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      <description><![CDATA[<p>Trying to stay on top of the fast-emerging changes in global payments can be a challenging affair, but “Forward Exchanges” from Nium can help.  Join Siobhan O'Neill-Schwenk as she speaks with the trailblazers and veteran players in the industry about their investigation into the driving forces that are modernizing money movement globally.  Whether you’re new to global payments, a digital transformation veteran, or just want to hear some great advice on what strategies create momentum in the global digital payments revolution, then this is the podcast for you. </p><p>On this episode, Siobhan is speaking with Dylan Lowrey, General Counsel at Nium, Pat Patel, the Executive Director of Elevandi, and Isvary Sivalingam, the Southeast Asia Lead for the Better Than Cash Alliance at the UN Capital Development Fund.  Together they dig into how FinTech solutions like agency banking, mobile money, and even gaming, plus high mobile phone penetration around the globe are playing a critical role in improving financial inclusion across the planet.</p><p>For more information on the work that The Better Than Cash Alliance is doing you can check out their <a href="https://www.betterthancash.org/">website </a>and you can follow Isvary on <a href="https://www.linkedin.com/in/isvary-sivalingam-32220620/">LinkedIn</a>.  You can also follow Pat on <a href="https://www.linkedin.com/in/pat-patel-elevandi/">LinkedIn</a> and learn about Elevandi on their <a href="https://www.elevandi.io/">website</a> and  you can follow Dylan on <a href="https://www.linkedin.com/in/dylanlowrey/">LinkedIn</a> too.</p><p>Don’t forget you can also follow Siobhan on <a href="https://www.linkedin.com/in/siobhan/">LinkedIn</a> and <a href="http://instagram.com/angelcityblues">Instagram</a>.</p><p>If you’ve enjoyed this episode of the show, like us and subscribe wherever you listen to podcasts.  We’d also love to hear from you, so please leave us a review and tell us what you like about the show!</p><p>Follow Us</p><ul><li>Twitter <a href="https://twitter.com/niumglobal">@NiumGlobal</a></li><li>Facebook <a href="https://www.facebook.com/NiumOpenMoney/">@NiumOpenMoney</a></li><li>YouTube <a href="https://www.youtube.com/channel/UCA1ifqiU_ijabFosLztyN7Q">@Nium</a></li><li>LinkedIn <a href="https://www.linkedin.com/company/nium-open-money/">@Nium</a></li></ul><p><i>Presented by NIUM</i><br /><a href="http://www.nium.com"><i>www.NIUM.com</i></a></p>
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      <pubDate>Thu, 22 Sep 2022 04:00:00 +0000</pubDate>
      <author>Siobhan O&apos;Neill-Schwenk, Dylan Lowrey, Isvary Sivalingam, Pat Patel</author>
      <link>https://forward-exchanges.simplecast.com/episodes/financial-inclusion-the-buck-starts-here-3Mh0qqtj</link>
      <content:encoded><![CDATA[<p>Trying to stay on top of the fast-emerging changes in global payments can be a challenging affair, but “Forward Exchanges” from Nium can help.  Join Siobhan O'Neill-Schwenk as she speaks with the trailblazers and veteran players in the industry about their investigation into the driving forces that are modernizing money movement globally.  Whether you’re new to global payments, a digital transformation veteran, or just want to hear some great advice on what strategies create momentum in the global digital payments revolution, then this is the podcast for you. </p><p>On this episode, Siobhan is speaking with Dylan Lowrey, General Counsel at Nium, Pat Patel, the Executive Director of Elevandi, and Isvary Sivalingam, the Southeast Asia Lead for the Better Than Cash Alliance at the UN Capital Development Fund.  Together they dig into how FinTech solutions like agency banking, mobile money, and even gaming, plus high mobile phone penetration around the globe are playing a critical role in improving financial inclusion across the planet.</p><p>For more information on the work that The Better Than Cash Alliance is doing you can check out their <a href="https://www.betterthancash.org/">website </a>and you can follow Isvary on <a href="https://www.linkedin.com/in/isvary-sivalingam-32220620/">LinkedIn</a>.  