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    <description>Net Net Podcast analyzes hidden costs and empowers you to make your own damn decisions – financial and otherwise. In each episode, best friends Lizzy and Lissa talk about a different facet of life to help you decide: IS IT WORTH IT!? They give their takes on whether something is “net positive” or “net negative” ultimately giving you the confidence to decide for yourself. These conversations are authentic, inspiring, and always entertaining.</description>
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    <pubDate>Wed, 3 Sep 2025 14:00:00 +0000</pubDate>
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    <itunes:summary>Net Net Podcast analyzes hidden costs and empowers you to make your own damn decisions – financial and otherwise. In each episode, best friends Lizzy and Lissa talk about a different facet of life to help you decide: IS IT WORTH IT!? They give their takes on whether something is “net positive” or “net negative” ultimately giving you the confidence to decide for yourself. These conversations are authentic, inspiring, and always entertaining.</itunes:summary>
    <itunes:author>Lizzy Marie, Lissa Lumutenga</itunes:author>
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      <itunes:name>Lissa Lumutenga, Lizzy Marie</itunes:name>
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      <title>Are souvenirs worth it?</title>
      <description><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of souvenirs. In this episode, we’re talking about why we buy them, what they symbolize, and whether they’re actually worth the money or just clutter. Join us as we reflect on nostalgia, impulse purchases, and the surprising psychology behind keepsakes.</p><p> </p><p><strong>Main Topics</strong></p><p><i>00:00 Introduction</i></p><p><i>01:04 Running The Numbers Segment</i></p><p><i>02:16 Personal Stories and Souvenir Experiences</i></p><p><i>02:56 Intentions Behind Gift Giving</i></p><p><i>10:45 Historical Context of Souvenirs</i></p><p><i>12:30 Personal Souvenir Preferences</i></p><p><i>18:34 Space Considerations</i></p><p><i>22:25 Cultural Appropriation Concerns</i></p><p><i>23:56 Cherishing Travel Memories</i></p><p><i>27:27 Supporting Local Economies</i></p><p><i>29:50 20 Cents Segment</i></p><p> </p><p><strong>References for Statistics</strong></p><p>https://www.ibisworld.com/classifications/us-sic/5947/gift-novelty-and-souvenir-shops/?utm_source=chatgpt.com</p><p>https://today.yougov.com/travel/articles/21197-more-women-men-purchase-souvenirs-friends-family-a</p><p>https://www.souvenirproject.org/history/origins-of-souvenir/</p><p>https://emint.com/blog/a-modern-history-of-souvenirs-and-keepsakes/ </p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></description>
      <pubDate>Wed, 3 Sep 2025 14:00:00 +0000</pubDate>
      <author>hi@netnetpodcast.com (Lissa Lumutenga, Lizzy Marie)</author>
      <link>https://netnetpodcast.com/episodes/are-souvenirs-worth-it-KY_L__k1</link>
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      <content:encoded><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of souvenirs. In this episode, we’re talking about why we buy them, what they symbolize, and whether they’re actually worth the money or just clutter. Join us as we reflect on nostalgia, impulse purchases, and the surprising psychology behind keepsakes.</p><p> </p><p><strong>Main Topics</strong></p><p><i>00:00 Introduction</i></p><p><i>01:04 Running The Numbers Segment</i></p><p><i>02:16 Personal Stories and Souvenir Experiences</i></p><p><i>02:56 Intentions Behind Gift Giving</i></p><p><i>10:45 Historical Context of Souvenirs</i></p><p><i>12:30 Personal Souvenir Preferences</i></p><p><i>18:34 Space Considerations</i></p><p><i>22:25 Cultural Appropriation Concerns</i></p><p><i>23:56 Cherishing Travel Memories</i></p><p><i>27:27 Supporting Local Economies</i></p><p><i>29:50 20 Cents Segment</i></p><p> </p><p><strong>References for Statistics</strong></p><p>https://www.ibisworld.com/classifications/us-sic/5947/gift-novelty-and-souvenir-shops/?utm_source=chatgpt.com</p><p>https://today.yougov.com/travel/articles/21197-more-women-men-purchase-souvenirs-friends-family-a</p><p>https://www.souvenirproject.org/history/origins-of-souvenir/</p><p>https://emint.com/blog/a-modern-history-of-souvenirs-and-keepsakes/ </p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></content:encoded>
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      <itunes:title>Are souvenirs worth it?</itunes:title>
      <itunes:author>Lissa Lumutenga, Lizzy Marie</itunes:author>
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      <itunes:summary>Lizzy and Lissa break down the hidden costs – financial and otherwise – of souvenirs. In this episode, we’re talking about why we buy them, what they symbolize, and whether they’re actually worth the money or just clutter. Join us as we reflect on nostalgia, impulse purchases, and the surprising psychology behind keepsakes.</itunes:summary>
      <itunes:subtitle>Lizzy and Lissa break down the hidden costs – financial and otherwise – of souvenirs. In this episode, we’re talking about why we buy them, what they symbolize, and whether they’re actually worth the money or just clutter. Join us as we reflect on nostalgia, impulse purchases, and the surprising psychology behind keepsakes.</itunes:subtitle>
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      <title>Is branding yourself worth it?</title>
      <description><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of branding yourself. Personal branding might sound like a career hack, but it comes with its own baggage. We talk about what it really costs to show up online, curate a professional persona, and “market yourself” as a product. Is branding yourself is worth the payoff? Let’s talk about it.</p><p> </p><p><strong>Main Topics</strong></p><p><i>00:00 Introduction</i></p><p><i>01:20 Running The Numbers Segment</i></p><p><i>02:33 What is Personal Branding?</i></p><p><i>04:00 Personal Branding in Career Transitions</i></p><p><i>07:01 The Costs and Benefits of Personal Branding</i></p><p><i>09:30 Navigating Personal and Business Branding</i></p><p><i>22:23 The Rebellious Brand of Rihanna</i></p><p><i>23:25 Personal Branding Challenges</i></p><p><i>25:47 Navigating Personal and Professional Identity</i></p><p><i>27:37 Costs of Being Known for Something</i></p><p><i>29:46 Balancing Personal Views and Public Persona</i></p><p><i>35:05 20 Cents Segment</i></p><p> </p><p><strong>References for Statistics</strong></p><p>https://www.entrepreneur.com/leadership/why-personal-branding-is-crucial-for-ceos-in-todays-world/468320</p><p>https://www.professionalrecruiterinc.com/the-value-of-a-strong-personal-brand-for-career-success/</p><p>https://www.linkedin.com/pulse/achieving-all-star-status-linkedin-sophie-milliken-fcipd-frsa/</p><p>https://capitaloneshopping.com/research/branding-statistics/</p><p>https://www.prnewswire.com/news-releases/more-than-half-of-employers-have-found-content-on-social-media-that-caused-them-not-to-hire-a-candidate-according-to-recent-careerbuilder-survey-300694437.html</p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></description>
      <pubDate>Wed, 20 Aug 2025 14:00:00 +0000</pubDate>
      <author>hi@netnetpodcast.com (Lizzy Marie, Lissa Lumutenga)</author>
      <link>https://netnetpodcast.com/episodes/is-branding-yourself-worth-it-hPR6khxL</link>
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      <content:encoded><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of branding yourself. Personal branding might sound like a career hack, but it comes with its own baggage. We talk about what it really costs to show up online, curate a professional persona, and “market yourself” as a product. Is branding yourself is worth the payoff? Let’s talk about it.</p><p> </p><p><strong>Main Topics</strong></p><p><i>00:00 Introduction</i></p><p><i>01:20 Running The Numbers Segment</i></p><p><i>02:33 What is Personal Branding?</i></p><p><i>04:00 Personal Branding in Career Transitions</i></p><p><i>07:01 The Costs and Benefits of Personal Branding</i></p><p><i>09:30 Navigating Personal and Business Branding</i></p><p><i>22:23 The Rebellious Brand of Rihanna</i></p><p><i>23:25 Personal Branding Challenges</i></p><p><i>25:47 Navigating Personal and Professional Identity</i></p><p><i>27:37 Costs of Being Known for Something</i></p><p><i>29:46 Balancing Personal Views and Public Persona</i></p><p><i>35:05 20 Cents Segment</i></p><p> </p><p><strong>References for Statistics</strong></p><p>https://www.entrepreneur.com/leadership/why-personal-branding-is-crucial-for-ceos-in-todays-world/468320</p><p>https://www.professionalrecruiterinc.com/the-value-of-a-strong-personal-brand-for-career-success/</p><p>https://www.linkedin.com/pulse/achieving-all-star-status-linkedin-sophie-milliken-fcipd-frsa/</p><p>https://capitaloneshopping.com/research/branding-statistics/</p><p>https://www.prnewswire.com/news-releases/more-than-half-of-employers-have-found-content-on-social-media-that-caused-them-not-to-hire-a-candidate-according-to-recent-careerbuilder-survey-300694437.html</p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></content:encoded>
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      <itunes:title>Is branding yourself worth it?</itunes:title>
      <itunes:author>Lizzy Marie, Lissa Lumutenga</itunes:author>
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      <itunes:duration>00:39:42</itunes:duration>
      <itunes:summary>Lizzy and Lissa break down the hidden costs – financial and otherwise – of branding yourself. Personal branding might sound like a career hack, but it comes with its own baggage. We talk about what it really costs to show up online, curate a professional persona, and “market yourself” as a product. Is branding yourself is worth the payoff? Let’s talk about it.</itunes:summary>
      <itunes:subtitle>Lizzy and Lissa break down the hidden costs – financial and otherwise – of branding yourself. Personal branding might sound like a career hack, but it comes with its own baggage. We talk about what it really costs to show up online, curate a professional persona, and “market yourself” as a product. Is branding yourself is worth the payoff? Let’s talk about it.</itunes:subtitle>
      <itunes:keywords>finance, personal finance</itunes:keywords>
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      <title>Is hired help worth it?</title>
      <description><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of hired help. From housekeepers to virtual assistants to TaskRabbit sidekicks, outsourcing parts of your life can be a game-changer, but or a guilt trip. We unpack when hiring help is an investment in your peace of mind, and when it starts to mess with your values, your budget, or your sense of self. Is convenience worth the cost? And who gets to decide?</p><p> </p><p><strong>Main Topics</strong></p><p><i>00:00 The Trade-offs of Hiring Help</i></p><p><i>00:58 Running The Numbers Segment</i></p><p><i>01:18 Financial Realities of Domestic Workers</i></p><p><i>03:57 Personal Experiences with Hiring Help</i></p><p><i>07:45 Emotional and Ethical Considerations</i></p><p><i>15:21 Balancing Costs and Benefits</i></p><p><i>18:34 Hypothetical Millionaire Scenario</i></p><p><i>19:46 Housekeeping and Pets</i></p><p><i>22:22 Digital Hygiene and Personal Assistants</i></p><p><i>23:39 The Stigma of Hiring Help</i></p><p><i>29:05 20 Cents Segment</i></p><p> </p><p><strong>References for Statistics</strong></p><p>https://www.epi.org/publication/domestic-workers-chartbook-2022/</p><p>https://www.bls.gov/oes/2023/may/oes372012.htm</p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></description>
      <pubDate>Wed, 6 Aug 2025 14:00:00 +0000</pubDate>
      <author>hi@netnetpodcast.com (Lizzy Marie, Lissa Lumutenga)</author>
      <link>https://netnetpodcast.com/episodes/is-hired-help-worth-it-EknXzOEK</link>
      <media:thumbnail height="720" url="https://image.simplecastcdn.com/images/5f41c1ed-28cf-443b-8763-382ab5d36576/038a2179-763f-4c22-9f2a-669d28973d39/net-net-youtube-thumbnail.jpg" width="1280"/>
      <content:encoded><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of hired help. From housekeepers to virtual assistants to TaskRabbit sidekicks, outsourcing parts of your life can be a game-changer, but or a guilt trip. We unpack when hiring help is an investment in your peace of mind, and when it starts to mess with your values, your budget, or your sense of self. Is convenience worth the cost? And who gets to decide?</p><p> </p><p><strong>Main Topics</strong></p><p><i>00:00 The Trade-offs of Hiring Help</i></p><p><i>00:58 Running The Numbers Segment</i></p><p><i>01:18 Financial Realities of Domestic Workers</i></p><p><i>03:57 Personal Experiences with Hiring Help</i></p><p><i>07:45 Emotional and Ethical Considerations</i></p><p><i>15:21 Balancing Costs and Benefits</i></p><p><i>18:34 Hypothetical Millionaire Scenario</i></p><p><i>19:46 Housekeeping and Pets</i></p><p><i>22:22 Digital Hygiene and Personal Assistants</i></p><p><i>23:39 The Stigma of Hiring Help</i></p><p><i>29:05 20 Cents Segment</i></p><p> </p><p><strong>References for Statistics</strong></p><p>https://www.epi.org/publication/domestic-workers-chartbook-2022/</p><p>https://www.bls.gov/oes/2023/may/oes372012.htm</p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></content:encoded>
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      <itunes:title>Is hired help worth it?</itunes:title>
      <itunes:author>Lizzy Marie, Lissa Lumutenga</itunes:author>
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      <itunes:duration>00:33:14</itunes:duration>
      <itunes:summary>Lizzy and Lissa break down the hidden costs – financial and otherwise – of hired help. From housekeepers to virtual assistants to TaskRabbit sidekicks, outsourcing parts of your life can be a game-changer, but or a guilt trip. We unpack when hiring help is an investment in your peace of mind, and when it starts to mess with your values, your budget, or your sense of self. Is convenience worth the cost? And who gets to decide?</itunes:summary>
      <itunes:subtitle>Lizzy and Lissa break down the hidden costs – financial and otherwise – of hired help. From housekeepers to virtual assistants to TaskRabbit sidekicks, outsourcing parts of your life can be a game-changer, but or a guilt trip. We unpack when hiring help is an investment in your peace of mind, and when it starts to mess with your values, your budget, or your sense of self. Is convenience worth the cost? And who gets to decide?</itunes:subtitle>
      <itunes:keywords>finance, personal finance</itunes:keywords>
      <itunes:explicit>true</itunes:explicit>
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      <itunes:episode>58</itunes:episode>
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      <title>Are domestic partnerships worth it? feat. Raymond Hekmat</title>
      <description><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of domestic partnerships. From legal protections to emotional considerations, they explore how domestic partnerships compare to marriage and why some couples choose this path instead. Joined by attorney Raymond Hekmat, the conversation covers benefits, limitations, and what you <i>might not know</i> could affect your rights. Whether you’re partnered, planning ahead, or just curious, this episode unpacks what it really means to commit outside the traditional framework.</p><p> </p><p>►► Check out Raymond Hekmat on socials!</p><p><a href="https://instagram.com/hekmatfamilylaw" target="_blank">Instagram</a> - <a href="https://tiktok.com/@theprenupguy" target="_blank">TikTok</a> - <a href="http://youtube.com/@theprenupguy" target="_blank">YouTube</a><br /> </p><p><strong>Main Topics</strong></p><p>00:00 Introduction to Domestic Partnerships</p><p>01:36 Running The Numbers Segment</p><p>02:32 Benefits and Limitations</p><p>03:14 Legal Nuances</p><p>05:38 Cohabitation vs. Domestic Partnerships</p><p>09:02 Personal and Social Considerations</p><p>18:55 Understanding Domestic Partnerships</p><p>19:57 Legal Separation vs. Divorce</p><p>20:58 Perceptions of Domestic Partnerships</p><p>24:35 Commitment and Social Constructs</p><p>28:58 Common Law Marriage vs. Domestic Partnership</p><p>30:12 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p>https://www.census.gov/newsroom/press-releases/2024/families-living-arrangements.html</p><p>https://www.pewresearch.org/social-trends/2019/11/06/the-landscape-of-marriage-and-cohabitation-in-the-u-s/</p><p>https://www.pewresearch.org/social-trends/2019/11/06/marriage-and-cohabitation-in-the-u-s/</p><p>https://www.kff.org/report-section/ehbs-2023-section-2-health-benefits-offer-rates/</p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></description>
      <pubDate>Wed, 23 Jul 2025 14:00:00 +0000</pubDate>
      <author>hi@netnetpodcast.com (Lizzy Marie, Lissa Lumutenga, Raymond Hekmat)</author>
      <link>https://netnetpodcast.com/episodes/are-domestic-partnerships-worth-it-LByGxocU</link>
      <media:thumbnail height="720" url="https://image.simplecastcdn.com/images/5f41c1ed-28cf-443b-8763-382ab5d36576/038a2179-763f-4c22-9f2a-669d28973d39/net-net-youtube-thumbnail.jpg" width="1280"/>
      <content:encoded><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of domestic partnerships. From legal protections to emotional considerations, they explore how domestic partnerships compare to marriage and why some couples choose this path instead. Joined by attorney Raymond Hekmat, the conversation covers benefits, limitations, and what you <i>might not know</i> could affect your rights. Whether you’re partnered, planning ahead, or just curious, this episode unpacks what it really means to commit outside the traditional framework.</p><p> </p><p>►► Check out Raymond Hekmat on socials!</p><p><a href="https://instagram.com/hekmatfamilylaw" target="_blank">Instagram</a> - <a href="https://tiktok.com/@theprenupguy" target="_blank">TikTok</a> - <a href="http://youtube.com/@theprenupguy" target="_blank">YouTube</a><br /> </p><p><strong>Main Topics</strong></p><p>00:00 Introduction to Domestic Partnerships</p><p>01:36 Running The Numbers Segment</p><p>02:32 Benefits and Limitations</p><p>03:14 Legal Nuances</p><p>05:38 Cohabitation vs. Domestic Partnerships</p><p>09:02 Personal and Social Considerations</p><p>18:55 Understanding Domestic Partnerships</p><p>19:57 Legal Separation vs. Divorce</p><p>20:58 Perceptions of Domestic Partnerships</p><p>24:35 Commitment and Social Constructs</p><p>28:58 Common Law Marriage vs. Domestic Partnership</p><p>30:12 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p>https://www.census.gov/newsroom/press-releases/2024/families-living-arrangements.html</p><p>https://www.pewresearch.org/social-trends/2019/11/06/the-landscape-of-marriage-and-cohabitation-in-the-u-s/</p><p>https://www.pewresearch.org/social-trends/2019/11/06/marriage-and-cohabitation-in-the-u-s/</p><p>https://www.kff.org/report-section/ehbs-2023-section-2-health-benefits-offer-rates/</p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></content:encoded>
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      <itunes:title>Are domestic partnerships worth it? feat. Raymond Hekmat</itunes:title>
      <itunes:author>Lizzy Marie, Lissa Lumutenga, Raymond Hekmat</itunes:author>
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      <itunes:duration>00:36:05</itunes:duration>
      <itunes:summary>Lizzy and Lissa break down the hidden costs – financial and otherwise – of domestic partnerships. From legal protections to emotional considerations, they explore how domestic partnerships compare to marriage and why some couples choose this path instead. Joined by attorney Raymond Hekmat, the conversation covers benefits, limitations, and what you might not know could affect your rights. Whether you’re partnered, planning ahead, or just curious, this episode unpacks what it really means to commit outside the traditional framework.</itunes:summary>
      <itunes:subtitle>Lizzy and Lissa break down the hidden costs – financial and otherwise – of domestic partnerships. From legal protections to emotional considerations, they explore how domestic partnerships compare to marriage and why some couples choose this path instead. Joined by attorney Raymond Hekmat, the conversation covers benefits, limitations, and what you might not know could affect your rights. Whether you’re partnered, planning ahead, or just curious, this episode unpacks what it really means to commit outside the traditional framework.</itunes:subtitle>
      <itunes:keywords>finance, personal finance</itunes:keywords>
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      <itunes:episode>57</itunes:episode>
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      <title>Are personality tests worth it?</title>
      <description><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of personality tests. From free quizzes to pricy corporate assessments, they unpack why we’re so obsessed with labeling ourselves and whether it’s actually helping. Are these tools guiding self-growth, or just giving us something to blame? </p><p> </p><p><strong>Main Topics</strong></p><p>00:00 Introduction to Personality Types</p><p>01:18 Running The Numbers Segment</p><p>04:44 Criticisms and Limitations of Personality Tests</p><p>09:50 Personality Tests in the Workplace</p><p>19:58 Personality Profiles and Horoscopes</p><p>20:48 Myers-Briggs and 16 Personalities</p><p>23:08 Dating and Personality Compatibility</p><p>24:36 Validity of Personality Tests</p><p>28:07 Brand Archetype Quizzes</p><p>33:04 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p><i>https://www.shrm.org/topics-tools/news/all-things-work/assessing-personalities</i></p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></description>
      <pubDate>Wed, 9 Jul 2025 14:00:00 +0000</pubDate>
      <author>hi@netnetpodcast.com (Lizzy Marie, Lissa Lumutenga)</author>
      <link>https://netnetpodcast.com/episodes/are-personality-tests-worth-it-zRw69vRv</link>
      <media:thumbnail height="720" url="https://image.simplecastcdn.com/images/5f41c1ed-28cf-443b-8763-382ab5d36576/038a2179-763f-4c22-9f2a-669d28973d39/net-net-youtube-thumbnail.jpg" width="1280"/>
      <content:encoded><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of personality tests. From free quizzes to pricy corporate assessments, they unpack why we’re so obsessed with labeling ourselves and whether it’s actually helping. Are these tools guiding self-growth, or just giving us something to blame? </p><p> </p><p><strong>Main Topics</strong></p><p>00:00 Introduction to Personality Types</p><p>01:18 Running The Numbers Segment</p><p>04:44 Criticisms and Limitations of Personality Tests</p><p>09:50 Personality Tests in the Workplace</p><p>19:58 Personality Profiles and Horoscopes</p><p>20:48 Myers-Briggs and 16 Personalities</p><p>23:08 Dating and Personality Compatibility</p><p>24:36 Validity of Personality Tests</p><p>28:07 Brand Archetype Quizzes</p><p>33:04 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p><i>https://www.shrm.org/topics-tools/news/all-things-work/assessing-personalities</i></p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></content:encoded>
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      <itunes:title>Are personality tests worth it?</itunes:title>
      <itunes:author>Lizzy Marie, Lissa Lumutenga</itunes:author>
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      <itunes:duration>00:37:30</itunes:duration>
      <itunes:summary>Lizzy and Lissa break down the hidden costs – financial and otherwise – of personality tests. From free quizzes to pricy corporate assessments, they unpack why we’re so obsessed with labeling ourselves and whether it’s actually helping. Are these tools guiding self-growth, or just giving us something to blame? </itunes:summary>
      <itunes:subtitle>Lizzy and Lissa break down the hidden costs – financial and otherwise – of personality tests. From free quizzes to pricy corporate assessments, they unpack why we’re so obsessed with labeling ourselves and whether it’s actually helping. Are these tools guiding self-growth, or just giving us something to blame? </itunes:subtitle>
      <itunes:keywords>finance, enfj, myers briggs, personal finance, personality tests</itunes:keywords>
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      <title>Is buying in bulk worth it?</title>
      <description><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of buying in bulk. From big savings to big waste, they unpack when it’s worth it, and when it’s just more clutter. They also explore who gets left out of bulk benefits and why convenience isn't always cheap.</p><p> </p><p><strong>Main Topics</strong></p><p>00:00 Introduction</p><p>01:32 Running The Numbers Segment</p><p>02:03 The Privilege and Pitfalls of Bulk Buying</p><p>07:32 Unexpected Costs and Considerations</p><p>14:30 Changing Circumstances and Bulk Buying</p><p>19:51 Expensive vs. Cheap Items</p><p>21:01 Toiletries and Household Staples</p><p>22:57 Buying in Bulk in Different Cities</p><p>27:26 Food Waste</p><p>33:01 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p>https://www.lendingtree.com/credit-cards/study/bulk-buying/</p><p>https://couponfollow.com/research/savings-when-buying-bulk</p><p>https://walton.uark.edu/insights/posts/the-high-cost-of-low-income.php</p><p>https://www.rts.com/resources/guides/food-waste-america/</p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></description>
      <pubDate>Wed, 25 Jun 2025 14:00:00 +0000</pubDate>
      <author>hi@netnetpodcast.com (Lizzy Marie, Lissa Lumutenga)</author>
      <link>https://netnetpodcast.com/episodes/is-buying-in-bulk-worth-it-tvy84SaF</link>
      <media:thumbnail height="720" url="https://image.simplecastcdn.com/images/5f41c1ed-28cf-443b-8763-382ab5d36576/038a2179-763f-4c22-9f2a-669d28973d39/net-net-youtube-thumbnail.jpg" width="1280"/>
      <content:encoded><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of buying in bulk. From big savings to big waste, they unpack when it’s worth it, and when it’s just more clutter. They also explore who gets left out of bulk benefits and why convenience isn't always cheap.</p><p> </p><p><strong>Main Topics</strong></p><p>00:00 Introduction</p><p>01:32 Running The Numbers Segment</p><p>02:03 The Privilege and Pitfalls of Bulk Buying</p><p>07:32 Unexpected Costs and Considerations</p><p>14:30 Changing Circumstances and Bulk Buying</p><p>19:51 Expensive vs. Cheap Items</p><p>21:01 Toiletries and Household Staples</p><p>22:57 Buying in Bulk in Different Cities</p><p>27:26 Food Waste</p><p>33:01 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p>https://www.lendingtree.com/credit-cards/study/bulk-buying/</p><p>https://couponfollow.com/research/savings-when-buying-bulk</p><p>https://walton.uark.edu/insights/posts/the-high-cost-of-low-income.php</p><p>https://www.rts.com/resources/guides/food-waste-america/</p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></content:encoded>
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      <itunes:title>Is buying in bulk worth it?</itunes:title>
      <itunes:author>Lizzy Marie, Lissa Lumutenga</itunes:author>
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      <itunes:duration>00:36:36</itunes:duration>
      <itunes:summary>Lizzy and Lissa break down the hidden costs – financial and otherwise – of buying in bulk. From big savings to big waste, they unpack when it’s worth it, and when it’s just more clutter. They also explore who gets left out of bulk benefits and why convenience isn&apos;t always cheap.</itunes:summary>
      <itunes:subtitle>Lizzy and Lissa break down the hidden costs – financial and otherwise – of buying in bulk. From big savings to big waste, they unpack when it’s worth it, and when it’s just more clutter. They also explore who gets left out of bulk benefits and why convenience isn&apos;t always cheap.</itunes:subtitle>
      <itunes:keywords>buying in bulk, finance, personal finance, bulk shopping</itunes:keywords>
      <itunes:explicit>true</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>55</itunes:episode>
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      <title>Is budgeting worth it?</title>
      <description><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of budgeting. They talk about why budgets often fail, how different methods work for different people, and the emotional baggage that comes with managing money. Budgeting can be a source of empowerment or anxiety, depending on how it’s approached. This episode explores how to find a balance that actually works for real life.</p><p> </p><p><strong>Main Topics</strong></p><p><i>00:00 Introduction</i></p><p><i>01:25 Running The Numbers Segment</i></p><p><i>05:37 Challenges and Tools for Budgeting</i></p><p><i>10:10 Different Approaches to Budgeting</i></p><p><i>13:31 Loose Budgeting</i></p><p><i>20:25 Building Financial Confidence</i></p><p><i>23:12 The Costs of Budgeting</i></p><p><i>24:48 Emotional and Relationship Impacts</i></p><p><i>29:12 Alternative to Traditional Budgeting</i></p><p><i>32:36 20 Cents Segment</i></p><p> </p><p><strong>References for Statistics</strong></p><p>https://www.debt.com/research/best-way-to-budget/</p><p>https://www.intuit.com/blog/innovative-thinking/beyond-the-budget/</p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></description>
      <pubDate>Wed, 11 Jun 2025 14:00:00 +0000</pubDate>
      <author>hi@netnetpodcast.com (Lizzy Marie, Lissa Lumutenga)</author>
      <link>https://netnetpodcast.com/episodes/is-budgeting-worth-it-3XCgE8P7</link>
      <media:thumbnail height="720" url="https://image.simplecastcdn.com/images/5f41c1ed-28cf-443b-8763-382ab5d36576/038a2179-763f-4c22-9f2a-669d28973d39/net-net-youtube-thumbnail.jpg" width="1280"/>
      <content:encoded><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of budgeting. They talk about why budgets often fail, how different methods work for different people, and the emotional baggage that comes with managing money. Budgeting can be a source of empowerment or anxiety, depending on how it’s approached. This episode explores how to find a balance that actually works for real life.</p><p> </p><p><strong>Main Topics</strong></p><p><i>00:00 Introduction</i></p><p><i>01:25 Running The Numbers Segment</i></p><p><i>05:37 Challenges and Tools for Budgeting</i></p><p><i>10:10 Different Approaches to Budgeting</i></p><p><i>13:31 Loose Budgeting</i></p><p><i>20:25 Building Financial Confidence</i></p><p><i>23:12 The Costs of Budgeting</i></p><p><i>24:48 Emotional and Relationship Impacts</i></p><p><i>29:12 Alternative to Traditional Budgeting</i></p><p><i>32:36 20 Cents Segment</i></p><p> </p><p><strong>References for Statistics</strong></p><p>https://www.debt.com/research/best-way-to-budget/</p><p>https://www.intuit.com/blog/innovative-thinking/beyond-the-budget/</p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></content:encoded>
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      <itunes:title>Is budgeting worth it?</itunes:title>
      <itunes:author>Lizzy Marie, Lissa Lumutenga</itunes:author>
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      <itunes:duration>00:37:05</itunes:duration>
      <itunes:summary>Lizzy and Lissa break down the hidden costs – financial and otherwise – of budgeting. They talk about why budgets often fail, how different methods work for different people, and the emotional baggage that comes with managing money. Budgeting can be a source of empowerment or anxiety, depending on how it’s approached. This episode explores how to find a balance that actually works for real life.</itunes:summary>
      <itunes:subtitle>Lizzy and Lissa break down the hidden costs – financial and otherwise – of budgeting. They talk about why budgets often fail, how different methods work for different people, and the emotional baggage that comes with managing money. Budgeting can be a source of empowerment or anxiety, depending on how it’s approached. This episode explores how to find a balance that actually works for real life.</itunes:subtitle>
      <itunes:keywords>budgeting, finance, budget, personal finance</itunes:keywords>
      <itunes:explicit>true</itunes:explicit>
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      <itunes:episode>54</itunes:episode>
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      <title>Are prenups worth it? feat. Raymond Hekmat</title>
      <description><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of prenups. While some people see prenups as a sign of distrust or associate them with divorce and greed, others view them as a practical necessity before getting married. In this episode, Lizzy and Lissa talk with Raymond Hekmat, a California-based family attorney. Together, they unpack common myths and misconceptions about prenups and explore whether they’re worth having.</p><p> </p><p><strong>Main Topics</strong></p><p><i>00:00 Introduction</i></p><p><i>01:18 Running The Numbers Segment</i></p><p><i>02:20 Meet Our Guest, Raymond Hekmat</i></p><p><i>04:03 The Importance of Prenups</i></p><p><i>08:24 Prenups vs. Postnups</i></p><p><i>11:58 Navigating Prenup Discussions</i></p><p><i>19:49 Personal Experiences and Misconceptions</i></p><p><i>24:54 Financial Growth and Relationship Dynamics</i></p><p><i>25:19 Infidelity and Legal Protections</i></p><p><i>30:50 Costs and Timelines of Prenups</i></p><p><i>35:23 Unique Prenup Provisions</i></p><p><i>40:02 20 Cents Segment</i></p><p> </p><p><strong>References for Statistics</strong></p><p>https://helloprenup.com/prenup-statistics-2024-comprehensive-insights-into-prenuptial-agreements/</p><p>https://investors.legalzoom.com/news-releases/news-release-details/legalzoom-encourages-couples-consider-prenuptial-agreements</p><p>https://www.newsweek.com/more-americans-are-signing-prenups-1838768</p><p> </p><p><strong>Check Out Raymond on:</strong> <a href="https://www.instagram.com/hekmatfamilylaw" target="_blank">Instagram</a> | <a href="http://tiktok.com/@theprenupguy" target="_blank">TikTok</a></p><p><strong>Website:</strong> <a href="https://hekmatfamilylaw.com/" target="_blank">https://hekmatfamilylaw.com/</a></p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></description>
