Blue Collar Money: Theories of Middle Class Investing

The Marvelous Pigness of Pigs

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pw.gopal@thebluecollarmoney.com

Part 2 - Joel Salatin: The True Cost of Food and Freedom

pwgopal@pwgopal.com (PW Gopal, Joel Salatin) — Wed, 13 Apr 2022 05:00:00 +0000

Resources/ Mentions:

Joel Salatin

Polyface Farms

Everything I Want To Do Is Illegal

Salad Bar Beef

The Sheer Ecstasy of Being A Lunatic Farmer

PW Gopal

pwgopal@pwgopal.com

pw.gopal@thebluecollarmoney.com

The Marvelous Pigness of Pigs

** If the content of this episode or podcast has brought you value we would appreciate a tip at the Paypal email below. We promise we will put the funds to good work and honor your investment.

pw.gopal@thebluecollarmoney.com

Joel Salatin: The True Cost of Food and Freedom - Part 1

pwgopal@pwgopal.com (PW Gopal, Joel Salatin) — Wed, 6 Apr 2022 05:00:00 +0000

Resources/ Mentions:

Joel Salatin

Polyface Farms

Everything I Want To Do Is Illegal

Salad Bar Beef

The Sheer Ecstasy of Being A Lunatic Farmer

PW Gopal

pwgopal@pwgopal.com

pw.gopal@thebluecollarmoney.com

** If the content of this episode or podcast has brought you value we would appreciate a tip at the Paypal email below. We promise we will put the funds to good work and honor your investment.

pw.gopal@thebluecollarmoney.com

Investing for Kingdom Impact: The Blue Collar Money Masterclass coming this summer!

pwgopal@pwgopal.com (PW Gopal) — Wed, 30 Mar 2022 05:26:17 +0000

PW Gopal

pwgopal@pwgopal.com

pw.gopal@thebluecollarmoney.com

The General Theory of Employment, Interest and Money

** If the content of this episode or podcast has brought you value we would appreciate a tip at the Paypal email below. We promise we will put the funds to good work and honor your investment.

pw.gopal@thebluecollarmoney.com

Part 2 - Alex Wickell: A Hijacked Gospel Will Hijack Your Stewardship

pwgopal@pwgopal.com (PW Gopal, Alex Wickell) — Wed, 23 Mar 2022 05:00:00 +0000

Resources/ Mentions:

John Maynard Keynes

How Markets Fail: The Logic of Economic Calamities

Alex Wickell

The Branch Community Church

alex@brch.org

PW Gopal

pwgopal@pwgopal.com

pw.gopal@thebluecollarmoney.com

The Branch Community Church

** If the content of this episode or podcast has brought you value we would appreciate a tip at the Paypal email below. We promise we will put the funds to good work and honor your investment.

pw.gopal@thebluecollarmoney.com

Pastor Alex Wickell: Defining the Gospel Defines Our Investing Practices

pwgopal@pwgopal.com (Alex Wickell, PW Gopal) — Wed, 16 Mar 2022 05:00:00 +0000

Resources/ Mentions:

Alex Wickell

alex@brch.org

PW Gopal

pwgopal@pwgopal.com

pw.gopal@thebluecollarmoney.com

Form and Function Architecture

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pw.gopal@thebluecollarmoney.com

Why Growth Can Only Come From Stability- Our Interview with Architect and Entrepreneur, Myles Alexander

pwgopal@pwgopal.com (PW Gopal, Myles Alexander) — Wed, 9 Mar 2022 06:00:00 +0000

Resources/ Mention:

Myles Alexander -

myles@ffarchitecture.com

Vinyet Architecture

Mack Constructors

PW Gopal

pwgopal@pwgopal.com

pw.gopal@thebluecollarmoney.com

Redemptive Economics - Mike Hatch

** If the content of this episode or podcast has brought you value we would appreciate a tip at the Paypal email below. We promise we will put the funds to good work and honor your investment.

pw.gopal@thebluecollarmoney.com

Is It OK To Raise Rents On Folks Who Can't Afford It?

pwgopal@pwgopal.com (Mike Hatch, PW Gopal) — Wed, 26 Jan 2022 16:20:33 +0000

Resources/ Mentions:

Dave Ramsey Video Link

IMN Special Assets Conference

PW Gopal

pwgopal@pwgopal.com

pw.gopal@thebluecollarmoney.com

Clever Fox Planner Pro

** If the content of this episode or podcast has brought you value we would appreciate a tip at the Paypal email below. We promise we will put the funds to good work and honor your investment.

pw.gopal@thebluecollarmoney.com

Radical Versus Reasonable - What Version of Stewardship is God Calling You To?

pwgopal@pwgopal.com (PW Gopal) — Wed, 19 Jan 2022 06:07:01 +0000

Resources / Mentions:

Rich Nathan Sermon:

Called to Community: The Life Jesus Wants For His Disciples

The Red Thread - Tamsen Webster

7 Habits of Highly Effective People - Covey

PW Gopal

pwgopal@pwgopal.com

pw.gopal@thebluecollarmoney.com

Cutting Coporate Ties Podcast

** If the content of this episode or podcast has brought you value we would appreciate a tip at the Paypal email below. We promise we will put the funds to good work and honor your investment.

pw.gopal@thebluecollarmoney.com

Why God May Push You To Pivot: Our Interview with Leadership Coach and Solopreneur, Greg Tosi

pwgopal@pwgopal.com (PW Gopal, Greg Tosi) — Wed, 12 Jan 2022 06:00:00 +0000

Resources/ Mentions:

Devry

Contact:

greg@gregtosi.com

gregtosi.com

PW Gopal

pwgopal@pwgopal.com

pw.gopal@thebluecollarmoney.com

The Creature From Jekyl Island

** If the content of this episode or podcast has brought you value we would appreciate a tip at the Paypal email below. We promise we will put the funds to good work and honor your investment.

pw.gopal@thebluecollarmoney.com

Why Honest Money Matters: Our Interview with BCM Co-Founder and Investor, Mike Hatch

pwgopal@pwgopal.com (PW Gopal) — Wed, 5 Jan 2022 06:00:00 +0000

Resources/ Mentions:

Jimmy Song

Killing Sacred Cows

Honest Money

Ascent of Money

The Scandal of Money

Life After Google

Contact:

Mike Hatch

EmpoweredManhood.com

PW Gopal

pwgopal@pwgopal.com

pw.gopal@thebluecollarmoney.com

Billy Southrey - Atlantic City Mission

** If the content of this episode or podcast has brought you value we would appreciate a tip at the Paypal email below. We promise we will put the funds to good work and honor your investment.

pw.gopal@thebluecollarmoney.com

The 20% Game - How To Fine Tune Your Lifestyle of Investment

pwgopal@pwgopal.com (PW Gopal) — Wed, 29 Dec 2021 06:25:05 +0000

Resources/ Mentions:

"Be not simply good, be good for something" - Henry David Thoreau

"The difference between who you are and who you want to be is what you do" - Zig Ziglar

Harvey McKay

Contact:

PW Gopal

pwgopal@pwgopal.com

pw.gopal@thebluecollarmoney.com

The Day the Revolution Began - N.T. Wright

** If the content of this episode or podcast has brought you value we would appreciate a tip at the Paypal email below. We promise we will put the funds to good work and honor your investment.

pw.gopal@thebluecollarmoney.com

Part 2: Your Investing Checklist for 2022 - What Prudent Investors Consider Before the Storm

pwgopal@pwgopal.com (PW Gopal) — Wed, 22 Dec 2021 06:00:00 +0000

Resources / Mentions:

PW Gopal

pwgopal@pwgopal.com

pw.gopal@thebluecollarmoney.com

Start Over, Finish Rich - David Bach

** If the content of this episode or podcast has brought you value we would appreciate a tip at the Paypal email below. We promise we will put the funds to good work and honor your investment.

pw.gopal@thebluecollarmoney.com

Your Investing Checklist for 2022 - What Prudent Investors Consider Before the Storm

pwgopal@pwgopal.com (PW Gopal) — Wed, 15 Dec 2021 07:19:15 +0000

Resources / Mentions:

Total Money Makeover - Dave Ramsey

Garrett Gundersen - Wealthfactory.com

Redemptive Economics - Mike Hatch

PW Gopal

pwgopal@pwgopal.com

pw.gopal@thebluecollarmoney.com

The Richest Man in Babylon - George Clason

** If the content of this episode or podcast has brought you value we would appreciate a tip at the Paypal email below. We promise we will put the funds to good work and honor your investment.

pw.gopal@thebluecollarmoney.com

Living A Life of Generosity - Why Intentional Giving May Actually Increase Our Portfolios

pwgopal@pwgopal.com (PW Gopal) — Wed, 8 Dec 2021 06:00:00 +0000

Resources/ Mentions:

Young Life

The Hundred Movement

PW Gopal

pwgopal@pwgopal.com

pw.gopal@thebluecollarmoney.com

jeremytheguitarhunter.com

** If the content of this episode or podcast has brought you value we would appreciate a tip at the Paypal email below. We promise we will put the funds to good work and honor your investment.

