the coaching process?

- How can financial professional be authentic and transparent without making it totally about us and our story?

- How does Dr. Cherry use life and money stories to help elicit trauma and what does he do with this information once it’s revealed?

- What is “the stages of change” theory?

- What is a money trauma that a client might need to admit before moving forward?

- What’s the key difference between admitting you have a problem and acknowledging that?

https://www.concurrentfp.com/financial-planner-dr-preston-cherry

Compliance Code: 1938-OAS-6/30/2021

]]> Dr. Preston Cherry - Personalized Financial Planning: Tailoring Strategies for Different Personalities Dr. Preston Cherry, Dr. Daniel Crosby 00:34:07 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Dr. Preston Cherry. Dr. Cherry has served in lead and internal personal financial planning roles and institutional retirement sales. He has also served as an RIA co-investment manager of $120M in firm assets and a mutual fund wholesaler. Currently, Dr. Cherry serves as Assistant Professor of Personal Financial Planning & Finance in the Austin E. Cofrin School of Business at the University of Wisconsin – Green Bay, where he is Head of the CFP Board Registered Approved Personal Financial Planning Program. The program helps prepare the next generation of financial planners for success. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Dr. Preston Cherry. Dr. Cherry has served in lead and internal personal financial planning roles and institutional retirement sales. He has also served as an RIA co-investment manager of $120M in firm assets and a mutual fund wholesaler. Currently, Dr. Cherry serves as Assistant Professor of Personal Financial Planning & Finance in the Austin E. Cofrin School of Business at the University of Wisconsin – Green Bay, where he is Head of the CFP Board Registered Approved Personal Financial Planning Program. The program helps prepare the next generation of financial planners for success. standard deviations podcast, personality testing, dr. preston cherry, dr. daniel crosby, behavioral finance, investor psychology, big 5 personality traits, the big 5, behavioral investing, psychology of investing, the behavioral investor, big 5 personality test, investing, stock market, investor emotion, behavioral economics, investment, daniel crosby, how to invest, the laws of wealth false full 162 b1f0372d-5c77-4a66-9051-176b515d907b Jeff Kreisler - Dollars and Sense: How Behavioral Economics Influences Your Financial Choices Tune in to hear:

- How did Jeff’s professional path evolve from lawyer, to standup comedian and finally to behavioral science / economics?

- What lessons could behavioral science stand to learn from the art of standup comedy?

- If two different comedies tell a joke with similar content, the joke might land for one of them while feeling really caustic and tone deaf for the other. What might account for this difference and how can one exude more empathy and authenticity in such a retelling?

-  What does Jeff mean when he says… “thinking a lot about money would be fine if, by thinking more about it, we were able to make better decisions?”

- What is the pain of paying? How do companies wield this against us and how can we take the power back here?

- Jeff talks about Ulysses’ contracts in his book. What can we learn from the myth of Ulysses and how can we practically utilize this to make better financial decisions?

- Where is applied behavioral finance headed and where does Jeff want to take it at JP Morgan?

www.jeffkreisler.com

Compliance Code: 1929-OAS-6/29/2021

]]> Thu, 1 Jul 2021 05:00:00 +0000 danielcrosby@gmail.com (Jeff Kreisler, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- How did Jeff’s professional path evolve from lawyer, to standup comedian and finally to behavioral science / economics?

- What lessons could behavioral science stand to learn from the art of standup comedy?

- If two different comedies tell a joke with similar content, the joke might land for one of them while feeling really caustic and tone deaf for the other. What might account for this difference and how can one exude more empathy and authenticity in such a retelling?

-  What does Jeff mean when he says… “thinking a lot about money would be fine if, by thinking more about it, we were able to make better decisions?”

- What is the pain of paying? How do companies wield this against us and how can we take the power back here?

- Jeff talks about Ulysses’ contracts in his book. What can we learn from the myth of Ulysses and how can we practically utilize this to make better financial decisions?

- Where is applied behavioral finance headed and where does Jeff want to take it at JP Morgan?

www.jeffkreisler.com

Compliance Code: 1929-OAS-6/29/2021

]]> Jeff Kreisler - Dollars and Sense: How Behavioral Economics Influences Your Financial Choices Jeff Kreisler, Dr. Daniel Crosby 00:45:03 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Jeff Kreisler. Jeff Kreisler is just a typical Princeton educated lawyer turned author, speaker, comedian and advocate for behavioral science. He uses humor & research to understand, explain and change the world. Winner of the Bill Hicks Spirit Award for Thought Provoking Comedy, Jeff runs PeopleScience.com, is an executive humor coach for Stanford Business School, shares insights on CNBC, CNN, FoxNews & MSNBC and has toured most of this particular planet. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Jeff Kreisler. Jeff Kreisler is just a typical Princeton educated lawyer turned author, speaker, comedian and advocate for behavioral science. He uses humor & research to understand, explain and change the world. Winner of the Bill Hicks Spirit Award for Thought Provoking Comedy, Jeff runs PeopleScience.com, is an executive humor coach for Stanford Business School, shares insights on CNBC, CNN, FoxNews & MSNBC and has toured most of this particular planet. standard deviations podcast, dollars and sense, standup comedy, dr. daniel crosby, standup, behavioral finance, investor psychology, jeff kreisler, psychology of investing, the behavioral investor, investing, stock market, investor emotion, behavioral economics, behavioral science, investment, daniel crosby, how to invest, the laws of wealth false full 161 f0dab870-f967-4339-814d-0a89b3605fd1 Richard Nisbett - Does Introspection Matter? The Benefits of Self-Reflection in Personal Growth Tune in to hear:

- On a previous podcast, Richard Nisbett expressed that the most central message of psychology is that we have no access to most of what goes on in our heads. What studies are illustrative of this dramatic conclusion he reached?

- What are the implications of this stream of thought, particularly in regards to free will and determinism?

- In light of this research, are things like introspection valuable or do they simply feel meaningful?

- If environment is highly influential in our decision making process, what can we do to create environmental prompts to improve the decisions we make?

- How can incentives for driving behavior backfire and why might consensus be a more powerful motivational tool?

- How can we consider all sides, to more effectively protect ourselves from confirmation bias, in an age when it’s so easy for really harmful, unvetted ideas to get propagated and shared widely.

- What’s a practical example of how one can use formal logic to improve decisions?

Web: https://www.amazon.com/gp/product/B00SSAXRCW/ref=dbs_a_def_rwt_bibl_vppi_i1

Compliance Code: 1863-OAS-6/18/2021

]]> Thu, 24 Jun 2021 05:00:00 +0000 danielcrosby@gmail.com (Richard Nisbett, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- On a previous podcast, Richard Nisbett expressed that the most central message of psychology is that we have no access to most of what goes on in our heads. What studies are illustrative of this dramatic conclusion he reached?

- What are the implications of this stream of thought, particularly in regards to free will and determinism?

- In light of this research, are things like introspection valuable or do they simply feel meaningful?

- If environment is highly influential in our decision making process, what can we do to create environmental prompts to improve the decisions we make?

- How can incentives for driving behavior backfire and why might consensus be a more powerful motivational tool?

- How can we consider all sides, to more effectively protect ourselves from confirmation bias, in an age when it’s so easy for really harmful, unvetted ideas to get propagated and shared widely.

- What’s a practical example of how one can use formal logic to improve decisions?

Web: https://www.amazon.com/gp/product/B00SSAXRCW/ref=dbs_a_def_rwt_bibl_vppi_i1

Compliance Code: 1863-OAS-6/18/2021

]]> Richard Nisbett - Does Introspection Matter? The Benefits of Self-Reflection in Personal Growth Richard Nisbett, Dr. Daniel Crosby 00:49:38 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Richard Nisbett. Richard Nisbett is a social psychologist and the author of Mindware: Tools for Smart Thinking. He is the Theodore M. Newcomb Distinguished Professor of social psychology and co-director of the Culture and Cognition program at the University of Michigan at Ann Arbor. He received his Ph.D. from Columbia University, where his advisor was Stanley Schachter, whose other students at that time included Lee Ross and Judith Rodin. His research interests focus on culture and reasoning. He studies basic cognitive processes, especially induction, statistical reasoning, causal attribution, cost-benefit analysis and logical vs. dialectical approaches to problem-solving. He has studied the degree to which cognitive processes can be trained and the differences in East Asian and Western reasoning styles. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Richard Nisbett. Richard Nisbett is a social psychologist and the author of Mindware: Tools for Smart Thinking. He is the Theodore M. Newcomb Distinguished Professor of social psychology and co-director of the Culture and Cognition program at the University of Michigan at Ann Arbor. He received his Ph.D. from Columbia University, where his advisor was Stanley Schachter, whose other students at that time included Lee Ross and Judith Rodin. His research interests focus on culture and reasoning. He studies basic cognitive processes, especially induction, statistical reasoning, causal attribution, cost-benefit analysis and logical vs. dialectical approaches to problem-solving. He has studied the degree to which cognitive processes can be trained and the differences in East Asian and Western reasoning styles. standard deviations podcast, richard nisbett, existentialism, dr. daniel crosby, nietzsche, free will, nature vs. nurture, behavioral finance, daniel dennett, confirmation bias, social psychology, cognitive biases, investor psychology, psychological research, kierkegaard, deterministic philosophy, psychology of investing, the behavioral investor, determinism, philosophy of mind, psychological studies, investing, philosophy, stock market, investor emotion, behavioral economics, investment, daniel crosby, psychology, how to invest, the laws of wealth false full 160 a89a8573-3125-4776-85e4-3314b1d9e74c Anthony Oneal - Building Your Network, Net Worth and Mindset: A Holistic Approach to Success Tune in to hear:

- How did Anthony move from being homeless, and in a great deal of debt, to being one of the nation’s top educators on money matters and part of the Dave Ramsey franchise? What four steps were critical in this journey?

- Anthony stresses the importance of intentionality in one’s spiritual journey, network journey, net worth journey and their overall mindset. Are these elements broadly applicable to the general population, or did they simply work for Anthony?

- Where does Anthony see the strongest tie between spiritual wealth and material wealth?

- How can having a therapist help you be a better investor and further refine a goals-based investment approach?

https://www.ramseysolutions.com/anthony-oneal

Compliance Code: 1836-OAS-6/14/2021

]]> Fri, 18 Jun 2021 05:00:00 +0000 danielcrosby@gmail.com (Daniel Crosby, Anthony Oneal) https://www.standarddeviationspod.com/ Tune in to hear:

- How did Anthony move from being homeless, and in a great deal of debt, to being one of the nation’s top educators on money matters and part of the Dave Ramsey franchise? What four steps were critical in this journey?

- Anthony stresses the importance of intentionality in one’s spiritual journey, network journey, net worth journey and their overall mindset. Are these elements broadly applicable to the general population, or did they simply work for Anthony?

- Where does Anthony see the strongest tie between spiritual wealth and material wealth?

- How can having a therapist help you be a better investor and further refine a goals-based investment approach?

https://www.ramseysolutions.com/anthony-oneal

Compliance Code: 1836-OAS-6/14/2021

]]> Anthony Oneal - Building Your Network, Net Worth and Mindset: A Holistic Approach to Success Daniel Crosby, Anthony Oneal 00:28:26 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Anthony Oneal. Anthony Oneal is a #1 national bestselling author, speaker, financial expert and host of the popular YouTube series and podcast The Table with Anthony Oneal. Anthony is part of the Dave Ramsey franchise and he's passionate about reaching people in a real, relatable and relevant way and helping them get a clear vision for their future so they can win with their life and money. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Anthony Oneal. Anthony Oneal is a #1 national bestselling author, speaker, financial expert and host of the popular YouTube series and podcast The Table with Anthony Oneal. Anthony is part of the Dave Ramsey franchise and he's passionate about reaching people in a real, relatable and relevant way and helping them get a clear vision for their future so they can win with their life and money. standard deviations podcast, dr. daniel crosby, behavioral finance, dave ramsey, investor psychology, millennials and the stock market, ramsey franchise, psychology of investing, the behavioral investor, investing, stock market, investor emotion, behavioral economics, millennials and investment, millennials and money, investment, anthony oneal, david ramsey, ramsey solutions, daniel crosby, how to invest, the laws of wealth false full 159 81350deb-ae2f-40fe-8796-1a1ef39ed5cf Joe Saul-Sehy - How to Master Personal Finance: 3 Essential Steps for Financial Freedom - Three steps to mastering personal finance.

- What is the knowledge or education gap in financial literature that Joe Saul-Sehy’s new book ‘Stacked’ fills?

- What role might humor play in a successful financial plan?

- How can we move people towards financial goals that are more visceral and poignant and away from mimetic, or culturally inherited, goals?

- Why is automation such a powerful financial tool and how does Joe recommend people best utilize it?

- What advice does John Saul offer on finding a good financial advisor to partner with? What unique considerations might different people have when looking for a financial professional?

- How to come up with good interview questions for prospective advisors.

https://joesaulsehy.com

https://www.stackingbenjamins.com

Compliance Code: 1823-OAS-6/10/2021

]]> Tue, 15 Jun 2021 00:00:00 +0000 danielcrosby@gmail.com (Joe Saul-Sehy, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ - Three steps to mastering personal finance.

- What is the knowledge or education gap in financial literature that Joe Saul-Sehy’s new book ‘Stacked’ fills?

- What role might humor play in a successful financial plan?

- How can we move people towards financial goals that are more visceral and poignant and away from mimetic, or culturally inherited, goals?

- Why is automation such a powerful financial tool and how does Joe recommend people best utilize it?

- What advice does John Saul offer on finding a good financial advisor to partner with? What unique considerations might different people have when looking for a financial professional?

- How to come up with good interview questions for prospective advisors.

https://joesaulsehy.com

https://www.stackingbenjamins.com

Compliance Code: 1823-OAS-6/10/2021

]]> Joe Saul-Sehy - How to Master Personal Finance: 3 Essential Steps for Financial Freedom Joe Saul-Sehy, Dr. Daniel Crosby 00:46:04 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby talks with Joe Saul-Sehy. Joe is the creator and co-host of the Stacking Benjamins and Money With Friends podcasts, and creator of a network of five podcasts (plus monthly contributor to another!). Current board member at large of The Plutus Foundation. Former board president of Partnership For The Pathway. Joe is a former financial advisor (16 years) and represented American Express and Ameriprise in the media. He was the “Money Man” at Detroit television WXYZ-TV, appearing twice weekly. He’s appeared in Bride, Best Life, and Child magazines, the Los Angeles Times, Chicago Sun-Times, Detroit News and Baltimore Sun newspapers. He’s also appeared online in more than 200 different places, including CNBC.com and WSJ.com. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby talks with Joe Saul-Sehy. Joe is the creator and co-host of the Stacking Benjamins and Money With Friends podcasts, and creator of a network of five podcasts (plus monthly contributor to another!). Current board member at large of The Plutus Foundation. Former board president of Partnership For The Pathway. Joe is a former financial advisor (16 years) and represented American Express and Ameriprise in the media. He was the “Money Man” at Detroit television WXYZ-TV, appearing twice weekly. He’s appeared in Bride, Best Life, and Child magazines, the Los Angeles Times, Chicago Sun-Times, Detroit News and Baltimore Sun newspapers. He’s also appeared online in more than 200 different places, including CNBC.com and WSJ.com. standard deviations podcast, joe saul-sehy, stacking benjamins, economics podcast, stacking benjamins podcast, dr. daniel crosby, behavioral finance, investor psychology, finding a financial advisor, financial professionals, mastering personal finance, the stacking benjamins podcast, psychology of investing, the behavioral investor, finance podcast, investing, stock market, investor emotion, behavioral economics, investment, daniel crosby, how to invest, the laws of wealth, money podcast false full 158 e3f1b1b3-813b-423a-a3bb-37fac64d5b06 Colin Lancaster - Fed Policy Implications: What Investors Need to Know in the Current Economic Landscape Tune in to hear:

- What is Colin’s perspective on the extreme fear and greed that arose throughout the pandemic in 2020? These are constants within the market, but why were they of particular interest in this cycle?

- Are investors primed for misbehavior because of what we went through last year?

- Learn more about Colin’s new book Fed Up: Success, Excess and Crisis Through the Eyes of a Hedge Fund Macro Trader

- Colin believes that both Quantitative Easing and Central Banks have a net negative impact on the global economy. Why does the believe the current policy is failing?

- How can investors balance, or keep in tension, a critique of the fed with the reality that the narrative has frequently left people behind who were angry with the fed?

- There are lots of smart people that think racking up a national debt is relatively inconsequential, but Colin believes that it matters a great deal. What lead him to this perspective?

- How is the fed fueling wealth inequality with their current policies?

- What can we, as a nation, do differently to minimize the wealth gap?

- How would Colin have approached the pandemic differently, from a fiscal approach, if he was in charge of the fed?

- What qualities do great investment thinkers seem to share?

Web: www.colinlancaster.me

Compliance Code: 1795-OAS-6/4/2021

]]> Thu, 10 Jun 2021 00:00:00 +0000 danielcrosby@gmail.com (Daniel Crosby, Colin Lancaster) https://www.standarddeviationspod.com/ Tune in to hear:

- What is Colin’s perspective on the extreme fear and greed that arose throughout the pandemic in 2020? These are constants within the market, but why were they of particular interest in this cycle?

- Are investors primed for misbehavior because of what we went through last year?

- Learn more about Colin’s new book Fed Up: Success, Excess and Crisis Through the Eyes of a Hedge Fund Macro Trader

- Colin believes that both Quantitative Easing and Central Banks have a net negative impact on the global economy. Why does the believe the current policy is failing?

- How can investors balance, or keep in tension, a critique of the fed with the reality that the narrative has frequently left people behind who were angry with the fed?

- There are lots of smart people that think racking up a national debt is relatively inconsequential, but Colin believes that it matters a great deal. What lead him to this perspective?

- How is the fed fueling wealth inequality with their current policies?

- What can we, as a nation, do differently to minimize the wealth gap?

- How would Colin have approached the pandemic differently, from a fiscal approach, if he was in charge of the fed?

- What qualities do great investment thinkers seem to share?

Web: www.colinlancaster.me

Compliance Code: 1795-OAS-6/4/2021

]]> Colin Lancaster - Fed Policy Implications: What Investors Need to Know in the Current Economic Landscape Daniel Crosby, Colin Lancaster 00:30:18 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Colin Lancaster. After graduating from Princeton University and earning his Doctor of Law at Marquette University Law School, Colin started a career in the financial sector. In his twenty-five years as a Wall Street professional, he has run two of the highest-profile global macro businesses for the top-performing hedge funds in the world. He has worked directly for a number of the icons of the investing world. He is currently CIO at Matador Investment Management Limited. Previously, he was Head of Macro Strategies at Citadel, and prior to that, he was Head of Macro at Balyasny Asset Management. Additionally, he has managed investment operations in London, New York, Hong Kong, Singapore, Chicago and San Francisco. He is a proud husband and father of three girls and enjoy yoga and reading in my spare time. He's also the author of FED UP!, a fast-paced look inside the world of finance during the COVID-19 pandemic (https://amzn.to/3uXw1vm). As the greatest panic since the Great Depression, FED UP! tells the story of the 2020 market crash from inside the mind of a global macro trader. While shining a light on the largest policy issues confronting the U.S., FED UP! also provides an entertaining and humorous look at the guys and gals who are the new market operators. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Colin Lancaster. After graduating from Princeton University and earning his Doctor of Law at Marquette University Law School, Colin started a career in the financial sector. In his twenty-five years as a Wall Street professional, he has run two of the highest-profile global macro businesses for the top-performing hedge funds in the world. He has worked directly for a number of the icons of the investing world. He is currently CIO at Matador Investment Management Limited. Previously, he was Head of Macro Strategies at Citadel, and prior to that, he was Head of Macro at Balyasny Asset Management. Additionally, he has managed investment operations in London, New York, Hong Kong, Singapore, Chicago and San Francisco. He is a proud husband and father of three girls and enjoy yoga and reading in my spare time. He's also the author of FED UP!, a fast-paced look inside the world of finance during the COVID-19 pandemic (https://amzn.to/3uXw1vm). As the greatest panic since the Great Depression, FED UP! tells the story of the 2020 market crash from inside the mind of a global macro trader. While shining a light on the largest policy issues confronting the U.S., FED UP! also provides an entertaining and humorous look at the guys and gals who are the new market operators. standard deviations podcast, quantitative easing, dr. daniel crosby, behavioral finance, investor psychology, debt clock, psychology of investing, the fed, the behavioral investor, hedge fund manager, the federal reserve, hedge fun macro trader, fed policy, national debt, investing, hedge funds, stock market, interest rates, investor emotion, behavioral economics, colin lancaster, investment, debt, daniel crosby, how to invest, the laws of wealth, central banks, income inequality false full 157 2ae6363a-ab99-417a-b9de-d42f8663ff9a Michael Falk - How Emotional Intelligence Drives Investment Alpha: Unlocking the Power of EQ in Finance Tune in to hear:

- What might the personality of an ideal hire for a leadership position in asset management look like?

- How can one measure things like emotional intelligence and curiosity that can seem kind of ethereal or hard to get your arms around?

- Has Michael come across any counterintuitive, or surprising, discoveries in his research as he’s tried to fill talent gaps in the financial services industry?

- How does a company best walk the line between having adequate conflict, to fully vet and consider all perspectives, but not such excessive conflict that it spills over into ugliness?

- What does the concept of “psychological safety” mean and how can one achieve this perspective throughout their organization?

- How do we get beyond just paying lip service to wanting productive conflict in an organization and actually get to a point where we can have these conversations?

- What are some common behavioral traps within decision making processes used by asset managers, and how does Michael council people to begin to overcome these?

- Is there really something magical about the human touch that is additive to the investment decision making process or can we simply automate these things away?

- How might we build out a more modular model that takes the best of quant, analysis and data and the best of human decision making and merges these aspects together?

- What has come into focus for Michael since his ALS diagnosis?

Books:

https://www.amazon.com/Learn-Sustain-Long-Term-Economic-Growth/dp/1944960058

https://www.amazon.com/Get-Work-Future-Michael-Falk/dp/1704375827

ALS Charities: 

https://iamals.org

https://lesturnerals.org

Recent Writing:

https://investmentsandwealth.org/getattachment/2166018f-6fbd-4389-ad61-8352e53d7537/IWM20NovDec-EverythingYouNeedToKnowAboutInvesting.pdf

https://www.cfainstitute.org/research/foundation/2021/capitalism-for-everyone

Compliance Code: 1740-BCI-5/27/2021

]]> Tue, 1 Jun 2021 00:00:00 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby, Michael Falk) https://www.standarddeviationspod.com/ Tune in to hear:

- What might the personality of an ideal hire for a leadership position in asset management look like?

- How can one measure things like emotional intelligence and curiosity that can seem kind of ethereal or hard to get your arms around?

- Has Michael come across any counterintuitive, or surprising, discoveries in his research as he’s tried to fill talent gaps in the financial services industry?

- How does a company best walk the line between having adequate conflict, to fully vet and consider all perspectives, but not such excessive conflict that it spills over into ugliness?

- What does the concept of “psychological safety” mean and how can one achieve this perspective throughout their organization?

- How do we get beyond just paying lip service to wanting productive conflict in an organization and actually get to a point where we can have these conversations?

- What are some common behavioral traps within decision making processes used by asset managers, and how does Michael council people to begin to overcome these?

- Is there really something magical about the human touch that is additive to the investment decision making process or can we simply automate these things away?

- How might we build out a more modular model that takes the best of quant, analysis and data and the best of human decision making and merges these aspects together?

- What has come into focus for Michael since his ALS diagnosis?

Books:

https://www.amazon.com/Learn-Sustain-Long-Term-Economic-Growth/dp/1944960058

https://www.amazon.com/Get-Work-Future-Michael-Falk/dp/1704375827

ALS Charities: 

https://iamals.org

https://lesturnerals.org

Recent Writing:

https://investmentsandwealth.org/getattachment/2166018f-6fbd-4389-ad61-8352e53d7537/IWM20NovDec-EverythingYouNeedToKnowAboutInvesting.pdf

https://www.cfainstitute.org/research/foundation/2021/capitalism-for-everyone

Compliance Code: 1740-BCI-5/27/2021

]]> Michael Falk - How Emotional Intelligence Drives Investment Alpha: Unlocking the Power of EQ in Finance Dr. Daniel Crosby, Michael Falk 00:46:38 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Michael Falk. Michael Falk, CFA, CRC is a partner at the Focus Consulting Group and specializes in helping investment/wealth management teams improve their investment decision-making, and their firms with strategic planning and succession. Previously, he was a chief strategist at global macro L.P., and a chief investment officer in charge of manager due diligence and asset allocation for a multi-billion-dollar advisory practice. Michael is a frequent speaker and presenter at industry events as well as quoted in the press. He is part of the CFA Institute’s Approved Speaker List. In the past, he has taught on behalf of the CFA Society of Chicago in their Investment Foundations Certificate program, been a contributing member in the Financial Management Association’s (FMA) practitioner demand driven academic research initiative (PDDARI) group and been adjunct faculty at DePaul University in their Certified Financial Planner (CFP) Certificate Program. Michael has authored 2.5 books: the 2016 CFA Institute Research Foundation Monograph “Let’s All Learn How To Fish… To Sustain Long-Term Economic Growth”, the 2019 Monograph follow-up “Get to Work… on OUR Future” and he co-authored the 2017 “Money, Meaning and Mindsets.” This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Michael Falk. Michael Falk, CFA, CRC is a partner at the Focus Consulting Group and specializes in helping investment/wealth management teams improve their investment decision-making, and their firms with strategic planning and succession. Previously, he was a chief strategist at global macro L.P., and a chief investment officer in charge of manager due diligence and asset allocation for a multi-billion-dollar advisory practice. Michael is a frequent speaker and presenter at industry events as well as quoted in the press. He is part of the CFA Institute’s Approved Speaker List. In the past, he has taught on behalf of the CFA Society of Chicago in their Investment Foundations Certificate program, been a contributing member in the Financial Management Association’s (FMA) practitioner demand driven academic research initiative (PDDARI) group and been adjunct faculty at DePaul University in their Certified Financial Planner (CFP) Certificate Program. Michael has authored 2.5 books: the 2016 CFA Institute Research Foundation Monograph “Let’s All Learn How To Fish… To Sustain Long-Term Economic Growth”, the 2019 Monograph follow-up “Get to Work… on OUR Future” and he co-authored the 2017 “Money, Meaning and Mindsets.” emotional intelligence, michael falk, standard deviations podcast, personality testing, finding your purpose, quant, empathic, dr. daniel crosby, psychology of teams, empath, behavioral finance, cognitive biases, investor psychology, iq, humanism, empathy, measuring eq, psychology of investing, eq, the behavioral investor, psychological safety, quants, investment models, quantitative analysis, empathetic, investing, stock market, investor emotion, behavioral economics, empirical research, a purpose driven life, investment, empiricism, daniel crosby, how to invest, the laws of wealth false full 156 9cdb53ec-96c3-4b34-8919-d3ca499c7ff6 Carl Richards - Top Tips for Setting and Sticking to Financial Goals for Long-Term Success Tune in to hear:

- Carl Richards speaks about serving real financial advisors. This of course presupposes the existence of fake financial advisors, so what’s the difference between a real financial advisor and a fake financial advisors?

- What practical advice can help one avoid a financial advisor that doesn’t have your best interests at heart?

- How do we help clients articulate powerful goals that are salient and motivating without failing prey to this trip of false precision?

- How do we begin to see ourselves as we truly are, allowing us to become better financial advisors?

- We have a tendency as a culture to always move the goalpost on what is enough - what can we do to cultivate a spirit of knowing when we have enough?

- How might we look at asset classes like cryptocurrencies and NFTs through a behavioral finance lens

Web: www.thesocietyofadvice.com

Compliance Code: 1688-OAS-5/20/2021

]]> Thu, 20 May 2021 19:49:59 +0000 danielcrosby@gmail.com (Carl Richards, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- Carl Richards speaks about serving real financial advisors. This of course presupposes the existence of fake financial advisors, so what’s the difference between a real financial advisor and a fake financial advisors?

- What practical advice can help one avoid a financial advisor that doesn’t have your best interests at heart?

- How do we help clients articulate powerful goals that are salient and motivating without failing prey to this trip of false precision?

- How do we begin to see ourselves as we truly are, allowing us to become better financial advisors?

- We have a tendency as a culture to always move the goalpost on what is enough - what can we do to cultivate a spirit of knowing when we have enough?

- How might we look at asset classes like cryptocurrencies and NFTs through a behavioral finance lens

Web: www.thesocietyofadvice.com

Compliance Code: 1688-OAS-5/20/2021

]]> Carl Richards - Top Tips for Setting and Sticking to Financial Goals for Long-Term Success Carl Richards, Dr. Daniel Crosby 00:51:06 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Carl Richards. Carl Richards is a Certified Financial Planner™ and creator of the Sketch Guy column, appearing weekly in The New York Times since 2010. Carl has also been featured on Marketplace Money, Oprah.com, and Forbes.com. In addition, Carl has become a frequent keynote speaker at financial planning conferences and visual learning events around the world. Through his simple sketches, Carl makes complex financial concepts easy to understand. His sketches also serve as the foundation for his two books, The One-Page Financial Plan: A Simple Way to Be Smart About Your Money and The Behavior Gap: Simple Ways to Stop Doing Dumb Things with Money (Portfolio/Penguin). This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Carl Richards. Carl Richards is a Certified Financial Planner™ and creator of the Sketch Guy column, appearing weekly in The New York Times since 2010. Carl has also been featured on Marketplace Money, Oprah.com, and Forbes.com. In addition, Carl has become a frequent keynote speaker at financial planning conferences and visual learning events around the world. Through his simple sketches, Carl makes complex financial concepts easy to understand. His sketches also serve as the foundation for his two books, The One-Page Financial Plan: A Simple Way to Be Smart About Your Money and The Behavior Gap: Simple Ways to Stop Doing Dumb Things with Money (Portfolio/Penguin). standard deviations podcast, cryptocurrencies, cryptocurrency, setting goals, dr. daniel crosby, crypto, behavioral finance, the society of advice, goals, investor psychology, carl richards, psychology of investing, the behavioral investor, investing, stock market, investor emotion, behavioral economics, investment, daniel crosby, how to invest, the laws of wealth, blockchain technology, blockchain false full 155 f1012112-868f-4cee-be3c-9505f7960542 Jamie Hopkins - How to Think About Retiring: A Guide to Financial Security and Peace of Mind Tune in to hear:

- Is the classic retirement trope of working hard until your 65 and retiring to a life of leisure sort of an antiquated way of thinking about retirement?

- Is the prospect of people having to work later in their life net good or net negative for most individuals?

- Research shows that people who are retired, on average, are happier than those who aren’t. However, there’s also an outlier group of retired individuals who are much more depressed than those who continue to work. Is this due to not having enough resources, not being engaged with a community or some mix of the two?

- Is it a better approach to work really hard and retire earlier or to give yourself the space and time to explore hobbies alongside work and work later into life?

- What are the upsides and downsides of “FIRE” (Financial Independence, Retire Early)?

- Social security is the biggest pillar upon which the average person’s retirement plan rests, but we know that social security faces many problems if something isn’t done quickly to fix them. Should we assume that social security might not exist in planning for retirement or how should we think about the longevity of social security?

- What actions can we take to increase retirement savings? If money is tight in retirement, what options does one have?

- How do we move the needle on the social security problem when no one seems to have the political will to pose a difficult solution?

Web: www.jamiehopkins.com

Compliance Code: 1589-OAS-5/10/2021

]]> Thu, 13 May 2021 04:00:00 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby, Jamie Hopkins) https://www.standarddeviationspod.com/ Tune in to hear:

- Is the classic retirement trope of working hard until your 65 and retiring to a life of leisure sort of an antiquated way of thinking about retirement?

- Is the prospect of people having to work later in their life net good or net negative for most individuals?

- Research shows that people who are retired, on average, are happier than those who aren’t. However, there’s also an outlier group of retired individuals who are much more depressed than those who continue to work. Is this due to not having enough resources, not being engaged with a community or some mix of the two?

- Is it a better approach to work really hard and retire earlier or to give yourself the space and time to explore hobbies alongside work and work later into life?

- What are the upsides and downsides of “FIRE” (Financial Independence, Retire Early)?

- Social security is the biggest pillar upon which the average person’s retirement plan rests, but we know that social security faces many problems if something isn’t done quickly to fix them. Should we assume that social security might not exist in planning for retirement or how should we think about the longevity of social security?

- What actions can we take to increase retirement savings? If money is tight in retirement, what options does one have?

- How do we move the needle on the social security problem when no one seems to have the political will to pose a difficult solution?

Web: www.jamiehopkins.com

Compliance Code: 1589-OAS-5/10/2021

]]> Jamie Hopkins - How to Think About Retiring: A Guide to Financial Security and Peace of Mind Dr. Daniel Crosby, Jamie Hopkins 00:48:57 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Jamie Hopkins. Jamie is the Director of Retirement Research at Carson Group, a national wealth management firm that offers coaching and partnership to financial advisors. A nationally recognized writer, researcher and educator, Jamie is a regular contributor for Forbes, InvestmentNews and MarketWatch. He has been published in dozens of financial, educational and legal journals, and he’s the media’s go-to expert on retirement income planning and tax law. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Jamie Hopkins. Jamie is the Director of Retirement Research at Carson Group, a national wealth management firm that offers coaching and partnership to financial advisors. A nationally recognized writer, researcher and educator, Jamie is a regular contributor for Forbes, InvestmentNews and MarketWatch. He has been published in dozens of financial, educational and legal journals, and he’s the media’s go-to expert on retirement income planning and tax law. the social security problem, standard deviations podcast, fire, retirement strategies, dr. daniel crosby, behavioral finance, retiring early, investor psychology, social security problem, saving for retirement, planning retirement, psychology of investing, financial independence retire early, the behavioral investor, early retirement, investing, stock market, investor emotion, how to retire, behavioral economics, retirement approaches, investment, daniel crosby, how to invest, the laws of wealth, social security, retirement strategy, retirement false full 154 93b61af2-1a73-4230-9bce-4898494cb491 Q & A with Michael Batnick of Animal Spirits Tune in to hear:

- Why might the narrative that “our parents’ generation had it much easier financially than we do now” be incorrect? What assumptions does it make?

- When yields on a 50/50 stock and bond portfolio, yields are historically anemic right now. What are investors supposed to do in a time like this and how do we prevent them from just chasing yield and moving up the risk spectrum?

- What has Michael’s personal experience with NFTs been like and how does he think about that part of the market?

- Is the influx of active investment, particularly with commission free apps like Robinhood, likely to have a net positive or net negative effect on the markets and peoples’ understanding of them?

- How can one temper being extremely active online with all the negative things that can come along with this?

Web: www.michaelbatnick.com

Compliance Code: 1517-OAS-5/4/2021

]]> Thu, 6 May 2021 15:52:23 +0000 danielcrosby@gmail.com (Michael Batnick, Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

- Why might the narrative that “our parents’ generation had it much easier financially than we do now” be incorrect? What assumptions does it make?

- When yields on a 50/50 stock and bond portfolio, yields are historically anemic right now. What are investors supposed to do in a time like this and how do we prevent them from just chasing yield and moving up the risk spectrum?

- What has Michael’s personal experience with NFTs been like and how does he think about that part of the market?

- Is the influx of active investment, particularly with commission free apps like Robinhood, likely to have a net positive or net negative effect on the markets and peoples’ understanding of them?

- How can one temper being extremely active online with all the negative things that can come along with this?

Web: www.michaelbatnick.com

Compliance Code: 1517-OAS-5/4/2021

]]> Q & A with Michael Batnick of Animal Spirits Michael Batnick, Dr. Daniel Crosby 00:43:26 This week on Standard Deviations with Dr. Daniel Crosby, Daniel speaks with Michael Batnick. As Director of Research at Ritholtz Wealth Management, Michael Batnick, CFA reads research publications and stays on top of the latest trends in the industry. Michael is a member of the investment committee and heads up the company’s internal research efforts. He spends most of his time developing and implementing risk management and portfolio strategies for the firm’s clients. Michael is the author of Big Mistakes: The Best Investors and Their Worst Investments. He is also co-host of the Animal Spirits podcast. This week on Standard Deviations with Dr. Daniel Crosby, Daniel speaks with Michael Batnick. As Director of Research at Ritholtz Wealth Management, Michael Batnick, CFA reads research publications and stays on top of the latest trends in the industry. Michael is a member of the investment committee and heads up the company’s internal research efforts. He spends most of his time developing and implementing risk management and portfolio strategies for the firm’s clients. Michael is the author of Big Mistakes: The Best Investors and Their Worst Investments. He is also co-host of the Animal Spirits podcast. standard deviations podcast, diversified portfolios, cryptocurrencies, cryptocurrency, dr. daniel crosby, crypto, behavioral finance, investor psychology, diversifying, bonds, diversifying your portfolio, psychology of investing, the behavioral investor, non-fungible tokens, diversified portfolio, real estate, investing, stock market, investor emotion, behavioral economics, nfts, michael batnick, investment, daniel crosby, how to invest, the laws of wealth, diversification false full 153 3b190662-84cf-44b7-820a-c60266ffd1e0 Mike Carter - How Mission-Driven Capitalism is Shaping the Future of Ethical Business Practices Tune in to hear:

- Why is Adam Smith considered to be the original behavioral economist?

- Mike is advocating for mission driven capitalism. How does this contrast with a more classic approach to Capitalism that’s focused on shareholder value?

- Why might mission driven corporations outperform the S&P 500? Is there a specific mechanic at play here?

- How can consumers and investors separate out true mission driven corporations from those that are merely posturing as mission driven corporations?

- How does mission driven capitalism distinguish itself from other contemporary “do good” capitalism like ESG and impact investing?

- Does Mike expect mission driven companies to have standard market returns or expect them to outperform?

Web: themissioncorps.org

Compliance Code: 1447-OAS-4/28/2021

]]> Thu, 29 Apr 2021 00:00:00 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby, Mike Carter) https://www.standarddeviationspod.com/ Tune in to hear:

- Why is Adam Smith considered to be the original behavioral economist?

- Mike is advocating for mission driven capitalism. How does this contrast with a more classic approach to Capitalism that’s focused on shareholder value?

- Why might mission driven corporations outperform the S&P 500? Is there a specific mechanic at play here?

- How can consumers and investors separate out true mission driven corporations from those that are merely posturing as mission driven corporations?

- How does mission driven capitalism distinguish itself from other contemporary “do good” capitalism like ESG and impact investing?

- Does Mike expect mission driven companies to have standard market returns or expect them to outperform?

Web: themissioncorps.org

Compliance Code: 1447-OAS-4/28/2021

]]> Mike Carter - How Mission-Driven Capitalism is Shaping the Future of Ethical Business Practices Dr. Daniel Crosby, Mike Carter 00:34:46 This week on Standard Deviations with Dr. Daniel Crosby, Daniel speaks with Mike Carter about his new book 'The Mission Corporation.' After years working for legendary tech investor Pete Musser, Mike founded and is CEO of BizEquity. Mike has over 15 years in enterprise software and technology services and has founded three software companies. Mike was CMO of a publicly traded billion dollar Internet company and has been called one of the top 100 people globally in Fintech. This week on Standard Deviations with Dr. Daniel Crosby, Daniel speaks with Mike Carter about his new book 'The Mission Corporation.' After years working for legendary tech investor Pete Musser, Mike founded and is CEO of BizEquity. Mike has over 15 years in enterprise software and technology services and has founded three software companies. Mike was CMO of a publicly traded billion dollar Internet company and has been called one of the top 100 people globally in Fintech. standard deviations podcast, the mission corporation, impact investing, dr. daniel crosby, behavioral finance, impact investment, socialism, mike carter, investor psychology, capitalism, psychology of investing, the behavioral investor, esgs, the future of capitalism, esg, investing, stock market, investor emotion, behavioral economics, investment, daniel crosby, how to invest, the laws of wealth, mission driven capitalism false full 152 1fc87292-3d01-4f77-afbf-03efa3107609 Cady North - The Resiliency Effect Tune in to hear:

- Why do we often defer our dreams for so long and how might we be more proactive in seeking them out?

- Reflecting back on their lives, many people wish they had taken more risks. Why might we see this with such clarity at the end of our lives, while actually living it in the present is so difficult for most of us?

- Is “following your dream” good advice for everyone, or do you have to be situated in a certain way to pursue this in a meaningful way? Is this a biased concept that only accounts for those who are already privileged?

- Being able to look beyond being burned out seems to be a necessary precursor to dreaming bigger. What manageable steps can we take to overcome burnout?

- How can trauma play out intergenerationally?

- How might we make trauma work for us instead of against us? What separates those whose traumas become maladaptive from those who use them to their benefit?

- How can we think about unlearning bad behaviors?

]]> Thu, 22 Apr 2021 00:00:00 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby, Cady North) https://www.standarddeviationspod.com/ Tune in to hear:

- Why do we often defer our dreams for so long and how might we be more proactive in seeking them out?

- Reflecting back on their lives, many people wish they had taken more risks. Why might we see this with such clarity at the end of our lives, while actually living it in the present is so difficult for most of us?

- Is “following your dream” good advice for everyone, or do you have to be situated in a certain way to pursue this in a meaningful way? Is this a biased concept that only accounts for those who are already privileged?

- Being able to look beyond being burned out seems to be a necessary precursor to dreaming bigger. What manageable steps can we take to overcome burnout?

- How can trauma play out intergenerationally?

- How might we make trauma work for us instead of against us? What separates those whose traumas become maladaptive from those who use them to their benefit?

- How can we think about unlearning bad behaviors?

]]> Cady North - The Resiliency Effect Dr. Daniel Crosby, Cady North 00:38:35 This week on Standard Deviations with Dr. Daniel Crosby, Daniel speaks with Cady North. Cady is an author, podcast host, speaker, investment advisor and the CEO and founder of North Financial Advisors. She works with women to support their money journeys. She writes about money, mindset, behavior, mental health and work culture. In her private client work, she helps women act on their biggest dreams and build financial resilience for the future. Compliance Code: 1364-OAS-04/21/2021 This week on Standard Deviations with Dr. Daniel Crosby, Daniel speaks with Cady North. Cady is an author, podcast host, speaker, investment advisor and the CEO and founder of North Financial Advisors. She works with women to support their money journeys. She writes about money, mindset, behavior, mental health and work culture. In her private client work, she helps women act on their biggest dreams and build financial resilience for the future. Compliance Code: 1364-OAS-04/21/2021 intergenerational trauma, standard deviations podcast, cady north, entrepreneurs, inherited trauma, dr. daniel crosby, the resiliency effect, behavioral finance, deferred dreams, epigenetics, investor psychology, follow your dream, women and investment, psychology of investing, the behavioral investor, women and investing, dreaming big, trauma, entrepreneurial, investing, stock market, investor emotion, entrepreneurship, genetics, behavioral economics, investment, daniel crosby, how to invest, the laws of wealth, self care, women and finance false full 151 6fcb5459-b878-4b03-8173-ede075746877 Dr. Richard Smith - The Stock Market Explained as a System: Principles, Mechanics and Strategies Dr. Richard Smith believes that risk literacy is essential not only for independent investors; it’s essential for anyone looking to succeed in today’s exploding digital marketplaces. Pulling from his expertise in mathematics and technology, Dr. Smith advises his clients on how to navigate the noise and distractions presented by the media and social platforms, allowing them to direct their attention to the things that matter most in their personal & investment lives. Dr. Smith studied mathematics at UC Berkeley and earned a PhD in systems science from the Watson School of Engineering at SUNY. He serves as chairman of the board and executive director of the Foundation for the Study of Cycles and is a regular columnist and guest on outlets such as CNN, BBC News, MarketWatch, Forbes and NASDAQ.com.

Tune in to hear:

- What is systems science and how might it be applied in a financial context?

- As a society, has our thinking become more systemic or more siloed in the past 20 years?

- Productivity is highly correlated with humane structures in the workplace - why do we seem to be so averse to this idea and see humanity and productivity as opposite sides of a spectrum?

- How is global uncertainty, and our attitudes towards uncertainty, shaping the markets today?

- Not needing the money in your investment portfolio for life expenses greatly improves investment success. How can we make this truth pragmatic and attainable for people who do need the money?

- At what point do we run with the herd temporarily, even if we disagree in some respects?

- What can we learn from market cycles?

- Get a sneak peak into Dr. Smith’s upcoming book ‘The Risk Manifesto.’

Web: www.drrichardsmith.com

Compliance Code: 1237-OAS-04/12/2021

]]> Thu, 15 Apr 2021 01:00:00 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby, Dr. Richard Smith) https://www.standarddeviationspod.com/ Dr. Richard Smith believes that risk literacy is essential not only for independent investors; it’s essential for anyone looking to succeed in today’s exploding digital marketplaces. Pulling from his expertise in mathematics and technology, Dr. Smith advises his clients on how to navigate the noise and distractions presented by the media and social platforms, allowing them to direct their attention to the things that matter most in their personal & investment lives. Dr. Smith studied mathematics at UC Berkeley and earned a PhD in systems science from the Watson School of Engineering at SUNY. He serves as chairman of the board and executive director of the Foundation for the Study of Cycles and is a regular columnist and guest on outlets such as CNN, BBC News, MarketWatch, Forbes and NASDAQ.com.

Tune in to hear:

- What is systems science and how might it be applied in a financial context?

- As a society, has our thinking become more systemic or more siloed in the past 20 years?

- Productivity is highly correlated with humane structures in the workplace - why do we seem to be so averse to this idea and see humanity and productivity as opposite sides of a spectrum?

- How is global uncertainty, and our attitudes towards uncertainty, shaping the markets today?

- Not needing the money in your investment portfolio for life expenses greatly improves investment success. How can we make this truth pragmatic and attainable for people who do need the money?

- At what point do we run with the herd temporarily, even if we disagree in some respects?

- What can we learn from market cycles?

- Get a sneak peak into Dr. Smith’s upcoming book ‘The Risk Manifesto.’

Web: www.drrichardsmith.com

Compliance Code: 1237-OAS-04/12/2021

]]> Dr. Richard Smith - The Stock Market Explained as a System: Principles, Mechanics and Strategies Dr. Daniel Crosby, Dr. Richard Smith 00:48:47 This week on Standard Deviations, Dr. Daniel Crosby speaks with Dr. Richard Smith (aka the Doctor of Uncertainty) about systems science and how it can be applied to risk literacy, both in investing and in one's personal life. This week on Standard Deviations, Dr. Daniel Crosby speaks with Dr. Richard Smith (aka the Doctor of Uncertainty) about systems science and how it can be applied to risk literacy, both in investing and in one's personal life. standard deviations podcast, market cycles, dr. daniel crosby, uncertainty in the markets, behavioral finance, systems science, investor psychology, risk aversion, risk management, psychology of investing, managing risk, the behavioral investor, dr. richard smith, investing, stock market, investor emotion, behavioral economics, investment, daniel crosby, how to invest, the laws of wealth false full 150 86a6415d-4e8e-4a2d-82ab-502836412a3e Tra Williams - Boss Brain: Revolutionizing the Future of Entrepreneurship in the Digital Age Tune in to hear:

- Why does Tra’s new book on entrepreneurship, Boss Brain, start with a focus on evolutionary psychology and brain science?

- Does our wiring lead to a certain determinism or can we embolden ourselves by understanding our inner workings?

- What are some cases where business owners confuse predictability with control?

- Currently, 93% of people are working for the other 7% of people - Tra predicts that, unless swift action is taken, 99% of us will work for the other 1%. Why is this problematic and what can we do to avert this?

- The baseline of comfort and meeting ones basic needs is easier to achieve, in many ways, than ever. If this is the case, why are we more risk averse than ever?

- As an entrepreneur, how do you know when to listen to the naysayers in your life, as people who want to protect you and watch out for your wellbeing, and how do you know when to ignore them?

- What are some of the societal wide benefits of increased entrepreneurship?

- Would an increase in entrepreneurship help or hinder narrowing the wealth gap in America?

- For people whose community, friends & family don’t have the resources to give their business its initial leg up, where should they seek out support and funding?

- How can we, both as individuals and a society, encourage entrepreneurship more?

Web: www.trawilliams.com

Compliance Code: 0812-OAS-03/12/2021

]]> Mon, 5 Apr 2021 22:22:50 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby, Tra Williams) https://www.standarddeviationspod.com/ Tune in to hear:

- Why does Tra’s new book on entrepreneurship, Boss Brain, start with a focus on evolutionary psychology and brain science?

- Does our wiring lead to a certain determinism or can we embolden ourselves by understanding our inner workings?

- What are some cases where business owners confuse predictability with control?

- Currently, 93% of people are working for the other 7% of people - Tra predicts that, unless swift action is taken, 99% of us will work for the other 1%. Why is this problematic and what can we do to avert this?

- The baseline of comfort and meeting ones basic needs is easier to achieve, in many ways, than ever. If this is the case, why are we more risk averse than ever?

- As an entrepreneur, how do you know when to listen to the naysayers in your life, as people who want to protect you and watch out for your wellbeing, and how do you know when to ignore them?

- What are some of the societal wide benefits of increased entrepreneurship?

- Would an increase in entrepreneurship help or hinder narrowing the wealth gap in America?

- For people whose community, friends & family don’t have the resources to give their business its initial leg up, where should they seek out support and funding?

- How can we, both as individuals and a society, encourage entrepreneurship more?

Web: www.trawilliams.com

Compliance Code: 0812-OAS-03/12/2021

]]> Tra Williams - Boss Brain: Revolutionizing the Future of Entrepreneurship in the Digital Age Dr. Daniel Crosby, Tra Williams 00:45:03 Tra is a former corporate executive and author with a passion for entrepreneurship, business strategy, and franchising. He has been quoted or published in Forbes, Bloomberg and Financial Markets Weekly along with more than fifty other online and print publications. Tra is a former corporate executive and author with a passion for entrepreneurship, business strategy, and franchising. He has been quoted or published in Forbes, Bloomberg and Financial Markets Weekly along with more than fifty other online and print publications. standard deviations podcast, tra williams, we time audio house, dr. daniel crosby, behavioral finance, risk averse, investor psychology, risk aversion, befi, psychology of investing, managing risk, evolutionary psychology, 1099, the behavioral investor, freelancing, independent contractor, self-employment, brain science, entrepreneurial, boss brain, entrepreneur, gig economy, investing, stock market, investor emotion, entrepreneurship, behavioral economics, investment, daniel crosby, how to invest, the laws of wealth, self-employed false full 149 tag:soundcloud,2010:tracks/1013715568 Daniel Crosby & Neil Bage - The Laws of Wealth This week, Dr. Crosby is joined by fellow behavioral finance geek Neil Bage. Neil is passionate about helping people make safe and informed choices and is a specialist on behavioral drivers of financial decisions. In this episode, we turn the tables and Neil interviews Daniel in celebration of the 2nd Edition release of Dr. Crosby's book 'The Laws of Wealth.'

Tune in to hear:

  • How does one go about controlling the controllable in their personal and financial life and what does one do if something that they have no control over matters a great deal to them?

  • How do financial advisors go about laying the right foundations for dealing with the emotional aspects their clients will inevitably encounter?

  • How do people maintain their composure and not get overly excited by, or attached to, a particular investment opportunity. Does this require a kind of courage?

  • What proactive steps can advisors take to factor into the human and behavioral element of investment advice?

  • Why might your average US citizen believe that investing in real estate is more fruitful than investing in the stock market?

Web: www.neilbage.com

Twitter: @NeilBage

Compliance Code: 1002-OAS-03/24/2021

]]> Thu, 1 Apr 2021 05:00:10 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ This week, Dr. Crosby is joined by fellow behavioral finance geek Neil Bage. Neil is passionate about helping people make safe and informed choices and is a specialist on behavioral drivers of financial decisions. In this episode, we turn the tables and Neil interviews Daniel in celebration of the 2nd Edition release of Dr. Crosby's book 'The Laws of Wealth.'

Tune in to hear:

  • How does one go about controlling the controllable in their personal and financial life and what does one do if something that they have no control over matters a great deal to them?

  • How do financial advisors go about laying the right foundations for dealing with the emotional aspects their clients will inevitably encounter?

  • How do people maintain their composure and not get overly excited by, or attached to, a particular investment opportunity. Does this require a kind of courage?

  • What proactive steps can advisors take to factor into the human and behavioral element of investment advice?

  • Why might your average US citizen believe that investing in real estate is more fruitful than investing in the stock market?

Web: www.neilbage.com

Twitter: @NeilBage

Compliance Code: 1002-OAS-03/24/2021

]]> Daniel Crosby & Neil Bage - The Laws of Wealth Dr. Daniel Crosby 00:50:10 This week, Dr. Crosby is joined by fellow behavioral finance geek Neil Bage. Neil is passionate about helping people make safe and informed choices and is a specialist on behavioral drivers of financial decisions. In this episode, we turn the tables and Neil interviews Daniel in celebration of the 2nd Edition release of Dr. Crosby's book 'The Laws of Wealth.' Tune in to hear: - How does one go about controlling the controllable in their personal and financial life and what does one do if something that they have no control over matters a great deal to them? - How do financial advisors go about laying the right foundations for dealing with the emotional aspects their clients will inevitably encounter? - How do people maintain their composure and not get overly excited by, or attached to, a particular investment opportunity. Does this require a kind of courage? - What proactive steps can advisors take to factor into the human and behavioral element of investment advice? - Why might your average US citizen believe that investing in real estate is more fruitful than investing in the stock market? Web: www.neilbage.com Twitter: @NeilBage Compliance Code: 1002-OAS-03/24/2021 This week, Dr. Crosby is joined by fellow behavioral finance geek Neil Bage. Neil is passionate about helping people make safe and informed choices and is a specialist on behavioral drivers of financial decisions. In this episode, we turn the tables and Neil interviews Daniel in celebration of the 2nd Edition release of Dr. Crosby's book 'The Laws of Wealth.' Tune in to hear: - How does one go about controlling the controllable in their personal and financial life and what does one do if something that they have no control over matters a great deal to them? - How do financial advisors go about laying the right foundations for dealing with the emotional aspects their clients will inevitably encounter? - How do people maintain their composure and not get overly excited by, or attached to, a particular investment opportunity. Does this require a kind of courage? - What proactive steps can advisors take to factor into the human and behavioral element of investment advice? - Why might your average US citizen believe that investing in real estate is more fruitful than investing in the stock market? Web: www.neilbage.com Twitter: @NeilBage Compliance Code: 1002-OAS-03/24/2021 false full 148 tag:soundcloud,2010:tracks/1012530313 JC Parets - Combining Technical Analysis and Behavioral Finance for Smarter Trading Decisions JC Parets launched the All Star Charts Research Platform in September of 2014 to provide technical analysis commentary across all asset classes to investors worldwide. He also has his own podcast, Technical Analysis Radio, which helps others grow their knowledge of technical analysis. JC grew up in Miami, FL and is a big sports fan. When he’s not looking through charts, he’s probably cooking, eating or watching a game. JC is also a certified sommelier and sake expert.

Tune in to hear:

  • What’s case can be made for technical analysts being the ultimate behavioral investors?

