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    <title>Financial Margin</title>
    <description>Millennial Margin was formed to provide people with a unique approach to personal finance through the strategic building of Margin. Margin is the space outside the chaos and in a society that continues to push an agenda of a fast-paced, high stress, low satisfaction environment, Margin is ever-so-missing. So what&apos;s the solution? The solution is to focus on what adds the most value to you specifically, not wanting what others have just for the sake of wanting what others have. Instead finding contentment in simplifying life through a process I call audit, automate, augment. This allows you to see what you specifically want, where you are and where you want to be, backing that out into actionable steps. Those steps are then automated and scaled. Personal finance is well personal, so Margin focuses on building momentum through monthly themes broken down into weekly series and further into daily episodes focusing on you. Allowing for a positive compound effect to set in allowing you to truly gain control of your personal finances therefore, building intentional Margin into life. I am thankful to be a part of your journey and hope that you find this resource transformational. Now let&apos;s build some Margin!!

--Jared

Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</description>
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    <pubDate>Thu, 29 Dec 2022 12:00:00 +0000</pubDate>
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    <itunes:summary>Millennial Margin was formed to provide people with a unique approach to personal finance through the strategic building of Margin. Margin is the space outside the chaos and in a society that continues to push an agenda of a fast-paced, high stress, low satisfaction environment, Margin is ever-so-missing. So what&apos;s the solution? The solution is to focus on what adds the most value to you specifically, not wanting what others have just for the sake of wanting what others have. Instead finding contentment in simplifying life through a process I call audit, automate, augment. This allows you to see what you specifically want, where you are and where you want to be, backing that out into actionable steps. Those steps are then automated and scaled. Personal finance is well personal, so Margin focuses on building momentum through monthly themes broken down into weekly series and further into daily episodes focusing on you. Allowing for a positive compound effect to set in allowing you to truly gain control of your personal finances therefore, building intentional Margin into life. I am thankful to be a part of your journey and hope that you find this resource transformational. Now let&apos;s build some Margin!!

--Jared

Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</itunes:summary>
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      <itunes:name>Jared Humphries</itunes:name>
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      <title>Preparation for goal-setting</title>
      <description><![CDATA[<p>Now that you have shown gratitude for what has happened in the past, let’s look forward. Looking forward into the next year can give you a glimpse of hope or it can be a bit daunting. We must always have something to look forward to, to work toward, or to even be excited about.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Thu, 29 Dec 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Now that you have shown gratitude for what has happened in the past, let’s look forward. Looking forward into the next year can give you a glimpse of hope or it can be a bit daunting. We must always have something to look forward to, to work toward, or to even be excited about.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
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      <itunes:title>Preparation for goal-setting</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
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      <itunes:summary>Now that you have shown gratitude for what has happened in the past, let’s look forward. Looking forward into the next year can give you a glimpse of hope or it can be a bit daunting. We must always have something to look forward to, to work toward, or to even be excited about.</itunes:summary>
      <itunes:subtitle>Now that you have shown gratitude for what has happened in the past, let’s look forward. Looking forward into the next year can give you a glimpse of hope or it can be a bit daunting. We must always have something to look forward to, to work toward, or to even be excited about.</itunes:subtitle>
      <itunes:keywords>finance, investing, personal finance, career coach, financial advisor, money coach, finance coach, life coach, goals</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
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      <itunes:episode>540</itunes:episode>
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      <title>Show some gratitude!</title>
      <description><![CDATA[<p>Gratitude should be something that you do daily as it gives you the ability to reflect in real-time, see all that you have, take your eyes off who you may be comparing yourself to, or what you may not have, and truly be grateful for what you do.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Wed, 28 Dec 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Gratitude should be something that you do daily as it gives you the ability to reflect in real-time, see all that you have, take your eyes off who you may be comparing yourself to, or what you may not have, and truly be grateful for what you do.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>Show some gratitude!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:44</itunes:duration>
      <itunes:summary>Gratitude should be something that you do daily as it gives you the ability to reflect in real-time, see all that you have, take your eyes off who you may be comparing yourself to, or what you may not have, and truly be grateful for what you do.</itunes:summary>
      <itunes:subtitle>Gratitude should be something that you do daily as it gives you the ability to reflect in real-time, see all that you have, take your eyes off who you may be comparing yourself to, or what you may not have, and truly be grateful for what you do.</itunes:subtitle>
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      <itunes:episode>539</itunes:episode>
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      <title>Giving is more than an action</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Tue, 27 Dec 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
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      <itunes:title>Giving is more than an action</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:06:00</itunes:duration>
      <itunes:summary>Margin Membership Sign-up: https://millennialmargin.com/learn/
How are your finances doing? Take the quiz: https://i2tvdm52vbg.typeform.com/to/YFcT68CW
Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.
Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.
Listen to the podcast: https://margin.simplecast.com/
Have a question? Contact Jared at jared@millennialmargin.com
Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com
Steady consistent giving is key to your financial picture. Let’s put that steady plan from last episode to action. So let’s say that you have defined what events merit a gift, you have specified who you plan to give to, how often and how much you will give in the form of other planned and spontaneous giving opportunities. Now what? It’s now time to put this plan into action.

Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</itunes:summary>
      <itunes:subtitle>Margin Membership Sign-up: https://millennialmargin.com/learn/
How are your finances doing? Take the quiz: https://i2tvdm52vbg.typeform.com/to/YFcT68CW
Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.
Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.
Listen to the podcast: https://margin.simplecast.com/
Have a question? Contact Jared at jared@millennialmargin.com
Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com
Steady consistent giving is key to your financial picture. Let’s put that steady plan from last episode to action. So let’s say that you have defined what events merit a gift, you have specified who you plan to give to, how often and how much you will give in the form of other planned and spontaneous giving opportunities. Now what? It’s now time to put this plan into action.

Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</itunes:subtitle>
      <itunes:keywords>budgeting, giving, personal finance, generosity, spending plan, money tips</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>538</itunes:episode>
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      <title>Why you need to plan to give</title>
      <description><![CDATA[<p>I don’t know about you, but for me it is so easy to get into a rhythm whereas I have good intentions to be a giving person and even have viable giving opportunities, but then get distracted with all the other demands of life. I think this is why giving is so important, especially setting up a rhythm for giving. It’s easy to miss the opportunity if you’re always running from one thing to the next. This is why it’s so important to stop and figure out what rhythm you need to set up, so that you slow down, see the needs around you, figure out how you need to be involved and then take action. This will give you the ability to put life back in perspective, realizing what’s important.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Mon, 26 Dec 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>I don’t know about you, but for me it is so easy to get into a rhythm whereas I have good intentions to be a giving person and even have viable giving opportunities, but then get distracted with all the other demands of life. I think this is why giving is so important, especially setting up a rhythm for giving. It’s easy to miss the opportunity if you’re always running from one thing to the next. This is why it’s so important to stop and figure out what rhythm you need to set up, so that you slow down, see the needs around you, figure out how you need to be involved and then take action. This will give you the ability to put life back in perspective, realizing what’s important.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>Why you need to plan to give</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:08</itunes:duration>
      <itunes:summary>I don’t know about you, but for me it is so easy to get into a rhythm whereas I have good intentions to be a giving person and even have viable giving opportunities, but then get distracted with all the other demands of life. I think this is why giving is so important, especially setting up a rhythm for giving. It’s easy to miss the opportunity if you’re always running from one thing to the next. This is why it’s so important to stop and figure out what rhythm you need to set up, so that you slow down, see the needs around you, figure out how you need to be involved and then take action. This will give you the ability to put life back in perspective, realizing what’s important.</itunes:summary>
      <itunes:subtitle>I don’t know about you, but for me it is so easy to get into a rhythm whereas I have good intentions to be a giving person and even have viable giving opportunities, but then get distracted with all the other demands of life. I think this is why giving is so important, especially setting up a rhythm for giving. It’s easy to miss the opportunity if you’re always running from one thing to the next. This is why it’s so important to stop and figure out what rhythm you need to set up, so that you slow down, see the needs around you, figure out how you need to be involved and then take action. This will give you the ability to put life back in perspective, realizing what’s important.</itunes:subtitle>
      <itunes:keywords>budgeting, giving, budget, financial planner, finance advice, spending plan, finance coach, money tips</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
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      <itunes:episode>537</itunes:episode>
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      <title>Overwhelmed by how to give back?</title>
      <description><![CDATA[<p>When giving back, you need to identify who or what is your best means of giving back. Is it something that pulls at you like an orphanage, animal shelter, or preservation society? Is it a mission-based organization that sends missionaries to other parts of the world? This is the part that can be so difficult because there are always so many needs to give to.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Fri, 23 Dec 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>When giving back, you need to identify who or what is your best means of giving back. Is it something that pulls at you like an orphanage, animal shelter, or preservation society? Is it a mission-based organization that sends missionaries to other parts of the world? This is the part that can be so difficult because there are always so many needs to give to.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>Overwhelmed by how to give back?</itunes:title>
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      <itunes:summary>When giving back, you need to identify who or what is your best means of giving back. Is it something that pulls at you like an orphanage, animal shelter, or preservation society? Is it a mission-based organization that sends missionaries to other parts of the world? This is the part that can be so difficult because there are always so many needs to give to.</itunes:summary>
      <itunes:subtitle>When giving back, you need to identify who or what is your best means of giving back. Is it something that pulls at you like an orphanage, animal shelter, or preservation society? Is it a mission-based organization that sends missionaries to other parts of the world? This is the part that can be so difficult because there are always so many needs to give to.</itunes:subtitle>
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      <title>Why a financial plan may be the most crucial part of giving</title>
      <description><![CDATA[<p>Most people walk through life with no plan, except putting one foot in front of the other. Don’t be that person. Be resolute in building a financial plan for where your money will come from and what you plan to do with it.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Thu, 22 Dec 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Most people walk through life with no plan, except putting one foot in front of the other. Don’t be that person. Be resolute in building a financial plan for where your money will come from and what you plan to do with it.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>Why a financial plan may be the most crucial part of giving</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:36</itunes:duration>
      <itunes:summary>Most people walk through life with no plan, except putting one foot in front of the other. Don’t be that person. Be resolute in building a financial plan for where your money will come from and what you plan to do with it.</itunes:summary>
      <itunes:subtitle>Most people walk through life with no plan, except putting one foot in front of the other. Don’t be that person. Be resolute in building a financial plan for where your money will come from and what you plan to do with it.</itunes:subtitle>
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      <title>THIS is what is most important about giving</title>
      <description><![CDATA[<p>When we have gone through the process of building a Plan to Spend or budget there was a line item designated to giving. Oftentimes people give when the dust settles and they see what is leftover, but you don’t want to wait until this point in order to have a plan and follow through on it in order to give to what matters most to you.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Wed, 21 Dec 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>When we have gone through the process of building a Plan to Spend or budget there was a line item designated to giving. Oftentimes people give when the dust settles and they see what is leftover, but you don’t want to wait until this point in order to have a plan and follow through on it in order to give to what matters most to you.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>THIS is what is most important about giving</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:44</itunes:duration>
      <itunes:summary>When we have gone through the process of building a Plan to Spend or budget there was a line item designated to giving. Oftentimes people give when the dust settles and they see what is leftover, but you don’t want to wait until this point in order to have a plan and follow through on it in order to give to what matters most to you.</itunes:summary>
      <itunes:subtitle>When we have gone through the process of building a Plan to Spend or budget there was a line item designated to giving. Oftentimes people give when the dust settles and they see what is leftover, but you don’t want to wait until this point in order to have a plan and follow through on it in order to give to what matters most to you.</itunes:subtitle>
      <itunes:keywords>tax writoff, giving, personal finance, money, financial advisor, generosity, finance coach, money tips</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
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      <title>THIS is what is most important about giving</title>
      <description><![CDATA[<p>When we have gone through the process of building a Plan to Spend or budget there was a line item designated to giving. Oftentimes people give when the dust settles and they see what is leftover, but you don’t want to wait until this point in order to have a plan and follow through on it in order to give to what matters most to you.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Tue, 20 Dec 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>When we have gone through the process of building a Plan to Spend or budget there was a line item designated to giving. Oftentimes people give when the dust settles and they see what is leftover, but you don’t want to wait until this point in order to have a plan and follow through on it in order to give to what matters most to you.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>THIS is what is most important about giving</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:10:28</itunes:duration>
      <itunes:summary>When we have gone through the process of building a Plan to Spend or budget there was a line item designated to giving. Oftentimes people give when the dust settles and they see what is leftover, but you don’t want to wait until this point in order to have a plan and follow through on it in order to give to what matters most to you.</itunes:summary>
      <itunes:subtitle>When we have gone through the process of building a Plan to Spend or budget there was a line item designated to giving. Oftentimes people give when the dust settles and they see what is leftover, but you don’t want to wait until this point in order to have a plan and follow through on it in order to give to what matters most to you.</itunes:subtitle>
      <itunes:keywords>budgeting, investing, money hack, giving, budget, money, generosity, money tips</itunes:keywords>
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      <title>Does self-care impact your generosity?</title>
      <description><![CDATA[<p>The U.S. tops the charts in regards to substance abuse, prescription medication use, mental health issues, amongst a number of other aspects. Why is this the case though, especially being such an affluent nation that you would think has far less to worry about than a developing nation?</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Mon, 19 Dec 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>The U.S. tops the charts in regards to substance abuse, prescription medication use, mental health issues, amongst a number of other aspects. Why is this the case though, especially being such an affluent nation that you would think has far less to worry about than a developing nation?</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>Does self-care impact your generosity?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
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      <itunes:summary>The U.S. tops the charts in regards to substance abuse, prescription medication use, mental health issues, amongst a number of other aspects. Why is this the case though, especially being such an affluent nation that you would think has far less to worry about than a developing nation?</itunes:summary>
      <itunes:subtitle>The U.S. tops the charts in regards to substance abuse, prescription medication use, mental health issues, amongst a number of other aspects. Why is this the case though, especially being such an affluent nation that you would think has far less to worry about than a developing nation?</itunes:subtitle>
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      <itunes:explicit>no</itunes:explicit>
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      <itunes:episode>532</itunes:episode>
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      <title>Why should giving be essential to you</title>
      <description><![CDATA[<p>Looking back on the theme of what's essential, I outlined the importance of what was essential in your home, food, clothing, transportation, health, healthcare, finances and resulting budget. In each of these areas, it’s important to identify what is most important to you then focus your efforts on those aspects that add the most value. What you will find is that there are a lot fewer purchases that really matter to you than you thought. Once you can narrow your purchases to only that which matters, you won’t be sacrificing your lifestyle, but will end up saving money that can then be relocated.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Fri, 16 Dec 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Looking back on the theme of what's essential, I outlined the importance of what was essential in your home, food, clothing, transportation, health, healthcare, finances and resulting budget. In each of these areas, it’s important to identify what is most important to you then focus your efforts on those aspects that add the most value. What you will find is that there are a lot fewer purchases that really matter to you than you thought. Once you can narrow your purchases to only that which matters, you won’t be sacrificing your lifestyle, but will end up saving money that can then be relocated.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>Why should giving be essential to you</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:31</itunes:duration>
      <itunes:summary>Looking back on the theme of what&apos;s essential, I outlined the importance of what was essential in your home, food, clothing, transportation, health, healthcare, finances and resulting budget. In each of these areas, it’s important to identify what is most important to you then focus your efforts on those aspects that add the most value. What you will find is that there are a lot fewer purchases that really matter to you than you thought. Once you can narrow your purchases to only that which matters, you won’t be sacrificing your lifestyle, but will end up saving money that can then be relocated.</itunes:summary>
      <itunes:subtitle>Looking back on the theme of what&apos;s essential, I outlined the importance of what was essential in your home, food, clothing, transportation, health, healthcare, finances and resulting budget. In each of these areas, it’s important to identify what is most important to you then focus your efforts on those aspects that add the most value. What you will find is that there are a lot fewer purchases that really matter to you than you thought. Once you can narrow your purchases to only that which matters, you won’t be sacrificing your lifestyle, but will end up saving money that can then be relocated.</itunes:subtitle>
      <itunes:keywords>tax writoff, non profit, giving, personal finance, financial advisor, money coach, generosity, finance coach, money tips</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
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      <itunes:episode>531</itunes:episode>
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      <title>How your home is limiting you</title>
      <description><![CDATA[<p>The place that you live whether rented or owned–is it more than you need or even want? As in, is the payment, maintenance, repairs, cleaning, utilities, and household goods reasonable or are you constantly pulled away from what’s really important to you because of the needs of your dwelling? Have you ever thought about the seasonality of owning your home based on your marital status, number of dependents, your business or job stability, how long you will be in that specific location, and whether that space is appropriate based on where you are financially.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Thu, 15 Dec 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>The place that you live whether rented or owned–is it more than you need or even want? As in, is the payment, maintenance, repairs, cleaning, utilities, and household goods reasonable or are you constantly pulled away from what’s really important to you because of the needs of your dwelling? Have you ever thought about the seasonality of owning your home based on your marital status, number of dependents, your business or job stability, how long you will be in that specific location, and whether that space is appropriate based on where you are financially.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>How your home is limiting you</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:11:44</itunes:duration>
      <itunes:summary>The place that you live whether rented or owned–is it more than you need or even want? As in, is the payment, maintenance, repairs, cleaning, utilities, and household goods reasonable or are you constantly pulled away from what’s really important to you because of the needs of your dwelling? Have you ever thought about the seasonality of owning your home based on your marital status, number of dependents, your business or job stability, how long you will be in that specific location, and whether that space is appropriate based on where you are financially.</itunes:summary>
      <itunes:subtitle>The place that you live whether rented or owned–is it more than you need or even want? As in, is the payment, maintenance, repairs, cleaning, utilities, and household goods reasonable or are you constantly pulled away from what’s really important to you because of the needs of your dwelling? Have you ever thought about the seasonality of owning your home based on your marital status, number of dependents, your business or job stability, how long you will be in that specific location, and whether that space is appropriate based on where you are financially.</itunes:subtitle>
      <itunes:keywords>finance, budgeting, budget, housing market, personal finance, money, home, house flipping, money tips</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
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      <title>Why you shouldn’t give to every need you see</title>
      <description><![CDATA[<p>In every commercial flight you have taken, the flight attendant will remind you of the importance of putting on your oxygen mask first, before assisting others in the event of a loss of pressurization in the cabin. However, how many of us don’t apply this to other aspects of life as well in taking care of our own basic needs before feeling like we need to help someone else. It can be a means of self-sacrifice to others, which although can be a great trait, can and will be detrimental to our long-term well-being.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p> </p>
]]></description>
      <pubDate>Wed, 14 Dec 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>In every commercial flight you have taken, the flight attendant will remind you of the importance of putting on your oxygen mask first, before assisting others in the event of a loss of pressurization in the cabin. However, how many of us don’t apply this to other aspects of life as well in taking care of our own basic needs before feeling like we need to help someone else. It can be a means of self-sacrifice to others, which although can be a great trait, can and will be detrimental to our long-term well-being.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p> </p>
]]></content:encoded>
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      <itunes:title>Why you shouldn’t give to every need you see</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:11</itunes:duration>
      <itunes:summary>In every commercial flight you have taken, the flight attendant will remind you of the importance of putting on your oxygen mask first, before assisting others in the event of a loss of pressurization in the cabin. However, how many of us don’t apply this to other aspects of life as well in taking care of our own basic needs before feeling like we need to help someone else. It can be a means of
self-sacrifice to others, which although can be a great trait, can and will be detrimental to our long-term well-being.</itunes:summary>
      <itunes:subtitle>In every commercial flight you have taken, the flight attendant will remind you of the importance of putting on your oxygen mask first, before assisting others in the event of a loss of pressurization in the cabin. However, how many of us don’t apply this to other aspects of life as well in taking care of our own basic needs before feeling like we need to help someone else. It can be a means of
self-sacrifice to others, which although can be a great trait, can and will be detrimental to our long-term well-being.</itunes:subtitle>
      <itunes:keywords>finance, budgeting, money hack, giving, personal finance, generosity, debt free, money tips</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
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      <title>How your education is delaying your generosity</title>
      <description><![CDATA[<p>We have been prepositioned to focus on ourselves first and therefore, can oftentimes get stuck in investing into our own worlds, leaving little to be generous with. Many have been told that they can’t afford something rather than how they can afford something. So they continue spending based upon what’s coming in the door, prioritizing their needs, but not looking at ways to create margin in order to be more generous.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Tue, 13 Dec 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>We have been prepositioned to focus on ourselves first and therefore, can oftentimes get stuck in investing into our own worlds, leaving little to be generous with. Many have been told that they can’t afford something rather than how they can afford something. So they continue spending based upon what’s coming in the door, prioritizing their needs, but not looking at ways to create margin in order to be more generous.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>How your education is delaying your generosity</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:03</itunes:duration>
      <itunes:summary>We have been prepositioned to focus on ourselves first and therefore, can oftentimes get stuck in investing into our own worlds, leaving little to be generous with. Many have been told that they can’t afford something rather than how they can afford something. So they continue spending based upon what’s coming in the door, prioritizing their needs, but not looking at ways to create margin in order to be more generous.</itunes:summary>
      <itunes:subtitle>We have been prepositioned to focus on ourselves first and therefore, can oftentimes get stuck in investing into our own worlds, leaving little to be generous with. Many have been told that they can’t afford something rather than how they can afford something. So they continue spending based upon what’s coming in the door, prioritizing their needs, but not looking at ways to create margin in order to be more generous.</itunes:subtitle>
      <itunes:keywords>education, finance, giving, personal finance, saving money, generosity, money tips, retirement savings</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
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      <itunes:episode>528</itunes:episode>
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      <title>Why your lifestyle is stealing your ability to give</title>
      <description><![CDATA[<p>The lifestyle you choose to live can greatly change the resulting margin in your personal finances. Point in case, even if you make good money, you can spend your money to buy things on credit that will make you look rich and still be no better off or wealthier than your neighbor.Social media platforms have provided the ability for all of us to show our highlight reels, and many use that as an opportunity to present themselves a certain way, when in reality it does not necessarily resemble aspects of someone's actual life, beauty, and wealth.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Mon, 12 Dec 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>The lifestyle you choose to live can greatly change the resulting margin in your personal finances. Point in case, even if you make good money, you can spend your money to buy things on credit that will make you look rich and still be no better off or wealthier than your neighbor.Social media platforms have provided the ability for all of us to show our highlight reels, and many use that as an opportunity to present themselves a certain way, when in reality it does not necessarily resemble aspects of someone's actual life, beauty, and wealth.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>Why your lifestyle is stealing your ability to give</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:06:34</itunes:duration>
      <itunes:summary>The lifestyle you choose to live can greatly change the resulting margin in your personal finances. Point in case, even if you make good money, you can spend your money to buy things on credit that will make you look rich and still be no better off or wealthier than your neighbor.Social media platforms have provided the ability for all of us to show our highlight reels, and many use that as an opportunity to present themselves a certain way, when in reality it does not necessarily resemble aspects of someone&apos;s actual life, beauty, and wealth.</itunes:summary>
      <itunes:subtitle>The lifestyle you choose to live can greatly change the resulting margin in your personal finances. Point in case, even if you make good money, you can spend your money to buy things on credit that will make you look rich and still be no better off or wealthier than your neighbor.Social media platforms have provided the ability for all of us to show our highlight reels, and many use that as an opportunity to present themselves a certain way, when in reality it does not necessarily resemble aspects of someone&apos;s actual life, beauty, and wealth.</itunes:subtitle>
      <itunes:keywords>finance, saving money fast, giving, budget, personal finance, lifestyle, spending habits, spending money, money tips</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>527</itunes:episode>
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      <title>Why your car can prevent giving</title>
      <description><![CDATA[<p>If you already own a vehicle, it’s important to look at what you own and know the book and market value of that vehicle. This means knowing what the value is through resources like kbb.com and nada.com as well as what your vehicle is actually selling for. Now you may see this as unnecessary unless you were planning to replace it, but reviewing this at least once a year will allow you to have a better active knowledge of what your vehicle is worth.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p> </p>
]]></description>
      <pubDate>Fri, 9 Dec 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>If you already own a vehicle, it’s important to look at what you own and know the book and market value of that vehicle. This means knowing what the value is through resources like kbb.com and nada.com as well as what your vehicle is actually selling for. Now you may see this as unnecessary unless you were planning to replace it, but reviewing this at least once a year will allow you to have a better active knowledge of what your vehicle is worth.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p> </p>
]]></content:encoded>
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      <itunes:title>Why your car can prevent giving</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:34</itunes:duration>
      <itunes:summary>If you already own a vehicle, it’s important to look at what you own and know the book and market value of that vehicle. This means knowing what the value is through resources like kbb.com and nada.com as well as what your vehicle is actually selling for. Now you may see this as unnecessary unless you were planning to replace it, but reviewing this at least once a year will allow you to have a better active knowledge of what your vehicle is worth.</itunes:summary>
      <itunes:subtitle>If you already own a vehicle, it’s important to look at what you own and know the book and market value of that vehicle. This means knowing what the value is through resources like kbb.com and nada.com as well as what your vehicle is actually selling for. Now you may see this as unnecessary unless you were planning to replace it, but reviewing this at least once a year will allow you to have a better active knowledge of what your vehicle is worth.</itunes:subtitle>
      <itunes:keywords>car loan, new car, ev, car payment, car hack, used car, car flipping, electric car, car insurance</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>526</itunes:episode>
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      <title>Why you need to increase your income</title>
      <description><![CDATA[<p>Once you have gone through the process of budgeting based upon what is coming in in the form of income and what is going back out in the form of expenses and savings otherwise. You may be trying to figure out what needs to come next, especially if you feel like you have more month than money and that you living paycheck to paycheck.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Thu, 8 Dec 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Once you have gone through the process of budgeting based upon what is coming in in the form of income and what is going back out in the form of expenses and savings otherwise. You may be trying to figure out what needs to come next, especially if you feel like you have more month than money and that you living paycheck to paycheck.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>Why you need to increase your income</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:00</itunes:duration>
      <itunes:summary>Once you have gone through the process of budgeting based upon what is coming in in the form of income and what is going back out in the form of expenses and savings otherwise. You may be trying to figure out what needs to come next, especially if you feel like you have more month than money and that you living paycheck to paycheck.</itunes:summary>
      <itunes:subtitle>Once you have gone through the process of budgeting based upon what is coming in in the form of income and what is going back out in the form of expenses and savings otherwise. You may be trying to figure out what needs to come next, especially if you feel like you have more month than money and that you living paycheck to paycheck.</itunes:subtitle>
      <itunes:keywords>finance, make money fast, income, personal finance, earn money, side hustle, passive income, money tips</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>525</itunes:episode>
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      <title>Why are different forms of savings important</title>
      <description><![CDATA[<p>Saving comes in many different forms and going through the process of doing so build’s in discipline in order for you to save for a gift or contribution otherwise. Figuring out what you are saving for and how much will be applied to where, will be important in being able to both save for those aspects that matter most to you as well as give to those causes, organizations, or people that you want to have the greatest impact on.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Wed, 7 Dec 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Saving comes in many different forms and going through the process of doing so build’s in discipline in order for you to save for a gift or contribution otherwise. Figuring out what you are saving for and how much will be applied to where, will be important in being able to both save for those aspects that matter most to you as well as give to those causes, organizations, or people that you want to have the greatest impact on.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>Why are different forms of savings important</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:19</itunes:duration>
      <itunes:summary>Saving comes in many different forms and going through the process of doing so build’s in discipline in order for you to save for a gift or contribution otherwise. Figuring out what you are saving for and how much will be applied to where, will be important in being able to both save for those aspects that matter most to you as well as give to those causes, organizations, or people that you want to have the greatest impact on.</itunes:summary>
      <itunes:subtitle>Saving comes in many different forms and going through the process of doing so build’s in discipline in order for you to save for a gift or contribution otherwise. Figuring out what you are saving for and how much will be applied to where, will be important in being able to both save for those aspects that matter most to you as well as give to those causes, organizations, or people that you want to have the greatest impact on.</itunes:subtitle>
      <itunes:keywords>budgeting, save money fast, personal finance, saving for vacation, saving tips, save money, saving for retirement</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
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      <itunes:episode>524</itunes:episode>
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      <title>Why a budget will give you freedom to give!</title>
      <description><![CDATA[<p>Developing and maintaining a financial plan is pivotal to your financial success, so looking back over the last 11 themes, I wanted to compile key takeaways that will help you in that process. This will help make sure that you have a rhythm for the key components of your personal finances leading up to being able to be more generous.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Tue, 6 Dec 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Developing and maintaining a financial plan is pivotal to your financial success, so looking back over the last 11 themes, I wanted to compile key takeaways that will help you in that process. This will help make sure that you have a rhythm for the key components of your personal finances leading up to being able to be more generous.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>Why a budget will give you freedom to give!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:40</itunes:duration>
      <itunes:summary>Developing and maintaining a financial plan is pivotal to your financial success, so looking back over the last 11 themes, I wanted to compile key takeaways that will help you in that process. This will help make sure that you have a rhythm for the key components of your personal finances leading up to being able to be more generous.</itunes:summary>
      <itunes:subtitle>Developing and maintaining a financial plan is pivotal to your financial success, so looking back over the last 11 themes, I wanted to compile key takeaways that will help you in that process. This will help make sure that you have a rhythm for the key components of your personal finances leading up to being able to be more generous.</itunes:subtitle>
      <itunes:keywords>saving, investing, save money fast, budget, personal finance, debt freedom, money tips</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
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      <title>Overview of Giving</title>
      <description><![CDATA[<p>The purpose of going through 12-themes over a period of twelve months is to transform your personal finances step by step. Now the transformation process should help you to ensure that both the defense and offense of your finances are addressed. You cannot just focus on living within your means, paying off debt, and saving, while not also investing, increasing your income and growing in your applied knowledge. This, in-turn, will create margin. Margin to then decide how you want to give back.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Mon, 5 Dec 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>The purpose of going through 12-themes over a period of twelve months is to transform your personal finances step by step. Now the transformation process should help you to ensure that both the defense and offense of your finances are addressed. You cannot just focus on living within your means, paying off debt, and saving, while not also investing, increasing your income and growing in your applied knowledge. This, in-turn, will create margin. Margin to then decide how you want to give back.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>Overview of Giving</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:20</itunes:duration>
      <itunes:summary>The purpose of going through 12-themes over a period of twelve months is to transform your personal finances step by step. Now the transformation process should help you to ensure that both the defense and offense of your finances are addressed. You cannot just focus on living within your means, paying off debt, and saving, while not also investing, increasing your income and growing in your applied knowledge. This, in-turn, will create margin. Margin to then decide how you want to give back.</itunes:summary>
      <itunes:subtitle>The purpose of going through 12-themes over a period of twelve months is to transform your personal finances step by step. Now the transformation process should help you to ensure that both the defense and offense of your finances are addressed. You cannot just focus on living within your means, paying off debt, and saving, while not also investing, increasing your income and growing in your applied knowledge. This, in-turn, will create margin. Margin to then decide how you want to give back.</itunes:subtitle>
      <itunes:keywords>finance, investing, giving, personal finance, tax write offs, saving money, money tips</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>522</itunes:episode>
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      <title>Review of Insurance &amp; Legacy!</title>
      <description><![CDATA[<p>In this theme on insurance and legacy we have covered various types of insurance policies to protect you and your loved ones, how to build up and store critical documentation, as well as thinking through your legacy from the standpoint of setting a vision, benchmarks, and goals as well as ensuring your habits support each of these. <br /> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Fri, 2 Dec 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>In this theme on insurance and legacy we have covered various types of insurance policies to protect you and your loved ones, how to build up and store critical documentation, as well as thinking through your legacy from the standpoint of setting a vision, benchmarks, and goals as well as ensuring your habits support each of these. <br /> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>Review of Insurance &amp; Legacy!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:06:57</itunes:duration>
      <itunes:summary>In this theme on insurance and legacy we have covered various types of insurance policies to protect you and your loved ones, how to build up and store critical documentation, as well as thinking through your legacy from the standpoint of setting a vision, benchmarks, and goals as well as ensuring your habits support each of these.
</itunes:summary>
      <itunes:subtitle>In this theme on insurance and legacy we have covered various types of insurance policies to protect you and your loved ones, how to build up and store critical documentation, as well as thinking through your legacy from the standpoint of setting a vision, benchmarks, and goals as well as ensuring your habits support each of these.
</itunes:subtitle>
      <itunes:keywords>saving for life, giving, insurance, life savings, life insurance, retirement, legacy</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
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      <itunes:episode>521</itunes:episode>
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      <title>Your habits become your legacy</title>
      <description><![CDATA[<p>Let’s be honest, it can be so easy to formulate bad habits and so much more difficult to formulate good ones. So once you have a money manifesto and you have decided to make the necessary changes in order to change your habits, how do you go about removing those that are no longer welcome? I would recommend looking at three different approaches to making a change with your habits; Swap, Schedule, or Separate. <br /> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Thu, 1 Dec 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Let’s be honest, it can be so easy to formulate bad habits and so much more difficult to formulate good ones. So once you have a money manifesto and you have decided to make the necessary changes in order to change your habits, how do you go about removing those that are no longer welcome? I would recommend looking at three different approaches to making a change with your habits; Swap, Schedule, or Separate. <br /> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>Your habits become your legacy</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:22</itunes:duration>
      <itunes:summary>Let’s be honest, it can be so easy to formulate bad habits and so much more difficult to formulate good ones. So once you have a money manifesto and you have decided to make the necessary changes in order to change your habits, how do you go about removing those that are no longer welcome? I would recommend looking at three different approaches to making a change with your habits; Swap, Schedule, or Separate.
</itunes:summary>
      <itunes:subtitle>Let’s be honest, it can be so easy to formulate bad habits and so much more difficult to formulate good ones. So once you have a money manifesto and you have decided to make the necessary changes in order to change your habits, how do you go about removing those that are no longer welcome? I would recommend looking at three different approaches to making a change with your habits; Swap, Schedule, or Separate.
</itunes:subtitle>
      <itunes:keywords>finance, personal finance, life tips, habits, money coach, life coach, legacy, money tips</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
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      <title>Your habits are ruining your finances!</title>
      <description><![CDATA[<p>If it’s true that you change your habits and those then change your life, then why is it that we put so little focus on what we repeatedly do, the actions we perpetually take? I think this is mainly due to how difficult it is to see your habits for what they really are. If we saw the immediate effects of our decisions in eating junk food, not exercising, or not getting enough sleep, we would most-likely take immediate action to make a change. But unfortunately, you may not see the effects for weeks, months, or even years after. This then causes us to be reactive in making changes.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p> </p>
]]></description>
      <pubDate>Wed, 30 Nov 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>If it’s true that you change your habits and those then change your life, then why is it that we put so little focus on what we repeatedly do, the actions we perpetually take? I think this is mainly due to how difficult it is to see your habits for what they really are. If we saw the immediate effects of our decisions in eating junk food, not exercising, or not getting enough sleep, we would most-likely take immediate action to make a change. But unfortunately, you may not see the effects for weeks, months, or even years after. This then causes us to be reactive in making changes.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p> </p>
]]></content:encoded>
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      <itunes:title>Your habits are ruining your finances!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:29</itunes:duration>
      <itunes:summary>If it’s true that you change your habits and those then change your life, then why is it that we put so little focus on what we repeatedly do, the actions we perpetually take? I think this is mainly due to how difficult it is to see your habits for what they really are. If we saw the immediate effects of our decisions in eating junk food, not exercising, or not getting enough sleep, we would most-likely take immediate action to make a change. But unfortunately, you may not see the effects for weeks, months, or even years after. This then causes us to be reactive in making changes.</itunes:summary>
      <itunes:subtitle>If it’s true that you change your habits and those then change your life, then why is it that we put so little focus on what we repeatedly do, the actions we perpetually take? I think this is mainly due to how difficult it is to see your habits for what they really are. If we saw the immediate effects of our decisions in eating junk food, not exercising, or not getting enough sleep, we would most-likely take immediate action to make a change. But unfortunately, you may not see the effects for weeks, months, or even years after. This then causes us to be reactive in making changes.</itunes:subtitle>
      <itunes:keywords>finance, budgeting, personal finance, healthy, habits, lifestyle, finance coach, money tips</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
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      <title>How your values influence your habits</title>
      <description><![CDATA[<p>I’ve mentioned this before, but money makes you more of what you already are. It is just a tool and is neither moral or immoral, it’s what you do with it that makes it one or the other. To some this may be encouraging and to some this may be discouraging. We have all seen it though, we have all seen people who have grown great wealth and selfishly indulged or frivolously lost it entirely and we have seen those who have grown great wealth and made a massive impact.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Tue, 29 Nov 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>I’ve mentioned this before, but money makes you more of what you already are. It is just a tool and is neither moral or immoral, it’s what you do with it that makes it one or the other. To some this may be encouraging and to some this may be discouraging. We have all seen it though, we have all seen people who have grown great wealth and selfishly indulged or frivolously lost it entirely and we have seen those who have grown great wealth and made a massive impact.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>How your values influence your habits</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:11</itunes:duration>
      <itunes:summary>I’ve mentioned this before, but money makes you more of what you already are. It is just a tool and is neither moral or immoral, it’s what you do with it that makes it one or the other. To some this may be encouraging and to some this may be discouraging. We have all seen it though, we have all seen people who have grown great wealth and selfishly indulged or frivolously lost it entirely and we have seen those who have grown great wealth and made a massive impact.</itunes:summary>
      <itunes:subtitle>I’ve mentioned this before, but money makes you more of what you already are. It is just a tool and is neither moral or immoral, it’s what you do with it that makes it one or the other. To some this may be encouraging and to some this may be discouraging. We have all seen it though, we have all seen people who have grown great wealth and selfishly indulged or frivolously lost it entirely and we have seen those who have grown great wealth and made a massive impact.</itunes:subtitle>
      <itunes:keywords>time management, life advice, productivity, minimalism, habits, lifestyle, life coach</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>518</itunes:episode>
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      <title>Change your habits!</title>
      <description><![CDATA[<p>You may be wondering what habits have to do with money management, but let’s be honest it’s pretty obvious. The habits you have built into your routine whether it be the morning latte, buying a new car every year, or indulging in a little retail therapy, all affect your finances.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p> </p>
]]></description>
      <pubDate>Mon, 28 Nov 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>You may be wondering what habits have to do with money management, but let’s be honest it’s pretty obvious. The habits you have built into your routine whether it be the morning latte, buying a new car every year, or indulging in a little retail therapy, all affect your finances.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p> </p>
]]></content:encoded>
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      <itunes:title>Change your habits!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:23</itunes:duration>
      <itunes:summary>You may be wondering what habits have to do with money management, but let’s be honest it’s pretty obvious. The habits you have built into your routine whether it be the morning latte, buying a new car every year, or indulging in a little retail therapy, all affect your finances.</itunes:summary>
      <itunes:subtitle>You may be wondering what habits have to do with money management, but let’s be honest it’s pretty obvious. The habits you have built into your routine whether it be the morning latte, buying a new car every year, or indulging in a little retail therapy, all affect your finances.</itunes:subtitle>
      <itunes:keywords>time management, life advice, minimalism, habits, lifestyle, life hack, scheduling, life coach, legacy</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
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      <title>Align your habits and reflect!</title>
      <description><![CDATA[<p>Before we go on, if you are anything like me it’s important to have parameters to reduce the paralysis by analysis. What this means is that you need to set forth specifics around the key components that are important for you to have data on when analyzing deals you are looking for (this could be for a business, the purchase of a home, a vehicle, etc.), what you are and are not willing to compromise, what your risk tolerance is, and so on and so forth. Outlining what the key parameters you have will prevent you from stalling when it’s time to make a decision. This gives you a built-in response system overtime as well as innate accountability.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p> </p>
]]></description>
      <pubDate>Fri, 25 Nov 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Before we go on, if you are anything like me it’s important to have parameters to reduce the paralysis by analysis. What this means is that you need to set forth specifics around the key components that are important for you to have data on when analyzing deals you are looking for (this could be for a business, the purchase of a home, a vehicle, etc.), what you are and are not willing to compromise, what your risk tolerance is, and so on and so forth. Outlining what the key parameters you have will prevent you from stalling when it’s time to make a decision. This gives you a built-in response system overtime as well as innate accountability.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p> </p>
]]></content:encoded>
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      <itunes:title>Align your habits and reflect!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:30</itunes:duration>
      <itunes:summary>Before we go on, if you are anything like me it’s important to have parameters to reduce the paralysis by analysis. What this means is that you need to set forth specifics around the key components that are important for you to have data on when analyzing deals you are looking for (this could be for a business, the purchase of a home, a vehicle, etc.), what you are and are not willing to compromise, what your risk tolerance is, and so on and so forth. Outlining what the key parameters you have will prevent you from stalling when it’s time to make a decision. This gives you a built-in response system overtime as well as innate accountability.</itunes:summary>
      <itunes:subtitle>Before we go on, if you are anything like me it’s important to have parameters to reduce the paralysis by analysis. What this means is that you need to set forth specifics around the key components that are important for you to have data on when analyzing deals you are looking for (this could be for a business, the purchase of a home, a vehicle, etc.), what you are and are not willing to compromise, what your risk tolerance is, and so on and so forth. Outlining what the key parameters you have will prevent you from stalling when it’s time to make a decision. This gives you a built-in response system overtime as well as innate accountability.</itunes:subtitle>
      <itunes:keywords>planning, personal fianance, habits, discipline, life coach, money tips, minimalist</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
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      <itunes:episode>516</itunes:episode>
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      <title>Don’t be passive, be active!</title>
      <description><![CDATA[<p>So you’ve now done the hard work to go through the process of what may seem rigorous in outlining your vision, benchmarks and goals, what next? You may be thinking, well that was tough... take a vacation. But not so fast, you need to take action. <br /> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Thu, 24 Nov 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>So you’ve now done the hard work to go through the process of what may seem rigorous in outlining your vision, benchmarks and goals, what next? You may be thinking, well that was tough... take a vacation. But not so fast, you need to take action. <br /> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>Don’t be passive, be active!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:23</itunes:duration>
      <itunes:summary>So you’ve now done the hard work to go through the process of what may seem rigorous in outlining your vision, benchmarks and goals, what next? You may be thinking, well that was tough... take a vacation. But not so fast, you need to take action.
</itunes:summary>
      <itunes:subtitle>So you’ve now done the hard work to go through the process of what may seem rigorous in outlining your vision, benchmarks and goals, what next? You may be thinking, well that was tough... take a vacation. But not so fast, you need to take action.
</itunes:subtitle>
      <itunes:keywords>life advice, finance, life goals, future, life coach</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
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      <itunes:episode>515</itunes:episode>
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      <title>Set goals for your benchmarks</title>
      <description><![CDATA[<p>Today we are going to look at setting goals for the benchmarks you’ve established. If your vision is the forest, your benchmarks are the trees, then the goals are the undergrowth or what actually gives legs to growing a tree and eventually a forest. Goal-setting is probably the one area most of us have done at least some planning in or have had some experience with. For you, this could take the form of a New Year’s resolution, a GPA you’re striving for, an amount of profit you are working toward in your business or a fitness goal of some kind.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Wed, 23 Nov 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Today we are going to look at setting goals for the benchmarks you’ve established. If your vision is the forest, your benchmarks are the trees, then the goals are the undergrowth or what actually gives legs to growing a tree and eventually a forest. Goal-setting is probably the one area most of us have done at least some planning in or have had some experience with. For you, this could take the form of a New Year’s resolution, a GPA you’re striving for, an amount of profit you are working toward in your business or a fitness goal of some kind.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>Set goals for your benchmarks</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:06:15</itunes:duration>
      <itunes:summary>Today we are going to look at setting goals for the benchmarks you’ve established. If your vision is the forest, your benchmarks are the trees, then the goals are the undergrowth or what actually gives legs to growing a tree and eventually a forest.
Goal-setting is probably the one area most of us have done at least some planning in or have had some experience with. For you, this could take the form of a New Year’s resolution, a GPA you’re striving for, an amount of profit you are working toward in your business or a fitness goal of some kind.</itunes:summary>
      <itunes:subtitle>Today we are going to look at setting goals for the benchmarks you’ve established. If your vision is the forest, your benchmarks are the trees, then the goals are the undergrowth or what actually gives legs to growing a tree and eventually a forest.
Goal-setting is probably the one area most of us have done at least some planning in or have had some experience with. For you, this could take the form of a New Year’s resolution, a GPA you’re striving for, an amount of profit you are working toward in your business or a fitness goal of some kind.</itunes:subtitle>
      <itunes:keywords>finance, benchmarks, personal finance, life plan, future, legacy, goals, savings</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>514</itunes:episode>
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      <title>Set benchmarks for your legacy</title>
      <description><![CDATA[<p>In today’s episode we are going to move from the forest to the trees in looking at setting benchmarks within your 7 F’s. Now your 7 F’s look at what you want, aspects like the relationships with your family and friends, your financial situation, and how well you lived your life in staying true to your convictions, your values, and your character.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Tue, 22 Nov 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>In today’s episode we are going to move from the forest to the trees in looking at setting benchmarks within your 7 F’s. Now your 7 F’s look at what you want, aspects like the relationships with your family and friends, your financial situation, and how well you lived your life in staying true to your convictions, your values, and your character.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>Set benchmarks for your legacy</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:06:26</itunes:duration>
      <itunes:summary>In today’s episode we are going to move from the forest to the trees in looking at setting benchmarks within your 7 F’s. Now your 7 F’s look at what you want, aspects like the relationships with your family and friends, your financial situation, and how well you lived your life in staying true to your convictions, your values, and your character. </itunes:summary>
      <itunes:subtitle>In today’s episode we are going to move from the forest to the trees in looking at setting benchmarks within your 7 F’s. Now your 7 F’s look at what you want, aspects like the relationships with your family and friends, your financial situation, and how well you lived your life in staying true to your convictions, your values, and your character. </itunes:subtitle>
      <itunes:keywords>personal finance, life goals, lifestyle, life coach, legacy, money tips</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>513</itunes:episode>
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      <title>Envision your legacy!</title>
      <description><![CDATA[<p>It can be so difficult to be excited about the future, when you may be so stressed and overwhelmed in the current. For so many, this has been a very trying time on a number of fronts. So how do you set your mind on where you want to go with all of the distractions you may be facing? We are going to specifically look at this today. </p><p><br />Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Mon, 21 Nov 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>It can be so difficult to be excited about the future, when you may be so stressed and overwhelmed in the current. For so many, this has been a very trying time on a number of fronts. So how do you set your mind on where you want to go with all of the distractions you may be facing? We are going to specifically look at this today. </p><p><br />Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>Envision your legacy!</itunes:title>
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      <itunes:summary>It can be so difficult to be excited about the future, when you may be so stressed and overwhelmed in the current. For so many, this has been a very trying time on a number of fronts. So how do you set your mind on where you want to go with all of the distractions you may be facing? We are going to specifically look at this today.
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      <itunes:subtitle>It can be so difficult to be excited about the future, when you may be so stressed and overwhelmed in the current. For so many, this has been a very trying time on a number of fronts. So how do you set your mind on where you want to go with all of the distractions you may be facing? We are going to specifically look at this today.
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      <title>Simplify your life and your legacy!</title>
      <description><![CDATA[<p>Oftentimes we complicate aspects of life unnecessarily. We think that the shuffling of our debt to outsmart rewards programs, over-leveraging ourselves to take advantage of cheap money, or taking investment risks in asset classes we don’t understand is somehow gaining us an advantage. We not only do this with our money, but we do this with our schedules, thinking that maxing-out our schedules to be available for work 24/7, being over-booked with social events, or filling our time with making sure that we are up-to-date on everything happening in the media and social media is going to give us some competitive edge otherwise.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Fri, 18 Nov 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Oftentimes we complicate aspects of life unnecessarily. We think that the shuffling of our debt to outsmart rewards programs, over-leveraging ourselves to take advantage of cheap money, or taking investment risks in asset classes we don’t understand is somehow gaining us an advantage. We not only do this with our money, but we do this with our schedules, thinking that maxing-out our schedules to be available for work 24/7, being over-booked with social events, or filling our time with making sure that we are up-to-date on everything happening in the media and social media is going to give us some competitive edge otherwise.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
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      <itunes:title>Simplify your life and your legacy!</itunes:title>
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      <itunes:duration>00:12:31</itunes:duration>
      <itunes:summary>Oftentimes we complicate aspects of life unnecessarily. We think that the shuffling of our debt to outsmart rewards programs, over-leveraging ourselves to take advantage of cheap money, or taking investment risks in asset classes we don’t understand is somehow gaining us an advantage. We not only do this with our money, but we do this with our schedules, thinking that maxing-out our schedules to be available for work 24/7, being over-booked with social events, or filling our time with making sure that we are up-to-date on everything happening in the media and social media is going to give us some competitive edge otherwise.</itunes:summary>
      <itunes:subtitle>Oftentimes we complicate aspects of life unnecessarily. We think that the shuffling of our debt to outsmart rewards programs, over-leveraging ourselves to take advantage of cheap money, or taking investment risks in asset classes we don’t understand is somehow gaining us an advantage. We not only do this with our money, but we do this with our schedules, thinking that maxing-out our schedules to be available for work 24/7, being over-booked with social events, or filling our time with making sure that we are up-to-date on everything happening in the media and social media is going to give us some competitive edge otherwise.</itunes:subtitle>
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      <title>Who are your beneficiaries?</title>
      <description><![CDATA[<p>Now that you have looked at types of insurance you may either already have or need to consider getting, looked at planning for the future expenses of when you pass, as well as looked at establishing and organizing your key documents, it’s now important to begin reviewing. The reviewing stage can be tedious, but is so important to ensure that your last wishes are carried-out properly.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Thu, 17 Nov 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Now that you have looked at types of insurance you may either already have or need to consider getting, looked at planning for the future expenses of when you pass, as well as looked at establishing and organizing your key documents, it’s now important to begin reviewing. The reviewing stage can be tedious, but is so important to ensure that your last wishes are carried-out properly.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
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      <itunes:title>Who are your beneficiaries?</itunes:title>
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      <itunes:summary>Now that you have looked at types of insurance you may either already have or need to consider getting, looked at planning for the future expenses of when you pass, as well as looked at establishing and organizing your key documents, it’s now important to begin reviewing. The reviewing stage can be tedious, but is so important to ensure that your last wishes are carried-out properly.</itunes:summary>
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      <title>Where to track your net worth?</title>
      <description><![CDATA[<p>If you have already put together a summary of your will, insurance policies, and important documents otherwise, you may then consider utilizing a net worth tracking tool. Now this may seem like a strange addition to that group, but it’s not, and here’s why.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Wed, 16 Nov 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>If you have already put together a summary of your will, insurance policies, and important documents otherwise, you may then consider utilizing a net worth tracking tool. Now this may seem like a strange addition to that group, but it’s not, and here’s why.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>Where to track your net worth?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:50</itunes:duration>
      <itunes:summary>If you have already put together a summary of your will, insurance policies, and important documents otherwise, you may then consider utilizing a net worth tracking tool. Now this may seem like a strange addition to that group, but it’s not, and here’s why.</itunes:summary>
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      <title>How does net worth affect your legacy?</title>
      <description><![CDATA[<p>Income is often talked more about than net worth, but unless you received an inheritance yourself, your income is what will produce your net worth. This means that your income will both feed into the assets you purchase, but also the availability to traditional means of debt in order to purchase homes, vehicles, businesses, and other assets. Before we get too far into this, net worth is the accumulation of what you own in assets after the accumulation of what you owe in debts or liabilities is subtracted.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Tue, 15 Nov 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Income is often talked more about than net worth, but unless you received an inheritance yourself, your income is what will produce your net worth. This means that your income will both feed into the assets you purchase, but also the availability to traditional means of debt in order to purchase homes, vehicles, businesses, and other assets. Before we get too far into this, net worth is the accumulation of what you own in assets after the accumulation of what you owe in debts or liabilities is subtracted.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>How does net worth affect your legacy?</itunes:title>
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      <itunes:summary>Income is often talked more about than net worth, but unless you received an inheritance yourself, your income is what will produce your net worth. This means that your income will both feed into the assets you purchase, but also the availability to traditional means of debt in order to purchase homes, vehicles, businesses, and other assets. Before we get too far into this, net worth is the accumulation of what you own in assets after the accumulation of what you owe in debts or liabilities is subtracted.</itunes:summary>
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      <title>How does income affect your financial legacy?</title>
      <description><![CDATA[<p>This is to be expected, but depending on your age group, consider your income life-cycle. How many years will you be in the career-field you are in, at what point will you transfer or sell that business, or when do you plan to actually retire. These are all considerations to ensure that your income feeds your legacy. <br /> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Mon, 14 Nov 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>This is to be expected, but depending on your age group, consider your income life-cycle. How many years will you be in the career-field you are in, at what point will you transfer or sell that business, or when do you plan to actually retire. These are all considerations to ensure that your income feeds your legacy. <br /> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>How does income affect your financial legacy?</itunes:title>
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      <itunes:summary>This is to be expected, but depending on your age group, consider your income life-cycle. How many years will you be in the career-field you are in, at what point will you transfer or sell that business, or when do you plan to actually retire. These are all considerations to ensure that your income feeds your legacy. </itunes:summary>
      <itunes:subtitle>This is to be expected, but depending on your age group, consider your income life-cycle. How many years will you be in the career-field you are in, at what point will you transfer or sell that business, or when do you plan to actually retire. These are all considerations to ensure that your income feeds your legacy. </itunes:subtitle>
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      <title>What will be your financial legacy!?</title>
      <description><![CDATA[<p>So here’s the deal, you actually have to plan your financial legacy. Much like any individual who you received any amount of inheritance from, that inheritance had to be intentionally planned for. Not only for who it would go to and what it would be used for, but the intentional accumulation of those resources over time.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Fri, 11 Nov 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>So here’s the deal, you actually have to plan your financial legacy. Much like any individual who you received any amount of inheritance from, that inheritance had to be intentionally planned for. Not only for who it would go to and what it would be used for, but the intentional accumulation of those resources over time.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>What will be your financial legacy!?</itunes:title>
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      <itunes:duration>00:07:57</itunes:duration>
      <itunes:summary>So here’s the deal, you actually have to plan your financial legacy. Much like any individual who you received any amount of inheritance from, that inheritance had to be intentionally planned for. Not only for who it would go to and what it would be used for, but the intentional accumulation of those resources over time.</itunes:summary>
      <itunes:subtitle>So here’s the deal, you actually have to plan your financial legacy. Much like any individual who you received any amount of inheritance from, that inheritance had to be intentionally planned for. Not only for who it would go to and what it would be used for, but the intentional accumulation of those resources over time.</itunes:subtitle>
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      <title>Should you plan for your funeral?</title>
      <description><![CDATA[<p>Let’s talk about the thing that you may dread more than taxes, death. It seems like it’s so easy to be so unprepared for this aspect of life, even though we all know it will happen at some point. Death is certain, you and I have no idea the day, month or year we will pass on but ensuring that you have some key components in-place will give you and your loved one’s peace of mind.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Thu, 10 Nov 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Let’s talk about the thing that you may dread more than taxes, death. It seems like it’s so easy to be so unprepared for this aspect of life, even though we all know it will happen at some point. Death is certain, you and I have no idea the day, month or year we will pass on but ensuring that you have some key components in-place will give you and your loved one’s peace of mind.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>Should you plan for your funeral?</itunes:title>
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      <itunes:summary>Let’s talk about the thing that you may dread more than taxes, death. It seems like it’s so easy to be so unprepared for this aspect of life, even though we all know it will happen at some point. Death is certain, you and I have no idea the day, month or year we will pass on but ensuring that you have some key components in-place will give you and your loved one’s peace of mind.</itunes:summary>
      <itunes:subtitle>Let’s talk about the thing that you may dread more than taxes, death. It seems like it’s so easy to be so unprepared for this aspect of life, even though we all know it will happen at some point. Death is certain, you and I have no idea the day, month or year we will pass on but ensuring that you have some key components in-place will give you and your loved one’s peace of mind.</itunes:subtitle>
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      <title>Is a family trust the right answer?</title>
      <description><![CDATA[<p>There’s so much that can happen in life to upset our so-called plans. So setting up a family trust can protect the assets in the event that one or more individuals are involved in a lawsuit, bankruptcy, or divorce. In addition to this, it provides additional privacy for the family protecting the estate from having the assets made public.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Wed, 9 Nov 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>There’s so much that can happen in life to upset our so-called plans. So setting up a family trust can protect the assets in the event that one or more individuals are involved in a lawsuit, bankruptcy, or divorce. In addition to this, it provides additional privacy for the family protecting the estate from having the assets made public.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>Is a family trust the right answer?</itunes:title>
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      <itunes:summary>There’s so much that can happen in life to upset our so-called plans. So setting up a family trust can protect the assets in the event that one or more individuals are involved in a lawsuit, bankruptcy, or divorce. In addition to this, it provides additional privacy for the family protecting the estate from having the assets made public.</itunes:summary>
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      <title>The purpose of a will</title>
      <description><![CDATA[<p>A will is such an important piece of documentation whether you are 18 or 80. Now, as you continue to further and further outline your will, you may consider establishing a trust for your family, which we will cover in the next episode. <br /> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Tue, 8 Nov 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>A will is such an important piece of documentation whether you are 18 or 80. Now, as you continue to further and further outline your will, you may consider establishing a trust for your family, which we will cover in the next episode. <br /> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>The purpose of a will</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:10:32</itunes:duration>
      <itunes:summary>A will is such an important piece of documentation whether you are 18 or 80. Now, as you continue to further and further outline your will, you may consider establishing a trust for your family, which we will cover in the next episode.
</itunes:summary>
      <itunes:subtitle>A will is such an important piece of documentation whether you are 18 or 80. Now, as you continue to further and further outline your will, you may consider establishing a trust for your family, which we will cover in the next episode.
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      <title>What’s your inheritance?</title>
      <description><![CDATA[<p>Most people have very mixed emotions about receiving an inheritance from someone. Meaning that although what is being passed down may be a blessing and an honor to receive, this also means that the one who has made you their beneficiary has typically passed on. Unlike a person’s legacy, an inheritance specifically refers to an exchange of assets whether that be monetary, real-estate, family heirlooms, stocks, or assets otherwise.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Mon, 7 Nov 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Most people have very mixed emotions about receiving an inheritance from someone. Meaning that although what is being passed down may be a blessing and an honor to receive, this also means that the one who has made you their beneficiary has typically passed on. Unlike a person’s legacy, an inheritance specifically refers to an exchange of assets whether that be monetary, real-estate, family heirlooms, stocks, or assets otherwise.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>What’s your inheritance?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:14:12</itunes:duration>
      <itunes:summary>Most people have very mixed emotions about receiving an inheritance from someone. Meaning that although what is being passed down may be a blessing and an honor to receive, this also means that the one who has made you their beneficiary has typically passed on. Unlike a person’s legacy, an inheritance specifically refers to an exchange of assets whether that be monetary, real-estate, family heirlooms, stocks, or assets otherwise.</itunes:summary>
      <itunes:subtitle>Most people have very mixed emotions about receiving an inheritance from someone. Meaning that although what is being passed down may be a blessing and an honor to receive, this also means that the one who has made you their beneficiary has typically passed on. Unlike a person’s legacy, an inheritance specifically refers to an exchange of assets whether that be monetary, real-estate, family heirlooms, stocks, or assets otherwise.</itunes:subtitle>
      <itunes:keywords>retire early, inheritence, will, personal finance, life insurance, retirement, legacy</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
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      <title>10 documents to protect your legacy!</title>
      <description><![CDATA[<p>This theme is focused on ensuring that you are doing your best to do a full evaluation at least once a year of what you have in-place, where you store those critical documents, ensuring that your taxes are organized and that you have documentation outlining what you own and what you owe.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Fri, 4 Nov 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>This theme is focused on ensuring that you are doing your best to do a full evaluation at least once a year of what you have in-place, where you store those critical documents, ensuring that your taxes are organized and that you have documentation outlining what you own and what you owe.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>10 documents to protect your legacy!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:25</itunes:duration>
      <itunes:summary>This theme is focused on ensuring that you are doing your best to do a full evaluation at least once a year of what you have in-place, where you store those critical documents, ensuring that your taxes are organized and that you have documentation outlining what you own and what you owe.</itunes:summary>
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      <title>Other insurance you need!!</title>
      <description><![CDATA[<p>In the theme on shelter and transportation, we discussed in greater depths the need for homeowners or renters insurance as well as auto insurance. In many cases these policies are required from management or lending institutions in order to cover the asset that you either own or rent. However, I want to bring these up briefly in this theme as it’s especially important for your legacy that you have the right amount of insurance for what is typically your greatest expenses. <br /> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Thu, 3 Nov 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>In the theme on shelter and transportation, we discussed in greater depths the need for homeowners or renters insurance as well as auto insurance. In many cases these policies are required from management or lending institutions in order to cover the asset that you either own or rent. However, I want to bring these up briefly in this theme as it’s especially important for your legacy that you have the right amount of insurance for what is typically your greatest expenses. <br /> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>Other insurance you need!!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:42</itunes:duration>
      <itunes:summary>In the theme on shelter and transportation, we discussed in greater depths the need for homeowners or renters insurance as well as auto insurance. In many cases these policies are required from management or lending institutions in order to cover the asset that you either own or rent. However, I want to bring these up briefly in this theme as it’s especially important for your legacy that you have the right amount of insurance for what is typically your greatest expenses.
</itunes:summary>
      <itunes:subtitle>In the theme on shelter and transportation, we discussed in greater depths the need for homeowners or renters insurance as well as auto insurance. In many cases these policies are required from management or lending institutions in order to cover the asset that you either own or rent. However, I want to bring these up briefly in this theme as it’s especially important for your legacy that you have the right amount of insurance for what is typically your greatest expenses.
</itunes:subtitle>
      <itunes:keywords>insurance, self insured, health tourism, health insurance, dental insurance, life insurance, american insurance</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
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      <title>Should you have pet insurance!?</title>
      <description><![CDATA[<p>A question that seems to be a continually growing concern for people is protecting their pets. In recent years pets have become more and more a part of the family as people have swooned over gourmet pet food, premium toys and in some cases even outfits. Now this is not a mockery of a seemingly newfound love of pets.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Wed, 2 Nov 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>A question that seems to be a continually growing concern for people is protecting their pets. In recent years pets have become more and more a part of the family as people have swooned over gourmet pet food, premium toys and in some cases even outfits. Now this is not a mockery of a seemingly newfound love of pets.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>Should you have pet insurance!?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:19</itunes:duration>
      <itunes:summary>A question that seems to be a continually growing concern for people is protecting their pets. In recent years pets have become more and more a part of the family as people have swooned over gourmet pet food, premium toys and in some cases even outfits. Now this is not a mockery of a seemingly newfound love of pets.</itunes:summary>
      <itunes:subtitle>A question that seems to be a continually growing concern for people is protecting their pets. In recent years pets have become more and more a part of the family as people have swooned over gourmet pet food, premium toys and in some cases even outfits. Now this is not a mockery of a seemingly newfound love of pets.</itunes:subtitle>
      <itunes:keywords>pet insurance, finance, pet lives matter, insurance, personal finance, pets, money tips</itunes:keywords>
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      <title>You need life Insurance!!</title>
      <description><![CDATA[<p>In the theme on care we briefly covered life insurance. I stress the importance of life insurance for those who are not self-insured because it is usually an inexpensive cost (in the big picture) that can provide you and your loved ones with a great deal of peace of mind. Now there is still a use for life insurance if you are self-insured, but the justification for it significantly decreases.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Tue, 1 Nov 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>In the theme on care we briefly covered life insurance. I stress the importance of life insurance for those who are not self-insured because it is usually an inexpensive cost (in the big picture) that can provide you and your loved ones with a great deal of peace of mind. Now there is still a use for life insurance if you are self-insured, but the justification for it significantly decreases.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>You need life Insurance!!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:11:50</itunes:duration>
      <itunes:summary>In the theme on care we briefly covered life insurance. I stress the importance of life insurance for those who are not self-insured because it is usually an inexpensive cost (in the big picture) that can provide you and your loved ones with a great deal of peace of mind. Now there is still a use for life insurance if you are self-insured, but the justification for it significantly decreases.</itunes:summary>
      <itunes:subtitle>In the theme on care we briefly covered life insurance. I stress the importance of life insurance for those who are not self-insured because it is usually an inexpensive cost (in the big picture) that can provide you and your loved ones with a great deal of peace of mind. Now there is still a use for life insurance if you are self-insured, but the justification for it significantly decreases.</itunes:subtitle>
      <itunes:keywords>money hack, will, insurance, personal fianance, health insurance, life insurance, legacy, money tips</itunes:keywords>
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      <title>Overview of Insurance &amp; Legacy!</title>
      <description><![CDATA[<p>There are many aspects to your legacy whether it be the strength of your faith and relationships, how you gave back, what you gained an expertise in, how you contributed to society, as well as the monetary legacy you leave behind. So although we are focusing on what’s seemingly material belongings, there is so much more to your legacy than that.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Mon, 31 Oct 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>There are many aspects to your legacy whether it be the strength of your faith and relationships, how you gave back, what you gained an expertise in, how you contributed to society, as well as the monetary legacy you leave behind. So although we are focusing on what’s seemingly material belongings, there is so much more to your legacy than that.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>Overview of Insurance &amp; Legacy!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:15</itunes:duration>
      <itunes:summary>There are many aspects to your legacy whether it be the strength of your faith and relationships, how you gave back, what you gained an expertise in, how you contributed to society, as well as the monetary legacy you leave behind. So although we are focusing on what’s seemingly material belongings, there is so much more to your legacy than that.</itunes:summary>
      <itunes:subtitle>There are many aspects to your legacy whether it be the strength of your faith and relationships, how you gave back, what you gained an expertise in, how you contributed to society, as well as the monetary legacy you leave behind. So although we are focusing on what’s seemingly material belongings, there is so much more to your legacy than that.</itunes:subtitle>
      <itunes:keywords>will, insurance, budget, personal finance, health insurance, life insurance, legacy, money tips</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
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      <itunes:episode>496</itunes:episode>
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      <title>Review of care!</title>
      <description><![CDATA[<p>The purpose of going through a theme on care is to ensure that you are making time to take care of the aspects that matter most to you in life. This then prepares you to then be energized and available to support others, pursue your goals, and ultimately accomplish the vision for your life. I stress the need for you to go through this process so that you are able to really prioritize what matters most to you, remove what doesn’t, which in turn produces margin.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Fri, 28 Oct 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>The purpose of going through a theme on care is to ensure that you are making time to take care of the aspects that matter most to you in life. This then prepares you to then be energized and available to support others, pursue your goals, and ultimately accomplish the vision for your life. I stress the need for you to go through this process so that you are able to really prioritize what matters most to you, remove what doesn’t, which in turn produces margin.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>Review of care!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:06:25</itunes:duration>
      <itunes:summary>The purpose of going through a theme on care is to ensure that you are making time to take care of the aspects that matter most to you in life. This then prepares you to then be energized and available to support others, pursue your goals, and ultimately accomplish the vision for your life. I stress the need for you to go through this process so that you are able to really prioritize what matters most to you, remove what doesn’t, which in turn produces margin.</itunes:summary>
      <itunes:subtitle>The purpose of going through a theme on care is to ensure that you are making time to take care of the aspects that matter most to you in life. This then prepares you to then be energized and available to support others, pursue your goals, and ultimately accomplish the vision for your life. I stress the need for you to go through this process so that you are able to really prioritize what matters most to you, remove what doesn’t, which in turn produces margin.</itunes:subtitle>
      <itunes:keywords>take care, sabbath, resting, self care, vacation, lifestyle, life hack, rest day</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>495</itunes:episode>
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      <title>Take care of yourself!</title>
      <description><![CDATA[<p>I often hear people say something along the lines of ‘take care’ as a form of communicating ‘see you later’. I think it’s a gesture that should be taken more to heart as we need to watch out not only for the physical health we have but also for emotional and mental health. Before jumping into a rhythm, you may consider finding out where you are starting from. Taking a visit to your primary care provider to check your overall health, any areas of concern and get a state of the union of sorts in order to compare your progress to, may be a great way to watch your progress.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Thu, 27 Oct 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>I often hear people say something along the lines of ‘take care’ as a form of communicating ‘see you later’. I think it’s a gesture that should be taken more to heart as we need to watch out not only for the physical health we have but also for emotional and mental health. Before jumping into a rhythm, you may consider finding out where you are starting from. Taking a visit to your primary care provider to check your overall health, any areas of concern and get a state of the union of sorts in order to compare your progress to, may be a great way to watch your progress.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>Take care of yourself!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:05:27</itunes:duration>
      <itunes:summary>I often hear people say something along the lines of ‘take care’ as a form of communicating ‘see you later’. I think it’s a gesture that should be taken more to heart as we need to watch out not only for the physical health we have but also for emotional and mental health. Before jumping into a rhythm, you may consider finding out where you are starting from. Taking a visit to your primary care provider to check your overall health, any areas of concern and get a state of the union of sorts in order to compare your progress to, may be a great way to watch your progress.</itunes:summary>
      <itunes:subtitle>I often hear people say something along the lines of ‘take care’ as a form of communicating ‘see you later’. I think it’s a gesture that should be taken more to heart as we need to watch out not only for the physical health we have but also for emotional and mental health. Before jumping into a rhythm, you may consider finding out where you are starting from. Taking a visit to your primary care provider to check your overall health, any areas of concern and get a state of the union of sorts in order to compare your progress to, may be a great way to watch your progress.</itunes:subtitle>
      <itunes:keywords>take care, busy, insurance, self care, lifestyle, rest, life hack, money tips</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>494</itunes:episode>
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      <title>Getaway!</title>
      <description><![CDATA[<p>Someone once told me that you can’t live life like an electrical panel on your house, you can’t always be plugged in or it will short-circuit. You have to learn to trip the breaker, take a step away and care for yourself. Caring for yourself includes taking time away to really reflect on what it is that you want, so that you can step back in and make the proper adjustments for where you spend your time, talent, and resources.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p> </p>
]]></description>
      <pubDate>Wed, 26 Oct 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Someone once told me that you can’t live life like an electrical panel on your house, you can’t always be plugged in or it will short-circuit. You have to learn to trip the breaker, take a step away and care for yourself. Caring for yourself includes taking time away to really reflect on what it is that you want, so that you can step back in and make the proper adjustments for where you spend your time, talent, and resources.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p> </p>
]]></content:encoded>
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      <itunes:title>Getaway!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:06:27</itunes:duration>
      <itunes:summary>Someone once told me that you can’t live life like an electrical panel on your house, you can’t always be plugged in or it will short-circuit. You have to learn to trip the breaker, take a step away and care for yourself. Caring for yourself includes taking time away to really reflect on what it is that you want, so that you can step back in and make the proper adjustments for where you spend your time, talent, and resources.</itunes:summary>
      <itunes:subtitle>Someone once told me that you can’t live life like an electrical panel on your house, you can’t always be plugged in or it will short-circuit. You have to learn to trip the breaker, take a step away and care for yourself. Caring for yourself includes taking time away to really reflect on what it is that you want, so that you can step back in and make the proper adjustments for where you spend your time, talent, and resources.</itunes:subtitle>
      <itunes:keywords>budgeting, personal finance, vacation, life hack, vacation hack, getaway</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>493</itunes:episode>
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      <title>What do you enjoy??</title>
      <description><![CDATA[<p>Part of figuring out how to care best for yourself comes down to you actually enjoying life on your own terms. Now this doesn’t mean that you are flippant, but that you are intentional about cultivating the life that you want to lead. We too often let others define what should be important to us and this causes us to constantly look at others for validation.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Tue, 25 Oct 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Part of figuring out how to care best for yourself comes down to you actually enjoying life on your own terms. Now this doesn’t mean that you are flippant, but that you are intentional about cultivating the life that you want to lead. We too often let others define what should be important to us and this causes us to constantly look at others for validation.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>What do you enjoy??</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:06:36</itunes:duration>
      <itunes:summary>Part of figuring out how to care best for yourself comes down to you actually enjoying life on your own terms. Now this doesn’t mean that you are flippant, but that you are intentional about cultivating the life that you want to lead. We too often let others define what should be important to us and this causes us to constantly look at others for validation.</itunes:summary>
      <itunes:subtitle>Part of figuring out how to care best for yourself comes down to you actually enjoying life on your own terms. Now this doesn’t mean that you are flippant, but that you are intentional about cultivating the life that you want to lead. We too often let others define what should be important to us and this causes us to constantly look at others for validation.</itunes:subtitle>
      <itunes:keywords>motivation, personal finance, lifestyle hack, lifestyle, life hack, life coach, money tips</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
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      <itunes:episode>492</itunes:episode>
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      <title>Budget for Nutrients!</title>
      <description><![CDATA[<p>It’s so important to make a priority of not only what is healthy for you, prioritizing what matters most to you, and ensuring it all fits within your means, but also realizing that by building in an appropriate amount into your budget or Plan to Spend, you are not only caring for your health and finances, but you are also building margin by way of not needlessly spending on food delivery or convenience items that could be busting your budget.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Mon, 24 Oct 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>It’s so important to make a priority of not only what is healthy for you, prioritizing what matters most to you, and ensuring it all fits within your means, but also realizing that by building in an appropriate amount into your budget or Plan to Spend, you are not only caring for your health and finances, but you are also building margin by way of not needlessly spending on food delivery or convenience items that could be busting your budget.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>Budget for Nutrients!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:42</itunes:duration>
      <itunes:summary>It’s so important to make a priority of not only what is healthy for you, prioritizing what matters most to you, and ensuring it all fits within your means, but also realizing that by building in an appropriate amount into your budget or Plan to Spend, you are not only caring for your health and finances, but you are also building margin by way of not needlessly spending on food delivery or convenience items that could be busting your budget.</itunes:summary>
      <itunes:subtitle>It’s so important to make a priority of not only what is healthy for you, prioritizing what matters most to you, and ensuring it all fits within your means, but also realizing that by building in an appropriate amount into your budget or Plan to Spend, you are not only caring for your health and finances, but you are also building margin by way of not needlessly spending on food delivery or convenience items that could be busting your budget.</itunes:subtitle>
      <itunes:keywords>meal planning, diet planner, budget, diet, personal finance, calorie plan, calorie</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
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      <title>What expenses to review in this theme!</title>
      <description><![CDATA[<p>This process is the process of building margin into your life and finances. These are intertwined so closely, but when you prioritize what matters most to you, you realize how much other fluff you have, how much unnecessary aspects of your lifestyle, and you will realize how much it matters to apply the Pareto Principle in taking those seemingly small things you do every day that make all the difference and focus.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Fri, 21 Oct 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>This process is the process of building margin into your life and finances. These are intertwined so closely, but when you prioritize what matters most to you, you realize how much other fluff you have, how much unnecessary aspects of your lifestyle, and you will realize how much it matters to apply the Pareto Principle in taking those seemingly small things you do every day that make all the difference and focus.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>What expenses to review in this theme!</itunes:title>
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      <itunes:summary>This process is the process of building margin into your life and finances. These are intertwined so closely, but when you prioritize what matters most to you, you realize how much other fluff you have, how much unnecessary aspects of your lifestyle, and you will realize how much it matters to apply the Pareto Principle in taking those seemingly small things you do every day that make all the difference and focus.</itunes:summary>
      <itunes:subtitle>This process is the process of building margin into your life and finances. These are intertwined so closely, but when you prioritize what matters most to you, you realize how much other fluff you have, how much unnecessary aspects of your lifestyle, and you will realize how much it matters to apply the Pareto Principle in taking those seemingly small things you do every day that make all the difference and focus.</itunes:subtitle>
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      <itunes:episode>506</itunes:episode>
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      <title>Spending on the right things!</title>
      <description><![CDATA[<p>Being intentional to review aspects that are recurring expenses, like insurance ensures that these expenses don’t creep up in cost unknowingly. This will ensure that you are actually planning for these costs and annually reviewing these costs to ensure they are still a priority to you.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Thu, 20 Oct 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Being intentional to review aspects that are recurring expenses, like insurance ensures that these expenses don’t creep up in cost unknowingly. This will ensure that you are actually planning for these costs and annually reviewing these costs to ensure they are still a priority to you.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>Spending on the right things!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:09</itunes:duration>
      <itunes:summary>Being intentional to review aspects that are recurring expenses, like insurance ensures that these expenses don’t creep up in cost unknowingly. This will ensure that you are actually planning for these costs and annually reviewing these costs to ensure they are still a priority to you.</itunes:summary>
      <itunes:subtitle>Being intentional to review aspects that are recurring expenses, like insurance ensures that these expenses don’t creep up in cost unknowingly. This will ensure that you are actually planning for these costs and annually reviewing these costs to ensure they are still a priority to you.</itunes:subtitle>
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      <title>Why is it so easy to be stingy!</title>
      <description><![CDATA[<p>As we enter into the fall season, people begin to seemingly switch gears in thinking about others a little more. Whether that’s Thanksgiving reminding you of who or what you are thankful for or it’s Christmas reminding you to give, reminding you what the purpose of the season is, and reminding you how to slow down. I believe that money can either be a river or it can be a pond. It can either stay fresh by flowing to and through you to be a blessing to others or it can accumulate and pool, causing it to become stale, smelly, and bug-infested.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Wed, 19 Oct 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>As we enter into the fall season, people begin to seemingly switch gears in thinking about others a little more. Whether that’s Thanksgiving reminding you of who or what you are thankful for or it’s Christmas reminding you to give, reminding you what the purpose of the season is, and reminding you how to slow down. I believe that money can either be a river or it can be a pond. It can either stay fresh by flowing to and through you to be a blessing to others or it can accumulate and pool, causing it to become stale, smelly, and bug-infested.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>Why is it so easy to be stingy!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:05:51</itunes:duration>
      <itunes:summary>As we enter into the fall season, people begin to seemingly switch gears in thinking about others a little more. Whether that’s Thanksgiving reminding you of who or what you are thankful for or it’s Christmas reminding you to give, reminding you what the purpose of the season is, and reminding you how to slow down. I believe that money can either be a river or it can be a pond. It can either stay fresh by flowing to and through you to be a blessing to others or it can accumulate and pool, causing it to become stale, smelly, and bug-infested.</itunes:summary>
      <itunes:subtitle>As we enter into the fall season, people begin to seemingly switch gears in thinking about others a little more. Whether that’s Thanksgiving reminding you of who or what you are thankful for or it’s Christmas reminding you to give, reminding you what the purpose of the season is, and reminding you how to slow down. I believe that money can either be a river or it can be a pond. It can either stay fresh by flowing to and through you to be a blessing to others or it can accumulate and pool, causing it to become stale, smelly, and bug-infested.</itunes:subtitle>
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      <title>Why is it so hard to put others first?</title>
      <description><![CDATA[<p>Personal finance is personal and is not just about the dollars and cents. It’s about putting the why behind what you do with the dollars and cents to build a legacy and inspire others to do the same. We are taking the time to talk about care as I believe you being intentional to care for someone else and in-turn seeing how it makes a difference can inspire you to be far more intentional and less frivolous with your time, talent, and treasure.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Tue, 18 Oct 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Personal finance is personal and is not just about the dollars and cents. It’s about putting the why behind what you do with the dollars and cents to build a legacy and inspire others to do the same. We are taking the time to talk about care as I believe you being intentional to care for someone else and in-turn seeing how it makes a difference can inspire you to be far more intentional and less frivolous with your time, talent, and treasure.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>Why is it so hard to put others first?</itunes:title>
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      <itunes:subtitle>Personal finance is personal and is not just about the dollars and cents. It’s about putting the why behind what you do with the dollars and cents to build a legacy and inspire others to do the same. We are taking the time to talk about care as I believe you being intentional to care for someone else and in-turn seeing how it makes a difference can inspire you to be far more intentional and less frivolous with your time, talent, and treasure.</itunes:subtitle>
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      <title>Why is it so hard to be present!</title>
      <description><![CDATA[<p>You’ve probably heard the saying that it is better to give than to receive. Countless studies have been done on the effects of prioritizing the needs of others when you are struggling with depression when you are cynical or when you are hopeless. Part of this process may be helping someone else in order to prop you up and realize what’s in you, the impact you have the capability of, and the wisdom that may reside within you. <br /> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Mon, 17 Oct 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>You’ve probably heard the saying that it is better to give than to receive. Countless studies have been done on the effects of prioritizing the needs of others when you are struggling with depression when you are cynical or when you are hopeless. Part of this process may be helping someone else in order to prop you up and realize what’s in you, the impact you have the capability of, and the wisdom that may reside within you. <br /> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>Why is it so hard to be present!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
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      <itunes:summary>You’ve probably heard the saying that it is better to give than to receive. Countless studies have been done on the effects of prioritizing the needs of others when you are struggling with depression when you are cynical or when you are hopeless. Part of this process may be helping someone else in order to prop you up and realize what’s in you, the impact you have the capability of, and the wisdom that may reside within you.
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      <itunes:subtitle>You’ve probably heard the saying that it is better to give than to receive. Countless studies have been done on the effects of prioritizing the needs of others when you are struggling with depression when you are cynical or when you are hopeless. Part of this process may be helping someone else in order to prop you up and realize what’s in you, the impact you have the capability of, and the wisdom that may reside within you.
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      <title>Why is it so hard to be content!</title>
      <description><![CDATA[<p>Whether you look at your financial position, your health or physique, your family or friendships, or even your role, position, or contribution to society, it can oftentimes be difficult to be content. We may feel content in one area while feeling lacking or inadequate in another. If we are looking at what others are constantly absorbed with, accomplishing, or involved in, we can miss what we should be focused on and the opportunities available to us.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Fri, 14 Oct 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Whether you look at your financial position, your health or physique, your family or friendships, or even your role, position, or contribution to society, it can oftentimes be difficult to be content. We may feel content in one area while feeling lacking or inadequate in another. If we are looking at what others are constantly absorbed with, accomplishing, or involved in, we can miss what we should be focused on and the opportunities available to us.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>Why is it so hard to be content!</itunes:title>
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      <itunes:summary>Whether you look at your financial position, your health or physique, your family or friendships, or even your role, position, or contribution to society, it can oftentimes be difficult to be content. We may feel content in one area while feeling lacking or inadequate in another. If we are looking at what others are constantly absorbed with, accomplishing, or involved in, we can miss what we should be focused on and the opportunities available to us.</itunes:summary>
      <itunes:subtitle>Whether you look at your financial position, your health or physique, your family or friendships, or even your role, position, or contribution to society, it can oftentimes be difficult to be content. We may feel content in one area while feeling lacking or inadequate in another. If we are looking at what others are constantly absorbed with, accomplishing, or involved in, we can miss what we should be focused on and the opportunities available to us.</itunes:subtitle>
      <itunes:keywords>contentment, depressed, finance, personal finance, anxiety, advice, lifestyle, life hack</itunes:keywords>
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      <title>Is your healthcare draining your bank account!?</title>
      <description><![CDATA[<p>Oftentimes there are a number of different schools of thought per se around the extent to which you should utilize western medicine vs. homeopathic approaches to caring for your health. Without going into that argument, you may be thinking about all of the ways that you care for yourself including chiropractic adjustments, massages, yoga, acupuncture amongst a number of other methods.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Thu, 13 Oct 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Oftentimes there are a number of different schools of thought per se around the extent to which you should utilize western medicine vs. homeopathic approaches to caring for your health. Without going into that argument, you may be thinking about all of the ways that you care for yourself including chiropractic adjustments, massages, yoga, acupuncture amongst a number of other methods.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>Is your healthcare draining your bank account!?</itunes:title>
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      <itunes:duration>00:07:23</itunes:duration>
      <itunes:summary>Oftentimes there are a number of different schools of thought per se around the extent to which you should utilize western medicine vs. homeopathic approaches to caring for your health. Without going into that argument, you may be thinking about all of the ways that you care for yourself including chiropractic adjustments, massages, yoga, acupuncture amongst a number of other methods.</itunes:summary>
      <itunes:subtitle>Oftentimes there are a number of different schools of thought per se around the extent to which you should utilize western medicine vs. homeopathic approaches to caring for your health. Without going into that argument, you may be thinking about all of the ways that you care for yourself including chiropractic adjustments, massages, yoga, acupuncture amongst a number of other methods.</itunes:subtitle>
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      <title>Do you need disability insurance?</title>
      <description><![CDATA[<p>When caring for yourself well and being mindful of those who depend upon you, it’s important to evaluate the need for disability insurance. You may have an insurance provider or a financial advisor to help you put a plan in place. Arguably this would be more for your loved ones who are affected by your premature death or short or long-term disability, but nonetheless, far too many people operate without any or enough insurance.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Wed, 12 Oct 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>When caring for yourself well and being mindful of those who depend upon you, it’s important to evaluate the need for disability insurance. You may have an insurance provider or a financial advisor to help you put a plan in place. Arguably this would be more for your loved ones who are affected by your premature death or short or long-term disability, but nonetheless, far too many people operate without any or enough insurance.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>Do you need disability insurance?</itunes:title>
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      <itunes:duration>00:07:19</itunes:duration>
      <itunes:summary>When caring for yourself well and being mindful of those who depend upon you, it’s important to evaluate the need for disability insurance. You may have an insurance provider or a financial advisor to help you put a plan in place. Arguably this would be more for your loved ones who are affected by your premature death or short or long-term disability, but nonetheless, far too many people operate without any or enough insurance.</itunes:summary>
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      <title>Are your investments hopeless?</title>
      <description><![CDATA[<p>There are so many different ways to go about caring for yourself. Oftentimes people immediately think about going on a vacation, to the spa, or heading to the gym to work out. But just as you would care for yourself in these aspects, you also need to make a plan to save for your retirement.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Tue, 11 Oct 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>There are so many different ways to go about caring for yourself. Oftentimes people immediately think about going on a vacation, to the spa, or heading to the gym to work out. But just as you would care for yourself in these aspects, you also need to make a plan to save for your retirement.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>Are your investments hopeless?</itunes:title>
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      <title>Are your finances hopeless?</title>
      <description><![CDATA[<p>It’s so easy to allow instant gratification to steal us away from the reality of our financial position. Now, in order to change course--find the one area that is your biggest culprit and simply replace that with a lower-cost, healthier option. This will start you on the path of reducing your monthly expenses to fit within your means in order to take the margin that you will then build by doing so, and using that toward outstanding debt caused by living beyond your means.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p> </p>
]]></description>
      <pubDate>Mon, 10 Oct 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>It’s so easy to allow instant gratification to steal us away from the reality of our financial position. Now, in order to change course--find the one area that is your biggest culprit and simply replace that with a lower-cost, healthier option. This will start you on the path of reducing your monthly expenses to fit within your means in order to take the margin that you will then build by doing so, and using that toward outstanding debt caused by living beyond your means.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p> </p>
]]></content:encoded>
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      <itunes:title>Are your finances hopeless?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:10</itunes:duration>
      <itunes:summary>It’s so easy to allow instant gratification to steal us away from the reality of our financial position. Now, in order to change course--find the one area that is your biggest culprit and simply replace that with a lower-cost, healthier option. This will start you on the path of reducing your monthly expenses to fit within your means in order to take the margin that you will then build by doing so, and using that toward outstanding debt caused by living beyond your means.</itunes:summary>
      <itunes:subtitle>It’s so easy to allow instant gratification to steal us away from the reality of our financial position. Now, in order to change course--find the one area that is your biggest culprit and simply replace that with a lower-cost, healthier option. This will start you on the path of reducing your monthly expenses to fit within your means in order to take the margin that you will then build by doing so, and using that toward outstanding debt caused by living beyond your means.</itunes:subtitle>
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      <itunes:explicit>no</itunes:explicit>
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      <itunes:episode>482</itunes:episode>
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      <title>Are you failing??</title>
      <description><![CDATA[<p>Now this may be a laughable question to high achievers, but it’s actually a serious question to ask yourself. How am I actually doing, not by means of comparison, but by means of my own requirements or standards for myself? Am I where I wanted to be at this point in life? Do I have a great purpose, the right people, and am taken care of provisionally? It's important to regularly go through the 5 P's to gauge how you are actually doing.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Fri, 7 Oct 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Now this may be a laughable question to high achievers, but it’s actually a serious question to ask yourself. How am I actually doing, not by means of comparison, but by means of my own requirements or standards for myself? Am I where I wanted to be at this point in life? Do I have a great purpose, the right people, and am taken care of provisionally? It's important to regularly go through the 5 P's to gauge how you are actually doing.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>Are you failing??</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:14</itunes:duration>
      <itunes:summary>Now this may be a laughable question to high achievers, but it’s actually a serious question to ask yourself. How am I actually doing, not by means of comparison, but by means of my own requirements or standards for myself? Am I where I wanted to be at this point in life? Do I have a great purpose, the right people, and am taken care of provisionally? It&apos;s important to regularly go through the 5 P&apos;s to gauge how you are actually doing. </itunes:summary>
      <itunes:subtitle>Now this may be a laughable question to high achievers, but it’s actually a serious question to ask yourself. How am I actually doing, not by means of comparison, but by means of my own requirements or standards for myself? Am I where I wanted to be at this point in life? Do I have a great purpose, the right people, and am taken care of provisionally? It&apos;s important to regularly go through the 5 P&apos;s to gauge how you are actually doing. </itunes:subtitle>
      <itunes:keywords>win at life, winning, career hack, house hack, failing, life hack, food hack</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
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      <itunes:episode>481</itunes:episode>
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      <title>You have no peace</title>
      <description><![CDATA[<p>Jumping right into this theme on care, I left off with a question in the last episode. That being to write down a number from 1-10 on how you are doing overall. If you have not done so, write down that number. Today we are going to explore this further in figuring out where you are and how this may be affecting your personal finances. I have found that this little test has been really helpful in the relationships in my life, in improving both accountability and care for myself and others.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Thu, 6 Oct 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jumping right into this theme on care, I left off with a question in the last episode. That being to write down a number from 1-10 on how you are doing overall. If you have not done so, write down that number. Today we are going to explore this further in figuring out where you are and how this may be affecting your personal finances. I have found that this little test has been really helpful in the relationships in my life, in improving both accountability and care for myself and others.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>You have no peace</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:44</itunes:duration>
      <itunes:summary>Jumping right into this theme on care, I left off with a question in the last episode. That being to write down a number from 1-10 on how you are doing overall. If you have not done so, write down that number. Today we are going to explore this further in figuring out where you are and how this may be affecting your personal finances. I have found that this little test has been really helpful in the relationships in my life, in improving both accountability and care for myself and others.</itunes:summary>
      <itunes:subtitle>Jumping right into this theme on care, I left off with a question in the last episode. That being to write down a number from 1-10 on how you are doing overall. If you have not done so, write down that number. Today we are going to explore this further in figuring out where you are and how this may be affecting your personal finances. I have found that this little test has been really helpful in the relationships in my life, in improving both accountability and care for myself and others.</itunes:subtitle>
      <itunes:keywords>finance, depression, budget, peace, personal finance, anxiety, life coach, money tips</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>480</itunes:episode>
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      <title>Overview of Self-Care</title>
      <description><![CDATA[<p>Part of building sustainable financial margin in your life is making sure that you cover your bases in regards to proper care. In this theme, we are going to cover mechanisms and habits that you need to put into place in order to lead a life that allows you to enjoy the journey in becoming your best for those in your life and what it is that have set out to accomplish. Let’s get back to defining where our focus should be daily so that we don’t wait until we burnout in order to get rest, we don’t jump from vacation to vacation in order to enjoy life, and we don’t purchase more and more things to then be obligated to leaving us less and less time to be involved in what really matters to us.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Wed, 5 Oct 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Part of building sustainable financial margin in your life is making sure that you cover your bases in regards to proper care. In this theme, we are going to cover mechanisms and habits that you need to put into place in order to lead a life that allows you to enjoy the journey in becoming your best for those in your life and what it is that have set out to accomplish. Let’s get back to defining where our focus should be daily so that we don’t wait until we burnout in order to get rest, we don’t jump from vacation to vacation in order to enjoy life, and we don’t purchase more and more things to then be obligated to leaving us less and less time to be involved in what really matters to us.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>Overview of Self-Care</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:49</itunes:duration>
      <itunes:summary>Part of building sustainable financial margin in your life is making sure that you cover your bases in regards to proper care. In this theme, we are going to cover mechanisms and habits that you need to put into place in order to lead a life that allows you to enjoy the journey in becoming your best for those in your life and what it is that have set out to accomplish. Let’s get back to defining where our focus should be daily so that we don’t wait until we burnout in order to get rest, we don’t jump from vacation to vacation in order to enjoy life, and we don’t purchase more and
more things to then be obligated to leaving us less and less time to be involved in what really matters to us.</itunes:summary>
      <itunes:subtitle>Part of building sustainable financial margin in your life is making sure that you cover your bases in regards to proper care. In this theme, we are going to cover mechanisms and habits that you need to put into place in order to lead a life that allows you to enjoy the journey in becoming your best for those in your life and what it is that have set out to accomplish. Let’s get back to defining where our focus should be daily so that we don’t wait until we burnout in order to get rest, we don’t jump from vacation to vacation in order to enjoy life, and we don’t purchase more and
more things to then be obligated to leaving us less and less time to be involved in what really matters to us.</itunes:subtitle>
      <itunes:keywords>finance, budget, self care, personal finance, financial margin, lifestyle, life coach</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
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      <title>What is essential overview!</title>
      <description><![CDATA[<p>There are so many aspects to our lives that seem like we couldn’t live without, but honestly looking at what your baseline needs are and how much of your life is being governed by non-essentials will help you to know what needs to be added and probably more importantly stripped away. The purpose of going through a theme on what is essential to you, is for you to seriously look at your basic needs as well as your basic wants that feed into the life you want to lead. Only you can define what it is that is essential to your life.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Tue, 4 Oct 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>There are so many aspects to our lives that seem like we couldn’t live without, but honestly looking at what your baseline needs are and how much of your life is being governed by non-essentials will help you to know what needs to be added and probably more importantly stripped away. The purpose of going through a theme on what is essential to you, is for you to seriously look at your basic needs as well as your basic wants that feed into the life you want to lead. Only you can define what it is that is essential to your life.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
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      <itunes:title>What is essential overview!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:06:33</itunes:duration>
      <itunes:summary>There are so many aspects to our lives that seem like we couldn’t live without, but honestly looking at what your baseline needs are and how much of your life is being governed by non-essentials will help you to know what needs to be added and probably more importantly stripped away. The purpose of going through a theme on what is essential to you, is for you to seriously look at your basic needs as well as your basic wants that feed into the life you want to lead. Only you can define what it is that is essential to your life.</itunes:summary>
      <itunes:subtitle>There are so many aspects to our lives that seem like we couldn’t live without, but honestly looking at what your baseline needs are and how much of your life is being governed by non-essentials will help you to know what needs to be added and probably more importantly stripped away. The purpose of going through a theme on what is essential to you, is for you to seriously look at your basic needs as well as your basic wants that feed into the life you want to lead. Only you can define what it is that is essential to your life.</itunes:subtitle>
      <itunes:keywords>van life, budget, personal finance, minimalism, essentialism, minimalist</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
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      <itunes:episode>478</itunes:episode>
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      <title>It’s essential to find your purpose</title>
      <description><![CDATA[<p>Some people know what they wanted to do for a living from a very early age, and others follow in the footsteps of those who inspired or influenced them most, while there are still others who either followed a certain track because of prestige or money, or are still figuring out what they want to do when they grow up. It’s tough to build a life in a certain direction, to then realize that you have to change course. If you already reviewed what’s most important to you, you probably have a good idea as to whether you are where you want to be in life.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Mon, 3 Oct 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Some people know what they wanted to do for a living from a very early age, and others follow in the footsteps of those who inspired or influenced them most, while there are still others who either followed a certain track because of prestige or money, or are still figuring out what they want to do when they grow up. It’s tough to build a life in a certain direction, to then realize that you have to change course. If you already reviewed what’s most important to you, you probably have a good idea as to whether you are where you want to be in life.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>It’s essential to find your purpose</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:41</itunes:duration>
      <itunes:summary>Some people know what they wanted to do for a living from a very early age, and others follow in the footsteps of those who inspired or influenced them most, while there are still others who either followed a certain track because of prestige or money, or are still figuring out what they want to do when they grow up. It’s tough to build a life in a certain direction, to then realize that you have to change course. If you already reviewed what’s most important to you, you probably have a good idea as to whether you are where you want to be in life.</itunes:summary>
      <itunes:subtitle>Some people know what they wanted to do for a living from a very early age, and others follow in the footsteps of those who inspired or influenced them most, while there are still others who either followed a certain track because of prestige or money, or are still figuring out what they want to do when they grow up. It’s tough to build a life in a certain direction, to then realize that you have to change course. If you already reviewed what’s most important to you, you probably have a good idea as to whether you are where you want to be in life.</itunes:subtitle>
      <itunes:keywords>life advice, purpose, personal finance, counseling, lifestyle, life coach</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
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      <itunes:episode>477</itunes:episode>
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      <title>What is essential to your budget?</title>
      <description><![CDATA[<p>Looking over the essentials you’ve outlined by category, the next step is to build them into a budget or Plan to Spend. The purpose of a budget is to tell your money what the priorities are, versus wondering what your money was spent on after the fact. Once you have looked at these 11 steps to developing a budget and immediately factored in your specific essentials in each category, you’ll then be able to see what are the categories that you place the greatest focus or importance on. This will ensure that the money that flows through your hands goes to the areas that are most important to you.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Fri, 30 Sep 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Looking over the essentials you’ve outlined by category, the next step is to build them into a budget or Plan to Spend. The purpose of a budget is to tell your money what the priorities are, versus wondering what your money was spent on after the fact. Once you have looked at these 11 steps to developing a budget and immediately factored in your specific essentials in each category, you’ll then be able to see what are the categories that you place the greatest focus or importance on. This will ensure that the money that flows through your hands goes to the areas that are most important to you.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>What is essential to your budget?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:13:35</itunes:duration>
      <itunes:summary>Looking over the essentials you’ve outlined by category, the next step is to build them into a budget or Plan to Spend. The purpose of a budget is to tell your money what the priorities are, versus wondering what your money was spent on after the fact. Once you have looked at these 11 steps to developing a budget and immediately factored in your specific essentials in each category, you’ll then be able to see what are the categories that you place the greatest focus or importance on. This will ensure that the money that flows through your hands goes to the areas that are most important to you.</itunes:summary>
      <itunes:subtitle>Looking over the essentials you’ve outlined by category, the next step is to build them into a budget or Plan to Spend. The purpose of a budget is to tell your money what the priorities are, versus wondering what your money was spent on after the fact. Once you have looked at these 11 steps to developing a budget and immediately factored in your specific essentials in each category, you’ll then be able to see what are the categories that you place the greatest focus or importance on. This will ensure that the money that flows through your hands goes to the areas that are most important to you.</itunes:subtitle>
      <itunes:keywords>finance, budget, dave ramsey, personal finance, lifestyle, finance coach, debt free, money management</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
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      <title>What is essential in your finances?</title>
      <description><![CDATA[<p>Looking at this theme on what’s essential, it’s important to take a step back and look at a holistic approach of the categories we looked at, as this will help you merge these categories in order to have a broad understanding of your expenses. Pulling from what is essential in your housing, transportation, clothing and the like, gather what is actually essential to your lifestyle above the bare essentials like food, water, and sleep. Pulling this together will provide you with a base-line to start with.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Thu, 29 Sep 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Looking at this theme on what’s essential, it’s important to take a step back and look at a holistic approach of the categories we looked at, as this will help you merge these categories in order to have a broad understanding of your expenses. Pulling from what is essential in your housing, transportation, clothing and the like, gather what is actually essential to your lifestyle above the bare essentials like food, water, and sleep. Pulling this together will provide you with a base-line to start with.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>What is essential in your finances?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:57</itunes:duration>
      <itunes:summary>Looking at this theme on what’s essential, it’s important to take a step back and look at a holistic approach of the categories we looked at, as this will help you merge these categories in order to have a broad understanding of your expenses. Pulling from what is essential in your housing, transportation, clothing and the like, gather what is actually essential to your lifestyle above the bare essentials like food, water, and sleep. Pulling this together will provide you with a base-line to start with. </itunes:summary>
      <itunes:subtitle>Looking at this theme on what’s essential, it’s important to take a step back and look at a holistic approach of the categories we looked at, as this will help you merge these categories in order to have a broad understanding of your expenses. Pulling from what is essential in your housing, transportation, clothing and the like, gather what is actually essential to your lifestyle above the bare essentials like food, water, and sleep. Pulling this together will provide you with a base-line to start with. </itunes:subtitle>
      <itunes:keywords>finance, budgeting, investing, every dollar, dave ramsey, finance hack, personal finance, finance coach</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>475</itunes:episode>
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      <title>What is essential in your healthcare?</title>
      <description><![CDATA[<p>Let me make sure to state that the most important aspect is to be insured! Uninsured or underinsured in your health insurance is the leading cause of bankruptcy, so making sure that you have a policy in place is especially important. If you're unsure where to start, get insured in these three categories: health insurance, dental insurance, and vision insurance.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Wed, 28 Sep 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Let me make sure to state that the most important aspect is to be insured! Uninsured or underinsured in your health insurance is the leading cause of bankruptcy, so making sure that you have a policy in place is especially important. If you're unsure where to start, get insured in these three categories: health insurance, dental insurance, and vision insurance.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>What is essential in your healthcare?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:05</itunes:duration>
      <itunes:summary>Let me make sure to state that the most important aspect is to be insured! Uninsured or underinsured in your health insurance is the leading cause of bankruptcy, so making sure that you have a policy in place is especially important. If you&apos;re unsure where to start, get insured in these three categories: health insurance, dental insurance, and vision insurance.</itunes:summary>
      <itunes:subtitle>Let me make sure to state that the most important aspect is to be insured! Uninsured or underinsured in your health insurance is the leading cause of bankruptcy, so making sure that you have a policy in place is especially important. If you&apos;re unsure where to start, get insured in these three categories: health insurance, dental insurance, and vision insurance.</itunes:subtitle>
      <itunes:keywords>healthy lifestyle, diet, healthcare, healthy, lifestyle, life coach</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>474</itunes:episode>
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      <title>What is essential in your health?</title>
      <description><![CDATA[<p>You may have heard it said that if you don’t have your health, you don’t have anything. Now that may be a stretch, but I would agree that you can’t fully enjoy all of the other aspects of life if your health is not intact. If you or a loved one has ever dealt with a significant health issue, you may see the truth in that. So think about it, what is it that is essential to your lifestyle for your ability to maintain the proper body composition, energy, and overall health?</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Tue, 27 Sep 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>You may have heard it said that if you don’t have your health, you don’t have anything. Now that may be a stretch, but I would agree that you can’t fully enjoy all of the other aspects of life if your health is not intact. If you or a loved one has ever dealt with a significant health issue, you may see the truth in that. So think about it, what is it that is essential to your lifestyle for your ability to maintain the proper body composition, energy, and overall health?</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>What is essential in your health?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:14</itunes:duration>
      <itunes:summary>You may have heard it said that if you don’t have your health, you don’t have anything. Now that may be a stretch, but I would agree that you can’t fully enjoy all of the other aspects of life if your health is not intact. If you or a loved one has ever dealt with a significant health issue, you may see the truth in that. So think about it, what is it that is essential to your lifestyle for your ability to maintain the proper body composition, energy, and overall health?</itunes:summary>
      <itunes:subtitle>You may have heard it said that if you don’t have your health, you don’t have anything. Now that may be a stretch, but I would agree that you can’t fully enjoy all of the other aspects of life if your health is not intact. If you or a loved one has ever dealt with a significant health issue, you may see the truth in that. So think about it, what is it that is essential to your lifestyle for your ability to maintain the proper body composition, energy, and overall health?</itunes:subtitle>
      <itunes:keywords>health hack, healthy lifestyle, health, healthcare, lifestyle, life coach</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>473</itunes:episode>
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      <title>What is essential in your subscriptions?</title>
      <description><![CDATA[<p>There is a subscription model for just about everything now and it causes so many people to have ghost expenses that fly under the radar because they are not handing over the cash or swiping the card. Take a look at what you’re opted-in for and determine what truly adds value and what needs to go.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p><br /> </p>
]]></description>
      <pubDate>Mon, 26 Sep 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>There is a subscription model for just about everything now and it causes so many people to have ghost expenses that fly under the radar because they are not handing over the cash or swiping the card. Take a look at what you’re opted-in for and determine what truly adds value and what needs to go.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p><br /> </p>
]]></content:encoded>
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      <itunes:title>What is essential in your subscriptions?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:06:30</itunes:duration>
      <itunes:summary>There is a subscription model for just about everything now and it causes so many people to have ghost expenses that fly under the radar because they are not handing over the cash or swiping the card. Take a look at what you’re opted-in for and determine what truly adds value and what needs to go.</itunes:summary>
      <itunes:subtitle>There is a subscription model for just about everything now and it causes so many people to have ghost expenses that fly under the radar because they are not handing over the cash or swiping the card. Take a look at what you’re opted-in for and determine what truly adds value and what needs to go.</itunes:subtitle>
      <itunes:keywords>subscriptions, entertainment, subscription hack, netflix, minimalism, streaming, essentialism, lifestyle</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
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      <itunes:episode>472</itunes:episode>
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      <title>What is essential in your community?</title>
      <description><![CDATA[<p>Think about your core circle of people for a minute. This is not only your family and friends, but also those that you are connected to outside of this group. The more generous you are with your time, talent, and resources, ultimately the more opportunity you will have and the less you will focus on yourself and your own needs.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p><br /> </p>
]]></description>
      <pubDate>Fri, 23 Sep 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Think about your core circle of people for a minute. This is not only your family and friends, but also those that you are connected to outside of this group. The more generous you are with your time, talent, and resources, ultimately the more opportunity you will have and the less you will focus on yourself and your own needs.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p><br /> </p>
]]></content:encoded>
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      <itunes:title>What is essential in your community?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:10:06</itunes:duration>
      <itunes:summary>Think about your core circle of people for a minute. This is not only your family and friends, but also those that you are connected to outside of this group. The more generous you are with your time, talent, and resources, ultimately the more opportunity you will have and the less you will focus on yourself and your own needs.</itunes:summary>
      <itunes:subtitle>Think about your core circle of people for a minute. This is not only your family and friends, but also those that you are connected to outside of this group. The more generous you are with your time, talent, and resources, ultimately the more opportunity you will have and the less you will focus on yourself and your own needs.</itunes:subtitle>
      <itunes:keywords>people, extrovert, community event, healthy life, connection, introvert, community, lifestyle</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>471</itunes:episode>
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      <title>What is essential in your connectivity?</title>
      <description><![CDATA[<p>Take a look at your screen time, how much time do you spend on your phone? In many cases I’m sure it’s significantly more than you thought possible. But what do you do when you are stopped at that red light, waiting in line to check out, or sitting at an appointment? In this episode, I will discuss the importance of having self-control in terms of your connectivity.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Thu, 22 Sep 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Take a look at your screen time, how much time do you spend on your phone? In many cases I’m sure it’s significantly more than you thought possible. But what do you do when you are stopped at that red light, waiting in line to check out, or sitting at an appointment? In this episode, I will discuss the importance of having self-control in terms of your connectivity.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>What is essential in your connectivity?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:06:18</itunes:duration>
      <itunes:summary>Take a look at your screen time, how much time do you spend on your phone? In many cases I’m sure it’s significantly more than you thought possible. But what do you do when you are stopped at that red light, waiting in line to check out, or sitting at an appointment? In this episode, I will discuss the importance of having self-control in terms of your connectivity.</itunes:summary>
      <itunes:subtitle>Take a look at your screen time, how much time do you spend on your phone? In many cases I’m sure it’s significantly more than you thought possible. But what do you do when you are stopped at that red light, waiting in line to check out, or sitting at an appointment? In this episode, I will discuss the importance of having self-control in terms of your connectivity.</itunes:subtitle>
      <itunes:keywords>extrovert, connectivity, social media, introvert, social anxiety</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
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      <itunes:episode>470</itunes:episode>
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      <title>How to find your best transportation?</title>
      <description><![CDATA[<p>When buying a vehicle, consider the intangibles. When purchasing a vehicle, consider the following; insurance costs, average maintenance, the amount you drive, gas mileage or range, depreciation curve, utility and use. In this video, I go over the 10 categories to consider when purchasing a vehicle.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p><br /> </p>
]]></description>
      <pubDate>Wed, 21 Sep 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>When buying a vehicle, consider the intangibles. When purchasing a vehicle, consider the following; insurance costs, average maintenance, the amount you drive, gas mileage or range, depreciation curve, utility and use. In this video, I go over the 10 categories to consider when purchasing a vehicle.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p><br /> </p>
]]></content:encoded>
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      <itunes:title>How to find your best transportation?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:13:13</itunes:duration>
      <itunes:summary>When buying a vehicle, consider the intangibles. When purchasing a vehicle, consider the following; insurance costs, average maintenance, the amount you drive, gas mileage or range, depreciation curve, utility and use. In this video, I go over the 10 categories to consider when purchasing a vehicle.</itunes:summary>
      <itunes:subtitle>When buying a vehicle, consider the intangibles. When purchasing a vehicle, consider the following; insurance costs, average maintenance, the amount you drive, gas mileage or range, depreciation curve, utility and use. In this video, I go over the 10 categories to consider when purchasing a vehicle.</itunes:subtitle>
      <itunes:keywords>transportation, new car, car flip, car hack, used car, electric car</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
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      <title>What is essential in your transportation?</title>
      <description><![CDATA[<p>We all need to have a plan for our transportation, which for most people can be the second most-expensive purchase made. Making sure that you write down the essentials of what makes the vehicle the right fit then following these 5-steps will help in your decision-making process.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p><br /> </p>
]]></description>
      <pubDate>Tue, 20 Sep 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>We all need to have a plan for our transportation, which for most people can be the second most-expensive purchase made. Making sure that you write down the essentials of what makes the vehicle the right fit then following these 5-steps will help in your decision-making process.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p><br /> </p>
]]></content:encoded>
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      <itunes:title>What is essential in your transportation?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:10:48</itunes:duration>
      <itunes:summary>We all need to have a plan for our transportation, which for most people can be the second most-expensive purchase made. Making sure that you write down the essentials of what makes the vehicle the right fit then following these 5-steps will help in your decision-making process.</itunes:summary>
      <itunes:subtitle>We all need to have a plan for our transportation, which for most people can be the second most-expensive purchase made. Making sure that you write down the essentials of what makes the vehicle the right fit then following these 5-steps will help in your decision-making process.</itunes:subtitle>
      <itunes:keywords>transportation, new car, car hack, vehicle, used car, car</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
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      <itunes:episode>468</itunes:episode>
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      <title>What is essential in your clothing?</title>
      <description><![CDATA[<p>It’s an obvious statement that clothing is essential and a necessity in most settings, so why would it need to be something to discuss when it comes to planning for your budget? Much like food, the costs for keeping stocked or staying full can be justified based upon the so-called need. Whether you are frugal or a heavy-spender, it is important for you be purposeful in what you deem as essential in your clothing budget category.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p><br /> </p>
]]></description>
      <pubDate>Mon, 19 Sep 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>It’s an obvious statement that clothing is essential and a necessity in most settings, so why would it need to be something to discuss when it comes to planning for your budget? Much like food, the costs for keeping stocked or staying full can be justified based upon the so-called need. Whether you are frugal or a heavy-spender, it is important for you be purposeful in what you deem as essential in your clothing budget category.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p><br /> </p>
]]></content:encoded>
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      <itunes:title>What is essential in your clothing?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:43</itunes:duration>
      <itunes:summary>It’s an obvious statement that clothing is essential and a necessity in most settings, so why would it need to be something to discuss when it comes to planning for your budget? Much like food, the costs for keeping stocked or staying full can be justified based upon the so-called need. Whether you are frugal or a heavy-spender, it is important for you be purposeful in what you deem as essential in your clothing budget category. </itunes:summary>
      <itunes:subtitle>It’s an obvious statement that clothing is essential and a necessity in most settings, so why would it need to be something to discuss when it comes to planning for your budget? Much like food, the costs for keeping stocked or staying full can be justified based upon the so-called need. Whether you are frugal or a heavy-spender, it is important for you be purposeful in what you deem as essential in your clothing budget category. </itunes:subtitle>
      <itunes:keywords>used clothes, clothing budget, online shopping, clothing, clothing hack, thrifting</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>467</itunes:episode>
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      <title>What is essential in your food?</title>
      <description><![CDATA[<p>It’s obvious that food is essential, but because of this known fact it can be easy for people to not budget for their specific dietary needs. Figuring out how this aspect factors in to your regular budget will help you to prioritize the essential food needs you have. Looking first at the what you would ideally like to spend then comparing it to what you actually spend.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p><br /> </p>
]]></description>
      <pubDate>Fri, 16 Sep 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>It’s obvious that food is essential, but because of this known fact it can be easy for people to not budget for their specific dietary needs. Figuring out how this aspect factors in to your regular budget will help you to prioritize the essential food needs you have. Looking first at the what you would ideally like to spend then comparing it to what you actually spend.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p><br /> </p>
]]></content:encoded>
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      <itunes:title>What is essential in your food?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:24</itunes:duration>
      <itunes:summary>It’s obvious that food is essential, but because of this known fact it can be easy for people to not budget for their specific dietary needs. Figuring out how this aspect factors in to your regular budget will help you to prioritize the essential food needs you have. Looking first at the what you would ideally like to spend then comparing it to what you actually spend. </itunes:summary>
      <itunes:subtitle>It’s obvious that food is essential, but because of this known fact it can be easy for people to not budget for their specific dietary needs. Figuring out how this aspect factors in to your regular budget will help you to prioritize the essential food needs you have. Looking first at the what you would ideally like to spend then comparing it to what you actually spend. </itunes:subtitle>
      <itunes:keywords>food hacks, food budget, grocery list, grocery hack, dieting, food, organic, losing weight, grocery budget</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
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      <title>What is essential in your home?</title>
      <description><![CDATA[<p>Determining what is essential, to you, in your home will ensure you don’t hold onto, have to maintain, move, or be distracted by what is not. For all of us, home should be a sanctuary, safe haven, and where we invest in and cultivate what matters most to us. So figuring out whether your home aligns with what is essential to you will make a significant impact on the order areas of your life.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p> </p>
]]></description>
      <pubDate>Thu, 15 Sep 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Determining what is essential, to you, in your home will ensure you don’t hold onto, have to maintain, move, or be distracted by what is not. For all of us, home should be a sanctuary, safe haven, and where we invest in and cultivate what matters most to us. So figuring out whether your home aligns with what is essential to you will make a significant impact on the order areas of your life.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p> </p>
]]></content:encoded>
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      <itunes:title>What is essential in your home?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:33</itunes:duration>
      <itunes:summary>Determining what is essential, to you, in your home will ensure you don’t hold onto, have to maintain, move, or be distracted by what is not. For all of us, home should be a sanctuary, safe haven, and where we invest in and cultivate what matters most to us. So figuring out whether your home aligns with what is essential to you will make a significant impact on the order areas of your life. </itunes:summary>
      <itunes:subtitle>Determining what is essential, to you, in your home will ensure you don’t hold onto, have to maintain, move, or be distracted by what is not. For all of us, home should be a sanctuary, safe haven, and where we invest in and cultivate what matters most to us. So figuring out whether your home aligns with what is essential to you will make a significant impact on the order areas of your life. </itunes:subtitle>
      <itunes:keywords>recession, new construction, housing market, house hack, housing, used house, money tips</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
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      <title>Essentials Overview</title>
      <description><![CDATA[<p>It’s so important in life to know what is and is not essential for you. In this theme we will be covering how to determine this and what to look at and for. Now you may be thinking immediately of what is essential for survival—food, shelter, transpiration and clothing, but looking beyond this to what you actually need and what adds the most value to you in particular will help you figure out what to prioritize.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p><br /> </p>
]]></description>
      <pubDate>Wed, 14 Sep 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>It’s so important in life to know what is and is not essential for you. In this theme we will be covering how to determine this and what to look at and for. Now you may be thinking immediately of what is essential for survival—food, shelter, transpiration and clothing, but looking beyond this to what you actually need and what adds the most value to you in particular will help you figure out what to prioritize.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p><br /> </p>
]]></content:encoded>
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      <itunes:title>Essentials Overview</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:04:51</itunes:duration>
      <itunes:summary>It’s so important in life to know what is and is not essential for you. In this theme we will be covering how to determine this and what to look at and for. Now you may be thinking immediately of what is essential for survival—food, shelter, transpiration and clothing, but looking beyond this to what you actually need and what adds the most value to you in particular will help you figure out what to prioritize. </itunes:summary>
      <itunes:subtitle>It’s so important in life to know what is and is not essential for you. In this theme we will be covering how to determine this and what to look at and for. Now you may be thinking immediately of what is essential for survival—food, shelter, transpiration and clothing, but looking beyond this to what you actually need and what adds the most value to you in particular will help you figure out what to prioritize. </itunes:subtitle>
      <itunes:keywords>personal finance, food, minimalism, housing, essentialism, lifestyle, life hack, money tips</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
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      <title>Shelter Recap</title>
      <description><![CDATA[<p>In the theme on housing we have covered everything from how to find your ideal home, when to buy, how much to spend, how to renovate, and a number of other topics. Summarizing this theme following 5 steps to help you in your decision making to navigate the largest purchase most people make!</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p><br /> </p><p> </p>
]]></description>
      <pubDate>Tue, 13 Sep 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>In the theme on housing we have covered everything from how to find your ideal home, when to buy, how much to spend, how to renovate, and a number of other topics. Summarizing this theme following 5 steps to help you in your decision making to navigate the largest purchase most people make!</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p><br /> </p><p> </p>
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      <itunes:title>Shelter Recap</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:06:34</itunes:duration>
      <itunes:summary>In the theme on housing we have covered everything from how to find your ideal home, when to buy, how much to spend, how to renovate, and a number of other topics. Summarizing this theme following 5 steps to help you in your decision making to navigate the largest purchase most people make!</itunes:summary>
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      <title>Rebates, hacks, and home warranties!</title>
      <description><![CDATA[<p>If you’re a homeowner, you’ve probably experienced being inundated with salespeople trying to sell you all kinds of products and services for your home. Some are better than others and come with legit savings, but making sure to use a filtering system in order to figure out whether the system, rebate, or efficiency improvement is worth it. Reviewing the key components of your home and applying this to the needs you currently have or foresee will be especially important.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p><br /> </p>
]]></description>
      <pubDate>Mon, 12 Sep 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>If you’re a homeowner, you’ve probably experienced being inundated with salespeople trying to sell you all kinds of products and services for your home. Some are better than others and come with legit savings, but making sure to use a filtering system in order to figure out whether the system, rebate, or efficiency improvement is worth it. Reviewing the key components of your home and applying this to the needs you currently have or foresee will be especially important.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p><br /> </p>
]]></content:encoded>
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      <itunes:title>Rebates, hacks, and home warranties!</itunes:title>
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      <itunes:duration>00:10:45</itunes:duration>
      <itunes:summary>If you’re a homeowner, you’ve probably experienced being inundated with salespeople trying to sell you all kinds of products and services for your home. Some are better than others and come with legit savings, but making sure to use a filtering system in order to figure out whether the system, rebate, or efficiency improvement is worth it. Reviewing the key components of your home and applying this to the needs you currently have or foresee will be especially important. </itunes:summary>
      <itunes:subtitle>If you’re a homeowner, you’ve probably experienced being inundated with salespeople trying to sell you all kinds of products and services for your home. Some are better than others and come with legit savings, but making sure to use a filtering system in order to figure out whether the system, rebate, or efficiency improvement is worth it. Reviewing the key components of your home and applying this to the needs you currently have or foresee will be especially important. </itunes:subtitle>
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      <title>How much should I spend on housing making $80k</title>
      <description><![CDATA[<p>Looking at a scenario of a family purchasing a home based on a household income and what they can afford to spend on housing will provide additional clarity on how much to spend on a mortgage. Looking at a specific scenario of gross income equaling $80k and then showing what typically will reduce that income providing you with your actual take-home pay, will help you determine what you can spend. Looking at typical percentages of mortgage debt, it may be best to consider buying a home with an attached unit like a duplex to prevent having too high of a mortgage in relation to your income.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p> </p>
]]></description>
      <pubDate>Fri, 9 Sep 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Looking at a scenario of a family purchasing a home based on a household income and what they can afford to spend on housing will provide additional clarity on how much to spend on a mortgage. Looking at a specific scenario of gross income equaling $80k and then showing what typically will reduce that income providing you with your actual take-home pay, will help you determine what you can spend. Looking at typical percentages of mortgage debt, it may be best to consider buying a home with an attached unit like a duplex to prevent having too high of a mortgage in relation to your income.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p> </p>
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      <itunes:title>How much should I spend on housing making $80k</itunes:title>
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      <itunes:summary>Looking at a scenario of a family purchasing a home based on a household income and what they can afford to spend on housing will provide additional clarity on how much to spend on a mortgage. Looking at a specific scenario of gross income equaling $80k and then showing what typically will reduce that income providing you with your actual take-home pay, will help you determine what you can spend. Looking at typical percentages of mortgage debt, it may be best to consider buying a home with an attached unit like a duplex to prevent having too high of a mortgage in relation to your income.</itunes:summary>
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      <title>How much should I spend on housing making $60k</title>
      <description><![CDATA[<p>Looking at a newlyweds scenario based on household income and what they can afford to spend on housing will provide additional clarity on how much to spend on a mortgage. Looking at a specific scenario of gross income equaling $60k and then showing what typically will reduce that income providing you with your actual take-home pay, will help you determine what you can spend. Looking at typical percentages of mortgage debt, it may be best to consider buying a home with an ADU, guest house, casita or FROG and then renting it as a vacation rental in order to prevent having too high of a mortgage in relation to your income.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Thu, 8 Sep 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Looking at a newlyweds scenario based on household income and what they can afford to spend on housing will provide additional clarity on how much to spend on a mortgage. Looking at a specific scenario of gross income equaling $60k and then showing what typically will reduce that income providing you with your actual take-home pay, will help you determine what you can spend. Looking at typical percentages of mortgage debt, it may be best to consider buying a home with an ADU, guest house, casita or FROG and then renting it as a vacation rental in order to prevent having too high of a mortgage in relation to your income.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
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      <itunes:title>How much should I spend on housing making $60k</itunes:title>
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      <itunes:summary>Looking at a newlyweds scenario based on household income and what they can afford to spend on housing will provide additional clarity on how much to spend on a mortgage. Looking at a specific scenario of gross income equaling $60k and then showing what typically will reduce that income providing you with your actual take-home pay, will help you determine what you can spend. Looking at typical percentages of mortgage debt, it may be best to consider buying a home with an ADU, guest house, casita or FROG and then renting it as a vacation rental in order to prevent having too high of a mortgage in relation to your income.</itunes:summary>
      <itunes:subtitle>Looking at a newlyweds scenario based on household income and what they can afford to spend on housing will provide additional clarity on how much to spend on a mortgage. Looking at a specific scenario of gross income equaling $60k and then showing what typically will reduce that income providing you with your actual take-home pay, will help you determine what you can spend. Looking at typical percentages of mortgage debt, it may be best to consider buying a home with an ADU, guest house, casita or FROG and then renting it as a vacation rental in order to prevent having too high of a mortgage in relation to your income.</itunes:subtitle>
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      <title>How much should I spend on housing making $48k</title>
      <description><![CDATA[<p>Looking at the average beginning salary for a college graduate and how that relates to what you can afford is an important step in life. Looking at a specific scenario of gross income equaling $48k and then showing what typically will reduce that income providing you with your actual take-home pay, will help you determine what you can spend. Looking at typical percentages of mortgage debt, it may be best to house hack or work to increase your income in order to hit the right percentage without having too high of a percentage going to housing.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Wed, 7 Sep 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Looking at the average beginning salary for a college graduate and how that relates to what you can afford is an important step in life. Looking at a specific scenario of gross income equaling $48k and then showing what typically will reduce that income providing you with your actual take-home pay, will help you determine what you can spend. Looking at typical percentages of mortgage debt, it may be best to house hack or work to increase your income in order to hit the right percentage without having too high of a percentage going to housing.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
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      <itunes:title>How much should I spend on housing making $48k</itunes:title>
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      <itunes:duration>00:08:55</itunes:duration>
      <itunes:summary>Looking at the average beginning salary for a college graduate and how that relates to what you can afford is an important step in life. Looking at a specific scenario of gross income equaling $48k and then showing what typically will reduce that income providing you with your actual take-home pay, will help you determine what you can spend. Looking at typical percentages of mortgage debt, it may be best to house hack or work to increase your income in order to hit the right percentage without having too high of a percentage going to housing. </itunes:summary>
      <itunes:subtitle>Looking at the average beginning salary for a college graduate and how that relates to what you can afford is an important step in life. Looking at a specific scenario of gross income equaling $48k and then showing what typically will reduce that income providing you with your actual take-home pay, will help you determine what you can spend. Looking at typical percentages of mortgage debt, it may be best to house hack or work to increase your income in order to hit the right percentage without having too high of a percentage going to housing. </itunes:subtitle>
      <itunes:keywords>recession, new construction, housing crisis, new house, housing market, personal finance, used house</itunes:keywords>
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      <title>Why you would pay cash for real-estate!?</title>
      <description><![CDATA[<p>The thought of paying cash for real-estate may seem untenable, so most proceed with getting a mortgage without actually looking at what it would take to pay in full. Covering three benefits to a mortgage and three for paying cash will help you determine whether the delay for instant gratification is the right move for you. <br /> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Tue, 6 Sep 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>The thought of paying cash for real-estate may seem untenable, so most proceed with getting a mortgage without actually looking at what it would take to pay in full. Covering three benefits to a mortgage and three for paying cash will help you determine whether the delay for instant gratification is the right move for you. <br /> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:summary>The thought of paying cash for real-estate may seem untenable, so most proceed with getting a mortgage without actually looking at what it would take to pay in full. Covering three benefits to a mortgage and three for paying cash will help you determine whether the delay for instant gratification is the right move for you. 