pw.gopal@thebluecollarmoney.com

Part 2 (UNEDITED with B-ROLL): Turning Passion Into Profit - How Jeremy Sheppard Built a Career On Problem Solving for His Followers

pwgopal@pwgopal.com (PW Gopal, Jeremy Sheppard) — Wed, 1 Dec 2021 06:00:00 +0000

Resources / Mentions:

Fender Guitars

Jeremy Sheppard

jeremy@jeremysheppard.com

YouTube

PW Gopal

pwgopal@pwgopal.com

pw.gopal@thebluecollarmoney.com

jeremytheguitarhunter.com

** If the content of this episode or podcast has brought you value we would appreciate a tip at the Paypal email below. We promise we will put the funds to good work and honor your investment.

pw.gopal@thebluecollarmoney.com

Turning Passion Into Profit - How Jeremy Sheppard Built a Career on Problem Solving for His Followers

pwgopal@pwgopal.com (PW Gopal, Jeremy Sheppard) — Wed, 24 Nov 2021 06:00:00 +0000

Resources / Mentions:

Fender Guitars

Jeremy Sheppard

jeremy@jeremysheppard.com

YouTube

PW Gopal

pwgopal@pwgopal.com

pw.gopal@thebluecollarmoney.com

Mover of Men and Mountains - R.G LeTourneau

** If the content of this episode or podcast has brought you value we would appreciate a tip at the Paypal email below. We promise we will put the funds to good work and honor your investment.

pw.gopal@thebluecollarmoney.com

Luke's Automotive: How Businesses Can Reinvest in the Kingdom of God

pwgopal@pwgopal.com (PW Gopal, Luke Walker) — Wed, 17 Nov 2021 06:57:30 +0000

Resources and Mentions:

Traction

Traction - Gino Wickman

Youth for Christ

Luke Walker - luke@lukesautoservice.com

https://www.lukesautoservice.com/

PW Gopal

pwgopal@pwgopal.com

pw.gopal@thebluecollarmoney.com

** If the content of this episode or podcast has brought you value we would appreciate a tip at the Paypal email below. We promise we will put the funds to good work and honor your investment.

pw.gopal@thebluecollarmoney.com

Part 2: How the Short Term Rental Market Can Be the Key to You Increasing Cash Flow, Minimizing Risk and Honoring God's Kingdom - Our Interview with Real Estate Investor, Terre Zeigler

pwgopal@pwgopal.com (Terre Zeigler, PW Gopal) — Wed, 10 Nov 2021 08:37:10 +0000

Resources and Mentions:

Terre Zeigler:

tzflmgt@gmail.com

PW Gopal

pwgopal@pwgopal.com

pw.gopal@thebluecollarmoney.com

** If the content of this episode or podcast has brought you value we would appreciate a tip at the Paypal email below. We promise we will put the funds to good work and honor your investment.

pw.gopal@thebluecollarmoney.com

How the Short Term Rental Market Can Be the Key to You Increasing Cash Flow, Minimizing Risk and Honoring God's Kingdom - Our Interview with Real Estate Investor, Terre Zeigler: Part 1

pwgopal@pwgopal.com (Terre Zeigler, PW Gopal) — Wed, 3 Nov 2021 08:31:25 +0000

Resources and Mentions:

Terre Zeigler:

tzflmgt@gmail.com

PW Gopal

pwgopal@pwgopal.com

pw.gopal@thebluecollarmoney.com

Winston Salem "Bigger Pockets Meetup"

** If the content of this episode or podcast has brought you value we would appreciate a tip at the Paypal email below. We promise we will put the funds to good work and honor your investment.

pw.gopal@thebluecollarmoney.com

Part 2, 5 Essentials for New Real Estate Investors - How Investor, Daniel Johnson is Coaching the Next Generation of R.E. Investors

pwgopal@pwgopal.com (PW Gopal, Daniel Johnson) — Wed, 27 Oct 2021 05:00:00 +0000

Resources/ Mentions:

Bigger Pockets

Ken McElroy Podcast

Contact:

Daniel Johnson

daniel@refocusfp.com

PW Gopal

pwgopal@pwgopal.com

pw.gopal@thebluecollarmoney.com

Winston Salem "Bigger Pockets Meetup"

** If the content of this episode or podcast has brought you value we would appreciate a tip at the Paypal email below. We promise we will put the funds to good work and honor your investment.

pw.gopal@thebluecollarmoney.com

5 Essentials for New Real Estate Investors - How Investor, Daniel Johnson is Coaching the Next Generation of R.E. Investors, Part 1

pwgopal@pwgopal.com (Daniel Johnson, PW Gopal) — Wed, 20 Oct 2021 05:00:00 +0000

Resources/ Mentions:

Bigger Pockets

Ken McElroy Podcast

Contact:

Daniel Johnson

daniel@refocusfp.com

PW Gopal

pwgopal@pwgopal.com

pw.gopal@thebluecollarmoney.com

John Deere Company - www.deere.com

** If the content of this episode or podcast has brought you value we would appreciate a tip at the Paypal email below. We promise we will put the funds to good work and honor your investment.

pw.gopal@thebluecollarmoney.com

Searching for John Deere's Plow - How to Create Value That Makes Everyone Win

pwgopal@pwgopal.com (PW Gopal) — Wed, 13 Oct 2021 05:00:00 +0000

Resources/ Mentions:

NOTES FROM OUR PREVIOUS EPISODE (E10) ON THE BASICS IN VALUE CREATION:

Value creation comes at a cost but allows us as a value creator to use our gifts and to serve and bless others in our community.

As we consider how we will create value we need to be looking at ourselves as either a steward of God's resources or a storehouse for his resources. As we steward, we manage, invest and give away God's resources and as a storehouse we hoard and stockpile what is intended for others.

PREPARATION:

Some key questions to ask yourself as you prepare to put money at risk:

1 . Are you able to produce value and produce it consistently?

2. Who is the recipient of that value and is the market proven?

3. Have you done your due diligence with your family's financial safety to then put money at risk?

4. Having done your due diligence with your family's financial safety, are you operating at 70% of your income - giving, saving and investing the other 30%.

5. What is your proximity to the market you wish to invest in? Do you know your product and market well?

THE 3 G'S of VALUE CREATION:

GROUND - what does the landscape and narrative look like for the market and product you wish to invest in?

GAP - is there a proven gap in the market where your product can sit? are you securing a need for a consumer base? how stable is the supply chain for the product you wish to produce? Is there is a proven and growing consumer base for your product?

GIFTS - where do your gifts lie? Do you like to work with your hands on rentals or read balance sheets of companies you want to invest in?

ANCILLARY QUESTIONS:

what does your margin look like to do research into a market and product?
is your job and income stream stable?
is your spouse involved in the decisions to put money at risk? do you agree on the risk levels?
what is your timeline to begin risking capital? what is your timeline to be paid back from an investment?
do you have a fiduciary who has walked you through your safety plan? your legacy plan?

VALUE CREATION is about serving and blessing people. It's not about the money - it's about expanding the Kingdom of God and reaching people with your resources.

Contact:

Jay Bryner - jay.bryner@gmail.com

PW Gopal

pwgopal@pwgopal.com

pw.gopal@thebluecollarmoney.com

** If the content of this episode or podcast has brought you value we would appreciate a tip at the Paypal email below. We promise we will put the funds to good work and honor your investment.

pw.gopal@thebluecollarmoney.com

Blue Collar Money Values: Why Getting Your Hands Dirty Will Change the Game for Your Investments

pwgopal@pwgopal.com (PW Gopal) — Wed, 29 Sep 2021 05:04:52 +0000

BLUE COLLAR VALUES:

Kingdom Citizenship

Family Value Integration

Production Mindset

Financial Education

Offsetting Risk

Contact:

PW Gopal

pwgopal@pwgopal.com

pw.gopal@thebluecollarmoney.com

David Bach - Start Over Finish Rich

** If the content of this episode or podcast has brought you value we would appreciate a tip at the Paypal email below. We promise we will put the funds to good work and honor your investment.

pw.gopal@thebluecollarmoney.com

Part 2: Abating Risk In Your Portfolio Can Save You From the Poor House

pwgopal@pwgopal.com (PW Gopal) — Wed, 22 Sep 2021 05:00:00 +0000

Resources/ Mentions:

Garrett Gundersen

Dave Ramsey - Total Money Makeover

The Emyth

Contact:

PW Gopal

pwgopal@pwgopal.com

pw.gopal@thebluecollarmoney.com

** If the content of this episode or podcast has brought you value we would appreciate a tip at the Paypal email below. We promise we will put the funds to good work and honor your investment.

pw.gopal@thebluecollarmoney.com

Abating Risk In Your Portfolio Can Save You From the Poor House

pwgopal@pwgopal.com (PW Gopal) — Wed, 15 Sep 2021 07:29:44 +0000

Risk lies in two areas: the Investor and the Investment

here are a few questions to consider when evaluating both yourself and the investment you wish to pursue:

INVESTOR

How safe is my job market?
How safe is my job?
How is my mental margin?
Have I finished my safety plan (wills, trusts and insurances)?