      <pubDate>Wed, 4 Jun 2025 14:00:00 +0000</pubDate>
      <author>hi@netnetpodcast.com (Lizzy Marie, Lissa Lumutenga, Raymond Hekmat)</author>
      <link>https://netnetpodcast.com/episodes/are-prenups-worth-it-zr9fmnws-Zrta_JBm</link>
      <media:thumbnail height="720" url="https://image.simplecastcdn.com/images/5f41c1ed-28cf-443b-8763-382ab5d36576/038a2179-763f-4c22-9f2a-669d28973d39/net-net-youtube-thumbnail.jpg" width="1280"/>
      <content:encoded><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of prenups. While some people see prenups as a sign of distrust or associate them with divorce and greed, others view them as a practical necessity before getting married. In this episode, Lizzy and Lissa talk with Raymond Hekmat, a California-based family attorney. Together, they unpack common myths and misconceptions about prenups and explore whether they’re worth having.</p><p> </p><p><strong>Main Topics</strong></p><p><i>00:00 Introduction</i></p><p><i>01:18 Running The Numbers Segment</i></p><p><i>02:20 Meet Our Guest, Raymond Hekmat</i></p><p><i>04:03 The Importance of Prenups</i></p><p><i>08:24 Prenups vs. Postnups</i></p><p><i>11:58 Navigating Prenup Discussions</i></p><p><i>19:49 Personal Experiences and Misconceptions</i></p><p><i>24:54 Financial Growth and Relationship Dynamics</i></p><p><i>25:19 Infidelity and Legal Protections</i></p><p><i>30:50 Costs and Timelines of Prenups</i></p><p><i>35:23 Unique Prenup Provisions</i></p><p><i>40:02 20 Cents Segment</i></p><p> </p><p><strong>References for Statistics</strong></p><p>https://helloprenup.com/prenup-statistics-2024-comprehensive-insights-into-prenuptial-agreements/</p><p>https://investors.legalzoom.com/news-releases/news-release-details/legalzoom-encourages-couples-consider-prenuptial-agreements</p><p>https://www.newsweek.com/more-americans-are-signing-prenups-1838768</p><p> </p><p><strong>Check Out Raymond on:</strong> <a href="https://www.instagram.com/hekmatfamilylaw" target="_blank">Instagram</a> | <a href="http://tiktok.com/@theprenupguy" target="_blank">TikTok</a></p><p><strong>Website:</strong> <a href="https://hekmatfamilylaw.com/" target="_blank">https://hekmatfamilylaw.com/</a></p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></content:encoded>
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      <itunes:title>Are prenups worth it? feat. Raymond Hekmat</itunes:title>
      <itunes:author>Lizzy Marie, Lissa Lumutenga, Raymond Hekmat</itunes:author>
      <itunes:image href="https://image.simplecastcdn.com/images/5f41c1ed-28cf-443b-8763-382ab5d36576/c91f343f-49c5-4fee-912a-97b72f6f9f2e/3000x3000/netnet-cover-b.jpg?aid=rss_feed"/>
      <itunes:duration>00:45:13</itunes:duration>
      <itunes:summary>Lizzy and Lissa break down the hidden costs – financial and otherwise – of prenups. While some people see prenups as a sign of distrust or associate them with divorce and greed, others view them as a practical necessity before getting married. In this episode, Lizzy and Lissa talk with Raymond Hekmat, a California-based family attorney. Together, they unpack common myths and misconceptions about prenups and explore whether they’re worth having.</itunes:summary>
      <itunes:subtitle>Lizzy and Lissa break down the hidden costs – financial and otherwise – of prenups. While some people see prenups as a sign of distrust or associate them with divorce and greed, others view them as a practical necessity before getting married. In this episode, Lizzy and Lissa talk with Raymond Hekmat, a California-based family attorney. Together, they unpack common myths and misconceptions about prenups and explore whether they’re worth having.</itunes:subtitle>
      <itunes:keywords>prenup agreement, finance, prenups, family law, personal finance</itunes:keywords>
      <itunes:explicit>true</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>53</itunes:episode>
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      <title>Is minimalism worth it?</title>
      <description><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of minimalism. Is owning less truly freeing, or can it become restrictive and performative? They explore when minimalism adds clarity and when it just adds pressure, especially across different incomes and cultures.</p><p><strong>Main Topics</strong></p><p><i>00:00 Introduction</i></p><p><i>01:02 Running The Numbers Segment</i></p><p><i>02:27 Minimalism in Design</i></p><p><i>03:42 Minimalism in Daily Life</i></p><p><i>06:54 Emotional Attachment to Possessions</i></p><p><i>14:30 Cultural & Family Influences Against Minimalism</i></p><p><i>24:09 Costs of Minimalism</i></p><p><i>28:55 Balancing Minimalism vs Functionality</i></p><p><i>31:27 The Struggle with Clutter</i></p><p><i>35:56 Designing Functional Spaces</i></p><p><i>44:34 20 Cents Segment</i></p><p> </p><p><strong>References for Statistics</strong></p><p>https://today.yougov.com/topics/society/survey-results/daily/2023/04/21/9540a/1</p><p>https://pmc.ncbi.nlm.nih.gov/articles/PMC10249935/</p><p>https://civicscience.com/minimalism-seems-more-a-necessity-than-a-lifestyle-choice-in-2021/</p><p>https://civicscience.com/americans-arent-minimalists/</p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></description>
      <pubDate>Wed, 28 May 2025 14:00:00 +0000</pubDate>
      <author>hi@netnetpodcast.com (Lizzy Marie, Lissa Lumutenga)</author>
      <link>https://netnetpodcast.com/episodes/is-minimalism-worth-it-u1_vbD_f</link>
      <media:thumbnail height="720" url="https://image.simplecastcdn.com/images/5f41c1ed-28cf-443b-8763-382ab5d36576/038a2179-763f-4c22-9f2a-669d28973d39/net-net-youtube-thumbnail.jpg" width="1280"/>
      <content:encoded><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of minimalism. Is owning less truly freeing, or can it become restrictive and performative? They explore when minimalism adds clarity and when it just adds pressure, especially across different incomes and cultures.</p><p><strong>Main Topics</strong></p><p><i>00:00 Introduction</i></p><p><i>01:02 Running The Numbers Segment</i></p><p><i>02:27 Minimalism in Design</i></p><p><i>03:42 Minimalism in Daily Life</i></p><p><i>06:54 Emotional Attachment to Possessions</i></p><p><i>14:30 Cultural & Family Influences Against Minimalism</i></p><p><i>24:09 Costs of Minimalism</i></p><p><i>28:55 Balancing Minimalism vs Functionality</i></p><p><i>31:27 The Struggle with Clutter</i></p><p><i>35:56 Designing Functional Spaces</i></p><p><i>44:34 20 Cents Segment</i></p><p> </p><p><strong>References for Statistics</strong></p><p>https://today.yougov.com/topics/society/survey-results/daily/2023/04/21/9540a/1</p><p>https://pmc.ncbi.nlm.nih.gov/articles/PMC10249935/</p><p>https://civicscience.com/minimalism-seems-more-a-necessity-than-a-lifestyle-choice-in-2021/</p><p>https://civicscience.com/americans-arent-minimalists/</p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></content:encoded>
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      <itunes:title>Is minimalism worth it?</itunes:title>
      <itunes:author>Lizzy Marie, Lissa Lumutenga</itunes:author>
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      <itunes:duration>00:48:20</itunes:duration>
      <itunes:summary>Lizzy and Lissa break down the hidden costs – financial and otherwise – of minimalism. Is owning less truly freeing, or can it become restrictive and performative? They explore when minimalism adds clarity and when it just adds pressure, especially across different incomes and cultures.</itunes:summary>
      <itunes:subtitle>Lizzy and Lissa break down the hidden costs – financial and otherwise – of minimalism. Is owning less truly freeing, or can it become restrictive and performative? They explore when minimalism adds clarity and when it just adds pressure, especially across different incomes and cultures.</itunes:subtitle>
      <itunes:keywords>finance, decluttering, minimalism, clutter, personal finance</itunes:keywords>
      <itunes:explicit>true</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>52</itunes:episode>
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      <title>Are digital detoxes worth it?</title>
      <description><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of digital detoxes. They dive into screen-time guilt, generational shifts, and the rise of tech-free wellness trends. While some people unplug for peace of mind, others find disconnection brings a different kind of stress. This episode explores how logging off can help – or sometimes complicate – modern life.</p><p> </p><p><strong>Main Topics</strong></p><p><i>00:00 Introduction to Digital Detoxes</i></p><p><i>01:10 Running The Numbers Segment</i></p><p><i>02:35 The Costs of Digital Detox</i></p><p><i>08:38 Detoxing from Social Media</i></p><p><i>17:40 Managing Notifications and Digital Habits</i></p><p><i>24:13 Mindless Social Media Habits</i></p><p><i>26:52 Generational Differences in Digital Interaction</i></p><p><i>30:21 The Stigma of Not Using Social Media</i></p><p><i>36:41 Safety Concerns with Being Offline</i></p><p><i>39:47 20 Cents Segment</i></p><p> </p><p><strong>References for Statistics</strong></p><p>https://www.statista.com/statistics/1342542/us-users-frequency-digital-detox/</p><p>https://www2.deloitte.com/us/en/insights/technology-management/survey-users-admit-to-smartphone-overuse-implement-digital-detox.html</p><p>https://health.arizona.edu/digital-detox</p><p>https://pmc.ncbi.nlm.nih.gov/articles/PMC11392003/</p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></description>
      <pubDate>Wed, 21 May 2025 14:00:00 +0000</pubDate>
      <author>hi@netnetpodcast.com (Lizzy Marie, Lissa Lumutenga)</author>
      <link>https://netnetpodcast.com/episodes/are-digital-detoxes-worth-it-FsAZ92Ws</link>
      <media:thumbnail height="720" url="https://image.simplecastcdn.com/images/5f41c1ed-28cf-443b-8763-382ab5d36576/038a2179-763f-4c22-9f2a-669d28973d39/net-net-youtube-thumbnail.jpg" width="1280"/>
      <content:encoded><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of digital detoxes. They dive into screen-time guilt, generational shifts, and the rise of tech-free wellness trends. While some people unplug for peace of mind, others find disconnection brings a different kind of stress. This episode explores how logging off can help – or sometimes complicate – modern life.</p><p> </p><p><strong>Main Topics</strong></p><p><i>00:00 Introduction to Digital Detoxes</i></p><p><i>01:10 Running The Numbers Segment</i></p><p><i>02:35 The Costs of Digital Detox</i></p><p><i>08:38 Detoxing from Social Media</i></p><p><i>17:40 Managing Notifications and Digital Habits</i></p><p><i>24:13 Mindless Social Media Habits</i></p><p><i>26:52 Generational Differences in Digital Interaction</i></p><p><i>30:21 The Stigma of Not Using Social Media</i></p><p><i>36:41 Safety Concerns with Being Offline</i></p><p><i>39:47 20 Cents Segment</i></p><p> </p><p><strong>References for Statistics</strong></p><p>https://www.statista.com/statistics/1342542/us-users-frequency-digital-detox/</p><p>https://www2.deloitte.com/us/en/insights/technology-management/survey-users-admit-to-smartphone-overuse-implement-digital-detox.html</p><p>https://health.arizona.edu/digital-detox</p><p>https://pmc.ncbi.nlm.nih.gov/articles/PMC11392003/</p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></content:encoded>
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      <itunes:title>Are digital detoxes worth it?</itunes:title>
      <itunes:author>Lizzy Marie, Lissa Lumutenga</itunes:author>
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      <itunes:duration>00:43:56</itunes:duration>
      <itunes:summary>Lizzy and Lissa break down the hidden costs – financial and otherwise – of digital detoxes. They dive into screen-time guilt, generational shifts, and the rise of tech-free wellness trends. While some people unplug for peace of mind, others find disconnection brings a different kind of stress. This episode explores how logging off can help – or sometimes complicate – modern life.</itunes:summary>
      <itunes:subtitle>Lizzy and Lissa break down the hidden costs – financial and otherwise – of digital detoxes. They dive into screen-time guilt, generational shifts, and the rise of tech-free wellness trends. While some people unplug for peace of mind, others find disconnection brings a different kind of stress. This episode explores how logging off can help – or sometimes complicate – modern life.</itunes:subtitle>
      <itunes:keywords>finance, personal finance</itunes:keywords>
      <itunes:explicit>true</itunes:explicit>
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      <itunes:episode>51</itunes:episode>
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      <title>Is &quot;buy now, pay later&quot; worth it?</title>
      <description><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of "buy now, pay later". They unpack how these offers can seem harmless or even helpful in the moment, but often lead to overspending, budgeting confusion, and a cycle of debt that’s harder to spot than with traditional credit cards. Plus, they explore the emotional toll of feeling behind on payments and why it’s so easy to underestimate the long-term impact.</p><p> </p><p><strong>Main Topics</strong></p><p>00:00 </p><p> </p><p><strong>References for Statistics</strong></p><p>https://capitaloneshopping.com/research/buy-now-pay-later-statistics/</p><p>ttps://www.lendingtree.com/personal/bnpl-late-survey/</p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></description>
      <pubDate>Wed, 14 May 2025 14:00:00 +0000</pubDate>
      <author>hi@netnetpodcast.com (Lizzy Marie, Lissa Lumutenga)</author>
      <link>https://netnetpodcast.com/episodes/is-buy-now-pay-later-worth-it-jBDo93GQ</link>
      <media:thumbnail height="720" url="https://image.simplecastcdn.com/images/5f41c1ed-28cf-443b-8763-382ab5d36576/038a2179-763f-4c22-9f2a-669d28973d39/net-net-youtube-thumbnail.jpg" width="1280"/>
      <content:encoded><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of "buy now, pay later". They unpack how these offers can seem harmless or even helpful in the moment, but often lead to overspending, budgeting confusion, and a cycle of debt that’s harder to spot than with traditional credit cards. Plus, they explore the emotional toll of feeling behind on payments and why it’s so easy to underestimate the long-term impact.</p><p> </p><p><strong>Main Topics</strong></p><p>00:00 </p><p> </p><p><strong>References for Statistics</strong></p><p>https://capitaloneshopping.com/research/buy-now-pay-later-statistics/</p><p>ttps://www.lendingtree.com/personal/bnpl-late-survey/</p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></content:encoded>
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      <itunes:title>Is &quot;buy now, pay later&quot; worth it?</itunes:title>
      <itunes:author>Lizzy Marie, Lissa Lumutenga</itunes:author>
      <itunes:image href="https://image.simplecastcdn.com/images/5f41c1ed-28cf-443b-8763-382ab5d36576/c91f343f-49c5-4fee-912a-97b72f6f9f2e/3000x3000/netnet-cover-b.jpg?aid=rss_feed"/>
      <itunes:duration>00:36:55</itunes:duration>
      <itunes:summary>Lizzy and Lissa break down the hidden costs – financial and otherwise – of &quot;buy now, pay later&quot;. They unpack how these offers can seem harmless or even helpful in the moment, but often lead to overspending, budgeting confusion, and a cycle of debt that’s harder to spot than with traditional credit cards. Plus, they explore the emotional toll of feeling behind on payments and why it’s so easy to underestimate the long-term impact.</itunes:summary>
      <itunes:subtitle>Lizzy and Lissa break down the hidden costs – financial and otherwise – of &quot;buy now, pay later&quot;. They unpack how these offers can seem harmless or even helpful in the moment, but often lead to overspending, budgeting confusion, and a cycle of debt that’s harder to spot than with traditional credit cards. Plus, they explore the emotional toll of feeling behind on payments and why it’s so easy to underestimate the long-term impact.</itunes:subtitle>
      <itunes:keywords>finance, personal finance</itunes:keywords>
      <itunes:explicit>true</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>50</itunes:episode>
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      <title>Are postgraduate degrees worth it?</title>
      <description><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of postgraduate degrees. From student loan debt to delayed income, mental health strain, and the opportunity cost of time, they explore what you really give up when you go back to school — and how to decide if it’s truly worth it.</p><p> </p><p><strong>Main Topics</strong></p><p><i>00:00 What are Postgraduate Degrees?</i></p><p><i>01:30 Running The Numbers Segment</i></p><p><i>03:00 Personal Experiences with Master’s Degrees</i></p><p><i>11:01 Evaluating the Worth of a Master's Degree</i></p><p><i>17:20 Perspectives on Postgraduate Education</i></p><p><i>26:44 Sacrifices and Personal Stories</i></p><p><i>27:33 The Burden of Student Loans</i></p><p><i>29:14 Questioning the Value of Post-Graduate Degrees</i></p><p><i>30:03 The Shift Towards Practical Skills and Entrepreneurship</i></p><p><i>33:53 Considering an MBA and Other Post-Graduate Degrees</i></p><p><i>41:52 20 Cents Segment</i></p><p> </p><p><strong>References for Statistics</strong></p><p>https://www.bls.gov/careeroutlook/2023/data-on-display/education-pays.htm</p><p>https://freopp.org/whitepapers/does-college-pay-off-a-comprehensive-return-on-investment-analysis/</p><p>https://www.educations.com/articles-and-advice/master-studies/masters-degree-salary-guide-2024</p><p>https://wallyboston.com/masters-degrees-no-value/</p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></description>
      <pubDate>Wed, 7 May 2025 14:00:00 +0000</pubDate>
      <author>hi@netnetpodcast.com (Lizzy Marie, Lissa Lumutenga)</author>
      <link>https://netnetpodcast.com/episodes/are-postgraduate-degrees-worth-it-TrdmVPSP</link>
      <media:thumbnail height="720" url="https://image.simplecastcdn.com/images/5f41c1ed-28cf-443b-8763-382ab5d36576/038a2179-763f-4c22-9f2a-669d28973d39/net-net-youtube-thumbnail.jpg" width="1280"/>
      <content:encoded><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of postgraduate degrees. From student loan debt to delayed income, mental health strain, and the opportunity cost of time, they explore what you really give up when you go back to school — and how to decide if it’s truly worth it.</p><p> </p><p><strong>Main Topics</strong></p><p><i>00:00 What are Postgraduate Degrees?</i></p><p><i>01:30 Running The Numbers Segment</i></p><p><i>03:00 Personal Experiences with Master’s Degrees</i></p><p><i>11:01 Evaluating the Worth of a Master's Degree</i></p><p><i>17:20 Perspectives on Postgraduate Education</i></p><p><i>26:44 Sacrifices and Personal Stories</i></p><p><i>27:33 The Burden of Student Loans</i></p><p><i>29:14 Questioning the Value of Post-Graduate Degrees</i></p><p><i>30:03 The Shift Towards Practical Skills and Entrepreneurship</i></p><p><i>33:53 Considering an MBA and Other Post-Graduate Degrees</i></p><p><i>41:52 20 Cents Segment</i></p><p> </p><p><strong>References for Statistics</strong></p><p>https://www.bls.gov/careeroutlook/2023/data-on-display/education-pays.htm</p><p>https://freopp.org/whitepapers/does-college-pay-off-a-comprehensive-return-on-investment-analysis/</p><p>https://www.educations.com/articles-and-advice/master-studies/masters-degree-salary-guide-2024</p><p>https://wallyboston.com/masters-degrees-no-value/</p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></content:encoded>
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      <itunes:title>Are postgraduate degrees worth it?</itunes:title>
      <itunes:author>Lizzy Marie, Lissa Lumutenga</itunes:author>
      <itunes:image href="https://image.simplecastcdn.com/images/5f41c1ed-28cf-443b-8763-382ab5d36576/c91f343f-49c5-4fee-912a-97b72f6f9f2e/3000x3000/netnet-cover-b.jpg?aid=rss_feed"/>
      <itunes:duration>00:50:26</itunes:duration>
      <itunes:summary>Lizzy and Lissa break down the hidden costs – financial and otherwise – of postgraduate degrees. From student loan debt to delayed income, mental health strain, and the opportunity cost of time, they explore what you really give up when you go back to school — and how to decide if it’s truly worth it.</itunes:summary>
      <itunes:subtitle>Lizzy and Lissa break down the hidden costs – financial and otherwise – of postgraduate degrees. From student loan debt to delayed income, mental health strain, and the opportunity cost of time, they explore what you really give up when you go back to school — and how to decide if it’s truly worth it.</itunes:subtitle>
      <itunes:keywords>masters degrees, postgraduate degrees, finance, personal finance</itunes:keywords>
      <itunes:explicit>true</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>49</itunes:episode>
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      <title>Is flying first class worth it?</title>
      <description><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of first class. Is it worth it or a waste? In this episode, Lizzy and Lissa talk about pricing, privilege, upgrades, and what it says about how you view money.</p><p> </p><p><strong>Main Topics</strong></p><p>00:00 First Class Perks</p><p>01:17 Running The Numbers Segment</p><p>02:38 Personal Experiences with First Class</p><p>04:43 The Lounge Experience</p><p>22:10 The High Cost of First Class</p><p>24:47 Sleeping on Flights</p><p>27:14 The Value of Comfort</p><p>32:10 First Class Mishaps</p><p>37:16 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p>https://business.yougov.com/content/51536-whos-in-the-front-of-the-plane-first-class-demographics-travel-preferences-and-favorite-airlines</p><p>https://www.nerdwallet.com/article/travel/is-first-class-worth-it</p><p>https://finance.yahoo.com/news/hidden-downside-always-flying-first-210038406.html</p><p>https://www.cntraveler.com/story/first-class-flight-upgrade-cost</p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></description>
      <pubDate>Wed, 30 Apr 2025 14:00:00 +0000</pubDate>
      <author>hi@netnetpodcast.com (Lizzy Marie, Lissa Lumutenga)</author>
      <link>https://netnetpodcast.com/episodes/is-flying-first-class-worth-it-2l_O4u4c</link>
      <media:thumbnail height="720" url="https://image.simplecastcdn.com/images/5f41c1ed-28cf-443b-8763-382ab5d36576/038a2179-763f-4c22-9f2a-669d28973d39/net-net-youtube-thumbnail.jpg" width="1280"/>
      <content:encoded><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of first class. Is it worth it or a waste? In this episode, Lizzy and Lissa talk about pricing, privilege, upgrades, and what it says about how you view money.</p><p> </p><p><strong>Main Topics</strong></p><p>00:00 First Class Perks</p><p>01:17 Running The Numbers Segment</p><p>02:38 Personal Experiences with First Class</p><p>04:43 The Lounge Experience</p><p>22:10 The High Cost of First Class</p><p>24:47 Sleeping on Flights</p><p>27:14 The Value of Comfort</p><p>32:10 First Class Mishaps</p><p>37:16 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p>https://business.yougov.com/content/51536-whos-in-the-front-of-the-plane-first-class-demographics-travel-preferences-and-favorite-airlines</p><p>https://www.nerdwallet.com/article/travel/is-first-class-worth-it</p><p>https://finance.yahoo.com/news/hidden-downside-always-flying-first-210038406.html</p><p>https://www.cntraveler.com/story/first-class-flight-upgrade-cost</p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></content:encoded>
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      <itunes:title>Is flying first class worth it?</itunes:title>
      <itunes:author>Lizzy Marie, Lissa Lumutenga</itunes:author>
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      <itunes:duration>00:42:11</itunes:duration>
      <itunes:summary>Lizzy and Lissa break down the hidden costs – financial and otherwise – of first class. Is it worth it or a waste? In this episode, Lizzy and Lissa talk about pricing, privilege, upgrades, and what it says about how you view money.</itunes:summary>
      <itunes:subtitle>Lizzy and Lissa break down the hidden costs – financial and otherwise – of first class. Is it worth it or a waste? In this episode, Lizzy and Lissa talk about pricing, privilege, upgrades, and what it says about how you view money.</itunes:subtitle>
      <itunes:keywords>finance, first class flight, flying first class, first class, personal finance</itunes:keywords>
      <itunes:explicit>true</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>48</itunes:episode>
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      <title>Are sabbaticals worth it?</title>
      <description><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of sabbaticals. While they can be a source of self-discovery, recovery, or a positive lifestyle change, they can also potentially impact your career and finances. This episode covers the ins and outs of what a sabbatical could look like, and whether they’re worth taking.</p><p><strong>Main Topics</strong></p><p>00:00 Introduction to Sabbaticals</p><p>01:36 Running The Numbers Segment</p><p>03:25 Personal Experiences</p><p>05:35 Perceptions and Misconceptions</p><p>13:53 Financial Considerations</p><p>23:55 The Challenges of Implementing Sabbaticals</p><p>25:36 Unique Company Benefits</p><p>32:50 How to Plan for a Sabbatical</p><p>41:24 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p>https://gusto.com/company-news/workers-are-taking-more-sabbatical-time</p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></description>
      <pubDate>Wed, 23 Apr 2025 14:00:00 +0000</pubDate>
      <author>hi@netnetpodcast.com (Lizzy Marie, Lissa Lumutenga)</author>
      <link>https://netnetpodcast.com/episodes/are-sabbaticals-worth-it-2LlMUcvp</link>
      <media:thumbnail height="720" url="https://image.simplecastcdn.com/images/5f41c1ed-28cf-443b-8763-382ab5d36576/038a2179-763f-4c22-9f2a-669d28973d39/net-net-youtube-thumbnail.jpg" width="1280"/>
      <content:encoded><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of sabbaticals. While they can be a source of self-discovery, recovery, or a positive lifestyle change, they can also potentially impact your career and finances. This episode covers the ins and outs of what a sabbatical could look like, and whether they’re worth taking.</p><p><strong>Main Topics</strong></p><p>00:00 Introduction to Sabbaticals</p><p>01:36 Running The Numbers Segment</p><p>03:25 Personal Experiences</p><p>05:35 Perceptions and Misconceptions</p><p>13:53 Financial Considerations</p><p>23:55 The Challenges of Implementing Sabbaticals</p><p>25:36 Unique Company Benefits</p><p>32:50 How to Plan for a Sabbatical</p><p>41:24 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p>https://gusto.com/company-news/workers-are-taking-more-sabbatical-time</p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></content:encoded>
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      <itunes:title>Are sabbaticals worth it?</itunes:title>
      <itunes:author>Lizzy Marie, Lissa Lumutenga</itunes:author>
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      <itunes:duration>00:44:42</itunes:duration>
      <itunes:summary>Lizzy and Lissa break down the hidden costs – financial and otherwise – of sabbaticals. While they can be a source of self-discovery, recovery, or a positive lifestyle change, they can also potentially impact your career and finances. This episode covers the ins and outs of what a sabbatical could look like, and whether they’re worth taking.</itunes:summary>
      <itunes:subtitle>Lizzy and Lissa break down the hidden costs – financial and otherwise – of sabbaticals. While they can be a source of self-discovery, recovery, or a positive lifestyle change, they can also potentially impact your career and finances. This episode covers the ins and outs of what a sabbatical could look like, and whether they’re worth taking.</itunes:subtitle>
      <itunes:keywords>finance, sabbaticals, personal finance</itunes:keywords>
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      <itunes:episode>47</itunes:episode>
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      <title>Is permanent makeup worth it?</title>
      <description><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of permanent makeup. More and more people are opting for permanent and semi-permanent makeup for their eyebrows, lips, and more. From pricing and upkeep to the risks and rewards, this episode breaks down what you need to know before committing. They discuss whether the convenience outweighs the long-term costs and if it’s truly worth the investment.</p><p> </p><p><strong>Main Topics</strong></p><p>00:00 Bacteria in Inks?</p><p>01:25 Running The Numbers Segment</p><p>02:30 Personal Experiences with Permanent Makeup</p><p>04:25 Different Permanent Makeup Procedures</p><p>14:51 Safety Concerns</p><p>18:58 Convenience vs. Financial Benefit</p><p>21:32 Authenticity</p><p>23:36 Insecurities and Beauty Services</p><p>28:49 Financial Costs and Considerations</p><p>34:26 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p>https://www.fda.gov/consumers/consumer-updates/think-you-ink-tattoo-safety</p><p>https://www.health.com/bacteria-tattoo-permanent-makeup-ink-8699557</p><p>https://www.alliedmarketresearch.com/permanent-makeup-market-A325167</p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></description>
      <pubDate>Wed, 16 Apr 2025 14:00:00 +0000</pubDate>
      <author>hi@netnetpodcast.com (Lizzy Marie, Lissa Lumutenga)</author>
      <link>https://netnetpodcast.com/episodes/is-permanent-makeup-worth-it-hAbmHRzS</link>
      <media:thumbnail height="720" url="https://image.simplecastcdn.com/images/5f41c1ed-28cf-443b-8763-382ab5d36576/038a2179-763f-4c22-9f2a-669d28973d39/net-net-youtube-thumbnail.jpg" width="1280"/>
      <content:encoded><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of permanent makeup. More and more people are opting for permanent and semi-permanent makeup for their eyebrows, lips, and more. From pricing and upkeep to the risks and rewards, this episode breaks down what you need to know before committing. They discuss whether the convenience outweighs the long-term costs and if it’s truly worth the investment.</p><p> </p><p><strong>Main Topics</strong></p><p>00:00 Bacteria in Inks?</p><p>01:25 Running The Numbers Segment</p><p>02:30 Personal Experiences with Permanent Makeup</p><p>04:25 Different Permanent Makeup Procedures</p><p>14:51 Safety Concerns</p><p>18:58 Convenience vs. Financial Benefit</p><p>21:32 Authenticity</p><p>23:36 Insecurities and Beauty Services</p><p>28:49 Financial Costs and Considerations</p><p>34:26 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p>https://www.fda.gov/consumers/consumer-updates/think-you-ink-tattoo-safety</p><p>https://www.health.com/bacteria-tattoo-permanent-makeup-ink-8699557</p><p>https://www.alliedmarketresearch.com/permanent-makeup-market-A325167</p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></content:encoded>
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      <itunes:title>Is permanent makeup worth it?</itunes:title>
      <itunes:author>Lizzy Marie, Lissa Lumutenga</itunes:author>
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      <itunes:duration>00:37:56</itunes:duration>
      <itunes:summary>Lizzy and Lissa break down the hidden costs – financial and otherwise – of permanent makeup. More and more people are opting for permanent and semi-permanent makeup for their eyebrows, lips, and more. From pricing and upkeep to the risks and rewards, this episode breaks down what you need to know before committing. They discuss whether the convenience outweighs the long-term costs and if it’s truly worth the investment.</itunes:summary>
      <itunes:subtitle>Lizzy and Lissa break down the hidden costs – financial and otherwise – of permanent makeup. More and more people are opting for permanent and semi-permanent makeup for their eyebrows, lips, and more. From pricing and upkeep to the risks and rewards, this episode breaks down what you need to know before committing. They discuss whether the convenience outweighs the long-term costs and if it’s truly worth the investment.</itunes:subtitle>
      <itunes:keywords>finance, personal finance</itunes:keywords>
      <itunes:explicit>true</itunes:explicit>
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      <itunes:episode>46</itunes:episode>
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      <title>Are opposite sex friends worth it?</title>