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      <itunes:subtitle>The thought of paying cash for real-estate may seem untenable, so most proceed with getting a mortgage without actually looking at what it would take to pay in full. Covering three benefits to a mortgage and three for paying cash will help you determine whether the delay for instant gratification is the right move for you. 
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      <title>Ask yourself these questions before beginning your home search!</title>
      <description><![CDATA[<p>It’s important to sit down and ask yourself some key questions before stepping into making the largest purchase most people make; a home! Looking at five areas recommended to think through, will be a great start to ensure that you are actively thinking through what it is you want out of life and then how your home can support or facilitate that.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p> </p>
]]></description>
      <pubDate>Mon, 5 Sep 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>It’s important to sit down and ask yourself some key questions before stepping into making the largest purchase most people make; a home! Looking at five areas recommended to think through, will be a great start to ensure that you are actively thinking through what it is you want out of life and then how your home can support or facilitate that.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p> </p>
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      <itunes:title>Ask yourself these questions before beginning your home search!</itunes:title>
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      <title>How much down payment is really necessary??</title>
      <description><![CDATA[<p>How much of a down payment is really necessary?? Whether it’s the monthly payment, mortgage insurance, down payment, or interest rate, there are so many questions that come up in the home buying process. Being prepared to know what you are realistically looking for will ensure that you don’t put too much or too little down based on your situation.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p><br /> </p>
]]></description>
      <pubDate>Fri, 2 Sep 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>How much of a down payment is really necessary?? Whether it’s the monthly payment, mortgage insurance, down payment, or interest rate, there are so many questions that come up in the home buying process. Being prepared to know what you are realistically looking for will ensure that you don’t put too much or too little down based on your situation.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p><br /> </p>
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      <itunes:title>How much down payment is really necessary??</itunes:title>
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      <title>How to negotiate a home purchase!</title>
      <description><![CDATA[<p>Arguably the most important aspect of purchasing a home once you narrow down the location, size, and must-haves, is negotiating! Not only knowing the area, comparable sales and repairs needed, but also getting creative may help you land that deal. The closing process can feel like a long one, but is much easier without having the what-ifs around the purchase price and negotiation.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p><br /> </p><p> </p>
]]></description>
      <pubDate>Thu, 1 Sep 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Arguably the most important aspect of purchasing a home once you narrow down the location, size, and must-haves, is negotiating! Not only knowing the area, comparable sales and repairs needed, but also getting creative may help you land that deal. The closing process can feel like a long one, but is much easier without having the what-ifs around the purchase price and negotiation.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p><br /> </p><p> </p>
]]></content:encoded>
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      <itunes:title>How to negotiate a home purchase!</itunes:title>
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      <itunes:duration>00:07:27</itunes:duration>
      <itunes:summary>Arguably the most important aspect of purchasing a home once you narrow down the location, size, and must-haves, is negotiating! Not only knowing the area, comparable sales and repairs needed, but also getting creative may help you land that deal. The closing process can feel like a long one, but is much easier without having the what-ifs around the purchase price and negotiation. </itunes:summary>
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      <title>What are the different type of mortgages?</title>
      <description><![CDATA[<p>It can be difficult to know what kind of mortgages are out there that you can take advantage of based on the season of life that you’re in. There’s two categories of loans outside of creative products that are out there including conforming and nonconforming loans. Looking at fixed rate or variable or term duration, there is a lot to consider.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p><br /> </p>
]]></description>
      <pubDate>Wed, 31 Aug 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>It can be difficult to know what kind of mortgages are out there that you can take advantage of based on the season of life that you’re in. There’s two categories of loans outside of creative products that are out there including conforming and nonconforming loans. Looking at fixed rate or variable or term duration, there is a lot to consider.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p><br /> </p>
]]></content:encoded>
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      <itunes:title>What are the different type of mortgages?</itunes:title>
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      <itunes:summary>It can be difficult to know what kind of mortgages are out there that you can take advantage of based on the season of life that you’re in. There’s two categories of loans outside of creative products that are out there including conforming and nonconforming loans. Looking at fixed rate or variable or term duration, there is a lot to consider. </itunes:summary>
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      <title>If you&apos;re going to buy, here&apos;s what you need!</title>
      <description><![CDATA[<p>Buying a home is one of the largest financial decisions most people make! Looking at not only what gives you peace of mind in your purchase but also the steps of making sure the lender has what is needed to underwrite the loan will expedite the process.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Tue, 30 Aug 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Buying a home is one of the largest financial decisions most people make! Looking at not only what gives you peace of mind in your purchase but also the steps of making sure the lender has what is needed to underwrite the loan will expedite the process.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>If you&apos;re going to buy, here&apos;s what you need!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:06:29</itunes:duration>
      <itunes:summary>Buying a home is one of the largest financial decisions most people make! Looking at not only what gives you peace of mind in your purchase but also the steps of making sure the lender has what is needed to underwrite the loan will expedite the process. </itunes:summary>
      <itunes:subtitle>Buying a home is one of the largest financial decisions most people make! Looking at not only what gives you peace of mind in your purchase but also the steps of making sure the lender has what is needed to underwrite the loan will expedite the process. </itunes:subtitle>
      <itunes:keywords>finance, recession, investing, housing market, house, personal finance, home</itunes:keywords>
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      <title>What&apos;s the difference: HELOC or Home Equity Loan?</title>
      <description><![CDATA[<p>You have probably heard of the term HELOC or home equity loan. These are loans against the appraised value to the balance you owe, or otherwise known as the equity in your home. When looking at the equity that you have available to you, you may be tempted to not have it sit there when it could be used for other purposes. Home equity is something that you should be careful not to tap into unless it is to increase in value or especially the value of your home. If you have determined the use of the home equity product, the options we are covering are quite simple.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p> </p>
]]></description>
      <pubDate>Mon, 29 Aug 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>You have probably heard of the term HELOC or home equity loan. These are loans against the appraised value to the balance you owe, or otherwise known as the equity in your home. When looking at the equity that you have available to you, you may be tempted to not have it sit there when it could be used for other purposes. Home equity is something that you should be careful not to tap into unless it is to increase in value or especially the value of your home. If you have determined the use of the home equity product, the options we are covering are quite simple.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p> </p>
]]></content:encoded>
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      <itunes:title>What&apos;s the difference: HELOC or Home Equity Loan?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:10:25</itunes:duration>
      <itunes:summary>You have probably heard of the term HELOC or home equity loan. These are loans against the appraised value to the balance you owe, or otherwise known as the equity in your home. When looking at the equity that you have available to you, you may be tempted to not have it sit there when it could be used for other purposes. Home equity is something that you should be careful not to tap into unless it is to increase in value or especially the value of your home. If you have determined the use of the home equity product, the options we are covering are quite simple.</itunes:summary>
      <itunes:subtitle>You have probably heard of the term HELOC or home equity loan. These are loans against the appraised value to the balance you owe, or otherwise known as the equity in your home. When looking at the equity that you have available to you, you may be tempted to not have it sit there when it could be used for other purposes. Home equity is something that you should be careful not to tap into unless it is to increase in value or especially the value of your home. If you have determined the use of the home equity product, the options we are covering are quite simple.</itunes:subtitle>
      <itunes:keywords>real estate, housing market, personal finance, home loan, money tips</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
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      <itunes:episode>452</itunes:episode>
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      <title>Don’t buy just because of interest rates!</title>
      <description><![CDATA[<p>We can all be tempted by the low interest rate environment that we’ve become accustomed to. The interest rates now sitting lower than they were during the Great Recession. Looking at the difference between the average interest rate over the last 10-years and what it is today, we can see that the difference is relatively nominal to a houseful for budget. We will be looking at why it’s not smart to rush buying a home based on the interest rate!</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Fri, 26 Aug 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>We can all be tempted by the low interest rate environment that we’ve become accustomed to. The interest rates now sitting lower than they were during the Great Recession. Looking at the difference between the average interest rate over the last 10-years and what it is today, we can see that the difference is relatively nominal to a houseful for budget. We will be looking at why it’s not smart to rush buying a home based on the interest rate!</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>Don’t buy just because of interest rates!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:06</itunes:duration>
      <itunes:summary>We can all be tempted by the low interest rate environment that we’ve become accustomed to. The interest rates now sitting lower than they were during the Great Recession. Looking at the difference between the average interest rate over the last 10-years and what it is today, we can see that the difference is relatively nominal to a houseful for budget. We will be looking at why it’s not smart to rush buying a home based on the interest rate!</itunes:summary>
      <itunes:subtitle>We can all be tempted by the low interest rate environment that we’ve become accustomed to. The interest rates now sitting lower than they were during the Great Recession. Looking at the difference between the average interest rate over the last 10-years and what it is today, we can see that the difference is relatively nominal to a houseful for budget. We will be looking at why it’s not smart to rush buying a home based on the interest rate!</itunes:subtitle>
      <itunes:keywords>housing crash, recession, real estate, housing crisis, housing market, personal finance</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
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      <itunes:episode>451</itunes:episode>
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      <title>Own a home?? Sell it.</title>
      <description><![CDATA[<p>It can be difficult to know when might be the best time to sell you home especially if there isn’t a job change or life circumstance moving you. Knowing that what goes up must come down and that every asset class is cyclical it’s important to know where we are in the overall housing cycle. Knowing your market and where migration patterns, employment and overall economic health stands will help you decipher whether now may be the right time. If this is still a bit vague looking at three additional considerations.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Thu, 25 Aug 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>It can be difficult to know when might be the best time to sell you home especially if there isn’t a job change or life circumstance moving you. Knowing that what goes up must come down and that every asset class is cyclical it’s important to know where we are in the overall housing cycle. Knowing your market and where migration patterns, employment and overall economic health stands will help you decipher whether now may be the right time. If this is still a bit vague looking at three additional considerations.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>Own a home?? Sell it.</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:52:25</itunes:duration>
      <itunes:summary>It can be difficult to know when might be the best time to sell you home especially if there isn’t a job change or life circumstance moving you. Knowing that what goes up must come down and that every asset class is cyclical it’s important to know where we are in the overall housing cycle. Knowing your market and where migration patterns, employment and overall economic health stands will help you decipher whether now may be the right time. If this is still a bit vague looking at three additional considerations.</itunes:summary>
      <itunes:subtitle>It can be difficult to know when might be the best time to sell you home especially if there isn’t a job change or life circumstance moving you. Knowing that what goes up must come down and that every asset class is cyclical it’s important to know where we are in the overall housing cycle. Knowing your market and where migration patterns, employment and overall economic health stands will help you decipher whether now may be the right time. If this is still a bit vague looking at three additional considerations.</itunes:subtitle>
      <itunes:keywords>recession, investing, housing market, personal finance, sell home, buy home, market crash</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
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      <title>You’re not ready to buy a home, here’s why!</title>
      <description><![CDATA[<p>Not being ready to buy a home can be so discouraging, but maybe even more discouraging is buying a home before you’re ready. The last 18-months have brought about so many aspects of uncertainty and while there is a lot of uncertainty, there should be even more of a focus on making sure that your finances are in order. Not basing your financial wherewithal based on what a bank or financial institution tells you that you can afford but on what you can realistically afford and comfortably afford in a time of uncertainty. Looking at these 7-steps will help you ensure this decision is made mindfully. <br /> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Wed, 24 Aug 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Not being ready to buy a home can be so discouraging, but maybe even more discouraging is buying a home before you’re ready. The last 18-months have brought about so many aspects of uncertainty and while there is a lot of uncertainty, there should be even more of a focus on making sure that your finances are in order. Not basing your financial wherewithal based on what a bank or financial institution tells you that you can afford but on what you can realistically afford and comfortably afford in a time of uncertainty. Looking at these 7-steps will help you ensure this decision is made mindfully. <br /> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>You’re not ready to buy a home, here’s why!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:18</itunes:duration>
      <itunes:summary>Not being ready to buy a home can be so discouraging, but maybe even more discouraging is buying a home before you’re ready. The last 18-months have brought about so many aspects of uncertainty and while there is a lot of uncertainty, there should be even more of a focus on making sure that your finances are in order. Not basing your financial wherewithal based on what a bank or financial institution tells you that you can afford but on what you can realistically afford and comfortably afford in a time of uncertainty. Looking at these 7-steps will help you ensure this decision is made mindfully.
</itunes:summary>
      <itunes:subtitle>Not being ready to buy a home can be so discouraging, but maybe even more discouraging is buying a home before you’re ready. The last 18-months have brought about so many aspects of uncertainty and while there is a lot of uncertainty, there should be even more of a focus on making sure that your finances are in order. Not basing your financial wherewithal based on what a bank or financial institution tells you that you can afford but on what you can realistically afford and comfortably afford in a time of uncertainty. Looking at these 7-steps will help you ensure this decision is made mindfully.
</itunes:subtitle>
      <itunes:keywords>housing crash, recession, housing crisis, new house, housing market, house hack, market crash, used house</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>450</itunes:episode>
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    <item>
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      <title>How to maximize the value of my home before selling it!?</title>
      <description><![CDATA[<p>Looking at your home from an objective standpoint ensures that you are realistically looking at what it needs before listing it. Taking four steps to prepare your home to be listed while ensuring that buyers don’t get stuck focusing on the negatives will ensure you sell for top dollar. In a market that seems to continue to rise, you may not think that these aspects would necessarily matter as people waive inspections and appraisals, but preparing your home properly so it’s ready in any market will help you to always maximize the sale price.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Tue, 23 Aug 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Looking at your home from an objective standpoint ensures that you are realistically looking at what it needs before listing it. Taking four steps to prepare your home to be listed while ensuring that buyers don’t get stuck focusing on the negatives will ensure you sell for top dollar. In a market that seems to continue to rise, you may not think that these aspects would necessarily matter as people waive inspections and appraisals, but preparing your home properly so it’s ready in any market will help you to always maximize the sale price.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>How to maximize the value of my home before selling it!?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:03</itunes:duration>
      <itunes:summary>Looking at your home from an objective standpoint ensures that you are realistically looking at what it needs before listing it. Taking four steps to prepare your home to be listed while ensuring that buyers don’t get stuck focusing on the negatives will ensure you sell for top dollar. In a market that seems to continue to rise, you may not think that these aspects would necessarily matter as people waive inspections and appraisals, but preparing your home properly so it’s ready in any market will help you to always maximize the sale price. </itunes:summary>
      <itunes:subtitle>Looking at your home from an objective standpoint ensures that you are realistically looking at what it needs before listing it. Taking four steps to prepare your home to be listed while ensuring that buyers don’t get stuck focusing on the negatives will ensure you sell for top dollar. In a market that seems to continue to rise, you may not think that these aspects would necessarily matter as people waive inspections and appraisals, but preparing your home properly so it’s ready in any market will help you to always maximize the sale price. </itunes:subtitle>
      <itunes:keywords>rent, house value, housing market, house hack, side hustle, housing, interest rates</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>448</itunes:episode>
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      <title>How should I rent my home when I move?</title>
      <description><![CDATA[<p>Looking at how you could use your home as a form of rental when you decide to move will help you. Either having your property professionally managed or using a platform like Airbnb or VRBO may be the best option to maximize your homes return and provide a more or less passive income source. Having the flexibility of a short-term rental may help you to watch the indicators of the market discussed in a prior episode and sell the property when the value is where you want it to be. Look at running the math as to which option may be best for you.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Mon, 22 Aug 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Looking at how you could use your home as a form of rental when you decide to move will help you. Either having your property professionally managed or using a platform like Airbnb or VRBO may be the best option to maximize your homes return and provide a more or less passive income source. Having the flexibility of a short-term rental may help you to watch the indicators of the market discussed in a prior episode and sell the property when the value is where you want it to be. Look at running the math as to which option may be best for you.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>How should I rent my home when I move?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:23</itunes:duration>
      <itunes:summary>Looking at how you could use your home as a form of rental when you decide to move will help you. Either having your property professionally managed or using a platform like Airbnb or VRBO may be the best option to maximize your homes return and provide a more or less passive income source. Having the flexibility of a short-term rental may help you to watch the indicators of the market discussed in a prior episode and sell the property when the value is where you want it to be.  Look at running the math as to which option may be best for you. </itunes:summary>
      <itunes:subtitle>Looking at how you could use your home as a form of rental when you decide to move will help you. Either having your property professionally managed or using a platform like Airbnb or VRBO may be the best option to maximize your homes return and provide a more or less passive income source. Having the flexibility of a short-term rental may help you to watch the indicators of the market discussed in a prior episode and sell the property when the value is where you want it to be.  Look at running the math as to which option may be best for you. </itunes:subtitle>
      <itunes:keywords>realestate, recession, investing, housing market, personal finance, house hack, side hustle</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>447</itunes:episode>
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      <title>What’s that average home price in my area?</title>
      <description><![CDATA[<p>Knowing the average home price in your area and/or the area you want to be in is especially challenging in this market. I’m a balanced market though, you will typically be able to utilize certain tools to help you determine the value taking your personal bias out of the equation. Sometimes it’s hard to really know what your home is worth because the value of the additions, renovations, or simply the appreciation may be off compared to what someone is willing to pay and/or what the market demands.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Fri, 19 Aug 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Knowing the average home price in your area and/or the area you want to be in is especially challenging in this market. I’m a balanced market though, you will typically be able to utilize certain tools to help you determine the value taking your personal bias out of the equation. Sometimes it’s hard to really know what your home is worth because the value of the additions, renovations, or simply the appreciation may be off compared to what someone is willing to pay and/or what the market demands.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>What’s that average home price in my area?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:30</itunes:duration>
      <itunes:summary>Knowing the average home price in your area and/or the area you want to be in is especially challenging in this market. I’m a balanced market though, you will typically be able to utilize certain tools to help you determine the value taking your personal bias out of the equation. Sometimes it’s hard to really know what your home is worth because the value of the additions, renovations, or simply the appreciation may be off compared to what someone is willing to pay and/or what the market demands. </itunes:summary>
      <itunes:subtitle>Knowing the average home price in your area and/or the area you want to be in is especially challenging in this market. I’m a balanced market though, you will typically be able to utilize certain tools to help you determine the value taking your personal bias out of the equation. Sometimes it’s hard to really know what your home is worth because the value of the additions, renovations, or simply the appreciation may be off compared to what someone is willing to pay and/or what the market demands. </itunes:subtitle>
      <itunes:keywords>recession, rent, housing market, personal finance, housing prices, buy a house</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>446</itunes:episode>
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      <title>Is the housing market going to crash? (Part 2)</title>
      <description><![CDATA[<p>A downturn in the housing market is a fear that many have, especially with the double-digit increases we have seen over the last year. Looking at the economy at-large narrowed to your specific neighborhood, it’s important to watch key indicators related to your sub-market. Going through the process of looking at the fundamentals related to housing to see if your specific area is or will be affected by some of the market shifts we are seeing will help you better understand your market. Looking at where people are moving to and where they are moving from will help you figure out whether migration will stabilize and/or make your market more competitive, or cause downward pressure on prices due to less demand for those areas with large amounts of people moving out. We have seen a massive increase in housing starts fueled by lower interest rates, remote workforces, the increased focus on the value of home, as well as stimulus and a number of other components. Even with this the U.S. will always be in one of the four phases reviewed—it’s just a matter of knowing what phase and part of the phase your area is currently in. <br /> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Thu, 18 Aug 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>A downturn in the housing market is a fear that many have, especially with the double-digit increases we have seen over the last year. Looking at the economy at-large narrowed to your specific neighborhood, it’s important to watch key indicators related to your sub-market. Going through the process of looking at the fundamentals related to housing to see if your specific area is or will be affected by some of the market shifts we are seeing will help you better understand your market. Looking at where people are moving to and where they are moving from will help you figure out whether migration will stabilize and/or make your market more competitive, or cause downward pressure on prices due to less demand for those areas with large amounts of people moving out. We have seen a massive increase in housing starts fueled by lower interest rates, remote workforces, the increased focus on the value of home, as well as stimulus and a number of other components. Even with this the U.S. will always be in one of the four phases reviewed—it’s just a matter of knowing what phase and part of the phase your area is currently in. <br /> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>Is the housing market going to crash? (Part 2)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:10:21</itunes:duration>
      <itunes:summary>A downturn in the housing market is a fear that many have, especially with the double-digit increases we have seen over the last year. Looking at the economy at-large narrowed to your specific neighborhood, it’s important to watch key indicators related to your sub-market. Going through the process of looking at the fundamentals related to housing to see if your specific area is or will be affected by some of the market shifts we are seeing will help you better understand your market. Looking at where people are moving to and where they are moving from will help you figure out whether migration will stabilize and/or make your market more competitive, or cause downward pressure on prices due to less demand for those areas with large amounts of people moving out. We have seen a massive increase in housing starts fueled by lower interest rates, remote workforces, the increased focus on the value of home, as well as stimulus and a number of other components. Even with this the U.S. will always be in one of the four phases reviewed—it’s just a matter of knowing what phase and part of the phase your area is currently in. </itunes:summary>
      <itunes:subtitle>A downturn in the housing market is a fear that many have, especially with the double-digit increases we have seen over the last year. Looking at the economy at-large narrowed to your specific neighborhood, it’s important to watch key indicators related to your sub-market. Going through the process of looking at the fundamentals related to housing to see if your specific area is or will be affected by some of the market shifts we are seeing will help you better understand your market. Looking at where people are moving to and where they are moving from will help you figure out whether migration will stabilize and/or make your market more competitive, or cause downward pressure on prices due to less demand for those areas with large amounts of people moving out. We have seen a massive increase in housing starts fueled by lower interest rates, remote workforces, the increased focus on the value of home, as well as stimulus and a number of other components. Even with this the U.S. will always be in one of the four phases reviewed—it’s just a matter of knowing what phase and part of the phase your area is currently in. </itunes:subtitle>
      <itunes:keywords>recession, rent, housing market, house, personal finance, buy a house</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>445</itunes:episode>
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      <title>Is the housing market going to crash? (Part 1)</title>
      <description><![CDATA[<p>A downturn in the housing market is a fear that many have, especially with the double-digit increases we have seen over the last year. Looking at the economy at-large narrowed to your specific neighborhood, it’s important to watch key indicators related to your sub-market. Going through the process of looking at the fundamentals related to housing to see if your specific area is or will be affected by some of the market shifts we are seeing will help you better understand your market. Looking at where people are moving to and where they are moving from will help you figure out whether migration will stabilize and/or make your market more competitive, or cause downward pressure on prices due to less demand for those areas with large amounts of people moving out. We have seen a massive increase in housing starts fueled by lower interest rates, remote workforces, the increased focus on the value of home, as well as stimulus and a number of other components. Even with this the U.S. will always be in one of the four phases reviewed—it’s just a matter of knowing what phase and part of the phase your area is currently in. <br /> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Wed, 17 Aug 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>A downturn in the housing market is a fear that many have, especially with the double-digit increases we have seen over the last year. Looking at the economy at-large narrowed to your specific neighborhood, it’s important to watch key indicators related to your sub-market. Going through the process of looking at the fundamentals related to housing to see if your specific area is or will be affected by some of the market shifts we are seeing will help you better understand your market. Looking at where people are moving to and where they are moving from will help you figure out whether migration will stabilize and/or make your market more competitive, or cause downward pressure on prices due to less demand for those areas with large amounts of people moving out. We have seen a massive increase in housing starts fueled by lower interest rates, remote workforces, the increased focus on the value of home, as well as stimulus and a number of other components. Even with this the U.S. will always be in one of the four phases reviewed—it’s just a matter of knowing what phase and part of the phase your area is currently in. <br /> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>Is the housing market going to crash? (Part 1)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:13</itunes:duration>
      <itunes:summary>A downturn in the housing market is a fear that many have, especially with the double-digit increases we have seen over the last year. Looking at the economy at-large narrowed to your specific neighborhood, it’s important to watch key indicators related to your sub-market. Going through the process of looking at the fundamentals related to housing to see if your specific area is or will be affected by some of the market shifts we are seeing will help you better understand your market. Looking at where people are moving to and where they are moving from will help you figure out whether migration will stabilize and/or make your market more competitive, or cause downward pressure on prices due to less demand for those areas with large amounts of people moving out. We have seen a massive increase in housing starts fueled by lower interest rates, remote workforces, the increased focus on the value of home, as well as stimulus and a number of other components. Even with this the U.S. will always be in one of the four phases reviewed—it’s just a matter of knowing what phase and part of the phase your area is currently in.
</itunes:summary>
      <itunes:subtitle>A downturn in the housing market is a fear that many have, especially with the double-digit increases we have seen over the last year. Looking at the economy at-large narrowed to your specific neighborhood, it’s important to watch key indicators related to your sub-market. Going through the process of looking at the fundamentals related to housing to see if your specific area is or will be affected by some of the market shifts we are seeing will help you better understand your market. Looking at where people are moving to and where they are moving from will help you figure out whether migration will stabilize and/or make your market more competitive, or cause downward pressure on prices due to less demand for those areas with large amounts of people moving out. We have seen a massive increase in housing starts fueled by lower interest rates, remote workforces, the increased focus on the value of home, as well as stimulus and a number of other components. Even with this the U.S. will always be in one of the four phases reviewed—it’s just a matter of knowing what phase and part of the phase your area is currently in.
</itunes:subtitle>
      <itunes:keywords>recession, rent, housing market, personal finance, housing, interest rates, buy a house</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>444</itunes:episode>
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      <title>Should I buy or rent?</title>
      <description><![CDATA[<p>Oftentimes it can be difficult to answer the age old question of whether to buy or rent. There are a series of questions that you should be asking yourself when trying to determine whether it makes sense to buy in the season of life you’re in. Considering your current needs but also your anticipated future needs will ensure you are buying a place that will fit well for the foreseeable future. Before buying that home though, prepare for the purchase based on the goals and priorities you’ve outlined by asking these questions questions.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Tue, 16 Aug 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Oftentimes it can be difficult to answer the age old question of whether to buy or rent. There are a series of questions that you should be asking yourself when trying to determine whether it makes sense to buy in the season of life you’re in. Considering your current needs but also your anticipated future needs will ensure you are buying a place that will fit well for the foreseeable future. Before buying that home though, prepare for the purchase based on the goals and priorities you’ve outlined by asking these questions questions.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>Should I buy or rent?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:10</itunes:duration>
      <itunes:summary>Oftentimes it can be difficult to answer the age old question of whether to buy or rent. There are a series of questions that you should be asking yourself when trying to determine whether it makes sense to buy in the season of life you’re in. Considering your current needs but also your anticipated future needs will ensure you are buying a place that will fit well for the foreseeable future. Before buying that home though, prepare for the purchase based on the goals and priorities you’ve outlined by asking these questions questions.</itunes:summary>
      <itunes:subtitle>Oftentimes it can be difficult to answer the age old question of whether to buy or rent. There are a series of questions that you should be asking yourself when trying to determine whether it makes sense to buy in the season of life you’re in. Considering your current needs but also your anticipated future needs will ensure you are buying a place that will fit well for the foreseeable future. Before buying that home though, prepare for the purchase based on the goals and priorities you’ve outlined by asking these questions questions.</itunes:subtitle>
      <itunes:keywords>renting, recession, housing market, recession 2022, interest rates, buy a house</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>443</itunes:episode>
    </item>
    <item>
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      <title>Insure your dwelling!</title>
      <description><![CDATA[<p>Whether it’s homeowners or renters insurance, having it is essential. Reversing these once a year in addition to your belongings, will ensure that you have enough coverage and that the coverage that you have it for is documented. Oftentimes minimal coverage for homeowners or renters is required by the mortgage provider or landlord, but making sure to review these policies will give you peace of mind.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p> </p>
]]></description>
      <pubDate>Mon, 15 Aug 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Whether it’s homeowners or renters insurance, having it is essential. Reversing these once a year in addition to your belongings, will ensure that you have enough coverage and that the coverage that you have it for is documented. Oftentimes minimal coverage for homeowners or renters is required by the mortgage provider or landlord, but making sure to review these policies will give you peace of mind.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p> </p>
]]></content:encoded>
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      <itunes:title>Insure your dwelling!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:02</itunes:duration>
      <itunes:summary>Whether it’s homeowners or renters insurance, having it is essential. Reversing these once a year in addition to your belongings, will ensure that you have enough coverage and that the coverage that you have it for is documented. Oftentimes minimal coverage for homeowners or renters is required by the mortgage provider or landlord, but making sure to review these policies will give you peace of mind. </itunes:summary>
      <itunes:subtitle>Whether it’s homeowners or renters insurance, having it is essential. Reversing these once a year in addition to your belongings, will ensure that you have enough coverage and that the coverage that you have it for is documented. Oftentimes minimal coverage for homeowners or renters is required by the mortgage provider or landlord, but making sure to review these policies will give you peace of mind. </itunes:subtitle>
      <itunes:keywords>recession, rent, housing crisis, housing market, house, money tips</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>442</itunes:episode>
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      <title>7 Hidden Costs of Homeownership</title>
      <description><![CDATA[<p>Although it’s easy to discuss the perks related to owning your own home, what about the drawbacks? Most don’t readily talk about the hidden costs about home ownership. Looking at 7 components that are not necessarily considered when looking to buy a home—reviewing these will help you factor in costs that may be easy to overlook. A home can be a great purchase, but it can also be a much more expensive one than you may have anticipated. Follow these steps to ensure you have your bases covered!</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p> </p>
]]></description>
      <pubDate>Fri, 12 Aug 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Although it’s easy to discuss the perks related to owning your own home, what about the drawbacks? Most don’t readily talk about the hidden costs about home ownership. Looking at 7 components that are not necessarily considered when looking to buy a home—reviewing these will help you factor in costs that may be easy to overlook. A home can be a great purchase, but it can also be a much more expensive one than you may have anticipated. Follow these steps to ensure you have your bases covered!</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p> </p>
]]></content:encoded>
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      <itunes:title>7 Hidden Costs of Homeownership</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:10:35</itunes:duration>
      <itunes:summary>Although it’s easy to discuss the perks related to owning your own home, what about the drawbacks? Most don’t readily talk about the hidden costs about home ownership. Looking at 7 components that are not necessarily considered when looking to buy a home—reviewing these will help you factor in costs that may be easy to overlook. A home can be a great purchase, but it can also be a much more expensive one than you may have anticipated. Follow these steps to ensure you have your bases covered!</itunes:summary>
      <itunes:subtitle>Although it’s easy to discuss the perks related to owning your own home, what about the drawbacks? Most don’t readily talk about the hidden costs about home ownership. Looking at 7 components that are not necessarily considered when looking to buy a home—reviewing these will help you factor in costs that may be easy to overlook. A home can be a great purchase, but it can also be a much more expensive one than you may have anticipated. Follow these steps to ensure you have your bases covered!</itunes:subtitle>
      <itunes:keywords>housing crash, recession, rent, home costs, housing crisis, housing market, interest rates</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>441</itunes:episode>
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      <title>You closed on a new home, now what?</title>
      <description><![CDATA[<p>So you bought a new home, congrats! Now what? Oftentimes we can be so excited about this transaction that we may lose focus on what it is that we actually signed on the dotted line for. So we’re going to cover 5 tips now that you have a new space and are ready to make it your own!</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p> </p>
]]></description>
      <pubDate>Thu, 11 Aug 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>So you bought a new home, congrats! Now what? Oftentimes we can be so excited about this transaction that we may lose focus on what it is that we actually signed on the dotted line for. So we’re going to cover 5 tips now that you have a new space and are ready to make it your own!</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p> </p>
]]></content:encoded>
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      <itunes:title>You closed on a new home, now what?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:17</itunes:duration>
      <itunes:summary>So you bought a new home, congrats! Now what? Oftentimes we can be so excited about this transaction that we may lose focus on what it is that we actually signed on the dotted line for. So we’re going to cover 5 tips now that you have a new space and are 
ready to make it your own!</itunes:summary>
      <itunes:subtitle>So you bought a new home, congrats! Now what? Oftentimes we can be so excited about this transaction that we may lose focus on what it is that we actually signed on the dotted line for. So we’re going to cover 5 tips now that you have a new space and are 
ready to make it your own!</itunes:subtitle>
      <itunes:keywords>new construction, new house, housing market, home insurance, home, used house</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
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      <itunes:episode>440</itunes:episode>
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      <title>What should I consider besides my mortgage or rent payment?</title>
      <description><![CDATA[<p>It can be difficult to actually know the cost of your housing—not just your mortgage or rent, but the total amount you spend for housing. Looking at a number of areas that may not be included or considered will ensure that you actually know what you are spending on your housing. It’s probably more than you thought when you signed on for the mortgage or lease!</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p> </p>
]]></description>
      <pubDate>Wed, 10 Aug 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>It can be difficult to actually know the cost of your housing—not just your mortgage or rent, but the total amount you spend for housing. Looking at a number of areas that may not be included or considered will ensure that you actually know what you are spending on your housing. It’s probably more than you thought when you signed on for the mortgage or lease!</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p> </p>
]]></content:encoded>
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      <itunes:title>What should I consider besides my mortgage or rent payment?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:57</itunes:duration>
      <itunes:summary>It can be difficult to actually know the cost of your housing—not just your mortgage or rent, but the total amount you spend for housing. Looking at a number of areas that may not be included or considered will ensure that you actually know what you are spending on your housing. It’s probably more than you thought when you signed on for the mortgage or lease!</itunes:summary>
      <itunes:subtitle>It can be difficult to actually know the cost of your housing—not just your mortgage or rent, but the total amount you spend for housing. Looking at a number of areas that may not be included or considered will ensure that you actually know what you are spending on your housing. It’s probably more than you thought when you signed on for the mortgage or lease!</itunes:subtitle>
      <itunes:keywords>rent, mortgage, housing market, mortgage rate, market crash, interest rates</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>439</itunes:episode>
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      <title>How much should my home mortgage or rent be?</title>
      <description><![CDATA[<p>Sometimes it’s especially difficult to know how much you should actually spend on your home. We have seen some shocking migration patterns in the last year or so, that have caused both the redefinition of home but also the value placed on home. Looking at three steps to help identify whether you are spending too much on housing is greatly important to ensure that you don’t become house poor. Figuring out what you can comfortably and reasonably pay on an ongoing recurring basis for housing will help you to not lock-in a payment that doesn’t actually fit your lifestyle.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p> </p>
]]></description>
      <pubDate>Tue, 9 Aug 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Sometimes it’s especially difficult to know how much you should actually spend on your home. We have seen some shocking migration patterns in the last year or so, that have caused both the redefinition of home but also the value placed on home. Looking at three steps to help identify whether you are spending too much on housing is greatly important to ensure that you don’t become house poor. Figuring out what you can comfortably and reasonably pay on an ongoing recurring basis for housing will help you to not lock-in a payment that doesn’t actually fit your lifestyle.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p> </p>
]]></content:encoded>
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      <itunes:title>How much should my home mortgage or rent be?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:10:14</itunes:duration>
      <itunes:summary>Sometimes it’s especially difficult to know how much you should actually spend on your home. We have seen some shocking migration patterns in the last year or so, that have caused both the redefinition of home but also the value placed on home. Looking at three steps to help identify whether you are spending too much on housing is greatly important to ensure that you don’t become house poor. Figuring out what you can comfortably and reasonably pay on an ongoing recurring basis for housing will help you to not lock-in a payment that doesn’t actually fit your lifestyle.</itunes:summary>
      <itunes:subtitle>Sometimes it’s especially difficult to know how much you should actually spend on your home. We have seen some shocking migration patterns in the last year or so, that have caused both the redefinition of home but also the value placed on home. Looking at three steps to help identify whether you are spending too much on housing is greatly important to ensure that you don’t become house poor. Figuring out what you can comfortably and reasonably pay on an ongoing recurring basis for housing will help you to not lock-in a payment that doesn’t actually fit your lifestyle.</itunes:subtitle>
      <itunes:keywords>recession, mortgage, home costs, housing market, house, home, interest rates</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>438</itunes:episode>
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      <title>Is the home the American Dream?</title>
      <description><![CDATA[<p>We have seen a surge in the interest for housing and so much in fact that we are experiencing a double-digit increase in pricing over last year. At the current growth rate you and I may be wondering how people afford these increases with relatively stagnant wages. The average new home cost is 5x that of the average household income. In this theme on shelter, we will be covering all things having to do with where you live.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Mon, 8 Aug 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>We have seen a surge in the interest for housing and so much in fact that we are experiencing a double-digit increase in pricing over last year. At the current growth rate you and I may be wondering how people afford these increases with relatively stagnant wages. The average new home cost is 5x that of the average household income. In this theme on shelter, we will be covering all things having to do with where you live.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>Is the home the American Dream?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:06:54</itunes:duration>
      <itunes:summary>We have seen a surge in the interest for housing and so much in fact that we are experiencing a double-digit increase in pricing over last year. At the current growth rate you and I may be wondering how people afford these increases with relatively stagnant wages. The average new home cost is 5x that of the average household income. In this theme on shelter, we will be covering all things having to do with where you live. </itunes:summary>
      <itunes:subtitle>We have seen a surge in the interest for housing and so much in fact that we are experiencing a double-digit increase in pricing over last year. At the current growth rate you and I may be wondering how people afford these increases with relatively stagnant wages. The average new home cost is 5x that of the average household income. In this theme on shelter, we will be covering all things having to do with where you live. </itunes:subtitle>
      <itunes:keywords>american dream, rent vs buy home, new home, housing market, house, sell home, buy home, interest rates, home interest</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>437</itunes:episode>
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      <title>Recharge Recap</title>
      <description><![CDATA[<p>Reviewing the theme on recharge focused on helping you learn the importance of and need for rest. Rest is so important in helping us to properly plan for what matters most to us. Looking at how to apply this theme will help you tremendously in your perspective and management of your personal finances!</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Fri, 5 Aug 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Reviewing the theme on recharge focused on helping you learn the importance of and need for rest. Rest is so important in helping us to properly plan for what matters most to us. Looking at how to apply this theme will help you tremendously in your perspective and management of your personal finances!</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>Recharge Recap</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:07</itunes:duration>
      <itunes:summary>Reviewing the theme on recharge focused on helping you learn the importance of and need for rest. Rest is so important in helping us to properly plan for what matters most to us. Looking at how to apply this theme will help you tremendously in your perspective and management of your personal finances!</itunes:summary>
      <itunes:subtitle>Reviewing the theme on recharge focused on helping you learn the importance of and need for rest. Rest is so important in helping us to properly plan for what matters most to us. Looking at how to apply this theme will help you tremendously in your perspective and management of your personal finances!</itunes:subtitle>
      <itunes:keywords>career search, workaholic, career change, anxiety, vacation, rest, recharge</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>436</itunes:episode>
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      <title>How to make everyday a vacation!</title>
      <description><![CDATA[<p>What would it be like to feel like everyday is a vacation for you? Unfortunately more than 3/4 of Americans hate their jobs and are not living that way. Figuring out what you value the most and adjusting your life to accommodate what it is that matters most to you will ensure that you are living your best life.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Thu, 4 Aug 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>What would it be like to feel like everyday is a vacation for you? Unfortunately more than 3/4 of Americans hate their jobs and are not living that way. Figuring out what you value the most and adjusting your life to accommodate what it is that matters most to you will ensure that you are living your best life.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>How to make everyday a vacation!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:01</itunes:duration>
      <itunes:summary>What would it be like to feel like everyday is a vacation for you? Unfortunately more than 3/4 of Americans hate their jobs and are not living that way. Figuring out what you value the most and adjusting your life to accommodate what it is that matters most to you will ensure that you are living your best life.</itunes:summary>
      <itunes:subtitle>What would it be like to feel like everyday is a vacation for you? Unfortunately more than 3/4 of Americans hate their jobs and are not living that way. Figuring out what you value the most and adjusting your life to accommodate what it is that matters most to you will ensure that you are living your best life.</itunes:subtitle>
      <itunes:keywords>best vacation spots, save for vacation, vacation tips, vacation, vacation hack, budget vacation, money tips</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>435</itunes:episode>
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      <title>How to budget for a vacation??</title>
      <description><![CDATA[<p>The plan you formulate is only as good as your ability to apply that plan. This is no different with planning for a vacation. Oftentimes it is the little things that eat away at your financial margin preventing you from saving for something like a vacation. Now, of course, we all have them, but it is important to actually build a plan to save up for a vacation and stick to it. Looking at four key areas, this will help you determine what you are saving for. Figuring out how to save up for a vacation instead of using debt to fund it, will prevent that vacation from causing undue stress.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Wed, 3 Aug 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>The plan you formulate is only as good as your ability to apply that plan. This is no different with planning for a vacation. Oftentimes it is the little things that eat away at your financial margin preventing you from saving for something like a vacation. Now, of course, we all have them, but it is important to actually build a plan to save up for a vacation and stick to it. Looking at four key areas, this will help you determine what you are saving for. Figuring out how to save up for a vacation instead of using debt to fund it, will prevent that vacation from causing undue stress.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>How to budget for a vacation??</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:24</itunes:duration>
      <itunes:summary>The plan you formulate is only as good as your ability to apply that plan. This is no different with planning for a vacation. Oftentimes it is the little things that eat away at your financial margin preventing you from saving for something like a vacation. Now, of course, we all have them, but it is important to actually build a plan to save up for a vacation and stick to it. Looking at four key areas, this will help you determine what you are saving for. Figuring out how to save up for a vacation instead of using debt to fund it, will prevent that vacation from causing undue stress. </itunes:summary>
      <itunes:subtitle>The plan you formulate is only as good as your ability to apply that plan. This is no different with planning for a vacation. Oftentimes it is the little things that eat away at your financial margin preventing you from saving for something like a vacation. Now, of course, we all have them, but it is important to actually build a plan to save up for a vacation and stick to it. Looking at four key areas, this will help you determine what you are saving for. Figuring out how to save up for a vacation instead of using debt to fund it, will prevent that vacation from causing undue stress. </itunes:subtitle>
      <itunes:keywords>budget 2022, budget, money, vacation, vacation hack, money tips</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>434</itunes:episode>
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      <title>How to hack that vacation!</title>
      <description><![CDATA[<p>We have all heard about various life hacks, but what about vacation hacks? Most people don’t take vacations because they don’t believe they can afford it, whether monetarily or due to workload. I typically look at four components of taking a vacation in order to limit the costs and maximize the experience. Taking an approach to be mindful of what brings the most value to you and capitalizing on that can prevent you from needing a vacation from your vacation.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Tue, 2 Aug 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>We have all heard about various life hacks, but what about vacation hacks? Most people don’t take vacations because they don’t believe they can afford it, whether monetarily or due to workload. I typically look at four components of taking a vacation in order to limit the costs and maximize the experience. Taking an approach to be mindful of what brings the most value to you and capitalizing on that can prevent you from needing a vacation from your vacation.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>How to hack that vacation!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:07</itunes:duration>
      <itunes:summary>We have all heard about various life hacks, but what about vacation hacks? Most people don’t take vacations because they don’t believe they can afford it, whether monetarily or due to workload. I typically look at four components of taking a vacation in order to limit the costs and maximize the experience. Taking an approach to be mindful of what brings the most value to you and capitalizing on that can prevent you from needing a vacation from your vacation. </itunes:summary>
      <itunes:subtitle>We have all heard about various life hacks, but what about vacation hacks? Most people don’t take vacations because they don’t believe they can afford it, whether monetarily or due to workload. I typically look at four components of taking a vacation in order to limit the costs and maximize the experience. Taking an approach to be mindful of what brings the most value to you and capitalizing on that can prevent you from needing a vacation from your vacation. </itunes:subtitle>
      <itunes:keywords>vacation savings, work remote, remote work, affordable vacation, vacation destination, vacation, life hack, vacation hack</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>433</itunes:episode>
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      <title>Save for a vacation or staycation</title>
      <description><![CDATA[<p>Over the last 18-months, we have seen a significant shift in travel behaviors. As the travel restrictions lift, people are traveling more. However, many may be traveling more but not actually traveling in order to get a vacation in order to get downtime and rest. Now how you recharge will depend on your personality type and preferences, but figuring out what your needs are will enable you to vacation based on that. If you are not able to travel, you may consider a staycation. This may allow you to disengage quicker, cheaper, and more easily. Whichever route you take will help you prioritize what matters most to you specifically. <br /> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Mon, 1 Aug 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Over the last 18-months, we have seen a significant shift in travel behaviors. As the travel restrictions lift, people are traveling more. However, many may be traveling more but not actually traveling in order to get a vacation in order to get downtime and rest. Now how you recharge will depend on your personality type and preferences, but figuring out what your needs are will enable you to vacation based on that. If you are not able to travel, you may consider a staycation. This may allow you to disengage quicker, cheaper, and more easily. Whichever route you take will help you prioritize what matters most to you specifically. <br /> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>Save for a vacation or staycation</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:06:51</itunes:duration>
      <itunes:summary>Over the last 18-months, we have seen a significant shift in travel behaviors. As the travel restrictions lift, people are traveling more. However, many may be traveling more but not actually traveling in order to get a vacation in order to get downtime and rest. Now how you recharge will depend on your personality type and preferences, but figuring out what your needs are will enable you to vacation based on that. If you are not able to travel, you may consider a staycation. This may allow you to disengage quicker, cheaper, and more easily. Whichever route you take will help you prioritize what matters most to you specifically.
</itunes:summary>
      <itunes:subtitle>Over the last 18-months, we have seen a significant shift in travel behaviors. As the travel restrictions lift, people are traveling more. However, many may be traveling more but not actually traveling in order to get a vacation in order to get downtime and rest. Now how you recharge will depend on your personality type and preferences, but figuring out what your needs are will enable you to vacation based on that. If you are not able to travel, you may consider a staycation. This may allow you to disengage quicker, cheaper, and more easily. Whichever route you take will help you prioritize what matters most to you specifically.
</itunes:subtitle>
      <itunes:keywords>travel tips, flight hack, vacation rental, money, vacation, travel hacks, vacation hack, staycation, air b and b</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>432</itunes:episode>
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      <title>Are you addicted to your job?</title>
      <description><![CDATA[<p>Are you addicted to your job? Wow, that’s a tough question to answer for most. Most would respond with a definite no, but really think about it. Does your job consume you? How often do we so closely relate what we do with who we are that the two are difficult to distinguish? Looking at how this happens and better yet how to gain a proper perspective, will help you take a step back and prioritize.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p> </p>
]]></description>
      <pubDate>Fri, 29 Jul 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Are you addicted to your job? Wow, that’s a tough question to answer for most. Most would respond with a definite no, but really think about it. Does your job consume you? How often do we so closely relate what we do with who we are that the two are difficult to distinguish? Looking at how this happens and better yet how to gain a proper perspective, will help you take a step back and prioritize.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p> </p>
]]></content:encoded>
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      <itunes:title>Are you addicted to your job?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:26</itunes:duration>
      <itunes:summary>Are you addicted to your job? Wow, that’s a tough question to answer for most. Most would respond with a definite no, but really think about it. Does your job consume you? How often do we so closely relate what we do with who we are that the two are difficult to distinguish? Looking at how this happens and better yet how to gain a proper perspective, will help you take a step back and prioritize.</itunes:summary>
      <itunes:subtitle>Are you addicted to your job? Wow, that’s a tough question to answer for most. Most would respond with a definite no, but really think about it. Does your job consume you? How often do we so closely relate what we do with who we are that the two are difficult to distinguish? Looking at how this happens and better yet how to gain a proper perspective, will help you take a step back and prioritize.</itunes:subtitle>
      <itunes:keywords>job hack, job, career, personal finance, money hacks, lifestyle, career hacks, career goals, money tips</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>431</itunes:episode>
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      <title>How does rest affect your finances?</title>
      <description><![CDATA[<p>So contrary to what you may think getting to the point of crashing will not necessarily be the catalyst to change for you to rest. We all think that we will make time for rest, but life seems to speed up with more commitments and resulting responsibilities. Now for many, the lack of rest and the ability to recharge comes from the demands of your job. Now I’m not saying to slack off on what you were hired to do, but to pace yourself. Rest must be intentional in order for us to take a step back and intentionally look at our finances, our health, relationships, and other important aspects of life.<br /> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Thu, 28 Jul 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>So contrary to what you may think getting to the point of crashing will not necessarily be the catalyst to change for you to rest. We all think that we will make time for rest, but life seems to speed up with more commitments and resulting responsibilities. Now for many, the lack of rest and the ability to recharge comes from the demands of your job. Now I’m not saying to slack off on what you were hired to do, but to pace yourself. Rest must be intentional in order for us to take a step back and intentionally look at our finances, our health, relationships, and other important aspects of life.<br /> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>How does rest affect your finances?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:06:43</itunes:duration>
      <itunes:summary>So contrary to what you may think getting to the point of crashing will not necessarily be the catalyst to change for you to rest. We all think that we will make time for rest, but life seems to speed up with more commitments and resulting responsibilities. Now for many, the lack of rest and the ability to recharge comes from the demands of your job. Now I’m not saying to slack off on what you were hired to do, but to pace yourself. Rest must be intentional in order for us to take a step back and intentionally look at our finances, our health, relationships, and other important aspects of life.</itunes:summary>
      <itunes:subtitle>So contrary to what you may think getting to the point of crashing will not necessarily be the catalyst to change for you to rest. We all think that we will make time for rest, but life seems to speed up with more commitments and resulting responsibilities. Now for many, the lack of rest and the ability to recharge comes from the demands of your job. Now I’m not saying to slack off on what you were hired to do, but to pace yourself. Rest must be intentional in order for us to take a step back and intentionally look at our finances, our health, relationships, and other important aspects of life.</itunes:subtitle>
      <itunes:keywords>vacation habits, budget goal, budget hacks, finance, rest habits, budget, personal finance, vacation, vacation hack</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>430</itunes:episode>
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      <title>We live in a world with no margin, let&apos;s fix it!</title>
      <description><![CDATA[<p>There is no surprise that margin is missing in our culture today. Margin is missing because it’s not a priority in our culture. Most Americans take little time actually disengaged from work. Whether we try to rest by taking a vacation, spending time with loved ones, or even getting rest during the weekend. When we look at being fulfilled by our jobs, most Americans report being dissatisfied and disengaged. So people are always plugged-in by the things that are draining and are not fully present for those things that matter most. This lack of purposefulness will end up affecting your relationships, finances, and future. Let’s change that!</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Wed, 27 Jul 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>There is no surprise that margin is missing in our culture today. Margin is missing because it’s not a priority in our culture. Most Americans take little time actually disengaged from work. Whether we try to rest by taking a vacation, spending time with loved ones, or even getting rest during the weekend. When we look at being fulfilled by our jobs, most Americans report being dissatisfied and disengaged. So people are always plugged-in by the things that are draining and are not fully present for those things that matter most. This lack of purposefulness will end up affecting your relationships, finances, and future. Let’s change that!</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>We live in a world with no margin, let&apos;s fix it!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:53</itunes:duration>
      <itunes:summary>There is no surprise that margin is missing in our culture today. Margin is missing because it’s not a priority in our culture. Most Americans take little time actually disengaged from work. Whether we try to rest by taking a vacation, spending time with loved ones, or even getting rest during the weekend. When we look at being fulfilled by our jobs, most Americans report being dissatisfied and disengaged. So people are always plugged-in by the things that are draining and are not fully present for those things that matter most. This lack of purposefulness will end up affecting your relationships, finances, and future. Let’s change that!</itunes:summary>
      <itunes:subtitle>There is no surprise that margin is missing in our culture today. Margin is missing because it’s not a priority in our culture. Most Americans take little time actually disengaged from work. Whether we try to rest by taking a vacation, spending time with loved ones, or even getting rest during the weekend. When we look at being fulfilled by our jobs, most Americans report being dissatisfied and disengaged. So people are always plugged-in by the things that are draining and are not fully present for those things that matter most. This lack of purposefulness will end up affecting your relationships, finances, and future. Let’s change that!</itunes:subtitle>
      <itunes:keywords>work too much, schedule hack, lifestyle, margin</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>429</itunes:episode>
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      <title>How I’ve experienced burnout</title>
      <description><![CDATA[<p>It’s easier said than done to avoid having the feeling of overwhelm. It’s so easy to not take care of the basics of your needs. So thinking about what a healthy version of you looks like by thinking back to what you value most will help with perspective. Then committing to including the things you value most into your life and rhythms is so important. Figuring out how you can back out your thought process when you’re feeling overwhelmed, then figuring out how to navigate and control the controllables will help you reshape your thought process.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Tue, 26 Jul 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>It’s easier said than done to avoid having the feeling of overwhelm. It’s so easy to not take care of the basics of your needs. So thinking about what a healthy version of you looks like by thinking back to what you value most will help with perspective. Then committing to including the things you value most into your life and rhythms is so important. Figuring out how you can back out your thought process when you’re feeling overwhelmed, then figuring out how to navigate and control the controllables will help you reshape your thought process.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>How I’ve experienced burnout</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:11:57</itunes:duration>
      <itunes:summary>It’s easier said than done to avoid having the feeling of overwhelm. It’s so easy to not take care of the basics of your needs. So thinking about what a healthy version of you looks like by thinking back to what you value most will help with perspective. Then committing to including the things you value most into your life and rhythms is so important. Figuring out how you can back out your thought process when you’re feeling overwhelmed, then figuring out how to navigate and control the controllables will help you reshape your thought process. </itunes:summary>
      <itunes:subtitle>It’s easier said than done to avoid having the feeling of overwhelm. It’s so easy to not take care of the basics of your needs. So thinking about what a healthy version of you looks like by thinking back to what you value most will help with perspective. Then committing to including the things you value most into your life and rhythms is so important. Figuring out how you can back out your thought process when you’re feeling overwhelmed, then figuring out how to navigate and control the controllables will help you reshape your thought process. </itunes:subtitle>
      <itunes:keywords>work stress, stress, depression, burnout, anxiety, burnt out</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>428</itunes:episode>
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      <title>Stressed-out. Anxious. Depressed. Disengaged. Burnt-out.</title>
      <description><![CDATA[<p>We all feel overwhelmed from time to time, but what if it seem constant for you? There are so many things that can stress us out, in fact if we are not the air traffic controller of our own minds, we can allow just about anything to stress us out. When you feel stuck sometimes it’s easy to make decisions that are not fully thought through. Looking at 17 indicators that may help you determine how you are actually doing and be able to then evaluate your current decisions will help you pivot.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Mon, 25 Jul 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>We all feel overwhelmed from time to time, but what if it seem constant for you? There are so many things that can stress us out, in fact if we are not the air traffic controller of our own minds, we can allow just about anything to stress us out. When you feel stuck sometimes it’s easy to make decisions that are not fully thought through. Looking at 17 indicators that may help you determine how you are actually doing and be able to then evaluate your current decisions will help you pivot.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>Stressed-out. Anxious. Depressed. Disengaged. Burnt-out.</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:55</itunes:duration>
      <itunes:summary>We all feel overwhelmed from time to time, but what if it seem constant for you? There are so many things that can stress us out, in fact if we are not the air traffic controller of our own minds, we can allow just about anything to stress us out. When you feel stuck sometimes it’s easy to make decisions that are not fully thought through. Looking at 17 indicators that may help you determine how you are actually doing and be able to then evaluate your current decisions will help you pivot.</itunes:summary>
      <itunes:subtitle>We all feel overwhelmed from time to time, but what if it seem constant for you? There are so many things that can stress us out, in fact if we are not the air traffic controller of our own minds, we can allow just about anything to stress us out. When you feel stuck sometimes it’s easy to make decisions that are not fully thought through. Looking at 17 indicators that may help you determine how you are actually doing and be able to then evaluate your current decisions will help you pivot.</itunes:subtitle>
      <itunes:keywords>depressed, job stress, stress, depression, life stress, burnout, anxiety, burnt out</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>427</itunes:episode>
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      <title>How to prevent feeling overwhelmed?</title>
      <description><![CDATA[<p>If you are feeling overwhelmed about aspects of life or even your finances specifically, you may be thinking of how you can prevent this in the first place. Looking at how you can track back your thought process and take your thoughts captive will ensure that you prevent overwhelming thoughts. Now this is easier said than done, but how many of us could use tactics to ensure that we don’t allow our minds to wander and catastrophize the future.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p> </p>
]]></description>
      <pubDate>Fri, 22 Jul 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>If you are feeling overwhelmed about aspects of life or even your finances specifically, you may be thinking of how you can prevent this in the first place. Looking at how you can track back your thought process and take your thoughts captive will ensure that you prevent overwhelming thoughts. Now this is easier said than done, but how many of us could use tactics to ensure that we don’t allow our minds to wander and catastrophize the future.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p> </p>
]]></content:encoded>
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      <itunes:title>How to prevent feeling overwhelmed?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:18</itunes:duration>
      <itunes:summary>If you are feeling overwhelmed about aspects of life or even your finances specifically, you may be thinking of how you can prevent  this in the first place. Looking at how you can track back your thought process and take your thoughts captive will ensure that you prevent overwhelming thoughts. Now this is easier said than done, but how many of us could use tactics to ensure that we don’t allow our minds to wander and catastrophize the future.  </itunes:summary>
      <itunes:subtitle>If you are feeling overwhelmed about aspects of life or even your finances specifically, you may be thinking of how you can prevent  this in the first place. Looking at how you can track back your thought process and take your thoughts captive will ensure that you prevent overwhelming thoughts. Now this is easier said than done, but how many of us could use tactics to ensure that we don’t allow our minds to wander and catastrophize the future.  </itunes:subtitle>
      <itunes:keywords>job stress, stress, overwhelmed, life stress, anxiety, lifestyle</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>426</itunes:episode>
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      <title>Are you feeling overwhelmed?</title>
      <description><![CDATA[<p>We have all experienced a time of feeling overwhelmed whether it was an event, situation or season. More specifically most of us have felt a lack of control over our finances at some point causing a level of hopelessness. We make this worse by feeling cornered and then making decisions based on feeling like there is a lack of an ability to make responsible financial decisions. If you are unaware of whether you are overwhelmed, covering some resources in order to pinpoint this may be helpful.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Thu, 21 Jul 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>We have all experienced a time of feeling overwhelmed whether it was an event, situation or season. More specifically most of us have felt a lack of control over our finances at some point causing a level of hopelessness. We make this worse by feeling cornered and then making decisions based on feeling like there is a lack of an ability to make responsible financial decisions. If you are unaware of whether you are overwhelmed, covering some resources in order to pinpoint this may be helpful.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>Are you feeling overwhelmed?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:06:31</itunes:duration>
      <itunes:summary>We have all experienced a time of feeling overwhelmed whether it was an event, situation or season. More specifically most of us have felt a lack of control over our finances at some point causing a level of hopelessness. We make this worse by feeling cornered and then making decisions based on feeling like there is a lack of an ability to make responsible financial decisions. If you are unaware of whether you are overwhelmed, covering some resources in order to pinpoint this may be helpful. </itunes:summary>
      <itunes:subtitle>We have all experienced a time of feeling overwhelmed whether it was an event, situation or season. More specifically most of us have felt a lack of control over our finances at some point causing a level of hopelessness. We make this worse by feeling cornered and then making decisions based on feeling like there is a lack of an ability to make responsible financial decisions. If you are unaware of whether you are overwhelmed, covering some resources in order to pinpoint this may be helpful. </itunes:subtitle>
      <itunes:keywords>marriage stress, job stress, stress, overwhelmed, life stress, anxiety</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>425</itunes:episode>
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      <title>Are you experiencing prolonged stress?</title>
      <description><![CDATA[<p>Many of us don’t realize the long term effects of prolonged stress. In the short-term we may deal with shortness of breath, a racing heart rate or weight gain but not look at how the ongoing heightened-levels contribute to other health issues. Taking a look at this more closely will ensure that you don’t have underlying unaddressed stress.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p> </p>
]]></description>
      <pubDate>Wed, 20 Jul 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Many of us don’t realize the long term effects of prolonged stress. In the short-term we may deal with shortness of breath, a racing heart rate or weight gain but not look at how the ongoing heightened-levels contribute to other health issues. Taking a look at this more closely will ensure that you don’t have underlying unaddressed stress.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p> </p>
]]></content:encoded>
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      <itunes:title>Are you experiencing prolonged stress?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:54</itunes:duration>
      <itunes:summary>Many of us don’t realize the long term effects of prolonged stress. In the short-term we may deal with shortness of breath, a racing heart rate or weight gain but not look at how the ongoing heightened-levels contribute to other health issues. Taking a look at this more closely will ensure that you don’t have underlying unaddressed stress. </itunes:summary>
      <itunes:subtitle>Many of us don’t realize the long term effects of prolonged stress. In the short-term we may deal with shortness of breath, a racing heart rate or weight gain but not look at how the ongoing heightened-levels contribute to other health issues. Taking a look at this more closely will ensure that you don’t have underlying unaddressed stress. </itunes:subtitle>
      <itunes:keywords>career search, stress, workaholic, career hack, job search, working too much, anxiety, jobs 2022, money tips</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>424</itunes:episode>
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      <title>Are you experiencing burnout?</title>
      <description><![CDATA[<p>Looking at burnout and more specifically whether you are experiencing it, is important in evaluating how healthy your decision-making process may be around your personal finances. Burnout is especially difficult to define, so looking at how to tell you are burnt-out and then what to do about it is especially important. Looking at the effects physically, psychologically or personally otherwise will help you determine what may be going on under the surface and what needs to change.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Tue, 19 Jul 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Looking at burnout and more specifically whether you are experiencing it, is important in evaluating how healthy your decision-making process may be around your personal finances. Burnout is especially difficult to define, so looking at how to tell you are burnt-out and then what to do about it is especially important. Looking at the effects physically, psychologically or personally otherwise will help you determine what may be going on under the surface and what needs to change.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>Are you experiencing burnout?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:05</itunes:duration>
      <itunes:summary>Looking at burnout and more specifically whether you are experiencing it, is important in evaluating how healthy your decision-making process may be around your personal finances. Burnout is especially difficult to define, so looking at how to tell you are burnt-out and then what to do about it is especially important. Looking at the effects physically, psychologically or personally otherwise will help you determine what may be going on under the surface and what needs to change. </itunes:summary>
      <itunes:subtitle>Looking at burnout and more specifically whether you are experiencing it, is important in evaluating how healthy your decision-making process may be around your personal finances. Burnout is especially difficult to define, so looking at how to tell you are burnt-out and then what to do about it is especially important. Looking at the effects physically, psychologically or personally otherwise will help you determine what may be going on under the surface and what needs to change. </itunes:subtitle>
      <itunes:keywords>relieve stress, stress, workaholic, job, career, burnout, anxiety, burnt out</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>423</itunes:episode>
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      <title>Overview of Recharge</title>
      <description><![CDATA[<p>The lack of margin in our society today can be seen in the inability for us to disconnect and truly rest and recharge. This is seen in our maxed-out lives that lead to massive amounts of stress. In this theme we will be looking at what the current state of our culture is. What this fast-paced, little to no rest approach looks like in leading to broken relationships, health, and finances.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Mon, 18 Jul 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>The lack of margin in our society today can be seen in the inability for us to disconnect and truly rest and recharge. This is seen in our maxed-out lives that lead to massive amounts of stress. In this theme we will be looking at what the current state of our culture is. What this fast-paced, little to no rest approach looks like in leading to broken relationships, health, and finances.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
      <enclosure length="5742904" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/c8442880-3866-4d3a-926e-257963d22b6a/audio/a7a7a4a6-f149-4633-85a6-3591a8cab599/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Overview of Recharge</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:05:58</itunes:duration>
      <itunes:summary>The lack of margin in our society today can be seen in the inability for us to disconnect and truly rest and recharge. This is seen in our maxed-out lives that lead to massive amounts of stress. In this theme we will be looking at what the current state of our culture is. What this fast-paced, little to no rest approach looks like in leading to broken relationships, health, and finances.</itunes:summary>
      <itunes:subtitle>The lack of margin in our society today can be seen in the inability for us to disconnect and truly rest and recharge. This is seen in our maxed-out lives that lead to massive amounts of stress. In this theme we will be looking at what the current state of our culture is. What this fast-paced, little to no rest approach looks like in leading to broken relationships, health, and finances.</itunes:subtitle>
      <itunes:keywords>workaholic, time off, self care, working too much, vacation, recharge</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>422</itunes:episode>
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      <title>Overview of Education</title>
      <description><![CDATA[<p>Looking at an overview of the theme on education, it’s important to realize that education comes continuously throughout life formally or informally. You decide whether you will take the information or education and actually apply that to learning in the way of action. This action in turn can then create wisdom. Being intentional about not only gathering information but better yet being able to filter and apply that information effectively will set you apart. <br /> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Fri, 15 Jul 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Looking at an overview of the theme on education, it’s important to realize that education comes continuously throughout life formally or informally. You decide whether you will take the information or education and actually apply that to learning in the way of action. This action in turn can then create wisdom. Being intentional about not only gathering information but better yet being able to filter and apply that information effectively will set you apart. <br /> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>Overview of Education</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:16</itunes:duration>
      <itunes:summary>Looking at an overview of the theme on education, it’s important to realize that education comes continuously throughout life formally or informally. You decide whether you will take the information or education and actually apply that to learning in the way of action. This action in turn can then create wisdom. Being intentional about not only gathering information but better yet being able to filter and apply that information effectively will set you apart. 
</itunes:summary>
      <itunes:subtitle>Looking at an overview of the theme on education, it’s important to realize that education comes continuously throughout life formally or informally. You decide whether you will take the information or education and actually apply that to learning in the way of action. This action in turn can then create wisdom. Being intentional about not only gathering information but better yet being able to filter and apply that information effectively will set you apart. 
</itunes:subtitle>
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      <itunes:explicit>no</itunes:explicit>
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      <itunes:episode>421</itunes:episode>
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      <title>How I paid off almost $40k in student loans</title>
      <description><![CDATA[<p>Sharing some of my journey for formal education, the mistakes I made and the resulting actions I needed to make in order to pay off my student loan debt. This personal approach will hopefully encourage you to set goals then shorten the amount of time that you give yourself to accomplish those goals. Paying off your student loan debt is achievable, you just need a strong why and make the decision to see it through! So many people have lost hope of getting these debts paid-off and therefore, they stop focusing on the goal. Don’t be one that allows your student loan debt to follow you through life, make the commitment to pay it off, and take massive action to make it happen!</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Thu, 14 Jul 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Sharing some of my journey for formal education, the mistakes I made and the resulting actions I needed to make in order to pay off my student loan debt. This personal approach will hopefully encourage you to set goals then shorten the amount of time that you give yourself to accomplish those goals. Paying off your student loan debt is achievable, you just need a strong why and make the decision to see it through! So many people have lost hope of getting these debts paid-off and therefore, they stop focusing on the goal. Don’t be one that allows your student loan debt to follow you through life, make the commitment to pay it off, and take massive action to make it happen!</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>How I paid off almost $40k in student loans</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:18</itunes:duration>
      <itunes:summary>Sharing some of my journey for formal education, the mistakes I made and the resulting actions I needed to make in order to pay off my student loan debt. This personal approach will hopefully encourage you to set goals then shorten the amount of time that you give yourself to accomplish those goals. Paying off your student loan debt is achievable, you just need a strong why and make the decision to see it through! So many people have lost hope of getting these debts paid-off and therefore, they stop focusing on the goal. Don’t be one that allows your student loan debt to follow you through life, make the commitment to pay it off, and take massive action to make it happen!</itunes:summary>
      <itunes:subtitle>Sharing some of my journey for formal education, the mistakes I made and the resulting actions I needed to make in order to pay off my student loan debt. This personal approach will hopefully encourage you to set goals then shorten the amount of time that you give yourself to accomplish those goals. Paying off your student loan debt is achievable, you just need a strong why and make the decision to see it through! So many people have lost hope of getting these debts paid-off and therefore, they stop focusing on the goal. Don’t be one that allows your student loan debt to follow you through life, make the commitment to pay it off, and take massive action to make it happen!</itunes:subtitle>
      <itunes:keywords>college grant, college scholarship, money hack, student loan, pay off debt, student loan forgiveness, student debt</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
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      <title>How to prevent the need for student loans</title>
      <description><![CDATA[<p>Looking at options to prevent you getting caught in student loans is one of the most important aspects once you have chosen a school to attend. Intentionally spending time to apply for your FAFSA and take advantage of localized or federal scholarships and grants will ensure that you stay far from student loans. Coupling this with proactively limiting your expenses outside of school and working to increase your income will help you build a strong foundation for remaining debt-free.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Wed, 13 Jul 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Looking at options to prevent you getting caught in student loans is one of the most important aspects once you have chosen a school to attend. Intentionally spending time to apply for your FAFSA and take advantage of localized or federal scholarships and grants will ensure that you stay far from student loans. Coupling this with proactively limiting your expenses outside of school and working to increase your income will help you build a strong foundation for remaining debt-free.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>How to prevent the need for student loans</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:35</itunes:duration>
      <itunes:summary>Looking at options to prevent you getting caught in  student loans is one of the most important aspects once you have chosen a school to attend. Intentionally spending time to apply for your FAFSA and take advantage of localized or federal scholarships and grants will ensure that you stay far from student loans. Coupling this with proactively limiting your expenses outside of school and working to increase your income will help you build a strong foundation for remaining debt-free. </itunes:summary>
      <itunes:subtitle>Looking at options to prevent you getting caught in  student loans is one of the most important aspects once you have chosen a school to attend. Intentionally spending time to apply for your FAFSA and take advantage of localized or federal scholarships and grants will ensure that you stay far from student loans. Coupling this with proactively limiting your expenses outside of school and working to increase your income will help you build a strong foundation for remaining debt-free. </itunes:subtitle>
      <itunes:keywords>money hack, student loan hack, student loan, save for college, student loan forgiveness, student loan debt, money tips</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
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      <title>How to expedite the paydown of your student loans</title>
      <description><![CDATA[<p>The student loan crisis is far-reaching across the U.S. If you are one of the 42.9 million people in the U.S. with student loan debt according to the U.S. Department of Education you are probably somewhat concerned about how you’re going to pay off this debt. Although the weight of the debt may feel heavy, there are so many options when it comes to avenues you could take to payoff this debt. Reviewing a number of these options without even looking at scholarships yet, will give you a handful of ideas on how to address this debt that are within your control. <br /> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Tue, 12 Jul 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>The student loan crisis is far-reaching across the U.S. If you are one of the 42.9 million people in the U.S. with student loan debt according to the U.S. Department of Education you are probably somewhat concerned about how you’re going to pay off this debt. Although the weight of the debt may feel heavy, there are so many options when it comes to avenues you could take to payoff this debt. Reviewing a number of these options without even looking at scholarships yet, will give you a handful of ideas on how to address this debt that are within your control. <br /> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>How to expedite the paydown of your student loans</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:11:26</itunes:duration>
      <itunes:summary>The student loan crisis is far-reaching across the U.S. If you are one of the 42.9 million people in the U.S. with student loan debt according to the U.S. Department of Education you are probably somewhat concerned about how you’re going to pay off this debt. Although the weight of the debt may feel heavy, there are so many options when it comes to avenues you could take to payoff this debt. Reviewing a number of these options without even looking at scholarships yet, will give you a handful of ideas on how to address this debt that are within your control.
</itunes:summary>
      <itunes:subtitle>The student loan crisis is far-reaching across the U.S. If you are one of the 42.9 million people in the U.S. with student loan debt according to the U.S. Department of Education you are probably somewhat concerned about how you’re going to pay off this debt. Although the weight of the debt may feel heavy, there are so many options when it comes to avenues you could take to payoff this debt. Reviewing a number of these options without even looking at scholarships yet, will give you a handful of ideas on how to address this debt that are within your control.
</itunes:subtitle>
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      <title>The student loan crisis</title>
      <description><![CDATA[<p>The student loan crisis has been a constant conversation point over the last decade or so and even more so presidential candidates in this election. There has been a lot of conversation around student loan forgiveness, especially with the surmounting balances leading to affects on the economy. Now federal student loan payments and interest have been on a hiatus since March 2020 and there is still no clarity on how long that will last. The crisis is one that is somewhere in the $1.6 trillion range for federal student loans. Knowing hoe much you owe and to whom (federal or private) will be the first step in the process to see whether you personally have a student loan crisis.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Mon, 11 Jul 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>The student loan crisis has been a constant conversation point over the last decade or so and even more so presidential candidates in this election. There has been a lot of conversation around student loan forgiveness, especially with the surmounting balances leading to affects on the economy. Now federal student loan payments and interest have been on a hiatus since March 2020 and there is still no clarity on how long that will last. The crisis is one that is somewhere in the $1.6 trillion range for federal student loans. Knowing hoe much you owe and to whom (federal or private) will be the first step in the process to see whether you personally have a student loan crisis.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>The student loan crisis</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:13</itunes:duration>
      <itunes:summary>The student loan crisis has been a constant conversation point over the last decade or so and even more so presidential candidates in this election. There has been a lot of conversation around student loan forgiveness, especially with the surmounting balances leading to affects on the economy. Now federal student loan payments and interest have been on a hiatus since March 2020 and there is still no clarity on how long that will last. The crisis is one that is somewhere in the $1.6 trillion range for federal student loans. Knowing hoe much you owe and to whom (federal or private) will be the first step in the process to see whether you personally have a student loan crisis. </itunes:summary>
      <itunes:subtitle>The student loan crisis has been a constant conversation point over the last decade or so and even more so presidential candidates in this election. There has been a lot of conversation around student loan forgiveness, especially with the surmounting balances leading to affects on the economy. Now federal student loan payments and interest have been on a hiatus since March 2020 and there is still no clarity on how long that will last. The crisis is one that is somewhere in the $1.6 trillion range for federal student loans. Knowing hoe much you owe and to whom (federal or private) will be the first step in the process to see whether you personally have a student loan crisis. </itunes:subtitle>
      <itunes:keywords>college, pay down debt, college loan, student loan, pay off debt, money hacks, save money, debt forgiveness, debt, money tips</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
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      <title>Valuing both the tangibles and intangibles of your education</title>
      <description><![CDATA[<p>Taking a look at not only the direct costs of furthering your education, you also want to factor in the intangible costs and benefits. So much of this is difficult to pinpoint, but you can only gain wisdom from getting knowledge to then apply but being careful to evaluate where this knowledge needs to come from is important. Starting off by setting a focus point so that you are not just going to school to go to school and dealing with the direct and indirect costs associated with that decision. Making sure not to go to school without a plan! Looking at options to avoid immediately signing up for student loans especially before having a plan for the education you are pursuing.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Fri, 8 Jul 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Taking a look at not only the direct costs of furthering your education, you also want to factor in the intangible costs and benefits. So much of this is difficult to pinpoint, but you can only gain wisdom from getting knowledge to then apply but being careful to evaluate where this knowledge needs to come from is important. Starting off by setting a focus point so that you are not just going to school to go to school and dealing with the direct and indirect costs associated with that decision. Making sure not to go to school without a plan! Looking at options to avoid immediately signing up for student loans especially before having a plan for the education you are pursuing.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>Valuing both the tangibles and intangibles of your education</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:12:16</itunes:duration>
      <itunes:summary>Taking a look at not only the direct costs of furthering your education, you also want to factor in the intangible costs and benefits. So much of this is difficult to pinpoint, but you can only gain wisdom from getting knowledge to then apply but being careful to evaluate where this knowledge needs to come from is important. Starting off by setting a focus point so that you are not just going to school to go to school and dealing with the direct and indirect costs associated with that decision. Making sure not to go to school without a plan! Looking at options to avoid immediately signing up for student loans especially before having a plan for the education you are pursuing.</itunes:summary>
      <itunes:subtitle>Taking a look at not only the direct costs of furthering your education, you also want to factor in the intangible costs and benefits. So much of this is difficult to pinpoint, but you can only gain wisdom from getting knowledge to then apply but being careful to evaluate where this knowledge needs to come from is important. Starting off by setting a focus point so that you are not just going to school to go to school and dealing with the direct and indirect costs associated with that decision. Making sure not to go to school without a plan! Looking at options to avoid immediately signing up for student loans especially before having a plan for the education you are pursuing.</itunes:subtitle>
      <itunes:keywords>college major, education, finance, college, college advice, advice, college tips</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
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      <itunes:episode>415</itunes:episode>
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      <title>How to manage your finances in your 30&apos;s? Benchmark #5</title>
      <description><![CDATA[<p>Benchmark #5 focuses on saving above and beyond your emergency fund in order to be sure you are putting money aside for aspects that align with what matters in accordance with your vision. The what is more important than the how and how much in defining what you are saving for and why. Your savings goals will vary greatly from your neighbor, so setting the goal of saving, how much you will then save over what time, then setting the next goal to accomplish will ensure you are always working toward something and moving forward.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Thu, 7 Jul 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Benchmark #5 focuses on saving above and beyond your emergency fund in order to be sure you are putting money aside for aspects that align with what matters in accordance with your vision. The what is more important than the how and how much in defining what you are saving for and why. Your savings goals will vary greatly from your neighbor, so setting the goal of saving, how much you will then save over what time, then setting the next goal to accomplish will ensure you are always working toward something and moving forward.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>How to manage your finances in your 30&apos;s? Benchmark #5</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:10:18</itunes:duration>
      <itunes:summary>Benchmark #5 focuses on saving above and beyond your emergency fund in order to be sure you are putting money aside for aspects that align with what matters in accordance with your vision. The what is more important than the how and how much in defining what you are saving for and why. Your savings goals will vary greatly from your neighbor, so setting the goal of saving, how much you will then save over what time, then setting the next goal to accomplish will ensure you are always working toward something and moving forward.</itunes:summary>
      <itunes:subtitle>Benchmark #5 focuses on saving above and beyond your emergency fund in order to be sure you are putting money aside for aspects that align with what matters in accordance with your vision. The what is more important than the how and how much in defining what you are saving for and why. Your savings goals will vary greatly from your neighbor, so setting the goal of saving, how much you will then save over what time, then setting the next goal to accomplish will ensure you are always working toward something and moving forward.</itunes:subtitle>
      <itunes:keywords>finance, investing, budget, personal finance, recession 2022, save money, debt, money tips</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>414</itunes:episode>
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      <title>How to manage your finances in your 30&apos;s? Benchmark #4</title>
      <description><![CDATA[<p>If you’re in your 30’s there are four additional policies you should consider based on your season of life, assets and liabilities, as well those who depend upon you. Looking at short and long-term disability insurance, life insurance, as well as incorporating an umbrella policy will help ensure these added bases are covered. <br /> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Wed, 6 Jul 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>If you’re in your 30’s there are four additional policies you should consider based on your season of life, assets and liabilities, as well those who depend upon you. Looking at short and long-term disability insurance, life insurance, as well as incorporating an umbrella policy will help ensure these added bases are covered. <br /> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>How to manage your finances in your 30&apos;s? Benchmark #4</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:40</itunes:duration>
      <itunes:summary>If you’re in your 30’s there are four additional policies you should consider based on your season of life, assets and liabilities, as well those who depend upon you. Looking at short and long-term disability insurance, life insurance, as well as incorporating an umbrella policy will help ensure these added bases are covered. 
</itunes:summary>
      <itunes:subtitle>If you’re in your 30’s there are four additional policies you should consider based on your season of life, assets and liabilities, as well those who depend upon you. Looking at short and long-term disability insurance, life insurance, as well as incorporating an umbrella policy will help ensure these added bases are covered. 