INVESTMENT

Productivity potential revolves around due diligence of the market, market position or share of the investment and your due diligence.
Assess risk and disruptors (See IMN Special Assets conferences)
Lane of Investment - we see picking a lane of investment as paramount and we use a simple formula: Values + Gifting + Wealth of Knowledge + Cash Flow = Lane of Investment
Surrender the Outcome
Count the small wins and continue learning from the wins and defeats
Find a good solid set of coaches to walk you through the rhythms of each industry.
Find people to learn with - vision comes from many eyes and wisdom follows.

Contact:

PW Gopal

pwgopal@pwgopal.com

pw.gopal@thebluecollarmoney.com

1000 True Fans - Kevin Kelly

** If the content of this episode or podcast has brought you value we would appreciate a tip at the Paypal email below. We promise we will put the funds to good work and honor your investment.

pw.gopal@thebluecollarmoney.com

Derek Webb, Part 2: How Clarifying Your Story Can Make or Break Your Sales Funnel

pwgopal@pwgopal.com (PW Gopal, Derek Webb) — Wed, 8 Sep 2021 05:13:04 +0000

This is part 2 of the interview that I have been most excited about bringing to our Blue Collar Money family. Derek Webb has been a friend and mentor for the last 15 years and has brought me incredible value with his thoughts on failure, process and fan (customer) connection. Please give this episode (and the previous) your full attention - take notes and be encouraged that you are fully capable of writing and living a great creative narrative.

Resources/ Mentions:

Contact:

Derek Webb

derekwebb.com

middleclassmusician.com

patreon.com/derekwebb

PW Gopal

pwgopal@pwgopal.com

pw.gopal@thebluecollarmoney.com

1000 True Fans - Kevin Kelly

How Singer/ Songwriter and Entrepreneur, Derek Webb is Using the Power of Failure and Connection to Scale His Business

pwgopal@pwgopal.com (PW Gopal, Derek Webb) — Wed, 1 Sep 2021 05:00:00 +0000

This may be the episode that I have been most excited about bringing to our Blue Collar Money family. Derek Webb has been a friend and mentor for the last 15 years and has brought me incredible value with his thoughts on failure, process and fan (customer) connection. Please give these next two episodes your full attention - take notes and be encouraged that you are fully capable of writing and living a great creative narrative.

Resources/ Mentions:

Contact:

Derek Webb

derekwebb.com

middleclassmusician.com

patreon.com/derekwebb

PW Gopal

pwgopal@pwgopal.com

pw.gopal@thebluecollarmoney.com

The Bullish Case for Bitcoin

What's Next for Blue Collar Money

pwgopal@pwgopal.com (PW Gopal) — Wed, 25 Aug 2021 07:30:09 +0000

Contact:

PW Gopal

pwgopal@pwgopal.com

pw.gopal@thebluecollarmoney.com

thebluecollarmoney.com

6 Principles That Can Make Or Break Your Investment Strategy

pwgopal@pwgopal.com (PW Gopal, Mike Hatch) — Wed, 18 Aug 2021 07:05:02 +0000

Contact:

PW Gopal - pwgopal@pwgopal.com, pw.gopal@thebluecollarmoney.com

Mike Hatch - mikehatch@thebluecollarmoney.com

Why Bitcoin Might Redeem Our Corrupt Monetary System with Bitcoin Programmer/Author, Jimmy Song - Part 2

pwgopal@pwgopal.com (PW Gopal, Mike Hatch, Jimmy Song) — Wed, 11 Aug 2021 13:02:48 +0000

Resources / Mentions:

Thank God for Bitcoin

The Little Bitcoin Book

Inventing Bitcoin

Programming Bitcoin

Layered Money

Bitcoin Clarity

The Bitcoin Standard

Honest Money

The Ethics of Money Production

Mere Christianity

Contact:

Jimmy Song Linkedin

Jimmy Song Newsletter

Jimmy Song Twitter

Programmingbitcoin.com

Jimmy Song Podcast - Bitcoin Fixes This

Why Bitcoin Might Redeem Our Corrupt Monetary System with Bitcoin Programmer/Author, Jimmy Song

pwgopal@pwgopal.com (Mike Hatch, PW Gopal, Jimmy Song) — Wed, 4 Aug 2021 05:00:00 +0000

Resources / Mentions:

Thank God for Bitcoin

The Little Bitcoin Book

Inventing Bitcoin

Programming Bitcoin

Layered Money

The Bullish Case for Bitcoin

Bitcoin Clarity

The Bitcoin Standard

Honest Money

The Ethics of Money Production

Mere Christianity

Contact:

Jimmy Song Linkedin

Jimmy Song Newsletter

Jimmy Song Twitter

Programmingbitcoin.com

Jimmy Song Podcast - Bitcoin Fixes This

How Creating Order in Your Investment Strategy Can Accelerate Impact

pwgopal@pwgopal.com (PW Gopal, Mike Hatch) — Wed, 28 Jul 2021 05:17:29 +0000

Assessment - The process takes us through the practical day to day numbers including current family or business budget, debt and cash flow. We snapshot the current and expected margin to try and get an understanding if the client is able to live on 70% of their cash flow while investing, saving and giving the remaining 30%.

Narratives - As investors we must understand the impact of what we call, The 5 Meta Narratives: Global Economics, US Finance, Politics, Civil Rights and Media/Technology

Mapping - When working with individuals and businesses our hope is to outline a constellation of goals, action points, gaps and relationships that will need attention and stewardship.

Values - family values dictate direction, risk and investment strategy. the discovery and discussion of values can hone your current risk narrative while adding efficiency and congruency to your families/business goals. Values are sewn deep into us and drive the 'why versus what conversation'. When I know what I value most in life then I can work the narrative backwards to outline action points and investment strategy.

Emergency fund - the benefit of having a $1500 emergency fund set up to offset healthcare or automotive bills. This is especially effective when paying off debt and pushing any excess funds to reducing debt.

Debt - speaks for itself - every family and individual needs to utilize a plan for reducing debt to prepare for an investment future.

Hedge - a safety bet meant to protect market investments. Our discussion centered out the use of gold and silver, specifically.

Savings - self explanatory

Safety - this requires ongoing conversation and attention to the wills, trusts and insurance policies that protect wealth and wealth transfer

Cash Flow - one of many products or markets that can produce monthly remuneration for value.

Conservative Investing - stocks, bonds, annuities, 401k, IRA's etc.

High Risk Investing - futures and some options products

Wealth Transfer - we recommend working with a fiduciary to set up draws from your investment products and to protect the investments passed on to your family.

Equity Stakes - we believe that the new stock market will be holding equity stakes in small businesses.

Additional notes:

What shapes our progress through these steps is the idea of operating out of faith instead of fear. In our worldview, we are stewarding things that are not ours to keep and so it allows us the freedom to invest without the fear of loss.

Our hope is to produce value to honor God, bless our families and to invest in our friends and communities.

Seek Margin First - Why God Wants to Create Harmony in Your Financial Narrative

pwgopal@pwgopal.com (Mike Hatch, PW Gopal) — Wed, 21 Jul 2021 05:00:00 +0000

Margin is the 3rd Value in our Mindset of an Investor series and is paramount in framing the lifestyle of investment.

Our process is simple:

Arena - what lanes you are running in and what is the purpose of you being there - in short, what is your personal mission statement and is it congruent with God's purpose for you and your community.

Assessment - how much energy is required in the following areas of your life:

personal life
professional life
spiritual life
economic life
emotional life
physical life

Is there harmony being these spinning plates? Do you understand the affect that each category has on the others?

Automate - what steps can you take to automate certain activities - to put them under daily discipline and practice. In addition, what areas can be handed off to professional to steward or to quarterback on your behalf.

Resources/ Mentions:

Jimmy Song

Ryan Hreczkosiej (pronounced "Ricochet")

Chris Jamison

The Richest Man in Babylon

Proverbs 30:25

Contact:

Mike Hatch - mikehatch@thebluecollarmoney.com

PW Gopal - pw.gopal@thebluecollarmoney.com, pwgopal@pwgopal.com

How Truck Driver, Eric Neely, is Building Wealth Through Real Estate

pwgopal@pwgopal.com (Mike Hatch, Eric Neely, PW Gopal) — Wed, 14 Jul 2021 05:00:00 +0000

Please join us for the first, BLUE COLLAR MONEY MASTERMIND: INVESTING FOR KINGDOM IMPACT starting Wednesday July 21st, 2021 at 12n. We will be meeting for 5 sessions thru August 18 and will be discussing the possibilities of getting financially unstuck, becoming a producer of value and reinvesting into the Kingdom of God.

The cost of the course is $199 for the Beta of this Mastermind ($497 for future Masterminds) and you can sign up by emailing Mike Hatch at mikehatch@thebluecollarmoney.com with "mastermind" in the subject line.

