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    <title>Everywhere Commerce</title>
    <description>This is Everywhere Commerce, where we explore the hidden systems behind global growth. 
A podcast about the forces shaping global commerce and the payments infrastructure behind it. Each episode takes a different angle: a vertical, a payment method, a use case, to examine how payments infrastructure shapes commercial outcomes in the real world.
Produced by Nuvei, the infrastructure for every payment, everywhere. Learn more at nuvei.com</description>
    <copyright>2026 Nuvei</copyright>
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    <pubDate>Mon, 21 Sep 2026 12:18:38 +0000</pubDate>
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    <itunes:summary>This is Everywhere Commerce, where we explore the hidden systems behind global growth. 
A podcast about the forces shaping global commerce and the payments infrastructure behind it. Each episode takes a different angle: a vertical, a payment method, a use case, to examine how payments infrastructure shapes commercial outcomes in the real world.
Produced by Nuvei, the infrastructure for every payment, everywhere. Learn more at nuvei.com</itunes:summary>
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      <title>The hardest payment in the world</title>
      <description><![CDATA[<p>Travel looks easy until you peek behind the curtain.&nbsp;</p><p>Booking across currencies, juggling fraud checks, and wrangling ancient systems, every trip is a high-wire act few customers see. This episode of <i>Everywhere Commerce</i> asks: why are travel payments some of the hardest in the world, and what’s really at stake when checkout breaks?</p><p>Join Siobhan O'Neill-Schwenk, Keli Sandeman from Virgin Atlantic, Damien Cramer of Nuvei, and industry consultant Paul van Alfen as they reveal the invisible complexity behind every flight, hotel, and holiday. Key topics include the outdated infrastructure powering global payments, the massive revenue lost to false declines, with 1 in 6 travelers wrongly turned away, and the strategies leading airlines use to recover lost sales and optimize approvals. The episode also tackles the looming impact of AI-driven booking agents and what could happen when machines book your next trip.</p><p>Whether you’re scaling a global marketplace or booking your next adventure, tune in for high-stakes stories, essential insights, and actionable fixes that keep money flowing and journeys on track.</p><p>Chapters</p><p>00:00 - Introduction</p><p>01:24 - Why Travel Payments Are So Challenging</p><p>03:28 - The Problem of Payment Declines</p><p>09:10 - Outdated Infrastructure and Legacy Systems</p><p>12:58 - Prepayment Risk in Travel</p><p>15:34 - Winning Back Lost Customers</p><p>16:52 - Importance of Localization</p><p>18:12 - Scaling Payment Methods Globally</p><p>21:01 - The Role of Customer Preferences</p><p>22:01 - The Impact of AI and Agentic Commerce</p><p>25:28 - Why Travel Is the Hardest Payment Challenge</p><p>26:17 - The Future of Travel Payments</p><p>Follow Us</p><ul><li>Facebook <a href="https://www.facebook.com/NuveiTech/" rel="noopener noreferrer"><u>@Nuvei</u></a></li><li>Instagram <a href="https://www.instagram.com/nuvei_official" rel="noopener noreferrer"><u>@Nuvei</u></a></li><li>LinkedIn <a href="https://www.linkedin.com/company/nuvei/" rel="noopener noreferrer"><u>@Nuvei</u></a></li></ul><p><i><strong>Presented by Nuvei<br></strong></i><a href="https://www.nuvei.com" rel="noopener noreferrer"><i><strong><u>https://www.nuvei.com</u></strong></i></a></p><br/> <p>Hosted by Simplecast, an AdsWizz company. See <a href="https://pcm.adswizz.com">pcm.adswizz.com</a> for information about our collection and use of personal data for advertising.</p>]]></description>
      <pubDate>Mon, 21 Sep 2026 12:18:38 +0000</pubDate>
      <author>stories@amazemedialabs.com (Siobhan O’Neill-Schwenk, Keli Sandeman, Damien Cramer, Paul van Alfen)</author>