      <description><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of opposite sex friends. From navigating boundaries and societal expectations to the impact on relationships and personal well-being, they explore what these friendships really cost. Are they truly platonic, or can underlying tensions add complexity? They share their experiences and thoughts on the subject.</p><p> </p><p><strong>Main Topics</strong></p><p>00:00 Introduction: Are Opposite Sex Friends Worth It?</p><p>00:53 Running The Numbers Segment</p><p>02:06 Growing Up with Opposite Sex Friends</p><p>05:24 Challenges of Opposite Sex Friendships</p><p>12:28 Trust and Boundaries</p><p>18:07 Societal Perceptions and Biases</p><p>23:51 Navigating Friendships and Relationships</p><p>29:38 Cultural and Generational Differences</p><p>36:38 Setting Boundaries in Relationships</p><p>38:53 Attractiveness</p><p>41:37 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p>https://www.pewresearch.org/short-reads/2023/10/12/what-does-friendship-look-like-in-america/</p><p>https://yougov.co.uk/society/articles/38505-yougov-friendship-study-part-four-friendship-and-g</p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></description>
      <pubDate>Wed, 9 Apr 2025 14:00:00 +0000</pubDate>
      <author>hi@netnetpodcast.com (Lizzy Marie, Lissa Lumutenga)</author>
      <link>https://netnetpodcast.com/episodes/are-opposite-sex-friends-worth-it-YlxRM5YS</link>
      <media:thumbnail height="720" url="https://image.simplecastcdn.com/images/5f41c1ed-28cf-443b-8763-382ab5d36576/038a2179-763f-4c22-9f2a-669d28973d39/net-net-youtube-thumbnail.jpg" width="1280"/>
      <content:encoded><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of opposite sex friends. From navigating boundaries and societal expectations to the impact on relationships and personal well-being, they explore what these friendships really cost. Are they truly platonic, or can underlying tensions add complexity? They share their experiences and thoughts on the subject.</p><p> </p><p><strong>Main Topics</strong></p><p>00:00 Introduction: Are Opposite Sex Friends Worth It?</p><p>00:53 Running The Numbers Segment</p><p>02:06 Growing Up with Opposite Sex Friends</p><p>05:24 Challenges of Opposite Sex Friendships</p><p>12:28 Trust and Boundaries</p><p>18:07 Societal Perceptions and Biases</p><p>23:51 Navigating Friendships and Relationships</p><p>29:38 Cultural and Generational Differences</p><p>36:38 Setting Boundaries in Relationships</p><p>38:53 Attractiveness</p><p>41:37 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p>https://www.pewresearch.org/short-reads/2023/10/12/what-does-friendship-look-like-in-america/</p><p>https://yougov.co.uk/society/articles/38505-yougov-friendship-study-part-four-friendship-and-g</p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></content:encoded>
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      <itunes:title>Are opposite sex friends worth it?</itunes:title>
      <itunes:author>Lizzy Marie, Lissa Lumutenga</itunes:author>
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      <itunes:duration>00:44:17</itunes:duration>
      <itunes:summary>Lizzy and Lissa break down the hidden costs – financial and otherwise – of opposite sex friends. From navigating boundaries and societal expectations to the impact on relationships and personal well-being, they explore what these friendships really cost. Are they truly platonic, or can underlying tensions add complexity? They share their experiences and thoughts on the subject.</itunes:summary>
      <itunes:subtitle>Lizzy and Lissa break down the hidden costs – financial and otherwise – of opposite sex friends. From navigating boundaries and societal expectations to the impact on relationships and personal well-being, they explore what these friendships really cost. Are they truly platonic, or can underlying tensions add complexity? They share their experiences and thoughts on the subject.</itunes:subtitle>
      <itunes:keywords>finance, personal finance</itunes:keywords>
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      <itunes:episode>45</itunes:episode>
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      <title>Is being the breadwinner worth it?</title>
      <description><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of being the breadwinner. From emotional labor to financial pressure to relationship dynamics, they explore whether taking the lead on income is empowering, exhausting, or both.</p><p> </p><p><strong>Main Topics</strong></p><p>00:00 Introduction</p><p>01:26 Running The Numbers Segment</p><p>02:52 Mental Health Impacts of Being the Breadwinner</p><p>05:54 Power Dynamics In Relationships</p><p>11:04 Financial Independence</p><p>20:13 Navigating Financial Independence</p><p>21:06 Cultural Expectations and Gender Roles</p><p>23:18 The Complexity of Financial Dependence</p><p>24:47 Balancing Career and Family</p><p>33:20 Financial Planning and Security</p><p>34:30 The Importance of Self-Reliance</p><p>35:58 Life's Unexpected Challenges</p><p>36:40 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p>https://www.pewresearch.org/wp-content/uploads/sites/20/2023/04/Breadwinner-wives-full-report-FINAL.pdf</p><p>https://fortune.com/2023/04/13/more-american-women-becoming-breadwinners/</p><p>https://www.durham.ac.uk/business/news-and-events/news/2025/01/rising-mental-health-diagnoses-tied-to-wives-outearning-husbands/</p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></description>
      <pubDate>Wed, 2 Apr 2025 14:30:00 +0000</pubDate>
      <author>hi@netnetpodcast.com (Lizzy Marie, Lissa Lumutenga)</author>
      <link>https://netnetpodcast.com/episodes/is-being-the-breadwinner-worth-it-_2JIBYEf</link>
      <media:thumbnail height="720" url="https://image.simplecastcdn.com/images/5f41c1ed-28cf-443b-8763-382ab5d36576/038a2179-763f-4c22-9f2a-669d28973d39/net-net-youtube-thumbnail.jpg" width="1280"/>
      <content:encoded><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of being the breadwinner. From emotional labor to financial pressure to relationship dynamics, they explore whether taking the lead on income is empowering, exhausting, or both.</p><p> </p><p><strong>Main Topics</strong></p><p>00:00 Introduction</p><p>01:26 Running The Numbers Segment</p><p>02:52 Mental Health Impacts of Being the Breadwinner</p><p>05:54 Power Dynamics In Relationships</p><p>11:04 Financial Independence</p><p>20:13 Navigating Financial Independence</p><p>21:06 Cultural Expectations and Gender Roles</p><p>23:18 The Complexity of Financial Dependence</p><p>24:47 Balancing Career and Family</p><p>33:20 Financial Planning and Security</p><p>34:30 The Importance of Self-Reliance</p><p>35:58 Life's Unexpected Challenges</p><p>36:40 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p>https://www.pewresearch.org/wp-content/uploads/sites/20/2023/04/Breadwinner-wives-full-report-FINAL.pdf</p><p>https://fortune.com/2023/04/13/more-american-women-becoming-breadwinners/</p><p>https://www.durham.ac.uk/business/news-and-events/news/2025/01/rising-mental-health-diagnoses-tied-to-wives-outearning-husbands/</p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></content:encoded>
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      <itunes:title>Is being the breadwinner worth it?</itunes:title>
      <itunes:author>Lizzy Marie, Lissa Lumutenga</itunes:author>
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      <itunes:duration>00:41:02</itunes:duration>
      <itunes:summary>Lizzy and Lissa break down the hidden costs – financial and otherwise – of being the breadwinner. From emotional labor to financial pressure to relationship dynamics, they explore whether taking the lead on income is empowering, exhausting, or both.</itunes:summary>
      <itunes:subtitle>Lizzy and Lissa break down the hidden costs – financial and otherwise – of being the breadwinner. From emotional labor to financial pressure to relationship dynamics, they explore whether taking the lead on income is empowering, exhausting, or both.</itunes:subtitle>
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      <itunes:episode>44</itunes:episode>
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      <title>Are gym memberships worth it?</title>
      <description><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of gym memberships. From sneaky fees to the mental cost of unused memberships, they uncover what you’re really paying for. Plus, they share smarter ways to stay active without overspending.</p><p> </p><p><strong>Main Topics</strong></p><p>00:00 Introduction </p><p>01:08 Running The Numbers Segment</p><p>02:42 Personal Experiences with Gym Memberships</p><p>06:32 Home Gym vs. Gym Membership</p><p>09:04 Different Gym Options and Preferences</p><p>16:57 Deal Breakers in Choosing a Gym</p><p>24:09 Bougie Gyms</p><p>26:43 Specialized vs. General Gyms</p><p>29:26 Social Dynamics at the Gym</p><p>40:26 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p>https://athletechnews.com/u-s-fitness-facility-membership-hits-record-72-9-million/</p><p>https://www.exercise.com/grow/unused-gym-memberships-percentage/</p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></description>
      <pubDate>Wed, 26 Mar 2025 14:00:00 +0000</pubDate>
      <author>hi@netnetpodcast.com (Lizzy Marie, Lissa Lumutenga)</author>
      <link>https://netnetpodcast.com/episodes/are-gym-memberships-worth-it-bpGjS_dK</link>
      <media:thumbnail height="720" url="https://image.simplecastcdn.com/images/5f41c1ed-28cf-443b-8763-382ab5d36576/038a2179-763f-4c22-9f2a-669d28973d39/net-net-youtube-thumbnail.jpg" width="1280"/>
      <content:encoded><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of gym memberships. From sneaky fees to the mental cost of unused memberships, they uncover what you’re really paying for. Plus, they share smarter ways to stay active without overspending.</p><p> </p><p><strong>Main Topics</strong></p><p>00:00 Introduction </p><p>01:08 Running The Numbers Segment</p><p>02:42 Personal Experiences with Gym Memberships</p><p>06:32 Home Gym vs. Gym Membership</p><p>09:04 Different Gym Options and Preferences</p><p>16:57 Deal Breakers in Choosing a Gym</p><p>24:09 Bougie Gyms</p><p>26:43 Specialized vs. General Gyms</p><p>29:26 Social Dynamics at the Gym</p><p>40:26 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p>https://athletechnews.com/u-s-fitness-facility-membership-hits-record-72-9-million/</p><p>https://www.exercise.com/grow/unused-gym-memberships-percentage/</p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></content:encoded>
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      <itunes:title>Are gym memberships worth it?</itunes:title>
      <itunes:author>Lizzy Marie, Lissa Lumutenga</itunes:author>
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      <itunes:duration>00:46:16</itunes:duration>
      <itunes:summary>Lizzy and Lissa break down the hidden costs – financial and otherwise – of gym memberships. From sneaky fees to the mental cost of unused memberships, they uncover what you’re really paying for. Plus, they share smarter ways to stay active without overspending.</itunes:summary>
      <itunes:subtitle>Lizzy and Lissa break down the hidden costs – financial and otherwise – of gym memberships. From sneaky fees to the mental cost of unused memberships, they uncover what you’re really paying for. Plus, they share smarter ways to stay active without overspending.</itunes:subtitle>
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      <itunes:episode>43</itunes:episode>
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      <title>Is overachieving worth it?</title>
      <description><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of overachieving. More people are feeling the pressure to overachieve in their careers, finances, and even personal lives. This episode unpacks the hidden costs of always striving for more—stress, burnout, and never feeling like it’s enough. Lizzy and Lissa explore where this mindset comes from, how it impacts your well-being, and whether the hustle is really worth it.</p><p> </p><p><strong>Main Topics</strong></p><p><i>00:00 Introduction to Overachieving</i></p><p><i>01:17 Running the Numbers Segment</i></p><p><i>02:50 Overachieving vs. Perfectionism</i></p><p><i>08:10 The Impact of Overachieving</i></p><p><i>15:21 Gender and Societal Influences</i></p><p><i>23:16 Social Sacrifices and Dating Life</i></p><p><i>25:23 Balancing Work and Mental Health</i></p><p><i>30:51 The Wheel of Life Exercise</i></p><p><i>33:42 Aligning Goals with Values</i></p><p><i>35:24 Navigating Overcommitment</i></p><p><i>38:16 20 Cents Segment</i></p><p> </p><p><strong>References for Statistics</strong></p><p>https://nypost.com/2025/03/11/lifestyle/quarter-of-americans-experience-burnout-by-30/</p><p>https://www.hoganassessments.com/blog/8-personality-types-a-deeper-look-at-overachievers/</p><p>https://www.verywellmind.com/are-you-an-overachiever-4580606</p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></description>
      <pubDate>Wed, 19 Mar 2025 14:00:00 +0000</pubDate>
      <author>hi@netnetpodcast.com (Lizzy Marie, Lissa Lumutenga)</author>
      <link>https://netnetpodcast.com/episodes/is-overachieving-worth-it-rbHBXSLH</link>
      <media:thumbnail height="720" url="https://image.simplecastcdn.com/images/5f41c1ed-28cf-443b-8763-382ab5d36576/038a2179-763f-4c22-9f2a-669d28973d39/net-net-youtube-thumbnail.jpg" width="1280"/>
      <content:encoded><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of overachieving. More people are feeling the pressure to overachieve in their careers, finances, and even personal lives. This episode unpacks the hidden costs of always striving for more—stress, burnout, and never feeling like it’s enough. Lizzy and Lissa explore where this mindset comes from, how it impacts your well-being, and whether the hustle is really worth it.</p><p> </p><p><strong>Main Topics</strong></p><p><i>00:00 Introduction to Overachieving</i></p><p><i>01:17 Running the Numbers Segment</i></p><p><i>02:50 Overachieving vs. Perfectionism</i></p><p><i>08:10 The Impact of Overachieving</i></p><p><i>15:21 Gender and Societal Influences</i></p><p><i>23:16 Social Sacrifices and Dating Life</i></p><p><i>25:23 Balancing Work and Mental Health</i></p><p><i>30:51 The Wheel of Life Exercise</i></p><p><i>33:42 Aligning Goals with Values</i></p><p><i>35:24 Navigating Overcommitment</i></p><p><i>38:16 20 Cents Segment</i></p><p> </p><p><strong>References for Statistics</strong></p><p>https://nypost.com/2025/03/11/lifestyle/quarter-of-americans-experience-burnout-by-30/</p><p>https://www.hoganassessments.com/blog/8-personality-types-a-deeper-look-at-overachievers/</p><p>https://www.verywellmind.com/are-you-an-overachiever-4580606</p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></content:encoded>
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      <itunes:title>Is overachieving worth it?</itunes:title>
      <itunes:author>Lizzy Marie, Lissa Lumutenga</itunes:author>
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      <itunes:duration>00:42:11</itunes:duration>
      <itunes:summary>Lizzy and Lissa break down the hidden costs – financial and otherwise – of overachieving. More people are feeling the pressure to overachieve in their careers, finances, and even personal lives. This episode unpacks the hidden costs of always striving for more—stress, burnout, and never feeling like it’s enough. Lizzy and Lissa explore where this mindset comes from, how it impacts your well-being, and whether the hustle is really worth it.</itunes:summary>
      <itunes:subtitle>Lizzy and Lissa break down the hidden costs – financial and otherwise – of overachieving. More people are feeling the pressure to overachieve in their careers, finances, and even personal lives. This episode unpacks the hidden costs of always striving for more—stress, burnout, and never feeling like it’s enough. Lizzy and Lissa explore where this mindset comes from, how it impacts your well-being, and whether the hustle is really worth it.</itunes:subtitle>
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      <title>Are tattoos worth it?</title>
      <description><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of tattoos. From hidden fees and touch-ups to the unexpected social and career implications, they break down what you’re really signing up for when you get inked. Whether you're planning your first tattoo or adding to your collection, this episode will help you avoid regrets and make sure your next piece is worth every penny.</p><p> </p><p><strong>Main Topics</strong></p><p>00:00 Would You Get a Face Tattoo?</p><p>01:58 Running The Numbers Segment</p><p>03:45 What Tattoos Cost</p><p>07:18 Personal Tattoo Stories</p><p>18:04 Social and Professional Costs of Tattoos</p><p>23:37 The Professionalism Dilemma</p><p>26:17 The Emotional Side of Tattoos</p><p>28:48 Tattoo Regrets and Cover-Ups</p><p>37:51 Tattoos and Life Events</p><p>42:43 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p>https://www.pewresearch.org/short-reads/2023/08/15/32-of-americans-have-a-tattoo-including-22-who-have-more-than-one/</p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></description>
      <pubDate>Wed, 12 Mar 2025 14:00:00 +0000</pubDate>
      <author>hi@netnetpodcast.com (Lizzy Marie, Lissa Lumutenga)</author>
      <link>https://netnetpodcast.com/episodes/are-tattoos-worth-it-aIxM920Z</link>
      <media:thumbnail height="720" url="https://image.simplecastcdn.com/images/5f41c1ed-28cf-443b-8763-382ab5d36576/038a2179-763f-4c22-9f2a-669d28973d39/net-net-youtube-thumbnail.jpg" width="1280"/>
      <content:encoded><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of tattoos. From hidden fees and touch-ups to the unexpected social and career implications, they break down what you’re really signing up for when you get inked. Whether you're planning your first tattoo or adding to your collection, this episode will help you avoid regrets and make sure your next piece is worth every penny.</p><p> </p><p><strong>Main Topics</strong></p><p>00:00 Would You Get a Face Tattoo?</p><p>01:58 Running The Numbers Segment</p><p>03:45 What Tattoos Cost</p><p>07:18 Personal Tattoo Stories</p><p>18:04 Social and Professional Costs of Tattoos</p><p>23:37 The Professionalism Dilemma</p><p>26:17 The Emotional Side of Tattoos</p><p>28:48 Tattoo Regrets and Cover-Ups</p><p>37:51 Tattoos and Life Events</p><p>42:43 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p>https://www.pewresearch.org/short-reads/2023/08/15/32-of-americans-have-a-tattoo-including-22-who-have-more-than-one/</p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></content:encoded>
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      <itunes:title>Are tattoos worth it?</itunes:title>
      <itunes:author>Lizzy Marie, Lissa Lumutenga</itunes:author>
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      <itunes:duration>00:46:10</itunes:duration>
      <itunes:summary>Lizzy and Lissa break down the hidden costs – financial and otherwise – of tattoos. From hidden fees and touch-ups to the unexpected social and career implications, they break down what you’re really signing up for when you get inked. Whether you&apos;re planning your first tattoo or adding to your collection, this episode will help you avoid regrets and make sure your next piece is worth every penny.</itunes:summary>
      <itunes:subtitle>Lizzy and Lissa break down the hidden costs – financial and otherwise – of tattoos. From hidden fees and touch-ups to the unexpected social and career implications, they break down what you’re really signing up for when you get inked. Whether you&apos;re planning your first tattoo or adding to your collection, this episode will help you avoid regrets and make sure your next piece is worth every penny.</itunes:subtitle>
      <itunes:keywords>networking, finance, personal finance</itunes:keywords>
      <itunes:explicit>true</itunes:explicit>
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      <itunes:episode>41</itunes:episode>
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      <title>Is changing your name worth it?</title>
      <description><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of changing your name. From surprise fees and bureaucratic headaches to the unexpected social and professional ripple effects, they uncover what really goes into making the switch. Whether you’re thinking about a name change for marriage, divorce, or just for fun, this episode will help you navigate the process with fewer surprises.</p><p> </p><p><strong>Main Topics</strong></p><p><i>00:00 Introduction</i></p><p><i>01:25 Running The Numbers Segment</i></p><p><i>02:55 Our Experiences Changing Our Names</i></p><p><i>09:47 Challenges and Frustrations</i></p><p><i>15:30 Why Change Your Name?</i></p><p><i>20:17 How Your Personal and Professional Identity is Impacted</i></p><p><i>27:32 Cultural Identity and Last Names</i></p><p><i>33:18 Legal and Administrative Hurdles</i></p><p><i>36:57 The Emotional Impact of Changing Names</i></p><p><i>43:06 20 Cents Segment</i></p><p> </p><p><strong>References for Statistics</strong></p><p><i>https://www.pewresearch.org/short-reads/2023/09/07/about-eight-in-ten-women-in-opposite-sex-marriages-say-they-took-their-husbands-last-name/</i></p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></description>
      <pubDate>Wed, 5 Mar 2025 15:00:00 +0000</pubDate>
      <author>hi@netnetpodcast.com (Lizzy Marie, Lissa Lumutenga)</author>
      <link>https://netnetpodcast.com/episodes/is-changing-your-name-worth-it-qX1L7Us9</link>
      <media:thumbnail height="720" url="https://image.simplecastcdn.com/images/5f41c1ed-28cf-443b-8763-382ab5d36576/038a2179-763f-4c22-9f2a-669d28973d39/net-net-youtube-thumbnail.jpg" width="1280"/>
      <content:encoded><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of changing your name. From surprise fees and bureaucratic headaches to the unexpected social and professional ripple effects, they uncover what really goes into making the switch. Whether you’re thinking about a name change for marriage, divorce, or just for fun, this episode will help you navigate the process with fewer surprises.</p><p> </p><p><strong>Main Topics</strong></p><p><i>00:00 Introduction</i></p><p><i>01:25 Running The Numbers Segment</i></p><p><i>02:55 Our Experiences Changing Our Names</i></p><p><i>09:47 Challenges and Frustrations</i></p><p><i>15:30 Why Change Your Name?</i></p><p><i>20:17 How Your Personal and Professional Identity is Impacted</i></p><p><i>27:32 Cultural Identity and Last Names</i></p><p><i>33:18 Legal and Administrative Hurdles</i></p><p><i>36:57 The Emotional Impact of Changing Names</i></p><p><i>43:06 20 Cents Segment</i></p><p> </p><p><strong>References for Statistics</strong></p><p><i>https://www.pewresearch.org/short-reads/2023/09/07/about-eight-in-ten-women-in-opposite-sex-marriages-say-they-took-their-husbands-last-name/</i></p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></content:encoded>
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      <itunes:title>Is changing your name worth it?</itunes:title>
      <itunes:author>Lizzy Marie, Lissa Lumutenga</itunes:author>
      <itunes:image href="https://image.simplecastcdn.com/images/5f41c1ed-28cf-443b-8763-382ab5d36576/c91f343f-49c5-4fee-912a-97b72f6f9f2e/3000x3000/netnet-cover-b.jpg?aid=rss_feed"/>
      <itunes:duration>00:46:24</itunes:duration>
      <itunes:summary>Lizzy and Lissa break down the hidden costs – financial and otherwise – of changing your name. From surprise fees and bureaucratic headaches to the unexpected social and professional ripple effects, they uncover what really goes into making the switch. Whether you’re thinking about a name change for marriage, divorce, or just for fun, this episode will help you navigate the process with fewer surprises.</itunes:summary>
      <itunes:subtitle>Lizzy and Lissa break down the hidden costs – financial and otherwise – of changing your name. From surprise fees and bureaucratic headaches to the unexpected social and professional ripple effects, they uncover what really goes into making the switch. Whether you’re thinking about a name change for marriage, divorce, or just for fun, this episode will help you navigate the process with fewer surprises.</itunes:subtitle>
      <itunes:keywords>networking, finance, personal finance</itunes:keywords>
      <itunes:explicit>true</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>40</itunes:episode>
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      <title>Is networking worth it?</title>
      <description><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of networking. Schmoozing is known as a means to drive connections and potentially lead to business opportunities. While career breakthroughs and financial benefits are a possibility, they also aren’t guaranteed. Lizzy and Lissa go beyond the surface of a “coffee chat” to dig into whether or not networking is worth the effort.</p><p> </p><p><strong>Main Topics</strong></p><p>00:00 Introduction</p><p>01:00 Running The Numbers Segment</p><p>02:38 The Emotional and Mental Costs of Networking</p><p>09:49 The Art of Building Genuine Connections</p><p>18:29 Overcoming Networking Challenges</p><p>28:40 How to Find Common Ground</p><p>29:26 The Art of Asking Questions</p><p>34:12 Exclusive Networking Events</p><p>37:05 Professional Associations and Volunteer Organizations</p><p>46:00 Creative Networking Strategies</p><p>50:41 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p>https://www.universitylabpartners.org/student-voices/importance-of-networking</p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></description>
      <pubDate>Wed, 26 Feb 2025 15:00:00 +0000</pubDate>
      <author>hi@netnetpodcast.com (Lizzy Marie, Lissa Lumutenga)</author>
      <link>https://netnetpodcast.com/episodes/is-networking-worth-it-X3SmaM4j</link>
      <media:thumbnail height="720" url="https://image.simplecastcdn.com/images/5f41c1ed-28cf-443b-8763-382ab5d36576/038a2179-763f-4c22-9f2a-669d28973d39/net-net-youtube-thumbnail.jpg" width="1280"/>
      <content:encoded><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of networking. Schmoozing is known as a means to drive connections and potentially lead to business opportunities. While career breakthroughs and financial benefits are a possibility, they also aren’t guaranteed. Lizzy and Lissa go beyond the surface of a “coffee chat” to dig into whether or not networking is worth the effort.</p><p> </p><p><strong>Main Topics</strong></p><p>00:00 Introduction</p><p>01:00 Running The Numbers Segment</p><p>02:38 The Emotional and Mental Costs of Networking</p><p>09:49 The Art of Building Genuine Connections</p><p>18:29 Overcoming Networking Challenges</p><p>28:40 How to Find Common Ground</p><p>29:26 The Art of Asking Questions</p><p>34:12 Exclusive Networking Events</p><p>37:05 Professional Associations and Volunteer Organizations</p><p>46:00 Creative Networking Strategies</p><p>50:41 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p>https://www.universitylabpartners.org/student-voices/importance-of-networking</p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></content:encoded>
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      <itunes:title>Is networking worth it?</itunes:title>
      <itunes:author>Lizzy Marie, Lissa Lumutenga</itunes:author>
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      <itunes:duration>00:53:37</itunes:duration>
      <itunes:summary>Lizzy and Lissa break down the hidden costs – financial and otherwise – of networking. Schmoozing is known as a means to drive connections and potentially lead to business opportunities. While career breakthroughs and financial benefits are a possibility, they also aren’t guaranteed. Lizzy and Lissa go beyond the surface of a “coffee chat” to dig into whether or not networking is worth the effort.</itunes:summary>
      <itunes:subtitle>Lizzy and Lissa break down the hidden costs – financial and otherwise – of networking. Schmoozing is known as a means to drive connections and potentially lead to business opportunities. While career breakthroughs and financial benefits are a possibility, they also aren’t guaranteed. Lizzy and Lissa go beyond the surface of a “coffee chat” to dig into whether or not networking is worth the effort.</itunes:subtitle>
      <itunes:keywords>networking, finance, personal finance</itunes:keywords>
      <itunes:explicit>true</itunes:explicit>
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      <itunes:episode>39</itunes:episode>
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      <title>Are concerts worth it?</title>
      <description><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of concerts. From skyrocketing ticket prices to hidden costs like fees and merch, they weigh the value of these unforgettable experiences against their various costs. </p><p> </p><p><strong>Main Topics</strong></p><p>00:00 Introduction: The Rising Cost of Concerts</p><p>01:18 Running The Numbers Segment</p><p>03:04 The Cost of Attending Concerts</p><p>06:16 The Emotional and Logistical Costs</p><p>18:58 Our Favorite Concerts</p><p>23:07 Front and Center: VIP Experiences</p><p>25:43 Concert Preferences and Priorities</p><p>27:19 Concert Pet Peeves</p><p>30:06 Post-Pandemic Concert Experiences</p><p>37:08 Music Festivals</p><p>41:26 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p><a href="https://www.statista.com/statistics/272756/the-most-successful-music-tours-worldwide/"><i>https://www.statista.com/statistics/272756/the-most-successful-music-tours-worldwide/</i></a></p><p><a href="https://www.statista.com/statistics/380106/global-average-music-tour-ticket-price/"><i>https://www.statista.com/statistics/380106/global-average-music-tour-ticket-price/</i></a></p><p><a href="https://www.hollywoodreporter.com/business/business-news/live-nation-concert-attendance-revenue-soars-1235833051/"><i>https://www.hollywoodreporter.com/business/business-news/live-nation-concert-attendance-revenue-soars-1235833051/</i></a></p><p><i>https://www.innerbody.com/concert-attendance-and-enthusiasm</i></p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></description>
      <pubDate>Wed, 19 Feb 2025 15:00:00 +0000</pubDate>
      <author>hi@netnetpodcast.com (Lizzy Marie, Lissa Lumutenga)</author>
      <link>https://netnetpodcast.com/episodes/are-concerts-worth-it-wfda1bHD</link>
      <media:thumbnail height="720" url="https://image.simplecastcdn.com/images/5f41c1ed-28cf-443b-8763-382ab5d36576/038a2179-763f-4c22-9f2a-669d28973d39/net-net-youtube-thumbnail.jpg" width="1280"/>
      <content:encoded><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of concerts. From skyrocketing ticket prices to hidden costs like fees and merch, they weigh the value of these unforgettable experiences against their various costs. </p><p> </p><p><strong>Main Topics</strong></p><p>00:00 Introduction: The Rising Cost of Concerts</p><p>01:18 Running The Numbers Segment</p><p>03:04 The Cost of Attending Concerts</p><p>06:16 The Emotional and Logistical Costs</p><p>18:58 Our Favorite Concerts</p><p>23:07 Front and Center: VIP Experiences</p><p>25:43 Concert Preferences and Priorities</p><p>27:19 Concert Pet Peeves</p><p>30:06 Post-Pandemic Concert Experiences</p><p>37:08 Music Festivals</p><p>41:26 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p><a href="https://www.statista.com/statistics/272756/the-most-successful-music-tours-worldwide/"><i>https://www.statista.com/statistics/272756/the-most-successful-music-tours-worldwide/</i></a></p><p><a href="https://www.statista.com/statistics/380106/global-average-music-tour-ticket-price/"><i>https://www.statista.com/statistics/380106/global-average-music-tour-ticket-price/</i></a></p><p><a href="https://www.hollywoodreporter.com/business/business-news/live-nation-concert-attendance-revenue-soars-1235833051/"><i>https://www.hollywoodreporter.com/business/business-news/live-nation-concert-attendance-revenue-soars-1235833051/</i></a></p><p><i>https://www.innerbody.com/concert-attendance-and-enthusiasm</i></p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></content:encoded>
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      <itunes:title>Are concerts worth it?</itunes:title>
      <itunes:author>Lizzy Marie, Lissa Lumutenga</itunes:author>
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      <itunes:duration>00:45:23</itunes:duration>
      <itunes:summary>Lizzy and Lissa break down the hidden costs – financial and otherwise – of concerts. From skyrocketing ticket prices to hidden costs like fees and merch, they weigh the value of these unforgettable experiences against their various costs. </itunes:summary>
      <itunes:subtitle>Lizzy and Lissa break down the hidden costs – financial and otherwise – of concerts. From skyrocketing ticket prices to hidden costs like fees and merch, they weigh the value of these unforgettable experiences against their various costs. </itunes:subtitle>
      <itunes:keywords>concerts, finance, personal finance</itunes:keywords>
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      <itunes:episode>38</itunes:episode>
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      <title>Is Valentine&apos;s Day worth it?</title>