  • Why is it that price action is the first and final word for technical analysts and how can they be so confident in purchases when they know nothing about their fundamentals, business or commodity?

  • How do you manage risk with technical analysis and how do you differentiate between a daily dip and a true sell signal?

  • What is something that JC was wrong about and how did he come to realize this and change his mind?

  • How can being “agnostic” about a particular stock or asset class be in your favor?

  • What is a widely ignored asset class that JC is excited about?

Web: www.allstarcharts.com

Twitter: @allstarcharts

Compliance Code: 0989-OAS-03/24/2021

]]> Tue, 30 Mar 2021 05:00:00 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ JC Parets launched the All Star Charts Research Platform in September of 2014 to provide technical analysis commentary across all asset classes to investors worldwide. He also has his own podcast, Technical Analysis Radio, which helps others grow their knowledge of technical analysis. JC grew up in Miami, FL and is a big sports fan. When he’s not looking through charts, he’s probably cooking, eating or watching a game. JC is also a certified sommelier and sake expert.

Tune in to hear:

  • What’s case can be made for technical analysts being the ultimate behavioral investors?

  • Why is it that price action is the first and final word for technical analysts and how can they be so confident in purchases when they know nothing about their fundamentals, business or commodity?

  • How do you manage risk with technical analysis and how do you differentiate between a daily dip and a true sell signal?

  • What is something that JC was wrong about and how did he come to realize this and change his mind?

  • How can being “agnostic” about a particular stock or asset class be in your favor?

  • What is a widely ignored asset class that JC is excited about?

Web: www.allstarcharts.com

Twitter: @allstarcharts

Compliance Code: 0989-OAS-03/24/2021

]]> JC Parets - Combining Technical Analysis and Behavioral Finance for Smarter Trading Decisions Dr. Daniel Crosby 00:46:11 JC Parets launched the All Star Charts Research Platform in September of 2014 to provide technical analysis commentary across all asset classes to investors worldwide. He also has his own podcast, Technical Analysis Radio, which helps others grow their knowledge of technical analysis. JC grew up in Miami, FL and is a big sports fan. When he’s not looking through charts, he’s probably cooking, eating or watching a game. JC is also a certified sommelier and sake expert. Tune in to hear: - What’s case can be made for technical analysts being the ultimate behavioral investors? - Why is it that price action is the first and final word for technical analysts and how can they be so confident in purchases when they know nothing about their fundamentals, business or commodity? - How do you manage risk with technical analysis and how do you differentiate between a daily dip and a true sell signal? - What is something that JC was wrong about and how did he come to realize this and change his mind? - How can being “agnostic” about a particular stock or asset class be in your favor? - What is a widely ignored asset class that JC is excited about? Web: www.allstarcharts.com Twitter: @allstarcharts Compliance Code: 0989-OAS-03/24/2021 JC Parets launched the All Star Charts Research Platform in September of 2014 to provide technical analysis commentary across all asset classes to investors worldwide. He also has his own podcast, Technical Analysis Radio, which helps others grow their knowledge of technical analysis. JC grew up in Miami, FL and is a big sports fan. When he’s not looking through charts, he’s probably cooking, eating or watching a game. JC is also a certified sommelier and sake expert. Tune in to hear: - What’s case can be made for technical analysts being the ultimate behavioral investors? - Why is it that price action is the first and final word for technical analysts and how can they be so confident in purchases when they know nothing about their fundamentals, business or commodity? - How do you manage risk with technical analysis and how do you differentiate between a daily dip and a true sell signal? - What is something that JC was wrong about and how did he come to realize this and change his mind? - How can being “agnostic” about a particular stock or asset class be in your favor? - What is a widely ignored asset class that JC is excited about? Web: www.allstarcharts.com Twitter: @allstarcharts Compliance Code: 0989-OAS-03/24/2021 false full 147 tag:soundcloud,2010:tracks/1012003609 Johnny Sandquist - Empathic Advertising: How Emotional Intelligence Can Transform Your Marketing Strategy Johnny Sandquist is the Founder & CEO of Three Crowns Marketing. He's focused on supporting RIA firms and advisor technology companies for over a decade now. He has a wife and three kids and is a huge Star Wars geek.

Tune in to hear:

  • Does Johnny advise his marketing clients to avoid or pursue engaging their target market by taking a stance on divisive, political issues? If so, what might be the most prudent way to approach this?

  • In such a painful and tumultuous time, like Coronavirus, how can you keep your business top of mind and promote yourself while staying sensitive to the fact that you might not be offering an essential service?

  • The Oatly Superbowl commercial seemed to be the most universally hated ad that night. Is all of this attention potentially productive for them, or is will it potentially come back to bite them?

  • What are some common themes among the most effective advertisement campaigns?

  • How do we balance the, seemingly, conflicting values of self-care, “being a brand” and being authentic?

  • What might be the most overhyped trend in wealth tech and what is one that has a lot of potential and should get more attention?

Web: www.threecrownsmarketing.com

Twitter: @JohnEllert

Compliance Code: 0988-OAS-03/24/2021

]]> Thu, 25 Mar 2021 05:00:09 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Johnny Sandquist is the Founder & CEO of Three Crowns Marketing. He's focused on supporting RIA firms and advisor technology companies for over a decade now. He has a wife and three kids and is a huge Star Wars geek.

Tune in to hear:

  • Does Johnny advise his marketing clients to avoid or pursue engaging their target market by taking a stance on divisive, political issues? If so, what might be the most prudent way to approach this?

  • In such a painful and tumultuous time, like Coronavirus, how can you keep your business top of mind and promote yourself while staying sensitive to the fact that you might not be offering an essential service?

  • The Oatly Superbowl commercial seemed to be the most universally hated ad that night. Is all of this attention potentially productive for them, or is will it potentially come back to bite them?

  • What are some common themes among the most effective advertisement campaigns?

  • How do we balance the, seemingly, conflicting values of self-care, “being a brand” and being authentic?

  • What might be the most overhyped trend in wealth tech and what is one that has a lot of potential and should get more attention?

Web: www.threecrownsmarketing.com

Twitter: @JohnEllert

Compliance Code: 0988-OAS-03/24/2021

]]> Johnny Sandquist - Empathic Advertising: How Emotional Intelligence Can Transform Your Marketing Strategy Dr. Daniel Crosby 00:47:12 Johnny Sandquist is the Founder & CEO of Three Crowns Marketing. He's focused on supporting RIA firms and advisor technology companies for over a decade now. He has a wife and three kids and is a huge Star Wars geek. Tune in to hear: - Does Johnny advise his marketing clients to avoid or pursue engaging their target market by taking a stance on divisive, political issues? If so, what might be the most prudent way to approach this? - In such a painful and tumultuous time, like Coronavirus, how can you keep your business top of mind and promote yourself while staying sensitive to the fact that you might not be offering an essential service? - The Oatly Superbowl commercial seemed to be the most universally hated ad that night. Is all of this attention potentially productive for them, or is will it potentially come back to bite them? - What are some common themes among the most effective advertisement campaigns? - How do we balance the, seemingly, conflicting values of self-care, “being a brand” and being authentic? - What might be the most overhyped trend in wealth tech and what is one that has a lot of potential and should get more attention? Web: www.threecrownsmarketing.com Twitter: @JohnEllert Compliance Code: 0988-OAS-03/24/2021 Johnny Sandquist is the Founder & CEO of Three Crowns Marketing. He's focused on supporting RIA firms and advisor technology companies for over a decade now. He has a wife and three kids and is a huge Star Wars geek. Tune in to hear: - Does Johnny advise his marketing clients to avoid or pursue engaging their target market by taking a stance on divisive, political issues? If so, what might be the most prudent way to approach this? - In such a painful and tumultuous time, like Coronavirus, how can you keep your business top of mind and promote yourself while staying sensitive to the fact that you might not be offering an essential service? - The Oatly Superbowl commercial seemed to be the most universally hated ad that night. Is all of this attention potentially productive for them, or is will it potentially come back to bite them? - What are some common themes among the most effective advertisement campaigns? - How do we balance the, seemingly, conflicting values of self-care, “being a brand” and being authentic? - What might be the most overhyped trend in wealth tech and what is one that has a lot of potential and should get more attention? Web: www.threecrownsmarketing.com Twitter: @JohnEllert Compliance Code: 0988-OAS-03/24/2021 false full 146 tag:soundcloud,2010:tracks/1004309953 Lindsey Bell and Callie Cox of Ally - How Investor Psychology Shaped Financial Markets in 2021 Lindsey Bell is Ally Invest’s Chief Investment Strategist, responsible for shaping the company’s point of view on investing and the global markets. She is also President of Ally Invest Advisors, responsible for its robo advisory offerings. Lindsey has a broad background in finance, with experience on the buy-side and sell-side, in research, and in investment banking, and has held roles at JPMorgan, Deutsche Bank, Jefferies, and CFRA Research.

Lindsey holds a passion for teaching individuals how to become successful long-term investors. She is a contributor at CNBC, and frequently shares her insights with various publications including the Wall Street Journal, Barron’s, MarketWatch, Business Insider, etc. She also serves on the board of Better Investing, a non-profit organization focused on investment education.

Callie Cox is a senior investment strategist for Ally Invest. In her role, she helps educate Ally Invest customers about the financial markets through engaging content and strategic initiatives. Callie has worked in financial research for her entire career, with stints at LPL Research, TABB Group and Bloomberg. Her work has been featured in Bloomberg, the Financial Times, Yahoo Finance, and Barron’s (among other publications). You can also find her on Twitter at @callieabost.

Tune in to hear:

  • Are investors primed for both fear and greed based on their experiences with crises such as the tech bubble, great financial crisis and Coronavirus?

  • Some think we are about to enter into a “second Roaring Twenties.” What do Lindsey and Callie make of this thesis?

  • Was the collectivist approach of Wallstreet Bets driven by a combination of loneliness and interconnectedness on the internet, or was it potentially just a fad?

  • Are people really learning about markets and getting engaged about markets in a meaningful, discerning way on Wallstreet Bets?

  • By most estimates, institutional money accounts for 70-75% of the volume in the markets. Are we overstating the impact of retail investors?

  • What are the mechanics of a short squeeze?

  • What are some of the potential use cases of options trading and what are some of the dangers associated with it?

  • Whether we are in a bubble or not, prices are quite high across the board. How might we position ourselves for success in the next decade?

Web: www.ally.com

Twitter: @justLBell & @callieabost

Compliance Code: 0943-OAS-03/19/2021

]]> Tue, 23 Mar 2021 04:59:59 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Lindsey Bell is Ally Invest’s Chief Investment Strategist, responsible for shaping the company’s point of view on investing and the global markets. She is also President of Ally Invest Advisors, responsible for its robo advisory offerings. Lindsey has a broad background in finance, with experience on the buy-side and sell-side, in research, and in investment banking, and has held roles at JPMorgan, Deutsche Bank, Jefferies, and CFRA Research.

Lindsey holds a passion for teaching individuals how to become successful long-term investors. She is a contributor at CNBC, and frequently shares her insights with various publications including the Wall Street Journal, Barron’s, MarketWatch, Business Insider, etc. She also serves on the board of Better Investing, a non-profit organization focused on investment education.

Callie Cox is a senior investment strategist for Ally Invest. In her role, she helps educate Ally Invest customers about the financial markets through engaging content and strategic initiatives. Callie has worked in financial research for her entire career, with stints at LPL Research, TABB Group and Bloomberg. Her work has been featured in Bloomberg, the Financial Times, Yahoo Finance, and Barron’s (among other publications). You can also find her on Twitter at @callieabost.

Tune in to hear:

  • Are investors primed for both fear and greed based on their experiences with crises such as the tech bubble, great financial crisis and Coronavirus?

  • Some think we are about to enter into a “second Roaring Twenties.” What do Lindsey and Callie make of this thesis?

  • Was the collectivist approach of Wallstreet Bets driven by a combination of loneliness and interconnectedness on the internet, or was it potentially just a fad?

  • Are people really learning about markets and getting engaged about markets in a meaningful, discerning way on Wallstreet Bets?

  • By most estimates, institutional money accounts for 70-75% of the volume in the markets. Are we overstating the impact of retail investors?

  • What are the mechanics of a short squeeze?

  • What are some of the potential use cases of options trading and what are some of the dangers associated with it?

  • Whether we are in a bubble or not, prices are quite high across the board. How might we position ourselves for success in the next decade?

Web: www.ally.com

Twitter: @justLBell & @callieabost

Compliance Code: 0943-OAS-03/19/2021

]]> Lindsey Bell and Callie Cox of Ally - How Investor Psychology Shaped Financial Markets in 2021 Dr. Daniel Crosby 00:48:48 Lindsey Bell is Ally Invest’s Chief Investment Strategist, responsible for shaping the company’s point of view on investing and the global markets. She is also President of Ally Invest Advisors, responsible for its robo advisory offerings. Lindsey has a broad background in finance, with experience on the buy-side and sell-side, in research, and in investment banking, and has held roles at JPMorgan, Deutsche Bank, Jefferies, and CFRA Research. Lindsey holds a passion for teaching individuals how to become successful long-term investors. She is a contributor at CNBC, and frequently shares her insights with various publications including the Wall Street Journal, Barron’s, MarketWatch, Business Insider, etc. She also serves on the board of Better Investing, a non-profit organization focused on investment education. Callie Cox is a senior investment strategist for Ally Invest. In her role, she helps educate Ally Invest customers about the financial markets through engaging content and strategic initiatives. Callie has worked in financial research for her entire career, with stints at LPL Research, TABB Group and Bloomberg. Her work has been featured in Bloomberg, the Financial Times, Yahoo Finance, and Barron’s (among other publications). You can also find her on Twitter at @callieabost. Tune in to hear: - Are investors primed for both fear and greed based on their experiences with crises such as the tech bubble, great financial crisis and Coronavirus? - Some think we are about to enter into a “second Roaring Twenties.” What do Lindsey and Callie make of this thesis? - Was the collectivist approach of Wallstreet Bets driven by a combination of loneliness and interconnectedness on the internet, or was it potentially just a fad? - Are people really learning about markets and getting engaged about markets in a meaningful, discerning way on Wallstreet Bets? - By most estimates, institutional money accounts for 70-75% of the volume in the markets. Are we overstating the impact of retail investors? - What are the mechanics of a short squeeze? - What are some of the potential use cases of options trading and what are some of the dangers associated with it? - Whether we are in a bubble or not, prices are quite high across the board. How might we position ourselves for success in the next decade? Web: www.ally.com Twitter: @justLBell & @callieabost Compliance Code: 0943-OAS-03/19/2021 Lindsey Bell is Ally Invest’s Chief Investment Strategist, responsible for shaping the company’s point of view on investing and the global markets. She is also President of Ally Invest Advisors, responsible for its robo advisory offerings. Lindsey has a broad background in finance, with experience on the buy-side and sell-side, in research, and in investment banking, and has held roles at JPMorgan, Deutsche Bank, Jefferies, and CFRA Research. Lindsey holds a passion for teaching individuals how to become successful long-term investors. She is a contributor at CNBC, and frequently shares her insights with various publications including the Wall Street Journal, Barron’s, MarketWatch, Business Insider, etc. She also serves on the board of Better Investing, a non-profit organization focused on investment education. Callie Cox is a senior investment strategist for Ally Invest. In her role, she helps educate Ally Invest customers about the financial markets through engaging content and strategic initiatives. Callie has worked in financial research for her entire career, with stints at LPL Research, TABB Group and Bloomberg. Her work has been featured in Bloomberg, the Financial Times, Yahoo Finance, and Barron’s (among other publications). You can also find her on Twitter at @callieabost. Tune in to hear: - Are investors primed for both fear and greed based on their experiences with crises such as the tech bubble, great financial crisis and Coronavirus? - Some think we are about to enter into a “second Roaring Twenties.” What do Lindsey and Callie make of this thesis? - Was the collectivist approach of Wallstreet Bets driven by a combination of loneliness and interconnectedness on the internet, or was it potentially just a fad? - Are people really learning about markets and getting engaged about markets in a meaningful, discerning way on Wallstreet Bets? - By most estimates, institutional money accounts for 70-75% of the volume in the markets. Are we overstating the impact of retail investors? - What are the mechanics of a short squeeze? - What are some of the potential use cases of options trading and what are some of the dangers associated with it? - Whether we are in a bubble or not, prices are quite high across the board. How might we position ourselves for success in the next decade? Web: www.ally.com Twitter: @justLBell & @callieabost Compliance Code: 0943-OAS-03/19/2021 false full 145 tag:soundcloud,2010:tracks/1003104256 Stacy Havener - Why Storytelling Matters: Exploring the Power of a Compelling Narrative In 2010, Stacy Havener founded Havener Capital Partners, an independent third party marketing firm, to provide sales and marketing services to a select group of high quality managers. Well recognized for her expertise in the Registered Investment Advisor and wealth management channel, Stacy has significant experience in product development as well as raising assets through successful distribution strategies.

Previously, Stacy was a co-founder of third party marketing firm Candlewood Advisory Partners and worked with institutional marketing firm Arrow Partners. Her career in third party marketing began in 2000 when she joined Sincere & Co., LLC as the first employee. Prior to her 7 years at Sincere, she served as Marketing Manager for Grand Prix Funds (Wilton, CT). In her investment sales career, Stacy has raised over $5 billion dollars.

Active in the industry, Stacy is currently on the board of the Third Party Marketers Association (www.3pm.org) after serving as the association President for 6 years. She is also the former chairperson of the Financial Planning Association’s Corporate Resource Counsel.

Stacy holds her Series 6, 7, 24, 63, 66, and 79 licenses and is a registered representative of Compass Securities Corporation. She received her Bachelor of Arts in English Literature from Western Connecticut State University, graduating summa cum laude in 1998. Stacy was named to both the NCAA and the GTE/CoSida Academic All-American team for Division III Women’s Soccer and subsequently nominated for NCAA Woman of the Year in 1998.

Based in Newport, RI, Stacy balances her career with her love of travel, passion for cooking, and an addiction to crossword puzzles.

Tune in to hear:

  • What role does well-crafted storytelling play in making an effective sale?

  • Many sales organizations focus around measurable, quantative goals (e.g. how many calls did you make). What might they gain from focusing more on psychological variables, such as “behavioral IQ?”

  • How do Stacy’s conversations differ from someone further down the adoption bell curve and how does she go about personalizing her communications?

  • Which of the “Big 5” personality traits might early adopters share?

  • How is owning up to your quirks a powerful approach, and why are we so scared to do this in a sales context?

]]> Thu, 18 Mar 2021 05:00:03 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ In 2010, Stacy Havener founded Havener Capital Partners, an independent third party marketing firm, to provide sales and marketing services to a select group of high quality managers. Well recognized for her expertise in the Registered Investment Advisor and wealth management channel, Stacy has significant experience in product development as well as raising assets through successful distribution strategies.

Previously, Stacy was a co-founder of third party marketing firm Candlewood Advisory Partners and worked with institutional marketing firm Arrow Partners. Her career in third party marketing began in 2000 when she joined Sincere & Co., LLC as the first employee. Prior to her 7 years at Sincere, she served as Marketing Manager for Grand Prix Funds (Wilton, CT). In her investment sales career, Stacy has raised over $5 billion dollars.

Active in the industry, Stacy is currently on the board of the Third Party Marketers Association (www.3pm.org) after serving as the association President for 6 years. She is also the former chairperson of the Financial Planning Association’s Corporate Resource Counsel.

Stacy holds her Series 6, 7, 24, 63, 66, and 79 licenses and is a registered representative of Compass Securities Corporation. She received her Bachelor of Arts in English Literature from Western Connecticut State University, graduating summa cum laude in 1998. Stacy was named to both the NCAA and the GTE/CoSida Academic All-American team for Division III Women’s Soccer and subsequently nominated for NCAA Woman of the Year in 1998.

Based in Newport, RI, Stacy balances her career with her love of travel, passion for cooking, and an addiction to crossword puzzles.

Tune in to hear:

  • What role does well-crafted storytelling play in making an effective sale?

  • Many sales organizations focus around measurable, quantative goals (e.g. how many calls did you make). What might they gain from focusing more on psychological variables, such as “behavioral IQ?”

  • How do Stacy’s conversations differ from someone further down the adoption bell curve and how does she go about personalizing her communications?

  • Which of the “Big 5” personality traits might early adopters share?

  • How is owning up to your quirks a powerful approach, and why are we so scared to do this in a sales context?

]]> Stacy Havener - Why Storytelling Matters: Exploring the Power of a Compelling Narrative Dr. Daniel Crosby 00:48:36 In 2010, Stacy Havener founded Havener Capital Partners, an independent third party marketing firm, to provide sales and marketing services to a select group of high quality managers. Well recognized for her expertise in the Registered Investment Advisor and wealth management channel, Stacy has significant experience in product development as well as raising assets through successful distribution strategies. Previously, Stacy was a co-founder of third party marketing firm Candlewood Advisory Partners and worked with institutional marketing firm Arrow Partners. Her career in third party marketing began in 2000 when she joined Sincere & Co., LLC as the first employee. Prior to her 7 years at Sincere, she served as Marketing Manager for Grand Prix Funds (Wilton, CT). In her investment sales career, Stacy has raised over $5 billion dollars. Active in the industry, Stacy is currently on the board of the Third Party Marketers Association (www.3pm.org) after serving as the association President for 6 years. She is also the former chairperson of the Financial Planning Association’s Corporate Resource Counsel. Stacy holds her Series 6, 7, 24, 63, 66, and 79 licenses and is a registered representative of Compass Securities Corporation. She received her Bachelor of Arts in English Literature from Western Connecticut State University, graduating summa cum laude in 1998. Stacy was named to both the NCAA and the GTE/CoSida Academic All-American team for Division III Women’s Soccer and subsequently nominated for NCAA Woman of the Year in 1998. Based in Newport, RI, Stacy balances her career with her love of travel, passion for cooking, and an addiction to crossword puzzles. Tune in to hear: - What role does well-crafted storytelling play in making an effective sale? - Many sales organizations focus around measurable, quantative goals (e.g. how many calls did you make). What might they gain from focusing more on psychological variables, such as “behavioral IQ?” - How do Stacy’s conversations differ from someone further down the adoption bell curve and how does she go about personalizing her communications? - Which of the “Big 5” personality traits might early adopters share? - How is owning up to your quirks a powerful approach, and why are we so scared to do this in a sales context? In 2010, Stacy Havener founded Havener Capital Partners, an independent third party marketing firm, to provide sales and marketing services to a select group of high quality managers. Well recognized for her expertise in the Registered Investment Advisor and wealth management channel, Stacy has significant experience in product development as well as raising assets through successful distribution strategies. Previously, Stacy was a co-founder of third party marketing firm Candlewood Advisory Partners and worked with institutional marketing firm Arrow Partners. Her career in third party marketing began in 2000 when she joined Sincere & Co., LLC as the first employee. Prior to her 7 years at Sincere, she served as Marketing Manager for Grand Prix Funds (Wilton, CT). In her investment sales career, Stacy has raised over $5 billion dollars. Active in the industry, Stacy is currently on the board of the Third Party Marketers Association (www.3pm.org) after serving as the association President for 6 years. She is also the former chairperson of the Financial Planning Association’s Corporate Resource Counsel. Stacy holds her Series 6, 7, 24, 63, 66, and 79 licenses and is a registered representative of Compass Securities Corporation. She received her Bachelor of Arts in English Literature from Western Connecticut State University, graduating summa cum laude in 1998. Stacy was named to both the NCAA and the GTE/CoSida Academic All-American team for Division III Women’s Soccer and subsequently nominated for NCAA Woman of the Year in 1998. Based in Newport, RI, Stacy balances her career with her love of travel, passion for cooking, and an addiction to crossword puzzles. Tune in to hear: - What role does well-crafted storytelling play in making an effective sale? - Many sales organizations focus around measurable, quantative goals (e.g. how many calls did you make). What might they gain from focusing more on psychological variables, such as “behavioral IQ?” - How do Stacy’s conversations differ from someone further down the adoption bell curve and how does she go about personalizing her communications? - Which of the “Big 5” personality traits might early adopters share? - How is owning up to your quirks a powerful approach, and why are we so scared to do this in a sales context? false full 144 tag:soundcloud,2010:tracks/1001726041 Nathan Astle - Building Trust and Support: The Power of Empathy in Advisory Practices Nathan Astle is the founder of Relational Money LLC where he offers training to financial advisors and money coaches on basic financial therapy skills. This will help them be better at their jobs, retain more clients, and improve the quality of care.

Tune in to hear:

  • What are some of the key differences and similarities between financial therapy, clinical psychology and behavioral finance?

  • While we fixate on money and wealth in popular culture and in the media, Americans are also really reluctant to be direct about their personal financial matters. What accounts for this juxtaposition of obsession and secrecy in American financial matters?

  • When considering happiness, we often ascribe money with significance above and beyond the elements of personal success. Why is this the case?

  • What are some common money themes, or “scripts,” that one might find themselves within?

  • If someone identifies a money script, that’s negatively impacting their personal and financial wellbeing, how difficult is it for them to change and how does one go about rewriting a money script that has become engrained?

  • When should one enlist the help of a financial therapist instead of someone with social work or psychology background?

  • Are soft skills more important now than ever before for financial professionals, or is the industry, as a whole, just pulling its head out of the sand?

  • What soft skills are often underdeveloped in the average financial advisor?

  • How do advisors empathize adequately, but not so fully that they are taking it home with them?

  • There’s such a large chasm between knowing the right thing to do and actually doing it.

]]> Tue, 16 Mar 2021 05:00:08 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Nathan Astle is the founder of Relational Money LLC where he offers training to financial advisors and money coaches on basic financial therapy skills. This will help them be better at their jobs, retain more clients, and improve the quality of care.

Tune in to hear:

  • What are some of the key differences and similarities between financial therapy, clinical psychology and behavioral finance?

  • While we fixate on money and wealth in popular culture and in the media, Americans are also really reluctant to be direct about their personal financial matters. What accounts for this juxtaposition of obsession and secrecy in American financial matters?

  • When considering happiness, we often ascribe money with significance above and beyond the elements of personal success. Why is this the case?

  • What are some common money themes, or “scripts,” that one might find themselves within?

  • If someone identifies a money script, that’s negatively impacting their personal and financial wellbeing, how difficult is it for them to change and how does one go about rewriting a money script that has become engrained?

  • When should one enlist the help of a financial therapist instead of someone with social work or psychology background?

  • Are soft skills more important now than ever before for financial professionals, or is the industry, as a whole, just pulling its head out of the sand?

  • What soft skills are often underdeveloped in the average financial advisor?

  • How do advisors empathize adequately, but not so fully that they are taking it home with them?

  • There’s such a large chasm between knowing the right thing to do and actually doing it.

]]> Nathan Astle - Building Trust and Support: The Power of Empathy in Advisory Practices Dr. Daniel Crosby 00:36:14 Nathan Astle is the founder of Relational Money LLC where he offers training to financial advisors and money coaches on basic financial therapy skills. This will help them be better at their jobs, retain more clients, and improve the quality of care. Tune in to hear: - What are some of the key differences and similarities between financial therapy, clinical psychology and behavioral finance? - While we fixate on money and wealth in popular culture and in the media, Americans are also really reluctant to be direct about their personal financial matters. What accounts for this juxtaposition of obsession and secrecy in American financial matters? - When considering happiness, we often ascribe money with significance above and beyond the elements of personal success. Why is this the case? - What are some common money themes, or “scripts,” that one might find themselves within? - If someone identifies a money script, that’s negatively impacting their personal and financial wellbeing, how difficult is it for them to change and how does one go about rewriting a money script that has become engrained? - When should one enlist the help of a financial therapist instead of someone with social work or psychology background? - Are soft skills more important now than ever before for financial professionals, or is the industry, as a whole, just pulling its head out of the sand? - What soft skills are often underdeveloped in the average financial advisor? - How do advisors empathize adequately, but not so fully that they are taking it home with them? - There’s such a large chasm between knowing the right thing to do and actually doing it. Nathan Astle is the founder of Relational Money LLC where he offers training to financial advisors and money coaches on basic financial therapy skills. This will help them be better at their jobs, retain more clients, and improve the quality of care. Tune in to hear: - What are some of the key differences and similarities between financial therapy, clinical psychology and behavioral finance? - While we fixate on money and wealth in popular culture and in the media, Americans are also really reluctant to be direct about their personal financial matters. What accounts for this juxtaposition of obsession and secrecy in American financial matters? - When considering happiness, we often ascribe money with significance above and beyond the elements of personal success. Why is this the case? - What are some common money themes, or “scripts,” that one might find themselves within? - If someone identifies a money script, that’s negatively impacting their personal and financial wellbeing, how difficult is it for them to change and how does one go about rewriting a money script that has become engrained? - When should one enlist the help of a financial therapist instead of someone with social work or psychology background? - Are soft skills more important now than ever before for financial professionals, or is the industry, as a whole, just pulling its head out of the sand? - What soft skills are often underdeveloped in the average financial advisor? - How do advisors empathize adequately, but not so fully that they are taking it home with them? - There’s such a large chasm between knowing the right thing to do and actually doing it. false full 143 tag:soundcloud,2010:tracks/993193267 Tim Holland - Making Sense of the 2020 Market Tim Holland is the Chief Investment Officer at Orion Advisor Solutions, where he oversees the investment management and strategies for Orion Portfolio Solutions and Brinker Capital Investments. Prior to his current role, Tim was the Global Investment Strategist at Brinker Capital where he worked with senior members of the investment team to develop and deliver Brinker Capital’s macroeconomic and capital markets outlook, including the company’s investment views and portfolio positioning. Tim has over 20 years of investment experience. Prior to joining Brinker Capital, Tim was a Portfolio Manager at TAMRO Capital Partners, where he directed overall portfolio construction on two long-only, US equity strategies based on fundamental company and industry analysis and understanding the potential impact of economic, industry, and political trends on portfolio holdings.Tim received his Bachelor of Arts in political science from Drew University. He holds a FINRA Series 65 designation and is a CFA® charterholder. Tim’s investment commentary can be found in various business media, including CNBC, Fox Business, Bloomberg TV, Bloomberg Radio, The Wall Street Journal, Investor’s Business Daily, and Financial Times.

Tune in to hear:

  • Though market performance and the economy aren’t one in the same, and the market is forward looking in nature, it is still surprising how much it rallied in 2020 in spite of the year’s struggles. What sense can we make of this?

  • The Fed and The Federal Government’s response to the pandemic may account for why the market is in the position it is. What do you say to critics of the government’s enormous response?

  • What are Tim’s expectations of the market moving into 2021?

  • What is Tim’s take on emerging markets and international stocks in a post-covid world?

  • Bonds and fixed income used to act as a ballast in one’s portfolio. With their rates so low, and even negative at times, where can we look for a ballast in a portfolio now?

  • What is some behavioral advice for investors living through this taxing moment? What practical steps can they take to ensure they don’t sabotage their investments?

Web: blog.brinkercapital.com

Compliance code: 0691-OAS-02/26/2021

]]> Thu, 11 Mar 2021 06:00:08 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tim Holland is the Chief Investment Officer at Orion Advisor Solutions, where he oversees the investment management and strategies for Orion Portfolio Solutions and Brinker Capital Investments. Prior to his current role, Tim was the Global Investment Strategist at Brinker Capital where he worked with senior members of the investment team to develop and deliver Brinker Capital’s macroeconomic and capital markets outlook, including the company’s investment views and portfolio positioning. Tim has over 20 years of investment experience. Prior to joining Brinker Capital, Tim was a Portfolio Manager at TAMRO Capital Partners, where he directed overall portfolio construction on two long-only, US equity strategies based on fundamental company and industry analysis and understanding the potential impact of economic, industry, and political trends on portfolio holdings.Tim received his Bachelor of Arts in political science from Drew University. He holds a FINRA Series 65 designation and is a CFA® charterholder. Tim’s investment commentary can be found in various business media, including CNBC, Fox Business, Bloomberg TV, Bloomberg Radio, The Wall Street Journal, Investor’s Business Daily, and Financial Times.

Tune in to hear:

  • Though market performance and the economy aren’t one in the same, and the market is forward looking in nature, it is still surprising how much it rallied in 2020 in spite of the year’s struggles. What sense can we make of this?

  • The Fed and The Federal Government’s response to the pandemic may account for why the market is in the position it is. What do you say to critics of the government’s enormous response?

  • What are Tim’s expectations of the market moving into 2021?

  • What is Tim’s take on emerging markets and international stocks in a post-covid world?

  • Bonds and fixed income used to act as a ballast in one’s portfolio. With their rates so low, and even negative at times, where can we look for a ballast in a portfolio now?

  • What is some behavioral advice for investors living through this taxing moment? What practical steps can they take to ensure they don’t sabotage their investments?

Web: blog.brinkercapital.com

Compliance code: 0691-OAS-02/26/2021

]]> Tim Holland - Making Sense of the 2020 Market Dr. Daniel Crosby 00:33:54 Tim Holland is the Chief Investment Officer at Orion Advisor Solutions, where he oversees the investment management and strategies for Orion Portfolio Solutions and Brinker Capital Investments. Prior to his current role, Tim was the Global Investment Strategist at Brinker Capital where he worked with senior members of the investment team to develop and deliver Brinker Capital’s macroeconomic and capital markets outlook, including the company’s investment views and portfolio positioning. Tim has over 20 years of investment experience. Prior to joining Brinker Capital, Tim was a Portfolio Manager at TAMRO Capital Partners, where he directed overall portfolio construction on two long-only, US equity strategies based on fundamental company and industry analysis and understanding the potential impact of economic, industry, and political trends on portfolio holdings.Tim received his Bachelor of Arts in political science from Drew University. He holds a FINRA Series 65 designation and is a CFA® charterholder. Tim’s investment commentary can be found in various business media, including CNBC, Fox Business, Bloomberg TV, Bloomberg Radio, The Wall Street Journal, Investor’s Business Daily, and Financial Times. Tune in to hear: - Though market performance and the economy aren’t one in the same, and the market is forward looking in nature, it is still surprising how much it rallied in 2020 in spite of the year’s struggles. What sense can we make of this? - The Fed and The Federal Government’s response to the pandemic may account for why the market is in the position it is. What do you say to critics of the government’s enormous response? - What are Tim’s expectations of the market moving into 2021? - What is Tim’s take on emerging markets and international stocks in a post-covid world? - Bonds and fixed income used to act as a ballast in one’s portfolio. With their rates so low, and even negative at times, where can we look for a ballast in a portfolio now? - What is some behavioral advice for investors living through this taxing moment? What practical steps can they take to ensure they don’t sabotage their investments? Web: blog.brinkercapital.com Compliance code: 0691-OAS-02/26/2021 Tim Holland is the Chief Investment Officer at Orion Advisor Solutions, where he oversees the investment management and strategies for Orion Portfolio Solutions and Brinker Capital Investments. Prior to his current role, Tim was the Global Investment Strategist at Brinker Capital where he worked with senior members of the investment team to develop and deliver Brinker Capital’s macroeconomic and capital markets outlook, including the company’s investment views and portfolio positioning. Tim has over 20 years of investment experience. Prior to joining Brinker Capital, Tim was a Portfolio Manager at TAMRO Capital Partners, where he directed overall portfolio construction on two long-only, US equity strategies based on fundamental company and industry analysis and understanding the potential impact of economic, industry, and political trends on portfolio holdings.Tim received his Bachelor of Arts in political science from Drew University. He holds a FINRA Series 65 designation and is a CFA® charterholder. Tim’s investment commentary can be found in various business media, including CNBC, Fox Business, Bloomberg TV, Bloomberg Radio, The Wall Street Journal, Investor’s Business Daily, and Financial Times. Tune in to hear: - Though market performance and the economy aren’t one in the same, and the market is forward looking in nature, it is still surprising how much it rallied in 2020 in spite of the year’s struggles. What sense can we make of this? - The Fed and The Federal Government’s response to the pandemic may account for why the market is in the position it is. What do you say to critics of the government’s enormous response? - What are Tim’s expectations of the market moving into 2021? - What is Tim’s take on emerging markets and international stocks in a post-covid world? - Bonds and fixed income used to act as a ballast in one’s portfolio. With their rates so low, and even negative at times, where can we look for a ballast in a portfolio now? - What is some behavioral advice for investors living through this taxing moment? What practical steps can they take to ensure they don’t sabotage their investments? Web: blog.brinkercapital.com Compliance code: 0691-OAS-02/26/2021 false full 142 tag:soundcloud,2010:tracks/992500768 Rusty Vanneman - Why Cautiously Optimistic Thinking Can Lead to Better Decision-Making Rusty Vanneman serves as the Chief Investment Strategist for Orion Advisor Solutions, where he is responsible for overseeing the investment strategies at Orion Portfolio Solutions (turnkey asset management program) and at Orion Advisor Technology (financial technology).

Previously, Rusty was the Chief Investment Officer for Orion Advisor Solutions and prior to that was the President and Chief Investment Officer of CLS Investments.

Before joining Orion in 2012, Rusty served as the Chief Investment Officer and Managing Director for a multi-billion RIA in the greater Boston area. His 11-year tenure at the RIA included a five-year span when the firm was owned by ETRADE Financial where he also served as the Senior Market Strategist for ETRADE Capital. Prior, Rusty was a Senior Analyst at Fidelity Management and Research in Boston. 

Rusty received his Bachelor of Science in Management from Babson College in Wellesley, Massachusetts where he graduated with high distinction. He holds the Chartered Financial Analyst (CFA®) designation and is a member of the CFA Institute. He is also a Chartered Market Technician® (CMT) and is a member of the Market Technician’s Association (MTA). Additionally, Rusty authored the book “Higher Calling: A Guide to Helping Investors Achieve Their Goals,” and was named one of the Top 10 Portfolio Managers to Watch by Money Management Executive in 2017.*

Rusty is also a host of Orion’s The Weighing Machine. https://open.spotify.com/show/7k80G94zq4W2fiAUmsuKAq

*RUSTY VANNEMAN MONEY MANAGEMENT EXECUTIVE AWARD Chief Investment Strategist of Orion Advisor Solutions, Rusty Vanneman, CFA, CMT, was selected as a “Top 10 Fund Managers to Watch” in 2017 by Money Management Executive, while serving as Chief Investment Officer of CLS Investments (CLS), now a division of Brinker Capital Investments, which is a subsidiary of Orion Advisor Solutions. Money Management Executive is an unbiased, third-party publication covering the asset management industry. Money Management Executive chose the list of managers to watch by screening Morningstar data from funds with a single manager, ranked as having the best three-year annualized returns in their respective categories. The list of managers was published March 27, 2017. Money Management Executive is not affiliated with CLS. Ratings and awards may not be representative of any one client’s experience and are not indicative of CLS’s future performance.

The CFA® is a globally respected, graduate-level investment credential established in 1962 and awarded by CFA Institute — the largest global association of investment professionals. To learn more about the CFA charter, visit www.cfainstitute.org.

The CMT Program demonstrates mastery of a core body of knowledge of investment risk in portfolio management. The Chartered Market Technician® (CMT) designation marks the highest education within the discipline and is the preeminent designation for practitioners of technical analysis worldwide. To learn more about the CMT, visit https://cmtassociation.org/.

Tune in to hear:

  • What does the collective mindset of investors look like coming out of such a difficult year?

  • In a time with elevated stock valuations and potentially depressed fixed income returns, should we get a little weird with our asset allocation or stick to a traditional 60/40 portfolio structure?

  • What are some takeaways from Rusty’s investing experience in 2020?

  • What might the future of asset management look like in a landscape where markets are shifting so quickly?

  • How is the process of selecting a good investment akin to the process of finding a good life partner and how is it different?

  • If Orion was a band, what band would they be?

Web: https://open.spotify.com/show/7k80G94zq4W2fiAUmsuKAq

Twitter: @RustyVanneman

Compliance code: 0708-OAS-3/1/2021

]]> Tue, 9 Mar 2021 06:00:08 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Rusty Vanneman serves as the Chief Investment Strategist for Orion Advisor Solutions, where he is responsible for overseeing the investment strategies at Orion Portfolio Solutions (turnkey asset management program) and at Orion Advisor Technology (financial technology).

Previously, Rusty was the Chief Investment Officer for Orion Advisor Solutions and prior to that was the President and Chief Investment Officer of CLS Investments.

Before joining Orion in 2012, Rusty served as the Chief Investment Officer and Managing Director for a multi-billion RIA in the greater Boston area. His 11-year tenure at the RIA included a five-year span when the firm was owned by ETRADE Financial where he also served as the Senior Market Strategist for ETRADE Capital. Prior, Rusty was a Senior Analyst at Fidelity Management and Research in Boston. 

Rusty received his Bachelor of Science in Management from Babson College in Wellesley, Massachusetts where he graduated with high distinction. He holds the Chartered Financial Analyst (CFA®) designation and is a member of the CFA Institute. He is also a Chartered Market Technician® (CMT) and is a member of the Market Technician’s Association (MTA). Additionally, Rusty authored the book “Higher Calling: A Guide to Helping Investors Achieve Their Goals,” and was named one of the Top 10 Portfolio Managers to Watch by Money Management Executive in 2017.*

Rusty is also a host of Orion’s The Weighing Machine. https://open.spotify.com/show/7k80G94zq4W2fiAUmsuKAq

*RUSTY VANNEMAN MONEY MANAGEMENT EXECUTIVE AWARD Chief Investment Strategist of Orion Advisor Solutions, Rusty Vanneman, CFA, CMT, was selected as a “Top 10 Fund Managers to Watch” in 2017 by Money Management Executive, while serving as Chief Investment Officer of CLS Investments (CLS), now a division of Brinker Capital Investments, which is a subsidiary of Orion Advisor Solutions. Money Management Executive is an unbiased, third-party publication covering the asset management industry. Money Management Executive chose the list of managers to watch by screening Morningstar data from funds with a single manager, ranked as having the best three-year annualized returns in their respective categories. The list of managers was published March 27, 2017. Money Management Executive is not affiliated with CLS. Ratings and awards may not be representative of any one client’s experience and are not indicative of CLS’s future performance.

The CFA® is a globally respected, graduate-level investment credential established in 1962 and awarded by CFA Institute — the largest global association of investment professionals. To learn more about the CFA charter, visit www.cfainstitute.org.

The CMT Program demonstrates mastery of a core body of knowledge of investment risk in portfolio management. The Chartered Market Technician® (CMT) designation marks the highest education within the discipline and is the preeminent designation for practitioners of technical analysis worldwide. To learn more about the CMT, visit https://cmtassociation.org/.

Tune in to hear:

  • What does the collective mindset of investors look like coming out of such a difficult year?

  • In a time with elevated stock valuations and potentially depressed fixed income returns, should we get a little weird with our asset allocation or stick to a traditional 60/40 portfolio structure?

  • What are some takeaways from Rusty’s investing experience in 2020?

  • What might the future of asset management look like in a landscape where markets are shifting so quickly?

  • How is the process of selecting a good investment akin to the process of finding a good life partner and how is it different?

  • If Orion was a band, what band would they be?

Web: https://open.spotify.com/show/7k80G94zq4W2fiAUmsuKAq

Twitter: @RustyVanneman

Compliance code: 0708-OAS-3/1/2021

]]> Rusty Vanneman - Why Cautiously Optimistic Thinking Can Lead to Better Decision-Making Dr. Daniel Crosby 00:42:22 Rusty Vanneman serves as the Chief Investment Strategist for Orion Advisor Solutions, where he is responsible for overseeing the investment strategies at Orion Portfolio Solutions (turnkey asset management program) and at Orion Advisor Technology (financial technology). Previously, Rusty was the Chief Investment Officer for Orion Advisor Solutions and prior to that was the President and Chief Investment Officer of CLS Investments. Before joining Orion in 2012, Rusty served as the Chief Investment Officer and Managing Director for a multi-billion RIA in the greater Boston area. His 11-year tenure at the RIA included a five-year span when the firm was owned by E*TRADE Financial where he also served as the Senior Market Strategist for E*TRADE Capital. Prior, Rusty was a Senior Analyst at Fidelity Management and Research in Boston.  Rusty received his Bachelor of Science in Management from Babson College in Wellesley, Massachusetts where he graduated with high distinction. He holds the Chartered Financial Analyst (CFA®) designation and is a member of the CFA Institute. He is also a Chartered Market Technician® (CMT) and is a member of the Market Technician’s Association (MTA). Additionally, Rusty authored the book “Higher Calling: A Guide to Helping Investors Achieve Their Goals,” and was named one of the Top 10 Portfolio Managers to Watch by Money Management Executive in 2017.* Rusty is also a host of Orion’s The Weighing Machine. https://open.spotify.com/show/7k80G94zq4W2fiAUmsuKAq *RUSTY VANNEMAN MONEY MANAGEMENT EXECUTIVE AWARD Chief Investment Strategist of Orion Advisor Solutions, Rusty Vanneman, CFA, CMT, was selected as a “Top 10 Fund Managers to Watch” in 2017 by Money Management Executive, while serving as Chief Investment Officer of CLS Investments (CLS), now a division of Brinker Capital Investments, which is a subsidiary of Orion Advisor Solutions. Money Management Executive is an unbiased, third-party publication covering the asset management industry. Money Management Executive chose the list of managers to watch by screening Morningstar data from funds with a single manager, ranked as having the best three-year annualized returns in their respective categories. The list of managers was published March 27, 2017. Money Management Executive is not affiliated with CLS. Ratings and awards may not be representative of any one client’s experience and are not indicative of CLS’s future performance. The CFA® is a globally respected, graduate-level investment credential established in 1962 and awarded by CFA Institute — the largest global association of investment professionals. To learn more about the CFA charter, visit www.cfainstitute.org. The CMT Program demonstrates mastery of a core body of knowledge of investment risk in portfolio management. The Chartered Market Technician® (CMT) designation marks the highest education within the discipline and is the preeminent designation for practitioners of technical analysis worldwide. To learn more about the CMT, visit https://cmtassociation.org/. Tune in to hear: - What does the collective mindset of investors look like coming out of such a difficult year? - In a time with elevated stock valuations and potentially depressed fixed income returns, should we get a little weird with our asset allocation or stick to a traditional 60/40 portfolio structure? - What are some takeaways from Rusty’s investing experience in 2020? - What might the future of asset management look like in a landscape where markets are shifting so quickly? - How is the process of selecting a good investment akin to the process of finding a good life partner and how is it different? - If Orion was a band, what band would they be? Web: https://open.spotify.com/show/7k80G94zq4W2fiAUmsuKAq Twitter: @RustyVanneman Compliance code: 0708-OAS-3/1/2021 Rusty Vanneman serves as the Chief Investment Strategist for Orion Advisor Solutions, where he is responsible for overseeing the investment strategies at Orion Portfolio Solutions (turnkey asset management program) and at Orion Advisor Technology (financial technology). Previously, Rusty was the Chief Investment Officer for Orion Advisor Solutions and prior to that was the President and Chief Investment Officer of CLS Investments. Before joining Orion in 2012, Rusty served as the Chief Investment Officer and Managing Director for a multi-billion RIA in the greater Boston area. His 11-year tenure at the RIA included a five-year span when the firm was owned by E*TRADE Financial where he also served as the Senior Market Strategist for E*TRADE Capital. Prior, Rusty was a Senior Analyst at Fidelity Management and Research in Boston.  Rusty received his Bachelor of Science in Management from Babson College in Wellesley, Massachusetts where he graduated with high distinction. He holds the Chartered Financial Analyst (CFA®) designation and is a member of the CFA Institute. He is also a Chartered Market Technician® (CMT) and is a member of the Market Technician’s Association (MTA). Additionally, Rusty authored the book “Higher Calling: A Guide to Helping Investors Achieve Their Goals,” and was named one of the Top 10 Portfolio Managers to Watch by Money Management Executive in 2017.* Rusty is also a host of Orion’s The Weighing Machine. https://open.spotify.com/show/7k80G94zq4W2fiAUmsuKAq *RUSTY VANNEMAN MONEY MANAGEMENT EXECUTIVE AWARD Chief Investment Strategist of Orion Advisor Solutions, Rusty Vanneman, CFA, CMT, was selected as a “Top 10 Fund Managers to Watch” in 2017 by Money Management Executive, while serving as Chief Investment Officer of CLS Investments (CLS), now a division of Brinker Capital Investments, which is a subsidiary of Orion Advisor Solutions. Money Management Executive is an unbiased, third-party publication covering the asset management industry. Money Management Executive chose the list of managers to watch by screening Morningstar data from funds with a single manager, ranked as having the best three-year annualized returns in their respective categories. The list of managers was published March 27, 2017. Money Management Executive is not affiliated with CLS. Ratings and awards may not be representative of any one client’s experience and are not indicative of CLS’s future performance. The CFA® is a globally respected, graduate-level investment credential established in 1962 and awarded by CFA Institute — the largest global association of investment professionals. To learn more about the CFA charter, visit www.cfainstitute.org. The CMT Program demonstrates mastery of a core body of knowledge of investment risk in portfolio management. The Chartered Market Technician® (CMT) designation marks the highest education within the discipline and is the preeminent designation for practitioners of technical analysis worldwide. To learn more about the CMT, visit https://cmtassociation.org/. Tune in to hear: - What does the collective mindset of investors look like coming out of such a difficult year? - In a time with elevated stock valuations and potentially depressed fixed income returns, should we get a little weird with our asset allocation or stick to a traditional 60/40 portfolio structure? - What are some takeaways from Rusty’s investing experience in 2020? - What might the future of asset management look like in a landscape where markets are shifting so quickly? - How is the process of selecting a good investment akin to the process of finding a good life partner and how is it different? - If Orion was a band, what band would they be? Web: https://open.spotify.com/show/7k80G94zq4W2fiAUmsuKAq Twitter: @RustyVanneman Compliance code: 0708-OAS-3/1/2021 false full 141 tag:soundcloud,2010:tracks/991565401 Phil Bak - How ETFs Teach Valuable Investment Lessons: A Guide for Beginners and Pros Phil is widely regarded as a thought leader in the asset management industry. As Founder & CEO of Exponential ETFs Phil raised $1.8 Billion in AUM in just over three years after launching the company from scratch. As Managing Director at NYSE Phil exceeded 90% market share of ETF listings. Phil is the author of two patents on innovative ETF structures, has led market structure enhancements that have become industry standard and pioneered new investment strategies into the market. Phil is featured regularly on top-tier media outlets such as the Wall Street Journal, Bloomberg, CNBC, Financial Times and Reuters. Phil holds the Chartered Alternative Investment Analyst (CAIA) designation and is the host of the ETF Experience and the Phil Bak Podcast.

Tune in to hear:

  • Why might the market be rallying in spite of the Coronavirus being worse than ever, unemployment rates at an all time high and political divisiveness is explosive?

  • When is the right time to “check the math” on how enduring a factor is or something like discounted cash flows or fundamental analysis? How do we know when the world may have shifted so fundamentally, that certain market principles are no longer viable?

  • The dangers of tying yourself entirely to quantitative and empirical methods of investing and what role “faith” might play in a successful investment strategy

  • What are some potentially immutable principles of good investing?

  • How humility plays a key role in a sound investment plan, regardless of your preferred approach to investing

  • What are some potential upsides to reverse weighted ETFs?

  • Phil started an ETF shop that he has since exited - what are some of the lessons he learned / takeaways and why does he consider it both a success and a failure?

Web: www.signaladvisors.com
Twitter: @philbak1

Compliance code: 0637-OAS-2/23/2021

]]> Thu, 4 Mar 2021 06:00:02 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Phil is widely regarded as a thought leader in the asset management industry. As Founder & CEO of Exponential ETFs Phil raised $1.8 Billion in AUM in just over three years after launching the company from scratch. As Managing Director at NYSE Phil exceeded 90% market share of ETF listings. Phil is the author of two patents on innovative ETF structures, has led market structure enhancements that have become industry standard and pioneered new investment strategies into the market. Phil is featured regularly on top-tier media outlets such as the Wall Street Journal, Bloomberg, CNBC, Financial Times and Reuters. Phil holds the Chartered Alternative Investment Analyst (CAIA) designation and is the host of the ETF Experience and the Phil Bak Podcast.

Tune in to hear:

  • Why might the market be rallying in spite of the Coronavirus being worse than ever, unemployment rates at an all time high and political divisiveness is explosive?

  • When is the right time to “check the math” on how enduring a factor is or something like discounted cash flows or fundamental analysis? How do we know when the world may have shifted so fundamentally, that certain market principles are no longer viable?

  • The dangers of tying yourself entirely to quantitative and empirical methods of investing and what role “faith” might play in a successful investment strategy

  • What are some potentially immutable principles of good investing?

  • How humility plays a key role in a sound investment plan, regardless of your preferred approach to investing

  • What are some potential upsides to reverse weighted ETFs?

  • Phil started an ETF shop that he has since exited - what are some of the lessons he learned / takeaways and why does he consider it both a success and a failure?

Web: www.signaladvisors.com
Twitter: @philbak1

Compliance code: 0637-OAS-2/23/2021

]]> Phil Bak - How ETFs Teach Valuable Investment Lessons: A Guide for Beginners and Pros Dr. Daniel Crosby 00:40:41 Phil is widely regarded as a thought leader in the asset management industry. As Founder & CEO of Exponential ETFs Phil raised $1.8 Billion in AUM in just over three years after launching the company from scratch. As Managing Director at NYSE Phil exceeded 90% market share of ETF listings. Phil is the author of two patents on innovative ETF structures, has led market structure enhancements that have become industry standard and pioneered new investment strategies into the market. Phil is featured regularly on top-tier media outlets such as the Wall Street Journal, Bloomberg, CNBC, Financial Times and Reuters. Phil holds the Chartered Alternative Investment Analyst (CAIA) designation and is the host of the ETF Experience and the Phil Bak Podcast. Tune in to hear: - Why might the market be rallying in spite of the Coronavirus being worse than ever, unemployment rates at an all time high and political divisiveness is explosive? - When is the right time to “check the math” on how enduring a factor is or something like discounted cash flows or fundamental analysis? How do we know when the world may have shifted so fundamentally, that certain market principles are no longer viable? - The dangers of tying yourself entirely to quantitative and empirical methods of investing and what role “faith” might play in a successful investment strategy - What are some potentially immutable principles of good investing? - How humility plays a key role in a sound investment plan, regardless of your preferred approach to investing - What are some potential upsides to reverse weighted ETFs? - Phil started an ETF shop that he has since exited - what are some of the lessons he learned / takeaways and why does he consider it both a success and a failure? Web: www.signaladvisors.com Twitter: @philbak1 Compliance code: 0637-OAS-2/23/2021 Phil is widely regarded as a thought leader in the asset management industry. As Founder & CEO of Exponential ETFs Phil raised $1.8 Billion in AUM in just over three years after launching the company from scratch. As Managing Director at NYSE Phil exceeded 90% market share of ETF listings. Phil is the author of two patents on innovative ETF structures, has led market structure enhancements that have become industry standard and pioneered new investment strategies into the market. Phil is featured regularly on top-tier media outlets such as the Wall Street Journal, Bloomberg, CNBC, Financial Times and Reuters. Phil holds the Chartered Alternative Investment Analyst (CAIA) designation and is the host of the ETF Experience and the Phil Bak Podcast. Tune in to hear: - Why might the market be rallying in spite of the Coronavirus being worse than ever, unemployment rates at an all time high and political divisiveness is explosive? - When is the right time to “check the math” on how enduring a factor is or something like discounted cash flows or fundamental analysis? How do we know when the world may have shifted so fundamentally, that certain market principles are no longer viable? - The dangers of tying yourself entirely to quantitative and empirical methods of investing and what role “faith” might play in a successful investment strategy - What are some potentially immutable principles of good investing? - How humility plays a key role in a sound investment plan, regardless of your preferred approach to investing - What are some potential upsides to reverse weighted ETFs? - Phil started an ETF shop that he has since exited - what are some of the lessons he learned / takeaways and why does he consider it both a success and a failure? Web: www.signaladvisors.com Twitter: @philbak1 Compliance code: 0637-OAS-2/23/2021 false full 140 tag:soundcloud,2010:tracks/991562584 Hoda Mehr - What’s Next for DIY Trading? A Look into the Future of Independent Investing An economist by trade, Hoda manages her company’s successful flagship portfolio. She also applies behavioral economics, data journalism and storytelling to their product development. Before starting her own company, Hoda worked as a strategist at Sony, Aimia and Symantec. Outside of the world of work, Hoda is a certified wine specialist who loves Rottweilers.