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      <content:encoded><![CDATA[<p>Travel looks easy until you peek behind the curtain.&nbsp;</p><p>Booking across currencies, juggling fraud checks, and wrangling ancient systems, every trip is a high-wire act few customers see. This episode of <i>Everywhere Commerce</i> asks: why are travel payments some of the hardest in the world, and what’s really at stake when checkout breaks?</p><p>Join Siobhan O'Neill-Schwenk, Keli Sandeman from Virgin Atlantic, Damien Cramer of Nuvei, and industry consultant Paul van Alfen as they reveal the invisible complexity behind every flight, hotel, and holiday. Key topics include the outdated infrastructure powering global payments, the massive revenue lost to false declines, with 1 in 6 travelers wrongly turned away, and the strategies leading airlines use to recover lost sales and optimize approvals. The episode also tackles the looming impact of AI-driven booking agents and what could happen when machines book your next trip.</p><p>Whether you’re scaling a global marketplace or booking your next adventure, tune in for high-stakes stories, essential insights, and actionable fixes that keep money flowing and journeys on track.</p><p>Chapters</p><p>00:00 - Introduction</p><p>01:24 - Why Travel Payments Are So Challenging</p><p>03:28 - The Problem of Payment Declines</p><p>09:10 - Outdated Infrastructure and Legacy Systems</p><p>12:58 - Prepayment Risk in Travel</p><p>15:34 - Winning Back Lost Customers</p><p>16:52 - Importance of Localization</p><p>18:12 - Scaling Payment Methods Globally</p><p>21:01 - The Role of Customer Preferences</p><p>22:01 - The Impact of AI and Agentic Commerce</p><p>25:28 - Why Travel Is the Hardest Payment Challenge</p><p>26:17 - The Future of Travel Payments</p><p>Follow Us</p><ul><li>Facebook <a href="https://www.facebook.com/NuveiTech/" rel="noopener noreferrer"><u>@Nuvei</u></a></li><li>Instagram <a href="https://www.instagram.com/nuvei_official" rel="noopener noreferrer"><u>@Nuvei</u></a></li><li>LinkedIn <a href="https://www.linkedin.com/company/nuvei/" rel="noopener noreferrer"><u>@Nuvei</u></a></li></ul><p><i><strong>Presented by Nuvei<br></strong></i><a href="https://www.nuvei.com" rel="noopener noreferrer"><i><strong><u>https://www.nuvei.com</u></strong></i></a></p><br/> <p>Hosted by Simplecast, an AdsWizz company. See <a href="https://pcm.adswizz.com">pcm.adswizz.com</a> for information about our collection and use of personal data for advertising.</p>]]></content:encoded>
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      <itunes:title>The hardest payment in the world</itunes:title>
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      <title>Introducing: Everywhere Commerce</title>
      <description><![CDATA[<p>Global commerce has never been more accessible, yet the payments that power it have grown increasingly complex. Welcome to <i>Everywhere Commerce</i>, where we examine the systems driving global growth. Hosted by Siobhan O’Neill-Schwenk and produced by Nuvei, this podcast explores how payments infrastructure shapes the outcomes that matter most to global businesses, including conversion rates, customer experience, and international expansion.</p>
<p>Each episode looks at the realities behind modern commerce, from regional differences in checkout expectations to hidden revenue loss caused by false declines, and the growing role of AI in purchasing decisions. Through conversations with merchants, networks, and operators, the series provides a clearer view of how these systems are designed, managed, and optimized. New episodes begin in July 2026. Follow Everywhere Commerce and listen on your preferred podcast platform.</p>
<p>Follow Us</p>
<ul>
 <li>Facebook <a href="https://www.facebook.com/NuveiTech/" rel="noopener noreferrer">@Nuvei</a></li>
 <li>Instagram <a href="https://www.instagram.com/nuvei_official" rel="noopener noreferrer">@Nuvei</a></li>
 <li>LinkedIn <a href="https://www.linkedin.com/company/nuvei/" rel="noopener noreferrer">@Nuvei</a></li>
</ul>
<p><i>This podcast is presented by Nuvei - the infrastructure for every payment, everywhere.</i><br><a href="https://www.nuvei.com" rel="noopener noreferrer"><i>https://www.nuvei.com</i></a></p><br/> <p>Hosted by Simplecast, an AdsWizz company. See <a href="https://pcm.adswizz.com">pcm.adswizz.com</a> for information about our collection and use of personal data for advertising.</p>]]></description>
      <pubDate>Tue, 1 Sep 2026 18:19:49 +0000</pubDate>
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      <content:encoded><![CDATA[<p>Global commerce has never been more accessible, yet the payments that power it have grown increasingly complex. Welcome to <i>Everywhere Commerce</i>, where we examine the systems driving global growth. Hosted by Siobhan O’Neill-Schwenk and produced by Nuvei, this podcast explores how payments infrastructure shapes the outcomes that matter most to global businesses, including conversion rates, customer experience, and international expansion.</p>