Resources / Mentions:

Bigger Pockets Podcast

www.syndicationattorneys.com

Michael Blank

Jake and Gino

Rod Khleif

Contact:

URL: febroscapital.com

Email: eric@febroscapital.com

LinkedIn

Phone: (316) 640-8163

PW Gopal - pwgopal@pwgopal.com, pw.gopal@thebluecollarmoney.com

Mike Hatch - mikehatch@thebluecollarmoney.com

Building Wealth Through Mobile Home Investing with Real Estate Investor/ Entrepreneur, John Fedro

pwgopal@pwgopal.com (PW Gopal, John Fedro, Mike Hatch) — Wed, 7 Jul 2021 04:46:55 +0000

Please join us for the first, BLUE COLLAR MONEY MASTERMIND: INVESTING FOR KINGDOM IMPACT starting Wednesday July 21st, 2021 at 12n. We will be meeting for 5 sessions thru August 18 and will be discussing the possibilities of getting financially unstuck, becoming a producer of value and reinvesting into the Kingdom of God.

Resources/ Mentions:

URL: mobilehomeinvesting.net

Email: support@mobilehomeinvesting.net

Podcast: https://www.mobilehomeinvesting.net/free-resources/mhi-podcast/

Youtube Channel

Triad Financial

21st Mortgage

Contact:

PW Gopal - pwgopal@pwgopal.com, pw.gopal@thebluecollarmoney.com

Mike Hatch - mikehatch@thebluecollarmoney.com

How the Government Stimulus Plan Steals from the Poor, with Roger McKinney

pwgopal@pwgopal.com (Roger McKinney, Mike Hatch) — Wed, 30 Jun 2021 05:20:00 +0000

Please join us for the first, BLUE COLLAR MONEY MASTERMIND: INVESTING FOR KINGDOM IMPACT starting Wednesday July 21st, 2021 at 12n. We will be meeting for 5 sessions thru August 18 and will be discussing the possibilities of getting financially unstuck, becoming a producer of value and reinvesting into the Kingdom of God.

Resources/ Mentions:

God is a Capitalist - McKinney

Contact:

PW Gopal - pwgopal@pwgopal.com, pw.gopal@thebluecollarmoney.com

Mike Hatch - mikehatch@thebluecollarmoney.com

Are Millennials Really Falling Behind in Building Wealth? Part 2: The Narratives that are Redefining Wealth for a New Generation'

pwgopal@pwgopal.com (PW Gopal, Mike Hatch) — Wed, 23 Jun 2021 05:00:00 +0000

Please join us for the first, BLUE COLLAR MONEY MASTERMIND: INVESTING FOR KINGDOM IMPACT starting Wednesday July 21st, 2021 at 12n. We will be meeting for 5 sessions thru August 18 and will be discussing the possibilities of getting financially unstuck, becoming a producer of value and reinvesting into the Kingdom of God.

The following are the Narratives we use to solve for defining an individual or family plan for investment...

The 5 Macro Narratives:

Global Economics

U.S. Finance

Politics

Media/ Technology

Civil Rights

There is a trail of information that can be trusted but it lies in the relationship between the above arenas. If you can familiarize yourself with how these affect US Finance, the following truths can help you understand the game being played and distill your plan:

The 7 Truths of U.S. Finance:

There will always be a marketplace (for the buyer, seller and speculator).
There will always be an arbitrage
There will always be speculators and market makers that will show you where the arbitrage exists. Their presence will also affect volatility and price action.
Some people will always cheat. Not all, but some.
Small timeframes take the blame /credit for moves in the market.
People are people. Human nature hasn't changed in 800 years of recorded financial history.
The Herd consumes...productivity exists outside of the herd.

Final Points:

You cant play the game and beat the game by making moral judgements against the game or the people. Don't dismiss the information because of its origin...but instead, become a learner.
Hate debt.... every kind and all kinds of it. Once you have a healthy hatred of it, you can then decide which debt you will keep to move you forward.
Understand the $/ Currency relationship
Self Determination is a moral endeavor - God has set you free... now go live free and free others to do the same. Freeing people, adding margin and value to someones life is a Holy endeavor.

Resources / Mentions:

https://www.bloomberg.com/features/2021-millennials-are-running-out-of-time/

The Fourth Turning - Strauss/ Howe

Proverbs 3:5,6

U.S. Debt Collapse: $20,000 Gold - Mike Maloney

IMN Banking Conferences

Contact:

PW Gopal - pwgopal@pwgopal.com, pw.gopal@thebluecollarmoney.com

Mike Hatch - mikehatch@thebluecollarmoney.com

Are Millennials Really Falling Behind in Building Wealth?: The Narratives that are Redefining Wealth for a New Generation

pwgopal@pwgopal.com (PW Gopal, Mike Hatch) — Wed, 16 Jun 2021 05:00:00 +0000

Please join us for the first, BLUE COLLAR MONEY MASTERMIND: INVESTING FOR KINGDOM IMPACT starting Wednesday July 21st, 2021 at 12n. We will be meeting for 5 sessions thru August 18 and will be discussing the possibilities of getting financially unstuck, becoming a producer of value and reinvesting into the Kingdom of God.

The following are the Narratives we use to solve for defining an individual or family plan for investment...

The 5 Macro Narratives:

Global Economics

U.S. Finance

Politics

Media/ Technology

Civil Rights

The 7 Truths of U.S. Finance:

There will always be a marketplace (for the buyer, seller and speculator).
There will always be an arbitrage
There will always be speculators and market makers that will show you where the arbitrage exist. Their presence will also affect volatility and price action.
Some people will always cheat. Not all, but some.
Small timeframes take the blame /credit for moves in the market.
People are people. Human nature hasn't changed in 800 years of recorded financial history.
The Herd consumes...productivity exists outside of the herd.

Resources / Mentions:

https://www.bloomberg.com/features/2021-millennials-are-running-out-of-time/

Contact:

PW Gopal - pwgopal@pwgopal.com, pw.gopal@thebluecollarmoney.com

Mike Hatch - mikehatch@thebluecollarmoney.com

Creating Value Through a Personal Brand: How "The Guitar Hunter", Jeremy Sheppard is Creating Community Through Business, Music and Friendship

pwgopal@pwgopal.com (PW Gopal, Jeremy Sheppard, Mike Hatch) — Wed, 9 Jun 2021 05:00:00 +0000

Resources and Mentions:

Contact:

Jeremy Sheppard: www.jeremysheppard.com

YouTube

Instagram

Integramarketinggroup.com

PW Gopal: pwgopal@pwgopal.com, pw.gopal@thebluecollarmoney.com

Mike Hatch: mikehatch@thebluecollarmoney.com

What is Blue Collar Investing? How Commerce Intersects with the Great Commission

pwgopal@pwgopal.com (PW Gopal, Mike Hatch) — Wed, 2 Jun 2021 04:00:00 +0000

In response to our friend, Jason Reinwald's question about Commerce and the Great Commission we decided to put our thoughts into an episode. His question is one that we have chewed on for years and continue to work through so it was a valuable endeavor to put our thoughts in front of our listenership for engagement and critique.

We keep the rules of Blue Collar Investing pretty simple: role up your sleeves, get your hands dirty and take responsibility for your financial future but we wanted to pull back the curtain and share a short outline that we follow to refine our stewardship and investment narrative.

Complete the Biblical Narrative
Get Your House in Order
Plant in Your Field
Plant in Someone Else's Field
Celebrate God

If you are looking for a deeper dive into Biblical Investing and stewardship principles you may want to be a part of our first ever, Blue Collar Money Mastermind: Investing for Kingdom Impact

We are offering a 5 week class starting Wednesday, July 21 at 12pm (Finishing August 18). The Cost is $199 as this is the beta-round and will go up to $497 in the fall as the course is opened up to the public.

Email mikehatch@thebluecollarmoney.com with "mastermind" in the subject line to register! We are really looking forward to learning from you and sharing resources with you to help you make the impact that God has intended for your energy and investment.

Contact:

PW Gopal - pwgopal@pwgopal.com, pw.gopal@thebluecollarmoney.com

Mike Hatch - mikehatch@thebluecollarmoney.com

Marketing Your Business with a Kingdom Perspective: Our Interview with Chuck Verrett

pwgopal@pwgopal.com (Mike Hatch, Chuck Verrett) — Wed, 26 May 2021 05:00:00 +0000

Contact:

Chuck Verrett - chuck@img-group.com

Linked in

sustainablemissionpartners.org

PW Gopal - pwgopal@pwgopal.com, pw.gopal@thebluecollarmoney.com

Mike Hatch - mikehatch@thebluecollarmoney.com

Is There Redemptive Value to Cryptocurrency? Part 2

pwgopal@pwgopal.com (Mike Hatch, PW Gopal, Alex Mejias) — Wed, 19 May 2021 05:00:00 +0000

Resources/ Mentions:

John Perkins, Quiet Revolution

High Street Hymns

Matt Taibee - The Divide

Bitcoin and Black America

Richmond Community Bail Fund

Contact:

Alex Mejias - amejias@jamesriverlaw.com

jamesriverlaw.com

alexmejias.com

PW Gopal - pwgopal@pwgopal.com, pw.gopal@thebluecollarmoney.com

Mike Hatch - mikehatch@thebluecollarmoney.com

Is There Redemptive Value to Cryptocurrency? Our Interview with Attorney and Entrepreneur, Alex Mejias: Part 1

pwgopal@pwgopal.com (PW Gopal, Alex Mejias, Mike Hatch) — Wed, 12 May 2021 05:00:00 +0000

Resources/ Mentions:

John Perkins, Quiet Revolution

High Street Hymns

Matt Taibee - The Divide

Bitcoin and Black America

Richmond Community Bail Fund

Contact:

Alex Mejias - amejias@jamesriverlaw.com

jamesriverlaw.com

alexmejias.com

PW Gopal - pwgopal@pwgopal.com, pw.gopal@thebluecollarmoney.com

Mike Hatch - mikehatch@thebluecollarmoney.com

How Relationships Fuel Our Entrepreneurial Endeavors: Our Interview with Real Estate Investor, Shawn Honer

pwgopal@pwgopal.com (Shawn Honer, Mike Hatch, PW Gopal) — Wed, 5 May 2021 07:45:00 +0000

This episode was a treat to record! Our time with Shawn was packed with gold and we hope you take the time to take notes and think through the relationships that are affecting your portfolio.