      <description><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of Valentine's Day. They unwrap the real cost of Valentine’s Day—financially, emotionally, and socially. Is it worth the hype, or just a commercial trap dressed in pink and red?</p><p> </p><p><strong>Main Topics</strong></p><p><i>00:00 Valentine's Day and Credit Card Debt</i></p><p><i>01:08 Running The Numbers Segment</i></p><p><i>04:12 Historical Origins of Valentine's Day</i></p><p><i>05:49 Personal Takes</i></p><p><i>10:18 Navigating Expectations</i></p><p><i>18:27 Social Media and Valentine's Day</i></p><p><i>22:51 Valentine's Day As A Kid</i></p><p><i>26:37 Creating Your Own Traditions</i></p><p><i>28:02 The Costs of Valentine's Day</i></p><p><i>29:08 20 Cents Segment</i></p><p> </p><p><strong>References for Statistics</strong></p><p>https://www.census.gov/programs-surveys/sis/resources/fun-facts/valentines.html</p><p>https://wallethub.com/blog/valentines-day-survey/57387</p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></description>
      <pubDate>Wed, 12 Feb 2025 15:00:00 +0000</pubDate>
      <author>hi@netnetpodcast.com (Lizzy Marie, Lissa Lumutenga)</author>
      <link>https://netnetpodcast.com/episodes/is-valentines-day-worth-it-QK1TZXoE</link>
      <media:thumbnail height="720" url="https://image.simplecastcdn.com/images/5f41c1ed-28cf-443b-8763-382ab5d36576/038a2179-763f-4c22-9f2a-669d28973d39/net-net-youtube-thumbnail.jpg" width="1280"/>
      <content:encoded><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of Valentine's Day. They unwrap the real cost of Valentine’s Day—financially, emotionally, and socially. Is it worth the hype, or just a commercial trap dressed in pink and red?</p><p> </p><p><strong>Main Topics</strong></p><p><i>00:00 Valentine's Day and Credit Card Debt</i></p><p><i>01:08 Running The Numbers Segment</i></p><p><i>04:12 Historical Origins of Valentine's Day</i></p><p><i>05:49 Personal Takes</i></p><p><i>10:18 Navigating Expectations</i></p><p><i>18:27 Social Media and Valentine's Day</i></p><p><i>22:51 Valentine's Day As A Kid</i></p><p><i>26:37 Creating Your Own Traditions</i></p><p><i>28:02 The Costs of Valentine's Day</i></p><p><i>29:08 20 Cents Segment</i></p><p> </p><p><strong>References for Statistics</strong></p><p>https://www.census.gov/programs-surveys/sis/resources/fun-facts/valentines.html</p><p>https://wallethub.com/blog/valentines-day-survey/57387</p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></content:encoded>
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      <itunes:title>Is Valentine&apos;s Day worth it?</itunes:title>
      <itunes:author>Lizzy Marie, Lissa Lumutenga</itunes:author>
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      <itunes:duration>00:33:43</itunes:duration>
      <itunes:summary>Lizzy and Lissa break down the hidden costs – financial and otherwise – of Valentine&apos;s Day. They unwrap the real cost of Valentine’s Day—financially, emotionally, and socially. Is it worth the hype, or just a commercial trap dressed in pink and red?</itunes:summary>
      <itunes:subtitle>Lizzy and Lissa break down the hidden costs – financial and otherwise – of Valentine&apos;s Day. They unwrap the real cost of Valentine’s Day—financially, emotionally, and socially. Is it worth the hype, or just a commercial trap dressed in pink and red?</itunes:subtitle>
      <itunes:keywords>valentine&apos;s day, finance, personal finance</itunes:keywords>
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      <itunes:episode>37</itunes:episode>
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      <title>Is changing careers worth it?</title>
      <description><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of changing careers. Many people grow tired of their jobs and want something new. Others base their career choices primarily on financial opportunities. Regardless of your motivation to change careers, is taking the leap worth it? Lizzy and Lissa discuss when to pivot, how to weigh the costs (and benefits), and why some career changes lead to success while others stall out.</p><p> </p><p><strong>Main Topics</strong></p><p><i>00:00 The Job Change Phenomenon</i></p><p><i>01:08 Running the Numbers Segment</i></p><p><i>04:22 Our Job Counts</i></p><p><i>09:29 Costs and Sacrifices of Career Changes</i></p><p><i>13:49 Emotional and Social Impacts</i></p><p><i>18:22 Balancing Passion and Practicality</i></p><p><i>24:13 Balancing Passion and Stability</i></p><p><i>26:13 The Dilemma of Job Hopping</i></p><p><i>27:28 Chasing Promotions</i></p><p><i>29:37 The Cost of Overcommitment</i></p><p><i>31:51 Arbitrary Deadlines and Burnout</i></p><p><i>33:36 Planning a Career Change</i></p><p><i>36:22 Exploring New Career Paths</i></p><p><i>44:45 20 Cents Segment</i></p><p> </p><p><strong>References for Statistics</strong></p><p>https://www.zippia.com/advice/career-change-statistics/</p><p>https://www.bls.gov/news.release/pdf/nlsoy.pdf</p><p>https://www.bls.gov/ooh/fastest-growing.htm</p><p>https://www.weforum.org/stories/2023/05/workers-multiple-careers-jobs-skills/</p><p>https://www.apollotechnical.com/career-change-statistics/</p><p>https://novoresume.com/career-blog/career-change-statistics</p><p>https://www.luminafoundation.org/campaign/todays-student/ </p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></description>
      <pubDate>Wed, 5 Feb 2025 15:00:00 +0000</pubDate>
      <author>hi@netnetpodcast.com (Lizzy Marie, Lissa Lumutenga)</author>
      <link>https://netnetpodcast.com/episodes/is-changing-careers-worth-it-l9vPpp0x</link>
      <media:thumbnail height="720" url="https://image.simplecastcdn.com/images/5f41c1ed-28cf-443b-8763-382ab5d36576/038a2179-763f-4c22-9f2a-669d28973d39/net-net-youtube-thumbnail.jpg" width="1280"/>
      <content:encoded><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of changing careers. Many people grow tired of their jobs and want something new. Others base their career choices primarily on financial opportunities. Regardless of your motivation to change careers, is taking the leap worth it? Lizzy and Lissa discuss when to pivot, how to weigh the costs (and benefits), and why some career changes lead to success while others stall out.</p><p> </p><p><strong>Main Topics</strong></p><p><i>00:00 The Job Change Phenomenon</i></p><p><i>01:08 Running the Numbers Segment</i></p><p><i>04:22 Our Job Counts</i></p><p><i>09:29 Costs and Sacrifices of Career Changes</i></p><p><i>13:49 Emotional and Social Impacts</i></p><p><i>18:22 Balancing Passion and Practicality</i></p><p><i>24:13 Balancing Passion and Stability</i></p><p><i>26:13 The Dilemma of Job Hopping</i></p><p><i>27:28 Chasing Promotions</i></p><p><i>29:37 The Cost of Overcommitment</i></p><p><i>31:51 Arbitrary Deadlines and Burnout</i></p><p><i>33:36 Planning a Career Change</i></p><p><i>36:22 Exploring New Career Paths</i></p><p><i>44:45 20 Cents Segment</i></p><p> </p><p><strong>References for Statistics</strong></p><p>https://www.zippia.com/advice/career-change-statistics/</p><p>https://www.bls.gov/news.release/pdf/nlsoy.pdf</p><p>https://www.bls.gov/ooh/fastest-growing.htm</p><p>https://www.weforum.org/stories/2023/05/workers-multiple-careers-jobs-skills/</p><p>https://www.apollotechnical.com/career-change-statistics/</p><p>https://novoresume.com/career-blog/career-change-statistics</p><p>https://www.luminafoundation.org/campaign/todays-student/ </p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></content:encoded>
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      <itunes:title>Is changing careers worth it?</itunes:title>
      <itunes:author>Lizzy Marie, Lissa Lumutenga</itunes:author>
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      <itunes:duration>00:49:14</itunes:duration>
      <itunes:summary>Lizzy and Lissa break down the hidden costs – financial and otherwise – of changing careers. Many people grow tired of their jobs and want something new. Others base their career choices primarily on financial opportunities. Regardless of your motivation to change careers, is taking the leap worth it? Lizzy and Lissa discuss when to pivot, how to weigh the costs (and benefits), and why some career changes lead to success while others stall out. </itunes:summary>
      <itunes:subtitle>Lizzy and Lissa break down the hidden costs – financial and otherwise – of changing careers. Many people grow tired of their jobs and want something new. Others base their career choices primarily on financial opportunities. Regardless of your motivation to change careers, is taking the leap worth it? Lizzy and Lissa discuss when to pivot, how to weigh the costs (and benefits), and why some career changes lead to success while others stall out. </itunes:subtitle>
      <itunes:keywords>finance, career, personal finance</itunes:keywords>
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      <itunes:episode>36</itunes:episode>
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      <title>Is day trading worth it?</title>
      <description><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of day trading. Many people are curious as to whether or not trading in the stock market can be their ticket to wealth as opposed to grinding at their 9-5 jobs. Is it really the fast track to financial freedom, or are the risks too big to ignore? In this episode, Lizzy and Lissa unpack the myths and realities around day trading in financial markets.</p><p> </p><p><strong>Main Topics</strong></p><p>00:00 Introduction to Day Trading</p><p>01:11 Important Disclaimer</p><p>01:37 Running the Numbers Segment</p><p>02:24 Longevity and Success Rates</p><p>03:22 Understanding Day Trading</p><p>04:56 Retail vs. Institutional Traders</p><p>07:44 Technical vs. Fundamental Analysis</p><p>12:28 The Risks of Day Trading</p><p>24:31 Our Personal Views</p><p>29:23 Emotional and Social Effects</p><p>35:45 Alternatives to Day Trading</p><p>41:04 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p>https://www.unbiased.com/discover/banking/day-trading-statistics</p><p>https://www.newtrading.io/is-day-trading-profitable/</p><p>https://www.zippia.com/day-trader-jobs/demographics/</p><p>https://finmasters.com/day-trading-statistics/</p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></description>
      <pubDate>Wed, 29 Jan 2025 15:00:00 +0000</pubDate>
      <author>hi@netnetpodcast.com (Lizzy Marie, Lissa Lumutenga)</author>
      <link>https://netnetpodcast.com/episodes/is-day-trading-worth-it-jhFkdu_K</link>
      <media:thumbnail height="720" url="https://image.simplecastcdn.com/images/5f41c1ed-28cf-443b-8763-382ab5d36576/038a2179-763f-4c22-9f2a-669d28973d39/net-net-youtube-thumbnail.jpg" width="1280"/>
      <content:encoded><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of day trading. Many people are curious as to whether or not trading in the stock market can be their ticket to wealth as opposed to grinding at their 9-5 jobs. Is it really the fast track to financial freedom, or are the risks too big to ignore? In this episode, Lizzy and Lissa unpack the myths and realities around day trading in financial markets.</p><p> </p><p><strong>Main Topics</strong></p><p>00:00 Introduction to Day Trading</p><p>01:11 Important Disclaimer</p><p>01:37 Running the Numbers Segment</p><p>02:24 Longevity and Success Rates</p><p>03:22 Understanding Day Trading</p><p>04:56 Retail vs. Institutional Traders</p><p>07:44 Technical vs. Fundamental Analysis</p><p>12:28 The Risks of Day Trading</p><p>24:31 Our Personal Views</p><p>29:23 Emotional and Social Effects</p><p>35:45 Alternatives to Day Trading</p><p>41:04 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p>https://www.unbiased.com/discover/banking/day-trading-statistics</p><p>https://www.newtrading.io/is-day-trading-profitable/</p><p>https://www.zippia.com/day-trader-jobs/demographics/</p><p>https://finmasters.com/day-trading-statistics/</p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></content:encoded>
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      <itunes:title>Is day trading worth it?</itunes:title>
      <itunes:author>Lizzy Marie, Lissa Lumutenga</itunes:author>
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      <itunes:duration>00:44:45</itunes:duration>
      <itunes:summary>Lizzy and Lissa break down the hidden costs – financial and otherwise – of day trading. Many people are curious as to whether or not trading in the stock market can be their ticket to wealth as opposed to grinding at their 9-5 jobs. Is it really the fast track to financial freedom, or are the risks too big to ignore? In this episode, Lizzy and Lissa unpack the myths and realities around day trading in financial markets.</itunes:summary>
      <itunes:subtitle>Lizzy and Lissa break down the hidden costs – financial and otherwise – of day trading. Many people are curious as to whether or not trading in the stock market can be their ticket to wealth as opposed to grinding at their 9-5 jobs. Is it really the fast track to financial freedom, or are the risks too big to ignore? In this episode, Lizzy and Lissa unpack the myths and realities around day trading in financial markets.</itunes:subtitle>
      <itunes:keywords>finance, stock market, investing, beginner investing, personal finance, day trading</itunes:keywords>
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      <itunes:episode>35</itunes:episode>
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      <title>Are certifications worth it?</title>
      <description><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of certifications. Education and specialized training in adulthood can lead to many new opportunities, but it does require time, energy, and money. Regardless of your career field, are certifications worth the time, effort, and cost? Let’s talk about it.</p><p> </p><p><strong>Main Topics</strong></p><p><i>00:00 Introduction</i></p><p><i>01:09 Running The Numbers Segment</i></p><p><i>02:35 Certifications, Licenses, and Designations</i></p><p><i>06:53 Why Even Pursue Certifications?</i></p><p><i>11:05 Financial Costs of Certifications</i></p><p><i>18:42 Personal Experiences and Challenges</i></p><p><i>22:32 Legitimacy </i></p><p><i>29:31 The Value of Specific Certifications</i></p><p><i>36:41 In-Demand Certifications Across Industries</i></p><p><i>49:03 20 Cents Segment</i></p><p> </p><p><strong>References for Statistics</strong></p><p>https://nces.ed.gov/surveys/ctes/tables/index.asp</p><p>https://nces.ed.gov/ipeds/TrendGenerator/app/answer/4/24</p><p>https://luminafoundation.org/wp-content/uploads/2020/04/professional-certifications-offer-a-pathway-to-good-jobs.pdf</p><p>https://www.coursera.org/articles/certificate-programs</p><p>https://www.usnews.com/education/best-colleges/paying-for-college/articles/paying-for-college-infographic</p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></description>
      <pubDate>Wed, 22 Jan 2025 15:00:00 +0000</pubDate>
      <author>hi@netnetpodcast.com (Lizzy Marie, Lissa Lumutenga)</author>
      <link>https://netnetpodcast.com/episodes/are-certifications-worth-it-xtG_hFUf</link>
      <media:thumbnail height="720" url="https://image.simplecastcdn.com/images/5f41c1ed-28cf-443b-8763-382ab5d36576/038a2179-763f-4c22-9f2a-669d28973d39/net-net-youtube-thumbnail.jpg" width="1280"/>
      <content:encoded><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of certifications. Education and specialized training in adulthood can lead to many new opportunities, but it does require time, energy, and money. Regardless of your career field, are certifications worth the time, effort, and cost? Let’s talk about it.</p><p> </p><p><strong>Main Topics</strong></p><p><i>00:00 Introduction</i></p><p><i>01:09 Running The Numbers Segment</i></p><p><i>02:35 Certifications, Licenses, and Designations</i></p><p><i>06:53 Why Even Pursue Certifications?</i></p><p><i>11:05 Financial Costs of Certifications</i></p><p><i>18:42 Personal Experiences and Challenges</i></p><p><i>22:32 Legitimacy </i></p><p><i>29:31 The Value of Specific Certifications</i></p><p><i>36:41 In-Demand Certifications Across Industries</i></p><p><i>49:03 20 Cents Segment</i></p><p> </p><p><strong>References for Statistics</strong></p><p>https://nces.ed.gov/surveys/ctes/tables/index.asp</p><p>https://nces.ed.gov/ipeds/TrendGenerator/app/answer/4/24</p><p>https://luminafoundation.org/wp-content/uploads/2020/04/professional-certifications-offer-a-pathway-to-good-jobs.pdf</p><p>https://www.coursera.org/articles/certificate-programs</p><p>https://www.usnews.com/education/best-colleges/paying-for-college/articles/paying-for-college-infographic</p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></content:encoded>
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      <itunes:title>Are certifications worth it?</itunes:title>
      <itunes:author>Lizzy Marie, Lissa Lumutenga</itunes:author>
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      <itunes:duration>00:54:25</itunes:duration>
      <itunes:summary>Lizzy and Lissa break down the hidden costs – financial and otherwise – of certifications. Education and specialized training in adulthood can lead to many new opportunities, but it does require time, energy, and money. Regardless of your career field, are certifications worth the time, effort, and cost? Let’s talk about it.</itunes:summary>
      <itunes:subtitle>Lizzy and Lissa break down the hidden costs – financial and otherwise – of certifications. Education and specialized training in adulthood can lead to many new opportunities, but it does require time, energy, and money. Regardless of your career field, are certifications worth the time, effort, and cost? Let’s talk about it.</itunes:subtitle>
      <itunes:keywords>finance, job security, licenses, certifications, career, personal finance</itunes:keywords>
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      <title>Are luxury apartments worth it?</title>
      <description><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of luxury apartments. From granite countertops and rooftop pools to skyrocketing rent and hidden fees, they break down the true costs of high-end living. Is it an investment in your lifestyle or just a shiny trap for your budget? </p><p> </p><p><strong>Main Topics</strong></p><p>00:00 Introduction to Luxury Apartments</p><p>01:05 Running The Numbers Segment</p><p>03:10 What Exactly Are Luxury Apartments?</p><p>04:21 The Amenities You Get</p><p>07:40 Corporate vs. Individual Ownership</p><p>15:32 Deal Breakers</p><p>24:36 Luxury Apartment Vibes</p><p>26:43 Social Dynamics in Luxury Living</p><p>38:05 Location and Convenience</p><p>40:30 Space and Storage Priorities</p><p>41:24 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p>https://www.nmhc.org/research-insight/research-notes/2024/why-building-luxury-apartments-brings-down-rent-for-all/</p><p>https://www.globest.com/2024/04/15/luxury-multifamily-rent-growth-weakest-in-recent-memory/?slreturn=20241129160246</p><p>https://www.thepgrgroup.com/p/the-real-impact-of-luxury-apartment</p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></description>
      <pubDate>Wed, 15 Jan 2025 15:00:00 +0000</pubDate>
      <author>hi@netnetpodcast.com (Lizzy Marie, Lissa Lumutenga)</author>
      <link>https://netnetpodcast.com/episodes/are-luxury-apartments-worth-it-7Fw6ODrw</link>
      <media:thumbnail height="720" url="https://image.simplecastcdn.com/images/5f41c1ed-28cf-443b-8763-382ab5d36576/038a2179-763f-4c22-9f2a-669d28973d39/net-net-youtube-thumbnail.jpg" width="1280"/>
      <content:encoded><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of luxury apartments. From granite countertops and rooftop pools to skyrocketing rent and hidden fees, they break down the true costs of high-end living. Is it an investment in your lifestyle or just a shiny trap for your budget? </p><p> </p><p><strong>Main Topics</strong></p><p>00:00 Introduction to Luxury Apartments</p><p>01:05 Running The Numbers Segment</p><p>03:10 What Exactly Are Luxury Apartments?</p><p>04:21 The Amenities You Get</p><p>07:40 Corporate vs. Individual Ownership</p><p>15:32 Deal Breakers</p><p>24:36 Luxury Apartment Vibes</p><p>26:43 Social Dynamics in Luxury Living</p><p>38:05 Location and Convenience</p><p>40:30 Space and Storage Priorities</p><p>41:24 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p>https://www.nmhc.org/research-insight/research-notes/2024/why-building-luxury-apartments-brings-down-rent-for-all/</p><p>https://www.globest.com/2024/04/15/luxury-multifamily-rent-growth-weakest-in-recent-memory/?slreturn=20241129160246</p><p>https://www.thepgrgroup.com/p/the-real-impact-of-luxury-apartment</p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></content:encoded>
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      <itunes:title>Are luxury apartments worth it?</itunes:title>
      <itunes:author>Lizzy Marie, Lissa Lumutenga</itunes:author>
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      <itunes:summary>Lizzy and Lissa break down the hidden costs – financial and otherwise – of luxury apartments. From granite countertops and rooftop pools to skyrocketing rent and hidden fees, they break down the true costs of high-end living. Is it an investment in your lifestyle or just a shiny trap for your budget?</itunes:summary>
      <itunes:subtitle>Lizzy and Lissa break down the hidden costs – financial and otherwise – of luxury apartments. From granite countertops and rooftop pools to skyrocketing rent and hidden fees, they break down the true costs of high-end living. Is it an investment in your lifestyle or just a shiny trap for your budget?</itunes:subtitle>
      <itunes:keywords>apartments, finance, luxury apartments, personal finance</itunes:keywords>
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      <itunes:episode>33</itunes:episode>
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      <title>Is marriage worth it?</title>
      <description><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of marriage. They discuss everything from financial pros and cons to social dynamics, unpacking what marriage means in today’s world. Whether you're team marriage or questioning the whole institution, this episode dives into the practical and personal aspects of tying the knot. What do you think, is marriage worth it?</p><p> </p><p><strong>Main Topics</strong></p><p>00:00 Introduction</p><p>01:42 Running the Numbers Segment</p><p>04:14 The History of Marriage</p><p>10:48 Our Personal Experiences with Marriage</p><p>23:20 Financial Implications</p><p>28:59 Benefits and Practicalities of Marriage</p><p>34:27 Legal Rights and Responsibilities</p><p>36:45 Domestic Partnerships vs. Marriage</p><p>38:05 Divorce</p><p>41:40 Social Perceptions</p><p>55:33 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p>https://www.pewresearch.org/short-reads/2024/02/08/for-valentines-day-facts-about-marriage-and-dating-in-the-us/</p><p>https://www.census.gov/newsroom/press-releases/2024/families-living-arrangements.html</p><p>https://www.cnbc.com/2024/03/23/why-gray-divorce-is-a-significant-financial-risk-for-women.html</p><p>https://www.cdc.gov/nchs/fastats/marriage-divorce.htm</p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></description>
      <pubDate>Wed, 8 Jan 2025 15:00:00 +0000</pubDate>
      <author>hi@netnetpodcast.com (Lizzy Marie, Lissa Lumutenga)</author>
      <link>https://netnetpodcast.com/episodes/is-marriage-worth-it-oklpsocY</link>
      <media:thumbnail height="720" url="https://image.simplecastcdn.com/images/5f41c1ed-28cf-443b-8763-382ab5d36576/038a2179-763f-4c22-9f2a-669d28973d39/net-net-youtube-thumbnail.jpg" width="1280"/>
      <content:encoded><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of marriage. They discuss everything from financial pros and cons to social dynamics, unpacking what marriage means in today’s world. Whether you're team marriage or questioning the whole institution, this episode dives into the practical and personal aspects of tying the knot. What do you think, is marriage worth it?</p><p> </p><p><strong>Main Topics</strong></p><p>00:00 Introduction</p><p>01:42 Running the Numbers Segment</p><p>04:14 The History of Marriage</p><p>10:48 Our Personal Experiences with Marriage</p><p>23:20 Financial Implications</p><p>28:59 Benefits and Practicalities of Marriage</p><p>34:27 Legal Rights and Responsibilities</p><p>36:45 Domestic Partnerships vs. Marriage</p><p>38:05 Divorce</p><p>41:40 Social Perceptions</p><p>55:33 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p>https://www.pewresearch.org/short-reads/2024/02/08/for-valentines-day-facts-about-marriage-and-dating-in-the-us/</p><p>https://www.census.gov/newsroom/press-releases/2024/families-living-arrangements.html</p><p>https://www.cnbc.com/2024/03/23/why-gray-divorce-is-a-significant-financial-risk-for-women.html</p><p>https://www.cdc.gov/nchs/fastats/marriage-divorce.htm</p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></content:encoded>
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      <itunes:title>Is marriage worth it?</itunes:title>
      <itunes:author>Lizzy Marie, Lissa Lumutenga</itunes:author>
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      <itunes:duration>01:00:33</itunes:duration>
      <itunes:summary>Lizzy and Lissa break down the hidden costs – financial and otherwise – of marriage. They discuss everything from financial pros and cons to social dynamics, unpacking what marriage means in today’s world. Whether you&apos;re team marriage or questioning the whole institution, this episode dives into the practical and personal aspects of tying the knot. What do you think, is marriage worth it?</itunes:summary>
      <itunes:subtitle>Lizzy and Lissa break down the hidden costs – financial and otherwise – of marriage. They discuss everything from financial pros and cons to social dynamics, unpacking what marriage means in today’s world. Whether you&apos;re team marriage or questioning the whole institution, this episode dives into the practical and personal aspects of tying the knot. What do you think, is marriage worth it?</itunes:subtitle>
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      <itunes:episode>32</itunes:episode>
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      <title>Are birthday gifts worth it?</title>
      <description><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of birthday gifts. From the financial strain of gift-giving expectations to the emotional and social pressures that come with it, they break down how birthdays can impact your wallet and your well-being. Should you splurge, stick to a budget, or opt-out altogether?</p><p> </p><p><strong>Main Topics</strong></p><p>00:00 Introduction</p><p>01:14 Running The Numbers Segment</p><p>02:39 The Emotional Impact of Gift Giving</p><p>06:00 Gift Giving in Relationships</p><p>11:06 Balancing Budget and Thoughtfulness</p><p>22:46 Budgeting for Gifts</p><p>23:54 How Much to Spend on People</p><p>24:27 Are Gift Cards Lazy?</p><p>34:17 Family Dynamics of Giving Gifts</p><p>41:03 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p>https://blog.snappy.com/posts/employee-birthday-celebrations-and-gifting-higher-morale-and-increased-retention</p><p>https://capitaloneshopping.com/research/gift-card-statistics/</p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></description>
      <pubDate>Wed, 1 Jan 2025 15:00:00 +0000</pubDate>
      <author>hi@netnetpodcast.com (Lizzy Marie, Lissa Lumutenga)</author>
      <link>https://netnetpodcast.com/episodes/are-birthday-gifts-worth-it-ru46EU6s</link>
      <media:thumbnail height="720" url="https://image.simplecastcdn.com/images/5f41c1ed-28cf-443b-8763-382ab5d36576/038a2179-763f-4c22-9f2a-669d28973d39/net-net-youtube-thumbnail.jpg" width="1280"/>
      <content:encoded><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of birthday gifts. From the financial strain of gift-giving expectations to the emotional and social pressures that come with it, they break down how birthdays can impact your wallet and your well-being. Should you splurge, stick to a budget, or opt-out altogether?</p><p> </p><p><strong>Main Topics</strong></p><p>00:00 Introduction</p><p>01:14 Running The Numbers Segment</p><p>02:39 The Emotional Impact of Gift Giving</p><p>06:00 Gift Giving in Relationships</p><p>11:06 Balancing Budget and Thoughtfulness</p><p>22:46 Budgeting for Gifts</p><p>23:54 How Much to Spend on People</p><p>24:27 Are Gift Cards Lazy?</p><p>34:17 Family Dynamics of Giving Gifts</p><p>41:03 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p>https://blog.snappy.com/posts/employee-birthday-celebrations-and-gifting-higher-morale-and-increased-retention</p><p>https://capitaloneshopping.com/research/gift-card-statistics/</p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></content:encoded>
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      <itunes:title>Are birthday gifts worth it?</itunes:title>
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      <itunes:summary>Lizzy and Lissa break down the hidden costs – financial and otherwise – of birthday gifts. From the financial strain of gift-giving expectations to the emotional and social pressures that come with it, they break down how birthdays can impact your wallet and your well-being. Should you splurge, stick to a budget, or opt-out altogether?</itunes:summary>
      <itunes:subtitle>Lizzy and Lissa break down the hidden costs – financial and otherwise – of birthday gifts. From the financial strain of gift-giving expectations to the emotional and social pressures that come with it, they break down how birthdays can impact your wallet and your well-being. Should you splurge, stick to a budget, or opt-out altogether?</itunes:subtitle>
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      <title>Are rec leagues worth it?</title>
      <description><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of recreational sports leagues. From registration fees and equipment purchases to post-game hangouts, there are financial and time commitments that can add up quickly. While sports offer a lot of great physical benefits, they can also pose the risk of potential injury. Whether you're a weekend warrior or considering joining your first league, this episode is for you.</p><p> </p><p><strong>Main Topics</strong></p><p>00:00 Introduction</p><p>01:12 Running The Numbers Segment</p><p>02:48 What is a Recreational Sports League?</p><p>04:35 Financial Costs of Playing</p><p>06:41 The Risk of Injury</p><p>15:04 Emotional and Mental Costs</p><p>26:39 The Highs and Lows</p><p>30:39 Balancing Time and Commitment</p><p>35:35 Sharing Our Memorable Moments</p><p>42:25 Aging Athletes</p><p>44:48 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p>https://sfia.org/resources/sfias-topline-participation-report-shows-strong-positive-trends-across-multiple-sports-and-fitness-categories-2/</p><p>https://www.sportsbusinessjournal.com/Articles/2024/06/03/sports-participation</p><p>https://civicscience.com/americans-embrace-recreational-sports-leagues-to-improve-health-and-social-connections-post-pandemic/</p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></description>
      <pubDate>Wed, 25 Dec 2024 15:00:00 +0000</pubDate>
      <author>hi@netnetpodcast.com (Lizzy Marie, Lissa Lumutenga)</author>
      <link>https://netnetpodcast.com/episodes/are-rec-leagues-worth-it-Im98TOFk</link>
      <media:thumbnail height="720" url="https://image.simplecastcdn.com/images/5f41c1ed-28cf-443b-8763-382ab5d36576/038a2179-763f-4c22-9f2a-669d28973d39/net-net-youtube-thumbnail.jpg" width="1280"/>
      <content:encoded><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of recreational sports leagues. From registration fees and equipment purchases to post-game hangouts, there are financial and time commitments that can add up quickly. While sports offer a lot of great physical benefits, they can also pose the risk of potential injury. Whether you're a weekend warrior or considering joining your first league, this episode is for you.</p><p> </p><p><strong>Main Topics</strong></p><p>00:00 Introduction</p><p>01:12 Running The Numbers Segment</p><p>02:48 What is a Recreational Sports League?</p><p>04:35 Financial Costs of Playing</p><p>06:41 The Risk of Injury</p><p>15:04 Emotional and Mental Costs</p><p>26:39 The Highs and Lows</p><p>30:39 Balancing Time and Commitment</p><p>35:35 Sharing Our Memorable Moments</p><p>42:25 Aging Athletes</p><p>44:48 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p>https://sfia.org/resources/sfias-topline-participation-report-shows-strong-positive-trends-across-multiple-sports-and-fitness-categories-2/</p><p>https://www.sportsbusinessjournal.com/Articles/2024/06/03/sports-participation</p><p>https://civicscience.com/americans-embrace-recreational-sports-leagues-to-improve-health-and-social-connections-post-pandemic/</p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></content:encoded>
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      <itunes:title>Are rec leagues worth it?</itunes:title>
      <itunes:author>Lizzy Marie, Lissa Lumutenga</itunes:author>
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      <itunes:duration>00:49:22</itunes:duration>
      <itunes:summary>Lizzy and Lissa break down the hidden costs – financial and otherwise – of recreational sports leagues. From registration fees and equipment purchases to post-game hangouts, there are financial and time commitments that can add up quickly. While sports offer a lot of great physical benefits, they can also pose the risk of potential injury. Whether you&apos;re a weekend warrior or considering joining your first league, this episode is for you.</itunes:summary>
