(Find out more about AXA Emerging Customers here)

03:26 How COVID has exposed the vulnerabilities of emerging customers…

04:22 …and forced us all to take a crash course in health management

06:03 What is different about women’s insurance needs and preferences?

(You can read more in the brilliant “She for Shield” study from AXA, IFC and Accenture)

08:45 Debunking myths about women as insurance customers. Myth #1: Women are more loyal

09:50 Myth #2: Women are risk averse

10:29 Myth #3: Women are less fraudulent

10:54 What it means to serve women as decision-makers

14:13 The product changes that make a difference for women

16:19 Putting these lessons into practice to serve women in emerging markets 

19:57 Insurance without a Chinese wall – making insurance work for women at the heads of families and businesses

21:41 How to get gender on the strategic map for a company

24:11 Success as an intrapreneur

01:07 The Women's Budget Group report on Migrant Women and the Economy. Read the full report here.

02:31 Immigration in the UK and the "hostile environment"

10:01 How men's and women's pattern of migration vary

13:27 Impacts on the economic position of migrant women

19:59 Challenges in accessing financial services

22:10 The disproportionate impact of COVID-19 on migrant women

30:32 And what about when lockdown rules are relaxed?

35:53 The rights of migrants and the Black Lives Matter movement

39:38 The proposals of the Women's Budget Group to improve the economic position of migrants in the UK

46:00 Migrant women have faced the worst of our collective crises in 2020. Here, I also talk about the Women's Budget Group's webinar which brought together many organizations supporting migrant women, including Southhall Black Sisters, the Latin American Women's Rights Service, Women for Refugee Women and Foleshill Women's Training. You can find the webinar here.

And read here about the company's recent recognition in the Visa Everywhere Initiative awards, in which it won third place in Latin America and the Caribbean.

01:15 - The micro-businesses at the centre of local economies

03:11 - How COVID is both challenging and bolstering local economies

05:47 - The history of community currencies and how they can apply in Latin America today

09:08 - How Quipu uses a digital marketplace and community currency in order to build and maintain wealth locally

14:42 - Launching the Quipu platform in Baranquilla, Colombia, in the midst of a pandemic

16:10 - How micro businesses are using the Quipu platform in Baranquilla

19:07 - Co-designing the platform: What does a solidarity economy mean to you?

23:58 - Helping entrepreneurs access credit at fairer rates

28:31 - The importance of creating solidarity economies, and why its moving up the agenda now

32:06 - Next steps for Quipu

33:41 - Are we all in need of an emergency community currency?

And you can read more on these topics and others from Savita, Hélène, and their colleagues in Caribou's blog.

Time-stamped show notes:

01:05 About Caribou

02:45 User research: shifting our focus from the technology and bringing it back to the end user

04:09 What do digital financial services (DFS) have to offer women? (Clue: it's not so much about the digital)

08:32 And what is getting in their way of accessing digital financial services?

15:21 Why trust and control are so important for women

19:57 Financial literacy and the role of cash

21:55 When money becomes mobile and the tricky issue of registering your own SIM

25:55 The companies and organizations proactively taking on the challenges women face

29:33 The impact of COVID-19 on use of digital financial services

32:37 Is online work better work? The benefits and complications of digital platform work for women

37:42 Hélène and Savita help us define a feminist future for digital financial services

05:42 Big potential and broken promises

10:00 Why Lisa began knish.io and how she hopes to tackle some of the challenges of blockchain

15:09 How can blockchain help with payments?

18:25 Providing a system for triple-bottom-line initiatives

20:09 An initiative to track sexual harassment

24:00 How blockchain can be relevant to governments

28:58 Can blockchain help fight a global pandemic?

31:18 Supporting women and minority founders through COVID-19 (and beyond)

Find out more at knish.io

03:56 Addressing new actors in LGBTQI inclusion: development banks and the private sector

06:27 APCOM's work with the Asian Development Bank

07:44 How development banks could do more

09:35 Discrimination in the domains of education, work, health and financial services compound one another. The results of APCOM's research into experiences of exclusion of LGBTQI groups.

15:21 Experiences with financial institutions

19:02 How financial institutions can support LGBTQI individuals

19:53 The need for two-way capacity building between financial institutions and LGBTQI organizations

20:54 Might digital financial services help reduce discrimination?

23:54 What would a financial system that was truly inclusive of LGBTQI people look like?

26:52 My reflections on the interview

27:24 What about COVID-19?

You can find out more about APCOM's research into the impact of COVID-19 and its effects on diverse SOGIESC communities, HIV services and key populations here.

03:41 - Gathering inputs across the UK to design a gender-equal economy

You can read about the evidence submitted to the Commission here.

07:46 - The economic barriers women face

09:01 - What women want from a gender-equal economy

10:19 - Care and the cycle of inequality

You can take a look at this short video which the Women's Budget Group created to illustrate the spirals of inequality related to care and read the report here.

14:28 - Might there be a silver lining for care in COVID-19?