Shawn Honer is not only a 20 year veteran law enforcement officer for Homeland Security but a seasoned real estate investor. He has built his investment portfolio around real estate which isn't necessarily unique but what we found interesting is how he values relationships and people. We cant help but think there is an incredible correlation between his love for solid relationships and the success of his investment endeavors. Such an honor to sit down with him and hear how he has gone from working a 40 hour day job to owning/ managing 20 doors in just a few short years.

Resources/ Mentions:

Mount Zion Baptist Church - Albany, GA

Contact:

Shawn Honer - shawn.honer@yahoo.com

Linked In

PW Gopal - pwgopal@pwgopal.com, pw.gopal@thebluecollarmoney.com

Mike Hatch - mikehatch@thebluecollarmoney.com

How the Information Age is Distorting Biblical Investing

pwgopal@pwgopal.com (Mike Hatch, PW Gopal) — Wed, 28 Apr 2021 05:00:00 +0000

One of the biggest problems facing investors today who are interested in having a redemptive influence is the issue of information - where to get it, how to curate it, and how to navigate the obstacles of trusting information.

We put together a short list that has been helpful to us in curating information to invest well. Again, our goal with this podcast is to teach people how to get "unstuck" but for the purpose of moving the Gospel forward - joining God in the "good work" He has left for us to do. We hope this episode helps you move your investing narrative forward and helps renew your vigor to see God move in your life and those you serve.

Please feel free to reach out with any questions you may have about this process.

Keep the Gospel central
Be honest about your background
Find a place to hear both sides
All data is curated so it can be manipulated
Seek information through relationships

Resources / Mentions:

Enneagram - The Art of Growth

The Flipside

Philanthrocapitalism

Contact:

PW Gopal - pwgopal@pwgopal.com, pw.gopal@thebluecollarmoney.com

Mike Hatch - mikehatch@thebluecollarmoney.com

5 Steps To Integrate the Biblical Narrative Into Your Investment Strategy

pwgopal@pwgopal.com (PW Gopal, Mike Hatch) — Wed, 21 Apr 2021 05:00:00 +0000

Thank you for joining us for our one year anniversary show! We are so grateful to our listeners for staying with us and supporting us over the past 50+ weeks as we unpack our passion for getting middle class folks financially unstuck.

This episode was pure passion! We can't emphasize enough the critical nature of integrating the Biblical narrative of Stewardship into your family's investing narrative. The following are basic steps to consider when writing out your investment strategy. We firmly believe that Kingdom Values combined with sound financial strategy can provide true redemptive influence in your family and community.

Complete the Biblical Narrative
Put Your House in Order: Problems to Solve vs. Tensions to Manage
Plant In Your Field
Plant In Others Fields
Celebrate God

Resources/ Mentions:

Brant Menswar - Black Sheep Values

Matthew 6:33 - "Seek First the Kingdom"

Deuteronomy 6:7-8 "Commandments on Your Heart"

Contact:

PW Gopal - pwgopal@pwgopal.com, pw.gopal@thebluecollarmoney.com

Mike Hatch - mikehatch@thebluecollarmoney.com

Cash Flow Hacking Serving the Short Term Rental Market: Our Interview with Entrepreneur, Dan Morris

pwgopal@pwgopal.com (Mike Hatch, PW Gopal, Daniel Morris) — Wed, 14 Apr 2021 05:00:00 +0000

This was a fun episode for us because we have known Dan for several years and have first hand watched him overcome some serious personal obstacles to build a thriving business. His tenacity and heart to serve folks in his community is what shines in this episode. If you are interested in building up cash flow through short term rentals this is a great episode to take notes from - Dan was kind enough to be transparent how he set up his business and what he puts into it to make his clients and customers happy.

Resources / Mentions:

Hostfully - software management

Stripe - payment processing

Contact:

Dan Morris - morrissolutionswnc@gmail.com

Morris Solutions WNC

PW Gopal - pwgopal@pwgopal.com, pw.gopal@thebluecollarmoney.com

Mike Hatch - mikehatch@thebluecollarmoney.com

How Mike used the Speed Equity System to pay off his mortgage in 7 years.

pwgopal@pwgopal.com (PW Gopal) — Wed, 7 Apr 2021 05:00:00 +0000

All opinions expressed by PW Gopal and Mike Hatch, or any podcast guests are solely their own. This podcast is for informational purposes only and should not be relied upon as a basis for legal, tax, and investment decisions. All comments are based upon information participants consider to be reliable, and PW Gopal and Mike Hatch are not responsible for the consequences of any decisions or actions taken because of the information provided.

The Speed Equity System is a system created by Harj Gill to use the "key banking principle" to pay down your mortgage in years instead of decades.

It requires significant discipline and is not for everyone to use or utilize. We do not recommend toying around with the principles explained in this episode or this system without professional consultation and coaching from financial advisors and Harj Gill.

* MIKE HIGHLY RECOMMENDS GETTING HARJ GILL'S BOOK AND READING IT BEFORE ATTEMPTING THIS METHOD. IT WILL ANSWER ALL OF YOUR QUESTIONS IN DETAIL.

Resources and Mentions:

The Speed Equity System - Harj Gill

Book: "Own Your Home Years Sooner and Retire Debt Free" by Harj Gill explains everything about how the system works in detail.

Mike Hatch - mikehatch@thebluecollarmoney.com

PW Gopal - pw.gopal@thebluecollarmoney.com, pwgopal@pwgopal.com

Constructing Your Financial Narrative - Identifying the Driving Factors in Your Plan

pwgopal@pwgopal.com (PW Gopal, Mike Hatch) — Wed, 31 Mar 2021 04:00:00 +0000

After sitting down with Investment Advisor, Daniel Johnson III last week, we wanted to explore the foundational principles and action steps that can better prepare us for financial success. As you may have discovered, it's one thing to enjoy a great story but it's quite another to be able to write one - especially when we are unfamiliar with the metrics of great stewardship.

Wealth and financial independence dont happen overnight and they certainly dont happen without significant planning and focus.

The following are part of a basic outline to consider when assembling the elements of your story. In our experience, it is helpful to think about it as a house with many floors built on the foundation of Biblical principles of stewardship:

1. Foundation: (Meta Narrative) - The Gospel and biblical narrative of stewardship/investment

2. First Floor: Our Kingdom Values in Tension with the Macro Narrative - the macro narratives being

Global Economics
US Finance
Politics
Civil Rights
Media/Technology

3. Second Floor: Debt, Savings and Hedging Coupled with Planned Generosity

4. Third Floor: The 3 Legged Stool of Business Ownership, Cash and Cash Flow, and Real Estate

5. The Apex of the House: Having a Redemptive Influence over our families, neighbors and community

Resources and Mentions:

Daniel Johnson III, CFP, CEPA

Refocus Financial Planning

www.refocusfp.com

Tamsin Webster - The Red Thread

www.tamsinwebster.com

Contact:

PW Gopal

www.pwgopal.com

pwgopal@pwgopal.com, pw.gopal@thebluecollarmoney.com

Mike Hatch

www.empoweredmanhood.com

mikehatch@thebluecollarmoney.com

Diversification Through Real Estate: Our Interview with Investment Advisor, Daniel Johnson

pwgopal@pwgopal.com (Mike Hatch, Daniel Johnson, PW Gopal) — Wed, 24 Mar 2021 04:00:00 +0000

We took pages of notes from our time with Daniel Johnson so it may take repeated listens to this episode to take in all the gold in his comments.

Feel free to reach out to Daniel through email or message him on LinkedIn to set up an appointment:

URL: www.refocusfp.com

Email: daniel@refocusfp.com

LinkedIn: https://www.linkedin.com/in/danieljohnsoniii/

PW Gopal: pwgopal@pwgopal.com, pw.gopal@thebluecollarmoney.com

www.pwgopal.com

Mike Hatch: mikehatch@thebluecollarmoney.com

www.empoweredmanhood.com

Money Does Grow on Trees - the Story Behind Your Stimulus Checks, Part 2

pwgopal@pwgopal.com (Mike Hatch, PW Gopal) — Wed, 17 Mar 2021 05:00:00 +0000

The old adage, "money doesnt grow on trees" only applies to us but not to the US government. They can grow money on their money tree all day long in partnership with the Fed and that is, unfortunately, where our upcoming stimulus checks are coming from. So it begs the question... where is it coming from? How is it created and why don't we have to pay it back?