</itunes:subtitle>
      <itunes:keywords>crypto, finance, investing, budget, personal finance, recession 2022, money tips, money management</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>413</itunes:episode>
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      <title>How to manage your finances in your 30&apos;s? Benchmark #3 (Part 2)</title>
      <description><![CDATA[<p>If you are in your 30’s it is important to defend what you have achieved and built thus far by ensuring to have a baseline of insurance policies. These policies are not all-encompassing, but they are a start in order to make sure you have these policies in-place and are reviewing them annually based on the needs you have. Looking specifically at health, renters or homeowners as well as auto insurance is the first building block. We will then be reviewing 4 additional policies in tomorrow’s episode in order to build upon this initial protection.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Tue, 5 Jul 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>If you are in your 30’s it is important to defend what you have achieved and built thus far by ensuring to have a baseline of insurance policies. These policies are not all-encompassing, but they are a start in order to make sure you have these policies in-place and are reviewing them annually based on the needs you have. Looking specifically at health, renters or homeowners as well as auto insurance is the first building block. We will then be reviewing 4 additional policies in tomorrow’s episode in order to build upon this initial protection.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>How to manage your finances in your 30&apos;s? Benchmark #3 (Part 2)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:44</itunes:duration>
      <itunes:summary>If you are in your 30’s it is important to defend what you have achieved and built thus far by ensuring to have a baseline of insurance policies. These policies are not all-encompassing, but they are a start in order to make sure you have these policies in-place and are reviewing them annually based on the needs you have. Looking specifically at health, renters or homeowners as well as auto insurance is the first building block. We will then be reviewing 4 additional policies in tomorrow’s episode in order to build upon this initial protection. </itunes:summary>
      <itunes:subtitle>If you are in your 30’s it is important to defend what you have achieved and built thus far by ensuring to have a baseline of insurance policies. These policies are not all-encompassing, but they are a start in order to make sure you have these policies in-place and are reviewing them annually based on the needs you have. Looking specifically at health, renters or homeowners as well as auto insurance is the first building block. We will then be reviewing 4 additional policies in tomorrow’s episode in order to build upon this initial protection. </itunes:subtitle>
      <itunes:keywords>crypto, investing, personal finance, money, recession 2022, save money, money tips</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>412</itunes:episode>
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      <title>How to manage your finances in your 30&apos;s? Benchmark #3 (Part 1)</title>
      <description><![CDATA[<p>If you are in your 30’s it is important to defend what you have achieved and built thus far by ensuring to have a baseline of insurance policies. These policies are not all-encompassing, but they are a start in order to make sure you have these policies in-place and are reviewing them annually based on the needs you have. Looking specifically at health, renters or homeowners as well as auto insurance is the first building block. We will then be reviewing 4 additional policies in tomorrow’s episode in order to build upon this initial protection.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p> </p>
]]></description>
      <pubDate>Mon, 4 Jul 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>If you are in your 30’s it is important to defend what you have achieved and built thus far by ensuring to have a baseline of insurance policies. These policies are not all-encompassing, but they are a start in order to make sure you have these policies in-place and are reviewing them annually based on the needs you have. Looking specifically at health, renters or homeowners as well as auto insurance is the first building block. We will then be reviewing 4 additional policies in tomorrow’s episode in order to build upon this initial protection.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p> </p>
]]></content:encoded>
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      <itunes:title>How to manage your finances in your 30&apos;s? Benchmark #3 (Part 1)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:30</itunes:duration>
      <itunes:summary>If you are in your 30’s it is important to defend what you have achieved and built thus far by ensuring to have a baseline of insurance policies. These policies are not all-encompassing, but they are a start in order to make sure you have these policies in-place and are reviewing them annually based on the needs you have. Looking specifically at health, renters or homeowners as well as auto insurance is the first building block. We will then be reviewing 4 additional policies in tomorrow’s episode in order to build upon this initial protection. </itunes:summary>
      <itunes:subtitle>If you are in your 30’s it is important to defend what you have achieved and built thus far by ensuring to have a baseline of insurance policies. These policies are not all-encompassing, but they are a start in order to make sure you have these policies in-place and are reviewing them annually based on the needs you have. Looking specifically at health, renters or homeowners as well as auto insurance is the first building block. We will then be reviewing 4 additional policies in tomorrow’s episode in order to build upon this initial protection. </itunes:subtitle>
      <itunes:keywords>crypto, personal finance, recession 2022, save money, money tips, money management</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>411</itunes:episode>
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      <title>How to manage your finances in your 30&apos;s? Benchmark #2</title>
      <description><![CDATA[<p>Once you have looked at paying-off your debt based on the 12-steps reviewed in the last episode it will be important to increase your investing. Looking at your budget once the debt has been cleared, you will figure out what you have leftover to invest. Looking at tax-favored investing options will be key to accomplishing your long term goals. Not allowing a fear of missing out, but making sure that you are coming up with a plan that allows you to steadily invest without trying to time the markets. It’s important to build a plan based upon your goals ranging from the financial independence retire early movement for someone who wants to retire in their 30’s or 40’s to working a career that takes you into your 50’s or 60’s. Working a plan that works based on the vision you have developed, will be especially important. Looking at some retirement plan options will help you begin this process!</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Fri, 1 Jul 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Once you have looked at paying-off your debt based on the 12-steps reviewed in the last episode it will be important to increase your investing. Looking at your budget once the debt has been cleared, you will figure out what you have leftover to invest. Looking at tax-favored investing options will be key to accomplishing your long term goals. Not allowing a fear of missing out, but making sure that you are coming up with a plan that allows you to steadily invest without trying to time the markets. It’s important to build a plan based upon your goals ranging from the financial independence retire early movement for someone who wants to retire in their 30’s or 40’s to working a career that takes you into your 50’s or 60’s. Working a plan that works based on the vision you have developed, will be especially important. Looking at some retirement plan options will help you begin this process!</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>How to manage your finances in your 30&apos;s? Benchmark #2</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:13:36</itunes:duration>
      <itunes:summary>Once you have looked at paying-off your debt based on the 12-steps reviewed in the last episode it will be important to increase your investing. Looking at your budget once the debt has been cleared, you will figure out what you have leftover to invest. Looking at tax-favored investing options will be key to accomplishing your long term goals. Not allowing a fear of missing out, but making sure that you are coming up with a plan that allows you to steadily invest without trying to time the markets. It’s important to build a plan based upon your goals ranging from the financial independence retire early movement for someone who wants to retire in their 30’s or 40’s to working a career that takes you into your 50’s or 60’s. Working a plan that works based on the vision you have developed, will be especially important. Looking at some retirement plan options will help you begin this process!</itunes:summary>
      <itunes:subtitle>Once you have looked at paying-off your debt based on the 12-steps reviewed in the last episode it will be important to increase your investing. Looking at your budget once the debt has been cleared, you will figure out what you have leftover to invest. Looking at tax-favored investing options will be key to accomplishing your long term goals. Not allowing a fear of missing out, but making sure that you are coming up with a plan that allows you to steadily invest without trying to time the markets. It’s important to build a plan based upon your goals ranging from the financial independence retire early movement for someone who wants to retire in their 30’s or 40’s to working a career that takes you into your 50’s or 60’s. Working a plan that works based on the vision you have developed, will be especially important. Looking at some retirement plan options will help you begin this process!</itunes:subtitle>
      <itunes:keywords>finance, budget, personal finance, money, college tips, money tips, money management</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>410</itunes:episode>
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      <title>How to manage your finances in your 30&apos;s? Benchmark #1</title>
      <description><![CDATA[<p>First focusing on accomplishing the 5 benchmarks of your 20’s, it’s important to review and complete those first. Your 30’s should be focused on growth and establishment. Using this season to solidify who you are and reflect and respond on how you need to make adjustments going into the new decade will help you calibrate. The first step is to take a look at where you are in life. Are you where you hoped you would be? Allow the setbacks that you may have experienced in your 20’s to be a setup for refocusing. Looking at how you can look at a setback like carrying unsecured debt and figuring out how to intentionally get rid of it!</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Thu, 30 Jun 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>First focusing on accomplishing the 5 benchmarks of your 20’s, it’s important to review and complete those first. Your 30’s should be focused on growth and establishment. Using this season to solidify who you are and reflect and respond on how you need to make adjustments going into the new decade will help you calibrate. The first step is to take a look at where you are in life. Are you where you hoped you would be? Allow the setbacks that you may have experienced in your 20’s to be a setup for refocusing. Looking at how you can look at a setback like carrying unsecured debt and figuring out how to intentionally get rid of it!</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>How to manage your finances in your 30&apos;s? Benchmark #1</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:12:27</itunes:duration>
      <itunes:summary>First focusing on accomplishing the 5 benchmarks of your 20’s, it’s important to review and complete those first. Your 30’s should be focused on growth and establishment. Using this season to solidify who you are and reflect and respond on how you need to make adjustments going into the new decade will help you calibrate. The first step is to take a look at where you are in life. Are you where you hoped you would be? Allow the setbacks that you may have experienced in your 20’s to be a setup for refocusing. Looking at how you can look at a setback like carrying unsecured debt and figuring out how to intentionally get rid of it! </itunes:summary>
      <itunes:subtitle>First focusing on accomplishing the 5 benchmarks of your 20’s, it’s important to review and complete those first. Your 30’s should be focused on growth and establishment. Using this season to solidify who you are and reflect and respond on how you need to make adjustments going into the new decade will help you calibrate. The first step is to take a look at where you are in life. Are you where you hoped you would be? Allow the setbacks that you may have experienced in your 20’s to be a setup for refocusing. Looking at how you can look at a setback like carrying unsecured debt and figuring out how to intentionally get rid of it! </itunes:subtitle>
      <itunes:keywords>finance, personal finance, money, save money, money tips, money management</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
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      <itunes:episode>409</itunes:episode>
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      <title>How to manage your finances in your 20&apos;s? Benchmark #5</title>
      <description><![CDATA[<p>Developing a vision for your life in your 20’s will be a key benchmark in order to make sure the path you are on is aimed toward that vision. Previously we looked at the 7’F’s that help you define the components of your life that are most meaningful to you. Defining your vision based on your faith, family, friends, fitness, finances, fun and focus may help you get started. Focusing not only on wealth preservation as well as wealth generation when it comes to this vision will be key.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Wed, 29 Jun 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Developing a vision for your life in your 20’s will be a key benchmark in order to make sure the path you are on is aimed toward that vision. Previously we looked at the 7’F’s that help you define the components of your life that are most meaningful to you. Defining your vision based on your faith, family, friends, fitness, finances, fun and focus may help you get started. Focusing not only on wealth preservation as well as wealth generation when it comes to this vision will be key.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>How to manage your finances in your 20&apos;s? Benchmark #5</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:12:02</itunes:duration>
      <itunes:summary>Developing a vision for your life in your 20’s will be a key benchmark in order to make sure the path you are on is aimed toward that vision. Previously we looked at the 7’F’s that help you define the components of your life that are most meaningful to you. Defining your vision based on your faith, family, friends, fitness, finances, fun and focus may help you get started. Focusing not only on wealth preservation as well as wealth generation when it comes to this vision will be key.</itunes:summary>
      <itunes:subtitle>Developing a vision for your life in your 20’s will be a key benchmark in order to make sure the path you are on is aimed toward that vision. Previously we looked at the 7’F’s that help you define the components of your life that are most meaningful to you. Defining your vision based on your faith, family, friends, fitness, finances, fun and focus may help you get started. Focusing not only on wealth preservation as well as wealth generation when it comes to this vision will be key.</itunes:subtitle>
      <itunes:keywords>crypto, finance, investing, budget, personal finance, money, college budget, money tips, money management</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>408</itunes:episode>
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      <title>How to manage your finances in your 20&apos;s? Benchmark #4</title>
      <description><![CDATA[<p>Looking at the fourth benchmark, this focus is moved to the offense of personal finance. More specifically taking action on income growth. Determining how to grow your income by focusing on making sure that you hit three key components to find the work that matters most to you. Your 20’s should be a decade of learning, to try things out, and to strategically explore. Once you land that job or start that business, looking at how to expand your abilities to invest will then be greatly important for long-term wealth-building.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Tue, 28 Jun 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Looking at the fourth benchmark, this focus is moved to the offense of personal finance. More specifically taking action on income growth. Determining how to grow your income by focusing on making sure that you hit three key components to find the work that matters most to you. Your 20’s should be a decade of learning, to try things out, and to strategically explore. Once you land that job or start that business, looking at how to expand your abilities to invest will then be greatly important for long-term wealth-building.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>How to manage your finances in your 20&apos;s? Benchmark #4</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:10:59</itunes:duration>
      <itunes:summary>Looking at the fourth benchmark, this focus is moved to the offense of personal finance. More specifically taking action on income growth. Determining how to grow your income by focusing on making sure that you hit three key components to find the work that matters most to you. Your 20’s should be a decade of learning, to try things out, and to strategically explore. Once you land that job or start that business, looking at how to expand your abilities to invest will then be greatly important for long-term wealth-building.</itunes:summary>
      <itunes:subtitle>Looking at the fourth benchmark, this focus is moved to the offense of personal finance. More specifically taking action on income growth. Determining how to grow your income by focusing on making sure that you hit three key components to find the work that matters most to you. Your 20’s should be a decade of learning, to try things out, and to strategically explore. Once you land that job or start that business, looking at how to expand your abilities to invest will then be greatly important for long-term wealth-building.</itunes:subtitle>
      <itunes:keywords>investing, budget 2022, budget, personal finance, invest, money, save money, money tips, money management</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>407</itunes:episode>
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      <title>How to manage your finances in your 20&apos;s? Benchmark #3</title>
      <description><![CDATA[<p>Looking at benchmark #3, it is focused on giving. Which may come as a great surprise to many. Money makes you more of what you already are, so being sure to spend the time on how to best give back will ensure that you are always generous, whether it comes natural or not. What is your ‘why’ that would inspire you to support an individual, organization, or a cause otherwise? Figuring out what amount of time, energy, or resources you will commit to giving back is an essential part of your financial plan. Building in this behavior early-on, will ensure that you have your priorities in the right place moving through life.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Mon, 27 Jun 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Looking at benchmark #3, it is focused on giving. Which may come as a great surprise to many. Money makes you more of what you already are, so being sure to spend the time on how to best give back will ensure that you are always generous, whether it comes natural or not. What is your ‘why’ that would inspire you to support an individual, organization, or a cause otherwise? Figuring out what amount of time, energy, or resources you will commit to giving back is an essential part of your financial plan. Building in this behavior early-on, will ensure that you have your priorities in the right place moving through life.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>How to manage your finances in your 20&apos;s? Benchmark #3</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:38</itunes:duration>
      <itunes:summary>Looking at benchmark #3, it is focused on giving. Which may come as a great surprise to many. Money makes you more of what you already are, so being sure to spend the time on how to best give back will ensure that you are always generous, whether it comes natural or not. What is your ‘why’ that would inspire you to support an individual, organization, or a cause otherwise? Figuring out what amount of time, energy, or resources you will commit to giving back is an essential part of your financial plan. Building in this behavior early-on, will ensure that you have your priorities in the right place moving through life. </itunes:summary>
      <itunes:subtitle>Looking at benchmark #3, it is focused on giving. Which may come as a great surprise to many. Money makes you more of what you already are, so being sure to spend the time on how to best give back will ensure that you are always generous, whether it comes natural or not. What is your ‘why’ that would inspire you to support an individual, organization, or a cause otherwise? Figuring out what amount of time, energy, or resources you will commit to giving back is an essential part of your financial plan. Building in this behavior early-on, will ensure that you have your priorities in the right place moving through life. </itunes:subtitle>
      <itunes:keywords>manage money, budgeting, budget 2022, money, save money, college fund, money tips, money management</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>406</itunes:episode>
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      <title>How to manage your finances in your 20&apos;s? Benchmark #2</title>
      <description><![CDATA[<p>Looking at benchmark #2, it is focused on what you are saving for and how to save through aspects of life that you will spend on anyways--housing and transportation. Being intentional about setting a savings goal for you to purchase a home or even rent a home that you can then house hack will be the first component of this to look at. This simple rule will allow you to save and invest more than your peers. The second largest expense is typically your transportation. Buying a vehicle intentionally to ensure that the vehicle is either something you break-even on or one that even provides an income is key. This income will then allow you to put aside money into a Roth IRA early, in order to allow compound interest to work in your favor.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Fri, 24 Jun 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Looking at benchmark #2, it is focused on what you are saving for and how to save through aspects of life that you will spend on anyways--housing and transportation. Being intentional about setting a savings goal for you to purchase a home or even rent a home that you can then house hack will be the first component of this to look at. This simple rule will allow you to save and invest more than your peers. The second largest expense is typically your transportation. Buying a vehicle intentionally to ensure that the vehicle is either something you break-even on or one that even provides an income is key. This income will then allow you to put aside money into a Roth IRA early, in order to allow compound interest to work in your favor.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>How to manage your finances in your 20&apos;s? Benchmark #2</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:33</itunes:duration>
      <itunes:summary>Looking at benchmark #2, it is focused on what you are saving for and how to save through aspects of life that you will spend on anyways--housing and transportation. Being intentional about setting a savings goal for you to purchase a home or even rent a home that you can then house hack will be the first component of this to look at. This simple rule will allow you to save and invest more than your peers. The second largest expense is typically your transportation. Buying a vehicle intentionally to ensure that the vehicle is either something you break-even on or one that even provides an income is key. This income will then allow you to put aside money into a Roth IRA early, in order to allow compound interest to work in your favor. </itunes:summary>
      <itunes:subtitle>Looking at benchmark #2, it is focused on what you are saving for and how to save through aspects of life that you will spend on anyways--housing and transportation. Being intentional about setting a savings goal for you to purchase a home or even rent a home that you can then house hack will be the first component of this to look at. This simple rule will allow you to save and invest more than your peers. The second largest expense is typically your transportation. Buying a vehicle intentionally to ensure that the vehicle is either something you break-even on or one that even provides an income is key. This income will then allow you to put aside money into a Roth IRA early, in order to allow compound interest to work in your favor. </itunes:subtitle>
      <itunes:keywords>finance, budgeting, investing, college finance, personal finance, money, saving money, money tips, money management</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>405</itunes:episode>
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      <title>How to manage your finances in your 20&apos;s? Benchmark #1</title>
      <description><![CDATA[<p>It can be difficult to be in a season of life that typically has the greatest amount of change. Whether that is a college career, starting your career, getting married, having kids or a myriad of other changes, it’s especially important that you have a financial plan. There is a lot of mixed information and recommendations around personal finances, so following the first simple benchmarks can set you up for financial success. You should be a lifetime learner in figuring out how to adjust your finances based on the season of life you are in, but in all seasons living within your means. Building a budget and automatically saving toward an emergency fund will ensure that you are carrying this rule out.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Thu, 23 Jun 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>It can be difficult to be in a season of life that typically has the greatest amount of change. Whether that is a college career, starting your career, getting married, having kids or a myriad of other changes, it’s especially important that you have a financial plan. There is a lot of mixed information and recommendations around personal finances, so following the first simple benchmarks can set you up for financial success. You should be a lifetime learner in figuring out how to adjust your finances based on the season of life you are in, but in all seasons living within your means. Building a budget and automatically saving toward an emergency fund will ensure that you are carrying this rule out.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>How to manage your finances in your 20&apos;s? Benchmark #1</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:10:30</itunes:duration>
      <itunes:summary>It can be difficult to be in a season of life that typically has the greatest amount of change. Whether that is a college career, starting your career, getting married, having kids or a myriad of other changes, it’s especially important that you have a financial plan. There is a lot of mixed information and recommendations around personal finances, so following the first simple benchmarks can set you up for financial success. You should be a lifetime learner in figuring out how to adjust your finances based on the season of life you are in, but in all seasons living within your means. Building a budget and automatically saving toward an emergency fund will ensure that you are carrying this rule out.</itunes:summary>
      <itunes:subtitle>It can be difficult to be in a season of life that typically has the greatest amount of change. Whether that is a college career, starting your career, getting married, having kids or a myriad of other changes, it’s especially important that you have a financial plan. There is a lot of mixed information and recommendations around personal finances, so following the first simple benchmarks can set you up for financial success. You should be a lifetime learner in figuring out how to adjust your finances based on the season of life you are in, but in all seasons living within your means. Building a budget and automatically saving toward an emergency fund will ensure that you are carrying this rule out.</itunes:subtitle>
      <itunes:keywords>budgeting, investing, college finance, personal finance, spending plan, college budget, money management</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>404</itunes:episode>
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      <title>Does your health impact your finances? (Part 2)</title>
      <description><![CDATA[<p>We’ve often heard that our finances impact our health, but what about our health impacting our finances? Having healthy habits may not prevent unforeseeable health issues, but they can definitely put the odds in your favor. But what about these habits having a compounding impact into your finances? Putting your health ahead of your job, success, and career can ensure that you will be in the proper health for the long haul whether you are at your current employer or not. Not waiting until you have an external event or health issue forcing change will ensure that you are being mindful of the legacy you are actively building.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Wed, 22 Jun 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>We’ve often heard that our finances impact our health, but what about our health impacting our finances? Having healthy habits may not prevent unforeseeable health issues, but they can definitely put the odds in your favor. But what about these habits having a compounding impact into your finances? Putting your health ahead of your job, success, and career can ensure that you will be in the proper health for the long haul whether you are at your current employer or not. Not waiting until you have an external event or health issue forcing change will ensure that you are being mindful of the legacy you are actively building.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>Does your health impact your finances? (Part 2)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:16</itunes:duration>
      <itunes:summary>We’ve often heard that our finances impact our health, but what about our health impacting our finances? Having healthy habits may not prevent unforeseeable health issues, but they can definitely put the odds in your favor. But what about these habits having a compounding impact into your finances? Putting your health ahead of your job, success, and career can ensure that you will be in the proper health for the long haul whether you are at your current employer or not. Not waiting until you have an external event or health issue forcing change will ensure that you are being mindful of the legacy you are actively building. </itunes:summary>
      <itunes:subtitle>We’ve often heard that our finances impact our health, but what about our health impacting our finances? Having healthy habits may not prevent unforeseeable health issues, but they can definitely put the odds in your favor. But what about these habits having a compounding impact into your finances? Putting your health ahead of your job, success, and career can ensure that you will be in the proper health for the long haul whether you are at your current employer or not. Not waiting until you have an external event or health issue forcing change will ensure that you are being mindful of the legacy you are actively building. </itunes:subtitle>
      <itunes:keywords>health tips, health, personal finance, health tourism, health insurance, save money, money tips</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>403</itunes:episode>
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      <title>Does your health impact your finances? (Part 1)</title>
      <description><![CDATA[<p>We’ve often heard that our finances impact our health, but what about our health impacting our finances? Having healthy habits may not prevent unforeseeable health issues, but they can definitely put the odds in your favor. But what about these habits having a compounding impact into your finances? Putting your health ahead of your job, success, and career can ensure that you will be in the proper health for the long haul whether you are at your current employer or not. Not waiting until you have an external event or health issue forcing change will ensure that you are being mindful of the legacy you are actively building.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Tue, 21 Jun 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>We’ve often heard that our finances impact our health, but what about our health impacting our finances? Having healthy habits may not prevent unforeseeable health issues, but they can definitely put the odds in your favor. But what about these habits having a compounding impact into your finances? Putting your health ahead of your job, success, and career can ensure that you will be in the proper health for the long haul whether you are at your current employer or not. Not waiting until you have an external event or health issue forcing change will ensure that you are being mindful of the legacy you are actively building.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>Does your health impact your finances? (Part 1)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:55</itunes:duration>
      <itunes:summary>We’ve often heard that our finances impact our health, but what about our health impacting our finances? Having healthy habits may not prevent unforeseeable health issues, but they can definitely put the odds in your favor. But what about these habits having a compounding impact into your finances? Putting your health ahead of your job, success, and career can ensure that you will be in the proper health for the long haul whether you are at your current employer or not. Not waiting until you have an external event or health issue forcing change will ensure that you are being mindful of the legacy you are actively building. </itunes:summary>
      <itunes:subtitle>We’ve often heard that our finances impact our health, but what about our health impacting our finances? Having healthy habits may not prevent unforeseeable health issues, but they can definitely put the odds in your favor. But what about these habits having a compounding impact into your finances? Putting your health ahead of your job, success, and career can ensure that you will be in the proper health for the long haul whether you are at your current employer or not. Not waiting until you have an external event or health issue forcing change will ensure that you are being mindful of the legacy you are actively building. </itunes:subtitle>
      <itunes:keywords>health finance, health bills, finance, personal finance, health insurance, money tips</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>402</itunes:episode>
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      <title>What&apos;s the purpose of education?</title>
      <description><![CDATA[<p>Education is a necessary process in life, whether formalized or self-taught. Financial education is no different. Asking questions like where have you learned your personal financial management habits from? Are those habits healthy and have you tested those habits as to whether they truly work for the life you want to live? Asking yourself a few simple questions around your personal finances can make all the difference. Your past performance or knowledge around your personal finances does not need to define your decisions today and the new direction you choose to take. So I decide to continually be a student, always learning and see what opportunities and possibilities it opens up.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Mon, 20 Jun 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Education is a necessary process in life, whether formalized or self-taught. Financial education is no different. Asking questions like where have you learned your personal financial management habits from? Are those habits healthy and have you tested those habits as to whether they truly work for the life you want to live? Asking yourself a few simple questions around your personal finances can make all the difference. Your past performance or knowledge around your personal finances does not need to define your decisions today and the new direction you choose to take. So I decide to continually be a student, always learning and see what opportunities and possibilities it opens up.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>What&apos;s the purpose of education?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:34</itunes:duration>
      <itunes:summary>Education is a necessary process in life, whether formalized or self-taught. Financial education is no different. Asking questions like where have you learned your personal financial management habits from? Are those habits healthy and have you tested those habits as to whether they truly work for the life you want to live? Asking yourself a few simple questions around your personal finances can make all the difference. Your past performance or knowledge around your personal finances does not need to define your decisions today and the new direction you choose to take. So I decide to continually be a student, always learning and see what opportunities and possibilities it opens up. </itunes:summary>
      <itunes:subtitle>Education is a necessary process in life, whether formalized or self-taught. Financial education is no different. Asking questions like where have you learned your personal financial management habits from? Are those habits healthy and have you tested those habits as to whether they truly work for the life you want to live? Asking yourself a few simple questions around your personal finances can make all the difference. Your past performance or knowledge around your personal finances does not need to define your decisions today and the new direction you choose to take. So I decide to continually be a student, always learning and see what opportunities and possibilities it opens up. </itunes:subtitle>
      <itunes:keywords>education, college, is college worth it, university, adult education, learning, should you go to college, should i go to college</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>401</itunes:episode>
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      <title>Review of Lifestyle</title>
      <description><![CDATA[<p>Looking at an overview of the topic of lifestyle from a standpoint of building out a vision, backing-out the steps, and seeing whether or not what you want from life aligns with how you currently live life. This all starts with figuring out where you are at from a standpoint of what or who surrounds you. This won’t happen without having a compelling why. So taking a serious look at where you are at and the decisions you have made that have led you to this point in life will ensure that you are making decisions intentionally going forward. You cannot pursue what you have not defined, so find out your why and make the pivot today. <br /> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Fri, 17 Jun 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Looking at an overview of the topic of lifestyle from a standpoint of building out a vision, backing-out the steps, and seeing whether or not what you want from life aligns with how you currently live life. This all starts with figuring out where you are at from a standpoint of what or who surrounds you. This won’t happen without having a compelling why. So taking a serious look at where you are at and the decisions you have made that have led you to this point in life will ensure that you are making decisions intentionally going forward. You cannot pursue what you have not defined, so find out your why and make the pivot today. <br /> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>Review of Lifestyle</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:36</itunes:duration>
      <itunes:summary>Looking at an overview of the topic of lifestyle from a standpoint of building out a vision, backing-out the steps, and seeing whether or not what you want from life aligns with how you currently live life. This all starts with figuring out where you are at from a standpoint of what or who surrounds you. This won’t happen without having a compelling why. So taking a serious look at where you are at and the decisions you have made that have led you to this point in life will ensure that you are making decisions intentionally going forward. You cannot pursue what you have not defined, so find out your why and make the pivot today.
</itunes:summary>
      <itunes:subtitle>Looking at an overview of the topic of lifestyle from a standpoint of building out a vision, backing-out the steps, and seeing whether or not what you want from life aligns with how you currently live life. This all starts with figuring out where you are at from a standpoint of what or who surrounds you. This won’t happen without having a compelling why. So taking a serious look at where you are at and the decisions you have made that have led you to this point in life will ensure that you are making decisions intentionally going forward. You cannot pursue what you have not defined, so find out your why and make the pivot today.
</itunes:subtitle>
      <itunes:keywords>van life, tiny living, career hack, life, lifestyle, life hack</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>394</itunes:episode>
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    <item>
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      <title>So what do all of these movements have in common?</title>
      <description><![CDATA[<p>Looking specifically at the Minimalism and Minimalist Finances, FIRE, Tidying Up, Tiny House, Van Life, and Financial Minimalism movements, what did you learn? Each of these movements are counter cultural, but all are seeking margin without defining it as such. Building margin into your personal finances from a three-prong standpoint of audit, automate, and augment is critical in seeking any one of these lifestyles. No matter which movement you most-closely relate to, figuring out how to start by applying principles around building margin for what matters most to you will be beneficial in your journey. <br /> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Thu, 16 Jun 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Looking specifically at the Minimalism and Minimalist Finances, FIRE, Tidying Up, Tiny House, Van Life, and Financial Minimalism movements, what did you learn? Each of these movements are counter cultural, but all are seeking margin without defining it as such. Building margin into your personal finances from a three-prong standpoint of audit, automate, and augment is critical in seeking any one of these lifestyles. No matter which movement you most-closely relate to, figuring out how to start by applying principles around building margin for what matters most to you will be beneficial in your journey. <br /> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>So what do all of these movements have in common?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:06:12</itunes:duration>
      <itunes:summary>Looking specifically at the Minimalism and Minimalist Finances, FIRE, Tidying Up, Tiny House, Van Life, and Financial Minimalism movements, what did you learn? Each of these movements are counter cultural, but all are seeking margin without defining it as such. Building margin into your personal finances from a three-prong standpoint of audit, automate, and augment is critical in seeking any one of these lifestyles. No matter which movement you most-closely relate to, figuring out how to start by applying principles around building margin for what matters most to you will be beneficial in your journey. 
</itunes:summary>
      <itunes:subtitle>Looking specifically at the Minimalism and Minimalist Finances, FIRE, Tidying Up, Tiny House, Van Life, and Financial Minimalism movements, what did you learn? Each of these movements are counter cultural, but all are seeking margin without defining it as such. Building margin into your personal finances from a three-prong standpoint of audit, automate, and augment is critical in seeking any one of these lifestyles. No matter which movement you most-closely relate to, figuring out how to start by applying principles around building margin for what matters most to you will be beneficial in your journey. 
</itunes:subtitle>
      <itunes:keywords>fire movement, van life, minimalist movement, tiny living, essentialism, life hack, retire by 30</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>393</itunes:episode>
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      <title>My thoughts on Essentialism</title>
      <description><![CDATA[<p>Looking at essentialism from a standpoint of what is most-important and by default essential to you, will ensure you are not making little progress in a lot of different directions while missing the focus you need to make massive progress through focus. Figuring out how you need to go about refocusing through delegating, scaling-back, or remove entirely will ensure you are intentionally building margin. Looking at the trivial many tasks, project, or obligations otherwise to then narrow to the essential few will ensure that you live without regret. Knowing that almost nothing is truly essential, narrowing your focus will ensure that your time is spent on what is. However, in order to have focus, we have to be able to escape to focus. This focus enables a clear mind so that you are intentional about building in routines for what you commit to.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Wed, 15 Jun 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Looking at essentialism from a standpoint of what is most-important and by default essential to you, will ensure you are not making little progress in a lot of different directions while missing the focus you need to make massive progress through focus. Figuring out how you need to go about refocusing through delegating, scaling-back, or remove entirely will ensure you are intentionally building margin. Looking at the trivial many tasks, project, or obligations otherwise to then narrow to the essential few will ensure that you live without regret. Knowing that almost nothing is truly essential, narrowing your focus will ensure that your time is spent on what is. However, in order to have focus, we have to be able to escape to focus. This focus enables a clear mind so that you are intentional about building in routines for what you commit to.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>My thoughts on Essentialism</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:13:44</itunes:duration>
      <itunes:summary>Looking at essentialism from a standpoint of what is most-important and by default essential to you, will ensure you are not making little progress in a lot of different directions while missing the focus you need to make massive progress through focus. Figuring out how you need to go about refocusing through delegating, scaling-back, or remove entirely will ensure you are intentionally building margin. Looking at the trivial many tasks, project, or obligations otherwise to then narrow to the essential few will ensure that you live without regret. Knowing that almost nothing is truly essential, narrowing your focus will ensure that your time is spent on what is. However, in order to have focus, we have to be able to escape to focus. This focus enables a clear mind so that you are intentional about building in routines for what you commit to.</itunes:summary>
      <itunes:subtitle>Looking at essentialism from a standpoint of what is most-important and by default essential to you, will ensure you are not making little progress in a lot of different directions while missing the focus you need to make massive progress through focus. Figuring out how you need to go about refocusing through delegating, scaling-back, or remove entirely will ensure you are intentionally building margin. Looking at the trivial many tasks, project, or obligations otherwise to then narrow to the essential few will ensure that you live without regret. Knowing that almost nothing is truly essential, narrowing your focus will ensure that your time is spent on what is. However, in order to have focus, we have to be able to escape to focus. This focus enables a clear mind so that you are intentional about building in routines for what you commit to.</itunes:subtitle>
      <itunes:keywords>conflict, say no, minimalism, frugal living, essentialism, lifestyle, minimalist</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>392</itunes:episode>
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      <title>My thoughts on the Financial Minimalism movement</title>
      <description><![CDATA[<p>Financial Minimalism is a very new term that many are having a difficult time defining. Looking at this through the lens of both the defense and offense of your personal finances will help you to look at your financial picture first versus focusing on the belongings that you have. Looking at specific voices who have referred to this term, will help you determine whether you adhere to either methodologies.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Tue, 14 Jun 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Financial Minimalism is a very new term that many are having a difficult time defining. Looking at this through the lens of both the defense and offense of your personal finances will help you to look at your financial picture first versus focusing on the belongings that you have. Looking at specific voices who have referred to this term, will help you determine whether you adhere to either methodologies.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>My thoughts on the Financial Minimalism movement</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:10:27</itunes:duration>
      <itunes:summary>Financial Minimalism is a very new term that many are having a difficult time defining. Looking at this through the lens of both the defense and offense of your personal finances will help you to look at your financial picture first versus focusing on the belongings that you have. Looking at specific voices who have referred to this term, will help you determine whether you adhere to either methodologies.</itunes:summary>
      <itunes:subtitle>Financial Minimalism is a very new term that many are having a difficult time defining. Looking at this through the lens of both the defense and offense of your personal finances will help you to look at your financial picture first versus focusing on the belongings that you have. Looking at specific voices who have referred to this term, will help you determine whether you adhere to either methodologies.</itunes:subtitle>
      <itunes:keywords>fire movement, budget, minimalsit, minimalism, frugal living, essentialism, save money, money tips</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>391</itunes:episode>
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      <title>Financial Minimalism or Minimalist Finances?</title>
      <description><![CDATA[<p>People oftentimes don’t know what it ultimately means to be a minimalist and even more so what it means to apply a minimalist approach to your personal finances. While this movement has people with varying degrees of commitment to the cause, how correlated is a minimalist lifestyle to minimalist finances? Expanding this further to look at a new term called Financial Minimalism and how these terms differ. Then taking into consideration voices from each specific movement, will help clarify the approaches.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Mon, 13 Jun 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>People oftentimes don’t know what it ultimately means to be a minimalist and even more so what it means to apply a minimalist approach to your personal finances. While this movement has people with varying degrees of commitment to the cause, how correlated is a minimalist lifestyle to minimalist finances? Expanding this further to look at a new term called Financial Minimalism and how these terms differ. Then taking into consideration voices from each specific movement, will help clarify the approaches.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>Financial Minimalism or Minimalist Finances?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:48</itunes:duration>
      <itunes:summary>People oftentimes don’t know what it ultimately means to be a minimalist and even more so what it means to apply a minimalist approach to your personal finances. While this movement has people with varying degrees of commitment to the cause, how correlated is a minimalist lifestyle to minimalist finances? Expanding this further to look at a new term called Financial Minimalism and how these terms differ. Then taking into consideration voices from each specific movement, will help clarify the approaches.</itunes:summary>
      <itunes:subtitle>People oftentimes don’t know what it ultimately means to be a minimalist and even more so what it means to apply a minimalist approach to your personal finances. While this movement has people with varying degrees of commitment to the cause, how correlated is a minimalist lifestyle to minimalist finances? Expanding this further to look at a new term called Financial Minimalism and how these terms differ. Then taking into consideration voices from each specific movement, will help clarify the approaches.</itunes:subtitle>
      <itunes:keywords>finance, investing, budget, personal finance, money talk, saving money, minimalism, money tips, minimalist</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>390</itunes:episode>
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      <title>My thoughts on the Van Life movement (Part 2)</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Fri, 10 Jun 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>My thoughts on the Van Life movement (Part 2)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:48</itunes:duration>
      <itunes:summary>The Van Life movement is one that has continued to gain in popularity especially in the last decade as it has become a social media phenomenon. This lifestyle boasts the ability to retrofit large vans into living spaces to allow for minimalistic belongings and the basic necessities. There are a lot of different resources available to this community such as apps for places to park or camp, vehicle locating services, as well as builders who can spec out the vehicle you are looking to outfit. If you are considering this lifestyle, there is a lot to look at from the upfront cost, how normal conveniences of life would change, how you may provide a living, as well as the ongoing costs related to the van life. All of which we are looking to cover as an overview for this lifestyle.</itunes:summary>
      <itunes:subtitle>The Van Life movement is one that has continued to gain in popularity especially in the last decade as it has become a social media phenomenon. This lifestyle boasts the ability to retrofit large vans into living spaces to allow for minimalistic belongings and the basic necessities. There are a lot of different resources available to this community such as apps for places to park or camp, vehicle locating services, as well as builders who can spec out the vehicle you are looking to outfit. If you are considering this lifestyle, there is a lot to look at from the upfront cost, how normal conveniences of life would change, how you may provide a living, as well as the ongoing costs related to the van life. All of which we are looking to cover as an overview for this lifestyle.</itunes:subtitle>
      <itunes:keywords>tiny house, van life, tiny living, van house, van living, minimalism, minimalist</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>395</itunes:episode>
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      <title>My thoughts on the Van Life movement (Part 1)</title>
      <description><![CDATA[<p>The Van Life movement is one that has continued to gain in popularity especially in the last decade as it has become a social media phenomenon. This lifestyle boasts the ability to retrofit large vans into living spaces to allow for minimalistic belongings and the basic necessities. There are a lot of different resources available to this community such as apps for places to park or camp, vehicle locating services, as well as builders who can spec out the vehicle you are looking to outfit. If you are considering this lifestyle, there is a lot to look at from the upfront cost, how normal conveniences of life would change, how you may provide a living, as well as the ongoing costs related to the van life. All of which we are looking to cover as an overview for this lifestyle.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Thu, 9 Jun 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>The Van Life movement is one that has continued to gain in popularity especially in the last decade as it has become a social media phenomenon. This lifestyle boasts the ability to retrofit large vans into living spaces to allow for minimalistic belongings and the basic necessities. There are a lot of different resources available to this community such as apps for places to park or camp, vehicle locating services, as well as builders who can spec out the vehicle you are looking to outfit. If you are considering this lifestyle, there is a lot to look at from the upfront cost, how normal conveniences of life would change, how you may provide a living, as well as the ongoing costs related to the van life. All of which we are looking to cover as an overview for this lifestyle.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>My thoughts on the Van Life movement (Part 1)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:40</itunes:duration>
      <itunes:summary>The Van Life movement is one that has continued to gain in popularity especially in the last decade as it has become a social media phenomenon. This lifestyle boasts the ability to retrofit large vans into living spaces to allow for minimalistic belongings and the basic necessities. There are a lot of different resources available to this community such as apps for places to park or camp, vehicle locating services, as well as builders who can spec out the vehicle you are looking to outfit. If you are considering this lifestyle, there is a lot to look at from the upfront cost, how normal conveniences of life would change, how you may provide a living, as well as the ongoing costs related to the van life. All of which we are looking to cover as an overview for this lifestyle.</itunes:summary>
      <itunes:subtitle>The Van Life movement is one that has continued to gain in popularity especially in the last decade as it has become a social media phenomenon. This lifestyle boasts the ability to retrofit large vans into living spaces to allow for minimalistic belongings and the basic necessities. There are a lot of different resources available to this community such as apps for places to park or camp, vehicle locating services, as well as builders who can spec out the vehicle you are looking to outfit. If you are considering this lifestyle, there is a lot to look at from the upfront cost, how normal conveniences of life would change, how you may provide a living, as well as the ongoing costs related to the van life. All of which we are looking to cover as an overview for this lifestyle.</itunes:subtitle>
      <itunes:keywords>tiny house, van life, van living, lifestyle, travel living, minimalist</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>388</itunes:episode>
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      <title>My thoughts on the Tiny House movement</title>
      <description><![CDATA[<p>The tiny house movement has been one relatively slowly to gain momentum however, with increasing costs associated to building, home prices increasing far above wage growth, and the interest in getting out of cities to have space, these tiny homes have peaked the interest of many. Looking not only at the movement itself, but also looking at it from a lifestyle, hidden costs, and typical personal finance effects of the movement.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Wed, 8 Jun 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>The tiny house movement has been one relatively slowly to gain momentum however, with increasing costs associated to building, home prices increasing far above wage growth, and the interest in getting out of cities to have space, these tiny homes have peaked the interest of many. Looking not only at the movement itself, but also looking at it from a lifestyle, hidden costs, and typical personal finance effects of the movement.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>My thoughts on the Tiny House movement</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:15:28</itunes:duration>
      <itunes:summary>The tiny house movement has been one relatively slowly to gain momentum however, with increasing costs associated to building, home prices increasing far above wage growth, and the interest in getting out of cities to have space, these tiny homes have peaked the interest of many. Looking not only at the movement itself, but also looking at it from a lifestyle, hidden costs, and typical personal finance effects of the movement.</itunes:summary>
      <itunes:subtitle>The tiny house movement has been one relatively slowly to gain momentum however, with increasing costs associated to building, home prices increasing far above wage growth, and the interest in getting out of cities to have space, these tiny homes have peaked the interest of many. Looking not only at the movement itself, but also looking at it from a lifestyle, hidden costs, and typical personal finance effects of the movement.</itunes:subtitle>
      <itunes:keywords>tiny house, shipping container, van life, tiny living, tiny home movement</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
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      <itunes:episode>387</itunes:episode>
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      <title>My thoughts on the Tidying Up movement (Steps 6-10)</title>
      <description><![CDATA[<p>The Tidying Up movement originated by Marie Kondo who focuses on making sure your belongings inspire joy. Her unique approach to organizing your home life in order to have intentionality with what you own has caused many to rethink their lifestyles. She believes that organizing your things promotes decision-making allowing you to clear up mental space. Her approach to taking a closer look at what you own, how to store what you own, and how to best get rid of what you own when it no longer provides you with value, is especially helpful.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Tue, 7 Jun 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>The Tidying Up movement originated by Marie Kondo who focuses on making sure your belongings inspire joy. Her unique approach to organizing your home life in order to have intentionality with what you own has caused many to rethink their lifestyles. She believes that organizing your things promotes decision-making allowing you to clear up mental space. Her approach to taking a closer look at what you own, how to store what you own, and how to best get rid of what you own when it no longer provides you with value, is especially helpful.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>My thoughts on the Tidying Up movement (Steps 6-10)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:11:48</itunes:duration>
      <itunes:summary>The Tidying Up movement originated by Marie Kondo who focuses on making sure your belongings inspire joy. Her unique approach to organizing your home life in order to have intentionality with what you own has caused many to rethink their lifestyles. She believes that organizing your things promotes decision-making allowing you to clear up mental space. Her approach to taking a closer look at what you own, how to store what you own, and how to best get rid of what you own when it no longer provides you with value, is especially helpful. </itunes:summary>
      <itunes:subtitle>The Tidying Up movement originated by Marie Kondo who focuses on making sure your belongings inspire joy. Her unique approach to organizing your home life in order to have intentionality with what you own has caused many to rethink their lifestyles. She believes that organizing your things promotes decision-making allowing you to clear up mental space. Her approach to taking a closer look at what you own, how to store what you own, and how to best get rid of what you own when it no longer provides you with value, is especially helpful. </itunes:subtitle>
      <itunes:keywords>retire early, tidying up movement, van life, minimalist movement, tiny living, tiny van</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
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      <itunes:episode>386</itunes:episode>
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      <title>My thoughts on the Tidying Up movement (Steps 1-5)</title>
      <description><![CDATA[<p>The Tidying Up movement originated by Marie Kondo who focuses on making sure your belongings inspire joy. Her unique approach to organizing your home life in order to have intentionality with what you own has caused many to rethink their lifestyles. She believes that organizing your things promotes decision-making allowing you to clear up mental space. Her approach to taking a closer look at what you own, how to store what you own, and how to best get rid of what you own when it no longer provides you with value, is especially helpful. <br /> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Mon, 6 Jun 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>The Tidying Up movement originated by Marie Kondo who focuses on making sure your belongings inspire joy. Her unique approach to organizing your home life in order to have intentionality with what you own has caused many to rethink their lifestyles. She believes that organizing your things promotes decision-making allowing you to clear up mental space. Her approach to taking a closer look at what you own, how to store what you own, and how to best get rid of what you own when it no longer provides you with value, is especially helpful. <br /> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>My thoughts on the Tidying Up movement (Steps 1-5)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:10:16</itunes:duration>
      <itunes:summary>The Tidying Up movement originated by Marie Kondo who focuses on making sure your belongings inspire joy. Her unique approach to organizing your home life in order to have intentionality with what you own has caused many to rethink their lifestyles. She believes that organizing your things promotes decision-making allowing you to clear up mental space. Her approach to taking a closer look at what you own, how to store what you own, and how to best get rid of what you own when it no longer provides you with value, is especially helpful. 
</itunes:summary>
      <itunes:subtitle>The Tidying Up movement originated by Marie Kondo who focuses on making sure your belongings inspire joy. Her unique approach to organizing your home life in order to have intentionality with what you own has caused many to rethink their lifestyles. She believes that organizing your things promotes decision-making allowing you to clear up mental space. Her approach to taking a closer look at what you own, how to store what you own, and how to best get rid of what you own when it no longer provides you with value, is especially helpful. 
</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>385</itunes:episode>
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      <title>My thoughts on the Tidying Up movement (Overview)</title>
      <description><![CDATA[<p>The Tidying Up movement originated by Marie Kondo who focuses on making sure your belongings inspire joy. Her unique approach to organizing your home life in order to have intentionality with what you own has caused many to rethink their lifestyles. She believes that organizing your things promotes decision-making allowing you to clear up mental space. Her approach to taking a closer look at what you own, how to store what you own, and how to best get rid of what you own when it no longer provides you with value, is especially helpful. <br /> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Fri, 3 Jun 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>The Tidying Up movement originated by Marie Kondo who focuses on making sure your belongings inspire joy. Her unique approach to organizing your home life in order to have intentionality with what you own has caused many to rethink their lifestyles. She believes that organizing your things promotes decision-making allowing you to clear up mental space. Her approach to taking a closer look at what you own, how to store what you own, and how to best get rid of what you own when it no longer provides you with value, is especially helpful. <br /> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>My thoughts on the Tidying Up movement (Overview)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:10:42</itunes:duration>
      <itunes:summary>The Tidying Up movement originated by Marie Kondo who focuses on making sure your belongings inspire joy. Her unique approach to organizing your home life in order to have intentionality with what you own has caused many to rethink their lifestyles. She believes that organizing your things promotes decision-making allowing you to clear up mental space. Her approach to taking a closer look at what you own, how to store what you own, and how to best get rid of what you own when it no longer provides you with value, is especially helpful. 
</itunes:summary>
      <itunes:subtitle>The Tidying Up movement originated by Marie Kondo who focuses on making sure your belongings inspire joy. Her unique approach to organizing your home life in order to have intentionality with what you own has caused many to rethink their lifestyles. She believes that organizing your things promotes decision-making allowing you to clear up mental space. Her approach to taking a closer look at what you own, how to store what you own, and how to best get rid of what you own when it no longer provides you with value, is especially helpful. 
</itunes:subtitle>
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      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>384</itunes:episode>
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      <title>My thoughts on the FIRE movement (Part 2)</title>
      <description><![CDATA[<p>The Financial Independence Retire Early movement otherwise known as FIRE, has gained in popularity as people have become more and more disenchanted with the rat race. Originally promoted in a book called Your Money or Your Life, further popularized by bloggers like Mr. Money Mustache, this movement has attracted people from all walks of life. Focusing on reducing spending and maximizing saving in order to be able to have a safe withdrawal rate to live off of, therefore, allowing people to fire themselves from their 9-5 and exchange it for their ideal lifestyle.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Thu, 2 Jun 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>The Financial Independence Retire Early movement otherwise known as FIRE, has gained in popularity as people have become more and more disenchanted with the rat race. Originally promoted in a book called Your Money or Your Life, further popularized by bloggers like Mr. Money Mustache, this movement has attracted people from all walks of life. Focusing on reducing spending and maximizing saving in order to be able to have a safe withdrawal rate to live off of, therefore, allowing people to fire themselves from their 9-5 and exchange it for their ideal lifestyle.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>My thoughts on the FIRE movement (Part 2)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:11:35</itunes:duration>
      <itunes:summary>The Financial Independence Retire Early movement otherwise known as FIRE, has gained in popularity as people have become more and more disenchanted with the rat race. Originally promoted in a book called Your Money or Your Life, further popularized by bloggers like Mr. Money Mustache, this movement has attracted people from all walks of life. Focusing on reducing spending and maximizing saving in order to be able to have a safe withdrawal rate to live off of, therefore, allowing people to fire themselves from their 9-5 and exchange it for their ideal lifestyle.</itunes:summary>
      <itunes:subtitle>The Financial Independence Retire Early movement otherwise known as FIRE, has gained in popularity as people have become more and more disenchanted with the rat race. Originally promoted in a book called Your Money or Your Life, further popularized by bloggers like Mr. Money Mustache, this movement has attracted people from all walks of life. Focusing on reducing spending and maximizing saving in order to be able to have a safe withdrawal rate to live off of, therefore, allowing people to fire themselves from their 9-5 and exchange it for their ideal lifestyle.</itunes:subtitle>
      <itunes:keywords>retire early, fire movement, financial independence retire early, personal finance, save money, retirement, debt free, retire by 30</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>383</itunes:episode>
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      <title>My thoughts on the FIRE movement (Part 1)</title>
      <description><![CDATA[<p>The Financial Independence Retire Early movement otherwise known as FIRE, has gained in popularity as people have become more and more disenchanted with the rat race. Originally promoted in a book called Your Money or Your Life, further popularized by bloggers like Mr. Money Mustache, this movement has attracted people from all walks of life. Focusing on reducing spending and maximizing saving in order to be able to have a safe withdrawal rate to live off of, therefore, allowing people to fire themselves from their 9-5 and exchange it for their ideal lifestyle.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Wed, 1 Jun 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>The Financial Independence Retire Early movement otherwise known as FIRE, has gained in popularity as people have become more and more disenchanted with the rat race. Originally promoted in a book called Your Money or Your Life, further popularized by bloggers like Mr. Money Mustache, this movement has attracted people from all walks of life. Focusing on reducing spending and maximizing saving in order to be able to have a safe withdrawal rate to live off of, therefore, allowing people to fire themselves from their 9-5 and exchange it for their ideal lifestyle.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>My thoughts on the FIRE movement (Part 1)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:10:46</itunes:duration>
      <itunes:summary>The Financial Independence Retire Early movement otherwise known as FIRE, has gained in popularity as people have become more and more disenchanted with the rat race. Originally promoted in a book called Your Money or Your Life, further popularized by bloggers like Mr. Money Mustache, this movement has attracted people from all walks of life. Focusing on reducing spending and maximizing saving in order to be able to have a safe withdrawal rate to live off of, therefore, allowing people to fire themselves from their 9-5 and exchange it for their ideal lifestyle.</itunes:summary>
      <itunes:subtitle>The Financial Independence Retire Early movement otherwise known as FIRE, has gained in popularity as people have become more and more disenchanted with the rat race. Originally promoted in a book called Your Money or Your Life, further popularized by bloggers like Mr. Money Mustache, this movement has attracted people from all walks of life. Focusing on reducing spending and maximizing saving in order to be able to have a safe withdrawal rate to live off of, therefore, allowing people to fire themselves from their 9-5 and exchange it for their ideal lifestyle.</itunes:subtitle>
      <itunes:keywords>retire early, young retirement, fire movement, investing, retire at 30, financial independence</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>382</itunes:episode>
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      <title>My thoughts on the Minimalism movement</title>
      <description><![CDATA[<p>Financial Minimalism is a very new term that many are having a difficult time defining. Looking at this through the lens of both the defense and offense of your personal finances will help you to look at your financial picture first versus focusing on the belongings that you have. Looking at specific voices who have referred to this term, will help you determine whether you adhere to either methodologies.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Tue, 31 May 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Financial Minimalism is a very new term that many are having a difficult time defining. Looking at this through the lens of both the defense and offense of your personal finances will help you to look at your financial picture first versus focusing on the belongings that you have. Looking at specific voices who have referred to this term, will help you determine whether you adhere to either methodologies.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>My thoughts on the Minimalism movement</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:54</itunes:duration>
      <itunes:summary>Financial Minimalism is a very new term that many are having a difficult time defining. Looking at this through the lens of both the defense and offense of your personal finances will help you to look at your financial picture first versus focusing on the belongings that you have. Looking at specific voices who have referred to this term, will help you determine whether you adhere to either methodologies.</itunes:summary>
      <itunes:subtitle>Financial Minimalism is a very new term that many are having a difficult time defining. Looking at this through the lens of both the defense and offense of your personal finances will help you to look at your financial picture first versus focusing on the belongings that you have. Looking at specific voices who have referred to this term, will help you determine whether you adhere to either methodologies.</itunes:subtitle>
      <itunes:keywords>small living, retire early, fire movement, van life, tiny living, minimalism, lifestyle, minimalist</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>400</itunes:episode>
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      <title>Choosing your lifestyle</title>
      <description><![CDATA[<p>Sometimes we don’t realize how much control we actually have over the lifestyles we live and the influences we allow. We often don’t think about how we want to live, versus how we may currently live and therefore, this can prevent us from building out the steps to get there and figuring out what then needs to change. We often carry limiting thoughts around our capabilities due to what we see possible today and don’t actually look at our own capabilities through a proper lens. It is so easy to be influenced by people or advertising that pulls us into sacrificing the life we actually want to live. Evaluating all of this against whether these decisions push you toward or lead you away from what you ultimately want will ensure you are intentionally choosing the lifestyle you’re aiming for.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Mon, 30 May 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Sometimes we don’t realize how much control we actually have over the lifestyles we live and the influences we allow. We often don’t think about how we want to live, versus how we may currently live and therefore, this can prevent us from building out the steps to get there and figuring out what then needs to change. We often carry limiting thoughts around our capabilities due to what we see possible today and don’t actually look at our own capabilities through a proper lens. It is so easy to be influenced by people or advertising that pulls us into sacrificing the life we actually want to live. Evaluating all of this against whether these decisions push you toward or lead you away from what you ultimately want will ensure you are intentionally choosing the lifestyle you’re aiming for.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>Choosing your lifestyle</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:11:57</itunes:duration>
      <itunes:summary>Sometimes we don’t realize how much control we actually have over the lifestyles we live and the influences we allow. We often don’t think about how we want to live, versus how we may currently live and therefore, this can prevent us from building out the steps to get there and figuring out what then needs to change. We often carry limiting thoughts around our capabilities due to what we see possible today and don’t actually look at our own capabilities through a proper lens. It is so easy to be influenced by people or advertising that pulls us into sacrificing the life we actually want to live. Evaluating all of this against whether these decisions push you toward or lead you away from what you ultimately want will ensure you are intentionally choosing the lifestyle you’re aiming for.</itunes:summary>
      <itunes:subtitle>Sometimes we don’t realize how much control we actually have over the lifestyles we live and the influences we allow. We often don’t think about how we want to live, versus how we may currently live and therefore, this can prevent us from building out the steps to get there and figuring out what then needs to change. We often carry limiting thoughts around our capabilities due to what we see possible today and don’t actually look at our own capabilities through a proper lens. It is so easy to be influenced by people or advertising that pulls us into sacrificing the life we actually want to live. Evaluating all of this against whether these decisions push you toward or lead you away from what you ultimately want will ensure you are intentionally choosing the lifestyle you’re aiming for.</itunes:subtitle>
      <itunes:keywords>change life, freedom, life path, live different, life, lifestyle, clothing, career path, life hack</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>399</itunes:episode>
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      <title>Lets discuss boundaries</title>
      <description><![CDATA[<p>Boundaries are absolutely necessary in life. No matter what area you look at, boundaries or parameters will need to be set to succeed. There is truly freedom within boundaries. Figuring out what you have built in your life that is worth protecting through placing boundaries on is key. Looking at the 7 F’s will help to ensure that you are setting boundaries in each aspect of life.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Fri, 27 May 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Boundaries are absolutely necessary in life. No matter what area you look at, boundaries or parameters will need to be set to succeed. There is truly freedom within boundaries. Figuring out what you have built in your life that is worth protecting through placing boundaries on is key. Looking at the 7 F’s will help to ensure that you are setting boundaries in each aspect of life.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>Lets discuss boundaries</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:29</itunes:duration>
      <itunes:summary>Boundaries are absolutely necessary in life. No matter what area you look at, boundaries or parameters will need to be set to succeed. There is truly freedom within boundaries. Figuring out what you have built in your life that is worth protecting through placing boundaries on is key. Looking at the 7 F’s will help to ensure that you are setting boundaries in each aspect of life.</itunes:summary>
      <itunes:subtitle>Boundaries are absolutely necessary in life. No matter what area you look at, boundaries or parameters will need to be set to succeed. There is truly freedom within boundaries. Figuring out what you have built in your life that is worth protecting through placing boundaries on is key. Looking at the 7 F’s will help to ensure that you are setting boundaries in each aspect of life.</itunes:subtitle>
      <itunes:keywords>business of life, workaholic, busy life, overwhelmed, workaholism, working too much, no rest, boundaries</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>398</itunes:episode>
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      <title>Separation of space for work and life?</title>
      <description><![CDATA[<p>In a society where we are over-committed, it is really difficult to set boundaries between work and homelife. It is easy to align our identities with what we do instead of our identity being rooted in who we are and choosing what we do based upon that. Using the threshold or landmark approach will ensure that you are transitioning well between work and life. Being fully-present is increasingly difficult, so these approaches will ensure that you are focused on the person, task, or project right in front of you.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Thu, 26 May 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>In a society where we are over-committed, it is really difficult to set boundaries between work and homelife. It is easy to align our identities with what we do instead of our identity being rooted in who we are and choosing what we do based upon that. Using the threshold or landmark approach will ensure that you are transitioning well between work and life. Being fully-present is increasingly difficult, so these approaches will ensure that you are focused on the person, task, or project right in front of you.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>Separation of space for work and life?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:28</itunes:duration>
      <itunes:summary>In a society where we are over-committed, it is really difficult to set boundaries between work and homelife. It is easy to align our identities with what we do instead of our identity being rooted in who we are and choosing what we do based upon that. Using the threshold or landmark approach will ensure that you are transitioning well between work and life. Being fully-present is increasingly difficult, so these approaches will ensure that you are focused on the person, task, or project right in front of you.</itunes:summary>
      <itunes:subtitle>In a society where we are over-committed, it is really difficult to set boundaries between work and homelife. It is easy to align our identities with what we do instead of our identity being rooted in who we are and choosing what we do based upon that. Using the threshold or landmark approach will ensure that you are transitioning well between work and life. Being fully-present is increasingly difficult, so these approaches will ensure that you are focused on the person, task, or project right in front of you.</itunes:subtitle>
      <itunes:keywords>job performance, work from home, job hack, career change, career hack, identity, life hack, career efficiency</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>397</itunes:episode>
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      <title>How to build Margin in getting organized!</title>
      <description><![CDATA[<p>We may be organized from a standpoint of our schedules, rhythms, routines, and the like while being disorganized in how to best store documents. Looking at this from a standpoint of how to utilize a three-prong approach to dealing with paperwork will ensure that you know when to store documents, how, and for how long. Applying this approach of audit, automate, and augment to the process will ensure that this habit is formed. It’s so easy to get overwhelmed with the process of storing documents properly, so looking at how you can store documents in order to clear up mind-space and therefore, create Margin.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Wed, 25 May 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>We may be organized from a standpoint of our schedules, rhythms, routines, and the like while being disorganized in how to best store documents. Looking at this from a standpoint of how to utilize a three-prong approach to dealing with paperwork will ensure that you know when to store documents, how, and for how long. Applying this approach of audit, automate, and augment to the process will ensure that this habit is formed. It’s so easy to get overwhelmed with the process of storing documents properly, so looking at how you can store documents in order to clear up mind-space and therefore, create Margin.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>How to build Margin in getting organized!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:12:57</itunes:duration>
      <itunes:summary>We may be organized from a standpoint of our schedules, rhythms, routines, and the like while being disorganized in how to best store documents. Looking at this from a standpoint of how to utilize a three-prong approach to dealing with paperwork will ensure that you know when to store documents, how, and for how long. Applying this approach of audit, automate, and augment to the process will ensure that this habit is formed. It’s so easy to get overwhelmed with the process of storing documents properly, so looking at how you can store documents in order to clear up mind-space and therefore, create Margin.</itunes:summary>
      <itunes:subtitle>We may be organized from a standpoint of our schedules, rhythms, routines, and the like while being disorganized in how to best store documents. Looking at this from a standpoint of how to utilize a three-prong approach to dealing with paperwork will ensure that you know when to store documents, how, and for how long. Applying this approach of audit, automate, and augment to the process will ensure that this habit is formed. It’s so easy to get overwhelmed with the process of storing documents properly, so looking at how you can store documents in order to clear up mind-space and therefore, create Margin.</itunes:subtitle>
      <itunes:keywords>organization tips, cleaning, organized, house tips, ocd, house clutter, cleaning tips</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>396</itunes:episode>
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      <title>How to upgrade your environment on a budget</title>
      <description><![CDATA[<p>It can be really difficult to know how much to spend on projects in your space, especially in a time when the cost of labor and materials is inflated. Assuming you own your home, you will want to first find out what your home is currently worth. Not only looking at its current value, but also what it will be worth post-renovation or update. Figuring out which projects add the most value to you in comparison to which will add the most-value to the next owner will be especially important. Before starting a project, setting a realistic budget, timeline, and focusing on low-cost, high impact areas you will want to base this on the length of time you plan to stay in the space. Following these simple steps will ensure that you do not over improve a space or make it too specific to your taste.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Tue, 24 May 2022 14:35:25 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>It can be really difficult to know how much to spend on projects in your space, especially in a time when the cost of labor and materials is inflated. Assuming you own your home, you will want to first find out what your home is currently worth. Not only looking at its current value, but also what it will be worth post-renovation or update. Figuring out which projects add the most value to you in comparison to which will add the most-value to the next owner will be especially important. Before starting a project, setting a realistic budget, timeline, and focusing on low-cost, high impact areas you will want to base this on the length of time you plan to stay in the space. Following these simple steps will ensure that you do not over improve a space or make it too specific to your taste.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>How to upgrade your environment on a budget</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:12:45</itunes:duration>
      <itunes:summary>It can be really difficult to know how much to spend on projects in your space, especially in a time when the cost of labor and materials is inflated. Assuming you own your home, you will want to first find out what your home is currently worth. Not only looking at its current value, but also what it will be worth post-renovation or update. Figuring out which projects add the most value to you in comparison to which will add the most-value to the next owner will be especially important. Before starting a project, setting a realistic budget, timeline, and focusing on low-cost, high impact areas you will want to base this on the length of time you plan to stay in the space. Following these simple steps will ensure that you do not over improve a space or make it too specific to your taste.</itunes:summary>
      <itunes:subtitle>It can be really difficult to know how much to spend on projects in your space, especially in a time when the cost of labor and materials is inflated. Assuming you own your home, you will want to first find out what your home is currently worth. Not only looking at its current value, but also what it will be worth post-renovation or update. Figuring out which projects add the most value to you in comparison to which will add the most-value to the next owner will be especially important. Before starting a project, setting a realistic budget, timeline, and focusing on low-cost, high impact areas you will want to base this on the length of time you plan to stay in the space. Following these simple steps will ensure that you do not over improve a space or make it too specific to your taste.</itunes:subtitle>
      <itunes:keywords>money hack, minnimalism, make money, budget, wealth, save money, lifestyle, life hack</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>381</itunes:episode>
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      <title>My 10-Step Morning Routine</title>
      <description><![CDATA[<p>Early morning routine’s are especially important for high achievers, those who want to put a dent in the earth, who want to accomplish a great deal before most wake up. Having this rhythm or lack thereof can truly shape your reality. Looking at how you can get into a good rhythm to automate what may seem trivial, the first thing in the day causes you to have a sense of accomplishment going into your day. Going through 10-steps that I follow everyday, will help you begin the process by adding at least one to start. This will help you build the routine, then you can add to it as you are ready to. This won’t happen overnight, but you will be thankful you took the time to center yourself each day.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Mon, 23 May 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Early morning routine’s are especially important for high achievers, those who want to put a dent in the earth, who want to accomplish a great deal before most wake up. Having this rhythm or lack thereof can truly shape your reality. Looking at how you can get into a good rhythm to automate what may seem trivial, the first thing in the day causes you to have a sense of accomplishment going into your day. Going through 10-steps that I follow everyday, will help you begin the process by adding at least one to start. This will help you build the routine, then you can add to it as you are ready to. This won’t happen overnight, but you will be thankful you took the time to center yourself each day.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>My 10-Step Morning Routine</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:14:59</itunes:duration>
      <itunes:summary>Early morning routine’s are especially important for high achievers, those who want to put a dent in the earth, who want to accomplish a great deal before most wake up. Having this rhythm or lack thereof can truly shape your reality. Looking at how you can get into a good rhythm to automate what may seem trivial, the first thing in the day causes you to have a sense of accomplishment going into your day. Going through 10-steps that I follow everyday, will help you begin the process by adding at least one to start. This will help you build the routine, then you can add to it as you are ready to. This won’t happen overnight, but you will be thankful you took the time to center yourself each day.</itunes:summary>
      <itunes:subtitle>Early morning routine’s are especially important for high achievers, those who want to put a dent in the earth, who want to accomplish a great deal before most wake up. Having this rhythm or lack thereof can truly shape your reality. Looking at how you can get into a good rhythm to automate what may seem trivial, the first thing in the day causes you to have a sense of accomplishment going into your day. Going through 10-steps that I follow everyday, will help you begin the process by adding at least one to start. This will help you build the routine, then you can add to it as you are ready to. This won’t happen overnight, but you will be thankful you took the time to center yourself each day.</itunes:subtitle>
      <itunes:keywords>morning routine, healthy habits, personal finance, habits, routine, lifestyle, 2022 goals, goals</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>380</itunes:episode>
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      <title>Why your environment matters?</title>
      <description><![CDATA[<p>Your environment matters and whether you look at the people surrounding you or your lifestyle at this given point in time you will see how your environment either pushes you forward or holds you back. First you need to look at your environment from a standpoint of whether it is healthy. We have seen a huge shift in population as of recently who have made the decision that their environments were not healthy and conducive to what they wanted to accomplish--and therefore, made a change. Looking at whether the space needs to change or a geographic change is in order, will help you reset to focus. <br /> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Fri, 20 May 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Your environment matters and whether you look at the people surrounding you or your lifestyle at this given point in time you will see how your environment either pushes you forward or holds you back. First you need to look at your environment from a standpoint of whether it is healthy. We have seen a huge shift in population as of recently who have made the decision that their environments were not healthy and conducive to what they wanted to accomplish--and therefore, made a change. Looking at whether the space needs to change or a geographic change is in order, will help you reset to focus. <br /> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>Why your environment matters?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:11:22</itunes:duration>
      <itunes:summary>Your environment matters and whether you look at the people surrounding you or your lifestyle at this given point in time you will see how your environment either pushes you forward or holds you back. First you need to look at your environment from a standpoint of whether it is healthy. We have seen a huge shift in population as of recently who have made the decision that their environments were not healthy and conducive to what they wanted to accomplish--and therefore, made a change. Looking at whether the space needs to change or a geographic change is in order, will help you reset to focus.
</itunes:summary>
      <itunes:subtitle>Your environment matters and whether you look at the people surrounding you or your lifestyle at this given point in time you will see how your environment either pushes you forward or holds you back. First you need to look at your environment from a standpoint of whether it is healthy. We have seen a huge shift in population as of recently who have made the decision that their environments were not healthy and conducive to what they wanted to accomplish--and therefore, made a change. Looking at whether the space needs to change or a geographic change is in order, will help you reset to focus.
</itunes:subtitle>
      <itunes:keywords>people, coworkers, healthy habits, career, lifestyle, friends, environment</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
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      <title>What are the 5 senses?</title>
      <description><![CDATA[<p>Taking a look at your environment, you cannot look at your current or future environment without looking at the 5 senses. Taking these senses to then build-in SMART goals will help add traction to immersing yourself into what you want to accomplish. Being intentional about what is around you intentionally or haphazardly will then ensure that you are not setting yourself up for failure while you are pursuing these goals. Starting with a better understanding of how you are wired from a personality standpoint will assist you in knowing how to understand what may be the pitfalls that will get in the way from having a clear focus on your goals.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Thu, 19 May 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Taking a look at your environment, you cannot look at your current or future environment without looking at the 5 senses. Taking these senses to then build-in SMART goals will help add traction to immersing yourself into what you want to accomplish. Being intentional about what is around you intentionally or haphazardly will then ensure that you are not setting yourself up for failure while you are pursuing these goals. Starting with a better understanding of how you are wired from a personality standpoint will assist you in knowing how to understand what may be the pitfalls that will get in the way from having a clear focus on your goals.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>What are the 5 senses?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:10:34</itunes:duration>
      <itunes:summary>Taking a look at your environment, you cannot look at your current or future environment without looking at the 5 senses. Taking these senses to then build-in SMART goals will help add traction to immersing yourself into what you want to accomplish. Being intentional about what is around you intentionally or haphazardly will then ensure that you are not setting yourself up for failure while you are pursuing these goals. Starting with a better understanding of how you are wired from a personality standpoint will assist you in knowing how to understand what may be the pitfalls that will get in the way from having a clear focus on your goals.</itunes:summary>
      <itunes:subtitle>Taking a look at your environment, you cannot look at your current or future environment without looking at the 5 senses. Taking these senses to then build-in SMART goals will help add traction to immersing yourself into what you want to accomplish. Being intentional about what is around you intentionally or haphazardly will then ensure that you are not setting yourself up for failure while you are pursuing these goals. Starting with a better understanding of how you are wired from a personality standpoint will assist you in knowing how to understand what may be the pitfalls that will get in the way from having a clear focus on your goals.</itunes:subtitle>
      <itunes:keywords>investing, 2022 spending plan, budget, save money, lifestyle, financial goals, goals, money tips</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
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      <itunes:episode>378</itunes:episode>
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      <title>Overview of Lifestyle</title>
      <description><![CDATA[<p>You cannot discuss personal finance without discussing the lifestyle you are living and what needs to change. Looking closer at the environment you operate in will help you determine whether it is propelling you forward or holding you back. Whether you are more inclined to look at the details or the big picture, your environment matters and you have more control over that environment than you may realize. The life you lead will feed the legacy you pass-on, so this theme will cover how to create best environment for what you aspire to be and accomplish. <br /> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Wed, 18 May 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>You cannot discuss personal finance without discussing the lifestyle you are living and what needs to change. Looking closer at the environment you operate in will help you determine whether it is propelling you forward or holding you back. Whether you are more inclined to look at the details or the big picture, your environment matters and you have more control over that environment than you may realize. The life you lead will feed the legacy you pass-on, so this theme will cover how to create best environment for what you aspire to be and accomplish. <br /> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>Overview of Lifestyle</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:49</itunes:duration>
      <itunes:summary>You cannot discuss personal finance without discussing the lifestyle you are living and what needs to change. Looking closer at the environment you operate in will help you determine whether it is propelling you forward or holding you back. Whether you are more inclined to look at the details or the big picture, your environment matters and you have more control over that environment than you may realize. The life you lead will feed the legacy you pass-on, so this theme will cover how to create best environment for what you aspire to be and accomplish.
</itunes:summary>
      <itunes:subtitle>You cannot discuss personal finance without discussing the lifestyle you are living and what needs to change. Looking closer at the environment you operate in will help you determine whether it is propelling you forward or holding you back. Whether you are more inclined to look at the details or the big picture, your environment matters and you have more control over that environment than you may realize. The life you lead will feed the legacy you pass-on, so this theme will cover how to create best environment for what you aspire to be and accomplish.
</itunes:subtitle>
      <itunes:keywords>budgeting, personal finance, life tips, lifestyle, life hack, margin, legacy, money tips</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
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      <title>8 steps to buying a vehicle with margin!</title>
      <description><![CDATA[<p>Looking back over the theme on transportation, it’s important to look at the key steps to buying a vehicle right. This is a process of buying a vehicle below its market value then selling it at market value. Looking at these 8 steps will ensure you are buying a vehicle that actually makes sense not only from a place of need or enjoyment, but also from a financial standpoint.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Tue, 17 May 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Looking back over the theme on transportation, it’s important to look at the key steps to buying a vehicle right. This is a process of buying a vehicle below its market value then selling it at market value. Looking at these 8 steps will ensure you are buying a vehicle that actually makes sense not only from a place of need or enjoyment, but also from a financial standpoint.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>8 steps to buying a vehicle with margin!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:11:40</itunes:duration>
      <itunes:summary>Looking back over the theme on transportation, it’s important to look at the key steps to buying a vehicle right. This is a process of buying a vehicle below its market value then selling it at market value. Looking at these 8 steps will ensure you are buying a vehicle that actually makes sense not only from a place of need or enjoyment, but also from a financial standpoint.</itunes:summary>
      <itunes:subtitle>Looking back over the theme on transportation, it’s important to look at the key steps to buying a vehicle right. This is a process of buying a vehicle below its market value then selling it at market value. Looking at these 8 steps will ensure you are buying a vehicle that actually makes sense not only from a place of need or enjoyment, but also from a financial standpoint.</itunes:subtitle>
      <itunes:keywords>new car, ev, vehicle, used car, buy car, electric car, tesla, purchase car, how to buy a car, car</itunes:keywords>
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      <title>How to pay-off debt driving your car!</title>
      <description><![CDATA[<p>If you are in the position where you have multiple lines of unsecured high-interest debt, you may consider utilizing your means of transportation to strategically look at how you can restructure the debt to pay it off quicker. Now, of course, if the behavior that got you stuck in debt in the first place hasn’t changed, then you will want to wait to apply one of the two options presented. This will ensure you don’t pay-off a revolving line, just to get back in the same situation again. If this is not a temptation, then looking at utilizing equity from an existing vehicle or from a future purchase ensuring you buy it right and don’t finance more than it is worth may be an option.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Mon, 16 May 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>If you are in the position where you have multiple lines of unsecured high-interest debt, you may consider utilizing your means of transportation to strategically look at how you can restructure the debt to pay it off quicker. Now, of course, if the behavior that got you stuck in debt in the first place hasn’t changed, then you will want to wait to apply one of the two options presented. This will ensure you don’t pay-off a revolving line, just to get back in the same situation again. If this is not a temptation, then looking at utilizing equity from an existing vehicle or from a future purchase ensuring you buy it right and don’t finance more than it is worth may be an option.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>How to pay-off debt driving your car!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:14:18</itunes:duration>
      <itunes:summary>If you are in the position where you have multiple lines of unsecured high-interest debt, you may consider utilizing your means of transportation to strategically look at how you can restructure the debt to pay it off quicker. Now, of course, if the behavior that got you stuck in debt in the first place hasn’t changed, then you will want to wait to apply one of the two options presented. This will ensure you don’t pay-off a revolving line, just to get back in the same situation again. If this is not a temptation, then looking at utilizing equity from an existing vehicle or from a future purchase ensuring you buy it right and don’t finance more than it is worth may be an option. </itunes:summary>
      <itunes:subtitle>If you are in the position where you have multiple lines of unsecured high-interest debt, you may consider utilizing your means of transportation to strategically look at how you can restructure the debt to pay it off quicker. Now, of course, if the behavior that got you stuck in debt in the first place hasn’t changed, then you will want to wait to apply one of the two options presented. This will ensure you don’t pay-off a revolving line, just to get back in the same situation again. If this is not a temptation, then looking at utilizing equity from an existing vehicle or from a future purchase ensuring you buy it right and don’t finance more than it is worth may be an option. </itunes:subtitle>
      <itunes:keywords>car loan, new car, best car, car hack, vehicle, used car, car flipping, car debt, car lease</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
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      <itunes:episode>375</itunes:episode>
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      <title>When to sell your car and how to price it?</title>
      <description><![CDATA[<p>Most people have an idea of wanting to get another vehicle, but don’t necessarily plan ahead to sell the vehicle when the value and demand are highest. The auto industry is fed by supply and demand. As higher supply occurs, this ends up having a greater downward pressure on prices. When demand is higher, then this will also cause an upward pressure on prices. Looking at a historical approach of how automakers have met the market at its need helps to provide a greater picture of the underlying cause of lower inventories and resulting higher prices. You may be experiencing the effects of this in either buying or selling a vehicle in this environment.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Fri, 13 May 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Most people have an idea of wanting to get another vehicle, but don’t necessarily plan ahead to sell the vehicle when the value and demand are highest. The auto industry is fed by supply and demand. As higher supply occurs, this ends up having a greater downward pressure on prices. When demand is higher, then this will also cause an upward pressure on prices. Looking at a historical approach of how automakers have met the market at its need helps to provide a greater picture of the underlying cause of lower inventories and resulting higher prices. You may be experiencing the effects of this in either buying or selling a vehicle in this environment.</p><p> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>When to sell your car and how to price it?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:13:13</itunes:duration>
      <itunes:summary>Most people have an idea of wanting to get another vehicle, but don’t necessarily plan ahead to sell the vehicle when the value and demand are highest. The auto industry is fed by supply and demand. As higher supply occurs, this ends up having a greater downward pressure on prices. When demand is higher, then this will also cause an upward pressure on prices. Looking at a historical approach of how automakers have met the market at its need helps to provide a greater picture of the underlying cause of lower inventories and resulting higher prices. You may be experiencing the effects of this in either buying or selling a vehicle in this environment.</itunes:summary>
      <itunes:subtitle>Most people have an idea of wanting to get another vehicle, but don’t necessarily plan ahead to sell the vehicle when the value and demand are highest. The auto industry is fed by supply and demand. As higher supply occurs, this ends up having a greater downward pressure on prices. When demand is higher, then this will also cause an upward pressure on prices. Looking at a historical approach of how automakers have met the market at its need helps to provide a greater picture of the underlying cause of lower inventories and resulting higher prices. You may be experiencing the effects of this in either buying or selling a vehicle in this environment.</itunes:subtitle>
      <itunes:keywords>car loan, new car, best car, car hack, vehicle, used car, electric car, car lease, car</itunes:keywords>
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      <title>How to sell your car! (Part 2)</title>
      <description><![CDATA[<p>A level of fear is instilled in most people when considering the process of selling their vehicle. Looking at how to best sell your car based on three overall aspects will help ease that fear. Gathering information related to the book and market value, then going through the process of listing your vehicle following a process of preparation, platform, and presentation.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Thu, 12 May 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>A level of fear is instilled in most people when considering the process of selling their vehicle. Looking at how to best sell your car based on three overall aspects will help ease that fear. Gathering information related to the book and market value, then going through the process of listing your vehicle following a process of preparation, platform, and presentation.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>How to sell your car! (Part 2)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:28</itunes:duration>
      <itunes:summary>A level of fear is instilled in most people when considering the process of selling their vehicle. Looking at how to best sell your car based on three overall aspects will help ease that fear. Gathering information related to the book and market value, then going through the process of listing your vehicle following a process of preparation, platform, and presentation.</itunes:summary>
      <itunes:subtitle>A level of fear is instilled in most people when considering the process of selling their vehicle. Looking at how to best sell your car based on three overall aspects will help ease that fear. Gathering information related to the book and market value, then going through the process of listing your vehicle following a process of preparation, platform, and presentation.</itunes:subtitle>
      <itunes:keywords>car loan, new car, best car, car hack, vehicle, used car, electric car, car lease, car</itunes:keywords>
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      <title>How to sell your car! (Part 1)</title>
      <description><![CDATA[<p>A level of fear is instilled in most people when considering the process of selling their vehicle. Looking at how to best sell your car based on three overall aspects will help ease that fear. Gathering information related to the book and market value, then going through the process of listing your vehicle following a process of preparation, platform, and presentation.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Wed, 11 May 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>A level of fear is instilled in most people when considering the process of selling their vehicle. Looking at how to best sell your car based on three overall aspects will help ease that fear. Gathering information related to the book and market value, then going through the process of listing your vehicle following a process of preparation, platform, and presentation.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>How to sell your car! (Part 1)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:10:15</itunes:duration>
      <itunes:summary>A level of fear is instilled in most people when considering the process of selling their vehicle. Looking at how to best sell your car based on three overall aspects will help ease that fear. Gathering information related to the book and market value, then going through the process of listing your vehicle following a process of preparation, platform, and presentation.</itunes:summary>
      <itunes:subtitle>A level of fear is instilled in most people when considering the process of selling their vehicle. Looking at how to best sell your car based on three overall aspects will help ease that fear. Gathering information related to the book and market value, then going through the process of listing your vehicle following a process of preparation, platform, and presentation.</itunes:subtitle>
      <itunes:keywords>new car, vehicle, used car, car dealership</itunes:keywords>
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      <title>Who owns your car?</title>
      <description><![CDATA[<p>Most don’t understand that you don’t own your vehicle if it’s leased or if you have a payment on a loan for that vehicle. The institution that originated the agreement holds the title as the lienholder until it is either returned in a lease or paid-in full as a loan. Looking at the costs related to a lease vs. a loan is an important step in owning a vehicle and planning for your next purchase.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p> </p>
]]></description>
      <pubDate>Tue, 10 May 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Most don’t understand that you don’t own your vehicle if it’s leased or if you have a payment on a loan for that vehicle. The institution that originated the agreement holds the title as the lienholder until it is either returned in a lease or paid-in full as a loan. Looking at the costs related to a lease vs. a loan is an important step in owning a vehicle and planning for your next purchase.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p> </p>
]]></content:encoded>
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      <itunes:title>Who owns your car?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:12:35</itunes:duration>
      <itunes:summary>Most don’t understand that you don’t own your vehicle if it’s leased or if you have a payment on a loan for that vehicle. The institution that originated the agreement holds the title as the lienholder until it is either returned in a lease or paid-in full as a loan. Looking at the costs related to a lease vs. a loan is an important step in owning a vehicle and planning for your next purchase. </itunes:summary>
      <itunes:subtitle>Most don’t understand that you don’t own your vehicle if it’s leased or if you have a payment on a loan for that vehicle. The institution that originated the agreement holds the title as the lienholder until it is either returned in a lease or paid-in full as a loan. Looking at the costs related to a lease vs. a loan is an important step in owning a vehicle and planning for your next purchase. </itunes:subtitle>
      <itunes:keywords>car loan, new car, car hack, vehicle, used car, car flipping, car purchase, car lease, car</itunes:keywords>
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      <title>What type of auto insurance is needed?</title>
      <description><![CDATA[<p>Anyone who has owned a vehicle has had to set up an insurance policy for their vehicle. Shopping rates against any requirements your bank may have can be done either individually or through the use of a fiduciary. This will ensure you have the right coverage for the insurance needs you have. Looking at how to calculate the difference between the risk of having just liability-only insurance vs. comprehensive will help you to make an informed decision. Whether you choose one or the other is less important than you making sure that you have a current policy on your vehicle.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Mon, 9 May 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Anyone who has owned a vehicle has had to set up an insurance policy for their vehicle. Shopping rates against any requirements your bank may have can be done either individually or through the use of a fiduciary. This will ensure you have the right coverage for the insurance needs you have. Looking at how to calculate the difference between the risk of having just liability-only insurance vs. comprehensive will help you to make an informed decision. Whether you choose one or the other is less important than you making sure that you have a current policy on your vehicle.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>What type of auto insurance is needed?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:11:58</itunes:duration>
      <itunes:summary>Anyone who has owned a vehicle has had to set up an insurance policy for their vehicle. Shopping rates against any requirements your bank may have can be done either individually or through the use of a fiduciary. This will ensure you have the right coverage for the insurance needs you have. Looking at how to calculate the difference between the risk of having just liability-only insurance vs. comprehensive will help you to make an informed decision. Whether you choose one or the other is less important than you making sure that you have a current policy on your vehicle.
</itunes:summary>
      <itunes:subtitle>Anyone who has owned a vehicle has had to set up an insurance policy for their vehicle. Shopping rates against any requirements your bank may have can be done either individually or through the use of a fiduciary. This will ensure you have the right coverage for the insurance needs you have. Looking at how to calculate the difference between the risk of having just liability-only insurance vs. comprehensive will help you to make an informed decision. Whether you choose one or the other is less important than you making sure that you have a current policy on your vehicle.
</itunes:subtitle>
      <itunes:keywords>new car, motorcycle insurance, auto insurance, car hack, vehicle, used car, best car insurance, car insurance, car</itunes:keywords>
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      <itunes:episode>370</itunes:episode>
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      <title>How to buy your car right? (Part 2)</title>
      <description><![CDATA[<p>Most people don’t buy their cars with margin in mind. This means that they are financing cars that depreciate faster than they can pay-off the vehicle, therefore leaving them trapped. Looking at three components to help you in the process to be sure that you are buying a car with margin will help you sort through the challenging landscape of what to initially sort through.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Fri, 6 May 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Most people don’t buy their cars with margin in mind. This means that they are financing cars that depreciate faster than they can pay-off the vehicle, therefore leaving them trapped. Looking at three components to help you in the process to be sure that you are buying a car with margin will help you sort through the challenging landscape of what to initially sort through.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>How to buy your car right? (Part 2)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:12:17</itunes:duration>
      <itunes:summary>Most people don’t buy their cars with margin in mind. This means that they are financing cars that depreciate faster than they can pay-off the vehicle, therefore leaving them trapped. Looking at three components to help you in the process to be sure that you are buying a car with margin will help you sort through the challenging landscape of what to initially sort through.</itunes:summary>
      <itunes:subtitle>Most people don’t buy their cars with margin in mind. This means that they are financing cars that depreciate faster than they can pay-off the vehicle, therefore leaving them trapped. Looking at three components to help you in the process to be sure that you are buying a car with margin will help you sort through the challenging landscape of what to initially sort through.</itunes:subtitle>
      <itunes:keywords>car tips, new car, best car, car hack, vehicle, used car, electric car, gas prices, car insurance, car</itunes:keywords>
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      <title>How to buy your car right? (Part 1)</title>
      <description><![CDATA[<p>Most people don’t buy their cars with margin in mind. This means that they are financing cars that depreciate faster than they can pay-off the vehicle, therefore leaving them trapped. Looking at three components to help you in the process to be sure that you are buying a car with margin will help you sort through the challenging landscape of what to initially sort through.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Thu, 5 May 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Most people don’t buy their cars with margin in mind. This means that they are financing cars that depreciate faster than they can pay-off the vehicle, therefore leaving them trapped. Looking at three components to help you in the process to be sure that you are buying a car with margin will help you sort through the challenging landscape of what to initially sort through.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>How to buy your car right? (Part 1)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:11:01</itunes:duration>
      <itunes:summary>Most people don’t buy their cars with margin in mind. This means that they are financing cars that depreciate faster than they can pay-off the vehicle, therefore leaving them trapped. Looking at three components to help you in the process to be sure that you are buying a car with margin will help you sort through the challenging landscape of what to initially sort through.</itunes:summary>
      <itunes:subtitle>Most people don’t buy their cars with margin in mind. This means that they are financing cars that depreciate faster than they can pay-off the vehicle, therefore leaving them trapped. Looking at three components to help you in the process to be sure that you are buying a car with margin will help you sort through the challenging landscape of what to initially sort through.</itunes:subtitle>
      <itunes:keywords>transportation, car loan, new car, vehicle, used car, electric car, gas prices, buying a car, car</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
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      <title>How much to pay for a car based on my stage of life?</title>
      <description><![CDATA[<p>Knowing how much car you can realistically and responsibly afford is critical when it comes to you making that purchase. Typically people only look at the initial cost or the car payment, but don’t factor what may seem to be hidden costs of owning a vehicle. Looking at five key aspects that you may not be considering when looking to purchase your next car will help you to choose wisely.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Wed, 4 May 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Knowing how much car you can realistically and responsibly afford is critical when it comes to you making that purchase. Typically people only look at the initial cost or the car payment, but don’t factor what may seem to be hidden costs of owning a vehicle. Looking at five key aspects that you may not be considering when looking to purchase your next car will help you to choose wisely.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>How much to pay for a car based on my stage of life?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:10:33</itunes:duration>
      <itunes:summary>Knowing how much car you can realistically and responsibly afford is critical when it comes to you making that purchase. Typically people only look at the initial cost or the car payment, but don’t factor what may seem to be hidden costs of owning a vehicle. Looking at five key aspects that you may not be considering when looking to purchase your next car will help you to choose wisely.</itunes:summary>
      <itunes:subtitle>Knowing how much car you can realistically and responsibly afford is critical when it comes to you making that purchase. Typically people only look at the initial cost or the car payment, but don’t factor what may seem to be hidden costs of owning a vehicle. Looking at five key aspects that you may not be considering when looking to purchase your next car will help you to choose wisely.</itunes:subtitle>
      <itunes:keywords>suv, new cars, vehicle, used car, electric car, car insurance, electric vehicle, cars</itunes:keywords>
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      <title>When to fix and when to ditch?</title>
      <description><![CDATA[<p>It can oftentimes be difficult to separate logic from emotion when figuring out whether to keep your car. The historical sunk cost can often derail people in how to evaluate what’s considered the second largest purchase that most people make. Looking at whether to continue putting money into your car or cut your losses can be accomplished by looking at seven key questions.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Tue, 3 May 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>It can oftentimes be difficult to separate logic from emotion when figuring out whether to keep your car. The historical sunk cost can often derail people in how to evaluate what’s considered the second largest purchase that most people make. Looking at whether to continue putting money into your car or cut your losses can be accomplished by looking at seven key questions.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>When to fix and when to ditch?</itunes:title>
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      <itunes:duration>00:13:02</itunes:duration>
      <itunes:summary>It can oftentimes be difficult to separate logic from emotion when figuring out whether to keep your car. The historical sunk cost can often derail people in how to evaluate what’s considered the second largest purchase that most people make. Looking at whether to continue putting money into your car or cut your losses can be accomplished by looking at seven key questions.</itunes:summary>
      <itunes:subtitle>It can oftentimes be difficult to separate logic from emotion when figuring out whether to keep your car. The historical sunk cost can often derail people in how to evaluate what’s considered the second largest purchase that most people make. Looking at whether to continue putting money into your car or cut your losses can be accomplished by looking at seven key questions.</itunes:subtitle>
      <itunes:keywords>car loan, car tips, new car, best car, car hack, vehicle, used car, car flipping, car insurance, cars</itunes:keywords>
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      <title>Should you buy an extended warranty?</title>
      <description><![CDATA[<p>Buying an extended warranty can bring about a great deal of piece of mind, but is this just simply a false sense of security? Looking at the basic bumper-to-bumper and powertrain warranties and comparing that to the amount of time you plan to keep the vehicle and the amount of use during that period of time will help determine this. Being that extended warranties are typically purchased to mitigate fear, figuring out how to prevent or reverse unnecessary fear will be important. Making sure that you are purchasing a well-researched vehicle, that you are aware of the commonly faulty items, then being able to curb unnecessary fear of major components failing. Looking into how to estimate your actual exposure for needing an extended warranty will be helpful in making the decision that’s right for you. <br /> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Mon, 2 May 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Buying an extended warranty can bring about a great deal of piece of mind, but is this just simply a false sense of security? Looking at the basic bumper-to-bumper and powertrain warranties and comparing that to the amount of time you plan to keep the vehicle and the amount of use during that period of time will help determine this. Being that extended warranties are typically purchased to mitigate fear, figuring out how to prevent or reverse unnecessary fear will be important. Making sure that you are purchasing a well-researched vehicle, that you are aware of the commonly faulty items, then being able to curb unnecessary fear of major components failing. Looking into how to estimate your actual exposure for needing an extended warranty will be helpful in making the decision that’s right for you. <br /> </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>Should you buy an extended warranty?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:15:30</itunes:duration>
      <itunes:summary>Buying an extended warranty can bring about a great deal of piece of mind, but is this just simply a false sense of security? Looking at the basic bumper-to-bumper and powertrain warranties and comparing that to the amount of time you plan to keep the vehicle and the amount of use during that period of time will help determine this. Being that extended warranties are typically purchased to mitigate fear, figuring out how to prevent or reverse unnecessary fear will be important. Making sure that you are purchasing a well-researched vehicle, that you are aware of the commonly faulty items, then being able to curb unnecessary fear of major components failing. Looking into how to estimate your actual exposure for needing an extended warranty will be helpful in making the decision that’s right for you.</itunes:summary>
      <itunes:subtitle>Buying an extended warranty can bring about a great deal of piece of mind, but is this just simply a false sense of security? Looking at the basic bumper-to-bumper and powertrain warranties and comparing that to the amount of time you plan to keep the vehicle and the amount of use during that period of time will help determine this. Being that extended warranties are typically purchased to mitigate fear, figuring out how to prevent or reverse unnecessary fear will be important. Making sure that you are purchasing a well-researched vehicle, that you are aware of the commonly faulty items, then being able to curb unnecessary fear of major components failing. Looking into how to estimate your actual exposure for needing an extended warranty will be helpful in making the decision that’s right for you.</itunes:subtitle>
      <itunes:keywords>car tips, best car, car warranty, electric car, gas prices, car insurance, cars</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>365</itunes:episode>
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      <title>What are the best car warranties?</title>
      <description><![CDATA[<p>Another component to look at when purchasing a vehicle is what both the bumper-to-bumper warranty and powertrain warranty is. A warranty can be additional peace of mind and although it is not the only consideration, it may be a strong one based on the season of life you are in. Taking a look at the top three manufacturer warranties based upon both types of warranties will help you begin the process.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Fri, 29 Apr 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Another component to look at when purchasing a vehicle is what both the bumper-to-bumper warranty and powertrain warranty is. A warranty can be additional peace of mind and although it is not the only consideration, it may be a strong one based on the season of life you are in. Taking a look at the top three manufacturer warranties based upon both types of warranties will help you begin the process.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>What are the best car warranties?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:37</itunes:duration>
      <itunes:summary>Another component to look at when purchasing a vehicle is what both the bumper-to-bumper warranty and powertrain warranty is. A warranty can be additional peace of mind and although it is not the only consideration, it may be a strong one based on the season of life you are in. Taking a look at the top three manufacturer warranties based upon both types of warranties will help you begin the process.</itunes:summary>
      <itunes:subtitle>Another component to look at when purchasing a vehicle is what both the bumper-to-bumper warranty and powertrain warranty is. A warranty can be additional peace of mind and although it is not the only consideration, it may be a strong one based on the season of life you are in. Taking a look at the top three manufacturer warranties based upon both types of warranties will help you begin the process.</itunes:subtitle>
      <itunes:keywords>car tips, new car, best car 2022, buy a car, car hack, used car, car warranty, tesla</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>364</itunes:episode>
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      <title>Free Car Services!?</title>
      <description><![CDATA[<p>Manufacturers for a number of automakers are providing free routine maintenance on their vehicles. Understanding not only how to best maintain your car but also what services are most-important in maintaining warranties are critical. Finding out if your car has a free maintenance plan that you haven’t been taking advantage of will be the first step of the process to ensure it is up-to-date and you have the records on-hand when you decide to sell it. This is also helpful if you are actively in the process of looking to purchase another vehicle. Looking at four manufacturers service plans will kickstart this research as this additional provision may influence your decision on your next vehicle.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Thu, 28 Apr 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Manufacturers for a number of automakers are providing free routine maintenance on their vehicles. Understanding not only how to best maintain your car but also what services are most-important in maintaining warranties are critical. Finding out if your car has a free maintenance plan that you haven’t been taking advantage of will be the first step of the process to ensure it is up-to-date and you have the records on-hand when you decide to sell it. This is also helpful if you are actively in the process of looking to purchase another vehicle. Looking at four manufacturers service plans will kickstart this research as this additional provision may influence your decision on your next vehicle.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>Free Car Services!?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:30</itunes:duration>
      <itunes:summary>Manufacturers for a number of automakers are providing free routine maintenance on their vehicles. Understanding not only how to best maintain your car but also what services are most-important in maintaining warranties are critical. Finding out if your car has a free maintenance plan that you haven’t been taking advantage of will be the first step of the process to ensure it is up-to-date and you have the records on-hand when you decide to sell it. This is also helpful if you are actively in the process of looking to purchase another vehicle. Looking at four manufacturers service plans will kickstart this research as this additional provision may influence your decision on your next vehicle. </itunes:summary>
      <itunes:subtitle>Manufacturers for a number of automakers are providing free routine maintenance on their vehicles. Understanding not only how to best maintain your car but also what services are most-important in maintaining warranties are critical. Finding out if your car has a free maintenance plan that you haven’t been taking advantage of will be the first step of the process to ensure it is up-to-date and you have the records on-hand when you decide to sell it. This is also helpful if you are actively in the process of looking to purchase another vehicle. Looking at four manufacturers service plans will kickstart this research as this additional provision may influence your decision on your next vehicle. </itunes:subtitle>
      <itunes:keywords>car loan, car tips, new car, car hack, used car, car services, tesla, buying a car, car</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>363</itunes:episode>
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      <title>How not to buy cars off of emotion? (Steps 4-7)</title>
      <description><![CDATA[<p>Quite possibly the most-difficult component to buying a car, is to prevent buying one off of emotion. Follow these 7-steps in finding the right car that fits your needs and wants best. This will add to your ability to be well-informed and resolute on what you are looking for when purchasing your next vehicle. </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Wed, 27 Apr 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Quite possibly the most-difficult component to buying a car, is to prevent buying one off of emotion. Follow these 7-steps in finding the right car that fits your needs and wants best. This will add to your ability to be well-informed and resolute on what you are looking for when purchasing your next vehicle. </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>How not to buy cars off of emotion? (Steps 4-7)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:02</itunes:duration>
      <itunes:summary>Quite possibly the most-difficult component to buying a car, is to prevent buying one off of emotion. Follow these 7-steps in finding the right car that fits your needs and wants best. This will add to your ability to be well-informed and resolute on what you are looking for when purchasing your next vehicle. </itunes:summary>
      <itunes:subtitle>Quite possibly the most-difficult component to buying a car, is to prevent buying one off of emotion. Follow these 7-steps in finding the right car that fits your needs and wants best. This will add to your ability to be well-informed and resolute on what you are looking for when purchasing your next vehicle. </itunes:subtitle>
      <itunes:keywords>truck, new car, car flip, car hack, vehicle, used car, buy car, electric car, tesla, cars</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>362</itunes:episode>
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      <title>How not to buy cars off of emotion? (Steps 1-3)</title>
      <description><![CDATA[<p>Quite possibly the most-difficult component to buying a car, is to prevent buying one off of emotion. Follow these 7-steps in finding the right car that fits your needs and wants best. This will add to your ability to be well-informed and resolute on what you are looking for when purchasing your next vehicle. </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Tue, 26 Apr 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Quite possibly the most-difficult component to buying a car, is to prevent buying one off of emotion. Follow these 7-steps in finding the right car that fits your needs and wants best. This will add to your ability to be well-informed and resolute on what you are looking for when purchasing your next vehicle. </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>How not to buy cars off of emotion? (Steps 1-3)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:01</itunes:duration>
      <itunes:summary>Quite possibly the most-difficult component to buying a car, is to prevent buying one off of emotion. Follow these 7-steps in finding the right car that fits your needs and wants best. This will add to your ability to be well-informed and resolute on what you are looking for when purchasing your next vehicle. </itunes:summary>
      <itunes:subtitle>Quite possibly the most-difficult component to buying a car, is to prevent buying one off of emotion. Follow these 7-steps in finding the right car that fits your needs and wants best. This will add to your ability to be well-informed and resolute on what you are looking for when purchasing your next vehicle. </itunes:subtitle>
      <itunes:keywords>top cars, best car, vehicle, buy car, car purchase, electric car, tesla, car depreciation, cars</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
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      <title>Which cars have the best depreciation?</title>
      <description><![CDATA[<p>Looking at how much your vehicle has depreciated over the time you’ve owned it may be a bit shocking, especially if that vehicle hasn’t fulfilled the purpose you thought it would. Defining the purpose is oftentimes half the battle in simplifying and streamlining your options. Utilizing resources to help identify which vehicles have the best resale value will be key to ensure you are buying from a place of being well-informed and removing options that do not fulfill your needs. </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Mon, 25 Apr 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Looking at how much your vehicle has depreciated over the time you’ve owned it may be a bit shocking, especially if that vehicle hasn’t fulfilled the purpose you thought it would. Defining the purpose is oftentimes half the battle in simplifying and streamlining your options. Utilizing resources to help identify which vehicles have the best resale value will be key to ensure you are buying from a place of being well-informed and removing options that do not fulfill your needs. </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a></p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a></p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
      <enclosure length="8959937" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/5ca94e28-b453-46cf-b668-683c32aa31e1/audio/caa69878-5372-4d49-aaed-d937bc0c5ced/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Which cars have the best depreciation?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:20</itunes:duration>
      <itunes:summary>Looking at how much your vehicle has depreciated over the time you’ve owned it may be a bit shocking, especially if that vehicle hasn’t fulfilled the purpose you thought it would. Defining the purpose is oftentimes half the battle in simplifying and streamlining your options. Utilizing resources to help identify which vehicles have the best resale value will be key to ensure you are buying from a place of being well-informed and removing options that do not fulfill your needs. </itunes:summary>
      <itunes:subtitle>Looking at how much your vehicle has depreciated over the time you’ve owned it may be a bit shocking, especially if that vehicle hasn’t fulfilled the purpose you thought it would. Defining the purpose is oftentimes half the battle in simplifying and streamlining your options. Utilizing resources to help identify which vehicles have the best resale value will be key to ensure you are buying from a place of being well-informed and removing options that do not fulfill your needs. </itunes:subtitle>
      <itunes:keywords>new car, car hack, vehicle, depreciation, used car, buy car, car lifespan, cars</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>360</itunes:episode>
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      <title>How much has my car depreciated?</title>
      <description><![CDATA[<p>Now that you have gone through the process of reviewing both the book and market value of your vehicle, the next step is understanding the difference and why it may not be worth what you thought. Depreciation is something we all experience but may not understand how it works. Following this process before buying a vehicle, will save you thousands ensuring you intentionally buy a vehicle from a place of logic instead of emotion.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Fri, 22 Apr 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Now that you have gone through the process of reviewing both the book and market value of your vehicle, the next step is understanding the difference and why it may not be worth what you thought. Depreciation is something we all experience but may not understand how it works. Following this process before buying a vehicle, will save you thousands ensuring you intentionally buy a vehicle from a place of logic instead of emotion.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
      <enclosure length="9626999" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/89bee60b-bf04-4d73-ac24-03a69b9b19f4/audio/6b86a1f9-13e1-4648-a5e6-ecb9ba376123/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>How much has my car depreciated?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:10:02</itunes:duration>
      <itunes:summary>Now that you have gone through the process of reviewing both the book and market value of your vehicle, the next step is understanding the difference and why it may not be worth what you thought. Depreciation is something we all experience but may not understand how it works. Following this process before buying a vehicle, will save you thousands ensuring you intentionally buy a vehicle from a place of logic instead of emotion.</itunes:summary>
      <itunes:subtitle>Now that you have gone through the process of reviewing both the book and market value of your vehicle, the next step is understanding the difference and why it may not be worth what you thought. Depreciation is something we all experience but may not understand how it works. Following this process before buying a vehicle, will save you thousands ensuring you intentionally buy a vehicle from a place of logic instead of emotion.</itunes:subtitle>
      <itunes:keywords>new car, car hack, vehicle, used car, car flipping, car depreciation, cars</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>359</itunes:episode>
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      <title>What is the market value of your car?</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Thu, 21 Apr 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
      <enclosure length="9932946" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/3471918a-4976-479d-884a-1d80e8d9ac71/audio/eb90c312-3522-4bfb-bca9-b7656a9f30ea/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>What is the market value of your car?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:10:21</itunes:duration>
      <itunes:summary>Once you have reviewed the book value of your vehicle, you will want to look at the market value in understanding what people are willing to pay. Taking a look at various platforms where you can search for a comparable vehicle to pinpoint the estimated value for that vehicle will give you peace of mind. Understanding then how to value your vehicle not only on year, make, and model, but also based upon modifications and personal preference will be an important next step to ensuring that you price your vehicle right.</itunes:summary>
      <itunes:subtitle>Once you have reviewed the book value of your vehicle, you will want to look at the market value in understanding what people are willing to pay. Taking a look at various platforms where you can search for a comparable vehicle to pinpoint the estimated value for that vehicle will give you peace of mind. Understanding then how to value your vehicle not only on year, make, and model, but also based upon modifications and personal preference will be an important next step to ensuring that you price your vehicle right.</itunes:subtitle>
      <itunes:keywords>finance, car tips, new car, personal finance, car hack, used car, car flipping, cars</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>358</itunes:episode>
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    <item>
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      <title>What is the book value of your car?</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Wed, 20 Apr 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
      <enclosure length="11074392" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/b6d08ba2-c24a-4bc5-a411-a42299f9fc11/audio/3efa9e54-bc95-49f5-803b-48ca3765357f/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>What is the book value of your car?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:11:33</itunes:duration>
      <itunes:summary>When you are looking at how to best value your vehicle, you will want to start with pulling its book value. Taking a look at two tools in particular that will help you accomplish this. These tools will give you a starting point to value your vehicle and provide you with an idea of where you stand from an equity standpoint whether you plan to keep the vehicle or not.</itunes:summary>
      <itunes:subtitle>When you are looking at how to best value your vehicle, you will want to start with pulling its book value. Taking a look at two tools in particular that will help you accomplish this. These tools will give you a starting point to value your vehicle and provide you with an idea of where you stand from an equity standpoint whether you plan to keep the vehicle or not.</itunes:subtitle>
      <itunes:keywords>car rental, book value, new car, flip car, car hack, used car, sell car, cars</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>357</itunes:episode>
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      <title>The American auto industry</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Tue, 19 Apr 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
      <enclosure length="12562328" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/937aa449-a23b-4605-83c2-20fad80466eb/audio/facde956-c6eb-4b1a-9507-069d3de1e039/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>The American auto industry</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:13:06</itunes:duration>
      <itunes:summary>The vehicle has been a long standing symbol of freedom for young American’s. This said, there are a number of ways to get around today causing a shift in consumer behavior. Looking at how the auto industry responds to the consumer, the industry itself, as well as how it’s affected by the overall economy shows just how interlinked the auto industry is with the American lifestyle. </itunes:summary>
      <itunes:subtitle>The vehicle has been a long standing symbol of freedom for young American’s. This said, there are a number of ways to get around today causing a shift in consumer behavior. Looking at how the auto industry responds to the consumer, the industry itself, as well as how it’s affected by the overall economy shows just how interlinked the auto industry is with the American lifestyle. </itunes:subtitle>
      <itunes:keywords>car rental, new car, car hack, used car, car flipping, car industry, car insurance, cars</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>356</itunes:episode>
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      <title>Consider THIS before buying your next vehicle</title>
      <description><![CDATA[<p>Margin Membership Sign-up: https://millennialmargin.com/learn/ How are your finances doing? Take the quiz: https://i2tvdm52vbg.typeform.com/to/YFcT68CW Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. </p>
]]></description>
      <pubDate>Mon, 18 Apr 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: https://millennialmargin.com/learn/ How are your finances doing? Take the quiz: https://i2tvdm52vbg.typeform.com/to/YFcT68CW Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. </p>
]]></content:encoded>
      <enclosure length="17334586" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/a00c4653-3171-4fe4-aee6-2c7c03684842/audio/c4082501-be47-4a5c-b001-bb4fe69f31ea/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Consider THIS before buying your next vehicle</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:18:03</itunes:duration>
      <itunes:summary>Most of us have found ourselves caught up in thinking about, researching and even making a new purchase that a neighbor, friend or even co-worker has made. Causing us to be continually discontent with what we have and therefore, always looking to level up. We can justify these purchases based on the grounds of us deserving or even needing the purchase. When encountering this peer pressure, how can we set parameters to ensure we are only making purchases that fit our specific wants and needs versus that of those around us though?</itunes:summary>
      <itunes:subtitle>Most of us have found ourselves caught up in thinking about, researching and even making a new purchase that a neighbor, friend or even co-worker has made. Causing us to be continually discontent with what we have and therefore, always looking to level up. We can justify these purchases based on the grounds of us deserving or even needing the purchase. When encountering this peer pressure, how can we set parameters to ensure we are only making purchases that fit our specific wants and needs versus that of those around us though?</itunes:subtitle>
      <itunes:keywords>new car, car flip, car hack, used car, buy car, car lease, cars</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>355</itunes:episode>
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      <title>My journey in car hacks</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqblM0S2ZuVE1OVVdxTHhIT0xteUE3YThRNTcxZ3xBQ3Jtc0ttS3puSUFmOG5fZXNYTHFfMFY2SVEtaEFhWTE4Ti1PWTMtUHZ6S0lTZWZ0RV82c1FBOVBudlAtUXk4MWhyUW1YSVdWRXQ4VjZvZUp4SDJyTy1SZnA2cEJyTDBPTWdIX0hLV1hhelVjdlNReS1QbnppOA&q=https%3A%2F%2Fmillennialmargin.com%2Flearn%2F">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqblp1WWZIU0ZNbFBsQzloTWw5bWxQSlN1T2s2QXxBQ3Jtc0ttYVpJTWttR2k3Z3p2ZmNDYUhVZmtNV1FQZW1MQWNONDV1cDBXTTgtbzlTMXU0dHVQY0I2WXBYYmRIMXNyUGNsYjNoU01YaDh1YWFuQUtJLUE2ajduS0F6SmhDanU1LW9KUktiSXRGaHB1QWxTOFBLOA&q=https%3A%2F%2Fi2tvdm52vbg.typeform.com%2Fto%2FYFcT68CW">https://i2tvdm52vbg.typeform.com/to/Y...</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbXE0aGd1LTNWLVhfVG9rQURKd0FrWDBVOEtoZ3xBQ3Jtc0tsRVIxeWk4aEhCLWhVRDhkTlVWTkc0US1RWUVndGlPaHZMYjNfQ1Z6Z0dWRnlhMTcwbV9Bd25rZWh3aUpJRDZka3hqNXpHZkMza195UzUyb2tadXlQMG9GN2lkVVVmcXpDTmdzMUpobGlGUXo1TjR5OA&q=https%3A%2F%2Fmargin.simplecast.com%2F">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Fri, 15 Apr 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqblM0S2ZuVE1OVVdxTHhIT0xteUE3YThRNTcxZ3xBQ3Jtc0ttS3puSUFmOG5fZXNYTHFfMFY2SVEtaEFhWTE4Ti1PWTMtUHZ6S0lTZWZ0RV82c1FBOVBudlAtUXk4MWhyUW1YSVdWRXQ4VjZvZUp4SDJyTy1SZnA2cEJyTDBPTWdIX0hLV1hhelVjdlNReS1QbnppOA&q=https%3A%2F%2Fmillennialmargin.com%2Flearn%2F">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqblp1WWZIU0ZNbFBsQzloTWw5bWxQSlN1T2s2QXxBQ3Jtc0ttYVpJTWttR2k3Z3p2ZmNDYUhVZmtNV1FQZW1MQWNONDV1cDBXTTgtbzlTMXU0dHVQY0I2WXBYYmRIMXNyUGNsYjNoU01YaDh1YWFuQUtJLUE2ajduS0F6SmhDanU1LW9KUktiSXRGaHB1QWxTOFBLOA&q=https%3A%2F%2Fi2tvdm52vbg.typeform.com%2Fto%2FYFcT68CW">https://i2tvdm52vbg.typeform.com/to/Y...</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbXE0aGd1LTNWLVhfVG9rQURKd0FrWDBVOEtoZ3xBQ3Jtc0tsRVIxeWk4aEhCLWhVRDhkTlVWTkc0US1RWUVndGlPaHZMYjNfQ1Z6Z0dWRnlhMTcwbV9Bd25rZWh3aUpJRDZka3hqNXpHZkMza195UzUyb2tadXlQMG9GN2lkVVVmcXpDTmdzMUpobGlGUXo1TjR5OA&q=https%3A%2F%2Fmargin.simplecast.com%2F">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
      <enclosure length="7868227" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/74630b49-0a81-4e10-99e1-065ee2f50b5f/audio/18037a06-2eaa-4418-8df9-d4ff6a1a3c0e/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>My journey in car hacks</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:12</itunes:duration>
      <itunes:summary>One of my favorite topics is transportation and leveraging that purchase to serve you well. We have all been told that cars are something you purchase and expect to plummet in value. What if I told you it doesn’t have to be that way? Looking at vehicles in a non-traditional approach to buy vehicles with purpose ensures that you are only buying a vehicle if it makes sense for your financial picture. The thought process of purchasing a vehicle always with the end in mind, will prevent you from carrying negative equity forward. In this theme we will be covering this overarching concept along with the industry as a whole.</itunes:summary>
      <itunes:subtitle>One of my favorite topics is transportation and leveraging that purchase to serve you well. We have all been told that cars are something you purchase and expect to plummet in value. What if I told you it doesn’t have to be that way? Looking at vehicles in a non-traditional approach to buy vehicles with purpose ensures that you are only buying a vehicle if it makes sense for your financial picture. The thought process of purchasing a vehicle always with the end in mind, will prevent you from carrying negative equity forward. In this theme we will be covering this overarching concept along with the industry as a whole.</itunes:subtitle>
      <itunes:keywords>car hacks, personal finance, car search, buy a car, used car, car flipping, buying a car, car credit</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>354</itunes:episode>
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      <title>Overview of income and taxes</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqblM0S2ZuVE1OVVdxTHhIT0xteUE3YThRNTcxZ3xBQ3Jtc0ttS3puSUFmOG5fZXNYTHFfMFY2SVEtaEFhWTE4Ti1PWTMtUHZ6S0lTZWZ0RV82c1FBOVBudlAtUXk4MWhyUW1YSVdWRXQ4VjZvZUp4SDJyTy1SZnA2cEJyTDBPTWdIX0hLV1hhelVjdlNReS1QbnppOA&q=https%3A%2F%2Fmillennialmargin.com%2Flearn%2F">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqblp1WWZIU0ZNbFBsQzloTWw5bWxQSlN1T2s2QXxBQ3Jtc0ttYVpJTWttR2k3Z3p2ZmNDYUhVZmtNV1FQZW1MQWNONDV1cDBXTTgtbzlTMXU0dHVQY0I2WXBYYmRIMXNyUGNsYjNoU01YaDh1YWFuQUtJLUE2ajduS0F6SmhDanU1LW9KUktiSXRGaHB1QWxTOFBLOA&q=https%3A%2F%2Fi2tvdm52vbg.typeform.com%2Fto%2FYFcT68CW">https://i2tvdm52vbg.typeform.com/to/Y...</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbXE0aGd1LTNWLVhfVG9rQURKd0FrWDBVOEtoZ3xBQ3Jtc0tsRVIxeWk4aEhCLWhVRDhkTlVWTkc0US1RWUVndGlPaHZMYjNfQ1Z6Z0dWRnlhMTcwbV9Bd25rZWh3aUpJRDZka3hqNXpHZkMza195UzUyb2tadXlQMG9GN2lkVVVmcXpDTmdzMUpobGlGUXo1TjR5OA&q=https%3A%2F%2Fmargin.simplecast.com%2F">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Thu, 14 Apr 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqblM0S2ZuVE1OVVdxTHhIT0xteUE3YThRNTcxZ3xBQ3Jtc0ttS3puSUFmOG5fZXNYTHFfMFY2SVEtaEFhWTE4Ti1PWTMtUHZ6S0lTZWZ0RV82c1FBOVBudlAtUXk4MWhyUW1YSVdWRXQ4VjZvZUp4SDJyTy1SZnA2cEJyTDBPTWdIX0hLV1hhelVjdlNReS1QbnppOA&q=https%3A%2F%2Fmillennialmargin.com%2Flearn%2F">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqblp1WWZIU0ZNbFBsQzloTWw5bWxQSlN1T2s2QXxBQ3Jtc0ttYVpJTWttR2k3Z3p2ZmNDYUhVZmtNV1FQZW1MQWNONDV1cDBXTTgtbzlTMXU0dHVQY0I2WXBYYmRIMXNyUGNsYjNoU01YaDh1YWFuQUtJLUE2ajduS0F6SmhDanU1LW9KUktiSXRGaHB1QWxTOFBLOA&q=https%3A%2F%2Fi2tvdm52vbg.typeform.com%2Fto%2FYFcT68CW">https://i2tvdm52vbg.typeform.com/to/Y...</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbXE0aGd1LTNWLVhfVG9rQURKd0FrWDBVOEtoZ3xBQ3Jtc0tsRVIxeWk4aEhCLWhVRDhkTlVWTkc0US1RWUVndGlPaHZMYjNfQ1Z6Z0dWRnlhMTcwbV9Bd25rZWh3aUpJRDZka3hqNXpHZkMza195UzUyb2tadXlQMG9GN2lkVVVmcXpDTmdzMUpobGlGUXo1TjR5OA&q=https%3A%2F%2Fmargin.simplecast.com%2F">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>Overview of income and taxes</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:12:59</itunes:duration>
      <itunes:summary>Take a look back over the theme on income in order to clearly know whether you are where you want to be. Reflecting on whether you have been living your life based on your vision, or what someone else has defined for you. More specifically looking at what industries are in-demand and how you may pivot to focus in on the field or niche that allows you to do what you are innately gifted at, passionate for, while providing an income to you, your spouse, and family. The top fields of this year are healthcare, information technology, management, finance, engineering and law. Now you may not want to pursue a career in one of these industries, but exploring where your energy is best spent based on where you want to go, will ensure you are applying these tools to build a roadmap.</itunes:summary>
      <itunes:subtitle>Take a look back over the theme on income in order to clearly know whether you are where you want to be. Reflecting on whether you have been living your life based on your vision, or what someone else has defined for you. More specifically looking at what industries are in-demand and how you may pivot to focus in on the field or niche that allows you to do what you are innately gifted at, passionate for, while providing an income to you, your spouse, and family. The top fields of this year are healthcare, information technology, management, finance, engineering and law. Now you may not want to pursue a career in one of these industries, but exploring where your energy is best spent based on where you want to go, will ensure you are applying these tools to build a roadmap.</itunes:subtitle>
      <itunes:keywords>tax loopholes, income, taxes, tax writeoff, personal finance, federal tax, tax hacks</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>353</itunes:episode>
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      <title>How many streams of income should I have?</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqblM0S2ZuVE1OVVdxTHhIT0xteUE3YThRNTcxZ3xBQ3Jtc0ttS3puSUFmOG5fZXNYTHFfMFY2SVEtaEFhWTE4Ti1PWTMtUHZ6S0lTZWZ0RV82c1FBOVBudlAtUXk4MWhyUW1YSVdWRXQ4VjZvZUp4SDJyTy1SZnA2cEJyTDBPTWdIX0hLV1hhelVjdlNReS1QbnppOA&q=https%3A%2F%2Fmillennialmargin.com%2Flearn%2F">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqblp1WWZIU0ZNbFBsQzloTWw5bWxQSlN1T2s2QXxBQ3Jtc0ttYVpJTWttR2k3Z3p2ZmNDYUhVZmtNV1FQZW1MQWNONDV1cDBXTTgtbzlTMXU0dHVQY0I2WXBYYmRIMXNyUGNsYjNoU01YaDh1YWFuQUtJLUE2ajduS0F6SmhDanU1LW9KUktiSXRGaHB1QWxTOFBLOA&q=https%3A%2F%2Fi2tvdm52vbg.typeform.com%2Fto%2FYFcT68CW">https://i2tvdm52vbg.typeform.com/to/Y...</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbXE0aGd1LTNWLVhfVG9rQURKd0FrWDBVOEtoZ3xBQ3Jtc0tsRVIxeWk4aEhCLWhVRDhkTlVWTkc0US1RWUVndGlPaHZMYjNfQ1Z6Z0dWRnlhMTcwbV9Bd25rZWh3aUpJRDZka3hqNXpHZkMza195UzUyb2tadXlQMG9GN2lkVVVmcXpDTmdzMUpobGlGUXo1TjR5OA&q=https%3A%2F%2Fmargin.simplecast.com%2F">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Wed, 13 Apr 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqblM0S2ZuVE1OVVdxTHhIT0xteUE3YThRNTcxZ3xBQ3Jtc0ttS3puSUFmOG5fZXNYTHFfMFY2SVEtaEFhWTE4Ti1PWTMtUHZ6S0lTZWZ0RV82c1FBOVBudlAtUXk4MWhyUW1YSVdWRXQ4VjZvZUp4SDJyTy1SZnA2cEJyTDBPTWdIX0hLV1hhelVjdlNReS1QbnppOA&q=https%3A%2F%2Fmillennialmargin.com%2Flearn%2F">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqblp1WWZIU0ZNbFBsQzloTWw5bWxQSlN1T2s2QXxBQ3Jtc0ttYVpJTWttR2k3Z3p2ZmNDYUhVZmtNV1FQZW1MQWNONDV1cDBXTTgtbzlTMXU0dHVQY0I2WXBYYmRIMXNyUGNsYjNoU01YaDh1YWFuQUtJLUE2ajduS0F6SmhDanU1LW9KUktiSXRGaHB1QWxTOFBLOA&q=https%3A%2F%2Fi2tvdm52vbg.typeform.com%2Fto%2FYFcT68CW">https://i2tvdm52vbg.typeform.com/to/Y...</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbXE0aGd1LTNWLVhfVG9rQURKd0FrWDBVOEtoZ3xBQ3Jtc0tsRVIxeWk4aEhCLWhVRDhkTlVWTkc0US1RWUVndGlPaHZMYjNfQ1Z6Z0dWRnlhMTcwbV9Bd25rZWh3aUpJRDZka3hqNXpHZkMza195UzUyb2tadXlQMG9GN2lkVVVmcXpDTmdzMUpobGlGUXo1TjR5OA&q=https%3A%2F%2Fmargin.simplecast.com%2F">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
      <enclosure length="10546510" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/0c65c719-1367-4a45-b87a-f7032001663d/audio/d161af41-e176-4043-9e64-0db1bc7f8af7/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>How many streams of income should I have?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:11:00</itunes:duration>
      <itunes:summary>In order to figure out how many streams of income you need, take the time to figure out what truly matters to you. Starting here will help you determine the quality of life you want to live. Are your purchases intentional in order to actually improve your quality of life, or haphazard causing you to move further away from the quality of life you want. Margin is focused-in on giving you options and options can have a tendency to breed more options. This then can lead to better decision making, whether from a career standpoint or even just simply what you spend your money on. Figuring out where you are at will be the first step. Looking at what your top priorities are, then how many streams of income you currently have, and what you need to build up to.</itunes:summary>
      <itunes:subtitle>In order to figure out how many streams of income you need, take the time to figure out what truly matters to you. Starting here will help you determine the quality of life you want to live. Are your purchases intentional in order to actually improve your quality of life, or haphazard causing you to move further away from the quality of life you want. Margin is focused-in on giving you options and options can have a tendency to breed more options. This then can lead to better decision making, whether from a career standpoint or even just simply what you spend your money on. Figuring out where you are at will be the first step. Looking at what your top priorities are, then how many streams of income you currently have, and what you need to build up to.</itunes:subtitle>
      <itunes:keywords>crypto, investing, save money fast, personal finance, streams of income, rich dad poor dad, money tips</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
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      <itunes:episode>352</itunes:episode>
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      <title>How many streams of income should I have?</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Wed, 13 Apr 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>How many streams of income should I have?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:11:00</itunes:duration>
      <itunes:summary>In order to figure out how many streams of income you need, take the time to figure out what truly matters to you. Starting here will help you determine the quality of life you want to live. Are your purchases intentional in order to actually improve your quality of life, or haphazard causing you to move further away from the quality of life you want. Margin is focused-in on giving you options and options can have a tendency to breed more options. This then can lead to better decision making, whether from a career standpoint or even just simply what you spend your money on. Figuring out where you are at will be the first step. Looking at what your top priorities are, then how many streams of income you currently have, and what you need to build up to.</itunes:summary>
      <itunes:subtitle>In order to figure out how many streams of income you need, take the time to figure out what truly matters to you. Starting here will help you determine the quality of life you want to live. Are your purchases intentional in order to actually improve your quality of life, or haphazard causing you to move further away from the quality of life you want. Margin is focused-in on giving you options and options can have a tendency to breed more options. This then can lead to better decision making, whether from a career standpoint or even just simply what you spend your money on. Figuring out where you are at will be the first step. Looking at what your top priorities are, then how many streams of income you currently have, and what you need to build up to.</itunes:subtitle>
      <itunes:keywords>investing, personal finance, save money, money tips</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>351</itunes:episode>
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    <item>
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      <title>Time to start that side-hustle?</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Tue, 12 Apr 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
      <enclosure length="9725638" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/cb0d99f1-65c2-4e74-b239-9269d88270ed/audio/1ec5e1d2-41e9-4f2b-bd42-159d1f6af0ba/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Time to start that side-hustle?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:10:08</itunes:duration>
      <itunes:summary>Have you thought about adding a side-hustle or extra job in order to expedite the process of accomplishing your goals? Well you&apos;re not alone, as so many have added additional sources of income to make ends meet. As we reviewed the three P’s, the next step is to figure out what needs to happen in order for you to move toward the career that would be most meaningful to you. In order to move into what you ultimately want to do, you most-likely need to make some changes. Figuring out whether these changes look like gaining a level of experience, education, certifications, or even contacts in the field that you want to go into will be key. Making a plan to transition well from the role you’re in to the role you want to be in will require work but an intentional side-hustle of some kind will help to expedite this process. </itunes:summary>
      <itunes:subtitle>Have you thought about adding a side-hustle or extra job in order to expedite the process of accomplishing your goals? Well you&apos;re not alone, as so many have added additional sources of income to make ends meet. As we reviewed the three P’s, the next step is to figure out what needs to happen in order for you to move toward the career that would be most meaningful to you. In order to move into what you ultimately want to do, you most-likely need to make some changes. Figuring out whether these changes look like gaining a level of experience, education, certifications, or even contacts in the field that you want to go into will be key. Making a plan to transition well from the role you’re in to the role you want to be in will require work but an intentional side-hustle of some kind will help to expedite this process. </itunes:subtitle>
      <itunes:keywords>investing, money hacks, saving money, money tips</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>350</itunes:episode>
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      <title>Taxes are filed, now what?</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Mon, 11 Apr 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>Taxes are filed, now what?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:11</itunes:duration>
      <itunes:summary>Recalibrating post-tax filing is an aspect that is often overlooked. Making sure to adjust your contributions to retirement, especially if you have a company match or a Roth IRA you are not taking advantage of. Recalibrate your budget to factor in new priorities for this tax year.
Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</itunes:summary>
      <itunes:subtitle>Recalibrating post-tax filing is an aspect that is often overlooked. Making sure to adjust your contributions to retirement, especially if you have a company match or a Roth IRA you are not taking advantage of. Recalibrate your budget to factor in new priorities for this tax year.
Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</itunes:subtitle>
      <itunes:keywords>tax loopholes, tax advice, save for taxes, taxes, tax hacks</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>349</itunes:episode>
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      <title>10 Steps to organize your taxes (Steps 6-10)</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Fri, 8 Apr 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
      <enclosure length="5235921" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/fe892e12-ecea-4f8f-846a-26cd7c66b3fb/audio/0cbb60fb-58a3-4d1e-a3ff-5736b6d5ad2a/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>10 Steps to organize your taxes (Steps 6-10)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:05:27</itunes:duration>
      <itunes:summary>More than half the battle of filing your taxes comes down to getting organized and making sure that you and/or your tax professional has the information to ensure your taxes are filed accurately and on-time. There are so many options when it comes to organizing your finances for tax preparation purposes. The system of organizing your key documents, receipts, and notes are less important than ensuring that you have a system in-place. Going through the 10 steps to help you get organized going forward will provide you with a starting point for your taxes. </itunes:summary>
      <itunes:subtitle>More than half the battle of filing your taxes comes down to getting organized and making sure that you and/or your tax professional has the information to ensure your taxes are filed accurately and on-time. There are so many options when it comes to organizing your finances for tax preparation purposes. The system of organizing your key documents, receipts, and notes are less important than ensuring that you have a system in-place. Going through the 10 steps to help you get organized going forward will provide you with a starting point for your taxes. </itunes:subtitle>
      <itunes:keywords>tax rates, taxes, personal finance, investing tips, saving money, money tips</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>348</itunes:episode>
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      <title>10 Steps to organize your taxes (Steps 1-5)</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Thu, 7 Apr 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
      <enclosure length="9639539" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/378169ec-c77e-41e5-b293-c16fefd2833d/audio/88b3efaf-9ecb-4001-9ff5-6acef118354f/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>10 Steps to organize your taxes (Steps 1-5)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:10:02</itunes:duration>
      <itunes:summary>More than half the battle of filing your taxes comes down to getting organized and making sure that you and/or your tax professional has the information to ensure your taxes are filed accurately and on-time. There are so many options when it comes to organizing your finances for tax preparation purposes. The system of organizing your key documents, receipts, and notes are less important than ensuring that you have a system in-place. Going through the 10 steps to help you get organized going forward will provide you with a starting point for your taxes. </itunes:summary>
      <itunes:subtitle>More than half the battle of filing your taxes comes down to getting organized and making sure that you and/or your tax professional has the information to ensure your taxes are filed accurately and on-time. There are so many options when it comes to organizing your finances for tax preparation purposes. The system of organizing your key documents, receipts, and notes are less important than ensuring that you have a system in-place. Going through the 10 steps to help you get organized going forward will provide you with a starting point for your taxes. </itunes:subtitle>
      <itunes:keywords>tax rates, investing, taxes, personal finance, tax loop holes, tax tips, savings, money tips</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>347</itunes:episode>
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      <title>Income Tax Rates (Part 2)</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Wed, 6 Apr 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
      <enclosure length="6224813" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/e8f3b302-3c71-41f0-9820-dcf69b04bab0/audio/881ea6bf-7350-4876-a210-ade7fc39141d/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Income Tax Rates (Part 2)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:06:29</itunes:duration>
      <itunes:summary>Looking at both the effective and marginal tax rates, you can then understand what your perspective tax looks like. Using examples of a typical household and how the tiered federal tax rate is applied as well as whether your state has a flat, tiered, or no income tax rate will be important in looking at the big picture. There are 7 states with no income tax, and 2 states with no income tax but that do have tax on dividend income and interest. Once reviewing the tax rates that will be applied, it will be important to consider what tax credits and deductions will reduce the actual tax you pay to both Federal and state. </itunes:summary>
      <itunes:subtitle>Looking at both the effective and marginal tax rates, you can then understand what your perspective tax looks like. Using examples of a typical household and how the tiered federal tax rate is applied as well as whether your state has a flat, tiered, or no income tax rate will be important in looking at the big picture. There are 7 states with no income tax, and 2 states with no income tax but that do have tax on dividend income and interest. Once reviewing the tax rates that will be applied, it will be important to consider what tax credits and deductions will reduce the actual tax you pay to both Federal and state. </itunes:subtitle>
      <itunes:keywords>income tax, tax rates, taxes, personal finance, tax loop holes, tax tips, money tips</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>346</itunes:episode>
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    <item>
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      <title>Income Tax Rates (Part 1)</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Tue, 5 Apr 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
      <enclosure length="12361707" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/3a38c0b5-2ba6-4d82-b2fb-d3fe8717bba5/audio/afa522e9-2212-48b9-8994-928e2d9666ec/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Income Tax Rates (Part 1)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:12:53</itunes:duration>
      <itunes:summary>With tax season upon us it’s important to understand how Federal income tax rates work and how they affect your income. There are 5 filing statuses with 7 different tax rates within each ranging from 10% to 37%. Going through each of the tax brackets will help you identify how you are being taxed at the federal level.</itunes:summary>
      <itunes:subtitle>With tax season upon us it’s important to understand how Federal income tax rates work and how they affect your income. There are 5 filing statuses with 7 different tax rates within each ranging from 10% to 37%. Going through each of the tax brackets will help you identify how you are being taxed at the federal level.</itunes:subtitle>
      <itunes:keywords>tax rates, tax loopholes, taxes, personal finance, tax writeoffs, money tips</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>345</itunes:episode>
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    <item>
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      <title>What are the three P&apos;s to find your provision?</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Fri, 1 Apr 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
      <enclosure length="7795502" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/5d018765-aef5-41a2-b045-fe387e05458a/audio/be92c34d-8ec1-4061-b78f-ff0bdfdf82fa/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>What are the three P&apos;s to find your provision?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:07</itunes:duration>
      <itunes:summary>Going through a theme on income there are more than ¾ of Americans who dislike their jobs. So how do you ensure that you are not yet another statistic? Looking at three key components of passion, provision, and proficiency help to make sure what you do align. This process then helps you to figure out whether a change is in order and how soon, based on it hitting a one, two, or all of these parameters.</itunes:summary>
      <itunes:subtitle>Going through a theme on income there are more than ¾ of Americans who dislike their jobs. So how do you ensure that you are not yet another statistic? Looking at three key components of passion, provision, and proficiency help to make sure what you do align. This process then helps you to figure out whether a change is in order and how soon, based on it hitting a one, two, or all of these parameters.</itunes:subtitle>
      <itunes:keywords>3 p&apos;s, budgeting, save money fast, personal finance, provision, money tips</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>344</itunes:episode>
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      <title>Financial Snapshot: What else is important to review?</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Thu, 31 Mar 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
      <enclosure length="11157147" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/a5197e8a-2975-446a-83be-54bef9d3a596/audio/686abf7f-36e9-4bd8-9da0-3e375593b473/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Financial Snapshot: What else is important to review?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:11:37</itunes:duration>
      <itunes:summary>The core Financial Snapshot has a total of six categories to evaluate, but this is not an all-encompassing list. There are additional aspects that you will want to move to once you have reviewed and shored-up the basics. These additional aspects to cover are credit, insurance, and your legacy.</itunes:summary>
      <itunes:subtitle>The core Financial Snapshot has a total of six categories to evaluate, but this is not an all-encompassing list. There are additional aspects that you will want to move to once you have reviewed and shored-up the basics. These additional aspects to cover are credit, insurance, and your legacy.</itunes:subtitle>
      <itunes:keywords>investing, save money fast, personal finance, saving money, financial snapshot, retirement, money tips</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>343</itunes:episode>
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      <title>Financial Snapshot: How to calculate your overall score?</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Wed, 30 Mar 2022 21:42:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
      <enclosure length="8518571" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/be550d76-308e-4d62-8d17-2fae25a9b549/audio/0cf9c5e6-ac3f-4d03-94ea-dff883c4f38a/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Financial Snapshot: How to calculate your overall score?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:52</itunes:duration>
      <itunes:summary>The core Financial Snapshot has a total of six categories to evaluate. Now that we have reviewed all six of these categories, it will be important to know what to do with this information. Figuring out how you rate in each category will show you which one(s) that need the most focus. The six categories were the Plan to Spend or Budget, Income, Expense, Saving, Giving, and finally Retirement. Once you have an indicator on how you’re actually doing versus how you feel you are doing, you’ll be equipped with a starting point to focus in on.</itunes:summary>
      <itunes:subtitle>The core Financial Snapshot has a total of six categories to evaluate. Now that we have reviewed all six of these categories, it will be important to know what to do with this information. Figuring out how you rate in each category will show you which one(s) that need the most focus. The six categories were the Plan to Spend or Budget, Income, Expense, Saving, Giving, and finally Retirement. Once you have an indicator on how you’re actually doing versus how you feel you are doing, you’ll be equipped with a starting point to focus in on.</itunes:subtitle>
      <itunes:keywords>crypto, investing, personal finance, saving money, financial snapshot, money tips</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>342</itunes:episode>
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      <title>Financial Snapshot: How does your retirement score?</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Tue, 29 Mar 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
      <enclosure length="5462454" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/61ce8b81-c0a6-4908-bf84-61cff8deea37/audio/d24a86c9-511e-4196-ac3d-ab35c711c8e7/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Financial Snapshot: How does your retirement score?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:05:41</itunes:duration>
      <itunes:summary>The core Financial Snapshot has a total of six categories to evaluate. We reviewed what it would look like if you were to be consistent across all categories, but this scenario will not work for most of society. You may be further on in one category while lagging in another. In order to determine where you are at, looking at each category specifically based on your level of current proficiency will help reveal which needs the most focus. Knowing how you rate on the retirement savings side of the equation will be the next step of the process. This will then be the sixth and final step in the process. Retirement is arguably one of the most important aspects of the financial snapshot. It looks at how you will be able to provide for you and your spouse after you are no longer able to work or no longer want to work. It also prepares you to leave a legacy for your loved ones.</itunes:summary>
      <itunes:subtitle>The core Financial Snapshot has a total of six categories to evaluate. We reviewed what it would look like if you were to be consistent across all categories, but this scenario will not work for most of society. You may be further on in one category while lagging in another. In order to determine where you are at, looking at each category specifically based on your level of current proficiency will help reveal which needs the most focus. Knowing how you rate on the retirement savings side of the equation will be the next step of the process. This will then be the sixth and final step in the process. Retirement is arguably one of the most important aspects of the financial snapshot. It looks at how you will be able to provide for you and your spouse after you are no longer able to work or no longer want to work. It also prepares you to leave a legacy for your loved ones.</itunes:subtitle>
      <itunes:keywords>save money fast, personal finance, saving money, retirement</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>341</itunes:episode>
    </item>
    <item>
      <guid isPermaLink="false">38363d1c-47cd-4bdb-94cc-3fb0bc990e37</guid>
      <title>Financial Snapshot: How does your giving score?</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. </p>
]]></description>
      <pubDate>Mon, 28 Mar 2022 18:07:30 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. </p>
]]></content:encoded>
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      <itunes:title>Financial Snapshot: How does your giving score?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:05:44</itunes:duration>
      <itunes:summary>The core Financial Snapshot has a total of six categories to evaluate. We reviewed what it would look like if you were to be consistent across all categories, but this scenario will not work for most of society. You may be further on in one category while lagging in another. In order to determine where you are at, looking at each category specifically based on your level of current proficiency will help reveal which needs the most focus. Building in a priority of shifting the focus from your needs and wants through giving is the next step. This will then be the fifth step in the process. Determining whether you give, how much you give, and to whom you give will allow you to align what or who is important to you with how you spend your resources.</itunes:summary>
      <itunes:subtitle>The core Financial Snapshot has a total of six categories to evaluate. We reviewed what it would look like if you were to be consistent across all categories, but this scenario will not work for most of society. You may be further on in one category while lagging in another. In order to determine where you are at, looking at each category specifically based on your level of current proficiency will help reveal which needs the most focus. Building in a priority of shifting the focus from your needs and wants through giving is the next step. This will then be the fifth step in the process. Determining whether you give, how much you give, and to whom you give will allow you to align what or who is important to you with how you spend your resources.</itunes:subtitle>
      <itunes:keywords>investing, giving, personal finance, financial snapshot, money tips</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>340</itunes:episode>
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    <item>
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      <title>Financial Snapshot: How does your savings score?</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Fri, 25 Mar 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>Financial Snapshot: How does your savings score?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:06:49</itunes:duration>
      <itunes:summary>The core Financial Snapshot has a total of six categories to evaluate. We reviewed what it would look like if you were to be consistent across all categories, but this scenario will not work for most of society. You may be further on in one category while lagging in another. In order to determine where you are at, looking at each category specifically based on your level of current proficiency will help reveal which needs the most focus. Knowing what your income is, what your expenses are, then realizing what is left over to save is the next priority. This will be the fourth step in the process. What you are able to save after your lifestyle is what contributes to turning income into wealth, so this process of building the gap between income and expenses is especially important.</itunes:summary>
      <itunes:subtitle>The core Financial Snapshot has a total of six categories to evaluate. We reviewed what it would look like if you were to be consistent across all categories, but this scenario will not work for most of society. You may be further on in one category while lagging in another. In order to determine where you are at, looking at each category specifically based on your level of current proficiency will help reveal which needs the most focus. Knowing what your income is, what your expenses are, then realizing what is left over to save is the next priority. This will be the fourth step in the process. What you are able to save after your lifestyle is what contributes to turning income into wealth, so this process of building the gap between income and expenses is especially important.</itunes:subtitle>
      <itunes:keywords>crypto, finance, saving, investing, personal finance, money, save money, money tips</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>335</itunes:episode>
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      <title>Financial Snapshot: How does your expenses score?</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Thu, 24 Mar 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>Financial Snapshot: How does your expenses score?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:19</itunes:duration>
      <itunes:summary>The core Financial Snapshot has a total of six categories to evaluate. We reviewed what it would look like if you were to be consistent across all categories, but this scenario will not work for most of society. You may be further on in one category while lagging in another. In order to determine where you are at, looking at each category specifically based on your level of current proficiency will help reveal which needs the most focus. Moving from income to focusing on expenses, you’ll be able to pull this from your Plan to Spend or Budget as well. This will be the third step in the process. Finding out whether you spend more than you make will be one of the key components that will ensure that whether you are paid according to the market or not overextending yourself.
</itunes:summary>
      <itunes:subtitle>The core Financial Snapshot has a total of six categories to evaluate. We reviewed what it would look like if you were to be consistent across all categories, but this scenario will not work for most of society. You may be further on in one category while lagging in another. In order to determine where you are at, looking at each category specifically based on your level of current proficiency will help reveal which needs the most focus. Moving from income to focusing on expenses, you’ll be able to pull this from your Plan to Spend or Budget as well. This will be the third step in the process. Finding out whether you spend more than you make will be one of the key components that will ensure that whether you are paid according to the market or not overextending yourself.
</itunes:subtitle>
      <itunes:keywords>crypto, investing, personal finance, financial snapshot, save money, expenses, money tips</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>334</itunes:episode>
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    <item>
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      <title>Financial Snapshot: How does your income score? (Part 2)</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Wed, 23 Mar 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>Financial Snapshot: How does your income score? (Part 2)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:25</itunes:duration>
      <itunes:summary>The core Financial Snapshot has a total of six categories to evaluate. We reviewed what it would look like if you were to be consistent across all categories, but this scenario will not work for most of society. You may be further on in one category while lagging in another. In order to determine where you are at, looking at each category specifically based on your level of current proficiency will help reveal which needs the most focus. Reviewing the income portion of your Plan to Spend or Budget will be the second step in the process. Finding out how your income measures up compared to the industry will then help you determine whether you are maximizing your value to the marketplace.</itunes:summary>
      <itunes:subtitle>The core Financial Snapshot has a total of six categories to evaluate. We reviewed what it would look like if you were to be consistent across all categories, but this scenario will not work for most of society. You may be further on in one category while lagging in another. In order to determine where you are at, looking at each category specifically based on your level of current proficiency will help reveal which needs the most focus. Reviewing the income portion of your Plan to Spend or Budget will be the second step in the process. Finding out how your income measures up compared to the industry will then help you determine whether you are maximizing your value to the marketplace.</itunes:subtitle>
      <itunes:keywords>financial score, investing, income, personal finance, credit score, financial snapshot, savings, money tips</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>333</itunes:episode>
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      <guid isPermaLink="false">2a702965-f319-46c9-9af9-3e80c0624618</guid>
      <title>The Recession is Coming!</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #thegreatrecession #personalfinance #economics T11</p>
]]></description>
      <pubDate>Tue, 22 Mar 2022 19:52:23 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #thegreatrecession #personalfinance #economics T11</p>
]]></content:encoded>
      <enclosure length="23665413" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/d4958fb2-199f-4bc9-9ef8-251c726c3b15/audio/af2b469b-a352-4c65-ab74-dd60feb798f8/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>The Recession is Coming!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:24:39</itunes:duration>
      <itunes:summary>Now the topic of a looming recession is thrown out pretty much every year since the last
recession in many different forms and fashions, so it’s no surprise that it is, again, in the
headlines as a topic of discussion. But how serious should we take these recession warnings?

First, let’s define what it is. You hear this fear-inducing word that makes you think of stagnant or
declining wages, layoffs, unemployment, reduced economic activity, foreclosures, to name
some. According to Webster a recession is, “the act or action of receding” but in terms of an
economy it simply means two consecutive periods (to which each period or quarter is three
months) where economic activity is reduced. When looking at the official onset of a recession,
we turn to NBER which shows the business cycle.</itunes:summary>
      <itunes:subtitle>Now the topic of a looming recession is thrown out pretty much every year since the last
recession in many different forms and fashions, so it’s no surprise that it is, again, in the
headlines as a topic of discussion. But how serious should we take these recession warnings?

First, let’s define what it is. You hear this fear-inducing word that makes you think of stagnant or
declining wages, layoffs, unemployment, reduced economic activity, foreclosures, to name
some. According to Webster a recession is, “the act or action of receding” but in terms of an
economy it simply means two consecutive periods (to which each period or quarter is three
months) where economic activity is reduced. When looking at the official onset of a recession,
we turn to NBER which shows the business cycle.</itunes:subtitle>
      <itunes:keywords>the great recession, recession, investing, personal finance, investing tips, saving money, great recession, money tips</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>339</itunes:episode>
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      <title>Financial Snapshot: How does your income score? (Part 1)</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Tue, 22 Mar 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
      <enclosure length="8638944" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/128ed6e2-47e0-44a5-b26b-beeafef54576/audio/2f202c02-2fc4-46ad-bf3a-c8ac06d7f51e/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Financial Snapshot: How does your income score? (Part 1)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:00</itunes:duration>
      <itunes:summary>The core Financial Snapshot has a total of six categories to evaluate. We reviewed what it would look like if you were to be consistent across all categories, but this scenario will not work for most of society. You may be further on in one category while lagging in another. In order to determine where you are at, looking at each category specifically based on your level of current proficiency will help reveal which needs the most focus. Reviewing the income portion of your Plan to Spend or Budget will be the second step in the process. Finding out how your income measures up compared to the industry will then help you determine whether you are maximizing your value to the marketplace.</itunes:summary>
      <itunes:subtitle>The core Financial Snapshot has a total of six categories to evaluate. We reviewed what it would look like if you were to be consistent across all categories, but this scenario will not work for most of society. You may be further on in one category while lagging in another. In order to determine where you are at, looking at each category specifically based on your level of current proficiency will help reveal which needs the most focus. Reviewing the income portion of your Plan to Spend or Budget will be the second step in the process. Finding out how your income measures up compared to the industry will then help you determine whether you are maximizing your value to the marketplace.</itunes:subtitle>
      <itunes:keywords>investing, assets, liabilities, personal finance, earn money, money tips</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>332</itunes:episode>
    </item>
    <item>
      <guid isPermaLink="false">789dc739-9559-4da7-a601-4060ba580fb1</guid>
      <title>How Great Is Your Budget?</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>The core Financial Snapshot has a total of six categories to evaluate. We reviewed what it would look like if you were to be consistent across all categories, but this scenario will not work for most of society. You may be further on in one category while lagging in another. In order to determine where you are at, looking at each category specifically based on your level of current proficiency will help reveal which needs the most focus. Getting a grip on the level that you operate by a Plan to Spend or budget will be the first step in the process. Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W14E1 #budget #personalfinance #investing</p>
]]></description>
      <pubDate>Mon, 21 Mar 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>The core Financial Snapshot has a total of six categories to evaluate. We reviewed what it would look like if you were to be consistent across all categories, but this scenario will not work for most of society. You may be further on in one category while lagging in another. In order to determine where you are at, looking at each category specifically based on your level of current proficiency will help reveal which needs the most focus. Getting a grip on the level that you operate by a Plan to Spend or budget will be the first step in the process. Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W14E1 #budget #personalfinance #investing</p>
]]></content:encoded>
      <enclosure length="7831865" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/89db8f62-9a12-44aa-8a02-00c89a656d06/audio/d2411e74-3f9a-4829-bbc5-370032196bbb/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>How Great Is Your Budget?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:09</itunes:duration>
      <itunes:summary>The core Financial Snapshot has a total of six categories to evaluate. We reviewed what it would look like if you were to be consistent across all categories, but this scenario will not work for most of society. You may be further on in one category while lagging in another. In order to determine where you are at, looking at each category specifically based on your level of current proficiency will help reveal which needs the most focus. Getting a grip on the level that you operate by a Plan to Spend or budget will be the first step in the process.</itunes:summary>
      <itunes:subtitle>The core Financial Snapshot has a total of six categories to evaluate. We reviewed what it would look like if you were to be consistent across all categories, but this scenario will not work for most of society. You may be further on in one category while lagging in another. In order to determine where you are at, looking at each category specifically based on your level of current proficiency will help reveal which needs the most focus. Getting a grip on the level that you operate by a Plan to Spend or budget will be the first step in the process.</itunes:subtitle>
      <itunes:keywords>investing, budget, personal finance, saving money, crypto budget</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>331</itunes:episode>
    </item>
    <item>
      <guid isPermaLink="false">0175a51e-2e14-4a72-b23c-37872e3d6aa2</guid>
      <title>Financial Snapshot Scoring</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Fri, 18 Mar 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
      <enclosure length="12383022" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/8126fa38-9a53-4ce2-b8e4-6eb8e596f869/audio/4f0f2975-4685-4904-9783-6295e8da9de3/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Financial Snapshot Scoring</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:12:54</itunes:duration>
      <itunes:summary>Using a matrix to get a snapshot allows you to measure your progress over time. This matrix is based on 6 columns from excellent to insufficient and 6 rows from a Plan to Spend on through retirement contributions. Being able to identify these components will enable you to expedite a solution to improving your finances.</itunes:summary>
      <itunes:subtitle>Using a matrix to get a snapshot allows you to measure your progress over time. This matrix is based on 6 columns from excellent to insufficient and 6 rows from a Plan to Spend on through retirement contributions. Being able to identify these components will enable you to expedite a solution to improving your finances.</itunes:subtitle>
      <itunes:keywords>investing, personal finance, score, financial picure, financial snapshot, savings, money tips</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>330</itunes:episode>
    </item>
    <item>
      <guid isPermaLink="false">01446cdd-eaaf-4e8c-b6d6-d656b0b7af7d</guid>
      <title>The Inescapable EV Push!</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Thu, 17 Mar 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
      <enclosure length="13966669" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/cf323973-783a-4031-b4df-99f0eb1bc50e/audio/01d344cf-3c6e-44e7-a310-1d6968ee394b/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>The Inescapable EV Push!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:14:33</itunes:duration>
      <itunes:summary>In the midst of surging gas prices, it can be tempting to look at alternative options. The immediate response may be to pick up an electric car and while that may be a great solution for some, let me explain why it’s not currently a sustainable answer for all.</itunes:summary>
      <itunes:subtitle>In the midst of surging gas prices, it can be tempting to look at alternative options. The immediate response may be to pick up an electric car and while that may be a great solution for some, let me explain why it’s not currently a sustainable answer for all.</itunes:subtitle>
      <itunes:keywords>oil price, ev, ukraine, electric car, gas prices, electric vehicle</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>338</itunes:episode>
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    <item>
      <guid isPermaLink="false">e3ef5aec-445e-4c1f-9de9-5af4aa970287</guid>
      <title>Financial Snapshot Overview</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a> </p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W13E2</p>
]]></description>
      <pubDate>Thu, 17 Mar 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a> </p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W13E2</p>
]]></content:encoded>
      <enclosure length="9967636" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/d7eec417-87ac-4a64-830b-69960cc43eb5/audio/a919edf4-9633-4ffd-a192-cb3dd3ab77fa/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Financial Snapshot Overview</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:10:23</itunes:duration>
      <itunes:summary>A financial snapshot provides a brief indicator of what needs to be focused on in improving your personal finances. Being that personal finances are personal, being able to identify what uniquely impacts your situation is key. Being able to see where you are in relation to where you want to be will allow you to align this focus to the steps taking you toward your goals. Working to pinpoint issues and make the appropriate adjustments will ensure you don’t have to back peddle to repair them.</itunes:summary>
      <itunes:subtitle>A financial snapshot provides a brief indicator of what needs to be focused on in improving your personal finances. Being that personal finances are personal, being able to identify what uniquely impacts your situation is key. Being able to see where you are in relation to where you want to be will allow you to align this focus to the steps taking you toward your goals. Working to pinpoint issues and make the appropriate adjustments will ensure you don’t have to back peddle to repair them.</itunes:subtitle>
      <itunes:keywords>crypto, investig, finance, saving, investing, personal finance, financial snapshot, money tips</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>329</itunes:episode>
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    <item>
      <guid isPermaLink="false">3c78fba8-f19a-4393-b79b-d6e12ffbb941</guid>
      <title>Financial Health Check (Net Worth)</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a> How are your finances doing?</p><p>Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Wed, 16 Mar 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a> How are your finances doing?</p><p>Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
      <enclosure length="10716619" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/368ac94a-334d-4a0a-845b-8a0b2a1a3506/audio/dbfa6e7d-463a-4c73-b9b7-e6fea63de9e1/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Financial Health Check (Net Worth)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:11:10</itunes:duration>
      <itunes:summary>Net worth is a financial indicator of your monetary standing at a given point in time. Looking at assets and liabilities to then derive your net worth will give you an indicator to track. Tracking your net worth will allow you to steadily monitor whether you are increasing the spread between what you own and what you owe. </itunes:summary>
      <itunes:subtitle>Net worth is a financial indicator of your monetary standing at a given point in time. Looking at assets and liabilities to then derive your net worth will give you an indicator to track. Tracking your net worth will allow you to steadily monitor whether you are increasing the spread between what you own and what you owe. </itunes:subtitle>
      <itunes:keywords>crypto, saving, investing, financial health check, financial health, personal finance, debt</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>328</itunes:episode>
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      <title>What Are Assets And Liabilities?</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Most everyone has assets and liabilities that they need to consider within managing their personal finances. However, most have never spent the time to really look at what assets they have related to what liabilities they have. Looking at a list of both assets and offsetting liabilities will enable you to not only understand what you own vs. what you owe, but also have more of an awareness around your financial priorities when it comes to allocating your income to pay down and off debt.  Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W13E2 #assets #liabilities #personalfinance</p>
]]></description>
      <pubDate>Tue, 15 Mar 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Most everyone has assets and liabilities that they need to consider within managing their personal finances. However, most have never spent the time to really look at what assets they have related to what liabilities they have. Looking at a list of both assets and offsetting liabilities will enable you to not only understand what you own vs. what you owe, but also have more of an awareness around your financial priorities when it comes to allocating your income to pay down and off debt.  Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W13E2 #assets #liabilities #personalfinance</p>
]]></content:encoded>
      <enclosure length="8956176" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/b6d5db0d-2754-4980-ae5c-c57486c6c861/audio/801d796a-2af6-4091-9e06-f933da847064/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>What Are Assets And Liabilities?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:20</itunes:duration>
      <itunes:summary>Most everyone has assets and liabilities that they need to consider within managing their personal finances. However, most have never spent the time to really look at what assets they have related to what liabilities they have. Looking at a list of both assets and offsetting liabilities will enable you to not only understand what you own vs. what you owe, but also have more of an awareness around your financial priorities when it comes to allocating your income to pay down and off debt.</itunes:summary>
      <itunes:subtitle>Most everyone has assets and liabilities that they need to consider within managing their personal finances. However, most have never spent the time to really look at what assets they have related to what liabilities they have. Looking at a list of both assets and offsetting liabilities will enable you to not only understand what you own vs. what you owe, but also have more of an awareness around your financial priorities when it comes to allocating your income to pay down and off debt.</itunes:subtitle>
      <itunes:keywords>investing, assets, liabilities, personal finance, money tips</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>327</itunes:episode>
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      <title>Why You Should Give!</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Giving in a season where there is so much uncertainty may be the last thing on your mind however, just simply making the decision to give back in-spite of that will give you an ability to support a cause bigger than yourself. Enabling the focus to be redirected from you, to those who are in need. We have seemingly lost the ability to be constructively and intentionally involved in our neighborhoods and communities, but ensuring that you apply both time and resources from your Plan to Spend will ensure that you are making that positive impact that so many are opting-out from.  Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #givemoney #giving #personalfinance</p>
]]></description>
      <pubDate>Mon, 14 Mar 2022 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Giving in a season where there is so much uncertainty may be the last thing on your mind however, just simply making the decision to give back in-spite of that will give you an ability to support a cause bigger than yourself. Enabling the focus to be redirected from you, to those who are in need. We have seemingly lost the ability to be constructively and intentionally involved in our neighborhoods and communities, but ensuring that you apply both time and resources from your Plan to Spend will ensure that you are making that positive impact that so many are opting-out from.  Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #givemoney #giving #personalfinance</p>
]]></content:encoded>
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      <itunes:title>Why You Should Give!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:11:53</itunes:duration>
      <itunes:summary>Giving in a season where there is so much uncertainty may be the last thing on your mind however, just simply making the decision to give back in-spite of that will give you an ability to support a cause bigger than yourself. Enabling the focus to be redirected from you, to those who are in need. We have seemingly lost the ability to be constructively and intentionally involved in our neighborhoods and communities, but ensuring that you apply both time and resources from your Plan to Spend will ensure that you are making that positive impact that so many are opting-out from.</itunes:summary>
      <itunes:subtitle>Giving in a season where there is so much uncertainty may be the last thing on your mind however, just simply making the decision to give back in-spite of that will give you an ability to support a cause bigger than yourself. Enabling the focus to be redirected from you, to those who are in need. We have seemingly lost the ability to be constructively and intentionally involved in our neighborhoods and communities, but ensuring that you apply both time and resources from your Plan to Spend will ensure that you are making that positive impact that so many are opting-out from.</itunes:subtitle>
      <itunes:keywords>give money, giving, personal finance, give back, give more, money tips</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>326</itunes:episode>
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      <title>Gas Prices Hit Record High!</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>As Russian tension continues to grow MSN reported that President Biden; “sketched out a broad range of sanctions and other penalties targeting vast swaths of the Russian economy — including frozen assets at top banks, sanctions on Kremlin-aligned oligarchs, and limits on exports that might benefit the country’s technology sector.” To add to these initial sanctions, new sanctions on crude oil, which equates to between 7-8% of the U.S. demand, as well as on natural gas occurred earlier this week. We are seeing the costs of the invasion continue to ripple through the global economy as uncertainty continues to abound. Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #gasprices #russia #ukraine W9</p>
]]></description>
      <pubDate>Sat, 12 Mar 2022 13:21:09 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>As Russian tension continues to grow MSN reported that President Biden; “sketched out a broad range of sanctions and other penalties targeting vast swaths of the Russian economy — including frozen assets at top banks, sanctions on Kremlin-aligned oligarchs, and limits on exports that might benefit the country’s technology sector.” To add to these initial sanctions, new sanctions on crude oil, which equates to between 7-8% of the U.S. demand, as well as on natural gas occurred earlier this week. We are seeing the costs of the invasion continue to ripple through the global economy as uncertainty continues to abound. Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #gasprices #russia #ukraine W9</p>
]]></content:encoded>
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      <itunes:title>Gas Prices Hit Record High!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:42</itunes:duration>
      <itunes:summary>As Russian tension continues to grow MSN reported that President Biden; “sketched out a broad range of sanctions and other penalties targeting vast swaths of the Russian economy — including frozen assets at top banks, sanctions on Kremlin-aligned oligarchs, and limits on exports that might benefit the country’s technology sector.” To add to these initial sanctions, new sanctions on crude oil, which equates to between 7-8% of the U.S. demand, as well as on natural gas occurred earlier this week. We are seeing the costs of the invasion continue to ripple through the global economy as uncertainty continues to abound.</itunes:summary>
      <itunes:subtitle>As Russian tension continues to grow MSN reported that President Biden; “sketched out a broad range of sanctions and other penalties targeting vast swaths of the Russian economy — including frozen assets at top banks, sanctions on Kremlin-aligned oligarchs, and limits on exports that might benefit the country’s technology sector.” To add to these initial sanctions, new sanctions on crude oil, which equates to between 7-8% of the U.S. demand, as well as on natural gas occurred earlier this week. We are seeing the costs of the invasion continue to ripple through the global economy as uncertainty continues to abound.</itunes:subtitle>
      <itunes:keywords>budgeting, ukraine, personal finance, biden gas prices, russia, russia attack, gas prices, fuel cost</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>337</itunes:episode>
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      <title>The Zero-Based Budget Approach</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>The zero-based budgeting approach ensures that your money is fully-allocated out to all of the categories you utilize. This being considered the ‘best’ approach ensures that you are fully intentional with where your money goes, so that it is easier to identify waste and be able to make the changes necessary to ensure that your life energy is spent only on those purchases that add the most value to you. Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W12E5 #budget #personalfinance</p>
]]></description>
      <pubDate>Fri, 11 Mar 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>The zero-based budgeting approach ensures that your money is fully-allocated out to all of the categories you utilize. This being considered the ‘best’ approach ensures that you are fully intentional with where your money goes, so that it is easier to identify waste and be able to make the changes necessary to ensure that your life energy is spent only on those purchases that add the most value to you. Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W12E5 #budget #personalfinance</p>
]]></content:encoded>
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      <itunes:title>The Zero-Based Budget Approach</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:11:10</itunes:duration>
      <itunes:summary>The zero-based budgeting approach ensures that your money is fully-allocated out to all of the categories you utilize. This being considered the ‘best’ approach ensures that you are fully intentional with where your money goes, so that it is easier to identify waste and be able to make the changes necessary to ensure that your life energy is spent only on those purchases that add the most value to you.</itunes:summary>
      <itunes:subtitle>The zero-based budgeting approach ensures that your money is fully-allocated out to all of the categories you utilize. This being considered the ‘best’ approach ensures that you are fully intentional with where your money goes, so that it is easier to identify waste and be able to make the changes necessary to ensure that your life energy is spent only on those purchases that add the most value to you.</itunes:subtitle>
      <itunes:keywords>budget 2022, budget, personal finance</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>325</itunes:episode>
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      <title>How to Budget Using the 50/30/20 Rule</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>This rule takes the 80/20 rule to the next level to track additional categories. This ensures that you are living within your means while ensuring that you are saving a minimum of 20% to pay yourself first. Beyond this, the two rules differ but this is a ‘better’ approach and should be applied if you have successfully tracked your budget based on the 80/20 rule or have budgeted otherwise and are ready for a few additional parameters to follow. Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #503020rule #budgeting #personalfinance W12E4</p>
]]></description>
      <pubDate>Thu, 10 Mar 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>This rule takes the 80/20 rule to the next level to track additional categories. This ensures that you are living within your means while ensuring that you are saving a minimum of 20% to pay yourself first. Beyond this, the two rules differ but this is a ‘better’ approach and should be applied if you have successfully tracked your budget based on the 80/20 rule or have budgeted otherwise and are ready for a few additional parameters to follow. Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #503020rule #budgeting #personalfinance W12E4</p>
]]></content:encoded>
      <enclosure length="6959584" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/2b4a1f26-3aa5-402d-aa21-a6527230f75a/audio/4f23f65f-e51d-4fd2-884d-adc240d45361/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>How to Budget Using the 50/30/20 Rule</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:15</itunes:duration>
      <itunes:summary>This rule takes the 80/20 rule to the next level to track additional categories. This ensures that you are living within your means while ensuring that you are saving a minimum of 20% to pay yourself first. Beyond this, the two rules differ but this is a ‘better’ approach and should be applied if you have successfully tracked your budget based on the 80/20 rule or have budgeted otherwise and are ready for a few additional parameters to follow.</itunes:summary>
      <itunes:subtitle>This rule takes the 80/20 rule to the next level to track additional categories. This ensures that you are living within your means while ensuring that you are saving a minimum of 20% to pay yourself first. Beyond this, the two rules differ but this is a ‘better’ approach and should be applied if you have successfully tracked your budget based on the 80/20 rule or have budgeted otherwise and are ready for a few additional parameters to follow.</itunes:subtitle>
      <itunes:keywords>saving, investing, 503020rule, budget, personal finance, saving money</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>324</itunes:episode>
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    <item>
      <guid isPermaLink="false">d6ee690b-294c-4e34-9b86-921f57c62f28</guid>
      <title>How to Budget Using the 80/20 Rule</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>This approach to budgeting focuses on providing flexibility to those who do not have a budget or have budgeted but haven’t found a great deal of success in doing so. This budget approach is a great way to start that process focusing in on paying yourself first, living within your means, but not worrying about the rest. This ‘good’ approach builds in the rhythm and habit of tracking your spending. Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #820rule #budgeting #zerobasedbudget</p>
]]></description>
      <pubDate>Wed, 9 Mar 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>This approach to budgeting focuses on providing flexibility to those who do not have a budget or have budgeted but haven’t found a great deal of success in doing so. This budget approach is a great way to start that process focusing in on paying yourself first, living within your means, but not worrying about the rest. This ‘good’ approach builds in the rhythm and habit of tracking your spending. Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #820rule #budgeting #zerobasedbudget</p>
]]></content:encoded>
      <enclosure length="10875861" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/0d979683-5929-496c-a7c6-a07c3f66585d/audio/42fcd2df-2677-43d5-bfd0-3c79bbfd5b0a/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>How to Budget Using the 80/20 Rule</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:11:20</itunes:duration>
      <itunes:summary>This approach to budgeting focuses on providing flexibility to those who do not have a budget or have budgeted but haven’t found a great deal of success in doing so. This budget approach is a great way to start that process focusing in on paying yourself first, living within your means, but not worrying about the rest. This ‘good’ approach builds in the rhythm and habit of tracking your spending.</itunes:summary>
      <itunes:subtitle>This approach to budgeting focuses on providing flexibility to those who do not have a budget or have budgeted but haven’t found a great deal of success in doing so. This budget approach is a great way to start that process focusing in on paying yourself first, living within your means, but not worrying about the rest. This ‘good’ approach builds in the rhythm and habit of tracking your spending.</itunes:subtitle>
      <itunes:keywords>personal budget, budget, personal finance, business budget, 820rule</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>323</itunes:episode>
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      <title>How to Save Money Fast!</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>When needing to cut costs, people typically have a visceral reaction due to how this may impact their lifestyle. However, this is mainly due to not actually knowing where the money was being spent and not knowing what could feasibly be cut. Looking closely at how much is being spent and where it provides power to then reduce those areas that don’t add to quality of life. Being intentional where the income from life energy is spent will ensure that money isn’t spent on goods and services that do not add value. Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #savemoney #savemoneyfast #personalfinance W12E2</p>
]]></description>
      <pubDate>Tue, 8 Mar 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>When needing to cut costs, people typically have a visceral reaction due to how this may impact their lifestyle. However, this is mainly due to not actually knowing where the money was being spent and not knowing what could feasibly be cut. Looking closely at how much is being spent and where it provides power to then reduce those areas that don’t add to quality of life. Being intentional where the income from life energy is spent will ensure that money isn’t spent on goods and services that do not add value. Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #savemoney #savemoneyfast #personalfinance W12E2</p>
]]></content:encoded>
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      <itunes:title>How to Save Money Fast!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:10:51</itunes:duration>
      <itunes:summary>When needing to cut costs, people typically have a visceral reaction due to how this may impact their lifestyle. However, this is mainly due to not actually knowing where the money was being spent and not knowing what could feasibly be cut. Looking closely at how much is being spent and where it provides power to then reduce those areas that don’t add to quality of life. Being intentional where the income from life energy is spent will ensure that money isn’t spent on goods and services that do not add value.</itunes:summary>
      <itunes:subtitle>When needing to cut costs, people typically have a visceral reaction due to how this may impact their lifestyle. However, this is mainly due to not actually knowing where the money was being spent and not knowing what could feasibly be cut. Looking closely at how much is being spent and where it provides power to then reduce those areas that don’t add to quality of life. Being intentional where the income from life energy is spent will ensure that money isn’t spent on goods and services that do not add value.</itunes:subtitle>
      <itunes:keywords>investing, save money fast, personal finance, save money, savings</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>322</itunes:episode>
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    <item>
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      <title>How Much Do I Need To Retire?</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Most people don’t know where to start when it comes to retirement savings. These steps have been broken-down into four steps to follow in order to ensure that there is intentionality on a regular basis. Before setting up your retirement plan, you must have a good why. Why contribute to retirement, what is your end-game? Beyond just investing it’s important to not build a future living without considering building a life along the way. Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W12E1 #retirement #savings #personalfinance</p>
]]></description>
      <pubDate>Mon, 7 Mar 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Most people don’t know where to start when it comes to retirement savings. These steps have been broken-down into four steps to follow in order to ensure that there is intentionality on a regular basis. Before setting up your retirement plan, you must have a good why. Why contribute to retirement, what is your end-game? Beyond just investing it’s important to not build a future living without considering building a life along the way. Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W12E1 #retirement #savings #personalfinance</p>
]]></content:encoded>
      <enclosure length="11404580" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/4a7cffad-6b62-4551-a6d1-5c4c6037ec1e/audio/b7f0dbde-b7e4-4023-b7d7-be8930a71260/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>How Much Do I Need To Retire?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:11:53</itunes:duration>
      <itunes:summary>Most people don’t know where to start when it comes to retirement savings. These steps have been broken-down into four steps to follow in order to ensure that there is intentionality on a regular basis. Before setting up your retirement plan, you must have a good why. Why contribute to retirement, what is your end-game? Beyond just investing it’s important to not build a future living without considering building a life along the way.</itunes:summary>
      <itunes:subtitle>Most people don’t know where to start when it comes to retirement savings. These steps have been broken-down into four steps to follow in order to ensure that there is intentionality on a regular basis. Before setting up your retirement plan, you must have a good why. Why contribute to retirement, what is your end-game? Beyond just investing it’s important to not build a future living without considering building a life along the way.</itunes:subtitle>
      <itunes:keywords>retire early, retire, retirement, retirement savings</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>318</itunes:episode>
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      <title>How the Russian Tension Will Affect Your Finances!</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>As humans, even the most informed, trained, and level-headed of individuals can respond out of emotion and fear to impending threats. The most-recent of which being the Russian invasion of Ukraine and the geopolitical, economic, and social impact of this. Let me preface this with stating that my thoughts and prayers go out to the individuals and families being impacted by this invasion. Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #ukraine #russia #personalfinance T8</p>
]]></description>
      <pubDate>Fri, 4 Mar 2022 18:56:03 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>As humans, even the most informed, trained, and level-headed of individuals can respond out of emotion and fear to impending threats. The most-recent of which being the Russian invasion of Ukraine and the geopolitical, economic, and social impact of this. Let me preface this with stating that my thoughts and prayers go out to the individuals and families being impacted by this invasion. Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #ukraine #russia #personalfinance T8</p>
]]></content:encoded>
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      <itunes:title>How the Russian Tension Will Affect Your Finances!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:14:31</itunes:duration>
      <itunes:summary>As humans, even the most informed, trained, and level-headed of individuals can respond out of emotion and fear to impending threats. The most-recent of which being the Russian invasion of Ukraine and the geopolitical, economic, and social impact of this. Let me preface this with stating that my thoughts and prayers go out to the individuals and families being impacted by this invasion.</itunes:summary>
      <itunes:subtitle>As humans, even the most informed, trained, and level-headed of individuals can respond out of emotion and fear to impending threats. The most-recent of which being the Russian invasion of Ukraine and the geopolitical, economic, and social impact of this. Let me preface this with stating that my thoughts and prayers go out to the individuals and families being impacted by this invasion.</itunes:subtitle>
      <itunes:keywords>war, ukraine, personal finance, russia invasion, russia, world war 3</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>336</itunes:episode>
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      <title>5 Steps To Avoid Student Loans? (Part 2)</title>
      <description><![CDATA[<p>Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>The student loan crisis is massive, over $1.5 trillion massive. Even though there is currently talk around debt forgiveness, there are many concerns around how this debt will impact society going-forward. In the meantime there is a student loan suspension effective until the latter part of 2021. This prevents the discouraging figures (temporarily) around defaults. Having a plan to intentionally prevent taking on student loans is key as to prevent joining the 45 million people with student loan debt. Margin  Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W11E5 #studentloans #studentdebt #studentloansuspension</p>
]]></description>
      <pubDate>Fri, 4 Mar 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>The student loan crisis is massive, over $1.5 trillion massive. Even though there is currently talk around debt forgiveness, there are many concerns around how this debt will impact society going-forward. In the meantime there is a student loan suspension effective until the latter part of 2021. This prevents the discouraging figures (temporarily) around defaults. Having a plan to intentionally prevent taking on student loans is key as to prevent joining the 45 million people with student loan debt. Margin  Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W11E5 #studentloans #studentdebt #studentloansuspension</p>
]]></content:encoded>
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      <itunes:title>5 Steps To Avoid Student Loans? (Part 2)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:54</itunes:duration>
      <itunes:summary>The student loan crisis is massive, over $1.5 trillion massive. Even though there is currently talk around debt forgiveness, there are many concerns around how this debt will impact society going-forward. In the meantime there is a student loan suspension effective until the latter part of 2021. This prevents the discouraging figures (temporarily) around defaults. Having a plan to intentionally prevent taking on student loans is key as to prevent joining the 45 million people with student loan debt.</itunes:summary>
      <itunes:subtitle>The student loan crisis is massive, over $1.5 trillion massive. Even though there is currently talk around debt forgiveness, there are many concerns around how this debt will impact society going-forward. In the meantime there is a student loan suspension effective until the latter part of 2021. This prevents the discouraging figures (temporarily) around defaults. Having a plan to intentionally prevent taking on student loans is key as to prevent joining the 45 million people with student loan debt.</itunes:subtitle>
      <itunes:keywords>personal finance, student loans, student debt, pay of student debt, debt</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>320</itunes:episode>
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    <item>
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      <title>5 Steps To Avoid Student Loans? (Part 1)</title>
      <description><![CDATA[<p>Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>The student loan crisis is massive, over $1.5 trillion massive. Even though there is currently talk around debt forgiveness, there are many concerns around how this debt will impact society going-forward. In the meantime there is a student loan suspension effective until the latter part of 2021. This prevents the discouraging figures (temporarily) around defaults. Having a plan to intentionally prevent taking on student loans is key as to prevent joining the 45 million people with student loan debt. Margin  Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W11E4 #studentloans #studentdebt #studentloansuspension</p>
]]></description>
      <pubDate>Thu, 3 Mar 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>The student loan crisis is massive, over $1.5 trillion massive. Even though there is currently talk around debt forgiveness, there are many concerns around how this debt will impact society going-forward. In the meantime there is a student loan suspension effective until the latter part of 2021. This prevents the discouraging figures (temporarily) around defaults. Having a plan to intentionally prevent taking on student loans is key as to prevent joining the 45 million people with student loan debt. Margin  Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W11E4 #studentloans #studentdebt #studentloansuspension</p>
]]></content:encoded>
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      <itunes:title>5 Steps To Avoid Student Loans? (Part 1)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:10:19</itunes:duration>
      <itunes:summary>The student loan crisis is massive, over $1.5 trillion massive. Even though there is currently talk around debt forgiveness, there are many concerns around how this debt will impact society going-forward. In the meantime there is a student loan suspension effective until the latter part of 2021. This prevents the discouraging figures (temporarily) around defaults. Having a plan to intentionally prevent taking on student loans is key as to prevent joining the 45 million people with student loan debt.</itunes:summary>
      <itunes:subtitle>The student loan crisis is massive, over $1.5 trillion massive. Even though there is currently talk around debt forgiveness, there are many concerns around how this debt will impact society going-forward. In the meantime there is a student loan suspension effective until the latter part of 2021. This prevents the discouraging figures (temporarily) around defaults. Having a plan to intentionally prevent taking on student loans is key as to prevent joining the 45 million people with student loan debt.</itunes:subtitle>
      <itunes:keywords>pay student loans, avoid student loans, personal finance, pay off debt, student loans</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>317</itunes:episode>
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      <title>Is a College Degree Worth It? (Part 2)</title>
      <description><![CDATA[<p> Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>The question of whether a college degree is still worth it has been a hot button topic in recent years. Looking into the data the answer is clearer than you would think. Breaking this down into four components including unemployment rates, income levels, turning income into wealth, and intangibles like discipline in life present a compelling storyline. With this information, ensuring that you seek a degree with market demand, high income potential, from a low-cost accredited school is key to make sure that the degree is worth the time, energy, and resources. Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W11E3 #college #collegedegree #studentloans</p>
]]></description>
      <pubDate>Wed, 2 Mar 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p> Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>The question of whether a college degree is still worth it has been a hot button topic in recent years. Looking into the data the answer is clearer than you would think. Breaking this down into four components including unemployment rates, income levels, turning income into wealth, and intangibles like discipline in life present a compelling storyline. With this information, ensuring that you seek a degree with market demand, high income potential, from a low-cost accredited school is key to make sure that the degree is worth the time, energy, and resources. Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W11E3 #college #collegedegree #studentloans</p>
]]></content:encoded>
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      <itunes:title>Is a College Degree Worth It? (Part 2)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:12:26</itunes:duration>
      <itunes:summary>The question of whether a college degree is still worth it has been a hot button topic in recent years. Looking into the data the answer is clearer than you would think. Breaking this down into four components including unemployment rates, income levels, turning income into wealth, and intangibles like discipline in life present a compelling storyline. With this information, ensuring that you seek a degree with market demand, high income potential, from a low-cost accredited school is key to make sure that the degree is worth the time, energy, and resources.</itunes:summary>
      <itunes:subtitle>The question of whether a college degree is still worth it has been a hot button topic in recent years. Looking into the data the answer is clearer than you would think. Breaking this down into four components including unemployment rates, income levels, turning income into wealth, and intangibles like discipline in life present a compelling storyline. With this information, ensuring that you seek a degree with market demand, high income potential, from a low-cost accredited school is key to make sure that the degree is worth the time, energy, and resources.</itunes:subtitle>
      <itunes:keywords>college in 2022, college, pay off student loans, student loans, college degree</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>316</itunes:episode>
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      <title>Is a College Degree Worth It? (Part 1)</title>
      <description><![CDATA[<p>The question of whether a college degree is still worth it has been a hot button topic in recent years. Looking into the data the answer is clearer than you would think. Breaking this down into four components including unemployment rates, income levels, turning income into wealth, and intangibles like discipline in life present a compelling storyline. With this information, ensuring that you seek a degree with market demand, high income potential, from a low-cost accredited school is key to make sure that the degree is worth the time, energy, and resources. Margin Membership Sign-up: https://millennialmargin.com/learn/ How are your finances doing? Take the quiz: https://i2tvdm52vbg.typeform.com/to/YFcT68CW Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W11E2 #college #collegedegree #studentloans</p>
]]></description>
      <pubDate>Tue, 1 Mar 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>The question of whether a college degree is still worth it has been a hot button topic in recent years. Looking into the data the answer is clearer than you would think. Breaking this down into four components including unemployment rates, income levels, turning income into wealth, and intangibles like discipline in life present a compelling storyline. With this information, ensuring that you seek a degree with market demand, high income potential, from a low-cost accredited school is key to make sure that the degree is worth the time, energy, and resources. Margin Membership Sign-up: https://millennialmargin.com/learn/ How are your finances doing? Take the quiz: https://i2tvdm52vbg.typeform.com/to/YFcT68CW Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W11E2 #college #collegedegree #studentloans</p>
]]></content:encoded>
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      <itunes:title>Is a College Degree Worth It? (Part 1)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:11:55</itunes:duration>
      <itunes:summary>The question of whether a college degree is still worth it has been a hot button topic in recent years. Looking into the data the answer is clearer than you would think. Breaking this down into four components including unemployment rates, income levels, turning income into wealth, and intangibles like discipline in life present a compelling storyline. With this information, ensuring that you seek a degree with market demand, high income potential, from a low-cost accredited school is key to make sure that the degree is worth the time, energy, and resources.</itunes:summary>
      <itunes:subtitle>The question of whether a college degree is still worth it has been a hot button topic in recent years. Looking into the data the answer is clearer than you would think. Breaking this down into four components including unemployment rates, income levels, turning income into wealth, and intangibles like discipline in life present a compelling storyline. With this information, ensuring that you seek a degree with market demand, high income potential, from a low-cost accredited school is key to make sure that the degree is worth the time, energy, and resources.</itunes:subtitle>
      <itunes:keywords>college, pay off student loans, personal finance, student loan debt, debt</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
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      <itunes:episode>315</itunes:episode>
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    <item>
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      <title>Do You Have Financial Grit?</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Our culture tells us to get out of any situation that’s difficult, rather than figuring a way to push through. This causes so many to give up before figuring out a solution to the challenge they are faced with. The story is no different with personal finances, as the picture is bleak for so many. The lack of contentment has caused us to try and keep up with others, not realizing that this can leave your finances in disarray with little hope of being able to clean up the mess. However, there is a solution and that solution starts with you choosing to push through rather than giving up. Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W11E1 #getrich #contentment #purpose</p>
]]></description>
      <pubDate>Mon, 28 Feb 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Our culture tells us to get out of any situation that’s difficult, rather than figuring a way to push through. This causes so many to give up before figuring out a solution to the challenge they are faced with. The story is no different with personal finances, as the picture is bleak for so many. The lack of contentment has caused us to try and keep up with others, not realizing that this can leave your finances in disarray with little hope of being able to clean up the mess. However, there is a solution and that solution starts with you choosing to push through rather than giving up. Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W11E1 #getrich #contentment #purpose</p>
]]></content:encoded>
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      <itunes:title>Do You Have Financial Grit?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:10:55</itunes:duration>
      <itunes:summary>Our culture tells us to get out of any situation that’s difficult, rather than figuring a way to push through. This causes so many to give up before figuring out a solution to the challenge they are faced with. The story is no different with personal finances, as the picture is bleak for so many. The lack of contentment has caused us to try and keep up with others, not realizing that this can leave your finances in disarray with little hope of being able to clean up the mess. However, there is a solution and that solution starts with you choosing to push through rather than giving up.</itunes:summary>
      <itunes:subtitle>Our culture tells us to get out of any situation that’s difficult, rather than figuring a way to push through. This causes so many to give up before figuring out a solution to the challenge they are faced with. The story is no different with personal finances, as the picture is bleak for so many. The lack of contentment has caused us to try and keep up with others, not realizing that this can leave your finances in disarray with little hope of being able to clean up the mess. However, there is a solution and that solution starts with you choosing to push through rather than giving up.</itunes:subtitle>
      <itunes:keywords>saving, investing, personal finance, money tips</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
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      <itunes:episode>319</itunes:episode>
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      <title>The Great Wealth Transfer is Upon Us!</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>According to projections from Cerulli Associates; “Between now and 2045, multigenerational wealth transfer in the U.S. will total $84.4 trillion, with $72.6 trillion in assets going to heirs and $11.9 trillion donated to charities,...”. Now I have seen the asset transfer number estimated for the last few years and it seems to only balloon further as time goes by. Now this is much to do with what we’ve experienced in economic growth through assets surging in value, but it’s important to keep in mind that even at the current estimate–this is a significant topic of discussion that not many are actually discussing. </p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #greatwealthtransfer #retirement #inheritance T7</p>
]]></description>
      <pubDate>Fri, 25 Feb 2022 16:39:19 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>According to projections from Cerulli Associates; “Between now and 2045, multigenerational wealth transfer in the U.S. will total $84.4 trillion, with $72.6 trillion in assets going to heirs and $11.9 trillion donated to charities,...”. Now I have seen the asset transfer number estimated for the last few years and it seems to only balloon further as time goes by. Now this is much to do with what we’ve experienced in economic growth through assets surging in value, but it’s important to keep in mind that even at the current estimate–this is a significant topic of discussion that not many are actually discussing. </p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #greatwealthtransfer #retirement #inheritance T7</p>
]]></content:encoded>
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      <itunes:title>The Great Wealth Transfer is Upon Us!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:13:56</itunes:duration>
      <itunes:summary>According to projections from Cerulli Associates; “Between now and 2045, multigenerational wealth transfer in the U.S. will total $84.4 trillion, with $72.6 trillion in assets going to heirs and $11.9 trillion donated to charities,...”. Now I have seen the asset transfer number estimated for the last few years and it seems to only balloon further as time goes by. Now this is much to do with what we’ve experienced in economic growth through assets surging in value, but it’s important to keep in mind that even at the current estimate–this is a significant topic of discussion that not many are actually discussing.</itunes:summary>
      <itunes:subtitle>According to projections from Cerulli Associates; “Between now and 2045, multigenerational wealth transfer in the U.S. will total $84.4 trillion, with $72.6 trillion in assets going to heirs and $11.9 trillion donated to charities,...”. Now I have seen the asset transfer number estimated for the last few years and it seems to only balloon further as time goes by. Now this is much to do with what we’ve experienced in economic growth through assets surging in value, but it’s important to keep in mind that even at the current estimate–this is a significant topic of discussion that not many are actually discussing.</itunes:subtitle>
      <itunes:keywords>the great wealth transfer, wealth transfer, generation next, retirement, inheritance</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>321</itunes:episode>
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      <title>The Best Get Rich Quick Advice (Part 2)</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>We have all seen guru’s who have caught our attention through selling some kind of get rich quick scheme. Luring us in as a means of escaping what more than ¾ of American’s are trying to escape, their day jobs. What these guru’s don’t tell us is that success typically happens and is maintained over time. However, many don’t realize that financial literacy and wealth building is a muscle that has to be built over time as well. The underlying key is to live a life of purpose, which will ensure you are living with the right why.  Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W10E4 #getrich #contentment #purpose</p>
]]></description>
      <pubDate>Fri, 25 Feb 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>We have all seen guru’s who have caught our attention through selling some kind of get rich quick scheme. Luring us in as a means of escaping what more than ¾ of American’s are trying to escape, their day jobs. What these guru’s don’t tell us is that success typically happens and is maintained over time. However, many don’t realize that financial literacy and wealth building is a muscle that has to be built over time as well. The underlying key is to live a life of purpose, which will ensure you are living with the right why.  Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W10E4 #getrich #contentment #purpose</p>
]]></content:encoded>
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      <itunes:title>The Best Get Rich Quick Advice (Part 2)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:38</itunes:duration>
      <itunes:summary>We have all seen guru’s who have caught our attention through selling some kind of get rich quick scheme. Luring us in as a means of escaping what more than ¾ of American’s are trying to escape, their day jobs. What these guru’s don’t tell us is that success typically happens and is maintained over time. However, many don’t realize that financial literacy and wealth building is a muscle that has to be built over time as well. The underlying key is to live a life of purpose, which will ensure you are living with the right why.</itunes:summary>
      <itunes:subtitle>We have all seen guru’s who have caught our attention through selling some kind of get rich quick scheme. Luring us in as a means of escaping what more than ¾ of American’s are trying to escape, their day jobs. What these guru’s don’t tell us is that success typically happens and is maintained over time. However, many don’t realize that financial literacy and wealth building is a muscle that has to be built over time as well. The underlying key is to live a life of purpose, which will ensure you are living with the right why.</itunes:subtitle>
      <itunes:keywords>crypto, investing, get rich, personal finance, invest, money tips</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>313</itunes:episode>
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      <title>The Best Get Rich Quick Advice (Part 1)</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>We have all seen guru’s who have caught our attention through selling some kind of get rich quick scheme. Luring us in as a means of escaping what more than ¾ of American’s are trying to escape, their day jobs. What these guru’s don’t tell us is that success typically happens and is maintained over time. However, many don’t realize that financial literacy and wealth building is a muscle that has to be built over time as well. The underlying key is to live a life of purpose, which will ensure you are living with the right why.  Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W10E4 #getrich #contentment #purpose</p>
]]></description>
      <pubDate>Thu, 24 Feb 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>We have all seen guru’s who have caught our attention through selling some kind of get rich quick scheme. Luring us in as a means of escaping what more than ¾ of American’s are trying to escape, their day jobs. What these guru’s don’t tell us is that success typically happens and is maintained over time. However, many don’t realize that financial literacy and wealth building is a muscle that has to be built over time as well. The underlying key is to live a life of purpose, which will ensure you are living with the right why.  Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W10E4 #getrich #contentment #purpose</p>
]]></content:encoded>
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      <itunes:title>The Best Get Rich Quick Advice (Part 1)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:37</itunes:duration>
      <itunes:summary>We have all seen guru’s who have caught our attention through selling some kind of get rich quick scheme. Luring us in as a means of escaping what more than ¾ of American’s are trying to escape, their day jobs. What these guru’s don’t tell us is that success typically happens and is maintained over time. However, many don’t realize that financial literacy and wealth building is a muscle that has to be built over time as well. The underlying key is to live a life of purpose, which will ensure you are living with the right why.</itunes:summary>
      <itunes:subtitle>We have all seen guru’s who have caught our attention through selling some kind of get rich quick scheme. Luring us in as a means of escaping what more than ¾ of American’s are trying to escape, their day jobs. What these guru’s don’t tell us is that success typically happens and is maintained over time. However, many don’t realize that financial literacy and wealth building is a muscle that has to be built over time as well. The underlying key is to live a life of purpose, which will ensure you are living with the right why.</itunes:subtitle>
      <itunes:keywords>make money fast, investing, get rich, gain wealth, budget, personal finance</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>314</itunes:episode>
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    <item>
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      <title>How Much Money Should You Save (Part 2)</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>It can be difficult to know how much you should save on a monthly basis and what target you are actually aiming at. There are a lot of differing viewpoints when it comes to how much savings you should have in place, so reviewing the savings rate as well as benchmarks to hit are key. This is reviewed based on four steps in order to build up your savings until you have at least six months of living expenses with the goal of protecting your lifestyle in the event of income loss. Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #savings, #emergencyfund #rainydayfund W10E3</p>
]]></description>
      <pubDate>Wed, 23 Feb 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>It can be difficult to know how much you should save on a monthly basis and what target you are actually aiming at. There are a lot of differing viewpoints when it comes to how much savings you should have in place, so reviewing the savings rate as well as benchmarks to hit are key. This is reviewed based on four steps in order to build up your savings until you have at least six months of living expenses with the goal of protecting your lifestyle in the event of income loss. Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #savings, #emergencyfund #rainydayfund W10E3</p>
]]></content:encoded>
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      <itunes:title>How Much Money Should You Save (Part 2)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:34</itunes:duration>
      <itunes:summary>It can be difficult to know how much you should save on a monthly basis and what target you are actually aiming at. There are a lot of differing viewpoints when it comes to how much savings you should have in place, so reviewing the savings rate as well as benchmarks to hit are key. This is reviewed based on four steps in order to build up your savings until you have at least six months of living expenses with the goal of protecting your lifestyle in the event of income loss. </itunes:summary>
      <itunes:subtitle>It can be difficult to know how much you should save on a monthly basis and what target you are actually aiming at. There are a lot of differing viewpoints when it comes to how much savings you should have in place, so reviewing the savings rate as well as benchmarks to hit are key. This is reviewed based on four steps in order to build up your savings until you have at least six months of living expenses with the goal of protecting your lifestyle in the event of income loss. </itunes:subtitle>
      <itunes:keywords>save money fast, how to save money, personal finance, save money, savings, money tips</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>312</itunes:episode>
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      <title>How Much Money Should You Save (Part 1)</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>It can be difficult to know how much you should save on a monthly basis and what target you are actually aiming at. There are a lot of differing viewpoints when it comes to how much savings you should have in place, so reviewing the savings rate as well as benchmarks to hit are key. This is reviewed based on four steps in order to build up your savings until you have at least six months of living expenses with the goal of protecting your lifestyle in the event of income loss. Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #savings, #emergencyfund #rainydayfund W10E2</p>
]]></description>
      <pubDate>Tue, 22 Feb 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>It can be difficult to know how much you should save on a monthly basis and what target you are actually aiming at. There are a lot of differing viewpoints when it comes to how much savings you should have in place, so reviewing the savings rate as well as benchmarks to hit are key. This is reviewed based on four steps in order to build up your savings until you have at least six months of living expenses with the goal of protecting your lifestyle in the event of income loss. Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #savings, #emergencyfund #rainydayfund W10E2</p>
]]></content:encoded>
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      <itunes:title>How Much Money Should You Save (Part 1)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:15</itunes:duration>
      <itunes:summary>It can be difficult to know how much you should save on a monthly basis and what target you are actually aiming at. There are a lot of differing viewpoints when it comes to how much savings you should have in place, so reviewing the savings rate as well as benchmarks to hit are key. This is reviewed based on four steps in order to build up your savings until you have at least six months of living expenses with the goal of protecting your lifestyle in the event of income loss. 
Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</itunes:summary>
      <itunes:subtitle>It can be difficult to know how much you should save on a monthly basis and what target you are actually aiming at. There are a lot of differing viewpoints when it comes to how much savings you should have in place, so reviewing the savings rate as well as benchmarks to hit are key. This is reviewed based on four steps in order to build up your savings until you have at least six months of living expenses with the goal of protecting your lifestyle in the event of income loss. 
Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</itunes:subtitle>
      <itunes:keywords>how to save money, personal finance, saving money, how much money should i save, money tips</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>311</itunes:episode>
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    <item>
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      <title>Want To Become An Overnight Success??</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>It may seem easy to identify someone who has become an overnight success however, do they actually exist? Someone who may have been working for years to become acknowledged for their trade can so easily be treated as though they fell into it. But oftentimes you will find that the so-called overnight success has a long background of hard work, diligence, and perseverance to achieve this. There is something called the 10,000 hour rule that typically refers to a level of mastery to which those who have mastered their trade have typically surpassed. Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W10E1 #overnightsuccess #successhabits #hardworkhabits</p>
]]></description>
      <pubDate>Mon, 21 Feb 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>It may seem easy to identify someone who has become an overnight success however, do they actually exist? Someone who may have been working for years to become acknowledged for their trade can so easily be treated as though they fell into it. But oftentimes you will find that the so-called overnight success has a long background of hard work, diligence, and perseverance to achieve this. There is something called the 10,000 hour rule that typically refers to a level of mastery to which those who have mastered their trade have typically surpassed. Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W10E1 #overnightsuccess #successhabits #hardworkhabits</p>
]]></content:encoded>
      <enclosure length="8699966" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/cb85d792-953e-4509-ae2f-ad1229cda071/audio/fd40a7c8-52c1-43b2-8e26-64d0f6e29ccb/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Want To Become An Overnight Success??</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:04</itunes:duration>
      <itunes:summary>It may seem easy to identify someone who has become an overnight success however, do they actually exist? Someone who may have been working for years to become acknowledged for their trade can so easily be treated as though they fell into it. But oftentimes you will find that the so-called overnight success has a long background of hard work, diligence, and perseverance to achieve this. There is something called the 10,000 hour rule that typically refers to a level of mastery to which those who have mastered their trade have typically surpassed.</itunes:summary>
      <itunes:subtitle>It may seem easy to identify someone who has become an overnight success however, do they actually exist? Someone who may have been working for years to become acknowledged for their trade can so easily be treated as though they fell into it. But oftentimes you will find that the so-called overnight success has a long background of hard work, diligence, and perseverance to achieve this. There is something called the 10,000 hour rule that typically refers to a level of mastery to which those who have mastered their trade have typically surpassed.</itunes:subtitle>
      <itunes:keywords>success, overnight success, hard work, healthy habits, habits, change habits</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>308</itunes:episode>
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    <item>
      <guid isPermaLink="false">21f7b7e8-4043-44e1-b7b2-29537b9bf853</guid>
      <title>What You Should Do With Unexpected Wealth</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>When wanting to grow your wealth, it’s important to learn from those who have already chartered that path. Your income can and should create wealth if you automate your savings which is what most did in two large studies on millionaires found in the book the Millionaire Next Door and Everyday Millionaires. Wealth can be built quickly or slowly, but the key is actually preserving that wealth.  Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W9E5 #unexpectedwealth #investing #personalfinance</p>
]]></description>
      <pubDate>Fri, 18 Feb 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>When wanting to grow your wealth, it’s important to learn from those who have already chartered that path. Your income can and should create wealth if you automate your savings which is what most did in two large studies on millionaires found in the book the Millionaire Next Door and Everyday Millionaires. Wealth can be built quickly or slowly, but the key is actually preserving that wealth.  Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W9E5 #unexpectedwealth #investing #personalfinance</p>
]]></content:encoded>
      <enclosure length="13303786" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/55341163-a40a-458c-9452-de8ea04d81a7/audio/bfc3d0cb-522a-471c-94e2-96b7b904932c/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>What You Should Do With Unexpected Wealth</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:13:51</itunes:duration>
      <itunes:summary>When wanting to grow your wealth, it’s important to learn from those who have already chartered that path. Your income can and should create wealth if you automate your savings which is what most did in two large studies on millionaires found in the book the Millionaire Next Door and Everyday Millionaires. Wealth can be built quickly or slowly, but the key is actually preserving that wealth.</itunes:summary>
      <itunes:subtitle>When wanting to grow your wealth, it’s important to learn from those who have already chartered that path. Your income can and should create wealth if you automate your savings which is what most did in two large studies on millionaires found in the book the Millionaire Next Door and Everyday Millionaires. Wealth can be built quickly or slowly, but the key is actually preserving that wealth.</itunes:subtitle>
      <itunes:keywords>unexpected wealth, personal finance, wealth, saving tips, money tips</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>307</itunes:episode>
    </item>
    <item>
      <guid isPermaLink="false">06ef52bb-f129-40a5-8d6b-d1ecbf9683e5</guid>
      <title>Master the Offense of Wealth Building!</title>
      <description><![CDATA[<p>Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Mastering the offense is the act of attacking. You may have heard that your income sources are your primary tool for building wealth. Your income minus what level of lifestyle you choose to live equals what’s left over to save. It’s important to first evaluate your income sources then whether that income has been spent on looking rich or whether it’s been invested in being wealthy. Margin Membership  Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W9E4 #wealthbuilding #saving #investing</p>
]]></description>
      <pubDate>Thu, 17 Feb 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Mastering the offense is the act of attacking. You may have heard that your income sources are your primary tool for building wealth. Your income minus what level of lifestyle you choose to live equals what’s left over to save. It’s important to first evaluate your income sources then whether that income has been spent on looking rich or whether it’s been invested in being wealthy. Margin Membership  Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W9E4 #wealthbuilding #saving #investing</p>
]]></content:encoded>
      <enclosure length="9036423" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/247ddbe4-8a0c-4953-b890-02a815dcd2f7/audio/a92d41ac-ddc1-4f0a-84a8-abba3b1a8de9/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Master the Offense of Wealth Building!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:25</itunes:duration>
      <itunes:summary>Mastering the offense is the act of attacking. You may have heard that your income sources are your primary tool for building wealth. Your income minus what level of lifestyle you choose to live equals what’s left over to save. It’s important to first evaluate your income sources then whether that income has been spent on looking rich or whether it’s been invested in being wealthy. </itunes:summary>
      <itunes:subtitle>Mastering the offense is the act of attacking. You may have heard that your income sources are your primary tool for building wealth. Your income minus what level of lifestyle you choose to live equals what’s left over to save. It’s important to first evaluate your income sources then whether that income has been spent on looking rich or whether it’s been invested in being wealthy. </itunes:subtitle>
      <itunes:keywords>saving, build wealth, money saving tips, save money</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>306</itunes:episode>
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    <item>
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      <title>Master The Defense of Wealth Building (Part 3)</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Part 3 - We’ve all probably heard the saying that the best defense is a good offense. Although this is not typically applied to personal finance, when it is, this advice can be detrimental. Both a good defense and a good offense is necessary to build and maintain your wealth. Defense focuses on protecting against attack by holding the line. Protecting what has been accomplished thus far. This is broken into three main categories to explore in order to ensure that you have built-in a protection against attack.  Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W9E3 #wealthbuilding #savings #savemoney</p>
]]></description>
      <pubDate>Wed, 16 Feb 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Part 3 - We’ve all probably heard the saying that the best defense is a good offense. Although this is not typically applied to personal finance, when it is, this advice can be detrimental. Both a good defense and a good offense is necessary to build and maintain your wealth. Defense focuses on protecting against attack by holding the line. Protecting what has been accomplished thus far. This is broken into three main categories to explore in order to ensure that you have built-in a protection against attack.  Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W9E3 #wealthbuilding #savings #savemoney</p>
]]></content:encoded>
      <enclosure length="7438147" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/9b4b6c90-203b-44a7-a096-fb6cf0c0c8f5/audio/1f147f07-949c-4ecd-ac85-04b1f9cb69ae/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Master The Defense of Wealth Building (Part 3)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:45</itunes:duration>
      <itunes:summary>Part 3 - We’ve all probably heard the saying that the best defense is a good offense. Although this is not typically applied to personal finance, when it is, this advice can be detrimental. Both a good defense and a good offense is necessary to build and maintain your wealth. Defense focuses on protecting against attack by holding the line. Protecting what has been accomplished thus far. This is broken into three main categories to explore in order to ensure that you have built-in a protection against attack. </itunes:summary>
      <itunes:subtitle>Part 3 - We’ve all probably heard the saying that the best defense is a good offense. Although this is not typically applied to personal finance, when it is, this advice can be detrimental. Both a good defense and a good offense is necessary to build and maintain your wealth. Defense focuses on protecting against attack by holding the line. Protecting what has been accomplished thus far. This is broken into three main categories to explore in order to ensure that you have built-in a protection against attack. </itunes:subtitle>
      <itunes:keywords>save money fast, personal finance, money saving tips, save money, savings</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>305</itunes:episode>
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    <item>
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      <title>Master The Defense of Wealth Building (Part 2)</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Part 2 - We’ve all probably heard the saying that the best defense is a good offense. Although this is not typically applied to personal finance, when it is, this advice can be detrimental. Both a good defense and a good offense is necessary to build and maintain your wealth. Defense focuses on protecting against attack by holding the line. Protecting what has been accomplished thus far. This is broken into three main categories to explore in order to ensure that you have built-in a protection against attack.  Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W9E1 #wealthbuilding #savings #savemoney</p>
]]></description>
      <pubDate>Tue, 15 Feb 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Part 2 - We’ve all probably heard the saying that the best defense is a good offense. Although this is not typically applied to personal finance, when it is, this advice can be detrimental. Both a good defense and a good offense is necessary to build and maintain your wealth. Defense focuses on protecting against attack by holding the line. Protecting what has been accomplished thus far. This is broken into three main categories to explore in order to ensure that you have built-in a protection against attack.  Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W9E1 #wealthbuilding #savings #savemoney</p>
]]></content:encoded>
      <enclosure length="9734833" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/e744012c-178d-424a-8d2f-cdd60213745d/audio/3cfaa305-97b2-4daa-a3f2-5c47d333162b/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Master The Defense of Wealth Building (Part 2)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:10:08</itunes:duration>
      <itunes:summary>Part 2 - We’ve all probably heard the saying that the best defense is a good offense. Although this is not typically applied to personal finance, when it is, this advice can be detrimental. Both a good defense and a good offense is necessary to build and maintain your wealth. Defense focuses on protecting against attack by holding the line. Protecting what has been accomplished thus far. This is broken into three main categories to explore in order to ensure that you have built-in a protection against attack. </itunes:summary>
      <itunes:subtitle>Part 2 - We’ve all probably heard the saying that the best defense is a good offense. Although this is not typically applied to personal finance, when it is, this advice can be detrimental. Both a good defense and a good offense is necessary to build and maintain your wealth. Defense focuses on protecting against attack by holding the line. Protecting what has been accomplished thus far. This is broken into three main categories to explore in order to ensure that you have built-in a protection against attack. </itunes:subtitle>
      <itunes:keywords>save money fast, personal finance, money saving tips, save money, savings</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>304</itunes:episode>
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    <item>
      <guid isPermaLink="false">451f9475-c356-450c-90d5-371f1245a117</guid>
      <title>Master The Defense of Wealth Building (Part 1)</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Part 1 - We’ve all probably heard the saying that the best defense is a good offense. Although this is not typically applied to personal finance, when it is, this advice can be detrimental. Both a good defense and a good offense is necessary to build and maintain your wealth. Defense focuses on protecting against attack by holding the line. Protecting what has been accomplished thus far. This is broken into three main categories to explore in order to ensure that you have built-in a protection against attack.  Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W9E1 #wealthbuilding #savings #savemoney</p>
]]></description>
      <pubDate>Mon, 14 Feb 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Part 1 - We’ve all probably heard the saying that the best defense is a good offense. Although this is not typically applied to personal finance, when it is, this advice can be detrimental. Both a good defense and a good offense is necessary to build and maintain your wealth. Defense focuses on protecting against attack by holding the line. Protecting what has been accomplished thus far. This is broken into three main categories to explore in order to ensure that you have built-in a protection against attack.  Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W9E1 #wealthbuilding #savings #savemoney</p>
]]></content:encoded>
      <enclosure length="8500181" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/b6c55568-aa9f-4b12-a7d0-fa8fd4cc4ea6/audio/1e5e9eea-01a0-4d2c-bda9-a0ebfd4f8f92/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Master The Defense of Wealth Building (Part 1)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:51</itunes:duration>
      <itunes:summary>Part 1 - We’ve all probably heard the saying that the best defense is a good offense. Although this is not typically applied to personal finance, when it is, this advice can be detrimental. Both a good defense and a good offense is necessary to build and maintain your wealth. Defense focuses on protecting against attack by holding the line. Protecting what has been accomplished thus far. This is broken into three main categories to explore in order to ensure that you have built-in a protection against attack. </itunes:summary>
      <itunes:subtitle>Part 1 - We’ve all probably heard the saying that the best defense is a good offense. Although this is not typically applied to personal finance, when it is, this advice can be detrimental. Both a good defense and a good offense is necessary to build and maintain your wealth. Defense focuses on protecting against attack by holding the line. Protecting what has been accomplished thus far. This is broken into three main categories to explore in order to ensure that you have built-in a protection against attack. </itunes:subtitle>
      <itunes:keywords>wealth building, ways to save money, build wealth, money saving tips, savings</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>303</itunes:episode>
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      <guid isPermaLink="false">1af29aa5-22c8-4cca-b20c-32cd5251bb91</guid>
      <title>I Sold Everything!</title>
      <description><![CDATA[<p>Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Defense is protecting yourself against loss whether by building reserves, paying off debt, redistributing assets, or even by having proper insurance buffers in place. People often see those who are misers, frugal, or defense-minded as pensive, overly cautious, and probably living a bit of a boring life. Now I believe there is always a healthy balance between taking ground by being offense-minded and ensuring that you protect what you’ve built by being defense-minded. So neither approach should be dismissed no matter what the market conditions tell you. Having a good defense is more than just building a Budget or a Plan to Spend, having adequate reserves, and ensuring you are properly insured though–it’s also knowing your own risk tolerance, what it is you’re comfortable investing in, as well as being a realist in the sense of knowing where we are generally in the economic cycle. Margin  Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Sun, 13 Feb 2022 15:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Defense is protecting yourself against loss whether by building reserves, paying off debt, redistributing assets, or even by having proper insurance buffers in place. People often see those who are misers, frugal, or defense-minded as pensive, overly cautious, and probably living a bit of a boring life. Now I believe there is always a healthy balance between taking ground by being offense-minded and ensuring that you protect what you’ve built by being defense-minded. So neither approach should be dismissed no matter what the market conditions tell you. Having a good defense is more than just building a Budget or a Plan to Spend, having adequate reserves, and ensuring you are properly insured though–it’s also knowing your own risk tolerance, what it is you’re comfortable investing in, as well as being a realist in the sense of knowing where we are generally in the economic cycle. Margin  Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
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      <itunes:title>I Sold Everything!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:12:30</itunes:duration>
      <itunes:summary>Defense is protecting yourself against loss whether by building reserves, paying off debt, redistributing assets, or even by having proper insurance buffers in place. People often see those who are misers, frugal, or defense-minded as pensive, overly cautious, and probably living a bit of a boring life. Now I believe there is always a healthy balance between taking ground by being offense-minded and ensuring that you protect what you’ve built by being defense-minded. So neither approach should be dismissed no matter what the market conditions tell you. Having a good defense is more than just building a Budget or a Plan to Spend, having adequate reserves, and ensuring you are properly insured though–it’s also knowing your own risk tolerance, what it is you’re comfortable investing in, as well as being a realist in the sense of knowing where we are generally in the economic cycle.</itunes:summary>
      <itunes:subtitle>Defense is protecting yourself against loss whether by building reserves, paying off debt, redistributing assets, or even by having proper insurance buffers in place. People often see those who are misers, frugal, or defense-minded as pensive, overly cautious, and probably living a bit of a boring life. Now I believe there is always a healthy balance between taking ground by being offense-minded and ensuring that you protect what you’ve built by being defense-minded. So neither approach should be dismissed no matter what the market conditions tell you. Having a good defense is more than just building a Budget or a Plan to Spend, having adequate reserves, and ensuring you are properly insured though–it’s also knowing your own risk tolerance, what it is you’re comfortable investing in, as well as being a realist in the sense of knowing where we are generally in the economic cycle.</itunes:subtitle>
      <itunes:keywords>crypto, buy crypto, stock crash, crypto currency, stocks, stock buy or sell</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>310</itunes:episode>
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    <item>
      <guid isPermaLink="false">7271eb50-d4dc-4e8c-ae4c-6b98ac5b9e64</guid>
      <title>Best Ways To Save Money (Part 2)</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Part 2: There are so many ways to spend these days causing it to be more and more difficult to decipher between wants and needs, not to mention forgoing purchasing in order to save. Oftentimes people spend needlessly due to not having a big enough why to save. It’s important to not only define why it’s important to save, but where to put that savings, and how much to save in the first place. Ironically American’s have actually saved much more lately than historically due to uncertainty, but will this uncertainty change behavior or is it just temporal?  Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #savemoney #savings #savingtips W8E4</p>
]]></description>
      <pubDate>Fri, 11 Feb 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Part 2: There are so many ways to spend these days causing it to be more and more difficult to decipher between wants and needs, not to mention forgoing purchasing in order to save. Oftentimes people spend needlessly due to not having a big enough why to save. It’s important to not only define why it’s important to save, but where to put that savings, and how much to save in the first place. Ironically American’s have actually saved much more lately than historically due to uncertainty, but will this uncertainty change behavior or is it just temporal?  Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #savemoney #savings #savingtips W8E4</p>
]]></content:encoded>
      <enclosure length="10011940" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/76796a6d-1dd7-4833-addc-547bb08dfff3/audio/60ff777e-acee-49f5-ac97-9b5c4cbe70e0/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Best Ways To Save Money (Part 2)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:10:26</itunes:duration>
      <itunes:summary>Part 2: There are so many ways to spend these days causing it to be more and more difficult to decipher between wants and needs, not to mention forgoing purchasing in order to save. Oftentimes people spend needlessly due to not having a big enough why to save. It’s important to not only define why it’s important to save, but where to put that savings, and how much to save in the first place. Ironically American’s have actually saved much more lately than historically due to uncertainty, but will this uncertainty change behavior or is it just temporal?</itunes:summary>
      <itunes:subtitle>Part 2: There are so many ways to spend these days causing it to be more and more difficult to decipher between wants and needs, not to mention forgoing purchasing in order to save. Oftentimes people spend needlessly due to not having a big enough why to save. It’s important to not only define why it’s important to save, but where to put that savings, and how much to save in the first place. Ironically American’s have actually saved much more lately than historically due to uncertainty, but will this uncertainty change behavior or is it just temporal?</itunes:subtitle>
      <itunes:keywords>save money fast, build wealth, become rich, money saving tips, savings</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>302</itunes:episode>
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      <guid isPermaLink="false">afc1c24b-a4d7-40e1-8c57-8dca512b4cb8</guid>
      <title>Best Ways To Save Money (Part 1)</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>There are so many ways to spend these days causing it to be more and more difficult to decipher between wants and needs, not to mention forgoing purchasing in order to save. Oftentimes people spend needlessly due to not having a big enough why to save. It’s important to not only define why it’s important to save, but where to put that savings, and how much to save in the first place. Ironically American’s have actually saved much more lately than historically due to uncertainty, but will this uncertainty change behavior or is it just temporal?  Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #savemoney #savings #savingtips W8E4</p>
]]></description>
      <pubDate>Thu, 10 Feb 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>There are so many ways to spend these days causing it to be more and more difficult to decipher between wants and needs, not to mention forgoing purchasing in order to save. Oftentimes people spend needlessly due to not having a big enough why to save. It’s important to not only define why it’s important to save, but where to put that savings, and how much to save in the first place. Ironically American’s have actually saved much more lately than historically due to uncertainty, but will this uncertainty change behavior or is it just temporal?  Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #savemoney #savings #savingtips W8E4</p>
]]></content:encoded>
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      <itunes:title>Best Ways To Save Money (Part 1)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:20</itunes:duration>
      <itunes:summary>There are so many ways to spend these days causing it to be more and more difficult to decipher between wants and needs, not to mention forgoing purchasing in order to save. Oftentimes people spend needlessly due to not having a big enough why to save. It’s important to not only define why it’s important to save, but where to put that savings, and how much to save in the first place. Ironically American’s have actually saved much more lately than historically due to uncertainty, but will this uncertainty change behavior or is it just temporal?</itunes:summary>
      <itunes:subtitle>There are so many ways to spend these days causing it to be more and more difficult to decipher between wants and needs, not to mention forgoing purchasing in order to save. Oftentimes people spend needlessly due to not having a big enough why to save. It’s important to not only define why it’s important to save, but where to put that savings, and how much to save in the first place. Ironically American’s have actually saved much more lately than historically due to uncertainty, but will this uncertainty change behavior or is it just temporal?</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>301</itunes:episode>
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      <title>How To Pay Off Your Debt Fast!</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a> </p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Stress and risk are not typically considerations when people look at taking out some sort of loan however, 80% of the population has some sort or form of debt. As you further build-out your Plan to Spend it will be crucial to factor in a debt payoff plan. Now most of us have heard of the Debt Stacking Method or Debt Avalanche Method, as well as the Debt Snowball Method. However, being that margin is the focus as we build options into your personal finances a method has been developed to specifically focus-in on that. We have all heard that it’s easy to get into debt, but not so easy to get out of it. Being that there is not a quick fix to getting out of debt, following a 12-step process may be just the solution for you.  Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W8E3 #debt #debtsnowball #debtavalanche</p>
]]></description>
      <pubDate>Wed, 9 Feb 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a> </p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Stress and risk are not typically considerations when people look at taking out some sort of loan however, 80% of the population has some sort or form of debt. As you further build-out your Plan to Spend it will be crucial to factor in a debt payoff plan. Now most of us have heard of the Debt Stacking Method or Debt Avalanche Method, as well as the Debt Snowball Method. However, being that margin is the focus as we build options into your personal finances a method has been developed to specifically focus-in on that. We have all heard that it’s easy to get into debt, but not so easy to get out of it. Being that there is not a quick fix to getting out of debt, following a 12-step process may be just the solution for you.  Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W8E3 #debt #debtsnowball #debtavalanche</p>
]]></content:encoded>
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      <itunes:title>How To Pay Off Your Debt Fast!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:12:31</itunes:duration>
      <itunes:summary>Stress and risk are not typically considerations when people look at taking out some sort of loan however, 80% of the population has some sort or form of debt. As you further build-out your Plan to Spend it will be crucial to factor in a debt payoff plan. Now most of us have heard of the Debt Stacking Method or Debt Avalanche Method, as well as the Debt Snowball Method. However, being that margin is the focus as we build options into your personal finances a method has been developed to specifically focus-in on that. We have all heard that it’s easy to get into debt, but not so easy to get out of it. Being that there is not a quick fix to getting out of debt, following a 12-step process may be just the solution for you.</itunes:summary>
      <itunes:subtitle>Stress and risk are not typically considerations when people look at taking out some sort of loan however, 80% of the population has some sort or form of debt. As you further build-out your Plan to Spend it will be crucial to factor in a debt payoff plan. Now most of us have heard of the Debt Stacking Method or Debt Avalanche Method, as well as the Debt Snowball Method. However, being that margin is the focus as we build options into your personal finances a method has been developed to specifically focus-in on that. We have all heard that it’s easy to get into debt, but not so easy to get out of it. Being that there is not a quick fix to getting out of debt, following a 12-step process may be just the solution for you.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
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      <itunes:episode>300</itunes:episode>
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      <title>5 Steps to Managing Your Debt! (Part 2)</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>In uncertain times it is especially important to properly view the debt that you are carrying and how to best strategically look at reorganizing that debt in order to give you options. There have been far too many individuals and even businesses that simply limited their options by not managing their cash. In a time like this, managing your options is key. Properly managing your debt will ensure that you are maximizing your savings and available credit lines, minimizing unnecessary spending, optimizing the terms of your housing costs, and ensuring that your transportation costs are streamlined. However, the most important factor when preparing for or in uncertain times is how well you respond. Responding with a clear mind while implementing a plan of action that you have already developed will ensure you do not box yourself in. This will keep your options open and in-turn protect and even create margin.  Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #DebtConsolidation #debtmanagement #debt W8E1</p>
]]></description>
      <pubDate>Tue, 8 Feb 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>In uncertain times it is especially important to properly view the debt that you are carrying and how to best strategically look at reorganizing that debt in order to give you options. There have been far too many individuals and even businesses that simply limited their options by not managing their cash. In a time like this, managing your options is key. Properly managing your debt will ensure that you are maximizing your savings and available credit lines, minimizing unnecessary spending, optimizing the terms of your housing costs, and ensuring that your transportation costs are streamlined. However, the most important factor when preparing for or in uncertain times is how well you respond. Responding with a clear mind while implementing a plan of action that you have already developed will ensure you do not box yourself in. This will keep your options open and in-turn protect and even create margin.  Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #DebtConsolidation #debtmanagement #debt W8E1</p>
]]></content:encoded>
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      <itunes:title>5 Steps to Managing Your Debt! (Part 2)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:21</itunes:duration>
      <itunes:summary>In uncertain times it is especially important to properly view the debt that you are carrying and how to best strategically look at reorganizing that debt in order to give you options. There have been far too many individuals and even businesses that simply limited their options by not managing their cash. In a time like this, managing your options is key. Properly managing your debt will ensure that you are maximizing your savings and available credit lines, minimizing unnecessary spending, optimizing the terms of your housing costs, and ensuring that your transportation costs are streamlined. However, the most important factor when preparing for or in uncertain times is how well you respond. Responding with a clear mind while implementing a plan of action that you have already developed will ensure you do not box yourself in. This will keep your options open and in-turn protect and even create margin.</itunes:summary>
      <itunes:subtitle>In uncertain times it is especially important to properly view the debt that you are carrying and how to best strategically look at reorganizing that debt in order to give you options. There have been far too many individuals and even businesses that simply limited their options by not managing their cash. In a time like this, managing your options is key. Properly managing your debt will ensure that you are maximizing your savings and available credit lines, minimizing unnecessary spending, optimizing the terms of your housing costs, and ensuring that your transportation costs are streamlined. However, the most important factor when preparing for or in uncertain times is how well you respond. Responding with a clear mind while implementing a plan of action that you have already developed will ensure you do not box yourself in. This will keep your options open and in-turn protect and even create margin.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>299</itunes:episode>
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      <title>5 Steps to Managing Your Debt! (Part 1)</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>In uncertain times it is especially important to properly view the debt that you are carrying and how to best strategically look at reorganizing that debt in order to give you options. There have been far too many individuals and even businesses that simply limited their options by not managing their cash. In a time like this, managing your options is key. Properly managing your debt will ensure that you are maximizing your savings and available credit lines, minimizing unnecessary spending, optimizing the terms of your housing costs, and ensuring that your transportation costs are streamlined. However, the most important factor when preparing for or in uncertain times is how well you respond. Responding with a clear mind while implementing a plan of action that you have already developed will ensure you do not box yourself in. This will keep your options open and in-turn protect and even create margin.  Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #DebtConsolidation #debtmanagement #debt W8E1</p>
]]></description>
      <pubDate>Mon, 7 Feb 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>In uncertain times it is especially important to properly view the debt that you are carrying and how to best strategically look at reorganizing that debt in order to give you options. There have been far too many individuals and even businesses that simply limited their options by not managing their cash. In a time like this, managing your options is key. Properly managing your debt will ensure that you are maximizing your savings and available credit lines, minimizing unnecessary spending, optimizing the terms of your housing costs, and ensuring that your transportation costs are streamlined. However, the most important factor when preparing for or in uncertain times is how well you respond. Responding with a clear mind while implementing a plan of action that you have already developed will ensure you do not box yourself in. This will keep your options open and in-turn protect and even create margin.  Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #DebtConsolidation #debtmanagement #debt W8E1</p>
]]></content:encoded>
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      <itunes:title>5 Steps to Managing Your Debt! (Part 1)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:00</itunes:duration>
      <itunes:summary>In uncertain times it is especially important to properly view the debt that you are carrying and how to best strategically look at reorganizing that debt in order to give you options. There have been far too many individuals and even businesses that simply limited their options by not managing their cash. In a time like this, managing your options is key. Properly managing your debt will ensure that you are maximizing your savings and available credit lines, minimizing unnecessary spending, optimizing the terms of your housing costs, and ensuring that your transportation costs are streamlined. However, the most important factor when preparing for or in uncertain times is how well you respond. Responding with a clear mind while implementing a plan of action that you have already developed will ensure you do not box yourself in. This will keep your options open and in-turn protect and even create margin.</itunes:summary>
      <itunes:subtitle>In uncertain times it is especially important to properly view the debt that you are carrying and how to best strategically look at reorganizing that debt in order to give you options. There have been far too many individuals and even businesses that simply limited their options by not managing their cash. In a time like this, managing your options is key. Properly managing your debt will ensure that you are maximizing your savings and available credit lines, minimizing unnecessary spending, optimizing the terms of your housing costs, and ensuring that your transportation costs are streamlined. However, the most important factor when preparing for or in uncertain times is how well you respond. Responding with a clear mind while implementing a plan of action that you have already developed will ensure you do not box yourself in. This will keep your options open and in-turn protect and even create margin.</itunes:subtitle>
      <itunes:keywords>how to get out of debt, pay off debt, how to get out of credit card debt, debt consolidation, how to pay off credit card debt, debt</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>298</itunes:episode>
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      <title>Stock and Crypto Volatility - What You Should Do Now!</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a> </p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>The stock market is heavily emotion-based. Just look at price to earnings ratios, IPO’s like Rivian, experiments like Dogecoin, feedback loops like GameStop or even the response correlated to news of soaring year-over-year inflation. You can see the emotion in the response of collective investors all over the market.  Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #cryptocurrency #stocks #stockcrash</p>
]]></description>
      <pubDate>Sun, 6 Feb 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a> </p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>The stock market is heavily emotion-based. Just look at price to earnings ratios, IPO’s like Rivian, experiments like Dogecoin, feedback loops like GameStop or even the response correlated to news of soaring year-over-year inflation. You can see the emotion in the response of collective investors all over the market.  Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #cryptocurrency #stocks #stockcrash</p>
]]></content:encoded>
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      <itunes:title>Stock and Crypto Volatility - What You Should Do Now!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:15:38</itunes:duration>
      <itunes:summary>The stock market is heavily emotion-based. Just look at price to earnings ratios, IPO’s like Rivian, experiments like Dogecoin, feedback loops like GameStop or even the response correlated to news of soaring year-over-year inflation. You can see the emotion in the response of collective investors all over the market.</itunes:summary>
      <itunes:subtitle>The stock market is heavily emotion-based. Just look at price to earnings ratios, IPO’s like Rivian, experiments like Dogecoin, feedback loops like GameStop or even the response correlated to news of soaring year-over-year inflation. You can see the emotion in the response of collective investors all over the market.</itunes:subtitle>
      <itunes:keywords>stock bubble, crypto, cryptocrash, stock prediction, stocks 2022, cryptocurrency, stock crash, stocks, crypto predictions</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>309</itunes:episode>
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      <title>Types of Unsecured Personal Loans You Should Know About (Part 2)</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a> </p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Part 2: There are four types of unsecured loan types that people typically take out to cover projects, emergencies, or shortfalls in their financial needs. These are a personal loan or signature loan, personal line of credit otherwise known as a PLOC, a credit card cash advance, and a Payday loan. We will be reviewing each type along with the pros and cons of each. Now not all unsecured loans are created equal, so you have to be especially careful to ensure that if you are utilizing an unsecured loan that makes sense for you.  Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W7E1 #personalloans #interestrates #loans</p>
]]></description>
      <pubDate>Fri, 4 Feb 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a> </p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>Part 2: There are four types of unsecured loan types that people typically take out to cover projects, emergencies, or shortfalls in their financial needs. These are a personal loan or signature loan, personal line of credit otherwise known as a PLOC, a credit card cash advance, and a Payday loan. We will be reviewing each type along with the pros and cons of each. Now not all unsecured loans are created equal, so you have to be especially careful to ensure that if you are utilizing an unsecured loan that makes sense for you.  Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W7E1 #personalloans #interestrates #loans</p>
]]></content:encoded>
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      <itunes:title>Types of Unsecured Personal Loans You Should Know About (Part 2)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:07</itunes:duration>
      <itunes:summary>Part 2: There are four types of unsecured loan types that people typically take out to cover projects, emergencies, or shortfalls in their financial needs. These are a personal loan or signature loan, personal line of credit otherwise known as a PLOC, a credit card cash advance, and a Payday loan. We will be reviewing each type along with the pros and cons of each. Now not all unsecured loans are created equal, so you have to be especially careful to ensure that if you are utilizing an unsecured loan that makes sense for you.</itunes:summary>
      <itunes:subtitle>Part 2: There are four types of unsecured loan types that people typically take out to cover projects, emergencies, or shortfalls in their financial needs. These are a personal loan or signature loan, personal line of credit otherwise known as a PLOC, a credit card cash advance, and a Payday loan. We will be reviewing each type along with the pros and cons of each. Now not all unsecured loans are created equal, so you have to be especially careful to ensure that if you are utilizing an unsecured loan that makes sense for you.</itunes:subtitle>
      <itunes:keywords>unsecured personal loans, unsecured loans, loans, personal loans</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
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      <itunes:episode>297</itunes:episode>
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      <title>Types of Unsecured Personal Loans You Should Know About (Part 1)</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a> </p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>There are four types of unsecured loan types that people typically take out to cover projects, emergencies, or shortfalls in their financial needs. These are a personal loan or signature loan, personal line of credit otherwise known as a PLOC, a credit card cash advance, and a Payday loan. We will be reviewing each type along with the pros and cons of each. Now not all unsecured loans are created equal, so you have to be especially careful to ensure that if you are utilizing an unsecured loan that makes sense for you. Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W7E1 #personalloans #interestrates #loans</p>
]]></description>
      <pubDate>Thu, 3 Feb 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a> </p><p>How are your finances doing? Take the quiz: <a href="https://i2tvdm52vbg.typeform.com/to/YFcT68CW">https://i2tvdm52vbg.typeform.com/to/YFcT68CW</a></p><p>There are four types of unsecured loan types that people typically take out to cover projects, emergencies, or shortfalls in their financial needs. These are a personal loan or signature loan, personal line of credit otherwise known as a PLOC, a credit card cash advance, and a Payday loan. We will be reviewing each type along with the pros and cons of each. Now not all unsecured loans are created equal, so you have to be especially careful to ensure that if you are utilizing an unsecured loan that makes sense for you. Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W7E1 #personalloans #interestrates #loans</p>
]]></content:encoded>
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      <itunes:title>Types of Unsecured Personal Loans You Should Know About (Part 1)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:56</itunes:duration>
      <itunes:summary>There are four types of unsecured loan types that people typically take out to cover projects, emergencies, or shortfalls in their financial needs. These are a personal loan or signature loan, personal line of credit otherwise known as a PLOC, a credit card cash advance, and a Payday loan. We will be reviewing each type along with the pros and cons of each. Now not all unsecured loans are created equal, so you have to be especially careful to ensure that if you are utilizing an unsecured loan that makes sense for you.</itunes:summary>
      <itunes:subtitle>There are four types of unsecured loan types that people typically take out to cover projects, emergencies, or shortfalls in their financial needs. These are a personal loan or signature loan, personal line of credit otherwise known as a PLOC, a credit card cash advance, and a Payday loan. We will be reviewing each type along with the pros and cons of each. Now not all unsecured loans are created equal, so you have to be especially careful to ensure that if you are utilizing an unsecured loan that makes sense for you.</itunes:subtitle>
      <itunes:keywords>unsecured personal loans, secured loans, unsecured loans, loans, personal loans, debt</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>296</itunes:episode>
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      <title>What Are The Benefits To Using A Credit Card?</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>We have a tendency of spending more when spending with a credit card versus cash but there are strategic purchases that can be made that will protect you on certain purchases. It’s important to know what these benefits are and what they are in-place to protect as these free benefits can give you peace of mind when utilizing a credit card over cash.<br />Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a><br />Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p>W7E3</p><p>#creditcard #whyuseacreditcard #benefitsofacreditcard</p>
]]></description>
      <pubDate>Wed, 2 Feb 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>We have a tendency of spending more when spending with a credit card versus cash but there are strategic purchases that can be made that will protect you on certain purchases. It’s important to know what these benefits are and what they are in-place to protect as these free benefits can give you peace of mind when utilizing a credit card over cash.<br />Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a><br />Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p>W7E3</p><p>#creditcard #whyuseacreditcard #benefitsofacreditcard</p>
]]></content:encoded>
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      <itunes:title>What Are The Benefits To Using A Credit Card?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:01</itunes:duration>
      <itunes:summary>We have a tendency of spending more when spending with a credit card versus cash but there are strategic purchases that can be made that will protect you on certain purchases. It’s important to know what these benefits are and what they are in-place to protect as these free benefits can give you peace of mind when utilizing a credit card over cash.
Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</itunes:summary>
      <itunes:subtitle>We have a tendency of spending more when spending with a credit card versus cash but there are strategic purchases that can be made that will protect you on certain purchases. It’s important to know what these benefits are and what they are in-place to protect as these free benefits can give you peace of mind when utilizing a credit card over cash.
Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</itunes:subtitle>
      <itunes:keywords>credit card benefits, credit card, budgeting, investing, personal finance, credit card uses, spending plan, the best credit card</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
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      <itunes:episode>294</itunes:episode>
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      <title>The Best Credit Card in 2022!</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>When looking at a subjective topic like credit cards, it can be easy to get overwhelmed by the options and the opinions. As I have evaluated credit cards looking for one that had the best cash back and points program, I found one that seemed to fit best. I strategically utilize this card for purchases that there may be some level of purchase risk associated to. Typically this comes down to purchasing electronics or booking travel. It’s important to own your credit card, rather than your credit card owning you so choosing the card that fits your lifestyle is key.  Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W7E2 #bestcreditcard #creditcards #bestbuycreditcard</p>
]]></description>
      <pubDate>Tue, 1 Feb 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>When looking at a subjective topic like credit cards, it can be easy to get overwhelmed by the options and the opinions. As I have evaluated credit cards looking for one that had the best cash back and points program, I found one that seemed to fit best. I strategically utilize this card for purchases that there may be some level of purchase risk associated to. Typically this comes down to purchasing electronics or booking travel. It’s important to own your credit card, rather than your credit card owning you so choosing the card that fits your lifestyle is key.  Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W7E2 #bestcreditcard #creditcards #bestbuycreditcard</p>
]]></content:encoded>
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      <itunes:title>The Best Credit Card in 2022!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:11:27</itunes:duration>
      <itunes:summary>When looking at a subjective topic like credit cards, it can be easy to get overwhelmed by the options and the opinions. As I have evaluated credit cards looking for one that had the best cash back and points program, I found one that seemed to fit best. I strategically utilize this card for purchases that there may be some level of purchase risk associated to. Typically this comes down to purchasing electronics or booking travel. It’s important to own your credit card, rather than your credit card owning you so choosing the card that fits your lifestyle is key.</itunes:summary>
      <itunes:subtitle>When looking at a subjective topic like credit cards, it can be easy to get overwhelmed by the options and the opinions. As I have evaluated credit cards looking for one that had the best cash back and points program, I found one that seemed to fit best. I strategically utilize this card for purchases that there may be some level of purchase risk associated to. Typically this comes down to purchasing electronics or booking travel. It’s important to own your credit card, rather than your credit card owning you so choosing the card that fits your lifestyle is key.</itunes:subtitle>
      <itunes:keywords>best buy credit card, finance hack, personal finance, best credit card, best credit card 2022</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
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      <title>Don&apos;t Use A Credit Card For Emergencies!</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>Very few Americans have proper savings, but why is this? Having credit extended in a number of different ways gives people a false sense of security. Being that American’s habit to overspend has not changed, what are the risks that are seemingly unseen in using a credit card, personal loan, line-of-credit, or loan otherwise as an emergency fund? Many may not realize that credit cards in particular have limitations. In the event that you need to use credit for an emergency, you want to ensure that an emergency fund outside of credit is in-place to protect against digging a hole that you cannot climb out of.  Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W7E1 #creditcard #emergencymoney #emergencyfund</p>
]]></description>
      <pubDate>Mon, 31 Jan 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>Very few Americans have proper savings, but why is this? Having credit extended in a number of different ways gives people a false sense of security. Being that American’s habit to overspend has not changed, what are the risks that are seemingly unseen in using a credit card, personal loan, line-of-credit, or loan otherwise as an emergency fund? Many may not realize that credit cards in particular have limitations. In the event that you need to use credit for an emergency, you want to ensure that an emergency fund outside of credit is in-place to protect against digging a hole that you cannot climb out of.  Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W7E1 #creditcard #emergencymoney #emergencyfund</p>
]]></content:encoded>
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      <itunes:title>Don&apos;t Use A Credit Card For Emergencies!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:13:57</itunes:duration>
      <itunes:summary>Very few Americans have proper savings, but why is this? Having credit extended in a number of different ways gives people a false sense of security. Being that American’s habit to overspend has not changed, what are the risks that are seemingly unseen in using a credit card, personal loan, line-of-credit, or loan otherwise as an emergency fund? Many may not realize that credit cards in particular have limitations. In the event that you need to use credit for an emergency, you want to ensure that an emergency fund outside of credit is in-place to protect against digging a hole that you cannot climb out of.</itunes:summary>
      <itunes:subtitle>Very few Americans have proper savings, but why is this? Having credit extended in a number of different ways gives people a false sense of security. Being that American’s habit to overspend has not changed, what are the risks that are seemingly unseen in using a credit card, personal loan, line-of-credit, or loan otherwise as an emergency fund? Many may not realize that credit cards in particular have limitations. In the event that you need to use credit for an emergency, you want to ensure that an emergency fund outside of credit is in-place to protect against digging a hole that you cannot climb out of.</itunes:subtitle>
      <itunes:keywords>credit card, emergency fund, personal finance, credit card emergency fund, credit score, emergency money</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>292</itunes:episode>
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      <title>Rising Interest Rates In 2022 and How It Affects You!</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>The Fed met mid-December and as an outcome of that meeting, it was determined that they will be doing multiple interest rate hikes this year to slow the inflation rate, which recently hit 6.8% year-over-year. The outcome of these minutes will lead to interest rate hikes beginning in March, which along with fears of global unrest led markets into the red. Now, we can all initially applaud the efforts to curb inflation especially with all that I shared regarding the shocking numbers around inflation a couple weeks ago. Although slowing the rate of inflation is great, this interest rate hike will make aspects like buying a vehicle or home on credit much more expensive meaning that the buying power will dwindle further. Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #interestrates #risinginterestrates #variableinterestrates</p>
]]></description>
      <pubDate>Mon, 31 Jan 2022 04:09:47 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>The Fed met mid-December and as an outcome of that meeting, it was determined that they will be doing multiple interest rate hikes this year to slow the inflation rate, which recently hit 6.8% year-over-year. The outcome of these minutes will lead to interest rate hikes beginning in March, which along with fears of global unrest led markets into the red. Now, we can all initially applaud the efforts to curb inflation especially with all that I shared regarding the shocking numbers around inflation a couple weeks ago. Although slowing the rate of inflation is great, this interest rate hike will make aspects like buying a vehicle or home on credit much more expensive meaning that the buying power will dwindle further. Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: <a href="https://margin.simplecast.com/">https://margin.simplecast.com/</a> Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #interestrates #risinginterestrates #variableinterestrates</p>
]]></content:encoded>
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      <itunes:title>Rising Interest Rates In 2022 and How It Affects You!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:10:07</itunes:duration>
      <itunes:summary>The Fed met mid-December and as an outcome of that meeting, it was determined that they will be doing multiple interest rate hikes this year to slow the inflation rate, which recently hit 6.8% year-over-year. The outcome of these minutes will lead to interest rate hikes beginning in March, which along with fears of global unrest led markets into the red. Now, we can all initially applaud the efforts to curb inflation especially with all that I shared regarding the shocking numbers around inflation a couple weeks ago. Although slowing the rate of inflation is great, this interest rate hike will make aspects like buying a vehicle or home on credit much more expensive meaning that the buying power will dwindle further.</itunes:summary>
      <itunes:subtitle>The Fed met mid-December and as an outcome of that meeting, it was determined that they will be doing multiple interest rate hikes this year to slow the inflation rate, which recently hit 6.8% year-over-year. The outcome of these minutes will lead to interest rate hikes beginning in March, which along with fears of global unrest led markets into the red. Now, we can all initially applaud the efforts to curb inflation especially with all that I shared regarding the shocking numbers around inflation a couple weeks ago. Although slowing the rate of inflation is great, this interest rate hike will make aspects like buying a vehicle or home on credit much more expensive meaning that the buying power will dwindle further.</itunes:subtitle>
      <itunes:keywords>variable interest rates, interest rates 2022, inflation, costs rising, interest rates, rising interest rates</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>295</itunes:episode>
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      <title>Are Credit Card Rewards Really Worth It?</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>We are highly marketed-to from the credit card industry, which has contributed to record amounts of credit card accounts and revolving debt. These credit cards are crushing the ability of many American’s to build margin. Knowing that we spend more when we utilize credit cards, it is important to build in a plan for the credit card or cards you hold. In this series we will look at the purpose behind having a credit card, whether you have the right credit card, whether you are maximizing the benefits offered through the card as well as using your credit line properly.  Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W6E5 #bestcreditcard2022 #bestbuycreditcard #capitalonecreditcard</p>
]]></description>
      <pubDate>Fri, 28 Jan 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>We are highly marketed-to from the credit card industry, which has contributed to record amounts of credit card accounts and revolving debt. These credit cards are crushing the ability of many American’s to build margin. Knowing that we spend more when we utilize credit cards, it is important to build in a plan for the credit card or cards you hold. In this series we will look at the purpose behind having a credit card, whether you have the right credit card, whether you are maximizing the benefits offered through the card as well as using your credit line properly.  Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W6E5 #bestcreditcard2022 #bestbuycreditcard #capitalonecreditcard</p>
]]></content:encoded>
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      <itunes:title>Are Credit Card Rewards Really Worth It?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:06:14</itunes:duration>
      <itunes:summary>We are highly marketed-to from the credit card industry, which has contributed to record amounts of credit card accounts and revolving debt. These credit cards are crushing the ability of many American’s to build margin. Knowing that we spend more when we utilize credit cards, it is important to build in a plan for the credit card or cards you hold. In this series we will look at the purpose behind having a credit card, whether you have the right credit card, whether you are maximizing the benefits offered through the card as well as using your credit line properly.</itunes:summary>
      <itunes:subtitle>We are highly marketed-to from the credit card industry, which has contributed to record amounts of credit card accounts and revolving debt. These credit cards are crushing the ability of many American’s to build margin. Knowing that we spend more when we utilize credit cards, it is important to build in a plan for the credit card or cards you hold. In this series we will look at the purpose behind having a credit card, whether you have the right credit card, whether you are maximizing the benefits offered through the card as well as using your credit line properly.</itunes:subtitle>
      <itunes:keywords>best buy credit card, boost credit score, credit card tips, credit card hack, credit score, capital one credit card, best credit card</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>291</itunes:episode>
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      <title>Replace Your Spending Habits With Margin (Part 2)</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>Lifestyle creep can directly influence the amount of unsecured debt we carry and cause us to have little to no margin in our personal finances. Has your discretionary income increased therefore, increasing what you consider to be your basic needs? Well you’re not alone, today we are looking at 10 components that might be telling as to whether you are experiencing lifestyle creep. Daily decisions have a tendency of adding up quickly without necessarily realizing the impact that they are having on your financial margin. It’s easy to feel the pressure of media, marketing campaigns, family, friends, or even neighbors in influencing decisions, but the decision to make these purchases is on you. Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W6E4 #spendinghabits #lifestyle #savemoney</p>
]]></description>
      <pubDate>Thu, 27 Jan 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>Lifestyle creep can directly influence the amount of unsecured debt we carry and cause us to have little to no margin in our personal finances. Has your discretionary income increased therefore, increasing what you consider to be your basic needs? Well you’re not alone, today we are looking at 10 components that might be telling as to whether you are experiencing lifestyle creep. Daily decisions have a tendency of adding up quickly without necessarily realizing the impact that they are having on your financial margin. It’s easy to feel the pressure of media, marketing campaigns, family, friends, or even neighbors in influencing decisions, but the decision to make these purchases is on you. Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W6E4 #spendinghabits #lifestyle #savemoney</p>
]]></content:encoded>
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      <itunes:title>Replace Your Spending Habits With Margin (Part 2)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:57</itunes:duration>
      <itunes:summary>Lifestyle creep can directly influence the amount of unsecured debt we carry and cause us to have little to no margin in our personal finances. Has your discretionary income increased therefore, increasing what you consider to be your basic needs? Well you’re not alone, today we are looking at 10 components that might be telling as to whether you are experiencing lifestyle creep. Daily decisions have a tendency of adding up quickly without necessarily realizing the impact that they are having on your financial margin. It’s easy to feel the pressure of media, marketing campaigns, family, friends, or even neighbors in influencing decisions, but the decision to make these purchases is on you.</itunes:summary>
      <itunes:subtitle>Lifestyle creep can directly influence the amount of unsecured debt we carry and cause us to have little to no margin in our personal finances. Has your discretionary income increased therefore, increasing what you consider to be your basic needs? Well you’re not alone, today we are looking at 10 components that might be telling as to whether you are experiencing lifestyle creep. Daily decisions have a tendency of adding up quickly without necessarily realizing the impact that they are having on your financial margin. It’s easy to feel the pressure of media, marketing campaigns, family, friends, or even neighbors in influencing decisions, but the decision to make these purchases is on you.</itunes:subtitle>
      <itunes:keywords>budgeting, living well spending less, personal finance, save money, lifestyle, spending habits</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>290</itunes:episode>
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      <title>Replace Your Spending Habits With Margin (Part 2)</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a> https://millennialmargin.com/learn/</a></p><p>Lifestyle creep can directly influence the amount of unsecured debt we carry and cause us to have little to no margin in our personal finances. Has your discretionary income increased therefore, increasing what you consider to be your basic needs? Well you’re not alone, today we are looking at 10 components that might be telling as to whether you are experiencing lifestyle creep. Daily decisions have a tendency of adding up quickly without necessarily realizing the impact that they are having on your financial margin. It’s easy to feel the pressure of media, marketing campaigns, family, friends, or even neighbors in influencing decisions, but the decision to make these purchases is on you. Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W6E3 #spendinghabits #lifestyle #savemoney</p>
]]></description>
      <pubDate>Wed, 26 Jan 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a> https://millennialmargin.com/learn/</a></p><p>Lifestyle creep can directly influence the amount of unsecured debt we carry and cause us to have little to no margin in our personal finances. Has your discretionary income increased therefore, increasing what you consider to be your basic needs? Well you’re not alone, today we are looking at 10 components that might be telling as to whether you are experiencing lifestyle creep. Daily decisions have a tendency of adding up quickly without necessarily realizing the impact that they are having on your financial margin. It’s easy to feel the pressure of media, marketing campaigns, family, friends, or even neighbors in influencing decisions, but the decision to make these purchases is on you. Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W6E3 #spendinghabits #lifestyle #savemoney</p>
]]></content:encoded>
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      <itunes:title>Replace Your Spending Habits With Margin (Part 2)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:11:06</itunes:duration>
      <itunes:summary>Lifestyle creep can directly influence the amount of unsecured debt we carry and cause us to have little to no margin in our personal finances. Has your discretionary income increased therefore, increasing what you consider to be your basic needs? Well you’re not alone, today we are looking at 10 components that might be telling as to whether you are experiencing lifestyle creep. Daily decisions have a tendency of adding up quickly without necessarily realizing the impact that they are having on your financial margin. It’s easy to feel the pressure of media, marketing campaigns, family, friends, or even neighbors in influencing decisions, but the decision to make these purchases is on you.</itunes:summary>
      <itunes:subtitle>Lifestyle creep can directly influence the amount of unsecured debt we carry and cause us to have little to no margin in our personal finances. Has your discretionary income increased therefore, increasing what you consider to be your basic needs? Well you’re not alone, today we are looking at 10 components that might be telling as to whether you are experiencing lifestyle creep. Daily decisions have a tendency of adding up quickly without necessarily realizing the impact that they are having on your financial margin. It’s easy to feel the pressure of media, marketing campaigns, family, friends, or even neighbors in influencing decisions, but the decision to make these purchases is on you.</itunes:subtitle>
      <itunes:keywords>money saving tips, budget planner, save money, zero based budget, spending habits</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>289</itunes:episode>
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      <title>Downsize Your Life In 7 Steps! (Part 2)</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>In part 2 of downsizing your lifestyle, I will begin to discuss a systematic plan for scaling-down your lifestyle without others seemingly noticing. Sometimes we just need a systematic plan like this to rewind our lifestyles to gain back margin. Oftentimes people can have a tough time slowing their spending, due to the life they are trying to uphold. Surprisingly, many times due simply to external pressures. This episode focuses on the quick wins to create margin.  Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #costcutting #downsize #debt W6E2</p>
]]></description>
      <pubDate>Tue, 25 Jan 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>In part 2 of downsizing your lifestyle, I will begin to discuss a systematic plan for scaling-down your lifestyle without others seemingly noticing. Sometimes we just need a systematic plan like this to rewind our lifestyles to gain back margin. Oftentimes people can have a tough time slowing their spending, due to the life they are trying to uphold. Surprisingly, many times due simply to external pressures. This episode focuses on the quick wins to create margin.  Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #costcutting #downsize #debt W6E2</p>
]]></content:encoded>
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      <itunes:title>Downsize Your Life In 7 Steps! (Part 2)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:06</itunes:duration>
      <itunes:summary>In part 2  of downsizing your lifestyle, I will begin to discuss a systematic plan for scaling-down your lifestyle without others seemingly noticing. Sometimes we just need a systematic plan like this to rewind our lifestyles to gain back margin. Oftentimes people can have a tough time slowing their spending, due to the life they are trying to uphold. Surprisingly, many times due simply to external pressures. This episode focuses on the quick wins to create margin.</itunes:summary>
      <itunes:subtitle>In part 2  of downsizing your lifestyle, I will begin to discuss a systematic plan for scaling-down your lifestyle without others seemingly noticing. Sometimes we just need a systematic plan like this to rewind our lifestyles to gain back margin. Oftentimes people can have a tough time slowing their spending, due to the life they are trying to uphold. Surprisingly, many times due simply to external pressures. This episode focuses on the quick wins to create margin.</itunes:subtitle>
      <itunes:keywords>personal finacne, budget, ways to save money, financial plan, save money, lifestyle</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>288</itunes:episode>
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      <title>Downsize Your Life In 7 Steps! (Part 1)</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>Part 1: In part 1 of downsizing your lifestyle, I will begin to discuss a systematic plan for scaling-down your lifestyle without others seemingly noticing. Sometimes we just need a systematic plan like this to rewind our lifestyles to gain back margin. Oftentimes people can have a tough time slowing their spending, due to the life they are trying to uphold. Surprisingly, many times due simply to external pressures. This episode focuses on the quick wins to create margin.  Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #costcutting #downsize #debt W6E1</p>
]]></description>
      <pubDate>Mon, 24 Jan 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>Part 1: In part 1 of downsizing your lifestyle, I will begin to discuss a systematic plan for scaling-down your lifestyle without others seemingly noticing. Sometimes we just need a systematic plan like this to rewind our lifestyles to gain back margin. Oftentimes people can have a tough time slowing their spending, due to the life they are trying to uphold. Surprisingly, many times due simply to external pressures. This episode focuses on the quick wins to create margin.  Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #costcutting #downsize #debt W6E1</p>
]]></content:encoded>
      <enclosure length="8946980" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/bf44b254-39db-4bd2-b582-cf5465f18318/audio/1fadb4a9-1f18-4175-b015-02dc03d7aff7/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Downsize Your Life In 7 Steps! (Part 1)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:19</itunes:duration>
      <itunes:summary>Part 1: In part 1 of downsizing your lifestyle, I will begin to discuss a systematic plan for scaling-down your lifestyle without others seemingly noticing. Sometimes we just need a systematic plan like this to rewind our lifestyles to gain back margin. Oftentimes people can have a tough time slowing their spending, due to the life they are trying to uphold. Surprisingly, many times due simply to external pressures. This episode focuses on the quick wins to create margin.</itunes:summary>
      <itunes:subtitle>Part 1: In part 1 of downsizing your lifestyle, I will begin to discuss a systematic plan for scaling-down your lifestyle without others seemingly noticing. Sometimes we just need a systematic plan like this to rewind our lifestyles to gain back margin. Oftentimes people can have a tough time slowing their spending, due to the life they are trying to uphold. Surprisingly, many times due simply to external pressures. This episode focuses on the quick wins to create margin.</itunes:subtitle>
      <itunes:keywords>downsize, budget, ways to save money, personal finance, money saving tips, save money, money tips</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>286</itunes:episode>
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      <title>Are You A Part Of The Great Resignation?</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>Some of the biggest new news of the last year that we’ve heard has been around a form of the Great Resignation. This meaning people pursuing better work environments, more flexible schedules, better perks, or those who parent young children, as well as entrepreneurs galore seeking a respite. Looking for another option than returning to the post-pandemic corporate America.  Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #TheGreatResignation #iquit # T3</p>
]]></description>
      <pubDate>Mon, 24 Jan 2022 05:37:49 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>Some of the biggest new news of the last year that we’ve heard has been around a form of the Great Resignation. This meaning people pursuing better work environments, more flexible schedules, better perks, or those who parent young children, as well as entrepreneurs galore seeking a respite. Looking for another option than returning to the post-pandemic corporate America.  Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #TheGreatResignation #iquit # T3</p>
]]></content:encoded>
      <enclosure length="12916755" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/345e50da-f4f1-49e9-8d5f-fa125f5b091a/audio/9d4dfd5e-6ad0-453c-8e85-7f8c33fa7e41/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Are You A Part Of The Great Resignation?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:13:27</itunes:duration>
      <itunes:summary>Some of the biggest new news of the last year that we’ve heard has been around a form of the Great Resignation. This meaning people pursuing better work environments, more flexible schedules, better perks, or those who parent young children, as well as entrepreneurs galore seeking a respite. Looking for another option than returning to the post-pandemic corporate America.</itunes:summary>
      <itunes:subtitle>Some of the biggest new news of the last year that we’ve heard has been around a form of the Great Resignation. This meaning people pursuing better work environments, more flexible schedules, better perks, or those who parent young children, as well as entrepreneurs galore seeking a respite. Looking for another option than returning to the post-pandemic corporate America.</itunes:subtitle>
      <itunes:keywords>big resignation, quit a job, jobs, great resignation</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>287</itunes:episode>
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    <item>
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      <title>How To Reverse Lifestyle Creep</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>It’s easy for our lifestyles to expand as we get that raise or have an additional income source, but it is a lot more difficult to reverse course and downsize. Our society is used to immediate results and instant gratification but oftentimes when we have inflated our lifestyles beyond our means, we cannot take the easy way out. When we have to slow down or even backup, we easily lose momentum in reaching our financial goals. So being watchful that our lifestyles are manageable is key. As people increase their quality of life, they can inadvertently negatively impact this by the stress in maintaining the lifestyle you have expanded to.</p><p> Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W5E5 #lifestylecreep #lifestyleinflation #inflation</p>
]]></description>
      <pubDate>Fri, 21 Jan 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>It’s easy for our lifestyles to expand as we get that raise or have an additional income source, but it is a lot more difficult to reverse course and downsize. Our society is used to immediate results and instant gratification but oftentimes when we have inflated our lifestyles beyond our means, we cannot take the easy way out. When we have to slow down or even backup, we easily lose momentum in reaching our financial goals. So being watchful that our lifestyles are manageable is key. As people increase their quality of life, they can inadvertently negatively impact this by the stress in maintaining the lifestyle you have expanded to.</p><p> Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W5E5 #lifestylecreep #lifestyleinflation #inflation</p>
]]></content:encoded>
      <enclosure length="9241641" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/14dbf587-c95f-44b8-bd04-3220e34c32a3/audio/c910d2d0-1fbf-4f36-b362-0fa9c1b96612/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>How To Reverse Lifestyle Creep</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:38</itunes:duration>
      <itunes:summary>It’s easy for our lifestyles to expand as we get that raise or have an additional income source, but it is a lot more difficult to reverse course and downsize. Our society is used to immediate results and instant gratification but oftentimes when we have inflated our lifestyles beyond our means, we cannot take the easy way out. When we have to slow down or even backup, we easily lose momentum in reaching our financial goals. So being watchful that our lifestyles are manageable is key. As people increase their quality of life, they can inadvertently negatively impact this by the stress in maintaining the lifestyle you have expanded to.</itunes:summary>
      <itunes:subtitle>It’s easy for our lifestyles to expand as we get that raise or have an additional income source, but it is a lot more difficult to reverse course and downsize. Our society is used to immediate results and instant gratification but oftentimes when we have inflated our lifestyles beyond our means, we cannot take the easy way out. When we have to slow down or even backup, we easily lose momentum in reaching our financial goals. So being watchful that our lifestyles are manageable is key. As people increase their quality of life, they can inadvertently negatively impact this by the stress in maintaining the lifestyle you have expanded to.</itunes:subtitle>
      <itunes:keywords>budgeting, lifestyle creep, personal finance, lifestyle inflation, stop lifestyle creep</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>285</itunes:episode>
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    <item>
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      <title>Has Your Lifestyle Become Inflated??</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>Lifestyle creep is seemingly acceptable in our culture today. However, whether it’s our addiction to debt, our overconsumption, or our need to keep up with the proverbial Jones’, it is difficult to avoid the trap. Our lack of margin has caused this situation to become untenable. Although everything has a lifespan and a cycle, we seem to think that our finances and lifestyles are insulated from that. I will discuss what external pressures and needs are either non-essential or even frivolous and whether your lifestyle inflation is actually sustainable. Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #lifestylecreep #lifestyleinflation #inflation W5E4</p>
]]></description>
      <pubDate>Thu, 20 Jan 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>Lifestyle creep is seemingly acceptable in our culture today. However, whether it’s our addiction to debt, our overconsumption, or our need to keep up with the proverbial Jones’, it is difficult to avoid the trap. Our lack of margin has caused this situation to become untenable. Although everything has a lifespan and a cycle, we seem to think that our finances and lifestyles are insulated from that. I will discuss what external pressures and needs are either non-essential or even frivolous and whether your lifestyle inflation is actually sustainable. Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #lifestylecreep #lifestyleinflation #inflation W5E4</p>
]]></content:encoded>
      <enclosure length="10363026" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/07fbe52d-f572-4bf2-81f8-47ce245df005/audio/93a47dde-7087-4a1c-9384-b236d0a70a8c/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Has Your Lifestyle Become Inflated??</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:10:48</itunes:duration>
      <itunes:summary>Lifestyle creep is seemingly acceptable in our culture today. However, whether it’s our addiction to debt, our overconsumption, or our need to keep up with the proverbial Jones’, it is difficult to avoid the trap. Our lack of margin has caused this situation to become untenable. Although everything has a lifespan and a cycle, we seem to think that our finances and lifestyles are insulated from that. I will discuss what external pressures and needs are either non-essential or even frivolous and whether your lifestyle inflation is actually sustainable.</itunes:summary>
      <itunes:subtitle>Lifestyle creep is seemingly acceptable in our culture today. However, whether it’s our addiction to debt, our overconsumption, or our need to keep up with the proverbial Jones’, it is difficult to avoid the trap. Our lack of margin has caused this situation to become untenable. Although everything has a lifespan and a cycle, we seem to think that our finances and lifestyles are insulated from that. I will discuss what external pressures and needs are either non-essential or even frivolous and whether your lifestyle inflation is actually sustainable.</itunes:subtitle>
      <itunes:keywords>lifestyle creep, personal finance, inflation, productivity, lifestyle inflation</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>284</itunes:episode>
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    <item>
      <guid isPermaLink="false">02c3c8e9-b6ec-4876-a844-44c18c600cde</guid>
      <title>How To Build Credit In 10 Steps (Part 2)</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>In part 2 of the 10 steps to build your credit, I will discuss the importance of reviewing your credit on an annual basis, preferably going into a new year. This will ensure you are aware of what is being reported and prepared to act on any errors that may exist. It will be important to have this information in order to assist in building a Plan to Spend to pay down and off your debt in the proper order. This credit report looks at past behaviors, but your Plan to Spend is intended to look forward and assist in improving your decision-making.  Jared created Millennial Margin out of necessity, as he has watced countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #buildcredit #credit #bestcreditcard2022</p>
]]></description>
      <pubDate>Wed, 19 Jan 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>In part 2 of the 10 steps to build your credit, I will discuss the importance of reviewing your credit on an annual basis, preferably going into a new year. This will ensure you are aware of what is being reported and prepared to act on any errors that may exist. It will be important to have this information in order to assist in building a Plan to Spend to pay down and off your debt in the proper order. This credit report looks at past behaviors, but your Plan to Spend is intended to look forward and assist in improving your decision-making.  Jared created Millennial Margin out of necessity, as he has watced countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #buildcredit #credit #bestcreditcard2022</p>
]]></content:encoded>
      <enclosure length="5517207" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/2741786c-b07a-4a9e-911c-91bec65ac5e0/audio/c4546308-4309-4216-a9b5-51c001303ad2/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>How To Build Credit In 10 Steps (Part 2)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:05:45</itunes:duration>
      <itunes:summary>In part 2 of the 10 steps to build your credit, I will discuss the importance of reviewing your credit on an annual basis, preferably going into a new year. This will ensure you are aware of what is being reported and prepared to act on any errors that may exist. It will be important to have this information in order to assist in building a Plan to Spend to pay down and off your debt in the proper order. This credit report looks at past behaviors, but your Plan to Spend is intended to look forward and assist in improving your decision-making. </itunes:summary>
      <itunes:subtitle>In part 2 of the 10 steps to build your credit, I will discuss the importance of reviewing your credit on an annual basis, preferably going into a new year. This will ensure you are aware of what is being reported and prepared to act on any errors that may exist. It will be important to have this information in order to assist in building a Plan to Spend to pay down and off your debt in the proper order. This credit report looks at past behaviors, but your Plan to Spend is intended to look forward and assist in improving your decision-making. </itunes:subtitle>
      <itunes:keywords>boost credit, credit score, build credit</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>283</itunes:episode>
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    <item>
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      <title>How To Build Credit In 10 Steps (Part 1)</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>In part 1 of the 10 steps to build your credit, I will discuss the importance of reviewing your credit on an annual basis, preferably going into a new year. This will ensure you are aware of what is being reported and prepared to act on any errors that may exist. It will be important to have this information in order to assist in building a Plan to Spend to pay down and off your debt in the proper order. This credit report looks at past behaviors, but your Plan to Spend is intended to look forward and assist in improving your decision-making.</p><p> Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Tue, 18 Jan 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>In part 1 of the 10 steps to build your credit, I will discuss the importance of reviewing your credit on an annual basis, preferably going into a new year. This will ensure you are aware of what is being reported and prepared to act on any errors that may exist. It will be important to have this information in order to assist in building a Plan to Spend to pay down and off your debt in the proper order. This credit report looks at past behaviors, but your Plan to Spend is intended to look forward and assist in improving your decision-making.</p><p> Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
      <enclosure length="12045729" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/19c7deb9-ac1d-4dd8-899d-31e13e6f32bb/audio/021e1f17-8c36-4761-ae34-e3d8daa899ef/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>How To Build Credit In 10 Steps (Part 1)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:12:33</itunes:duration>
      <itunes:summary>In part 1 of the 10 steps to build your credit, I will discuss the importance of reviewing your credit on an annual basis, preferably going into a new year. This will ensure you are aware of what is being reported and prepared to act on any errors that may exist. It will be important to have this information in order to assist in building a Plan to Spend to pay down and off your debt in the proper order. This credit report looks at past behaviors, but your Plan to Spend is intended to look forward and assist in improving your decision-making. </itunes:summary>
      <itunes:subtitle>In part 1 of the 10 steps to build your credit, I will discuss the importance of reviewing your credit on an annual basis, preferably going into a new year. This will ensure you are aware of what is being reported and prepared to act on any errors that may exist. It will be important to have this information in order to assist in building a Plan to Spend to pay down and off your debt in the proper order. This credit report looks at past behaviors, but your Plan to Spend is intended to look forward and assist in improving your decision-making. </itunes:subtitle>
      <itunes:keywords>how to build credit, credit builder card, self credit builder</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>282</itunes:episode>
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      <title>How To Calculate Your Credit Score</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>The credit scoring industry has two main players that have built scoring models in order to deem what types of credit and how much credit is good. It’s important to know the makeup of your own credit score, so in this episode we will look at when this industry emerged and how the three main credit reporting agencies look at your creditworthiness. I explain what a healthy credit score looks like and what options this score can open up if maintained.</p><p> Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #creditscore #freecreditreport #ficoscore</p>
]]></description>
      <pubDate>Mon, 17 Jan 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>The credit scoring industry has two main players that have built scoring models in order to deem what types of credit and how much credit is good. It’s important to know the makeup of your own credit score, so in this episode we will look at when this industry emerged and how the three main credit reporting agencies look at your creditworthiness. I explain what a healthy credit score looks like and what options this score can open up if maintained.</p><p> Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #creditscore #freecreditreport #ficoscore</p>
]]></content:encoded>
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      <itunes:title>How To Calculate Your Credit Score</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:05:37</itunes:duration>
      <itunes:summary>The credit scoring industry has two main players that have built scoring models in order to deem what types of credit and how much credit is good. It’s important to know the makeup of your own credit score, so in this episode we will look at when this industry emerged and how the three main credit reporting agencies look at your creditworthiness. I explain what a healthy credit score looks like and what options this score can open up if maintained.</itunes:summary>
      <itunes:subtitle>The credit scoring industry has two main players that have built scoring models in order to deem what types of credit and how much credit is good. It’s important to know the makeup of your own credit score, so in this episode we will look at when this industry emerged and how the three main credit reporting agencies look at your creditworthiness. I explain what a healthy credit score looks like and what options this score can open up if maintained.</itunes:subtitle>
      <itunes:keywords>credit, boost credit score, free credit score, fico score, credit score, credit score check</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>281</itunes:episode>
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      <title>Inflation Rate Hits Record High For The First Time In 4 Decades!</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>Some of the biggest new news of the last year that we’ve heard has been around a form of the Great Resignation. This meaning people pursuing better work environments, more flexible schedules, better perks, or those who parent young children, as well as entrepreneurs galore seeking a respite. Looking for another option than returning to the post-pandemic corporate America. </p><p> Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #inflationrate #inflation #consumerpriceindex T2</p>
]]></description>
      <pubDate>Mon, 17 Jan 2022 04:32:36 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>Some of the biggest new news of the last year that we’ve heard has been around a form of the Great Resignation. This meaning people pursuing better work environments, more flexible schedules, better perks, or those who parent young children, as well as entrepreneurs galore seeking a respite. Looking for another option than returning to the post-pandemic corporate America. </p><p> Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #inflationrate #inflation #consumerpriceindex T2</p>
]]></content:encoded>
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      <itunes:title>Inflation Rate Hits Record High For The First Time In 4 Decades!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:11:51</itunes:duration>
      <itunes:summary>Some of the biggest new news of the last year that we’ve heard has been around a form of the Great Resignation. This meaning people pursuing better work environments, more flexible schedules, better perks, or those who parent young children, as well as entrepreneurs galore seeking a respite. Looking for another option than returning to the post-pandemic corporate America.</itunes:summary>
      <itunes:subtitle>Some of the biggest new news of the last year that we’ve heard has been around a form of the Great Resignation. This meaning people pursuing better work environments, more flexible schedules, better perks, or those who parent young children, as well as entrepreneurs galore seeking a respite. Looking for another option than returning to the post-pandemic corporate America.</itunes:subtitle>
      <itunes:keywords>interest rate, current mortgage rate, great resignation</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
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      <itunes:episode>280</itunes:episode>
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      <title>Are You Addicted to Debt?</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>Since we are typically a product of our environment, we have seemingly become accustomed to placing as much of our lifestyle on credit as possible. However, with our average debt per individual ballooning to $51,900, we are left with no financial margin. We have $14.35 trillion in aggregate debt, with no plans of slowing down. Being that the majority of the population cannot cover a $1k emergency without going into debt, we utilize debt in many forms as a personal bailout plan. Unfortunately, many of this is further exacerbated by credit being further extended on unsecured debt products with high interest rates. The real question is, can you actually afford the lifestyle you live? Not can you afford the payments, but can you afford to purchase the lifestyle you have without debt?  Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W4E5 #debt #nationaldebt #personalfinance</p>
]]></description>
      <pubDate>Fri, 14 Jan 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>Since we are typically a product of our environment, we have seemingly become accustomed to placing as much of our lifestyle on credit as possible. However, with our average debt per individual ballooning to $51,900, we are left with no financial margin. We have $14.35 trillion in aggregate debt, with no plans of slowing down. Being that the majority of the population cannot cover a $1k emergency without going into debt, we utilize debt in many forms as a personal bailout plan. Unfortunately, many of this is further exacerbated by credit being further extended on unsecured debt products with high interest rates. The real question is, can you actually afford the lifestyle you live? Not can you afford the payments, but can you afford to purchase the lifestyle you have without debt?  Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W4E5 #debt #nationaldebt #personalfinance</p>
]]></content:encoded>
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      <itunes:title>Are You Addicted to Debt?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:12:05</itunes:duration>
      <itunes:summary>Since we are typically a product of our environment, we have seemingly become accustomed to placing as much of our lifestyle on credit as possible. However, with our average debt per individual ballooning to $51,900, we are left with no financial margin. We have $14.35 trillion in aggregate debt, with no plans of slowing down. Being that the majority of the population cannot cover a $1k emergency without going into debt, we utilize debt in many forms as a personal bailout plan. Unfortunately, many of this is further exacerbated by credit being further extended on unsecured debt products with high interest rates. The real question is, can you actually afford the lifestyle you live? Not can you afford the payments, but can you afford to purchase the lifestyle you have without debt?</itunes:summary>
      <itunes:subtitle>Since we are typically a product of our environment, we have seemingly become accustomed to placing as much of our lifestyle on credit as possible. However, with our average debt per individual ballooning to $51,900, we are left with no financial margin. We have $14.35 trillion in aggregate debt, with no plans of slowing down. Being that the majority of the population cannot cover a $1k emergency without going into debt, we utilize debt in many forms as a personal bailout plan. Unfortunately, many of this is further exacerbated by credit being further extended on unsecured debt products with high interest rates. The real question is, can you actually afford the lifestyle you live? Not can you afford the payments, but can you afford to purchase the lifestyle you have without debt?</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>279</itunes:episode>
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      <title>Our Nation is Addicted to Debt</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>If you are living a life of quiet desperation in regards to your money and more specifically your debt you’re not alone. It is easy to get into debt, but it is not so easy to get out of debt and our economy being fueled by a debt culture is creating this environment. The U.S. debt has skyrocketed by 400% over the last 12-years to $27.5 trillion. From a consumer standpoint, where does that leave us? Being a product of our society, do we see the addiction to debt or has living beyond our means become the new status quo. Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W4E4 #nationaldebt #debt #financialplan</p>
]]></description>
      <pubDate>Thu, 13 Jan 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>If you are living a life of quiet desperation in regards to your money and more specifically your debt you’re not alone. It is easy to get into debt, but it is not so easy to get out of debt and our economy being fueled by a debt culture is creating this environment. The U.S. debt has skyrocketed by 400% over the last 12-years to $27.5 trillion. From a consumer standpoint, where does that leave us? Being a product of our society, do we see the addiction to debt or has living beyond our means become the new status quo. Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W4E4 #nationaldebt #debt #financialplan</p>
]]></content:encoded>
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      <itunes:title>Our Nation is Addicted to Debt</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:11:06</itunes:duration>
      <itunes:summary>If you are living a life of quiet desperation in regards to your money and more specifically your debt you’re not alone. It is easy to get into debt, but it is not so easy to get out of debt and our economy being fueled by a debt culture is creating this environment. The U.S. debt has skyrocketed by 400% over the last 12-years to $27.5 trillion. From a consumer standpoint, where does that leave us? Being a product of our society, do we see the addiction to debt or has living beyond our means become the new status quo.</itunes:summary>
      <itunes:subtitle>If you are living a life of quiet desperation in regards to your money and more specifically your debt you’re not alone. It is easy to get into debt, but it is not so easy to get out of debt and our economy being fueled by a debt culture is creating this environment. The U.S. debt has skyrocketed by 400% over the last 12-years to $27.5 trillion. From a consumer standpoint, where does that leave us? Being a product of our society, do we see the addiction to debt or has living beyond our means become the new status quo.</itunes:subtitle>
      <itunes:keywords>national debt, budget 2022, personal finance, debt</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>278</itunes:episode>
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      <title>Avoid a Negative Relationship With Money</title>
      <description><![CDATA[<p>Everyone has some kind of a relationship with money, whether positive, negative, or indifferent. If you are working as a cog in someone’s business or maybe even your own business, are you doing this out of fear or is this where you want to be? So many do not actively manage their finances and leave it to chance. Instead my goal is to help you focus on how to audit where you’re at, automate your process for managing your finances, then augment your finances to grow your wealth. We win at what we focus on, so although you may be facing a financial obstacle of some kind, there is hope. Focus not on the obstacle, but on where you want to be with your finances correcting your relationship with money. </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #debt #moneytips #financialplanner W4E3</p>
]]></description>
      <pubDate>Wed, 12 Jan 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Everyone has some kind of a relationship with money, whether positive, negative, or indifferent. If you are working as a cog in someone’s business or maybe even your own business, are you doing this out of fear or is this where you want to be? So many do not actively manage their finances and leave it to chance. Instead my goal is to help you focus on how to audit where you’re at, automate your process for managing your finances, then augment your finances to grow your wealth. We win at what we focus on, so although you may be facing a financial obstacle of some kind, there is hope. Focus not on the obstacle, but on where you want to be with your finances correcting your relationship with money. </p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #debt #moneytips #financialplanner W4E3</p>
]]></content:encoded>
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      <itunes:title>Avoid a Negative Relationship With Money</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:10:55</itunes:duration>
      <itunes:summary>Everyone has some kind of a relationship with money, whether positive, negative, or indifferent. If you are working as a cog in someone’s business or maybe even your own business, are you doing this out of fear or is this where you want to be? So many do not actively manage their finances and leave it to chance. Instead my goal is to help you focus on how to audit where you’re at, automate your process for managing your finances, then augment your finances to grow your wealth. We win at what we focus on, so although you may be facing a financial obstacle of some kind, there is hope. Focus not on the obstacle, but on where you want to be with your finances correcting your relationship with money.</itunes:summary>
      <itunes:subtitle>Everyone has some kind of a relationship with money, whether positive, negative, or indifferent. If you are working as a cog in someone’s business or maybe even your own business, are you doing this out of fear or is this where you want to be? So many do not actively manage their finances and leave it to chance. Instead my goal is to help you focus on how to audit where you’re at, automate your process for managing your finances, then augment your finances to grow your wealth. We win at what we focus on, so although you may be facing a financial obstacle of some kind, there is hope. Focus not on the obstacle, but on where you want to be with your finances correcting your relationship with money.</itunes:subtitle>
      <itunes:keywords>budgeting, personal finance, money, financial planner, financial advisor, money tips</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
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      <guid isPermaLink="false">3b80c404-1c99-4944-969a-2c55234b2e1f</guid>
      <title>Don&apos;t Let Your Financial Obstacles Define You</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/ ">https://millennialmargin.com/learn/ </a></p><p> </p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #personalfinance #debt #moneytips</p>
]]></description>
      <pubDate>Tue, 11 Jan 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/ ">https://millennialmargin.com/learn/ </a></p><p> </p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #personalfinance #debt #moneytips</p>
]]></content:encoded>
      <enclosure length="9546750" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/7fb2d322-c86e-40ff-9b8b-eed7c57c123d/audio/554fcfbe-e81e-4509-a5ea-78f70ae7c10c/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Don&apos;t Let Your Financial Obstacles Define You</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:57</itunes:duration>
      <itunes:summary>We have all experienced some kind of financial setback in life. So if this is the case, we need to allow these setbacks to refine us instead of define us. Once we get past the hurdle it can be difficult to know whether we actually learned the lesson or simply stopped short. Have your excuses for why you are where you are in your personal finances trumped the dreams you had for your finances and if so, how do you ensure that the money you are working hard to earn works for you instead of you working for it? It is said there are only three things you can do with money; give, save, or spend, so how are you strategically planning for where your finances need to go?
</itunes:summary>
      <itunes:subtitle>We have all experienced some kind of financial setback in life. So if this is the case, we need to allow these setbacks to refine us instead of define us. Once we get past the hurdle it can be difficult to know whether we actually learned the lesson or simply stopped short. Have your excuses for why you are where you are in your personal finances trumped the dreams you had for your finances and if so, how do you ensure that the money you are working hard to earn works for you instead of you working for it? It is said there are only three things you can do with money; give, save, or spend, so how are you strategically planning for where your finances need to go?
</itunes:subtitle>
      <itunes:keywords>get out of debt, pay debt, personal finance, debt, money tips</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>276</itunes:episode>
    </item>
    <item>
      <guid isPermaLink="false">a27a2615-076b-4eb5-b5fd-7eacf4d4fd5b</guid>
      <title>80% Of Us Are Trapped By Debt</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #debt #nationaldebt #personalfinance</p>
]]></description>
      <pubDate>Mon, 10 Jan 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #debt #nationaldebt #personalfinance</p>
]]></content:encoded>
      <enclosure length="8313355" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/1b8bf80b-eef5-4676-85c3-51c438211b51/audio/c4fd7c3d-3ffa-49d6-8a82-ea36b1438546/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>80% Of Us Are Trapped By Debt</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:40</itunes:duration>
      <itunes:summary>Let’s face it, no one likes to talk about debt especially their own. However, almost 80% of us have some form of debt. If debt is such a massive issue though, then why are we not serious about resolving it. In our culture you have to have credit, to get into debt, to then build your credit based on credit lines, to show you’re responsible, to then build your credit score and get into more debt. This is a vicious cycle that is so easy to get trapped by, but just because you master managing your credit score, doesn’t mean you actually manage money well.</itunes:summary>
      <itunes:subtitle>Let’s face it, no one likes to talk about debt especially their own. However, almost 80% of us have some form of debt. If debt is such a massive issue though, then why are we not serious about resolving it. In our culture you have to have credit, to get into debt, to then build your credit based on credit lines, to show you’re responsible, to then build your credit score and get into more debt. This is a vicious cycle that is so easy to get trapped by, but just because you master managing your credit score, doesn’t mean you actually manage money well.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>274</itunes:episode>
    </item>
    <item>
      <guid isPermaLink="false">0ecfccf1-e31d-4634-983c-0132a2a552a5</guid>
      <title>National Debt Hits $29 Trillion!</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #nationaldebt #unitedstatesdebt #debt W1</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p>
]]></description>
      <pubDate>Mon, 10 Jan 2022 04:20:54 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #nationaldebt #unitedstatesdebt #debt W1</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p>
]]></content:encoded>
      <enclosure length="13642332" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/8696dd48-04c9-43d2-b8ba-60844c158915/audio/e519f5e6-e25d-4b6d-904c-74358ebadf50/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>National Debt Hits $29 Trillion!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:14:13</itunes:duration>
      <itunes:summary>So let’s talk about the U.S. national debt crisis. Many would argue that it’s not a crisis as long as we have the ability to pay our interest payments. I believe however, that it’s a crisis because although there are ways to kick the can down the road, our financial systems are ultimately not working–and these broken systems are infiltrating how the population handles their own household finances.</itunes:summary>
      <itunes:subtitle>So let’s talk about the U.S. national debt crisis. Many would argue that it’s not a crisis as long as we have the ability to pay our interest payments. I believe however, that it’s a crisis because although there are ways to kick the can down the road, our financial systems are ultimately not working–and these broken systems are infiltrating how the population handles their own household finances.</itunes:subtitle>
      <itunes:keywords>national debt, debt, personal loan, loan debt</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>275</itunes:episode>
    </item>
    <item>
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      <title>Everything You Need to Build a Budget</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W3E3 #budget #spendingplan #personalfinance</p>
]]></description>
      <pubDate>Fri, 7 Jan 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W3E3 #budget #spendingplan #personalfinance</p>
]]></content:encoded>
      <enclosure length="12439030" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/0461f713-7496-4c70-9000-c7e3ebfd9844/audio/0c4e653f-1b27-4b47-87d3-3aa4c5ba0606/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Everything You Need to Build a Budget</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:12:57</itunes:duration>
      <itunes:summary>Let’s take a look at where you derive your income from and what expenses you have. Breaking your expenses into categories to monitor is key. This is especially important when looking at categories within your Plan to Spend that matter most to you and how to build a budget around that. Don’t prioritize your spending based on the spending of those around you, base it on what adds the most value to you.</itunes:summary>
      <itunes:subtitle>Let’s take a look at where you derive your income from and what expenses you have. Breaking your expenses into categories to monitor is key. This is especially important when looking at categories within your Plan to Spend that matter most to you and how to build a budget around that. Don’t prioritize your spending based on the spending of those around you, base it on what adds the most value to you.</itunes:subtitle>
      <itunes:keywords>personal finance 2022, budget, build a budget, plan to spend</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>273</itunes:episode>
    </item>
    <item>
      <guid isPermaLink="false">5d3be78f-ea21-4280-a30e-49b8f3ff84c9</guid>
      <title>The best budget planners of 2022!</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W3E4 #budget #budgetplanner #spendingplan</p>
]]></description>
      <pubDate>Thu, 6 Jan 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W3E4 #budget #budgetplanner #spendingplan</p>
]]></content:encoded>
      <enclosure length="6873903" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/d4e50d54-cee3-4df2-b023-d39d5eb01621/audio/f4f91822-4dae-4165-8e3e-6523d3dfc6da/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>The best budget planners of 2022!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:10</itunes:duration>
      <itunes:summary>Many people do not know where to start to build their budget, so let&apos;s review a few products that are available to you for free. Then let&apos;s look back at the last 90 days of your bank and credit card statements to see where you have been spending your money. Take an objective approach in reviewing these, so that you can make adjustments going forward by utilizing a budgeting software to track your inflow and outflow.
</itunes:summary>
      <itunes:subtitle>Many people do not know where to start to build their budget, so let&apos;s review a few products that are available to you for free. Then let&apos;s look back at the last 90 days of your bank and credit card statements to see where you have been spending your money. Take an objective approach in reviewing these, so that you can make adjustments going forward by utilizing a budgeting software to track your inflow and outflow.
</itunes:subtitle>
      <itunes:keywords>budget, budget planner, plan to spend, budget planning</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>272</itunes:episode>
    </item>
    <item>
      <guid isPermaLink="false">7d82a6d0-e934-4c03-9862-408cdc3a708b</guid>
      <title>How to Build a Budget in 2022!</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W3E3 #budgeting #plantospend #2022</p>
]]></description>
      <pubDate>Wed, 5 Jan 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W3E3 #budgeting #plantospend #2022</p>
]]></content:encoded>
      <enclosure length="6177165" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/645dfad3-796c-4abc-8722-4e56d869ee04/audio/3f27c065-3b9c-49d3-ae29-c25610c91e5b/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>How to Build a Budget in 2022!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:06:26</itunes:duration>
      <itunes:summary>Although it is important to build a Plan to Spend, many of us struggle to build, manage, or monitor a budget. This causes us to unknowingly back ourselves into a corner by having perceived freedom instead of real freedom in our finances. Seeing money as a tool that you utilize to create options by being proactive instead of reactive and proactive instead of stagnant. This is accomplished by planning for what matters most to the lifestyle I want to live.</itunes:summary>
      <itunes:subtitle>Although it is important to build a Plan to Spend, many of us struggle to build, manage, or monitor a budget. This causes us to unknowingly back ourselves into a corner by having perceived freedom instead of real freedom in our finances. Seeing money as a tool that you utilize to create options by being proactive instead of reactive and proactive instead of stagnant. This is accomplished by planning for what matters most to the lifestyle I want to live.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>271</itunes:episode>
    </item>
    <item>
      <guid isPermaLink="false">bfc5138b-fb59-40d9-b2f2-2074a43ed8eb</guid>
      <title>Budgeting for the new year!</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W3E2 #budgeting #personalfinance #goals</p>
]]></description>
      <pubDate>Tue, 4 Jan 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W3E2 #budgeting #personalfinance #goals</p>
]]></content:encoded>
      <enclosure length="10766775" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/dfe08e6f-7a2f-4cfc-9ea8-31463d698810/audio/2266622f-e3ce-44e0-b0a1-2ec0bf069ddc/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Budgeting for the new year!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:11:13</itunes:duration>
      <itunes:summary>Having a vision for our personal finances is key so that you have a target you’re aiming at. But in order to hit that target you also must build parameters to operate within. You can accomplish so much more when you are intentional with where you are going. We all have aspects of our personal finances that we wish came more naturally, but half the battle is just being aware. You can’t just wing it with money and hope it all works out.</itunes:summary>
      <itunes:subtitle>Having a vision for our personal finances is key so that you have a target you’re aiming at. But in order to hit that target you also must build parameters to operate within. You can accomplish so much more when you are intentional with where you are going. We all have aspects of our personal finances that we wish came more naturally, but half the battle is just being aware. You can’t just wing it with money and hope it all works out.</itunes:subtitle>
      <itunes:keywords>budgeting, budget, personal finance, spending plan, goals</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>270</itunes:episode>
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    <item>
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      <title>Why you need a budget in 2022!</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #budget #personalfinance2022 #spendingplan W3E1</p>
]]></description>
      <pubDate>Mon, 3 Jan 2022 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #budget #personalfinance2022 #spendingplan W3E1</p>
]]></content:encoded>
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      <itunes:title>Why you need a budget in 2022!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:05:22</itunes:duration>
      <itunes:summary>A budget can seem more restricting than liberating, but that may just be because you haven’t built your budget to fit your lifestyle. There is great freedom within parameters, especially when you determine what truly matters to you and you attribute the greatest parts of your budget to what matters most. Sometimes our perceived control over our money can replace our actual control over our money. Therefore, we end up ditching the budget instead of having the opportunity to build [Margin] by telling our money where to go.</itunes:summary>
      <itunes:subtitle>A budget can seem more restricting than liberating, but that may just be because you haven’t built your budget to fit your lifestyle. There is great freedom within parameters, especially when you determine what truly matters to you and you attribute the greatest parts of your budget to what matters most. Sometimes our perceived control over our money can replace our actual control over our money. Therefore, we end up ditching the budget instead of having the opportunity to build [Margin] by telling our money where to go.</itunes:subtitle>
      <itunes:keywords>budget 2022, personal finance 2022, budget, personal finance</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>269</itunes:episode>
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      <title>Now you must act!</title>
      <description><![CDATA[<p>Margin Membership Sign-up: https://millennialmargin.com/learn/ Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W54E5 #personalfinance #financetips #savingmoney</p>
]]></description>
      <pubDate>Fri, 31 Dec 2021 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: https://millennialmargin.com/learn/ Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W54E5 #personalfinance #financetips #savingmoney</p>
]]></content:encoded>
      <enclosure length="6468900" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/009d6176-bf00-43f9-9e1f-9cd8f47e7984/audio/628506ef-7124-4b73-9876-2e0da715f343/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Now you must act!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:06:44</itunes:duration>
      <itunes:summary>We have covered 12 themes on debt, saving, taxes and income, transportation, lifestyle, education, recharge, shelter, essentials, care, insurance and legacy, and now giving. This has taken a tremendous amount of time, effort, and focus in order to deliver this content each day to you. I hope this has helped you establish a foundation for your personal finances and life that you can then build upon.</itunes:summary>
      <itunes:subtitle>We have covered 12 themes on debt, saving, taxes and income, transportation, lifestyle, education, recharge, shelter, essentials, care, insurance and legacy, and now giving. This has taken a tremendous amount of time, effort, and focus in order to deliver this content each day to you. I hope this has helped you establish a foundation for your personal finances and life that you can then build upon.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>268</itunes:episode>
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      <title>Preparation for goal-setting</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W54E4 #goalsetting #newyear #financialplanning</p>
]]></description>
      <pubDate>Thu, 30 Dec 2021 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W54E4 #goalsetting #newyear #financialplanning</p>
]]></content:encoded>
      <enclosure length="5615427" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/6603d756-a546-4025-a37f-61bf7594720b/audio/0ecab4c8-fcaf-44fb-aadb-19a6fd2b3aed/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Preparation for goal-setting</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:05:51</itunes:duration>
      <itunes:summary>Now that you have shown gratitude for what has happened in the past, let’s look forward. Looking forward into the next year can give you a glimpse of hope or it can be a bit daunting. We must always have something to look forward to, to work toward, or to even be excited about.</itunes:summary>
      <itunes:subtitle>Now that you have shown gratitude for what has happened in the past, let’s look forward. Looking forward into the next year can give you a glimpse of hope or it can be a bit daunting. We must always have something to look forward to, to work toward, or to even be excited about.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>267</itunes:episode>
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      <title>Show some gratitude!</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W54E3 #gratitude #thankful #giving</p>
]]></description>
      <pubDate>Wed, 29 Dec 2021 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W54E3 #gratitude #thankful #giving</p>
]]></content:encoded>
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      <itunes:title>Show some gratitude!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:15</itunes:duration>
      <itunes:summary>Gratitude should be something that you do daily as it gives you the ability to reflect in real-time, see all that you have, take your eyes off who you may be comparing yourself to, or what you may not have, and truly be grateful for what you do.</itunes:summary>
      <itunes:subtitle>Gratitude should be something that you do daily as it gives you the ability to reflect in real-time, see all that you have, take your eyes off who you may be comparing yourself to, or what you may not have, and truly be grateful for what you do.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>266</itunes:episode>
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      <title>Giving is more than an action</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W54E2 #giving #perspective #personalfinance</p>
]]></description>
      <pubDate>Tue, 28 Dec 2021 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W54E2 #giving #perspective #personalfinance</p>
]]></content:encoded>
      <enclosure length="5125578" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/2cfe0d25-b4ee-4524-98de-c1f58ab77c25/audio/d8837e0b-7fa8-460d-9fc9-ba4261c85592/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Giving is more than an action</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:05:20</itunes:duration>
      <itunes:summary>Steady consistent giving is key to your financial picture. Let’s put that steady plan from last episode to action. So let’s say that you have defined what events merit a gift, you have specified who you plan to give to, how often and how much you will give in the form of other planned and spontaneous giving opportunities. Now what? It’s now time to put this plan into action.</itunes:summary>
      <itunes:subtitle>Steady consistent giving is key to your financial picture. Let’s put that steady plan from last episode to action. So let’s say that you have defined what events merit a gift, you have specified who you plan to give to, how often and how much you will give in the form of other planned and spontaneous giving opportunities. Now what? It’s now time to put this plan into action.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>265</itunes:episode>
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      <title>Why you need to plan to give</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W54E1 #giving #financialplan #giveback</p>
]]></description>
      <pubDate>Mon, 27 Dec 2021 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W54E1 #giving #financialplan #giveback</p>
]]></content:encoded>
      <enclosure length="6378203" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/4aaac92c-d31f-4474-b991-6f7ba744be50/audio/014a6240-0987-4722-90d6-b651889d7d39/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Why you need to plan to give</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:06:39</itunes:duration>
      <itunes:summary>I don’t know about you, but for me it is so easy to get into a rhythm whereas I have good intentions to be a giving person and even have viable giving opportunities, but then get distracted with all the other demands of life. I think this is why giving is so important, especially setting up a rhythm for giving. It’s easy to miss the opportunity if you’re always running from one thing to the next. This is why it’s so important to stop and figure out what rhythm you need to set up, so that you slow down, see the needs around you, figure out how you need to be involved and then take action. This will give you the ability to put life back in perspective, realizing what’s important.</itunes:summary>
      <itunes:subtitle>I don’t know about you, but for me it is so easy to get into a rhythm whereas I have good intentions to be a giving person and even have viable giving opportunities, but then get distracted with all the other demands of life. I think this is why giving is so important, especially setting up a rhythm for giving. It’s easy to miss the opportunity if you’re always running from one thing to the next. This is why it’s so important to stop and figure out what rhythm you need to set up, so that you slow down, see the needs around you, figure out how you need to be involved and then take action. This will give you the ability to put life back in perspective, realizing what’s important.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>264</itunes:episode>
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      <title>Overwhelmed by how to give back?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W53E5 #giving #charity #giveback</p>
]]></description>
      <pubDate>Fri, 24 Dec 2021 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W53E5 #giving #charity #giveback</p>
]]></content:encoded>
      <enclosure length="8717102" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/824d9d82-593e-4475-b8b2-ebf00791c880/audio/30c9e439-d908-4b61-94b8-ae17fb38cc3b/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Overwhelmed by how to give back?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:05</itunes:duration>
      <itunes:summary>When giving back, you need to identify who or what is your best means of giving back. Is it something that pulls at you like an orphanage, animal shelter, or preservation society? Is it a mission-based organization that sends missionaries to other parts of the world? This is the part that can be so difficult because there are always so many needs to give to.</itunes:summary>
      <itunes:subtitle>When giving back, you need to identify who or what is your best means of giving back. Is it something that pulls at you like an orphanage, animal shelter, or preservation society? Is it a mission-based organization that sends missionaries to other parts of the world? This is the part that can be so difficult because there are always so many needs to give to.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>263</itunes:episode>
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      <title>Why a financial plan may be the most crucial part of giving</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W53E4 #financialplan #giving #personalfinance</p>
]]></description>
      <pubDate>Thu, 23 Dec 2021 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W53E4 #financialplan #giving #personalfinance</p>
]]></content:encoded>
      <enclosure length="7792158" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/f61d8b4a-c479-4ce8-ade6-fb6ad9156c44/audio/3beefb6b-b3a4-469b-9dbe-4c490f4fe75d/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Why a financial plan may be the most crucial part of giving</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:07</itunes:duration>
      <itunes:summary>Most people walk through life with no plan, except putting one foot in front of the other. Don’t be that person. Be resolute in building a financial plan for where your money will come from and what you plan to do with it.</itunes:summary>
      <itunes:subtitle>Most people walk through life with no plan, except putting one foot in front of the other. Don’t be that person. Be resolute in building a financial plan for where your money will come from and what you plan to do with it.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>262</itunes:episode>
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      <title>THIS is what is most important about giving</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W53E3 #giving #personalfinance #endoftheyear</p>
]]></description>
      <pubDate>Wed, 22 Dec 2021 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W53E3 #giving #personalfinance #endoftheyear</p>
]]></content:encoded>
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      <itunes:title>THIS is what is most important about giving</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:15</itunes:duration>
      <itunes:summary>When we have gone through the process of building a Plan to Spend or budget there was a line item designated to giving. Oftentimes people give when the dust settles and they see what is leftover, but you don’t want to wait until this point in order to have a plan and follow through on it in order to give to what matters most to you.</itunes:summary>
      <itunes:subtitle>When we have gone through the process of building a Plan to Spend or budget there was a line item designated to giving. Oftentimes people give when the dust settles and they see what is leftover, but you don’t want to wait until this point in order to have a plan and follow through on it in order to give to what matters most to you.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>261</itunes:episode>
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      <title>THIS is what is most important about giving</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W53E2 #giving #personalfinance #plantospend</p>
]]></description>
      <pubDate>Tue, 21 Dec 2021 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W53E2 #giving #personalfinance #plantospend</p>
]]></content:encoded>
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      <itunes:title>THIS is what is most important about giving</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:10:01</itunes:duration>
      <itunes:summary>When we have gone through the process of building a Plan to Spend or budget there was a line item designated to giving. Oftentimes people give when the dust settles and they see what is leftover, but you don’t want to wait until this point in order to have a plan and follow through on it in order to give to what matters most to you.</itunes:summary>
      <itunes:subtitle>When we have gone through the process of building a Plan to Spend or budget there was a line item designated to giving. Oftentimes people give when the dust settles and they see what is leftover, but you don’t want to wait until this point in order to have a plan and follow through on it in order to give to what matters most to you.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>260</itunes:episode>
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      <title>Does self-care impact your generosity?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W53E1 #generosity #giving #selfcare</p>
]]></description>
      <pubDate>Mon, 20 Dec 2021 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W53E1 #generosity #giving #selfcare</p>
]]></content:encoded>
      <enclosure length="9628670" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/4080e7b6-f62b-489a-a14f-6ca0c42764aa/audio/3007a65e-3f23-4d48-9d97-c53202f1424e/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Does self-care impact your generosity?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:10:02</itunes:duration>
      <itunes:summary>The U.S. tops the charts in regards to substance abuse, prescription medication use, mental health issues, amongst a number of other aspects. Why is this the case though, especially being such an affluent nation that you would think has far less to worry about than a developing nation?</itunes:summary>
      <itunes:subtitle>The U.S. tops the charts in regards to substance abuse, prescription medication use, mental health issues, amongst a number of other aspects. Why is this the case though, especially being such an affluent nation that you would think has far less to worry about than a developing nation?</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>259</itunes:episode>
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      <title>Why should giving be essential to you</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W52E5 #essentialism #personalfinance #lifestyle</p>
]]></description>
      <pubDate>Fri, 17 Dec 2021 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W52E5 #essentialism #personalfinance #lifestyle</p>
]]></content:encoded>
      <enclosure length="6756038" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/a0a55226-02b2-433e-a887-3ad746f0b531/audio/c2343355-a664-4fb1-bfbc-171b4785e2be/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Why should giving be essential to you</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:02</itunes:duration>
      <itunes:summary>Looking back on the theme of what&apos;s essential, I outlined the importance of what was essential in your home, food, clothing, transportation, health, healthcare, finances and resulting budget. In each of these areas, it’s important to identify what is most important to you then focus your efforts on those aspects that add the most value. What you will find is that there are a lot fewer purchases that really matter to you than you thought. Once you can narrow your purchases to only that which matters, you won’t be sacrificing your lifestyle, but will end up saving money that can then be relocated.</itunes:summary>
      <itunes:subtitle>Looking back on the theme of what&apos;s essential, I outlined the importance of what was essential in your home, food, clothing, transportation, health, healthcare, finances and resulting budget. In each of these areas, it’s important to identify what is most important to you then focus your efforts on those aspects that add the most value. What you will find is that there are a lot fewer purchases that really matter to you than you thought. Once you can narrow your purchases to only that which matters, you won’t be sacrificing your lifestyle, but will end up saving money that can then be relocated.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>258</itunes:episode>
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      <title>How your home is limiting you</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W52E4 #home #renting #househack</p>
]]></description>
      <pubDate>Thu, 16 Dec 2021 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W52E4 #home #renting #househack</p>
]]></content:encoded>
      <enclosure length="10800628" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/192787b6-40cb-4ad1-b9c7-b82e32839ca8/audio/7372f6d1-56ce-4988-878c-08887dc253e6/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>How your home is limiting you</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:11:15</itunes:duration>
      <itunes:summary>The place that you live whether rented or owned–is it more than you need or even want? As in, is the payment, maintenance, repairs, cleaning, utilities, and household goods reasonable or are you constantly pulled away from what’s really important to you because of the needs of your dwelling? Have you ever thought about the seasonality of owning your home based on your marital status, number of dependents, your business or job stability, how long you will be in that specific location, and whether that space is appropriate based on where you are financially.</itunes:summary>
      <itunes:subtitle>The place that you live whether rented or owned–is it more than you need or even want? As in, is the payment, maintenance, repairs, cleaning, utilities, and household goods reasonable or are you constantly pulled away from what’s really important to you because of the needs of your dwelling? Have you ever thought about the seasonality of owning your home based on your marital status, number of dependents, your business or job stability, how long you will be in that specific location, and whether that space is appropriate based on where you are financially.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>257</itunes:episode>
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      <title>Why you shouldn’t give to every need you see</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W52E3 #giving #selfcare #personalfinance</p>
]]></description>
      <pubDate>Wed, 15 Dec 2021 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W52E3 #giving #selfcare #personalfinance</p>
]]></content:encoded>
      <enclosure length="6435462" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/d6060966-f7a0-42b9-a665-45d80bd59a21/audio/ac1d96df-cced-4caa-a835-d244cb78f1ed/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Why you shouldn’t give to every need you see</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:06:42</itunes:duration>
      <itunes:summary>In every commercial flight you have taken, the flight attendant will remind you of the importance of putting on your oxygen mask first, before assisting others in the event of a loss of pressurization in the cabin. However, how many of us don’t apply this to other aspects of life as well in taking care of our own basic needs before feeling like we need to help someone else. It can be a means of
self-sacrifice to others, which although can be a great trait, can and will be detrimental to our long-term well-being.</itunes:summary>
      <itunes:subtitle>In every commercial flight you have taken, the flight attendant will remind you of the importance of putting on your oxygen mask first, before assisting others in the event of a loss of pressurization in the cabin. However, how many of us don’t apply this to other aspects of life as well in taking care of our own basic needs before feeling like we need to help someone else. It can be a means of
self-sacrifice to others, which although can be a great trait, can and will be detrimental to our long-term well-being.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>256</itunes:episode>
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      <title>How your education restricting your generosity</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #debt #education #personalfinance W52E2</p>
]]></description>
      <pubDate>Tue, 14 Dec 2021 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #debt #education #personalfinance W52E2</p>
]]></content:encoded>
      <enclosure length="8222238" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/7a390d0b-8558-45ec-bcff-0660561ad98e/audio/82f53513-1088-45df-a043-8fe6afb641f4/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>How your education restricting your generosity</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:34</itunes:duration>
      <itunes:summary>We have been prepositioned to focus on ourselves first and therefore, can oftentimes get stuck in investing into our own worlds, leaving little to be generous with. Many have been told that they can’t afford something rather than how they can afford something. So they continue spending based upon what’s coming in the door, prioritizing their needs, but not looking at ways to create margin in order to be more generous.</itunes:summary>
      <itunes:subtitle>We have been prepositioned to focus on ourselves first and therefore, can oftentimes get stuck in investing into our own worlds, leaving little to be generous with. Many have been told that they can’t afford something rather than how they can afford something. So they continue spending based upon what’s coming in the door, prioritizing their needs, but not looking at ways to create margin in order to be more generous.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>255</itunes:episode>
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    <item>
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      <title>Why your lifestyle is stealing your ability to give</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #wealth #socialmedia #personalfinance W52E1</p>
]]></description>
      <pubDate>Mon, 13 Dec 2021 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #wealth #socialmedia #personalfinance W52E1</p>
]]></content:encoded>
      <enclosure length="5841124" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/53baecc6-fbdc-4ed6-adcd-23ee8930fb5d/audio/3dafdced-604d-4b93-8cde-d53abcf60e06/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Why your lifestyle is stealing your ability to give</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:06:05</itunes:duration>
      <itunes:summary>The lifestyle you choose to live can greatly change the resulting margin in your personal finances. Point in case, even if you make good money, you can spend your money to buy things on credit that will make you look rich and still be no better off or wealthier than your neighbor.Social media platforms have provided the ability for all of us to show our highlight reels, and many use that as an opportunity to present themselves a certain way, when in reality it does not necessarily resemble aspects of someone&apos;s actual life, beauty, and wealth.</itunes:summary>
      <itunes:subtitle>The lifestyle you choose to live can greatly change the resulting margin in your personal finances. Point in case, even if you make good money, you can spend your money to buy things on credit that will make you look rich and still be no better off or wealthier than your neighbor.Social media platforms have provided the ability for all of us to show our highlight reels, and many use that as an opportunity to present themselves a certain way, when in reality it does not necessarily resemble aspects of someone&apos;s actual life, beauty, and wealth.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>254</itunes:episode>
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      <title>Why your car can prevent giving</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W51E5 #giving #cardebt #carpayments</p>
]]></description>
      <pubDate>Fri, 10 Dec 2021 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W51E5 #giving #cardebt #carpayments</p>
]]></content:encoded>
      <enclosure length="6796161" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/460a7043-70d4-4a26-b8bb-583d2293442d/audio/d5e4121b-7cdf-4476-b57f-9c3a1aaa0269/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Why your car can prevent giving</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:05</itunes:duration>
      <itunes:summary>If you already own a vehicle, it’s important to look at what you own and know the book and market value of that vehicle. This means knowing what the value is through resources like kbb.com and nada.com as well as what your vehicle is actually selling for. Now you may see this as unnecessary unless you were planning to replace it, but reviewing this at least once a year will allow you to have a better active knowledge of what your vehicle is worth.</itunes:summary>
      <itunes:subtitle>If you already own a vehicle, it’s important to look at what you own and know the book and market value of that vehicle. This means knowing what the value is through resources like kbb.com and nada.com as well as what your vehicle is actually selling for. Now you may see this as unnecessary unless you were planning to replace it, but reviewing this at least once a year will allow you to have a better active knowledge of what your vehicle is worth.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>253</itunes:episode>
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      <title>Why you need to increase your income</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W51E4 #giving #income #savings</p>
]]></description>
      <pubDate>Thu, 9 Dec 2021 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W51E4 #giving #income #savings</p>
]]></content:encoded>
      <enclosure length="6248216" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/45fbcf80-1ccd-4d03-9267-3cfbcd43e064/audio/7abeb896-0169-4339-b499-76f1229079a9/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Why you need to increase your income</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:06:30</itunes:duration>
      <itunes:summary>Once you have gone through the process of budgeting based upon what is coming in in the form of income and what is going back out in the form of expenses and savings otherwise. You may be trying to figure out what needs to come next, especially if you feel like you have more month than money and that you living paycheck to paycheck.</itunes:summary>
      <itunes:subtitle>Once you have gone through the process of budgeting based upon what is coming in in the form of income and what is going back out in the form of expenses and savings otherwise. You may be trying to figure out what needs to come next, especially if you feel like you have more month than money and that you living paycheck to paycheck.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>252</itunes:episode>
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      <title>aWhy are different forms of savings important?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W51E3 #savings #retirement #emergencyfund</p>
]]></description>
      <pubDate>Wed, 8 Dec 2021 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W51E3 #savings #retirement #emergencyfund</p>
]]></content:encoded>
      <enclosure length="8475521" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/15f7abe6-f53e-4a69-a868-78b5725f158c/audio/03fc1d90-8430-4de3-994e-aa394f158a51/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>aWhy are different forms of savings important?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:50</itunes:duration>
      <itunes:summary>Saving comes in many different forms and going through the process of doing so build’s in discipline in order for you to save for a gift or contribution otherwise. Figuring out what you are saving for and how much will be applied to where, will be important in being able to both save for those aspects that matter most to you as well as give to those causes, organizations, or people that you want to have the greatest impact on.</itunes:summary>
      <itunes:subtitle>Saving comes in many different forms and going through the process of doing so build’s in discipline in order for you to save for a gift or contribution otherwise. Figuring out what you are saving for and how much will be applied to where, will be important in being able to both save for those aspects that matter most to you as well as give to those causes, organizations, or people that you want to have the greatest impact on.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>251</itunes:episode>
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    <item>
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      <title>Why a budget will give you freedom to give!</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W51E2 #giving #budget #personalfinance</p>
]]></description>
      <pubDate>Tue, 7 Dec 2021 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W51E2 #giving #budget #personalfinance</p>
]]></content:encoded>
      <enclosure length="7861121" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/5305f989-31df-4d8f-bf63-8fda82512ae3/audio/0096f757-1b46-486e-a8dd-8f2ca3d8f89f/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Why a budget will give you freedom to give!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:11</itunes:duration>
      <itunes:summary>Developing and maintaining a financial plan is pivotal to your financial success, so looking back over the last 11 themes, I wanted to compile key takeaways that will help you in that process. This will help make sure that you have a rhythm for the key components of your personal finances leading up to being able to be more generous.</itunes:summary>
      <itunes:subtitle>Developing and maintaining a financial plan is pivotal to your financial success, so looking back over the last 11 themes, I wanted to compile key takeaways that will help you in that process. This will help make sure that you have a rhythm for the key components of your personal finances leading up to being able to be more generous.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>250</itunes:episode>
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      <title>Overview of Giving</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #giving #savings #investing W51E1</p>
]]></description>
      <pubDate>Mon, 6 Dec 2021 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #giving #savings #investing W51E1</p>
]]></content:encoded>
      <enclosure length="7535531" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/0aef11dc-8366-4f26-8696-f7c70a89c663/audio/34c0c1e1-891a-4d04-9bcd-d3cff1541191/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Overview of Giving</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:51</itunes:duration>
      <itunes:summary>The purpose of going through 12-themes over a period of twelve months is to transform your personal finances step by step. Now the transformation process should help you to ensure that both the defense and offense of your finances are addressed. You cannot just focus on living within your means, paying off debt, and saving, while not also investing, increasing your income and growing in your applied knowledge. This, in-turn, will create margin. Margin to then decide how you want to give back.</itunes:summary>
      <itunes:subtitle>The purpose of going through 12-themes over a period of twelve months is to transform your personal finances step by step. Now the transformation process should help you to ensure that both the defense and offense of your finances are addressed. You cannot just focus on living within your means, paying off debt, and saving, while not also investing, increasing your income and growing in your applied knowledge. This, in-turn, will create margin. Margin to then decide how you want to give back.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>249</itunes:episode>
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      <title>Review of Insurance &amp; Legacy</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W50E5 #habits #legacy #insurance</p>
]]></description>
      <pubDate>Fri, 3 Dec 2021 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W50E5 #habits #legacy #insurance</p>
]]></content:encoded>
      <enclosure length="6212690" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/1aefe0ab-b727-4546-aaec-5f3a17ae0d06/audio/668d40e4-92c5-4dfc-9a9b-b48ce2c4196e/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Review of Insurance &amp; Legacy</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:06:28</itunes:duration>
      <itunes:summary>In this theme on insurance and legacy we have covered various types of insurance policies to protect you and your loved ones, how to build up and store critical documentation, as well as thinking through your legacy from the standpoint of setting a vision, benchmarks, and goals as well as ensuring your habits support each of these.</itunes:summary>
      <itunes:subtitle>In this theme on insurance and legacy we have covered various types of insurance policies to protect you and your loved ones, how to build up and store critical documentation, as well as thinking through your legacy from the standpoint of setting a vision, benchmarks, and goals as well as ensuring your habits support each of these.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>248</itunes:episode>
    </item>
    <item>
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      <title>Your habits become your legacy!</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W50E4 #legacy #habits #badhabits</p>
]]></description>
      <pubDate>Thu, 2 Dec 2021 13:19:31 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W50E4 #legacy #habits #badhabits</p>
]]></content:encoded>
      <enclosure length="7560190" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/7b76f865-11b0-43c5-add2-dbd77cda8041/audio/b17de9cb-2e72-434a-a8b7-b543fe484235/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Your habits become your legacy!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:52</itunes:duration>
      <itunes:summary>Let’s be honest, it can be so easy to formulate bad habits and so much more difficult to formulate good ones. So once you have a money manifesto and you have decided to make the necessary changes in order to change your habits, how do you go about removing those that are no longer welcome? I would recommend looking at three different approaches to making a change with your habits; Swap, Schedule, or Separate.</itunes:summary>
      <itunes:subtitle>Let’s be honest, it can be so easy to formulate bad habits and so much more difficult to formulate good ones. So once you have a money manifesto and you have decided to make the necessary changes in order to change your habits, how do you go about removing those that are no longer welcome? I would recommend looking at three different approaches to making a change with your habits; Swap, Schedule, or Separate.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>247</itunes:episode>
    </item>
    <item>
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      <title>Your habits are ruining your finances!</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #habits #badhabits #personalfinance W50E3</p>
]]></description>
      <pubDate>Wed, 1 Dec 2021 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #habits #badhabits #personalfinance W50E3</p>
]]></content:encoded>
      <enclosure length="7674294" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/5caa41a4-14c8-4a84-a4f9-9bbb087beb79/audio/69455496-21ae-4cb2-8f39-3ff2385144e8/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Your habits are ruining your finances!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:00</itunes:duration>
      <itunes:summary>If it’s true that you change your habits and those then change your life, then why is it that we put so little focus on what we repeatedly do, the actions we perpetually take? I think this is mainly due to how difficult it is to see your habits for what they really are. If we saw the immediate effects of our decisions in eating junk food, not exercising, or not getting enough sleep, we would most-likely take immediate action to make a change. But unfortunately, you may not see the effects for weeks, months, or even years after. This then causes us to be reactive in making changes.</itunes:summary>
      <itunes:subtitle>If it’s true that you change your habits and those then change your life, then why is it that we put so little focus on what we repeatedly do, the actions we perpetually take? I think this is mainly due to how difficult it is to see your habits for what they really are. If we saw the immediate effects of our decisions in eating junk food, not exercising, or not getting enough sleep, we would most-likely take immediate action to make a change. But unfortunately, you may not see the effects for weeks, months, or even years after. This then causes us to be reactive in making changes.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>246</itunes:episode>
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    <item>
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      <title>How your values influence your habits</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W50E2 #habits #badhabits #changehabits</p>
]]></description>
      <pubDate>Mon, 29 Nov 2021 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W50E2 #habits #badhabits #changehabits</p>
]]></content:encoded>
      <enclosure length="7437310" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/561ad31c-63e2-4540-8f3e-bb1789602cdc/audio/50ca845e-8cbd-444b-8633-2afa8977886f/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>How your values influence your habits</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:45</itunes:duration>
      <itunes:summary>I’ve mentioned this before, but money makes you more of what you already are. It is just a tool and is neither moral or immoral, it’s what you do with it that makes it one or the other. To some this may be encouraging and to some this may be discouraging. We have all seen it though, we have all seen people who have grown great wealth and selfishly indulged or frivolously lost it entirely and we have seen those who have grown great wealth and made a massive impact.</itunes:summary>
      <itunes:subtitle>I’ve mentioned this before, but money makes you more of what you already are. It is just a tool and is neither moral or immoral, it’s what you do with it that makes it one or the other. To some this may be encouraging and to some this may be discouraging. We have all seen it though, we have all seen people who have grown great wealth and selfishly indulged or frivolously lost it entirely and we have seen those who have grown great wealth and made a massive impact.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>245</itunes:episode>
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      <title>Change your habits!</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W50E1 #habits #badhabits #change</p>
]]></description>
      <pubDate>Mon, 29 Nov 2021 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W50E1 #habits #badhabits #change</p>
]]></content:encoded>
      <enclosure length="8536961" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/96f7d408-dc81-42fb-8c5f-a0e829cb8019/audio/7cf90a6f-a6c1-4797-a612-727afcf8a352/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Change your habits!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:53</itunes:duration>
      <itunes:summary>You may be wondering what habits have to do with money management, but let’s be honest it’s pretty obvious. The habits you have built into your routine whether it be the morning latte, buying a new car every year, or indulging in a little retail therapy, all affect your finances.</itunes:summary>
      <itunes:subtitle>You may be wondering what habits have to do with money management, but let’s be honest it’s pretty obvious. The habits you have built into your routine whether it be the morning latte, buying a new car every year, or indulging in a little retail therapy, all affect your finances.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>244</itunes:episode>
    </item>
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      <title>Align your habits and reflect!</title>
      <description><![CDATA[<p>25% Discount Code: 'Margin2022' Sign up for the Margin Cohort here: https://membership.millennialmargin.com/offers/QGSpSKBK/checkout</p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W49E5 #reflect #habits #decisionmaking</p>
]]></description>
      <pubDate>Fri, 26 Nov 2021 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>25% Discount Code: 'Margin2022' Sign up for the Margin Cohort here: https://membership.millennialmargin.com/offers/QGSpSKBK/checkout</p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W49E5 #reflect #habits #decisionmaking</p>
]]></content:encoded>
      <enclosure length="8888883" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/38f39b0f-b0df-4294-b58a-f5db128213b9/audio/bf41ffe8-f0db-4df5-ae42-1e364ddb30a9/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Align your habits and reflect!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:15</itunes:duration>
      <itunes:summary>Before we go on, if you are anything like me it’s important to have parameters to reduce the paralysis by analysis. What this means is that you need to set forth specifics around the key components that are important for you to have data on when analyzing deals you are looking for (this could be for a business, the purchase of a home, a vehicle, etc.), what you are and are not willing to compromise, what your risk tolerance is, and so on and so forth. Outlining what the key parameters you have will prevent you from stalling when it’s time to make a decision. This gives you a built-in response system overtime as well as innate accountability.</itunes:summary>
      <itunes:subtitle>Before we go on, if you are anything like me it’s important to have parameters to reduce the paralysis by analysis. What this means is that you need to set forth specifics around the key components that are important for you to have data on when analyzing deals you are looking for (this could be for a business, the purchase of a home, a vehicle, etc.), what you are and are not willing to compromise, what your risk tolerance is, and so on and so forth. Outlining what the key parameters you have will prevent you from stalling when it’s time to make a decision. This gives you a built-in response system overtime as well as innate accountability.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>243</itunes:episode>
    </item>
    <item>
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      <title>Don’t be passive, be active!</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W49E4 #goals #active #vision</p>
]]></description>
      <pubDate>Thu, 25 Nov 2021 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W49E4 #goals #active #vision</p>
]]></content:encoded>
      <enclosure length="6617274" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/c48998e9-68e1-4961-86a8-2ab272098d61/audio/b31084f0-885d-47c6-a00f-79526c476b37/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Don’t be passive, be active!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:06:53</itunes:duration>
      <itunes:summary>So you’ve now done the hard work to go through the process of what may seem rigorous in outlining your vision, benchmarks and goals, what next? You may be thinking, well that was tough... take a vacation. But not so fast, you need to take action.</itunes:summary>
      <itunes:subtitle>So you’ve now done the hard work to go through the process of what may seem rigorous in outlining your vision, benchmarks and goals, what next? You may be thinking, well that was tough... take a vacation. But not so fast, you need to take action.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>242</itunes:episode>
    </item>
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      <title>Set benchmarks for your legacy</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W49E2 #legacy #vision #goals</p>
]]></description>
      <pubDate>Tue, 23 Nov 2021 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W49E2 #legacy #vision #goals</p>
]]></content:encoded>
      <enclosure length="5718245" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/d0dea114-a61e-424e-80ee-35a774301712/audio/829934d5-0a62-459b-8465-f065df7811b2/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Set benchmarks for your legacy</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:05:57</itunes:duration>
      <itunes:summary>In today’s episode we are going to move from the forest to the trees in looking at setting benchmarks within your 7 F’s. Now your 7 F’s look at what you want, aspects like the relationships with your family and friends, your financial situation, and how well you lived your life in staying true to your convictions, your values, and your character. </itunes:summary>
      <itunes:subtitle>In today’s episode we are going to move from the forest to the trees in looking at setting benchmarks within your 7 F’s. Now your 7 F’s look at what you want, aspects like the relationships with your family and friends, your financial situation, and how well you lived your life in staying true to your convictions, your values, and your character. </itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>240</itunes:episode>
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      <title>Set goals for your benchmarks</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W49E3 #benchmark #legacy #goalsetting</p>
]]></description>
      <pubDate>Tue, 23 Nov 2021 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W49E3 #benchmark #legacy #goalsetting</p>
]]></content:encoded>
      <enclosure length="5539358" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/327f9686-e36b-4b63-b927-ecc1f0d5433c/audio/37556559-2990-405c-9ed5-18a1606fd7da/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Set goals for your benchmarks</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:05:46</itunes:duration>
      <itunes:summary>Today we are going to look at setting goals for the benchmarks you’ve established. If your vision is the forest, your benchmarks are the trees, then the goals are the undergrowth or what actually gives legs to growing a tree and eventually a forest.