Tune in to hear:

  • What was Hoda’s “aha” moment that lead her to become a Fintech CEO?

  • When did Hoda realize that awareness of behavioral bias is at the heart of sound investment strategies?

  • What are some benefits to keeping an investment journal?

  • If we’re playing devil’s advocate - what might a Fintech, that encouraged the worst possible practices, look like?

  • As technologists, what responsibility do we have to maximize shareholder value vs. maximize value for the larger populace?

  • How can technology be used to help us overcome our worst behavioral impulses?

  • In investment, one can make a terrible decision, based on the information available and probabilities, and still come out on top. How can we entangle, or account for, those who make good decisions and get bad results and those who make bad decisions and get good results?

  • Many active DIY traders show little aptitude in the market and often shoot themselves in the foot. What hope do DIY traders have and why did Hoda decide to focus on this niche within the greater market?

Web: stockcard.io

Compliance code: 0639-OAT-02/23/2021

]]> Tue, 2 Mar 2021 06:00:12 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ An economist by trade, Hoda manages her company’s successful flagship portfolio. She also applies behavioral economics, data journalism and storytelling to their product development. Before starting her own company, Hoda worked as a strategist at Sony, Aimia and Symantec. Outside of the world of work, Hoda is a certified wine specialist who loves Rottweilers.

Tune in to hear:

  • What was Hoda’s “aha” moment that lead her to become a Fintech CEO?

  • When did Hoda realize that awareness of behavioral bias is at the heart of sound investment strategies?

  • What are some benefits to keeping an investment journal?

  • If we’re playing devil’s advocate - what might a Fintech, that encouraged the worst possible practices, look like?

  • As technologists, what responsibility do we have to maximize shareholder value vs. maximize value for the larger populace?

  • How can technology be used to help us overcome our worst behavioral impulses?

  • In investment, one can make a terrible decision, based on the information available and probabilities, and still come out on top. How can we entangle, or account for, those who make good decisions and get bad results and those who make bad decisions and get good results?

  • Many active DIY traders show little aptitude in the market and often shoot themselves in the foot. What hope do DIY traders have and why did Hoda decide to focus on this niche within the greater market?

Web: stockcard.io

Compliance code: 0639-OAT-02/23/2021

]]> Hoda Mehr - What’s Next for DIY Trading? A Look into the Future of Independent Investing Dr. Daniel Crosby 00:47:29 An economist by trade, Hoda manages her company’s successful flagship portfolio. She also applies behavioral economics, data journalism and storytelling to their product development. Before starting her own company, Hoda worked as a strategist at Sony, Aimia and Symantec. Outside of the world of work, Hoda is a certified wine specialist who loves Rottweilers. Tune in to hear: - What was Hoda’s “aha” moment that lead her to become a Fintech CEO? - When did Hoda realize that awareness of behavioral bias is at the heart of sound investment strategies? - What are some benefits to keeping an investment journal? - If we’re playing devil’s advocate - what might a Fintech, that encouraged the worst possible practices, look like? - As technologists, what responsibility do we have to maximize shareholder value vs. maximize value for the larger populace? - How can technology be used to help us overcome our worst behavioral impulses? - In investment, one can make a terrible decision, based on the information available and probabilities, and still come out on top. How can we entangle, or account for, those who make good decisions and get bad results and those who make bad decisions and get good results? - Many active DIY traders show little aptitude in the market and often shoot themselves in the foot. What hope do DIY traders have and why did Hoda decide to focus on this niche within the greater market? Web: stockcard.io Compliance code: 0639-OAT-02/23/2021 An economist by trade, Hoda manages her company’s successful flagship portfolio. She also applies behavioral economics, data journalism and storytelling to their product development. Before starting her own company, Hoda worked as a strategist at Sony, Aimia and Symantec. Outside of the world of work, Hoda is a certified wine specialist who loves Rottweilers. Tune in to hear: - What was Hoda’s “aha” moment that lead her to become a Fintech CEO? - When did Hoda realize that awareness of behavioral bias is at the heart of sound investment strategies? - What are some benefits to keeping an investment journal? - If we’re playing devil’s advocate - what might a Fintech, that encouraged the worst possible practices, look like? - As technologists, what responsibility do we have to maximize shareholder value vs. maximize value for the larger populace? - How can technology be used to help us overcome our worst behavioral impulses? - In investment, one can make a terrible decision, based on the information available and probabilities, and still come out on top. How can we entangle, or account for, those who make good decisions and get bad results and those who make bad decisions and get good results? - Many active DIY traders show little aptitude in the market and often shoot themselves in the foot. What hope do DIY traders have and why did Hoda decide to focus on this niche within the greater market? Web: stockcard.io Compliance code: 0639-OAT-02/23/2021 false full 139 tag:soundcloud,2010:tracks/991338409 Jean-Michel Pailhon - The Case for Crypto: Key Benefits and Risks of Investing in Cryptocurrency Jean-Michel Pailhon is Vice-president at Ledger, the leading company in security solutions for crypto-assets, where he’s heading the company’s product initiatives. He joined Ledger in early 2017 when the company had 20 employees initially leading the finance, strategy and corporate development initiatives. Before that, Jean-Michel spent 15+ years in the financial industry, working for Euronext and then the New York Stock Exchange, where he held various management positions covering finance, strategy, fund management, M&A and IPO. Jean-Michel is a founding member of the French Fintech Startups Association (https://francefintech.org/en/) and is a lecturer in finance and strategy at ESSEC Business School and Pantheon Assas University (France).

Tune in to hear:

  • Why compelling use cases might be more critical than the price action for the healthy growth, and widespread adoption, of bitcoin and other crypto currencies

  • 5 to 10 years from now might volatility in Bitcoin look more like US equities or is it more likely to remain a volatile asset throughout its lifetime?

  • What does Jean-Michel see as the primary use case for Bitcoin?

  • Bitcoin’s slow processing speed is one of its main drawbacks. Might there be something to remedy this, or will Bitcoin always be slow?

  • Bitcoin is the most famous and popular cryptocurrency - is it likely that we will improve upon its design, ultimately being replaced, or is it likely to remain on top in a decade?

  • What are some of the biggest looming threats to the growth of Bitcoin? Are regulatory risks among them?

  • How interconnected are the fates of blockchain technology more broadly and Bitcoin and can one succeed without the other?

  • What is DeFi (Decentralized Finance) and how can it add value?

Compliance code: 0622-OAS-2/22/2021

]]> Thu, 25 Feb 2021 06:00:18 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Jean-Michel Pailhon is Vice-president at Ledger, the leading company in security solutions for crypto-assets, where he’s heading the company’s product initiatives. He joined Ledger in early 2017 when the company had 20 employees initially leading the finance, strategy and corporate development initiatives. Before that, Jean-Michel spent 15+ years in the financial industry, working for Euronext and then the New York Stock Exchange, where he held various management positions covering finance, strategy, fund management, M&A and IPO. Jean-Michel is a founding member of the French Fintech Startups Association (https://francefintech.org/en/) and is a lecturer in finance and strategy at ESSEC Business School and Pantheon Assas University (France).

Tune in to hear:

  • Why compelling use cases might be more critical than the price action for the healthy growth, and widespread adoption, of bitcoin and other crypto currencies

  • 5 to 10 years from now might volatility in Bitcoin look more like US equities or is it more likely to remain a volatile asset throughout its lifetime?

  • What does Jean-Michel see as the primary use case for Bitcoin?

  • Bitcoin’s slow processing speed is one of its main drawbacks. Might there be something to remedy this, or will Bitcoin always be slow?

  • Bitcoin is the most famous and popular cryptocurrency - is it likely that we will improve upon its design, ultimately being replaced, or is it likely to remain on top in a decade?

  • What are some of the biggest looming threats to the growth of Bitcoin? Are regulatory risks among them?

  • How interconnected are the fates of blockchain technology more broadly and Bitcoin and can one succeed without the other?

  • What is DeFi (Decentralized Finance) and how can it add value?

Compliance code: 0622-OAS-2/22/2021

]]> Jean-Michel Pailhon - The Case for Crypto: Key Benefits and Risks of Investing in Cryptocurrency Dr. Daniel Crosby 00:35:10 Jean-Michel Pailhon is Vice-president at Ledger, the leading company in security solutions for crypto-assets, where he’s heading the company’s product initiatives. He joined Ledger in early 2017 when the company had 20 employees initially leading the finance, strategy and corporate development initiatives. Before that, Jean-Michel spent 15+ years in the financial industry, working for Euronext and then the New York Stock Exchange, where he held various management positions covering finance, strategy, fund management, M&A and IPO. Jean-Michel is a founding member of the French Fintech Startups Association (https://francefintech.org/en/) and is a lecturer in finance and strategy at ESSEC Business School and Pantheon Assas University (France). Tune in to hear: - Why compelling use cases might be more critical than the price action for the healthy growth, and widespread adoption, of bitcoin and other crypto currencies - 5 to 10 years from now might volatility in Bitcoin look more like US equities or is it more likely to remain a volatile asset throughout its lifetime? - What does Jean-Michel see as the primary use case for Bitcoin? - Bitcoin’s slow processing speed is one of its main drawbacks. Might there be something to remedy this, or will Bitcoin always be slow? - Bitcoin is the most famous and popular cryptocurrency - is it likely that we will improve upon its design, ultimately being replaced, or is it likely to remain on top in a decade? - What are some of the biggest looming threats to the growth of Bitcoin? Are regulatory risks among them? - How interconnected are the fates of blockchain technology more broadly and Bitcoin and can one succeed without the other? - What is DeFi (Decentralized Finance) and how can it add value? Compliance code: 0622-OAS-2/22/2021 Jean-Michel Pailhon is Vice-president at Ledger, the leading company in security solutions for crypto-assets, where he’s heading the company’s product initiatives. He joined Ledger in early 2017 when the company had 20 employees initially leading the finance, strategy and corporate development initiatives. Before that, Jean-Michel spent 15+ years in the financial industry, working for Euronext and then the New York Stock Exchange, where he held various management positions covering finance, strategy, fund management, M&A and IPO. Jean-Michel is a founding member of the French Fintech Startups Association (https://francefintech.org/en/) and is a lecturer in finance and strategy at ESSEC Business School and Pantheon Assas University (France). Tune in to hear: - Why compelling use cases might be more critical than the price action for the healthy growth, and widespread adoption, of bitcoin and other crypto currencies - 5 to 10 years from now might volatility in Bitcoin look more like US equities or is it more likely to remain a volatile asset throughout its lifetime? - What does Jean-Michel see as the primary use case for Bitcoin? - Bitcoin’s slow processing speed is one of its main drawbacks. Might there be something to remedy this, or will Bitcoin always be slow? - Bitcoin is the most famous and popular cryptocurrency - is it likely that we will improve upon its design, ultimately being replaced, or is it likely to remain on top in a decade? - What are some of the biggest looming threats to the growth of Bitcoin? Are regulatory risks among them? - How interconnected are the fates of blockchain technology more broadly and Bitcoin and can one succeed without the other? - What is DeFi (Decentralized Finance) and how can it add value? Compliance code: 0622-OAS-2/22/2021 false full 138 tag:soundcloud,2010:tracks/991331716 Eric Clarke - How to Drive Better Investor Behavior: Expert Tips for Enhanced Financial Decision Making Eric Clarke serves as CEO for Orion Advisor Solutions (Orion), helping advisory professionals operationalize their vision for success by delivering cutting-edge financial technology and investment management solutions through the organization’s brand entities: Orion Advisor Tech, Orion Portfolio Solutions, CLS Investments and Brinker Capital Investments. Prior to his current role, Eric was the founding CEO of Orion Advisor Tech, which he continues to lead, and previously served as COO for CLS Investments. As an industry-recognized though leader and advocate for advisory professionals, Eric has written numerous articles that have appeared in InvestmentsNews and The Journal of Financial Planning. Eric has received numerous industry awards including ThinkAdvisor’s IA25 in 2012 and 2019, and InvestmentNews’ Icon & Innovators Award in 2019.

Eric earned his Bachelor of Science in Accounting from Brigham Young University and Master of Business Administration from the University of Utah. As an avid runner, Eric uses the solitude of his runs to think through business strategies and plan new scenarios to help advisors increase functional efficiencies and improve their businesses.

Tune in to hear:

  • How Orion grew from a family business in middle America to a huge player in the Fintech space

  • Is asset management a largely solved problem, and where might future innovations take place in the world of asset management?

  • What unique role will the social sciences play in informing investment strategies?

  • What might be the role of advisors in the coming years if investment management is a solved, or at least simplified, problem?

  • In a company with so many moving parts, how does Eric decide where to focus spending to grow?

  • What is an underdog trend in Fintech with lots of potential?

  • Do fintech companies have an ethical obligation to focus on UI that lead to prudent client outcomes?

  • How can CEOs create a culture and maintain both cohesion and influence in the current work from home reality?

Web: www.orion.com

Compliance code: 0613-OAS-2/22/2021

]]> Tue, 23 Feb 2021 16:06:50 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Eric Clarke serves as CEO for Orion Advisor Solutions (Orion), helping advisory professionals operationalize their vision for success by delivering cutting-edge financial technology and investment management solutions through the organization’s brand entities: Orion Advisor Tech, Orion Portfolio Solutions, CLS Investments and Brinker Capital Investments. Prior to his current role, Eric was the founding CEO of Orion Advisor Tech, which he continues to lead, and previously served as COO for CLS Investments. As an industry-recognized though leader and advocate for advisory professionals, Eric has written numerous articles that have appeared in InvestmentsNews and The Journal of Financial Planning. Eric has received numerous industry awards including ThinkAdvisor’s IA25 in 2012 and 2019, and InvestmentNews’ Icon & Innovators Award in 2019.

Eric earned his Bachelor of Science in Accounting from Brigham Young University and Master of Business Administration from the University of Utah. As an avid runner, Eric uses the solitude of his runs to think through business strategies and plan new scenarios to help advisors increase functional efficiencies and improve their businesses.

Tune in to hear:

  • How Orion grew from a family business in middle America to a huge player in the Fintech space

  • Is asset management a largely solved problem, and where might future innovations take place in the world of asset management?

  • What unique role will the social sciences play in informing investment strategies?

  • What might be the role of advisors in the coming years if investment management is a solved, or at least simplified, problem?

  • In a company with so many moving parts, how does Eric decide where to focus spending to grow?

  • What is an underdog trend in Fintech with lots of potential?

  • Do fintech companies have an ethical obligation to focus on UI that lead to prudent client outcomes?

  • How can CEOs create a culture and maintain both cohesion and influence in the current work from home reality?

Web: www.orion.com

Compliance code: 0613-OAS-2/22/2021

]]> Eric Clarke - How to Drive Better Investor Behavior: Expert Tips for Enhanced Financial Decision Making Dr. Daniel Crosby 00:45:42 Eric Clarke serves as CEO for Orion Advisor Solutions (Orion), helping advisory professionals operationalize their vision for success by delivering cutting-edge financial technology and investment management solutions through the organization’s brand entities: Orion Advisor Tech, Orion Portfolio Solutions, CLS Investments and Brinker Capital Investments. Prior to his current role, Eric was the founding CEO of Orion Advisor Tech, which he continues to lead, and previously served as COO for CLS Investments. As an industry-recognized though leader and advocate for advisory professionals, Eric has written numerous articles that have appeared in InvestmentsNews and The Journal of Financial Planning. Eric has received numerous industry awards including ThinkAdvisor’s IA25 in 2012 and 2019, and InvestmentNews’ Icon & Innovators Award in 2019. Eric earned his Bachelor of Science in Accounting from Brigham Young University and Master of Business Administration from the University of Utah. As an avid runner, Eric uses the solitude of his runs to think through business strategies and plan new scenarios to help advisors increase functional efficiencies and improve their businesses. Tune in to hear: - How Orion grew from a family business in middle America to a huge player in the Fintech space - Is asset management a largely solved problem, and where might future innovations take place in the world of asset management? - What unique role will the social sciences play in informing investment strategies? - What might be the role of advisors in the coming years if investment management is a solved, or at least simplified, problem? - In a company with so many moving parts, how does Eric decide where to focus spending to grow? - What is an underdog trend in Fintech with lots of potential? - Do fintech companies have an ethical obligation to focus on UI that lead to prudent client outcomes? - How can CEOs create a culture and maintain both cohesion and influence in the current work from home reality? Web: www.orion.com Compliance code: 0613-OAS-2/22/2021 Eric Clarke serves as CEO for Orion Advisor Solutions (Orion), helping advisory professionals operationalize their vision for success by delivering cutting-edge financial technology and investment management solutions through the organization’s brand entities: Orion Advisor Tech, Orion Portfolio Solutions, CLS Investments and Brinker Capital Investments. Prior to his current role, Eric was the founding CEO of Orion Advisor Tech, which he continues to lead, and previously served as COO for CLS Investments. As an industry-recognized though leader and advocate for advisory professionals, Eric has written numerous articles that have appeared in InvestmentsNews and The Journal of Financial Planning. Eric has received numerous industry awards including ThinkAdvisor’s IA25 in 2012 and 2019, and InvestmentNews’ Icon & Innovators Award in 2019. Eric earned his Bachelor of Science in Accounting from Brigham Young University and Master of Business Administration from the University of Utah. As an avid runner, Eric uses the solitude of his runs to think through business strategies and plan new scenarios to help advisors increase functional efficiencies and improve their businesses. Tune in to hear: - How Orion grew from a family business in middle America to a huge player in the Fintech space - Is asset management a largely solved problem, and where might future innovations take place in the world of asset management? - What unique role will the social sciences play in informing investment strategies? - What might be the role of advisors in the coming years if investment management is a solved, or at least simplified, problem? - In a company with so many moving parts, how does Eric decide where to focus spending to grow? - What is an underdog trend in Fintech with lots of potential? - Do fintech companies have an ethical obligation to focus on UI that lead to prudent client outcomes? - How can CEOs create a culture and maintain both cohesion and influence in the current work from home reality? Web: www.orion.com Compliance code: 0613-OAS-2/22/2021 false full 137 tag:soundcloud,2010:tracks/975302653 Kelly Eng & Lynsey Freeman - The Surprising Truth: How Women Outperform Men in Investment Strategies Tune in to hear:

What are some of the advantages of being a woman that make them uniquely suited to financial advising?

How might some of women’s strengths, when overextended, become weaknesses or impediments to investing?

In spite of women’s outperformance, surveys show that the general public believes men are better money managers. How can the financial industry begin to remedy this misunderstanding?

Women, on average, are less confident in their ability to manage money than men. How can we narrow this confidence gap while still retaining women’s aptitude for care and research in investing?

How can the financial services industry better meet the unique needs of women, both as investors and as clients?

www.westpacwealth.com

]]> Thu, 4 Feb 2021 14:46:17 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

What are some of the advantages of being a woman that make them uniquely suited to financial advising?

How might some of women’s strengths, when overextended, become weaknesses or impediments to investing?

In spite of women’s outperformance, surveys show that the general public believes men are better money managers. How can the financial industry begin to remedy this misunderstanding?

Women, on average, are less confident in their ability to manage money than men. How can we narrow this confidence gap while still retaining women’s aptitude for care and research in investing?

How can the financial services industry better meet the unique needs of women, both as investors and as clients?

www.westpacwealth.com

]]> Kelly Eng & Lynsey Freeman - The Surprising Truth: How Women Outperform Men in Investment Strategies Dr. Daniel Crosby 00:32:37 Kelly is a Wealth Management Advisor at WestPac Wealth Partners. Kelly works with her clients in all aspects of financial wealth advisory including: asset protection, wealth accumulation and financial coordination. Kelly previously worked in Institutional and Portfolio Management. Her experience in the corporate world provided her a deep financial foundation but left her wanting to help people in a more personal way. After some personal experiences, Kelly made the switch to helping individuals, families and business owners and feels deeply rewarded by helping and coaching them onto a better financial path. Kelly graduated from Cornell University with a degree in Business Management. She has her CFA Designation, Investment, Life and Health licenses. In her free time, you will find her eating all types of cuisines, traveling domestically and internationally, spending time with family and friends and dancing salsa. Lynsey Freeman’s passion is to teach her clients the art of money management - how to protect it, save it, invest it, spend it wisely and enjoy it through every stage of life. She provides a simple yet highly effective method of approaching finance - in a fun, personalized, compassionate, relatable and realistic way. Lynsey is a Managing Director at WestPac Wealth Partners based out of the Las Vegas office. She was born and raised in Las Vegas, Nevada and later finished her Bachelor’s Degree in Business Finance from the University of Nevada, Las Vegas. In addition to her career, Lynsey is focused on putting her passions and skills to good use by supporting local organizations and projects. In her spare time, you can find her on the golf course, yoga studio or spending time with her puppies. Kelly is a Wealth Management Advisor at WestPac Wealth Partners. Kelly works with her clients in all aspects of financial wealth advisory including: asset protection, wealth accumulation and financial coordination. Kelly previously worked in Institutional and Portfolio Management. Her experience in the corporate world provided her a deep financial foundation but left her wanting to help people in a more personal way. After some personal experiences, Kelly made the switch to helping individuals, families and business owners and feels deeply rewarded by helping and coaching them onto a better financial path. Kelly graduated from Cornell University with a degree in Business Management. She has her CFA Designation, Investment, Life and Health licenses. In her free time, you will find her eating all types of cuisines, traveling domestically and internationally, spending time with family and friends and dancing salsa. Lynsey Freeman’s passion is to teach her clients the art of money management - how to protect it, save it, invest it, spend it wisely and enjoy it through every stage of life. She provides a simple yet highly effective method of approaching finance - in a fun, personalized, compassionate, relatable and realistic way. Lynsey is a Managing Director at WestPac Wealth Partners based out of the Las Vegas office. She was born and raised in Las Vegas, Nevada and later finished her Bachelor’s Degree in Business Finance from the University of Nevada, Las Vegas. In addition to her career, Lynsey is focused on putting her passions and skills to good use by supporting local organizations and projects. In her spare time, you can find her on the golf course, yoga studio or spending time with her puppies. false full 136 tag:soundcloud,2010:tracks/946449031 Chau Lai - How to Become More Human: Unlocking Your Full Potential Tune in to hear:

How to keep your clients grounded in the present while making space for dreaming about future possibilities?

Some takeaways from someone who grew up with conflicting money scripts / parental examples

Ways we can become self-aware of detrimental financial habits that we take for granted

Should financial professionals be candid about their personal history and relationship to finance or might this hinder their ability to serve their clients’ interests?

Are financial professionals trending towards a more holistic, personalized approach to wellness?

Ways in which financial professionals can compete with machine learning and AI
www.chaulai.com

]]> Thu, 28 Jan 2021 06:00:17 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

How to keep your clients grounded in the present while making space for dreaming about future possibilities?

Some takeaways from someone who grew up with conflicting money scripts / parental examples

Ways we can become self-aware of detrimental financial habits that we take for granted

Should financial professionals be candid about their personal history and relationship to finance or might this hinder their ability to serve their clients’ interests?

Are financial professionals trending towards a more holistic, personalized approach to wellness?

Ways in which financial professionals can compete with machine learning and AI
www.chaulai.com

]]> Chau Lai - How to Become More Human: Unlocking Your Full Potential Dr. Daniel Crosby 00:54:08 Chau Lai first found her passion for finance as an Economics Major at the University of California San Diego. At the advice of her professors to “invest early,” Chau pooled her savings to invest half and the rest independently at the age of 17. Real-world experiences and early childhood struggles taught Chau important lessons regarding building and preserving wealth. They inspired her to craft her own unique investing methodology and personally redefine the meaning of success. She established her business in June 1997. Since then, she has enjoyed working with accomplished business owners and their families to create legacy and help protect wealth for future generations. Her progressive mindset and strong work ethic provide focus and direction for her clients to help accomplish their financial goals with an emphasis on wellness and balance. Chau helps her clients find their true purpose for money and to redefine the meaning of success. Chau Lai first found her passion for finance as an Economics Major at the University of California San Diego. At the advice of her professors to “invest early,” Chau pooled her savings to invest half and the rest independently at the age of 17. Real-world experiences and early childhood struggles taught Chau important lessons regarding building and preserving wealth. They inspired her to craft her own unique investing methodology and personally redefine the meaning of success. She established her business in June 1997. Since then, she has enjoyed working with accomplished business owners and their families to create legacy and help protect wealth for future generations. Her progressive mindset and strong work ethic provide focus and direction for her clients to help accomplish their financial goals with an emphasis on wellness and balance. Chau helps her clients find their true purpose for money and to redefine the meaning of success. false full 135 tag:soundcloud,2010:tracks/955510747 Samantha Russell - The Power of Purpose-Driven Marketing: Creating a Better World Together Samantha Russell is the Chief Marketing & Business Development Officer at Twenty Over Ten. Utilizing her background in Public Relations, Marketing and Client Relations, Sam focuses on helping new clients understand the value of their online presence and connecting them with the marketing tools and digital solutions they need to effectively manage their brand. Samantha was featured on Wealth Management’s “10 to Watch” and Investment News “40 Under 40” 2020 lists. Apart from her job, Sam enjoys cooking, running, hosting dinner parties and keeping up with her favorite podcasts - This American Life, Radiolab and Serial.

Tune in to hear:

  • Do marketers have an ethical obligation to use their powers for good?

  • What is social marketing and what are some ways it can educate + help create a better world?

  • What are some of the “pillars of success” shared by many timeless marketing campaigns?

  • How true is the contemporary adage that “everyone is a brand?” If this holds true, how do we balance this reality with authenticity and candor?

  • Are brands framing themselves more like personalities or trying to humanize themselves? How can brands navigate the thin line between being topical + seizing a moment vs. abusing their influence and taking advantage of a bad situation?

  • What are the upsides and drawbacks to brands taking a particular political stance?

www.twitter.com/samanthatwenty

www.linkedin.com/in/samanthacrussell

blog.twentyoverten.com

]]> Tue, 26 Jan 2021 07:00:07 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Samantha Russell is the Chief Marketing & Business Development Officer at Twenty Over Ten. Utilizing her background in Public Relations, Marketing and Client Relations, Sam focuses on helping new clients understand the value of their online presence and connecting them with the marketing tools and digital solutions they need to effectively manage their brand. Samantha was featured on Wealth Management’s “10 to Watch” and Investment News “40 Under 40” 2020 lists. Apart from her job, Sam enjoys cooking, running, hosting dinner parties and keeping up with her favorite podcasts - This American Life, Radiolab and Serial.

Tune in to hear:

  • Do marketers have an ethical obligation to use their powers for good?

  • What is social marketing and what are some ways it can educate + help create a better world?

  • What are some of the “pillars of success” shared by many timeless marketing campaigns?

  • How true is the contemporary adage that “everyone is a brand?” If this holds true, how do we balance this reality with authenticity and candor?

  • Are brands framing themselves more like personalities or trying to humanize themselves? How can brands navigate the thin line between being topical + seizing a moment vs. abusing their influence and taking advantage of a bad situation?

  • What are the upsides and drawbacks to brands taking a particular political stance?

www.twitter.com/samanthatwenty

www.linkedin.com/in/samanthacrussell

blog.twentyoverten.com

]]> Samantha Russell - The Power of Purpose-Driven Marketing: Creating a Better World Together Dr. Daniel Crosby 00:42:40 Samantha Russell is the Chief Marketing & Business Development Officer at Twenty Over Ten. Utilizing her background in Public Relations, Marketing and Client Relations, Sam focuses on helping new clients understand the value of their online presence and connecting them with the marketing tools and digital solutions they need to effectively manage their brand. Samantha was featured on Wealth Management’s “10 to Watch” and Investment News “40 Under 40” 2020 lists. Apart from her job, Sam enjoys cooking, running, hosting dinner parties and keeping up with her favorite podcasts - This American Life, Radiolab and Serial. Tune in to hear: - Do marketers have an ethical obligation to use their powers for good? - What is social marketing and what are some ways it can educate + help create a better world? - What are some of the “pillars of success” shared by many timeless marketing campaigns? - How true is the contemporary adage that “everyone is a brand?” If this holds true, how do we balance this reality with authenticity and candor? - Are brands framing themselves more like personalities or trying to humanize themselves? How can brands navigate the thin line between being topical + seizing a moment vs. abusing their influence and taking advantage of a bad situation? - What are the upsides and drawbacks to brands taking a particular political stance? www.twitter.com/samanthatwenty www.linkedin.com/in/samanthacrussell blog.twentyoverten.com Samantha Russell is the Chief Marketing & Business Development Officer at Twenty Over Ten. Utilizing her background in Public Relations, Marketing and Client Relations, Sam focuses on helping new clients understand the value of their online presence and connecting them with the marketing tools and digital solutions they need to effectively manage their brand. Samantha was featured on Wealth Management’s “10 to Watch” and Investment News “40 Under 40” 2020 lists. Apart from her job, Sam enjoys cooking, running, hosting dinner parties and keeping up with her favorite podcasts - This American Life, Radiolab and Serial. Tune in to hear: - Do marketers have an ethical obligation to use their powers for good? - What is social marketing and what are some ways it can educate + help create a better world? - What are some of the “pillars of success” shared by many timeless marketing campaigns? - How true is the contemporary adage that “everyone is a brand?” If this holds true, how do we balance this reality with authenticity and candor? - Are brands framing themselves more like personalities or trying to humanize themselves? How can brands navigate the thin line between being topical + seizing a moment vs. abusing their influence and taking advantage of a bad situation? - What are the upsides and drawbacks to brands taking a particular political stance? www.twitter.com/samanthatwenty www.linkedin.com/in/samanthacrussell blog.twentyoverten.com false full 134 tag:soundcloud,2010:tracks/916228334 Nick Saleem - Immigrants + Finance (Pt. Three) Tune in to hear:

What are some of the unique fiscal or emotional challenges immigrants sometimes face?

Nick’s perspective, as an immigrant, on “The American Dream”

Why immigrants are often more inclined to entrepreneurial ventures than people born in the US

Are there structural or systemic reasons why immigrants are often kept from more traditional forms of employment, choosing instead to forge their own path?

How financial professionals can help clients balance financial best practices with their specific cultural sensitivities

What are some unique challenges immigrant families face in becoming financially independent?

What habits does Nick see in his immigrant clients that might strengthen the broader American money culture?

Web: www.unitedwealthllc.com

]]> Thu, 19 Nov 2020 06:00:01 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

What are some of the unique fiscal or emotional challenges immigrants sometimes face?

Nick’s perspective, as an immigrant, on “The American Dream”

Why immigrants are often more inclined to entrepreneurial ventures than people born in the US

Are there structural or systemic reasons why immigrants are often kept from more traditional forms of employment, choosing instead to forge their own path?

How financial professionals can help clients balance financial best practices with their specific cultural sensitivities

What are some unique challenges immigrant families face in becoming financially independent?

What habits does Nick see in his immigrant clients that might strengthen the broader American money culture?

Web: www.unitedwealthllc.com

]]> Nick Saleem - Immigrants + Finance (Pt. Three) Dr. Daniel Crosby 00:30:43 Nick Saleem is the Co-Founder of United Wealth Group and has been in the Financial Services Business since 1997. Nick focuses his practice around the Medical and Physician market and specializes in retirement and estate planning, insurance and employee benefit plans. Nick currently works with over 500 clients, and he is passionate about creating innovative solutions which fit their individual needs. Nick Saleem is the Co-Founder of United Wealth Group and has been in the Financial Services Business since 1997. Nick focuses his practice around the Medical and Physician market and specializes in retirement and estate planning, insurance and employee benefit plans. Nick currently works with over 500 clients, and he is passionate about creating innovative solutions which fit their individual needs. false full 133 tag:soundcloud,2010:tracks/912801112 Maddie Quinlan - Unearthing and Sculpting the Self: Mastering the Process of Inner Evolution Maddie has a Masters in Behavioral Science from the London School of Economics. She is the co-founder and director of Salient, which is a behavioral science consultancy, and she is head of membership at the newly formed Global Association of Applied Behavioral Scientists. Maddie also enjoys teaching yoga whenever she can.

Tune in to hear:

  • Western philosophy tends to think of the self as static and immutable, while Eastern philosophy thinks about the self in more contextual ways. Which conception of self is most conducive to self-growth or are there positive takeaways from both perspectives?

  • In existential philosophy there is a thought that existence precedes essence. In practice, does it seem like we unearth a “true” self that has always been there, or do we shape and define our selves as we move through live?

  • How do we scrape away the behavioral biases that keep us from seeing who we really are?

  • Behavioral biases do serve a positive purpose when they aren’t over extended; they protect our ego and help us be self-confident. As we start to chip away at these, to get a more honest picture of our self, how do we push through the discomfort and desire to retreat from the uncomfortable truths we discover?

  • What roles do others play in the road to self-discovery and what are some hallmark characteristics of someone in one’s life that can help them better understand themselves?

  • Ideally one’s personality would inform the type of work they do, but is this a privilege that few can enjoy or is this in grasp for most people?

  • How can one balance a desire to make systemic, global change and the equally important role of making micro resolutions that help those who are geographically and emotionally closest?

#Maddie Quinlan #Existentialism #Existential Philosophy #Logical Fallacy #Logical Fallacies #Biases #Availability Bias #Self #The Self #Cognitive Biases

Twitter: @maddiequinlan
Web: www.thisissalient.com

]]> Thu, 29 Oct 2020 05:00:04 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Maddie has a Masters in Behavioral Science from the London School of Economics. She is the co-founder and director of Salient, which is a behavioral science consultancy, and she is head of membership at the newly formed Global Association of Applied Behavioral Scientists. Maddie also enjoys teaching yoga whenever she can.

Tune in to hear:

  • Western philosophy tends to think of the self as static and immutable, while Eastern philosophy thinks about the self in more contextual ways. Which conception of self is most conducive to self-growth or are there positive takeaways from both perspectives?

  • In existential philosophy there is a thought that existence precedes essence. In practice, does it seem like we unearth a “true” self that has always been there, or do we shape and define our selves as we move through live?

  • How do we scrape away the behavioral biases that keep us from seeing who we really are?

  • Behavioral biases do serve a positive purpose when they aren’t over extended; they protect our ego and help us be self-confident. As we start to chip away at these, to get a more honest picture of our self, how do we push through the discomfort and desire to retreat from the uncomfortable truths we discover?

  • What roles do others play in the road to self-discovery and what are some hallmark characteristics of someone in one’s life that can help them better understand themselves?

  • Ideally one’s personality would inform the type of work they do, but is this a privilege that few can enjoy or is this in grasp for most people?

  • How can one balance a desire to make systemic, global change and the equally important role of making micro resolutions that help those who are geographically and emotionally closest?

#Maddie Quinlan #Existentialism #Existential Philosophy #Logical Fallacy #Logical Fallacies #Biases #Availability Bias #Self #The Self #Cognitive Biases

Twitter: @maddiequinlan
Web: www.thisissalient.com

]]> Maddie Quinlan - Unearthing and Sculpting the Self: Mastering the Process of Inner Evolution Dr. Daniel Crosby 00:57:06 Maddie has a Masters in Behavioral Science from the London School of Economics. She is the co-founder and director of Salient, which is a behavioral science consultancy, and she is head of membership at the newly formed Global Association of Applied Behavioral Scientists. Maddie also enjoys teaching yoga whenever she can. Tune in to hear: - Western philosophy tends to think of the self as static and immutable, while Eastern philosophy thinks about the self in more contextual ways. Which conception of self is most conducive to self-growth or are there positive takeaways from both perspectives? - In existential philosophy there is a thought that existence precedes essence. In practice, does it seem like we unearth a “true” self that has always been there, or do we shape and define our selves as we move through live? - How do we scrape away the behavioral biases that keep us from seeing who we really are? - Behavioral biases do serve a positive purpose when they aren’t over extended; they protect our ego and help us be self-confident. As we start to chip away at these, to get a more honest picture of our self, how do we push through the discomfort and desire to retreat from the uncomfortable truths we discover? - What roles do others play in the road to self-discovery and what are some hallmark characteristics of someone in one’s life that can help them better understand themselves? - Ideally one’s personality would inform the type of work they do, but is this a privilege that few can enjoy or is this in grasp for most people? - How can one balance a desire to make systemic, global change and the equally important role of making micro resolutions that help those who are geographically and emotionally closest? #Maddie Quinlan #Existentialism #Existential Philosophy #Logical Fallacy #Logical Fallacies #Biases #Availability Bias #Self #The Self #Cognitive Biases Twitter: @maddiequinlan Web: www.thisissalient.com Maddie has a Masters in Behavioral Science from the London School of Economics. She is the co-founder and director of Salient, which is a behavioral science consultancy, and she is head of membership at the newly formed Global Association of Applied Behavioral Scientists. Maddie also enjoys teaching yoga whenever she can. Tune in to hear: - Western philosophy tends to think of the self as static and immutable, while Eastern philosophy thinks about the self in more contextual ways. Which conception of self is most conducive to self-growth or are there positive takeaways from both perspectives? - In existential philosophy there is a thought that existence precedes essence. In practice, does it seem like we unearth a “true” self that has always been there, or do we shape and define our selves as we move through live? - How do we scrape away the behavioral biases that keep us from seeing who we really are? - Behavioral biases do serve a positive purpose when they aren’t over extended; they protect our ego and help us be self-confident. As we start to chip away at these, to get a more honest picture of our self, how do we push through the discomfort and desire to retreat from the uncomfortable truths we discover? - What roles do others play in the road to self-discovery and what are some hallmark characteristics of someone in one’s life that can help them better understand themselves? - Ideally one’s personality would inform the type of work they do, but is this a privilege that few can enjoy or is this in grasp for most people? - How can one balance a desire to make systemic, global change and the equally important role of making micro resolutions that help those who are geographically and emotionally closest? #Maddie Quinlan #Existentialism #Existential Philosophy #Logical Fallacy #Logical Fallacies #Biases #Availability Bias #Self #The Self #Cognitive Biases Twitter: @maddiequinlan Web: www.thisissalient.com false full 132 tag:soundcloud,2010:tracks/895719697 Maxine Gray - Why Sustainable Investing is the Future: How to Invest Responsibly and Make a Positive Change Maxine Gray is the Business Strategy Development and Implementation Manager at Investec Wealth, South Africa. She is an ambassador for the United Nations Global Compact of young SDG innovators. Maxine has also been a board member of imagine.nation (NPO) since 2015, and she is the founder of Winter Warmer drive (2010-2020), helping over 20,000 people keep warm during winter.

Tune in to hear:

  • What are the UN’s sustainable development goals and how do they relate to investing and business?

  • How did the UN settle on goals which were unanimously approved by all member nations?

  • There are, of course, ethical and personal reasons to run a company that is generous and environmentally sustainable, but are there financially-motivated reasons as well?

  • What are the differences between shareholder capitalism and stakeholder capitalism and how might these approaches coexist?

  • Why environmental concerns are finally being considered legitimate risks to business

  • How the “sdgs” are interconnected and why focusing on one will improve others

LinkedIn: https://www.linkedin.com/in/maxine-gray-18924367/?originalSubdomain=za

]]> Thu, 15 Oct 2020 05:00:04 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Maxine Gray is the Business Strategy Development and Implementation Manager at Investec Wealth, South Africa. She is an ambassador for the United Nations Global Compact of young SDG innovators. Maxine has also been a board member of imagine.nation (NPO) since 2015, and she is the founder of Winter Warmer drive (2010-2020), helping over 20,000 people keep warm during winter.

Tune in to hear:

  • What are the UN’s sustainable development goals and how do they relate to investing and business?

  • How did the UN settle on goals which were unanimously approved by all member nations?

  • There are, of course, ethical and personal reasons to run a company that is generous and environmentally sustainable, but are there financially-motivated reasons as well?

  • What are the differences between shareholder capitalism and stakeholder capitalism and how might these approaches coexist?

  • Why environmental concerns are finally being considered legitimate risks to business

  • How the “sdgs” are interconnected and why focusing on one will improve others

LinkedIn: https://www.linkedin.com/in/maxine-gray-18924367/?originalSubdomain=za

]]> Maxine Gray - Why Sustainable Investing is the Future: How to Invest Responsibly and Make a Positive Change Dr. Daniel Crosby 00:42:01 Maxine Gray is the Business Strategy Development and Implementation Manager at Investec Wealth, South Africa. She is an ambassador for the United Nations Global Compact of young SDG innovators. Maxine has also been a board member of imagine.nation (NPO) since 2015, and she is the founder of Winter Warmer drive (2010-2020), helping over 20,000 people keep warm during winter. Tune in to hear: - What are the UN’s sustainable development goals and how do they relate to investing and business? - How did the UN settle on goals which were unanimously approved by all member nations? - There are, of course, ethical and personal reasons to run a company that is generous and environmentally sustainable, but are there financially-motivated reasons as well? - What are the differences between shareholder capitalism and stakeholder capitalism and how might these approaches coexist? - Why environmental concerns are finally being considered legitimate risks to business - How the “sdgs” are interconnected and why focusing on one will improve others LinkedIn: https://www.linkedin.com/in/maxine-gray-18924367/?originalSubdomain=za Maxine Gray is the Business Strategy Development and Implementation Manager at Investec Wealth, South Africa. She is an ambassador for the United Nations Global Compact of young SDG innovators. Maxine has also been a board member of imagine.nation (NPO) since 2015, and she is the founder of Winter Warmer drive (2010-2020), helping over 20,000 people keep warm during winter. Tune in to hear: - What are the UN’s sustainable development goals and how do they relate to investing and business? - How did the UN settle on goals which were unanimously approved by all member nations? - There are, of course, ethical and personal reasons to run a company that is generous and environmentally sustainable, but are there financially-motivated reasons as well? - What are the differences between shareholder capitalism and stakeholder capitalism and how might these approaches coexist? - Why environmental concerns are finally being considered legitimate risks to business - How the “sdgs” are interconnected and why focusing on one will improve others LinkedIn: https://www.linkedin.com/in/maxine-gray-18924367/?originalSubdomain=za false full 131 tag:soundcloud,2010:tracks/895589488 Jess Von Bank - The Evolution of Work in the Post-COVID Era: Challenges and Opportunities for Businesses Jess Von Bank (also known as JVB) is the head of marketing at Leapgen and the founder of the global world of work community Now of Work. JVB is proficient with, and passionate about, HR tech and connecting talent to opportunity. She lives in Minneapolis, MN with her three daughters and enjoys obstacle races and dark chocolate.

Tune in to hear:

  • What are potential long-term changes to the world of work as a result of the massive spike in unemployment?

  • How freelance and contract work can be mutually beneficial for organizations and individuals, allowing them to stay nimble, in a volatile economy

  • How we can rethink the compensation of contract workers to make it more personal, give them more financial security and to maintain a competitive edge with traditional employment opportunities

  • What’s a concrete example of a company that has implemented a thoughtful, more personalized approach to compensation and benefits for their contract workers?

  • What are potential forms of compensation that focus on humanistic, wellness-oriented concerns over fiscal concerns?

  • Some practical tips for those looking for employment in a time when so many people are unemployed

  • Why employers need to look at character and capabilities over hard, measurable experience when hiring new talent

  • Ways those who have stayed employed can act as a bridge and advocate for friends and loved ones looking for work

  • Some of the pros and cons of the work from home reality we are living in

Web: https://www.nowofwork.com
Twitter: @jessvonbank

]]> Thu, 1 Oct 2020 05:00:14 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Jess Von Bank (also known as JVB) is the head of marketing at Leapgen and the founder of the global world of work community Now of Work. JVB is proficient with, and passionate about, HR tech and connecting talent to opportunity. She lives in Minneapolis, MN with her three daughters and enjoys obstacle races and dark chocolate.

Tune in to hear:

  • What are potential long-term changes to the world of work as a result of the massive spike in unemployment?

  • How freelance and contract work can be mutually beneficial for organizations and individuals, allowing them to stay nimble, in a volatile economy

  • How we can rethink the compensation of contract workers to make it more personal, give them more financial security and to maintain a competitive edge with traditional employment opportunities

  • What’s a concrete example of a company that has implemented a thoughtful, more personalized approach to compensation and benefits for their contract workers?

  • What are potential forms of compensation that focus on humanistic, wellness-oriented concerns over fiscal concerns?

  • Some practical tips for those looking for employment in a time when so many people are unemployed

  • Why employers need to look at character and capabilities over hard, measurable experience when hiring new talent

  • Ways those who have stayed employed can act as a bridge and advocate for friends and loved ones looking for work

  • Some of the pros and cons of the work from home reality we are living in

Web: https://www.nowofwork.com
Twitter: @jessvonbank

]]> Jess Von Bank - The Evolution of Work in the Post-COVID Era: Challenges and Opportunities for Businesses Dr. Daniel Crosby 00:45:37 Jess Von Bank (also known as JVB) is the head of marketing at Leapgen and the founder of the global world of work community Now of Work. JVB is proficient with, and passionate about, HR tech and connecting talent to opportunity. She lives in Minneapolis, MN with her three daughters and enjoys obstacle races and dark chocolate. Tune in to hear: - What are potential long-term changes to the world of work as a result of the massive spike in unemployment? - How freelance and contract work can be mutually beneficial for organizations and individuals, allowing them to stay nimble, in a volatile economy - How we can rethink the compensation of contract workers to make it more personal, give them more financial security and to maintain a competitive edge with traditional employment opportunities - What’s a concrete example of a company that has implemented a thoughtful, more personalized approach to compensation and benefits for their contract workers? - What are potential forms of compensation that focus on humanistic, wellness-oriented concerns over fiscal concerns? - Some practical tips for those looking for employment in a time when so many people are unemployed - Why employers need to look at character and capabilities over hard, measurable experience when hiring new talent - Ways those who have stayed employed can act as a bridge and advocate for friends and loved ones looking for work - Some of the pros and cons of the work from home reality we are living in Web: https://www.nowofwork.com Twitter: @jessvonbank Jess Von Bank (also known as JVB) is the head of marketing at Leapgen and the founder of the global world of work community Now of Work. JVB is proficient with, and passionate about, HR tech and connecting talent to opportunity. She lives in Minneapolis, MN with her three daughters and enjoys obstacle races and dark chocolate. Tune in to hear: - What are potential long-term changes to the world of work as a result of the massive spike in unemployment? - How freelance and contract work can be mutually beneficial for organizations and individuals, allowing them to stay nimble, in a volatile economy - How we can rethink the compensation of contract workers to make it more personal, give them more financial security and to maintain a competitive edge with traditional employment opportunities - What’s a concrete example of a company that has implemented a thoughtful, more personalized approach to compensation and benefits for their contract workers? - What are potential forms of compensation that focus on humanistic, wellness-oriented concerns over fiscal concerns? - Some practical tips for those looking for employment in a time when so many people are unemployed - Why employers need to look at character and capabilities over hard, measurable experience when hiring new talent - Ways those who have stayed employed can act as a bridge and advocate for friends and loved ones looking for work - Some of the pros and cons of the work from home reality we are living in Web: https://www.nowofwork.com Twitter: @jessvonbank false full 130 tag:soundcloud,2010:tracks/759010378 Roger Whitney - The Agile Methodology Explained: Benefits, Principles and Best Practices Roger is the host of the Retirement Answer Man podcast and Roger That! YouTube series where he helps hundreds of clients secure their ideal retirements. He has worked as a CFP for more than 25 years and is passionate about making sure people are prepared for retirement while living their best lives along the way. He authored the book Rock Retirement: A Simple Guide to Help You Take Back Control and Be More Optimistic About the Future, and he is an instructor for the CFP program at The University of Texas Arlington. Roger enjoys spending time with his family, mountain biking, walking his Great Dane and playing board games.

Tune in to hear:

  • How to apply “Agile methodology” from software development to the financial services industry

  • How to get people to accept uncertainty when we are hard-wired to hate it

  • If representatives should play a role in clarifying clients' true values, motivations and goals

  • How prioritization can really strengthen a financial plan and the client's ability to stay on track with their financial goals

  • How the average person can make their financial life more resilient to unexpected circumstances

  • One of the biggest retirement mistakes most people make

Web - www.rogerwhitney.com

]]> Thu, 17 Sep 2020 05:00:08 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Roger is the host of the Retirement Answer Man podcast and Roger That! YouTube series where he helps hundreds of clients secure their ideal retirements. He has worked as a CFP for more than 25 years and is passionate about making sure people are prepared for retirement while living their best lives along the way. He authored the book Rock Retirement: A Simple Guide to Help You Take Back Control and Be More Optimistic About the Future, and he is an instructor for the CFP program at The University of Texas Arlington. Roger enjoys spending time with his family, mountain biking, walking his Great Dane and playing board games.

Tune in to hear:

  • How to apply “Agile methodology” from software development to the financial services industry

  • How to get people to accept uncertainty when we are hard-wired to hate it

  • If representatives should play a role in clarifying clients' true values, motivations and goals

  • How prioritization can really strengthen a financial plan and the client's ability to stay on track with their financial goals

  • How the average person can make their financial life more resilient to unexpected circumstances

  • One of the biggest retirement mistakes most people make

Web - www.rogerwhitney.com

]]> Roger Whitney - The Agile Methodology Explained: Benefits, Principles and Best Practices Dr. Daniel Crosby 00:35:25 Roger is the host of the Retirement Answer Man podcast and Roger That! YouTube series where he helps hundreds of clients secure their ideal retirements. He has worked as a CFP for more than 25 years and is passionate about making sure people are prepared for retirement while living their best lives along the way. He authored the book Rock Retirement: A Simple Guide to Help You Take Back Control and Be More Optimistic About the Future, and he is an instructor for the CFP program at The University of Texas Arlington. Roger enjoys spending time with his family, mountain biking, walking his Great Dane and playing board games. Tune in to hear: - How to apply “Agile methodology” from software development to the financial services industry - How to get people to accept uncertainty when we are hard-wired to hate it - If representatives should play a role in clarifying clients' true values, motivations and goals - How prioritization can really strengthen a financial plan and the client's ability to stay on track with their financial goals - How the average person can make their financial life more resilient to unexpected circumstances - One of the biggest retirement mistakes most people make Web - www.rogerwhitney.com Roger is the host of the Retirement Answer Man podcast and Roger That! YouTube series where he helps hundreds of clients secure their ideal retirements. He has worked as a CFP for more than 25 years and is passionate about making sure people are prepared for retirement while living their best lives along the way. He authored the book Rock Retirement: A Simple Guide to Help You Take Back Control and Be More Optimistic About the Future, and he is an instructor for the CFP program at The University of Texas Arlington. Roger enjoys spending time with his family, mountain biking, walking his Great Dane and playing board games. Tune in to hear: - How to apply “Agile methodology” from software development to the financial services industry - How to get people to accept uncertainty when we are hard-wired to hate it - If representatives should play a role in clarifying clients' true values, motivations and goals - How prioritization can really strengthen a financial plan and the client's ability to stay on track with their financial goals - How the average person can make their financial life more resilient to unexpected circumstances - One of the biggest retirement mistakes most people make Web - www.rogerwhitney.com false full 129 tag:soundcloud,2010:tracks/858086011 John Lentz - How to Improve Cash Flow Management for Small Business Growth Tune in to hear:

Why is it potential a mistake for small business owners to count on monetizing their business at a later date?

How to create cashflows today for your small business rather than relying on a future exit

How does one get their clients to consider potential negative events when it’s so hard to swallow that these could be on the horizon?

Why it’s prudent for business owners to consider their exit strategy from day 1 when starting a business

What qualities do financial professionals share with caretakers?

]]> Thu, 3 Sep 2020 05:00:07 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

Why is it potential a mistake for small business owners to count on monetizing their business at a later date?

How to create cashflows today for your small business rather than relying on a future exit

How does one get their clients to consider potential negative events when it’s so hard to swallow that these could be on the horizon?

Why it’s prudent for business owners to consider their exit strategy from day 1 when starting a business

What qualities do financial professionals share with caretakers?

]]> John Lentz - How to Improve Cash Flow Management for Small Business Growth Dr. Daniel Crosby 00:52:34 Now in his 31st year as a financial professional and Partner of Strategic Wealth Group, LLC. John is a Chartered Financial Consultant and member of MDRT's Top of the Table. SWG's mission is to help clients establish goals, make efficient decisions and implement macro strategies to reach those goals. Now in his 31st year as a financial professional and Partner of Strategic Wealth Group, LLC. John is a Chartered Financial Consultant and member of MDRT's Top of the Table. SWG's mission is to help clients establish goals, make efficient decisions and implement macro strategies to reach those goals. false full 128 tag:soundcloud,2010:tracks/852843382 Dani Fava - Unlocking the Future of Finance with Augmented Investing Techniques In her role as the Director of Innovation at TD Ameritrade Institutional, Dani oversees the development of advanced investment management and technology tools designed to help independent registered investment advisors compete and thrive in a world of accelerating change. Dani is also responsible for implementing voice-first capabilities at TD Ameritrade, which will employ conversational AI that can communicate with advisors. Dani joined TD Ameritrade in 2012 and puts more than 15 years of wealth management knowledge to work. Dani was recently named one of the top 16 Women in Wealthtech. She loves to talk about big data, finserv start-ups, artificial intelligence, CrossFit and basketball.

Tune in to hear:

  • What the top 3 emerging trends in fintech might look like in the coming years

  • How technology can augment and enrich communication with a client

  • What roles voice might play in fintech going forward

  • Why direct indexing can be thought of as an emerging technology

  • What are some of the main criticisms of direct indexing and are these valid points?

  • What was a fintech trend that was predicted in the past that never came to fruition?

  • What steps can be taken to ensure that AI doesn’t inherit our biases

Twitter - https://twitter.com/DaniFava_TDA

]]> Thu, 6 Aug 2020 05:00:02 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ In her role as the Director of Innovation at TD Ameritrade Institutional, Dani oversees the development of advanced investment management and technology tools designed to help independent registered investment advisors compete and thrive in a world of accelerating change. Dani is also responsible for implementing voice-first capabilities at TD Ameritrade, which will employ conversational AI that can communicate with advisors. Dani joined TD Ameritrade in 2012 and puts more than 15 years of wealth management knowledge to work. Dani was recently named one of the top 16 Women in Wealthtech. She loves to talk about big data, finserv start-ups, artificial intelligence, CrossFit and basketball.