In Part 2 of this discussion we tackle some ideas around planning for the economic winter on the horizon as well as what God would ask of us in preparation. The following is an outline of our discussion and response to God's narrative of redemptive influence and stewardship.

Review of George Clason's 70% rule:
In Seasons of Crisis, 70% has to be adjusted:
in Seasons of Crisis, money will get expensive - why?:
What is your plan for this next season? What is the side gig? How will you generate and develop cash flow?:
Preparation starts with prayer, time with the Holy Spirit and engaging in crucial conversations - it is the very fuel needed to execute.

Resources and Mentions:

The Creature From Jekyll Island : A Second Look at the Federal Reserve

The Maker Versus the Takers: What Jesus Really Said About Social Justice and Economics

1 Samuel 8

2 Corinthians 8:9

John 14

1 Corinthians 2

Contact:

PW Gopal - pw.gopal@thebluecollarmoney.com

Mike Hatch - mikehatch@thebluecollarmoney.com

Money Does Grow on Trees - the Story Behind Your Stimulus Checks, Part 1

pwgopal@pwgopal.com (Mike Hatch, PW Gopal) — Wed, 10 Mar 2021 06:00:00 +0000

in Part 1 of this discussion we tackle the backstory of the partnership between the Federal Reserve and the US Treasury to fill in some of the narrative of how "growth by debt" works and why it will keep us as the middle class enslaved to an unhealthy financial agenda.

Resources and Mentions:

The Creature From Jekyll Island : A Second Look at the Federal Reserve

The Maker Versus the Takers: What Jesus Really Said About Social Justice and Economics

1 Samuel 8

2 Corinthians 8:9

John 14

1 Corinthians 2

Contact:

PW Gopal - pw.gopal@thebluecollarmoney.com

Mike Hatch - mikehatch@thebluecollarmoney.com

Redeeming the Standards in the Marketplace Through the Trades - Our Interview with Entrepreneur and Machinist, Chris Hare

pwgopal@pwgopal.com (Chris Hare, Mike Hatch, PW Gopal) — Wed, 3 Mar 2021 08:23:48 +0000

One of the best things we learned from our previous interview with Jerry Bowyer was that Jesus sees and has a heart for the "load bearing structures" in our society, specifically the folks that are getting their hands dirty and working in the trades - Chris and Jaime Hare of CJT Machine / Shepherd Tactical Supply fit that bill.

We had the opportunity to sit down with Chris and hear his heart for redeeming the quality standards used in the market but also how God has been stirring him to serve his community through his businesses and free time. Chris is not only a gifted machinist but he and his wife are also students at a local bible college where they take classes in their free time on missions, discipleship and Theology.

We are excited for you to hear their story and their struggle. They are some of our favorites and we'd love for you to support their work through the sites below.

Resources / Mentions:

The Maker Versus the Takers: What Jesus Really Said About Social Justice and Economics - Jerry Bowyer

www.shepherdtacticalsupply.com

www.cjtmachine.com

Contact:

Chris Hare - cjtmachine@gmail.com

PW Gopal - pwgopal@pwgopal.com, pw.gopal@thebluecollarmoney.com

Mike Hatch - mikehatch@thebluecollarmoney.com

Financial Intelligence - the Highest Priority for the Millennial Investor

pwgopal@pwgopal.com (PW Gopal, Mike Hatch) — Wed, 24 Feb 2021 06:00:00 +0000

In a season where information is highly manipulated, it is becoming increasingly difficult to trust curated information - information that you want to use to build a wealth strategy. So how do you move forward? Especially as a young professional or working stiff, where is the margin / time to weigh the words of one side against the other.

1. LISTEN: START A MEDITATIVE RELATIONSHIP WITH GOD - listen and listen and listen for his voice. It can only happen with practice and stillness but it can easily accelerate your learning.

2. STUDY:

READ THE OLD STUFF FROM THE OLD PEOPLE: It's simple. Reach back to the times when information wasn't being weaponized by red and blue against the opposition. Read the historical books/ accounts of money and understand the movements of those specific leaders. The human animal is still the same and the aggregate of them - what we call the "herd", still makes the same moves. They have for hundreds of years.

LEARN THE BASICS OF THE BASIC NARRATIVES: Learn the basic narratives and it will help you catch up on the ongoing conversation of money and finance. (See E3 - "Learn the Narratives"). AND, it will help you engage that conversation because the language will not be the prohibitive element.

3. CAPTURE: The moment you finish a plan, it's wrong but at least you have taken the time to write down all the elements in the constellation that will affect your plan. The written plan is paramount to building your working narrative, which is simply the paper manifestation of your plan. Once it's on paper, it becomes easier to put that plan into action. Aim small, miss small. Execute in small steps and refine your movements until you get more comfortable with the plan.

REPEAT: Every plan needs refining. There isn't a financial strategy out there that is able to sit stagnant and succeed. Constant refining and adjustment may be necessary to come to a working model that honors your values, skillset, cashflow and long term plan.

CONTACT:

PW Gopal - pwgopal@pwgopal.com, pw.gopal@thebluecollarmoney.com

Mike Hatch - mikehatch@thebluecollarmoney.com

www.thebluecollarmoney.com

A Millennial's Perspective on Getting Financially Unstuck

pwgopal@pwgopal.com (PW Gopal, Mike Hatch, Chase Hardin) — Wed, 17 Feb 2021 06:00:00 +0000

We were really excited to do this episode with friend and listener, Chase Hardin - not just because he is a close friend but because he brings a unique perspective to stewardship and finance as a millennial trying to understand a shifting landscape. Millennials have a lot on their plate dealing with trust issues for people and resources and keeping focused on the timing of their professional pivots.

Our hope is that you get to see Chase's heart for people seeing and experiencing Jesus - his lead motivator as well as glean from his experience tackling the starting blocks of the financial / investing world.

Mentions / Resources:

The Seven Habits of Highly Effective People - Stephen Covey

The World is Flat - Thomas Friedman

Contact:

PW Gopal - pwgopal@pwgopal.com, pw.gopal@thebluecollarmoney.com

Mike Hatch - mikehatch@thebluecollarmoney.com

Lessons We Learned in 2020, Part 2

pwgopal@pwgopal.com (Mike Hatch, PW Gopal) — Wed, 10 Feb 2021 06:00:00 +0000

The following are personal lessons we took away from 2020. We hope that they, in some way, resonate with you and affirm the values that you are working with to bolster your goal of having a redemptive influence in your community.

We must not forget to take our daily activities and goals to God to sift on a weekly basis
Values, while they may serve you for a season, may need to be refined at different stages of your life to better lead you though where God is taking you.
Take care of your highest values and leave the rest to God to sort out.
Keep putting out value and understand that pretense isn't helpful in building a transparent offering to your community. Be willing to be walk humbly through your path of entrepreneurship, especially when it gets ugly.
Investing is a lifestyle and takes years to refine and perfect.
Invest in relationships where you see Kingdom values being prioritized. As such, it is even more important to partner with folks who share your Kingdom values. This is where you will experience incredible synergy in having a redemptive influence.
Investing / commerce is better with a partner, especially one who shares your desire for change.
Invest in the lane where you have passion and a wealth of knowledge.

Resources/ Mentions:

Enneagram Test - enneagramtesting.org

The Compound Effect - Darren Hardy

Andrew Carnegie - The Gospel of Wealth

Contact:

PW Gopal - pwgopal@pwgopal.com , pw.gopal@thebluecollarmoney.com

Mike Hatch - mikehatch@thebluecollarmoney.com

Silver Squeeze: Should You Buy Silver Now?

pwgopal@pwgopal.com (PW Gopal, Mike Hatch) — Wed, 3 Feb 2021 06:00:00 +0000

Previous Relevant Episodes:

E5: The Order of Investing, Part 1

E6: The Order of Investing, Part 2

E15: The Pivot

E29: Biblical Investing, Part 2

E32: Interview with "Rigged: Exposing the Largest Financial Fraud in History" author, Stuart Englert

Resources / Mentions:

Rigged: Exposing the Largest Financial Fraud in History

Apmex - Precious Metals Bullion Dealer

Contact:

PW Gopal - pwgopal@pwgopal.com, pw.gopal@thebluecollarmoney.com

Mike Hatch - mike.hatch@thebluecollarmoney.com

What GameStop Teaches Us About Market Manipulation

pwgopal@pwgopal.com (Mike Hatch, PW Gopal) — Fri, 29 Jan 2021 16:59:36 +0000

Resources and Mentions:

Citron Research

Melvin Capital

Game Stop

Flash Boys : A Wall Street Revolt

Previous Podcasts:

BCM Episode "10 Essential Principles for Investing in 2021"

BCM "The Mindset of an Investor Series"...