      <itunes:subtitle>Lizzy and Lissa break down the hidden costs – financial and otherwise – of recreational sports leagues. From registration fees and equipment purchases to post-game hangouts, there are financial and time commitments that can add up quickly. While sports offer a lot of great physical benefits, they can also pose the risk of potential injury. Whether you&apos;re a weekend warrior or considering joining your first league, this episode is for you.</itunes:subtitle>
      <itunes:keywords>finance, recreational sports, personal finance</itunes:keywords>
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      <itunes:episode>30</itunes:episode>
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      <title>Are new cars worth it?</title>
      <description><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of new cars. They explore everything from depreciation and financing to insurance hikes and maintenance fees, plus the emotional costs of keeping up with the latest trends. A lot of people prefer to buy used cars but others still prefer that new car smell. What do you think, are new cars worth it?</p><p> </p><p><strong>Main Topics</strong></p><p>00:00 Introduction</p><p>01:28 Running The Numbers Segment</p><p>03:30 Our Car Purchases</p><p>09:26 Leasing vs. Buying</p><p>16:10 The Emotional and Practical Aspects of Car Ownership</p><p>19:32 Cultural and Social Implications</p><p>22:53 The Trade-Offs of Car Payments</p><p>25:46 Social Perceptions</p><p>30:10 New vs. Used Cars</p><p>34:05 The Alternatives to Owning a Car</p><p>38:04 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p>https://www.kbb.com/car-news/average-new-car-price-down-year-over-year-for-third-straight-month/</p><p>https://www.progressive.com/answers/what-is-car-depreciation/</p><p>https://www.bankrate.com/loans/auto-loans/average-monthly-car-payment/?tpt=a</p><p>https://www.marketwatch.com/guides/insurance-services/new-vs-used-car-insurance-comparison/</p><p>https://www.cnbc.com/select/how-much-does-car-insurance-increase-after-accident/</p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></description>
      <pubDate>Wed, 18 Dec 2024 15:00:00 +0000</pubDate>
      <author>hi@netnetpodcast.com (Lizzy Marie, Lissa Lumutenga)</author>
      <link>https://netnetpodcast.com/episodes/are-new-cars-worth-it-wj828Dsj</link>
      <media:thumbnail height="720" url="https://image.simplecastcdn.com/images/5f41c1ed-28cf-443b-8763-382ab5d36576/038a2179-763f-4c22-9f2a-669d28973d39/net-net-youtube-thumbnail.jpg" width="1280"/>
      <content:encoded><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of new cars. They explore everything from depreciation and financing to insurance hikes and maintenance fees, plus the emotional costs of keeping up with the latest trends. A lot of people prefer to buy used cars but others still prefer that new car smell. What do you think, are new cars worth it?</p><p> </p><p><strong>Main Topics</strong></p><p>00:00 Introduction</p><p>01:28 Running The Numbers Segment</p><p>03:30 Our Car Purchases</p><p>09:26 Leasing vs. Buying</p><p>16:10 The Emotional and Practical Aspects of Car Ownership</p><p>19:32 Cultural and Social Implications</p><p>22:53 The Trade-Offs of Car Payments</p><p>25:46 Social Perceptions</p><p>30:10 New vs. Used Cars</p><p>34:05 The Alternatives to Owning a Car</p><p>38:04 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p>https://www.kbb.com/car-news/average-new-car-price-down-year-over-year-for-third-straight-month/</p><p>https://www.progressive.com/answers/what-is-car-depreciation/</p><p>https://www.bankrate.com/loans/auto-loans/average-monthly-car-payment/?tpt=a</p><p>https://www.marketwatch.com/guides/insurance-services/new-vs-used-car-insurance-comparison/</p><p>https://www.cnbc.com/select/how-much-does-car-insurance-increase-after-accident/</p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></content:encoded>
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      <itunes:title>Are new cars worth it?</itunes:title>
      <itunes:author>Lizzy Marie, Lissa Lumutenga</itunes:author>
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      <itunes:duration>00:41:50</itunes:duration>
      <itunes:summary>Lizzy and Lissa break down the hidden costs – financial and otherwise – of new cars. They explore everything from depreciation and financing to insurance hikes and maintenance fees, plus the emotional costs of keeping up with the latest trends. A lot of people prefer to buy used cars but others still prefer that new car smell. What do you think, are new cars worth it?</itunes:summary>
      <itunes:subtitle>Lizzy and Lissa break down the hidden costs – financial and otherwise – of new cars. They explore everything from depreciation and financing to insurance hikes and maintenance fees, plus the emotional costs of keeping up with the latest trends. A lot of people prefer to buy used cars but others still prefer that new car smell. What do you think, are new cars worth it?</itunes:subtitle>
      <itunes:keywords>new cars, finance, new vs used cars, automobiles, personal finance, used cars</itunes:keywords>
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      <itunes:episode>29</itunes:episode>
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      <title>Are New Year&apos;s resolutions worth it?</title>
      <description><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of new year’s resolutions. It’s that time of year where many people think about their intentions for the next year. But are making new year’s resolutions actually worth the effort?</p><p> </p><p><strong>Main Topics</strong></p><p>00:00 Introduction</p><p>01:19 Running The Numbers Segment</p><p>05:24 The Psychology Behind Resolutions</p><p>08:40 Social Pressures</p><p>11:50 Goal Setting and Reflection</p><p>15:31 Balancing Goals vs Realistic Expectations</p><p>26:44 Sacrifices for Change</p><p>28:23 Specific and Achievable Resolutions</p><p>42:09 Adapting to Life's Circumstances</p><p>45:35 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p>https://www.pewresearch.org/short-reads/2024/01/29/new-years-resolutions-who-makes-them-and-why/</p><p>https://www.forbes.com/health/mind/new-years-resolutions-statistics/</p><p> </p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></description>
      <pubDate>Wed, 11 Dec 2024 15:00:00 +0000</pubDate>
      <author>hi@netnetpodcast.com (Lizzy Marie, Lissa Lumutenga)</author>
      <link>https://netnetpodcast.com/episodes/are-new-years-resolutions-worth-it-gcREQH2c</link>
      <media:thumbnail height="720" url="https://image.simplecastcdn.com/images/5f41c1ed-28cf-443b-8763-382ab5d36576/038a2179-763f-4c22-9f2a-669d28973d39/net-net-youtube-thumbnail.jpg" width="1280"/>
      <content:encoded><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of new year’s resolutions. It’s that time of year where many people think about their intentions for the next year. But are making new year’s resolutions actually worth the effort?</p><p> </p><p><strong>Main Topics</strong></p><p>00:00 Introduction</p><p>01:19 Running The Numbers Segment</p><p>05:24 The Psychology Behind Resolutions</p><p>08:40 Social Pressures</p><p>11:50 Goal Setting and Reflection</p><p>15:31 Balancing Goals vs Realistic Expectations</p><p>26:44 Sacrifices for Change</p><p>28:23 Specific and Achievable Resolutions</p><p>42:09 Adapting to Life's Circumstances</p><p>45:35 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p>https://www.pewresearch.org/short-reads/2024/01/29/new-years-resolutions-who-makes-them-and-why/</p><p>https://www.forbes.com/health/mind/new-years-resolutions-statistics/</p><p> </p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></content:encoded>
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      <itunes:title>Are New Year&apos;s resolutions worth it?</itunes:title>
      <itunes:author>Lizzy Marie, Lissa Lumutenga</itunes:author>
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      <itunes:duration>00:48:55</itunes:duration>
      <itunes:summary>Lizzy and Lissa break down the hidden costs – financial and otherwise – of new year’s resolutions. It’s that time of year where many people think about their intentions for the next year. But are making new year’s resolutions actually worth the effort?</itunes:summary>
      <itunes:subtitle>Lizzy and Lissa break down the hidden costs – financial and otherwise – of new year’s resolutions. It’s that time of year where many people think about their intentions for the next year. But are making new year’s resolutions actually worth the effort?</itunes:subtitle>
      <itunes:keywords>new years resolutions, finance, personal finance, goal setting</itunes:keywords>
      <itunes:explicit>true</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>28</itunes:episode>
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      <title>Is food delivery worth it?</title>
      <description><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of food delivery. Food delivery apps can offer a lot of convenience but they can also take a toll on your finances, from sneaky service charges to inflated menu prices and tempting convenience that encourages overspending. What do you think – are they worth it?</p><p> </p><p><strong>Main Topics</strong></p><p>00:00 Introduction and Personal Experiences with Food Delivery</p><p>01:11 Running The Numbers Segment</p><p>03:43 Cost Breakdown of Food Delivery</p><p>17:08 Our Preferred Apps</p><p>21:51 Financial Costs and Inconveniences</p><p>30:05 Impact of the Pandemic on Food Delivery</p><p>30:46 Ghost Kitchens</p><p>34:31 Budgeting for Food Delivery</p><p>40:24 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p><a href="https://www.businessofapps.com/data/food-delivery-app-market/"><i>https://www.businessofapps.com/data/food-delivery-app-market/</i></a></p><p><a href="https://www.ncbi.nlm.nih.gov/pmc/articles/PMC10163566/"><i>https://www.ncbi.nlm.nih.gov/pmc/articles/PMC10163566/</i></a></p><p><a href="https://secondmeasure.com/datapoints/food-delivery-services-grubhub-uber-eats-doordash-postmates/"><i>https://secondmeasure.com/datapoints/food-delivery-services-grubhub-uber-eats-doordash-postmates/</i></a></p><p><i>https://pos.toasttab.com/blog/on-the-line/food-delivery-trends</i></p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></description>
      <pubDate>Wed, 4 Dec 2024 15:00:00 +0000</pubDate>
      <author>hi@netnetpodcast.com (Lizzy Marie, Lissa Lumutenga)</author>
      <link>https://netnetpodcast.com/episodes/is-food-delivery-worth-it-77_z95Ve</link>
      <media:thumbnail height="720" url="https://image.simplecastcdn.com/images/5f41c1ed-28cf-443b-8763-382ab5d36576/038a2179-763f-4c22-9f2a-669d28973d39/net-net-youtube-thumbnail.jpg" width="1280"/>
      <content:encoded><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of food delivery. Food delivery apps can offer a lot of convenience but they can also take a toll on your finances, from sneaky service charges to inflated menu prices and tempting convenience that encourages overspending. What do you think – are they worth it?</p><p> </p><p><strong>Main Topics</strong></p><p>00:00 Introduction and Personal Experiences with Food Delivery</p><p>01:11 Running The Numbers Segment</p><p>03:43 Cost Breakdown of Food Delivery</p><p>17:08 Our Preferred Apps</p><p>21:51 Financial Costs and Inconveniences</p><p>30:05 Impact of the Pandemic on Food Delivery</p><p>30:46 Ghost Kitchens</p><p>34:31 Budgeting for Food Delivery</p><p>40:24 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p><a href="https://www.businessofapps.com/data/food-delivery-app-market/"><i>https://www.businessofapps.com/data/food-delivery-app-market/</i></a></p><p><a href="https://www.ncbi.nlm.nih.gov/pmc/articles/PMC10163566/"><i>https://www.ncbi.nlm.nih.gov/pmc/articles/PMC10163566/</i></a></p><p><a href="https://secondmeasure.com/datapoints/food-delivery-services-grubhub-uber-eats-doordash-postmates/"><i>https://secondmeasure.com/datapoints/food-delivery-services-grubhub-uber-eats-doordash-postmates/</i></a></p><p><i>https://pos.toasttab.com/blog/on-the-line/food-delivery-trends</i></p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></content:encoded>
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      <itunes:title>Is food delivery worth it?</itunes:title>
      <itunes:author>Lizzy Marie, Lissa Lumutenga</itunes:author>
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      <itunes:duration>00:44:52</itunes:duration>
      <itunes:summary>Lizzy and Lissa break down the hidden costs – financial and otherwise – of food delivery. Food delivery apps can offer a lot of convenience but they can also take a toll on your finances, from sneaky service charges to inflated menu prices and tempting convenience that encourages overspending. What do you think – are they worth it?</itunes:summary>
      <itunes:subtitle>Lizzy and Lissa break down the hidden costs – financial and otherwise – of food delivery. Food delivery apps can offer a lot of convenience but they can also take a toll on your finances, from sneaky service charges to inflated menu prices and tempting convenience that encourages overspending. What do you think – are they worth it?</itunes:subtitle>
      <itunes:keywords>finance, doordash, uber eats, personal finance, food delivery apps</itunes:keywords>
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      <itunes:episode>27</itunes:episode>
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      <title>Is celebrating holidays worth it?</title>
      <description><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of celebrating holidays. From traveling to visit family, to decking out your home with festive decorations, holidays can cost money. But the costs are not just financial—there are emotional and time costs too. Find out how you can celebrate meaningfully without breaking the bank or losing sight of what really matters during the holiday season!</p><p> </p><p><strong>Main Topics</strong></p><p>00:00 Introduction</p><p>00:59 Running the Numbers Segment</p><p>06:28 Personal Experiences</p><p>18:50 The Costs of Holidays</p><p>22:18 Managing Family Expectations</p><p>26:42 Stresses of the Holidays</p><p>31:06 Handmade Gifts</p><p>32:49 The Commercialization of Christmas</p><p>39:10 Decorations and Traditions</p><p>41:14 Our Favorite Holiday Traditions</p><p>44:03 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p>https://finmasters.com/holiday-spending-statistics/</p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></description>
      <pubDate>Wed, 27 Nov 2024 15:00:00 +0000</pubDate>
      <author>hi@netnetpodcast.com (Lizzy Marie, Lissa Lumutenga)</author>
      <link>https://netnetpodcast.com/episodes/is-celebrating-holidays-worth-it-wJfHBKvT</link>
      <media:thumbnail height="720" url="https://image.simplecastcdn.com/images/5f41c1ed-28cf-443b-8763-382ab5d36576/038a2179-763f-4c22-9f2a-669d28973d39/net-net-youtube-thumbnail.jpg" width="1280"/>
      <content:encoded><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of celebrating holidays. From traveling to visit family, to decking out your home with festive decorations, holidays can cost money. But the costs are not just financial—there are emotional and time costs too. Find out how you can celebrate meaningfully without breaking the bank or losing sight of what really matters during the holiday season!</p><p> </p><p><strong>Main Topics</strong></p><p>00:00 Introduction</p><p>00:59 Running the Numbers Segment</p><p>06:28 Personal Experiences</p><p>18:50 The Costs of Holidays</p><p>22:18 Managing Family Expectations</p><p>26:42 Stresses of the Holidays</p><p>31:06 Handmade Gifts</p><p>32:49 The Commercialization of Christmas</p><p>39:10 Decorations and Traditions</p><p>41:14 Our Favorite Holiday Traditions</p><p>44:03 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p>https://finmasters.com/holiday-spending-statistics/</p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></content:encoded>
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      <itunes:title>Is celebrating holidays worth it?</itunes:title>
      <itunes:author>Lizzy Marie, Lissa Lumutenga</itunes:author>
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      <itunes:duration>00:48:39</itunes:duration>
      <itunes:summary>Lizzy and Lissa break down the hidden costs – financial and otherwise – of celebrating holidays. From traveling to visit family, to decking out your home with festive decorations, holidays can cost money. But the costs are not just financial—there are emotional and time costs too. Find out how you can celebrate meaningfully without breaking the bank or losing sight of what really matters during the holiday season!</itunes:summary>
      <itunes:subtitle>Lizzy and Lissa break down the hidden costs – financial and otherwise – of celebrating holidays. From traveling to visit family, to decking out your home with festive decorations, holidays can cost money. But the costs are not just financial—there are emotional and time costs too. Find out how you can celebrate meaningfully without breaking the bank or losing sight of what really matters during the holiday season!</itunes:subtitle>
      <itunes:keywords>christmas, 4th of july, finance, thanksgiving, personal finance, holiday travel, celebrating holidays</itunes:keywords>
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      <itunes:episode>26</itunes:episode>
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      <title>Is working remotely worth it?</title>
      <description><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of working remotely. While remote work offers flexibility and the comfort of home, it also comes with unexpected expenses and challenges. Working from home, which took off exponentially during the global pandemic in 2020, can mean increased utility bills, blurred boundaries between work and personal life, and more.</p><p> </p><p><strong>Main Topics</strong></p><p>00:00 Introduction</p><p>01:06 Running the Numbers Segment</p><p>03:14 Personal Experiences with Remote Work</p><p>13:46 Challenges and Downsides</p><p>19:01 Technological and Ergonomic Considerations</p><p>23:39 Social and Professional Costs</p><p>26:56 Work Life Balance</p><p>29:58 Hybrid Work Models</p><p>32:35 Work Culture and Team Building</p><p>36:41 Geographic Flexibility</p><p>46:21 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p>https://www.uscareerinstitute.edu/blog/50-eye-opening-remote-work-statistics-for-2024</p><p>https://data.yelp.com/remote-work-report-2024</p><p>https://www.bls.gov/opub/ted/2023/37-9-percent-of-advanced-degree-holders-teleworked-in-october-2023.htm</p><p>https://www.forbes.com/advisor/business/remote-work-statistics/</p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></description>
      <pubDate>Wed, 20 Nov 2024 15:00:00 +0000</pubDate>
      <author>hi@netnetpodcast.com (Lizzy Marie, Lissa Lumutenga)</author>
      <link>https://netnetpodcast.com/episodes/is-working-remotely-worth-it-5yOxdIxu</link>
      <media:thumbnail height="720" url="https://image.simplecastcdn.com/images/5f41c1ed-28cf-443b-8763-382ab5d36576/038a2179-763f-4c22-9f2a-669d28973d39/net-net-youtube-thumbnail.jpg" width="1280"/>
      <content:encoded><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of working remotely. While remote work offers flexibility and the comfort of home, it also comes with unexpected expenses and challenges. Working from home, which took off exponentially during the global pandemic in 2020, can mean increased utility bills, blurred boundaries between work and personal life, and more.</p><p> </p><p><strong>Main Topics</strong></p><p>00:00 Introduction</p><p>01:06 Running the Numbers Segment</p><p>03:14 Personal Experiences with Remote Work</p><p>13:46 Challenges and Downsides</p><p>19:01 Technological and Ergonomic Considerations</p><p>23:39 Social and Professional Costs</p><p>26:56 Work Life Balance</p><p>29:58 Hybrid Work Models</p><p>32:35 Work Culture and Team Building</p><p>36:41 Geographic Flexibility</p><p>46:21 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p>https://www.uscareerinstitute.edu/blog/50-eye-opening-remote-work-statistics-for-2024</p><p>https://data.yelp.com/remote-work-report-2024</p><p>https://www.bls.gov/opub/ted/2023/37-9-percent-of-advanced-degree-holders-teleworked-in-october-2023.htm</p><p>https://www.forbes.com/advisor/business/remote-work-statistics/</p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></content:encoded>
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      <itunes:title>Is working remotely worth it?</itunes:title>
      <itunes:author>Lizzy Marie, Lissa Lumutenga</itunes:author>
      <itunes:image href="https://image.simplecastcdn.com/images/5f41c1ed-28cf-443b-8763-382ab5d36576/c91f343f-49c5-4fee-912a-97b72f6f9f2e/3000x3000/netnet-cover-b.jpg?aid=rss_feed"/>
      <itunes:duration>00:51:12</itunes:duration>
      <itunes:summary>Lizzy and Lissa break down the hidden costs – financial and otherwise – of working remotely. While remote work offers flexibility and the comfort of home, it also comes with unexpected expenses and challenges. Working from home, which took off exponentially during the global pandemic in 2020, can mean increased utility bills, blurred boundaries between work and personal life, and more. </itunes:summary>
      <itunes:subtitle>Lizzy and Lissa break down the hidden costs – financial and otherwise – of working remotely. While remote work offers flexibility and the comfort of home, it also comes with unexpected expenses and challenges. Working from home, which took off exponentially during the global pandemic in 2020, can mean increased utility bills, blurred boundaries between work and personal life, and more. </itunes:subtitle>
      <itunes:keywords>wfh, finance, working remotely, working from home, personal finance</itunes:keywords>
      <itunes:explicit>true</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>25</itunes:episode>
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      <title>Are budget airlines worth it?</title>
      <description><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of budget airlines. If you’ve ever flown on a budget airline, you know there are extra fees for just about everything. In this episode Lizzy and Lissa cover what “cheap” flights can actually cost you.</p><p> </p><p><strong>Main Topics</strong></p><p>00:00 Introduction</p><p>01:21 Running The Numbers Segment</p><p>03:26 What is a Budget Airline?</p><p>08:00 The Hidden Costs of Budget Airlines</p><p>10:44 Perception vs Reality</p><p>15:49 Rookie Mistake</p><p>22:26 Comfort Over Convenience</p><p>23:56 Loyalty and Frequent Flyer Miles</p><p>30:13 Hidden Fees on Budget Airlines</p><p>32:03 Short-Haul Flights</p><p>37:28 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p>https://www.captechu.edu/blog/impact-of-global-low-cost-airlines-on-the-aviation-industry</p><p>https://www.investopedia.com/articles/investing/022916/economic-analysis-lowcost-airline-industry-luvdal.asp</p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></description>
      <pubDate>Wed, 13 Nov 2024 15:00:00 +0000</pubDate>
      <author>hi@netnetpodcast.com (Lizzy Marie, Lissa Lumutenga)</author>
      <link>https://netnetpodcast.com/episodes/are-budget-airlines-worth-it-VcTWDwX7</link>
      <media:thumbnail height="720" url="https://image.simplecastcdn.com/images/5f41c1ed-28cf-443b-8763-382ab5d36576/038a2179-763f-4c22-9f2a-669d28973d39/net-net-youtube-thumbnail.jpg" width="1280"/>
      <content:encoded><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of budget airlines. If you’ve ever flown on a budget airline, you know there are extra fees for just about everything. In this episode Lizzy and Lissa cover what “cheap” flights can actually cost you.</p><p> </p><p><strong>Main Topics</strong></p><p>00:00 Introduction</p><p>01:21 Running The Numbers Segment</p><p>03:26 What is a Budget Airline?</p><p>08:00 The Hidden Costs of Budget Airlines</p><p>10:44 Perception vs Reality</p><p>15:49 Rookie Mistake</p><p>22:26 Comfort Over Convenience</p><p>23:56 Loyalty and Frequent Flyer Miles</p><p>30:13 Hidden Fees on Budget Airlines</p><p>32:03 Short-Haul Flights</p><p>37:28 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p>https://www.captechu.edu/blog/impact-of-global-low-cost-airlines-on-the-aviation-industry</p><p>https://www.investopedia.com/articles/investing/022916/economic-analysis-lowcost-airline-industry-luvdal.asp</p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></content:encoded>
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      <itunes:title>Are budget airlines worth it?</itunes:title>
      <itunes:author>Lizzy Marie, Lissa Lumutenga</itunes:author>
      <itunes:image href="https://image.simplecastcdn.com/images/5f41c1ed-28cf-443b-8763-382ab5d36576/c91f343f-49c5-4fee-912a-97b72f6f9f2e/3000x3000/netnet-cover-b.jpg?aid=rss_feed"/>
      <itunes:duration>00:41:28</itunes:duration>
      <itunes:summary>Lizzy and Lissa break down the hidden costs – financial and otherwise – of budget airlines. If you’ve ever flown on a budget airline, you know there are extra fees for just about everything. In this episode Lizzy and Lissa cover what “cheap” flights can actually cost you.</itunes:summary>
      <itunes:subtitle>Lizzy and Lissa break down the hidden costs – financial and otherwise – of budget airlines. If you’ve ever flown on a budget airline, you know there are extra fees for just about everything. In this episode Lizzy and Lissa cover what “cheap” flights can actually cost you.</itunes:subtitle>
      <itunes:keywords>southwest airlines, finance, traveling, spirit airlines, travel, cheap flights, budget airlines, frontier airlines, personal finance</itunes:keywords>
      <itunes:explicit>true</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>24</itunes:episode>
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      <title>Are sports fanships worth it?</title>
      <description><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of sports fanships. The upsides of being a sports fan can be obvious, but have you ever thought about the financial and emotional tolls that often come with fandom? From the price of tickets, jerseys, and streaming subscriptions to the time spent following games and the emotional rollercoaster of victories and losses, being a fan can add up in unexpected ways.</p><p> </p><p><strong>Main Topics</strong></p><p>00:00 Are Sports Fanships Worth It?</p><p>01:17 Running the Numbers Segment</p><p>03:06 The Financial Costs</p><p>08:18 Emotional Costs of Sports Fandom</p><p>11:27 Fan Origin Stories</p><p>18:44 Family Dynamics</p><p>19:37 The Emotional Rollercoaster of Being a Fan</p><p>20:56 Balancing Sports with Life</p><p>22:14 Social Costs</p><p>27:05 Superstitions and Rituals</p><p>30:07 Women in Sports Fandom</p><p>37:58 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p><i>https://www.rollingstone.com/culture-council/articles/data-deconstructed-1235066283/</i></p><p><i>https://www.ipsos.com/en-us/sports-key-insights-fandom-betting-media-and-more</i></p><p><i>https://www.statista.com/statistics/370560/worldwide-sports-market-revenue/</i></p><p><i>https://nypost.com/2024/08/07/sports/raging-sports-fans-watch-this-many-games-a-year/</i></p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></description>
      <pubDate>Wed, 6 Nov 2024 15:00:00 +0000</pubDate>
      <author>hi@netnetpodcast.com (Lizzy Marie, Lissa Lumutenga)</author>
      <link>https://netnetpodcast.com/episodes/are-sports-fanships-worth-it-Ebh03NE0</link>
      <media:thumbnail height="720" url="https://image.simplecastcdn.com/images/5f41c1ed-28cf-443b-8763-382ab5d36576/038a2179-763f-4c22-9f2a-669d28973d39/net-net-youtube-thumbnail.jpg" width="1280"/>
      <content:encoded><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of sports fanships. The upsides of being a sports fan can be obvious, but have you ever thought about the financial and emotional tolls that often come with fandom? From the price of tickets, jerseys, and streaming subscriptions to the time spent following games and the emotional rollercoaster of victories and losses, being a fan can add up in unexpected ways.</p><p> </p><p><strong>Main Topics</strong></p><p>00:00 Are Sports Fanships Worth It?</p><p>01:17 Running the Numbers Segment</p><p>03:06 The Financial Costs</p><p>08:18 Emotional Costs of Sports Fandom</p><p>11:27 Fan Origin Stories</p><p>18:44 Family Dynamics</p><p>19:37 The Emotional Rollercoaster of Being a Fan</p><p>20:56 Balancing Sports with Life</p><p>22:14 Social Costs</p><p>27:05 Superstitions and Rituals</p><p>30:07 Women in Sports Fandom</p><p>37:58 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p><i>https://www.rollingstone.com/culture-council/articles/data-deconstructed-1235066283/</i></p><p><i>https://www.ipsos.com/en-us/sports-key-insights-fandom-betting-media-and-more</i></p><p><i>https://www.statista.com/statistics/370560/worldwide-sports-market-revenue/</i></p><p><i>https://nypost.com/2024/08/07/sports/raging-sports-fans-watch-this-many-games-a-year/</i></p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></content:encoded>
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      <itunes:title>Are sports fanships worth it?</itunes:title>
      <itunes:author>Lizzy Marie, Lissa Lumutenga</itunes:author>
      <itunes:image href="https://image.simplecastcdn.com/images/5f41c1ed-28cf-443b-8763-382ab5d36576/c91f343f-49c5-4fee-912a-97b72f6f9f2e/3000x3000/netnet-cover-b.jpg?aid=rss_feed"/>
      <itunes:duration>00:41:15</itunes:duration>
      <itunes:summary>Lizzy and Lissa break down the hidden costs – financial and otherwise – of sports fanships. The upsides of being a sports fan can be obvious, but have you ever thought about the financial and emotional tolls that often come with fandom? From the price of tickets, jerseys, and streaming subscriptions to the time spent following games and the emotional rollercoaster of victories and losses, being a fan can add up in unexpected ways.</itunes:summary>
      <itunes:subtitle>Lizzy and Lissa break down the hidden costs – financial and otherwise – of sports fanships. The upsides of being a sports fan can be obvious, but have you ever thought about the financial and emotional tolls that often come with fandom? From the price of tickets, jerseys, and streaming subscriptions to the time spent following games and the emotional rollercoaster of victories and losses, being a fan can add up in unexpected ways.</itunes:subtitle>
      <itunes:keywords>finance, fandom, 49ers, sports fans, nba, watching sports, sports teams, personal finance, nfl</itunes:keywords>
      <itunes:explicit>true</itunes:explicit>
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      <itunes:episode>23</itunes:episode>
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      <title>Are side hustles worth it?</title>
      <description><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of side hustles. While side gigs can be a great way to earn extra income, they come with unexpected trade-offs, like taxes, burnout, and the struggle of time management. This episode covers the ups and downs of side hustles, but also how to make them work without sacrificing your financial well-being or mental health.</p><p> </p><p><strong>Main Topics</strong></p><p>00:00 Introduction</p><p>01:19 Running The Numbers Segment</p><p>02:26 What Exactly Is a Side Hustle?</p><p>07:30 Motivations Outside of Money</p><p>12:51 The Costs of Side Hustles</p><p>20:41 Legal and Tax Implications</p><p>24:24 Navigating Financial Planning and Tax Strategies</p><p>25:40 Leveraging Your Skills</p><p>28:06 Balancing Time, Energy, and Resources</p><p>29:20 Side Hustles vs. Side Projects</p><p>35:26 When To Stop Hustling</p><p>39:53 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p><i>https://www.marketwatch.com/guides/banking/side-hustles/</i></p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></description>
      <pubDate>Wed, 30 Oct 2024 14:00:00 +0000</pubDate>
      <author>hi@netnetpodcast.com (Lizzy Marie, Lissa Lumutenga)</author>
      <link>https://netnetpodcast.com/episodes/are-side-hustles-worth-it-iMQiM_Ks</link>
      <media:thumbnail height="720" url="https://image.simplecastcdn.com/images/5f41c1ed-28cf-443b-8763-382ab5d36576/038a2179-763f-4c22-9f2a-669d28973d39/net-net-youtube-thumbnail.jpg" width="1280"/>
      <content:encoded><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of side hustles. While side gigs can be a great way to earn extra income, they come with unexpected trade-offs, like taxes, burnout, and the struggle of time management. This episode covers the ups and downs of side hustles, but also how to make them work without sacrificing your financial well-being or mental health.</p><p> </p><p><strong>Main Topics</strong></p><p>00:00 Introduction</p><p>01:19 Running The Numbers Segment</p><p>02:26 What Exactly Is a Side Hustle?</p><p>07:30 Motivations Outside of Money</p><p>12:51 The Costs of Side Hustles</p><p>20:41 Legal and Tax Implications</p><p>24:24 Navigating Financial Planning and Tax Strategies</p><p>25:40 Leveraging Your Skills</p><p>28:06 Balancing Time, Energy, and Resources</p><p>29:20 Side Hustles vs. Side Projects</p><p>35:26 When To Stop Hustling</p><p>39:53 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p><i>https://www.marketwatch.com/guides/banking/side-hustles/</i></p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></content:encoded>
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      <itunes:title>Are side hustles worth it?</itunes:title>
      <itunes:author>Lizzy Marie, Lissa Lumutenga</itunes:author>