Tune in to hear:

  • What the top 3 emerging trends in fintech might look like in the coming years

  • How technology can augment and enrich communication with a client

  • What roles voice might play in fintech going forward

  • Why direct indexing can be thought of as an emerging technology

  • What are some of the main criticisms of direct indexing and are these valid points?

  • What was a fintech trend that was predicted in the past that never came to fruition?

  • What steps can be taken to ensure that AI doesn’t inherit our biases

Twitter - https://twitter.com/DaniFava_TDA

]]> Dani Fava - Unlocking the Future of Finance with Augmented Investing Techniques Dr. Daniel Crosby 00:40:59 In her role as the Director of Innovation at TD Ameritrade Institutional, Dani oversees the development of advanced investment management and technology tools designed to help independent registered investment advisors compete and thrive in a world of accelerating change. Dani is also responsible for implementing voice-first capabilities at TD Ameritrade, which will employ conversational AI that can communicate with advisors. Dani joined TD Ameritrade in 2012 and puts more than 15 years of wealth management knowledge to work. Dani was recently named one of the top 16 Women in Wealthtech. She loves to talk about big data, finserv start-ups, artificial intelligence, CrossFit and basketball. Tune in to hear: - What the top 3 emerging trends in fintech might look like in the coming years - How technology can augment and enrich communication with a client - What roles voice might play in fintech going forward - Why direct indexing can be thought of as an emerging technology - What are some of the main criticisms of direct indexing and are these valid points? - What was a fintech trend that was predicted in the past that never came to fruition? - What steps can be taken to ensure that AI doesn’t inherit our biases Twitter - https://twitter.com/DaniFava_TDA In her role as the Director of Innovation at TD Ameritrade Institutional, Dani oversees the development of advanced investment management and technology tools designed to help independent registered investment advisors compete and thrive in a world of accelerating change. Dani is also responsible for implementing voice-first capabilities at TD Ameritrade, which will employ conversational AI that can communicate with advisors. Dani joined TD Ameritrade in 2012 and puts more than 15 years of wealth management knowledge to work. Dani was recently named one of the top 16 Women in Wealthtech. She loves to talk about big data, finserv start-ups, artificial intelligence, CrossFit and basketball. Tune in to hear: - What the top 3 emerging trends in fintech might look like in the coming years - How technology can augment and enrich communication with a client - What roles voice might play in fintech going forward - Why direct indexing can be thought of as an emerging technology - What are some of the main criticisms of direct indexing and are these valid points? - What was a fintech trend that was predicted in the past that never came to fruition? - What steps can be taken to ensure that AI doesn’t inherit our biases Twitter - https://twitter.com/DaniFava_TDA false full 127 tag:soundcloud,2010:tracks/844964290 Joy Lere - Taking Stock and Staying Well Dr. Joy Lere is a psychologist and consultant who practices where Freud meets finance.  She works with foot planted in the field of psychology and the other waltzing on Wall Street.  She has previously served as an Associate Clinical Professor of Clinical Psychology at George Washington University and has held clinical and research positions at Children's National Medical Center, Penn Medicine Princeton Health, and the Department of Defense.

Website: www.joylere.com
LinkedIn: www.linkedin.com/in/joy-lere-psy-d
Twitter:  @joylerepsydIG
Email: drlere@joylere.com

Tune in to hear:

  • Why someone with a history of anxiety may be better equipped to work through the heightened anxiety and sea change coronavirus created in our personal lives

  • Coronavirus has prompted many of us to take stock of our lives and consider our priorities. Will the saliency of these revelations fade quickly? If so, what steps can one take to create positive, lasting change in their life?

  • What factors, other than screen time, greatly effect sleep hygiene?

  • Ways to maintain positive interpersonal relationships while in quarantine

  • How to mitigate feelings of loneliness in a time where connection is limited

  • What does true self-care look like and how does our culture misperceive this?

www.joylere.com

]]> Thu, 23 Jul 2020 14:16:52 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Dr. Joy Lere is a psychologist and consultant who practices where Freud meets finance.  She works with foot planted in the field of psychology and the other waltzing on Wall Street.  She has previously served as an Associate Clinical Professor of Clinical Psychology at George Washington University and has held clinical and research positions at Children's National Medical Center, Penn Medicine Princeton Health, and the Department of Defense.

Website: www.joylere.com
LinkedIn: www.linkedin.com/in/joy-lere-psy-d
Twitter:  @joylerepsydIG
Email: drlere@joylere.com

Tune in to hear:

  • Why someone with a history of anxiety may be better equipped to work through the heightened anxiety and sea change coronavirus created in our personal lives

  • Coronavirus has prompted many of us to take stock of our lives and consider our priorities. Will the saliency of these revelations fade quickly? If so, what steps can one take to create positive, lasting change in their life?

  • What factors, other than screen time, greatly effect sleep hygiene?

  • Ways to maintain positive interpersonal relationships while in quarantine

  • How to mitigate feelings of loneliness in a time where connection is limited

  • What does true self-care look like and how does our culture misperceive this?

www.joylere.com

]]> Joy Lere - Taking Stock and Staying Well Dr. Daniel Crosby 00:49:28 Dr. Joy Lere is a psychologist and consultant who practices where Freud meets finance.  She works with foot planted in the field of psychology and the other waltzing on Wall Street.  She has previously served as an Associate Clinical Professor of Clinical Psychology at George Washington University and has held clinical and research positions at Children's National Medical Center, Penn Medicine Princeton Health, and the Department of Defense. Website: www.joylere.com LinkedIn: www.linkedin.com/in/joy-lere-psy-d Twitter:  @joylerepsydIG Email: drlere@joylere.com Tune in to hear: - Why someone with a history of anxiety may be better equipped to work through the heightened anxiety and sea change coronavirus created in our personal lives - Coronavirus has prompted many of us to take stock of our lives and consider our priorities. Will the saliency of these revelations fade quickly? If so, what steps can one take to create positive, lasting change in their life? - What factors, other than screen time, greatly effect sleep hygiene? - Ways to maintain positive interpersonal relationships while in quarantine - How to mitigate feelings of loneliness in a time where connection is limited - What does true self-care look like and how does our culture misperceive this? www.joylere.com Dr. Joy Lere is a psychologist and consultant who practices where Freud meets finance.  She works with foot planted in the field of psychology and the other waltzing on Wall Street.  She has previously served as an Associate Clinical Professor of Clinical Psychology at George Washington University and has held clinical and research positions at Children's National Medical Center, Penn Medicine Princeton Health, and the Department of Defense. Website: www.joylere.com LinkedIn: www.linkedin.com/in/joy-lere-psy-d Twitter:  @joylerepsydIG Email: drlere@joylere.com Tune in to hear: - Why someone with a history of anxiety may be better equipped to work through the heightened anxiety and sea change coronavirus created in our personal lives - Coronavirus has prompted many of us to take stock of our lives and consider our priorities. Will the saliency of these revelations fade quickly? If so, what steps can one take to create positive, lasting change in their life? - What factors, other than screen time, greatly effect sleep hygiene? - Ways to maintain positive interpersonal relationships while in quarantine - How to mitigate feelings of loneliness in a time where connection is limited - What does true self-care look like and how does our culture misperceive this? www.joylere.com false full 126 tag:soundcloud,2010:tracks/760248238 Phil Pearlman - The Cognitive Theory of Noise Phil Pearlman is the Chief Community Officer at Stocktwits, the world’s largest community of investors and traders. Phil previously worked as the Director of Marketing at Bank OZK and as the Interactive Editor at Yahoo Finance. On his blog Eight Fat Swine, Phil looks at questions about behavior and irrationality and seeks out solutions that foster lasting, and adaptive, change. Phil is interested in the psychology of investor behavior, UI and the development of online communities. He has a doctorate in clinical psychology from Argosy University. Phil lives with his wife and two boys in Montebello, New York.

Tune in to hear:

  • What different perspectives do clinical and social psychologists lend to understanding the market?

  • What parallels and contrasts can be made between irrationality in the marketplace and clinical mental illness?

  • Is a comprehensive theory of investor behavior a possibility?

  • Can we hope for predictive power from a behavioral finance theory of behavior?

Twitter - www.twitter.com/ppearlman

]]> Thu, 9 Jul 2020 05:00:01 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Phil Pearlman is the Chief Community Officer at Stocktwits, the world’s largest community of investors and traders. Phil previously worked as the Director of Marketing at Bank OZK and as the Interactive Editor at Yahoo Finance. On his blog Eight Fat Swine, Phil looks at questions about behavior and irrationality and seeks out solutions that foster lasting, and adaptive, change. Phil is interested in the psychology of investor behavior, UI and the development of online communities. He has a doctorate in clinical psychology from Argosy University. Phil lives with his wife and two boys in Montebello, New York.

Tune in to hear:

  • What different perspectives do clinical and social psychologists lend to understanding the market?

  • What parallels and contrasts can be made between irrationality in the marketplace and clinical mental illness?

  • Is a comprehensive theory of investor behavior a possibility?

  • Can we hope for predictive power from a behavioral finance theory of behavior?

Twitter - www.twitter.com/ppearlman

]]> Phil Pearlman - The Cognitive Theory of Noise Dr. Daniel Crosby 01:04:59 Phil Pearlman is the Chief Community Officer at Stocktwits, the world’s largest community of investors and traders. Phil previously worked as the Director of Marketing at Bank OZK and as the Interactive Editor at Yahoo Finance. On his blog Eight Fat Swine, Phil looks at questions about behavior and irrationality and seeks out solutions that foster lasting, and adaptive, change. Phil is interested in the psychology of investor behavior, UI and the development of online communities. He has a doctorate in clinical psychology from Argosy University. Phil lives with his wife and two boys in Montebello, New York. Tune in to hear: - What different perspectives do clinical and social psychologists lend to understanding the market? - What parallels and contrasts can be made between irrationality in the marketplace and clinical mental illness? - Is a comprehensive theory of investor behavior a possibility? - Can we hope for predictive power from a behavioral finance theory of behavior? Twitter - www.twitter.com/ppearlman Phil Pearlman is the Chief Community Officer at Stocktwits, the world’s largest community of investors and traders. Phil previously worked as the Director of Marketing at Bank OZK and as the Interactive Editor at Yahoo Finance. On his blog Eight Fat Swine, Phil looks at questions about behavior and irrationality and seeks out solutions that foster lasting, and adaptive, change. Phil is interested in the psychology of investor behavior, UI and the development of online communities. He has a doctorate in clinical psychology from Argosy University. Phil lives with his wife and two boys in Montebello, New York. Tune in to hear: - What different perspectives do clinical and social psychologists lend to understanding the market? - What parallels and contrasts can be made between irrationality in the marketplace and clinical mental illness? - Is a comprehensive theory of investor behavior a possibility? - Can we hope for predictive power from a behavioral finance theory of behavior? Twitter - www.twitter.com/ppearlman false full 125 tag:soundcloud,2010:tracks/759576442 Larry Swedroe - The Four Horsemen of the Retirement Apocalypse: How to Protect Your Savings from Financial Catastrophe Larry Swedroe is the Chief Research Officer at Buckingham Strategic Wealth. He is a pioneer within evidence-based investing that focuses on a scientific approach to investment. He is the author of seven books, including The Only Guide to a Winning Investment Strategy You’ll Ever Need, and the co-author of eight other investment books. At Buckingham, Larry synthesizes peer-reviewed financial journals to come up with custom investment strategies for the firm. He’s made appearances on NBC, CNBC, CNN and Bloomberg Personal Finance and is a regular contributor to Advisor Perspectives and ETF.com. He holds an MBA in finance and investment from NYU.

Tune in to hear:

  • Why money might not be the most important factor in a fulfilling retirement

  • How you can further elucidate your non-fiscal values and goals in retirement

  • What are the roles of bonds in a low yield world?

  • Why you shouldn’t think of dividends as income

  • How can pre-retirees prepare for the rapid decline in Social Security funding?

  • What can practical steps can one take to account for extended life expectancies?

  • What are some unique considerations when face in preparing for retirement?

Twitter - www.twitter.com/larryswedroe

]]> Thu, 25 Jun 2020 05:00:02 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Larry Swedroe is the Chief Research Officer at Buckingham Strategic Wealth. He is a pioneer within evidence-based investing that focuses on a scientific approach to investment. He is the author of seven books, including The Only Guide to a Winning Investment Strategy You’ll Ever Need, and the co-author of eight other investment books. At Buckingham, Larry synthesizes peer-reviewed financial journals to come up with custom investment strategies for the firm. He’s made appearances on NBC, CNBC, CNN and Bloomberg Personal Finance and is a regular contributor to Advisor Perspectives and ETF.com. He holds an MBA in finance and investment from NYU.

Tune in to hear:

  • Why money might not be the most important factor in a fulfilling retirement

  • How you can further elucidate your non-fiscal values and goals in retirement

  • What are the roles of bonds in a low yield world?

  • Why you shouldn’t think of dividends as income

  • How can pre-retirees prepare for the rapid decline in Social Security funding?

  • What can practical steps can one take to account for extended life expectancies?

  • What are some unique considerations when face in preparing for retirement?

Twitter - www.twitter.com/larryswedroe

]]> Larry Swedroe - The Four Horsemen of the Retirement Apocalypse: How to Protect Your Savings from Financial Catastrophe Dr. Daniel Crosby 00:59:53 Larry Swedroe is the Chief Research Officer at Buckingham Strategic Wealth. He is a pioneer within evidence-based investing that focuses on a scientific approach to investment. He is the author of seven books, including The Only Guide to a Winning Investment Strategy You’ll Ever Need, and the co-author of eight other investment books. At Buckingham, Larry synthesizes peer-reviewed financial journals to come up with custom investment strategies for the firm. He’s made appearances on NBC, CNBC, CNN and Bloomberg Personal Finance and is a regular contributor to Advisor Perspectives and ETF.com. He holds an MBA in finance and investment from NYU. Tune in to hear: - Why money might not be the most important factor in a fulfilling retirement - How you can further elucidate your non-fiscal values and goals in retirement - What are the roles of bonds in a low yield world? - Why you shouldn’t think of dividends as income - How can pre-retirees prepare for the rapid decline in Social Security funding? - What can practical steps can one take to account for extended life expectancies? - What are some unique considerations when face in preparing for retirement? Twitter - www.twitter.com/larryswedroe Larry Swedroe is the Chief Research Officer at Buckingham Strategic Wealth. He is a pioneer within evidence-based investing that focuses on a scientific approach to investment. He is the author of seven books, including The Only Guide to a Winning Investment Strategy You’ll Ever Need, and the co-author of eight other investment books. At Buckingham, Larry synthesizes peer-reviewed financial journals to come up with custom investment strategies for the firm. He’s made appearances on NBC, CNBC, CNN and Bloomberg Personal Finance and is a regular contributor to Advisor Perspectives and ETF.com. He holds an MBA in finance and investment from NYU. Tune in to hear: - Why money might not be the most important factor in a fulfilling retirement - How you can further elucidate your non-fiscal values and goals in retirement - What are the roles of bonds in a low yield world? - Why you shouldn’t think of dividends as income - How can pre-retirees prepare for the rapid decline in Social Security funding? - What can practical steps can one take to account for extended life expectancies? - What are some unique considerations when face in preparing for retirement? Twitter - www.twitter.com/larryswedroe false full 124 tag:soundcloud,2010:tracks/844492975 Neil Bage and Brian Portnoy - Finance in the Time of Coronavirus: Essential Advice for Protecting Your Wealth Tune in to hear:

  • Ways investors can confront their fear of loss aversion when this fear holds them back

  • How financial professionals can have meaningful conversations with their clients about times of great market uncertainty and volatility, like what we are seeing as a result of coronavirus

  • Is there a such thing as too much communication with clients during times of uncertainty and unrest?

  • Coronavirus has allowed many people extra time to take stock of their lives and priorities - will this “great pause” shift the way our culture views money?

  • What role can technology play in mitigating loss and helping clients and advisors in a time like this?

  • Where investors should draw the line between what information is beneficial and what is extraneous, or harmful, in a time with so much data

Neil Bage: Neil Bage is the co-founder of the award winning fintech Be-IQ. He is passionate about helping people make safe and informed choices and is a specialist on behavioral drivers of financial decisions. Neil is also the host of the Bitesize Behaviour Podcast.

Brian Portnoy: Brian Portnoy is an expert at simplifying the complex world of money. In his two books, The Investor's Paradox and The Geometry of Wealth, he tackles the challenges of not only making better investment decisions but also how money figures in to a joyful life. He is currently the Director of Investment Education at Virtus Investment Partners and has spent the last 25 years as educator, investor, and strategist. He holds a doctorate from the University of Chicago and currently lives on the north side of Chicago with his wife and three children.

]]> Mon, 22 Jun 2020 02:14:39 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

  • Ways investors can confront their fear of loss aversion when this fear holds them back

  • How financial professionals can have meaningful conversations with their clients about times of great market uncertainty and volatility, like what we are seeing as a result of coronavirus

  • Is there a such thing as too much communication with clients during times of uncertainty and unrest?

  • Coronavirus has allowed many people extra time to take stock of their lives and priorities - will this “great pause” shift the way our culture views money?

  • What role can technology play in mitigating loss and helping clients and advisors in a time like this?

  • Where investors should draw the line between what information is beneficial and what is extraneous, or harmful, in a time with so much data

Neil Bage: Neil Bage is the co-founder of the award winning fintech Be-IQ. He is passionate about helping people make safe and informed choices and is a specialist on behavioral drivers of financial decisions. Neil is also the host of the Bitesize Behaviour Podcast.

Brian Portnoy: Brian Portnoy is an expert at simplifying the complex world of money. In his two books, The Investor's Paradox and The Geometry of Wealth, he tackles the challenges of not only making better investment decisions but also how money figures in to a joyful life. He is currently the Director of Investment Education at Virtus Investment Partners and has spent the last 25 years as educator, investor, and strategist. He holds a doctorate from the University of Chicago and currently lives on the north side of Chicago with his wife and three children.

]]> Neil Bage and Brian Portnoy - Finance in the Time of Coronavirus: Essential Advice for Protecting Your Wealth Dr. Daniel Crosby 00:41:24 Tune in to hear: - Ways investors can confront their fear of loss aversion when this fear holds them back - How financial professionals can have meaningful conversations with their clients about times of great market uncertainty and volatility, like what we are seeing as a result of coronavirus - Is there a such thing as too much communication with clients during times of uncertainty and unrest? - Coronavirus has allowed many people extra time to take stock of their lives and priorities - will this “great pause” shift the way our culture views money? - What role can technology play in mitigating loss and helping clients and advisors in a time like this? - Where investors should draw the line between what information is beneficial and what is extraneous, or harmful, in a time with so much data Neil Bage: Neil Bage is the co-founder of the award winning fintech Be-IQ. He is passionate about helping people make safe and informed choices and is a specialist on behavioral drivers of financial decisions. Neil is also the host of the Bitesize Behaviour Podcast. Brian Portnoy: Brian Portnoy is an expert at simplifying the complex world of money. In his two books, The Investor's Paradox and The Geometry of Wealth, he tackles the challenges of not only making better investment decisions but also how money figures in to a joyful life. He is currently the Director of Investment Education at Virtus Investment Partners and has spent the last 25 years as educator, investor, and strategist. He holds a doctorate from the University of Chicago and currently lives on the north side of Chicago with his wife and three children. Tune in to hear: - Ways investors can confront their fear of loss aversion when this fear holds them back - How financial professionals can have meaningful conversations with their clients about times of great market uncertainty and volatility, like what we are seeing as a result of coronavirus - Is there a such thing as too much communication with clients during times of uncertainty and unrest? - Coronavirus has allowed many people extra time to take stock of their lives and priorities - will this “great pause” shift the way our culture views money? - What role can technology play in mitigating loss and helping clients and advisors in a time like this? - Where investors should draw the line between what information is beneficial and what is extraneous, or harmful, in a time with so much data Neil Bage: Neil Bage is the co-founder of the award winning fintech Be-IQ. He is passionate about helping people make safe and informed choices and is a specialist on behavioral drivers of financial decisions. Neil is also the host of the Bitesize Behaviour Podcast. Brian Portnoy: Brian Portnoy is an expert at simplifying the complex world of money. In his two books, The Investor's Paradox and The Geometry of Wealth, he tackles the challenges of not only making better investment decisions but also how money figures in to a joyful life. He is currently the Director of Investment Education at Virtus Investment Partners and has spent the last 25 years as educator, investor, and strategist. He holds a doctorate from the University of Chicago and currently lives on the north side of Chicago with his wife and three children. false full 123 tag:soundcloud,2010:tracks/829274971 Ivan Watanabe - Immigrants + Finance (Pt. Two) Tune in to hear:

How do various cultures differ on their views of wealth and propensity to openly discuss financial matters?

What are some of the unique financial concerns and strengths faced by immigrant families?

Financial preparation takeaways from coronavirus and other disruptive, unexpected events.

For many first generation families, owning property is a sign of financial success and a big priority - what is the genesis of this belief, and how does one counsel their clients to take a more diversified approach?

What practices could American money culture adopt from immigrant cultures to strengthen our approach to investment and savings?

Web - www.opus-pc.com
LinkedIn -https://www.linkedin.com/in/iv%C3%A1n-watanabe-2185a49/

]]> Thu, 11 Jun 2020 05:00:08 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

How do various cultures differ on their views of wealth and propensity to openly discuss financial matters?

What are some of the unique financial concerns and strengths faced by immigrant families?

Financial preparation takeaways from coronavirus and other disruptive, unexpected events.

For many first generation families, owning property is a sign of financial success and a big priority - what is the genesis of this belief, and how does one counsel their clients to take a more diversified approach?

What practices could American money culture adopt from immigrant cultures to strengthen our approach to investment and savings?

Web - www.opus-pc.com
LinkedIn -https://www.linkedin.com/in/iv%C3%A1n-watanabe-2185a49/

]]> Ivan Watanabe - Immigrants + Finance (Pt. Two) Dr. Daniel Crosby 00:38:38 Iván is a graduate of the College of the Holy Cross with a bachelor’s degree in political science and Spanish literature and brings a unique blend of analytical and holistic thinking to each of his clients. Iván’s expertise is in asset protection, wealth accumulation and wealth distribution strategies. His vast knowledge and rich experience in the finance industry earned him one of the most prestigious industry awards, the President’s Council Award in 2018. The son of a Venezuelan mother and a Japanese father, Iván enjoys working with families of diverse backgrounds; he is particularly sensitive to and appreciative of the nuances that come with various cultures in the context of planning for the future. His contributions to the Latino business community have been recognized on a national stage, and he was voted one of El Mundo Magazine’s Latino 30 Under 30 in 2016*. Iván is also a former board member of the New York chapter of the Association of Latino Professionals For America (ALPFA), and he remains an active corporate liaison to help advance the success of Latino professionals. He and his wife are residents of Westchester. He spends his free time playing basketball, golf, and cheering for his favorite sports teams, the Boston Celtics, Boston Red Sox, and Miami Dolphins. Iván is a graduate of the College of the Holy Cross with a bachelor’s degree in political science and Spanish literature and brings a unique blend of analytical and holistic thinking to each of his clients. Iván’s expertise is in asset protection, wealth accumulation and wealth distribution strategies. His vast knowledge and rich experience in the finance industry earned him one of the most prestigious industry awards, the President’s Council Award in 2018. The son of a Venezuelan mother and a Japanese father, Iván enjoys working with families of diverse backgrounds; he is particularly sensitive to and appreciative of the nuances that come with various cultures in the context of planning for the future. His contributions to the Latino business community have been recognized on a national stage, and he was voted one of El Mundo Magazine’s Latino 30 Under 30 in 2016*. Iván is also a former board member of the New York chapter of the Association of Latino Professionals For America (ALPFA), and he remains an active corporate liaison to help advance the success of Latino professionals. He and his wife are residents of Westchester. He spends his free time playing basketball, golf, and cheering for his favorite sports teams, the Boston Celtics, Boston Red Sox, and Miami Dolphins. false full 122 tag:soundcloud,2010:tracks/821876800 Ashvin Chheda - Immigrants + Finance (Pt. One) Tune in to hear:

What impact from coronavirus is Ashvin seeing on his clients?

Which workforce sectors are getting hardest hit, so far, by Covid-19?

Potential approaches financial professionals can take when there are unprecedented levels of uncertainty

What the concept of “bucketing” means within a financial plan and how this can encourage positive investment behavior

How to counsel a client set on sending money home to family abroad without having their own stable financial house

While every person’s financial situation is unique, how in general do the financial concerns of a first generation American differ from say, a fourth generation American?

What are some unique financial planning considerations for clients on a work visa?

Follow up with Ashvin: https://www.ashvinchheda.com

]]> Thu, 28 May 2020 05:00:03 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

What impact from coronavirus is Ashvin seeing on his clients?

Which workforce sectors are getting hardest hit, so far, by Covid-19?

Potential approaches financial professionals can take when there are unprecedented levels of uncertainty

What the concept of “bucketing” means within a financial plan and how this can encourage positive investment behavior

How to counsel a client set on sending money home to family abroad without having their own stable financial house

While every person’s financial situation is unique, how in general do the financial concerns of a first generation American differ from say, a fourth generation American?

What are some unique financial planning considerations for clients on a work visa?

Follow up with Ashvin: https://www.ashvinchheda.com

]]> Ashvin Chheda - Immigrants + Finance (Pt. One) Dr. Daniel Crosby 00:52:36 Ashvin Chheda, President & Managing Director at Opes One Advisors, was born in Ibadan, Nigeria. Moving to the UK, Ashvin earned a Bachelors of Engineering in Electrical Engineering from the University of Manchester Institute of Science and Tech, and subsequently moved to the US to complete a Master’s of Science at the University of Michigan. While employed at a large telecom company in the 90’s, Ashvin was exposed to a set of elegant and innovative financial strategies. He earned the appropriate licenses and has achieved a great deal in the past decade as a financial professional and mentor. He has 48 patents granted for sophisticated solutions to various engineering problems and has redirected and harnessed this level of energy and innovation for his financial planning practice. He has won numerous Centurian club awards. Ashvin Chheda, President & Managing Director at Opes One Advisors, was born in Ibadan, Nigeria. Moving to the UK, Ashvin earned a Bachelors of Engineering in Electrical Engineering from the University of Manchester Institute of Science and Tech, and subsequently moved to the US to complete a Master’s of Science at the University of Michigan. While employed at a large telecom company in the 90’s, Ashvin was exposed to a set of elegant and innovative financial strategies. He earned the appropriate licenses and has achieved a great deal in the past decade as a financial professional and mentor. He has 48 patents granted for sophisticated solutions to various engineering problems and has redirected and harnessed this level of energy and innovation for his financial planning practice. He has won numerous Centurian club awards. false full 121 tag:soundcloud,2010:tracks/758303341 Justin Castelli - Brand and Community Building Strategies for Long-Term Success Justin Castelli is a financial advisor and the founder of RLS Wealth Management. RLSWM was founded in 2015 with the belief that independent, unbiased financial planning and investment management should be available to everyone looking for it. In addition to working with clients regardless of their asset level or income, Justin runs the financial planning blog ‘All About Your Benjamins.’ He loves spending quality time with his family and listening to hip-hop.

Tune in to hear:

  • What does authenticity look like in a brand and in personal life?

  • How to maintain a balance between personal and professional content in branding

  • How authenticity effects likability

  • How to maintain a characteristic “thing” or focus without it becoming a shtick

  • What elements make up a good online community and what elements can derail it?

  • Ways to balance an organic, grassroots approach to business while remaining solvent

Web - www.justincastelli.io

]]> Thu, 28 May 2020 05:00:03 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Justin Castelli is a financial advisor and the founder of RLS Wealth Management. RLSWM was founded in 2015 with the belief that independent, unbiased financial planning and investment management should be available to everyone looking for it. In addition to working with clients regardless of their asset level or income, Justin runs the financial planning blog ‘All About Your Benjamins.’ He loves spending quality time with his family and listening to hip-hop.

Tune in to hear:

  • What does authenticity look like in a brand and in personal life?

  • How to maintain a balance between personal and professional content in branding

  • How authenticity effects likability

  • How to maintain a characteristic “thing” or focus without it becoming a shtick

  • What elements make up a good online community and what elements can derail it?

  • Ways to balance an organic, grassroots approach to business while remaining solvent

Web - www.justincastelli.io

]]> Justin Castelli - Brand and Community Building Strategies for Long-Term Success Dr. Daniel Crosby 00:40:38 Justin Castelli is a financial advisor and the founder of RLS Wealth Management. RLSWM was founded in 2015 with the belief that independent, unbiased financial planning and investment management should be available to everyone looking for it. In addition to working with clients regardless of their asset level or income, Justin runs the financial planning blog ‘All About Your Benjamins.’ He loves spending quality time with his family and listening to hip-hop. Tune in to hear: - What does authenticity look like in a brand and in personal life? - How to maintain a balance between personal and professional content in branding - How authenticity effects likability - How to maintain a characteristic “thing” or focus without it becoming a shtick - What elements make up a good online community and what elements can derail it? - Ways to balance an organic, grassroots approach to business while remaining solvent Web - www.justincastelli.io Justin Castelli is a financial advisor and the founder of RLS Wealth Management. RLSWM was founded in 2015 with the belief that independent, unbiased financial planning and investment management should be available to everyone looking for it. In addition to working with clients regardless of their asset level or income, Justin runs the financial planning blog ‘All About Your Benjamins.’ He loves spending quality time with his family and listening to hip-hop. Tune in to hear: - What does authenticity look like in a brand and in personal life? - How to maintain a balance between personal and professional content in branding - How authenticity effects likability - How to maintain a characteristic “thing” or focus without it becoming a shtick - What elements make up a good online community and what elements can derail it? - Ways to balance an organic, grassroots approach to business while remaining solvent Web - www.justincastelli.io false full 120 tag:soundcloud,2010:tracks/758295580 Joy Lere - Overcoming Imposter Syndrome: Tips for Thriving in Life and Work Dr. Joy Lere is a psychologist with a practice focused on the merger of money and mindset. She has worked internationally with driven, achievement-oriented professionals who are motivated to reach the next level in their careers and finances.

Tune in to hear:

  • What is “an existential boundary experience?”

  • How we can hold on to, and harness, the clarity that moments of hardship and grief can afford us

  • How saying “no” more often can help you lead your best life

  • What to consider when saying “no” or “yes” at crossroads in your life

  • What is ‘imposter syndrome?’

  • How to overcome imposter syndrome

Web - www.joylere.com

]]> Thu, 14 May 2020 05:00:03 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Dr. Joy Lere is a psychologist with a practice focused on the merger of money and mindset. She has worked internationally with driven, achievement-oriented professionals who are motivated to reach the next level in their careers and finances.

Tune in to hear:

  • What is “an existential boundary experience?”

  • How we can hold on to, and harness, the clarity that moments of hardship and grief can afford us

  • How saying “no” more often can help you lead your best life

  • What to consider when saying “no” or “yes” at crossroads in your life

  • What is ‘imposter syndrome?’

  • How to overcome imposter syndrome

Web - www.joylere.com

]]> Joy Lere - Overcoming Imposter Syndrome: Tips for Thriving in Life and Work Dr. Daniel Crosby 00:40:05 Dr. Joy Lere is a psychologist with a practice focused on the merger of money and mindset. She has worked internationally with driven, achievement-oriented professionals who are motivated to reach the next level in their careers and finances. Tune in to hear: - What is “an existential boundary experience?” - How we can hold on to, and harness, the clarity that moments of hardship and grief can afford us - How saying “no” more often can help you lead your best life - What to consider when saying “no” or “yes” at crossroads in your life - What is ‘imposter syndrome?’ - How to overcome imposter syndrome Web - www.joylere.com Dr. Joy Lere is a psychologist with a practice focused on the merger of money and mindset. She has worked internationally with driven, achievement-oriented professionals who are motivated to reach the next level in their careers and finances. Tune in to hear: - What is “an existential boundary experience?” - How we can hold on to, and harness, the clarity that moments of hardship and grief can afford us - How saying “no” more often can help you lead your best life - What to consider when saying “no” or “yes” at crossroads in your life - What is ‘imposter syndrome?’ - How to overcome imposter syndrome Web - www.joylere.com false full 119 tag:soundcloud,2010:tracks/735954814 Kyle Van Pelt - The Future of Fintech: Key Predictions and Opportunities for Growth Kyle specializes in connecting the dots between the future of technology and finance, building strategic relationships and connecting people. He’s currently working with SS & C Advent and is focused on shaping the Black Diamond Wealth Platform for large financial service firms. Kyle lives in Georgia with his wife and 4 children and he’s passionate about golf, craft coffee, southern cooking, the ATL falcons and charitable works.

Tune in to hear:

  • What we can learn from financial failures

  • Why a fintech revolution/upheaval likely won’t replace the role of financial professionals

  • Why a “one click” approach modeled on tech giants like Amazon, Netflix and Uber may not be suitable for behavior-based financial technologies

  • How financial professionals could become even more crucial l in a world where trades happen with increased ease and convenience

  • How to start a conversation around charitable giving with your clients

  • Why you shouldn’t be afraid to humble brag

Twitter: KyleVanPelt

]]> Thu, 30 Apr 2020 06:00:08 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Kyle specializes in connecting the dots between the future of technology and finance, building strategic relationships and connecting people. He’s currently working with SS & C Advent and is focused on shaping the Black Diamond Wealth Platform for large financial service firms. Kyle lives in Georgia with his wife and 4 children and he’s passionate about golf, craft coffee, southern cooking, the ATL falcons and charitable works.

Tune in to hear:

  • What we can learn from financial failures

  • Why a fintech revolution/upheaval likely won’t replace the role of financial professionals

  • Why a “one click” approach modeled on tech giants like Amazon, Netflix and Uber may not be suitable for behavior-based financial technologies

  • How financial professionals could become even more crucial l in a world where trades happen with increased ease and convenience

  • How to start a conversation around charitable giving with your clients

  • Why you shouldn’t be afraid to humble brag

Twitter: KyleVanPelt

]]> Kyle Van Pelt - The Future of Fintech: Key Predictions and Opportunities for Growth Dr. Daniel Crosby 00:30:35 Kyle specializes in connecting the dots between the future of technology and finance, building strategic relationships and connecting people. He’s currently working with SS & C Advent and is focused on shaping the Black Diamond Wealth Platform for large financial service firms. Kyle lives in Georgia with his wife and 4 children and he’s passionate about golf, craft coffee, southern cooking, the ATL falcons and charitable works. Tune in to hear: - What we can learn from financial failures - Why a fintech revolution/upheaval likely won’t replace the role of financial professionals - Why a “one click” approach modeled on tech giants like Amazon, Netflix and Uber may not be suitable for behavior-based financial technologies - How financial professionals could become even more crucial l in a world where trades happen with increased ease and convenience - How to start a conversation around charitable giving with your clients - Why you shouldn’t be afraid to humble brag Twitter: KyleVanPelt Kyle specializes in connecting the dots between the future of technology and finance, building strategic relationships and connecting people. He’s currently working with SS & C Advent and is focused on shaping the Black Diamond Wealth Platform for large financial service firms. Kyle lives in Georgia with his wife and 4 children and he’s passionate about golf, craft coffee, southern cooking, the ATL falcons and charitable works. Tune in to hear: - What we can learn from financial failures - Why a fintech revolution/upheaval likely won’t replace the role of financial professionals - Why a “one click” approach modeled on tech giants like Amazon, Netflix and Uber may not be suitable for behavior-based financial technologies - How financial professionals could become even more crucial l in a world where trades happen with increased ease and convenience - How to start a conversation around charitable giving with your clients - Why you shouldn’t be afraid to humble brag Twitter: KyleVanPelt false full 118 tag:soundcloud,2010:tracks/735542686 Lisa Brenneman - What’s Your Financial Personality? Unlock the Secrets to Better Money Management Lisa Brenneman is the Behavioral Finance and Strategic Innovation leader at TD Wealth. She created the TD Wealth Personality Assessment Tool using the Five Factor Model of Personality, enabling clients and advisors to identify their financial and investing blind spots.

Tune in to hear:

  • What are the “Big 5” measures of personality?

  • What lessons can financial advisors learn from the Big 5 personality elements?

  • How openness to experience impacts one’s financial decision-making

  • How gender plays into potential biological markers of financial success

  • How to think about extroversion in financial terms

  • How advisors should think about their clients inclination towards agreeableness

twitter - @LBrenneman_TD

]]> Thu, 16 Apr 2020 06:00:05 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Lisa Brenneman is the Behavioral Finance and Strategic Innovation leader at TD Wealth. She created the TD Wealth Personality Assessment Tool using the Five Factor Model of Personality, enabling clients and advisors to identify their financial and investing blind spots.

Tune in to hear:

  • What are the “Big 5” measures of personality?

  • What lessons can financial advisors learn from the Big 5 personality elements?

  • How openness to experience impacts one’s financial decision-making

  • How gender plays into potential biological markers of financial success

  • How to think about extroversion in financial terms

  • How advisors should think about their clients inclination towards agreeableness

twitter - @LBrenneman_TD

]]> Lisa Brenneman - What’s Your Financial Personality? Unlock the Secrets to Better Money Management Dr. Daniel Crosby 00:53:11 Lisa Brenneman is the Behavioral Finance and Strategic Innovation leader at TD Wealth. She created the TD Wealth Personality Assessment Tool using the Five Factor Model of Personality, enabling clients and advisors to identify their financial and investing blind spots. Tune in to hear: - What are the “Big 5” measures of personality? - What lessons can financial advisors learn from the Big 5 personality elements? - How openness to experience impacts one’s financial decision-making - How gender plays into potential biological markers of financial success - How to think about extroversion in financial terms - How advisors should think about their clients inclination towards agreeableness twitter - @LBrenneman_TD Lisa Brenneman is the Behavioral Finance and Strategic Innovation leader at TD Wealth. She created the TD Wealth Personality Assessment Tool using the Five Factor Model of Personality, enabling clients and advisors to identify their financial and investing blind spots. Tune in to hear: - What are the “Big 5” measures of personality? - What lessons can financial advisors learn from the Big 5 personality elements? - How openness to experience impacts one’s financial decision-making - How gender plays into potential biological markers of financial success - How to think about extroversion in financial terms - How advisors should think about their clients inclination towards agreeableness twitter - @LBrenneman_TD false full 117 tag:soundcloud,2010:tracks/731003107 Jack Forehand - Value Investing in a Changing World: Strategies for Success in Modern Markets Jack Forehand is a partner at Validea Capital and is responsible for the firm's overall operations and portfolio management. Working in conjunction with founder John Reese, Jack led the development and optimization of Validea Capital's quantitative investment models. He is also the co-author of The Guru Investor: How to Beat the Market Using History's Best Investment Strategies. Jack graduated from the honors program of the University of Connecticut with a B.A. in Economics and is a CFA charterholder. Prior to founding Validea Capital, Jack spent five years developing quantitative models for an Internet research company. He also worked as a controller for a small company and an analyst for a Big Five accounting firm. Jack co-founded Validea Capital in 2004.

Tune in to hear:

  • if the market is truly unsolvable

  • if trying to solve the market is actually detrimental to performance

  • how big data could effect value stocks

  • why value investing is a bet against technology

Web - www.validea.com
Twitter - @practicalquant

]]> Thu, 2 Apr 2020 05:00:02 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Jack Forehand is a partner at Validea Capital and is responsible for the firm's overall operations and portfolio management. Working in conjunction with founder John Reese, Jack led the development and optimization of Validea Capital's quantitative investment models. He is also the co-author of The Guru Investor: How to Beat the Market Using History's Best Investment Strategies. Jack graduated from the honors program of the University of Connecticut with a B.A. in Economics and is a CFA charterholder. Prior to founding Validea Capital, Jack spent five years developing quantitative models for an Internet research company. He also worked as a controller for a small company and an analyst for a Big Five accounting firm. Jack co-founded Validea Capital in 2004.

Tune in to hear:

  • if the market is truly unsolvable

  • if trying to solve the market is actually detrimental to performance

  • how big data could effect value stocks

  • why value investing is a bet against technology

Web - www.validea.com
Twitter - @practicalquant

]]> Jack Forehand - Value Investing in a Changing World: Strategies for Success in Modern Markets Dr. Daniel Crosby 00:34:52 Jack Forehand is a partner at Validea Capital and is responsible for the firm's overall operations and portfolio management. Working in conjunction with founder John Reese, Jack led the development and optimization of Validea Capital's quantitative investment models. He is also the co-author of The Guru Investor: How to Beat the Market Using History's Best Investment Strategies. Jack graduated from the honors program of the University of Connecticut with a B.A. in Economics and is a CFA charterholder. Prior to founding Validea Capital, Jack spent five years developing quantitative models for an Internet research company. He also worked as a controller for a small company and an analyst for a Big Five accounting firm. Jack co-founded Validea Capital in 2004. Tune in to hear: - if the market is truly unsolvable - if trying to solve the market is actually detrimental to performance - how big data could effect value stocks - why value investing is a bet against technology Web - www.validea.com Twitter - @practicalquant Jack Forehand is a partner at Validea Capital and is responsible for the firm's overall operations and portfolio management. Working in conjunction with founder John Reese, Jack led the development and optimization of Validea Capital's quantitative investment models. He is also the co-author of The Guru Investor: How to Beat the Market Using History's Best Investment Strategies. Jack graduated from the honors program of the University of Connecticut with a B.A. in Economics and is a CFA charterholder. Prior to founding Validea Capital, Jack spent five years developing quantitative models for an Internet research company. He also worked as a controller for a small company and an analyst for a Big Five accounting firm. Jack co-founded Validea Capital in 2004. Tune in to hear: - if the market is truly unsolvable - if trying to solve the market is actually detrimental to performance - how big data could effect value stocks - why value investing is a bet against technology Web - www.validea.com Twitter - @practicalquant false full 116 tag:soundcloud,2010:tracks/730989241 Paul Hebert - Embrace the Unknown: Transforming Uncertainty into Opportunity Paul Hebert is the Vice President of Individual Performance Strategy at Creative Group, and is widely considered an expert on motivation and incentives focused on influencing behaviors that drive business results through employees, channel partners and consumers. Using tested behavioral economic and motivational ideas he has driven engagement programs at Michelin, Chrysler Service and Parts, Toyota Financial Services, AT & T, Goodyear and a variety of other Fortune 1000 companies.

Tune in to hear:

  • why we are built to avoid numbers and hate uncertainty

  • how uncertainty impacts employees in the workplace

  • practical tips for facing uncertain, but rewarding, situations

  • how social proof can be used in the client/investor relationship

Email - phebert@creativegroupinc
Twitter - @IncentIntel

]]> Thu, 19 Mar 2020 05:00:00 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Paul Hebert is the Vice President of Individual Performance Strategy at Creative Group, and is widely considered an expert on motivation and incentives focused on influencing behaviors that drive business results through employees, channel partners and consumers. Using tested behavioral economic and motivational ideas he has driven engagement programs at Michelin, Chrysler Service and Parts, Toyota Financial Services, AT & T, Goodyear and a variety of other Fortune 1000 companies.

Tune in to hear:

  • why we are built to avoid numbers and hate uncertainty

  • how uncertainty impacts employees in the workplace

  • practical tips for facing uncertain, but rewarding, situations

  • how social proof can be used in the client/investor relationship

Email - phebert@creativegroupinc
Twitter - @IncentIntel

]]> Paul Hebert - Embrace the Unknown: Transforming Uncertainty into Opportunity Dr. Daniel Crosby 00:52:09 Paul Hebert is the Vice President of Individual Performance Strategy at Creative Group, and is widely considered an expert on motivation and incentives focused on influencing behaviors that drive business results through employees, channel partners and consumers. Using tested behavioral economic and motivational ideas he has driven engagement programs at Michelin, Chrysler Service and Parts, Toyota Financial Services, AT & T, Goodyear and a variety of other Fortune 1000 companies. Tune in to hear: - why we are built to avoid numbers and hate uncertainty - how uncertainty impacts employees in the workplace - practical tips for facing uncertain, but rewarding, situations - how social proof can be used in the client/investor relationship Email - phebert@creativegroupinc Twitter - @IncentIntel Paul Hebert is the Vice President of Individual Performance Strategy at Creative Group, and is widely considered an expert on motivation and incentives focused on influencing behaviors that drive business results through employees, channel partners and consumers. Using tested behavioral economic and motivational ideas he has driven engagement programs at Michelin, Chrysler Service and Parts, Toyota Financial Services, AT & T, Goodyear and a variety of other Fortune 1000 companies. Tune in to hear: - why we are built to avoid numbers and hate uncertainty - how uncertainty impacts employees in the workplace - practical tips for facing uncertain, but rewarding, situations - how social proof can be used in the client/investor relationship Email - phebert@creativegroupinc Twitter - @IncentIntel false full 115 tag:soundcloud,2010:tracks/730980256 Dennis Moseley Williams - The Rise of the Experience Economy: Transforming Consumer Expectations Bio: Dennis Moseley Williams is an entrepreneur, founder of DMW Strategic Consulting and author of ‘Serious Shift: How Experience Staging Can Save Your Practice.’ He’s also a certified expert of the Experience Economy (Pine and Gilmore). He lives with his wife Sherri, two daughters and a yellow lab. He loves spending his winters skiing as much as possible. In the summer he spends time with family at their cottage, Pine Lodge, in the Quebec wilderness.

Tune in to hear:

  • how luck plays into personal and financial success

  • how one’s personality factors into how "lucky" they are

  • the difference between customer service and customer experience

  • how financial professionals can create experiences which help transform their clients

  • how using a niche to define your client base improves business

  • lessons from the experience economy for our relationship with a significant other

Web - www.moseleywilliams.com & www.seriousshift.com

]]> Thu, 5 Mar 2020 06:00:00 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Bio: Dennis Moseley Williams is an entrepreneur, founder of DMW Strategic Consulting and author of ‘Serious Shift: How Experience Staging Can Save Your Practice.’ He’s also a certified expert of the Experience Economy (Pine and Gilmore). He lives with his wife Sherri, two daughters and a yellow lab. He loves spending his winters skiing as much as possible. In the summer he spends time with family at their cottage, Pine Lodge, in the Quebec wilderness.

Tune in to hear:

  • how luck plays into personal and financial success

  • how one’s personality factors into how "lucky" they are

  • the difference between customer service and customer experience

  • how financial professionals can create experiences which help transform their clients

  • how using a niche to define your client base improves business

  • lessons from the experience economy for our relationship with a significant other

Web - www.moseleywilliams.com & www.seriousshift.com

]]> Dennis Moseley Williams - The Rise of the Experience Economy: Transforming Consumer Expectations Dr. Daniel Crosby 00:51:37 Bio: Dennis Moseley Williams is an entrepreneur, founder of DMW Strategic Consulting and author of ‘Serious Shift: How Experience Staging Can Save Your Practice.’ He’s also a certified expert of the Experience Economy (Pine and Gilmore). He lives with his wife Sherri, two daughters and a yellow lab. He loves spending his winters skiing as much as possible. In the summer he spends time with family at their cottage, Pine Lodge, in the Quebec wilderness. Tune in to hear: - how luck plays into personal and financial success - how one’s personality factors into how "lucky" they are - the difference between customer service and customer experience - how financial professionals can create experiences which help transform their clients - how using a niche to define your client base improves business - lessons from the experience economy for our relationship with a significant other Web - www.moseleywilliams.com & www.seriousshift.com Bio: Dennis Moseley Williams is an entrepreneur, founder of DMW Strategic Consulting and author of ‘Serious Shift: How Experience Staging Can Save Your Practice.’ He’s also a certified expert of the Experience Economy (Pine and Gilmore). He lives with his wife Sherri, two daughters and a yellow lab. He loves spending his winters skiing as much as possible. In the summer he spends time with family at their cottage, Pine Lodge, in the Quebec wilderness. Tune in to hear: - how luck plays into personal and financial success - how one’s personality factors into how "lucky" they are - the difference between customer service and customer experience - how financial professionals can create experiences which help transform their clients - how using a niche to define your client base improves business - lessons from the experience economy for our relationship with a significant other Web - www.moseleywilliams.com & www.seriousshift.com false full 114 tag:soundcloud,2010:tracks/730985359 Emily Binder - Exploring the Future of Voice: Trends, Innovations and Impacts Emily Binder is an entrepreneur, speaker, and founder of Beetle Moment Marketing.  She focuses on AI and voice assistants, branded audio content, and digital strategy.

Tune in to hear:

  • if synchronicity can be cultivated or if it is just random

  • why people often dislike their own voice

  • why voice is more compelling than text or visuals

  • what ingredients make for a successful podcast

  • if the podcast phenomena reached it's peak

Web: https://beetlemoment.com/ & www.emilybinder.com

]]> Thu, 20 Feb 2020 06:00:00 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Emily Binder is an entrepreneur, speaker, and founder of Beetle Moment Marketing.  She focuses on AI and voice assistants, branded audio content, and digital strategy.

Tune in to hear:

  • if synchronicity can be cultivated or if it is just random

  • why people often dislike their own voice

  • why voice is more compelling than text or visuals

  • what ingredients make for a successful podcast

  • if the podcast phenomena reached it's peak

Web: https://beetlemoment.com/ & www.emilybinder.com

]]> Emily Binder - Exploring the Future of Voice: Trends, Innovations and Impacts Dr. Daniel Crosby 00:36:56 Emily Binder is an entrepreneur, speaker, and founder of Beetle Moment Marketing.  She focuses on AI and voice assistants, branded audio content, and digital strategy. Tune in to hear: - if synchronicity can be cultivated or if it is just random - why people often dislike their own voice - why voice is more compelling than text or visuals - what ingredients make for a successful podcast - if the podcast phenomena reached it's peak Web: https://beetlemoment.com/ & www.emilybinder.com Emily Binder is an entrepreneur, speaker, and founder of Beetle Moment Marketing.  She focuses on AI and voice assistants, branded audio content, and digital strategy. Tune in to hear: - if synchronicity can be cultivated or if it is just random - why people often dislike their own voice - why voice is more compelling than text or visuals - what ingredients make for a successful podcast - if the podcast phenomena reached it's peak Web: https://beetlemoment.com/ & www.emilybinder.com false full 113 tag:soundcloud,2010:tracks/730969246 Sean Brown - Mapping the Market: Strategies to Navigate and Predict Market Movements President and CEO of YCharts, a Chicago-based, cloud provider of financial data and analysis/visualization tools. They help enable smarter investment decisions via providing robust data, intuitive tools and outstanding customer support. Sean received his MBA in Finance and Entrepreneurship from Stanford’s Graduate School of Business and he graduated in the top 10% of his class.

Tune in to hear:

  • how to be selective about the data for your investment strategy

  • why loss can make us better leaders

  • three things to look for in a sound investment strategy

  • the median recovery time for a stock to bounce back after consumer scares

  • the impact of Trump's tweets on the market at large

  • if IPOs outperform the market, on average, in their first 3 years

  • what markets and puppies have in common

Web - www.ycharts.com
Twitter - @Sean_YCharts

]]> Thu, 6 Feb 2020 06:00:00 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ President and CEO of YCharts, a Chicago-based, cloud provider of financial data and analysis/visualization tools. They help enable smarter investment decisions via providing robust data, intuitive tools and outstanding customer support. Sean received his MBA in Finance and Entrepreneurship from Stanford’s Graduate School of Business and he graduated in the top 10% of his class.

Tune in to hear:

  • how to be selective about the data for your investment strategy

  • why loss can make us better leaders

  • three things to look for in a sound investment strategy

  • the median recovery time for a stock to bounce back after consumer scares

  • the impact of Trump's tweets on the market at large

  • if IPOs outperform the market, on average, in their first 3 years

  • what markets and puppies have in common

Web - www.ycharts.com
Twitter - @Sean_YCharts

]]> Sean Brown - Mapping the Market: Strategies to Navigate and Predict Market Movements Dr. Daniel Crosby 00:49:16 President and CEO of YCharts, a Chicago-based, cloud provider of financial data and analysis/visualization tools. They help enable smarter investment decisions via providing robust data, intuitive tools and outstanding customer support. Sean received his MBA in Finance and Entrepreneurship from Stanford’s Graduate School of Business and he graduated in the top 10% of his class. Tune in to hear: - how to be selective about the data for your investment strategy - why loss can make us better leaders - three things to look for in a sound investment strategy - the median recovery time for a stock to bounce back after consumer scares - the impact of Trump's tweets on the market at large - if IPOs outperform the market, on average, in their first 3 years - what markets and puppies have in common Web - www.ycharts.com Twitter - @Sean_YCharts President and CEO of YCharts, a Chicago-based, cloud provider of financial data and analysis/visualization tools. They help enable smarter investment decisions via providing robust data, intuitive tools and outstanding customer support. Sean received his MBA in Finance and Entrepreneurship from Stanford’s Graduate School of Business and he graduated in the top 10% of his class. Tune in to hear: - how to be selective about the data for your investment strategy - why loss can make us better leaders - three things to look for in a sound investment strategy - the median recovery time for a stock to bounce back after consumer scares - the impact of Trump's tweets on the market at large - if IPOs outperform the market, on average, in their first 3 years - what markets and puppies have in common Web - www.ycharts.com Twitter - @Sean_YCharts false full 112 tag:soundcloud,2010:tracks/730973764 Greg Zuckerman - The Man Who Solved the Market: How Jim Simons Revolutionized Wall Street Gregory Zuckerman is a Special Writer at The Wall Street Journal. He writes about big financial trades, hedge funds, private-equity firms and other investing and business topics. In the past, Greg wrote the "Heard on the Street" column and covered the credit markets for the paper. Greg is the author of "The Frackers: The Outrageous Inside Story of the New Billionaire Wildcatters," published November 2013 by Penguin Press. He's also the author of “The Greatest Trade Ever: The Behind-the-Scenes Story of How John Paulson Defied Wall Street and Made Financial History,” published in December 2010 by Crown Business, a division of Random House. Greg and his two sons wrote Rising Above: How 11 Athletes Overcame Challenges in their Youth to Become Stars,” a book for young readers and adults that describes the moving and remarkable stories of how various stars overcame imposing setbacks in their youth. Greg joined the Journal in 1996 after writing about media companies for the New York Post. Previously, he was the managing editor of Mergers & Acquisitions Report, a newsletter published by Investment Dealers' Digest. Greg graduated from Brandeis University in 1988, Magna Cum Laude. He lives with his wife and two sons in West Orange, N.J., where they enjoy the Yankees in the summer, the Giants in the fall, and reminisce about Jeremy Lin in the winter.