You can also follow Pat on <a href="https://www.linkedin.com/in/pat-patel-elevandi/">LinkedIn</a> and learn about Elevandi on their <a href="https://www.elevandi.io/">website</a> and  you can follow Dylan on <a href="https://www.linkedin.com/in/dylanlowrey/">LinkedIn</a> too.</p><p>Don’t forget you can also follow Siobhan on <a href="https://www.linkedin.com/in/siobhan/">LinkedIn</a> and <a href="http://instagram.com/angelcityblues">Instagram</a>.</p><p>If you’ve enjoyed this episode of the show, like us and subscribe wherever you listen to podcasts.  We’d also love to hear from you, so please leave us a review and tell us what you like about the show!</p><p>Follow Us</p><ul><li>Twitter <a href="https://twitter.com/niumglobal">@NiumGlobal</a></li><li>Facebook <a href="https://www.facebook.com/NiumOpenMoney/">@NiumOpenMoney</a></li><li>YouTube <a href="https://www.youtube.com/channel/UCA1ifqiU_ijabFosLztyN7Q">@Nium</a></li><li>LinkedIn <a href="https://www.linkedin.com/company/nium-open-money/">@Nium</a></li></ul><p><i>Presented by NIUM</i><br /><a href="http://www.nium.com"><i>www.NIUM.com</i></a></p>
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      <description><![CDATA[<p>Trying to stay on top of the fast-emerging changes in global payments can be a challenging affair, but “Forward Exchanges” from Nium can help.  Join Siobhan O'Neill-Schwenk as she speaks with the trailblazers and veteran players in the industry about their investigation into the driving forces that are modernizing money movement globally.  Whether you’re new to global payments, a digital transformation veteran, or just want to hear some great advice on what strategies create momentum in the global digital payments revolution, then this is the podcast for you. </p><p>On this episode, Siobhan is speaking with the Global Head of Travel Payments and Head of Nium Europe, Spencer Hanlon, and Peny Rizou, Director of Global Payments at Etraveli Group. Together, the trio talk about how Covid-19 will be remembered as the reason digital transformation finally arrived in the travel industry, the backbone of all of this change, and what’s in store for travel and payments as we all look forward to the not-so-distant future. </p><p>You can follow Spencer on <a href="https://www.linkedin.com/in/spencerhanlon/">LinkedIn</a> and you can learn more about the exciting work Peny is doing on her <a href="https://www.linkedin.com/in/penyrizou/">LinkedIn</a> page as well.</p><p>For more information on the Etraveli Group, check out their <a href="https://www.etraveligroup.com">website</a> or on <a href="https://twitter.com/etraveli?lang=en">Twitter</a>, <a href="https://www.instagram.com/etraveligroup/?hl=en">Instagram</a>, <a href="https://www.linkedin.com/company/etraveli-group/life/cf7fb020-e79d-4115-b78f-f195c885dbe0/">LinkedIn</a>, or <a href="https://www.youtube.com/channel/UCERc6QNZZgDwR4306fOOr7g">YouTube</a>.</p><p>You can also follow Siobhan on <a href="https://www.linkedin.com/in/siobhan/">LinkedIn</a> and <a href="http://instagram.com/angelcityblues">Instagram</a>.</p><p>If you’ve enjoyed this episode of the show, like us and subscribe wherever you listen to podcasts.  We’d also love to hear from you, so please leave us a review and tell us what you like about the show!</p><p>Follow Us</p><ul><li>Twitter <a href="https://twitter.com/niumglobal">@NiumGlobal</a></li><li>Facebook <a href="https://www.facebook.com/NiumOpenMoney/">@NiumOpenMoney</a></li><li>YouTube <a href="https://www.youtube.com/channel/UCA1ifqiU_ijabFosLztyN7Q">@Nium</a></li><li>LinkedIn <a href="https://www.linkedin.com/company/nium-open-money/">@Nium</a></li></ul><p><i>Presented by NIUM</i></p><p><a href="http://www.nium.com"><i>www.NIUM.com</i></a></p>
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      <pubDate>Thu, 8 Sep 2022 04:00:00 +0000</pubDate>
      <author>Siobhan O&apos;Neill-Schwenk, Spencer Hanlon, Peny Rizou</author>