Goal-setting is probably the one area most of us have done at least some planning in or have had some experience with. For you, this could take the form of a New Year’s resolution, a GPA you’re striving for, an amount of profit you are working toward in your business or a fitness goal of some kind.</itunes:summary>
      <itunes:subtitle>Today we are going to look at setting goals for the benchmarks you’ve established. If your vision is the forest, your benchmarks are the trees, then the goals are the undergrowth or what actually gives legs to growing a tree and eventually a forest.
Goal-setting is probably the one area most of us have done at least some planning in or have had some experience with. For you, this could take the form of a New Year’s resolution, a GPA you’re striving for, an amount of profit you are working toward in your business or a fitness goal of some kind.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>241</itunes:episode>
    </item>
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      <title>Envision your legacy!</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W49E1 #legacy #future #futureplanning</p>
]]></description>
      <pubDate>Mon, 22 Nov 2021 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W49E1 #legacy #future #futureplanning</p>
]]></content:encoded>
      <enclosure length="7168145" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/619dec48-88ba-46af-9eda-30af94c51b5b/audio/f4a5eeb5-b7cf-4d81-b9eb-5ec1ac516818/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Envision your legacy!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:28</itunes:duration>
      <itunes:summary>It can be so difficult to be excited about the future, when you may be so stressed and overwhelmed in the current. For so many, this has been a very trying time on a number of fronts. So how do you set your mind on where you want to go with all of the distractions you may be facing? We are going to specifically look at this today.</itunes:summary>
      <itunes:subtitle>It can be so difficult to be excited about the future, when you may be so stressed and overwhelmed in the current. For so many, this has been a very trying time on a number of fronts. So how do you set your mind on where you want to go with all of the distractions you may be facing? We are going to specifically look at this today.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>239</itunes:episode>
    </item>
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      <title>Simplify your life and legacy!</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W48E5 #simplify #legacy #will</p>
]]></description>
      <pubDate>Fri, 19 Nov 2021 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W48E5 #simplify #legacy #will</p>
]]></content:encoded>
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      <itunes:title>Simplify your life and legacy!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:12:02</itunes:duration>
      <itunes:summary>Oftentimes we complicate aspects of life unnecessarily. We think that the shuffling of our debt to outsmart rewards programs, over-leveraging ourselves to take advantage of cheap money, or taking investment risks in asset classes we don’t understand is somehow gaining us an advantage. We not only do this with our money, but we do this with our schedules, thinking that maxing-out our schedules to be available for work 24/7, being over-booked with social events, or filling our time with making sure that we are up-to-date on everything happening in the media and social media is going to give us some competitive edge otherwise.</itunes:summary>
      <itunes:subtitle>Oftentimes we complicate aspects of life unnecessarily. We think that the shuffling of our debt to outsmart rewards programs, over-leveraging ourselves to take advantage of cheap money, or taking investment risks in asset classes we don’t understand is somehow gaining us an advantage. We not only do this with our money, but we do this with our schedules, thinking that maxing-out our schedules to be available for work 24/7, being over-booked with social events, or filling our time with making sure that we are up-to-date on everything happening in the media and social media is going to give us some competitive edge otherwise.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>238</itunes:episode>
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      <title>Where to track your net worth?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #will #networth #legacy W48E3</p>
]]></description>
      <pubDate>Wed, 17 Nov 2021 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #will #networth #legacy W48E3</p>
]]></content:encoded>
      <enclosure length="8972892" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/57408758-575b-42fe-ae0f-dc5d1f06e6fa/audio/1894dc98-d459-48d3-a38d-da3860835876/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Where to track your net worth?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:21</itunes:duration>
      <itunes:summary>If you have already put together a summary of your will, insurance policies, and important documents otherwise, you may then consider utilizing a net worth tracking tool. Now this may seem like a strange addition to that group, but it’s not, and here’s why.</itunes:summary>
      <itunes:subtitle>If you have already put together a summary of your will, insurance policies, and important documents otherwise, you may then consider utilizing a net worth tracking tool. Now this may seem like a strange addition to that group, but it’s not, and here’s why.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>237</itunes:episode>
    </item>
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      <title>How does net worth affect your legacy?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W48E2 #buildnetworth #networth #legacy</p>
]]></description>
      <pubDate>Tue, 16 Nov 2021 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W48E2 #buildnetworth #networth #legacy</p>
]]></content:encoded>
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      <itunes:title>How does net worth affect your legacy?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:10:30</itunes:duration>
      <itunes:summary>Income is often talked more about than net worth, but unless you received an inheritance yourself, your income is what will produce your net worth. This means that your income will both feed into the assets you purchase, but also the availability to traditional means of debt in order to purchase homes, vehicles, businesses, and other assets. Before we get too far into this, net worth is the accumulation of what you own in assets after the accumulation of what you owe in debts or liabilities is subtracted.</itunes:summary>
      <itunes:subtitle>Income is often talked more about than net worth, but unless you received an inheritance yourself, your income is what will produce your net worth. This means that your income will both feed into the assets you purchase, but also the availability to traditional means of debt in order to purchase homes, vehicles, businesses, and other assets. Before we get too far into this, net worth is the accumulation of what you own in assets after the accumulation of what you owe in debts or liabilities is subtracted.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>236</itunes:episode>
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      <title>How does income affect your financial legacy?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #legacy #retirement #smallbusiness</p>
]]></description>
      <pubDate>Mon, 15 Nov 2021 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #legacy #retirement #smallbusiness</p>
]]></content:encoded>
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      <itunes:title>How does income affect your financial legacy?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:41</itunes:duration>
      <itunes:summary>This is to be expected, but depending on your age group, consider your income life-cycle. How many years will you be in the career-field you are in, at what point will you transfer or sell that business, or when do you plan to actually retire. These are all considerations to ensure that your income feeds your legacy.</itunes:summary>
      <itunes:subtitle>This is to be expected, but depending on your age group, consider your income life-cycle. How many years will you be in the career-field you are in, at what point will you transfer or sell that business, or when do you plan to actually retire. These are all considerations to ensure that your income feeds your legacy.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>235</itunes:episode>
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      <title>What will be your financial legacy!?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W47E5 #legacy #financiallegacy #inheritance</p>
]]></description>
      <pubDate>Fri, 12 Nov 2021 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W47E5 #legacy #financiallegacy #inheritance</p>
]]></content:encoded>
      <enclosure length="7168146" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/0d6ba035-9321-4e95-88f5-a6d98f294615/audio/45af04cc-4e94-4c8a-b166-dd7f022e0a9e/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>What will be your financial legacy!?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:28</itunes:duration>
      <itunes:summary>So here’s the deal, you actually have to plan your financial legacy. Much like any individual who you received any amount of inheritance from, that inheritance had to be intentionally planned for. Not only for who it would go to and what it would be used for, but the intentional accumulation of those resources over time.</itunes:summary>
      <itunes:subtitle>So here’s the deal, you actually have to plan your financial legacy. Much like any individual who you received any amount of inheritance from, that inheritance had to be intentionally planned for. Not only for who it would go to and what it would be used for, but the intentional accumulation of those resources over time.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>234</itunes:episode>
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    <item>
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      <title>Should you plan for your funeral?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W47E4 #death #funeral</p>
]]></description>
      <pubDate>Thu, 11 Nov 2021 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W47E4 #death #funeral</p>
]]></content:encoded>
      <enclosure length="6399518" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/75cda573-ca2c-4d78-8d3f-f0f2a75c0f92/audio/7b533965-e99a-4f91-85b8-8911d0d356fa/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Should you plan for your funeral?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:06:40</itunes:duration>
      <itunes:summary>Let’s talk about the thing that you may dread more than taxes, death. It seems like it’s so easy to be so unprepared for this aspect of life, even though we all know it will happen at some point. Death is certain, you and I have no idea the day, month or year we will pass on but ensuring that you have some key components in-place will give you and your loved one’s peace of mind.</itunes:summary>
      <itunes:subtitle>Let’s talk about the thing that you may dread more than taxes, death. It seems like it’s so easy to be so unprepared for this aspect of life, even though we all know it will happen at some point. Death is certain, you and I have no idea the day, month or year we will pass on but ensuring that you have some key components in-place will give you and your loved one’s peace of mind.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>233</itunes:episode>
    </item>
    <item>
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      <title>Is a family trust the right answer?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W47E3 #trust #family #beneficiary</p>
]]></description>
      <pubDate>Wed, 10 Nov 2021 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W47E3 #trust #family #beneficiary</p>
]]></content:encoded>
      <enclosure length="7458627" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/c8ed124e-d0b9-4491-8d59-0962ca27967c/audio/a245d7f9-ac7c-4bc6-8d88-a05f2a0c3aed/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Is a family trust the right answer?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:47</itunes:duration>
      <itunes:summary>There’s so much that can happen in life to upset our so-called plans. So setting up a family trust can protect the assets in the event that one or more individuals are involved in a lawsuit, bankruptcy, or divorce. In addition to this, it provides additional privacy for the family protecting the estate from having the assets made public.</itunes:summary>
      <itunes:subtitle>There’s so much that can happen in life to upset our so-called plans. So setting up a family trust can protect the assets in the event that one or more individuals are involved in a lawsuit, bankruptcy, or divorce. In addition to this, it provides additional privacy for the family protecting the estate from having the assets made public.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>232</itunes:episode>
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      <title>The purpose of a will</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W47E2 #will #trust #inheritance</p>
]]></description>
      <pubDate>Tue, 9 Nov 2021 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W47E2 #will #trust #inheritance</p>
]]></content:encoded>
      <enclosure length="9648314" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/a573de36-1243-47e7-88e6-d4916fd2e65d/audio/6570740c-a9a2-4fb7-b9d7-25582c169759/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>The purpose of a will</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:10:03</itunes:duration>
      <itunes:summary>A will is such an important piece of documentation whether you are 18 or 80. Now, as you continue to further and further outline your will, you may consider establishing a trust for your family, which we will cover in the next episode.
</itunes:summary>
      <itunes:subtitle>A will is such an important piece of documentation whether you are 18 or 80. Now, as you continue to further and further outline your will, you may consider establishing a trust for your family, which we will cover in the next episode.
</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>231</itunes:episode>
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    <item>
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      <title>What’s your inheritance?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W47E1 #inheritance #investing #personalfinance</p>
]]></description>
      <pubDate>Mon, 8 Nov 2021 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W47E1 #inheritance #investing #personalfinance</p>
]]></content:encoded>
      <enclosure length="13163769" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/d2c4f3e6-8d73-45ad-8ed7-714705098408/audio/0cec787d-0579-4efb-b4dd-36bc1032e2ee/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>What’s your inheritance?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:13:43</itunes:duration>
      <itunes:summary>Most people have very mixed emotions about receiving an inheritance from someone. Meaning that although what is being passed down may be a blessing and an honor to receive, this also means that the one who has made you their beneficiary has typically passed on. Unlike a person’s legacy, an inheritance specifically refers to an exchange of assets whether that be monetary, real-estate, family heirlooms, stocks, or assets otherwise.</itunes:summary>
      <itunes:subtitle>Most people have very mixed emotions about receiving an inheritance from someone. Meaning that although what is being passed down may be a blessing and an honor to receive, this also means that the one who has made you their beneficiary has typically passed on. Unlike a person’s legacy, an inheritance specifically refers to an exchange of assets whether that be monetary, real-estate, family heirlooms, stocks, or assets otherwise.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>230</itunes:episode>
    </item>
    <item>
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      <title>10 documents to protect your legacy!</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W46E5 #legacy #importantdocuments</p>
]]></description>
      <pubDate>Fri, 5 Nov 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W46E5 #legacy #importantdocuments</p>
]]></content:encoded>
      <enclosure length="7608675" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/8b7c1157-c311-4dad-a019-7bfad1d79937/audio/7e67a74b-6d95-4ffd-9258-33a125432f6d/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>10 documents to protect your legacy!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:55</itunes:duration>
      <itunes:summary>This theme is focused on ensuring that you are doing your best to do a full evaluation at least once a year of what you have in-place, where you store those critical documents, ensuring that your taxes are organized and that you have documentation outlining what you own and what you owe.</itunes:summary>
      <itunes:subtitle>This theme is focused on ensuring that you are doing your best to do a full evaluation at least once a year of what you have in-place, where you store those critical documents, ensuring that your taxes are organized and that you have documentation outlining what you own and what you owe.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>229</itunes:episode>
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      <title>Other insurance you need!</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #insurance #autoinsurance #homeinsurance W46E4</p>
]]></description>
      <pubDate>Thu, 4 Nov 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #insurance #autoinsurance #homeinsurance W46E4</p>
]]></content:encoded>
      <enclosure length="7877003" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/8252da8c-9b93-495e-a32c-c4622d2a144f/audio/81d8a3ec-c4a9-47d0-84a9-d84981fa5e05/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Other insurance you need!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:12</itunes:duration>
      <itunes:summary>In the theme on shelter and transportation, we discussed in greater depths the need for homeowners or renters insurance as well as auto insurance. In many cases these policies are required from management or lending institutions in order to cover the asset that you either own or rent. However, I want to bring these up briefly in this theme as it’s especially important for your legacy that you have the right amount of insurance for what is typically your greatest expenses.</itunes:summary>
      <itunes:subtitle>In the theme on shelter and transportation, we discussed in greater depths the need for homeowners or renters insurance as well as auto insurance. In many cases these policies are required from management or lending institutions in order to cover the asset that you either own or rent. However, I want to bring these up briefly in this theme as it’s especially important for your legacy that you have the right amount of insurance for what is typically your greatest expenses.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>228</itunes:episode>
    </item>
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      <title>Should you have pet Insurance!?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W46E3 #petinsurance #petcare #pets</p>
]]></description>
      <pubDate>Wed, 3 Nov 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W46E3 #petinsurance #petcare #pets</p>
]]></content:encoded>
      <enclosure length="8484299" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/114f8d1d-25b3-4e63-a682-bb1ab1c2b9ce/audio/7ba6bc9d-b1df-48e1-8343-c59bd6a57d5e/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Should you have pet Insurance!?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:50</itunes:duration>
      <itunes:summary>A question that seems to be a continually growing concern for people is protecting their pets. In recent years pets have become more and more a part of the family as people have swooned over gourmet pet food, premium toys and in some cases even outfits. Now this is not a mockery of a seemingly newfound love of pets.</itunes:summary>
      <itunes:subtitle>A question that seems to be a continually growing concern for people is protecting their pets. In recent years pets have become more and more a part of the family as people have swooned over gourmet pet food, premium toys and in some cases even outfits. Now this is not a mockery of a seemingly newfound love of pets.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>227</itunes:episode>
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      <title>You need life Insurance!!</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W46E2 #insurance #lifeinsurance</p>
]]></description>
      <pubDate>Tue, 2 Nov 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W46E2 #insurance #lifeinsurance</p>
]]></content:encoded>
      <enclosure length="10896758" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/eff0d1df-7b44-489a-8466-92c71fa7e160/audio/26284bf0-3376-46f5-96c8-67d2f0b7bc15/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>You need life Insurance!!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:11:21</itunes:duration>
      <itunes:summary>In the theme on care we briefly covered life insurance. I stress the importance of life insurance for those who are not self-insured because it is usually an inexpensive cost (in the big picture) that can provide you and your loved ones with a great deal of peace of mind. Now there is still a use for life insurance if you are self-insured, but the justification for it significantly decreases.</itunes:summary>
      <itunes:subtitle>In the theme on care we briefly covered life insurance. I stress the importance of life insurance for those who are not self-insured because it is usually an inexpensive cost (in the big picture) that can provide you and your loved ones with a great deal of peace of mind. Now there is still a use for life insurance if you are self-insured, but the justification for it significantly decreases.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>226</itunes:episode>
    </item>
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      <title>Overview of Insurance &amp; Legacy!</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W46E1 #insurance #legacy #assets&liabilities</p>
]]></description>
      <pubDate>Mon, 1 Nov 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W46E1 #insurance #legacy #assets&liabilities</p>
]]></content:encoded>
      <enclosure length="8410319" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/19f1eecf-eb2c-4856-95d0-9604ab88ea0b/audio/7542039a-0b95-4d19-92e2-7b271a4bd17a/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Overview of Insurance &amp; Legacy!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:46</itunes:duration>
      <itunes:summary>There are many aspects to your legacy whether it be the strength of your faith and relationships, how you gave back, what you gained an expertise in, how you contributed to society, as well as the monetary legacy you leave behind. So although we are focusing on what’s seemingly material belongings, there is so much more to your legacy than that.</itunes:summary>
      <itunes:subtitle>There are many aspects to your legacy whether it be the strength of your faith and relationships, how you gave back, what you gained an expertise in, how you contributed to society, as well as the monetary legacy you leave behind. So although we are focusing on what’s seemingly material belongings, there is so much more to your legacy than that.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>225</itunes:episode>
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      <title>Review of Care!</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #care #selfcare #vision W45E5</p>
]]></description>
      <pubDate>Fri, 29 Oct 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #care #selfcare #vision W45E5</p>
]]></content:encoded>
      <enclosure length="5689406" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/73fb25b9-dc4c-4306-99d5-31edc34dcb6c/audio/4e910f3a-b699-456c-80cf-6f34a2073f1f/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Review of Care!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:05:56</itunes:duration>
      <itunes:summary>The purpose of going through a theme on care is to ensure that you are making time to take care of the aspects that matter most to you in life. This then prepares you to then be energized and available to support others, pursue your goals, and ultimately accomplish the vision for your life. I stress the need for you to go through this process so that you are able to really prioritize what matters most to you, remove what doesn’t, which in turn produces margin.</itunes:summary>
      <itunes:subtitle>The purpose of going through a theme on care is to ensure that you are making time to take care of the aspects that matter most to you in life. This then prepares you to then be energized and available to support others, pursue your goals, and ultimately accomplish the vision for your life. I stress the need for you to go through this process so that you are able to really prioritize what matters most to you, remove what doesn’t, which in turn produces margin.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>224</itunes:episode>
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      <title>Take care of yourself!</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #selfcare #takecare #healthcheck W45E4</p>
]]></description>
      <pubDate>Thu, 28 Oct 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #selfcare #takecare #healthcheck W45E4</p>
]]></content:encoded>
      <enclosure length="4776164" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/c3209db7-3dfd-4733-9c70-62cab4880e23/audio/3053da93-a529-4db9-a028-3c9f321e738b/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Take care of yourself!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:04:58</itunes:duration>
      <itunes:summary>I often hear people say something along the lines of ‘take care’ as a form of communicating ‘see you later’. I think it’s a gesture that should be taken more to heart as we need to watch out not only for the physical health we have but also for emotional and mental health. Before jumping into a rhythm, you may consider finding out where you are starting from. Taking a visit to your primary care provider to check your overall health, any areas of concern and get a state of the union of sorts in order to compare your progress to, may be a great way to watch your progress.</itunes:summary>
      <itunes:subtitle>I often hear people say something along the lines of ‘take care’ as a form of communicating ‘see you later’. I think it’s a gesture that should be taken more to heart as we need to watch out not only for the physical health we have but also for emotional and mental health. Before jumping into a rhythm, you may consider finding out where you are starting from. Taking a visit to your primary care provider to check your overall health, any areas of concern and get a state of the union of sorts in order to compare your progress to, may be a great way to watch your progress.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>223</itunes:episode>
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      <title>Getaway!</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W45E3 #getawaytrips #recharge #centeryourself</p>
]]></description>
      <pubDate>Wed, 27 Oct 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W45E3 #getawaytrips #recharge #centeryourself</p>
]]></content:encoded>
      <enclosure length="5720752" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/d2659064-1c79-4908-97c5-4755c1456a03/audio/3aa7a854-ba16-45cf-9851-767bc351dc8e/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Getaway!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:05:57</itunes:duration>
      <itunes:summary>Someone once told me that you can’t live life like an electrical panel on your house, you can’t always be plugged in or it will short-circuit. You have to learn to trip the breaker, take a step away and care for yourself. Caring for yourself includes taking time away to really reflect on what it is that you want, so that you can step back in and make the proper adjustments for where you spend your time, talent, and resources.</itunes:summary>
      <itunes:subtitle>Someone once told me that you can’t live life like an electrical panel on your house, you can’t always be plugged in or it will short-circuit. You have to learn to trip the breaker, take a step away and care for yourself. Caring for yourself includes taking time away to really reflect on what it is that you want, so that you can step back in and make the proper adjustments for where you spend your time, talent, and resources.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>222</itunes:episode>
    </item>
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      <title>What do you enjoy??</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W45E2 #hobbies #selfcare #productivity</p>
]]></description>
      <pubDate>Tue, 26 Oct 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W45E2 #hobbies #selfcare #productivity</p>
]]></content:encoded>
      <enclosure length="5864948" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/a4a02cae-b40a-446b-bb6e-e1dff9fd8665/audio/994d78f4-2838-4dd6-8b6c-e8681ccc6829/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>What do you enjoy??</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:06:06</itunes:duration>
      <itunes:summary>Part of figuring out how to care best for yourself comes down to you actually enjoying life on your own terms. Now this doesn’t mean that you are flippant, but that you are intentional about cultivating the life that you want to lead. We too often let others define what should be important to us and this causes us to constantly look at others for validation.</itunes:summary>
      <itunes:subtitle>Part of figuring out how to care best for yourself comes down to you actually enjoying life on your own terms. Now this doesn’t mean that you are flippant, but that you are intentional about cultivating the life that you want to lead. We too often let others define what should be important to us and this causes us to constantly look at others for validation.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>221</itunes:episode>
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      <title>Budget for nutrients!</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #healthy #healthydiet #healthyfinances W45E1</p>
]]></description>
      <pubDate>Mon, 25 Oct 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #healthy #healthydiet #healthyfinances W45E1</p>
]]></content:encoded>
      <enclosure length="7887870" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/246acd4a-7df0-45e9-8767-7656ce7de04d/audio/58af9d38-1a8b-4b49-963b-45fa56d0ac55/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Budget for nutrients!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:13</itunes:duration>
      <itunes:summary>It’s so important to make a priority of not only what is healthy for you, prioritizing what matters most to you, and ensuring it all fits within your means, but also realizing that by building in an appropriate amount into your budget or Plan to Spend, you are not only caring for your health and finances, but you are also building margin by way of not needlessly spending on food delivery or convenience items that could be busting your budget.</itunes:summary>
      <itunes:subtitle>It’s so important to make a priority of not only what is healthy for you, prioritizing what matters most to you, and ensuring it all fits within your means, but also realizing that by building in an appropriate amount into your budget or Plan to Spend, you are not only caring for your health and finances, but you are also building margin by way of not needlessly spending on food delivery or convenience items that could be busting your budget.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>220</itunes:episode>
    </item>
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      <title>What expenses to review in this theme!</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #expenses #value #plantospend</p>
]]></description>
      <pubDate>Fri, 22 Oct 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #expenses #value #plantospend</p>
]]></content:encoded>
      <enclosure length="6521144" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/714d6a02-eedc-4307-a06c-24f1c789ba76/audio/8bfc5ad2-5d58-4033-9e97-e3d5c27f74fc/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>What expenses to review in this theme!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:06:47</itunes:duration>
      <itunes:summary>This process is the process of building margin into your life and finances. These are intertwined so closely, but when you prioritize what matters most to you, you realize how much other fluff you have, how much unnecessary aspects of your lifestyle, and you will realize how much it matters to apply the Pareto Principle in taking those seemingly small things you do every day that make all the difference and focus.</itunes:summary>
      <itunes:subtitle>This process is the process of building margin into your life and finances. These are intertwined so closely, but when you prioritize what matters most to you, you realize how much other fluff you have, how much unnecessary aspects of your lifestyle, and you will realize how much it matters to apply the Pareto Principle in taking those seemingly small things you do every day that make all the difference and focus.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>219</itunes:episode>
    </item>
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      <title>Spending on the right things!</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W44E4 #insurance #spending #overinsured</p>
]]></description>
      <pubDate>Thu, 21 Oct 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W44E4 #insurance #spending #overinsured</p>
]]></content:encoded>
      <enclosure length="7357898" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/5789fa93-f815-4698-9f59-5f155bc2f294/audio/2ad5fe65-141e-4390-add3-4483ab447b8f/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Spending on the right things!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:40</itunes:duration>
      <itunes:summary>Being intentional to review aspects that are recurring expenses, like insurance ensures that these expenses don’t creep up in cost unknowingly. This will ensure that you are actually planning for these costs and annually reviewing these costs to ensure they are still a priority to you.</itunes:summary>
      <itunes:subtitle>Being intentional to review aspects that are recurring expenses, like insurance ensures that these expenses don’t creep up in cost unknowingly. This will ensure that you are actually planning for these costs and annually reviewing these costs to ensure they are still a priority to you.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>218</itunes:episode>
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    <item>
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      <title>Why is it so easy to be stingy!</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W44E3 #stingy #giving #margin</p>
]]></description>
      <pubDate>Wed, 20 Oct 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W44E3 #stingy #giving #margin</p>
]]></content:encoded>
      <enclosure length="5150238" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/dbc5fd2e-3844-4dcc-bcab-9d7426d10b13/audio/f03ca7a2-718a-4b74-9327-ee694648f466/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Why is it so easy to be stingy!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:05:22</itunes:duration>
      <itunes:summary>As we enter into the fall season, people begin to seemingly switch gears in thinking about others a little more. Whether that’s Thanksgiving reminding you of who or what you are thankful for or it’s Christmas reminding you to give, reminding you what the purpose of the season is, and reminding you how to slow down. I believe that money can either be a river or it can be a pond. It can either stay fresh by flowing to and through you to be a blessing to others or it can accumulate and pool, causing it to become stale, smelly, and bug-infested.</itunes:summary>
      <itunes:subtitle>As we enter into the fall season, people begin to seemingly switch gears in thinking about others a little more. Whether that’s Thanksgiving reminding you of who or what you are thankful for or it’s Christmas reminding you to give, reminding you what the purpose of the season is, and reminding you how to slow down. I believe that money can either be a river or it can be a pond. It can either stay fresh by flowing to and through you to be a blessing to others or it can accumulate and pool, causing it to become stale, smelly, and bug-infested.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>217</itunes:episode>
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    <item>
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      <title>Why is it so hard to put others first?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #personalfinance #lonliness #careforothers W44E2</p>
]]></description>
      <pubDate>Tue, 19 Oct 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #personalfinance #lonliness #careforothers W44E2</p>
]]></content:encoded>
      <enclosure length="7103779" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/23494b38-6b46-4973-a15b-eeeda045dbb9/audio/90d9208a-5e3f-4851-b40f-405ac2c02e24/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Why is it so hard to put others first?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:24</itunes:duration>
      <itunes:summary>Personal finance is personal and is not just about the dollars and cents. It’s about putting the why behind what you do with the dollars and cents to build a legacy and inspire others to do the same. We are taking the time to talk about care as I believe you being intentional to care for someone else and in-turn seeing how it makes a difference can inspire you to be far more intentional and less frivolous with your time, talent, and treasure.</itunes:summary>
      <itunes:subtitle>Personal finance is personal and is not just about the dollars and cents. It’s about putting the why behind what you do with the dollars and cents to build a legacy and inspire others to do the same. We are taking the time to talk about care as I believe you being intentional to care for someone else and in-turn seeing how it makes a difference can inspire you to be far more intentional and less frivolous with your time, talent, and treasure.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>216</itunes:episode>
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      <title>Why is it so hard to be present!</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W44E1 #mentor #intentional #present</p>
]]></description>
      <pubDate>Mon, 18 Oct 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W44E1 #mentor #intentional #present</p>
]]></content:encoded>
      <enclosure length="9820514" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/f918e498-4b01-470d-992d-435b98c24207/audio/acc68c1f-bcd5-4e0a-8941-71ec00dab30a/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Why is it so hard to be present!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:10:14</itunes:duration>
      <itunes:summary>You’ve probably heard the saying that it is better to give than to receive. Countless studies have been done on the effects of prioritizing the needs of others when you are struggling with depression when you are cynical or when you are hopeless. Part of this process may be helping someone else in order to prop you up and realize what’s in you, the impact you have the capability of, and the wisdom that may reside within you.</itunes:summary>
      <itunes:subtitle>You’ve probably heard the saying that it is better to give than to receive. Countless studies have been done on the effects of prioritizing the needs of others when you are struggling with depression when you are cynical or when you are hopeless. Part of this process may be helping someone else in order to prop you up and realize what’s in you, the impact you have the capability of, and the wisdom that may reside within you.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>215</itunes:episode>
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    <item>
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      <title>Why is it so hard to be content!</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Fri, 15 Oct 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
      <enclosure length="7430623" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/568f9e69-10a1-41a5-93ce-13789043c8ca/audio/bbaf5f8e-09c4-4bcb-8b8a-3fe164306827/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Why is it so hard to be content!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:44</itunes:duration>
      <itunes:summary>Whether you look at your financial position, your health or physique, your family or friendships, or even your role, position, or contribution to society, it can oftentimes be difficult to be content. We may feel content in one area while feeling lacking or inadequate in another. If we are looking at what others are constantly absorbed with, accomplishing, or involved in, we can miss what we should be focused on and the opportunities available to us.</itunes:summary>
      <itunes:subtitle>Whether you look at your financial position, your health or physique, your family or friendships, or even your role, position, or contribution to society, it can oftentimes be difficult to be content. We may feel content in one area while feeling lacking or inadequate in another. If we are looking at what others are constantly absorbed with, accomplishing, or involved in, we can miss what we should be focused on and the opportunities available to us.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>214</itunes:episode>
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      <title>Is your healthcare draining your bank account!?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.' W43E4 #healthcare #spending #healthplans</p>
]]></description>
      <pubDate>Thu, 14 Oct 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.' W43E4 #healthcare #spending #healthplans</p>
]]></content:encoded>
      <enclosure length="6621036" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/c7cbdba4-d1f4-4b5c-9b53-7a4bd6be5fb6/audio/9c9fc535-aa43-4246-b513-9ed2385df821/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Is your healthcare draining your bank account!?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:06:54</itunes:duration>
      <itunes:summary>Oftentimes there are a number of different schools of thought per se around the extent to which you should utilize western medicine vs. homeopathic approaches to caring for your health. Without going into that argument, you may be thinking about all of the ways that you care for yourself including chiropractic adjustments, massages, yoga, acupuncture amongst a number of other methods.</itunes:summary>
      <itunes:subtitle>Oftentimes there are a number of different schools of thought per se around the extent to which you should utilize western medicine vs. homeopathic approaches to caring for your health. Without going into that argument, you may be thinking about all of the ways that you care for yourself including chiropractic adjustments, massages, yoga, acupuncture amongst a number of other methods.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>213</itunes:episode>
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      <title>Do you need disability insurance?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W43E3 #disability #insurance #doyouneedinsurance</p>
]]></description>
      <pubDate>Wed, 13 Oct 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W43E3 #disability #insurance #doyouneedinsurance</p>
]]></content:encoded>
      <enclosure length="6599302" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/22cc751d-a4cb-4d17-ae79-44922dcd9c37/audio/bd256ee4-92cf-4343-908a-b4d3f90b44fa/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Do you need disability insurance?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:06:52</itunes:duration>
      <itunes:summary>When caring for yourself well and being mindful of those who depend upon you, it’s important to evaluate the need for disability insurance. You may have an insurance provider or a financial advisor to help you put a plan in place. Arguably this would be more for your loved ones who are affected by your premature death or short or long-term disability, but nonetheless, far too many people operate without any or enough insurance.</itunes:summary>
      <itunes:subtitle>When caring for yourself well and being mindful of those who depend upon you, it’s important to evaluate the need for disability insurance. You may have an insurance provider or a financial advisor to help you put a plan in place. Arguably this would be more for your loved ones who are affected by your premature death or short or long-term disability, but nonetheless, far too many people operate without any or enough insurance.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>212</itunes:episode>
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      <title>Are your investments hopeless?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #investing #retirement #personalfinance W43E2</p>
]]></description>
      <pubDate>Tue, 12 Oct 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #investing #retirement #personalfinance W43E2</p>
]]></content:encoded>
      <enclosure length="8635181" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/34b3e5f4-233d-46be-8c37-5364d79192f9/audio/26d83204-c087-4e70-a2b7-485b8f992bd2/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Are your investments hopeless?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:00</itunes:duration>
      <itunes:summary>There are so many different ways to go about caring for yourself. Oftentimes people immediately think about going on a vacation, to the spa, or heading to the gym to work out. But just as you would care for yourself in these aspects, you also need to make a plan to save for your retirement.</itunes:summary>
      <itunes:subtitle>There are so many different ways to go about caring for yourself. Oftentimes people immediately think about going on a vacation, to the spa, or heading to the gym to work out. But just as you would care for yourself in these aspects, you also need to make a plan to save for your retirement.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>211</itunes:episode>
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      <title>Are your finances hopeless?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W43E1 #personalfinance #instantgratification #moneyhabits</p>
]]></description>
      <pubDate>Mon, 11 Oct 2021 04:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W43E1 #personalfinance #instantgratification #moneyhabits</p>
]]></content:encoded>
      <enclosure length="8338848" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/f3799552-dacb-40c7-858e-a7185c69d31c/audio/bfc3e423-d809-4eaf-8f9f-93db454a1885/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Are your finances hopeless?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:41</itunes:duration>
      <itunes:summary>It’s so easy to allow instant gratification to steal us away from the reality of our financial position. Now, in order to change course--find the one area that is your biggest culprit and simply replace that with a lower-cost, healthier option. This will start you on the path of reducing your monthly expenses to fit within your means in order to take the margin that you will then build by doing so, and using that toward outstanding debt caused by living beyond your means.</itunes:summary>
      <itunes:subtitle>It’s so easy to allow instant gratification to steal us away from the reality of our financial position. Now, in order to change course--find the one area that is your biggest culprit and simply replace that with a lower-cost, healthier option. This will start you on the path of reducing your monthly expenses to fit within your means in order to take the margin that you will then build by doing so, and using that toward outstanding debt caused by living beyond your means.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>210</itunes:episode>
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      <title>Are you failing??</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W42E5 #howareyoudoing? #purpose #selfcheck</p>
]]></description>
      <pubDate>Fri, 8 Oct 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W42E5 #howareyoudoing? #purpose #selfcheck</p>
]]></content:encoded>
      <enclosure length="6486871" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/88a9de5f-93cb-4c57-865e-d71cefbf0a42/audio/6d5be752-5dc4-409e-b34b-bae6ba3b9586/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Are you failing??</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:06:45</itunes:duration>
      <itunes:summary>Now this may be a laughable question to high achievers, but it’s actually a serious question to ask yourself. How am I actually doing, not by means of comparison, but by means of my own requirements or standards for myself? Am I where I wanted to be at this point in life? Do I have a great purpose, the right people, and am taken care of provisionally? It&apos;s important to regularly go through the 5 P&apos;s to gauge how you are actually doing. </itunes:summary>
      <itunes:subtitle>Now this may be a laughable question to high achievers, but it’s actually a serious question to ask yourself. How am I actually doing, not by means of comparison, but by means of my own requirements or standards for myself? Am I where I wanted to be at this point in life? Do I have a great purpose, the right people, and am taken care of provisionally? It&apos;s important to regularly go through the 5 P&apos;s to gauge how you are actually doing. </itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>209</itunes:episode>
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      <title>You have no peace</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W42E4 #peace #rest #purpose</p>
]]></description>
      <pubDate>Thu, 7 Oct 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W42E4 #peace #rest #purpose</p>
]]></content:encoded>
      <enclosure length="6948298" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/337333d2-1bb6-4e14-9d62-495d4ab1dc53/audio/6c01e686-dff4-49f7-8d55-a6d50190a247/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>You have no peace</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:14</itunes:duration>
      <itunes:summary>Jumping right into this theme on care, I left off with a question in the last episode. That being to write down a number from 1-10 on how you are doing overall. If you have not done so, write down that number. Today we are going to explore this further in figuring out where you are and how this may be affecting your personal finances. I have found that this little test has been really helpful in the relationships in my life, in improving both accountability and care for myself and others.</itunes:summary>
      <itunes:subtitle>Jumping right into this theme on care, I left off with a question in the last episode. That being to write down a number from 1-10 on how you are doing overall. If you have not done so, write down that number. Today we are going to explore this further in figuring out where you are and how this may be affecting your personal finances. I have found that this little test has been really helpful in the relationships in my life, in improving both accountability and care for myself and others.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>208</itunes:episode>
    </item>
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      <title>Overview of Self-Care</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W42E3 #selfcare #rest #relaxation</p>
]]></description>
      <pubDate>Wed, 6 Oct 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W42E3 #selfcare #rest #relaxation</p>
]]></content:encoded>
      <enclosure length="7994450" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/1cf5978a-6d41-4dca-b760-acd445b00277/audio/6f31e540-aa3d-4b38-92c0-932840fec739/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Overview of Self-Care</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:20</itunes:duration>
      <itunes:summary>Part of building sustainable financial margin in your life is making sure that you cover your bases in regards to proper care. In this theme, we are going to cover mechanisms and habits that you need to put into place in order to lead a life that allows you to enjoy the journey in becoming your best for those in your life and what it is that have set out to accomplish. Let’s get back to defining where our focus should be daily so that we don’t wait until we burnout in order to get rest, we don’t jump from vacation to vacation in order to enjoy life, and we don’t purchase more and
more things to then be obligated to leaving us less and less time to be involved in what really matters to us.</itunes:summary>
      <itunes:subtitle>Part of building sustainable financial margin in your life is making sure that you cover your bases in regards to proper care. In this theme, we are going to cover mechanisms and habits that you need to put into place in order to lead a life that allows you to enjoy the journey in becoming your best for those in your life and what it is that have set out to accomplish. Let’s get back to defining where our focus should be daily so that we don’t wait until we burnout in order to get rest, we don’t jump from vacation to vacation in order to enjoy life, and we don’t purchase more and
more things to then be obligated to leaving us less and less time to be involved in what really matters to us.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>207</itunes:episode>
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      <title>Review of Essential</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W42E2 #essentialism #housing #transportation</p>
]]></description>
      <pubDate>Tue, 5 Oct 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W42E2 #essentialism #housing #transportation</p>
]]></content:encoded>
      <enclosure length="5869127" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/27e8ee8f-df58-488d-ae3a-9ffcb5673c7e/audio/4c4e61ab-d383-4542-9229-07ead141b8a6/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Review of Essential</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:06:07</itunes:duration>
      <itunes:summary>There are so many aspects to our lives that seem like we couldn’t live without, but honestly looking at what your baseline needs are and how much of your life is being governed by non-essentials will help you to know what needs to be added and probably more importantly stripped away. The purpose of going through a theme on what is essential to you, is for you to seriously look at your basic needs as well as your basic wants that feed into the life you want to lead. Only you can define what it is that is essential to your life.
</itunes:summary>
      <itunes:subtitle>There are so many aspects to our lives that seem like we couldn’t live without, but honestly looking at what your baseline needs are and how much of your life is being governed by non-essentials will help you to know what needs to be added and probably more importantly stripped away. The purpose of going through a theme on what is essential to you, is for you to seriously look at your basic needs as well as your basic wants that feed into the life you want to lead. Only you can define what it is that is essential to your life.
</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>206</itunes:episode>
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      <title>It’s essential to find your purpose</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #essentialism #purpose #careergoals W42E1</p>
]]></description>
      <pubDate>Mon, 4 Oct 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #essentialism #purpose #careergoals W42E1</p>
]]></content:encoded>
      <enclosure length="6906920" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/2e81c497-2813-4771-999a-64ae728b2643/audio/a59f8097-5efd-43e4-ae6a-c9c2db91a26c/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>It’s essential to find your purpose</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:12</itunes:duration>
      <itunes:summary>Some people know what they wanted to do for a living from a very early age, and others follow in the footsteps of those who inspired or influenced them most, while there are still others who either followed a certain track because of prestige or money, or are still figuring out what they want to do when they grow up. It’s tough to build a life in a certain direction, to then realize that you have to change course. If you already reviewed what’s most important to you, you probably have a good idea as to whether you are where you want to be in life.</itunes:summary>
      <itunes:subtitle>Some people know what they wanted to do for a living from a very early age, and others follow in the footsteps of those who inspired or influenced them most, while there are still others who either followed a certain track because of prestige or money, or are still figuring out what they want to do when they grow up. It’s tough to build a life in a certain direction, to then realize that you have to change course. If you already reviewed what’s most important to you, you probably have a good idea as to whether you are where you want to be in life.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>205</itunes:episode>
    </item>
    <item>
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      <title>What is essential to your budget?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W41E5 #budgeting #personalfinance #essentialism</p>
]]></description>
      <pubDate>Fri, 1 Oct 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W41E5 #budgeting #personalfinance #essentialism</p>
]]></content:encoded>
      <enclosure length="12569013" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/c89aa212-42fe-4b8a-b4e0-b4cbffc7cfe3/audio/46f85ebb-96c1-4419-ad94-54b9607165b7/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>What is essential to your budget?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:13:05</itunes:duration>
      <itunes:summary>Looking over the essentials you’ve outlined by category, the next step is to build them into a budget or Plan to Spend. The purpose of a budget is to tell your money what the priorities are, versus wondering what your money was spent on after the fact. Once you have looked at these 11 steps to developing a budget and immediately factored in your specific essentials in each category, you’ll then be able to see what are the categories that you place the greatest focus or importance on. This will ensure that the money that flows through your hands goes to the areas that are most important to you.</itunes:summary>
      <itunes:subtitle>Looking over the essentials you’ve outlined by category, the next step is to build them into a budget or Plan to Spend. The purpose of a budget is to tell your money what the priorities are, versus wondering what your money was spent on after the fact. Once you have looked at these 11 steps to developing a budget and immediately factored in your specific essentials in each category, you’ll then be able to see what are the categories that you place the greatest focus or importance on. This will ensure that the money that flows through your hands goes to the areas that are most important to you.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>204</itunes:episode>
    </item>
    <item>
      <guid isPermaLink="false">ea5a3d1a-b78f-4d95-a2ea-4012853f8f9f</guid>
      <title>What is essential in your finances?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Thu, 30 Sep 2021 12:57:56 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
      <enclosure length="7165637" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/0598b432-601f-44b8-b6e5-107b56a32292/audio/ab2c20fe-3d15-404d-af97-6a05c50451cf/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>What is essential in your finances?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:28</itunes:duration>
      <itunes:summary>Looking at this theme on what’s essential, it’s important to take a step back and look at a holistic approach of the categories we looked at, as this will help you merge these categories in order to have a broad understanding of your expenses. Pulling from what is essential in your housing, transportation, clothing and the like, gather what is actually essential to your lifestyle above the bare essentials like food, water, and sleep. Pulling this together will provide you with a base-line to start with. </itunes:summary>
      <itunes:subtitle>Looking at this theme on what’s essential, it’s important to take a step back and look at a holistic approach of the categories we looked at, as this will help you merge these categories in order to have a broad understanding of your expenses. Pulling from what is essential in your housing, transportation, clothing and the like, gather what is actually essential to your lifestyle above the bare essentials like food, water, and sleep. Pulling this together will provide you with a base-line to start with. </itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>203</itunes:episode>
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      <title>What is essential in your healthcare?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W41E3 #healthcare #essentialism #insurance</p>
]]></description>
      <pubDate>Wed, 29 Sep 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W41E3 #healthcare #essentialism #insurance</p>
]]></content:encoded>
      <enclosure length="7303145" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/b2fa6721-1209-48e1-820c-4122366ef770/audio/2c655999-6224-4565-a456-6165502dee99/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>What is essential in your healthcare?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:36</itunes:duration>
      <itunes:summary>Let me make sure to state that the most important aspect is to be insured! Uninsured or underinsured in your health insurance is the leading cause of bankruptcy, so making sure that you have a policy in place is especially important. If you&apos;re unsure where to start, get insured in these three categories: health insurance, dental insurance, and vision insurance.</itunes:summary>
      <itunes:subtitle>Let me make sure to state that the most important aspect is to be insured! Uninsured or underinsured in your health insurance is the leading cause of bankruptcy, so making sure that you have a policy in place is especially important. If you&apos;re unsure where to start, get insured in these three categories: health insurance, dental insurance, and vision insurance.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>202</itunes:episode>
    </item>
    <item>
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      <title>What is essential in your health?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #health #wellness #essentialism W41E2</p>
]]></description>
      <pubDate>Tue, 28 Sep 2021 12:48:23 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #health #wellness #essentialism W41E2</p>
]]></content:encoded>
      <enclosure length="8397780" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/d5b03a72-477d-4eea-9b99-6e2c6023a8d7/audio/b6c5f7ba-b01a-4d0b-8886-494d1259a566/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>What is essential in your health?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:45</itunes:duration>
      <itunes:summary>You may have heard it said that if you don’t have your health, you don’t have anything. Now that may be a stretch, but I would agree that you can’t fully enjoy all of the other aspects of life if your health is not intact. If you or a loved one has ever dealt with a significant health issue, you may see the truth in that. So think about it, what is it that is essential to your lifestyle for your ability to maintain the proper body composition, energy, and overall health?</itunes:summary>
      <itunes:subtitle>You may have heard it said that if you don’t have your health, you don’t have anything. Now that may be a stretch, but I would agree that you can’t fully enjoy all of the other aspects of life if your health is not intact. If you or a loved one has ever dealt with a significant health issue, you may see the truth in that. So think about it, what is it that is essential to your lifestyle for your ability to maintain the proper body composition, energy, and overall health?</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>201</itunes:episode>
    </item>
    <item>
      <guid isPermaLink="false">ec3873e5-ce4a-44c3-85cf-1a0484804419</guid>
      <title>What is essential in your subscriptions?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W41E1 #subscriptions #disney+ #applefitness</p>
]]></description>
      <pubDate>Sun, 26 Sep 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W41E1 #subscriptions #disney+ #applefitness</p>
]]></content:encoded>
      <enclosure length="6944954" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/d297ed6e-6c5d-4f9c-b925-b6a71f756ce8/audio/03fd38c7-c855-4c7e-8a20-1dc1e322dabe/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>What is essential in your subscriptions?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:14</itunes:duration>
      <itunes:summary>There is a subscription model for just about everything now and it causes so many people to have ghost expenses that fly under the radar because they are not handing over the cash or swiping the card. Take a look at what you’re opted-in for and determine what truly adds value and what needs to go.</itunes:summary>
      <itunes:subtitle>There is a subscription model for just about everything now and it causes so many people to have ghost expenses that fly under the radar because they are not handing over the cash or swiping the card. Take a look at what you’re opted-in for and determine what truly adds value and what needs to go.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>200</itunes:episode>
    </item>
    <item>
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      <title>What is essential in your community?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W40E5</p>
]]></description>
      <pubDate>Fri, 24 Sep 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W40E5</p>
]]></content:encoded>
      <enclosure length="9226594" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/3fce6ed8-9b70-4961-9d78-7743cd743c86/audio/a9464cf7-3570-4555-88c8-507109b83cf2/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>What is essential in your community?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:37</itunes:duration>
      <itunes:summary>Think about your core circle of people for a minute. This is not only your family and friends, but also those that you are connected to outside of this group. The more generous you are with your time, talent, and resources, ultimately the more opportunity you will have and the less you will focus on yourself and your own needs.</itunes:summary>
      <itunes:subtitle>Think about your core circle of people for a minute. This is not only your family and friends, but also those that you are connected to outside of this group. The more generous you are with your time, talent, and resources, ultimately the more opportunity you will have and the less you will focus on yourself and your own needs.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>199</itunes:episode>
    </item>
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      <title>What is essential in your connectivity?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W40E4 #connectivity #screentime #screendetox</p>
]]></description>
      <pubDate>Thu, 23 Sep 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W40E4 #connectivity #screentime #screendetox</p>
]]></content:encoded>
      <enclosure length="5631309" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/e00df1f1-0897-4ab3-967a-b65eee11c0ba/audio/7edfc9be-30ea-48ed-aafa-d938272d7316/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>What is essential in your connectivity?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:05:52</itunes:duration>
      <itunes:summary>Take a look at your screen time, how much time do you spend on your phone? In many cases I’m sure it’s significantly more than you thought possible. But what do you do when you are stopped at that red light, waiting in line to check out, or sitting at an appointment? In this episode, I will discuss the importance of having self-control in terms of your connectivity.</itunes:summary>
      <itunes:subtitle>Take a look at your screen time, how much time do you spend on your phone? In many cases I’m sure it’s significantly more than you thought possible. But what do you do when you are stopped at that red light, waiting in line to check out, or sitting at an appointment? In this episode, I will discuss the importance of having self-control in terms of your connectivity.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>198</itunes:episode>
    </item>
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      <title>How to find your best transportation?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W40E3 #transportation #cars #carpurchase</p>
]]></description>
      <pubDate>Wed, 22 Sep 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W40E3 #transportation #cars #carpurchase</p>
]]></content:encoded>
      <enclosure length="12230884" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/b6248400-90bf-4b98-9577-95d6cbbf7cf0/audio/a5bb9282-d980-4467-9df0-7b98288e7f8b/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>How to find your best transportation?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:12:44</itunes:duration>
      <itunes:summary>When buying a vehicle, consider the intangibles. When purchasing a vehicle, consider the following; insurance costs, average maintenance, the amount you drive, gas mileage or range, depreciation curve, utility and use. In this video, I go over the 10 categories to consider when purchasing a vehicle.</itunes:summary>
      <itunes:subtitle>When buying a vehicle, consider the intangibles. When purchasing a vehicle, consider the following; insurance costs, average maintenance, the amount you drive, gas mileage or range, depreciation curve, utility and use. In this video, I go over the 10 categories to consider when purchasing a vehicle.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>197</itunes:episode>
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      <title>How essential is your transportation?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W40E2 #transportation #essentialism #cars2021</p>
]]></description>
      <pubDate>Tue, 21 Sep 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W40E2 #transportation #essentialism #cars2021</p>
]]></content:encoded>
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      <itunes:title>How essential is your transportation?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:10:19</itunes:duration>
      <itunes:summary>We all need to have a plan for our transportation, which for most people can be the second most-expensive purchase made. Making sure that you write down the essentials of what makes the vehicle the right fit then following these 5-steps will help in your decision-making process.</itunes:summary>
      <itunes:subtitle>We all need to have a plan for our transportation, which for most people can be the second most-expensive purchase made. Making sure that you write down the essentials of what makes the vehicle the right fit then following these 5-steps will help in your decision-making process.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>196</itunes:episode>
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      <title>What is essential in your clothing?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W40E1 #clothing #clothingbudget #essentialism</p>
]]></description>
      <pubDate>Mon, 20 Sep 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W40E1 #clothing #clothingbudget #essentialism</p>
]]></content:encoded>
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      <itunes:title>What is essential in your clothing?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:14</itunes:duration>
      <itunes:summary>It’s an obvious statement that clothing is essential and a necessity in most settings, so why would it need to be something to discuss when it comes to planning for your budget? Much like food, the costs for keeping stocked or staying full can be justified based upon the so-called need. Whether you are frugal or a heavy-spender, it is important for you be purposeful in what you deem as essential in your clothing budget category. </itunes:summary>
      <itunes:subtitle>It’s an obvious statement that clothing is essential and a necessity in most settings, so why would it need to be something to discuss when it comes to planning for your budget? Much like food, the costs for keeping stocked or staying full can be justified based upon the so-called need. Whether you are frugal or a heavy-spender, it is important for you be purposeful in what you deem as essential in your clothing budget category. </itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>195</itunes:episode>
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      <title>What is essential in your food?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #essentialfoods #nutrients #foodbudget W39E5</p>
]]></description>
      <pubDate>Fri, 17 Sep 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #essentialfoods #nutrients #foodbudget W39E5</p>
]]></content:encoded>
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      <itunes:title>What is essential in your food?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:55</itunes:duration>
      <itunes:summary>It’s obvious that food is essential, but because of this known fact it can be easy for people to not budget for their specific dietary needs. Figuring out how this aspect factors in to your regular budget will help you to prioritize the essential food needs you have. Looking first at the what you would ideally like to spend then comparing it to what you actually spend. </itunes:summary>
      <itunes:subtitle>It’s obvious that food is essential, but because of this known fact it can be easy for people to not budget for their specific dietary needs. Figuring out how this aspect factors in to your regular budget will help you to prioritize the essential food needs you have. Looking first at the what you would ideally like to spend then comparing it to what you actually spend. </itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>194</itunes:episode>
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      <title>What is essential in your home?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #homeiswhere #essentialisthome #homeessentials W39E4</p>
]]></description>
      <pubDate>Thu, 16 Sep 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #homeiswhere #essentialisthome #homeessentials W39E4</p>
]]></content:encoded>
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      <itunes:title>What is essential in your home?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:04</itunes:duration>
      <itunes:summary>Determining what is essential, to you, in your home will ensure you don’t hold onto, have to maintain, move, or be distracted by what is not. For all of us, home should be a sanctuary, safe haven, and where we invest in and cultivate what matters most to us. So figuring out whether your home aligns with what is essential to you will make a significant impact on the order areas of your life. </itunes:summary>
      <itunes:subtitle>Determining what is essential, to you, in your home will ensure you don’t hold onto, have to maintain, move, or be distracted by what is not. For all of us, home should be a sanctuary, safe haven, and where we invest in and cultivate what matters most to us. So figuring out whether your home aligns with what is essential to you will make a significant impact on the order areas of your life. </itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>193</itunes:episode>
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      <title>Essentials Overview</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #essential #essentialism #essentialist W39E3</p>
]]></description>
      <pubDate>Wed, 15 Sep 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #essential #essentialism #essentialist W39E3</p>
]]></content:encoded>
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      <itunes:title>Essentials Overview</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:04:22</itunes:duration>
      <itunes:summary>It’s so important in life to know what is and is not essential for you. In this theme we will be covering how to determine this and what to look at and for. Now you may be thinking immediately of what is essential for survival—food, shelter, transpiration and clothing, but looking beyond this to what you actually need and what adds the most value to you in particular will help you figure out what to prioritize. 
</itunes:summary>
      <itunes:subtitle>It’s so important in life to know what is and is not essential for you. In this theme we will be covering how to determine this and what to look at and for. Now you may be thinking immediately of what is essential for survival—food, shelter, transpiration and clothing, but looking beyond this to what you actually need and what adds the most value to you in particular will help you figure out what to prioritize. 
</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>192</itunes:episode>
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      <title>Shelter Recap</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W39E2 #homebuyer #homebuyingreview #idealhome</p>
]]></description>
      <pubDate>Tue, 14 Sep 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W39E2 #homebuyer #homebuyingreview #idealhome</p>
]]></content:encoded>
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      <itunes:title>Shelter Recap</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:06:05</itunes:duration>
      <itunes:summary>In the theme on housing we have covered everything from how to find your ideal home, when to buy, how much to spend, how to renovate, and a number of other topics. Summarizing this theme following 5 steps to help you in your decision making to navigate the largest purchase most people make!</itunes:summary>
      <itunes:subtitle>In the theme on housing we have covered everything from how to find your ideal home, when to buy, how much to spend, how to renovate, and a number of other topics. Summarizing this theme following 5 steps to help you in your decision making to navigate the largest purchase most people make!</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>191</itunes:episode>
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      <title>Rebates, hacks, and home warranties!</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #househacks #homewarranty #effecienthome W39E1</p>
]]></description>
      <pubDate>Mon, 13 Sep 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #househacks #homewarranty #effecienthome W39E1</p>
]]></content:encoded>
      <enclosure length="9848935" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/e033cf35-b8fd-48fc-b355-eea3f8dbbc68/audio/ade69472-3b12-4a76-8626-5591fba3d430/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Rebates, hacks, and home warranties!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:10:15</itunes:duration>
      <itunes:summary>If you’re a homeowner, you’ve probably experienced being inundated with salespeople trying to sell you all kinds of products and services for your home. Some are better than others and come with legit savings, but making sure to use a filtering system in order to figure out whether the system, rebate, or efficiency improvement is worth it. Reviewing the key components of your home and applying this to the needs you currently have or foresee will be especially important. </itunes:summary>
      <itunes:subtitle>If you’re a homeowner, you’ve probably experienced being inundated with salespeople trying to sell you all kinds of products and services for your home. Some are better than others and come with legit savings, but making sure to use a filtering system in order to figure out whether the system, rebate, or efficiency improvement is worth it. Reviewing the key components of your home and applying this to the needs you currently have or foresee will be especially important. </itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>190</itunes:episode>
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      <title>How much should I spend on housing making $80k</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W38E5 #duplex #multifamily #familyhome</p>
]]></description>
      <pubDate>Fri, 10 Sep 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W38E5 #duplex #multifamily #familyhome</p>
]]></content:encoded>
      <enclosure length="4453501" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/872625a2-ecce-4d52-b915-36f73624b882/audio/2b14d507-a1ff-4c1a-a211-6ae64805e1df/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>How much should I spend on housing making $80k</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:04:38</itunes:duration>
      <itunes:summary>Looking at a scenario of a family purchasing a home based on a household income and what they can afford to spend on housing will provide additional clarity on how much to spend on a mortgage. Looking at a specific scenario of gross income equaling $80k and then showing what typically will reduce that income providing you with your actual take-home pay, will help you determine what you can spend. Looking at typical percentages of mortgage debt, it may be best to consider buying a home with an attached unit like a duplex to prevent having too high of a mortgage in relation to your income.</itunes:summary>
      <itunes:subtitle>Looking at a scenario of a family purchasing a home based on a household income and what they can afford to spend on housing will provide additional clarity on how much to spend on a mortgage. Looking at a specific scenario of gross income equaling $80k and then showing what typically will reduce that income providing you with your actual take-home pay, will help you determine what you can spend. Looking at typical percentages of mortgage debt, it may be best to consider buying a home with an attached unit like a duplex to prevent having too high of a mortgage in relation to your income.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>189</itunes:episode>
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      <title>How much should I spend on housing making $48k??</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W38E3 #debttoincome #daveramsey #househacking</p>
]]></description>
      <pubDate>Wed, 8 Sep 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W38E3 #debttoincome #daveramsey #househacking</p>
]]></content:encoded>
      <enclosure length="8099777" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/3752b2fc-6827-48c3-8df9-932398f57f99/audio/4eaeed8d-2cd3-458a-be0c-096c3d816e94/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>How much should I spend on housing making $48k??</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:26</itunes:duration>
      <itunes:summary>Looking at the average beginning salary for a college graduate and how that relates to what you can afford is an important step in life. Looking at a specific scenario of gross income equaling $48k and then showing what typically will reduce that income providing you with your actual take-home pay, will help you determine what you can spend. Looking at typical percentages of mortgage debt, it may be best to house hack or work to increase your income in order to hit the right percentage without having too high of a percentage going to housing. </itunes:summary>
      <itunes:subtitle>Looking at the average beginning salary for a college graduate and how that relates to what you can afford is an important step in life. Looking at a specific scenario of gross income equaling $48k and then showing what typically will reduce that income providing you with your actual take-home pay, will help you determine what you can spend. Looking at typical percentages of mortgage debt, it may be best to house hack or work to increase your income in order to hit the right percentage without having too high of a percentage going to housing. </itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>188</itunes:episode>
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      <title>Why you would pay cash for real estate!?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W38E2 #cashbuyer #buyingrrealestate #mortgageorcash</p>
]]></description>
      <pubDate>Tue, 7 Sep 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W38E2 #cashbuyer #buyingrrealestate #mortgageorcash</p>
]]></content:encoded>
      <enclosure length="9334009" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/5e100a5b-d7fe-4c2e-bc78-06e3f425a9e0/audio/d0f5a5c8-8735-45c7-af71-d85976bb51e9/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Why you would pay cash for real estate!?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:43</itunes:duration>
      <itunes:summary>The thought of paying cash for real-estate may seem untenable, so most proceed with getting a mortgage without actually looking at what it would take to pay in full. Covering three benefits to a mortgage and three for paying cash will help you determine whether the delay for instant gratification is the right move for you. </itunes:summary>
      <itunes:subtitle>The thought of paying cash for real-estate may seem untenable, so most proceed with getting a mortgage without actually looking at what it would take to pay in full. Covering three benefits to a mortgage and three for paying cash will help you determine whether the delay for instant gratification is the right move for you. </itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>187</itunes:episode>
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      <title>Ask yourself these questions before beginning your home search!</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W38E1 #lifegoals #envision #idealhome</p>
]]></description>
      <pubDate>Mon, 6 Sep 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W38E1 #lifegoals #envision #idealhome</p>
]]></content:encoded>
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      <itunes:title>Ask yourself these questions before beginning your home search!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:48</itunes:duration>
      <itunes:summary>It’s important to sit down and ask yourself some key questions before stepping into making the largest purchase most people make; a home! Looking at five areas recommended to think through, will be a great start to ensure that you are actively thinking through what it is you want out of life and then how your home can support or facilitate that. </itunes:summary>
      <itunes:subtitle>It’s important to sit down and ask yourself some key questions before stepping into making the largest purchase most people make; a home! Looking at five areas recommended to think through, will be a great start to ensure that you are actively thinking through what it is you want out of life and then how your home can support or facilitate that. </itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>186</itunes:episode>
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      <title>How much down payment is really necessary??</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W37E5 #downpayment #homesavings #PMI</p>
]]></description>
      <pubDate>Fri, 3 Sep 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W37E5 #downpayment #homesavings #PMI</p>
]]></content:encoded>
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      <itunes:title>How much down payment is really necessary??</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:06:50</itunes:duration>
      <itunes:summary>How much of a down payment is really necessary?? Whether it’s the monthly payment, mortgage insurance, down payment, or interest rate, there are so many questions that come up in the home buying process. Being prepared to know what you are realistically looking for will ensure that you don’t put too much or too little down based on your situation. </itunes:summary>
      <itunes:subtitle>How much of a down payment is really necessary?? Whether it’s the monthly payment, mortgage insurance, down payment, or interest rate, there are so many questions that come up in the home buying process. Being prepared to know what you are realistically looking for will ensure that you don’t put too much or too little down based on your situation. </itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>185</itunes:episode>
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      <title>How to negotiate a home purchase!</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W37E4 #homenegotiation #housing #realestatedeals</p>
]]></description>
      <pubDate>Thu, 2 Sep 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W37E4 #homenegotiation #housing #realestatedeals</p>
]]></content:encoded>
      <enclosure length="6682476" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/aaf4e32a-a4b4-48b9-aac9-8befbe5e1fcb/audio/ad6d913a-9fb2-4801-aa67-5b4ae16932e1/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>How to negotiate a home purchase!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:06:58</itunes:duration>
      <itunes:summary>Arguably the most important aspect of purchasing a home once you narrow down the location, size, and must-haves, is negotiating! Not only knowing the area, comparable sales and repairs needed, but also getting creative may help you land that deal. The closing process can feel like a long one, but is much easier without having the what-ifs around the purchase price and negotiation. </itunes:summary>
      <itunes:subtitle>Arguably the most important aspect of purchasing a home once you narrow down the location, size, and must-haves, is negotiating! Not only knowing the area, comparable sales and repairs needed, but also getting creative may help you land that deal. The closing process can feel like a long one, but is much easier without having the what-ifs around the purchase price and negotiation. </itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>184</itunes:episode>
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      <title>What are the different type of mortgages?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W37E3 #variableratemortgage #fixedratemortgage #reversemortgage</p>
]]></description>
      <pubDate>Wed, 1 Sep 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W37E3 #variableratemortgage #fixedratemortgage #reversemortgage</p>
]]></content:encoded>
      <enclosure length="10052481" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/0a56ff75-2c88-4570-b837-79af0e47c927/audio/1f89cff9-050f-4cfb-bf24-9f527150a3fa/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>What are the different type of mortgages?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:10:28</itunes:duration>
      <itunes:summary>It can be difficult to know what kind of mortgages are out there that you can take advantage of based on the season of life that you’re in. There’s two categories of loans outside of creative products that are out there including conforming and nonconforming loans. Looking at fixed rate or variable or term duration, there is a lot to consider. </itunes:summary>
      <itunes:subtitle>It can be difficult to know what kind of mortgages are out there that you can take advantage of based on the season of life that you’re in. There’s two categories of loans outside of creative products that are out there including conforming and nonconforming loans. Looking at fixed rate or variable or term duration, there is a lot to consider. </itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>183</itunes:episode>
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      <title>If you&apos;re going to buy, here&apos;s what you need!</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #preapproval #underwriting #loanapplication W37E2</p>
]]></description>
      <pubDate>Tue, 31 Aug 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #preapproval #underwriting #loanapplication W37E2</p>
]]></content:encoded>
      <enclosure length="5770489" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/a878c5ab-2ebf-45e0-80da-322415f99fea/audio/3d4f38fd-384d-4c14-b33b-13f280494baf/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>If you&apos;re going to buy, here&apos;s what you need!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:06:01</itunes:duration>
      <itunes:summary>Buying a home is one of the largest financial decisions most people make! Looking at not only what gives you peace of mind in your purchase but also the steps of making sure the lender has what is needed to underwrite the loan will expedite the process. </itunes:summary>
      <itunes:subtitle>Buying a home is one of the largest financial decisions most people make! Looking at not only what gives you peace of mind in your purchase but also the steps of making sure the lender has what is needed to underwrite the loan will expedite the process. </itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>182</itunes:episode>
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      <title>What&apos;s the difference: HELOC or Home Equity Loan?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W37E1</p>
]]></description>
      <pubDate>Mon, 30 Aug 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W37E1</p>
]]></content:encoded>
      <enclosure length="9533376" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/5b7cfb58-de1f-4a77-8405-6c5a9943bde3/audio/e233aabc-bca0-43a8-9306-bafd3abc5dcb/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>What&apos;s the difference: HELOC or Home Equity Loan?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:56</itunes:duration>
      <itunes:summary>You have probably heard of the term HELOC or home equity loan. These are loans against the appraised value to the balance you owe, or otherwise known as the equity in your home. When looking at the equity that you have available to you, you may be tempted to not have it sit there when it could be used for other purposes. Home equity is something that you should be careful not to tap into unless it is to increase in value or especially the value of your home. If you have determined the use of the home equity product, the options we are covering are quite simple.</itunes:summary>
      <itunes:subtitle>You have probably heard of the term HELOC or home equity loan. These are loans against the appraised value to the balance you owe, or otherwise known as the equity in your home. When looking at the equity that you have available to you, you may be tempted to not have it sit there when it could be used for other purposes. Home equity is something that you should be careful not to tap into unless it is to increase in value or especially the value of your home. If you have determined the use of the home equity product, the options we are covering are quite simple.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>181</itunes:episode>
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      <title>Don’t buy just because of interest rates!</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W36E5 #mortgage #interestrates #comparingrates</p>
]]></description>
      <pubDate>Fri, 27 Aug 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W36E5 #mortgage #interestrates #comparingrates</p>
]]></content:encoded>
      <enclosure length="7307743" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/ecc90710-f155-4e72-b024-a3032ade27b6/audio/5c6140d3-111f-424a-84a3-4199874bce47/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Don’t buy just because of interest rates!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:37</itunes:duration>
      <itunes:summary>We can all be tempted by the low interest rate environment that we’ve become accustomed to. The interest rates now sitting lower than they were during the Great Recession. Looking at the difference between the average interest rate over the last 10-years and what it is today, we can see that the difference is relatively nominal to a houseful for budget. We will be looking at why it’s not smart to rush buying a home based on the interest rate!</itunes:summary>
      <itunes:subtitle>We can all be tempted by the low interest rate environment that we’ve become accustomed to. The interest rates now sitting lower than they were during the Great Recession. Looking at the difference between the average interest rate over the last 10-years and what it is today, we can see that the difference is relatively nominal to a houseful for budget. We will be looking at why it’s not smart to rush buying a home based on the interest rate!</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>180</itunes:episode>
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      <title>Own a home?? Sell it.</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W36E4 #timetosell #sellmyhome #housingmarket</p>
]]></description>
      <pubDate>Thu, 26 Aug 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W36E4 #timetosell #sellmyhome #housingmarket</p>
]]></content:encoded>
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      <itunes:title>Own a home?? Sell it.</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:15</itunes:duration>
      <itunes:summary>It can be difficult to know when might be the best time to sell you home especially if there isn’t a job change or life circumstance moving you. Knowing that what goes up must come down and that every asset class is cyclical it’s important to know where we are in the overall housing cycle. Knowing your market and where migration patterns, employment and overall economic health stands will help you decipher whether now may be the right time. If this is still a bit vague looking at three additional considerations.</itunes:summary>
      <itunes:subtitle>It can be difficult to know when might be the best time to sell you home especially if there isn’t a job change or life circumstance moving you. Knowing that what goes up must come down and that every asset class is cyclical it’s important to know where we are in the overall housing cycle. Knowing your market and where migration patterns, employment and overall economic health stands will help you decipher whether now may be the right time. If this is still a bit vague looking at three additional considerations.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>179</itunes:episode>
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      <title>You’re not ready to buy a home, here’s why!</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W36E3 #firsttimehomebuyer #homebuying #homeowner</p>
]]></description>
      <pubDate>Wed, 25 Aug 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W36E3 #firsttimehomebuyer #homebuying #homeowner</p>
]]></content:encoded>
      <enclosure length="8467580" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/e41797ca-4f15-4856-bd55-b67a8b9dda6f/audio/9d3477da-9776-4daa-8b37-13a32ccb9dec/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>You’re not ready to buy a home, here’s why!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:49</itunes:duration>
      <itunes:summary>Not being ready to buy a home can be so discouraging, but maybe even more discouraging is buying a home before you’re ready. The last 18-months have brought about so many aspects of uncertainty and while there is a lot of uncertainty, there should be even more of a focus on making sure that your finances are in order. Not basing your financial wherewithal based on what a bank or financial institution tells you that you can afford but on what you can realistically afford and comfortably afford in a time of uncertainty. Looking at these 7-steps will help you ensure this decision is made mindfully.</itunes:summary>
      <itunes:subtitle>Not being ready to buy a home can be so discouraging, but maybe even more discouraging is buying a home before you’re ready. The last 18-months have brought about so many aspects of uncertainty and while there is a lot of uncertainty, there should be even more of a focus on making sure that your finances are in order. Not basing your financial wherewithal based on what a bank or financial institution tells you that you can afford but on what you can realistically afford and comfortably afford in a time of uncertainty. Looking at these 7-steps will help you ensure this decision is made mindfully.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>178</itunes:episode>
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      <title>How to maximize the value of my home before selling it!?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #listingyourhome #homevalues #preparedtosell W36E2</p>
]]></description>
      <pubDate>Tue, 24 Aug 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #listingyourhome #homevalues #preparedtosell W36E2</p>
]]></content:encoded>
      <enclosure length="7263022" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/10ce5f78-37d4-46e3-b391-55f7aaa89534/audio/0d4522f9-91f7-478e-b869-243205c7c5c7/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>How to maximize the value of my home before selling it!?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:34</itunes:duration>
      <itunes:summary>Looking at your home from an objective standpoint ensures that you are realistically looking at what it needs before listing it. Taking four steps to prepare your home to be listed while ensuring that buyers don’t get stuck focusing on the negatives will ensure you sell for top dollar. In a market that seems to continue to rise, you may not think that these aspects would necessarily matter as people waive inspections and appraisals, but preparing your home properly so it’s ready in any market will help you to always maximize the sale price. </itunes:summary>
      <itunes:subtitle>Looking at your home from an objective standpoint ensures that you are realistically looking at what it needs before listing it. Taking four steps to prepare your home to be listed while ensuring that buyers don’t get stuck focusing on the negatives will ensure you sell for top dollar. In a market that seems to continue to rise, you may not think that these aspects would necessarily matter as people waive inspections and appraisals, but preparing your home properly so it’s ready in any market will help you to always maximize the sale price. </itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>177</itunes:episode>
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      <title>How should I rent my home when I move?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #airbnb #vrbo #rental W36E1</p>
]]></description>
      <pubDate>Mon, 23 Aug 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #airbnb #vrbo #rental W36E1</p>
]]></content:encoded>
      <enclosure length="6616438" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/f89f7aa2-c92a-47a6-bb82-5de2b879b6c1/audio/dadd9fd2-94c9-43dd-8703-1fe38e6c9546/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>How should I rent my home when I move?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:06:53</itunes:duration>
      <itunes:summary>Looking at how you could use your home as a form of rental when you decide to move will help you. Either having your property professionally managed or using a platform like Airbnb or VRBO may be the best option to maximize your homes return and provide a more or less passive income source. Having the flexibility of a short-term rental may help you to watch the indicators of the market discussed in a prior episode and sell the property when the value is where you want it to be.  Look at running the math as to which option may be best for you. </itunes:summary>
      <itunes:subtitle>Looking at how you could use your home as a form of rental when you decide to move will help you. Either having your property professionally managed or using a platform like Airbnb or VRBO may be the best option to maximize your homes return and provide a more or less passive income source. Having the flexibility of a short-term rental may help you to watch the indicators of the market discussed in a prior episode and sell the property when the value is where you want it to be.  Look at running the math as to which option may be best for you. </itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>176</itunes:episode>
    </item>
    <item>
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      <title>What’s that average home price in my area?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Fri, 20 Aug 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
      <enclosure length="6742662" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/ddca01cf-97ca-4b95-ac72-b72e67b4773d/audio/c00c66a0-7655-484f-acfb-365bab6a458e/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>What’s that average home price in my area?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:01</itunes:duration>
      <itunes:summary>Knowing the average home price in your area and/or the area you want to be in is especially challenging in this market. I’m a balanced market though, you will typically be able to utilize certain tools to help you determine the value taking your personal bias out of the equation. Sometimes it’s hard to really know what your home is worth because the value of the additions, renovations, or simply the appreciation may be off compared to what someone is willing to pay and/or what the market demands. </itunes:summary>
      <itunes:subtitle>Knowing the average home price in your area and/or the area you want to be in is especially challenging in this market. I’m a balanced market though, you will typically be able to utilize certain tools to help you determine the value taking your personal bias out of the equation. Sometimes it’s hard to really know what your home is worth because the value of the additions, renovations, or simply the appreciation may be off compared to what someone is willing to pay and/or what the market demands. </itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>175</itunes:episode>
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      <title>Is the housing market going to crash? (Part 2)</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W35E4 #housingcrisis #recession #housingflip</p>
]]></description>
      <pubDate>Thu, 19 Aug 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W35E4 #housingcrisis #recession #housingflip</p>
]]></content:encoded>
      <enclosure length="9468175" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/dd306f50-f52d-4c70-9632-f3569dd887aa/audio/ed88583d-5c71-480e-a065-255cd07c2e7b/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Is the housing market going to crash? (Part 2)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:52</itunes:duration>
      <itunes:summary>A downturn in the housing market is a fear that many have, especially with the double-digit increases we have seen over the last year. Looking at the economy at-large narrowed to your specific neighborhood, it’s important to watch key indicators related to your sub-market. Going through the process of looking at the fundamentals related to housing to see if your specific area is or will be affected by some of the market shifts we are seeing will help you better understand your market. Looking at where people are moving to and where they are moving from will help you figure out whether migration will stabilize and/or make your market more competitive, or cause downward pressure on prices due to less demand for those areas with large amounts of people moving out. We have seen a massive increase in housing starts fueled by lower interest rates, remote workforces, the increased focus on the value of home, as well as stimulus and a number of other components. Even with this the U.S. will always be in one of the four phases reviewed—it’s just a matter of knowing what phase and part of the phase your area is currently in.</itunes:summary>
      <itunes:subtitle>A downturn in the housing market is a fear that many have, especially with the double-digit increases we have seen over the last year. Looking at the economy at-large narrowed to your specific neighborhood, it’s important to watch key indicators related to your sub-market. Going through the process of looking at the fundamentals related to housing to see if your specific area is or will be affected by some of the market shifts we are seeing will help you better understand your market. Looking at where people are moving to and where they are moving from will help you figure out whether migration will stabilize and/or make your market more competitive, or cause downward pressure on prices due to less demand for those areas with large amounts of people moving out. We have seen a massive increase in housing starts fueled by lower interest rates, remote workforces, the increased focus on the value of home, as well as stimulus and a number of other components. Even with this the U.S. will always be in one of the four phases reviewed—it’s just a matter of knowing what phase and part of the phase your area is currently in.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>174</itunes:episode>
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      <title>Is the housing market going to crash?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W35E3 #housingcrisis #recession #housingflip</p>
]]></description>
      <pubDate>Wed, 18 Aug 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W35E3 #housingcrisis #recession #housingflip</p>
]]></content:encoded>
      <enclosure length="8377719" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/e99a11f0-43f4-4503-bb66-9df0a14fbea4/audio/0cd4d9b8-43c6-46a5-a016-9f13b602de7c/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Is the housing market going to crash?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:44</itunes:duration>
      <itunes:summary>A downturn in the housing market is a fear that many have, especially with the double-digit increases we have seen over the last year. Looking at the economy at-large narrowed to your specific neighborhood, it’s important to watch key indicators related to your sub-market. Going through the process of looking at the fundamentals related to housing to see if your specific area is or will be affected by some of the market shifts we are seeing will help you better understand your market. Looking at where people are moving to and where they are moving from will help you figure out whether migration will stabilize and/or make your market more competitive, or cause downward pressure on prices due to less demand for those areas with large amounts of people moving out. We have seen a massive increase in housing starts fueled by lower interest rates, remote workforces, the increased focus on the value of home, as well as stimulus and a number of other components. Even with this the U.S. will always be in one of the four phases reviewed—it’s just a matter of knowing what phase and part of the phase your area is currently in.</itunes:summary>
      <itunes:subtitle>A downturn in the housing market is a fear that many have, especially with the double-digit increases we have seen over the last year. Looking at the economy at-large narrowed to your specific neighborhood, it’s important to watch key indicators related to your sub-market. Going through the process of looking at the fundamentals related to housing to see if your specific area is or will be affected by some of the market shifts we are seeing will help you better understand your market. Looking at where people are moving to and where they are moving from will help you figure out whether migration will stabilize and/or make your market more competitive, or cause downward pressure on prices due to less demand for those areas with large amounts of people moving out. We have seen a massive increase in housing starts fueled by lower interest rates, remote workforces, the increased focus on the value of home, as well as stimulus and a number of other components. Even with this the U.S. will always be in one of the four phases reviewed—it’s just a matter of knowing what phase and part of the phase your area is currently in.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>173</itunes:episode>
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      <title>Should I buy or rent?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W35E2 #homepreparation #homebuying #rentorbuy</p>
]]></description>
      <pubDate>Tue, 17 Aug 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W35E2 #homepreparation #homebuying #rentorbuy</p>
]]></content:encoded>
      <enclosure length="8336340" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/2e83735c-886a-4cbf-ac62-3e9645c66384/audio/63d792f1-90db-4287-9ed1-c7d3462f35f4/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Should I buy or rent?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:41</itunes:duration>
      <itunes:summary>Oftentimes it can be difficult to answer the age old question of whether to buy or rent. There are a series of questions that you should be asking yourself when trying to determine whether it makes sense to buy in the season of life you’re in. Considering your current needs but also your anticipated future needs will ensure you are buying a place that will fit well for the foreseeable future. Before buying that home though, prepare for the purchase based on the goals and priorities you’ve outlined by asking these questions questions.</itunes:summary>
      <itunes:subtitle>Oftentimes it can be difficult to answer the age old question of whether to buy or rent. There are a series of questions that you should be asking yourself when trying to determine whether it makes sense to buy in the season of life you’re in. Considering your current needs but also your anticipated future needs will ensure you are buying a place that will fit well for the foreseeable future. Before buying that home though, prepare for the purchase based on the goals and priorities you’ve outlined by asking these questions questions.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>172</itunes:episode>
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      <title>Insure your dwelling!</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #homeownersinsurance #rentersinsurance #insurance W35E1</p>
]]></description>
      <pubDate>Mon, 16 Aug 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #homeownersinsurance #rentersinsurance #insurance W35E1</p>
]]></content:encoded>
      <enclosure length="7245885" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/55243c6c-bf31-45ca-81c6-4d9f35db97b5/audio/d236fa1d-74eb-43ff-a2e7-9452a44fdc8c/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Insure your dwelling!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:33</itunes:duration>
      <itunes:summary>Whether it’s homeowners or renters insurance, having it is essential. Reversing these once a year in addition to your belongings, will ensure that you have enough coverage and that the coverage that you have it for is documented. Oftentimes minimal coverage for homeowners or renters is required by the mortgage provider or landlord, but making sure to review these policies will give you peace of mind. </itunes:summary>
      <itunes:subtitle>Whether it’s homeowners or renters insurance, having it is essential. Reversing these once a year in addition to your belongings, will ensure that you have enough coverage and that the coverage that you have it for is documented. Oftentimes minimal coverage for homeowners or renters is required by the mortgage provider or landlord, but making sure to review these policies will give you peace of mind. </itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>171</itunes:episode>
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      <title>You closed on a new home, now what?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W34E5 #firsttimehomebuyer #firsthome #newhome</p>
]]></description>
      <pubDate>Fri, 13 Aug 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W34E5 #firsttimehomebuyer #firsthome #newhome</p>
]]></content:encoded>
      <enclosure length="7480778" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/36df3891-d743-4150-9e41-52500e916c9a/audio/f1d5c4ec-900d-49ca-869a-66b98c1cc857/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>You closed on a new home, now what?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:47</itunes:duration>
      <itunes:summary>So you bought a new home, congrats! Now what? Oftentimes we can be so excited about this transaction that we may lose focus on what it is that we actually signed on the dotted line for. So we’re going to cover 5 tips now that you have a new space and are 
ready to make it your own!</itunes:summary>
      <itunes:subtitle>So you bought a new home, congrats! Now what? Oftentimes we can be so excited about this transaction that we may lose focus on what it is that we actually signed on the dotted line for. So we’re going to cover 5 tips now that you have a new space and are 
ready to make it your own!</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>170</itunes:episode>
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      <title>What should I consider besides my mortgage or rent payment?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #housing #householdbudget #homecosts W34E4</p>
]]></description>
      <pubDate>Thu, 12 Aug 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #housing #householdbudget #homecosts W34E4</p>
]]></content:encoded>
      <enclosure length="9092847" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/6e2c647c-9a3b-4038-8e0c-c36f04e5ce2e/audio/ec2630a1-28e6-46e8-b7ca-97b8251c5b39/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>What should I consider besides my mortgage or rent payment?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:28</itunes:duration>
      <itunes:summary>It can be difficult to actually know the cost of your housing—not just your mortgage or rent, but the total amount you spend for housing. Looking at a number of areas that may not be included or considered will ensure that you actually know what you are spending on your housing. It’s probably more than you thought when you signed on for the mortgage or lease!</itunes:summary>
      <itunes:subtitle>It can be difficult to actually know the cost of your housing—not just your mortgage or rent, but the total amount you spend for housing. Looking at a number of areas that may not be included or considered will ensure that you actually know what you are spending on your housing. It’s probably more than you thought when you signed on for the mortgage or lease!</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>169</itunes:episode>
    </item>
    <item>
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      <title>How much should my home mortgage or rent be?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W34E3 #housepoor #mortgage #home</p>
]]></description>
      <pubDate>Wed, 11 Aug 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W34E3 #housepoor #mortgage #home</p>
]]></content:encoded>
      <enclosure length="9355325" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/f73b9772-0e96-4119-9246-6a63402838d7/audio/ff700dfd-a07d-4a4c-9642-b092e80205ce/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>How much should my home mortgage or rent be?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:45</itunes:duration>
      <itunes:summary>Sometimes it’s especially difficult to know how much you should actually spend on your home. We have seen some shocking migration patterns in the last year or so, that have caused both the redefinition of home but also the value placed on home. Looking at three steps to help identify whether you are spending too much on housing is greatly important to ensure that you don’t become house poor. Figuring out what you can comfortably and reasonably pay on an ongoing recurring basis for housing will help you to not lock-in a payment that doesn’t actually fit your lifestyle.</itunes:summary>
      <itunes:subtitle>Sometimes it’s especially difficult to know how much you should actually spend on your home. We have seen some shocking migration patterns in the last year or so, that have caused both the redefinition of home but also the value placed on home. Looking at three steps to help identify whether you are spending too much on housing is greatly important to ensure that you don’t become house poor. Figuring out what you can comfortably and reasonably pay on an ongoing recurring basis for housing will help you to not lock-in a payment that doesn’t actually fit your lifestyle.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>168</itunes:episode>
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    <item>
      <guid isPermaLink="false">f6d33714-0fe8-4a82-b33f-b71b9d5ac9dc</guid>
      <title>7 Hidden Costs of Homeownership</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W34E2 #homeownership #housingmarket #moneypit</p>
]]></description>
      <pubDate>Tue, 10 Aug 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W34E2 #homeownership #housingmarket #moneypit</p>
]]></content:encoded>
      <enclosure length="9698888" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/75fed552-ffac-4aa5-8605-b0596ce32eca/audio/52643e5c-b88a-4d9b-9449-7166e9b4d3e5/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>7 Hidden Costs of Homeownership</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:10:06</itunes:duration>
      <itunes:summary>Although it’s easy to discuss the perks related to owning your own home, what about the drawbacks? Most don’t readily talk about the hidden costs about home ownership. Looking at 7 components that are not necessarily considered when looking to buy a home—reviewing these will help you factor in costs that may be easy to overlook. A home can be a great purchase, but it can also be a much more expensive one than you may have anticipated. Follow these steps to ensure you have your bases covered!</itunes:summary>
      <itunes:subtitle>Although it’s easy to discuss the perks related to owning your own home, what about the drawbacks? Most don’t readily talk about the hidden costs about home ownership. Looking at 7 components that are not necessarily considered when looking to buy a home—reviewing these will help you factor in costs that may be easy to overlook. A home can be a great purchase, but it can also be a much more expensive one than you may have anticipated. Follow these steps to ensure you have your bases covered!</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>167</itunes:episode>
    </item>
    <item>
      <guid isPermaLink="false">58006d5c-804a-4315-b86d-795c82c1b077</guid>
      <title>Is a home still the American Dream?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #theamericandream #homeinflation #housingdemand W34E1</p>
]]></description>
      <pubDate>Mon, 9 Aug 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #theamericandream #homeinflation #housingdemand W34E1</p>
]]></content:encoded>
      <enclosure length="6162117" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/7eb94af5-32a3-40e1-8779-a1dc73392a57/audio/f365aaf1-b7f9-44cb-b726-7001885d0695/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Is a home still the American Dream?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:06:26</itunes:duration>
      <itunes:summary>We have seen a surge in the interest for housing and so much in fact that we are experiencing a double-digit increase in pricing over last year. At the current growth rate you and I may be wondering how people afford these increases with relatively stagnant wages. The average new home cost is 5x that of the average household income. In this theme on shelter, we will be covering all things having to do with where you live. </itunes:summary>
      <itunes:subtitle>We have seen a surge in the interest for housing and so much in fact that we are experiencing a double-digit increase in pricing over last year. At the current growth rate you and I may be wondering how people afford these increases with relatively stagnant wages. The average new home cost is 5x that of the average household income. In this theme on shelter, we will be covering all things having to do with where you live. </itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>166</itunes:episode>
    </item>
    <item>
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      <title>Recharge Recap</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W33E5 #recharge #rest #margin</p>
]]></description>
      <pubDate>Fri, 6 Aug 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W33E5 #recharge #rest #margin</p>
]]></content:encoded>
      <enclosure length="6363573" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/8b4f7386-5a5c-4705-832f-600d44774024/audio/b1f7ca79-da07-42aa-b6b0-f8e73dac52cc/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Recharge Recap</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:06:38</itunes:duration>
      <itunes:summary>Reviewing the theme on recharge focused on helping you learn the importance of and need for rest. Rest is so important in helping us to properly plan for what matters most to us. Looking at how to apply this theme will help you tremendously in your perspective and management of your personal finances!</itunes:summary>
      <itunes:subtitle>Reviewing the theme on recharge focused on helping you learn the importance of and need for rest. Rest is so important in helping us to properly plan for what matters most to us. Looking at how to apply this theme will help you tremendously in your perspective and management of your personal finances!</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>165</itunes:episode>
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    <item>
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      <title>How to make every day a vacation</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #bestlife #vacationeveryday #lovemyoccupation</p>
]]></description>
      <pubDate>Thu, 5 Aug 2021 15:27:10 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #bestlife #vacationeveryday #lovemyoccupation</p>
]]></content:encoded>
      <enclosure length="8198832" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/a881c0b4-c826-468a-b645-1d9ea010d99d/audio/f93a3030-3207-4ae1-8bfd-fff9a72e97ca/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>How to make every day a vacation</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:32</itunes:duration>
      <itunes:summary>What would it be like to feel like everyday is a vacation for you? Unfortunately more than 3/4 of Americans hate their jobs and are not living that way. Figuring out what you value the most and adjusting your life to accommodate what it is that matters most to you will ensure that you are living your best life</itunes:summary>
      <itunes:subtitle>What would it be like to feel like everyday is a vacation for you? Unfortunately more than 3/4 of Americans hate their jobs and are not living that way. Figuring out what you value the most and adjusting your life to accommodate what it is that matters most to you will ensure that you are living your best life</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>164</itunes:episode>
    </item>
    <item>
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      <title>How to budget for a vacation??</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W33E3 #vacationplanning #travelmoney #summervacation</p>
]]></description>
      <pubDate>Wed, 4 Aug 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W33E3 #vacationplanning #travelmoney #summervacation</p>
]]></content:encoded>
      <enclosure length="8567054" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/1af3b315-08c9-49ff-8aea-300a1a378d37/audio/1385efce-e6be-474e-90e4-4376aaa08f58/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>How to budget for a vacation??</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:55</itunes:duration>
      <itunes:summary>The plan you formulate is only as good as your ability to apply that plan. This is no different with planning for a vacation. Oftentimes it is the little things that eat away at your financial margin preventing you from saving for something like a vacation. Now, of course, we all have them, but it is important to actually build a plan to save up for a vacation and stick to it. Looking at four key areas, this will help you determine what you are saving for. Figuring out how to save up for a vacation instead of using debt to fund it, will prevent that vacation from causing undue stress. </itunes:summary>
      <itunes:subtitle>The plan you formulate is only as good as your ability to apply that plan. This is no different with planning for a vacation. Oftentimes it is the little things that eat away at your financial margin preventing you from saving for something like a vacation. Now, of course, we all have them, but it is important to actually build a plan to save up for a vacation and stick to it. Looking at four key areas, this will help you determine what you are saving for. Figuring out how to save up for a vacation instead of using debt to fund it, will prevent that vacation from causing undue stress. </itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>163</itunes:episode>
    </item>
    <item>
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      <title>How to hack that vacation!</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W33E2 #lifehack #vacationhack #vacationsavings</p>
]]></description>
      <pubDate>Tue, 3 Aug 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W33E2 #lifehack #vacationhack #vacationsavings</p>
]]></content:encoded>
      <enclosure length="6363573" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/d6166adb-955b-4f77-9ae8-dfbbc15b426b/audio/cdc70500-265f-4e46-ab0d-2979f6bf85e0/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>How to hack that vacation!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:06:38</itunes:duration>
      <itunes:summary>We have all heard about various life hacks, but what about vacation hacks? Most people don’t take vacations because they don’t believe they can afford it, whether monetarily or due to workload. I typically look at four components of taking a vacation in order to limit the costs and maximize the experience. Taking an approach to be mindful of what brings the most value to you and capitalizing on that can prevent you from needing a vacation from your vacation. </itunes:summary>
      <itunes:subtitle>We have all heard about various life hacks, but what about vacation hacks? Most people don’t take vacations because they don’t believe they can afford it, whether monetarily or due to workload. I typically look at four components of taking a vacation in order to limit the costs and maximize the experience. Taking an approach to be mindful of what brings the most value to you and capitalizing on that can prevent you from needing a vacation from your vacation. </itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>162</itunes:episode>
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      <title>Save for a vacation or staycation??</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W33E1 #vacation #staycation #prioritizingrest</p>
]]></description>
      <pubDate>Mon, 2 Aug 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W33E1 #vacation #staycation #prioritizingrest</p>
]]></content:encoded>
      <enclosure length="6100677" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/adad4ca1-c62d-4159-8d0b-c02ca386b0a6/audio/603f6b94-60ca-439a-a31f-3662c5a8181f/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Save for a vacation or staycation??</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:06:21</itunes:duration>
      <itunes:summary>Over the last 18-months, we have seen a significant shift in travel behaviors. As the travel restrictions lift, people are traveling more. However, many may be traveling more but not actually traveling in order to get a vacation in order to get downtime and rest. Now how you recharge will depend on your personality type and preferences, but figuring out what your needs are will enable you to vacation based on that. If you are not able to travel, you may consider a staycation. This may allow you to disengage quicker, cheaper, and more easily. Whichever route you take will help you prioritize what matters most to you specifically.</itunes:summary>
      <itunes:subtitle>Over the last 18-months, we have seen a significant shift in travel behaviors. As the travel restrictions lift, people are traveling more. However, many may be traveling more but not actually traveling in order to get a vacation in order to get downtime and rest. Now how you recharge will depend on your personality type and preferences, but figuring out what your needs are will enable you to vacation based on that. If you are not able to travel, you may consider a staycation. This may allow you to disengage quicker, cheaper, and more easily. Whichever route you take will help you prioritize what matters most to you specifically.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>161</itunes:episode>
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    <item>
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      <title>Are you addicted to your job?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W32E5 #jobaddiction #workaholic #careerfocused</p>
]]></description>
      <pubDate>Fri, 30 Jul 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W32E5 #jobaddiction #workaholic #careerfocused</p>
]]></content:encoded>
      <enclosure length="7629989" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/279594d0-b172-4739-9a09-74591b6d3e8c/audio/befb38bc-67a7-4d0a-af4e-ebd6d8822476/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Are you addicted to your job?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:57</itunes:duration>
      <itunes:summary>Are you addicted to your job? Wow, that’s a tough question to answer for most. Most would respond with a definite no, but really think about it. Does your job consume you? How often do we so closely relate what we do with who we are that the two are difficult to distinguish? Looking at how this happens and better yet how to gain a proper perspective, will help you take a step back and prioritize.</itunes:summary>
      <itunes:subtitle>Are you addicted to your job? Wow, that’s a tough question to answer for most. Most would respond with a definite no, but really think about it. Does your job consume you? How often do we so closely relate what we do with who we are that the two are difficult to distinguish? Looking at how this happens and better yet how to gain a proper perspective, will help you take a step back and prioritize.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>160</itunes:episode>
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    <item>
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      <title>How does rest affect your finances</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #rest #recharge #crashing W32E4</p>
]]></description>
      <pubDate>Thu, 29 Jul 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #rest #recharge #crashing W32E4</p>
]]></content:encoded>
      <enclosure length="5985320" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/51da1477-fc76-4c45-b9b4-7bbe52dd521d/audio/03845af2-b497-4a36-becd-965cfb835f51/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>How does rest affect your finances</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:06:14</itunes:duration>
      <itunes:summary>We have all experienced a time of feeling overwhelmed whether it was an event, situation or season. More specifically most of us have felt a lack of control over our finances at some point causing a level of hopelessness. We make this worse by feeling cornered and then making decisions based on feeling like there is a lack of an ability to make responsible financial decisions. If you are unaware of whether you are overwhelmed, covering some resources in order to pinpoint this may be helpful.</itunes:summary>
      <itunes:subtitle>We have all experienced a time of feeling overwhelmed whether it was an event, situation or season. More specifically most of us have felt a lack of control over our finances at some point causing a level of hopelessness. We make this worse by feeling cornered and then making decisions based on feeling like there is a lack of an ability to make responsible financial decisions. If you are unaware of whether you are overwhelmed, covering some resources in order to pinpoint this may be helpful.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>159</itunes:episode>
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    <item>
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      <title>We live in a world with no margin, let&apos;s fix it!</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #disengaged #nomargin #drained W32E3</p>
]]></description>
      <pubDate>Wed, 28 Jul 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #disengaged #nomargin #drained W32E3</p>
]]></content:encoded>
      <enclosure length="7109630" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/464fb58f-8eb9-480d-b6f2-4557d7c6af96/audio/6d348033-a21a-452d-8a13-77d2e09e0252/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>We live in a world with no margin, let&apos;s fix it!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:24</itunes:duration>
      <itunes:summary>There is no surprise that margin is missing in our culture today. Margin is missing because it’s not a priority in our culture. Most Americans take little time actually disengaged from work. Whether we try to rest by taking a vacation, spending time with loved ones, or even getting rest during the weekend. When we look at being fulfilled by our jobs, most Americans report being dissatisfied and disengaged. So people are always plugged-in by the things that are draining and are not fully present for those things that matter most. This lack of purposefulness will end up affecting your relationships, finances, and future. Let’s change that!</itunes:summary>
      <itunes:subtitle>There is no surprise that margin is missing in our culture today. Margin is missing because it’s not a priority in our culture. Most Americans take little time actually disengaged from work. Whether we try to rest by taking a vacation, spending time with loved ones, or even getting rest during the weekend. When we look at being fulfilled by our jobs, most Americans report being dissatisfied and disengaged. So people are always plugged-in by the things that are draining and are not fully present for those things that matter most. This lack of purposefulness will end up affecting your relationships, finances, and future. Let’s change that!</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>158</itunes:episode>
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      <title>How I’ve experienced burnout</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #financialdespair #preventstress #controlyourmind W32E2</p>
]]></description>
      <pubDate>Tue, 27 Jul 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #financialdespair #preventstress #controlyourmind W32E2</p>
]]></content:encoded>
      <enclosure length="11010026" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/2ecaf62e-cd71-46f2-ad94-19a239bd68a6/audio/c680ba4f-6ed0-4784-ba8d-fea055a956a6/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>How I’ve experienced burnout</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:11:29</itunes:duration>
      <itunes:summary>It’s easier said than done to avoid having the feeling of overwhelm. It’s so easy to not take care of the basics of your needs. So thinking about what a healthy version of you looks like by thinking back to what you value most will help with perspective. Then committing to including the things you value most into your life and rhythms is so important. Figuring out how you can back out your thought process when you’re feeling overwhelmed, then figuring out how to navigate and control the controllables will help you reshape your thought process. </itunes:summary>
      <itunes:subtitle>It’s easier said than done to avoid having the feeling of overwhelm. It’s so easy to not take care of the basics of your needs. So thinking about what a healthy version of you looks like by thinking back to what you value most will help with perspective. Then committing to including the things you value most into your life and rhythms is so important. Figuring out how you can back out your thought process when you’re feeling overwhelmed, then figuring out how to navigate and control the controllables will help you reshape your thought process. </itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>157</itunes:episode>
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      <title>Stressed-out. Anxious. Depressed. Disengaged. Burnt-out.</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #financialoverwhelm #stressedout #financialstress W32E1</p>
]]></description>
      <pubDate>Mon, 26 Jul 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #financialoverwhelm #stressedout #financialstress W32E1</p>
]]></content:encoded>
      <enclosure length="7127603" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/53500486-614e-4ecf-9e1d-ac06ee54f03f/audio/336c17ea-57a8-4fd0-8d5d-711aede7476a/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Stressed-out. Anxious. Depressed. Disengaged. Burnt-out.</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:25</itunes:duration>
      <itunes:summary>We all feel overwhelmed from time to time, but what if it seem constant for you? There are so many things that can stress us out, in fact if we are not the air traffic controller of our own minds, we can allow just about anything to stress us out. When you feel stuck sometimes it’s easy to make decisions that are not fully thought through. Looking at 17 indicators that may help you determine how you are actually doing and be able to then evaluate your current decisions will help you pivot.</itunes:summary>