Listen in to hear:

  • how Jim Simons cracked the market with no financial background

  • why Renaissance Technologies is so secretive and private

  • how the investment landscape has shifted with the introduction of quant

  • why it is hard for new quant firms to compete on the same level as companies like Rentec

Email - gregory.zuckerman@wsj.com
Twitter - @GZuckerman

]]> Thu, 23 Jan 2020 06:00:00 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Gregory Zuckerman is a Special Writer at The Wall Street Journal. He writes about big financial trades, hedge funds, private-equity firms and other investing and business topics. In the past, Greg wrote the "Heard on the Street" column and covered the credit markets for the paper. Greg is the author of "The Frackers: The Outrageous Inside Story of the New Billionaire Wildcatters," published November 2013 by Penguin Press. He's also the author of “The Greatest Trade Ever: The Behind-the-Scenes Story of How John Paulson Defied Wall Street and Made Financial History,” published in December 2010 by Crown Business, a division of Random House. Greg and his two sons wrote Rising Above: How 11 Athletes Overcame Challenges in their Youth to Become Stars,” a book for young readers and adults that describes the moving and remarkable stories of how various stars overcame imposing setbacks in their youth. Greg joined the Journal in 1996 after writing about media companies for the New York Post. Previously, he was the managing editor of Mergers & Acquisitions Report, a newsletter published by Investment Dealers' Digest. Greg graduated from Brandeis University in 1988, Magna Cum Laude. He lives with his wife and two sons in West Orange, N.J., where they enjoy the Yankees in the summer, the Giants in the fall, and reminisce about Jeremy Lin in the winter.

Listen in to hear:

  • how Jim Simons cracked the market with no financial background

  • why Renaissance Technologies is so secretive and private

  • how the investment landscape has shifted with the introduction of quant

  • why it is hard for new quant firms to compete on the same level as companies like Rentec

Email - gregory.zuckerman@wsj.com
Twitter - @GZuckerman

]]> Greg Zuckerman - The Man Who Solved the Market: How Jim Simons Revolutionized Wall Street Dr. Daniel Crosby 00:35:17 Gregory Zuckerman is a Special Writer at The Wall Street Journal. He writes about big financial trades, hedge funds, private-equity firms and other investing and business topics. In the past, Greg wrote the "Heard on the Street" column and covered the credit markets for the paper. Greg is the author of "The Frackers: The Outrageous Inside Story of the New Billionaire Wildcatters," published November 2013 by Penguin Press. He's also the author of “The Greatest Trade Ever: The Behind-the-Scenes Story of How John Paulson Defied Wall Street and Made Financial History,” published in December 2010 by Crown Business, a division of Random House. Greg and his two sons wrote Rising Above: How 11 Athletes Overcame Challenges in their Youth to Become Stars,” a book for young readers and adults that describes the moving and remarkable stories of how various stars overcame imposing setbacks in their youth. Greg joined the Journal in 1996 after writing about media companies for the New York Post. Previously, he was the managing editor of Mergers & Acquisitions Report, a newsletter published by Investment Dealers' Digest. Greg graduated from Brandeis University in 1988, Magna Cum Laude. He lives with his wife and two sons in West Orange, N.J., where they enjoy the Yankees in the summer, the Giants in the fall, and reminisce about Jeremy Lin in the winter. Listen in to hear: - how Jim Simons cracked the market with no financial background - why Renaissance Technologies is so secretive and private - how the investment landscape has shifted with the introduction of quant - why it is hard for new quant firms to compete on the same level as companies like Rentec Email - gregory.zuckerman@wsj.com Twitter - @GZuckerman Gregory Zuckerman is a Special Writer at The Wall Street Journal. He writes about big financial trades, hedge funds, private-equity firms and other investing and business topics. In the past, Greg wrote the "Heard on the Street" column and covered the credit markets for the paper. Greg is the author of "The Frackers: The Outrageous Inside Story of the New Billionaire Wildcatters," published November 2013 by Penguin Press. He's also the author of “The Greatest Trade Ever: The Behind-the-Scenes Story of How John Paulson Defied Wall Street and Made Financial History,” published in December 2010 by Crown Business, a division of Random House. Greg and his two sons wrote Rising Above: How 11 Athletes Overcame Challenges in their Youth to Become Stars,” a book for young readers and adults that describes the moving and remarkable stories of how various stars overcame imposing setbacks in their youth. Greg joined the Journal in 1996 after writing about media companies for the New York Post. Previously, he was the managing editor of Mergers & Acquisitions Report, a newsletter published by Investment Dealers' Digest. Greg graduated from Brandeis University in 1988, Magna Cum Laude. He lives with his wife and two sons in West Orange, N.J., where they enjoy the Yankees in the summer, the Giants in the fall, and reminisce about Jeremy Lin in the winter. Listen in to hear: - how Jim Simons cracked the market with no financial background - why Renaissance Technologies is so secretive and private - how the investment landscape has shifted with the introduction of quant - why it is hard for new quant firms to compete on the same level as companies like Rentec Email - gregory.zuckerman@wsj.com Twitter - @GZuckerman false full 111 tag:soundcloud,2010:tracks/730960711 Coach Dana Cavalea - RBIs and ROIs Coach Dana Cavalea is the former Director of Strength & Conditioning and Performance for the New York Yankees. He led the team to a World Championship in 2009. He is also the author of his new book, ‘Habits of a Champion, Nobody Becomes a Champion By Accident.’

Tune in to hear:

  • why influence is a cornerstone of performance

  • how to hate losing while not becoming overly risk averse

  • why too much data can adversely effect performance

  • why living “one pitch at a time” can lead to success

www.danacavalea.com

]]> Thu, 9 Jan 2020 06:00:06 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Coach Dana Cavalea is the former Director of Strength & Conditioning and Performance for the New York Yankees. He led the team to a World Championship in 2009. He is also the author of his new book, ‘Habits of a Champion, Nobody Becomes a Champion By Accident.’

Tune in to hear:

  • why influence is a cornerstone of performance

  • how to hate losing while not becoming overly risk averse

  • why too much data can adversely effect performance

  • why living “one pitch at a time” can lead to success

www.danacavalea.com

]]> Coach Dana Cavalea - RBIs and ROIs Dr. Daniel Crosby 00:53:14 Coach Dana Cavalea is the former Director of Strength & Conditioning and Performance for the New York Yankees. He led the team to a World Championship in 2009. He is also the author of his new book, ‘Habits of a Champion, Nobody Becomes a Champion By Accident.’ Tune in to hear: - why influence is a cornerstone of performance - how to hate losing while not becoming overly risk averse - why too much data can adversely effect performance - why living “one pitch at a time” can lead to success www.danacavalea.com Coach Dana Cavalea is the former Director of Strength & Conditioning and Performance for the New York Yankees. He led the team to a World Championship in 2009. He is also the author of his new book, ‘Habits of a Champion, Nobody Becomes a Champion By Accident.’ Tune in to hear: - why influence is a cornerstone of performance - how to hate losing while not becoming overly risk averse - why too much data can adversely effect performance - why living “one pitch at a time” can lead to success www.danacavalea.com false full 110 tag:soundcloud,2010:tracks/718335232 The Psychology of Commitment vs. Context: Understanding the Key Differences The Psychology Of Commitment Vs. Context by Dr. Daniel Crosby

]]> Mon, 25 Nov 2019 18:02:42 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ The Psychology Of Commitment Vs. Context by Dr. Daniel Crosby

]]> The Psychology of Commitment vs. Context: Understanding the Key Differences Dr. Daniel Crosby 00:11:00 The Psychology Of Commitment Vs. Context by Dr. Daniel Crosby The Psychology Of Commitment Vs. Context by Dr. Daniel Crosby false full 109 tag:soundcloud,2010:tracks/690996379 Jim Lake - From Career to Reflection: How Introspection and Storytelling Can Transform Your Retirement Tune in to hear:

Why retirement is the #1 financial concern of most people

How storytelling and introspection are revelatory when considering which financial retirement option suits you best

What qualities to look for in a financial professional who will bring your best interests to the table when preparing you for retirement

Advice for those who simply cannot save 20% of their present income for retirement

Why Jim doesn't feel that "retirement" is a good word to describe the contemporary shift in people's priorities at that stage in their life

]]> Thu, 17 Oct 2019 13:52:57 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tune in to hear:

Why retirement is the #1 financial concern of most people

How storytelling and introspection are revelatory when considering which financial retirement option suits you best

What qualities to look for in a financial professional who will bring your best interests to the table when preparing you for retirement

Advice for those who simply cannot save 20% of their present income for retirement

Why Jim doesn't feel that "retirement" is a good word to describe the contemporary shift in people's priorities at that stage in their life

]]> Jim Lake - From Career to Reflection: How Introspection and Storytelling Can Transform Your Retirement Dr. Daniel Crosby 00:47:46 This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Jim Lake. Jim has more passion today for the Protection business than when he started 30+ years ago in 1989. As the Chief Distribution Officer at Lifetime Financial Growth, he helps to make an impact in the lives of others every day. His enthusiasm about the industry and knowledge has made him a well-known and sought-after speaker at conferences, presenting at over 1,000 engagements ranging from seminars to regional and national meetings. This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby speaks with Jim Lake. Jim has more passion today for the Protection business than when he started 30+ years ago in 1989. As the Chief Distribution Officer at Lifetime Financial Growth, he helps to make an impact in the lives of others every day. His enthusiasm about the industry and knowledge has made him a well-known and sought-after speaker at conferences, presenting at over 1,000 engagements ranging from seminars to regional and national meetings. false full 108 tag:soundcloud,2010:tracks/682480226 Corey Phillips - Effective Community Leadership Strategies for Small Business Success Corey Phillips is a successful financial advisor with the Bulfinch Group in Boston as well as a co-owner of a retail liquor-store,  community advocate that sits on the Board of four different non-profits, a youth sports coach, and a dad of one and one-on-the-way, we ask Corey Phillips, how do you do it all?  Corey explores how to manage the illusive time-to-value ratio so that we can decide what doing it all looks like for each of us.  Additionally, Corey shares how, as a business owner and entrepreneur, and now advisor to business owners, the economic landscape has changed in the beer wine and liquor industry and the microcosm that it represents on how we all adapt to change to continue to thrive. Tune in to hear:

  • How small businesses and individuals can prepare for the shifting economic landscape

  • Which lessons learned from running a small business can be applied to your personal life & finances

  • Three questions to ask yourself before starting your own small business

  • The importance of time management and family support when running your own business

]]> Thu, 26 Sep 2019 05:00:15 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Corey Phillips is a successful financial advisor with the Bulfinch Group in Boston as well as a co-owner of a retail liquor-store,  community advocate that sits on the Board of four different non-profits, a youth sports coach, and a dad of one and one-on-the-way, we ask Corey Phillips, how do you do it all?  Corey explores how to manage the illusive time-to-value ratio so that we can decide what doing it all looks like for each of us.  Additionally, Corey shares how, as a business owner and entrepreneur, and now advisor to business owners, the economic landscape has changed in the beer wine and liquor industry and the microcosm that it represents on how we all adapt to change to continue to thrive. Tune in to hear:

  • How small businesses and individuals can prepare for the shifting economic landscape

  • Which lessons learned from running a small business can be applied to your personal life & finances

  • Three questions to ask yourself before starting your own small business

  • The importance of time management and family support when running your own business

]]> Corey Phillips - Effective Community Leadership Strategies for Small Business Success Dr. Daniel Crosby 00:41:03 false full 107 tag:soundcloud,2010:tracks/675613073 Mastering the Four Pillars of Investor Psychology for Better Decision-Making The Four Pillars of Investor Psychology by Dr. Daniel Crosby

]]> Tue, 3 Sep 2019 17:53:24 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ The Four Pillars of Investor Psychology by Dr. Daniel Crosby

]]> Mastering the Four Pillars of Investor Psychology for Better Decision-Making Dr. Daniel Crosby 00:54:13 The Four Pillars of Investor Psychology by Dr. Daniel Crosby The Four Pillars of Investor Psychology by Dr. Daniel Crosby false full 106 tag:soundcloud,2010:tracks/655960829 Nichole Mayer - Breaking the Chains of Debt: Your Path to a Debt-Free Life and Financial Empowerment Nichole is wealth management advisor with Westpac Wealth Partners who has 13 years of industry experience. She joins Dr. Crosby this week to discuss the good, bad and ugly of taking on personal debt. Listen in to learn:

How certain types of debt can actually be good
What she thinks can be done about the student debt crisis
Why you might not be able to afford as much home as that mortgage calculator suggests
What to consider when taking on credit card debt

Many personal finance professionals consider "debt" another four letter word but Nichole's nuanced take will give you much to consider.

]]> Thu, 22 Aug 2019 07:00:05 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Nichole is wealth management advisor with Westpac Wealth Partners who has 13 years of industry experience. She joins Dr. Crosby this week to discuss the good, bad and ugly of taking on personal debt. Listen in to learn:

How certain types of debt can actually be good
What she thinks can be done about the student debt crisis
Why you might not be able to afford as much home as that mortgage calculator suggests
What to consider when taking on credit card debt

Many personal finance professionals consider "debt" another four letter word but Nichole's nuanced take will give you much to consider.

]]> Nichole Mayer - Breaking the Chains of Debt: Your Path to a Debt-Free Life and Financial Empowerment Dr. Daniel Crosby 00:35:27 false full 104 tag:soundcloud,2010:tracks/647074824 Jim O'Shaughnessy - What Works on Wall Street Jim O'Shaughnessy is the founder of O'Shaughnessy Asset Management and the author of "What Works on Wall Street", one of the most influential investing books of all time. He joins me this week to discuss:

  • How we can overcome the "illusion of uniqueness" and understand that we are just as prone to bias as the next person
    -Whether or not he in fact killed value investing
    -The primary psychological risks of both active and passive investing
    -How to raise well-adjusted, successful children

You won't want to miss one of the brightest minds in quant investing and one of the best follows on Twitter.

]]> Wed, 14 Aug 2019 04:00:16 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Jim O'Shaughnessy is the founder of O'Shaughnessy Asset Management and the author of "What Works on Wall Street", one of the most influential investing books of all time. He joins me this week to discuss:

  • How we can overcome the "illusion of uniqueness" and understand that we are just as prone to bias as the next person
    -Whether or not he in fact killed value investing
    -The primary psychological risks of both active and passive investing
    -How to raise well-adjusted, successful children

You won't want to miss one of the brightest minds in quant investing and one of the best follows on Twitter.

]]> Jim O'Shaughnessy - What Works on Wall Street Dr. Daniel Crosby 01:07:08 Jim O'Shaughnessy is the founder of O'Shaughnessy Asset Management and the author of "What Works on Wall Street", one of the most influential investing books of all time. He joins me this week to discuss: - How we can overcome the "illusion of uniqueness" and understand that we are just as prone to bias as the next person -Whether or not he in fact killed value investing -The primary psychological risks of both active and passive investing -How to raise well-adjusted, successful children You won't want to miss one of the brightest minds in quant investing and one of the best follows on Twitter. Jim O'Shaughnessy is the founder of O'Shaughnessy Asset Management and the author of "What Works on Wall Street", one of the most influential investing books of all time. He joins me this week to discuss: - How we can overcome the "illusion of uniqueness" and understand that we are just as prone to bias as the next person -Whether or not he in fact killed value investing -The primary psychological risks of both active and passive investing -How to raise well-adjusted, successful children You won't want to miss one of the brightest minds in quant investing and one of the best follows on Twitter. false full 103 tag:soundcloud,2010:tracks/656437556 Andrew Guyton - All in the Family: How to Navigate the Challenges of Running a Family Business Andrew Guyton is a financial advisor with seven years of experience who joins us today to talk about the pros and perils of family business. In specific, we discuss:

What he and his father do to make financial planning fun and engaging
How he maintains a personal identity within a family business
What his father required him to do to prove himself before signing on
How he and his father manage to keep work and family separate in the off hours

If you've ever considered getting into business with friends or family, this will be a must-listen!

]]> Thu, 8 Aug 2019 09:36:54 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Andrew Guyton is a financial advisor with seven years of experience who joins us today to talk about the pros and perils of family business. In specific, we discuss:

What he and his father do to make financial planning fun and engaging
How he maintains a personal identity within a family business
What his father required him to do to prove himself before signing on
How he and his father manage to keep work and family separate in the off hours

If you've ever considered getting into business with friends or family, this will be a must-listen!

]]> Andrew Guyton - All in the Family: How to Navigate the Challenges of Running a Family Business Dr. Daniel Crosby 00:33:25 false full 102 tag:soundcloud,2010:tracks/637208433 Laurie Ruettimann - Should I Write a Book? Key Questions to Ask Before Starting Your Writing Journey Laurie Ruettimann is an HR consultant, keynote speaker, entrepreneur, and now, the proud owner of a pretty sweet book deal. In this candid interview she speaks to the ins and outs of something that 80% of Americans hope to accomplish: writing a book. Specifically, we discuss:

  • Why writing a book is a goal for so many people
    -How to know if you have what it takes
    -How much money you stand to make from writing
    -First steps to take on the path to authorship

Laurie is witty, knowledgeable, and gives an extremely honest look at the pride and pain of authorship. Listen in and start writing!

]]> Thu, 1 Aug 2019 06:00:25 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Laurie Ruettimann is an HR consultant, keynote speaker, entrepreneur, and now, the proud owner of a pretty sweet book deal. In this candid interview she speaks to the ins and outs of something that 80% of Americans hope to accomplish: writing a book. Specifically, we discuss:

  • Why writing a book is a goal for so many people
    -How to know if you have what it takes
    -How much money you stand to make from writing
    -First steps to take on the path to authorship

Laurie is witty, knowledgeable, and gives an extremely honest look at the pride and pain of authorship. Listen in and start writing!

]]> Laurie Ruettimann - Should I Write a Book? Key Questions to Ask Before Starting Your Writing Journey Dr. Daniel Crosby 00:41:59 Laurie Ruettimann is an HR consultant, keynote speaker, entrepreneur, and now, the proud owner of a pretty sweet book deal. In this candid interview she speaks to the ins and outs of something that 80% of Americans hope to accomplish: writing a book. Specifically, we discuss: - Why writing a book is a goal for so many people -How to know if you have what it takes -How much money you stand to make from writing -First steps to take on the path to authorship Laurie is witty, knowledgeable, and gives an extremely honest look at the pride and pain of authorship. Listen in and start writing! Laurie Ruettimann is an HR consultant, keynote speaker, entrepreneur, and now, the proud owner of a pretty sweet book deal. In this candid interview she speaks to the ins and outs of something that 80% of Americans hope to accomplish: writing a book. Specifically, we discuss: - Why writing a book is a goal for so many people -How to know if you have what it takes -How much money you stand to make from writing -First steps to take on the path to authorship Laurie is witty, knowledgeable, and gives an extremely honest look at the pride and pain of authorship. Listen in and start writing! false full 101 tag:soundcloud,2010:tracks/621525777 Kathleen Burns Kingsbury - Breaking the Silence on Money: Strategies for Open Conversations and Financial Empowerment Kathleen Burns Kingsbury is on a mission to break money silence and shatter taboos around finance. She joins us this week to discuss:

  • Why we are more comfortable talking about sex, politics and religion than money
    -How to talk to children about money in a manner that's meaningful to them
    -The pros and cons of financial literacy

Join us for this fascinating discussion that will lead you to break down walls in your own financial life.

]]> Thu, 25 Jul 2019 08:00:04 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Kathleen Burns Kingsbury is on a mission to break money silence and shatter taboos around finance. She joins us this week to discuss:

  • Why we are more comfortable talking about sex, politics and religion than money
    -How to talk to children about money in a manner that's meaningful to them
    -The pros and cons of financial literacy

Join us for this fascinating discussion that will lead you to break down walls in your own financial life.

]]> Kathleen Burns Kingsbury - Breaking the Silence on Money: Strategies for Open Conversations and Financial Empowerment Dr. Daniel Crosby 00:48:09 Kathleen Burns Kingsbury is on a mission to break money silence and shatter taboos around finance. She joins us this week to discuss: - Why we are more comfortable talking about sex, politics and religion than money -How to talk to children about money in a manner that's meaningful to them -The pros and cons of financial literacy Join us for this fascinating discussion that will lead you to break down walls in your own financial life. Kathleen Burns Kingsbury is on a mission to break money silence and shatter taboos around finance. She joins us this week to discuss: - Why we are more comfortable talking about sex, politics and religion than money -How to talk to children about money in a manner that's meaningful to them -The pros and cons of financial literacy Join us for this fascinating discussion that will lead you to break down walls in your own financial life. false full 100 tag:soundcloud,2010:tracks/646196424 Marty Nachemson - Adapting to a Changing World: Essential Skills for Success in Uncertain Times Marty Nachemson is a partner at Prosperian Wealth Management where he specializes in holistic financial planning. Today, he joins us to discuss how he stays adaptable in a business world that's always changing. We touch on:

  • How "adaptability quotient" or AQ, differs from IQ and EQ
  • Is the world really changing faster than ever?
  • Harvard's take on the three keys to having high AQ
  • How to create a culture that is comfortable with change
]]> Thu, 18 Jul 2019 10:00:04 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Marty Nachemson is a partner at Prosperian Wealth Management where he specializes in holistic financial planning. Today, he joins us to discuss how he stays adaptable in a business world that's always changing. We touch on:

  • How "adaptability quotient" or AQ, differs from IQ and EQ
  • Is the world really changing faster than ever?
  • Harvard's take on the three keys to having high AQ
  • How to create a culture that is comfortable with change
]]> Marty Nachemson - Adapting to a Changing World: Essential Skills for Success in Uncertain Times Dr. Daniel Crosby 00:33:13 false full 99 tag:soundcloud,2010:tracks/621607581 Doug Shaw - The Ultimate Guide to Cultivating Creativity for Personal and Professional Growth Doug Shaw believes that we are all artists and teaches business professionals to regain the natural enthusiasm for creativity we all had as children. Join us this week to learn:

  • How we can regain our former skill with and love of creative thinking
    -Why the World Economic Forum rates creativity as one of the top 3 skills needed for the future
    -How to focus on creative process rather than outcomes
  • How to overcome the fear of failure that chokes out creative thinking

Join us for this candid conversation that includes Daniel sharing his own struggles with breaking out of an intellectual rut.

]]> Thu, 11 Jul 2019 08:00:04 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Doug Shaw believes that we are all artists and teaches business professionals to regain the natural enthusiasm for creativity we all had as children. Join us this week to learn:

  • How we can regain our former skill with and love of creative thinking
    -Why the World Economic Forum rates creativity as one of the top 3 skills needed for the future
    -How to focus on creative process rather than outcomes
  • How to overcome the fear of failure that chokes out creative thinking

Join us for this candid conversation that includes Daniel sharing his own struggles with breaking out of an intellectual rut.

]]> Doug Shaw - The Ultimate Guide to Cultivating Creativity for Personal and Professional Growth Dr. Daniel Crosby 00:44:53 Doug Shaw believes that we are all artists and teaches business professionals to regain the natural enthusiasm for creativity we all had as children. Join us this week to learn: - How we can regain our former skill with and love of creative thinking -Why the World Economic Forum rates creativity as one of the top 3 skills needed for the future -How to focus on creative process rather than outcomes - How to overcome the fear of failure that chokes out creative thinking Join us for this candid conversation that includes Daniel sharing his own struggles with breaking out of an intellectual rut. Doug Shaw believes that we are all artists and teaches business professionals to regain the natural enthusiasm for creativity we all had as children. Join us this week to learn: - How we can regain our former skill with and love of creative thinking -Why the World Economic Forum rates creativity as one of the top 3 skills needed for the future -How to focus on creative process rather than outcomes - How to overcome the fear of failure that chokes out creative thinking Join us for this candid conversation that includes Daniel sharing his own struggles with breaking out of an intellectual rut. false full 98 tag:soundcloud,2010:tracks/624987798 Perth Tolle - Investing in Freedom Perth Tolle is the founder of the Life + Liberty index, the methodology underlying the launch of a new ETF. She joins us to discuss how she lives her mission of "We invest in freedom." Tune in to learn:

-How Perth and her team measure the abstract concept of freedom
-Why countries like the Philippines, with high profile human rights abuses, are still represented in the index
-The unique danger AI presents for the flourishing of freedom

You'll leave this interview inspired and better equipped to invest your money in a way that lets freedom ring.

]]> Mon, 1 Jul 2019 19:56:44 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Perth Tolle is the founder of the Life + Liberty index, the methodology underlying the launch of a new ETF. She joins us to discuss how she lives her mission of "We invest in freedom." Tune in to learn:

-How Perth and her team measure the abstract concept of freedom
-Why countries like the Philippines, with high profile human rights abuses, are still represented in the index
-The unique danger AI presents for the flourishing of freedom

You'll leave this interview inspired and better equipped to invest your money in a way that lets freedom ring.

]]> Perth Tolle - Investing in Freedom Dr. Daniel Crosby 00:51:04 Perth Tolle is the founder of the Life + Liberty index, the methodology underlying the launch of a new ETF. She joins us to discuss how she lives her mission of "We invest in freedom." Tune in to learn: -How Perth and her team measure the abstract concept of freedom -Why countries like the Philippines, with high profile human rights abuses, are still represented in the index -The unique danger AI presents for the flourishing of freedom You'll leave this interview inspired and better equipped to invest your money in a way that lets freedom ring. Perth Tolle is the founder of the Life + Liberty index, the methodology underlying the launch of a new ETF. She joins us to discuss how she lives her mission of "We invest in freedom." Tune in to learn: -How Perth and her team measure the abstract concept of freedom -Why countries like the Philippines, with high profile human rights abuses, are still represented in the index -The unique danger AI presents for the flourishing of freedom You'll leave this interview inspired and better equipped to invest your money in a way that lets freedom ring. false full 97 tag:soundcloud,2010:tracks/621068136 Bob Seawright - 10 Effective Techniques to Combat Behavioral Bias and Boost Rational Thinking Bob Seawright is the Chief Investment Officer of Madison Avenue Securities and a widely read blogger at Above the Market. He joins us to discuss:

-How to actively seek out dissenting opinions
-How investors can become educated without being inundated
-Some practical tips for overcoming overconfidence

Listen in to see what the king of long-form behavioral finance writing has to say about overcoming bias.

]]> Wed, 26 Jun 2019 15:56:12 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Bob Seawright is the Chief Investment Officer of Madison Avenue Securities and a widely read blogger at Above the Market. He joins us to discuss:

-How to actively seek out dissenting opinions
-How investors can become educated without being inundated
-Some practical tips for overcoming overconfidence

Listen in to see what the king of long-form behavioral finance writing has to say about overcoming bias.

]]> Bob Seawright - 10 Effective Techniques to Combat Behavioral Bias and Boost Rational Thinking Dr. Daniel Crosby 00:53:38 Bob Seawright is the Chief Investment Officer of Madison Avenue Securities and a widely read blogger at Above the Market. He joins us to discuss: -How to actively seek out dissenting opinions -How investors can become educated without being inundated -Some practical tips for overcoming overconfidence Listen in to see what the king of long-form behavioral finance writing has to say about overcoming bias. Bob Seawright is the Chief Investment Officer of Madison Avenue Securities and a widely read blogger at Above the Market. He joins us to discuss: -How to actively seek out dissenting opinions -How investors can become educated without being inundated -Some practical tips for overcoming overconfidence Listen in to see what the king of long-form behavioral finance writing has to say about overcoming bias. false full 96 tag:soundcloud,2010:tracks/639012648 Andrea Schaffer - Tax-Smart Investing: Strategies to Minimize Tax Burden and Grow Wealth Andrea Schaffer CLU® ChFC® CFP® is with Pacific Advisors in Claremont, California. Her practice focuses on individual and business planning, with special knowledge in charitable and investment planning, tax offset strategies, executive tax issues, executive benefits, and business succession.

She joins us today to talk about opportunity zones, including:

• What is an opportunity zone anyway?

• From a social responsibility standpoint, why might OZ make sense?

Join us to learn more about one of the hottest topics in investing.

]]> Thu, 20 Jun 2019 09:00:09 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Andrea Schaffer CLU® ChFC® CFP® is with Pacific Advisors in Claremont, California. Her practice focuses on individual and business planning, with special knowledge in charitable and investment planning, tax offset strategies, executive tax issues, executive benefits, and business succession.

She joins us today to talk about opportunity zones, including:

• What is an opportunity zone anyway?

• From a social responsibility standpoint, why might OZ make sense?

Join us to learn more about one of the hottest topics in investing.

]]> Andrea Schaffer - Tax-Smart Investing: Strategies to Minimize Tax Burden and Grow Wealth Dr. Daniel Crosby 00:35:37 false full 95 tag:soundcloud,2010:tracks/624840651 Ron Carson - The Ultimate Blueprint for Creating a Successful Financial Advice Empire Ron Carson is one of the most successful financial advisors in the world in addition to being a bestseling author and sought after coach. He joins Standard Deviations to share his journey from college dorm room to the top of the mountain. Within, we discuss:

  • How Ron moved from loving to hating the financial advice business
  • Why he thinks that tech giants pose a threat to the world of finance
  • His vision for the future of machine learning and artificial intelligence

You won't want to miss this personal and emotional conversation with one of the industry titans.

]]> Fri, 14 Jun 2019 13:43:20 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Ron Carson is one of the most successful financial advisors in the world in addition to being a bestseling author and sought after coach. He joins Standard Deviations to share his journey from college dorm room to the top of the mountain. Within, we discuss:

  • How Ron moved from loving to hating the financial advice business
  • Why he thinks that tech giants pose a threat to the world of finance
  • His vision for the future of machine learning and artificial intelligence

You won't want to miss this personal and emotional conversation with one of the industry titans.

]]> Ron Carson - The Ultimate Blueprint for Creating a Successful Financial Advice Empire Dr. Daniel Crosby 00:46:34 Ron Carson is one of the most successful financial advisors in the world in addition to being a bestseling author and sought after coach. He joins Standard Deviations to share his journey from college dorm room to the top of the mountain. Within, we discuss: - How Ron moved from loving to hating the financial advice business - Why he thinks that tech giants pose a threat to the world of finance - His vision for the future of machine learning and artificial intelligence You won't want to miss this personal and emotional conversation with one of the industry titans. Ron Carson is one of the most successful financial advisors in the world in addition to being a bestseling author and sought after coach. He joins Standard Deviations to share his journey from college dorm room to the top of the mountain. Within, we discuss: - How Ron moved from loving to hating the financial advice business - Why he thinks that tech giants pose a threat to the world of finance - His vision for the future of machine learning and artificial intelligence You won't want to miss this personal and emotional conversation with one of the industry titans. false full 94 tag:soundcloud,2010:tracks/610846062 Brent Beshore - Building a Baby Berkshire: Essential Strategies for Growing Wealth Like Warren Buffett Brent Beshore, author of The Messy Marketplaces, is on a mission to build a wealth compounding enterprise comprised of the sort of small business that make up the backbone of American commerce. Join us as we talk:

-How he maintains an attitude of "principled contrarianism"
-The 10 ideas that have shaped his approach to life and business
-His disdain for the term "irrationality" with respect to human behavior

Join us for a conversation with one of the most principled individuals and original thinkers in the space.

]]> Thu, 6 Jun 2019 08:00:05 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Brent Beshore, author of The Messy Marketplaces, is on a mission to build a wealth compounding enterprise comprised of the sort of small business that make up the backbone of American commerce. Join us as we talk:

-How he maintains an attitude of "principled contrarianism"
-The 10 ideas that have shaped his approach to life and business
-His disdain for the term "irrationality" with respect to human behavior

Join us for a conversation with one of the most principled individuals and original thinkers in the space.

]]> Brent Beshore - Building a Baby Berkshire: Essential Strategies for Growing Wealth Like Warren Buffett Dr. Daniel Crosby 00:43:58 Brent Beshore, author of The Messy Marketplaces, is on a mission to build a wealth compounding enterprise comprised of the sort of small business that make up the backbone of American commerce. Join us as we talk: -How he maintains an attitude of "principled contrarianism" -The 10 ideas that have shaped his approach to life and business -His disdain for the term "irrationality" with respect to human behavior Join us for a conversation with one of the most principled individuals and original thinkers in the space. Brent Beshore, author of The Messy Marketplaces, is on a mission to build a wealth compounding enterprise comprised of the sort of small business that make up the backbone of American commerce. Join us as we talk: -How he maintains an attitude of "principled contrarianism" -The 10 ideas that have shaped his approach to life and business -His disdain for the term "irrationality" with respect to human behavior Join us for a conversation with one of the most principled individuals and original thinkers in the space. false full 93 tag:soundcloud,2010:tracks/629050998 Change Your Environment, Change Your Life: Proven Strategies for Personal Growth Change Your Environment, Change Your Life by Dr. Daniel Crosby

]]> Fri, 31 May 2019 10:29:07 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Change Your Environment, Change Your Life by Dr. Daniel Crosby

]]> Change Your Environment, Change Your Life: Proven Strategies for Personal Growth Dr. Daniel Crosby 00:07:35 Change Your Environment, Change Your Life by Dr. Daniel Crosby Change Your Environment, Change Your Life by Dr. Daniel Crosby false full 92 tag:soundcloud,2010:tracks/611845098 Nick Maggiuli - Of Dollars and Data: A Comprehensive Guide to Data-Driven Financial Strategies Nick Maggiuli is unrivaled in his ability to illustrate complex financial ideas simply using data. He joins Standard Deviations this week to discuss:

  • How he manages bias in his search for the best data
  • What he believes to be "the most important asset"
  • Rules of thumb for deciding whether to trade time for money
  • His innovative take on competition (or the lack thereof)

Tune in and let Nick's data help you better manage your dollars.

]]> Thu, 30 May 2019 11:40:28 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Nick Maggiuli is unrivaled in his ability to illustrate complex financial ideas simply using data. He joins Standard Deviations this week to discuss:

  • How he manages bias in his search for the best data
  • What he believes to be "the most important asset"
  • Rules of thumb for deciding whether to trade time for money
  • His innovative take on competition (or the lack thereof)

Tune in and let Nick's data help you better manage your dollars.

]]> Nick Maggiuli - Of Dollars and Data: A Comprehensive Guide to Data-Driven Financial Strategies Dr. Daniel Crosby 00:37:52 Nick Maggiuli is unrivaled in his ability to illustrate complex financial ideas simply using data. He joins Standard Deviations this week to discuss: - How he manages bias in his search for the best data - What he believes to be "the most important asset" - Rules of thumb for deciding whether to trade time for money - His innovative take on competition (or the lack thereof) Tune in and let Nick's data help you better manage your dollars. Nick Maggiuli is unrivaled in his ability to illustrate complex financial ideas simply using data. He joins Standard Deviations this week to discuss: - How he manages bias in his search for the best data - What he believes to be "the most important asset" - Rules of thumb for deciding whether to trade time for money - His innovative take on competition (or the lack thereof) Tune in and let Nick's data help you better manage your dollars. false full 91 tag:soundcloud,2010:tracks/611911752 Morgan Housel - The Psychology of Money Morgan Housel is one of the world's foremost leaders on all things money and human nature. He joins us this week to discuss:

-Why education improves outcomes in other disciplines but not always in finance
-The just-world fallacy as it pertains to wealth
-The inescapability of our personal histories
-The appropriate balance between optimism and pessimism

Don't miss this conversation with one of the deepest thinkers in finance!

]]> Wed, 22 May 2019 18:06:48 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Morgan Housel is one of the world's foremost leaders on all things money and human nature. He joins us this week to discuss:

-Why education improves outcomes in other disciplines but not always in finance
-The just-world fallacy as it pertains to wealth
-The inescapability of our personal histories
-The appropriate balance between optimism and pessimism

Don't miss this conversation with one of the deepest thinkers in finance!

]]> Morgan Housel - The Psychology of Money Dr. Daniel Crosby 00:58:07 Morgan Housel is one of the world's foremost leaders on all things money and human nature. He joins us this week to discuss: -Why education improves outcomes in other disciplines but not always in finance -The just-world fallacy as it pertains to wealth -The inescapability of our personal histories -The appropriate balance between optimism and pessimism Don't miss this conversation with one of the deepest thinkers in finance! Morgan Housel is one of the world's foremost leaders on all things money and human nature. He joins us this week to discuss: -Why education improves outcomes in other disciplines but not always in finance -The just-world fallacy as it pertains to wealth -The inescapability of our personal histories -The appropriate balance between optimism and pessimism Don't miss this conversation with one of the deepest thinkers in finance! false full 90 tag:soundcloud,2010:tracks/604354494 Jason Voss - The Intuitive Investor: Unlocking the Secrets of Smarter Investing Jason is the CEO Active Investment Management Consulting, a former asset manager, the author of The Intuitive Investor and innovator in the world of financial services around making the field more introspective and empathic. He is one of the most original thinkers in finance and you won't want to miss this episode in which we discuss:

  • Jason's take on the future of the asset management industry
  • "Alpha wounds" or things that asset managers do that destroy value
  • How people of all stripes can be more creative
]]> Thu, 16 May 2019 03:40:00 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Jason is the CEO Active Investment Management Consulting, a former asset manager, the author of The Intuitive Investor and innovator in the world of financial services around making the field more introspective and empathic. He is one of the most original thinkers in finance and you won't want to miss this episode in which we discuss:

  • Jason's take on the future of the asset management industry
  • "Alpha wounds" or things that asset managers do that destroy value
  • How people of all stripes can be more creative
]]> Jason Voss - The Intuitive Investor: Unlocking the Secrets of Smarter Investing Dr. Daniel Crosby 01:05:38 Jason is the CEO Active Investment Management Consulting, a former asset manager, the author of The Intuitive Investor and innovator in the world of financial services around making the field more introspective and empathic. He is one of the most original thinkers in finance and you won't want to miss this episode in which we discuss: - Jason's take on the future of the asset management industry - "Alpha wounds" or things that asset managers do that destroy value - How people of all stripes can be more creative Jason is the CEO Active Investment Management Consulting, a former asset manager, the author of The Intuitive Investor and innovator in the world of financial services around making the field more introspective and empathic. He is one of the most original thinkers in finance and you won't want to miss this episode in which we discuss: - Jason's take on the future of the asset management industry - "Alpha wounds" or things that asset managers do that destroy value - How people of all stripes can be more creative false full 89 tag:soundcloud,2010:tracks/608069541 Clare Flynn Levy - Unlock Better Decision-Making with Behavioral Science Insights Clare Flynn Levy is a former fund manager who is now the CEO of Essentia Analytics, a behavioral finance platform designed to help managers make better decisions. In this episode, we discuss:

-Why Clare believes in active management at a time when fund flows suggest otherwise
-How she tells some of the richest people in the world, "You're wrong"
-The most common behavioral errors she sees among fund managers

]]> Thu, 9 May 2019 08:00:09 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Clare Flynn Levy is a former fund manager who is now the CEO of Essentia Analytics, a behavioral finance platform designed to help managers make better decisions. In this episode, we discuss:

-Why Clare believes in active management at a time when fund flows suggest otherwise
-How she tells some of the richest people in the world, "You're wrong"
-The most common behavioral errors she sees among fund managers

]]> Clare Flynn Levy - Unlock Better Decision-Making with Behavioral Science Insights Dr. Daniel Crosby 00:51:28 Clare Flynn Levy is a former fund manager who is now the CEO of Essentia Analytics, a behavioral finance platform designed to help managers make better decisions. In this episode, we discuss: -Why Clare believes in active management at a time when fund flows suggest otherwise -How she tells some of the richest people in the world, "You're wrong" -The most common behavioral errors she sees among fund managers Clare Flynn Levy is a former fund manager who is now the CEO of Essentia Analytics, a behavioral finance platform designed to help managers make better decisions. In this episode, we discuss: -Why Clare believes in active management at a time when fund flows suggest otherwise -How she tells some of the richest people in the world, "You're wrong" -The most common behavioral errors she sees among fund managers false full 88 tag:soundcloud,2010:tracks/604380600 Jamie Catherwood - The Top Financial Lessons from History: How Past Trends Shape Today's Economy Jamie is a rising star in the world of finance who has burst onto the scene with his in-depth analysis of financial history. In this episode, Jamie helps us understand the lessons of financial history with an eye to learning from past mistakes. Our discussion includes:

-How can learn from financial history without drawing spurious correlations?
-Why the roots of modern ETFs actually begin in Medieval Europe

  • Jamie's favorite books on financial history

Tune in to learn from the consensus FinTwit Rookie of the Year!

]]> Thu, 2 May 2019 08:00:19 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Jamie is a rising star in the world of finance who has burst onto the scene with his in-depth analysis of financial history. In this episode, Jamie helps us understand the lessons of financial history with an eye to learning from past mistakes. Our discussion includes:

-How can learn from financial history without drawing spurious correlations?
-Why the roots of modern ETFs actually begin in Medieval Europe

  • Jamie's favorite books on financial history

Tune in to learn from the consensus FinTwit Rookie of the Year!

]]> Jamie Catherwood - The Top Financial Lessons from History: How Past Trends Shape Today's Economy Dr. Daniel Crosby 00:36:20 Jamie is a rising star in the world of finance who has burst onto the scene with his in-depth analysis of financial history. In this episode, Jamie helps us understand the lessons of financial history with an eye to learning from past mistakes. Our discussion includes: -How can learn from financial history without drawing spurious correlations? -Why the roots of modern ETFs actually begin in Medieval Europe - Jamie's favorite books on financial history Tune in to learn from the consensus FinTwit Rookie of the Year! Jamie is a rising star in the world of finance who has burst onto the scene with his in-depth analysis of financial history. In this episode, Jamie helps us understand the lessons of financial history with an eye to learning from past mistakes. Our discussion includes: -How can learn from financial history without drawing spurious correlations? -Why the roots of modern ETFs actually begin in Medieval Europe - Jamie's favorite books on financial history Tune in to learn from the consensus FinTwit Rookie of the Year! false full 87 tag:soundcloud,2010:tracks/610223541 Andy Swan - Investing in the Digital Age: Using Twitter Sentiment to Predict Market Trends Andy Swan is the founder of LikeFolio, a company that provides consumer behavior insights to investors and corporations. In this episode, we discuss using social media sentiment from sites like Twitter to make investment decisions. Our conversation includes:

  • How accurate is Twitter sentiment at helping predict market moves?
    -Why Andy believes in concentrated portfolios
  • The benefits of running a tech company from a non-traditional location

Andy is a true contrarian with ideas that you won't want to miss.

]]> Thu, 25 Apr 2019 08:00:14 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Andy Swan is the founder of LikeFolio, a company that provides consumer behavior insights to investors and corporations. In this episode, we discuss using social media sentiment from sites like Twitter to make investment decisions. Our conversation includes:

  • How accurate is Twitter sentiment at helping predict market moves?
    -Why Andy believes in concentrated portfolios
  • The benefits of running a tech company from a non-traditional location

Andy is a true contrarian with ideas that you won't want to miss.

]]> Andy Swan - Investing in the Digital Age: Using Twitter Sentiment to Predict Market Trends Dr. Daniel Crosby 00:43:32 Andy Swan is the founder of LikeFolio, a company that provides consumer behavior insights to investors and corporations. In this episode, we discuss using social media sentiment from sites like Twitter to make investment decisions. Our conversation includes: - How accurate is Twitter sentiment at helping predict market moves? -Why Andy believes in concentrated portfolios - The benefits of running a tech company from a non-traditional location Andy is a true contrarian with ideas that you won't want to miss. Andy Swan is the founder of LikeFolio, a company that provides consumer behavior insights to investors and corporations. In this episode, we discuss using social media sentiment from sites like Twitter to make investment decisions. Our conversation includes: - How accurate is Twitter sentiment at helping predict market moves? -Why Andy believes in concentrated portfolios - The benefits of running a tech company from a non-traditional location Andy is a true contrarian with ideas that you won't want to miss. false full 86 tag:soundcloud,2010:tracks/586076181 Joleen Mainz - Facing Tragedy Through Preparation: Essential Steps for Building Resilience When her life was upended by a series of tragic events, Joleen Mainz wasn't sure how to proceed. Luckily, she found strength in taking much of the same advice that she had given her clients over the years. Listen to this heart wrenching episode to learn:

Why "eating your own" cooking is a must for financial professionals
How Joleen maintains hope in the face of tragedy
What you can do today to prepare for the unthinkable

]]> Thu, 18 Apr 2019 09:00:14 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ When her life was upended by a series of tragic events, Joleen Mainz wasn't sure how to proceed. Luckily, she found strength in taking much of the same advice that she had given her clients over the years. Listen to this heart wrenching episode to learn:

Why "eating your own" cooking is a must for financial professionals
How Joleen maintains hope in the face of tragedy
What you can do today to prepare for the unthinkable

]]> Joleen Mainz - Facing Tragedy Through Preparation: Essential Steps for Building Resilience Dr. Daniel Crosby 00:40:02 false full 85 tag:soundcloud,2010:tracks/603429543 Mindful Minute - The Science Behind Happiness: A Simple Formula for Lasting Contentment Mindful Minute - The Formula For Happiness by Dr. Daniel Crosby

]]> Mon, 15 Apr 2019 13:00:10 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Mindful Minute - The Formula For Happiness by Dr. Daniel Crosby

]]> Mindful Minute - The Science Behind Happiness: A Simple Formula for Lasting Contentment Dr. Daniel Crosby 00:07:53 Mindful Minute - The Formula For Happiness by Dr. Daniel Crosby Mindful Minute - The Formula For Happiness by Dr. Daniel Crosby false full 84 tag:soundcloud,2010:tracks/585047640 Christine Benz - Retirement Planning Made Easy: The Benefits of a Goals-Based Approach to Secure Your Future This week on Standard Deviations, Dr. Crosby is joined by Christine Benz, the Director of Personal Finance at Morningstar and author of "30 Minute Money Solutions: A Step-by-Step Guide to Managing your Finances."

They take on the intersection of retirement and psychology, specifically focusing on goals-based approaches to retirement readiness. Talking points include:

What is a goals-based approach to retirement and what are its potential psychological advantages?

What is mental accounting and how can it be used to manage financial behavior?

How can those who are underprepared for retirement get started today?

Christine has a wealth of knowledge on the topic and you're sure to leave with ideas for how you can better prepare for tomorrow.

]]> Thu, 11 Apr 2019 08:00:14 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ This week on Standard Deviations, Dr. Crosby is joined by Christine Benz, the Director of Personal Finance at Morningstar and author of "30 Minute Money Solutions: A Step-by-Step Guide to Managing your Finances."

They take on the intersection of retirement and psychology, specifically focusing on goals-based approaches to retirement readiness. Talking points include:

What is a goals-based approach to retirement and what are its potential psychological advantages?

What is mental accounting and how can it be used to manage financial behavior?

How can those who are underprepared for retirement get started today?

Christine has a wealth of knowledge on the topic and you're sure to leave with ideas for how you can better prepare for tomorrow.

]]> Christine Benz - Retirement Planning Made Easy: The Benefits of a Goals-Based Approach to Secure Your Future Dr. Daniel Crosby 00:45:52 This week on Standard Deviations, Dr. Crosby is joined by Christine Benz, the Director of Personal Finance at Morningstar and author of "30 Minute Money Solutions: A Step-by-Step Guide to Managing your Finances." They take on the intersection of retirement and psychology, specifically focusing on goals-based approaches to retirement readiness. Talking points include: What is a goals-based approach to retirement and what are its potential psychological advantages? What is mental accounting and how can it be used to manage financial behavior? How can those who are underprepared for retirement get started today? Christine has a wealth of knowledge on the topic and you're sure to leave with ideas for how you can better prepare for tomorrow. This week on Standard Deviations, Dr. Crosby is joined by Christine Benz, the Director of Personal Finance at Morningstar and author of "30 Minute Money Solutions: A Step-by-Step Guide to Managing your Finances." They take on the intersection of retirement and psychology, specifically focusing on goals-based approaches to retirement readiness. Talking points include: What is a goals-based approach to retirement and what are its potential psychological advantages? What is mental accounting and how can it be used to manage financial behavior? How can those who are underprepared for retirement get started today? Christine has a wealth of knowledge on the topic and you're sure to leave with ideas for how you can better prepare for tomorrow. false full 83 tag:soundcloud,2010:tracks/601541376 Dr. Jordan Turner - A Comprehensive Guide to Understanding the Myers-Briggs Type Indicator (MBTI) The Myers-Briggs Type Indicator is the world's most popular personality instrument but isn't without its controversies. Loved by loyalists and sneered at by many social scientists, Dr. Turner gives a candid assessment of the strengths and weaknesses of the MBTI and speaks directly to how it can be used to deepen our understanding of self. Specifically, we discuss:

The origins of the MBTI
Common criticisms of the MBTI including validity and reliability
Each of the four personality scales
The ideal applications of personality testing

]]> Mon, 8 Apr 2019 10:26:35 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ The Myers-Briggs Type Indicator is the world's most popular personality instrument but isn't without its controversies. Loved by loyalists and sneered at by many social scientists, Dr. Turner gives a candid assessment of the strengths and weaknesses of the MBTI and speaks directly to how it can be used to deepen our understanding of self. Specifically, we discuss:

The origins of the MBTI
Common criticisms of the MBTI including validity and reliability
Each of the four personality scales
The ideal applications of personality testing

]]> Dr. Jordan Turner - A Comprehensive Guide to Understanding the Myers-Briggs Type Indicator (MBTI) Dr. Daniel Crosby 00:53:20 The Myers-Briggs Type Indicator is the world's most popular personality instrument but isn't without its controversies. Loved by loyalists and sneered at by many social scientists, Dr. Turner gives a candid assessment of the strengths and weaknesses of the MBTI and speaks directly to how it can be used to deepen our understanding of self. Specifically, we discuss: The origins of the MBTI Common criticisms of the MBTI including validity and reliability Each of the four personality scales The ideal applications of personality testing The Myers-Briggs Type Indicator is the world's most popular personality instrument but isn't without its controversies. Loved by loyalists and sneered at by many social scientists, Dr. Turner gives a candid assessment of the strengths and weaknesses of the MBTI and speaks directly to how it can be used to deepen our understanding of self. Specifically, we discuss: The origins of the MBTI Common criticisms of the MBTI including validity and reliability Each of the four personality scales The ideal applications of personality testing false full 82 tag:soundcloud,2010:tracks/590583441 How to Give Advice That Sticks: Proven Techniques for Influencing Positive Change Bad news: Only about 40% of Americans get financial advice.

Worse news: Only about half of those that receive financial advice actually follow it through.

Dr. Moira Somers book, Advice That Sticks, has 5 keys for giving advice that is actually implemented.

]]> Mon, 8 Apr 2019 07:00:02 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Bad news: Only about 40% of Americans get financial advice.

Worse news: Only about half of those that receive financial advice actually follow it through.

Dr. Moira Somers book, Advice That Sticks, has 5 keys for giving advice that is actually implemented.

]]> How to Give Advice That Sticks: Proven Techniques for Influencing Positive Change Dr. Daniel Crosby 00:06:14 Bad news: Only about 40% of Americans get financial advice. Worse news: Only about half of those that receive financial advice actually follow it through. Dr. Moira Somers book, Advice That Sticks, has 5 keys for giving advice that is actually implemented. Bad news: Only about 40% of Americans get financial advice. Worse news: Only about half of those that receive financial advice actually follow it through. Dr. Moira Somers book, Advice That Sticks, has 5 keys for giving advice that is actually implemented. false full 81 tag:soundcloud,2010:tracks/592013220 The Ultimate Guide to Financial Truths: Essential Insights for Financial Success Thu, 4 Apr 2019 12:36:34 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ The Ultimate Guide to Financial Truths: Essential Insights for Financial Success Dr. Daniel Crosby 00:04:33 false full 80 tag:soundcloud,2010:tracks/590577885 The 5 Key Points of Friction Around Money and How to Overcome Them Disagreements about money are the #1 reason for divorce in North America. But what do couples fight about when they fight about money? Dr. Crosby is here to share the five points of friction around wealth.

]]> Mon, 1 Apr 2019 07:00:02 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Disagreements about money are the #1 reason for divorce in North America. But what do couples fight about when they fight about money? Dr. Crosby is here to share the five points of friction around wealth.

]]> The 5 Key Points of Friction Around Money and How to Overcome Them Dr. Daniel Crosby 00:08:35 Disagreements about money are the #1 reason for divorce in North America. But what do couples fight about when they fight about money? Dr. Crosby is here to share the five points of friction around wealth. Disagreements about money are the #1 reason for divorce in North America. But what do couples fight about when they fight about money? Dr. Crosby is here to share the five points of friction around wealth. false full 79 tag:soundcloud,2010:tracks/592460610 Joseph Fitzgerald - Understanding the Retirement Savings Crisis: What It Means for Your Future Joe Fitzgerald is worried. As a financial advisor, he sees the retirement savings crisis in America for what it is and has thoughts on how to fix it.

Tune in to learn:

Which cultural differences drive savings behaviors around the world
The common behaviors shared by the best savers
How to avoid "lifestyle creep" and living beyond your means

]]> Thu, 28 Mar 2019 08:00:19 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Joe Fitzgerald is worried. As a financial advisor, he sees the retirement savings crisis in America for what it is and has thoughts on how to fix it.

Tune in to learn:

Which cultural differences drive savings behaviors around the world
The common behaviors shared by the best savers
How to avoid "lifestyle creep" and living beyond your means

]]> Joseph Fitzgerald - Understanding the Retirement Savings Crisis: What It Means for Your Future Dr. Daniel Crosby 00:33:20 false full 78 tag:soundcloud,2010:tracks/590569113 Unlock Wealth: The 6 Key Behaviors That Guarantee Financial Prosperity You may not have money today, but will you down the line? New research from Dr. Sarah Stanley Fallaw has the answer.

]]> Mon, 25 Mar 2019 12:59:12 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ You may not have money today, but will you down the line? New research from Dr. Sarah Stanley Fallaw has the answer.

]]> Unlock Wealth: The 6 Key Behaviors That Guarantee Financial Prosperity Dr. Daniel Crosby 00:04:07 You may not have money today, but will you down the line? New research from Dr. Sarah Stanley Fallaw has the answer. You may not have money today, but will you down the line? New research from Dr. Sarah Stanley Fallaw has the answer. false full 77 tag:soundcloud,2010:tracks/583540698 Aaron Klein - New Horizons in Risk Profiling: How Advanced Techniques are Shaping Financial Strategies Aaron Klein is the CEO and co-founder of Riskalyze, a fintech company that has taken the world of financial advice by storm over the past five years. In this episode, Aaron touches on:

The Riskalyze origin story
Why he favors numerical over psychometric approaches to measuring risk
What the future of fintech looks like
How Riskalyze hires and trains for culture

]]> Thu, 21 Mar 2019 09:00:09 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Aaron Klein is the CEO and co-founder of Riskalyze, a fintech company that has taken the world of financial advice by storm over the past five years. In this episode, Aaron touches on:

The Riskalyze origin story
Why he favors numerical over psychometric approaches to measuring risk
What the future of fintech looks like
How Riskalyze hires and trains for culture

]]> Aaron Klein - New Horizons in Risk Profiling: How Advanced Techniques are Shaping Financial Strategies Dr. Daniel Crosby 00:58:08 Aaron Klein is the CEO and co-founder of Riskalyze, a fintech company that has taken the world of financial advice by storm over the past five years. In this episode, Aaron touches on: The Riskalyze origin story Why he favors numerical over psychometric approaches to measuring risk What the future of fintech looks like How Riskalyze hires and trains for culture Aaron Klein is the CEO and co-founder of Riskalyze, a fintech company that has taken the world of financial advice by storm over the past five years. In this episode, Aaron touches on: The Riskalyze origin story Why he favors numerical over psychometric approaches to measuring risk What the future of fintech looks like How Riskalyze hires and trains for culture false full 76 tag:soundcloud,2010:tracks/590564772 The Pratfall Effect Explained: The Surprising Power of Imperfection Our favorite people are competent but just human enough to be believable. Tip: To be well loved be authentic about your weaknesses.