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      <content:encoded><![CDATA[<p>Trying to stay on top of the fast-emerging changes in global payments can be a challenging affair, but “Forward Exchanges” from Nium can help.  Join Siobhan O'Neill-Schwenk as she speaks with the trailblazers and veteran players in the industry about their investigation into the driving forces that are modernizing money movement globally.  Whether you’re new to global payments, a digital transformation veteran, or just want to hear some great advice on what strategies create momentum in the global digital payments revolution, then this is the podcast for you. </p><p>On this episode, Siobhan is speaking with the Global Head of Travel Payments and Head of Nium Europe, Spencer Hanlon, and Peny Rizou, Director of Global Payments at Etraveli Group. Together, the trio talk about how Covid-19 will be remembered as the reason digital transformation finally arrived in the travel industry, the backbone of all of this change, and what’s in store for travel and payments as we all look forward to the not-so-distant future. </p><p>You can follow Spencer on <a href="https://www.linkedin.com/in/spencerhanlon/">LinkedIn</a> and you can learn more about the exciting work Peny is doing on her <a href="https://www.linkedin.com/in/penyrizou/">LinkedIn</a> page as well.</p><p>For more information on the Etraveli Group, check out their <a href="https://www.etraveligroup.com">website</a> or on <a href="https://twitter.com/etraveli?lang=en">Twitter</a>, <a href="https://www.instagram.com/etraveligroup/?hl=en">Instagram</a>, <a href="https://www.linkedin.com/company/etraveli-group/life/cf7fb020-e79d-4115-b78f-f195c885dbe0/">LinkedIn</a>, or <a href="https://www.youtube.com/channel/UCERc6QNZZgDwR4306fOOr7g">YouTube</a>.</p><p>You can also follow Siobhan on <a href="https://www.linkedin.com/in/siobhan/">LinkedIn</a> and <a href="http://instagram.com/angelcityblues">Instagram</a>.</p><p>If you’ve enjoyed this episode of the show, like us and subscribe wherever you listen to podcasts.  We’d also love to hear from you, so please leave us a review and tell us what you like about the show!</p><p>Follow Us</p><ul><li>Twitter <a href="https://twitter.com/niumglobal">@NiumGlobal</a></li><li>Facebook <a href="https://www.facebook.com/NiumOpenMoney/">@NiumOpenMoney</a></li><li>YouTube <a href="https://www.youtube.com/channel/UCA1ifqiU_ijabFosLztyN7Q">@Nium</a></li><li>LinkedIn <a href="https://www.linkedin.com/company/nium-open-money/">@Nium</a></li></ul><p><i>Presented by NIUM</i></p><p><a href="http://www.nium.com"><i>www.NIUM.com</i></a></p>
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      <description><![CDATA[<p>Trying to stay on top of the fast-emerging changes in global payments can be a challenging affair, but in just 30 minutes, “Forward Exchanges” from Nium can help.  Join Siobhan O'Neill-Schwenk as she speaks with the trailblazers and veteran players in the industry about their investigation into the driving forces that are modernizing money movement globally.  Whether you’re new to global payments, a digital transformation veteran, or just want to hear some great advice on what strategies create momentum in the global digital payments revolution, then this is the podcast for you. </p><p>On this episode, Siobhan is speaking with some very exciting guests, Joaquin Ayuso, Head of Nium Labs, and Geetha Panchapakesan, VP of Financial Partnerships at Circle. Together the trio untangle the knot between crypto and global payments, explain what DAOs have to do with it, identify the trouble with stablecoins, point out why fintech payments pros should be excited about regulation, and much more. Any views, ideas, or opinions expressed are the subjects’ own and not a reflection of Circle Internet Financial, LLC.</p><p>You can follow Joaquin on <a href="https://www.linkedin.com/in/joaquinayuso/">LinkedIn</a> and you can learn more about the amazing work Geetha is doing on her <a href="https://www.linkedin.com/in/geethapanchapakesan/">LinkedIn</a> pages.</p><p>For more information on Circle, check out their <a href="https://www.circle.com/en/">website</a> or on <a href="https://twitter.com/circlepay">Twitter</a>, <a href="https://www.instagram.com/teamcircle/?hl=en">Instagram</a>, <a href="https://www.linkedin.com/company/circle-internet-financial/">LinkedIn</a>, <a href="https://discord.com/invite/Q7bKN5y">Discord</a>, or <a href="https://www.youtube.com/c/Circlecryptofinance">YouTube</a>.