<p>Each episode looks at the realities behind modern commerce, from regional differences in checkout expectations to hidden revenue loss caused by false declines, and the growing role of AI in purchasing decisions. Through conversations with merchants, networks, and operators, the series provides a clearer view of how these systems are designed, managed, and optimized. New episodes begin in July 2026. Follow Everywhere Commerce and listen on your preferred podcast platform.</p>
<p>Follow Us</p>
<ul>
 <li>Facebook <a href="https://www.facebook.com/NuveiTech/" rel="noopener noreferrer">@Nuvei</a></li>
 <li>Instagram <a href="https://www.instagram.com/nuvei_official" rel="noopener noreferrer">@Nuvei</a></li>
 <li>LinkedIn <a href="https://www.linkedin.com/company/nuvei/" rel="noopener noreferrer">@Nuvei</a></li>
</ul>
<p><i>This podcast is presented by Nuvei - the infrastructure for every payment, everywhere.</i><br><a href="https://www.nuvei.com" rel="noopener noreferrer"><i>https://www.nuvei.com</i></a></p><br/> <p>Hosted by Simplecast, an AdsWizz company. See <a href="https://pcm.adswizz.com">pcm.adswizz.com</a> for information about our collection and use of personal data for advertising.</p>]]></content:encoded>
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      <itunes:title>Introducing: Everywhere Commerce</itunes:title>
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      <description><![CDATA[<p>Smooth checkouts hide a messy secret: behind every tap, swipe, and scan, dozens of systems must synchronize in milliseconds or sales (and trust) vanish. This episode of <i>Everywhere Commerce</i> pulls back the curtain on the unseen machinery making seamless payments possible.</p>
<p>Join Siobhan O'Neill-Schwenk as she sits down with Mike Farrell of FreedomPay and Steve Vincent of Nuvei to expose where unified commerce ambitions run into real-world complexity. Explore how minor cracks between apps, loyalty systems, and processors can become major revenue leaks, often unnoticed.</p>
<p>Hear why 99.9% payment uptime isn’t enough, how global brands lose billions to invisible declines, and why true unification isn't about having fewer vendors but smarter, resilient controls.</p>
<p>From late-night football rushes to AI-powered shopping agents, learn actionable steps to keep revenue flowing, customer trust unbroken, and every new channel future-ready.</p>
<p>Tune in for more on building payment stacks that scale, flex, and never let a loyal customer slip away.</p>
<p>Follow Us</p>
<ul>
 <li>Facebook <a href="https://www.facebook.com/NuveiTech/" rel="noopener noreferrer">@Nuvei</a></li>
 <li>Instagram <a href="https://www.instagram.com/nuvei_official" rel="noopener noreferrer">@Nuvei</a></li>
 <li>LinkedIn <a href="https://www.linkedin.com/company/nuvei/" rel="noopener noreferrer">@Nuvei</a></li>
</ul>
<p><i>Presented by Nuvei</i><br><a href="https://www.nuvei.com" rel="noopener noreferrer"><i>https://www.nuvei.com</i></a></p><br/> <p>Hosted by Simplecast, an AdsWizz company. See <a href="https://pcm.adswizz.com">pcm.adswizz.com</a> for information about our collection and use of personal data for advertising.</p>]]></description>
      <pubDate>Wed, 19 Aug 2026 12:47:00 +0000</pubDate>
      <author>stories@amazemedialabs.com (Siobhan O’Neill-Schwenk, Mike Farrell, Steve Vincent)</author>
      <link>https://everywhere-commerce.simplecast.com/episodes/one-customer-every-channel-kv3VtD5d</link>
      <content:encoded><![CDATA[<p>Smooth checkouts hide a messy secret: behind every tap, swipe, and scan, dozens of systems must synchronize in milliseconds or sales (and trust) vanish. This episode of <i>Everywhere Commerce</i> pulls back the curtain on the unseen machinery making seamless payments possible.</p>
<p>Join Siobhan O'Neill-Schwenk as she sits down with Mike Farrell of FreedomPay and Steve Vincent of Nuvei to expose where unified commerce ambitions run into real-world complexity. Explore how minor cracks between apps, loyalty systems, and processors can become major revenue leaks, often unnoticed.</p>
<p>Hear why 99.9% payment uptime isn’t enough, how global brands lose billions to invisible declines, and why true unification isn't about having fewer vendors but smarter, resilient controls.</p>
<p>From late-night football rushes to AI-powered shopping agents, learn actionable steps to keep revenue flowing, customer trust unbroken, and every new channel future-ready.</p>
<p>Tune in for more on building payment stacks that scale, flex, and never let a loyal customer slip away.</p>
<p>Follow Us</p>
<ul>
 <li>Facebook <a href="https://www.facebook.com/NuveiTech/" rel="noopener noreferrer">@Nuvei</a></li>
 <li>Instagram <a href="https://www.instagram.com/nuvei_official" rel="noopener noreferrer">@Nuvei</a></li>