]]> Mon, 18 Mar 2019 07:00:18 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Our favorite people are competent but just human enough to be believable. Tip: To be well loved be authentic about your weaknesses.

]]> The Pratfall Effect Explained: The Surprising Power of Imperfection Dr. Daniel Crosby 00:05:14 Our favorite people are competent but just human enough to be believable. Tip: To be well loved be authentic about your weaknesses. Our favorite people are competent but just human enough to be believable. Tip: To be well loved be authentic about your weaknesses. false full 75 tag:soundcloud,2010:tracks/583004460 Corey Hoffstein - A Day at the Factor Zoo Corey Hoffstein is one of the brightest minds in quant investing and has a unique knack for making hard-to-understand concepts palatable for novice investors. Tune in this week to understand:

• Why a risk-first approach to managing money could make sense
• Why pain may actually be sought out when considering investment factors
• What set of circumstances would cause Corey to reconsider a cherished investment factor
• Why honesty and candor can be essential characteristics of good asset managers

]]> Thu, 14 Mar 2019 10:41:54 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Corey Hoffstein is one of the brightest minds in quant investing and has a unique knack for making hard-to-understand concepts palatable for novice investors. Tune in this week to understand:

• Why a risk-first approach to managing money could make sense
• Why pain may actually be sought out when considering investment factors
• What set of circumstances would cause Corey to reconsider a cherished investment factor
• Why honesty and candor can be essential characteristics of good asset managers

]]> Corey Hoffstein - A Day at the Factor Zoo Dr. Daniel Crosby 01:00:48 Corey Hoffstein is one of the brightest minds in quant investing and has a unique knack for making hard-to-understand concepts palatable for novice investors. Tune in this week to understand: • Why a risk-first approach to managing money could make sense • Why pain may actually be sought out when considering investment factors • What set of circumstances would cause Corey to reconsider a cherished investment factor • Why honesty and candor can be essential characteristics of good asset managers Corey Hoffstein is one of the brightest minds in quant investing and has a unique knack for making hard-to-understand concepts palatable for novice investors. Tune in this week to understand: • Why a risk-first approach to managing money could make sense • Why pain may actually be sought out when considering investment factors • What set of circumstances would cause Corey to reconsider a cherished investment factor • Why honesty and candor can be essential characteristics of good asset managers false full 74 tag:soundcloud,2010:tracks/586938822 Money and Marriage: How to Build Financial Harmony in Your Relationship Disagreements about money are the #1 reason cited for divorce in North America. In this Money Minute, we dig in to three reasons why couples have so much trouble with being candid about their finances.

]]> Mon, 11 Mar 2019 07:00:08 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Disagreements about money are the #1 reason cited for divorce in North America. In this Money Minute, we dig in to three reasons why couples have so much trouble with being candid about their finances.

]]> Money and Marriage: How to Build Financial Harmony in Your Relationship Dr. Daniel Crosby 00:07:56 Disagreements about money are the #1 reason cited for divorce in North America. In this Money Minute, we dig in to three reasons why couples have so much trouble with being candid about their finances. Disagreements about money are the #1 reason cited for divorce in North America. In this Money Minute, we dig in to three reasons why couples have so much trouble with being candid about their finances. false full 73 tag:soundcloud,2010:tracks/582766194 Noreen Beaman - Key Leadership Lessons Every Leader Should Know Noreen Beaman is living the American Dream.

After starting at Brinker Capital three decades ago, and having worked in every vertical in the company, she is now the CEO of the multi-billion dollar asset management firm.

In this episode, Noreen shares the lessons of leadership she learned along the way, including:

How she defines leadership
The steps she takes to ensure that Brinker's culture remains vibrant
What she learned from her biggest professional mistake
The place of failure and hardship in becoming a great leader

]]> Thu, 7 Mar 2019 11:47:38 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Noreen Beaman is living the American Dream.

After starting at Brinker Capital three decades ago, and having worked in every vertical in the company, she is now the CEO of the multi-billion dollar asset management firm.

In this episode, Noreen shares the lessons of leadership she learned along the way, including:

How she defines leadership
The steps she takes to ensure that Brinker's culture remains vibrant
What she learned from her biggest professional mistake
The place of failure and hardship in becoming a great leader

]]> Noreen Beaman - Key Leadership Lessons Every Leader Should Know Dr. Daniel Crosby 00:41:04 Noreen Beaman is living the American Dream. After starting at Brinker Capital three decades ago, and having worked in every vertical in the company, she is now the CEO of the multi-billion dollar asset management firm. In this episode, Noreen shares the lessons of leadership she learned along the way, including: How she defines leadership The steps she takes to ensure that Brinker's culture remains vibrant What she learned from her biggest professional mistake The place of failure and hardship in becoming a great leader Noreen Beaman is living the American Dream. After starting at Brinker Capital three decades ago, and having worked in every vertical in the company, she is now the CEO of the multi-billion dollar asset management firm. In this episode, Noreen shares the lessons of leadership she learned along the way, including: How she defines leadership The steps she takes to ensure that Brinker's culture remains vibrant What she learned from her biggest professional mistake The place of failure and hardship in becoming a great leader false full 72 tag:soundcloud,2010:tracks/563408931 Dr. Daniel Crosby - Why Goals-Based Investing is the Key to Achieving Your Financial Dreams The Power of Goals Based Investing - Dr. Daniel Crosby by Dr. Daniel Crosby

]]> Mon, 4 Mar 2019 11:00:03 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ The Power of Goals Based Investing - Dr. Daniel Crosby by Dr. Daniel Crosby

]]> Dr. Daniel Crosby - Why Goals-Based Investing is the Key to Achieving Your Financial Dreams Dr. Daniel Crosby 00:56:12 The Power of Goals Based Investing - Dr. Daniel Crosby by Dr. Daniel Crosby The Power of Goals Based Investing - Dr. Daniel Crosby by Dr. Daniel Crosby false full 71 tag:soundcloud,2010:tracks/571617180 Michele Lee Fine - The Hidden Keys to Financial Success: Unconventional Tips for Wealth Building Today on the podcast, Dr. Crosby is joined by Michele Fine, an award-winning financial professional based in New York.

We discuss:

What's broken and what works in today's wealth management industry
The importance of managing fees, risk and taxes
How to prevent lifestyle creep
Under-considered investment strategies

]]> Thu, 28 Feb 2019 15:03:24 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Today on the podcast, Dr. Crosby is joined by Michele Fine, an award-winning financial professional based in New York.

We discuss:

What's broken and what works in today's wealth management industry
The importance of managing fees, risk and taxes
How to prevent lifestyle creep
Under-considered investment strategies

]]> Michele Lee Fine - The Hidden Keys to Financial Success: Unconventional Tips for Wealth Building Dr. Daniel Crosby 00:40:35 false full 70 tag:soundcloud,2010:tracks/563402826 Dr. Daniel Crosby - The Role of Behavioral Finance in Modern Investment Management Practices A discussion of the 4 Cs of behavioral investment management as found in The Laws of Wealth: Psychology and the Secret to Investing Success.

]]> Mon, 25 Feb 2019 10:37:07 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ A discussion of the 4 Cs of behavioral investment management as found in The Laws of Wealth: Psychology and the Secret to Investing Success.

]]> Dr. Daniel Crosby - The Role of Behavioral Finance in Modern Investment Management Practices Dr. Daniel Crosby 00:57:11 A discussion of the 4 Cs of behavioral investment management as found in The Laws of Wealth: Psychology and the Secret to Investing Success. A discussion of the 4 Cs of behavioral investment management as found in The Laws of Wealth: Psychology and the Secret to Investing Success. false full 69 tag:soundcloud,2010:tracks/571652775 Doug Boneparth - Navigating the Future of Retirement: Essential Strategies for Planning Ahead Douglas Boneparth is an InvestmentNews 40 Under 40 alum, the co-author of The Millennial Money fix, and financial Twitter's resident hair and coffee expert. In this episode, we discuss:

Whether or not online interactions can take the place of "in real life" connection
The case for authenticity and being candid about our own struggles
The changing shape of retirement and what it will look like in the future

So, grab a cup of your favorite caffeinated beverage and join us.

]]> Thu, 21 Feb 2019 11:28:08 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Douglas Boneparth is an InvestmentNews 40 Under 40 alum, the co-author of The Millennial Money fix, and financial Twitter's resident hair and coffee expert. In this episode, we discuss:

Whether or not online interactions can take the place of "in real life" connection
The case for authenticity and being candid about our own struggles
The changing shape of retirement and what it will look like in the future

So, grab a cup of your favorite caffeinated beverage and join us.

]]> Doug Boneparth - Navigating the Future of Retirement: Essential Strategies for Planning Ahead Dr. Daniel Crosby 00:51:44 Douglas Boneparth is an InvestmentNews 40 Under 40 alum, the co-author of The Millennial Money fix, and financial Twitter's resident hair and coffee expert. In this episode, we discuss: Whether or not online interactions can take the place of "in real life" connection The case for authenticity and being candid about our own struggles The changing shape of retirement and what it will look like in the future So, grab a cup of your favorite caffeinated beverage and join us. Douglas Boneparth is an InvestmentNews 40 Under 40 alum, the co-author of The Millennial Money fix, and financial Twitter's resident hair and coffee expert. In this episode, we discuss: Whether or not online interactions can take the place of "in real life" connection The case for authenticity and being candid about our own struggles The changing shape of retirement and what it will look like in the future So, grab a cup of your favorite caffeinated beverage and join us. false full 68 tag:soundcloud,2010:tracks/568535424 Blair DuQuesnay - Is It Time to Fire Your Male Broker? After her recent New York Times op-ed, "Consider Firing Your Male Broker", Blair duQuesnay precipitated some soul-searching and started some great conversations about gender equality on Wall Street. This week, she joins Standard Deviations to give further insights into why she thinks the future of wealth management is female. Listen to learn:

What Blair views as the source of women's strong investment performance

Why both women and men view women as less competent with money, despite data to the contrary

Which financial planning considerations are unique to women's lives

What the industry can do to achieve gender parity

]]> Thu, 14 Feb 2019 11:21:21 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ After her recent New York Times op-ed, "Consider Firing Your Male Broker", Blair duQuesnay precipitated some soul-searching and started some great conversations about gender equality on Wall Street. This week, she joins Standard Deviations to give further insights into why she thinks the future of wealth management is female. Listen to learn:

What Blair views as the source of women's strong investment performance

Why both women and men view women as less competent with money, despite data to the contrary

Which financial planning considerations are unique to women's lives

What the industry can do to achieve gender parity

]]> Blair DuQuesnay - Is It Time to Fire Your Male Broker? Dr. Daniel Crosby 00:41:04 After her recent New York Times op-ed, "Consider Firing Your Male Broker", Blair duQuesnay precipitated some soul-searching and started some great conversations about gender equality on Wall Street. This week, she joins Standard Deviations to give further insights into why she thinks the future of wealth management is female. Listen to learn: What Blair views as the source of women's strong investment performance Why both women and men view women as less competent with money, despite data to the contrary Which financial planning considerations are unique to women's lives What the industry can do to achieve gender parity After her recent New York Times op-ed, "Consider Firing Your Male Broker", Blair duQuesnay precipitated some soul-searching and started some great conversations about gender equality on Wall Street. This week, she joins Standard Deviations to give further insights into why she thinks the future of wealth management is female. Listen to learn: What Blair views as the source of women's strong investment performance Why both women and men view women as less competent with money, despite data to the contrary Which financial planning considerations are unique to women's lives What the industry can do to achieve gender parity false full 67 tag:soundcloud,2010:tracks/563409666 Life Lessons: A Letter To My Daughter Life Lessons: A Letter To My Daughter by Dr. Daniel Crosby

]]> Mon, 11 Feb 2019 15:37:44 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Life Lessons: A Letter To My Daughter by Dr. Daniel Crosby

]]> Life Lessons: A Letter To My Daughter Dr. Daniel Crosby 00:19:44 Life Lessons: A Letter To My Daughter by Dr. Daniel Crosby Life Lessons: A Letter To My Daughter by Dr. Daniel Crosby false full 66 tag:soundcloud,2010:tracks/563397138 Dr. Daniel Crosby - The 10 Laws of Wealth: Unlocking the Secrets to Financial Success The 10 Laws of Wealth - Dr. Daniel Crosby by Dr. Daniel Crosby

]]> Mon, 11 Feb 2019 11:00:05 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ The 10 Laws of Wealth - Dr. Daniel Crosby by Dr. Daniel Crosby

]]> Dr. Daniel Crosby - The 10 Laws of Wealth: Unlocking the Secrets to Financial Success Dr. Daniel Crosby 01:11:05 The 10 Laws of Wealth - Dr. Daniel Crosby by Dr. Daniel Crosby The 10 Laws of Wealth - Dr. Daniel Crosby by Dr. Daniel Crosby false full 65 tag:soundcloud,2010:tracks/562608648 Sonya Dreizler - Doing Well by Doing Good: How Ethical Practices Lead to Business Success Some call it ESG, others SRI, while still others refer to as "impact" or "values-based investing." But whatever you call it, Sonya Dreizler can help you make sense of how you can wear your heart on your sleeve and still secure your financial future. In this episode we discuss:

Whether or not divesting of public equities has the intended impact

Why shareholder engagement is the future of values-based investing

How owning stocks of companies you hate might actually make a lot of sense

How ESG investing can actually improve investor behavior

]]> Thu, 7 Feb 2019 06:00:15 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Some call it ESG, others SRI, while still others refer to as "impact" or "values-based investing." But whatever you call it, Sonya Dreizler can help you make sense of how you can wear your heart on your sleeve and still secure your financial future. In this episode we discuss:

Whether or not divesting of public equities has the intended impact

Why shareholder engagement is the future of values-based investing

How owning stocks of companies you hate might actually make a lot of sense

How ESG investing can actually improve investor behavior

]]> Sonya Dreizler - Doing Well by Doing Good: How Ethical Practices Lead to Business Success Dr. Daniel Crosby 00:52:16 Some call it ESG, others SRI, while still others refer to as "impact" or "values-based investing." But whatever you call it, Sonya Dreizler can help you make sense of how you can wear your heart on your sleeve and still secure your financial future. In this episode we discuss: Whether or not divesting of public equities has the intended impact Why shareholder engagement is the future of values-based investing How owning stocks of companies you hate might actually make a lot of sense How ESG investing can actually improve investor behavior Some call it ESG, others SRI, while still others refer to as "impact" or "values-based investing." But whatever you call it, Sonya Dreizler can help you make sense of how you can wear your heart on your sleeve and still secure your financial future. In this episode we discuss: Whether or not divesting of public equities has the intended impact Why shareholder engagement is the future of values-based investing How owning stocks of companies you hate might actually make a lot of sense How ESG investing can actually improve investor behavior false full 64 tag:soundcloud,2010:tracks/563384553 Can Embracing Weirdness Lead to Wealth and Happiness? Audio of a TEDx presentation given by Dr. Daniel Crosby

]]> Mon, 4 Feb 2019 11:00:05 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Audio of a TEDx presentation given by Dr. Daniel Crosby

]]> Can Embracing Weirdness Lead to Wealth and Happiness? Dr. Daniel Crosby 00:17:39 Audio of a TEDx presentation given by Dr. Daniel Crosby Audio of a TEDx presentation given by Dr. Daniel Crosby false full 63 tag:soundcloud,2010:tracks/562598631 James Matthews - Breaking the Millennial Money Myths With all of the negative stereotypes around Millennials and money, it can be hard to separate fact from fiction. Luckily, Standard Deviations is joined by James Matthews, who is just the man for that job. Listen in to learn:

Couples' five most common sources of disagreement about money

Why James and Daniel are not fans of budgeting

How a deeply felt personal purpose can lead to better financial decisions

]]> Thu, 31 Jan 2019 11:22:14 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ With all of the negative stereotypes around Millennials and money, it can be hard to separate fact from fiction. Luckily, Standard Deviations is joined by James Matthews, who is just the man for that job. Listen in to learn:

Couples' five most common sources of disagreement about money

Why James and Daniel are not fans of budgeting

How a deeply felt personal purpose can lead to better financial decisions

]]> James Matthews - Breaking the Millennial Money Myths Dr. Daniel Crosby 01:02:53 false full 62 tag:soundcloud,2010:tracks/563381127 Dr. Daniel Crosby - Exploring the Influence of Love, Money and Irrationality on Everyday Choices Audio of my second TEDx talk, given in Huntsville, Alabama.

]]> Mon, 28 Jan 2019 09:00:03 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Audio of my second TEDx talk, given in Huntsville, Alabama.

]]> Dr. Daniel Crosby - Exploring the Influence of Love, Money and Irrationality on Everyday Choices Dr. Daniel Crosby 00:18:09 Audio of my second TEDx talk, given in Huntsville, Alabama. Audio of my second TEDx talk, given in Huntsville, Alabama. false full 61 tag:soundcloud,2010:tracks/531529809 John Nolan - Business Lessons From a Spy: Unconventional Wisdom for Leaders This week, Dr. Crosby is joined by John Nolan, who may just be the most interesting man in the world. Mr. Nolan is a Vietnam veteran who then spent 22 years in the CIA before going on to found and sell his own corporate espionage firm.

Listen in for fascinating discussion of:

The one skill that separates good from great spies
The surprising lengths to which companies and countries go to steal secrets
How to get complete strangers to share their secrets

Learn more about John:

https://www.expectlittlemiracleshsv.org/

]]> Thu, 24 Jan 2019 10:48:38 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ This week, Dr. Crosby is joined by John Nolan, who may just be the most interesting man in the world. Mr. Nolan is a Vietnam veteran who then spent 22 years in the CIA before going on to found and sell his own corporate espionage firm.

Listen in for fascinating discussion of:

The one skill that separates good from great spies
The surprising lengths to which companies and countries go to steal secrets
How to get complete strangers to share their secrets

Learn more about John:

https://www.expectlittlemiracleshsv.org/

]]> John Nolan - Business Lessons From a Spy: Unconventional Wisdom for Leaders Dr. Daniel Crosby 00:58:08 This week, Dr. Crosby is joined by John Nolan, who may just be the most interesting man in the world. Mr. Nolan is a Vietnam veteran who then spent 22 years in the CIA before going on to found and sell his own corporate espionage firm. Listen in for fascinating discussion of: The one skill that separates good from great spies The surprising lengths to which companies and countries go to steal secrets How to get complete strangers to share their secrets Learn more about John: https://www.expectlittlemiracleshsv.org/ This week, Dr. Crosby is joined by John Nolan, who may just be the most interesting man in the world. Mr. Nolan is a Vietnam veteran who then spent 22 years in the CIA before going on to found and sell his own corporate espionage firm. Listen in for fascinating discussion of: The one skill that separates good from great spies The surprising lengths to which companies and countries go to steal secrets How to get complete strangers to share their secrets Learn more about John: https://www.expectlittlemiracleshsv.org/ false full 60 tag:soundcloud,2010:tracks/563376162 TEDxHuntsville - Dr. Daniel Crosby - You're Not That Great: A Motivational Speech Audio of my first ever TEDx talk, given in Huntsville, Alabama.

I also created a book based on the ideas presented here, which can be found here:

https://www.amazon.com/Youre-That-Great-Daniel-Crosby/dp/1595718362

]]> Wed, 23 Jan 2019 13:09:07 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Audio of my first ever TEDx talk, given in Huntsville, Alabama.

I also created a book based on the ideas presented here, which can be found here:

https://www.amazon.com/Youre-That-Great-Daniel-Crosby/dp/1595718362

]]> TEDxHuntsville - Dr. Daniel Crosby - You're Not That Great: A Motivational Speech Dr. Daniel Crosby 00:19:09 Audio of my first ever TEDx talk, given in Huntsville, Alabama. I also created a book based on the ideas presented here, which can be found here: https://www.amazon.com/Youre-That-Great-Daniel-Crosby/dp/1595718362 Audio of my first ever TEDx talk, given in Huntsville, Alabama. I also created a book based on the ideas presented here, which can be found here: https://www.amazon.com/Youre-That-Great-Daniel-Crosby/dp/1595718362 false full 59 tag:soundcloud,2010:tracks/532678494 Daniel Crosby - The Behavioral Investor This week on Standard Deviations, the tables are turned as Daniel passes the mic to Dr. Brian Portnoy, author of The Geometry of Wealth. Brian and Daniel discuss Dr. Crosby's new book, The Behavioral Investor, touching on:

The four primary types of investor misbehavior
What can be done to manage behavioral risk
The future of behavioral finance

For fans of psychology, personal finance and the elusive search for happiness, this episode is a can't miss.

Read Daniel's book:

https://www.amazon.com/gp/product/0857196863?pf_rd_p=c2945051-950f-485c-b4df-15aac5223b10&pf_rd_r=64A1MZ20GJNVXJZT6G2Q

Read Brian's book:

https://www.amazon.com/Geometry-Wealth-Shape-Money-Meaning/dp/0857196715/ref=sr_1_1?s=books&ie=UTF8&qid=1543434923&sr=1-1&keywords=the+geometry+of+wealth

]]> Thu, 17 Jan 2019 12:08:53 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ This week on Standard Deviations, the tables are turned as Daniel passes the mic to Dr. Brian Portnoy, author of The Geometry of Wealth. Brian and Daniel discuss Dr. Crosby's new book, The Behavioral Investor, touching on:

The four primary types of investor misbehavior
What can be done to manage behavioral risk
The future of behavioral finance

For fans of psychology, personal finance and the elusive search for happiness, this episode is a can't miss.

Read Daniel's book:

https://www.amazon.com/gp/product/0857196863?pf_rd_p=c2945051-950f-485c-b4df-15aac5223b10&pf_rd_r=64A1MZ20GJNVXJZT6G2Q

Read Brian's book:

https://www.amazon.com/Geometry-Wealth-Shape-Money-Meaning/dp/0857196715/ref=sr_1_1?s=books&ie=UTF8&qid=1543434923&sr=1-1&keywords=the+geometry+of+wealth

]]> Daniel Crosby - The Behavioral Investor Dr. Daniel Crosby 00:50:17 This week on Standard Deviations, the tables are turned as Daniel passes the mic to Dr. Brian Portnoy, author of The Geometry of Wealth. Brian and Daniel discuss Dr. Crosby's new book, The Behavioral Investor, touching on: The four primary types of investor misbehavior What can be done to manage behavioral risk The future of behavioral finance For fans of psychology, personal finance and the elusive search for happiness, this episode is a can't miss. Read Daniel's book: https://www.amazon.com/gp/product/0857196863?pf_rd_p=c2945051-950f-485c-b4df-15aac5223b10&pf_rd_r=64A1MZ20GJNVXJZT6G2Q Read Brian's book: https://www.amazon.com/Geometry-Wealth-Shape-Money-Meaning/dp/0857196715/ref=sr_1_1?s=books&ie=UTF8&qid=1543434923&sr=1-1&keywords=the+geometry+of+wealth This week on Standard Deviations, the tables are turned as Daniel passes the mic to Dr. Brian Portnoy, author of The Geometry of Wealth. Brian and Daniel discuss Dr. Crosby's new book, The Behavioral Investor, touching on: The four primary types of investor misbehavior What can be done to manage behavioral risk The future of behavioral finance For fans of psychology, personal finance and the elusive search for happiness, this episode is a can't miss. Read Daniel's book: https://www.amazon.com/gp/product/0857196863?pf_rd_p=c2945051-950f-485c-b4df-15aac5223b10&pf_rd_r=64A1MZ20GJNVXJZT6G2Q Read Brian's book: https://www.amazon.com/Geometry-Wealth-Shape-Money-Meaning/dp/0857196715/ref=sr_1_1?s=books&ie=UTF8&qid=1543434923&sr=1-1&keywords=the+geometry+of+wealth false full 58 tag:soundcloud,2010:tracks/519161736 Jennifer McClure - Public Speaking 101: Key Strategies to Transform Your Speaking Skills What’s the recipe for a great presentation? This week Jennifer McClure, an entrepreneur, keynote speaker, leadership success coach, and former HR executive who works with business leaders to build their influence, think strategically, and create maximum positive impact at work and in life, provides a masterclass on sharing ideas with the world generally as well as specific advice around common clichés to avoid and for how to create a business around public speaking.

Learn more about Jennifer:

https://jennifermcclure.net/

https://twitter.com/JenniferMcClure

]]> Thu, 10 Jan 2019 12:50:48 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ What’s the recipe for a great presentation? This week Jennifer McClure, an entrepreneur, keynote speaker, leadership success coach, and former HR executive who works with business leaders to build their influence, think strategically, and create maximum positive impact at work and in life, provides a masterclass on sharing ideas with the world generally as well as specific advice around common clichés to avoid and for how to create a business around public speaking.

Learn more about Jennifer:

https://jennifermcclure.net/

https://twitter.com/JenniferMcClure

]]> Jennifer McClure - Public Speaking 101: Key Strategies to Transform Your Speaking Skills Dr. Daniel Crosby 01:08:16 What’s the recipe for a great presentation? This week Jennifer McClure, an entrepreneur, keynote speaker, leadership success coach, and former HR executive who works with business leaders to build their influence, think strategically, and create maximum positive impact at work and in life, provides a masterclass on sharing ideas with the world generally as well as specific advice around common clichés to avoid and for how to create a business around public speaking. Learn more about Jennifer: https://jennifermcclure.net/ https://twitter.com/JenniferMcClure What’s the recipe for a great presentation? This week Jennifer McClure, an entrepreneur, keynote speaker, leadership success coach, and former HR executive who works with business leaders to build their influence, think strategically, and create maximum positive impact at work and in life, provides a masterclass on sharing ideas with the world generally as well as specific advice around common clichés to avoid and for how to create a business around public speaking. Learn more about Jennifer: https://jennifermcclure.net/ https://twitter.com/JenniferMcClure false full 57 tag:soundcloud,2010:tracks/532408833 Tra Williams - Feed Your Unicorn During the last holiday season, entrepreneurship consultant Tra Williams was feeling especially thankful for his gifts and said so on social media. His gratitude was immediately thrown back in his face by an online troll who suggested that he "go feed his unicorn."

Originally taken aback by the rudeness, Tra decided not to let the bully get him down and instead determined he would follow his advice; He WOULD feed his unicorn, thank you very much. Listen to this episode to learn:

How to maintain childhood and creativity, all while earning a living
Why work and life are equal goods that feed one another, not separate entities to be "balanced"
Why you should never let others define success for you

Listeners will leave energized and more encouraged than ever to chase that long-ignored dream!

]]> Thu, 3 Jan 2019 11:08:15 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ During the last holiday season, entrepreneurship consultant Tra Williams was feeling especially thankful for his gifts and said so on social media. His gratitude was immediately thrown back in his face by an online troll who suggested that he "go feed his unicorn."

Originally taken aback by the rudeness, Tra decided not to let the bully get him down and instead determined he would follow his advice; He WOULD feed his unicorn, thank you very much. Listen to this episode to learn:

How to maintain childhood and creativity, all while earning a living
Why work and life are equal goods that feed one another, not separate entities to be "balanced"
Why you should never let others define success for you

Listeners will leave energized and more encouraged than ever to chase that long-ignored dream!

]]> Tra Williams - Feed Your Unicorn Dr. Daniel Crosby 00:37:01 During the last holiday season, entrepreneurship consultant Tra Williams was feeling especially thankful for his gifts and said so on social media. His gratitude was immediately thrown back in his face by an online troll who suggested that he "go feed his unicorn." Originally taken aback by the rudeness, Tra decided not to let the bully get him down and instead determined he would follow his advice; He WOULD feed his unicorn, thank you very much. Listen to this episode to learn: How to maintain childhood and creativity, all while earning a living Why work and life are equal goods that feed one another, not separate entities to be "balanced" Why you should never let others define success for you Listeners will leave energized and more encouraged than ever to chase that long-ignored dream! During the last holiday season, entrepreneurship consultant Tra Williams was feeling especially thankful for his gifts and said so on social media. His gratitude was immediately thrown back in his face by an online troll who suggested that he "go feed his unicorn." Originally taken aback by the rudeness, Tra decided not to let the bully get him down and instead determined he would follow his advice; He WOULD feed his unicorn, thank you very much. Listen to this episode to learn: How to maintain childhood and creativity, all while earning a living Why work and life are equal goods that feed one another, not separate entities to be "balanced" Why you should never let others define success for you Listeners will leave energized and more encouraged than ever to chase that long-ignored dream! false full 56 tag:soundcloud,2010:tracks/532346718 Randy Norton - Why Value Investing is the Key to Success in Real Estate Markets Randy Norton - Applying Value Investing to Real Estate

This week the Standard Deviations is pleased to welcome Randy Norton, Managing Partner and Global Head of Real Estate and Alternative Investments at Green Mesa Capital.

Randy provides excellent guidance on how to think about seldom-considered asset classes in a conversation that touches on:

How the wisdom of value investing can be applied to real estateThe most common behavioral traps among real estate investorsConsiderations for buying a REIT vs. real property

Learn more about Randy:

https://greenmesacapital.com/home/

]]> Thu, 27 Dec 2018 08:00:15 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Randy Norton - Applying Value Investing to Real Estate

This week the Standard Deviations is pleased to welcome Randy Norton, Managing Partner and Global Head of Real Estate and Alternative Investments at Green Mesa Capital.

Randy provides excellent guidance on how to think about seldom-considered asset classes in a conversation that touches on:

How the wisdom of value investing can be applied to real estateThe most common behavioral traps among real estate investorsConsiderations for buying a REIT vs. real property

Learn more about Randy:

https://greenmesacapital.com/home/

]]> Randy Norton - Why Value Investing is the Key to Success in Real Estate Markets Dr. Daniel Crosby 00:44:00 false full 55 tag:soundcloud,2010:tracks/530869341 Joey Fishman - ESG in Action: A Practical Discussion on How to Drive Sustainable Growth Joey Fishman - A Practical Conversation About ESG

This week on Standard Deviations, Dr. Crosby speaks with Joey Fishman who heads up the socially responsible investing arm of Ritholtz Wealth Management and oversees their "Portland Portfolio." Their discussion of ESG investing includes:

A definition of the differences between SRI, ESG and impact investing
How to think about risk and return tradeoffs in values-based portfolios
A hard look at whether or not SRI brings about the desired changes

Learn more about Joey:

https://ritholtzwealth.com/team/joel-joey-fishman/

@joeyfishman

]]> Thu, 20 Dec 2018 21:26:19 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Joey Fishman - A Practical Conversation About ESG

This week on Standard Deviations, Dr. Crosby speaks with Joey Fishman who heads up the socially responsible investing arm of Ritholtz Wealth Management and oversees their "Portland Portfolio." Their discussion of ESG investing includes:

A definition of the differences between SRI, ESG and impact investing
How to think about risk and return tradeoffs in values-based portfolios
A hard look at whether or not SRI brings about the desired changes

Learn more about Joey:

https://ritholtzwealth.com/team/joel-joey-fishman/

@joeyfishman

]]> Joey Fishman - ESG in Action: A Practical Discussion on How to Drive Sustainable Growth Dr. Daniel Crosby 00:34:08 Joey Fishman - A Practical Conversation About ESG This week on Standard Deviations, Dr. Crosby speaks with Joey Fishman who heads up the socially responsible investing arm of Ritholtz Wealth Management and oversees their "Portland Portfolio." Their discussion of ESG investing includes: A definition of the differences between SRI, ESG and impact investing How to think about risk and return tradeoffs in values-based portfolios A hard look at whether or not SRI brings about the desired changes Learn more about Joey: https://ritholtzwealth.com/team/joel-joey-fishman/ @joeyfishman Joey Fishman - A Practical Conversation About ESG This week on Standard Deviations, Dr. Crosby speaks with Joey Fishman who heads up the socially responsible investing arm of Ritholtz Wealth Management and oversees their "Portland Portfolio." Their discussion of ESG investing includes: A definition of the differences between SRI, ESG and impact investing How to think about risk and return tradeoffs in values-based portfolios A hard look at whether or not SRI brings about the desired changes Learn more about Joey: https://ritholtzwealth.com/team/joel-joey-fishman/ @joeyfishman false full 54 tag:soundcloud,2010:tracks/518871105 Tyrone Ross Jr. - The Lessons of Failure: How Embracing Setbacks Leads to Success Tyrone Ross is a financial advisor, cryptocurrency enthusiast and Olympic Trials qualifier in the 400 meters. In this week's episode, Tyrone shares intensely personal stories of how his brushes with defeat have made him the success that he is today.

Our longest episode to date, you'll understand why we needed all 1.5 hours to have this important conversation! Listen in to learn:

How a handful of heartbreaking failures set Tyrone on his current path to success
What gave him hope in his darkest hour
Why Tyrone is a crypto believer at a time when many others are losing faith
Whether crypto is a currency an asset class or something different entirely
If the "I like blockchain but not Bitcoin" stance is a sensible one

Learn more about Tyrone:

https://www.noblebridgewealth.com/team-member-01/tyrone-ross-jr

]]> Tue, 11 Dec 2018 18:23:27 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Tyrone Ross is a financial advisor, cryptocurrency enthusiast and Olympic Trials qualifier in the 400 meters. In this week's episode, Tyrone shares intensely personal stories of how his brushes with defeat have made him the success that he is today.

Our longest episode to date, you'll understand why we needed all 1.5 hours to have this important conversation! Listen in to learn:

How a handful of heartbreaking failures set Tyrone on his current path to success
What gave him hope in his darkest hour
Why Tyrone is a crypto believer at a time when many others are losing faith
Whether crypto is a currency an asset class or something different entirely
If the "I like blockchain but not Bitcoin" stance is a sensible one

Learn more about Tyrone:

https://www.noblebridgewealth.com/team-member-01/tyrone-ross-jr

]]> Tyrone Ross Jr. - The Lessons of Failure: How Embracing Setbacks Leads to Success Dr. Daniel Crosby 01:17:09 Tyrone Ross is a financial advisor, cryptocurrency enthusiast and Olympic Trials qualifier in the 400 meters. In this week's episode, Tyrone shares intensely personal stories of how his brushes with defeat have made him the success that he is today. Our longest episode to date, you'll understand why we needed all 1.5 hours to have this important conversation! Listen in to learn: How a handful of heartbreaking failures set Tyrone on his current path to success What gave him hope in his darkest hour Why Tyrone is a crypto believer at a time when many others are losing faith Whether crypto is a currency an asset class or something different entirely If the "I like blockchain but not Bitcoin" stance is a sensible one Learn more about Tyrone: https://www.noblebridgewealth.com/team-member-01/tyrone-ross-jr Tyrone Ross is a financial advisor, cryptocurrency enthusiast and Olympic Trials qualifier in the 400 meters. In this week's episode, Tyrone shares intensely personal stories of how his brushes with defeat have made him the success that he is today. Our longest episode to date, you'll understand why we needed all 1.5 hours to have this important conversation! Listen in to learn: How a handful of heartbreaking failures set Tyrone on his current path to success What gave him hope in his darkest hour Why Tyrone is a crypto believer at a time when many others are losing faith Whether crypto is a currency an asset class or something different entirely If the "I like blockchain but not Bitcoin" stance is a sensible one Learn more about Tyrone: https://www.noblebridgewealth.com/team-member-01/tyrone-ross-jr false full 53 tag:soundcloud,2010:tracks/518847126 Dan Egan - The Power of Good Design: Encouraging Positive Behavior in Spaces and Systems Our guest this week is Dan Egan, Director of Investing and Personal Finance at Betterment. Dan is an expert at improving decisions through smart technological design and he brings that wisdom to a show that includes talk of:

How "centaur" approaches (combining human advisors with tech) are the future of finance

Why investors need to have faith in their own approach

The future of behavioral finance

Whether it is most effective to change the person or the product

Learn more about Dan:

https://www.dpegan.com/

Dan recommends:

https://www.amazon.com/Engine-Not-Camera-Financial-Technology/dp/0262633671/ref=sr_1_1?ie=UTF8&qid=1538390664&sr=8-1&keywords=an+engine+not+a+camera

]]> Thu, 6 Dec 2018 11:40:38 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Our guest this week is Dan Egan, Director of Investing and Personal Finance at Betterment. Dan is an expert at improving decisions through smart technological design and he brings that wisdom to a show that includes talk of:

How "centaur" approaches (combining human advisors with tech) are the future of finance

Why investors need to have faith in their own approach

The future of behavioral finance

Whether it is most effective to change the person or the product

Learn more about Dan:

https://www.dpegan.com/

Dan recommends:

https://www.amazon.com/Engine-Not-Camera-Financial-Technology/dp/0262633671/ref=sr_1_1?ie=UTF8&qid=1538390664&sr=8-1&keywords=an+engine+not+a+camera

]]> Dan Egan - The Power of Good Design: Encouraging Positive Behavior in Spaces and Systems Dr. Daniel Crosby 00:46:24 Our guest this week is Dan Egan, Director of Investing and Personal Finance at Betterment. Dan is an expert at improving decisions through smart technological design and he brings that wisdom to a show that includes talk of: How "centaur" approaches (combining human advisors with tech) are the future of finance Why investors need to have faith in their own approach The future of behavioral finance Whether it is most effective to change the person or the product Learn more about Dan: https://www.dpegan.com/ Dan recommends: https://www.amazon.com/Engine-Not-Camera-Financial-Technology/dp/0262633671/ref=sr_1_1?ie=UTF8&qid=1538390664&sr=8-1&keywords=an+engine+not+a+camera Our guest this week is Dan Egan, Director of Investing and Personal Finance at Betterment. Dan is an expert at improving decisions through smart technological design and he brings that wisdom to a show that includes talk of: How "centaur" approaches (combining human advisors with tech) are the future of finance Why investors need to have faith in their own approach The future of behavioral finance Whether it is most effective to change the person or the product Learn more about Dan: https://www.dpegan.com/ Dan recommends: https://www.amazon.com/Engine-Not-Camera-Financial-Technology/dp/0262633671/ref=sr_1_1?ie=UTF8&qid=1538390664&sr=8-1&keywords=an+engine+not+a+camera false full 52 tag:soundcloud,2010:tracks/505628931 Dr. Sarah Stanley Fallaw - The Next Millionaire Next Door Dr. Sarah Stanley Fallaw - The Next Millionaire Next Door

Standard Deviations welcomes Sarah Stanley Fallaw, Ph.D. the founder and President of DataPoints LLC, a research-based technology company that gives advisors tools to identify and guide better financial behaviors in their clients.

Dr. Fallaw is continuing and furthering the important work begun by her father, Thomas Stanley, author of The Millionaire Next Door. In this data-packed episode, Dr. Fallaw shares with us:

What to look for in an appropriate measure of risk tolerance
The characteristics shown by young people who are likely to become millionaires
The steps you can take to become the next millionaire next door

Learn more about Dr. Sarah:

https://www.datapoints.com/

https://twitter.com/sarahfallaw

Sarah's new book:

https://www.amazon.com/Next-Millionaire-Door-Enduring-Strategies/dp/1493035355/ref=sr_1_1?ie=UTF8&qid=1538393280&sr=8-1&keywords=sarah+stanley+fallaw

]]> Thu, 29 Nov 2018 10:30:44 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Dr. Sarah Stanley Fallaw - The Next Millionaire Next Door

Standard Deviations welcomes Sarah Stanley Fallaw, Ph.D. the founder and President of DataPoints LLC, a research-based technology company that gives advisors tools to identify and guide better financial behaviors in their clients.

Dr. Fallaw is continuing and furthering the important work begun by her father, Thomas Stanley, author of The Millionaire Next Door. In this data-packed episode, Dr. Fallaw shares with us:

What to look for in an appropriate measure of risk tolerance
The characteristics shown by young people who are likely to become millionaires
The steps you can take to become the next millionaire next door

Learn more about Dr. Sarah:

https://www.datapoints.com/

https://twitter.com/sarahfallaw

Sarah's new book:

https://www.amazon.com/Next-Millionaire-Door-Enduring-Strategies/dp/1493035355/ref=sr_1_1?ie=UTF8&qid=1538393280&sr=8-1&keywords=sarah+stanley+fallaw

]]> Dr. Sarah Stanley Fallaw - The Next Millionaire Next Door Dr. Daniel Crosby 00:36:48 Dr. Sarah Stanley Fallaw - The Next Millionaire Next Door Standard Deviations welcomes Sarah Stanley Fallaw, Ph.D. the founder and President of DataPoints LLC, a research-based technology company that gives advisors tools to identify and guide better financial behaviors in their clients. Dr. Fallaw is continuing and furthering the important work begun by her father, Thomas Stanley, author of The Millionaire Next Door. In this data-packed episode, Dr. Fallaw shares with us: What to look for in an appropriate measure of risk tolerance The characteristics shown by young people who are likely to become millionaires The steps you can take to become the next millionaire next door Learn more about Dr. Sarah: https://www.datapoints.com/ https://twitter.com/sarahfallaw Sarah's new book: https://www.amazon.com/Next-Millionaire-Door-Enduring-Strategies/dp/1493035355/ref=sr_1_1?ie=UTF8&qid=1538393280&sr=8-1&keywords=sarah+stanley+fallaw Dr. Sarah Stanley Fallaw - The Next Millionaire Next Door Standard Deviations welcomes Sarah Stanley Fallaw, Ph.D. the founder and President of DataPoints LLC, a research-based technology company that gives advisors tools to identify and guide better financial behaviors in their clients. Dr. Fallaw is continuing and furthering the important work begun by her father, Thomas Stanley, author of The Millionaire Next Door. In this data-packed episode, Dr. Fallaw shares with us: What to look for in an appropriate measure of risk tolerance The characteristics shown by young people who are likely to become millionaires The steps you can take to become the next millionaire next door Learn more about Dr. Sarah: https://www.datapoints.com/ https://twitter.com/sarahfallaw Sarah's new book: https://www.amazon.com/Next-Millionaire-Door-Enduring-Strategies/dp/1493035355/ref=sr_1_1?ie=UTF8&qid=1538393280&sr=8-1&keywords=sarah+stanley+fallaw false full 51 tag:soundcloud,2010:tracks/505609371 Chris Turchanksy - Future-Proofing Your Finances: The Evolution of Financial Advisors in 2025 and Beyond Chris Turchansky - The Financial Advisor of the Future

Standard Deviations is pleased this week to welcome Chris Turchansky, President of ATB Investor Services. Chris's role is unique in that he leads a team of investment and financial services professionals with a singular focus on serving the residents of Alberta, Canada.

Chris believes that investing is about more than just money and that it is directly tied to things like happiness and family security. Listeners to this week's episode will learn:

What the financial services industry can change to better serve clients' interests
Why he is optimistic about the future of advice in the face of a great deal of naysaying
How the future of advice will look different than it is today
How clients can discern between good and bad financial advisors

Learn more about Chris:

https://www.atb.com/about/Pages/executive-team.aspx

https://twitter.com/turchansky?lang=en

]]> Thu, 22 Nov 2018 10:09:51 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Chris Turchansky - The Financial Advisor of the Future

Standard Deviations is pleased this week to welcome Chris Turchansky, President of ATB Investor Services. Chris's role is unique in that he leads a team of investment and financial services professionals with a singular focus on serving the residents of Alberta, Canada.

Chris believes that investing is about more than just money and that it is directly tied to things like happiness and family security. Listeners to this week's episode will learn:

What the financial services industry can change to better serve clients' interests
Why he is optimistic about the future of advice in the face of a great deal of naysaying
How the future of advice will look different than it is today
How clients can discern between good and bad financial advisors

Learn more about Chris:

https://www.atb.com/about/Pages/executive-team.aspx

https://twitter.com/turchansky?lang=en

]]> Chris Turchanksy - Future-Proofing Your Finances: The Evolution of Financial Advisors in 2025 and Beyond Dr. Daniel Crosby 00:41:04 Chris Turchansky - The Financial Advisor of the Future Standard Deviations is pleased this week to welcome Chris Turchansky, President of ATB Investor Services. Chris's role is unique in that he leads a team of investment and financial services professionals with a singular focus on serving the residents of Alberta, Canada. Chris believes that investing is about more than just money and that it is directly tied to things like happiness and family security. Listeners to this week's episode will learn: What the financial services industry can change to better serve clients' interests Why he is optimistic about the future of advice in the face of a great deal of naysaying How the future of advice will look different than it is today How clients can discern between good and bad financial advisors Learn more about Chris: https://www.atb.com/about/Pages/executive-team.aspx https://twitter.com/turchansky?lang=en Chris Turchansky - The Financial Advisor of the Future Standard Deviations is pleased this week to welcome Chris Turchansky, President of ATB Investor Services. Chris's role is unique in that he leads a team of investment and financial services professionals with a singular focus on serving the residents of Alberta, Canada. Chris believes that investing is about more than just money and that it is directly tied to things like happiness and family security. Listeners to this week's episode will learn: What the financial services industry can change to better serve clients' interests Why he is optimistic about the future of advice in the face of a great deal of naysaying How the future of advice will look different than it is today How clients can discern between good and bad financial advisors Learn more about Chris: https://www.atb.com/about/Pages/executive-team.aspx https://twitter.com/turchansky?lang=en false full 50 tag:soundcloud,2010:tracks/518752530 Annette Hammortree - Navigating Financial Planning for Families with Special Needs Children Annette Hammortree is the owner of Hammortree Financial Services and the parent of a child with special needs. With a passion born of personal experience, Annette provides us with a detailed look at the unique financial considerations of those who love someone with special needs. Listeners will learn:

The biggest misconceptions and misunderstanding around money and children with special needs

How living with a special child impacts daily living

The financial considerations that are unique to families of children with special needs

The three steps necessary to help prepare today for an uncertain tomorrow

Follow up with Annette:

http://www.hammortreefinancial.com/

Josh Wilson - "Dream Small" ~ https://www.youtube.com/watch?v=dOBaLrItEyc

]]> Thu, 15 Nov 2018 10:56:20 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Annette Hammortree is the owner of Hammortree Financial Services and the parent of a child with special needs. With a passion born of personal experience, Annette provides us with a detailed look at the unique financial considerations of those who love someone with special needs. Listeners will learn:

The biggest misconceptions and misunderstanding around money and children with special needs

How living with a special child impacts daily living

The financial considerations that are unique to families of children with special needs

The three steps necessary to help prepare today for an uncertain tomorrow

Follow up with Annette:

http://www.hammortreefinancial.com/

Josh Wilson - "Dream Small" ~ https://www.youtube.com/watch?v=dOBaLrItEyc

]]> Annette Hammortree - Navigating Financial Planning for Families with Special Needs Children Dr. Daniel Crosby 00:50:30 false full 49 tag:soundcloud,2010:tracks/505533681 Neil Bage - Exploring the Intersection of Behavioral Finance and FinTech: How Technology Shapes Investor Decision-Making Neil Bage - Behavioral Finance and FinTech

This week, Dr. Crosby is joined by fellow behavioral finance geek Neil Bage, co-founder of the award winning fintech Be-IQ. Neil is passionate about helping people make safe and informed choices and is a specialist on behavioral drivers of financial decisions. In this episode, we explore the intersection of technology and psychology by discussing:

How behavioral finance can move from diagnosing bias toward more practical solutions
Whether education is sufficiently powerful to constrain bad investor behavior
The recent critique of loss aversion in the Journal of Consumer Psychology

Learn more about Neil:

https://www.beiq.co.uk/

https://twitter.com/neilbage

]]> Wed, 7 Nov 2018 14:10:26 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Neil Bage - Behavioral Finance and FinTech

This week, Dr. Crosby is joined by fellow behavioral finance geek Neil Bage, co-founder of the award winning fintech Be-IQ. Neil is passionate about helping people make safe and informed choices and is a specialist on behavioral drivers of financial decisions. In this episode, we explore the intersection of technology and psychology by discussing:

How behavioral finance can move from diagnosing bias toward more practical solutions
Whether education is sufficiently powerful to constrain bad investor behavior
The recent critique of loss aversion in the Journal of Consumer Psychology

Learn more about Neil:

https://www.beiq.co.uk/

https://twitter.com/neilbage

]]> Neil Bage - Exploring the Intersection of Behavioral Finance and FinTech: How Technology Shapes Investor Decision-Making Dr. Daniel Crosby 00:43:12 false full 48 tag:soundcloud,2010:tracks/505497144 Kristin Scroggin - Millennials and Money: Key Insights into Their Financial Priorities and Challenges Kristin Scroggin - Millennials and Money

The world "millennial" was recently deemed so loaded and negative that the New York Times struck it from their style book.

But are millennials really as entitled as the popular press would have us believe?
This week, generational expert Kristin Scroggin joins us to cut through the noise and provide facts and figures around millennials and money. In this stereotype-destroying hour you will learn:

How early bad experiences with investing have sensitized young people to    volatility
The source of Millennials skepticism toward financial experts
Truths vs. stereotypes about Millennials and money
How best to provide advice to young investors
Why socially responsible investing might succeed with this generation

To learn more about Kristin:

https://www.genwhycommunications.com/

]]> Thu, 1 Nov 2018 07:00:03 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Kristin Scroggin - Millennials and Money

The world "millennial" was recently deemed so loaded and negative that the New York Times struck it from their style book.

But are millennials really as entitled as the popular press would have us believe?
This week, generational expert Kristin Scroggin joins us to cut through the noise and provide facts and figures around millennials and money. In this stereotype-destroying hour you will learn:

How early bad experiences with investing have sensitized young people to    volatility
The source of Millennials skepticism toward financial experts
Truths vs. stereotypes about Millennials and money
How best to provide advice to young investors
Why socially responsible investing might succeed with this generation

To learn more about Kristin:

https://www.genwhycommunications.com/

]]> Kristin Scroggin - Millennials and Money: Key Insights into Their Financial Priorities and Challenges Dr. Daniel Crosby 00:49:04 Kristin Scroggin - Millennials and Money The world "millennial" was recently deemed so loaded and negative that the New York Times struck it from their style book. But are millennials really as entitled as the popular press would have us believe? This week, generational expert Kristin Scroggin joins us to cut through the noise and provide facts and figures around millennials and money. In this stereotype-destroying hour you will learn: How early bad experiences with investing have sensitized young people to volatility The source of Millennials skepticism toward financial experts Truths vs. stereotypes about Millennials and money How best to provide advice to young investors Why socially responsible investing might succeed with this generation To learn more about Kristin: https://www.genwhycommunications.com/ Kristin Scroggin - Millennials and Money The world "millennial" was recently deemed so loaded and negative that the New York Times struck it from their style book. But are millennials really as entitled as the popular press would have us believe? This week, generational expert Kristin Scroggin joins us to cut through the noise and provide facts and figures around millennials and money. In this stereotype-destroying hour you will learn: How early bad experiences with investing have sensitized young people to volatility The source of Millennials skepticism toward financial experts Truths vs. stereotypes about Millennials and money How best to provide advice to young investors Why socially responsible investing might succeed with this generation To learn more about Kristin: https://www.genwhycommunications.com/ false full 47 tag:soundcloud,2010:tracks/505538577 Brian Ford - The Eight Pillars of Financial Wellness: Expert Insights Brian Ford - The Eight Pillars of Financial Wellness

This week on Standard Deviations, Dr. Crosby sits down with financial wellness executive Brian Ford to understand the eight pillars of financial readiness. Discussion points include:

The behavioral benefits of automation
The most ignored source of additional money
The psychological and planning benefits of giving money away

Learn more about Brian:

https://www.momentumonup.com/

Brian's book about the 8 pillars:

https://www.amazon.com/8-Pillars-Financial-Greatness/dp/1432737481/ref=sr_1_1?s=books&ie=UTF8&qid=1538055109&sr=1-1&keywords=brian+nelson+ford

]]> Thu, 25 Oct 2018 07:00:03 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Brian Ford - The Eight Pillars of Financial Wellness

This week on Standard Deviations, Dr. Crosby sits down with financial wellness executive Brian Ford to understand the eight pillars of financial readiness. Discussion points include:

The behavioral benefits of automation
The most ignored source of additional money
The psychological and planning benefits of giving money away

Learn more about Brian:

https://www.momentumonup.com/

Brian's book about the 8 pillars:

https://www.amazon.com/8-Pillars-Financial-Greatness/dp/1432737481/ref=sr_1_1?s=books&ie=UTF8&qid=1538055109&sr=1-1&keywords=brian+nelson+ford

]]> Brian Ford - The Eight Pillars of Financial Wellness: Expert Insights Dr. Daniel Crosby 00:46:56 Brian Ford - The Eight Pillars of Financial Wellness This week on Standard Deviations, Dr. Crosby sits down with financial wellness executive Brian Ford to understand the eight pillars of financial readiness. Discussion points include: The behavioral benefits of automation The most ignored source of additional money The psychological and planning benefits of giving money away Learn more about Brian: https://www.momentumonup.com/ Brian's book about the 8 pillars: https://www.amazon.com/8-Pillars-Financial-Greatness/dp/1432737481/ref=sr_1_1?s=books&ie=UTF8&qid=1538055109&sr=1-1&keywords=brian+nelson+ford Brian Ford - The Eight Pillars of Financial Wellness This week on Standard Deviations, Dr. Crosby sits down with financial wellness executive Brian Ford to understand the eight pillars of financial readiness. Discussion points include: The behavioral benefits of automation The most ignored source of additional money The psychological and planning benefits of giving money away Learn more about Brian: https://www.momentumonup.com/ Brian's book about the 8 pillars: https://www.amazon.com/8-Pillars-Financial-Greatness/dp/1432737481/ref=sr_1_1?s=books&ie=UTF8&qid=1538055109&sr=1-1&keywords=brian+nelson+ford false full 46 tag:soundcloud,2010:tracks/512415111 Travis Scribner - Are You Prepared for 30 Years Without a Paycheck? Start Planning Now October is Retirement Readiness Month and Travis Scribner is ready to tell us what it takes to be prepared. Travis initially worked on Wall Street before discovering his true passion; simplifying the complex world of finance for the benefit of everyday investors.

In his current role as Managing Partner of WestPac Wealth Partners he oversees more than 25 financial representatives as well as hosting his own radio show, "Las Vegas Money Resource." My talk with Travis includes:

A discussion of whether or not the retirement readiness landscape is as bleak as it is sometimes portrayed

Some of the psychological barriers to preparing for an event that is so far away

Tips for maintaining a sense of meaning in retirement

Follow up with Travis:

http://www.westpacwealthpartners.com/team/travis-scribner

]]> Thu, 18 Oct 2018 08:00:09 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ October is Retirement Readiness Month and Travis Scribner is ready to tell us what it takes to be prepared. Travis initially worked on Wall Street before discovering his true passion; simplifying the complex world of finance for the benefit of everyday investors.