</p><p>You can also follow Siobhan on <a href="https://www.linkedin.com/in/siobhan/">LinkedIn</a>, <a href="https://twitter.com/angelcityblues">Twitter</a>, and <a href="http://instagram.com/angelcityblues">Instagram</a>.</p><p>If you’ve enjoyed this episode of the show, like us and subscribe wherever you listen to podcasts.  We’d also love to hear from you, so please leave us a review and tell us what you like about the show!</p><p>Follow Us</p><ul><li>Twitter <a href="https://twitter.com/niumglobal">@NiumGlobal</a></li><li>Facebook <a href="https://www.facebook.com/NiumOpenMoney/">@NiumOpenMoney</a></li><li>YouTube <a href="https://www.youtube.com/channel/UCA1ifqiU_ijabFosLztyN7Q">@Nium</a></li><li>LinkedIn <a href="https://www.linkedin.com/company/nium-open-money/">@Nium</a></li></ul><p><i>Presented by NIUM</i><br /><a href="http://www.nium.com"><i>www.NIUM.com</i></a></p>
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      <pubDate>Thu, 25 Aug 2022 04:00:00 +0000</pubDate>
      <author>Siobhan O&apos;Neill-Schwenk, Joaquin Ayuso, Geetha Panchapakesan</author>
      <link>https://forward-exchanges.simplecast.com/episodes/crypto-clarified-tvTAxodq</link>
      <content:encoded><![CDATA[<p>Trying to stay on top of the fast-emerging changes in global payments can be a challenging affair, but in just 30 minutes, “Forward Exchanges” from Nium can help.  Join Siobhan O'Neill-Schwenk as she speaks with the trailblazers and veteran players in the industry about their investigation into the driving forces that are modernizing money movement globally.  Whether you’re new to global payments, a digital transformation veteran, or just want to hear some great advice on what strategies create momentum in the global digital payments revolution, then this is the podcast for you. </p><p>On this episode, Siobhan is speaking with some very exciting guests, Joaquin Ayuso, Head of Nium Labs, and Geetha Panchapakesan, VP of Financial Partnerships at Circle. Together the trio untangle the knot between crypto and global payments, explain what DAOs have to do with it, identify the trouble with stablecoins, point out why fintech payments pros should be excited about regulation, and much more. Any views, ideas, or opinions expressed are the subjects’ own and not a reflection of Circle Internet Financial, LLC.</p><p>You can follow Joaquin on <a href="https://www.linkedin.com/in/joaquinayuso/">LinkedIn</a> and you can learn more about the amazing work Geetha is doing on her <a href="https://www.linkedin.com/in/geethapanchapakesan/">LinkedIn</a> pages.</p><p>For more information on Circle, check out their <a href="https://www.circle.com/en/">website</a> or on <a href="https://twitter.com/circlepay">Twitter</a>, <a href="https://www.instagram.com/teamcircle/?hl=en">Instagram</a>, <a href="https://www.linkedin.com/company/circle-internet-financial/">LinkedIn</a>, <a href="https://discord.com/invite/Q7bKN5y">Discord</a>, or <a href="https://www.youtube.com/c/Circlecryptofinance">YouTube</a>.</p><p>You can also follow Siobhan on <a href="https://www.linkedin.com/in/siobhan/">LinkedIn</a>, <a href="https://twitter.com/angelcityblues">Twitter</a>, and <a href="http://instagram.com/angelcityblues">Instagram</a>.</p><p>If you’ve enjoyed this episode of the show, like us and subscribe wherever you listen to podcasts.  We’d also love to hear from you, so please leave us a review and tell us what you like about the show!</p><p>Follow Us</p><ul><li>Twitter <a href="https://twitter.com/niumglobal">@NiumGlobal</a></li><li>Facebook <a href="https://www.facebook.com/NiumOpenMoney/">@NiumOpenMoney</a></li><li>YouTube <a href="https://www.youtube.com/channel/UCA1ifqiU_ijabFosLztyN7Q">@Nium</a></li><li>LinkedIn <a href="https://www.linkedin.com/company/nium-open-money/">@Nium</a></li></ul><p><i>Presented by NIUM</i><br /><a href="http://www.nium.com"><i>www.NIUM.com</i></a></p>