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      <itunes:duration>00:44:22</itunes:duration>
      <itunes:summary>Lizzy and Lissa break down the hidden costs – financial and otherwise – of side hustles. While side gigs can be a great way to earn extra income, they come with unexpected trade-offs, like taxes, burnout, and the struggle of time management. This episode covers the ups and downs of side hustles, but also how to make them work without sacrificing your financial well-being or mental health.</itunes:summary>
      <itunes:subtitle>Lizzy and Lissa break down the hidden costs – financial and otherwise – of side hustles. While side gigs can be a great way to earn extra income, they come with unexpected trade-offs, like taxes, burnout, and the struggle of time management. This episode covers the ups and downs of side hustles, but also how to make them work without sacrificing your financial well-being or mental health.</itunes:subtitle>
      <itunes:keywords>entrepreneurship, side hustles, supplemental income, finance, side gigs, extra income, personal finance, gig economy</itunes:keywords>
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      <itunes:episode>22</itunes:episode>
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      <title>Are fitness trackers worth it?</title>
      <description><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of fitness trackers. Tracking fitness for better health might seem like a no-brainer, but is it always beneficial? In this episode, we dive into our personal experiences with fitness tracking, exploring both the benefits and the downsides of becoming too focused on the numbers.</p><p> </p><p><strong>Main Topics</strong></p><p>00:00 Step Count Check-In</p><p>01:34 Running The Numbers Segment</p><p>03:28 How Much Fitness Trackers Cost</p><p>07:36 The Obsession with 10,000 Steps</p><p>15:46 Privacy Concerns With Data</p><p>25:24 The Benefits of Sleep Tracking</p><p>29:20 The Durability of Fitness Trackers</p><p>32:00 Balancing Health and Dependence on Technology</p><p>39:23 The Future of Wearable Technology</p><p>41:06 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p><i>https://www.statista.com/outlook/hmo/digital-health/digital-fitness-well-being/fitness-trackers/worldwide</i></p><p><i>https://www.precedenceresearch.com/fitness-tracker-market</i></p><p><i>https://www.huffpost.com/entry/steps-per-day-moderate-activity_l_662a9899e4b09d8df9d5d8e3</i></p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></description>
      <pubDate>Wed, 23 Oct 2024 14:00:00 +0000</pubDate>
      <author>hi@netnetpodcast.com (Lizzy Marie, Lissa Lumutenga)</author>
      <link>https://netnetpodcast.com/episodes/are-fitness-trackers-worth-it-oYNthL8b</link>
      <media:thumbnail height="720" url="https://image.simplecastcdn.com/images/5f41c1ed-28cf-443b-8763-382ab5d36576/038a2179-763f-4c22-9f2a-669d28973d39/net-net-youtube-thumbnail.jpg" width="1280"/>
      <content:encoded><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of fitness trackers. Tracking fitness for better health might seem like a no-brainer, but is it always beneficial? In this episode, we dive into our personal experiences with fitness tracking, exploring both the benefits and the downsides of becoming too focused on the numbers.</p><p> </p><p><strong>Main Topics</strong></p><p>00:00 Step Count Check-In</p><p>01:34 Running The Numbers Segment</p><p>03:28 How Much Fitness Trackers Cost</p><p>07:36 The Obsession with 10,000 Steps</p><p>15:46 Privacy Concerns With Data</p><p>25:24 The Benefits of Sleep Tracking</p><p>29:20 The Durability of Fitness Trackers</p><p>32:00 Balancing Health and Dependence on Technology</p><p>39:23 The Future of Wearable Technology</p><p>41:06 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p><i>https://www.statista.com/outlook/hmo/digital-health/digital-fitness-well-being/fitness-trackers/worldwide</i></p><p><i>https://www.precedenceresearch.com/fitness-tracker-market</i></p><p><i>https://www.huffpost.com/entry/steps-per-day-moderate-activity_l_662a9899e4b09d8df9d5d8e3</i></p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></content:encoded>
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      <itunes:title>Are fitness trackers worth it?</itunes:title>
      <itunes:author>Lizzy Marie, Lissa Lumutenga</itunes:author>
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      <itunes:duration>00:44:55</itunes:duration>
      <itunes:summary>Lizzy and Lissa break down the hidden costs – financial and otherwise – of fitness trackers. Tracking fitness for better health might seem like a no-brainer, but is it always beneficial? In this episode, we dive into our personal experiences with fitness tracking, exploring both the benefits and the downsides of becoming too focused on the numbers.</itunes:summary>
      <itunes:subtitle>Lizzy and Lissa break down the hidden costs – financial and otherwise – of fitness trackers. Tracking fitness for better health might seem like a no-brainer, but is it always beneficial? In this episode, we dive into our personal experiences with fitness tracking, exploring both the benefits and the downsides of becoming too focused on the numbers.</itunes:subtitle>
      <itunes:keywords>fitbit, fitness trackers, oura ring, fitbit vs oura, finance, garmin, health trackers, personal finance, fitness apps</itunes:keywords>
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      <title>Is quiet vacationing worth it?</title>
      <description><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of quiet vacationing. Quiet vacationing is a modern trend in which workers rebel against their employers by taking vacations without telling them. Some find it unethical, while others consider it an empowered act of rebellion against a toxic work culture. Is quiet vacationing worth it?</p><p> </p><p><strong>Main Topics</strong></p><p>00:00 What is Quiet Vacationing?</p><p>01:45 Running The Numbers Segment</p><p>03:27 Quiet Quitting vs. Quiet Vacationing</p><p>07:23 The Evolution of Work Culture</p><p>21:35 Ethics and Implications</p><p>26:44 Navigating Micromanagement</p><p>30:50 Remote Work and Quiet Vacationing</p><p>32:48 Unlimited Vacation</p><p>36:02 The Future of Work with AI</p><p>46:56 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p>https://theharrispoll.com/wp-content/uploads/2024/05/OOO-Culture-Report-May-2023.pdf</p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></description>
      <pubDate>Wed, 16 Oct 2024 14:00:00 +0000</pubDate>
      <author>hi@netnetpodcast.com (Lizzy Marie, Lissa Lumutenga)</author>
      <link>https://netnetpodcast.com/episodes/is-quiet-vacationing-worth-it-yZzBiLHq</link>
      <media:thumbnail height="720" url="https://image.simplecastcdn.com/images/5f41c1ed-28cf-443b-8763-382ab5d36576/038a2179-763f-4c22-9f2a-669d28973d39/net-net-youtube-thumbnail.jpg" width="1280"/>
      <content:encoded><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of quiet vacationing. Quiet vacationing is a modern trend in which workers rebel against their employers by taking vacations without telling them. Some find it unethical, while others consider it an empowered act of rebellion against a toxic work culture. Is quiet vacationing worth it?</p><p> </p><p><strong>Main Topics</strong></p><p>00:00 What is Quiet Vacationing?</p><p>01:45 Running The Numbers Segment</p><p>03:27 Quiet Quitting vs. Quiet Vacationing</p><p>07:23 The Evolution of Work Culture</p><p>21:35 Ethics and Implications</p><p>26:44 Navigating Micromanagement</p><p>30:50 Remote Work and Quiet Vacationing</p><p>32:48 Unlimited Vacation</p><p>36:02 The Future of Work with AI</p><p>46:56 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p>https://theharrispoll.com/wp-content/uploads/2024/05/OOO-Culture-Report-May-2023.pdf</p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></content:encoded>
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      <itunes:title>Is quiet vacationing worth it?</itunes:title>
      <itunes:author>Lizzy Marie, Lissa Lumutenga</itunes:author>
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      <itunes:duration>00:50:45</itunes:duration>
      <itunes:summary>Lizzy and Lissa break down the hidden costs – financial and otherwise – of quiet vacationing. Quiet vacationing is a modern trend in which workers rebel against their employers by taking vacations without telling them. Some find it unethical, while others consider it an empowered act of rebellion against a toxic work culture. Is quiet vacationing worth it?</itunes:summary>
      <itunes:subtitle>Lizzy and Lissa break down the hidden costs – financial and otherwise – of quiet vacationing. Quiet vacationing is a modern trend in which workers rebel against their employers by taking vacations without telling them. Some find it unethical, while others consider it an empowered act of rebellion against a toxic work culture. Is quiet vacationing worth it?</itunes:subtitle>
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      <title>Is content creation worth it?</title>
      <description><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of content creation. While creating content can be an exciting and rewarding venture, it doesn’t come without costs. Financial costs can add up quickly between quality equipment, software, tools, and other production costs. And then, there’s burnout, creative pressure, and the challenges of building and maintaining an audience. If you’re considering diving into the world of content creation, this episode is for you.</p><p> </p><p><strong>Main Topics</strong></p><p>00:00 The Creator Economy</p><p>01:10 Running The Numbers Segment</p><p>04:06 The Evolution of Content Creation</p><p>11:03 Monetizing Content & Brand Partnerships</p><p>16:11 The Hidden Costs of Content Creation</p><p>20:53 Balancing Passion and Profit</p><p>26:07 The Power of Evergreen Content</p><p>27:22 Navigating TikTok's Unpredictability</p><p>29:12 The Mental and Emotional Costs of Content Creation</p><p>31:56 Understanding YouTube's Algorithm</p><p>37:33 Legal Considerations</p><p>48:17 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p>https://linktr.ee/creator-report/static/Linktree-CreatorReport-2022-02f3aa05a27be6fecb3537b13d5ec9de.pdf</p><p>https://influencermarketinghub.com/creator-earnings-benchmark-report/</p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></description>
      <pubDate>Wed, 9 Oct 2024 14:00:00 +0000</pubDate>
      <author>hi@netnetpodcast.com (Lizzy Marie, Lissa Lumutenga)</author>
      <link>https://netnetpodcast.com/episodes/is-content-creation-worth-it-6V4N7d0L</link>
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      <content:encoded><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of content creation. While creating content can be an exciting and rewarding venture, it doesn’t come without costs. Financial costs can add up quickly between quality equipment, software, tools, and other production costs. And then, there’s burnout, creative pressure, and the challenges of building and maintaining an audience. If you’re considering diving into the world of content creation, this episode is for you.</p><p> </p><p><strong>Main Topics</strong></p><p>00:00 The Creator Economy</p><p>01:10 Running The Numbers Segment</p><p>04:06 The Evolution of Content Creation</p><p>11:03 Monetizing Content & Brand Partnerships</p><p>16:11 The Hidden Costs of Content Creation</p><p>20:53 Balancing Passion and Profit</p><p>26:07 The Power of Evergreen Content</p><p>27:22 Navigating TikTok's Unpredictability</p><p>29:12 The Mental and Emotional Costs of Content Creation</p><p>31:56 Understanding YouTube's Algorithm</p><p>37:33 Legal Considerations</p><p>48:17 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p>https://linktr.ee/creator-report/static/Linktree-CreatorReport-2022-02f3aa05a27be6fecb3537b13d5ec9de.pdf</p><p>https://influencermarketinghub.com/creator-earnings-benchmark-report/</p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></content:encoded>
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      <itunes:title>Is content creation worth it?</itunes:title>
      <itunes:author>Lizzy Marie, Lissa Lumutenga</itunes:author>
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      <itunes:duration>00:51:38</itunes:duration>
      <itunes:summary>Lizzy and Lissa break down the hidden costs – financial and otherwise – of content creation. While creating content can be an exciting and rewarding venture, it doesn’t come without costs. Financial costs can add up quickly between quality equipment, software, tools, and other production costs. And then, there’s burnout, creative pressure, and the challenges of building and maintaining an audience. If you’re considering diving into the world of content creation, this episode is for you.</itunes:summary>
      <itunes:subtitle>Lizzy and Lissa break down the hidden costs – financial and otherwise – of content creation. While creating content can be an exciting and rewarding venture, it doesn’t come without costs. Financial costs can add up quickly between quality equipment, software, tools, and other production costs. And then, there’s burnout, creative pressure, and the challenges of building and maintaining an audience. If you’re considering diving into the world of content creation, this episode is for you.</itunes:subtitle>
      <itunes:keywords>youtuber, influencer, finance, content creator, content creation, personal finance, creating</itunes:keywords>
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      <itunes:episode>19</itunes:episode>
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      <title>Are pets worth it?</title>
      <description><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of pets. We know that furry friends and other pets offer us things money can’t buy. But when you really look closely at the numbers, does having pets make financial sense? Let’s talk about it!</p><p> </p><p><strong>Main Topics</strong></p><p>00:00 Introduction</p><p>01:08 Running The Numbers Segment</p><p>02:48 Meet Buckets</p><p>03:27 Childhood Pets</p><p>06:47 Becoming a Pet Owner</p><p>11:57 The Financial Costs</p><p>18:36 Unexpected Expenses and Emergencies</p><p>23:22 Pet Insurance</p><p>24:18 Time and Freedom</p><p>30:39 The Impact of Pets on Relationships</p><p>35:34 Legal and Emotional Costs</p><p>40:38 The Joys and Benefits of Having Pets</p><p>45:17 20 Cents Segment</p><p> </p><p><strong>Our dogs' Instagrams!</strong></p><p>🐶 Buckets - https://www.instagram.com/officialbucketsthedog/</p><p>🐕 Miles - https://instagram.com/officialmilesprower</p><p>🐶 Rocko - https://www.instagram.com/rockoprower/</p><p> </p><p><strong>References for Statistics</strong></p><p>https://www.forbes.com/advisor/pet-insurance/pet-ownership-statistics/#sources_section</p><p>https://www.marketwatch.com/guides/pet-insurance/pet-spending-trends/</p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></description>
      <pubDate>Wed, 2 Oct 2024 14:00:00 +0000</pubDate>
      <author>hi@netnetpodcast.com (Lizzy Marie, Lissa Lumutenga)</author>
      <link>https://netnetpodcast.com/episodes/are-pets-worth-it-d7Gz2sFk</link>
      <media:thumbnail height="720" url="https://image.simplecastcdn.com/images/5f41c1ed-28cf-443b-8763-382ab5d36576/038a2179-763f-4c22-9f2a-669d28973d39/net-net-youtube-thumbnail.jpg" width="1280"/>
      <content:encoded><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of pets. We know that furry friends and other pets offer us things money can’t buy. But when you really look closely at the numbers, does having pets make financial sense? Let’s talk about it!</p><p> </p><p><strong>Main Topics</strong></p><p>00:00 Introduction</p><p>01:08 Running The Numbers Segment</p><p>02:48 Meet Buckets</p><p>03:27 Childhood Pets</p><p>06:47 Becoming a Pet Owner</p><p>11:57 The Financial Costs</p><p>18:36 Unexpected Expenses and Emergencies</p><p>23:22 Pet Insurance</p><p>24:18 Time and Freedom</p><p>30:39 The Impact of Pets on Relationships</p><p>35:34 Legal and Emotional Costs</p><p>40:38 The Joys and Benefits of Having Pets</p><p>45:17 20 Cents Segment</p><p> </p><p><strong>Our dogs' Instagrams!</strong></p><p>🐶 Buckets - https://www.instagram.com/officialbucketsthedog/</p><p>🐕 Miles - https://instagram.com/officialmilesprower</p><p>🐶 Rocko - https://www.instagram.com/rockoprower/</p><p> </p><p><strong>References for Statistics</strong></p><p>https://www.forbes.com/advisor/pet-insurance/pet-ownership-statistics/#sources_section</p><p>https://www.marketwatch.com/guides/pet-insurance/pet-spending-trends/</p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></content:encoded>
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      <itunes:title>Are pets worth it?</itunes:title>
      <itunes:author>Lizzy Marie, Lissa Lumutenga</itunes:author>
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      <itunes:duration>00:48:52</itunes:duration>
      <itunes:summary>Lizzy and Lissa break down the hidden costs – financial and otherwise – of pets. We know that furry friends and other pets offer us things money can’t buy. But when you really look closely at the numbers, does having pets make financial sense? Let’s talk about it!</itunes:summary>
      <itunes:subtitle>Lizzy and Lissa break down the hidden costs – financial and otherwise – of pets. We know that furry friends and other pets offer us things money can’t buy. But when you really look closely at the numbers, does having pets make financial sense? Let’s talk about it!</itunes:subtitle>
      <itunes:keywords>having pets, dogs, finance, cost of pets, cats, pets, personal finance</itunes:keywords>
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      <itunes:episode>18</itunes:episode>
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      <title>Is collecting stuff worth it? feat. Alex Brackett</title>
      <description><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of collecting stuff. From classic collections like stamps and coins to more modern-day collecting, like Funko Pops and NFTs, people have a long-standing relationship with collectibles. People are drawn to nostalgia, the thrill of the hunt, and of course – the potential for financial gain. But is it worth the time, effort, and money? In this episode Lizzy and Lissa welcome a long-time mutual friend, Alex, who is an expert at collecting vintage tees.</p><p> </p><p><strong>Main Topics</strong></p><p>00:00 Introduction to Collecting</p><p>00:43 Intro to Hosts and Special Guest</p><p>01:45 Running The Numbers Segment</p><p>03:29 Things We Collect</p><p>06:21 The Value and Challenges of Collecting</p><p>09:25 Collecting Things While Traveling</p><p>20:35 Downsides and Risks</p><p>25:05 The Thrill of the Hunt</p><p>29:00 Financial Investments in Collections</p><p>34:01 Digital Collectibles and NFTs</p><p>40:06 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p>https://www.statista.com/statistics/1243205/share-of-us-adults-who-collect-physical-items-as-a-hobby-by-generation/</p><p>https://www.mdpi.com/2076-0760/12/12/671</p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></description>
      <pubDate>Wed, 25 Sep 2024 14:00:00 +0000</pubDate>
      <author>hi@netnetpodcast.com (Lizzy Marie, Lissa Lumutenga)</author>
      <link>https://netnetpodcast.com/episodes/is-collecting-stuff-worth-it-FddTeHgw</link>
      <media:thumbnail height="720" url="https://image.simplecastcdn.com/images/5f41c1ed-28cf-443b-8763-382ab5d36576/038a2179-763f-4c22-9f2a-669d28973d39/net-net-youtube-thumbnail.jpg" width="1280"/>
      <content:encoded><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of collecting stuff. From classic collections like stamps and coins to more modern-day collecting, like Funko Pops and NFTs, people have a long-standing relationship with collectibles. People are drawn to nostalgia, the thrill of the hunt, and of course – the potential for financial gain. But is it worth the time, effort, and money? In this episode Lizzy and Lissa welcome a long-time mutual friend, Alex, who is an expert at collecting vintage tees.</p><p> </p><p><strong>Main Topics</strong></p><p>00:00 Introduction to Collecting</p><p>00:43 Intro to Hosts and Special Guest</p><p>01:45 Running The Numbers Segment</p><p>03:29 Things We Collect</p><p>06:21 The Value and Challenges of Collecting</p><p>09:25 Collecting Things While Traveling</p><p>20:35 Downsides and Risks</p><p>25:05 The Thrill of the Hunt</p><p>29:00 Financial Investments in Collections</p><p>34:01 Digital Collectibles and NFTs</p><p>40:06 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p>https://www.statista.com/statistics/1243205/share-of-us-adults-who-collect-physical-items-as-a-hobby-by-generation/</p><p>https://www.mdpi.com/2076-0760/12/12/671</p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></content:encoded>
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      <itunes:title>Is collecting stuff worth it? feat. Alex Brackett</itunes:title>
      <itunes:author>Lizzy Marie, Lissa Lumutenga</itunes:author>
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      <itunes:duration>00:45:05</itunes:duration>
      <itunes:summary>Lizzy and Lissa break down the hidden costs – financial and otherwise – of collecting stuff. From classic collections like stamps and coins to more modern-day collecting, like Funko Pops and NFTs, people have a long-standing relationship with collectibles. People are drawn to nostalgia, the thrill of the hunt, and of course – the potential for financial gain. But is it worth the time, effort, and money? In this episode Lizzy and Lissa welcome a long-time mutual friend, Alex, who is an expert at collecting vintage tees.</itunes:summary>
      <itunes:subtitle>Lizzy and Lissa break down the hidden costs – financial and otherwise – of collecting stuff. From classic collections like stamps and coins to more modern-day collecting, like Funko Pops and NFTs, people have a long-standing relationship with collectibles. People are drawn to nostalgia, the thrill of the hunt, and of course – the potential for financial gain. But is it worth the time, effort, and money? In this episode Lizzy and Lissa welcome a long-time mutual friend, Alex, who is an expert at collecting vintage tees.</itunes:subtitle>
      <itunes:keywords>collections, collectibles, finance, vintage tshirts, sneakerhead, collecting, collecting items, personal finance, beanie babies</itunes:keywords>
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      <itunes:episode>17</itunes:episode>
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      <title>Are dating apps worth it?</title>
      <description><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of dating apps. Whether free or paid, dating platforms help connect people who are looking for love. But behind the convenience lies a range of costs, from subscription fees to the emotional toll of endless swiping and ghosting. Lizzy and Lissa explore how these apps can impact your wallet, mental health, and even your approach to relationships.</p><p> </p><p><strong>Main Topics</strong></p><p>00:00 Introduction</p><p>01:19 Running The Numbers Segment</p><p>03:20 Personal Experiences with Dating Apps</p><p>06:06 Financial Costs</p><p>11:01 How Much Time and Energy Is Spent</p><p>28:47 Stigma</p><p>30:33 Safety Concerns</p><p>32:00 Catfishing and Deception</p><p>35:03 Why is Height Such A Big Deal?</p><p>43:59 Success Stories and Challenges</p><p>50:04 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p>https://www.forbes.com/health/dating/dating-statistics/</p><p>https://www.pewresearch.org/short-reads/2023/02/02/key-findings-about-online-dating-in-the-u-s/</p><p>https://www.morganstanley.com/ideas/online-dating-2030</p><p>https://www.businessofapps.com/data/dating-app-market/</p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></description>
      <pubDate>Wed, 18 Sep 2024 14:00:00 +0000</pubDate>
      <author>hi@netnetpodcast.com (Lizzy Marie, Lissa Lumutenga)</author>
      <link>https://netnetpodcast.com/episodes/are-dating-apps-worth-it-wAtYMt_3</link>
      <media:thumbnail height="720" url="https://image.simplecastcdn.com/images/5f41c1ed-28cf-443b-8763-382ab5d36576/038a2179-763f-4c22-9f2a-669d28973d39/net-net-youtube-thumbnail.jpg" width="1280"/>
      <content:encoded><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of dating apps. Whether free or paid, dating platforms help connect people who are looking for love. But behind the convenience lies a range of costs, from subscription fees to the emotional toll of endless swiping and ghosting. Lizzy and Lissa explore how these apps can impact your wallet, mental health, and even your approach to relationships.</p><p> </p><p><strong>Main Topics</strong></p><p>00:00 Introduction</p><p>01:19 Running The Numbers Segment</p><p>03:20 Personal Experiences with Dating Apps</p><p>06:06 Financial Costs</p><p>11:01 How Much Time and Energy Is Spent</p><p>28:47 Stigma</p><p>30:33 Safety Concerns</p><p>32:00 Catfishing and Deception</p><p>35:03 Why is Height Such A Big Deal?</p><p>43:59 Success Stories and Challenges</p><p>50:04 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p>https://www.forbes.com/health/dating/dating-statistics/</p><p>https://www.pewresearch.org/short-reads/2023/02/02/key-findings-about-online-dating-in-the-u-s/</p><p>https://www.morganstanley.com/ideas/online-dating-2030</p><p>https://www.businessofapps.com/data/dating-app-market/</p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></content:encoded>
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      <itunes:title>Are dating apps worth it?</itunes:title>
      <itunes:author>Lizzy Marie, Lissa Lumutenga</itunes:author>
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      <itunes:duration>00:53:30</itunes:duration>
      <itunes:summary>Lizzy and Lissa break down the hidden costs – financial and otherwise – of dating apps. Whether free or paid, dating platforms help connect people who are looking for love. But behind the convenience lies a range of costs, from subscription fees to the emotional toll of endless swiping and ghosting. Lizzy and Lissa explore how these apps can impact your wallet, mental health, and even your approach to relationships. </itunes:summary>
      <itunes:subtitle>Lizzy and Lissa break down the hidden costs – financial and otherwise – of dating apps. Whether free or paid, dating platforms help connect people who are looking for love. But behind the convenience lies a range of costs, from subscription fees to the emotional toll of endless swiping and ghosting. Lizzy and Lissa explore how these apps can impact your wallet, mental health, and even your approach to relationships. </itunes:subtitle>
      <itunes:keywords>finance, swipe right, dating apps, tinder, bumble, personal finance, online dating</itunes:keywords>
      <itunes:explicit>true</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>16</itunes:episode>
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      <title>Are credit cards worth it?</title>
      <description><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of credit cards. When managed wisely, credit cards can unlock amazing perks like travel rewards and cash back. But they can also be a slippery slope into consumer debt. Are credit cards really worth it?</p><p> </p><p><strong>Main Topics</strong></p><p>00:00 Maxed Out Cards</p><p>01:33 Running The Numbers Segment</p><p>03:44 How We Use Cards</p><p>10:03 Credit Card Strategies and History</p><p>20:51 The Evolution of Interest Rates</p><p>23:10 Unexpected Expenses</p><p>26:20 The Slippery Slope</p><p>28:40 Strategies for Managing Credit Card Debt</p><p>38:58 Benefits and Rewards</p><p>44:13 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p><a href="https://www.npr.org/2024/05/14/1251295805/credit-cards-debt-inflation">https://www.npr.org/2024/05/14/1251295805/credit-cards-debt-inflation</a></p><p><a href="https://www.forbes.com/advisor/credit-cards/credit-card-statistics/">https://www.forbes.com/advisor/credit-cards/credit-card-statistics/</a></p><p><a href="https://www.lendingtree.com/credit-cards/study/credit-card-debt-statistics/">https://www.lendingtree.com/credit-cards/study/credit-card-debt-statistics/</a></p><p><a href="https://www.experian.com/blogs/ask-experian/how-credit-card-usage-differs-by-generation/#s1">https://www.experian.com/blogs/ask-experian/how-credit-card-usage-differs-by-generation/#s1</a></p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></description>
      <pubDate>Wed, 11 Sep 2024 14:00:00 +0000</pubDate>
      <author>hi@netnetpodcast.com (Lizzy Marie, Lissa Lumutenga)</author>
      <link>https://netnetpodcast.com/episodes/are-credit-cards-worth-it-mYWyflPD</link>
      <media:thumbnail height="720" url="https://image.simplecastcdn.com/images/5f41c1ed-28cf-443b-8763-382ab5d36576/038a2179-763f-4c22-9f2a-669d28973d39/net-net-youtube-thumbnail.jpg" width="1280"/>
      <content:encoded><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of credit cards. When managed wisely, credit cards can unlock amazing perks like travel rewards and cash back. But they can also be a slippery slope into consumer debt. Are credit cards really worth it?</p><p> </p><p><strong>Main Topics</strong></p><p>00:00 Maxed Out Cards</p><p>01:33 Running The Numbers Segment</p><p>03:44 How We Use Cards</p><p>10:03 Credit Card Strategies and History</p><p>20:51 The Evolution of Interest Rates</p><p>23:10 Unexpected Expenses</p><p>26:20 The Slippery Slope</p><p>28:40 Strategies for Managing Credit Card Debt</p><p>38:58 Benefits and Rewards</p><p>44:13 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p><a href="https://www.npr.org/2024/05/14/1251295805/credit-cards-debt-inflation">https://www.npr.org/2024/05/14/1251295805/credit-cards-debt-inflation</a></p><p><a href="https://www.forbes.com/advisor/credit-cards/credit-card-statistics/">https://www.forbes.com/advisor/credit-cards/credit-card-statistics/</a></p><p><a href="https://www.lendingtree.com/credit-cards/study/credit-card-debt-statistics/">https://www.lendingtree.com/credit-cards/study/credit-card-debt-statistics/</a></p><p><a href="https://www.experian.com/blogs/ask-experian/how-credit-card-usage-differs-by-generation/#s1">https://www.experian.com/blogs/ask-experian/how-credit-card-usage-differs-by-generation/#s1</a></p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></content:encoded>
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      <itunes:title>Are credit cards worth it?</itunes:title>
      <itunes:author>Lizzy Marie, Lissa Lumutenga</itunes:author>
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      <itunes:duration>00:47:33</itunes:duration>
      <itunes:summary>Lizzy and Lissa break down the hidden costs – financial and otherwise – of credit cards. When managed wisely, credit cards can unlock amazing perks like travel rewards and cash back. But they can also be a slippery slope into consumer debt. Are credit cards really worth it?</itunes:summary>
      <itunes:subtitle>Lizzy and Lissa break down the hidden costs – financial and otherwise – of credit cards. When managed wisely, credit cards can unlock amazing perks like travel rewards and cash back. But they can also be a slippery slope into consumer debt. Are credit cards really worth it?</itunes:subtitle>
      <itunes:keywords>finance, travel rewards, credit card rewards, credit, credit cards, credit hacking, personal finance, credit score</itunes:keywords>
      <itunes:explicit>true</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>15</itunes:episode>
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      <title>Are luxury brands worth it?</title>
      <description><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of luxury brands. Beyond the price tag of luxury goods and services they delve into the psychology behind why we, as a society, care about luxury. There’s no denying that luxury brands have a huge influence on many aspects of our lives such as our spending habits and our self-perception. But are they worth it?</p><p> </p><p><strong>Main Topics</strong></p><p>00:00 Introduction</p><p>01:22 Running The Numbers Segment</p><p>02:51 The Origins and Evolution of Luxury Brands</p><p>04:36 The Definition of Luxury</p><p>11:01 Personal Stories and Identity</p><p>23:35 Luxury Brand Strategies</p><p>28:49 Quality vs Quantity of Jewelry</p><p>32:44 Consciously Spending on Luxury</p><p>36:56 Luxury Goods as Investments</p><p>38:18 High-Low Fashion Mix</p><p>39:23 20 Cents Segment</p><p>42:17 Final Thoughts</p><p> </p><p><strong>References for Statistics</strong></p><p><a href="https://www.statista.com/outlook/cmo/luxury-goods/worldwide">https://www.statista.com/outlook/cmo/luxury-goods/worldwide</a></p><p><a href="https://www.vox.com/money/23728283/luxury-designer-boom-nike-lvmh-pandemic-le-creuset">https://www.vox.com/money/23728283/luxury-designer-boom-nike-lvmh-pandemic-le-creuset</a></p><p><strong>https://www.jpmorgan.com/insights/global-research/retail/luxury-market</strong></p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></description>
      <pubDate>Wed, 4 Sep 2024 14:00:00 +0000</pubDate>
      <author>hi@netnetpodcast.com (Lizzy Marie, Lissa Lumutenga)</author>
      <link>https://netnetpodcast.com/episodes/are-luxury-brands-worth-it-2Q7W3q0s</link>
      <media:thumbnail height="720" url="https://image.simplecastcdn.com/images/5f41c1ed-28cf-443b-8763-382ab5d36576/038a2179-763f-4c22-9f2a-669d28973d39/net-net-youtube-thumbnail.jpg" width="1280"/>