 <li>LinkedIn <a href="https://www.linkedin.com/company/nuvei/" rel="noopener noreferrer">@Nuvei</a></li>
</ul>
<p><i>Presented by Nuvei</i><br><a href="https://www.nuvei.com" rel="noopener noreferrer"><i>https://www.nuvei.com</i></a></p><br/> <p>Hosted by Simplecast, an AdsWizz company. See <a href="https://pcm.adswizz.com">pcm.adswizz.com</a> for information about our collection and use of personal data for advertising.</p>]]></content:encoded>
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      <itunes:title>One customer, every channel</itunes:title>
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      <itunes:summary>Find out what really breaks unified checkout and how smart brands stop hidden payment failures from costing sales and trust.</itunes:summary>
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      <description><![CDATA[<p>Global brands may sell everywhere, but customers still expect payment experiences that feel familiar, trusted, and local.</p>
<p>In the first episode of <i>Everywhere Commerce</i>, host Siobhan O’Neill-Schwenk is joined by Adina Pop, Efi Dahan, and Monika Król to examine why payment experiences that succeed in one market often fail in another. They discuss the role of local payment preferences, consumer trust, and cultural habits in shaping conversion and growth.</p>
<p>Drawing on examples from Poland, Brazil, Belgium, Portugal, China, and the Netherlands, the conversation explores the balance between global scale and local expectations. From the rise of market-leading local payment methods to the future of interoperability and AI-driven commerce, the episode highlights what merchants need to know to succeed across borders.</p>
<p>Listen in to learn why localization isn't just part of the checkout experience, it's often the deciding factor behind a successful sale.</p>
<p>Follow Us</p>
<ul>
 <li>Facebook <a href="https://www.facebook.com/NuveiTech/" rel="noopener noreferrer">@Nuvei</a></li>
 <li>Instagram <a href="https://www.instagram.com/nuvei_official" rel="noopener noreferrer">@Nuvei</a></li>
 <li>LinkedIn <a href="https://www.linkedin.com/company/nuvei/" rel="noopener noreferrer">@Nuvei</a></li>
</ul>
<p><i>Presented by Nuvei</i><br><a href="https://www.nuvei.com" rel="noopener noreferrer"><i>https://www.nuvei.com</i></a></p><br/> <p>Hosted by Simplecast, an AdsWizz company. See <a href="https://pcm.adswizz.com">pcm.adswizz.com</a> for information about our collection and use of personal data for advertising.</p>]]></description>
      <pubDate>Mon, 20 Jul 2026 04:00:00 +0000</pubDate>
      <author>stories@amazemedialabs.com (Siobhan O’Neill-Schwenk, Adina Pop, Efi Dahan, Monika Król)</author>
      <link>https://everywhere-commerce.simplecast.com/episodes/global-scale-local-friction-_pOVPQRj</link>
      <content:encoded><![CDATA[<p>Global brands may sell everywhere, but customers still expect payment experiences that feel familiar, trusted, and local.</p>
<p>In the first episode of <i>Everywhere Commerce</i>, host Siobhan O’Neill-Schwenk is joined by Adina Pop, Efi Dahan, and Monika Król to examine why payment experiences that succeed in one market often fail in another. They discuss the role of local payment preferences, consumer trust, and cultural habits in shaping conversion and growth.</p>
<p>Drawing on examples from Poland, Brazil, Belgium, Portugal, China, and the Netherlands, the conversation explores the balance between global scale and local expectations. From the rise of market-leading local payment methods to the future of interoperability and AI-driven commerce, the episode highlights what merchants need to know to succeed across borders.</p>
<p>Listen in to learn why localization isn't just part of the checkout experience, it's often the deciding factor behind a successful sale.</p>
<p>Follow Us</p>
<ul>
 <li>Facebook <a href="https://www.facebook.com/NuveiTech/" rel="noopener noreferrer">@Nuvei</a></li>
 <li>Instagram <a href="https://www.instagram.com/nuvei_official" rel="noopener noreferrer">@Nuvei</a></li>
 <li>LinkedIn <a href="https://www.linkedin.com/company/nuvei/" rel="noopener noreferrer">@Nuvei</a></li>
</ul>
<p><i>Presented by Nuvei</i><br><a href="https://www.nuvei.com" rel="noopener noreferrer"><i>https://www.nuvei.com</i></a></p><br/> <p>Hosted by Simplecast, an AdsWizz company. See <a href="https://pcm.adswizz.com">pcm.adswizz.com</a> for information about our collection and use of personal data for advertising.</p>]]></content:encoded>
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