In his current role as Managing Partner of WestPac Wealth Partners he oversees more than 25 financial representatives as well as hosting his own radio show, "Las Vegas Money Resource." My talk with Travis includes:

A discussion of whether or not the retirement readiness landscape is as bleak as it is sometimes portrayed

Some of the psychological barriers to preparing for an event that is so far away

Tips for maintaining a sense of meaning in retirement

Follow up with Travis:

http://www.westpacwealthpartners.com/team/travis-scribner

]]> Travis Scribner - Are You Prepared for 30 Years Without a Paycheck? Start Planning Now Dr. Daniel Crosby 00:42:44 false full 45 tag:soundcloud,2010:tracks/505489302 Jeff Zentner - How to Write a Book: Expert Tips for Aspiring Authors Jeff Zentner - How to Write a Book

Dr. Crosby is joined this week by Jeff Zentner, author of New York Times Notable Book The Serpent King as well as Goodbye Days. His third book, Rayne & Delilah’s Midnite Matinee is forthcoming in February 2019.

He is the winner of the William C. Morris Award, the Amelia Elizabeth Walden Award, the International Literacy Association Award, and the Westchester Fiction Award. His books have been nominated and longlisted for the Carnegie Medal, and he has been a finalist for the Indies Choice Award and the Southern Book Prize, and been named a Publishers Weekly Flying Start.

Specifically, Jeff gives advice in this episode that will help listeners accomplish something that 80% of American says is a goal of theirs: to write a book. In this episode, you will learn:

Why Jeff chooses to write his books on a phone on a Nashville city bus
Where he finds inspiration for his characters
How he overcomes the overwhelming cruelty of that first blank page

Learn more about Jeff:

http://www.jeffzentnerbooks.com/

Jeff's books:

https://www.amazon.com/Rayne-Delilahs-Midnite-Matinee-Zentner/dp/1524720208/ref=sr_1_3?ie=UTF8&qid=1538395403&sr=8-3&keywords=jeff+zentner

https://www.amazon.com/Serpent-King-Jeff-Zentner/dp/0553524054/ref=pd_sbs_14_3?_encoding=UTF8&pd_rd_i=0553524054&pd_rd_r=04d60b3e-c572-11e8-a709-598374602c47&pd_rd_w=l9hTy&pd_rd_wg=IWLVX&pf_rd_i=desktop-dp-sims&pf_rd_m=ATVPDKIKX0DER&pf_rd_p=0bb14103-7f67-4c21-9b0b-31f42dc047e7&pf_rd_r=EM73JT2DW7TAP9DH5XZ8&pf_rd_s=desktop-dp-sims&pf_rd_t=40701&psc=1&refRID=EM73JT2DW7TAP9DH5XZ8

https://www.amazon.com/gp/product/0553524097/ref=dbs_a_def_rwt_hsch_vapi_taft_p1_i0

]]> Thu, 11 Oct 2018 08:00:09 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Jeff Zentner - How to Write a Book

Dr. Crosby is joined this week by Jeff Zentner, author of New York Times Notable Book The Serpent King as well as Goodbye Days. His third book, Rayne & Delilah’s Midnite Matinee is forthcoming in February 2019.

He is the winner of the William C. Morris Award, the Amelia Elizabeth Walden Award, the International Literacy Association Award, and the Westchester Fiction Award. His books have been nominated and longlisted for the Carnegie Medal, and he has been a finalist for the Indies Choice Award and the Southern Book Prize, and been named a Publishers Weekly Flying Start.

Specifically, Jeff gives advice in this episode that will help listeners accomplish something that 80% of American says is a goal of theirs: to write a book. In this episode, you will learn:

Why Jeff chooses to write his books on a phone on a Nashville city bus
Where he finds inspiration for his characters
How he overcomes the overwhelming cruelty of that first blank page

Learn more about Jeff:

http://www.jeffzentnerbooks.com/

Jeff's books:

https://www.amazon.com/Rayne-Delilahs-Midnite-Matinee-Zentner/dp/1524720208/ref=sr_1_3?ie=UTF8&qid=1538395403&sr=8-3&keywords=jeff+zentner

https://www.amazon.com/Serpent-King-Jeff-Zentner/dp/0553524054/ref=pd_sbs_14_3?_encoding=UTF8&pd_rd_i=0553524054&pd_rd_r=04d60b3e-c572-11e8-a709-598374602c47&pd_rd_w=l9hTy&pd_rd_wg=IWLVX&pf_rd_i=desktop-dp-sims&pf_rd_m=ATVPDKIKX0DER&pf_rd_p=0bb14103-7f67-4c21-9b0b-31f42dc047e7&pf_rd_r=EM73JT2DW7TAP9DH5XZ8&pf_rd_s=desktop-dp-sims&pf_rd_t=40701&psc=1&refRID=EM73JT2DW7TAP9DH5XZ8

https://www.amazon.com/gp/product/0553524097/ref=dbs_a_def_rwt_hsch_vapi_taft_p1_i0

]]> Jeff Zentner - How to Write a Book: Expert Tips for Aspiring Authors Dr. Daniel Crosby 00:37:20 Jeff Zentner - How to Write a Book Dr. Crosby is joined this week by Jeff Zentner, author of New York Times Notable Book The Serpent King as well as Goodbye Days. His third book, Rayne & Delilah’s Midnite Matinee is forthcoming in February 2019. He is the winner of the William C. Morris Award, the Amelia Elizabeth Walden Award, the International Literacy Association Award, and the Westchester Fiction Award. His books have been nominated and longlisted for the Carnegie Medal, and he has been a finalist for the Indies Choice Award and the Southern Book Prize, and been named a Publishers Weekly Flying Start. Specifically, Jeff gives advice in this episode that will help listeners accomplish something that 80% of American says is a goal of theirs: to write a book. In this episode, you will learn: Why Jeff chooses to write his books on a phone on a Nashville city bus Where he finds inspiration for his characters How he overcomes the overwhelming cruelty of that first blank page Learn more about Jeff: http://www.jeffzentnerbooks.com/ Jeff's books: https://www.amazon.com/Rayne-Delilahs-Midnite-Matinee-Zentner/dp/1524720208/ref=sr_1_3?ie=UTF8&qid=1538395403&sr=8-3&keywords=jeff+zentner https://www.amazon.com/Serpent-King-Jeff-Zentner/dp/0553524054/ref=pd_sbs_14_3?_encoding=UTF8&pd_rd_i=0553524054&pd_rd_r=04d60b3e-c572-11e8-a709-598374602c47&pd_rd_w=l9hTy&pd_rd_wg=IWLVX&pf_rd_i=desktop-dp-sims&pf_rd_m=ATVPDKIKX0DER&pf_rd_p=0bb14103-7f67-4c21-9b0b-31f42dc047e7&pf_rd_r=EM73JT2DW7TAP9DH5XZ8&pf_rd_s=desktop-dp-sims&pf_rd_t=40701&psc=1&refRID=EM73JT2DW7TAP9DH5XZ8 https://www.amazon.com/gp/product/0553524097/ref=dbs_a_def_rwt_hsch_vapi_taft_p1_i0 Jeff Zentner - How to Write a Book Dr. Crosby is joined this week by Jeff Zentner, author of New York Times Notable Book The Serpent King as well as Goodbye Days. His third book, Rayne & Delilah’s Midnite Matinee is forthcoming in February 2019. He is the winner of the William C. Morris Award, the Amelia Elizabeth Walden Award, the International Literacy Association Award, and the Westchester Fiction Award. His books have been nominated and longlisted for the Carnegie Medal, and he has been a finalist for the Indies Choice Award and the Southern Book Prize, and been named a Publishers Weekly Flying Start. Specifically, Jeff gives advice in this episode that will help listeners accomplish something that 80% of American says is a goal of theirs: to write a book. In this episode, you will learn: Why Jeff chooses to write his books on a phone on a Nashville city bus Where he finds inspiration for his characters How he overcomes the overwhelming cruelty of that first blank page Learn more about Jeff: http://www.jeffzentnerbooks.com/ Jeff's books: https://www.amazon.com/Rayne-Delilahs-Midnite-Matinee-Zentner/dp/1524720208/ref=sr_1_3?ie=UTF8&qid=1538395403&sr=8-3&keywords=jeff+zentner https://www.amazon.com/Serpent-King-Jeff-Zentner/dp/0553524054/ref=pd_sbs_14_3?_encoding=UTF8&pd_rd_i=0553524054&pd_rd_r=04d60b3e-c572-11e8-a709-598374602c47&pd_rd_w=l9hTy&pd_rd_wg=IWLVX&pf_rd_i=desktop-dp-sims&pf_rd_m=ATVPDKIKX0DER&pf_rd_p=0bb14103-7f67-4c21-9b0b-31f42dc047e7&pf_rd_r=EM73JT2DW7TAP9DH5XZ8&pf_rd_s=desktop-dp-sims&pf_rd_t=40701&psc=1&refRID=EM73JT2DW7TAP9DH5XZ8 https://www.amazon.com/gp/product/0553524097/ref=dbs_a_def_rwt_hsch_vapi_taft_p1_i0 false full 44 tag:soundcloud,2010:tracks/505493274 Meredith Jones - Women on Wall Street: Paving the Path to Financial Empowerment Standard Deviations is pleased to welcome Meredith Jones, award-winning author of Women of the Street and an internationally recognized expert on women and investing. She was named one of Inc. magazine’s “17 Inspiring Women To Watch in 2017” and a Distinguished Author by the Securities and Exchange Commission in 2018. She has been a regular columnist for Institutional Investor and is a contributor for Market Watch. In this episode, Meredith tackles Wall Street's diversity problem while making the case for women as the ultimate behavioral investors. Listeners will leave with:

A sense of the biopsychosocial roots of women's investment outperformance
Insights into the "confidence gap" exhibited by female investors
Concrete steps to increase diversity in financial services

Learn more about Meredith:

http://www.aboutmjones.com/about/

https://www.youtube.com/watch?v=-UR6WvCoNGQ

Meredith's book:

https://www.amazon.com/Women-Street-Managers-Generate-Returns/dp/1137462892/ref=sr_1_1?ie=UTF8&qid=1538396356&sr=8-1&keywords=women+of+the+street+jones

]]> Thu, 4 Oct 2018 07:00:09 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Standard Deviations is pleased to welcome Meredith Jones, award-winning author of Women of the Street and an internationally recognized expert on women and investing. She was named one of Inc. magazine’s “17 Inspiring Women To Watch in 2017” and a Distinguished Author by the Securities and Exchange Commission in 2018. She has been a regular columnist for Institutional Investor and is a contributor for Market Watch. In this episode, Meredith tackles Wall Street's diversity problem while making the case for women as the ultimate behavioral investors. Listeners will leave with:

A sense of the biopsychosocial roots of women's investment outperformance
Insights into the "confidence gap" exhibited by female investors
Concrete steps to increase diversity in financial services

Learn more about Meredith:

http://www.aboutmjones.com/about/

https://www.youtube.com/watch?v=-UR6WvCoNGQ

Meredith's book:

https://www.amazon.com/Women-Street-Managers-Generate-Returns/dp/1137462892/ref=sr_1_1?ie=UTF8&qid=1538396356&sr=8-1&keywords=women+of+the+street+jones

]]> Meredith Jones - Women on Wall Street: Paving the Path to Financial Empowerment Dr. Daniel Crosby 00:37:52 Standard Deviations is pleased to welcome Meredith Jones, award-winning author of Women of the Street and an internationally recognized expert on women and investing. She was named one of Inc. magazine’s “17 Inspiring Women To Watch in 2017” and a Distinguished Author by the Securities and Exchange Commission in 2018. She has been a regular columnist for Institutional Investor and is a contributor for Market Watch. In this episode, Meredith tackles Wall Street's diversity problem while making the case for women as the ultimate behavioral investors. Listeners will leave with: A sense of the biopsychosocial roots of women's investment outperformance Insights into the "confidence gap" exhibited by female investors Concrete steps to increase diversity in financial services Learn more about Meredith: http://www.aboutmjones.com/about/ https://www.youtube.com/watch?v=-UR6WvCoNGQ Meredith's book: https://www.amazon.com/Women-Street-Managers-Generate-Returns/dp/1137462892/ref=sr_1_1?ie=UTF8&qid=1538396356&sr=8-1&keywords=women+of+the+street+jones Standard Deviations is pleased to welcome Meredith Jones, award-winning author of Women of the Street and an internationally recognized expert on women and investing. She was named one of Inc. magazine’s “17 Inspiring Women To Watch in 2017” and a Distinguished Author by the Securities and Exchange Commission in 2018. She has been a regular columnist for Institutional Investor and is a contributor for Market Watch. In this episode, Meredith tackles Wall Street's diversity problem while making the case for women as the ultimate behavioral investors. Listeners will leave with: A sense of the biopsychosocial roots of women's investment outperformance Insights into the "confidence gap" exhibited by female investors Concrete steps to increase diversity in financial services Learn more about Meredith: http://www.aboutmjones.com/about/ https://www.youtube.com/watch?v=-UR6WvCoNGQ Meredith's book: https://www.amazon.com/Women-Street-Managers-Generate-Returns/dp/1137462892/ref=sr_1_1?ie=UTF8&qid=1538396356&sr=8-1&keywords=women+of+the+street+jones false full 43 tag:soundcloud,2010:tracks/505483044 Unlock Your Full Potential: Life on Your Terms with Eric McDermott In this episode of Standard Deviations, Eric McDermott, a Managing Partner at Pacific Advisors, Financial Specialist and marketing guru breaks down the steps investors can take to operate from a “risk first” mentality.

Learn fascinating facts about the origins of insurance as an industry and how to overcome overconfidence en route to having candid conversations about risk.

Eric’s book recommendation: Man’s Search for Meaning

Follow up with Eric: http://www.pacificadvisors.com/team/eric-mcdermott

]]> Thu, 27 Sep 2018 05:00:14 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ In this episode of Standard Deviations, Eric McDermott, a Managing Partner at Pacific Advisors, Financial Specialist and marketing guru breaks down the steps investors can take to operate from a “risk first” mentality.

Learn fascinating facts about the origins of insurance as an industry and how to overcome overconfidence en route to having candid conversations about risk.

Eric’s book recommendation: Man’s Search for Meaning

Follow up with Eric: http://www.pacificadvisors.com/team/eric-mcdermott

]]> Unlock Your Full Potential: Life on Your Terms with Eric McDermott Dr. Daniel Crosby 00:41:08 false full 42 tag:soundcloud,2010:tracks/504969282 Brian Portnoy - The Geometry of Wealth: How to Build Lasting Financial Prosperity This week on Standard Deviations, Dr. Crosby speaks with Brian Portnoy, Ph.D., CFA, an expert at simplifying the complex world of money.

In his two books, The Investor's Paradox and The Geometry of Wealth, he tackles the challenges of not only making better investment decisions but also how money figures in to a joyful life. He is currently the Director of Investment Education at Virtus Investment Partners and has spent the last 25 years as educator, investor, and strategist.

He holds a doctorate from the University of Chicago and currently lives on the north side of Chicago with his wife and three children.

Listen in to learn:

Why Brian has banished the word busy from his life
The difference between experienced and reflective happiness
The strengths and limitations of money as it intersects with meaning

]]> Tue, 25 Sep 2018 14:18:26 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ This week on Standard Deviations, Dr. Crosby speaks with Brian Portnoy, Ph.D., CFA, an expert at simplifying the complex world of money.

In his two books, The Investor's Paradox and The Geometry of Wealth, he tackles the challenges of not only making better investment decisions but also how money figures in to a joyful life. He is currently the Director of Investment Education at Virtus Investment Partners and has spent the last 25 years as educator, investor, and strategist.

He holds a doctorate from the University of Chicago and currently lives on the north side of Chicago with his wife and three children.

Listen in to learn:

Why Brian has banished the word busy from his life
The difference between experienced and reflective happiness
The strengths and limitations of money as it intersects with meaning

]]> Brian Portnoy - The Geometry of Wealth: How to Build Lasting Financial Prosperity Dr. Daniel Crosby 00:41:36 This week on Standard Deviations, Dr. Crosby speaks with Brian Portnoy, Ph.D., CFA, an expert at simplifying the complex world of money. In his two books, The Investor's Paradox and The Geometry of Wealth, he tackles the challenges of not only making better investment decisions but also how money figures in to a joyful life. He is currently the Director of Investment Education at Virtus Investment Partners and has spent the last 25 years as educator, investor, and strategist. He holds a doctorate from the University of Chicago and currently lives on the north side of Chicago with his wife and three children. Listen in to learn: Why Brian has banished the word busy from his life The difference between experienced and reflective happiness The strengths and limitations of money as it intersects with meaning This week on Standard Deviations, Dr. Crosby speaks with Brian Portnoy, Ph.D., CFA, an expert at simplifying the complex world of money. In his two books, The Investor's Paradox and The Geometry of Wealth, he tackles the challenges of not only making better investment decisions but also how money figures in to a joyful life. He is currently the Director of Investment Education at Virtus Investment Partners and has spent the last 25 years as educator, investor, and strategist. He holds a doctorate from the University of Chicago and currently lives on the north side of Chicago with his wife and three children. Listen in to learn: Why Brian has banished the word busy from his life The difference between experienced and reflective happiness The strengths and limitations of money as it intersects with meaning false full 41 tag:soundcloud,2010:tracks/489986403 How to Spot a Financial Bubble: 6 Warning Signs Explained In today's episode we run through the six signs of a financial bubble.

]]> Fri, 7 Sep 2018 11:00:06 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ In today's episode we run through the six signs of a financial bubble.

]]> How to Spot a Financial Bubble: 6 Warning Signs Explained Dr. Daniel Crosby 00:05:00 In today's episode we run through the six signs of a financial bubble. In today's episode we run through the six signs of a financial bubble. false full 40 tag:soundcloud,2010:tracks/489982032 The Surprising Secret to Greatness: Embracing Mediocrity In this episode, Dr. Crosby asserts that owning our personal mediocrity is paradoxically the key to personal exceptionalism. Huh? Listen in to hear why owning that you're not that great could be the key to greatness.

]]> Mon, 3 Sep 2018 12:00:36 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ In this episode, Dr. Crosby asserts that owning our personal mediocrity is paradoxically the key to personal exceptionalism. Huh? Listen in to hear why owning that you're not that great could be the key to greatness.

]]> The Surprising Secret to Greatness: Embracing Mediocrity Dr. Daniel Crosby 00:09:43 In this episode, Dr. Crosby asserts that owning our personal mediocrity is paradoxically the key to personal exceptionalism. Huh? Listen in to hear why owning that you're not that great could be the key to greatness. In this episode, Dr. Crosby asserts that owning our personal mediocrity is paradoxically the key to personal exceptionalism. Huh? Listen in to hear why owning that you're not that great could be the key to greatness. false full 39 tag:soundcloud,2010:tracks/489972993 Understanding the Psychology of Diversification: How to Make Smarter Investment Choices Investment diversification is widely-accepted best practice for financial reasons but the psychology of not putting all of your eggs in one basket is at least as powerful. Listen in to understand the psychology of winning by not losing.

]]> Fri, 31 Aug 2018 11:30:46 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Investment diversification is widely-accepted best practice for financial reasons but the psychology of not putting all of your eggs in one basket is at least as powerful. Listen in to understand the psychology of winning by not losing.

]]> Understanding the Psychology of Diversification: How to Make Smarter Investment Choices Dr. Daniel Crosby 00:11:16 Investment diversification is widely-accepted best practice for financial reasons but the psychology of not putting all of your eggs in one basket is at least as powerful. Listen in to understand the psychology of winning by not losing. Investment diversification is widely-accepted best practice for financial reasons but the psychology of not putting all of your eggs in one basket is at least as powerful. Listen in to understand the psychology of winning by not losing. false full 38 tag:soundcloud,2010:tracks/489960327 Why Feeling Excited About an Investment Could Signal a Bad Idea A debate rages about the impact of emotion on investment decision-making. Some believe it to be a source of signal where others just see noise. In today's episode, we look at some of the research around investing and emotion and suggest that exciting investing is often bad investing.

]]> Mon, 27 Aug 2018 11:00:36 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ A debate rages about the impact of emotion on investment decision-making. Some believe it to be a source of signal where others just see noise. In today's episode, we look at some of the research around investing and emotion and suggest that exciting investing is often bad investing.

]]> Why Feeling Excited About an Investment Could Signal a Bad Idea Dr. Daniel Crosby 00:09:36 A debate rages about the impact of emotion on investment decision-making. Some believe it to be a source of signal where others just see noise. In today's episode, we look at some of the research around investing and emotion and suggest that exciting investing is often bad investing. A debate rages about the impact of emotion on investment decision-making. Some believe it to be a source of signal where others just see noise. In today's episode, we look at some of the research around investing and emotion and suggest that exciting investing is often bad investing. false full 37 tag:soundcloud,2010:tracks/489953931 How to Watch Financial News: Top Tips for Staying Informed In most endeavors, staying informed is a positive. So why is it that people who watch less financial news tend to be outperformed than the truly plugged in when considering investing? Listen in to understand how to consume financial media without being consumed by the hype.

]]> Fri, 24 Aug 2018 10:39:08 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ In most endeavors, staying informed is a positive. So why is it that people who watch less financial news tend to be outperformed than the truly plugged in when considering investing? Listen in to understand how to consume financial media without being consumed by the hype.

]]> How to Watch Financial News: Top Tips for Staying Informed Dr. Daniel Crosby 00:08:20 In most endeavors, staying informed is a positive. So why is it that people who watch less financial news tend to be outperformed than the truly plugged in when considering investing? Listen in to understand how to consume financial media without being consumed by the hype. In most endeavors, staying informed is a positive. So why is it that people who watch less financial news tend to be outperformed than the truly plugged in when considering investing? Listen in to understand how to consume financial media without being consumed by the hype. false full 36 tag:soundcloud,2010:tracks/445670535 How to Thrive in Volatile Markets: Key Do's and Don'ts for Smart Investing The stock market can be extremely volatile, but with a little understanding of market history and dynamics, you can navigate its ups and downs with greater ease.

]]> Fri, 29 Jun 2018 14:00:05 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ The stock market can be extremely volatile, but with a little understanding of market history and dynamics, you can navigate its ups and downs with greater ease.

]]> How to Thrive in Volatile Markets: Key Do's and Don'ts for Smart Investing Dr. Daniel Crosby 00:14:11 The stock market can be extremely volatile, but with a little understanding of market history and dynamics, you can navigate its ups and downs with greater ease. The stock market can be extremely volatile, but with a little understanding of market history and dynamics, you can navigate its ups and downs with greater ease. false full 35 tag:soundcloud,2010:tracks/444411693 10 Key Questions Every Investor Should Ask Their Financial Advisor On this week's episode we review the evidence around whether or not to hire a financial advisor and offer ten questions for separating great advisors from the not so great.

]]> Fri, 15 Jun 2018 14:00:04 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ On this week's episode we review the evidence around whether or not to hire a financial advisor and offer ten questions for separating great advisors from the not so great.

]]> 10 Key Questions Every Investor Should Ask Their Financial Advisor Dr. Daniel Crosby 00:15:43 On this week's episode we review the evidence around whether or not to hire a financial advisor and offer ten questions for separating great advisors from the not so great. On this week's episode we review the evidence around whether or not to hire a financial advisor and offer ten questions for separating great advisors from the not so great. false full 34 tag:soundcloud,2010:tracks/444399462 Master the 12 Laws of Wealth: Essential Rules for Building Lasting Prosperity Investing has been described as simple but not easy. By listening to this podcast, you will understand the 12 steps necessary to create lasting wealth. The implementation? That's up to you.

]]> Fri, 8 Jun 2018 14:00:04 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Investing has been described as simple but not easy. By listening to this podcast, you will understand the 12 steps necessary to create lasting wealth. The implementation? That's up to you.

]]> Master the 12 Laws of Wealth: Essential Rules for Building Lasting Prosperity Dr. Daniel Crosby 00:15:46 Investing has been described as simple but not easy. By listening to this podcast, you will understand the 12 steps necessary to create lasting wealth. The implementation? That's up to you. Investing has been described as simple but not easy. By listening to this podcast, you will understand the 12 steps necessary to create lasting wealth. The implementation? That's up to you. false full 33 tag:soundcloud,2010:tracks/444388023 Is It Time for New Friends? 5 Key Reasons You Should Rethink Your Social Group In this episode, we take on the age old questions:

"Do birds of a feather flock together?"

or

"Do opposites attract?"

We also make the bold statement that your friends are lame and are keeping you from being as smart and well-rounded as you ought to be.

]]> Fri, 1 Jun 2018 14:00:02 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ In this episode, we take on the age old questions:

"Do birds of a feather flock together?"

or

"Do opposites attract?"

We also make the bold statement that your friends are lame and are keeping you from being as smart and well-rounded as you ought to be.

]]> Is It Time for New Friends? 5 Key Reasons You Should Rethink Your Social Group Dr. Daniel Crosby 00:08:18 In this episode, we take on the age old questions: "Do birds of a feather flock together?" or "Do opposites attract?" We also make the bold statement that your friends are lame and are keeping you from being as smart and well-rounded as you ought to be. In this episode, we take on the age old questions: "Do birds of a feather flock together?" or "Do opposites attract?" We also make the bold statement that your friends are lame and are keeping you from being as smart and well-rounded as you ought to be. false full 32 tag:soundcloud,2010:tracks/444378948 Luck vs. Skill in Investing: What Really Determines Financial Success? Is investing a game of luck or skill? In this episode, we examine the three criteria needed to distinguish a game of luck from skill and find that financial markets land somewhere in the middle. We then discuss the implications of this finding for selecting appropriate investment vehicles.

]]> Sat, 26 May 2018 14:00:12 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Is investing a game of luck or skill? In this episode, we examine the three criteria needed to distinguish a game of luck from skill and find that financial markets land somewhere in the middle. We then discuss the implications of this finding for selecting appropriate investment vehicles.

]]> Luck vs. Skill in Investing: What Really Determines Financial Success? Dr. Daniel Crosby 00:15:30 Is investing a game of luck or skill? In this episode, we examine the three criteria needed to distinguish a game of luck from skill and find that financial markets land somewhere in the middle. We then discuss the implications of this finding for selecting appropriate investment vehicles. Is investing a game of luck or skill? In this episode, we examine the three criteria needed to distinguish a game of luck from skill and find that financial markets land somewhere in the middle. We then discuss the implications of this finding for selecting appropriate investment vehicles. false full 31 tag:soundcloud,2010:tracks/445657242 You’re Worrying About the Wrong Things: What to Focus on Instead It's human nature to worry about low probability/high salience things and ignore threats that are far more immediate and pervasive. Tune in to learn why and what to do about it.

]]> Fri, 18 May 2018 03:06:18 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ It's human nature to worry about low probability/high salience things and ignore threats that are far more immediate and pervasive. Tune in to learn why and what to do about it.

]]> You’re Worrying About the Wrong Things: What to Focus on Instead Dr. Daniel Crosby 00:10:47 It's human nature to worry about low probability/high salience things and ignore threats that are far more immediate and pervasive. Tune in to learn why and what to do about it. It's human nature to worry about low probability/high salience things and ignore threats that are far more immediate and pervasive. Tune in to learn why and what to do about it. false full 30 tag:soundcloud,2010:tracks/444325413 How Behavioral Feedback Loops Shape Financial Market Dynamics Feedback loops exist in relationships, nature and especially in financial markets. In today's episode, we examine how capital markets operate in boom and bust cycles due to our subjective perceptions.

]]> Tue, 15 May 2018 11:49:59 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Feedback loops exist in relationships, nature and especially in financial markets. In today's episode, we examine how capital markets operate in boom and bust cycles due to our subjective perceptions.

]]> How Behavioral Feedback Loops Shape Financial Market Dynamics Dr. Daniel Crosby 00:14:57 Feedback loops exist in relationships, nature and especially in financial markets. In today's episode, we examine how capital markets operate in boom and bust cycles due to our subjective perceptions. Feedback loops exist in relationships, nature and especially in financial markets. In today's episode, we examine how capital markets operate in boom and bust cycles due to our subjective perceptions. false full 29 tag:soundcloud,2010:tracks/443818551 When to Trust Your Gut: Understanding the Two Crucial Conditions Can you trust your gut? Well...sometimes. Today on the podcast we look at the two conditions that must be met in order for intuition to be useful.

Even the best-informed intuition is only as good as the milieu in which it finds itself and environmental cues remain the best predictor of whether or not intuition can be trusted. In the absence of a certain level of predictability and rapid feedback, neither of which are present in financial markets, intuition lacks soil fertile enough to take root.

We have reason to trust the intuition of a NICU nurse, a physicist or a mathematician, but very little reason believe the instincts of a therapist or stock picker (sadly, I am both). Such intuitive shortcomings are not the fault of the experts in question but rather the discipline in which they ply their trade. As Murray Gell-Mann correctly noted, “Imagine how hard physics would be if electrons could think.” Intuition is powerful in many domains but ill suited to the vagaries of allocating capital.

]]> Mon, 14 May 2018 11:11:55 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Can you trust your gut? Well...sometimes. Today on the podcast we look at the two conditions that must be met in order for intuition to be useful.

Even the best-informed intuition is only as good as the milieu in which it finds itself and environmental cues remain the best predictor of whether or not intuition can be trusted. In the absence of a certain level of predictability and rapid feedback, neither of which are present in financial markets, intuition lacks soil fertile enough to take root.

We have reason to trust the intuition of a NICU nurse, a physicist or a mathematician, but very little reason believe the instincts of a therapist or stock picker (sadly, I am both). Such intuitive shortcomings are not the fault of the experts in question but rather the discipline in which they ply their trade. As Murray Gell-Mann correctly noted, “Imagine how hard physics would be if electrons could think.” Intuition is powerful in many domains but ill suited to the vagaries of allocating capital.

]]> When to Trust Your Gut: Understanding the Two Crucial Conditions Dr. Daniel Crosby 00:12:00 Can you trust your gut? Well...sometimes. Today on the podcast we look at the two conditions that must be met in order for intuition to be useful. Even the best-informed intuition is only as good as the milieu in which it finds itself and environmental cues remain the best predictor of whether or not intuition can be trusted. In the absence of a certain level of predictability and rapid feedback, neither of which are present in financial markets, intuition lacks soil fertile enough to take root. We have reason to trust the intuition of a NICU nurse, a physicist or a mathematician, but very little reason believe the instincts of a therapist or stock picker (sadly, I am both). Such intuitive shortcomings are not the fault of the experts in question but rather the discipline in which they ply their trade. As Murray Gell-Mann correctly noted, “Imagine how hard physics would be if electrons could think.” Intuition is powerful in many domains but ill suited to the vagaries of allocating capital. Can you trust your gut? Well...sometimes. Today on the podcast we look at the two conditions that must be met in order for intuition to be useful. Even the best-informed intuition is only as good as the milieu in which it finds itself and environmental cues remain the best predictor of whether or not intuition can be trusted. In the absence of a certain level of predictability and rapid feedback, neither of which are present in financial markets, intuition lacks soil fertile enough to take root. We have reason to trust the intuition of a NICU nurse, a physicist or a mathematician, but very little reason believe the instincts of a therapist or stock picker (sadly, I am both). Such intuitive shortcomings are not the fault of the experts in question but rather the discipline in which they ply their trade. As Murray Gell-Mann correctly noted, “Imagine how hard physics would be if electrons could think.” Intuition is powerful in many domains but ill suited to the vagaries of allocating capital. false full 28 tag:soundcloud,2010:tracks/440553825 Why Positivity Outperforms Negativity in Driving Lasting Behavior Change Listen in this week to learn:

  • Why positivity brings about more lasting change than negativity
  • How making lists of "not to do" can have a paradoxical effect
  • Why labeling ourselves and others can blind us to the true state of things
]]> Mon, 7 May 2018 12:14:57 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Listen in this week to learn:

  • Why positivity brings about more lasting change than negativity
  • How making lists of "not to do" can have a paradoxical effect
  • Why labeling ourselves and others can blind us to the true state of things
]]> Why Positivity Outperforms Negativity in Driving Lasting Behavior Change Dr. Daniel Crosby 00:17:24 Listen in this week to learn: * Why positivity brings about more lasting change than negativity * How making lists of "not to do" can have a paradoxical effect * Why labeling ourselves and others can blind us to the true state of things Listen in this week to learn: * Why positivity brings about more lasting change than negativity * How making lists of "not to do" can have a paradoxical effect * Why labeling ourselves and others can blind us to the true state of things false full 27 tag:soundcloud,2010:tracks/437024010 The Paradox of Knowledge: How More Info Can Create More Problems It is often assumed that there is a positive, linear relationship between information and market efficiency. It stands to reason, at least to a point, that the more publicly available information we have about a security, the greater our ability to accurately price that security.

But is it possible that too much information can be as bad for efficiency as too little? As reported in Scientific American, the amount of data that we produce doubles each year. To put it more concretely, in 2016, humankind produced as much data is in the entire history of the species through 2015. The publication’s best estimate for the future of data is that in the next decade there will be 150 billion networked measuring sensors, 20 for every man, woman and child on Earth. At this point, the amount of data that we produce will double every 12 hours.

We are a culture in love with data and tend to take a “more is better” approach when it comes to measuring and reporting on every part of our world. But the glut of information flooding our lives has real consequences, many of them negative.

]]> Sun, 29 Apr 2018 22:37:44 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ It is often assumed that there is a positive, linear relationship between information and market efficiency. It stands to reason, at least to a point, that the more publicly available information we have about a security, the greater our ability to accurately price that security.

But is it possible that too much information can be as bad for efficiency as too little? As reported in Scientific American, the amount of data that we produce doubles each year. To put it more concretely, in 2016, humankind produced as much data is in the entire history of the species through 2015. The publication’s best estimate for the future of data is that in the next decade there will be 150 billion networked measuring sensors, 20 for every man, woman and child on Earth. At this point, the amount of data that we produce will double every 12 hours.

We are a culture in love with data and tend to take a “more is better” approach when it comes to measuring and reporting on every part of our world. But the glut of information flooding our lives has real consequences, many of them negative.

]]> The Paradox of Knowledge: How More Info Can Create More Problems Dr. Daniel Crosby 00:20:43 It is often assumed that there is a positive, linear relationship between information and market efficiency. It stands to reason, at least to a point, that the more publicly available information we have about a security, the greater our ability to accurately price that security. But is it possible that too much information can be as bad for efficiency as too little? As reported in Scientific American, the amount of data that we produce doubles each year. To put it more concretely, in 2016, humankind produced as much data is in the entire history of the species through 2015. The publication’s best estimate for the future of data is that in the next decade there will be 150 billion networked measuring sensors, 20 for every man, woman and child on Earth. At this point, the amount of data that we produce will double every 12 hours. We are a culture in love with data and tend to take a “more is better” approach when it comes to measuring and reporting on every part of our world. But the glut of information flooding our lives has real consequences, many of them negative. It is often assumed that there is a positive, linear relationship between information and market efficiency. It stands to reason, at least to a point, that the more publicly available information we have about a security, the greater our ability to accurately price that security. But is it possible that too much information can be as bad for efficiency as too little? As reported in Scientific American, the amount of data that we produce doubles each year. To put it more concretely, in 2016, humankind produced as much data is in the entire history of the species through 2015. The publication’s best estimate for the future of data is that in the next decade there will be 150 billion networked measuring sensors, 20 for every man, woman and child on Earth. At this point, the amount of data that we produce will double every 12 hours. We are a culture in love with data and tend to take a “more is better” approach when it comes to measuring and reporting on every part of our world. But the glut of information flooding our lives has real consequences, many of them negative. false full 26 tag:soundcloud,2010:tracks/433888179 You Will Never Have Enough Money: Key Reasons and How to Break the Cycle We’re all familiar with the term “keeping up with the Joneses” but it’s doubtful that we understand just how deeply ingrained this is in our concept of wealth and success. Each year, a Gallup poll asks Americans to determine “What is the smallest amount of money a family of four needs to get along in this community?” Gallup finds that the answers to this question moves up in line with average incomes of the respondents.

A recent Princeton study set out to answer the age-old question, “Can money buy happiness?” Their answer? Sort of. Researchers found that making little money did not cause sadness in and of itself but it did tend to heighten and exacerbate existing worries. For instance, among people who were divorced, 51% of those who made less than $1,000/month reported having felt sad or stressed the previous day, whereas that number fell to 24% among those earning more than $3,000/month. Having more money seems to provide those undergoing adversity with greater security and resources for dealing with their troubles. However, the researchers found that this effect (mitigating the impact of difficulty) disappears altogether at $75,000.

For those making more than $75,000 individual differences have much more to do with happiness than does money. While the study does not make any specific inferences as to why $75,000 is the magic number, I’d like to take a stab at it. For most families making $75,000/year, they have enough to live in a safe home, attend quality schools and have appropriate leisure time. Once these basic needs are met, quality of life has less to do with buying happiness and more to do with individual attitudes.

After all, someone who makes $750,000 can buy a faster car than someone who makes $75,000, but their ability to get from point A to point B is not substantially improved. It would seem that once we have our basic financial needs met, the rest is up to us.

]]> Mon, 23 Apr 2018 12:42:19 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ We’re all familiar with the term “keeping up with the Joneses” but it’s doubtful that we understand just how deeply ingrained this is in our concept of wealth and success. Each year, a Gallup poll asks Americans to determine “What is the smallest amount of money a family of four needs to get along in this community?” Gallup finds that the answers to this question moves up in line with average incomes of the respondents.

A recent Princeton study set out to answer the age-old question, “Can money buy happiness?” Their answer? Sort of. Researchers found that making little money did not cause sadness in and of itself but it did tend to heighten and exacerbate existing worries. For instance, among people who were divorced, 51% of those who made less than $1,000/month reported having felt sad or stressed the previous day, whereas that number fell to 24% among those earning more than $3,000/month. Having more money seems to provide those undergoing adversity with greater security and resources for dealing with their troubles. However, the researchers found that this effect (mitigating the impact of difficulty) disappears altogether at $75,000.

For those making more than $75,000 individual differences have much more to do with happiness than does money. While the study does not make any specific inferences as to why $75,000 is the magic number, I’d like to take a stab at it. For most families making $75,000/year, they have enough to live in a safe home, attend quality schools and have appropriate leisure time. Once these basic needs are met, quality of life has less to do with buying happiness and more to do with individual attitudes.

After all, someone who makes $750,000 can buy a faster car than someone who makes $75,000, but their ability to get from point A to point B is not substantially improved. It would seem that once we have our basic financial needs met, the rest is up to us.

]]> You Will Never Have Enough Money: Key Reasons and How to Break the Cycle Dr. Daniel Crosby 00:16:19 We’re all familiar with the term “keeping up with the Joneses” but it’s doubtful that we understand just how deeply ingrained this is in our concept of wealth and success. Each year, a Gallup poll asks Americans to determine “What is the smallest amount of money a family of four needs to get along in this community?” Gallup finds that the answers to this question moves up in line with average incomes of the respondents. A recent Princeton study set out to answer the age-old question, “Can money buy happiness?” Their answer? Sort of. Researchers found that making little money did not cause sadness in and of itself but it did tend to heighten and exacerbate existing worries. For instance, among people who were divorced, 51% of those who made less than $1,000/month reported having felt sad or stressed the previous day, whereas that number fell to 24% among those earning more than $3,000/month. Having more money seems to provide those undergoing adversity with greater security and resources for dealing with their troubles. However, the researchers found that this effect (mitigating the impact of difficulty) disappears altogether at $75,000. For those making more than $75,000 individual differences have much more to do with happiness than does money. While the study does not make any specific inferences as to why $75,000 is the magic number, I’d like to take a stab at it. For most families making $75,000/year, they have enough to live in a safe home, attend quality schools and have appropriate leisure time. Once these basic needs are met, quality of life has less to do with buying happiness and more to do with individual attitudes. After all, someone who makes $750,000 can buy a faster car than someone who makes $75,000, but their ability to get from point A to point B is not substantially improved. It would seem that once we have our basic financial needs met, the rest is up to us. We’re all familiar with the term “keeping up with the Joneses” but it’s doubtful that we understand just how deeply ingrained this is in our concept of wealth and success. Each year, a Gallup poll asks Americans to determine “What is the smallest amount of money a family of four needs to get along in this community?” Gallup finds that the answers to this question moves up in line with average incomes of the respondents. A recent Princeton study set out to answer the age-old question, “Can money buy happiness?” Their answer? Sort of. Researchers found that making little money did not cause sadness in and of itself but it did tend to heighten and exacerbate existing worries. For instance, among people who were divorced, 51% of those who made less than $1,000/month reported having felt sad or stressed the previous day, whereas that number fell to 24% among those earning more than $3,000/month. Having more money seems to provide those undergoing adversity with greater security and resources for dealing with their troubles. However, the researchers found that this effect (mitigating the impact of difficulty) disappears altogether at $75,000. For those making more than $75,000 individual differences have much more to do with happiness than does money. While the study does not make any specific inferences as to why $75,000 is the magic number, I’d like to take a stab at it. For most families making $75,000/year, they have enough to live in a safe home, attend quality schools and have appropriate leisure time. Once these basic needs are met, quality of life has less to do with buying happiness and more to do with individual attitudes. After all, someone who makes $750,000 can buy a faster car than someone who makes $75,000, but their ability to get from point A to point B is not substantially improved. It would seem that once we have our basic financial needs met, the rest is up to us. false full 25 tag:soundcloud,2010:tracks/430456725 Exploring Investment Momentum: The Psychological Factors Influencing Market Trends Momentum has existed for hundreds of years and has persisted for two decades post discovery. This sort of staying power in capital markets full of hungry arbitrageurs is always the mark of human psychology.

Many experts consider momentum to not just be a factor but THE factor. Fama and French don’t mince words, “The premier market anomaly is momentum. Stocks with low returns over the past year tend to have low returns for the next few months, and stocks with high past returns tend to have high future returns.” As James O’Shaughnessy says, “of all the beliefs on Wall Street, price momentum makes efficient market theorists howl the loudest.” In a perfect world, there would be no good reason to pay more for a business today than yesterday simply because of positive price action. But this isn’t a perfect world, it’s a world ruled by human behaviour and thus exhibits all of the attendant quirks.

Like peanut butter and chocolate, momentum and value are wonderful on their own, but even better together. Cliff Asness says it best in his piece, A New Core Equity Paradigm:

“Value and momentum remain the two strongest findings of academic and practitioner research of the last 30 years. While academics continually identify new market anomalies, which purport to offer significant risk-adjusted excess returns, and the Street routinely spins new stories to sell them, value and momentum stand head-and-shoulders above the rest-no other styles have performed so well, for so long, and in so many places. Both value and momentum have long histories of providing attractive returns, have performed well across markets and across asset classes, and have persisted for decades after their discoveries. Importantly, the two strategies perform even better when combined.” Value and quality work, independently and in concert, precisely because they exhibit the three hallmarks of an investable factor: empirically evidence, theoretical soundness and a behavioral foundation.

]]> Mon, 16 Apr 2018 12:25:25 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Momentum has existed for hundreds of years and has persisted for two decades post discovery. This sort of staying power in capital markets full of hungry arbitrageurs is always the mark of human psychology.

Many experts consider momentum to not just be a factor but THE factor. Fama and French don’t mince words, “The premier market anomaly is momentum. Stocks with low returns over the past year tend to have low returns for the next few months, and stocks with high past returns tend to have high future returns.” As James O’Shaughnessy says, “of all the beliefs on Wall Street, price momentum makes efficient market theorists howl the loudest.” In a perfect world, there would be no good reason to pay more for a business today than yesterday simply because of positive price action. But this isn’t a perfect world, it’s a world ruled by human behaviour and thus exhibits all of the attendant quirks.

Like peanut butter and chocolate, momentum and value are wonderful on their own, but even better together. Cliff Asness says it best in his piece, A New Core Equity Paradigm:

“Value and momentum remain the two strongest findings of academic and practitioner research of the last 30 years. While academics continually identify new market anomalies, which purport to offer significant risk-adjusted excess returns, and the Street routinely spins new stories to sell them, value and momentum stand head-and-shoulders above the rest-no other styles have performed so well, for so long, and in so many places. Both value and momentum have long histories of providing attractive returns, have performed well across markets and across asset classes, and have persisted for decades after their discoveries. Importantly, the two strategies perform even better when combined.” Value and quality work, independently and in concert, precisely because they exhibit the three hallmarks of an investable factor: empirically evidence, theoretical soundness and a behavioral foundation.

]]> Exploring Investment Momentum: The Psychological Factors Influencing Market Trends Dr. Daniel Crosby 00:13:25 Momentum has existed for hundreds of years and has persisted for two decades post discovery. This sort of staying power in capital markets full of hungry arbitrageurs is always the mark of human psychology. Many experts consider momentum to not just be a factor but THE factor. Fama and French don’t mince words, “The premier market anomaly is momentum. Stocks with low returns over the past year tend to have low returns for the next few months, and stocks with high past returns tend to have high future returns.” As James O’Shaughnessy says, “of all the beliefs on Wall Street, price momentum makes efficient market theorists howl the loudest.” In a perfect world, there would be no good reason to pay more for a business today than yesterday simply because of positive price action. But this isn’t a perfect world, it’s a world ruled by human behaviour and thus exhibits all of the attendant quirks. Like peanut butter and chocolate, momentum and value are wonderful on their own, but even better together. Cliff Asness says it best in his piece, A New Core Equity Paradigm: “Value and momentum remain the two strongest findings of academic and practitioner research of the last 30 years. While academics continually identify new market anomalies, which purport to offer significant risk-adjusted excess returns, and the Street routinely spins new stories to sell them, value and momentum stand head-and-shoulders above the rest-no other styles have performed so well, for so long, and in so many places. Both value and momentum have long histories of providing attractive returns, have performed well across markets and across asset classes, and have persisted for decades after their discoveries. Importantly, the two strategies perform even better when combined.” Value and quality work, independently and in concert, precisely because they exhibit the three hallmarks of an investable factor: empirically evidence, theoretical soundness and a behavioral foundation. Momentum has existed for hundreds of years and has persisted for two decades post discovery. This sort of staying power in capital markets full of hungry arbitrageurs is always the mark of human psychology. Many experts consider momentum to not just be a factor but THE factor. Fama and French don’t mince words, “The premier market anomaly is momentum. Stocks with low returns over the past year tend to have low returns for the next few months, and stocks with high past returns tend to have high future returns.” As James O’Shaughnessy says, “of all the beliefs on Wall Street, price momentum makes efficient market theorists howl the loudest.” In a perfect world, there would be no good reason to pay more for a business today than yesterday simply because of positive price action. But this isn’t a perfect world, it’s a world ruled by human behaviour and thus exhibits all of the attendant quirks. Like peanut butter and chocolate, momentum and value are wonderful on their own, but even better together. Cliff Asness says it best in his piece, A New Core Equity Paradigm: “Value and momentum remain the two strongest findings of academic and practitioner research of the last 30 years. While academics continually identify new market anomalies, which purport to offer significant risk-adjusted excess returns, and the Street routinely spins new stories to sell them, value and momentum stand head-and-shoulders above the rest-no other styles have performed so well, for so long, and in so many places. Both value and momentum have long histories of providing attractive returns, have performed well across markets and across asset classes, and have persisted for decades after their discoveries. Importantly, the two strategies perform even better when combined.” Value and quality work, independently and in concert, precisely because they exhibit the three hallmarks of an investable factor: empirically evidence, theoretical soundness and a behavioral foundation. false full 24 tag:soundcloud,2010:tracks/427101540 Understanding the Shape of Financial Bubbles: Key Patterns and Indicators In this episode we look answer:

How do financial bubbles form?

How likely is a bubble to burst?

How can I know a bubble when I see one?

]]> Mon, 9 Apr 2018 13:01:43 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ In this episode we look answer:

How do financial bubbles form?

How likely is a bubble to burst?

How can I know a bubble when I see one?

]]> Understanding the Shape of Financial Bubbles: Key Patterns and Indicators Dr. Daniel Crosby 00:15:50 In this episode we look answer: How do financial bubbles form? How likely is a bubble to burst? How can I know a bubble when I see one? In this episode we look answer: How do financial bubbles form? How likely is a bubble to burst? How can I know a bubble when I see one? false full 23 tag:soundcloud,2010:tracks/424236711 The Most Powerful Yet Underrated Phrase You Should Know What seldom-uttered phrase can make you wealthier and more likeable?

Why did a bank robber use lemonade to commit crimes?

Why don't dumb people know how dumb they are?

]]> Tue, 3 Apr 2018 16:49:28 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ What seldom-uttered phrase can make you wealthier and more likeable?

Why did a bank robber use lemonade to commit crimes?

Why don't dumb people know how dumb they are?

]]> The Most Powerful Yet Underrated Phrase You Should Know Dr. Daniel Crosby 00:12:17 What seldom-uttered phrase can make you wealthier and more likeable? Why did a bank robber use lemonade to commit crimes? Why don't dumb people know how dumb they are? What seldom-uttered phrase can make you wealthier and more likeable? Why did a bank robber use lemonade to commit crimes? Why don't dumb people know how dumb they are? false full 22 tag:soundcloud,2010:tracks/420051300 Your Money and Your Brain: Unlocking the Connection Between Finance and Psychology Your brain is a miracle unrivaled by even the most sophisticated technology, but it is a miracle equipped for a different time and place. After millennia of fighting famine, war and pestilence, we now live in a society of greater and greater ease that is increasingly left to fight psychological battles. Obesity will kill more people this year than hunger. Suicide claims more lives annually than war, terrorism and violent crime combined. Your brain is still fighting a war won eons ago and you must steel it for a new battle that rewards patience and consistency over speed and strength.

]]> Mon, 26 Mar 2018 11:28:50 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Your brain is a miracle unrivaled by even the most sophisticated technology, but it is a miracle equipped for a different time and place. After millennia of fighting famine, war and pestilence, we now live in a society of greater and greater ease that is increasingly left to fight psychological battles. Obesity will kill more people this year than hunger. Suicide claims more lives annually than war, terrorism and violent crime combined. Your brain is still fighting a war won eons ago and you must steel it for a new battle that rewards patience and consistency over speed and strength.

]]> Your Money and Your Brain: Unlocking the Connection Between Finance and Psychology Dr. Daniel Crosby 00:12:40 Your brain is a miracle unrivaled by even the most sophisticated technology, but it is a miracle equipped for a different time and place. After millennia of fighting famine, war and pestilence, we now live in a society of greater and greater ease that is increasingly left to fight psychological battles. Obesity will kill more people this year than hunger. Suicide claims more lives annually than war, terrorism and violent crime combined. Your brain is still fighting a war won eons ago and you must steel it for a new battle that rewards patience and consistency over speed and strength. Your brain is a miracle unrivaled by even the most sophisticated technology, but it is a miracle equipped for a different time and place. After millennia of fighting famine, war and pestilence, we now live in a society of greater and greater ease that is increasingly left to fight psychological battles. Obesity will kill more people this year than hunger. Suicide claims more lives annually than war, terrorism and violent crime combined. Your brain is still fighting a war won eons ago and you must steel it for a new battle that rewards patience and consistency over speed and strength. false full 21 tag:soundcloud,2010:tracks/416066640 The Joys and Pains of Comparing Yourself to Others: Finding Balance in a World of Comparison Let me ask you a question, “Do you like laugh tracks?” Didn’t think so.

If laugh tracks are so universally disliked, why do Hollywood executives continue to include them? These executives understand something that we may not; however irksome canned laughter may be, it provides valuable social cues to viewers. Research has repeatedly shown that laugh tracks cause viewers to laugh longer and harder and to rate the viewing experience as more enjoyable. In fact, laugh tracks have been shown to be most effective at improving the appraisals of jokes that are especially bad! We are programmed to do what others are doing, even when those others only exist on tape.
Social mimicry is ubiquitous. Panhandlers often salt their tip jars with money from the day before to show that giving is proper behavior and that other people have deemed them worthy of a handout. A beggar with no money in his cup is perhaps more deserving of a dollar, but also far less likely to get that dollar than the beggar who already has three.
One of the most cost effective ways to extinguish a fear in children is to have them observe other children performing the anxiety-inducing behavior. In one study, 67% of children with a fear of dogs were “cured” of this phobia within a week, simply by watching other children pet Fido. Even something as serious as suicide is subject to the effects of social mimicry. Dr. David Phillips of the University of California at San Diego found that “within two months after every front-page suicide story, an average of fifty-eight more people than usual killed themselves.” In laughing and crying, living and dying, it would seem that the behavior of those around is far more contagious than we may have ever supposed.
Mirror neurons and other mechanisms of the brain facilitate the precious gift of empathy, an invaluable resource when building relationships and community. Though we may not have experienced exactly the same joys and sorrows, we can vicariously experience each other’s emotions in a way that allows for comfort, support and even shared elation.
But, in what is becoming an ever-stronger theme here, the very mechanisms by which we form community and share each others’ burdens make us poor investors and more concerned with keeping up with others than providing for our own needs. As Jason Zweig says, “…investing isn’t about beating others at their game. It’s about controlling yourself at your own game.”

]]> Mon, 19 Mar 2018 17:00:11 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Let me ask you a question, “Do you like laugh tracks?” Didn’t think so.

If laugh tracks are so universally disliked, why do Hollywood executives continue to include them? These executives understand something that we may not; however irksome canned laughter may be, it provides valuable social cues to viewers. Research has repeatedly shown that laugh tracks cause viewers to laugh longer and harder and to rate the viewing experience as more enjoyable. In fact, laugh tracks have been shown to be most effective at improving the appraisals of jokes that are especially bad! We are programmed to do what others are doing, even when those others only exist on tape.
Social mimicry is ubiquitous. Panhandlers often salt their tip jars with money from the day before to show that giving is proper behavior and that other people have deemed them worthy of a handout. A beggar with no money in his cup is perhaps more deserving of a dollar, but also far less likely to get that dollar than the beggar who already has three.
One of the most cost effective ways to extinguish a fear in children is to have them observe other children performing the anxiety-inducing behavior. In one study, 67% of children with a fear of dogs were “cured” of this phobia within a week, simply by watching other children pet Fido. Even something as serious as suicide is subject to the effects of social mimicry. Dr. David Phillips of the University of California at San Diego found that “within two months after every front-page suicide story, an average of fifty-eight more people than usual killed themselves.” In laughing and crying, living and dying, it would seem that the behavior of those around is far more contagious than we may have ever supposed.
Mirror neurons and other mechanisms of the brain facilitate the precious gift of empathy, an invaluable resource when building relationships and community. Though we may not have experienced exactly the same joys and sorrows, we can vicariously experience each other’s emotions in a way that allows for comfort, support and even shared elation.
But, in what is becoming an ever-stronger theme here, the very mechanisms by which we form community and share each others’ burdens make us poor investors and more concerned with keeping up with others than providing for our own needs. As Jason Zweig says, “…investing isn’t about beating others at their game. It’s about controlling yourself at your own game.”

