Neinstein Personal Injury Lawyers on CHCH Morning Live -- Driver Safety and Tort Claims

You've been in a serious accident, don't know where to turn to get your life back on track. And that's where a personal injury lawyer. Here we can help, and we've got an expert, actually two experts right here from Neinstein Personal Injury Lawyers. Thanks so much for joining us. You guys specialize in this stuff. So, Rose Leto thanks for joining us and Ruth Fernandez, as well as we're going to talk about avoiding these kinds of situations, but also there's been many changes in Tort law and other personal injury law here in Canada, which is certainly a different situation than across the border.

But that perception is correct. There is much more in terms of claims across the borders. And there absolutely is. And you hear a lot in the media about the amounts of claims and in Canada. Claims are limited. So we don't see the same numbers as we do in the United States. Let's break it down just in terms of the criteria with personal injury.

So to make a claim, a tort claim for personal injury, you have to have a threshold of a serious and permanent impairment. So there has to be some permanence to your injuries, some scarring, permanent injuries, stuff that's not going to go away in time. And, and that has affected your life in a serious way and your money earning capability.

Absolutely. So that's one of the major factors. We look at someone's ability to return to the same job, to be gainfully employed and to support their family in Canada. Its is usually why is it the gamut in terms of injuries, but is it a largely, what are you seeing in terms of claims? Can you get to see everything from a whiplash and a muscle strain up to a full brain injury and paraplegia and quadriplegia?

Full gambit. Now there has been changes as well. Let's talk about some of the thresholds. Yeah. So one of the major changes that we've seen recently is with the accident benefits and that being, the insurance companies have reduced the amount of money people could get for treatment. So $3,500 for minor injuries and they've reduced the maximum claims and non-catastrophic injuries to $50,000.

And that's not a lot of money when someone needs some, medical and rehabilitation, no, it's not. That'll burn up very fast. Very quickly. In terms of larger claims in deductibles or anything, we need to know in terms of that no oil, mostly for tort claims, you're limited to the policy limits and, and most people in Ontario at least have at least a million dollars.

It was just that split second moment. You know, that changes a lifetime. And I know at Neinstein you're very proactive just in terms of a brain injury conferences and that sort of thing. We should mention too, there's actually an app that you guys are developing right? At Neinstein Personal Injury lawyers we've recently developed an app for people that may be involved in collisions.

It's something that you can upload to your iPhone or your Android phone, and it takes you through the entire process. It'll give you some background on our firm. It takes you to a section of the app where you can create a report, take pictures, perhaps take a video of what's happened in the actual collision.

And, once you're ready to submit, you know it goes directly to our firm and it's a free consultation. So, you know, everybody can feel that, in anything that streamlines the process because its absolutely needed. I mean, it's an overwhelming process and we want people to feel a little bit more secure and knowing that their information is going to the right hands.

And what we need to remember is that we provide free consultation. So money should never be an issue for anyone looking for advice over the telephone. It's not a concern. We have a toll free number on a website, so long distance charges don't need to be incurred. And we travel through all of Ontario clients and of course you specialize in this.

This is a personal injury. What you do. Yeah. Right. https://neinstein.ca there's a website right there, Rose Leto, Ruth Fernandez. Thanks so much for joining us. So yeah, and safe driving all summer long.

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One of the stats I mentioned earlier in the show was that a traumatic brain injury is the leading killer and disabler of Canadians under the age of 40. And the statistics go on and on about a brain injury and how it affects the lives of Canadians and Torontonians of course. So we've got a great event coming up that we're going to tell you about, you can support people with brain injuries.

The committee member from BIST, Obeya, Mixon and mango Ruth Fernandez, and the chair of best, a charity event. Greg Neinstein's theme. Good to have you both here. Thanks for having us. Best is brain injury society of Toronto near the other one is the Ontario brain injury association.

Exactly what is best? Well, this is a, the local chapter of the Ontario brain injury association. So, there were several chapters, 26 chapters all across Ontario and the trial chapter. And these chapters are aimed at helping survivors of brain injuries, find a peer support groups, resources, and help them get integrated back into the community after they've received a head injury.

And that was just one statistic I gave. The numbers on brain injuries are shocking, right? 18,000 Ontarians will suffer a brain injury. And that means, you know, in one year, every hour six Canadians are afflicted with a brain injury. And those stats are quite high when you consider all diseases in all sorts of fields.

It happens too. You know, people that we know, one in 10 people that you know will suffer a brain injury this year. So it's quite, it's a big, huge problem in our society and for kids especially, it's so important that they wear a helmet. We know when they're practicing sports and that they're taking all precautions to be safe.

So one of the things that Best does is help with awareness because there is not enough awareness. They just been started in the last 10 to 15 years and it's probably shocking when you hear the numbers and the lack of information people have about head injuries considering all the other amazing fundraisers that we see across Ontario.

And when you see the numbers of head injuries, it's shocking that there is not much awareness about this disease. Head injury can be so debilitating and it could affect you for the rest of your life. I find it often does. It often does. You know, usually patients will present with communication disabilities.

And you know, it's always is not always very clear if you have a brain injury. When you break an arm, it's clear to see.  Exactly. What somebody might be stumbling with their words. You might and you don't do it together. Yeah. You don't often pick up on that unless you know the person for a really long time.

And you sort of should watch out for mood swings and you know, maybe they're not communicating properly and things that you didn't bother them before. Sort of irritating to them now. So those are all sort of things that you know, people might look out for. And what about children? If your child falls off the bike, they brush themselves off, the crying stops.

You think everything's fine, what should we be looking out for? So difficult to identify brain injuries, especially in children because they're not able to articulate what they're feeling. So were finding problems with sleeping, problems with being able to eat and appetite. It's so difficult that I don't think there's any harm in finding early on in seeking medical attention regarding just in case.

Cause the, the downside is, is huge. And people with brain injuries, it usually takes a, within the first year is the most productive in getting rehabilitation. So if you don't identify this within the first year, you're losing out an ability for your brain, which is a muscle to start rehabilitating itself.

Right. Really. So the brain is capable of regenerating some of those injured areas. Absolutely. Absolutely. You know I was just talking with Dr. Tatter and he says, automatically if you know your child has had a concussion or he's hit his head, we absolutely know for sure as the fact that it is a brain injury. Contact Neinstein Personal Injury Lawyers https://ca.linkedin.com/company/neinstein-personal-injury-lawyers

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Neinstein Personal Injury Lawyers 1200 Bay Street Suite 700 Toronto, Ontario, Canada, M5R 2A5 https://neinstein.com

1200 Bay Street Suite 700 Toronto, Ontario, Canada, M5R 2A5 1-866-920-4242 https://neinstein.ca/