      <content:encoded><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of luxury brands. Beyond the price tag of luxury goods and services they delve into the psychology behind why we, as a society, care about luxury. There’s no denying that luxury brands have a huge influence on many aspects of our lives such as our spending habits and our self-perception. But are they worth it?</p><p> </p><p><strong>Main Topics</strong></p><p>00:00 Introduction</p><p>01:22 Running The Numbers Segment</p><p>02:51 The Origins and Evolution of Luxury Brands</p><p>04:36 The Definition of Luxury</p><p>11:01 Personal Stories and Identity</p><p>23:35 Luxury Brand Strategies</p><p>28:49 Quality vs Quantity of Jewelry</p><p>32:44 Consciously Spending on Luxury</p><p>36:56 Luxury Goods as Investments</p><p>38:18 High-Low Fashion Mix</p><p>39:23 20 Cents Segment</p><p>42:17 Final Thoughts</p><p> </p><p><strong>References for Statistics</strong></p><p><a href="https://www.statista.com/outlook/cmo/luxury-goods/worldwide">https://www.statista.com/outlook/cmo/luxury-goods/worldwide</a></p><p><a href="https://www.vox.com/money/23728283/luxury-designer-boom-nike-lvmh-pandemic-le-creuset">https://www.vox.com/money/23728283/luxury-designer-boom-nike-lvmh-pandemic-le-creuset</a></p><p><strong>https://www.jpmorgan.com/insights/global-research/retail/luxury-market</strong></p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></content:encoded>
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      <itunes:title>Are luxury brands worth it?</itunes:title>
      <itunes:author>Lizzy Marie, Lissa Lumutenga</itunes:author>
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      <itunes:duration>00:43:01</itunes:duration>
      <itunes:summary>Lizzy and Lissa break down the hidden costs – financial and otherwise – of luxury brands. Beyond the price tag of luxury goods and services they delve into the psychology behind why we, as a society, care about luxury. There’s no denying that luxury brands have a huge influence on many aspects of our lives such as our spending habits and our self-perception. But are they worth it? </itunes:summary>
      <itunes:subtitle>Lizzy and Lissa break down the hidden costs – financial and otherwise – of luxury brands. Beyond the price tag of luxury goods and services they delve into the psychology behind why we, as a society, care about luxury. There’s no denying that luxury brands have a huge influence on many aspects of our lives such as our spending habits and our self-perception. But are they worth it? </itunes:subtitle>
      <itunes:keywords>finance, luxury brand, luxurybrand, luxury, personal finance, luxurybrands</itunes:keywords>
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      <itunes:episode>14</itunes:episode>
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      <title>Is living abroad worth it? feat. Allan Lumutenga</title>
      <description><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of living abroad. Moving far from home can have tons of benefits, like the ability to start fresh and explore what the world has to offer. But it isn’t a decision to take lightly! In this episode Lizzy and Lissa welcome a special guest: Lissa’s fiancé Allan, who moved abroad to start a life with her.</p><p> </p><p><strong>Main Topics</strong></p><p>00:00 Introduction</p><p>00:37 Today’s Special Guest</p><p>01:43 Running The Numbers Segment</p><p>03:16 Personal Experiences of Living Abroad</p><p>06:40 Challenges and Logistics of Moving Abroad</p><p>27:18 Visa Challenges</p><p>29:12 Identity and Cultural Intersectionality</p><p>33:28 Cross Border Financial Planning</p><p>36:13 Local Economies, Identity, and Belonging</p><p>43:24 Homesickness</p><p>52:18 20 Cents (And More) Segment</p><p> </p><p><strong>References for Statistics</strong></p><p><a href="https://www.fvap.gov/info/interactive-data-center/overseas">https://www.fvap.gov/info/interactive-data-center/overseas</a></p><p><a href="https://www.un.org/en/desa/international-migration-2020-highlights">https://www.un.org/en/desa/international-migration-2020-highlights</a></p><p><a href="https://www.statista.com/statistics/978134/share-americans-living-abroad-household-income/">https://www.statista.com/statistics/978134/share-americans-living-abroad-household-income/</a></p><p><a href="https://www.statista.com/statistics/946822/expats-living-abroad-age/">https://www.statista.com/statistics/946822/expats-living-abroad-age/</a></p><p> </p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></description>
      <pubDate>Wed, 28 Aug 2024 14:00:00 +0000</pubDate>
      <author>hi@netnetpodcast.com (Lizzy Marie, Lissa Lumutenga)</author>
      <link>https://netnetpodcast.com/episodes/is-living-abroad-worth-it-feJmjsGY</link>
      <media:thumbnail height="720" url="https://image.simplecastcdn.com/images/5f41c1ed-28cf-443b-8763-382ab5d36576/038a2179-763f-4c22-9f2a-669d28973d39/net-net-youtube-thumbnail.jpg" width="1280"/>
      <content:encoded><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of living abroad. Moving far from home can have tons of benefits, like the ability to start fresh and explore what the world has to offer. But it isn’t a decision to take lightly! In this episode Lizzy and Lissa welcome a special guest: Lissa’s fiancé Allan, who moved abroad to start a life with her.</p><p> </p><p><strong>Main Topics</strong></p><p>00:00 Introduction</p><p>00:37 Today’s Special Guest</p><p>01:43 Running The Numbers Segment</p><p>03:16 Personal Experiences of Living Abroad</p><p>06:40 Challenges and Logistics of Moving Abroad</p><p>27:18 Visa Challenges</p><p>29:12 Identity and Cultural Intersectionality</p><p>33:28 Cross Border Financial Planning</p><p>36:13 Local Economies, Identity, and Belonging</p><p>43:24 Homesickness</p><p>52:18 20 Cents (And More) Segment</p><p> </p><p><strong>References for Statistics</strong></p><p><a href="https://www.fvap.gov/info/interactive-data-center/overseas">https://www.fvap.gov/info/interactive-data-center/overseas</a></p><p><a href="https://www.un.org/en/desa/international-migration-2020-highlights">https://www.un.org/en/desa/international-migration-2020-highlights</a></p><p><a href="https://www.statista.com/statistics/978134/share-americans-living-abroad-household-income/">https://www.statista.com/statistics/978134/share-americans-living-abroad-household-income/</a></p><p><a href="https://www.statista.com/statistics/946822/expats-living-abroad-age/">https://www.statista.com/statistics/946822/expats-living-abroad-age/</a></p><p> </p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></content:encoded>
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      <itunes:title>Is living abroad worth it? feat. Allan Lumutenga</itunes:title>
      <itunes:author>Lizzy Marie, Lissa Lumutenga</itunes:author>
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      <itunes:duration>00:57:09</itunes:duration>
      <itunes:summary>Lizzy and Lissa break down the hidden costs – financial and otherwise – of living abroad. Moving far from home can have tons of benefits, like the ability to start fresh and explore what the world has to offer. But it isn’t a decision to take lightly! In this episode Lizzy and Lissa welcome a special guest: Lissa’s fiancé Allan, who moved abroad to start a life with her. </itunes:summary>
      <itunes:subtitle>Lizzy and Lissa break down the hidden costs – financial and otherwise – of living abroad. Moving far from home can have tons of benefits, like the ability to start fresh and explore what the world has to offer. But it isn’t a decision to take lightly! In this episode Lizzy and Lissa welcome a special guest: Lissa’s fiancé Allan, who moved abroad to start a life with her. </itunes:subtitle>
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      <title>Are financial advisors worth it?</title>
      <description><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of financial advisors. Working with a financial advisor can be a great way to advance your financial goals but they also come with fees. In this episode, Lizzy and Lissa share their experiences and thoughts on working with financial professionals.</p><p>Please keep in mind that this episode is informational and educational in nature and should not be misconstrued as financial advice. We are sharing our experiences to help educate, but you should consult a professional for guidance as needed.</p><p> </p><p><strong>Main Topics</strong></p><p>00:00 Introduction</p><p>01:34 Running The Numbers Segment</p><p>07:20 Types of Financial Advisors</p><p>15:28 Our Personal Experiences</p><p>26:32 What Is Wealth Management?</p><p>26:50 Big Banks vs. Independent Firms</p><p>29:27 Navigating Financial Advisory Services</p><p>38:39 Benefits of Financial Advisors</p><p>44:55 Diversity in the Financial Industry</p><p>47:55 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p><a href="https://smartasset.com/advisor-resources/how-many-financial-advisors-in-the-us">https://smartasset.com/advisor-resources/how-many-financial-advisors-in-the-us</a></p><p><a href="https://www.sec.gov/newsroom/press-releases/2024-57">https://www.sec.gov/newsroom/press-releases/2024-57</a></p><p><a href="https://news.northwesternmutual.com/planning-and-progress-study-2023">https://news.northwesternmutual.com/planning-and-progress-study-2023</a></p><p><a href="https://www.prnewswire.com/news-releases/two-thirds-of-americans-say-their-financial-planning-needs-improvement-301881539.html">https://www.prnewswire.com/news-releases/two-thirds-of-americans-say-their-financial-planning-needs-improvement-301881539.html</a></p><p> </p><p> </p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></description>
      <pubDate>Wed, 21 Aug 2024 14:00:00 +0000</pubDate>
      <author>hi@netnetpodcast.com (Lizzy Marie, Lissa Lumutenga)</author>
      <link>https://netnetpodcast.com/episodes/are-financial-advisors-worth-it-r6eMEj3t</link>
      <media:thumbnail height="720" url="https://image.simplecastcdn.com/images/5f41c1ed-28cf-443b-8763-382ab5d36576/038a2179-763f-4c22-9f2a-669d28973d39/net-net-youtube-thumbnail.jpg" width="1280"/>
      <content:encoded><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of financial advisors. Working with a financial advisor can be a great way to advance your financial goals but they also come with fees. In this episode, Lizzy and Lissa share their experiences and thoughts on working with financial professionals.</p><p>Please keep in mind that this episode is informational and educational in nature and should not be misconstrued as financial advice. We are sharing our experiences to help educate, but you should consult a professional for guidance as needed.</p><p> </p><p><strong>Main Topics</strong></p><p>00:00 Introduction</p><p>01:34 Running The Numbers Segment</p><p>07:20 Types of Financial Advisors</p><p>15:28 Our Personal Experiences</p><p>26:32 What Is Wealth Management?</p><p>26:50 Big Banks vs. Independent Firms</p><p>29:27 Navigating Financial Advisory Services</p><p>38:39 Benefits of Financial Advisors</p><p>44:55 Diversity in the Financial Industry</p><p>47:55 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p><a href="https://smartasset.com/advisor-resources/how-many-financial-advisors-in-the-us">https://smartasset.com/advisor-resources/how-many-financial-advisors-in-the-us</a></p><p><a href="https://www.sec.gov/newsroom/press-releases/2024-57">https://www.sec.gov/newsroom/press-releases/2024-57</a></p><p><a href="https://news.northwesternmutual.com/planning-and-progress-study-2023">https://news.northwesternmutual.com/planning-and-progress-study-2023</a></p><p><a href="https://www.prnewswire.com/news-releases/two-thirds-of-americans-say-their-financial-planning-needs-improvement-301881539.html">https://www.prnewswire.com/news-releases/two-thirds-of-americans-say-their-financial-planning-needs-improvement-301881539.html</a></p><p> </p><p> </p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></content:encoded>
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      <itunes:title>Are financial advisors worth it?</itunes:title>
      <itunes:author>Lizzy Marie, Lissa Lumutenga</itunes:author>
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      <itunes:duration>00:51:55</itunes:duration>
      <itunes:summary>Lizzy and Lissa break down the hidden costs – financial and otherwise – of financial advisors. Working with a financial advisor can be a great way to advance your financial goals but they also come with fees. In this episode, Lizzy and Lissa share their experiences and thoughts on working with financial professionals.</itunes:summary>
      <itunes:subtitle>Lizzy and Lissa break down the hidden costs – financial and otherwise – of financial advisors. Working with a financial advisor can be a great way to advance your financial goals but they also come with fees. In this episode, Lizzy and Lissa share their experiences and thoughts on working with financial professionals.</itunes:subtitle>
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      <title>Is drinking alcohol worth it?</title>
      <description><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of alcohol and drinking. We all know that a good drink can mean a great time for some people, but there are a number of costs that go along with alcohol consumption. A fter weighing the pros and cons, is drinking worth it?</p><p><strong>Main Topics</strong></p><p>00:00 Introduction</p><p>02:09 Running The Numbers Segment</p><p>04:36 Our Own Stories and Experiences</p><p>15:34 What It Costs To Drink</p><p>20:55 Is The Industry Predatory?</p><p>24:52 Alcohol and Its Impact on Culture</p><p>25:41 The Legal and Financial Costs of Alcohol</p><p>28:04 The Social Costs of Drinking vs Not</p><p>44:45 20 Cents Segment</p><p> </p><p><strong>Resources</strong></p><p>Substance Abuse and Mental Health Services Administration's Helpline - 1-800-662-HELP</p><p>https://www.aa.org/</p><p>https://www.niaaa.nih.gov/alcohols-effects-health/niaaa-middle-school/helpful-resources</p><p> </p><p><strong>References for Statistics</strong></p><p><a href="https://www.niaaa.nih.gov/alcohols-effects-health/alcohol-topics/alcohol-facts-and-statistics/alcohol-use-united-states-age-groups-and-demographic-characteristics">https://www.niaaa.nih.gov/alcohols-effects-health/alcohol-topics/alcohol-facts-and-statistics/alcohol-use-united-states-age-groups-and-demographic-characteristics</a></p><p><a href="http://sleepfoundation.org">http://Sleepfoundation.org</a></p><p> </p><p> </p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></description>
      <pubDate>Wed, 14 Aug 2024 14:00:00 +0000</pubDate>
      <author>hi@netnetpodcast.com (Lizzy Marie, Lissa Lumutenga)</author>
      <link>https://netnetpodcast.com/episodes/is-drinking-alcohol-worth-it-hC0OdAuN</link>
      <media:thumbnail height="720" url="https://image.simplecastcdn.com/images/5f41c1ed-28cf-443b-8763-382ab5d36576/038a2179-763f-4c22-9f2a-669d28973d39/net-net-youtube-thumbnail.jpg" width="1280"/>
      <content:encoded><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of alcohol and drinking. We all know that a good drink can mean a great time for some people, but there are a number of costs that go along with alcohol consumption. A fter weighing the pros and cons, is drinking worth it?</p><p><strong>Main Topics</strong></p><p>00:00 Introduction</p><p>02:09 Running The Numbers Segment</p><p>04:36 Our Own Stories and Experiences</p><p>15:34 What It Costs To Drink</p><p>20:55 Is The Industry Predatory?</p><p>24:52 Alcohol and Its Impact on Culture</p><p>25:41 The Legal and Financial Costs of Alcohol</p><p>28:04 The Social Costs of Drinking vs Not</p><p>44:45 20 Cents Segment</p><p> </p><p><strong>Resources</strong></p><p>Substance Abuse and Mental Health Services Administration's Helpline - 1-800-662-HELP</p><p>https://www.aa.org/</p><p>https://www.niaaa.nih.gov/alcohols-effects-health/niaaa-middle-school/helpful-resources</p><p> </p><p><strong>References for Statistics</strong></p><p><a href="https://www.niaaa.nih.gov/alcohols-effects-health/alcohol-topics/alcohol-facts-and-statistics/alcohol-use-united-states-age-groups-and-demographic-characteristics">https://www.niaaa.nih.gov/alcohols-effects-health/alcohol-topics/alcohol-facts-and-statistics/alcohol-use-united-states-age-groups-and-demographic-characteristics</a></p><p><a href="http://sleepfoundation.org">http://Sleepfoundation.org</a></p><p> </p><p> </p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></content:encoded>
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      <itunes:title>Is drinking alcohol worth it?</itunes:title>
      <itunes:author>Lizzy Marie, Lissa Lumutenga</itunes:author>
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      <itunes:duration>00:48:43</itunes:duration>
      <itunes:summary>Lizzy and Lissa break down the hidden costs – financial and otherwise – of alcohol and drinking. We all know that a good drink can mean a great time for some people, but there are a number of costs that go along with alcohol consumption. After weighing the pros and cons, is drinking worth it?

If you or anyone you know struggles with alcohol usage or substance abuse, you can call the Substance Abuse and Mental Health Services Administration&apos;s Helpline at 1-800-662-HELP. Additional resources can be found in our show notes.</itunes:summary>
      <itunes:subtitle>Lizzy and Lissa break down the hidden costs – financial and otherwise – of alcohol and drinking. We all know that a good drink can mean a great time for some people, but there are a number of costs that go along with alcohol consumption. After weighing the pros and cons, is drinking worth it?

If you or anyone you know struggles with alcohol usage or substance abuse, you can call the Substance Abuse and Mental Health Services Administration&apos;s Helpline at 1-800-662-HELP. Additional resources can be found in our show notes.</itunes:subtitle>
      <itunes:keywords>cocktails, finance, spirits, alcohol industry, hidden costs, alcohol usage, drinking alcohol, personal finance</itunes:keywords>
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      <itunes:episode>11</itunes:episode>
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      <title>Is entrepreneurship worth it?</title>
      <description><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of entrepreneurship. Being an entrepreneur can allow you to pursue a passion, gain control of your time, and sometimes, offer an accelerated path toward financial freedom. However it comes with a lot of costs. Is entrepreneurship worth pursuing? Lizzy and Lissa share their takes.</p><p><strong>Main Topics</strong></p><p>00:00 A Philosophical Question</p><p>01:34 Running the Numbers Segment</p><p>03:37 What Exactly Is Entrepreneurship?</p><p>08:42 Our Personal Entrepreneurial Journeys</p><p>15:35 Ideas That Didn’t Make It   </p><p>23:25 Bootstrapping and Initial Investments</p><p>25:01 Challenges of Entrepreneurship</p><p>30:38 Working Less Than 40 Hours A Week</p><p>42:33 The Two Main Benefits of Entrepreneurship</p><p>44:54 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p><a href="https://www.privatebanking.hsbc.com/global-entrepreneurial-wealth-report/the-unorganised-state-of-ultra-high-net-worth-wealth/"><i>https://www.privatebanking.hsbc.com/global-entrepreneurial-wealth-report/the-unorganised-state-of-ultra-high-net-worth-wealth/</i></a></p><p><a href="https://www.uschamber.com/economy/state-of-american-business-data-center-2024"><i>https://www.uschamber.com/economy/state-of-american-business-data-center-2024</i></a></p><p><a href="https://gusto.com/company-news/new-business-formation-report-2024"><i>https://gusto.com/company-news/new-business-formation-report-2024</i></a></p><p><a href="https://www.shopify.com/blog/percentage-of-businesses-that-fail"><i>https://www.shopify.com/blog/percentage-of-businesses-that-fail</i></a></p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></description>
      <pubDate>Wed, 7 Aug 2024 14:00:00 +0000</pubDate>
      <author>hi@netnetpodcast.com (Lizzy Marie, Lissa Lumutenga)</author>
      <link>https://netnetpodcast.com/episodes/is-entrepreneurship-worth-it-6NVLPQ18</link>
      <media:thumbnail height="720" url="https://image.simplecastcdn.com/images/5f41c1ed-28cf-443b-8763-382ab5d36576/038a2179-763f-4c22-9f2a-669d28973d39/net-net-youtube-thumbnail.jpg" width="1280"/>
      <content:encoded><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of entrepreneurship. Being an entrepreneur can allow you to pursue a passion, gain control of your time, and sometimes, offer an accelerated path toward financial freedom. However it comes with a lot of costs. Is entrepreneurship worth pursuing? Lizzy and Lissa share their takes.</p><p><strong>Main Topics</strong></p><p>00:00 A Philosophical Question</p><p>01:34 Running the Numbers Segment</p><p>03:37 What Exactly Is Entrepreneurship?</p><p>08:42 Our Personal Entrepreneurial Journeys</p><p>15:35 Ideas That Didn’t Make It   </p><p>23:25 Bootstrapping and Initial Investments</p><p>25:01 Challenges of Entrepreneurship</p><p>30:38 Working Less Than 40 Hours A Week</p><p>42:33 The Two Main Benefits of Entrepreneurship</p><p>44:54 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p><a href="https://www.privatebanking.hsbc.com/global-entrepreneurial-wealth-report/the-unorganised-state-of-ultra-high-net-worth-wealth/"><i>https://www.privatebanking.hsbc.com/global-entrepreneurial-wealth-report/the-unorganised-state-of-ultra-high-net-worth-wealth/</i></a></p><p><a href="https://www.uschamber.com/economy/state-of-american-business-data-center-2024"><i>https://www.uschamber.com/economy/state-of-american-business-data-center-2024</i></a></p><p><a href="https://gusto.com/company-news/new-business-formation-report-2024"><i>https://gusto.com/company-news/new-business-formation-report-2024</i></a></p><p><a href="https://www.shopify.com/blog/percentage-of-businesses-that-fail"><i>https://www.shopify.com/blog/percentage-of-businesses-that-fail</i></a></p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></content:encoded>
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      <itunes:title>Is entrepreneurship worth it?</itunes:title>
      <itunes:author>Lizzy Marie, Lissa Lumutenga</itunes:author>
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      <itunes:duration>00:49:19</itunes:duration>
      <itunes:summary>Lizzy and Lissa break down the hidden costs – financial and otherwise – of entrepreneurship. Being an entrepreneur can allow you to pursue a passion, gain control of your time, and sometimes, offer an accelerated path toward financial freedom. However it comes with a lot of costs. Is entrepreneurship worth pursuing? Lizzy and Lissa share their takes.</itunes:summary>
      <itunes:subtitle>Lizzy and Lissa break down the hidden costs – financial and otherwise – of entrepreneurship. Being an entrepreneur can allow you to pursue a passion, gain control of your time, and sometimes, offer an accelerated path toward financial freedom. However it comes with a lot of costs. Is entrepreneurship worth pursuing? Lizzy and Lissa share their takes.</itunes:subtitle>
      <itunes:keywords>small business, entrepreneurship, finance, entrepreneur, hidden costs, personal finance</itunes:keywords>
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      <itunes:episode>10</itunes:episode>
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      <title>Is the FIRE movement worth it?</title>
      <description><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of the FIRE movement. “Financial Independence, Retire Early” is a strategy as well as a community. Given what it takes to retire early, is it worth the effort? Lizzy and Lissa talk about FIRE and as always, give their 2 cents.</p><p><strong>Main Topics</strong></p><p>00:00 Introduction to the FIRE Movement</p><p>01:30 Running The Numbers Segment</p><p>06:40 The Evolution of Retirement</p><p>15:09 Key Elements of the FIRE Strategy</p><p>19:11 Personal Perspectives on FIRE</p><p>22:40 Balancing Saving and Living Life</p><p>23:43 The Cost of Extreme Saving</p><p>25:49 Personal Financial Priorities</p><p>28:27 Rethinking Retirement</p><p>37:04 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p><a href="https://www.empower.com/the-currency/money/research-financial-independence"><i>https://www.empower.com/the-currency/money/research-financial-independence</i></a></p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></description>
      <pubDate>Wed, 31 Jul 2024 14:00:00 +0000</pubDate>
      <author>hi@netnetpodcast.com (Lizzy Marie, Lissa Lumutenga)</author>
      <link>https://netnetpodcast.com/episodes/is-the-fire-movement-worth-it-h4IdSyD4</link>
      <media:thumbnail height="720" url="https://image.simplecastcdn.com/images/5f41c1ed-28cf-443b-8763-382ab5d36576/038a2179-763f-4c22-9f2a-669d28973d39/net-net-youtube-thumbnail.jpg" width="1280"/>
      <content:encoded><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of the FIRE movement. “Financial Independence, Retire Early” is a strategy as well as a community. Given what it takes to retire early, is it worth the effort? Lizzy and Lissa talk about FIRE and as always, give their 2 cents.</p><p><strong>Main Topics</strong></p><p>00:00 Introduction to the FIRE Movement</p><p>01:30 Running The Numbers Segment</p><p>06:40 The Evolution of Retirement</p><p>15:09 Key Elements of the FIRE Strategy</p><p>19:11 Personal Perspectives on FIRE</p><p>22:40 Balancing Saving and Living Life</p><p>23:43 The Cost of Extreme Saving</p><p>25:49 Personal Financial Priorities</p><p>28:27 Rethinking Retirement</p><p>37:04 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p><a href="https://www.empower.com/the-currency/money/research-financial-independence"><i>https://www.empower.com/the-currency/money/research-financial-independence</i></a></p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></content:encoded>
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      <itunes:title>Is the FIRE movement worth it?</itunes:title>
      <itunes:author>Lizzy Marie, Lissa Lumutenga</itunes:author>
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      <itunes:duration>00:41:06</itunes:duration>
      <itunes:summary>Lizzy and Lissa break down the hidden costs – financial and otherwise – of the FIRE movement. “Financial Independence, Retire Early” is a strategy as well as a community. Given what it takes to retire early, is it worth the effort? Lizzy and Lissa talk about FIRE and as always, give their 2 cents.</itunes:summary>
      <itunes:subtitle>Lizzy and Lissa break down the hidden costs – financial and otherwise – of the FIRE movement. “Financial Independence, Retire Early” is a strategy as well as a community. Given what it takes to retire early, is it worth the effort? Lizzy and Lissa talk about FIRE and as always, give their 2 cents.</itunes:subtitle>
      <itunes:keywords>retire early, finance, hidden costs, financial independence, personal finance, financial independence retire early, fire movement</itunes:keywords>
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      <itunes:episode>9</itunes:episode>
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      <title>Is gambling worth it?</title>
      <description><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of gambling. Is gambling worth it? It might seem like an obvious answer depending on your background, experience, or views on the matter. Yet, this episode gives a refreshing and balanced take on the subjects of gaming and gambling, beyond problem gambling.</p><p>If you or anyone you know struggles with problem gambling or gambling addiction, you can call the National Problem Gambling Helpline at 1-800-GAMBLER for those of you based in the United States. Additional resources can be found in our show notes.</p><p><strong>Main Topics</strong></p><p>00:00 Introduction to Gambling Statistics</p><p>01:39 Running The Numbers Segment</p><p>04:23 Cultural and Emotional Aspects of Gambling</p><p>12:11 Social Costs and Personal Reflections</p><p>19:38 The Social Side of Gaming</p><p>20:53 Stigma and Financial Literacy</p><p>22:21 Gambling vs. Investing</p><p>27:20 How Gambling is Perceived</p><p>35:46 20 Cents Segment</p><p><strong>Resources</strong></p><p>National Problem Gambling Helpline: 1-800-GAMBLER</p><p><a href="https://www.ncpgambling.org/help-treatment/" target="_blank"><i><strong>https://www.ncpgambling.org/help-treatment/</strong></i></a></p><p><a href="https://smartrecovery.org/gambling-addiction" target="_blank"><i><strong>https://smartrecovery.org/gambling-addiction</strong></i></a></p><p><a href="https://www.helpguide.org/articles/addictions/gambling-addiction-and-problem-gambling.htm" target="_blank"><i><strong>https://www.helpguide.org/articles/addictions/gambling-addiction-and-problem-gambling.htm</strong></i></a></p><p><strong>References for Statistics</strong></p><p><a href="https://www.ncpgambling.org/help-treatment/faqs-what-is-problem-gambling/" target="_blank"><i>https://www.ncpgambling.org/help-treatment/faqs-what-is-problem-gambling/</i></a></p><p><a href="https://en.wikipedia.org/wiki/Gambling_in_the_United_States#:~:text=If%20state%2Drun%20lotteries%20are,gambling%20in%20the%20state%20constitution" target="_blank"><i>https://en.wikipedia.org/wiki/Gambling_in_the_United_States#:~:text=If%20state%2Drun%20lotteries%20are,gambling%20in%20the%20state%20constitution</i></a></p><p><a href="https://www.ncpgambling.org/help-treatment/faqs-what-is-problem-gambling/" target="_blank"><i>https://www.ncpgambling.org/help-treatment/faqs-what-is-problem-gambling/</i></a></p><p><a href="https://www.debt.org/advice/gambling/" target="_blank"><i>https://www.debt.org/advice/gambling/</i></a></p><p><a href="https://www.americangaming.org/state-of-play/" target="_blank"><i>https://www.americangaming.org/state-of-play/</i></a></p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></description>
      <pubDate>Wed, 24 Jul 2024 14:00:00 +0000</pubDate>
      <author>hi@netnetpodcast.com (Lizzy Marie, Lissa Lumutenga)</author>
      <link>https://netnetpodcast.com/episodes/is-gambling-worth-it-f9bi__Nr</link>
      <media:thumbnail height="720" url="https://image.simplecastcdn.com/images/5f41c1ed-28cf-443b-8763-382ab5d36576/038a2179-763f-4c22-9f2a-669d28973d39/net-net-youtube-thumbnail.jpg" width="1280"/>
      <content:encoded><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of gambling. Is gambling worth it? It might seem like an obvious answer depending on your background, experience, or views on the matter. Yet, this episode gives a refreshing and balanced take on the subjects of gaming and gambling, beyond problem gambling.</p><p>If you or anyone you know struggles with problem gambling or gambling addiction, you can call the National Problem Gambling Helpline at 1-800-GAMBLER for those of you based in the United States. Additional resources can be found in our show notes.</p><p><strong>Main Topics</strong></p><p>00:00 Introduction to Gambling Statistics</p><p>01:39 Running The Numbers Segment</p><p>04:23 Cultural and Emotional Aspects of Gambling</p><p>12:11 Social Costs and Personal Reflections</p><p>19:38 The Social Side of Gaming</p><p>20:53 Stigma and Financial Literacy</p><p>22:21 Gambling vs. Investing</p><p>27:20 How Gambling is Perceived</p><p>35:46 20 Cents Segment</p><p><strong>Resources</strong></p><p>National Problem Gambling Helpline: 1-800-GAMBLER</p><p><a href="https://www.ncpgambling.org/help-treatment/" target="_blank"><i><strong>https://www.ncpgambling.org/help-treatment/</strong></i></a></p><p><a href="https://smartrecovery.org/gambling-addiction" target="_blank"><i><strong>https://smartrecovery.org/gambling-addiction</strong></i></a></p><p><a href="https://www.helpguide.org/articles/addictions/gambling-addiction-and-problem-gambling.htm" target="_blank"><i><strong>https://www.helpguide.org/articles/addictions/gambling-addiction-and-problem-gambling.htm</strong></i></a></p><p><strong>References for Statistics</strong></p><p><a href="https://www.ncpgambling.org/help-treatment/faqs-what-is-problem-gambling/" target="_blank"><i>https://www.ncpgambling.org/help-treatment/faqs-what-is-problem-gambling/</i></a></p><p><a href="https://en.wikipedia.org/wiki/Gambling_in_the_United_States#:~:text=If%20state%2Drun%20lotteries%20are,gambling%20in%20the%20state%20constitution" target="_blank"><i>https://en.wikipedia.org/wiki/Gambling_in_the_United_States#:~:text=If%20state%2Drun%20lotteries%20are,gambling%20in%20the%20state%20constitution</i></a></p><p><a href="https://www.ncpgambling.org/help-treatment/faqs-what-is-problem-gambling/" target="_blank"><i>https://www.ncpgambling.org/help-treatment/faqs-what-is-problem-gambling/</i></a></p><p><a href="https://www.debt.org/advice/gambling/" target="_blank"><i>https://www.debt.org/advice/gambling/</i></a></p><p><a href="https://www.americangaming.org/state-of-play/" target="_blank"><i>https://www.americangaming.org/state-of-play/</i></a></p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></content:encoded>
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      <itunes:title>Is gambling worth it?</itunes:title>
      <itunes:author>Lizzy Marie, Lissa Lumutenga</itunes:author>
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      <itunes:duration>00:39:44</itunes:duration>
      <itunes:summary>Lizzy and Lissa break down the hidden costs – financial and otherwise – of gambling. Is gambling worth it? It might seem like an obvious answer depending on your background, experience, or views on the matter. Yet, this episode gives a refreshing and balanced take on the subjects of gaming and gambling, beyond problem gambling.