Here, Marion mentions a poll from the Fawcett Society which showed that 65% of respondents supported an increase in income tax to fund a pay rise for care workers.

She also highlights this Financial Times editorial which argues that COVID-19 has made clear "the fragility of the social contract", and that "radical reforms — reversing the prevailing policy direction of the last four decades — will need to be put on the table."

20:53 - The need for huge government investment in care, including universal childcare provision

23:46 - A Green New Deal should be a feminist deal; care jobs are green jobs

Find out more about the WBG's proposals for a feminist green new deal through this webinar recording, paper and article.

29:11 - What's next for the Commission on a Gender-Equal Economy

You can find upcoming webinars from the Women's Budget Group here.

And read more about the Commission on a Gender-Equal Economy here.

02:12 The impact of COVID-19 on young people - the millennials and the "coronials"

04:11 The economic impacts of the crisis in the UK

06:53 How women are drawing the short straw

11:35 The long-term impacts on the coronial generation and rethinking university education

14:01 The case for a debt jubilee

21:11 Who is benefitting from banks' measures to address the crisis

24:23 The need to know your financial rights - how can we get the message out?

25:50 Why women's financial independence should no longer be up for debate

29:47 Financial education doesn't belong in maths classes

31:32 A feminist financial system - Iona's take

34:11 Wrapping up and a reflection on two themes coming up repeatedly in the Feminist Finance podcast:

• Care at the centre of women's finance
• The need for a new kind of financial education in schools

• If you work in insurance and would like to know more about how your company can support victims and survivors of economic abuse, please do get in touch: feministfinancepodcast@gmail.com 
• You can find out more about economic abuse at survivingeconomicabuse.org or by listening to episode 8 of the Feminist Finance Podcast with the Founder and Chief Executive of the charity, Dr. Nicola Sharp-Jeffs
• You can also read our article on this topic in the Insurance Post
• And read Clare Throssell's story here

Timestamped episode notes

00.37 A recap - what is economic abuse?

01:49 Introducing a project that is close to my heart - how can insurers support victims of abuse?

02:59 The story of Clare Throssell. How a cancelled home insurance policy left her unprotected

05:30 Victims and survivors of abuse struggle to get insurance

06:13 Details of insurance wording are leaving domestic abuse victims unable to claim on their insurance

08:26 Victim's private information can be put at risk

09:21 How policies can be taken out, canceled or changed without consent

10:11 Economic abuse is a mainstream issue that insurers must address

11:29 Changes to insurance policies and processes that could make all the difference for victims and survivors

12:52 Insurance wordings haven't changed for decades and weren't written with the reality of women's lives in mind

13:44 Helping insurance staff recognise abuse and support victims

14:51 Could you help us better support victims and survivors of abuse?

04:20 Nathalie's approach to investing to benefit women and the planet through "builder capital". What builder capital is and how it differs from the usual venture capital approach.

07:35 Why stereotypically "female" qualities are necessary to address the major problems we face today. (Nathalie mentions John Gerzema's book, The Athena Doctrine.)

11:43 What investors can do to tackle the climate crisis and why they need to shift their mindset to focus on the technologies we already have to mitigate climate change. Why investors should tackle social, equality and environmental issues in a holistic way.

19:18 Why the solutions that center women are the most effective in tackling the climate crisis. Nathalie discusses the research of Katharine Wilkinson and her book Drawdown, and talks about a company in the Niger Delta using distributed ledger technology to pay women directly to tackle plastic pollution.

25:28 Nathalie explains her thesis of investing in solutions that work at scale to lift up billions of women.

29:42 Why it's important not only to lift up women entrepreneurs and executives, but to focus on solutions that lift up the vast majority of women.

32:43 The actions we can take individually to address inequality.

40:56 Nathalie's perspective on a feminist financial system: patience on returns and impatience in tackling our social and environmental problems.

Get in touch and share your ideas on this episode on twitter or by email: feministfinancepodcast@gmail.com

You can find out more about Nathalie on her website or follow her on Twitter.

Take a look at the full Mobile Gender Gap Report 2020 on the GSMA website: www.gsma.com/r/gender-gap/

You can read more about the importance of video calls in South Asia, particularly for women: www.gsma.com/mobilefordevelopme…-women-south-asia/

Let me know your ideas and reactions to the podcast on twitter or by email: feministfinancepodcast@gmail.com

Keep up to date with the podcast and more by signing up to the Feminist Finance newsletter.

To read more about forecast-based financing, you can start with this short summary from the World Food Programme.

And you can follow Rahel on LinkedIn.

The study on repayment rates of digital loans in Kenya and Tanzania was carried out by CGAP, FSD Kenya and FSD Tanzania.

And the video of MeXCo team's award for bravery can be seen on Instagram.

To find out more about Naaborle's reaserch, take a look at her book: Energy Politics and Rural Development in Sub-Saharan Africa - The Case of Ghana
https://www.palgrave.com/de/book/9783319601212