Mindset of An Investor, Lesson #1

Redemptive Economics Course - Mike Hatch

Lessons We Learned in 2020, Part 1

pwgopal@pwgopal.com (Mike Hatch, PW Gopal) — Wed, 27 Jan 2021 05:50:26 +0000

Below are a few bullets that outline our takeaways from 2020. Please take a listen for further details and reach out if we can help you in any way to bring clarity to this information, resources or your financial goals.

2020 Investment Lessons (not comprehensive)

1 . We are living in a time of "mania" where folks are "stacking maybes" keeping their money tied up in the stock market without counting the cost of the historical and mathematical narratives. We think the risk of market correction is significant and may cause individuals to have to rethink retirement and even worse, lose time to make their financial goals work.

2. Most people are still ignoring the Meta Narratives of Investing (see Episode 3)

3. Greed can look civil and rational

4. Very few of us have a defined Mission and Vision and can even tell the difference between the two.

5. Vision outlines the "how" of how we progress. It outlines the specific path and components in the constellation that we use and utilize to bring about our financial goals. It also sets the parameters for "safety" that protect our families from financial ruin/risk but also defines the specific entry fees for future endeavors/ investments

6. Have a specific person/people group in mind when you invest - how will your investment benefit someone and specifically, who is going to be the beneficiary.

In part 2 of "Lessons We Learned in 2020, we will discuss the personal lessons we have learned this past year.

Resources/ Mentions:

Switch : How to Change When Change is Hard

The Fourth Turning

Become Your Own Banker

The Richest Man in Babylon

Contact:

PW Gopal - pwgopal@pwgopal.com, pw.gopal@thebluecollarmoney.com

Mike Hatch - mikehatch@thebluecollarmoney.com

Essential Partnerships You'll Need to Succeed in 2021

pwgopal@pwgopal.com (PW Gopal) — Wed, 20 Jan 2021 06:15:00 +0000

Contact:

Mike Hatch - mike.hatch@thebluecollarmoney.com

PW Gopal - pwgopal@pwgopal.com, pw.gopal@thebluecollarmoney.com

Resources/ Mentions:

Success Magazine - www.success.com

10 Essential Principles to Build Your Financial Future in 2021, Part 2

pwgopal@pwgopal.com (Mike Hatch, PW Gopal) — Wed, 13 Jan 2021 06:00:00 +0000

Below are a list of investing principles to consider when approaching your financial plan for 2021. This episode is paired with E37 (part 1).

BIBLICAL NARRATIVE - trade and invest by the Biblical narrative which we nickname "tree, fruit, tree..." Our investments need to be in a machine or tree that is able to bear fruit which can grow another fruit bearing tree. This allows us to be in close proximity to the growth and also allows us to be generous monthly instead of after receiving a yearly stock dividend check.
CLOSE TO HOME - Bring your investments close to home meaning you can see, feel and touch the value that is being created and also be in relationship with those who are helping you create that value.
DIRTY HANDS - Warren Buffet is known for coaching traders to "trade what you know" - in a season where there is little to no transparency in the stock market, we believe it is paramount for seasoned and new investors to get their hands dirty and truly know what it is they are trading.
INVEST IN TANGIBLE VALUE - this being value that is easy to see and experience mainly through the barometer of measuring customer sentiment. If you can see the value and see the customer enjoying the value that has been created for them, then it is an asset worth looking into.
REDUCE EQUITY EXPOSURE - better said, STOP putting so much trust in the stock market where there is little to no transparency or understanding of growth and value. Move your assets to promise based assets or FIXED INCOME ASSETS. (we described them as "fixed assets" in the audio but they are correctly named, FIXED INCOME ASSETS). In addition to buying into "products" that are being sold to you, even good fixed income products, please consider investing in or starting a small business and build tangible value for customers in your community.
STAGE TO BUY - in this next season of the market, there is a chance that mania will continue and we will see 40,000 on the Dow. The is an equal chance that we will see mass sell-off and the market will seek equity between 18,000-23,000. It's a dangerous game to wait this one out - smart investors have already done their work to figure out how to move money with the least amount of penalty to free up cash to buy/create their next cash flow vehicle. We cannot afford to be late to the party on this point - if we wait, we miss.
PROTECTION FOR FAMILY/ ASSETS - wills, trusts and insurances. Protect your family with term or whole life depending on your long term goals. Most middle class families in the US have not priced out life insurance nor done the homework to understand what it can do for their spouse and children.
MONETARY "INSURANCE" - buying gold and silver can help in hedging your stock portfolio investments against market failure or recession. Buying gold and silver is not investing - it is hedging. Historically gold and silver are a reliable store of value so in our mind, when in doubt... do what rich people and governments do.
TAX DEFERRED to NON TAX-DEFERRED - Would you rather pay taxes on the seed or the crop? Well, thats what the government is hoping you don't investigate. If you leave your $ in tax-deferred vehicles you will pay tax on the full crop that you waited to grow and take distributions from. Non-tax deferred vehicles allow you to pay the tax once and then never again. Be sure to consult with a qualified fiduciary for help in determining what is appropriate for your family.
LONG TERM to MID-TERM INVESTMENTS - "set it and forget it" to cash-flow vehicles. The narrative that the market always has ups and downs and will continue to range up doesnt take long term time cycles into account. Since we see the 100 year cog moving into place we are due for a massive correction in stocks. So while you may not lose money over the next 30 years, you may lose a significant amount of time - time that is paramount in creating a significant yield curve.

Contact:

PW Gopal - pw.gopal@thebluecollarmoney.com, pwgopal@pwgopal.com

Mike Hatch - mikehatch@thebluecollarmoney.com

Resources/ Mentions:

Debt Collapse: 20,000 Gold - Mike Maloney

The Fourth Turning

Guide to Investing in Gold & Silver - Mike Maloney

The New Case for Gold - James Rickards

Money & Man: A Survey of Monetary Experience - Groseclose

Honest Money - Dr. Gary North

The Ascent of Money - Niall Ferguson

10 Essential Principles to Build Your Financial Future in 2021, Part 1

pwgopal@pwgopal.com (Mike Hatch, PW Gopal) — Wed, 6 Jan 2021 06:00:00 +0000

Below are a list of investing principles to consider when approaching your financial plan for 2021. This episode is paired with E38 (part 2) so the second half of the notes will be attached to the audio in E38.

BIBLICAL NARRATIVE - trade and invest by the Biblical narrative which we nickname "tree, fruit, tree..." Our investments need to be in a machine or tree that is able to bear fruit which can grow another fruit bearing tree. This allows us to be in close proximity to the growth and also allows us to be generous monthly instead of after receiving a yearly stock dividend check.
CLOSE TO HOME - Bring your investments close to home meaning you can see, feel and touch the value that is being created and also be in relationship with those who are helping you create that value.
DIRTY HANDS - Warren Buffet is known for coaching traders to "trade what you know" - in a season where there is little to no transparency in the stock market, we believe it is paramount for seasoned and new investors to get their hands dirty and truly know what it is they are trading.
INVEST IN TANGIBLE VALUE - this being value that is easy to see and experience mainly through the barometer of measuring customer sentiment. If you can see the value and see the customer enjoying the value that has been created for them, then it is an asset worth looking into.
REDUCE EQUITY EXPOSURE - better said, STOP putting so much trust in the stock market where there is little to no transparency or understanding of growth and value. Move your assets to promise based assets or FIXED INCOME ASSETS. (we described them as "fixed assets" in the audio but they are correctly named, FIXED INCOME ASSETS). In addition to buying into "products" that are being sold to you, even good fixed income products, please consider investing in or starting a small business and build tangible value for customers in your community.

**Principles 6-10 will be attached to E38: 10 Essential Principles to Build Your Financial Future in 2021, Part 2

Contact:

PW Gopal - pw.gopal@thebluecollarmoney.com, pwgopal@pwgopal.com

Mike Hatch - mikehatch@thebluecollarmoney.com

Resources/ Mentions:

The Fourth Turning

Execute On What Matters Most - The Hill of Entrepreneurship

pwgopal@pwgopal.com (PW Gopal, Mike Hatch) — Wed, 30 Dec 2020 06:00:00 +0000

We hope this episode encourages you in your journey as an entrepreneur. The following is a basic outline of key points from our discussion that may be helpful in your journey to execute on your values.

Stop reacting - instead, execute on your values. And if you don't have a list of family or business values then it's time to sift through what matters most to you as you seek to provide value to your community.
Pretense Isn't Helpful - it will always be a trap to look good while you learn and perform. Don't give in to the temptation to look like you have it all together.
Know Your Limitations - this piggy backs upon avoiding pretense... know what you are good at and the environment you need to succeed, including your triggers and blindspots.
Have Your Vendors in Place - whether its a vendor or a friend or a spouse, you must have people you trust who can help you execute, whether directly to the task or indirectly supporting you through it.
Stage for the Next Round - each time we execute we are allowed a unique view into what could be better or improved upon. Use each experience to improve your environment where you perform or the elements needed to execute appropriately.
Be Grateful for God's Provision - Don't forget to take time each week to thank God for what and whom he has already given you including finances, people and time to execute and succeed bringing about your goals.