If you or anyone you know struggles with problem gambling or gambling addiction, you can call the National Problem Gambling Helpline at 1-800-GAMBLER for those of you based in the United States. Additional resources can be found in our show notes.</itunes:summary>
      <itunes:subtitle>Lizzy and Lissa break down the hidden costs – financial and otherwise – of gambling. Is gambling worth it? It might seem like an obvious answer depending on your background, experience, or views on the matter. Yet, this episode gives a refreshing and balanced take on the subjects of gaming and gambling, beyond problem gambling.

If you or anyone you know struggles with problem gambling or gambling addiction, you can call the National Problem Gambling Helpline at 1-800-GAMBLER for those of you based in the United States. Additional resources can be found in our show notes.</itunes:subtitle>
      <itunes:keywords>finance, gaming, fantasy football, hidden costs, gambling, personal finance, problem gaming</itunes:keywords>
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      <itunes:episode>8</itunes:episode>
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      <title>Are roommates worth it?</title>
      <description><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of roommates. Roommates can significantly reduce housing costs, but are they worth it to have? Lizzy and Lissa share their thoughts and experiences with roommates, including the brief time they were roommates with each other.</p><p><strong>Main Topics</strong></p><p>00:00 Introduction: Are Roommates Worth It?</p><p>01:08 Running The Numbers Segment</p><p>02:20 Pros and Cons of Living with Roommates</p><p>10:10 Roommate Stories</p><p>22:27 The House Mother Dilemma</p><p>24:42 Craigslist Roommate Stories</p><p>28:14 Financial and Social Costs of Roommates</p><p>41:27 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p><a href="https://smartasset.com/data-studies/roommate-savings-2024"><i>https://smartasset.com/data-studies/roommate-savings-2024</i></a></p><p><a href="https://www.rent.com/research/roommates-pandemic-survey/"><i>https://www.rent.com/research/roommates-pandemic-survey/</i></a></p><p><a href="https://www.apartmentguide.com/blog/roommate-experiences-explored/"><i>https://www.apartmentguide.com/blog/roommate-experiences-explored/</i></a></p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></description>
      <pubDate>Wed, 17 Jul 2024 14:00:00 +0000</pubDate>
      <author>hi@netnetpodcast.com (Lizzy Marie, Lissa Lumutenga)</author>
      <link>https://netnetpodcast.com/episodes/are-roommates-worth-it-LANiCoDc</link>
      <media:thumbnail height="720" url="https://image.simplecastcdn.com/images/5f41c1ed-28cf-443b-8763-382ab5d36576/038a2179-763f-4c22-9f2a-669d28973d39/net-net-youtube-thumbnail.jpg" width="1280"/>
      <content:encoded><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of roommates. Roommates can significantly reduce housing costs, but are they worth it to have? Lizzy and Lissa share their thoughts and experiences with roommates, including the brief time they were roommates with each other.</p><p><strong>Main Topics</strong></p><p>00:00 Introduction: Are Roommates Worth It?</p><p>01:08 Running The Numbers Segment</p><p>02:20 Pros and Cons of Living with Roommates</p><p>10:10 Roommate Stories</p><p>22:27 The House Mother Dilemma</p><p>24:42 Craigslist Roommate Stories</p><p>28:14 Financial and Social Costs of Roommates</p><p>41:27 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p><a href="https://smartasset.com/data-studies/roommate-savings-2024"><i>https://smartasset.com/data-studies/roommate-savings-2024</i></a></p><p><a href="https://www.rent.com/research/roommates-pandemic-survey/"><i>https://www.rent.com/research/roommates-pandemic-survey/</i></a></p><p><a href="https://www.apartmentguide.com/blog/roommate-experiences-explored/"><i>https://www.apartmentguide.com/blog/roommate-experiences-explored/</i></a></p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></content:encoded>
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      <itunes:title>Are roommates worth it?</itunes:title>
      <itunes:author>Lizzy Marie, Lissa Lumutenga</itunes:author>
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      <itunes:duration>00:45:29</itunes:duration>
      <itunes:summary>Lizzy and Lissa break down the hidden costs – financial and otherwise – of roommates. Roommates can significantly reduce housing costs, but are they worth it to have? Lizzy and Lissa share their thoughts and experiences with roommates, including the brief time they were roommates with each other.</itunes:summary>
      <itunes:subtitle>Lizzy and Lissa break down the hidden costs – financial and otherwise – of roommates. Roommates can significantly reduce housing costs, but are they worth it to have? Lizzy and Lissa share their thoughts and experiences with roommates, including the brief time they were roommates with each other.</itunes:subtitle>
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      <title>Are beauty services worth it?</title>
      <description><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of beauty services. They talk about beauty standards, biases, confidence, and more. Are beauty services worth it?</p><p><strong>Main Topics</strong></p><p>00:00 Introduction: Beauty Services Debate</p><p>01:53 Running The Numbers Segment</p><p>03:30 Societal Pressures, Beauty Standards, and Personal Choices</p><p>08:02 Attitudes Towards Different Beauty Services</p><p>19:05 Spending With Intention on Services</p><p>23:48 Health Risks and Trade-offs</p><p>27:41 Men and Beauty Standards</p><p>34:40 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p><a href="https://www.groupon.com/merchant/trends-insights/market-research/true-cost-beauty-americans-spend-most-survey"><i>https://www.groupon.com/merchant/trends-insights/market-research/true-cost-beauty-americans-spend-most-survey</i></a></p><p><a href="https://www.alliedmarketresearch.com/press-release/men-personal-care-market.html"><i>https://www.alliedmarketresearch.com/press-release/men-personal-care-market.html</i></a></p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></description>
      <pubDate>Wed, 10 Jul 2024 22:00:00 +0000</pubDate>
      <author>hi@netnetpodcast.com (Lizzy Marie, Lissa Lumutenga)</author>
      <link>https://netnetpodcast.com/episodes/are-beauty-services-worth-it-2dZSrX0N</link>
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      <content:encoded><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of beauty services. They talk about beauty standards, biases, confidence, and more. Are beauty services worth it?</p><p><strong>Main Topics</strong></p><p>00:00 Introduction: Beauty Services Debate</p><p>01:53 Running The Numbers Segment</p><p>03:30 Societal Pressures, Beauty Standards, and Personal Choices</p><p>08:02 Attitudes Towards Different Beauty Services</p><p>19:05 Spending With Intention on Services</p><p>23:48 Health Risks and Trade-offs</p><p>27:41 Men and Beauty Standards</p><p>34:40 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p><a href="https://www.groupon.com/merchant/trends-insights/market-research/true-cost-beauty-americans-spend-most-survey"><i>https://www.groupon.com/merchant/trends-insights/market-research/true-cost-beauty-americans-spend-most-survey</i></a></p><p><a href="https://www.alliedmarketresearch.com/press-release/men-personal-care-market.html"><i>https://www.alliedmarketresearch.com/press-release/men-personal-care-market.html</i></a></p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></content:encoded>
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      <itunes:title>Are beauty services worth it?</itunes:title>
      <itunes:author>Lizzy Marie, Lissa Lumutenga</itunes:author>
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      <itunes:summary>Lizzy and Lissa break down the hidden costs – financial and otherwise – of beauty services. They talk about beauty standards, biases, confidence, and more. Are beauty services worth it?</itunes:summary>
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      <title>Is alternative medicine worth it?</title>
      <description><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of alternative medicine. They discuss holistic approaches to medicine, the limitations of medical insurance, and more. Plus, they share their experiences with acupuncture, herbs, energy healing, and more. What do you think, is alternative medicine worth it?</p><p><strong>Main Topics</strong></p><p>00:00 What is Alternative Medicine?</p><p>01:50 Running The Numbers Segment</p><p>04:07 Western vs. Alternative Medicine</p><p>13:56 Personal Experiences and Challenges with Alternative Medicine</p><p>23:52 Exploring the Impact of Holistic Health</p><p>27:37 Costs and Risks of Investing in Alternative Medicine</p><p>30:45 Balancing Traditional and Alternative Medicine</p><p>40:36 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p><a href="https://www.statista.com/chart/29189/alternative-healing-methods/" target="_blank"><i>https://www.statista.com/chart/29189/alternative-healing-methods/</i></a></p><p><a href="https://www.maximizemarketresearch.com/market-report/global-complementary-and-alternative-medicine-market/74005/" target="_blank"><i>https://www.maximizemarketresearch.com/market-report/global-complementary-and-alternative-medicine-market/74005/</i></a></p><p><a href="https://www.cancertherapyadvisor.com/news/survey-most-cancer-patients-use-complementary-or-alternative-medicine/" target="_blank"><i>https://www.cancertherapyadvisor.com/news/survey-most-cancer-patients-use-complementary-or-alternative-medicine/</i></a></p><p><a href="https://www.statista.com/statistics/1341758/us-adults-who-used-select-alternative-medicine-treatments/" target="_blank"><i>https://www.statista.com/statistics/1341758/us-adults-who-used-select-alternative-medicine-treatments/</i></a></p><p><a href="https://www.cdc.gov/nchs/data/databriefs/db325-h.pdf" target="_blank"><i>https://www.cdc.gov/nchs/data/databriefs/db325-h.pdf</i></a></p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></description>
      <pubDate>Wed, 3 Jul 2024 14:00:00 +0000</pubDate>
      <author>hi@netnetpodcast.com (Lizzy Marie, Lissa Lumutenga)</author>
      <link>https://netnetpodcast.com/episodes/is-alternative-medicine-worth-it-_elVx5NH</link>
      <media:thumbnail height="720" url="https://image.simplecastcdn.com/images/5f41c1ed-28cf-443b-8763-382ab5d36576/038a2179-763f-4c22-9f2a-669d28973d39/net-net-youtube-thumbnail.jpg" width="1280"/>
      <content:encoded><![CDATA[<p>Lizzy and Lissa break down the hidden costs – financial and otherwise – of alternative medicine. They discuss holistic approaches to medicine, the limitations of medical insurance, and more. Plus, they share their experiences with acupuncture, herbs, energy healing, and more. What do you think, is alternative medicine worth it?</p><p><strong>Main Topics</strong></p><p>00:00 What is Alternative Medicine?</p><p>01:50 Running The Numbers Segment</p><p>04:07 Western vs. Alternative Medicine</p><p>13:56 Personal Experiences and Challenges with Alternative Medicine</p><p>23:52 Exploring the Impact of Holistic Health</p><p>27:37 Costs and Risks of Investing in Alternative Medicine</p><p>30:45 Balancing Traditional and Alternative Medicine</p><p>40:36 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p><a href="https://www.statista.com/chart/29189/alternative-healing-methods/" target="_blank"><i>https://www.statista.com/chart/29189/alternative-healing-methods/</i></a></p><p><a href="https://www.maximizemarketresearch.com/market-report/global-complementary-and-alternative-medicine-market/74005/" target="_blank"><i>https://www.maximizemarketresearch.com/market-report/global-complementary-and-alternative-medicine-market/74005/</i></a></p><p><a href="https://www.cancertherapyadvisor.com/news/survey-most-cancer-patients-use-complementary-or-alternative-medicine/" target="_blank"><i>https://www.cancertherapyadvisor.com/news/survey-most-cancer-patients-use-complementary-or-alternative-medicine/</i></a></p><p><a href="https://www.statista.com/statistics/1341758/us-adults-who-used-select-alternative-medicine-treatments/" target="_blank"><i>https://www.statista.com/statistics/1341758/us-adults-who-used-select-alternative-medicine-treatments/</i></a></p><p><a href="https://www.cdc.gov/nchs/data/databriefs/db325-h.pdf" target="_blank"><i>https://www.cdc.gov/nchs/data/databriefs/db325-h.pdf</i></a></p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></content:encoded>
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      <itunes:title>Is alternative medicine worth it?</itunes:title>
      <itunes:author>Lizzy Marie, Lissa Lumutenga</itunes:author>
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      <itunes:duration>00:44:38</itunes:duration>
      <itunes:summary>Lizzy and Lissa break down the hidden costs – financial and otherwise – of alternative medicine. They discuss holistic approaches to medicine, the limitations of medical insurance, and more. Plus, they share their experiences with acupuncture, herbs, energy healing, and more. What do you think, is alternative medicine worth it?</itunes:summary>
      <itunes:subtitle>Lizzy and Lissa break down the hidden costs – financial and otherwise – of alternative medicine. They discuss holistic approaches to medicine, the limitations of medical insurance, and more. Plus, they share their experiences with acupuncture, herbs, energy healing, and more. What do you think, is alternative medicine worth it?</itunes:subtitle>
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      <title>Are weddings worth it?</title>
      <description><![CDATA[<p>In this episode of Net Net Podcast, Lizzy and Lissa break down the hidden costs – financial and otherwise – of weddings. Beyond the costs of venues and vendors, they also talk about the social, mental, and emotional costs associated with weddings. What do you think, are weddings worth it?</p><p><strong>Main Topics</strong></p><p>00:00 Introduction and Wedding Costs Overview</p><p>01:20 Running The Numbers Segment</p><p>02:22 Why Do People Even Care About Weddings</p><p>06:42 Personal Wedding Experiences</p><p>12:48 The Emotional Costs of Wedding Planning</p><p>18:53 Family Politics</p><p>25:01 Balancing Wedding Costs and Emotional Stress</p><p>28:35 Reflections on Marriage and Divorce</p><p>32:13 The Time Spent on Wedding Planning</p><p>41:40 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p><i>https://www.theknot.com/content/wedding-data-insights/real-weddings-study</i></p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></description>
      <pubDate>Wed, 26 Jun 2024 23:00:00 +0000</pubDate>
      <author>hi@netnetpodcast.com (Lizzy Marie, Lissa Lumutenga)</author>
      <link>https://netnetpodcast.com/episodes/are-weddings-worth-it-OT8niLvD</link>
      <media:thumbnail height="720" url="https://image.simplecastcdn.com/images/5f41c1ed-28cf-443b-8763-382ab5d36576/038a2179-763f-4c22-9f2a-669d28973d39/net-net-youtube-thumbnail.jpg" width="1280"/>
      <content:encoded><![CDATA[<p>In this episode of Net Net Podcast, Lizzy and Lissa break down the hidden costs – financial and otherwise – of weddings. Beyond the costs of venues and vendors, they also talk about the social, mental, and emotional costs associated with weddings. What do you think, are weddings worth it?</p><p><strong>Main Topics</strong></p><p>00:00 Introduction and Wedding Costs Overview</p><p>01:20 Running The Numbers Segment</p><p>02:22 Why Do People Even Care About Weddings</p><p>06:42 Personal Wedding Experiences</p><p>12:48 The Emotional Costs of Wedding Planning</p><p>18:53 Family Politics</p><p>25:01 Balancing Wedding Costs and Emotional Stress</p><p>28:35 Reflections on Marriage and Divorce</p><p>32:13 The Time Spent on Wedding Planning</p><p>41:40 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p><i>https://www.theknot.com/content/wedding-data-insights/real-weddings-study</i></p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></content:encoded>
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      <itunes:duration>00:45:48</itunes:duration>
      <itunes:summary>In this episode of Net Net Podcast, Lizzy and Lissa break down the hidden costs – financial and otherwise – of weddings. Beyond the costs of venues and vendors, they also talk about the social, mental, and emotional costs associated with weddings. What do you think, are weddings worth it?</itunes:summary>
      <itunes:subtitle>In this episode of Net Net Podcast, Lizzy and Lissa break down the hidden costs – financial and otherwise – of weddings. Beyond the costs of venues and vendors, they also talk about the social, mental, and emotional costs associated with weddings. What do you think, are weddings worth it?</itunes:subtitle>
      <itunes:keywords>finance, hidden costs, personal finance, weddings</itunes:keywords>
      <itunes:explicit>true</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>4</itunes:episode>
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      <title>Are long distance relationships worth it?</title>
      <description><![CDATA[<p>In this episode of Net Net Podcast, Lizzy and Lissa break down the hidden costs – financial and otherwise – of long distance relationships. They talk about the logistics, the mental and emotional complexities, and more. Would you do a long distance relationship? Is it worth it?</p><p><strong>Main Topics</strong></p><p>00:00 Introduction and Personal Stories</p><p>01:20 Runnin’ The Numbers Segment</p><p>03:05 Financial and Emotional Costs</p><p>08:35 Transitioning and Personal Experiences</p><p>21:30 The Emotional Cost of Long-Distance Relationships</p><p>22:34 Story Time: Love and Legalities</p><p>26:31 Navigating the Challenges of LDRs</p><p>38:48 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p><i>https://www.betterhelp.com/advice/relations/the-pros-and-cons-of-being-in-a-long-distance-relationship/</i></p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></description>
      <pubDate>Thu, 20 Jun 2024 01:25:00 +0000</pubDate>
      <author>hi@netnetpodcast.com (Lizzy Marie, Lissa Lumutenga)</author>
      <link>https://netnetpodcast.com/episodes/are-long-distance-relationships-worth-it-flhLCWPx</link>
      <media:thumbnail height="720" url="https://image.simplecastcdn.com/images/5f41c1ed-28cf-443b-8763-382ab5d36576/038a2179-763f-4c22-9f2a-669d28973d39/net-net-youtube-thumbnail.jpg" width="1280"/>
      <content:encoded><![CDATA[<p>In this episode of Net Net Podcast, Lizzy and Lissa break down the hidden costs – financial and otherwise – of long distance relationships. They talk about the logistics, the mental and emotional complexities, and more. Would you do a long distance relationship? Is it worth it?</p><p><strong>Main Topics</strong></p><p>00:00 Introduction and Personal Stories</p><p>01:20 Runnin’ The Numbers Segment</p><p>03:05 Financial and Emotional Costs</p><p>08:35 Transitioning and Personal Experiences</p><p>21:30 The Emotional Cost of Long-Distance Relationships</p><p>22:34 Story Time: Love and Legalities</p><p>26:31 Navigating the Challenges of LDRs</p><p>38:48 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p><i>https://www.betterhelp.com/advice/relations/the-pros-and-cons-of-being-in-a-long-distance-relationship/</i></p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></content:encoded>
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      <itunes:title>Are long distance relationships worth it?</itunes:title>
      <itunes:author>Lizzy Marie, Lissa Lumutenga</itunes:author>
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      <itunes:duration>00:42:42</itunes:duration>
      <itunes:summary>In this episode of Net Net Podcast, Lizzy and Lissa break down the hidden costs – financial and otherwise – of long distance relationships. They talk about the logistics, the mental and emotional complexities, and more. Would you do a long distance relationship? Is it worth it?</itunes:summary>
      <itunes:subtitle>In this episode of Net Net Podcast, Lizzy and Lissa break down the hidden costs – financial and otherwise – of long distance relationships. They talk about the logistics, the mental and emotional complexities, and more. Would you do a long distance relationship? Is it worth it?</itunes:subtitle>
      <itunes:keywords>finance, hidden costs, personal finance, long distance relationships</itunes:keywords>
      <itunes:explicit>true</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>3</itunes:episode>
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      <title>Is therapy worth it?</title>
      <description><![CDATA[<p>In this episode of Net Net Podcast, Lizzy and Lissa break down the hidden costs – financial and otherwise – of therapy. They talk about mental health, the costs of therapy, the ongoing stigma around getting professional help, and more. Is therapy worth it? Let’s talk about it.</p><p><strong>Main Topics</strong></p><p>00:00 Introduction: The Prevalence of Mental Illness</p><p>01:14 Runnin' The Numbers Segment</p><p>02:50 Understanding Therapy: Types and Benefits</p><p>06:58 Personal Experiences and the Value of Therapy</p><p>21:13 The Journey of Self-Reflection</p><p>21:51 Therapy and Grieving: A Personal Story</p><p>24:00 Understanding the Roots of Gift Giving</p><p>29:38 The Financial Costs and Benefits of Therapy</p><p>38:38 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p><a href="https://www.nami.org/about-mental-illness/mental-health-by-the-numbers/"><i>https://www.nami.org/about-mental-illness/mental-health-by-the-numbers/</i></a></p><p><a href="https://mcusercontent.com/542e4264f848f30472aaca298/files/692e5339-9291-2ff4-8cef-bb73182f5121/Heard_2023_Financial_State_of_Private_Practice_Report.pdf"><i>https://mcusercontent.com/542e4264f848f30472aaca298/files/692e5339-9291-2ff4-8cef-bb73182f5121/Heard_2023_Financial_State_of_Private_Practice_Report.pdf</i></a></p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></description>
      <pubDate>Thu, 13 Jun 2024 01:40:00 +0000</pubDate>
      <author>hi@netnetpodcast.com (Lizzy Marie, Lissa Lumutenga)</author>
      <link>https://netnetpodcast.com/episodes/is-therapy-worth-it-nUW2ZHBU</link>
      <media:thumbnail height="720" url="https://image.simplecastcdn.com/images/5f41c1ed-28cf-443b-8763-382ab5d36576/038a2179-763f-4c22-9f2a-669d28973d39/net-net-youtube-thumbnail.jpg" width="1280"/>
      <content:encoded><![CDATA[<p>In this episode of Net Net Podcast, Lizzy and Lissa break down the hidden costs – financial and otherwise – of therapy. They talk about mental health, the costs of therapy, the ongoing stigma around getting professional help, and more. Is therapy worth it? Let’s talk about it.</p><p><strong>Main Topics</strong></p><p>00:00 Introduction: The Prevalence of Mental Illness</p><p>01:14 Runnin' The Numbers Segment</p><p>02:50 Understanding Therapy: Types and Benefits</p><p>06:58 Personal Experiences and the Value of Therapy</p><p>21:13 The Journey of Self-Reflection</p><p>21:51 Therapy and Grieving: A Personal Story</p><p>24:00 Understanding the Roots of Gift Giving</p><p>29:38 The Financial Costs and Benefits of Therapy</p><p>38:38 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p><a href="https://www.nami.org/about-mental-illness/mental-health-by-the-numbers/"><i>https://www.nami.org/about-mental-illness/mental-health-by-the-numbers/</i></a></p><p><a href="https://mcusercontent.com/542e4264f848f30472aaca298/files/692e5339-9291-2ff4-8cef-bb73182f5121/Heard_2023_Financial_State_of_Private_Practice_Report.pdf"><i>https://mcusercontent.com/542e4264f848f30472aaca298/files/692e5339-9291-2ff4-8cef-bb73182f5121/Heard_2023_Financial_State_of_Private_Practice_Report.pdf</i></a></p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></content:encoded>
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      <itunes:title>Is therapy worth it?</itunes:title>
      <itunes:author>Lizzy Marie, Lissa Lumutenga</itunes:author>
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      <itunes:duration>00:42:32</itunes:duration>
      <itunes:summary>In this episode of Net Net Podcast, Lizzy and Lissa break down the hidden costs – financial and otherwise – of therapy. They talk about mental health, the costs of therapy, the ongoing stigma around getting professional help, and more. Is therapy worth it? Let’s talk about it.</itunes:summary>
      <itunes:subtitle>In this episode of Net Net Podcast, Lizzy and Lissa break down the hidden costs – financial and otherwise – of therapy. They talk about mental health, the costs of therapy, the ongoing stigma around getting professional help, and more. Is therapy worth it? Let’s talk about it.</itunes:subtitle>
      <itunes:keywords>mental health, therapy, personal finance</itunes:keywords>
      <itunes:explicit>true</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>2</itunes:episode>
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      <title>Is homebuying worth it?</title>
      <description><![CDATA[<p>In this episode of Net Net Podcast, Lizzy and Lissa break down the hidden costs – financial and otherwise – of homebuying. On one hand, it is a major wealth building tool. On the other hand, there’s a high barrier to entry… and many costs beyond maintenance! Is homebuying worth it? Let’s talk about it.</p><p> </p><p><strong>Main Topics</strong></p><p>00:00 The Homeownership Dilemma</p><p>01:10 Runnin’ The Numbers Segment</p><p>02:46 The Philosophy of Ownership</p><p>04:55 Personal Homeownership Journeys</p><p>17:33 Reflecting on the First Property Experience</p><p>18:10 The Realities of Short-Term Rentals</p><p>20:37 Emotional and Financial Costs of Homeownership</p><p>33:26 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p><a href="https://www.nar.realtor/blogs/economists-outlook/millennials-still-underperforming-amid-gains-in-homeownership-rate"><i>https://www.nar.realtor/blogs/economists-outlook/millennials-still-underperforming-amid-gains-in-homeownership-rate</i></a></p><p><a href="https://fred.stlouisfed.org/series/MSPUS"><i>https://fred.stlouisfed.org/series/MSPUS</i></a></p><p><a href="https://fred.stlouisfed.org/series/MEDLISPRI6037"><i>https://fred.stlouisfed.org/series/MEDLISPRI6037</i></a></p><p><a href="https://www.ally.com/stories/home/cost-of-owning-a-home/"><i>https://www.ally.com/stories/home/cost-of-owning-a-home/</i></a></p><p> </p><p><strong>Drop us a line</strong></p><p>DM us on Instagram: <a href="https://instagram.com/netnetpodcast">@netnetpodcast</a> or email us at <a href="mailto:hi@netnetpodcast.com">hi@netnetpodcast.com</a></p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></description>
      <pubDate>Wed, 12 Jun 2024 23:45:00 +0000</pubDate>
      <author>hi@netnetpodcast.com (Lizzy Marie, Lissa Lumutenga)</author>
      <link>https://netnetpodcast.com/episodes/is-homebuying-worth-it-RHCrd0x4</link>
      <media:thumbnail height="720" url="https://image.simplecastcdn.com/images/5f41c1ed-28cf-443b-8763-382ab5d36576/038a2179-763f-4c22-9f2a-669d28973d39/net-net-youtube-thumbnail.jpg" width="1280"/>
      <content:encoded><![CDATA[<p>In this episode of Net Net Podcast, Lizzy and Lissa break down the hidden costs – financial and otherwise – of homebuying. On one hand, it is a major wealth building tool. On the other hand, there’s a high barrier to entry… and many costs beyond maintenance! Is homebuying worth it? Let’s talk about it.</p><p> </p><p><strong>Main Topics</strong></p><p>00:00 The Homeownership Dilemma</p><p>01:10 Runnin’ The Numbers Segment</p><p>02:46 The Philosophy of Ownership</p><p>04:55 Personal Homeownership Journeys</p><p>17:33 Reflecting on the First Property Experience</p><p>18:10 The Realities of Short-Term Rentals</p><p>20:37 Emotional and Financial Costs of Homeownership</p><p>33:26 20 Cents Segment</p><p> </p><p><strong>References for Statistics</strong></p><p><a href="https://www.nar.realtor/blogs/economists-outlook/millennials-still-underperforming-amid-gains-in-homeownership-rate"><i>https://www.nar.realtor/blogs/economists-outlook/millennials-still-underperforming-amid-gains-in-homeownership-rate</i></a></p><p><a href="https://fred.stlouisfed.org/series/MSPUS"><i>https://fred.stlouisfed.org/series/MSPUS</i></a></p><p><a href="https://fred.stlouisfed.org/series/MEDLISPRI6037"><i>https://fred.stlouisfed.org/series/MEDLISPRI6037</i></a></p><p><a href="https://www.ally.com/stories/home/cost-of-owning-a-home/"><i>https://www.ally.com/stories/home/cost-of-owning-a-home/</i></a></p><p> </p><p><strong>Drop us a line</strong></p><p>DM us on Instagram: <a href="https://instagram.com/netnetpodcast">@netnetpodcast</a> or email us at <a href="mailto:hi@netnetpodcast.com">hi@netnetpodcast.com</a></p>
<p><p><strong>Co-Hosts</strong></p><p>Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: <a href="https://instagram.com/live_well_lizzy">Instagram</a> | <a href="https://tiktok.com/@live_well_lizzy">TikTok</a></p><p>Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: <a href="https://youtube.com/@lissalumutenga">YouTube</a> | <a href="https://instagram.com/lissalumutenga" target="_blank">Instagram</a> |<a href="https://www.tiktok.com/@wealthforwomenofcolor"> </a><a href="https://www.tiktok.com/@lissalumutenga">TikTok | </a><a href="https://www.linkedin.com/in/lissalumutenga/" target="_blank">LinkedIn</a></p><p>&nbsp;</p><p><strong>Credits</strong></p><p>► Produced by Lizzy Marie and Lissa Lumutenga</p><p>► Artwork by Lizzy Marie</p><p>► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”</p><p>&nbsp;</p><p><strong>Talk to us</strong></p><p>Hit us up, let us know what you think: IS IT WORTH IT? 💸</p><ul><li><i>DM us on Instagram: </i><a href="https://instagram.com/netnetpodcast"><i>@netnetpodcast</i></a></li><li><i>Email us at </i><a href="mailto:hi@netnetpodcast.com"><i>hi@netnetpodcast.com</i></a></li></ul><p>&nbsp;</p><p><strong>Disclaimer</strong></p><p>This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.</p><p>Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!</p></p>]]></content:encoded>
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      <itunes:title>Is homebuying worth it?</itunes:title>
      <itunes:author>Lizzy Marie, Lissa Lumutenga</itunes:author>
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      <itunes:duration>00:37:33</itunes:duration>
      <itunes:summary>In this episode of Net Net Podcast, Lizzy and Lissa break down the hidden costs – financial and otherwise – of homebuying. On one hand, it is a major wealth building tool. On the other hand, there’s a high barrier to entry… and many costs beyond maintenance! Is homebuying worth it? Let’s talk about it.</itunes:summary>
      <itunes:subtitle>In this episode of Net Net Podcast, Lizzy and Lissa break down the hidden costs – financial and otherwise – of homebuying. On one hand, it is a major wealth building tool. On the other hand, there’s a high barrier to entry… and many costs beyond maintenance! Is homebuying worth it? Let’s talk about it.</itunes:subtitle>
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      <itunes:episode>1</itunes:episode>
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