]]> The Joys and Pains of Comparing Yourself to Others: Finding Balance in a World of Comparison Dr. Daniel Crosby 00:09:44 Let me ask you a question, “Do you like laugh tracks?” Didn’t think so. If laugh tracks are so universally disliked, why do Hollywood executives continue to include them? These executives understand something that we may not; however irksome canned laughter may be, it provides valuable social cues to viewers. Research has repeatedly shown that laugh tracks cause viewers to laugh longer and harder and to rate the viewing experience as more enjoyable. In fact, laugh tracks have been shown to be most effective at improving the appraisals of jokes that are especially bad! We are programmed to do what others are doing, even when those others only exist on tape. Social mimicry is ubiquitous. Panhandlers often salt their tip jars with money from the day before to show that giving is proper behavior and that other people have deemed them worthy of a handout. A beggar with no money in his cup is perhaps more deserving of a dollar, but also far less likely to get that dollar than the beggar who already has three. One of the most cost effective ways to extinguish a fear in children is to have them observe other children performing the anxiety-inducing behavior. In one study, 67% of children with a fear of dogs were “cured” of this phobia within a week, simply by watching other children pet Fido. Even something as serious as suicide is subject to the effects of social mimicry. Dr. David Phillips of the University of California at San Diego found that “within two months after every front-page suicide story, an average of fifty-eight more people than usual killed themselves.” In laughing and crying, living and dying, it would seem that the behavior of those around is far more contagious than we may have ever supposed. Mirror neurons and other mechanisms of the brain facilitate the precious gift of empathy, an invaluable resource when building relationships and community. Though we may not have experienced exactly the same joys and sorrows, we can vicariously experience each other’s emotions in a way that allows for comfort, support and even shared elation. But, in what is becoming an ever-stronger theme here, the very mechanisms by which we form community and share each others’ burdens make us poor investors and more concerned with keeping up with others than providing for our own needs. As Jason Zweig says, “…investing isn’t about beating others at their game. It’s about controlling yourself at your own game.” Let me ask you a question, “Do you like laugh tracks?” Didn’t think so. If laugh tracks are so universally disliked, why do Hollywood executives continue to include them? These executives understand something that we may not; however irksome canned laughter may be, it provides valuable social cues to viewers. Research has repeatedly shown that laugh tracks cause viewers to laugh longer and harder and to rate the viewing experience as more enjoyable. In fact, laugh tracks have been shown to be most effective at improving the appraisals of jokes that are especially bad! We are programmed to do what others are doing, even when those others only exist on tape. Social mimicry is ubiquitous. Panhandlers often salt their tip jars with money from the day before to show that giving is proper behavior and that other people have deemed them worthy of a handout. A beggar with no money in his cup is perhaps more deserving of a dollar, but also far less likely to get that dollar than the beggar who already has three. One of the most cost effective ways to extinguish a fear in children is to have them observe other children performing the anxiety-inducing behavior. In one study, 67% of children with a fear of dogs were “cured” of this phobia within a week, simply by watching other children pet Fido. Even something as serious as suicide is subject to the effects of social mimicry. Dr. David Phillips of the University of California at San Diego found that “within two months after every front-page suicide story, an average of fifty-eight more people than usual killed themselves.” In laughing and crying, living and dying, it would seem that the behavior of those around is far more contagious than we may have ever supposed. Mirror neurons and other mechanisms of the brain facilitate the precious gift of empathy, an invaluable resource when building relationships and community. Though we may not have experienced exactly the same joys and sorrows, we can vicariously experience each other’s emotions in a way that allows for comfort, support and even shared elation. But, in what is becoming an ever-stronger theme here, the very mechanisms by which we form community and share each others’ burdens make us poor investors and more concerned with keeping up with others than providing for our own needs. As Jason Zweig says, “…investing isn’t about beating others at their game. It’s about controlling yourself at your own game.” false full 20 tag:soundcloud,2010:tracks/412489620 Why Is Change So Hard? Understanding the Psychology Behind Resistance to Change How many decisions would you guess that you make in a given day? Take a second, mentally walk through your day and hazard a guess. Most people I ask this question land somewhere around 100, which is way off – try 35,000.

That’s right, you make 35,000 decisions per day.

Canonical models of decision-making deal with two types of decisions – certain (i.e., with a known set of alternatives with certain outcomes) and uncertain (just the opposite). In theory, decisions made under conditions of certainty involve ranking the known alternatives and choosing the most preferred option, simple enough.

Uncertain decisions operate from a similar theory, with the only kink being that subjective probabilities are assigned to the different outcome likelihoods. Thus, decision makers weigh the desirability of a given option by the chance that it will or won’t occur. These are nice ideas and make a certain amount of sense until you consider the sheer volume of decisions we make each day.

When you consider that you make 12,775,000 decisions each year, thinking that each determination is made by weighing its probabilistic utility starts to strain credulity. If making that many decisions sounds exhausting, the research supports that it is, which leads us to disproportionately stick with the familiar.

]]> Mon, 12 Mar 2018 13:39:36 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ How many decisions would you guess that you make in a given day? Take a second, mentally walk through your day and hazard a guess. Most people I ask this question land somewhere around 100, which is way off – try 35,000.

That’s right, you make 35,000 decisions per day.

Canonical models of decision-making deal with two types of decisions – certain (i.e., with a known set of alternatives with certain outcomes) and uncertain (just the opposite). In theory, decisions made under conditions of certainty involve ranking the known alternatives and choosing the most preferred option, simple enough.

Uncertain decisions operate from a similar theory, with the only kink being that subjective probabilities are assigned to the different outcome likelihoods. Thus, decision makers weigh the desirability of a given option by the chance that it will or won’t occur. These are nice ideas and make a certain amount of sense until you consider the sheer volume of decisions we make each day.

When you consider that you make 12,775,000 decisions each year, thinking that each determination is made by weighing its probabilistic utility starts to strain credulity. If making that many decisions sounds exhausting, the research supports that it is, which leads us to disproportionately stick with the familiar.

]]> Why Is Change So Hard? Understanding the Psychology Behind Resistance to Change Dr. Daniel Crosby 00:13:28 How many decisions would you guess that you make in a given day? Take a second, mentally walk through your day and hazard a guess. Most people I ask this question land somewhere around 100, which is way off – try 35,000. That’s right, you make 35,000 decisions per day. Canonical models of decision-making deal with two types of decisions – certain (i.e., with a known set of alternatives with certain outcomes) and uncertain (just the opposite). In theory, decisions made under conditions of certainty involve ranking the known alternatives and choosing the most preferred option, simple enough. Uncertain decisions operate from a similar theory, with the only kink being that subjective probabilities are assigned to the different outcome likelihoods. Thus, decision makers weigh the desirability of a given option by the chance that it will or won’t occur. These are nice ideas and make a certain amount of sense until you consider the sheer volume of decisions we make each day. When you consider that you make 12,775,000 decisions each year, thinking that each determination is made by weighing its probabilistic utility starts to strain credulity. If making that many decisions sounds exhausting, the research supports that it is, which leads us to disproportionately stick with the familiar. How many decisions would you guess that you make in a given day? Take a second, mentally walk through your day and hazard a guess. Most people I ask this question land somewhere around 100, which is way off – try 35,000. That’s right, you make 35,000 decisions per day. Canonical models of decision-making deal with two types of decisions – certain (i.e., with a known set of alternatives with certain outcomes) and uncertain (just the opposite). In theory, decisions made under conditions of certainty involve ranking the known alternatives and choosing the most preferred option, simple enough. Uncertain decisions operate from a similar theory, with the only kink being that subjective probabilities are assigned to the different outcome likelihoods. Thus, decision makers weigh the desirability of a given option by the chance that it will or won’t occur. These are nice ideas and make a certain amount of sense until you consider the sheer volume of decisions we make each day. When you consider that you make 12,775,000 decisions each year, thinking that each determination is made by weighing its probabilistic utility starts to strain credulity. If making that many decisions sounds exhausting, the research supports that it is, which leads us to disproportionately stick with the familiar. false full 19 tag:soundcloud,2010:tracks/409377654 Humankind's Greatest GIft Is Also Its Greatest Liability If bees organize by innate mandate and chimps through tight-knit social interactions, the miracle of human ascendance in the animal kingdom owes to a penchant for behaving in accordance with social narratives. To put it bluntly, we act as if the stories we make up are real.

As Harari writes in the magisterial Sapiens, “As far as we know, only Sapiens can talk about entire kinds of entities that they have never seen, touched or smelled.” A monkey can say, “There is a caribou by the river” but could never communicate that, “The caribou by the river is the spiritual guardian of our city.”

This ability to communicate about the unreal allows us to create all manner of social structures that help bring about predictable human behavior and that reliably breed trust. The State of Alabama, the Catholic church, the Constitution of the United States of America, the inalienable civil rights of man: none of these things are “real” in the strictest sense, but our shared belief in them and behaving as though they are real brings about orderly civilizations steeped in mutual trust. This ability to form and buy in to collective fictions is why, “…Sapiens rule the world, whereas ants eat our leftovers and chimps are locked up in zoos.”

If our dominance as a species is a function of our shared trust in fictions, there is one fiction in particular that reigns supreme: money. Harari pulls no punches, “Money is accordingly a system of mutual trust, and not just any system of mutual trust: money is the most universal and most efficient system of mutual trust ever devised.”

]]> Tue, 6 Mar 2018 06:09:09 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ If bees organize by innate mandate and chimps through tight-knit social interactions, the miracle of human ascendance in the animal kingdom owes to a penchant for behaving in accordance with social narratives. To put it bluntly, we act as if the stories we make up are real.

As Harari writes in the magisterial Sapiens, “As far as we know, only Sapiens can talk about entire kinds of entities that they have never seen, touched or smelled.” A monkey can say, “There is a caribou by the river” but could never communicate that, “The caribou by the river is the spiritual guardian of our city.”

This ability to communicate about the unreal allows us to create all manner of social structures that help bring about predictable human behavior and that reliably breed trust. The State of Alabama, the Catholic church, the Constitution of the United States of America, the inalienable civil rights of man: none of these things are “real” in the strictest sense, but our shared belief in them and behaving as though they are real brings about orderly civilizations steeped in mutual trust. This ability to form and buy in to collective fictions is why, “…Sapiens rule the world, whereas ants eat our leftovers and chimps are locked up in zoos.”

If our dominance as a species is a function of our shared trust in fictions, there is one fiction in particular that reigns supreme: money. Harari pulls no punches, “Money is accordingly a system of mutual trust, and not just any system of mutual trust: money is the most universal and most efficient system of mutual trust ever devised.”

]]> Humankind's Greatest GIft Is Also Its Greatest Liability Dr. Daniel Crosby 00:13:26 If bees organize by innate mandate and chimps through tight-knit social interactions, the miracle of human ascendance in the animal kingdom owes to a penchant for behaving in accordance with social narratives. To put it bluntly, we act as if the stories we make up are real. As Harari writes in the magisterial Sapiens, “As far as we know, only Sapiens can talk about entire kinds of entities that they have never seen, touched or smelled.” A monkey can say, “There is a caribou by the river” but could never communicate that, “The caribou by the river is the spiritual guardian of our city.” This ability to communicate about the unreal allows us to create all manner of social structures that help bring about predictable human behavior and that reliably breed trust. The State of Alabama, the Catholic church, the Constitution of the United States of America, the inalienable civil rights of man: none of these things are “real” in the strictest sense, but our shared belief in them and behaving as though they are real brings about orderly civilizations steeped in mutual trust. This ability to form and buy in to collective fictions is why, “…Sapiens rule the world, whereas ants eat our leftovers and chimps are locked up in zoos.” If our dominance as a species is a function of our shared trust in fictions, there is one fiction in particular that reigns supreme: money. Harari pulls no punches, “Money is accordingly a system of mutual trust, and not just any system of mutual trust: money is the most universal and most efficient system of mutual trust ever devised.” If bees organize by innate mandate and chimps through tight-knit social interactions, the miracle of human ascendance in the animal kingdom owes to a penchant for behaving in accordance with social narratives. To put it bluntly, we act as if the stories we make up are real. As Harari writes in the magisterial Sapiens, “As far as we know, only Sapiens can talk about entire kinds of entities that they have never seen, touched or smelled.” A monkey can say, “There is a caribou by the river” but could never communicate that, “The caribou by the river is the spiritual guardian of our city.” This ability to communicate about the unreal allows us to create all manner of social structures that help bring about predictable human behavior and that reliably breed trust. The State of Alabama, the Catholic church, the Constitution of the United States of America, the inalienable civil rights of man: none of these things are “real” in the strictest sense, but our shared belief in them and behaving as though they are real brings about orderly civilizations steeped in mutual trust. This ability to form and buy in to collective fictions is why, “…Sapiens rule the world, whereas ants eat our leftovers and chimps are locked up in zoos.” If our dominance as a species is a function of our shared trust in fictions, there is one fiction in particular that reigns supreme: money. Harari pulls no punches, “Money is accordingly a system of mutual trust, and not just any system of mutual trust: money is the most universal and most efficient system of mutual trust ever devised.” false full 18 tag:soundcloud,2010:tracks/406542336 Why What You Desire Won’t Be Satisfying Once You Achieve It: Understanding the Truth Behind Fulfillment We’re all familiar with the term “keeping up with the Joneses” but it’s doubtful that we understand just how deeply ingrained this is in our concept of success and how the neurological processes we’ve touched on here contribute. Each year, a Gallup poll asks Americans to determine “What is the smallest amount of money a family of four needs to get along in this community?” Gallup finds that the answers to this question moves up in line with average incomes of the respondents. “Enough”, it seems, is a moving target that our flawed neurology won’t quite let us scratch. The amount of money we need to survive is just a little bit more than we have right now.

Our brains push us toward comparative notions of financial wellbeing that only provide transitory joy, but understanding our limitations is a first step toward making a different choice. Indeed, the Western tendency toward outward displays of wealth and comparative measurement is not endemic to all developed countries. Switzerland is just one example of a very wealthy country with a diametrically opposed philosophy relative to showy wealth. As opposed to the American mantra of, “If you’ve got it, flaunt it” the Swiss take an “If you’ve got it, hide it” approach so as not to provoke envy in others. The Swiss approach demonstrates that our views are an outcropping of a specific way of viewing wealth rather than something deterministic about human nature. We are not our worst impulses and it is up to us to determine to support each other on the way to balance and true happiness rather than prodding each other toward jealousy and excess.

“Daniel Kahneman helmed a Princeton study set out to answer the age-old question, “Can money buy happiness?” Their answer? Sort of. Researchers found that making little money did not cause sadness in and of itself but it did tend to heighten and exacerbate existing worries. For instance, among people who were divorced, 51% of those who made less than $1,000/month reported having felt sad or stressed the previous day, whereas that number fell to 24% among those earning more than $3,000/month. Having more money seems to provide those undergoing adversity with greater security and resources for dealing with their troubles. However, the researchers found that this effect (mitigating the impact of difficulty) disappears altogether at $75,000.

For those making more than $75,000 individual differences have much more to do with happiness than does money. While the study does not make any specific inferences as to why $75,000 is the magic number, I’d like to take a stab at it. For most families making $75,000/year, they have enough to live in a safe home, attend quality schools and have appropriate leisure time. Once these basic needs are met, quality of life has less to do with buying happiness and more to do with individual attitudes. After all, someone who makes $750,000 can buy a faster car than someone who makes $75,000, but their ability to get from point A to point B is not substantially improved. It would seem that once we have our basic financial needs met, the rest is up to us.”

]]> Wed, 28 Feb 2018 16:28:38 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ We’re all familiar with the term “keeping up with the Joneses” but it’s doubtful that we understand just how deeply ingrained this is in our concept of success and how the neurological processes we’ve touched on here contribute. Each year, a Gallup poll asks Americans to determine “What is the smallest amount of money a family of four needs to get along in this community?” Gallup finds that the answers to this question moves up in line with average incomes of the respondents. “Enough”, it seems, is a moving target that our flawed neurology won’t quite let us scratch. The amount of money we need to survive is just a little bit more than we have right now.

Our brains push us toward comparative notions of financial wellbeing that only provide transitory joy, but understanding our limitations is a first step toward making a different choice. Indeed, the Western tendency toward outward displays of wealth and comparative measurement is not endemic to all developed countries. Switzerland is just one example of a very wealthy country with a diametrically opposed philosophy relative to showy wealth. As opposed to the American mantra of, “If you’ve got it, flaunt it” the Swiss take an “If you’ve got it, hide it” approach so as not to provoke envy in others. The Swiss approach demonstrates that our views are an outcropping of a specific way of viewing wealth rather than something deterministic about human nature. We are not our worst impulses and it is up to us to determine to support each other on the way to balance and true happiness rather than prodding each other toward jealousy and excess.

“Daniel Kahneman helmed a Princeton study set out to answer the age-old question, “Can money buy happiness?” Their answer? Sort of. Researchers found that making little money did not cause sadness in and of itself but it did tend to heighten and exacerbate existing worries. For instance, among people who were divorced, 51% of those who made less than $1,000/month reported having felt sad or stressed the previous day, whereas that number fell to 24% among those earning more than $3,000/month. Having more money seems to provide those undergoing adversity with greater security and resources for dealing with their troubles. However, the researchers found that this effect (mitigating the impact of difficulty) disappears altogether at $75,000.

For those making more than $75,000 individual differences have much more to do with happiness than does money. While the study does not make any specific inferences as to why $75,000 is the magic number, I’d like to take a stab at it. For most families making $75,000/year, they have enough to live in a safe home, attend quality schools and have appropriate leisure time. Once these basic needs are met, quality of life has less to do with buying happiness and more to do with individual attitudes. After all, someone who makes $750,000 can buy a faster car than someone who makes $75,000, but their ability to get from point A to point B is not substantially improved. It would seem that once we have our basic financial needs met, the rest is up to us.”

]]> Why What You Desire Won’t Be Satisfying Once You Achieve It: Understanding the Truth Behind Fulfillment Dr. Daniel Crosby 00:13:17 We’re all familiar with the term “keeping up with the Joneses” but it’s doubtful that we understand just how deeply ingrained this is in our concept of success and how the neurological processes we’ve touched on here contribute. Each year, a Gallup poll asks Americans to determine “What is the smallest amount of money a family of four needs to get along in this community?” Gallup finds that the answers to this question moves up in line with average incomes of the respondents. “Enough”, it seems, is a moving target that our flawed neurology won’t quite let us scratch. The amount of money we need to survive is just a little bit more than we have right now. Our brains push us toward comparative notions of financial wellbeing that only provide transitory joy, but understanding our limitations is a first step toward making a different choice. Indeed, the Western tendency toward outward displays of wealth and comparative measurement is not endemic to all developed countries. Switzerland is just one example of a very wealthy country with a diametrically opposed philosophy relative to showy wealth. As opposed to the American mantra of, “If you’ve got it, flaunt it” the Swiss take an “If you’ve got it, hide it” approach so as not to provoke envy in others. The Swiss approach demonstrates that our views are an outcropping of a specific way of viewing wealth rather than something deterministic about human nature. We are not our worst impulses and it is up to us to determine to support each other on the way to balance and true happiness rather than prodding each other toward jealousy and excess. “Daniel Kahneman helmed a Princeton study set out to answer the age-old question, “Can money buy happiness?” Their answer? Sort of. Researchers found that making little money did not cause sadness in and of itself but it did tend to heighten and exacerbate existing worries. For instance, among people who were divorced, 51% of those who made less than $1,000/month reported having felt sad or stressed the previous day, whereas that number fell to 24% among those earning more than $3,000/month. Having more money seems to provide those undergoing adversity with greater security and resources for dealing with their troubles. However, the researchers found that this effect (mitigating the impact of difficulty) disappears altogether at $75,000. For those making more than $75,000 individual differences have much more to do with happiness than does money. While the study does not make any specific inferences as to why $75,000 is the magic number, I’d like to take a stab at it. For most families making $75,000/year, they have enough to live in a safe home, attend quality schools and have appropriate leisure time. Once these basic needs are met, quality of life has less to do with buying happiness and more to do with individual attitudes. After all, someone who makes $750,000 can buy a faster car than someone who makes $75,000, but their ability to get from point A to point B is not substantially improved. It would seem that once we have our basic financial needs met, the rest is up to us.” We’re all familiar with the term “keeping up with the Joneses” but it’s doubtful that we understand just how deeply ingrained this is in our concept of success and how the neurological processes we’ve touched on here contribute. Each year, a Gallup poll asks Americans to determine “What is the smallest amount of money a family of four needs to get along in this community?” Gallup finds that the answers to this question moves up in line with average incomes of the respondents. “Enough”, it seems, is a moving target that our flawed neurology won’t quite let us scratch. The amount of money we need to survive is just a little bit more than we have right now. Our brains push us toward comparative notions of financial wellbeing that only provide transitory joy, but understanding our limitations is a first step toward making a different choice. Indeed, the Western tendency toward outward displays of wealth and comparative measurement is not endemic to all developed countries. Switzerland is just one example of a very wealthy country with a diametrically opposed philosophy relative to showy wealth. As opposed to the American mantra of, “If you’ve got it, flaunt it” the Swiss take an “If you’ve got it, hide it” approach so as not to provoke envy in others. The Swiss approach demonstrates that our views are an outcropping of a specific way of viewing wealth rather than something deterministic about human nature. We are not our worst impulses and it is up to us to determine to support each other on the way to balance and true happiness rather than prodding each other toward jealousy and excess. “Daniel Kahneman helmed a Princeton study set out to answer the age-old question, “Can money buy happiness?” Their answer? Sort of. Researchers found that making little money did not cause sadness in and of itself but it did tend to heighten and exacerbate existing worries. For instance, among people who were divorced, 51% of those who made less than $1,000/month reported having felt sad or stressed the previous day, whereas that number fell to 24% among those earning more than $3,000/month. Having more money seems to provide those undergoing adversity with greater security and resources for dealing with their troubles. However, the researchers found that this effect (mitigating the impact of difficulty) disappears altogether at $75,000. For those making more than $75,000 individual differences have much more to do with happiness than does money. While the study does not make any specific inferences as to why $75,000 is the magic number, I’d like to take a stab at it. For most families making $75,000/year, they have enough to live in a safe home, attend quality schools and have appropriate leisure time. Once these basic needs are met, quality of life has less to do with buying happiness and more to do with individual attitudes. After all, someone who makes $750,000 can buy a faster car than someone who makes $75,000, but their ability to get from point A to point B is not substantially improved. It would seem that once we have our basic financial needs met, the rest is up to us.” false full 17 tag:soundcloud,2010:tracks/402439869 How to Avoid Financial Scams: Top Tips to Protect Your Money How to Avoid Financial Scams

Stephen Greenspan is a psychologist and author of the Annals of Gullibility: Why We Get Duped and How to Avoid It. Greenspan’s book outlines notable instances of gullibility including the Trojan Horse, the failure to locate weapons of mass destruction in Iraq and the bad science surrounding cold fusion. Most of the book focuses on anecdotes, but the final chapter sets forth the anatomy of being fooled and attributes it to some combination of the following factors:

• Social pressures – Fraud is often committed within “affinity groups” such as people who hail from a similar religious background.

• Cognition – At some level, being duped represents a lack of knowledge or clarity of thought (but not necessarily a lack of intelligence).

• Personality – A propensity toward belief and difficulty saying “no” may lead people to be taken advantage of.

• Emotion – The prospect of some emotional payday (e.g., the thrill of making easy money) often catalyzes questionable decision-making.
In a field that is sorely understudied, Stephen Greenspan literally wrote the book on the topic. He is not just an expert on gullibility, he is the expert on gullibility. Which is why it may surprise you that he also lost 30% of his wealth to notorious fraudster Bernie Madoff.

In a candid assessment of his own gullibility, Greenspan wrote in the Wall Street Journal:

“In my own case, the decision to invest in the Rye fund reflected both my profound ignorance of finance, and my somewhat lazy unwillingness to remedy that ignorance. To get around my lack of financial knowledge and my lazy cognitive style around finance, I had come up with the heuristic (or mental shorthand) of identifying more financially knowledgeable advisers and trusting in their judgment and recommendations.

This heuristic had worked for me in the past and I had no reason to doubt that it would work for me in this case.
The real mystery in the Madoff story is not how naive individual investors such as myself would think the investment safe, but how the risks and warning signs could have been ignored by so many financially knowledgeable people, including the highly compensated executives who ran the various feeder funds that kept the Madoff ship afloat. The partial answer is that Madoff's investment algorithm (along with other aspects of his organization) was a closely guarded secret that was difficult to penetrate, and it's also likely (as in all cases of gullibility) that strong affective and self-deception processes were at work. In other words, they had too good a thing going to entertain the idea that it might all be about to crumble.”

Greenspan has excellent insight into his own decision-making and motivation. He admits that he was relying on a shortcut (“Let other people think about it”) that had worked in the past, without considering why it might not work this time around. Likewise, the professionals in the story had no interest in critically examining a system that was making them look like geniuses! As Francis Bacon said beautifully, “The human understanding when it once adopted an opinion draws all things else to support and agree with it. And though there be a great number and weight of instances to be found on the other side, yet these it either neglects and despises or else by some distinction sets aside and rejects; in order that by this great and pernicious predetermination the authority of its former conclusions may remain inviolate.”

Just as Irvin Yalom found it difficult to entreat young lovers to think critically about the potential flaws in their relationship, it is nearly impossible to get someone who is making money to ask, “Why might I be wrong?”

]]> Tue, 20 Feb 2018 12:41:00 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ How to Avoid Financial Scams

Stephen Greenspan is a psychologist and author of the Annals of Gullibility: Why We Get Duped and How to Avoid It. Greenspan’s book outlines notable instances of gullibility including the Trojan Horse, the failure to locate weapons of mass destruction in Iraq and the bad science surrounding cold fusion. Most of the book focuses on anecdotes, but the final chapter sets forth the anatomy of being fooled and attributes it to some combination of the following factors:

• Social pressures – Fraud is often committed within “affinity groups” such as people who hail from a similar religious background.

• Cognition – At some level, being duped represents a lack of knowledge or clarity of thought (but not necessarily a lack of intelligence).

• Personality – A propensity toward belief and difficulty saying “no” may lead people to be taken advantage of.

• Emotion – The prospect of some emotional payday (e.g., the thrill of making easy money) often catalyzes questionable decision-making.
In a field that is sorely understudied, Stephen Greenspan literally wrote the book on the topic. He is not just an expert on gullibility, he is the expert on gullibility. Which is why it may surprise you that he also lost 30% of his wealth to notorious fraudster Bernie Madoff.

In a candid assessment of his own gullibility, Greenspan wrote in the Wall Street Journal:

“In my own case, the decision to invest in the Rye fund reflected both my profound ignorance of finance, and my somewhat lazy unwillingness to remedy that ignorance. To get around my lack of financial knowledge and my lazy cognitive style around finance, I had come up with the heuristic (or mental shorthand) of identifying more financially knowledgeable advisers and trusting in their judgment and recommendations.

This heuristic had worked for me in the past and I had no reason to doubt that it would work for me in this case.
The real mystery in the Madoff story is not how naive individual investors such as myself would think the investment safe, but how the risks and warning signs could have been ignored by so many financially knowledgeable people, including the highly compensated executives who ran the various feeder funds that kept the Madoff ship afloat. The partial answer is that Madoff's investment algorithm (along with other aspects of his organization) was a closely guarded secret that was difficult to penetrate, and it's also likely (as in all cases of gullibility) that strong affective and self-deception processes were at work. In other words, they had too good a thing going to entertain the idea that it might all be about to crumble.”

Greenspan has excellent insight into his own decision-making and motivation. He admits that he was relying on a shortcut (“Let other people think about it”) that had worked in the past, without considering why it might not work this time around. Likewise, the professionals in the story had no interest in critically examining a system that was making them look like geniuses! As Francis Bacon said beautifully, “The human understanding when it once adopted an opinion draws all things else to support and agree with it. And though there be a great number and weight of instances to be found on the other side, yet these it either neglects and despises or else by some distinction sets aside and rejects; in order that by this great and pernicious predetermination the authority of its former conclusions may remain inviolate.”

Just as Irvin Yalom found it difficult to entreat young lovers to think critically about the potential flaws in their relationship, it is nearly impossible to get someone who is making money to ask, “Why might I be wrong?”

]]> How to Avoid Financial Scams: Top Tips to Protect Your Money Dr. Daniel Crosby 00:09:20 How to Avoid Financial Scams Stephen Greenspan is a psychologist and author of the Annals of Gullibility: Why We Get Duped and How to Avoid It. Greenspan’s book outlines notable instances of gullibility including the Trojan Horse, the failure to locate weapons of mass destruction in Iraq and the bad science surrounding cold fusion. Most of the book focuses on anecdotes, but the final chapter sets forth the anatomy of being fooled and attributes it to some combination of the following factors: • Social pressures – Fraud is often committed within “affinity groups” such as people who hail from a similar religious background. • Cognition – At some level, being duped represents a lack of knowledge or clarity of thought (but not necessarily a lack of intelligence). • Personality – A propensity toward belief and difficulty saying “no” may lead people to be taken advantage of. • Emotion – The prospect of some emotional payday (e.g., the thrill of making easy money) often catalyzes questionable decision-making. In a field that is sorely understudied, Stephen Greenspan literally wrote the book on the topic. He is not just an expert on gullibility, he is the expert on gullibility. Which is why it may surprise you that he also lost 30% of his wealth to notorious fraudster Bernie Madoff. In a candid assessment of his own gullibility, Greenspan wrote in the Wall Street Journal: “In my own case, the decision to invest in the Rye fund reflected both my profound ignorance of finance, and my somewhat lazy unwillingness to remedy that ignorance. To get around my lack of financial knowledge and my lazy cognitive style around finance, I had come up with the heuristic (or mental shorthand) of identifying more financially knowledgeable advisers and trusting in their judgment and recommendations. This heuristic had worked for me in the past and I had no reason to doubt that it would work for me in this case. The real mystery in the Madoff story is not how naive individual investors such as myself would think the investment safe, but how the risks and warning signs could have been ignored by so many financially knowledgeable people, including the highly compensated executives who ran the various feeder funds that kept the Madoff ship afloat. The partial answer is that Madoff's investment algorithm (along with other aspects of his organization) was a closely guarded secret that was difficult to penetrate, and it's also likely (as in all cases of gullibility) that strong affective and self-deception processes were at work. In other words, they had too good a thing going to entertain the idea that it might all be about to crumble.” Greenspan has excellent insight into his own decision-making and motivation. He admits that he was relying on a shortcut (“Let other people think about it”) that had worked in the past, without considering why it might not work this time around. Likewise, the professionals in the story had no interest in critically examining a system that was making them look like geniuses! As Francis Bacon said beautifully, “The human understanding when it once adopted an opinion draws all things else to support and agree with it. And though there be a great number and weight of instances to be found on the other side, yet these it either neglects and despises or else by some distinction sets aside and rejects; in order that by this great and pernicious predetermination the authority of its former conclusions may remain inviolate.” Just as Irvin Yalom found it difficult to entreat young lovers to think critically about the potential flaws in their relationship, it is nearly impossible to get someone who is making money to ask, “Why might I be wrong?” How to Avoid Financial Scams Stephen Greenspan is a psychologist and author of the Annals of Gullibility: Why We Get Duped and How to Avoid It. Greenspan’s book outlines notable instances of gullibility including the Trojan Horse, the failure to locate weapons of mass destruction in Iraq and the bad science surrounding cold fusion. Most of the book focuses on anecdotes, but the final chapter sets forth the anatomy of being fooled and attributes it to some combination of the following factors: • Social pressures – Fraud is often committed within “affinity groups” such as people who hail from a similar religious background. • Cognition – At some level, being duped represents a lack of knowledge or clarity of thought (but not necessarily a lack of intelligence). • Personality – A propensity toward belief and difficulty saying “no” may lead people to be taken advantage of. • Emotion – The prospect of some emotional payday (e.g., the thrill of making easy money) often catalyzes questionable decision-making. In a field that is sorely understudied, Stephen Greenspan literally wrote the book on the topic. He is not just an expert on gullibility, he is the expert on gullibility. Which is why it may surprise you that he also lost 30% of his wealth to notorious fraudster Bernie Madoff. In a candid assessment of his own gullibility, Greenspan wrote in the Wall Street Journal: “In my own case, the decision to invest in the Rye fund reflected both my profound ignorance of finance, and my somewhat lazy unwillingness to remedy that ignorance. To get around my lack of financial knowledge and my lazy cognitive style around finance, I had come up with the heuristic (or mental shorthand) of identifying more financially knowledgeable advisers and trusting in their judgment and recommendations. This heuristic had worked for me in the past and I had no reason to doubt that it would work for me in this case. The real mystery in the Madoff story is not how naive individual investors such as myself would think the investment safe, but how the risks and warning signs could have been ignored by so many financially knowledgeable people, including the highly compensated executives who ran the various feeder funds that kept the Madoff ship afloat. The partial answer is that Madoff's investment algorithm (along with other aspects of his organization) was a closely guarded secret that was difficult to penetrate, and it's also likely (as in all cases of gullibility) that strong affective and self-deception processes were at work. In other words, they had too good a thing going to entertain the idea that it might all be about to crumble.” Greenspan has excellent insight into his own decision-making and motivation. He admits that he was relying on a shortcut (“Let other people think about it”) that had worked in the past, without considering why it might not work this time around. Likewise, the professionals in the story had no interest in critically examining a system that was making them look like geniuses! As Francis Bacon said beautifully, “The human understanding when it once adopted an opinion draws all things else to support and agree with it. And though there be a great number and weight of instances to be found on the other side, yet these it either neglects and despises or else by some distinction sets aside and rejects; in order that by this great and pernicious predetermination the authority of its former conclusions may remain inviolate.” Just as Irvin Yalom found it difficult to entreat young lovers to think critically about the potential flaws in their relationship, it is nearly impossible to get someone who is making money to ask, “Why might I be wrong?” false full 16 tag:soundcloud,2010:tracks/401170152 Market Corrections: Why They’re as Regular as Birthdays and What You Should Know There are three things that intelligent investors must understand if they are to truly inoculate themselves against the fear peddled by the profiteers of peril: corrections and bear markets are a common part of any investment lifetime, they represent a long-term buying opportunity and a systematic process is required to take advantage of them.

A “correction” is defined as a 10% drop in stock prices, whereas a “bear market” is defined as a 20% drop. Both definitions are entirely arbitrary, but inasmuch as they are widely watched and impact the behaviour of other investors, they are worth considering.

From 1900 to 2013, the US stock market experienced 123 corrections – an average of one per year! The more dramatic losses that are the hallmark of a bear market occur slightly less frequently, averaging one every 3.5 years. Although the media talks about 10% to 20% market losses as though they are the end of the world, they arrive as regularly as spring flowers and have not negated the tendency of markets to dramatically compound wealth over long periods of time.

It is incredible to consider that over that 100 plus years, one could expect both double digit annualized returns with attendant double digit percentage losses. This being the case, please repeat after me: “Bear markets are a natural part of the economic cycle and I should expect 15 to 20 in my lifetime.”

]]> Sat, 17 Feb 2018 20:56:05 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ There are three things that intelligent investors must understand if they are to truly inoculate themselves against the fear peddled by the profiteers of peril: corrections and bear markets are a common part of any investment lifetime, they represent a long-term buying opportunity and a systematic process is required to take advantage of them.

A “correction” is defined as a 10% drop in stock prices, whereas a “bear market” is defined as a 20% drop. Both definitions are entirely arbitrary, but inasmuch as they are widely watched and impact the behaviour of other investors, they are worth considering.

From 1900 to 2013, the US stock market experienced 123 corrections – an average of one per year! The more dramatic losses that are the hallmark of a bear market occur slightly less frequently, averaging one every 3.5 years. Although the media talks about 10% to 20% market losses as though they are the end of the world, they arrive as regularly as spring flowers and have not negated the tendency of markets to dramatically compound wealth over long periods of time.

It is incredible to consider that over that 100 plus years, one could expect both double digit annualized returns with attendant double digit percentage losses. This being the case, please repeat after me: “Bear markets are a natural part of the economic cycle and I should expect 15 to 20 in my lifetime.”

]]> Market Corrections: Why They’re as Regular as Birthdays and What You Should Know Dr. Daniel Crosby 00:05:13 There are three things that intelligent investors must understand if they are to truly inoculate themselves against the fear peddled by the profiteers of peril: corrections and bear markets are a common part of any investment lifetime, they represent a long-term buying opportunity and a systematic process is required to take advantage of them. A “correction” is defined as a 10% drop in stock prices, whereas a “bear market” is defined as a 20% drop. Both definitions are entirely arbitrary, but inasmuch as they are widely watched and impact the behaviour of other investors, they are worth considering. From 1900 to 2013, the US stock market experienced 123 corrections – an average of one per year! The more dramatic losses that are the hallmark of a bear market occur slightly less frequently, averaging one every 3.5 years. Although the media talks about 10% to 20% market losses as though they are the end of the world, they arrive as regularly as spring flowers and have not negated the tendency of markets to dramatically compound wealth over long periods of time. It is incredible to consider that over that 100 plus years, one could expect both double digit annualized returns with attendant double digit percentage losses. This being the case, please repeat after me: “Bear markets are a natural part of the economic cycle and I should expect 15 to 20 in my lifetime.” There are three things that intelligent investors must understand if they are to truly inoculate themselves against the fear peddled by the profiteers of peril: corrections and bear markets are a common part of any investment lifetime, they represent a long-term buying opportunity and a systematic process is required to take advantage of them. A “correction” is defined as a 10% drop in stock prices, whereas a “bear market” is defined as a 20% drop. Both definitions are entirely arbitrary, but inasmuch as they are widely watched and impact the behaviour of other investors, they are worth considering. From 1900 to 2013, the US stock market experienced 123 corrections – an average of one per year! The more dramatic losses that are the hallmark of a bear market occur slightly less frequently, averaging one every 3.5 years. Although the media talks about 10% to 20% market losses as though they are the end of the world, they arrive as regularly as spring flowers and have not negated the tendency of markets to dramatically compound wealth over long periods of time. It is incredible to consider that over that 100 plus years, one could expect both double digit annualized returns with attendant double digit percentage losses. This being the case, please repeat after me: “Bear markets are a natural part of the economic cycle and I should expect 15 to 20 in my lifetime.” false full 15 tag:soundcloud,2010:tracks/346729799 Crowd Wisdom And The Anatomy Of A Good Decision We rely on the crowd to do everything from run our governments to help us select a place to eat, but does the wisdom of the crowd apply to the stock market? By examining the anatomy of a good decision set forth by Richard Thaler we arrive at the conclusion that crowds are wise in some respects but can lead us astray in others.

]]> Fri, 13 Oct 2017 15:31:21 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ We rely on the crowd to do everything from run our governments to help us select a place to eat, but does the wisdom of the crowd apply to the stock market? By examining the anatomy of a good decision set forth by Richard Thaler we arrive at the conclusion that crowds are wise in some respects but can lead us astray in others.

]]> Crowd Wisdom And The Anatomy Of A Good Decision Dr. Daniel Crosby 00:11:31 We rely on the crowd to do everything from run our governments to help us select a place to eat, but does the wisdom of the crowd apply to the stock market? By examining the anatomy of a good decision set forth by Richard Thaler we arrive at the conclusion that crowds are wise in some respects but can lead us astray in others. We rely on the crowd to do everything from run our governments to help us select a place to eat, but does the wisdom of the crowd apply to the stock market? By examining the anatomy of a good decision set forth by Richard Thaler we arrive at the conclusion that crowds are wise in some respects but can lead us astray in others. false full 14 tag:soundcloud,2010:tracks/339834432 3 Essential Tests to Identify an Investable Idea It has been said that "this time is different" is the most expensive phrase in investing but what can be said to be the most profitable words in investing? In this episode, we look at the three tests of an investable idea, providing a tri-part test for discovering enduring alpha.

]]> Mon, 28 Aug 2017 12:33:40 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ It has been said that "this time is different" is the most expensive phrase in investing but what can be said to be the most profitable words in investing? In this episode, we look at the three tests of an investable idea, providing a tri-part test for discovering enduring alpha.

]]> 3 Essential Tests to Identify an Investable Idea Dr. Daniel Crosby 00:13:36 It has been said that "this time is different" is the most expensive phrase in investing but what can be said to be the most profitable words in investing? In this episode, we look at the three tests of an investable idea, providing a tri-part test for discovering enduring alpha. It has been said that "this time is different" is the most expensive phrase in investing but what can be said to be the most profitable words in investing? In this episode, we look at the three tests of an investable idea, providing a tri-part test for discovering enduring alpha. false full 13 tag:soundcloud,2010:tracks/338980512 Did You Choose to Listen to This Podcast? Exploring Choice and Decision-Making Did you choose to listen to this podcast?

The question seems so simple as to be laughable, but new research paints an increasingly complicated picture with respect to the limits of willpower and free will. In this episode, we tackle such questions as:

Why do Audi drivers cheat on their spouses?

and

Would you have hidden Anne Frank in the attic?

]]> Tue, 22 Aug 2017 14:15:26 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Did you choose to listen to this podcast?

The question seems so simple as to be laughable, but new research paints an increasingly complicated picture with respect to the limits of willpower and free will. In this episode, we tackle such questions as:

Why do Audi drivers cheat on their spouses?

and

Would you have hidden Anne Frank in the attic?

]]> Did You Choose to Listen to This Podcast? Exploring Choice and Decision-Making Dr. Daniel Crosby 00:20:28 Did you choose to listen to this podcast? The question seems so simple as to be laughable, but new research paints an increasingly complicated picture with respect to the limits of willpower and free will. In this episode, we tackle such questions as: Why do Audi drivers cheat on their spouses? and Would you have hidden Anne Frank in the attic? Did you choose to listen to this podcast? The question seems so simple as to be laughable, but new research paints an increasingly complicated picture with respect to the limits of willpower and free will. In this episode, we tackle such questions as: Why do Audi drivers cheat on their spouses? and Would you have hidden Anne Frank in the attic? false full 12 tag:soundcloud,2010:tracks/337964506 The One Phrase That’s Always True in Every Situation Let's face it, life is complicated.

That being the case, it tends to defy easy description and silly platitudes. But one phrase proves to be applicable to every market and life circumstance. Listen in to learn the phrase that can humble you in times of prosperity and give you solace in times of struggle.

]]> Tue, 15 Aug 2017 12:21:54 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Let's face it, life is complicated.

That being the case, it tends to defy easy description and silly platitudes. But one phrase proves to be applicable to every market and life circumstance. Listen in to learn the phrase that can humble you in times of prosperity and give you solace in times of struggle.

]]> The One Phrase That’s Always True in Every Situation Dr. Daniel Crosby 00:11:12 Let's face it, life is complicated. That being the case, it tends to defy easy description and silly platitudes. But one phrase proves to be applicable to every market and life circumstance. Listen in to learn the phrase that can humble you in times of prosperity and give you solace in times of struggle. Let's face it, life is complicated. That being the case, it tends to defy easy description and silly platitudes. But one phrase proves to be applicable to every market and life circumstance. Listen in to learn the phrase that can humble you in times of prosperity and give you solace in times of struggle. false full 11 tag:soundcloud,2010:tracks/336821555 Should You Trust Your Gut? The Science Behind Intuition and Decision-Making We are a nation in love with the idea of trusting intuition, but does it actually help us to make effective decisions? In today's episode we examine some of the research in favor of - and against - this notion of trusting your gut. What emerges is a complex picture that shows intuition to have some real, almost metaphysical power, that is domain specific in the usefulness of its application.

]]> Mon, 7 Aug 2017 11:21:38 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ We are a nation in love with the idea of trusting intuition, but does it actually help us to make effective decisions? In today's episode we examine some of the research in favor of - and against - this notion of trusting your gut. What emerges is a complex picture that shows intuition to have some real, almost metaphysical power, that is domain specific in the usefulness of its application.

]]> Should You Trust Your Gut? The Science Behind Intuition and Decision-Making Dr. Daniel Crosby 00:18:05 We are a nation in love with the idea of trusting intuition, but does it actually help us to make effective decisions? In today's episode we examine some of the research in favor of - and against - this notion of trusting your gut. What emerges is a complex picture that shows intuition to have some real, almost metaphysical power, that is domain specific in the usefulness of its application. We are a nation in love with the idea of trusting intuition, but does it actually help us to make effective decisions? In today's episode we examine some of the research in favor of - and against - this notion of trusting your gut. What emerges is a complex picture that shows intuition to have some real, almost metaphysical power, that is domain specific in the usefulness of its application. false full 10 tag:soundcloud,2010:tracks/335804606 Mastering Self-Awareness: 5 Practical Tips to Combat Overconfidence Bias Excessive ego is the enemy of both good living and good investing and yet it is simultaneously a big part of what gets us out of bed in the morning. In this podcast, you'll learn 5 practical ways to make better decisions by beginning to see the world more clearly.

]]> Tue, 1 Aug 2017 15:36:02 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Excessive ego is the enemy of both good living and good investing and yet it is simultaneously a big part of what gets us out of bed in the morning. In this podcast, you'll learn 5 practical ways to make better decisions by beginning to see the world more clearly.

]]> Mastering Self-Awareness: 5 Practical Tips to Combat Overconfidence Bias Dr. Daniel Crosby 00:13:43 Excessive ego is the enemy of both good living and good investing and yet it is simultaneously a big part of what gets us out of bed in the morning. In this podcast, you'll learn 5 practical ways to make better decisions by beginning to see the world more clearly. Excessive ego is the enemy of both good living and good investing and yet it is simultaneously a big part of what gets us out of bed in the morning. In this podcast, you'll learn 5 practical ways to make better decisions by beginning to see the world more clearly. false full 9 tag:soundcloud,2010:tracks/334821393 Why You’ll Never Change Anyone’s Mind on Facebook: The Psychology of Online Arguments Many of us have had the experience of bickering with friends and loved ones on social media about political, religious or ethical differences of opinion. But does any of it do any good?

In this episode, we examine the persistence of belief, the difficulty in changing minds and the reasons why challenging someone with cold, hard facts may only make them MORE wed to their existing bad ideas.

]]> Tue, 25 Jul 2017 20:58:34 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Many of us have had the experience of bickering with friends and loved ones on social media about political, religious or ethical differences of opinion. But does any of it do any good?

In this episode, we examine the persistence of belief, the difficulty in changing minds and the reasons why challenging someone with cold, hard facts may only make them MORE wed to their existing bad ideas.

]]> Why You’ll Never Change Anyone’s Mind on Facebook: The Psychology of Online Arguments Dr. Daniel Crosby 00:14:41 Many of us have had the experience of bickering with friends and loved ones on social media about political, religious or ethical differences of opinion. But does any of it do any good? In this episode, we examine the persistence of belief, the difficulty in changing minds and the reasons why challenging someone with cold, hard facts may only make them MORE wed to their existing bad ideas. Many of us have had the experience of bickering with friends and loved ones on social media about political, religious or ethical differences of opinion. But does any of it do any good? In this episode, we examine the persistence of belief, the difficulty in changing minds and the reasons why challenging someone with cold, hard facts may only make them MORE wed to their existing bad ideas. false full 8 tag:soundcloud,2010:tracks/333599560 Why Investing Can Be Physically Painful: Understanding the Stress and Strain We commonly speak of how "stressed out" we are today but as recently as a century ago, the idea of stress was viewed as unscientific. In this episode, we talk about the physical psychological impact of stress on investment decision-making and risk appetites. The takeaway? Good investing is so difficult partially because it is physically painful.

]]> Mon, 17 Jul 2017 18:35:32 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ We commonly speak of how "stressed out" we are today but as recently as a century ago, the idea of stress was viewed as unscientific. In this episode, we talk about the physical psychological impact of stress on investment decision-making and risk appetites. The takeaway? Good investing is so difficult partially because it is physically painful.

]]> Why Investing Can Be Physically Painful: Understanding the Stress and Strain Dr. Daniel Crosby 00:08:14 We commonly speak of how "stressed out" we are today but as recently as a century ago, the idea of stress was viewed as unscientific. In this episode, we talk about the physical psychological impact of stress on investment decision-making and risk appetites. The takeaway? Good investing is so difficult partially because it is physically painful. We commonly speak of how "stressed out" we are today but as recently as a century ago, the idea of stress was viewed as unscientific. In this episode, we talk about the physical psychological impact of stress on investment decision-making and risk appetites. The takeaway? Good investing is so difficult partially because it is physically painful. false full 7 tag:soundcloud,2010:tracks/332546253 The Impact of Storytelling in Investing: Transform Your Strategy with Compelling Narratives Stories are powerful means of transmitting information and making sense of our own lives, but do they serve us well as investors? In this episode, we will answer these and other questions by looking at the price of a sequined glove, the performance of initial public offerings and how stories can hijack our brain on the way to our hearts.

]]> Mon, 10 Jul 2017 18:56:05 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Stories are powerful means of transmitting information and making sense of our own lives, but do they serve us well as investors? In this episode, we will answer these and other questions by looking at the price of a sequined glove, the performance of initial public offerings and how stories can hijack our brain on the way to our hearts.

]]> The Impact of Storytelling in Investing: Transform Your Strategy with Compelling Narratives Dr. Daniel Crosby 00:09:13 Stories are powerful means of transmitting information and making sense of our own lives, but do they serve us well as investors? In this episode, we will answer these and other questions by looking at the price of a sequined glove, the performance of initial public offerings and how stories can hijack our brain on the way to our hearts. Stories are powerful means of transmitting information and making sense of our own lives, but do they serve us well as investors? In this episode, we will answer these and other questions by looking at the price of a sequined glove, the performance of initial public offerings and how stories can hijack our brain on the way to our hearts. false full 6 tag:soundcloud,2010:tracks/330732493 Value Investing Explained: How to Overcome Your Bias Against 'Cheap' Investments It's counterintuitive, but a growing body of research suggests that you just don't like cheap things. In this episode, we discuss how price as a proxy for quality can be in dangerous in investing and give clues as to how behavioral investors can sever this spurious connection.

]]> Thu, 29 Jun 2017 14:49:09 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ It's counterintuitive, but a growing body of research suggests that you just don't like cheap things. In this episode, we discuss how price as a proxy for quality can be in dangerous in investing and give clues as to how behavioral investors can sever this spurious connection.

]]> Value Investing Explained: How to Overcome Your Bias Against 'Cheap' Investments Dr. Daniel Crosby 00:10:19 It's counterintuitive, but a growing body of research suggests that you just don't like cheap things. In this episode, we discuss how price as a proxy for quality can be in dangerous in investing and give clues as to how behavioral investors can sever this spurious connection. It's counterintuitive, but a growing body of research suggests that you just don't like cheap things. In this episode, we discuss how price as a proxy for quality can be in dangerous in investing and give clues as to how behavioral investors can sever this spurious connection. false full 5 tag:soundcloud,2010:tracks/329635510 Avoid These 10 Pitfalls to Protect Your Financial Future Today's episode is a tongue-in-cheek examination of the ten best ways to ruin your investment future.

]]> Fri, 23 Jun 2017 11:01:18 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Today's episode is a tongue-in-cheek examination of the ten best ways to ruin your investment future.

]]> Avoid These 10 Pitfalls to Protect Your Financial Future Dr. Daniel Crosby 00:08:13 Today's episode is a tongue-in-cheek examination of the ten best ways to ruin your investment future. Today's episode is a tongue-in-cheek examination of the ten best ways to ruin your investment future. false full 4 tag:soundcloud,2010:tracks/328200959 The Uncomfortable Truth: Why Discussing Money Makes Us Uncomfortable We love to fantasize about winning the lottery or buying a yacht, but have difficulty having sensible conversations about money with those we love. Dr. Crosby examines some of the religious, social and behavioral impediments to having conversations about money and issues a challenge to do better.

]]> Thu, 15 Jun 2017 13:27:51 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ We love to fantasize about winning the lottery or buying a yacht, but have difficulty having sensible conversations about money with those we love. Dr. Crosby examines some of the religious, social and behavioral impediments to having conversations about money and issues a challenge to do better.

]]> The Uncomfortable Truth: Why Discussing Money Makes Us Uncomfortable Dr. Daniel Crosby 00:14:10 We love to fantasize about winning the lottery or buying a yacht, but have difficulty having sensible conversations about money with those we love. Dr. Crosby examines some of the religious, social and behavioral impediments to having conversations about money and issues a challenge to do better. We love to fantasize about winning the lottery or buying a yacht, but have difficulty having sensible conversations about money with those we love. Dr. Crosby examines some of the religious, social and behavioral impediments to having conversations about money and issues a challenge to do better. false full 3 tag:soundcloud,2010:tracks/326766407 The Time Will Never Be Right: Stop Waiting, Start Living Our brains are designed to privilege safety and certainty over happiness and growth. Understanding this simple truth, we begin to realize that the time will never be perfect to do the thing we've always dreamed of and learn to press forward in spite of our fears.

]]> Tue, 6 Jun 2017 20:32:41 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Our brains are designed to privilege safety and certainty over happiness and growth. Understanding this simple truth, we begin to realize that the time will never be perfect to do the thing we've always dreamed of and learn to press forward in spite of our fears.

]]> The Time Will Never Be Right: Stop Waiting, Start Living Dr. Daniel Crosby 00:08:22 Our brains are designed to privilege safety and certainty over happiness and growth. Understanding this simple truth, we begin to realize that the time will never be perfect to do the thing we've always dreamed of and learn to press forward in spite of our fears. Our brains are designed to privilege safety and certainty over happiness and growth. Understanding this simple truth, we begin to realize that the time will never be perfect to do the thing we've always dreamed of and learn to press forward in spite of our fears. false full 2 tag:soundcloud,2010:tracks/325681894 The Role of Self-Esteem in Bernie Madoff's Ponzi Scheme: Unmasking the Myth Does everyone deserve a trophy?

In today's episode we look at the research around self-esteem and examine how the need to feel special may have played in to the biggest Ponzi scheme in history.

]]> Fri, 2 Jun 2017 11:53:02 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ Does everyone deserve a trophy?

In today's episode we look at the research around self-esteem and examine how the need to feel special may have played in to the biggest Ponzi scheme in history.

]]> The Role of Self-Esteem in Bernie Madoff's Ponzi Scheme: Unmasking the Myth Dr. Daniel Crosby 00:10:04 Does everyone deserve a trophy? In today's episode we look at the research around self-esteem and examine how the need to feel special may have played in to the biggest Ponzi scheme in history. Does everyone deserve a trophy? In today's episode we look at the research around self-esteem and examine how the need to feel special may have played in to the biggest Ponzi scheme in history. false full 1 tag:soundcloud,2010:tracks/324102585 The Top Five Regrets Of The Dying: Insights to Live a Fulfilling Life What are the top 5 regrets of the terminally ill and how can they help you live a more fulfilled life?

]]> Tue, 23 May 2017 14:08:01 +0000 danielcrosby@gmail.com (Dr. Daniel Crosby) https://www.standarddeviationspod.com/ What are the top 5 regrets of the terminally ill and how can they help you live a more fulfilled life?

]]> The Top Five Regrets Of The Dying: Insights to Live a Fulfilling Life Dr. Daniel Crosby 00:07:52 What are the top 5 regrets of the terminally ill and how can they help you live a more fulfilled life? What are the top 5 regrets of the terminally ill and how can they help you live a more fulfilled life? false full 0