Finding Your Motivation By Learning What You Hate - PW Gopal's Path to Purpose

pwgopal@pwgopal.com (Mike Hatch, PW Gopal) — Wed, 23 Dec 2020 06:00:00 +0000

MISSION

The mission of The Hundred Movement is to provide points of exit for survivors of sex trafficking through specialized counseling, support, and educational services. We engage individuals, organizations, and the church to create sustainable models of aftercare and a cultural movement.

VISION

The vision of THM is providing personal and specialized care for survivors of sex trafficking that allows opportunities for self-determination, health, and stability. Our heart is for the community to see and value survivors as family, neighbors, and equals.

The Hundred Movement will accomplish this by:

Providing trauma-informed counseling services with expertise in the field of sex trafficking.

Providing relational case management services that are individualized to each person’s needs and goals.Building integrated systems for sustainable aftercare models.

Developing foster care resources for both minor and adult victims by training existing foster homes and recruiting new families.

Providing professional and community educational opportunities in order to develop and expand the resources available to survivors.

Moving the Christian Church to support survivors in all areas of healing and growth.

CORE VALUES

We do this because we believe each survivor is unique in their experiences, needs, and goals. We believe that relationships are transformative and necessary for healing. We believe the Church is responsible for, and capable of, caring for survivors of trafficking. We believe in the need for community-wide participation to fuel movement and growth for survivors.

Resources and Mentions:

BCM Podcast on Entry Fees

BCM Podcast on Order of Investing

Proverbs 18:11 -

Contact:

pwgopal@pwgopal.com

www.pwgopal.com

www.hundredmovement.com

Multi-Million Dollar Business Born Out of Suffering - Interview with Luke Walker

pwgopal@pwgopal.com (Luke Walker, PW Gopal, Mike Hatch) — Wed, 16 Dec 2020 06:00:00 +0000

Luke Walker lives in Columbus Ohio with his wife Carrie and 3 kids Jude, Titus, and Maggie. Luke loves working with his hands and tinkering with anything mechanical. Jesus, family, and helping those in need are Luke's top values. He is also an entrepreneur and started an auto repair shop in 2009 at 22 years old (also the year he married his wife:-). The rent was $350 a month for a 1 bay shop. The first full year (2010) Luke's Auto did $260K in sales.

11 years into business there are now 16 bays, 24 employees and $3.6MM in revenue 2020. Luke's Auto is the top Yelp and Google rated independent shop in Columbus Ohio.

TRADE CENTER:

In 2018 Luke took over management of an inner city mechanic training program for 11-19 year old students with first seats open to those at risk. Almost 100 student have come through this program in the past couple years and the program expand in 2020 by adding another larger facility that is 10,000ft2 and has 5 lifts. 200 students a year will be able to attend a 6 week intro class and 50 of them invited into an advanced class. Those who graduate will receive a certification, tool set, and job placement. The mission statement of the trade center is "to help students identify and cultivate: 1. Being gifted with their hands 2. God's love for them 3. A life of loving others."

Resources and Mentions:

What's Best Next: How the Gospel Transforms the Way You Get Things Done

"The power behind our productivity comes from realizing that, through faith in the gospel, we are accepted by God in Christ apart from what we do. This puts wind in our sails and unleashes the power of the Spirit in our lives (Gal. 3:5). Truth: The only way to be productive is to realize that you don’t have to be productive."

Contact:

luke@lukesautoservice.com

www.lukesautoservice.com

Facebook

Deciphering the Mixed Signals of the Market: Unpacking Our Interview with Author and Journalist, Stuart Englert

pwgopal@pwgopal.com (PW Gopal, Mike Hatch) — Wed, 9 Dec 2020 06:00:00 +0000

We continue to challenge ourselves to fill in the gaps in the financial narrative we use to write our own financial and investment strategies. Luckily, Author and Journalist, Stuart Englert was willing to sit down with us and unpack the historical events that formed the largest financial fraud in U.S. and world history. We were able to get specific answers regarding the differences between real money and currency and also identify the lasting monetary value of gold and silver.

Below are just a few notes that outlines the shift that Stuart's book is asking of the everyday investor. We believe and follow a similar narrative and think it would be worth your time to check out his book and take the time to evaluate your own strategy and the narrative it is based upon.

Education - we, as individuals must be educated on finance, stewardship and investment.
Debt Is Not Wealth - we must understand that a great deal of the "wealth" that has been created is actually debt and not real wealth.
Gold and Silver are insurance, not an investment
Savings, more specifically aggressive savings is a lost component of great stewardship and investing
We must all evaluate our own risk tolerance for investing but also evaluate the narratives we use to asses our own risk /the products we invest in.
Employ great patience and keep a long term perspective in the foreground.

Contact:

Stuart Englert - srenglert@comcast.net for questions or autographed copies of his books.

Rigged: Exposing the Largest Financial Fraud in History

Resources and Mentions:

The Richest Man in Babylon - George Clason

Previous Episodes for Review:

Jerry Bowyer Episode

The 7 Roads of Investing

Stuart Englert - Author of "Rigged, Uncovering the Largest Financial Fraud in History"

pwgopal@pwgopal.com (Mike Hatch, PW Gopal, Stuart Englert) — Wed, 2 Dec 2020 06:00:00 +0000

Education - we, as individuals must be educated on finance, stewardship and investment.
Debt Is Not Wealth - we must understand that a great deal of the "wealth" that has been created is actually debt and not real wealth.
Gold and Silver are insurance, not an investment
Savings, more specifically aggressive savings is a lost component of great stewardship and investing
We must all evaluate our own risk tolerance for investing but also evaluate the narratives we use to asses our own risk /the products we invest in.
Employ great patience and keep a long term perspective in the foreground.

Contact:

Stuart Englert - srenglert@comcast.net for questions or autographed copies of his books.

Rigged: Exposing the Largest Financial Fraud in History

Resources and Mentions:

Entrepreneurs, the Pillars For Rebuilding Our Economy: Unpacking Our Interview with Jerry Bowyer

pwgopal@pwgopal.com (Jerry Bowyer, Mike Hatch, PW Gopal) — Wed, 25 Nov 2020 06:00:00 +0000

There was so much to unpack in this episode - our time with Jerry was mind blowing and inspiring! We hope that this short list of points will spark you to learn and investigate the principles in his book - principles that can surely charge your investing future for success.

In the marketplace we are used to discussing the role of buyer, seller and speculator. Unfortunately, we cannot in all honesty speak of them in the first person. Jerry outlines the characteristics of the Galilean in that time and culture which we would use to reinforce the idea of becoming a "producer" (and not remaining an abdicator of your financial future)
We asked Jerry what "shift" needs to happen with our mindsets and understanding. He describes Jesus as one of a "mediatorial" class - someone who can speak to the banker/aristocrat class as well as the blue collar class of folks. He is our example to be able to speak both languages and be able to perform in both environments. As Jerry describes, He was not only God but also fully man, but not just any man - a highly sophisticated and educated blue collar leader.
Understand the idea of Currency Centralization or Decentralization and understand the different example of that in US history and world history.
Entrepreneurism is about loving people! Why? Because they are willing to takes risk to love their families, communities and folks who rely on them. In Jerry's words, they are the "load bearing structures in their world".
Theism and capitalism have massive ties as does socialism and atheism. It is good to palate the reminder that God wants us to create and pass on value.

Jerry Bowyer is a Forbes contributor, contributing editor of AffluentInvestor.com, and Senior Fellow in Business Economics at The Center for Cultural Leadership. Jerry has compiled an impressive record as a leading thinker in finance and economics. He worked as an auditor and a tax consultant with Arthur Anderson, as Vice President of the Beechwood Company which is the family office associated with Federated Investors, and has consulted in various privatization efforts for Allegheny County, Pa.

He founded the influential economic think tank, the Allegheny Institute, and has lectured extensively at universities, businesses and civic groups. Jerry has been a member of three investment committees, among which is Benchmark Financial, Pittsburgh’s largest financial services firm. Jerry had been a regular commentator on Fox Business News and Fox News. He was formerly a CNBC Contributor, has guest-hosted The Kudlow Report, and has written for CNBC.com, National Review Online and The Wall Street Journal, as well as many other publications. He is the author of The Bush Boom and more recently The Free Market Capitalist’s Survival Guide, published by HarperCollins.

Jerry Bowyer Contact info:

Linked In

The Maker Versus the Takers: What Jesus Really Said about Social Justice and Economics

Twitter

Resources and Mentions:

The Free Market Capitalists Survival Guide

Jerry Bowyer - Jesus' Unique Perspective on Economics and Entrepreneurship

pwgopal@pwgopal.com (PW Gopal, Mike Hatch, Jerry Bowyer) — Wed, 18 Nov 2020 05:34:02 +0000

We were absolutely blown away by this interview and we think this will be one of the most valuable hours you will spend listening to Jerry unpack his thoughts on Biblical Economics and entrepreneurship. We were thrilled that he was willing to sit down with us and share his thoughts on Jesus' unique perspective on these topics.

Jerry Bowyer Contact info:

Linked In