      <itunes:subtitle>We all feel overwhelmed from time to time, but what if it seem constant for you? There are so many things that can stress us out, in fact if we are not the air traffic controller of our own minds, we can allow just about anything to stress us out. When you feel stuck sometimes it’s easy to make decisions that are not fully thought through. Looking at 17 indicators that may help you determine how you are actually doing and be able to then evaluate your current decisions will help you pivot.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>156</itunes:episode>
    </item>
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      <title>How to prevent feeling overwhelmed?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #overwhelmed #thoughtprocess #financialfear W315</p>
]]></description>
      <pubDate>Fri, 23 Jul 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #overwhelmed #thoughtprocess #financialfear W315</p>
]]></content:encoded>
      <enclosure length="6545803" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/dc97d674-a152-4a1c-8fbd-46b96a7fe87d/audio/f7cc8c85-68ce-4bac-be5e-4175264b8ed8/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>How to prevent feeling overwhelmed?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:06:49</itunes:duration>
      <itunes:summary>If you are feeling overwhelmed about aspects of life or even your finances specifically, you may be thinking of how you can prevent  this in the first place. Looking at how you can track back your thought process and take your thoughts captive will ensure that you prevent overwhelming thoughts. Now this is easier said than done, but how many of us could use tactics to ensure that we don’t allow our minds to wander and catastrophize the future.  </itunes:summary>
      <itunes:subtitle>If you are feeling overwhelmed about aspects of life or even your finances specifically, you may be thinking of how you can prevent  this in the first place. Looking at how you can track back your thought process and take your thoughts captive will ensure that you prevent overwhelming thoughts. Now this is easier said than done, but how many of us could use tactics to ensure that we don’t allow our minds to wander and catastrophize the future.  </itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>155</itunes:episode>
    </item>
    <item>
      <guid isPermaLink="false">b27ad60f-c8fc-4123-a3b8-34c7d91866cd</guid>
      <title>Are you feeling overwhelmed?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #overwhelmed #financialoverwhelm #personalfinances W31E4</p>
]]></description>
      <pubDate>Thu, 22 Jul 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #overwhelmed #financialoverwhelm #personalfinances W31E4</p>
]]></content:encoded>
      <enclosure length="5799746" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/84f0c374-f504-42ce-ad39-66876f6700b7/audio/9e8299d8-dd82-4933-8c15-11e252e7ab05/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Are you feeling overwhelmed?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:06:02</itunes:duration>
      <itunes:summary>We have all experienced a time of feeling overwhelmed whether it was an event, situation or season. More specifically most of us have felt a lack of control over our finances at some point causing a level of hopelessness. We make this worse by feeling cornered and then making decisions based on feeling like there is a lack of an ability to make responsible financial decisions. If you are unaware of whether you are overwhelmed, covering some resources in order to pinpoint this may be helpful. </itunes:summary>
      <itunes:subtitle>We have all experienced a time of feeling overwhelmed whether it was an event, situation or season. More specifically most of us have felt a lack of control over our finances at some point causing a level of hopelessness. We make this worse by feeling cornered and then making decisions based on feeling like there is a lack of an ability to make responsible financial decisions. If you are unaware of whether you are overwhelmed, covering some resources in order to pinpoint this may be helpful. </itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>154</itunes:episode>
    </item>
    <item>
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      <title>Are you experiencing prolonged stress?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #moneystress #financialstress #prolongedstress W31E3</p>
]]></description>
      <pubDate>Wed, 21 Jul 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #moneystress #financialstress #prolongedstress W31E3</p>
]]></content:encoded>
      <enclosure length="8076788" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/0e94ab40-699d-4992-b2a5-c2a75cf4a787/audio/21c900d0-80b8-4ac9-810b-75fd911cde68/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Are you experiencing prolonged stress?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:25</itunes:duration>
      <itunes:summary>Many of us don’t realize the long term effects of prolonged stress. In the short-term we may deal with shortness of breath, a racing heart rate or weight gain but not look at how the ongoing heightened-levels contribute to other health issues. Taking a look at this more closely will ensure that you don’t have underlying unaddressed stress. </itunes:summary>
      <itunes:subtitle>Many of us don’t realize the long term effects of prolonged stress. In the short-term we may deal with shortness of breath, a racing heart rate or weight gain but not look at how the ongoing heightened-levels contribute to other health issues. Taking a look at this more closely will ensure that you don’t have underlying unaddressed stress. </itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>153</itunes:episode>
    </item>
    <item>
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      <title>Are you experiencing burnout?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #burnout #burnt-out #r&r W31E2</p>
]]></description>
      <pubDate>Tue, 20 Jul 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #burnout #burnt-out #r&r W31E2</p>
]]></content:encoded>
      <enclosure length="8257346" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/3b627766-9929-4db5-b303-b9b54f1d5025/audio/a09e0aa0-2139-4dde-9935-0ae0c7caa357/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Are you experiencing burnout?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:36</itunes:duration>
      <itunes:summary>Looking at burnout and more specifically whether you are experiencing it, is important in evaluating how healthy your decision-making process may be around your personal finances. Burnout is especially difficult to define, so looking at how to tell you are burnt-out and then what to do about it is especially important. Looking at the effects physically, psychologically or personally otherwise will help you determine what may be going on under the surface and what needs to change. </itunes:summary>
      <itunes:subtitle>Looking at burnout and more specifically whether you are experiencing it, is important in evaluating how healthy your decision-making process may be around your personal finances. Burnout is especially difficult to define, so looking at how to tell you are burnt-out and then what to do about it is especially important. Looking at the effects physically, psychologically or personally otherwise will help you determine what may be going on under the surface and what needs to change. </itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>152</itunes:episode>
    </item>
    <item>
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      <title>Overview of Recharge</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #rest #recharge #margin W31E1</p>
]]></description>
      <pubDate>Mon, 19 Jul 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #rest #recharge #margin W31E1</p>
]]></content:encoded>
      <enclosure length="5269774" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/01185311-d237-4abd-aae3-9e8d3481a63e/audio/0d1f4dec-9f36-4ada-9c6f-ffc7f2f71ad9/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Overview of Recharge</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:05:29</itunes:duration>
      <itunes:summary>The lack of margin in our society today can be seen in the inability for us to disconnect and truly rest and recharge. This is seen in our maxed-out lives that lead to massive amounts of stress. In this theme we will be looking at what the current state of our culture is. What this fast-paced, little to no rest approach looks like in leading to broken relationships, health, and finances.</itunes:summary>
      <itunes:subtitle>The lack of margin in our society today can be seen in the inability for us to disconnect and truly rest and recharge. This is seen in our maxed-out lives that lead to massive amounts of stress. In this theme we will be looking at what the current state of our culture is. What this fast-paced, little to no rest approach looks like in leading to broken relationships, health, and finances.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>151</itunes:episode>
    </item>
    <item>
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      <title>Overview of Education</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W30E5 #formaleducation #schoolofhardknocks #howtoapplyinformation</p>
]]></description>
      <pubDate>Fri, 16 Jul 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W30E5 #formaleducation #schoolofhardknocks #howtoapplyinformation</p>
]]></content:encoded>
      <enclosure length="7476180" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/9cecc8e2-d430-480d-aeb3-247311a7e4dd/audio/0548137a-a975-456e-86c9-8b355130a39b/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Overview of Education</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:47</itunes:duration>
      <itunes:summary>Looking at an overview of the theme on education, it’s important to realize that education comes continuously throughout life formally or informally. You decide whether you will take the information or education and actually apply that to learning in the way of action. This action in turn can then create wisdom. Being intentional about not only gathering information but better yet being able to filter and apply that information effectively will set you apart. </itunes:summary>
      <itunes:subtitle>Looking at an overview of the theme on education, it’s important to realize that education comes continuously throughout life formally or informally. You decide whether you will take the information or education and actually apply that to learning in the way of action. This action in turn can then create wisdom. Being intentional about not only gathering information but better yet being able to filter and apply that information effectively will set you apart. </itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>150</itunes:episode>
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    <item>
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      <title>How I paid off $40k in student loans</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #studentloans #studentloancrisis #debtpayoff W30E4</p>
]]></description>
      <pubDate>Thu, 15 Jul 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #studentloans #studentloancrisis #debtpayoff W30E4</p>
]]></content:encoded>
      <enclosure length="8471759" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/1e9bdb2b-4cf0-40c9-a97a-5407479322e6/audio/501d1943-ab4d-43c4-999a-5f0f89cebb89/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>How I paid off $40k in student loans</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:50</itunes:duration>
      <itunes:summary>Sharing some of my journey for formal education, the mistakes I made and the resulting actions I needed to make in order to pay off my student loan debt. This personal approach will hopefully encourage you to set goals then shorten the amount of time that you give yourself to accomplish those goals. Paying off your student loan debt is achievable, you just need a strong why and make the decision to see it through! So many people have lost hope of getting these debts paid-off and therefore, they stop focusing on the goal. Don’t be one that allows your student loan debt to follow you through life, make the commitment to pay it off, and take massive action to make it happen!</itunes:summary>
      <itunes:subtitle>Sharing some of my journey for formal education, the mistakes I made and the resulting actions I needed to make in order to pay off my student loan debt. This personal approach will hopefully encourage you to set goals then shorten the amount of time that you give yourself to accomplish those goals. Paying off your student loan debt is achievable, you just need a strong why and make the decision to see it through! So many people have lost hope of getting these debts paid-off and therefore, they stop focusing on the goal. Don’t be one that allows your student loan debt to follow you through life, make the commitment to pay it off, and take massive action to make it happen!</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>149</itunes:episode>
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    <item>
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      <title>How to prevent the need for student loans...</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #FAFSA #scholarships #grants W30E3</p>
]]></description>
      <pubDate>Wed, 14 Jul 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #FAFSA #scholarships #grants W30E3</p>
]]></content:encoded>
      <enclosure length="6812043" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/7163f85b-37a4-40b5-be6d-c4c8b3bcb8b5/audio/da29b089-1e3d-46d7-8f77-68dfe191de70/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>How to prevent the need for student loans...</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:06</itunes:duration>
      <itunes:summary>Looking at options to prevent you getting caught in  student loans is one of the most important aspects once you have chosen a school to attend. Intentionally spending time to apply for your FAFSA and take advantage of localized or federal scholarships and grants will ensure that you stay far from student loans. Coupling this with proactively limiting your expenses outside of school and working to increase your income will help you build a strong foundation for remaining debt-free. </itunes:summary>
      <itunes:subtitle>Looking at options to prevent you getting caught in  student loans is one of the most important aspects once you have chosen a school to attend. Intentionally spending time to apply for your FAFSA and take advantage of localized or federal scholarships and grants will ensure that you stay far from student loans. Coupling this with proactively limiting your expenses outside of school and working to increase your income will help you build a strong foundation for remaining debt-free. </itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>148</itunes:episode>
    </item>
    <item>
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      <title>How to pay off your student loans fast!</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W30E2 #studentloandebt #debtsnowball #debtavalanche</p>
]]></description>
      <pubDate>Tue, 13 Jul 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W30E2 #studentloandebt #debtsnowball #debtavalanche</p>
]]></content:encoded>
      <enclosure length="10515162" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/c46a8cf7-3d20-496f-9395-cf86ef00306b/audio/04c69efc-ae33-43dd-b3ed-980b7c472256/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>How to pay off your student loans fast!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:10:58</itunes:duration>
      <itunes:summary>The student loan crisis is far-reaching across the U.S. If you are one of the 42.9 million people in the U.S. with student loan debt according to the U.S. Department of Education you are probably somewhat concerned about how you’re going to pay off this debt. Although the weight of the debt may feel heavy, there are so many options when it comes to avenues you could take to payoff this debt. Reviewing a number of these options without even looking at scholarships yet, will give you a handful of ideas on how to address this debt that are within your control.</itunes:summary>
      <itunes:subtitle>The student loan crisis is far-reaching across the U.S. If you are one of the 42.9 million people in the U.S. with student loan debt according to the U.S. Department of Education you are probably somewhat concerned about how you’re going to pay off this debt. Although the weight of the debt may feel heavy, there are so many options when it comes to avenues you could take to payoff this debt. Reviewing a number of these options without even looking at scholarships yet, will give you a handful of ideas on how to address this debt that are within your control.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>147</itunes:episode>
    </item>
    <item>
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      <title>The student loan crisis...</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #studentloans #federalstudentloans #studentloanforgiveness W30E1</p>
]]></description>
      <pubDate>Mon, 12 Jul 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #studentloans #federalstudentloans #studentloanforgiveness W30E1</p>
]]></content:encoded>
      <enclosure length="8377718" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/299b2193-cc8a-4783-987f-4b92b5312f22/audio/c4024614-44c9-4a33-a1aa-8c02e0bddc3e/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>The student loan crisis...</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:44</itunes:duration>
      <itunes:summary>The student loan crisis has been a constant conversation point over the last decade or so and even more so presidential candidates in this election. There has been a lot of conversation around student loan forgiveness, especially with the surmounting balances leading to affects on the economy. Now federal student loan payments and interest have been on a hiatus since March 2020 and there is still no clarity on how long that will last. The crisis is one that is somewhere in the $1.6 trillion range for federal student loans. Knowing hoe much you owe and to whom (federal or private) will be the first step in the process to see whether you personally have a student loan crisis. </itunes:summary>
      <itunes:subtitle>The student loan crisis has been a constant conversation point over the last decade or so and even more so presidential candidates in this election. There has been a lot of conversation around student loan forgiveness, especially with the surmounting balances leading to affects on the economy. Now federal student loan payments and interest have been on a hiatus since March 2020 and there is still no clarity on how long that will last. The crisis is one that is somewhere in the $1.6 trillion range for federal student loans. Knowing hoe much you owe and to whom (federal or private) will be the first step in the process to see whether you personally have a student loan crisis. </itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>146</itunes:episode>
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    <item>
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      <title>Valuing both the tangibles and intangibles of your education</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W29E5 #financingeducation #haveaschoolplan #avoidstudentloans</p>
]]></description>
      <pubDate>Fri, 9 Jul 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W29E5 #financingeducation #haveaschoolplan #avoidstudentloans</p>
]]></content:encoded>
      <enclosure length="11319315" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/3747f59c-f159-47ee-a7c1-bbca995423b3/audio/519e2a61-3578-447b-92c0-b34cfd32bbc1/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Valuing both the tangibles and intangibles of your education</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:11:48</itunes:duration>
      <itunes:summary>Taking a look at not only the direct costs of furthering your education, you also want to factor in the intangible costs and benefits. So much of this is difficult to pinpoint, but you can only gain wisdom from getting knowledge to then apply but being careful to evaluate where this knowledge needs to come from is important. Starting off by setting a focus point so that you are not just going to school to go to school and dealing with the direct and indirect costs associated with that decision. Making sure not to go to school without a plan! Looking at options to avoid immediately signing up for student loans especially before having a plan for the education you are pursuing.</itunes:summary>
      <itunes:subtitle>Taking a look at not only the direct costs of furthering your education, you also want to factor in the intangible costs and benefits. So much of this is difficult to pinpoint, but you can only gain wisdom from getting knowledge to then apply but being careful to evaluate where this knowledge needs to come from is important. Starting off by setting a focus point so that you are not just going to school to go to school and dealing with the direct and indirect costs associated with that decision. Making sure not to go to school without a plan! Looking at options to avoid immediately signing up for student loans especially before having a plan for the education you are pursuing.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>145</itunes:episode>
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      <title>How to manage your finances in your 30’s? Benchmark #6</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #passiveIncome #Minimalist #financialfreedom W29E4</p>
]]></description>
      <pubDate>Thu, 8 Jul 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #passiveIncome #Minimalist #financialfreedom W29E4</p>
]]></content:encoded>
      <enclosure length="9416765" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/417990bd-cfd5-4244-ae73-80bef5e8298c/audio/56cd6bef-9ea0-449a-9564-86da5b9d852d/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>How to manage your finances in your 30’s? Benchmark #6</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:49</itunes:duration>
      <itunes:summary>In the last benchmark of managing your finances in your 30’s which looks at turning your income into wealth, so that you can build your version of financial freedom. This financial freedom looks very different from person to person, so figuring out what this needs to look like to you will be especially important. Most people are looking for options when it comes to building wealth. What options are you looking for? Looking at a scenario of someone following the benchmarks from your 20’s through your 30’s to be prepared for an optional level of freedom in your 40’s. This may help you determine what steps need to be made to build in your version of freedom.</itunes:summary>
      <itunes:subtitle>In the last benchmark of managing your finances in your 30’s which looks at turning your income into wealth, so that you can build your version of financial freedom. This financial freedom looks very different from person to person, so figuring out what this needs to look like to you will be especially important. Most people are looking for options when it comes to building wealth. What options are you looking for? Looking at a scenario of someone following the benchmarks from your 20’s through your 30’s to be prepared for an optional level of freedom in your 40’s. This may help you determine what steps need to be made to build in your version of freedom.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>144</itunes:episode>
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      <title>How to manage your finances in your 30’s? Benchmark #5</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W29E3 #bhag #savingforwhat #buildingalife</p>
]]></description>
      <pubDate>Wed, 7 Jul 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W29E3 #bhag #savingforwhat #buildingalife</p>
]]></content:encoded>
      <enclosure length="7851090" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/9b74e7f1-ea8b-46fe-a327-4f4d523a69b8/audio/c8ff9b08-887f-491b-a5aa-634bcebd13ad/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>How to manage your finances in your 30’s? Benchmark #5</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:11</itunes:duration>
      <itunes:summary>Benchmark #4 focuses on saving above and beyond your emergency fund in order to be sure you are putting money aside for aspects that align with what matters in accordance with your vision. The what is more important than the how and how much in defining what you are saving for and why. Your savings goals will vary greatly from your neighbor, so setting the goal of saving, how much you will then save over what time, then setting the next goal to accomplish will ensure you are always working toward something and moving forward.</itunes:summary>
      <itunes:subtitle>Benchmark #4 focuses on saving above and beyond your emergency fund in order to be sure you are putting money aside for aspects that align with what matters in accordance with your vision. The what is more important than the how and how much in defining what you are saving for and why. Your savings goals will vary greatly from your neighbor, so setting the goal of saving, how much you will then save over what time, then setting the next goal to accomplish will ensure you are always working toward something and moving forward.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>143</itunes:episode>
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      <title>How to manage your finances in your 30’s? Benchmark #4</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W29E2 #disabilityinsurance #lifeinsueance #umbrellapolicy</p>
]]></description>
      <pubDate>Tue, 6 Jul 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W29E2 #disabilityinsurance #lifeinsueance #umbrellapolicy</p>
]]></content:encoded>
      <enclosure length="7919635" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/971233a0-6bc6-4270-adbf-274f2c777bbe/audio/419e3052-b7d6-4c1f-b562-9b1a91b00604/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>How to manage your finances in your 30’s? Benchmark #4</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:15</itunes:duration>
      <itunes:summary>If you’re in your 30’s there are four additional policies you should consider based on your season of life, assets and liabilities, as well those who depend upon you. Looking at short and long-term disability insurance, life insurance, as well as incorporating an umbrella policy will help ensure these added bases are covered. </itunes:summary>
      <itunes:subtitle>If you’re in your 30’s there are four additional policies you should consider based on your season of life, assets and liabilities, as well those who depend upon you. Looking at short and long-term disability insurance, life insurance, as well as incorporating an umbrella policy will help ensure these added bases are covered. </itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>142</itunes:episode>
    </item>
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      <title>How to manage your finances in your 30’s? Benchmark #3</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W29E1 #healthinsurance #rentersinsurance #carinsurance</p>
]]></description>
      <pubDate>Mon, 5 Jul 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W29E1 #healthinsurance #rentersinsurance #carinsurance</p>
]]></content:encoded>
      <enclosure length="8661931" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/f90bad03-7704-408c-b118-5cabb57402cf/audio/cce8f350-cc34-4806-b9f0-4fc91ecfd6a8/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>How to manage your finances in your 30’s? Benchmark #3</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:02</itunes:duration>
      <itunes:summary>If you are in your 30’s it is important to defend what you have achieved and built thus far by ensuring to have a baseline of insurance policies. These policies are not all-encompassing, but they are a start in order to make sure you have these policies in-place and are reviewing them annually based on the needs you have. Looking specifically at health, renters or homeowners as well as auto insurance is the first building block. We will then be reviewing 4 additional policies in tomorrow’s episode in order to build upon this initial protection. </itunes:summary>
      <itunes:subtitle>If you are in your 30’s it is important to defend what you have achieved and built thus far by ensuring to have a baseline of insurance policies. These policies are not all-encompassing, but they are a start in order to make sure you have these policies in-place and are reviewing them annually based on the needs you have. Looking specifically at health, renters or homeowners as well as auto insurance is the first building block. We will then be reviewing 4 additional policies in tomorrow’s episode in order to build upon this initial protection. </itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>141</itunes:episode>
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      <title>How to manage your finances in your 30’s? Benchmark #2</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W28E5 #investing #FOMO #F.I.R.E</p>
]]></description>
      <pubDate>Fri, 2 Jul 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W28E5 #investing #FOMO #F.I.R.E</p>
]]></content:encoded>
      <enclosure length="12584479" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/14508914-a376-4d90-bc54-783ff9fe6ffd/audio/11cac59c-235e-49db-8aaa-1e263c2acd4f/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>How to manage your finances in your 30’s? Benchmark #2</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:13:07</itunes:duration>
      <itunes:summary>Once you have looked at paying-off your debt based on the 12-steps reviewed in the last episode it will be important to increase your investing. Looking at your budget once the debt has been cleared, you will figure out what you have leftover to invest. Looking at tax-favored investing options will be key to accomplishing your long term goals. Not allowing a fear of missing out, but making sure that you are coming up with a plan that allows you to steadily invest without trying to time the markets. It’s important to build a plan based upon your goals ranging from the financial independence retire early movement for someone who wants to retire in their 30’s or 40’s to working a career that takes you into your 50’s or 60’s. Working a plan that works based on the vision you have developed, will be especially important. Looking at some retirement plan options will help you begin this process!</itunes:summary>
      <itunes:subtitle>Once you have looked at paying-off your debt based on the 12-steps reviewed in the last episode it will be important to increase your investing. Looking at your budget once the debt has been cleared, you will figure out what you have leftover to invest. Looking at tax-favored investing options will be key to accomplishing your long term goals. Not allowing a fear of missing out, but making sure that you are coming up with a plan that allows you to steadily invest without trying to time the markets. It’s important to build a plan based upon your goals ranging from the financial independence retire early movement for someone who wants to retire in their 30’s or 40’s to working a career that takes you into your 50’s or 60’s. Working a plan that works based on the vision you have developed, will be especially important. Looking at some retirement plan options will help you begin this process!</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>140</itunes:episode>
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      <title>How to manage your finances in your 30’s? Benchmark #1</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W28E4 #unsecureddebt #debtsnowball #debtavalanche</p>
]]></description>
      <pubDate>Thu, 1 Jul 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W28E4 #unsecureddebt #debtsnowball #debtavalanche</p>
]]></content:encoded>
      <enclosure length="11485245" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/c15b5095-0223-4e30-b51d-a079849cf140/audio/918d9fe3-ae84-4e2d-8b6d-5a0f51bf02ae/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>How to manage your finances in your 30’s? Benchmark #1</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:11:58</itunes:duration>
      <itunes:summary>First focusing on accomplishing the 5 benchmarks of your 20’s, it’s important to review and complete those first. Your 30’s should be focused on growth and establishment. Using this season to solidify who you are and reflect and respond on how you need to make adjustments going into the new decade will help you calibrate. The first step is to take a look at where you are in life. Are you where you hoped you would be? Allow the setbacks that you may have experienced in your 20’s to be a setup for refocusing. Looking at how you can look at a setback like carrying unsecured debt and figuring out how to intentionally get rid of it! </itunes:summary>
      <itunes:subtitle>First focusing on accomplishing the 5 benchmarks of your 20’s, it’s important to review and complete those first. Your 30’s should be focused on growth and establishment. Using this season to solidify who you are and reflect and respond on how you need to make adjustments going into the new decade will help you calibrate. The first step is to take a look at where you are in life. Are you where you hoped you would be? Allow the setbacks that you may have experienced in your 20’s to be a setup for refocusing. Looking at how you can look at a setback like carrying unsecured debt and figuring out how to intentionally get rid of it! </itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>139</itunes:episode>
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      <title>How to manage your finances in your 20’s? Benchmark #5</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W28E3 #visioncasting #wealthpreservation #wealthgeneration</p>
]]></description>
      <pubDate>Wed, 30 Jun 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W28E3 #visioncasting #wealthpreservation #wealthgeneration</p>
]]></content:encoded>
      <enclosure length="11074809" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/7042600b-43ec-4fce-a5d7-ac992e8d88f5/audio/22b0b4d0-1a87-479b-bbd8-0b276638a480/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>How to manage your finances in your 20’s? Benchmark #5</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:11:33</itunes:duration>
      <itunes:summary>Developing a vision for your life in your 20’s will be a key benchmark in order to make sure the path you are on is aimed toward that vision. Previously we looked at the 7’F’s that help you define the components of your life that are most meaningful to you. Defining your vision based on your faith, family, friends, fitness, finances, fun and focus may help you get started. Focusing not only on wealth preservation as well as wealth generation when it comes to this vision will be key.</itunes:summary>
      <itunes:subtitle>Developing a vision for your life in your 20’s will be a key benchmark in order to make sure the path you are on is aimed toward that vision. Previously we looked at the 7’F’s that help you define the components of your life that are most meaningful to you. Defining your vision based on your faith, family, friends, fitness, finances, fun and focus may help you get started. Focusing not only on wealth preservation as well as wealth generation when it comes to this vision will be key.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>138</itunes:episode>
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      <title>How to manage your finances in your 20’s? Benchmark #4</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W28E2 #marketability #lifelonglearner #incomegrowth</p>
]]></description>
      <pubDate>Tue, 29 Jun 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W28E2 #marketability #lifelonglearner #incomegrowth</p>
]]></content:encoded>
      <enclosure length="10087172" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/a9c27f32-eef6-407b-bc5e-269b23f981af/audio/9de0fdc4-592a-4f77-bace-108b602c1a1f/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>How to manage your finances in your 20’s? Benchmark #4</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:10:31</itunes:duration>
      <itunes:summary>Looking at the fourth benchmark, this focus is moved to the offense of personal finance. More specifically taking action on income growth. Determining how to grow your income by focusing on making sure that you hit three key components to find the work that matters most to you. Your 20’s should be a decade of learning, to try things out, and to strategically explore. Once you land that job or start that business, looking at how to expand your abilities to invest will then be greatly important for long-term wealth-building.</itunes:summary>
      <itunes:subtitle>Looking at the fourth benchmark, this focus is moved to the offense of personal finance. More specifically taking action on income growth. Determining how to grow your income by focusing on making sure that you hit three key components to find the work that matters most to you. Your 20’s should be a decade of learning, to try things out, and to strategically explore. Once you land that job or start that business, looking at how to expand your abilities to invest will then be greatly important for long-term wealth-building.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>137</itunes:episode>
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      <title>How to manage your finances in your 20’s? Benchmark #3</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W28E1 #giveback #budgettogive #whatsyourwhy</p>
]]></description>
      <pubDate>Mon, 28 Jun 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W28E1 #giveback #budgettogive #whatsyourwhy</p>
]]></content:encoded>
      <enclosure length="7819743" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/d39a57f8-f57a-4408-b225-5b1bd0831995/audio/71018824-fe76-402c-89c5-daa9ecb830d8/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>How to manage your finances in your 20’s? Benchmark #3</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:09</itunes:duration>
      <itunes:summary>Looking at benchmark #3, it is focused on giving. Which may come as a great surprise to many. Money makes you more of what you already are, so being sure to spend the time on how to best give back will ensure that you are always generous, whether it comes natural or not. What is your ‘why’ that would inspire you to support an individual, organization, or a cause otherwise? Figuring out what amount of time, energy, or resources you will commit to giving back is an essential part of your financial plan. Building in this behavior early-on, will ensure that you have your priorities in the right place moving through life. </itunes:summary>
      <itunes:subtitle>Looking at benchmark #3, it is focused on giving. Which may come as a great surprise to many. Money makes you more of what you already are, so being sure to spend the time on how to best give back will ensure that you are always generous, whether it comes natural or not. What is your ‘why’ that would inspire you to support an individual, organization, or a cause otherwise? Figuring out what amount of time, energy, or resources you will commit to giving back is an essential part of your financial plan. Building in this behavior early-on, will ensure that you have your priorities in the right place moving through life. </itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>136</itunes:episode>
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      <title>How to manage your finances in your 20’s? Benchmark #2</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #househack #carhack #rothira W27E5</p>
]]></description>
      <pubDate>Fri, 25 Jun 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #househack #carhack #rothira W27E5</p>
]]></content:encoded>
      <enclosure length="8701219" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/c730c960-57a9-4b77-aa3a-bbb0538044d9/audio/e0d8667a-ecd6-4828-a332-e39f54d4c367/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>How to manage your finances in your 20’s? Benchmark #2</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:04</itunes:duration>
      <itunes:summary>Looking at benchmark #2, it is focused on what you are saving for and how to save through aspects of life that you will spend on anyways--housing and transportation. Being intentional about setting a savings goal for you to purchase a home or even rent a home that you can then house hack will be the first component of this to look at. This simple rule will allow you to save and invest more than your peers. The second largest expense is typically your transportation. Buying a vehicle intentionally to ensure that the vehicle is either something you break-even on or one that even provides an income is key. This income will then allow you to put aside money into a Roth IRA early, in order to allow compound interest to work in your favor. </itunes:summary>
      <itunes:subtitle>Looking at benchmark #2, it is focused on what you are saving for and how to save through aspects of life that you will spend on anyways--housing and transportation. Being intentional about setting a savings goal for you to purchase a home or even rent a home that you can then house hack will be the first component of this to look at. This simple rule will allow you to save and invest more than your peers. The second largest expense is typically your transportation. Buying a vehicle intentionally to ensure that the vehicle is either something you break-even on or one that even provides an income is key. This income will then allow you to put aside money into a Roth IRA early, in order to allow compound interest to work in your favor. </itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>135</itunes:episode>
    </item>
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      <title>How to manage your finances in your 20’s? Benchmark #1</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #howtomanageyourfinances #financialwisdom #emergencyfund W27E4</p>
]]></description>
      <pubDate>Thu, 24 Jun 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #howtomanageyourfinances #financialwisdom #emergencyfund W27E4</p>
]]></content:encoded>
      <enclosure length="9615296" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/4c864758-8c44-43e0-8ca6-f8e5ba745c4b/audio/991f7a0f-9d7c-488c-827d-72ac83431dcd/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>How to manage your finances in your 20’s? Benchmark #1</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:10:01</itunes:duration>
      <itunes:summary>It can be difficult to be in a season of life that typically has the greatest amount of change. Whether that is a college career, starting your career, getting married, having kids or a myriad of other changes, it’s especially important that you have a financial plan. There is a lot of mixed information and recommendations around personal finances, so following the first simple benchmarks can set you up for financial success. You should be a lifetime learner in figuring out how to adjust your finances based on the season of life you are in, but in all seasons living within your means. Building a budget and automatically saving toward an emergency fund will ensure that you are carrying this rule out.</itunes:summary>
      <itunes:subtitle>It can be difficult to be in a season of life that typically has the greatest amount of change. Whether that is a college career, starting your career, getting married, having kids or a myriad of other changes, it’s especially important that you have a financial plan. There is a lot of mixed information and recommendations around personal finances, so following the first simple benchmarks can set you up for financial success. You should be a lifetime learner in figuring out how to adjust your finances based on the season of life you are in, but in all seasons living within your means. Building a budget and automatically saving toward an emergency fund will ensure that you are carrying this rule out.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>134</itunes:episode>
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      <title>Does your health impact your finances? (Part 2)</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W27E3 #powerofhabits #healthandmoney #healthylegacy</p>
]]></description>
      <pubDate>Wed, 23 Jun 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W27E3 #powerofhabits #healthandmoney #healthylegacy</p>
]]></content:encoded>
      <enclosure length="7476180" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/8335b8d4-30c1-46bd-8caf-23af4ed10b78/audio/c63349f6-9910-48ec-a90f-39a23f5ce9ea/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Does your health impact your finances? (Part 2)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:48</itunes:duration>
      <itunes:summary>We’ve often heard that our finances impact our health, but what about our health impacting our finances? Having healthy habits may not prevent unforeseeable health issues, but they can definitely put the odds in your favor. But what about these habits having a compounding impact into your finances? Putting your health ahead of your job, success, and career can ensure that you will be in the proper health for the long haul whether you are at your current employer or not. Not waiting until you have an external event or health issue forcing change will ensure that you are being mindful of the legacy you are actively building. </itunes:summary>
      <itunes:subtitle>We’ve often heard that our finances impact our health, but what about our health impacting our finances? Having healthy habits may not prevent unforeseeable health issues, but they can definitely put the odds in your favor. But what about these habits having a compounding impact into your finances? Putting your health ahead of your job, success, and career can ensure that you will be in the proper health for the long haul whether you are at your current employer or not. Not waiting until you have an external event or health issue forcing change will ensure that you are being mindful of the legacy you are actively building. </itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>133</itunes:episode>
    </item>
    <item>
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      <title>Does your health impact your finances?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W27E2 #powerofhabits #healthandmoney #healthylegacy</p>
]]></description>
      <pubDate>Tue, 22 Jun 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W27E2 #powerofhabits #healthandmoney #healthylegacy</p>
]]></content:encoded>
      <enclosure length="7135126" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/58d86867-44d3-420f-b5bd-579da3cc453e/audio/b6b6ad7f-7e98-4b59-969c-6fa3d3957ebc/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Does your health impact your finances?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:26</itunes:duration>
      <itunes:summary>We’ve often heard that our finances impact our health, but what about our health impacting our finances? Having healthy habits may not prevent unforeseeable health issues, but they can definitely put the odds in your favor. But what about these habits having a compounding impact into your finances? Putting your health ahead of your job, success, and career can ensure that you will be in the proper health for the long haul whether you are at your current employer or not. Not waiting until you have an external event or health issue forcing change will ensure that you are being mindful of the legacy you are actively building. </itunes:summary>
      <itunes:subtitle>We’ve often heard that our finances impact our health, but what about our health impacting our finances? Having healthy habits may not prevent unforeseeable health issues, but they can definitely put the odds in your favor. But what about these habits having a compounding impact into your finances? Putting your health ahead of your job, success, and career can ensure that you will be in the proper health for the long haul whether you are at your current employer or not. Not waiting until you have an external event or health issue forcing change will ensure that you are being mindful of the legacy you are actively building. </itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>132</itunes:episode>
    </item>
    <item>
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      <title>What’s the purpose of education?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W27E1 #moneyhabits #financialeducation #selfeducate</p>
]]></description>
      <pubDate>Mon, 21 Jun 2021 16:34:25 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W27E1 #moneyhabits #financialeducation #selfeducate</p>
]]></content:encoded>
      <enclosure length="8716683" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/dd49d49d-26b1-4567-9177-5c420cb26a98/audio/2ef68893-6f70-4c0d-9821-3d13a4381421/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>What’s the purpose of education?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:05</itunes:duration>
      <itunes:summary>Education is a necessary process in life, whether formalized or self-taught. Financial education is no different. Asking questions like where have you learned your personal financial management habits from? Are those habits healthy and have you tested those habits as to whether they truly work for the life you want to live? Asking yourself a few simple questions around your personal finances can make all the difference. Your past performance or knowledge around your personal finances does not need to define your decisions today and the new direction you choose to take. So I decide to continually be a student, always learning and see what opportunities and possibilities it opens up. </itunes:summary>
      <itunes:subtitle>Education is a necessary process in life, whether formalized or self-taught. Financial education is no different. Asking questions like where have you learned your personal financial management habits from? Are those habits healthy and have you tested those habits as to whether they truly work for the life you want to live? Asking yourself a few simple questions around your personal finances can make all the difference. Your past performance or knowledge around your personal finances does not need to define your decisions today and the new direction you choose to take. So I decide to continually be a student, always learning and see what opportunities and possibilities it opens up. </itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>131</itunes:episode>
    </item>
    <item>
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      <title>Review of Lifestyle</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W26E5 #findingyourwhy #vision #goals</p>
]]></description>
      <pubDate>Fri, 18 Jun 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W26E5 #findingyourwhy #vision #goals</p>
]]></content:encoded>
      <enclosure length="7305236" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/b5cfc7ba-9660-4d4e-ba5c-0f80c4001199/audio/d51e4c4a-68ad-4656-b6d1-d78c2cbda458/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Review of Lifestyle</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:37</itunes:duration>
      <itunes:summary>Looking at an overview of the topic of lifestyle from a standpoint of building out a vision, backing-out the steps, and seeing whether or not what you want from life aligns with how you currently live life. This all starts with figuring out where you are at from a standpoint of what or who surrounds you. This won’t happen without having a compelling why. So taking a serious look at where you are at and the decisions you have made that have led you to this point in life will ensure that you are making decisions intentionally going forward. You cannot pursue what you have not defined, so find out your why and make the pivot today.</itunes:summary>
      <itunes:subtitle>Looking at an overview of the topic of lifestyle from a standpoint of building out a vision, backing-out the steps, and seeing whether or not what you want from life aligns with how you currently live life. This all starts with figuring out where you are at from a standpoint of what or who surrounds you. This won’t happen without having a compelling why. So taking a serious look at where you are at and the decisions you have made that have led you to this point in life will ensure that you are making decisions intentionally going forward. You cannot pursue what you have not defined, so find out your why and make the pivot today.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>130</itunes:episode>
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      <title>So what do all of these movements have in common?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W26E4 #minimalism #minimalist #margin</p>
]]></description>
      <pubDate>Thu, 17 Jun 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W26E4 #minimalism #minimalist #margin</p>
]]></content:encoded>
      <enclosure length="5956482" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/53600563-2f26-48aa-b4bc-abff37aedfbd/audio/4f160f54-f17e-42df-b419-cae93b521885/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>So what do all of these movements have in common?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:06:13</itunes:duration>
      <itunes:summary>Looking specifically at the Minimalism and Minimalist Finances, FIRE, Tidying Up, Tiny House, Van Life, and Financial Minimalism movements, what did you learn? Each of these movements are counter cultural, but all are seeking margin without defining it as such. Building margin into your personal finances from a three-prong standpoint of audit, automate, and augment is critical in seeking any one of these lifestyles. No matter which movement you most-closely relate to, figuring out how to start by applying principles around building margin for what matters most to you will be beneficial in your journey. </itunes:summary>
      <itunes:subtitle>Looking specifically at the Minimalism and Minimalist Finances, FIRE, Tidying Up, Tiny House, Van Life, and Financial Minimalism movements, what did you learn? Each of these movements are counter cultural, but all are seeking margin without defining it as such. Building margin into your personal finances from a three-prong standpoint of audit, automate, and augment is critical in seeking any one of these lifestyles. No matter which movement you most-closely relate to, figuring out how to start by applying principles around building margin for what matters most to you will be beneficial in your journey. </itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>129</itunes:episode>
    </item>
    <item>
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      <title>My thoughts on Essentialism</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W26E3 #essentialist #essentialism #GregMcKeown</p>
]]></description>
      <pubDate>Wed, 16 Jun 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W26E3 #essentialist #essentialism #GregMcKeown</p>
]]></content:encoded>
      <enclosure length="13192190" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/543d164d-3d83-4f2a-9092-dcc83a3d327d/audio/5c787a7b-77e2-4121-b613-073f0c2048a2/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>My thoughts on Essentialism</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:13:45</itunes:duration>
      <itunes:summary>Looking at essentialism from a standpoint of what is most-important and by default essential to you, will ensure you are not making little progress in a lot of different directions while missing the focus you need to make massive progress through focus. Figuring out how you need to go about refocusing through delegating, scaling-back, or remove entirely will ensure you are intentionally building margin. Looking at the trivial many tasks, project, or obligations otherwise to then narrow to the essential few will ensure that you live without regret. Knowing that almost nothing is truly essential, narrowing your focus will ensure that your time is spent on what is. However, in order to have focus, we have to be able to escape to focus. This focus enables a clear mind so that you are intentional about building in routines for what you commit to.</itunes:summary>
      <itunes:subtitle>Looking at essentialism from a standpoint of what is most-important and by default essential to you, will ensure you are not making little progress in a lot of different directions while missing the focus you need to make massive progress through focus. Figuring out how you need to go about refocusing through delegating, scaling-back, or remove entirely will ensure you are intentionally building margin. Looking at the trivial many tasks, project, or obligations otherwise to then narrow to the essential few will ensure that you live without regret. Knowing that almost nothing is truly essential, narrowing your focus will ensure that your time is spent on what is. However, in order to have focus, we have to be able to escape to focus. This focus enables a clear mind so that you are intentional about building in routines for what you commit to.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>128</itunes:episode>
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    <item>
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      <title>My thoughts on the Financial Minimalism movement</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W26E2 #financialminimalism #grahamstephan #financialminimalist</p>
]]></description>
      <pubDate>Tue, 15 Jun 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W26E2 #financialminimalism #grahamstephan #financialminimalist</p>
]]></content:encoded>
      <enclosure length="9567230" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/e771b152-5bbf-46a7-bf78-301790bc9bc9/audio/abc19113-dbdb-48b8-8b14-e5ca637d4424/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>My thoughts on the Financial Minimalism movement</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:58</itunes:duration>
      <itunes:summary>Financial Minimalism is a very new term that many are having a difficult time defining. Looking at this through the lens of both the defense and offense of your personal finances will help you to look at your financial picture first versus focusing on the belongings that you have. Looking at specific voices who have referred to this term, will help you determine whether you adhere to either methodologies.</itunes:summary>
      <itunes:subtitle>Financial Minimalism is a very new term that many are having a difficult time defining. Looking at this through the lens of both the defense and offense of your personal finances will help you to look at your financial picture first versus focusing on the belongings that you have. Looking at specific voices who have referred to this term, will help you determine whether you adhere to either methodologies.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>127</itunes:episode>
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      <title>Financial Minimalism or Minimalist Finances?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W26E1 #minimalism #joshuamillburn #minimalist</p>
]]></description>
      <pubDate>Mon, 14 Jun 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W26E1 #minimalism #joshuamillburn #minimalist</p>
]]></content:encoded>
      <enclosure length="8016595" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/324deb21-a155-49f1-bc95-d442ca4d93c4/audio/38c48ada-9f53-4d96-a6e0-26b3f07fac1a/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Financial Minimalism or Minimalist Finances?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:22</itunes:duration>
      <itunes:summary>People oftentimes don’t know what it ultimately means to be a minimalist and even more so what it means to apply a minimalist approach to your personal finances. While this movement has people with varying degrees of commitment to the cause, how correlated is a minimalist lifestyle to minimalist finances? Expanding this further to look at a new term called Financial Minimalism and how these terms differ. Then taking into consideration voices from each specific movement, will help clarify the approaches.</itunes:summary>
      <itunes:subtitle>People oftentimes don’t know what it ultimately means to be a minimalist and even more so what it means to apply a minimalist approach to your personal finances. While this movement has people with varying degrees of commitment to the cause, how correlated is a minimalist lifestyle to minimalist finances? Expanding this further to look at a new term called Financial Minimalism and how these terms differ. Then taking into consideration voices from each specific movement, will help clarify the approaches.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>126</itunes:episode>
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      <title>My thoughts on the Van Life movement (Part 2)</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #vanlife #vanlifetrader #homeiswhereyouparkit</p>
]]></description>
      <pubDate>Fri, 11 Jun 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #vanlife #vanlifetrader #homeiswhereyouparkit</p>
]]></content:encoded>
      <enclosure length="8021200" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/afb32b8e-3b79-4809-a355-b1c84b2a38ef/audio/753f9031-ca5e-4876-8c3b-06b62022efea/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>My thoughts on the Van Life movement (Part 2)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:22</itunes:duration>
      <itunes:summary>The Van Life movement is one that has continued to gain in popularity especially in the last decade as it has become a social media phenomenon. This lifestyle boasts the ability to retrofit large vans into living spaces to allow for minimalistic belongings and the basic necessities. There are a lot of different resources available to this community such as apps for places to park or camp, vehicle locating services, as well as builders who can spec out the vehicle you are looking to outfit. If you are considering this lifestyle, there is a lot to look at from the upfront cost, how normal conveniences of life would change, how you may provide a living, as well as the ongoing costs related to the van life. All of which we are looking to cover as an overview for this lifestyle.</itunes:summary>
      <itunes:subtitle>The Van Life movement is one that has continued to gain in popularity especially in the last decade as it has become a social media phenomenon. This lifestyle boasts the ability to retrofit large vans into living spaces to allow for minimalistic belongings and the basic necessities. There are a lot of different resources available to this community such as apps for places to park or camp, vehicle locating services, as well as builders who can spec out the vehicle you are looking to outfit. If you are considering this lifestyle, there is a lot to look at from the upfront cost, how normal conveniences of life would change, how you may provide a living, as well as the ongoing costs related to the van life. All of which we are looking to cover as an overview for this lifestyle.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>125</itunes:episode>
    </item>
    <item>
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      <title>My thoughts on the Van Life movement (Part 1)</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W25E4 #vanlife #vanlifetrader #homeiswhereyouparkit</p>
]]></description>
      <pubDate>Thu, 10 Jun 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W25E4 #vanlife #vanlifetrader #homeiswhereyouparkit</p>
]]></content:encoded>
      <enclosure length="7863212" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/7c62e3c1-8b53-4830-8a71-e48b59602195/audio/808dc07c-960d-4add-9980-1afd1c23a103/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>My thoughts on the Van Life movement (Part 1)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:12</itunes:duration>
      <itunes:summary>The Van Life movement is one that has continued to gain in popularity especially in the last decade as it has become a social media phenomenon. This lifestyle boasts the ability to retrofit large vans into living spaces to allow for minimalistic belongings and the basic necessities. There are a lot of different resources available to this community such as apps for places to park or camp, vehicle locating services, as well as builders who can spec out the vehicle you are looking to outfit. If you are considering this lifestyle, there is a lot to look at from the upfront cost, how normal conveniences of life would change, how you may provide a living, as well as the ongoing costs related to the van life. All of which we are looking to cover as an overview for this lifestyle.</itunes:summary>
      <itunes:subtitle>The Van Life movement is one that has continued to gain in popularity especially in the last decade as it has become a social media phenomenon. This lifestyle boasts the ability to retrofit large vans into living spaces to allow for minimalistic belongings and the basic necessities. There are a lot of different resources available to this community such as apps for places to park or camp, vehicle locating services, as well as builders who can spec out the vehicle you are looking to outfit. If you are considering this lifestyle, there is a lot to look at from the upfront cost, how normal conveniences of life would change, how you may provide a living, as well as the ongoing costs related to the van life. All of which we are looking to cover as an overview for this lifestyle.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>124</itunes:episode>
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      <title>My thoughts on the Tiny House movement</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W25E3</p>
]]></description>
      <pubDate>Wed, 9 Jun 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W25E3</p>
]]></content:encoded>
      <enclosure length="14423080" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/cb16dab9-6b9f-4f3e-8351-4dd328385d7b/audio/d7bb6e8d-af5b-4265-825f-0be3781288df/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>My thoughts on the Tiny House movement</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:15:02</itunes:duration>
      <itunes:summary>The tiny house movement has been one relatively slowly to gain momentum however, with increasing costs associated to building, home prices increasing far above wage growth, and the interest in getting out of cities to have space, these tiny homes have peaked the interest of many. Looking not only at the movement itself, but also looking at it from a lifestyle, hidden costs, and typical personal finance effects of the movement.</itunes:summary>
      <itunes:subtitle>The tiny house movement has been one relatively slowly to gain momentum however, with increasing costs associated to building, home prices increasing far above wage growth, and the interest in getting out of cities to have space, these tiny homes have peaked the interest of many. Looking not only at the movement itself, but also looking at it from a lifestyle, hidden costs, and typical personal finance effects of the movement.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>123</itunes:episode>
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      <title>My thoughts on the Tidying Up movement (Steps 6-10)</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #mariekondo #tidyingup #inspiringjoy. W25E2</p>
]]></description>
      <pubDate>Tue, 8 Jun 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #mariekondo #tidyingup #inspiringjoy. W25E2</p>
]]></content:encoded>
      <enclosure length="10904701" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/7c162fc1-a33d-4d36-84f6-605794ef40f1/audio/d97598e2-c84a-4346-9b0f-8d9dc6474776/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>My thoughts on the Tidying Up movement (Steps 6-10)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:11:22</itunes:duration>
      <itunes:summary>The Tidying Up movement originated by Marie Kondo who focuses on making sure your belongings inspire joy. Her unique approach to organizing your home life in order to have intentionality with what you own has caused many to rethink their lifestyles. She believes that organizing your things promotes decision-making allowing you to clear up mental space. Her approach to taking a closer look at what you own, how to store what you own, and how to best get rid of what you own when it no longer provides you with value, is especially helpful. </itunes:summary>
      <itunes:subtitle>The Tidying Up movement originated by Marie Kondo who focuses on making sure your belongings inspire joy. Her unique approach to organizing your home life in order to have intentionality with what you own has caused many to rethink their lifestyles. She believes that organizing your things promotes decision-making allowing you to clear up mental space. Her approach to taking a closer look at what you own, how to store what you own, and how to best get rid of what you own when it no longer provides you with value, is especially helpful. </itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>122</itunes:episode>
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      <title>My thoughts on the Tidying Up movement (Steps 1-5)</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #mariekondo #tidyingup #inspiringjoy. W25E1</p>
]]></description>
      <pubDate>Mon, 7 Jun 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #mariekondo #tidyingup #inspiringjoy. W25E1</p>
]]></content:encoded>
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      <itunes:title>My thoughts on the Tidying Up movement (Steps 1-5)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:51</itunes:duration>
      <itunes:summary>The Tidying Up movement originated by Marie Kondo who focuses on making sure your belongings inspire joy. Her unique approach to organizing your home life in order to have intentionality with what you own has caused many to rethink their lifestyles. She believes that organizing your things promotes decision-making allowing you to clear up mental space. Her approach to taking a closer look at what you own, how to store what you own, and how to best get rid of what you own when it no longer provides you with value, is especially helpful. </itunes:summary>
      <itunes:subtitle>The Tidying Up movement originated by Marie Kondo who focuses on making sure your belongings inspire joy. Her unique approach to organizing your home life in order to have intentionality with what you own has caused many to rethink their lifestyles. She believes that organizing your things promotes decision-making allowing you to clear up mental space. Her approach to taking a closer look at what you own, how to store what you own, and how to best get rid of what you own when it no longer provides you with value, is especially helpful. </itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>121</itunes:episode>
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      <title>My thoughts on the Tidying Up movement (Overview)</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p>#mariekondo #tidyingup #inspiringjoy</p>
]]></description>
      <pubDate>Fri, 4 Jun 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p>#mariekondo #tidyingup #inspiringjoy</p>
]]></content:encoded>
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      <itunes:title>My thoughts on the Tidying Up movement (Overview)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:10:16</itunes:duration>
      <itunes:summary>The Tidying Up movement originated by Marie Kondo who focuses on making sure your belongings inspire joy. Her unique approach to organizing your home life in order to have intentionality with what you own has caused many to rethink their lifestyles. She believes that organizing your things promotes decision-making allowing you to clear up mental space. Her approach to taking a closer look at what you own, how to store what you own, and how to best get rid of what you own when it no longer provides you with value, is especially helpful. </itunes:summary>
      <itunes:subtitle>The Tidying Up movement originated by Marie Kondo who focuses on making sure your belongings inspire joy. Her unique approach to organizing your home life in order to have intentionality with what you own has caused many to rethink their lifestyles. She believes that organizing your things promotes decision-making allowing you to clear up mental space. Her approach to taking a closer look at what you own, how to store what you own, and how to best get rid of what you own when it no longer provides you with value, is especially helpful. </itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>120</itunes:episode>
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      <title>My thoughts on the FIRE movement (Part 2)</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W24E4</p><p>#yourmoneyoryourlife #playingwithfire #stepstofire</p>
]]></description>
      <pubDate>Thu, 3 Jun 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W24E4</p><p>#yourmoneyoryourlife #playingwithfire #stepstofire</p>
]]></content:encoded>
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      <itunes:title>My thoughts on the FIRE movement (Part 2)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:11:09</itunes:duration>
      <itunes:summary>Taking a closer look at two books on the FIRE movement in order to figure out what others have done to successfully reach independence will be an important step in your journey. Outlining both the 7-Steps from Playing with Fire and the 9-Step Program from Your Money or Your Life will provide you with actionable steps to get there. In order to accomplish Financial Independence there will be common themes along the way and these two authors cover what these themes are. </itunes:summary>
      <itunes:subtitle>Taking a closer look at two books on the FIRE movement in order to figure out what others have done to successfully reach independence will be an important step in your journey. Outlining both the 7-Steps from Playing with Fire and the 9-Step Program from Your Money or Your Life will provide you with actionable steps to get there. In order to accomplish Financial Independence there will be common themes along the way and these two authors cover what these themes are. </itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>119</itunes:episode>
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      <title>My thoughts on the FIRE movement (Part 1)</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W24E3 #FIRE #financialindependence #4percentrule</p>
]]></description>
      <pubDate>Wed, 2 Jun 2021 11:57:34 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W24E3 #FIRE #financialindependence #4percentrule</p>
]]></content:encoded>
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      <itunes:title>My thoughts on the FIRE movement (Part 1)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:10:20</itunes:duration>
      <itunes:summary>The Financial Independence Retire Early movement otherwise known as FIRE, has gained in popularity as people have become more and more disenchanted with the rat race. Originally promoted in a book called Your Money or Your Life, further popularized by bloggers like Mr. Money Mustache, this movement has attracted people from all walks of life. Focusing on reducing spending and maximizing saving in order to be able to have a safe withdrawal rate to live off of, therefore, allowing people to fire themselves from their 9-5 and exchange it for their ideal lifestyle.</itunes:summary>
      <itunes:subtitle>The Financial Independence Retire Early movement otherwise known as FIRE, has gained in popularity as people have become more and more disenchanted with the rat race. Originally promoted in a book called Your Money or Your Life, further popularized by bloggers like Mr. Money Mustache, this movement has attracted people from all walks of life. Focusing on reducing spending and maximizing saving in order to be able to have a safe withdrawal rate to live off of, therefore, allowing people to fire themselves from their 9-5 and exchange it for their ideal lifestyle.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>118</itunes:episode>
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      <title>My thoughts on Minimalism</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W24E2 #fire #minimalist #tinyhouseliving</p>
]]></description>
      <pubDate>Tue, 1 Jun 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W24E2 #fire #minimalist #tinyhouseliving</p>
]]></content:encoded>
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      <itunes:title>My thoughts on Minimalism</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:25</itunes:duration>
      <itunes:summary>Sometimes it may be difficult to actually define what it is that we are looking for. Taking a closer look at the movement of Minimalism can help you determine what aspects may bring great value to you while other aspects that may not. This will ensure that whatever you are aiming at will have intentional decisions along the way, so that you spend your time, invest in relationships, make purchases, and other decisions of life to align with that future. An overview of the Minimalist approach is especially helpful in forming a healthy relationship with your time, energy, resources, and how it relates to what you do and how you spend it. As the Minimalism tagline focuses on Living a Meaningful Life, it’s important to live that life whether you are fully living a minimalist lifestyle or not.</itunes:summary>
      <itunes:subtitle>Sometimes it may be difficult to actually define what it is that we are looking for. Taking a closer look at the movement of Minimalism can help you determine what aspects may bring great value to you while other aspects that may not. This will ensure that whatever you are aiming at will have intentional decisions along the way, so that you spend your time, invest in relationships, make purchases, and other decisions of life to align with that future. An overview of the Minimalist approach is especially helpful in forming a healthy relationship with your time, energy, resources, and how it relates to what you do and how you spend it. As the Minimalism tagline focuses on Living a Meaningful Life, it’s important to live that life whether you are fully living a minimalist lifestyle or not.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>117</itunes:episode>
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    <item>
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      <title>Choosing your lifestyle</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W24E1</p>
]]></description>
      <pubDate>Mon, 31 May 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W24E1</p>
]]></content:encoded>
      <enclosure length="11008772" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/7e5b36bd-394a-47cd-9f0e-3772164e3b72/audio/2b12448b-6a6e-4c3b-9645-9866cded2e05/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Choosing your lifestyle</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:11:29</itunes:duration>
      <itunes:summary>Sometimes we don’t realize how much control we actually have over the lifestyles we live and the influences we allow. We often don’t think about how we want to live, versus how we may currently live and therefore, this can prevent us from building out the steps to get there and figuring out what then needs to change. We often carry limiting thoughts around our capabilities due to what we see possible today and don’t actually look at our own capabilities through a proper lens. It is so easy to be influenced by people or advertising that pulls us into sacrificing the life we actually want to live. Evaluating all of this against whether these decisions push you toward or lead you away from what you ultimately want will ensure you are intentionally choosing the lifestyle you’re aiming for.</itunes:summary>
      <itunes:subtitle>Sometimes we don’t realize how much control we actually have over the lifestyles we live and the influences we allow. We often don’t think about how we want to live, versus how we may currently live and therefore, this can prevent us from building out the steps to get there and figuring out what then needs to change. We often carry limiting thoughts around our capabilities due to what we see possible today and don’t actually look at our own capabilities through a proper lens. It is so easy to be influenced by people or advertising that pulls us into sacrificing the life we actually want to live. Evaluating all of this against whether these decisions push you toward or lead you away from what you ultimately want will ensure you are intentionally choosing the lifestyle you’re aiming for.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>116</itunes:episode>
    </item>
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      <title>Let&apos;s discuss boundaries</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W23E5 #boundaries #financialmargin #freedom</p>
]]></description>
      <pubDate>Fri, 28 May 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W23E5 #boundaries #financialmargin #freedom</p>
]]></content:encoded>
      <enclosure length="6724691" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/86f7ca09-a47d-4d0b-bd8b-dc6fd2edc214/audio/be9c2afc-b55b-4e6d-81e6-ef4f86d931c4/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Let&apos;s discuss boundaries</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:01</itunes:duration>
      <itunes:summary>Boundaries are absolutely necessary in life. No matter what area you look at, boundaries or parameters will need to be set to succeed. There is truly freedom within boundaries. Figuring out what you have built in your life that is worth protecting through placing boundaries on is key. Looking at the 7 F’s will help to ensure that you are setting boundaries in each aspect of life.</itunes:summary>
      <itunes:subtitle>Boundaries are absolutely necessary in life. No matter what area you look at, boundaries or parameters will need to be set to succeed. There is truly freedom within boundaries. Figuring out what you have built in your life that is worth protecting through placing boundaries on is key. Looking at the 7 F’s will help to ensure that you are setting boundaries in each aspect of life.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>115</itunes:episode>
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      <title>Separation of space for work and life?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W23E4 #worklifebalance #balance #present</p>
]]></description>
      <pubDate>Thu, 27 May 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W23E4 #worklifebalance #balance #present</p>
]]></content:encoded>
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      <itunes:title>Separation of space for work and life?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:59</itunes:duration>
      <itunes:summary>In a society where we are over-committed, it is really difficult to set boundaries between work and homelife. It is easy to align our identities with what we do instead of our identity being rooted in who we are and choosing what we do based upon that. Using the threshold or landmark approach will ensure that you are transitioning well between work and life. Being fully-present is increasingly difficult, so these approaches will ensure that you are focused on the person, task, or project right in front of you.</itunes:summary>
      <itunes:subtitle>In a society where we are over-committed, it is really difficult to set boundaries between work and homelife. It is easy to align our identities with what we do instead of our identity being rooted in who we are and choosing what we do based upon that. Using the threshold or landmark approach will ensure that you are transitioning well between work and life. Being fully-present is increasingly difficult, so these approaches will ensure that you are focused on the person, task, or project right in front of you.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>114</itunes:episode>
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      <title>How to upgrade your environment on a budget?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #remodel #remodelbudget #whentoreno</p><p>W23E2</p>
]]></description>
      <pubDate>Wed, 26 May 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #remodel #remodelbudget #whentoreno</p><p>W23E2</p>
]]></content:encoded>
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      <itunes:title>How to upgrade your environment on a budget?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:12:17</itunes:duration>
      <itunes:summary>It can be really difficult to know how much to spend on projects in your space, especially in a time when the cost of labor and materials is inflated. Assuming you own your home, you will want to first find out what your home is currently worth. Not only looking at its current value, but also what it will be worth post-renovation or update. Figuring out which projects add the most value to you in comparison to which will add the most-value to the next owner will be especially important. Before starting a project, setting a realistic budget, timeline, and focusing on low-cost, high impact areas you will want to base this on the length of time you plan to stay in the space. Following these simple steps will ensure that you do not over improve a space or make it too specific to your taste.</itunes:summary>
      <itunes:subtitle>It can be really difficult to know how much to spend on projects in your space, especially in a time when the cost of labor and materials is inflated. Assuming you own your home, you will want to first find out what your home is currently worth. Not only looking at its current value, but also what it will be worth post-renovation or update. Figuring out which projects add the most value to you in comparison to which will add the most-value to the next owner will be especially important. Before starting a project, setting a realistic budget, timeline, and focusing on low-cost, high impact areas you will want to base this on the length of time you plan to stay in the space. Following these simple steps will ensure that you do not over improve a space or make it too specific to your taste.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>112</itunes:episode>
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      <title>How to build Margin in getting organized!</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #filingsystem #documentstorage #legacybox W23E3</p>
]]></description>
      <pubDate>Wed, 26 May 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #filingsystem #documentstorage #legacybox W23E3</p>
]]></content:encoded>
      <enclosure length="11971749" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/ce39cd7f-8438-41b9-8814-35d366c5a342/audio/b7978f0b-2e45-43d2-9403-d65c70e8246f/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>How to build Margin in getting organized!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:12:29</itunes:duration>
      <itunes:summary>We may be organized from a standpoint of our schedules, rhythms, routines, and the like while being disorganized in how to best store documents. Looking at this from a standpoint of how to utilize a three-prong approach to dealing with paperwork will ensure that you know when to store documents, how, and for how long. Applying this approach of audit, automate, and augment to the process will ensure that this habit is formed. It’s so easy to get overwhelmed with the process of storing documents properly, so looking at how you can store documents in order to clear up mind-space and therefore, create Margin.</itunes:summary>
      <itunes:subtitle>We may be organized from a standpoint of our schedules, rhythms, routines, and the like while being disorganized in how to best store documents. Looking at this from a standpoint of how to utilize a three-prong approach to dealing with paperwork will ensure that you know when to store documents, how, and for how long. Applying this approach of audit, automate, and augment to the process will ensure that this habit is formed. It’s so easy to get overwhelmed with the process of storing documents properly, so looking at how you can store documents in order to clear up mind-space and therefore, create Margin.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>113</itunes:episode>
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      <title>10-Step Morning Routine</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #morningroutines #winthemorning #morningroutinechecklist W23E1</p>
]]></description>
      <pubDate>Mon, 24 May 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #morningroutines #winthemorning #morningroutinechecklist W23E1</p>
]]></content:encoded>
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      <itunes:title>10-Step Morning Routine</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:14:30</itunes:duration>
      <itunes:summary>Early morning routine’s are especially important for high achievers, those who want to put a dent in the earth, who want to accomplish a great deal before most wake up. Having this rhythm or lack thereof can truly shape your reality. Looking at how you can get into a good rhythm to automate what may seem trivial, the first thing in the day causes you to have a sense of accomplishment going into your day. Going through 10-steps that I follow everyday, will help you begin the process by adding at least one to start. This will help you build the routine, then you can add to it as you are ready to. This won’t happen overnight, but you will be thankful you took the time to center yourself each day.</itunes:summary>
      <itunes:subtitle>Early morning routine’s are especially important for high achievers, those who want to put a dent in the earth, who want to accomplish a great deal before most wake up. Having this rhythm or lack thereof can truly shape your reality. Looking at how you can get into a good rhythm to automate what may seem trivial, the first thing in the day causes you to have a sense of accomplishment going into your day. Going through 10-steps that I follow everyday, will help you begin the process by adding at least one to start. This will help you build the routine, then you can add to it as you are ready to. This won’t happen overnight, but you will be thankful you took the time to center yourself each day.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>111</itunes:episode>
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      <title>Why your environment matters?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #worklifebalance #workspace W22E5</p>
]]></description>
      <pubDate>Fri, 21 May 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #worklifebalance #workspace W22E5</p>
]]></content:encoded>
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      <itunes:title>Why your environment matters?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:10:54</itunes:duration>
      <itunes:summary>Your environment matters and whether you look at the people surrounding you or your lifestyle at this given point in time you will see how your environment either pushes you forward or holds you back. First you need to look at your environment from a standpoint of whether it is healthy. We have seen a huge shift in population as of recently who have made the decision that their environments were not healthy and conducive to what they wanted to accomplish--and therefore, made a change. Looking at whether the space needs to change or a geographic change is in order, will help you reset to focus.</itunes:summary>
      <itunes:subtitle>Your environment matters and whether you look at the people surrounding you or your lifestyle at this given point in time you will see how your environment either pushes you forward or holds you back. First you need to look at your environment from a standpoint of whether it is healthy. We have seen a huge shift in population as of recently who have made the decision that their environments were not healthy and conducive to what they wanted to accomplish--and therefore, made a change. Looking at whether the space needs to change or a geographic change is in order, will help you reset to focus.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>110</itunes:episode>
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      <title>What are the 5 senses?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #SMARTgoals #5senses #myersbriggs W22E4</p>
]]></description>
      <pubDate>Thu, 20 May 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #SMARTgoals #5senses #myersbriggs W22E4</p>
]]></content:encoded>
      <enclosure length="9675483" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/ee357f0a-ac53-410e-987e-4c5b7444e6a2/audio/4f6cfc96-57ff-42a3-a95d-0367e946bbfe/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>What are the 5 senses?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:10:05</itunes:duration>
      <itunes:summary>Taking a look at your environment, you cannot look at your current or future environment without looking at the 5 senses. Taking these senses to then build-in SMART goals will help add traction to immersing yourself into what you want to accomplish. Being intentional about what is around you intentionally or haphazardly will then ensure that you are not setting yourself up for failure while you are pursuing these goals. Starting with a better understanding of how you are wired from a personality standpoint will assist you in knowing how to understand what may be the pitfalls that will get in the way from having a clear focus on your goals.</itunes:summary>
      <itunes:subtitle>Taking a look at your environment, you cannot look at your current or future environment without looking at the 5 senses. Taking these senses to then build-in SMART goals will help add traction to immersing yourself into what you want to accomplish. Being intentional about what is around you intentionally or haphazardly will then ensure that you are not setting yourself up for failure while you are pursuing these goals. Starting with a better understanding of how you are wired from a personality standpoint will assist you in knowing how to understand what may be the pitfalls that will get in the way from having a clear focus on your goals.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>109</itunes:episode>
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      <title>Overview of Lifestyle</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #controlthecontrollables #leavealegacy #intentionalliving W22E3</p>
]]></description>
      <pubDate>Wed, 19 May 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #controlthecontrollables #leavealegacy #intentionalliving W22E3</p>
]]></content:encoded>
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      <itunes:title>Overview of Lifestyle</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:21</itunes:duration>
      <itunes:summary>You cannot discuss personal finance without discussing the lifestyle you are living and what needs to change. Looking closer at the environment you operate in will help you determine whether it is propelling you forward or holding you back. Whether you are more inclined to look at the details or the big picture, your environment matters and you have more control over that environment than you may realize. The life you lead will feed the legacy you pass-on, so this theme will cover how to create best environment for what you aspire to be and accomplish.</itunes:summary>
      <itunes:subtitle>You cannot discuss personal finance without discussing the lifestyle you are living and what needs to change. Looking closer at the environment you operate in will help you determine whether it is propelling you forward or holding you back. Whether you are more inclined to look at the details or the big picture, your environment matters and you have more control over that environment than you may realize. The life you lead will feed the legacy you pass-on, so this theme will cover how to create best environment for what you aspire to be and accomplish.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>108</itunes:episode>
    </item>
    <item>
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      <title>8 steps to buying a vehicle with margin?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #buyingacarright #howtobuyacar #winbuyingacar W22E2</p>
]]></description>
      <pubDate>Tue, 18 May 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #buyingacarright #howtobuyacar #winbuyingacar W22E2</p>
]]></content:encoded>
      <enclosure length="10518506" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/67d4a69d-3a6d-4a40-9277-6568caacb87e/audio/268eaeb8-8288-4c1d-b6f7-ae0730d9cffa/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>8 steps to buying a vehicle with margin?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:10:58</itunes:duration>
      <itunes:summary>Looking back over the theme on transportation, it’s important to look at the key steps to buying a vehicle right. This is a process of buying a vehicle below its market value then selling it at market value. Looking at these 8 steps will ensure you are buying a vehicle that actually makes sense not only from a place of need or enjoyment, but also from a financial standpoint.</itunes:summary>
      <itunes:subtitle>Looking back over the theme on transportation, it’s important to look at the key steps to buying a vehicle right. This is a process of buying a vehicle below its market value then selling it at market value. Looking at these 8 steps will ensure you are buying a vehicle that actually makes sense not only from a place of need or enjoyment, but also from a financial standpoint.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>106</itunes:episode>
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    <item>
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      <title>How to pay-off debt driving your car?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #debtrestructuring #debtpayoff #unsecuredtosecured W22E1</p>
]]></description>
      <pubDate>Mon, 17 May 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #debtrestructuring #debtpayoff #unsecuredtosecured W22E1</p>
]]></content:encoded>
      <enclosure length="13252377" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/3ffd33de-cf53-443b-80d8-e7a56e0f5a96/audio/87b9c1b8-1e6a-4a86-b98b-671df85eab4b/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>How to pay-off debt driving your car?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:13:49</itunes:duration>
      <itunes:summary>If you are in the position where you have multiple lines of unsecured high-interest debt, you may consider utilizing your means of transportation to strategically look at how you can restructure the debt to pay it off quicker. Now, of course, if the behavior that got you stuck in debt in the first place hasn’t changed, then you will want to wait to apply one of the two options presented. This will ensure you don’t pay-off a revolving line, just to get back in the same situation again. If this is not a temptation, then looking at utilizing equity from an existing vehicle or from a future purchase ensuring you buy it right and don’t finance more than it is worth may be an option. </itunes:summary>
      <itunes:subtitle>If you are in the position where you have multiple lines of unsecured high-interest debt, you may consider utilizing your means of transportation to strategically look at how you can restructure the debt to pay it off quicker. Now, of course, if the behavior that got you stuck in debt in the first place hasn’t changed, then you will want to wait to apply one of the two options presented. This will ensure you don’t pay-off a revolving line, just to get back in the same situation again. If this is not a temptation, then looking at utilizing equity from an existing vehicle or from a future purchase ensuring you buy it right and don’t finance more than it is worth may be an option. </itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>107</itunes:episode>
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      <title>When to sell your car and how to price it?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #carsupplyanddemand #carseasonality #automanufacturing W21E5</p>
]]></description>
      <pubDate>Fri, 14 May 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #carsupplyanddemand #carseasonality #automanufacturing W21E5</p>
]]></content:encoded>
      <enclosure length="12011875" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/c5fdbc47-c7cb-4389-9a76-83bfca8947d3/audio/f81e63b4-9960-4c50-87b8-359218902756/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>When to sell your car and how to price it?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:12:31</itunes:duration>
      <itunes:summary>Most people have an idea of wanting to get another vehicle, but don’t necessarily plan ahead to sell the vehicle when the value and demand are highest. The auto industry is fed by supply and demand. As higher supply occurs, this ends up having a greater downward pressure on prices. When demand is higher, then this will also cause an upward pressure on prices. Looking at a historical approach of how automakers have met the market at its need helps to provide a greater picture of the underlying cause of lower inventories and resulting higher prices. You may be experiencing the effects of this in either buying or selling a vehicle in this environment.</itunes:summary>
      <itunes:subtitle>Most people have an idea of wanting to get another vehicle, but don’t necessarily plan ahead to sell the vehicle when the value and demand are highest. The auto industry is fed by supply and demand. As higher supply occurs, this ends up having a greater downward pressure on prices. When demand is higher, then this will also cause an upward pressure on prices. Looking at a historical approach of how automakers have met the market at its need helps to provide a greater picture of the underlying cause of lower inventories and resulting higher prices. You may be experiencing the effects of this in either buying or selling a vehicle in this environment.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>105</itunes:episode>
    </item>
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      <title>How to sell your car? (Part 2)</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W21E4 #sellmycar #howtosellyourcar #carsalesteps</p>
]]></description>
      <pubDate>Thu, 13 May 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W21E4 #sellmycar #howtosellyourcar #carsalesteps</p>
]]></content:encoded>
      <enclosure length="7442745" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/be78cdc8-3f5d-44df-8412-c759978de95e/audio/e379d742-5aff-40fc-8ee6-8e5db4755b99/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>How to sell your car? (Part 2)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:46</itunes:duration>
      <itunes:summary>A level of fear is instilled in most people when considering the process of selling their vehicle. Looking at how to best sell your car based on three overall aspects will help ease that fear. Gathering information related to the book and market value, then going through the process of listing your vehicle following a process of preparation, platform, and presentation.</itunes:summary>
      <itunes:subtitle>A level of fear is instilled in most people when considering the process of selling their vehicle. Looking at how to best sell your car based on three overall aspects will help ease that fear. Gathering information related to the book and market value, then going through the process of listing your vehicle following a process of preparation, platform, and presentation.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>104</itunes:episode>
    </item>
    <item>
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      <title>Who owns your car?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #autoloan #autolease #costofownership W21E2</p>
]]></description>
      <pubDate>Tue, 11 May 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #autoloan #autolease #costofownership W21E2</p>
]]></content:encoded>
      <enclosure length="11402071" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/f7a831f2-b6d0-44e2-94ac-dc24b57e4b82/audio/b1c7dd08-9975-4cf5-b772-e7994fb05b81/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Who owns your car?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:11:53</itunes:duration>
      <itunes:summary>Most don’t understand that you don’t own your vehicle if it’s leased or if you have a payment on a loan for that vehicle. The institution that originated the agreement holds the title as the lienholder until it is either returned in a lease or paid-in full as a loan. Looking at the costs related to a lease vs. a loan is an important step in owning a vehicle and planning for your next purchase. </itunes:summary>
      <itunes:subtitle>Most don’t understand that you don’t own your vehicle if it’s leased or if you have a payment on a loan for that vehicle. The institution that originated the agreement holds the title as the lienholder until it is either returned in a lease or paid-in full as a loan. Looking at the costs related to a lease vs. a loan is an important step in owning a vehicle and planning for your next purchase. </itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>102</itunes:episode>
    </item>
    <item>
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      <title>How to sell your car? (Part 1)</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p>W21E3</p><p>#sellmycar #howtosellyourcar #carsalesteps</p>
]]></description>
      <pubDate>Tue, 11 May 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p>W21E3</p><p>#sellmycar #howtosellyourcar #carsalesteps</p>
]]></content:encoded>
      <enclosure length="9156795" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/9ebd14e5-638b-4e30-ae7e-6b0c6980c2f4/audio/e651b2b9-6df4-433a-921a-7a7a0539570f/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>How to sell your car? (Part 1)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:33</itunes:duration>
      <itunes:summary>A level of fear is instilled in most people when considering the process of selling their vehicle. Looking at how to best sell your car based on three overall aspects will help ease that fear. Gathering information related to the book and market value, then going through the process of listing your vehicle following a process of preparation, platform, and presentation.
</itunes:summary>
      <itunes:subtitle>A level of fear is instilled in most people when considering the process of selling their vehicle. Looking at how to best sell your car based on three overall aspects will help ease that fear. Gathering information related to the book and market value, then going through the process of listing your vehicle following a process of preparation, platform, and presentation.
</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>103</itunes:episode>
    </item>
    <item>
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      <title>What type of auto insurance is needed?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W21E1 #autoinsurance #liabilityinsurance #comprehensiveinsurance</p>
]]></description>
      <pubDate>Mon, 10 May 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W21E1 #autoinsurance #liabilityinsurance #comprehensiveinsurance</p>
]]></content:encoded>
      <enclosure length="12944759" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/c2161be3-d58f-4eec-963d-336c84caa115/audio/ad86445a-d4a8-4359-9520-a24cec7a1504/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>What type of auto insurance is needed?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:13:30</itunes:duration>
      <itunes:summary>Anyone who has owned a vehicle has had to set up an insurance policy for their vehicle. Shopping rates against any requirements your bank may have can be done either individually or through the use of a fiduciary. This will ensure you have the right coverage for the insurance needs you have. Looking at how to calculate the difference between the risk of having just liability-only insurance vs. comprehensive will help you to make an informed decision. Whether you choose one or the other is less important than you making sure that you have a current policy on your vehicle.</itunes:summary>
      <itunes:subtitle>Anyone who has owned a vehicle has had to set up an insurance policy for their vehicle. Shopping rates against any requirements your bank may have can be done either individually or through the use of a fiduciary. This will ensure you have the right coverage for the insurance needs you have. Looking at how to calculate the difference between the risk of having just liability-only insurance vs. comprehensive will help you to make an informed decision. Whether you choose one or the other is less important than you making sure that you have a current policy on your vehicle.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>101</itunes:episode>
    </item>
    <item>
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      <title>How to buy your car right? (Part 2)</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W20E5 #vehiclehistoryreport #vehicletype #vehicleoptions</p>
]]></description>
      <pubDate>Fri, 7 May 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W20E5 #vehiclehistoryreport #vehicletype #vehicleoptions</p>
]]></content:encoded>
      <enclosure length="11323913" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/334a756e-29be-4b72-929c-75aba1747c79/audio/0e0a4c79-b830-403e-a96d-23d66aa9b45f/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>How to buy your car right? (Part 2)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:11:48</itunes:duration>
      <itunes:summary>Most people don’t buy their cars with margin in mind. This means that they are financing cars that depreciate faster than they can pay-off the vehicle, therefore leaving them trapped. Looking at three components to help you in the process to be sure that you are buying a car with margin will help you sort through the challenging landscape of what to initially sort through.
</itunes:summary>
      <itunes:subtitle>Most people don’t buy their cars with margin in mind. This means that they are financing cars that depreciate faster than they can pay-off the vehicle, therefore leaving them trapped. Looking at three components to help you in the process to be sure that you are buying a car with margin will help you sort through the challenging landscape of what to initially sort through.
</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>100</itunes:episode>
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    <item>
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      <title>How to buy your car right? (Part 1)</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W20E4 #vehiclehistoryreport #vehicletype #vehicleoptions</p>
]]></description>
      <pubDate>Thu, 6 May 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W20E4 #vehiclehistoryreport #vehicletype #vehicleoptions</p>
]]></content:encoded>
      <enclosure length="10106816" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/2fe6f1a5-df6c-4f92-b635-6a4b8b483be9/audio/d8a22b68-1e0f-4edb-964b-4f8521c1c0ac/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>How to buy your car right? (Part 1)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:10:32</itunes:duration>
      <itunes:summary>Most people don’t buy their cars with margin in mind. This means that they are financing cars that depreciate faster than they can pay-off the vehicle, therefore leaving them trapped. Looking at three components to help you in the process to be sure that you are buying a car with margin will help you sort through the challenging landscape of what to initially sort through.
</itunes:summary>
      <itunes:subtitle>Most people don’t buy their cars with margin in mind. This means that they are financing cars that depreciate faster than they can pay-off the vehicle, therefore leaving them trapped. Looking at three components to help you in the process to be sure that you are buying a car with margin will help you sort through the challenging landscape of what to initially sort through.
</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>99</itunes:episode>
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    <item>
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      <title>How much to pay for a car based on my stage of life?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #caraffordability #carpayments #daveramsey W20E3</p>
]]></description>
      <pubDate>Wed, 5 May 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #caraffordability #carpayments #daveramsey W20E3</p>
]]></content:encoded>
      <enclosure length="9643299" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/f64e782c-db9d-4262-9a7f-5255dd059f3a/audio/a7180c9e-99c4-4a4a-b3a1-df49f5680117/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>How much to pay for a car based on my stage of life?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:10:03</itunes:duration>
      <itunes:summary>Knowing how much car you can realistically and responsibly afford is critical when it comes to you making that purchase. Typically people only look at the initial cost or the car payment, but don’t factor what may seem to be hidden costs of owning a vehicle. Looking at five key aspects that you may not be considering when looking to purchase your next car will help you to choose wisely.</itunes:summary>
      <itunes:subtitle>Knowing how much car you can realistically and responsibly afford is critical when it comes to you making that purchase. Typically people only look at the initial cost or the car payment, but don’t factor what may seem to be hidden costs of owning a vehicle. Looking at five key aspects that you may not be considering when looking to purchase your next car will help you to choose wisely.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>98</itunes:episode>
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    <item>
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      <title>When to fix and when to ditch?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W20E2 #sellyourcar #keepyourcar #sunkcost</p>
]]></description>
      <pubDate>Tue, 4 May 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W20E2 #sellyourcar #keepyourcar #sunkcost</p>
]]></content:encoded>
      <enclosure length="12036534" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/1bb4025a-13ef-49b2-914f-dd6cf9de0b28/audio/64c3919f-b7e2-48cc-9ec3-4e85753bedcd/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>When to fix and when to ditch?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:12:33</itunes:duration>
      <itunes:summary>It can oftentimes be difficult to separate logic from emotion when figuring out whether to keep your car. The historical sunk cost can often derail people in how to evaluate what’s considered the second largest purchase that most people make. Looking at whether to continue putting money into your car or cut your losses can be accomplished by looking at seven key questions.</itunes:summary>
      <itunes:subtitle>It can oftentimes be difficult to separate logic from emotion when figuring out whether to keep your car. The historical sunk cost can often derail people in how to evaluate what’s considered the second largest purchase that most people make. Looking at whether to continue putting money into your car or cut your losses can be accomplished by looking at seven key questions.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>97</itunes:episode>
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      <title>Should you buy an extended warranty?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #extendedwarranties #bumpertobumperwarranty #powertrainwarranty W20E1</p>
]]></description>
      <pubDate>Mon, 3 May 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #extendedwarranties #bumpertobumperwarranty #powertrainwarranty W20E1</p>
]]></content:encoded>
      <enclosure length="14405527" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/fe205c91-dfa3-4f76-a9f6-f683b0fe167c/audio/49582fe7-1bb3-4743-8533-b102a87f72d8/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Should you buy an extended warranty?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:15:01</itunes:duration>
      <itunes:summary>Buying an extended warranty can bring about a great deal of piece of mind, but is this just simply a false sense of security? Looking at the basic bumper-to-bumper and powertrain warranties and comparing that to the amount of time you plan to keep the vehicle and the amount of use during that period of time will help determine this. Being that extended warranties are typically purchased to mitigate fear, figuring out how to prevent or reverse unnecessary fear will be important. Making sure that you are purchasing a well-researched vehicle, that you are aware of the commonly faulty items, then being able to curb unnecessary fear of major components failing. Looking into how to estimate your actual exposure for needing an extended warranty will be helpful in making the decision that’s right for you.</itunes:summary>
      <itunes:subtitle>Buying an extended warranty can bring about a great deal of piece of mind, but is this just simply a false sense of security? Looking at the basic bumper-to-bumper and powertrain warranties and comparing that to the amount of time you plan to keep the vehicle and the amount of use during that period of time will help determine this. Being that extended warranties are typically purchased to mitigate fear, figuring out how to prevent or reverse unnecessary fear will be important. Making sure that you are purchasing a well-researched vehicle, that you are aware of the commonly faulty items, then being able to curb unnecessary fear of major components failing. Looking into how to estimate your actual exposure for needing an extended warranty will be helpful in making the decision that’s right for you.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>96</itunes:episode>
    </item>
    <item>
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      <title>What are the best car warranties?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W19E5 #powertrainwarranty #bumpertobumperwarranty #basiccarwarranty</p>
]]></description>
      <pubDate>Fri, 30 Apr 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W19E5 #powertrainwarranty #bumpertobumperwarranty #basiccarwarranty</p>
]]></content:encoded>
      <enclosure length="7253827" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/112e593a-f30c-4f20-afc2-f565c1942b0b/audio/d190bf90-8b75-4534-9ff5-2ec04ed0f517/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>What are the best car warranties?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:34</itunes:duration>
      <itunes:summary>Another component to look at when purchasing a vehicle is what both the bumper-to-bumper warranty and powertrain warranty is. A warranty can be additional peace of mind and although it is not the only consideration, it may be a strong one based on the season of life you are in. Taking a look at the top three manufacturer warranties based upon both types of warranties will help you begin the process.</itunes:summary>
      <itunes:subtitle>Another component to look at when purchasing a vehicle is what both the bumper-to-bumper warranty and powertrain warranty is. A warranty can be additional peace of mind and although it is not the only consideration, it may be a strong one based on the season of life you are in. Taking a look at the top three manufacturer warranties based upon both types of warranties will help you begin the process.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>95</itunes:episode>
    </item>
    <item>
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      <title>Free Car Services!?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W19E4 #freecarservice #carresalevalue #carscheduledmaintenance</p>
]]></description>
      <pubDate>Thu, 29 Apr 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W19E4 #freecarservice #carresalevalue #carscheduledmaintenance</p>
]]></content:encoded>
      <enclosure length="9071532" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/92901df2-939e-404e-8761-7c298018ae06/audio/9a61f56f-aa1e-4653-a0a9-82d6f895b329/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Free Car Services!?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:27</itunes:duration>
      <itunes:summary>Manufacturers for a number of automakers are providing free routine maintenance on their vehicles. Understanding not only how to best maintain your car but also what services are most-important in maintaining warranties are critical. Finding out if your car has a free maintenance plan that you haven’t been taking advantage of will be the first step of the process to ensure it is up-to-date and you have the records on-hand when you decide to sell it. This is also helpful if you are actively in the process of looking to purchase another vehicle. Looking at four manufacturers service plans will kickstart this research as this additional provision may influence your decision on your next vehicle.</itunes:summary>
      <itunes:subtitle>Manufacturers for a number of automakers are providing free routine maintenance on their vehicles. Understanding not only how to best maintain your car but also what services are most-important in maintaining warranties are critical. Finding out if your car has a free maintenance plan that you haven’t been taking advantage of will be the first step of the process to ensure it is up-to-date and you have the records on-hand when you decide to sell it. This is also helpful if you are actively in the process of looking to purchase another vehicle. Looking at four manufacturers service plans will kickstart this research as this additional provision may influence your decision on your next vehicle.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>94</itunes:episode>
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      <title>How not to buy cars off of emotion? (Steps 4-7)</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W19E3 #carinvestment #carfinancing #carmaintenance #sellingyourcar</p>
]]></description>
      <pubDate>Wed, 28 Apr 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W19E3 #carinvestment #carfinancing #carmaintenance #sellingyourcar</p>
]]></content:encoded>
      <enclosure length="6694598" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/b61508ab-1f9c-40b7-9b85-3ef13e75d620/audio/be878f1e-2351-4ca8-9168-af03e806a42e/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>How not to buy cars off of emotion? (Steps 4-7)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:06:59</itunes:duration>
      <itunes:summary>Quite possibly the most-difficult component to buying a car, is to prevent buying one off of emotion. Following these 7-steps in finding the right car that fits your needs and wants best. This will add to your ability to be well-informed and resolute on what you are looking for when purchasing your next vehicle. </itunes:summary>
      <itunes:subtitle>Quite possibly the most-difficult component to buying a car, is to prevent buying one off of emotion. Following these 7-steps in finding the right car that fits your needs and wants best. This will add to your ability to be well-informed and resolute on what you are looking for when purchasing your next vehicle. </itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>93</itunes:episode>
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      <title>How not to buy cars off of emotion? (Steps 1-3)</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W19E2 #carneeds #safecars #caroptions</p>
]]></description>
      <pubDate>Tue, 27 Apr 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W19E2 #carneeds #safecars #caroptions</p>
]]></content:encoded>
      <enclosure length="8609269" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/df960ecc-c70d-4e0a-8c26-35773ab401a9/audio/f6f3c1bc-83c7-4466-90c0-f0c71c04c1b0/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>How not to buy cars off of emotion? (Steps 1-3)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:59</itunes:duration>
      <itunes:summary>Quite possibly the most-difficult component to buying a car, is to prevent buying one off of emotion. Follow these 7-steps in finding the right car that fits your needs and wants best. This will add to your ability to be well-informed and resolute on what you are looking for when purchasing your next vehicle. </itunes:summary>
      <itunes:subtitle>Quite possibly the most-difficult component to buying a car, is to prevent buying one off of emotion. Follow these 7-steps in finding the right car that fits your needs and wants best. This will add to your ability to be well-informed and resolute on what you are looking for when purchasing your next vehicle. </itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>92</itunes:episode>
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      <title>Which cars have the best depreciation?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W19E1 #buyright #avoiddepreciation #lowestdepreciation</p>
]]></description>
      <pubDate>Mon, 26 Apr 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W19E1 #buyright #avoiddepreciation #lowestdepreciation</p>
]]></content:encoded>
      <enclosure length="8908110" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/44efa286-830b-482b-a86f-1e03de0d1960/audio/31d3fe9f-0348-4c6e-8664-f3511823db27/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Which cars have the best depreciation?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:17</itunes:duration>
      <itunes:summary>Looking at how much your vehicle has depreciated over the time you’ve owned it may be a bit shocking, especially if that vehicle hasn’t fulfilled the purpose you thought it would. Defining the purpose is oftentimes half the battle in simplifying and streamlining your options. Utilizing resources to help identify which vehicles have the best resale value will be key to ensure you are buying from a place of being well-informed and removing options that do not fulfill your needs. </itunes:summary>
      <itunes:subtitle>Looking at how much your vehicle has depreciated over the time you’ve owned it may be a bit shocking, especially if that vehicle hasn’t fulfilled the purpose you thought it would. Defining the purpose is oftentimes half the battle in simplifying and streamlining your options. Utilizing resources to help identify which vehicles have the best resale value will be key to ensure you are buying from a place of being well-informed and removing options that do not fulfill your needs. </itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>91</itunes:episode>
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    <item>
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      <title>How much has my car depreciated?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W18E5 #depreciation #depreciationcurve #carvalues</p>
]]></description>
      <pubDate>Fri, 23 Apr 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W18E5 #depreciation #depreciationcurve #carvalues</p>
]]></content:encoded>
      <enclosure length="9574755" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/76a3da54-0bfe-4e4a-bcfc-e6f8262a5233/audio/13d7fa64-a2f6-4d45-b984-b0d5387f88d3/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>How much has my car depreciated?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:59</itunes:duration>
      <itunes:summary>Now that you have gone through the process of reviewing both the book and market value of your vehicle, the next step is understanding the difference and why it may not be worth what you thought. Depreciation is something we all experience but may not understand how it works. Following this process before buying a vehicle, will save you thousands ensuring you intentionally buy a vehicle from a place of logic instead of emotion.</itunes:summary>
      <itunes:subtitle>Now that you have gone through the process of reviewing both the book and market value of your vehicle, the next step is understanding the difference and why it may not be worth what you thought. Depreciation is something we all experience but may not understand how it works. Following this process before buying a vehicle, will save you thousands ensuring you intentionally buy a vehicle from a place of logic instead of emotion.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>90</itunes:episode>
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      <title>What is the market value of your car?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W18E4 #marketvalue #cargurus #sellingfortopdollar</p>
]]></description>
      <pubDate>Thu, 22 Apr 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W18E4 #marketvalue #cargurus #sellingfortopdollar</p>
]]></content:encoded>
      <enclosure length="9881119" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/e278c71f-8a9f-4058-bd3a-c9301ce1fc53/audio/e670028c-f03c-4a5e-9c98-83d0da8f0ad6/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>What is the market value of your car?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:10:18</itunes:duration>
      <itunes:summary>Once you have reviewed the book value of your vehicle, you will want to look at the market value in understanding what people are willing to pay. Taking a look at various platforms where you can search for a comparable vehicle to pinpoint the estimated value for that vehicle will give you peace of mind. Understanding then how to value your vehicle not only on year, make, and model, but also based upon modifications and personal preference will be an important next step to ensuring that you price your vehicle right.</itunes:summary>
      <itunes:subtitle>Once you have reviewed the book value of your vehicle, you will want to look at the market value in understanding what people are willing to pay. Taking a look at various platforms where you can search for a comparable vehicle to pinpoint the estimated value for that vehicle will give you peace of mind. Understanding then how to value your vehicle not only on year, make, and model, but also based upon modifications and personal preference will be an important next step to ensuring that you price your vehicle right.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>89</itunes:episode>
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      <title>What is the book value of your car?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W18E3 #bookvalue #kelleybluebook #nadaguides</p>
]]></description>
      <pubDate>Wed, 21 Apr 2021 04:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W18E3 #bookvalue #kelleybluebook #nadaguides</p>
]]></content:encoded>
      <enclosure length="11063525" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/b52d68cc-70f3-4686-b0c2-6b7ab3715ecc/audio/e4a7a9da-e059-4bf1-8b54-fe17202ff426/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>What is the book value of your car?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:11:32</itunes:duration>
      <itunes:summary>When you are looking at how to best value your vehicle, you will want to start with pulling its book value. Taking a look at two tools in particular that will help you accomplish this. These tools will give you a starting point to value your vehicle and provide you with an idea of where you stand from an equity standpoint whether you plan to keep the vehicle or not.</itunes:summary>
      <itunes:subtitle>When you are looking at how to best value your vehicle, you will want to start with pulling its book value. Taking a look at two tools in particular that will help you accomplish this. These tools will give you a starting point to value your vehicle and provide you with an idea of where you stand from an equity standpoint whether you plan to keep the vehicle or not.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>88</itunes:episode>
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      <title>The American auto industry</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #TheAmericanDream #carownership #autoindustry W18E2</p>
]]></description>
      <pubDate>Tue, 20 Apr 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #TheAmericanDream #carownership #autoindustry W18E2</p>
]]></content:encoded>
      <enclosure length="12551877" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/8ee34271-ae37-4f69-9900-f8a527350c93/audio/a33e87d5-67a1-433e-b9ba-40202bfad924/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>The American auto industry</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:13:05</itunes:duration>
      <itunes:summary>The vehicle has been a long standing symbol of freedom for young American’s. This said, there are a number of ways to get around today causing a shift in consumer behavior. Looking at how the auto industry responds to the consumer, the industry itself, as well as how it’s affected by the overall economy shows just how interlinked the auto industry is with the American lifestyle. </itunes:summary>
      <itunes:subtitle>The vehicle has been a long standing symbol of freedom for young American’s. This said, there are a number of ways to get around today causing a shift in consumer behavior. Looking at how the auto industry responds to the consumer, the industry itself, as well as how it’s affected by the overall economy shows just how interlinked the auto industry is with the American lifestyle. </itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>87</itunes:episode>
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      <title>Consider THIS before buying your next vehicle</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W18E1 #dealerships #newcar #hownottoloseyourshirt</p>
]]></description>
      <pubDate>Mon, 19 Apr 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W18E1 #dealerships #newcar #hownottoloseyourshirt</p>
]]></content:encoded>
      <enclosure length="17282340" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/33f6940c-c20d-46eb-9cb4-2ea1e91eda4b/audio/a4d715d1-2030-4c9f-b73e-aa38b9f7d15c/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Consider THIS before buying your next vehicle</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:18:01</itunes:duration>
      <itunes:summary>Most of us have found ourselves caught up in thinking about, researching and even making a new purchase that a neighbor, friend or even co-worker has made. Causing us to be continually discontent with what we have and therefore, always looking to level up. We can justify these purchases based on the grounds of us deserving or even needing the purchase. When encountering this peer pressure, how can we set parameters to ensure we are only making purchases that fit our specific wants and needs versus that of those around us though?</itunes:summary>
      <itunes:subtitle>Most of us have found ourselves caught up in thinking about, researching and even making a new purchase that a neighbor, friend or even co-worker has made. Causing us to be continually discontent with what we have and therefore, always looking to level up. We can justify these purchases based on the grounds of us deserving or even needing the purchase. When encountering this peer pressure, how can we set parameters to ensure we are only making purchases that fit our specific wants and needs versus that of those around us though?</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>86</itunes:episode>
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      <title>My journey in car hacks</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W17E5 #carhacks #vehicles #transportation</p>
]]></description>
      <pubDate>Fri, 16 Apr 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W17E5 #carhacks #vehicles #transportation</p>
]]></content:encoded>
      <enclosure length="7812221" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/1267157d-f316-45f2-a293-2b997affb72b/audio/8430d576-b5d5-41bf-bbef-2610d96caf76/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>My journey in car hacks</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:09</itunes:duration>
      <itunes:summary>One of my favorite topics is transportation and leveraging that purchase to serve you well. We have all been told that cars are something you purchase and expect to plummet in value. What if I told you it doesn’t have to be that way? Looking at vehicles in a non-traditional approach to buy vehicles with purpose ensures that you are only buying a vehicle if it makes sense for your financial picture. The thought process of purchasing a vehicle always with the end in mind, will prevent you from carrying negative equity forward. In this theme we will be covering this overarching concept along with the industry as a whole.</itunes:summary>
      <itunes:subtitle>One of my favorite topics is transportation and leveraging that purchase to serve you well. We have all been told that cars are something you purchase and expect to plummet in value. What if I told you it doesn’t have to be that way? Looking at vehicles in a non-traditional approach to buy vehicles with purpose ensures that you are only buying a vehicle if it makes sense for your financial picture. The thought process of purchasing a vehicle always with the end in mind, will prevent you from carrying negative equity forward. In this theme we will be covering this overarching concept along with the industry as a whole.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>85</itunes:episode>
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      <title>Overview of income and taxes</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #income #taxes #vision W17E4</p>
]]></description>
      <pubDate>Thu, 15 Apr 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #income #taxes #vision W17E4</p>
]]></content:encoded>
      <enclosure length="12405592" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/c20b7e47-fffc-4cab-8050-a8f2846d60ae/audio/bed59aaf-e2d4-47fd-9cd9-34ca68b7e221/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Overview of income and taxes</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:12:56</itunes:duration>
      <itunes:summary>Take a look back over the theme on income in order to clearly know whether you are where you want to be. Reflecting on whether you have been living your life based on your vision, or what someone else has defined for you. More specifically looking at what industries are in-demand and how you may pivot to focus in on the field or niche that allows you to do what you are innately gifted at, passionate for, while providing an income to you, your spouse, and family. The top fields of this year are healthcare, information technology, management, finance, engineering and law. Now you may not want to pursue a career in one of these industries, but exploring where your energy is best spent based on where you want to go, will ensure you are applying these tools to build a roadmap.</itunes:summary>
      <itunes:subtitle>Take a look back over the theme on income in order to clearly know whether you are where you want to be. Reflecting on whether you have been living your life based on your vision, or what someone else has defined for you. More specifically looking at what industries are in-demand and how you may pivot to focus in on the field or niche that allows you to do what you are innately gifted at, passionate for, while providing an income to you, your spouse, and family. The top fields of this year are healthcare, information technology, management, finance, engineering and law. Now you may not want to pursue a career in one of these industries, but exploring where your energy is best spent based on where you want to go, will ensure you are applying these tools to build a roadmap.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>84</itunes:episode>
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      <title>How many streams of income should I have?</title>
      <description><![CDATA[<p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #lifeenergy #streamsofincome #incomestreams </p><p> </p><p>W17E3</p>
]]></description>
      <pubDate>Wed, 14 Apr 2021 10:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #lifeenergy #streamsofincome #incomestreams </p><p> </p><p>W17E3</p>
]]></content:encoded>
      <enclosure length="10494264" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/d9efe180-6dbc-4955-900b-ccd87fbd66a5/audio/228c16d9-b266-4af3-9389-e98943380a82/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>How many streams of income should I have?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:10:56</itunes:duration>
      <itunes:summary>In order to figure out how many streams of income you need, take the time to figure out what truly matters to you. Starting here will help you determine the quality of life you want to live. Are your purchases intentional in order to actually improve your quality of life, or haphazard causing you to move further away from the quality of life you want. Margin is focused-in on giving you options and options can have a tendency to breed more options. This then can lead to better decision making, whether from a career standpoint or even just simply what you spend your money on. Figuring out where you are at will be the first step. Looking at what your top priorities are, then how many streams of income you currently have, and what you need to build up to.
Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</itunes:summary>
      <itunes:subtitle>In order to figure out how many streams of income you need, take the time to figure out what truly matters to you. Starting here will help you determine the quality of life you want to live. Are your purchases intentional in order to actually improve your quality of life, or haphazard causing you to move further away from the quality of life you want. Margin is focused-in on giving you options and options can have a tendency to breed more options. This then can lead to better decision making, whether from a career standpoint or even just simply what you spend your money on. Figuring out where you are at will be the first step. Looking at what your top priorities are, then how many streams of income you currently have, and what you need to build up to.
Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>83</itunes:episode>
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      <title>Time to start that side-hustle?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W17E2 #sidehustle #secondjob #sidejob</p>
]]></description>
      <pubDate>Tue, 13 Apr 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W17E2 #sidehustle #secondjob #sidejob</p>
]]></content:encoded>
      <enclosure length="9673392" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/5985a32e-d38d-479e-8497-29b177d4d295/audio/613fffa6-88ce-4ca7-8163-03e64e1f6e3e/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Time to start that side-hustle?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:10:05</itunes:duration>
      <itunes:summary>Have you thought about adding a side-hustle or extra job in order to expedite the process of accomplishing your goals? Well you&apos;re not alone, as so many have added additional sources of income to make ends meet. As we reviewed the three P’s, the next step is to figure out what needs to happen in order for you to move toward the career that would be most meaningful to you. In order to move into what you ultimately want to do, you most-likely need to make some changes. Figuring out whether these changes look like gaining a level of experience, education, certifications, or even contacts in the field that you want to go into will be key. Making a plan to transition well from the role you’re in to the role you want to be in will require work but an intentional side-hustle of some kind will help to expedite this process. </itunes:summary>
      <itunes:subtitle>Have you thought about adding a side-hustle or extra job in order to expedite the process of accomplishing your goals? Well you&apos;re not alone, as so many have added additional sources of income to make ends meet. As we reviewed the three P’s, the next step is to figure out what needs to happen in order for you to move toward the career that would be most meaningful to you. In order to move into what you ultimately want to do, you most-likely need to make some changes. Figuring out whether these changes look like gaining a level of experience, education, certifications, or even contacts in the field that you want to go into will be key. Making a plan to transition well from the role you’re in to the role you want to be in will require work but an intentional side-hustle of some kind will help to expedite this process. </itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>82</itunes:episode>
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      <title>Taxes are filed, now what?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Mon, 12 Apr 2021 10:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
      <enclosure length="7810130" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/e7102502-fbea-41e1-8f31-f3e1f4d802c8/audio/dbf28a18-2659-42ad-8b4d-a164e4272be8/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Taxes are filed, now what?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:09</itunes:duration>
      <itunes:summary>Recalibrating post-tax filing is an aspect that is often overlooked. Making sure to adjust your contributions to retirement, especially if you have a company match or a Roth IRA you are not taking advantage of. Recalibrate your budget to factor in new priorities for this tax year.</itunes:summary>
      <itunes:subtitle>Recalibrating post-tax filing is an aspect that is often overlooked. Making sure to adjust your contributions to retirement, especially if you have a company match or a Roth IRA you are not taking advantage of. Recalibrate your budget to factor in new priorities for this tax year.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>81</itunes:episode>
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      <title>10 Steps to organize your taxes (Steps 6-10)</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W16E5 #taxorganization #taxpreparation #2020taxfiling</p>
]]></description>
      <pubDate>Fri, 9 Apr 2021 10:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W16E5 #taxorganization #taxpreparation #2020taxfiling</p>
]]></content:encoded>
      <enclosure length="5183675" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/03600c57-9ec6-4885-a179-99218034e805/audio/82c79813-1543-4e39-b6c8-a4be2aaf1e69/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>10 Steps to organize your taxes (Steps 6-10)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:05:24</itunes:duration>
      <itunes:summary>More than half the battle of filing your taxes comes down to getting organized and making sure that you and/or your tax professional has the information to ensure your taxes are filed accurately and on-time. There are so many options when it comes to organizing your finances for tax preparation purposes. The system of organizing your key documents, receipts, and notes are less important than ensuring that you have a system in-place. Going through the 10 steps to help you get organized going forward will provide you with a starting point for your taxes. </itunes:summary>
      <itunes:subtitle>More than half the battle of filing your taxes comes down to getting organized and making sure that you and/or your tax professional has the information to ensure your taxes are filed accurately and on-time. There are so many options when it comes to organizing your finances for tax preparation purposes. The system of organizing your key documents, receipts, and notes are less important than ensuring that you have a system in-place. Going through the 10 steps to help you get organized going forward will provide you with a starting point for your taxes. </itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>80</itunes:episode>
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    <item>
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      <title>10 Steps to organize your taxes (Steps 1-5)</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W16E4 #taxorganization #taxpreparation #2020taxfiling</p>
]]></description>
      <pubDate>Thu, 8 Apr 2021 10:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W16E4 #taxorganization #taxpreparation #2020taxfiling</p>
]]></content:encoded>
      <enclosure length="9587293" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/3dbfec52-1a67-42d2-a34c-158af2ed3d05/audio/14bcac7f-582a-46f3-a185-a998327d41d9/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>10 Steps to organize your taxes (Steps 1-5)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:10:00</itunes:duration>
      <itunes:summary>More than half the battle of filing your taxes comes down to getting organized and making sure that you and/or your tax professional has the information to ensure your taxes are filed accurately and on-time. There are so many options when it comes to organizing your finances for tax preparation purposes. The system of organizing your key documents, receipts, and notes are less important than ensuring that you have a system in-place. Going through the 10 steps to help you get organized going forward will provide you with a starting point for your taxes. </itunes:summary>
      <itunes:subtitle>More than half the battle of filing your taxes comes down to getting organized and making sure that you and/or your tax professional has the information to ensure your taxes are filed accurately and on-time. There are so many options when it comes to organizing your finances for tax preparation purposes. The system of organizing your key documents, receipts, and notes are less important than ensuring that you have a system in-place. Going through the 10 steps to help you get organized going forward will provide you with a starting point for your taxes. </itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>79</itunes:episode>
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      <title>Income Tax Rates (Part 2)</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W16E3 #marginaltaxrate #effectivetaxrate #incometax</p>
]]></description>
      <pubDate>Wed, 7 Apr 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W16E3 #marginaltaxrate #effectivetaxrate #incometax</p>
]]></content:encoded>
      <enclosure length="6172566" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/df632e3c-e73e-4a91-9513-7ca28739093a/audio/6186be7b-3d69-4de9-a252-e8e100d4981a/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Income Tax Rates (Part 2)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:06:26</itunes:duration>
      <itunes:summary>Looking at both the effective and marginal tax rates, you can then understand what your perspective tax looks like. Using examples of a typical household and how the tiered federal tax rate is applied as well as whether your state has a flat, tiered, or no income tax rate will be important in looking at the big picture. There are 7 states with no income tax, and 2 states with no income tax but that do have tax on dividend income and interest. Once reviewing the tax rates that will be applied, it will be important to consider what tax credits and deductions will reduce the actual tax you pay to both Federal and state. </itunes:summary>
      <itunes:subtitle>Looking at both the effective and marginal tax rates, you can then understand what your perspective tax looks like. Using examples of a typical household and how the tiered federal tax rate is applied as well as whether your state has a flat, tiered, or no income tax rate will be important in looking at the big picture. There are 7 states with no income tax, and 2 states with no income tax but that do have tax on dividend income and interest. Once reviewing the tax rates that will be applied, it will be important to consider what tax credits and deductions will reduce the actual tax you pay to both Federal and state. </itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>78</itunes:episode>
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      <title>Income Tax Rates (Part 1)</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #federalincometax #stateincometax #taxbrackets W16E2</p>
]]></description>
      <pubDate>Tue, 6 Apr 2021 10:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #federalincometax #stateincometax #taxbrackets W16E2</p>
]]></content:encoded>
      <enclosure length="12309461" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/001c305a-2fd5-4a05-a814-742e69bbb581/audio/157ae19e-0f1f-44df-ba43-09e06fa67c67/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Income Tax Rates (Part 1)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:12:50</itunes:duration>
      <itunes:summary>With tax season upon us it’s important to understand how Federal income tax rates work and how they affect your income. There are 5 filing statuses with 7 different tax rates within each ranging from 10% to 37%. Going through each of the tax brackets will help you identify how you are being taxed at the federal level.</itunes:summary>
      <itunes:subtitle>With tax season upon us it’s important to understand how Federal income tax rates work and how they affect your income. There are 5 filing statuses with 7 different tax rates within each ranging from 10% to 37%. Going through each of the tax brackets will help you identify how you are being taxed at the federal level.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>77</itunes:episode>
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      <title>Taxes are certain</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Mon, 5 Apr 2021 10:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
      <enclosure length="10142760" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/5c795416-3022-4f55-bdc7-d3caacdcca79/audio/86814a5a-1ffe-4204-ba8b-ff10589e6109/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Taxes are certain</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:10:34</itunes:duration>
      <itunes:summary>Taxes are inevitable in life and although they may be daunting, there is so much that can be done to ease the process. Knowing the many challenges of the past year, there are additional considerations to factor in going into the tax season. Knowing the tax deadlines, preparing an extension if need be, preparing your taxes or having someone prepare them for you, and ensuring that you have contributed to your Roth IRA in-time are some components to be proactive on. It will be important to ensure that you have your bases covered leading up to the due date. </itunes:summary>
      <itunes:subtitle>Taxes are inevitable in life and although they may be daunting, there is so much that can be done to ease the process. Knowing the many challenges of the past year, there are additional considerations to factor in going into the tax season. Knowing the tax deadlines, preparing an extension if need be, preparing your taxes or having someone prepare them for you, and ensuring that you have contributed to your Roth IRA in-time are some components to be proactive on. It will be important to ensure that you have your bases covered leading up to the due date. </itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>76</itunes:episode>
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      <title>What are the three P&apos;s to find your provision?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W15E5 #provision #passion #proficiency</p>
]]></description>
      <pubDate>Fri, 2 Apr 2021 10:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W15E5 #provision #passion #proficiency</p>
]]></content:encoded>
      <enclosure length="7367930" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/25f57238-bfc6-49a8-9e49-95b8d6372e27/audio/daf798a0-35f4-4f43-82d6-7ad2951b5b67/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>What are the three P&apos;s to find your provision?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:41</itunes:duration>
      <itunes:summary>Going through a theme on income there are more than ¾ of Americans who dislike their jobs. So how do you ensure that you are not yet another statistic? Looking at three key components of passion, provision, and proficiency help to make sure what you do align. This process then helps you to figure out whether a change is in order and how soon, based on it hitting a one, two, or all of these parameters.</itunes:summary>
      <itunes:subtitle>Going through a theme on income there are more than ¾ of Americans who dislike their jobs. So how do you ensure that you are not yet another statistic? Looking at three key components of passion, provision, and proficiency help to make sure what you do align. This process then helps you to figure out whether a change is in order and how soon, based on it hitting a one, two, or all of these parameters.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>75</itunes:episode>
    </item>
    <item>
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      <title>Financial Snapshot: What else is important to review?</title>
      <description><![CDATA[<p>The core Financial Snapshot has a total of six categories to evaluate, but this is not an all-encompassing list. There are additional aspects that you will want to move to once you have reviewed and shored-up the basics. These additional aspects to cover are credit, insurance, and your legacy. Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W15E4 #credit #insurance #legacy</p>
]]></description>
      <pubDate>Thu, 1 Apr 2021 10:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>The core Financial Snapshot has a total of six categories to evaluate, but this is not an all-encompassing list. There are additional aspects that you will want to move to once you have reviewed and shored-up the basics. These additional aspects to cover are credit, insurance, and your legacy. Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W15E4 #credit #insurance #legacy</p>
]]></content:encoded>
      <enclosure length="10727068" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/0988e354-4a4b-483e-a514-dc5de57062c8/audio/a6e69efc-d597-46f4-8b55-0d58d9578469/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Financial Snapshot: What else is important to review?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:11:11</itunes:duration>
      <itunes:summary>The core Financial Snapshot has a total of six categories to evaluate, but this is not an all-encompassing list. There are additional aspects that you will want to move to once you have reviewed and shored-up the basics. These additional aspects to cover are credit, insurance, and your legacy.</itunes:summary>
      <itunes:subtitle>The core Financial Snapshot has a total of six categories to evaluate, but this is not an all-encompassing list. There are additional aspects that you will want to move to once you have reviewed and shored-up the basics. These additional aspects to cover are credit, insurance, and your legacy.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>74</itunes:episode>
    </item>
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      <title>Financial Snapshot: How to calculate your overall score?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #financialhealth #financialsnapshot #financialscore W15E3</p>
]]></description>
      <pubDate>Wed, 31 Mar 2021 10:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #financialhealth #financialsnapshot #financialscore W15E3</p>
]]></content:encoded>
      <enclosure length="8092671" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/6661e6c8-9dc3-42ba-b1c4-9d41bc5a2f97/audio/6d01bff7-0e14-486e-9934-d385f6b8b8e4/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Financial Snapshot: How to calculate your overall score?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:26</itunes:duration>
      <itunes:summary>The core Financial Snapshot has a total of six categories to evaluate. Now that we have reviewed all six of these categories, it will be important to know what to do with this information. Figuring out how you rate in each category will show you which one(s) that need the most focus. The six categories were the Plan to Spend or Budget, Income, Expense, Saving, Giving, and finally Retirement. Once you have an indicator on how you’re actually doing versus how you feel you are doing, you’ll be equipped with a starting point to focus in on.</itunes:summary>
      <itunes:subtitle>The core Financial Snapshot has a total of six categories to evaluate. Now that we have reviewed all six of these categories, it will be important to know what to do with this information. Figuring out how you rate in each category will show you which one(s) that need the most focus. The six categories were the Plan to Spend or Budget, Income, Expense, Saving, Giving, and finally Retirement. Once you have an indicator on how you’re actually doing versus how you feel you are doing, you’ll be equipped with a starting point to focus in on.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>73</itunes:episode>
    </item>
    <item>
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      <title>Financial Snapshot: How does your retirement score?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #retire #legacy #retirementsavings W15E2</p>
]]></description>
      <pubDate>Tue, 30 Mar 2021 10:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #retire #legacy #retirementsavings W15E2</p>
]]></content:encoded>
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      <itunes:title>Financial Snapshot: How does your retirement score?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:05:15</itunes:duration>
      <itunes:summary>The core Financial Snapshot has a total of six categories to evaluate. We reviewed what it would look like if you were to be consistent across all categories, but this scenario will not work for most of society. You may be further on in one category while lagging in another. In order to determine where you are at, looking at each category specifically based on your level of current proficiency will help reveal which needs the most focus. Knowing how you rate on the retirement savings side of the equation will be the next step of the process. This will then be the sixth and final step in the process. Retirement is arguably one of the most important aspects of the financial snapshot. It looks at how you will be able to provide for you and your spouse after you are no longer able to work or no longer want to work. It also prepares you to leave a legacy for your loved ones.</itunes:summary>
      <itunes:subtitle>The core Financial Snapshot has a total of six categories to evaluate. We reviewed what it would look like if you were to be consistent across all categories, but this scenario will not work for most of society. You may be further on in one category while lagging in another. In order to determine where you are at, looking at each category specifically based on your level of current proficiency will help reveal which needs the most focus. Knowing how you rate on the retirement savings side of the equation will be the next step of the process. This will then be the sixth and final step in the process. Retirement is arguably one of the most important aspects of the financial snapshot. It looks at how you will be able to provide for you and your spouse after you are no longer able to work or no longer want to work. It also prepares you to leave a legacy for your loved ones.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>72</itunes:episode>
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      <title>Financial Snapshot: How does your giving score?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p> </p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: https://margin.simplecast.com/</p><p>Have a question? Contact Jared at jared@millennialmargin.com</p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com</p><p> </p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p> </p><p>W15E1</p>
]]></description>
      <pubDate>Mon, 29 Mar 2021 10:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p> </p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Listen to the podcast: https://margin.simplecast.com/</p><p>Have a question? Contact Jared at jared@millennialmargin.com</p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com</p><p> </p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p> </p><p>W15E1</p>
]]></content:encoded>
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      <itunes:title>Financial Snapshot: How does your giving score?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:05:17</itunes:duration>
      <itunes:summary>The core Financial Snapshot has a total of six categories to evaluate. We reviewed what it would look like if you were to be consistent across all categories, but this scenario will not work for most of society. You may be further on in one category while lagging in another. In order to determine where you are at, looking at each category specifically based on your level of current proficiency will help reveal which needs the most focus. Building in a priority of shifting the focus from your needs and wants through giving is the next step. This will then be the fifth step in the process. Determining whether you give, how much you give, and to whom you give will allow you to align what or who is important to you with how you spend your resources.</itunes:summary>
      <itunes:subtitle>The core Financial Snapshot has a total of six categories to evaluate. We reviewed what it would look like if you were to be consistent across all categories, but this scenario will not work for most of society. You may be further on in one category while lagging in another. In order to determine where you are at, looking at each category specifically based on your level of current proficiency will help reveal which needs the most focus. Building in a priority of shifting the focus from your needs and wants through giving is the next step. This will then be the fifth step in the process. Determining whether you give, how much you give, and to whom you give will allow you to align what or who is important to you with how you spend your resources.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>71</itunes:episode>
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    <item>
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      <title>Financial Snapshot: How does your savings score?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W14E5</p>
]]></description>
      <pubDate>Fri, 26 Mar 2021 10:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W14E5</p>
]]></content:encoded>
      <enclosure length="6122829" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/03f79e85-1e67-4e8b-a250-1373e9bf3a1f/audio/0b0bedc3-3806-4bb3-8078-c68b562b036b/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Financial Snapshot: How does your savings score?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:06:23</itunes:duration>
      <itunes:summary>The core Financial Snapshot has a total of six categories to evaluate. We reviewed what it would look like if you were to be consistent across all categories, but this scenario will not work for most of society. You may be further on in one category while lagging in another. In order to determine where you are at, looking at each category specifically based on your level of current proficiency will help reveal which needs the most focus. Knowing what your income is, what your expenses are, then realizing what is left over to save is the next priority. This will be the fourth step in the process. What you are able to save after your lifestyle is what contributes to turning income into wealth, so this process of building the gap between income and expenses is especially important.
</itunes:summary>
      <itunes:subtitle>The core Financial Snapshot has a total of six categories to evaluate. We reviewed what it would look like if you were to be consistent across all categories, but this scenario will not work for most of society. You may be further on in one category while lagging in another. In order to determine where you are at, looking at each category specifically based on your level of current proficiency will help reveal which needs the most focus. Knowing what your income is, what your expenses are, then realizing what is left over to save is the next priority. This will be the fourth step in the process. What you are able to save after your lifestyle is what contributes to turning income into wealth, so this process of building the gap between income and expenses is especially important.
</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>70</itunes:episode>
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      <title>Financial Snapshot: How does your expenses score?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W14E4 #expenses #bills #obligations</p>
]]></description>
      <pubDate>Thu, 25 Mar 2021 10:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W14E4 #expenses #bills #obligations</p>
]]></content:encoded>
      <enclosure length="6608497" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/48841ec4-f241-4291-8d44-4f490bdb749a/audio/45afb8c5-2c85-44d6-8827-8c0647fc5959/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Financial Snapshot: How does your expenses score?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:06:53</itunes:duration>
      <itunes:summary>The core Financial Snapshot has a total of six categories to evaluate. We reviewed what it would look like if you were to be consistent across all categories, but this scenario will not work for most of society. You may be further on in one category while lagging in another. In order to determine where you are at, looking at each category specifically based on your level of current proficiency will help reveal which needs the most focus. Moving from income to focusing on expenses, you’ll be able to pull this from your Plan to Spend or Budget as well. This will be the third step in the process. Finding out whether you spend more than you make will be one of the key components that will ensure that whether you are paid according to the market or not overextending yourself.</itunes:summary>
      <itunes:subtitle>The core Financial Snapshot has a total of six categories to evaluate. We reviewed what it would look like if you were to be consistent across all categories, but this scenario will not work for most of society. You may be further on in one category while lagging in another. In order to determine where you are at, looking at each category specifically based on your level of current proficiency will help reveal which needs the most focus. Moving from income to focusing on expenses, you’ll be able to pull this from your Plan to Spend or Budget as well. This will be the third step in the process. Finding out whether you spend more than you make will be one of the key components that will ensure that whether you are paid according to the market or not overextending yourself.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>69</itunes:episode>
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    <item>
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      <title>Financial Snapshot: How does your income score? (Part 2)</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W14E3 #income #paycheck #salary</p>
]]></description>
      <pubDate>Wed, 24 Mar 2021 10:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W14E3 #income #paycheck #salary</p>
]]></content:encoded>
      <enclosure length="8614284" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/b9ef54c7-34a9-4bd6-ac29-8e04512d8797/audio/a2b5e358-3d74-4d41-8c41-63b987e84347/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Financial Snapshot: How does your income score? (Part 2)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:59</itunes:duration>
      <itunes:summary>The core Financial Snapshot has a total of six categories to evaluate. We reviewed what it would look like if you were to be consistent across all categories, but this scenario will not work for most of society. You may be further on in one category while lagging in another. In order to determine where you are at, looking at each category specifically based on your level of current proficiency will help reveal which needs the most focus. Reviewing the income portion of your Plan to Spend or Budget will be the second step in the process. Finding out how your income measures up compared to the industry will then help you determine whether you are maximizing your value to the marketplace.</itunes:summary>
      <itunes:subtitle>The core Financial Snapshot has a total of six categories to evaluate. We reviewed what it would look like if you were to be consistent across all categories, but this scenario will not work for most of society. You may be further on in one category while lagging in another. In order to determine where you are at, looking at each category specifically based on your level of current proficiency will help reveal which needs the most focus. Reviewing the income portion of your Plan to Spend or Budget will be the second step in the process. Finding out how your income measures up compared to the industry will then help you determine whether you are maximizing your value to the marketplace.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>68</itunes:episode>
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    <item>
      <guid isPermaLink="false">e6c651aa-2f28-48fc-9935-3c7f93ca3de0</guid>
      <title>Financial Snapshot: How does your income score? (Part 1)</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W14E2 #income #paycheck #salary</p>
]]></description>
      <pubDate>Tue, 23 Mar 2021 10:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W14E2 #income #paycheck #salary</p>
]]></content:encoded>
      <enclosure length="8211372" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/d5aefd35-251e-451a-81d7-73da441509dd/audio/b37b185f-6123-4ba3-bd65-87786757fcd6/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Financial Snapshot: How does your income score? (Part 1)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:34</itunes:duration>
      <itunes:summary>The core Financial Snapshot has a total of six categories to evaluate. We reviewed what it would look like if you were to be consistent across all categories, but this scenario will not work for most of society. You may be further on in one category while lagging in another. In order to determine where you are at, looking at each category specifically based on your level of current proficiency will help reveal which needs the most focus. Reviewing the income portion of your Plan to Spend or Budget will be the second step in the process. Finding out how your income measures up compared to the industry will then help you determine whether you are maximizing your value to the marketplace.</itunes:summary>
      <itunes:subtitle>The core Financial Snapshot has a total of six categories to evaluate. We reviewed what it would look like if you were to be consistent across all categories, but this scenario will not work for most of society. You may be further on in one category while lagging in another. In order to determine where you are at, looking at each category specifically based on your level of current proficiency will help reveal which needs the most focus. Reviewing the income portion of your Plan to Spend or Budget will be the second step in the process. Finding out how your income measures up compared to the industry will then help you determine whether you are maximizing your value to the marketplace.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>67</itunes:episode>
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    <item>
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      <title>Financial Snapshot: How does your budget score?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></description>
      <pubDate>Mon, 22 Mar 2021 10:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p>
]]></content:encoded>
      <enclosure length="7407217" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/cfa5074e-9a34-4de1-b16f-954df6e02a09/audio/9dd4363a-40ba-4be5-85c9-07bbfe8a0536/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Financial Snapshot: How does your budget score?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:43</itunes:duration>
      <itunes:summary>The core Financial Snapshot has a total of six categories to evaluate. We reviewed what it would look like if you were to be consistent across all categories, but this scenario will not work for most of society. You may be further on in one category while lagging in another. In order to determine where you are at, looking at each category specifically based on your level of current proficiency will help reveal which needs the most focus. Getting a grip on the level that you operate by a Plan to Spend or budget will be the first step in the process.</itunes:summary>
      <itunes:subtitle>The core Financial Snapshot has a total of six categories to evaluate. We reviewed what it would look like if you were to be consistent across all categories, but this scenario will not work for most of society. You may be further on in one category while lagging in another. In order to determine where you are at, looking at each category specifically based on your level of current proficiency will help reveal which needs the most focus. Getting a grip on the level that you operate by a Plan to Spend or budget will be the first step in the process.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>66</itunes:episode>
    </item>
    <item>
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      <title>Financial Snapshot Scoring</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W13E5 #financialscoring #personalfinance #financialmatrix</p>
]]></description>
      <pubDate>Fri, 19 Mar 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W13E5 #financialscoring #personalfinance #financialmatrix</p>
]]></content:encoded>
      <enclosure length="11957958" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/13739cba-f4e8-44bc-95bb-96c3592e31eb/audio/f4a37d63-3656-4b51-916e-da7561398671/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Financial Snapshot Scoring</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:12:28</itunes:duration>
      <itunes:summary>Using a matrix to get a snapshot allows you to measure your progress over time. This matrix is based on 6 columns from excellent to insufficient and 6 rows from a Plan to Spend on through retirement contributions. Being able to identify these components will enable you to expedite a solution to improving your finances.
</itunes:summary>
      <itunes:subtitle>Using a matrix to get a snapshot allows you to measure your progress over time. This matrix is based on 6 columns from excellent to insufficient and 6 rows from a Plan to Spend on through retirement contributions. Being able to identify these components will enable you to expedite a solution to improving your finances.
</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>65</itunes:episode>
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    <item>
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      <title>Financial Snapshot Overview</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W13E4 #snapshot #finances #personalfinances</p>
]]></description>
      <pubDate>Thu, 18 Mar 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W13E4 #snapshot #finances #personalfinances</p>
]]></content:encoded>
      <enclosure length="9540900" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/425a657d-ef36-49fc-8a71-7c21c981843a/audio/73d3daa0-05b7-4180-a738-0bc1583b3133/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Financial Snapshot Overview</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:57</itunes:duration>
      <itunes:summary>A financial snapshot provides a brief indicator of what needs to be focused on in improving your personal finances. Being that personal finances are personal, being able to identify what uniquely impacts your situation is key. Being able to see where you are in relation to where you want to be will allow you to align this focus to the steps taking you toward your goals. Working to pinpoint issues and make the appropriate adjustments will ensure you don’t have to back peddle to repair them.</itunes:summary>
      <itunes:subtitle>A financial snapshot provides a brief indicator of what needs to be focused on in improving your personal finances. Being that personal finances are personal, being able to identify what uniquely impacts your situation is key. Being able to see where you are in relation to where you want to be will allow you to align this focus to the steps taking you toward your goals. Working to pinpoint issues and make the appropriate adjustments will ensure you don’t have to back peddle to repair them.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>64</itunes:episode>
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    <item>
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      <title>Financial Health Check (Net Worth)</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W13E3 #networth #assets #liabilities</p>
]]></description>
      <pubDate>Wed, 17 Mar 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W13E3 #networth #assets #liabilities</p>
]]></content:encoded>
      <enclosure length="10290301" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/5ee11688-5aeb-4327-a578-c19a3e616b0c/audio/8e983a39-86aa-4c16-aefa-18d66b98b0ee/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Financial Health Check (Net Worth)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:10:44</itunes:duration>
      <itunes:summary>Net worth is a financial indicator of your monetary standing at a given point in time. Looking at assets and liabilities to then derive your net worth will give you an indicator to track. Tracking your net worth will allow you to steadily monitor whether you are increasing the spread between what you own and what you owe. </itunes:summary>
      <itunes:subtitle>Net worth is a financial indicator of your monetary standing at a given point in time. Looking at assets and liabilities to then derive your net worth will give you an indicator to track. Tracking your net worth will allow you to steadily monitor whether you are increasing the spread between what you own and what you owe. </itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>63</itunes:episode>
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    <item>
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      <title>Financial Health Check (Assets &amp; Liabilities)</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W13E2 #assets #liabilities #financialhealth</p>
]]></description>
      <pubDate>Tue, 16 Mar 2021 10:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W13E2 #assets #liabilities #financialhealth</p>
]]></content:encoded>
      <enclosure length="8533618" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/84cda4f7-7fa0-4c52-b34e-824accd794d2/audio/a1ec5985-5420-4f36-8b0f-9d8b1fbe11a7/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Financial Health Check (Assets &amp; Liabilities)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:54</itunes:duration>
      <itunes:summary>Most everyone has assets and liabilities that they need to consider within managing their personal finances. However, most have never spent the time to really look at what assets they have related to what liabilities they have. Looking at a list of both assets and offsetting liabilities will enable you to not only understand what you own vs. what you owe, but also have more of an awareness around your financial priorities when it comes to allocating your income to pay down and off debt.</itunes:summary>
      <itunes:subtitle>Most everyone has assets and liabilities that they need to consider within managing their personal finances. However, most have never spent the time to really look at what assets they have related to what liabilities they have. Looking at a list of both assets and offsetting liabilities will enable you to not only understand what you own vs. what you owe, but also have more of an awareness around your financial priorities when it comes to allocating your income to pay down and off debt.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>62</itunes:episode>
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      <title>Give even when you don’t feel like it!</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #giving #budgettogive #plantogive W13E1</p>
]]></description>
      <pubDate>Mon, 15 Mar 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #giving #budgettogive #plantogive W13E1</p>
]]></content:encoded>
      <enclosure length="10979514" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/e24cc5ba-5898-4b21-becf-c441814fda13/audio/5e3f1e51-b363-442f-a8ad-35300dd1de5f/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Give even when you don’t feel like it!</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:11:27</itunes:duration>
      <itunes:summary>Giving in a season where there is so much uncertainty may be the last thing on your mind however, just simply making the decision to give back in-spite of that will give you an ability to support a cause bigger than yourself. Enabling the focus to be redirected from you, to those who are in need. We have seemingly lost the ability to be constructively and intentionally involved in our neighborhoods and communities, but ensuring that you apply both time and resources from your Plan to Spend will ensure that you are making that positive impact that so many are opting-out from.</itunes:summary>
      <itunes:subtitle>Giving in a season where there is so much uncertainty may be the last thing on your mind however, just simply making the decision to give back in-spite of that will give you an ability to support a cause bigger than yourself. Enabling the focus to be redirected from you, to those who are in need. We have seemingly lost the ability to be constructively and intentionally involved in our neighborhoods and communities, but ensuring that you apply both time and resources from your Plan to Spend will ensure that you are making that positive impact that so many are opting-out from.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>61</itunes:episode>
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      <title>Best: Budgeting with a zero-based budget approach</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W12E5 #zerobasedbudget #plantospend #budgetrules</p>
]]></description>
      <pubDate>Fri, 12 Mar 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W12E5 #zerobasedbudget #plantospend #budgetrules</p>
]]></content:encoded>
      <enclosure length="10293644" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/20e5dcc3-ef8d-4771-b799-71910eeef5ba/audio/fd5851a9-79b2-4ff7-bdb8-4502c65019a3/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Best: Budgeting with a zero-based budget approach</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:10:44</itunes:duration>
      <itunes:summary>The zero-based budgeting approach ensures that your money is fully-allocated out to all of the categories you utilize. This being considered the ‘best’ approach ensures that you are fully intentional with where your money goes, so that it is easier to identify waste and be able to make the changes necessary to ensure that your life energy is spent only on those purchases that add the most value to you.</itunes:summary>
      <itunes:subtitle>The zero-based budgeting approach ensures that your money is fully-allocated out to all of the categories you utilize. This being considered the ‘best’ approach ensures that you are fully intentional with where your money goes, so that it is easier to identify waste and be able to make the changes necessary to ensure that your life energy is spent only on those purchases that add the most value to you.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>60</itunes:episode>
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      <title>Better: Budgeting with the 50/30/20 Rule</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #50/30/20 #budget #betterbudgeting W12E4</p>
]]></description>
      <pubDate>Thu, 11 Mar 2021 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #50/30/20 #budget #betterbudgeting W12E4</p>
]]></content:encoded>
      <enclosure length="6527832" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/24a9c4a2-b03e-45f4-bcc4-b6191cb72170/audio/3b2aab50-3fda-46e8-a908-a5681f7604a2/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Better: Budgeting with the 50/30/20 Rule</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:06:48</itunes:duration>
      <itunes:summary>This rule takes the 80/20 rule to the next level to track additional categories. This ensures that you are living within your means while ensuring that you are saving a minimum of 20% to pay yourself first. Beyond this, the two rules differ but this is a ‘better’ approach and should be applied if you have successfully tracked your budget based on the 80/20 rule or have budgeted otherwise and are ready for a few additional parameters to follow.</itunes:summary>
      <itunes:subtitle>This rule takes the 80/20 rule to the next level to track additional categories. This ensures that you are living within your means while ensuring that you are saving a minimum of 20% to pay yourself first. Beyond this, the two rules differ but this is a ‘better’ approach and should be applied if you have successfully tracked your budget based on the 80/20 rule or have budgeted otherwise and are ready for a few additional parameters to follow.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>59</itunes:episode>
    </item>
    <item>
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      <title>Good: Budgeting using the 80/20 Rule</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W12E3 #80/20 #payyourselffirst #budgeting</p>
]]></description>
      <pubDate>Wed, 10 Mar 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W12E3 #80/20 #payyourselffirst #budgeting</p>
]]></content:encoded>
      <enclosure length="10449124" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/9a00187c-4d6f-4d6b-b8f2-a2ae95f92e7b/audio/fbc790fc-2838-4249-9ee3-f52bdcc9f1b9/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Good: Budgeting using the 80/20 Rule</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:10:54</itunes:duration>
      <itunes:summary>This approach to budgeting focuses on providing flexibility to those who do not have a budget or have budgeted but haven’t found a great deal of success in doing so. This budget approach is a great way to start that process focusing in on paying yourself first, living within your means, but not worrying about the rest. This ‘good’ approach builds in the rhythm and habit of tracking your spending.
</itunes:summary>
      <itunes:subtitle>This approach to budgeting focuses on providing flexibility to those who do not have a budget or have budgeted but haven’t found a great deal of success in doing so. This budget approach is a great way to start that process focusing in on paying yourself first, living within your means, but not worrying about the rest. This ‘good’ approach builds in the rhythm and habit of tracking your spending.
</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>58</itunes:episode>
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      <title>How to save money fast without cutting what matters</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W12E2 #savemoney #cutcosts #plantospend</p>
]]></description>
      <pubDate>Tue, 9 Mar 2021 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W12E2 #savemoney #cutcosts #plantospend</p>
]]></content:encoded>
      <enclosure length="9991041" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/36156635-bcd0-4404-8041-9afc1c860809/audio/269c1ec1-07f9-4527-9160-3b4bd5cc76f8/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>How to save money fast without cutting what matters</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:10:25</itunes:duration>
      <itunes:summary>When needing to cut costs, people typically have a visceral reaction due to how this may impact their lifestyle. However, this is mainly due to not actually knowing where the money was being spent and not knowing what could feasibly be cut. Looking closely at how much is being spent and where it provides power to then reduce those areas that don’t add to quality of life. Being intentional where the income from life energy is spent will ensure that money isn’t spent on goods and services that do not add value.</itunes:summary>
      <itunes:subtitle>When needing to cut costs, people typically have a visceral reaction due to how this may impact their lifestyle. However, this is mainly due to not actually knowing where the money was being spent and not knowing what could feasibly be cut. Looking closely at how much is being spent and where it provides power to then reduce those areas that don’t add to quality of life. Being intentional where the income from life energy is spent will ensure that money isn’t spent on goods and services that do not add value.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>57</itunes:episode>
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    <item>
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      <title>How much to save for retirement?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W12E1 #retirementsavings #retirement #stepstoretire</p>
]]></description>
      <pubDate>Mon, 8 Mar 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W12E1 #retirementsavings #retirement #stepstoretire</p>
]]></content:encoded>
      <enclosure length="11404580" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/8e78f010-888d-44b2-874f-3fcebe9e0ff5/audio/67159980-a6d0-46ec-b7ac-52f873a667a7/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>How much to save for retirement?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:11:53</itunes:duration>
      <itunes:summary>Most people don’t know where to start when it comes to retirement savings. These steps have been broken-down into four steps to follow in order to ensure that there is intentionality on a regular basis. Before setting up your retirement plan, you must have a good why. Why contribute to retirement, what is your end-game? Beyond just investing it’s important to not build a future living without considering building a life along the way.</itunes:summary>
      <itunes:subtitle>Most people don’t know where to start when it comes to retirement savings. These steps have been broken-down into four steps to follow in order to ensure that there is intentionality on a regular basis. Before setting up your retirement plan, you must have a good why. Why contribute to retirement, what is your end-game? Beyond just investing it’s important to not build a future living without considering building a life along the way.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>56</itunes:episode>
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      <title>5 steps to avoid student loans? (Part 2)</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W11E4 #studentloans #studentdebt #studentloansuspension</p>
]]></description>
      <pubDate>Fri, 5 Mar 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W11E4 #studentloans #studentdebt #studentloansuspension</p>
]]></content:encoded>
      <enclosure length="7583597" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/fff7af58-98fd-4d25-b1f0-b4c59db0e5fa/audio/741e1189-35d2-4731-ac2b-085043f76dd6/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>5 steps to avoid student loans? (Part 2)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:54</itunes:duration>
      <itunes:summary>The student loan crisis is massive, over $1.5 trillion massive. Even though there is currently talk around debt forgiveness, there are many concerns around how this debt will impact society going-forward. In the meantime there is a student loan suspension effective until the latter part of 2021. This prevents the discouraging figures (temporarily) around defaults. Having a plan to intentionally prevent taking on student loans is key as to prevent joining the 45 million people with student loan debt.</itunes:summary>
      <itunes:subtitle>The student loan crisis is massive, over $1.5 trillion massive. Even though there is currently talk around debt forgiveness, there are many concerns around how this debt will impact society going-forward. In the meantime there is a student loan suspension effective until the latter part of 2021. This prevents the discouraging figures (temporarily) around defaults. Having a plan to intentionally prevent taking on student loans is key as to prevent joining the 45 million people with student loan debt.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>55</itunes:episode>
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    <item>
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      <title>5 steps to avoid student loans? (Part 1)</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W11E4 #studentloans #studentdebt #studentloansuspension</p>
]]></description>
      <pubDate>Thu, 4 Mar 2021 12:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W11E4 #studentloans #studentdebt #studentloansuspension</p>
]]></content:encoded>
      <enclosure length="9479878" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/2bb66bff-cf70-47cb-bf99-15d67d6be8b0/audio/00368a26-04fb-48eb-a330-cd31525f66fa/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>5 steps to avoid student loans? (Part 1)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:53</itunes:duration>
      <itunes:summary>The student loan crisis is massive, over $1.5 trillion massive. Even though there is currently talk around debt forgiveness, there are many concerns around how this debt will impact society going-forward. In the meantime there is a student loan suspension effective until the latter part of 2021. This prevents the discouraging figures (temporarily) around defaults. Having a plan to intentionally prevent taking on student loans is key as to prevent joining the 45 million people with student loan debt.</itunes:summary>
      <itunes:subtitle>The student loan crisis is massive, over $1.5 trillion massive. Even though there is currently talk around debt forgiveness, there are many concerns around how this debt will impact society going-forward. In the meantime there is a student loan suspension effective until the latter part of 2021. This prevents the discouraging figures (temporarily) around defaults. Having a plan to intentionally prevent taking on student loans is key as to prevent joining the 45 million people with student loan debt.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>54</itunes:episode>
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      <title>Is a College Degree Worth It? (Part 2)</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W11E3 #college #studentloans #degree</p>
]]></description>
      <pubDate>Wed, 3 Mar 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W11E3 #college #studentloans #degree</p>
]]></content:encoded>
      <enclosure length="11503218" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/5d1df01a-dc53-4791-8b42-63d321bb33fd/audio/6d71b978-5738-4f17-be49-cd43a46af6e9/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Is a College Degree Worth It? (Part 2)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:11:59</itunes:duration>
      <itunes:summary>The question of whether a college degree is still worth it has been a hot button topic in recent years. Looking into the data the answer is clearer than you would think. Breaking this down into four components including unemployment rates, income levels, turning income into wealth, and intangibles like discipline in life present a compelling storyline. With this information, ensuring that you seek a degree with market demand, high income potential, from a low-cost accredited school is key to make sure that the degree is worth the time, energy, and resources.</itunes:summary>
      <itunes:subtitle>The question of whether a college degree is still worth it has been a hot button topic in recent years. Looking into the data the answer is clearer than you would think. Breaking this down into four components including unemployment rates, income levels, turning income into wealth, and intangibles like discipline in life present a compelling storyline. With this information, ensuring that you seek a degree with market demand, high income potential, from a low-cost accredited school is key to make sure that the degree is worth the time, energy, and resources.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>53</itunes:episode>
    </item>
    <item>
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      <title>Is a College Degree Worth It? (Part 1)</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W11E2 #college #studentloans #degree</p>
]]></description>
      <pubDate>Tue, 2 Mar 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W11E2 #college #studentloans #degree</p>
]]></content:encoded>
      <enclosure length="11007518" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/bdfec3f3-8c42-4840-97d8-8eab72f4c51c/audio/bb4530e0-e8bf-4eeb-a9ab-12cff6963a0e/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Is a College Degree Worth It? (Part 1)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:11:28</itunes:duration>
      <itunes:summary>The question of whether a college degree is still worth it has been a hot button topic in recent years. Looking into the data the answer is clearer than you would think. Breaking this down into four components including unemployment rates, income levels, turning income into wealth, and intangibles like discipline in life present a compelling storyline. With this information, ensuring that you seek a degree with market demand, high income potential, from a low-cost accredited school is key to make sure that the degree is worth the time, energy, and resources.</itunes:summary>
      <itunes:subtitle>The question of whether a college degree is still worth it has been a hot button topic in recent years. Looking into the data the answer is clearer than you would think. Breaking this down into four components including unemployment rates, income levels, turning income into wealth, and intangibles like discipline in life present a compelling storyline. With this information, ensuring that you seek a degree with market demand, high income potential, from a low-cost accredited school is key to make sure that the degree is worth the time, energy, and resources.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>52</itunes:episode>
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    <item>
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      <title>Financial Grit</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W11E1 #financialhope #content #legacy</p>
]]></description>
      <pubDate>Mon, 1 Mar 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W11E1 #financialhope #content #legacy</p>
]]></content:encoded>
      <enclosure length="10487577" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/6be25f67-be05-45f1-9993-cebe8e0461dd/audio/9ba7a41f-84f0-4ac8-a608-524593a312fe/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Financial Grit</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:10:56</itunes:duration>
      <itunes:summary>Our culture tells us to get out of any situation that’s difficult, rather than figuring a way to push through. This causes so many to give up before figuring out a solution to the challenge they are faced with. The story is no different with personal finances, as the picture is bleak for so many. The lack of contentment has caused us to try and keep up with others, not realizing that this can leave your finances in disarray with little hope of being able to clean up the mess. However, there is a solution and that solution starts with you choosing to push through rather than giving up.</itunes:summary>
      <itunes:subtitle>Our culture tells us to get out of any situation that’s difficult, rather than figuring a way to push through. This causes so many to give up before figuring out a solution to the challenge they are faced with. The story is no different with personal finances, as the picture is bleak for so many. The lack of contentment has caused us to try and keep up with others, not realizing that this can leave your finances in disarray with little hope of being able to clean up the mess. However, there is a solution and that solution starts with you choosing to push through rather than giving up.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>51</itunes:episode>
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    <item>
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      <title>The best get rich quick advice (Part 2)</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W10E5</p>
]]></description>
      <pubDate>Fri, 26 Feb 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W10E5</p>
]]></content:encoded>
      <enclosure length="6884769" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/2c9c6c90-afe4-4cec-af25-acfde9e0abeb/audio/3a3ca574-710d-405d-b8cc-44ad556ed0bc/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>The best get rich quick advice (Part 2)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:11</itunes:duration>
      <itunes:summary>We have all seen guru’s who have caught our attention through selling some kind of get rich quick scheme. Luring us in as a means of escaping what more than ¾ of American’s are trying to escape, their day jobs. What these guru’s don’t tell us is that success typically happens and is maintained over time. However, many don’t realize that financial literacy and wealth building is a muscle that has to be built over time as well. The underlying key is to live a life of purpose, which will ensure you are living with the right why.</itunes:summary>
      <itunes:subtitle>We have all seen guru’s who have caught our attention through selling some kind of get rich quick scheme. Luring us in as a means of escaping what more than ¾ of American’s are trying to escape, their day jobs. What these guru’s don’t tell us is that success typically happens and is maintained over time. However, many don’t realize that financial literacy and wealth building is a muscle that has to be built over time as well. The underlying key is to live a life of purpose, which will ensure you are living with the right why.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>50</itunes:episode>
    </item>
    <item>
      <guid isPermaLink="false">4f23e844-70e9-4f8a-b368-731e9ca7b237</guid>
      <title>The best get rich quick advice (Part 1)</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W10E4</p>
]]></description>
      <pubDate>Thu, 25 Feb 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W10E4</p>
]]></content:encoded>
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      <itunes:title>The best get rich quick advice (Part 1)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:11</itunes:duration>
      <itunes:summary>We have all seen guru’s who have caught our attention through selling some kind of get rich quick scheme. Luring us in as a means of escaping what more than ¾ of American’s are trying to escape, their day jobs. What these guru’s don’t tell us is that success typically happens and is maintained over time. However, many don’t realize that financial literacy and wealth building is a muscle that has to be built over time as well. The underlying key is to live a life of purpose, which will ensure you are living with the right why.</itunes:summary>
      <itunes:subtitle>We have all seen guru’s who have caught our attention through selling some kind of get rich quick scheme. Luring us in as a means of escaping what more than ¾ of American’s are trying to escape, their day jobs. What these guru’s don’t tell us is that success typically happens and is maintained over time. However, many don’t realize that financial literacy and wealth building is a muscle that has to be built over time as well. The underlying key is to live a life of purpose, which will ensure you are living with the right why.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>49</itunes:episode>
    </item>
    <item>
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      <title>How much should I save? (Part 2)</title>
      <description><![CDATA[<p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #savings, #emergency fund #rainydayfund W10E3</p>
]]></description>
      <pubDate>Wed, 24 Feb 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #savings, #emergency fund #rainydayfund W10E3</p>
]]></content:encoded>
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      <itunes:title>How much should I save? (Part 2)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:08</itunes:duration>
      <itunes:summary>It can be difficult to know how much you should save on a monthly basis and what target you are actually aiming at. There are a lot of differing viewpoints when it comes to how much savings you should have in place, so reviewing the savings rate as well as benchmarks to hit are key. This is reviewed based on four steps in order to build up your savings until you have at least six months of living expenses with the goal of protecting your lifestyle in the event of income loss. 
Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</itunes:summary>
      <itunes:subtitle>It can be difficult to know how much you should save on a monthly basis and what target you are actually aiming at. There are a lot of differing viewpoints when it comes to how much savings you should have in place, so reviewing the savings rate as well as benchmarks to hit are key. This is reviewed based on four steps in order to build up your savings until you have at least six months of living expenses with the goal of protecting your lifestyle in the event of income loss. 
Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>48</itunes:episode>
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    <item>
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      <title>How much should I save? (Part 1)</title>
      <description><![CDATA[<p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #savings, #emergency fund #rainydayfund W10E2</p>
]]></description>
      <pubDate>Tue, 23 Feb 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #savings, #emergency fund #rainydayfund W10E2</p>
]]></content:encoded>
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      <itunes:title>How much should I save? (Part 1)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:48</itunes:duration>
      <itunes:summary>It can be difficult to know how much you should save on a monthly basis and what target you are actually aiming at. There are a lot of differing viewpoints when it comes to how much savings you should have in place, so reviewing the savings rate as well as benchmarks to hit are key. This is reviewed based on four steps in order to build up your savings until you have at least six months of living expenses with the goal of protecting your lifestyle in the event of income loss. 
Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</itunes:summary>
      <itunes:subtitle>It can be difficult to know how much you should save on a monthly basis and what target you are actually aiming at. There are a lot of differing viewpoints when it comes to how much savings you should have in place, so reviewing the savings rate as well as benchmarks to hit are key. This is reviewed based on four steps in order to build up your savings until you have at least six months of living expenses with the goal of protecting your lifestyle in the event of income loss. 
Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>47</itunes:episode>
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    <item>
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      <title>Overnight Success</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #millionaire #10000hourrule #wealth W10E1</p>
]]></description>
      <pubDate>Mon, 22 Feb 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #millionaire #10000hourrule #wealth W10E1</p>
]]></content:encoded>
      <enclosure length="8273648" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/8d0655c2-4783-4c4c-a4c7-96289d0b444f/audio/43613eb6-83fa-4b13-8e1c-937fb1368103/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Overnight Success</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:38</itunes:duration>
      <itunes:summary>It may seem easy to identify someone who has become an overnight success however, do they actually exist? Someone who may have been working for years to become acknowledged for their trade can so easily be treated as though they fell into it. But oftentimes you will find that the so-called overnight success has a long background of hard work, diligence, and perseverance to achieve this. There is something called the 10,000 hour rule that typically refers to a level of mastery to which those who have mastered their trade have typically surpassed.</itunes:summary>
      <itunes:subtitle>It may seem easy to identify someone who has become an overnight success however, do they actually exist? Someone who may have been working for years to become acknowledged for their trade can so easily be treated as though they fell into it. But oftentimes you will find that the so-called overnight success has a long background of hard work, diligence, and perseverance to achieve this. There is something called the 10,000 hour rule that typically refers to a level of mastery to which those who have mastered their trade have typically surpassed.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>46</itunes:episode>
    </item>
    <item>
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      <title>Unexpected Wealth</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W9E5</p>
]]></description>
      <pubDate>Fri, 19 Feb 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W9E5</p>
]]></content:encoded>
      <enclosure length="12874124" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/f30046d8-b5f4-4c09-948b-622ccda4e7e7/audio/acb82c8c-205a-4340-85f0-dad385a04aa1/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Unexpected Wealth</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:13:25</itunes:duration>
      <itunes:summary>When wanting to grow your wealth, it’s important to learn from those who have already chartered that path. Your income can and should create wealth if you automate your savings which is what most did in two large studies on millionaires found in the book the Millionaire Next Door and Everyday Millionaires. Wealth can be built quickly or slowly, but the key is actually preserving that wealth.</itunes:summary>
      <itunes:subtitle>When wanting to grow your wealth, it’s important to learn from those who have already chartered that path. Your income can and should create wealth if you automate your savings which is what most did in two large studies on millionaires found in the book the Millionaire Next Door and Everyday Millionaires. Wealth can be built quickly or slowly, but the key is actually preserving that wealth.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>45</itunes:episode>
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      <title>Mastering the offense of wealth building</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W9E4</p>
]]></description>
      <pubDate>Thu, 18 Feb 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W9E4</p>
]]></content:encoded>
      <enclosure length="8610941" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/e092516f-a66b-46d9-ab5a-44e930e89f9f/audio/192e46ef-8b6c-4737-b54b-e57cb33a238b/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Mastering the offense of wealth building</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:59</itunes:duration>
      <itunes:summary>Mastering the offense is the act of attacking. You may have heard that your income sources are your primary tool for building wealth. Your income minus what level of lifestyle you choose to live equals what’s left over to save. It’s important to first evaluate your income sources then whether that income has been spent on looking rich or whether it’s been invested in being wealthy. </itunes:summary>
      <itunes:subtitle>Mastering the offense is the act of attacking. You may have heard that your income sources are your primary tool for building wealth. Your income minus what level of lifestyle you choose to live equals what’s left over to save. It’s important to first evaluate your income sources then whether that income has been spent on looking rich or whether it’s been invested in being wealthy. </itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>44</itunes:episode>
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      <title>Mastering the defense of wealth preservation (Part 3)</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p> </p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Have a question? Contact Jared at jared@millennialmargin.com</p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com</p><p> </p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p>W9E1</p>
]]></description>
      <pubDate>Wed, 17 Feb 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p> </p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Have a question? Contact Jared at jared@millennialmargin.com</p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com</p><p> </p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p>W9E1</p>
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      <itunes:title>Mastering the defense of wealth preservation (Part 3)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:19</itunes:duration>
      <itunes:summary>We’ve all probably heard the saying that the best defense is a good offense. Although this is not typically applied to personal finance, when it is, this advice can be detrimental. Both a good defense and a good offense is necessary to build and maintain your wealth. Defense focuses on protecting against attack by holding the line. Protecting what has been accomplished thus far. This is broken into three main categories to explore in order to ensure that you have built-in a protection against attack. </itunes:summary>
      <itunes:subtitle>We’ve all probably heard the saying that the best defense is a good offense. Although this is not typically applied to personal finance, when it is, this advice can be detrimental. Both a good defense and a good offense is necessary to build and maintain your wealth. Defense focuses on protecting against attack by holding the line. Protecting what has been accomplished thus far. This is broken into three main categories to explore in order to ensure that you have built-in a protection against attack. </itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>43</itunes:episode>
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      <title>Mastering the defense of wealth preservation (Part 2)</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p> </p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Have a question? Contact Jared at jared@millennialmargin.com</p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p>W9E1</p>
]]></description>
      <pubDate>Tue, 16 Feb 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p> </p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Have a question? Contact Jared at jared@millennialmargin.com</p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com</p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p>W9E1</p>
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      <itunes:title>Mastering the defense of wealth preservation (Part 2)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:42</itunes:duration>
      <itunes:summary>We’ve all probably heard the saying that the best defense is a good offense. Although this is not typically applied to personal finance, when it is, this advice can be detrimental. Both a good defense and a good offense is necessary to build and maintain your wealth. Defense focuses on protecting against attack by holding the line. Protecting what has been accomplished thus far. This is broken into three main categories to explore in order to ensure that you have built-in a protection against attack. </itunes:summary>
      <itunes:subtitle>We’ve all probably heard the saying that the best defense is a good offense. Although this is not typically applied to personal finance, when it is, this advice can be detrimental. Both a good defense and a good offense is necessary to build and maintain your wealth. Defense focuses on protecting against attack by holding the line. Protecting what has been accomplished thus far. This is broken into three main categories to explore in order to ensure that you have built-in a protection against attack. </itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>42</itunes:episode>
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    <item>
      <guid isPermaLink="false">d85ee711-d920-40e5-b5a0-9de1b6ff4ed3</guid>
      <title>Mastering the defense of wealth preservation (Part 1)</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p> </p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Have a question? Contact Jared at jared@millennialmargin.com</p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com</p><p> </p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p> </p><p>W9E1</p>
]]></description>
      <pubDate>Mon, 15 Feb 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p> </p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Have a question? Contact Jared at jared@millennialmargin.com</p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com</p><p> </p><p>Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p> </p><p>W9E1</p>
]]></content:encoded>
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      <itunes:title>Mastering the defense of wealth preservation (Part 1)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:25</itunes:duration>
      <itunes:summary>We’ve all probably heard the saying that the best defense is a good offense. Although this is not typically applied to personal finance, when it is, this advice can be detrimental. Both a good defense and a good offense is necessary to build and maintain your wealth. Defense focuses on protecting against attack by holding the line. Protecting what has been accomplished thus far. This is broken into three main categories to explore in order to ensure that you have built-in a protection against attack. </itunes:summary>
      <itunes:subtitle>We’ve all probably heard the saying that the best defense is a good offense. Although this is not typically applied to personal finance, when it is, this advice can be detrimental. Both a good defense and a good offense is necessary to build and maintain your wealth. Defense focuses on protecting against attack by holding the line. Protecting what has been accomplished thus far. This is broken into three main categories to explore in order to ensure that you have built-in a protection against attack. </itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>41</itunes:episode>
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    <item>
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      <title>Why should you save money? (Part 2)</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W8E5 #consumerism #economy #savings</p>
]]></description>
      <pubDate>Fri, 12 Feb 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W8E5 #consumerism #economy #savings</p>
]]></content:encoded>
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      <itunes:title>Why should you save money? (Part 2)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:10:00</itunes:duration>
      <itunes:summary>There are so many ways to spend these days causing it to be more and more difficult to decipher between wants and needs, not to mention forgoing purchasing in order to save. Oftentimes people spend needlessly due to not having a big enough why to save. It’s important to not only define why it’s important to save, but where to put that savings, and how much to save in the first place. Ironically American’s have actually saved much more lately than historically due to uncertainty, but will this uncertainty change behavior or is it just temporal?</itunes:summary>
      <itunes:subtitle>There are so many ways to spend these days causing it to be more and more difficult to decipher between wants and needs, not to mention forgoing purchasing in order to save. Oftentimes people spend needlessly due to not having a big enough why to save. It’s important to not only define why it’s important to save, but where to put that savings, and how much to save in the first place. Ironically American’s have actually saved much more lately than historically due to uncertainty, but will this uncertainty change behavior or is it just temporal?</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>40</itunes:episode>
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    <item>
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      <title>Why should you save money? (Part 1)</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #consumerism #economy #savings W8E4</p>
]]></description>
      <pubDate>Thu, 11 Feb 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #consumerism #economy #savings W8E4</p>
]]></content:encoded>
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      <itunes:title>Why should you save money? (Part 1)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:54</itunes:duration>
      <itunes:summary>There are so many ways to spend these days causing it to be more and more difficult to decipher between wants and needs, not to mention forgoing purchasing in order to save. Oftentimes people spend needlessly due to not having a big enough why to save. It’s important to not only define why it’s important to save, but where to put that savings, and how much to save in the first place. Ironically American’s have actually saved much more lately than historically due to uncertainty, but will this uncertainty change behavior or is it just temporal?</itunes:summary>
      <itunes:subtitle>There are so many ways to spend these days causing it to be more and more difficult to decipher between wants and needs, not to mention forgoing purchasing in order to save. Oftentimes people spend needlessly due to not having a big enough why to save. It’s important to not only define why it’s important to save, but where to put that savings, and how much to save in the first place. Ironically American’s have actually saved much more lately than historically due to uncertainty, but will this uncertainty change behavior or is it just temporal?</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>39</itunes:episode>
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      <title>12 steps for debt payoff</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W8E3 #debtstacking #debtavalanche #debtsnowball</p>
]]></description>
      <pubDate>Wed, 10 Feb 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W8E3 #debtstacking #debtavalanche #debtsnowball</p>
]]></content:encoded>
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      <itunes:title>12 steps for debt payoff</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:12:06</itunes:duration>
      <itunes:summary>Stress and risk are not typically considerations when people look at taking out some sort of loan however, 80% of the population has some sort or form of debt. As you further build-out your Plan to Spend it will be crucial to factor in a debt payoff plan. Now most of us have heard of the Debt Stacking Method or Debt Avalanche Method, as well as the Debt Snowball Method. However, being that margin is the focus as we build options into your personal finances a method has been developed to specifically focus-in on that. We have all heard that it’s easy to get into debt, but not so easy to get out of it. Being that there is not a quick fix to getting out of debt, following a 12-step process may be just the solution for you.</itunes:summary>
      <itunes:subtitle>Stress and risk are not typically considerations when people look at taking out some sort of loan however, 80% of the population has some sort or form of debt. As you further build-out your Plan to Spend it will be crucial to factor in a debt payoff plan. Now most of us have heard of the Debt Stacking Method or Debt Avalanche Method, as well as the Debt Snowball Method. However, being that margin is the focus as we build options into your personal finances a method has been developed to specifically focus-in on that. We have all heard that it’s easy to get into debt, but not so easy to get out of it. Being that there is not a quick fix to getting out of debt, following a 12-step process may be just the solution for you.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>38</itunes:episode>
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      <title>5 Key Steps to Managing Debt in Uncertain Times (Part 2)</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #limitspending #mortgage #autoloan W8E2</p>
]]></description>
      <pubDate>Tue, 9 Feb 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. #limitspending #mortgage #autoloan W8E2</p>
]]></content:encoded>
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      <itunes:title>5 Key Steps to Managing Debt in Uncertain Times (Part 2)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:06:55</itunes:duration>
      <itunes:summary>In uncertain times it is especially important to properly view the debt that you are carrying and how to best strategically look at reorganizing that debt in order to give you options. There have been far too many individuals and even businesses that simply limited their options by not managing their cash. In a time like this, managing your options is key. Properly managing your debt will ensure that you are maximizing your savings and available credit lines, minimizing unnecessary spending, optimizing the terms of your housing costs, and ensuring that your transportation costs are streamlined. However, the most important factor when preparing for or in uncertain times is how well you respond. Responding with a clear mind while implementing a plan of action that you have already developed will ensure you do not box yourself in. This will keep your options open and in-turn protect and even create margin.</itunes:summary>
      <itunes:subtitle>In uncertain times it is especially important to properly view the debt that you are carrying and how to best strategically look at reorganizing that debt in order to give you options. There have been far too many individuals and even businesses that simply limited their options by not managing their cash. In a time like this, managing your options is key. Properly managing your debt will ensure that you are maximizing your savings and available credit lines, minimizing unnecessary spending, optimizing the terms of your housing costs, and ensuring that your transportation costs are streamlined. However, the most important factor when preparing for or in uncertain times is how well you respond. Responding with a clear mind while implementing a plan of action that you have already developed will ensure you do not box yourself in. This will keep your options open and in-turn protect and even create margin.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>37</itunes:episode>
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    <item>
      <guid isPermaLink="false">aec8d436-0ca3-47da-aef4-278e32e3fba8</guid>
      <title>Key Steps to Managing Debt in Uncertain Times (Part 1)</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W8E1</p>
]]></description>
      <pubDate>Mon, 8 Feb 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W8E1</p>
]]></content:encoded>
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      <itunes:title>Key Steps to Managing Debt in Uncertain Times (Part 1)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:34</itunes:duration>
      <itunes:summary>In uncertain times it is especially important to properly view the debt that you are carrying and how to best strategically look at reorganizing that debt in order to give you options. There have been far too many individuals and even businesses that simply limited their options by not managing their cash. In a time like this, managing your options is key. Properly managing your debt will ensure that you are maximizing your savings and available credit lines, minimizing unnecessary spending, optimizing the terms of your housing costs, and ensuring that your transportation costs are streamlined. However, the most important factor when preparing for or in uncertain times is how well you respond. Responding with a clear mind while implementing a plan of action that you have already developed will ensure you do not box yourself in. This will keep your options open and in-turn protect and even create margin.</itunes:summary>
      <itunes:subtitle>In uncertain times it is especially important to properly view the debt that you are carrying and how to best strategically look at reorganizing that debt in order to give you options. There have been far too many individuals and even businesses that simply limited their options by not managing their cash. In a time like this, managing your options is key. Properly managing your debt will ensure that you are maximizing your savings and available credit lines, minimizing unnecessary spending, optimizing the terms of your housing costs, and ensuring that your transportation costs are streamlined. However, the most important factor when preparing for or in uncertain times is how well you respond. Responding with a clear mind while implementing a plan of action that you have already developed will ensure you do not box yourself in. This will keep your options open and in-turn protect and even create margin.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>36</itunes:episode>
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      <title>Types of Personal Loans (Part 2)</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W7E5</p>
]]></description>
      <pubDate>Fri, 5 Feb 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W7E5</p>
]]></content:encoded>
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      <itunes:title>Types of Personal Loans (Part 2)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:04</itunes:duration>
      <itunes:summary>There are four types of unsecured loan types that people typically take out to cover projects, emergencies, or shortfalls in their financial needs. These are a personal loan or signature loan, personal line of credit otherwise known as a PLOC, a credit card cash advance, and a Payday loan. We will be reviewing each type along with the pros and cons of each. Now not all unsecured loans are created equal, so you have to be especially careful to ensure that if you are utilizing an unsecured loan that makes sense for you.</itunes:summary>
      <itunes:subtitle>There are four types of unsecured loan types that people typically take out to cover projects, emergencies, or shortfalls in their financial needs. These are a personal loan or signature loan, personal line of credit otherwise known as a PLOC, a credit card cash advance, and a Payday loan. We will be reviewing each type along with the pros and cons of each. Now not all unsecured loans are created equal, so you have to be especially careful to ensure that if you are utilizing an unsecured loan that makes sense for you.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>35</itunes:episode>
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      <title>Types of Personal Loans (Part 1)</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W7E4</p>
]]></description>
      <pubDate>Thu, 4 Feb 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W7E4</p>
]]></content:encoded>
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      <itunes:title>Types of Personal Loans (Part 1)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:30</itunes:duration>
      <itunes:summary>There are four types of unsecured loan types that people typically take out to cover projects, emergencies, or shortfalls in their financial needs. These are a personal loan or signature loan, personal line of credit otherwise known as a PLOC, a credit card cash advance, and a Payday loan. We will be reviewing each type along with the pros and cons of each. Now not all unsecured loans are created equal, so you have to be especially careful to ensure that if you are utilizing an unsecured loan that makes sense for you.</itunes:summary>
      <itunes:subtitle>There are four types of unsecured loan types that people typically take out to cover projects, emergencies, or shortfalls in their financial needs. These are a personal loan or signature loan, personal line of credit otherwise known as a PLOC, a credit card cash advance, and a Payday loan. We will be reviewing each type along with the pros and cons of each. Now not all unsecured loans are created equal, so you have to be especially careful to ensure that if you are utilizing an unsecured loan that makes sense for you.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>34</itunes:episode>
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      <title>9 benefits to utilizing a credit card for purchases</title>
      <description><![CDATA[<p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W7E3</p>
]]></description>
      <pubDate>Wed, 3 Feb 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W7E3</p>
]]></content:encoded>
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      <itunes:title>9 benefits to utilizing a credit card for purchases</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:36</itunes:duration>
      <itunes:summary>We have a tendency of spending more when spending with a credit card versus cash but there are strategic purchases that can be made that will protect you on certain purchases. It’s important to know what these benefits are and what they are in-place to protect as these free benefits can give you peace of mind when utilizing a credit card over cash.
Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</itunes:summary>
      <itunes:subtitle>We have a tendency of spending more when spending with a credit card versus cash but there are strategic purchases that can be made that will protect you on certain purchases. It’s important to know what these benefits are and what they are in-place to protect as these free benefits can give you peace of mind when utilizing a credit card over cash.
Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>33</itunes:episode>
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      <title>The best credit card of 2021</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W7E2</p>
]]></description>
      <pubDate>Tue, 2 Feb 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W7E2</p>
]]></content:encoded>
      <enclosure length="10605024" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/eb0b1173-d648-45cf-8626-c2a13aca6738/audio/3552b87a-20d3-4504-b087-2ac469042fc3/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>The best credit card of 2021</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:11:03</itunes:duration>
      <itunes:summary>When looking at a subjective topic like credit cards, it can be easy to get overwhelmed by the options and the opinions. As I have evaluated credit cards looking for one that had the best cash back and points program, I found one that seemed to fit best. I strategically utilize this card for purchases that there may be some level of purchase risk associated to. Typically this comes down to purchasing electronics or booking travel. It’s important to own your credit card, rather than your credit card owning you so choosing the card that fits your lifestyle is key.</itunes:summary>
      <itunes:subtitle>When looking at a subjective topic like credit cards, it can be easy to get overwhelmed by the options and the opinions. As I have evaluated credit cards looking for one that had the best cash back and points program, I found one that seemed to fit best. I strategically utilize this card for purchases that there may be some level of purchase risk associated to. Typically this comes down to purchasing electronics or booking travel. It’s important to own your credit card, rather than your credit card owning you so choosing the card that fits your lifestyle is key.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>32</itunes:episode>
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      <title>3 reasons credit cards are not an emergency fund</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W7E1</p><p> </p>
]]></description>
      <pubDate>Mon, 1 Feb 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W7E1</p><p> </p>
]]></content:encoded>
      <enclosure length="13015395" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/c7b7753f-1234-454d-aa28-78c29978d1be/audio/8271f1de-1c1d-4d7b-9d7d-2df119e0f74c/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>3 reasons credit cards are not an emergency fund</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:13:34</itunes:duration>
      <itunes:summary>Very few Americans have proper savings, but why is this? Having credit extended in a number of different ways gives people a false sense of security. Being that American’s habit to overspend has not changed, what are the risks that are seemingly unseen in using a credit card, personal loan, line-of-credit, or loan otherwise as an emergency fund? Many may not realize that credit cards in particular have limitations. In the event that you need to use credit for an emergency, you want to ensure that an emergency fund outside of credit is in-place to protect against digging a hole that you cannot climb out of.</itunes:summary>
      <itunes:subtitle>Very few Americans have proper savings, but why is this? Having credit extended in a number of different ways gives people a false sense of security. Being that American’s habit to overspend has not changed, what are the risks that are seemingly unseen in using a credit card, personal loan, line-of-credit, or loan otherwise as an emergency fund? Many may not realize that credit cards in particular have limitations. In the event that you need to use credit for an emergency, you want to ensure that an emergency fund outside of credit is in-place to protect against digging a hole that you cannot climb out of.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>31</itunes:episode>
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      <title>Credit card debt is crushing us</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p>W6E5</p>
]]></description>
      <pubDate>Fri, 29 Jan 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p>W6E5</p>
]]></content:encoded>
      <enclosure length="5991173" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/659bc54f-5a9f-40bb-84b3-3866fa96d555/audio/07476b2b-88c0-4225-8e2f-866d47ddc278/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Credit card debt is crushing us</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:06:15</itunes:duration>
      <itunes:summary>We are highly marketed-to from the credit card industry, which has contributed to record amounts of credit card accounts and revolving debt. These credit cards are crushing the ability of many American’s to build margin. Knowing that we spend more when we utilize credit cards, it is important to build in a plan for the credit card or cards you hold. In this series we will look at the purpose behind having a credit card, whether you have the right credit card, whether you are maximizing the benefits offered through the card as well as using your credit line properly.
</itunes:summary>
      <itunes:subtitle>We are highly marketed-to from the credit card industry, which has contributed to record amounts of credit card accounts and revolving debt. These credit cards are crushing the ability of many American’s to build margin. Knowing that we spend more when we utilize credit cards, it is important to build in a plan for the credit card or cards you hold. In this series we will look at the purpose behind having a credit card, whether you have the right credit card, whether you are maximizing the benefits offered through the card as well as using your credit line properly.
</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>30</itunes:episode>
    </item>
    <item>
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      <title>Replacing Lifestyle Creep with Margin (Part 2)</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W6E3 Part 2</p>
]]></description>
      <pubDate>Thu, 28 Jan 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W6E3 Part 2</p>
]]></content:encoded>
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      <itunes:title>Replacing Lifestyle Creep with Margin (Part 2)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:57</itunes:duration>
      <itunes:summary>Lifestyle creep can directly influence the amount of unsecured debt we carry and cause us to have little to no margin in our personal finances. Has your discretionary income increased therefore, increasing what you consider to be your basic needs? Well you’re not alone, today we are looking at 10 components that might be telling as to whether you are experiencing lifestyle creep. Daily decisions have a tendency of adding up quickly without necessarily realizing the impact that they are having on your financial margin. It’s easy to feel the pressure of media, marketing campaigns, family, friends, or even neighbors in influencing decisions, but the decision to make these purchases is on you.</itunes:summary>
      <itunes:subtitle>Lifestyle creep can directly influence the amount of unsecured debt we carry and cause us to have little to no margin in our personal finances. Has your discretionary income increased therefore, increasing what you consider to be your basic needs? Well you’re not alone, today we are looking at 10 components that might be telling as to whether you are experiencing lifestyle creep. Daily decisions have a tendency of adding up quickly without necessarily realizing the impact that they are having on your financial margin. It’s easy to feel the pressure of media, marketing campaigns, family, friends, or even neighbors in influencing decisions, but the decision to make these purchases is on you.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>29</itunes:episode>
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    <item>
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      <title>Replacing Lifestyle Creep with Margin (Part 1)</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p> </p><p>W6E3 Part 1</p>
]]></description>
      <pubDate>Wed, 27 Jan 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p> </p><p>W6E3 Part 1</p>
]]></content:encoded>
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      <itunes:title>Replacing Lifestyle Creep with Margin (Part 1)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:10:39</itunes:duration>
      <itunes:summary>Lifestyle creep can directly influence the amount of unsecured debt we carry and cause us to have little to no margin in our personal finances. Has your discretionary income increased therefore, increasing what you consider to be your basic needs? Well you’re not alone, today we are looking at 10 components that might be telling as to whether you are experiencing lifestyle creep. Daily decisions have a tendency of adding up quickly without necessarily realizing the impact that they are having on your financial margin. It’s easy to feel the pressure of media, marketing campaigns, family, friends, or even neighbors in influencing decisions, but the decision to make these purchases is on you.</itunes:summary>
      <itunes:subtitle>Lifestyle creep can directly influence the amount of unsecured debt we carry and cause us to have little to no margin in our personal finances. Has your discretionary income increased therefore, increasing what you consider to be your basic needs? Well you’re not alone, today we are looking at 10 components that might be telling as to whether you are experiencing lifestyle creep. Daily decisions have a tendency of adding up quickly without necessarily realizing the impact that they are having on your financial margin. It’s easy to feel the pressure of media, marketing campaigns, family, friends, or even neighbors in influencing decisions, but the decision to make these purchases is on you.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>28</itunes:episode>
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    <item>
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      <title>7 steps to downsize your lifestyle without anyone noticing (Part 2)</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p>W5E5 Part 2</p>
]]></description>
      <pubDate>Tue, 26 Jan 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p>W5E5 Part 2</p>
]]></content:encoded>
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      <itunes:title>7 steps to downsize your lifestyle without anyone noticing (Part 2)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:40</itunes:duration>
      <itunes:summary>Part 2: In part 2 of downsizing your lifestyle, I explain that people are usually more consumed with what they are doing to notice what you are. So often we think there are so many people watching, but when you scale back that lifestyle you may realize that the persona you were trying to uphold was only harming you. Margin was created to be a 12-month transformation process for your personal finances. I focus on Audit, Automate, and Augment and in this episode explain what that means. Part of this automating part of the process is determining what aspects of your finances have grown beyond what you can feasibly afford.</itunes:summary>
      <itunes:subtitle>Part 2: In part 2 of downsizing your lifestyle, I explain that people are usually more consumed with what they are doing to notice what you are. So often we think there are so many people watching, but when you scale back that lifestyle you may realize that the persona you were trying to uphold was only harming you. Margin was created to be a 12-month transformation process for your personal finances. I focus on Audit, Automate, and Augment and in this episode explain what that means. Part of this automating part of the process is determining what aspects of your finances have grown beyond what you can feasibly afford.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>27</itunes:episode>
    </item>
    <item>
      <guid isPermaLink="false">8922309f-037c-4dcd-b5ef-dde3f672b737</guid>
      <title>7 steps to downsize your lifestyle without anyone noticing (Part 1)</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W5E5 Part 1</p>
]]></description>
      <pubDate>Mon, 25 Jan 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W5E5 Part 1</p>
]]></content:encoded>
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      <itunes:title>7 steps to downsize your lifestyle without anyone noticing (Part 1)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:53</itunes:duration>
      <itunes:summary>Part 1: In part 1 of downsizing your lifestyle, I will begin to discuss a systematic plan for scaling-down your lifestyle without others seemingly noticing. Sometimes we just need a systematic plan like this to rewind our lifestyles to gain back margin. Oftentimes people can have a tough time slowing their spending, due to the life they are trying to uphold. Surprisingly, many times due simply to external pressures. This episode focuses on the quick wins to create margin.Credit: 7 steps to downsize your lifestyle without anyone noticing</itunes:summary>
      <itunes:subtitle>Part 1: In part 1 of downsizing your lifestyle, I will begin to discuss a systematic plan for scaling-down your lifestyle without others seemingly noticing. Sometimes we just need a systematic plan like this to rewind our lifestyles to gain back margin. Oftentimes people can have a tough time slowing their spending, due to the life they are trying to uphold. Surprisingly, many times due simply to external pressures. This episode focuses on the quick wins to create margin.Credit: 7 steps to downsize your lifestyle without anyone noticing</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>26</itunes:episode>
    </item>
    <item>
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      <title>Reverse Lifestyle Creep</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W5E4</p>
]]></description>
      <pubDate>Fri, 22 Jan 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W5E4</p>
]]></content:encoded>
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      <itunes:title>Reverse Lifestyle Creep</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:38</itunes:duration>
      <itunes:summary>It’s easy for our lifestyles to expand as we get that raise or have an additional income source, but it is a lot more difficult to reverse course and downsize. Our society is used to immediate results and instant gratification but oftentimes when we have inflated our lifestyles beyond our means, we cannot take the easy way out. When we have to slow down or even backup, we easily lose momentum in reaching our financial goals. So being watchful that our lifestyles are manageable is key. As people increase their quality of life, they can inadvertently negatively impact this by the stress in maintaining the lifestyle you have expanded to.</itunes:summary>
      <itunes:subtitle>It’s easy for our lifestyles to expand as we get that raise or have an additional income source, but it is a lot more difficult to reverse course and downsize. Our society is used to immediate results and instant gratification but oftentimes when we have inflated our lifestyles beyond our means, we cannot take the easy way out. When we have to slow down or even backup, we easily lose momentum in reaching our financial goals. So being watchful that our lifestyles are manageable is key. As people increase their quality of life, they can inadvertently negatively impact this by the stress in maintaining the lifestyle you have expanded to.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>25</itunes:episode>
    </item>
    <item>
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      <title>Avoid Lifestyle Creep</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p>W5E3</p>
]]></description>
      <pubDate>Thu, 21 Jan 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p>W5E3</p>
]]></content:encoded>
      <enclosure length="9939633" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/3583f033-2d8f-4a1a-8260-b42526f9c173/audio/6fac00e9-b120-470a-acf2-b22d5155ea24/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Avoid Lifestyle Creep</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:10:22</itunes:duration>
      <itunes:summary>Lifestyle creep is seemingly acceptable in our culture today. However, whether it’s our addiction to debt, our overconsumption, or our need to keep up with the proverbial Jones’, it is difficult to avoid the trap. Our lack of margin has caused this situation to become untenable. Although everything has a lifespan and a cycle, we seem to think that our finances and lifestyles are insulated from that. I will discuss what external pressures and needs are either non-essential or even frivolous and whether your lifestyle inflation is actually sustainable.</itunes:summary>
      <itunes:subtitle>Lifestyle creep is seemingly acceptable in our culture today. However, whether it’s our addiction to debt, our overconsumption, or our need to keep up with the proverbial Jones’, it is difficult to avoid the trap. Our lack of margin has caused this situation to become untenable. Although everything has a lifespan and a cycle, we seem to think that our finances and lifestyles are insulated from that. I will discuss what external pressures and needs are either non-essential or even frivolous and whether your lifestyle inflation is actually sustainable.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>24</itunes:episode>
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      <title>10 Steps to build your credit (Part 2)</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p>W5E2 Part 2</p>
]]></description>
      <pubDate>Wed, 20 Jan 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p>W5E2 Part 2</p>
]]></content:encoded>
      <enclosure length="5093814" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/45a616a1-26d9-4573-949e-bd12ed62b0bd/audio/9a6b990e-8da1-4c2c-9d18-a5f9bfda4767/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>10 Steps to build your credit (Part 2)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:05:19</itunes:duration>
      <itunes:summary>Part 2: In part 2 of the 10 steps to build your credit, I will discuss the importance of reviewing your credit on an annual basis, preferably going into a new year. This will ensure you are aware of what is being reported and prepared to act on any errors that may exist. It will be important to have this information in order to assist in building a Plan to Spend to pay down and off your debt in the proper order. This credit report looks at past behaviors, but your Plan to Spend is intended to look forward and assist in improving your decision-making. </itunes:summary>
      <itunes:subtitle>Part 2: In part 2 of the 10 steps to build your credit, I will discuss the importance of reviewing your credit on an annual basis, preferably going into a new year. This will ensure you are aware of what is being reported and prepared to act on any errors that may exist. It will be important to have this information in order to assist in building a Plan to Spend to pay down and off your debt in the proper order. This credit report looks at past behaviors, but your Plan to Spend is intended to look forward and assist in improving your decision-making. </itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>23</itunes:episode>
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      <title>10 Steps to build your credit (Part 1)</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. <br />W5E2 Part 1</p>
]]></description>
      <pubDate>Tue, 19 Jan 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. <br />W5E2 Part 1</p>
]]></content:encoded>
      <enclosure length="11622337" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/b387fc51-e49b-4aa6-81da-bb6cf5332f75/audio/17e08a2e-a6a9-4365-b2f8-c09f1db7dcaf/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>10 Steps to build your credit (Part 1)</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:12:07</itunes:duration>
      <itunes:summary>Part 1: In part 1 of the 10 steps to build your credit, we will discuss options when it comes to establishing and improving your credit score. It is easy to focus on the importance of having a good credit score and on managing credit well, while missing out on whether you are actually managing money well.</itunes:summary>
      <itunes:subtitle>Part 1: In part 1 of the 10 steps to build your credit, we will discuss options when it comes to establishing and improving your credit score. It is easy to focus on the importance of having a good credit score and on managing credit well, while missing out on whether you are actually managing money well.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>22</itunes:episode>
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      <title>Where did credit scores come from?</title>
      <description><![CDATA[<p>The credit scoring industry has two main players that have built scoring models in order to deem what types of credit and how much credit is good. It’s important to know the makeup of your own credit score, so in this episode we will look at when this industry emerged and how the three main credit reporting agencies look at your creditworthiness. I explain what a healthy credit score looks like and what options this score can open up if maintained. Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. </p><p>W5E1<br /> </p>
]]></description>
      <pubDate>Mon, 18 Jan 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>The credit scoring industry has two main players that have built scoring models in order to deem what types of credit and how much credit is good. It’s important to know the makeup of your own credit score, so in this episode we will look at when this industry emerged and how the three main credit reporting agencies look at your creditworthiness. I explain what a healthy credit score looks like and what options this score can open up if maintained. Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. </p><p>W5E1<br /> </p>
]]></content:encoded>
      <enclosure length="4965501" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/6f3c5070-da6a-47ae-95a7-1fa839cd5fbb/audio/b0a1753d-0d94-4d03-9b81-2c76a29b6c1c/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Where did credit scores come from?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:05:11</itunes:duration>
      <itunes:summary>The credit scoring industry has two main players that have built scoring models in order to deem what types of credit and how much credit is good. It’s important to know the makeup of your own credit score, so in this episode we will look at when this industry emerged and how the three main credit reporting agencies look at your creditworthiness. I explain what a healthy credit score looks like and what options this score can open up if maintained.</itunes:summary>
      <itunes:subtitle>The credit scoring industry has two main players that have built scoring models in order to deem what types of credit and how much credit is good. It’s important to know the makeup of your own credit score, so in this episode we will look at when this industry emerged and how the three main credit reporting agencies look at your creditworthiness. I explain what a healthy credit score looks like and what options this score can open up if maintained.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>21</itunes:episode>
    </item>
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      <title>We are Addicted to Debt</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W4E5</p>
]]></description>
      <pubDate>Fri, 15 Jan 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W4E5</p>
]]></content:encoded>
      <enclosure length="11091528" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/5259ac31-4d4f-4724-a5cf-c6ead9be9c48/audio/7d034981-c9ba-458c-aed8-3e5faba25f95/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>We are Addicted to Debt</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:11:34</itunes:duration>
      <itunes:summary>Since we are typically a product of our environment, we have seemingly become accustomed to placing as much of our lifestyle on credit as possible. However, with our average debt per individual ballooning to $51,900, we are left with no financial margin. We have $14.35 trillion in aggregate debt, with no plans of slowing down. Being that the majority of the population cannot cover a $1k emergency without going into debt, we utilize debt in many forms as a personal bailout plan. Unfortunately, many of this is further exacerbated by credit being further extended on unsecured debt products with high interest rates. The real question is, can you actually afford the lifestyle you live? Not can you afford the payments, but can you afford to purchase the lifestyle you have without debt?</itunes:summary>
      <itunes:subtitle>Since we are typically a product of our environment, we have seemingly become accustomed to placing as much of our lifestyle on credit as possible. However, with our average debt per individual ballooning to $51,900, we are left with no financial margin. We have $14.35 trillion in aggregate debt, with no plans of slowing down. Being that the majority of the population cannot cover a $1k emergency without going into debt, we utilize debt in many forms as a personal bailout plan. Unfortunately, many of this is further exacerbated by credit being further extended on unsecured debt products with high interest rates. The real question is, can you actually afford the lifestyle you live? Not can you afford the payments, but can you afford to purchase the lifestyle you have without debt?</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>20</itunes:episode>
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    <item>
      <guid isPermaLink="false">41358560-979c-4542-a79b-4faf9c42ac81</guid>
      <title>Our Nation is Addicted to Debt</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. </p><p> W4E4</p>
]]></description>
      <pubDate>Thu, 14 Jan 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. </p><p> W4E4</p>
]]></content:encoded>
      <enclosure length="10221337" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/7cee927d-60d5-4489-a297-232ad59752fd/audio/0d7f310d-0097-4527-836c-20c0857d7b02/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Our Nation is Addicted to Debt</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:10:39</itunes:duration>
      <itunes:summary>If you are living a life of quiet desperation in regards to your money and more specifically your debt you’re not alone. It is easy to get into debt, but it is not so easy to get out of debt and our economy being fueled by a debt culture is creating this environment. The U.S. debt has skyrocketed by 400% over the last 12-years to $27.5 trillion. From a consumer standpoint, where does that leave us? Being a product of our society, do we see the addiction to debt or has living beyond our means become the new status quo.</itunes:summary>
      <itunes:subtitle>If you are living a life of quiet desperation in regards to your money and more specifically your debt you’re not alone. It is easy to get into debt, but it is not so easy to get out of debt and our economy being fueled by a debt culture is creating this environment. The U.S. debt has skyrocketed by 400% over the last 12-years to $27.5 trillion. From a consumer standpoint, where does that leave us? Being a product of our society, do we see the addiction to debt or has living beyond our means become the new status quo.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>19</itunes:episode>
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    <item>
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      <title>How’s your relationship with money?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p>W4E3</p>
]]></description>
      <pubDate>Wed, 13 Jan 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p>W4E3</p>
]]></content:encoded>
      <enclosure length="10037853" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/8f44f8cb-e2a7-49e0-9c90-11a2391f250a/audio/2c99edec-af54-4e92-a94e-55723355b5a6/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>How’s your relationship with money?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:10:28</itunes:duration>
      <itunes:summary>Everyone has some kind of a relationship with money, whether positive, negative, or indifferent. If you are working as a cog in someone’s business or maybe even your own business, are you doing this out of fear or is this where you want to be? So many do not actively manage their finances and leave it to chance. Instead my goal is to help you focus on how to audit where you’re at, automate your process for managing your finances, then augment your finances to grow your wealth. We win at what we focus on, so although you may be facing a financial obstacle of some kind, there is hope. Focus not on the obstacle, but on where you want to be with your finances correcting your relationship with money.</itunes:summary>
      <itunes:subtitle>Everyone has some kind of a relationship with money, whether positive, negative, or indifferent. If you are working as a cog in someone’s business or maybe even your own business, are you doing this out of fear or is this where you want to be? So many do not actively manage their finances and leave it to chance. Instead my goal is to help you focus on how to audit where you’re at, automate your process for managing your finances, then augment your finances to grow your wealth. We win at what we focus on, so although you may be facing a financial obstacle of some kind, there is hope. Focus not on the obstacle, but on where you want to be with your finances correcting your relationship with money.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>18</itunes:episode>
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    <item>
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      <title>Everyone has financial obstacles</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p>W4E2</p>
]]></description>
      <pubDate>Tue, 12 Jan 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.</p><p>W4E2</p>
]]></content:encoded>
      <enclosure length="9096191" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/1c8c9ba7-9177-42df-a88a-15e9cbbe2b98/audio/589faf67-46ae-40d5-af67-63e5977a902d/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Everyone has financial obstacles</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:29</itunes:duration>
      <itunes:summary>We have all experienced some kind of financial setback in life. So if this is the case, we need to allow these setbacks to refine us instead of define us. Once we get past the hurdle it can be difficult to know whether we actually learned the lesson or simply stopped short. Have your excuses for why you are where you are in your personal finances trumped the dreams you had for your finances and if so, how do you ensure that the money you are working hard to earn works for you instead of you working for it? It is said there are only three things you can do with money; give, save, or spend, so how are you strategically planning for where your finances need to go?
</itunes:summary>
      <itunes:subtitle>We have all experienced some kind of financial setback in life. So if this is the case, we need to allow these setbacks to refine us instead of define us. Once we get past the hurdle it can be difficult to know whether we actually learned the lesson or simply stopped short. Have your excuses for why you are where you are in your personal finances trumped the dreams you had for your finances and if so, how do you ensure that the money you are working hard to earn works for you instead of you working for it? It is said there are only three things you can do with money; give, save, or spend, so how are you strategically planning for where your finances need to go?
</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>17</itunes:episode>
    </item>
    <item>
      <guid isPermaLink="false">728616dd-3ba8-4920-b63a-0c581675a8f8</guid>
      <title>Intro to Debt</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W4E1</p>
]]></description>
      <pubDate>Mon, 11 Jan 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W4E1</p>
]]></content:encoded>
      <enclosure length="7881603" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/148057a2-5a16-4e53-b188-627b4d228dc6/audio/46c36525-44d1-4a04-8b15-72eef2f64ad0/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Intro to Debt</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:13</itunes:duration>
      <itunes:summary>Let’s face it, no one likes to talk about debt especially their own. However, almost 80% of us have some form of debt. If debt is such a massive issue though, then why are we not serious about resolving it. In our culture you have to have credit, to get into debt, to then build your credit based on credit lines, to show you’re responsible, to then build your credit score and get into more debt. This is a vicious cycle that is so easy to get trapped by, but just because you master managing your credit score, doesn’t mean you actually manage money well.</itunes:summary>
      <itunes:subtitle>Let’s face it, no one likes to talk about debt especially their own. However, almost 80% of us have some form of debt. If debt is such a massive issue though, then why are we not serious about resolving it. In our culture you have to have credit, to get into debt, to then build your credit based on credit lines, to show you’re responsible, to then build your credit score and get into more debt. This is a vicious cycle that is so easy to get trapped by, but just because you master managing your credit score, doesn’t mean you actually manage money well.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>16</itunes:episode>
    </item>
    <item>
      <guid isPermaLink="false">ebb3b752-1a8e-4316-a5df-40434ce1a9de</guid>
      <title>How to build your Plan to Spend: What you need to build a budget</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W3E5</p>
]]></description>
      <pubDate>Fri, 8 Jan 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W3E5</p>
]]></content:encoded>
      <enclosure length="12439030" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/a6038144-40e4-4c4d-a26d-13a8a3c6edc9/audio/5c479a17-36d4-473d-858c-d3f38b962d37/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>How to build your Plan to Spend: What you need to build a budget</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:12:58</itunes:duration>
      <itunes:summary>Let’s take a look at where you derive your income from and what expenses you have. Breaking your expenses into categories to monitor is key. This is especially important when looking at categories within your Plan to Spend that matter most to you and how to build a budget around that. Don’t prioritize your spending based on the spending of those around you, base it on what adds the most value to you.</itunes:summary>
      <itunes:subtitle>Let’s take a look at where you derive your income from and what expenses you have. Breaking your expenses into categories to monitor is key. This is especially important when looking at categories within your Plan to Spend that matter most to you and how to build a budget around that. Don’t prioritize your spending based on the spending of those around you, base it on what adds the most value to you.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>15</itunes:episode>
    </item>
    <item>
      <guid isPermaLink="false">480f96a8-b58a-44db-a92c-d320e8b36ec3</guid>
      <title>Where to start to build a Plan to Spend: Resources to build a budget</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W3E4</p>
]]></description>
      <pubDate>Thu, 7 Jan 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W3E4</p>
]]></content:encoded>
      <enclosure length="6873903" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/f62c048e-f605-4bef-a233-6badbb957053/audio/83c000dd-f936-4e39-b585-d8592d7d6a2b/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Where to start to build a Plan to Spend: Resources to build a budget</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:07:10</itunes:duration>
      <itunes:summary>Many people do not know where to start to build their budget, so let&apos;s review a few products that are available to you for free. Then let&apos;s look back at the last 90 days of your bank and credit card statements to see where you have been spending your money. Take an objective approach in reviewing these, so that you can make adjustments going forward by utilizing a budgeting software to track your inflow and outflow.</itunes:summary>
      <itunes:subtitle>Many people do not know where to start to build their budget, so let&apos;s review a few products that are available to you for free. Then let&apos;s look back at the last 90 days of your bank and credit card statements to see where you have been spending your money. Take an objective approach in reviewing these, so that you can make adjustments going forward by utilizing a budgeting software to track your inflow and outflow.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>14</itunes:episode>
    </item>
    <item>
      <guid isPermaLink="false">ca5eb57c-f5c4-498a-9ce2-377f6f677286</guid>
      <title>Plan to Spend: Why budget?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W3E3</p>
]]></description>
      <pubDate>Wed, 6 Jan 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W3E3</p>
]]></content:encoded>
      <enclosure length="6177165" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/4675e6ab-cc5d-4be5-9134-0f77bc8a3aa7/audio/cd38ce4c-14a0-41d2-8849-6c4c68f88b48/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Plan to Spend: Why budget?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:06:27</itunes:duration>
      <itunes:summary>Although it is important to build a Plan to Spend, many of us struggle to build, manage, or monitor a budget. This causes us to unknowingly back ourselves into a corner by having perceived freedom instead of real freedom in our finances. Seeing money as a tool that you utilize to create options by being proactive instead of reactive and proactive instead of stagnant. This is accomplished by planning for what matters most to the lifestyle I want to live.</itunes:summary>
      <itunes:subtitle>Although it is important to build a Plan to Spend, many of us struggle to build, manage, or monitor a budget. This causes us to unknowingly back ourselves into a corner by having perceived freedom instead of real freedom in our finances. Seeing money as a tool that you utilize to create options by being proactive instead of reactive and proactive instead of stagnant. This is accomplished by planning for what matters most to the lifestyle I want to live.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>13</itunes:episode>
    </item>
    <item>
      <guid isPermaLink="false">cec7da31-b241-4cde-8788-00f95dedf534</guid>
      <title>You can’t just wing it with money</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>Having a vision for our personal finances is key so that you have a target you’re aiming at. But in order to hit that target you also must build parameters to operate within. You can accomplish so much more when you are intentional with where you are going. We all have aspects of our personal finances that we wish came more naturally, but half the battle is just being aware. You can’t just wing it with money and hope it all works out.</p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W3E2</p>
]]></description>
      <pubDate>Tue, 5 Jan 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>Having a vision for our personal finances is key so that you have a target you’re aiming at. But in order to hit that target you also must build parameters to operate within. You can accomplish so much more when you are intentional with where you are going. We all have aspects of our personal finances that we wish came more naturally, but half the battle is just being aware. You can’t just wing it with money and hope it all works out.</p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W3E2</p>
]]></content:encoded>
      <enclosure length="10766775" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/dd95ee12-2593-4fee-bba4-a91996c9a59f/audio/554d84bc-6389-477d-b4fc-984347ad0a39/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>You can’t just wing it with money</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:11:13</itunes:duration>
      <itunes:summary>Having a vision for our personal finances is key so that you have a target you’re aiming at. But in order to hit that target you also must build parameters to operate within. You can accomplish so much more when you are intentional with where you are going. We all have aspects of our personal finances that we wish came more naturally, but half the battle is just being aware. You can’t just wing it with money and hope it all works out.</itunes:summary>
      <itunes:subtitle>Having a vision for our personal finances is key so that you have a target you’re aiming at. But in order to hit that target you also must build parameters to operate within. You can accomplish so much more when you are intentional with where you are going. We all have aspects of our personal finances that we wish came more naturally, but half the battle is just being aware. You can’t just wing it with money and hope it all works out.</itunes:subtitle>
      <itunes:keywords>best way to save money, ways to save money, money saving tips</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>12</itunes:episode>
    </item>
    <item>
      <guid isPermaLink="false">3a014288-9a84-422c-a1cb-95a6d4fb1fdc</guid>
      <title>Feeling free living within a budget</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>A budget can seem more restricting than liberating, but that may just be because you haven’t built your budget to fit your lifestyle. There is great freedom within parameters, especially when you determine what truly matters to you and you attribute the greatest parts of your budget to what matters most. Sometimes our perceived control over our money can replace our actual control over our money. Therefore, we end up ditching the budget instead of having the opportunity to build [Margin] by telling our money where to go.</p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W3E1</p>
]]></description>
      <pubDate>Mon, 4 Jan 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>A budget can seem more restricting than liberating, but that may just be because you haven’t built your budget to fit your lifestyle. There is great freedom within parameters, especially when you determine what truly matters to you and you attribute the greatest parts of your budget to what matters most. Sometimes our perceived control over our money can replace our actual control over our money. Therefore, we end up ditching the budget instead of having the opportunity to build [Margin] by telling our money where to go.</p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W3E1</p>
]]></content:encoded>
      <enclosure length="5156509" type="audio/mpeg" url="https://cdn.simplecast.com/audio/c34bd36a-9b43-45fd-adca-a15040c0579c/episodes/964f50dd-23ec-4f02-9b6b-4fbd78a09175/audio/c66e52c2-d53a-49a3-8ab5-99b0f91638d8/default_tc.mp3?aid=rss_feed&amp;feed=40dExKB8"/>
      <itunes:title>Feeling free living within a budget</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:05:23</itunes:duration>
      <itunes:summary>A budget can seem more restricting than liberating, but that may just be because you haven’t built your budget to fit your lifestyle. There is great freedom within parameters, especially when you determine what truly matters to you and you attribute the greatest parts of your budget to what matters most. Sometimes our perceived control over our money can replace our actual control over our money. Therefore, we end up ditching the budget instead of having the opportunity to build [Margin] by telling our money where to go.</itunes:summary>
      <itunes:subtitle>A budget can seem more restricting than liberating, but that may just be because you haven’t built your budget to fit your lifestyle. There is great freedom within parameters, especially when you determine what truly matters to you and you attribute the greatest parts of your budget to what matters most. Sometimes our perceived control over our money can replace our actual control over our money. Therefore, we end up ditching the budget instead of having the opportunity to build [Margin] by telling our money where to go.</itunes:subtitle>
      <itunes:keywords>budget, every dollar, zero based budgeting, 50 30 20, budget planner, spending plan</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>11</itunes:episode>
    </item>
    <item>
      <guid isPermaLink="false">5e2917b5-6f29-4469-9ce9-6cf62cda918a</guid>
      <title>Goal Setting: Don’t want what you don’t want</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>Let’s talk about the importance of building a sustainable plan for your personal finance that can have a compound effect on your life. Going into the New Year, what do you want to accomplish based on what really matters to you? If you don’t know what you are aiming at, you’ll miss it every time. What seemingly small things add a ton of value in your life and have you then aligned your lifestyle with your values?</p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com </p><p>W2E5</p>
]]></description>
      <pubDate>Fri, 1 Jan 2021 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>Let’s talk about the importance of building a sustainable plan for your personal finance that can have a compound effect on your life. Going into the New Year, what do you want to accomplish based on what really matters to you? If you don’t know what you are aiming at, you’ll miss it every time. What seemingly small things add a ton of value in your life and have you then aligned your lifestyle with your values?</p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com </p><p>W2E5</p>
]]></content:encoded>
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      <itunes:title>Goal Setting: Don’t want what you don’t want</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:40</itunes:duration>
      <itunes:summary>Let’s talk about the importance of building a sustainable plan for your personal finance that can have a compound effect on your life. Going into the New Year, what do you want to accomplish based on what really matters to you? If you don’t know what you are aiming at, you’ll miss it every time. What seemingly small things add a ton of value in your life and have you then aligned your lifestyle with your values?</itunes:summary>
      <itunes:subtitle>Let’s talk about the importance of building a sustainable plan for your personal finance that can have a compound effect on your life. Going into the New Year, what do you want to accomplish based on what really matters to you? If you don’t know what you are aiming at, you’ll miss it every time. What seemingly small things add a ton of value in your life and have you then aligned your lifestyle with your values?</itunes:subtitle>
      <itunes:keywords>budget, budget planner, saving money, setting goals, goals</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
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      <title>Are you uncertain about the economy?</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>Everything is cyclical, so are you prepared in this economic cycle whatever may come? Going through the year-over-year stats on the stock market, housing, and transportation it is easy to see that we are in some uncharted territory. No matter where you stand in a looming recession, it is important that your personal finances are shored-up and that you are not making yourself or your families susceptible to unnecessary risk.</p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com</p><p>W2E4</p>
]]></description>
      <pubDate>Thu, 31 Dec 2020 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>Everything is cyclical, so are you prepared in this economic cycle whatever may come? Going through the year-over-year stats on the stock market, housing, and transportation it is easy to see that we are in some uncharted territory. No matter where you stand in a looming recession, it is important that your personal finances are shored-up and that you are not making yourself or your families susceptible to unnecessary risk.</p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com</p><p>W2E4</p>
]]></content:encoded>
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      <itunes:title>Are you uncertain about the economy?</itunes:title>
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      <itunes:duration>00:09:39</itunes:duration>
      <itunes:summary>Everything is cyclical, so are you prepared in this economic cycle whatever may come? Going through the year-over-year stats on the stock market, housing, and transportation it is easy to see that we are in some uncharted territory. No matter where you stand in a looming recession, it is important that your personal finances are shored-up and that you are not making yourself or your families susceptible to unnecessary risk.</itunes:summary>
      <itunes:subtitle>Everything is cyclical, so are you prepared in this economic cycle whatever may come? Going through the year-over-year stats on the stock market, housing, and transportation it is easy to see that we are in some uncharted territory. No matter where you stand in a looming recession, it is important that your personal finances are shored-up and that you are not making yourself or your families susceptible to unnecessary risk.</itunes:subtitle>
      <itunes:keywords>national debt, economic growth, inflation, economy</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
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      <itunes:episode>9</itunes:episode>
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      <title>Are you just keeping up with the Jones’?</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How healthy are your finances and how healthy are the finances of those around you. This may be harder to tell than you would think. We are oftentimes more reactive than proactive with our personal finances and although we may have good intentions with our personal finances, that doesn’t necessarily correlate with how we behave.</p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com</p><p>W2E3</p>
]]></description>
      <pubDate>Wed, 30 Dec 2020 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>How healthy are your finances and how healthy are the finances of those around you. This may be harder to tell than you would think. We are oftentimes more reactive than proactive with our personal finances and although we may have good intentions with our personal finances, that doesn’t necessarily correlate with how we behave.</p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com</p><p>W2E3</p>
]]></content:encoded>
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      <itunes:title>Are you just keeping up with the Jones’?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:38</itunes:duration>
      <itunes:summary>How healthy are your finances and how healthy are the finances of those around you. This may be harder to tell than you would think. We are oftentimes more reactive than proactive with our personal finances and although we may have good intentions with our personal finances, that doesn’t necessarily correlate with how we behave.</itunes:summary>
      <itunes:subtitle>How healthy are your finances and how healthy are the finances of those around you. This may be harder to tell than you would think. We are oftentimes more reactive than proactive with our personal finances and although we may have good intentions with our personal finances, that doesn’t necessarily correlate with how we behave.</itunes:subtitle>
      <itunes:keywords>keeping up with the jones, saving money, interest rates, economy, money tips</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
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      <itunes:episode>8</itunes:episode>
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      <title>Don’t Mortgage your Future</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>There are both spenders and savers, often to whom see their personal finances with positive or negative emotions, which are you? Outside of you individually, there is probably someone who has had a great impact on you and your personal finances, who can be a root of inspiration and your motivating factor to not just mortgage your future but to build [Margin].</p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com </p><p>W2E2</p>
]]></description>
      <pubDate>Tue, 29 Dec 2020 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>There are both spenders and savers, often to whom see their personal finances with positive or negative emotions, which are you? Outside of you individually, there is probably someone who has had a great impact on you and your personal finances, who can be a root of inspiration and your motivating factor to not just mortgage your future but to build [Margin].</p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com </p><p>W2E2</p>
]]></content:encoded>
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      <itunes:title>Don’t Mortgage your Future</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:11:33</itunes:duration>
      <itunes:summary>There are both spenders and savers, often to whom see their personal finances with positive or negative emotions, which are you? Outside of you individually, there is probably someone who has had a great impact on you and your personal finances, who can be a root of inspiration and your motivating factor to not just mortgage your future but to build [Margin].</itunes:summary>
      <itunes:subtitle>There are both spenders and savers, often to whom see their personal finances with positive or negative emotions, which are you? Outside of you individually, there is probably someone who has had a great impact on you and your personal finances, who can be a root of inspiration and your motivating factor to not just mortgage your future but to build [Margin].</itunes:subtitle>
      <itunes:keywords>mortgage rates, realestate, mortgage, housing market, current mortgage rates</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>7</itunes:episode>
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      <title>Money is Just a Tool</title>
      <description><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>Sometimes inspiration is not just chasing what you want but avoiding what you don’t want. It’s easy to take the skillsets you’ve learned and try to apply that to every aspect of your personal finances, but the skillset you may have used to build a spending plan or to get out of debt may not be the same skill set needed to grow your income. Money is a tool that opens up opportunities, opportunities to hold the line in playing defense, as well as take new ground on the offense. This skillset affects not just you, but those in your sphere, and for future generations.</p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com </p><p>W2E1</p>
]]></description>
      <pubDate>Mon, 28 Dec 2020 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>Sometimes inspiration is not just chasing what you want but avoiding what you don’t want. It’s easy to take the skillsets you’ve learned and try to apply that to every aspect of your personal finances, but the skillset you may have used to build a spending plan or to get out of debt may not be the same skill set needed to grow your income. Money is a tool that opens up opportunities, opportunities to hold the line in playing defense, as well as take new ground on the offense. This skillset affects not just you, but those in your sphere, and for future generations.</p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at <a href="mailto:jared@millennialmargin.com">jared@millennialmargin.com</a> Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com </p><p>W2E1</p>
]]></content:encoded>
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      <itunes:title>Money is Just a Tool</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:08:45</itunes:duration>
      <itunes:summary>Sometimes inspiration is not just chasing what you want but avoiding what you don’t want. It’s easy to take the skillsets you’ve learned and try to apply that to every aspect of your personal finances, but the skillset you may have used to build a spending plan or to get out of debt may not be the same skill set needed to grow your income. Money is a tool that opens up opportunities, opportunities to hold the line in playing defense, as well as take new ground on the offense. This skillset affects not just you, but those in your sphere, and for future generations.</itunes:summary>
      <itunes:subtitle>Sometimes inspiration is not just chasing what you want but avoiding what you don’t want. It’s easy to take the skillsets you’ve learned and try to apply that to every aspect of your personal finances, but the skillset you may have used to build a spending plan or to get out of debt may not be the same skill set needed to grow your income. Money is a tool that opens up opportunities, opportunities to hold the line in playing defense, as well as take new ground on the offense. This skillset affects not just you, but those in your sphere, and for future generations.</itunes:subtitle>
      <itunes:keywords>budget tracker, free budget app, how to save money, money, budget planner, how to use money, money tips</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>6</itunes:episode>
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      <title>How to use what inspires you to build [Margin]</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com </p><p>W1E5</p>
]]></description>
      <pubDate>Fri, 25 Dec 2020 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com </p><p>W1E5</p>
]]></content:encoded>
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      <itunes:title>How to use what inspires you to build [Margin]</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:13:51</itunes:duration>
      <itunes:summary>Margin is the space between what one is required to do and what one wants to do. Not just having an excess of resources or an excess of time, but both. Prioritizing what truly matters to you instead of being unknowingly pulled into this fast-paced, no margin, no rest, go go go world we operate in. This shift may simply be a series of seemingly small changes that need to happen to transform your life or a complete overhaul, but aligning what you truly value with the actions that need to be made will reveal this.</itunes:summary>
      <itunes:subtitle>Margin is the space between what one is required to do and what one wants to do. Not just having an excess of resources or an excess of time, but both. Prioritizing what truly matters to you instead of being unknowingly pulled into this fast-paced, no margin, no rest, go go go world we operate in. This shift may simply be a series of seemingly small changes that need to happen to transform your life or a complete overhaul, but aligning what you truly value with the actions that need to be made will reveal this.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>5</itunes:episode>
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      <title>What’s your inspiration for building [Margin]?</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com</p><p>W1E4</p>
]]></description>
      <pubDate>Thu, 24 Dec 2020 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com</p><p>W1E4</p>
]]></content:encoded>
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      <itunes:title>What’s your inspiration for building [Margin]?</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:45</itunes:duration>
      <itunes:summary>[Margin] is finding what inspires you and using that to propel you to make the changes needed in your life. Practically, being in a place of having margin is being aware of your surroundings, being engaged enough to know the needs of those around you, and being able to seize opportunities that arise. But in order to get there you must act upon that inspiration.</itunes:summary>
      <itunes:subtitle>[Margin] is finding what inspires you and using that to propel you to make the changes needed in your life. Practically, being in a place of having margin is being aware of your surroundings, being engaged enough to know the needs of those around you, and being able to seize opportunities that arise. But in order to get there you must act upon that inspiration.</itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:episode>4</itunes:episode>
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      <title>Change your lifestyle</title>
      <description><![CDATA[<p>[Margin] is a lifestyle plan, not just a diet. It allows you to use a tool like money to align with your long term vision in order to build in options.</p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com </p><p>W1E3</p>
]]></description>
      <pubDate>Wed, 23 Dec 2020 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>[Margin] is a lifestyle plan, not just a diet. It allows you to use a tool like money to align with your long term vision in order to build in options.</p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com </p><p>W1E3</p>
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      <itunes:title>Change your lifestyle</itunes:title>
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      <itunes:duration>00:07:23</itunes:duration>
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      <itunes:subtitle>[Margin] is a lifestyle plan, not just a diet. It allows you to use a tool like money to align with your long term vision in order to build in options.</itunes:subtitle>
      <itunes:keywords>personal finance, lifestyle change, lifestyle, money tips</itunes:keywords>
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      <description><![CDATA[<p>In a time when society is burnt-out, worn-out, red-lining it, and are emotionally and physically exhausted what’s the answer? The majority of society is living paycheck to paycheck and therefore, don’t have the means to cover even an emergency in a time when we are especially susceptible to this. Society needs Margin more than ever.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com <br /> </p><p>W1E2</p>
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      <pubDate>Tue, 22 Dec 2020 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>In a time when society is burnt-out, worn-out, red-lining it, and are emotionally and physically exhausted what’s the answer? The majority of society is living paycheck to paycheck and therefore, don’t have the means to cover even an emergency in a time when we are especially susceptible to this. Society needs Margin more than ever.</p><p>Margin Membership Sign-up: <a href="https://millennialmargin.com/learn/">https://millennialmargin.com/learn/</a></p><p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com <br /> </p><p>W1E2</p>
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      <itunes:title>Stop living paycheck to paycheck</itunes:title>
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      <itunes:duration>00:09:17</itunes:duration>
      <itunes:summary>In a time when society is burnt-out, worn-out, red-lining it, and are emotionally and physically exhausted what’s the answer? The majority of society is living paycheck to paycheck and therefore, don’t have the means to cover even an emergency in a time when we are especially susceptible to this. Society needs Margin more than ever.</itunes:summary>
      <itunes:subtitle>In a time when society is burnt-out, worn-out, red-lining it, and are emotionally and physically exhausted what’s the answer? The majority of society is living paycheck to paycheck and therefore, don’t have the means to cover even an emergency in a time when we are especially susceptible to this. Society needs Margin more than ever.</itunes:subtitle>
      <itunes:keywords>ways to save money, living paycheck to paycheck, personal finance, saving money</itunes:keywords>
      <itunes:explicit>no</itunes:explicit>
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      <title>Introduction to [Margin]</title>
      <description><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Have a question? Contact Jared at jared@millennialmargin.com</p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com</p><p>W1E1</p>
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      <pubDate>Mon, 21 Dec 2020 11:00:00 +0000</pubDate>
      <author>jared@millennialmargin.com (Jared Humphries)</author>
      <link>https://MillennialMargin.com</link>
      <content:encoded><![CDATA[<p>Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.</p><p>Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.</p><p>Have a question? Contact Jared at jared@millennialmargin.com</p><p>Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com</p><p>W1E1</p>
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      <itunes:title>Introduction to [Margin]</itunes:title>
      <itunes:author>Jared Humphries</itunes:author>
      <itunes:duration>00:09:39</itunes:duration>
      <itunes:summary>In this first series, I will be talking about the resources I have been building for a few years now around building [Margin] in life, why I am so passionate about this topic, and how the daily episodes are intended to transform how you look at your finances.</itunes:summary>
      <itunes:subtitle>In this first series, I will be talking about the resources I have been building for a few years now around building [Margin] in life, why I am so passionate about this topic, and how the daily episodes are intended to transform how you look at your finances.</itunes:subtitle>
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      <itunes:explicit>no</itunes:explicit>
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