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      <description><![CDATA[<p>Welcome to another episode of Forward Exchanges by Nium. Today, Siobhan O’Neill-Schwenk is joined by both Gabriel Grisham, Head of Business Development at Nium and Pedro Monteiro de Barros, VP of Finance at Remote.com. The pair react to some new data about who “gig economy” workers really are, explain why how remote workers are paid is a bigger test of employee loyalty than ever, and make some predictions about what the new “work from everywhere” will mean for the future of global payroll and the enterprise.</p><p>What unforeseen challenges arise from unpredictable payment schedules? How can payroll serve as an entry to Fintech? How has the global workforce mindset been affected by the pandemic? Answers to all this and more on today’s episode of Forward Exchanges, the show that talks to trailblazers and veteran players to investigate the real driving forces that are modernizing money movement, and what’s building - or blocking - its momentum around the world.</p><p>Follow Us!</p><ul><li><a href="https://www.linkedin.com/company/nium-global/">LinkedIn: Nium Global</a></li><li><a href="https://twitter.com/NiumGlobal?ref_src=twsrc%5Egoogle%7Ctwcamp%5Eserp%7Ctwgr%5Eauthor">Twitter: @NiumGlobal</a></li><li><a href="https://www.facebook.com/NiumOpenMoney/">Facebook: NiumOpenMoney</a></li></ul><p><i>Presented by Nium</i></p><p><a href="http://www.nium.com"><i>www.Nium.com</i></a></p>
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      <pubDate>Thu, 11 Aug 2022 04:00:00 +0000</pubDate>
      <author>Siobhan O’Neill-Schwenk, Gabriel Grisham, Pedro Monteiro, Pedro Monteiro de Barros</author>
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      <content:encoded><![CDATA[<p>Welcome to another episode of Forward Exchanges by Nium. Today, Siobhan O’Neill-Schwenk is joined by both Gabriel Grisham, Head of Business Development at Nium and Pedro Monteiro de Barros, VP of Finance at Remote.com. The pair react to some new data about who “gig economy” workers really are, explain why how remote workers are paid is a bigger test of employee loyalty than ever, and make some predictions about what the new “work from everywhere” will mean for the future of global payroll and the enterprise.</p><p>What unforeseen challenges arise from unpredictable payment schedules? How can payroll serve as an entry to Fintech? How has the global workforce mindset been affected by the pandemic? Answers to all this and more on today’s episode of Forward Exchanges, the show that talks to trailblazers and veteran players to investigate the real driving forces that are modernizing money movement, and what’s building - or blocking - its momentum around the world.</p><p>Follow Us!</p><ul><li><a href="https://www.linkedin.com/company/nium-global/">LinkedIn: Nium Global</a></li><li><a href="https://twitter.com/NiumGlobal?ref_src=twsrc%5Egoogle%7Ctwcamp%5Eserp%7Ctwgr%5Eauthor">Twitter: @NiumGlobal</a></li><li><a href="https://www.facebook.com/NiumOpenMoney/">Facebook: NiumOpenMoney</a></li></ul><p><i>Presented by Nium</i></p><p><a href="http://www.nium.com"><i>www.Nium.com</i></a></p>
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      <description><![CDATA[<p>Trying to stay on top of the fast-emerging changes in global payments can be a challenging affair, but in just 30 minutes, “Forward Exchanges” from Nium</p><p>can help.  Join Siobhan O'Neill-Schwenk as she speaks with the trailblazers and veteran players in the industry about their investigation into the driving forces that are modernizing money movement globally.  Whether you’re new to global payments, a digital transformation veteran, or just want to hear some great advice on what strategies create momentum in the global digital payments revolution, then this is the podcast for you.  </p><p>On this episode, Siobhan is joined by some very special guests, Frederick Crosby, Chief Revenue Officer Of Nium, T.R. Ramachandran, Senior VP and Head Of New Payment Flows, APAC at Visa, and Marcus Treacher, CEO of CB Investment Growth Holdings and Board Member at Clearbank, to the future of modern money movement and so much more.  You can follow <a href="https://www.linkedin.com/in/crosby/">Frederick</a>, <a href="https://www.linkedin.com/in/trramachandran/?original_referer=https%3A%2F%2Fwww.google.com%2F">T.R.</a>, and <a href="https://www.linkedin.com/in/marcus-treacher-b8387b5/">Marcus </a>on their <a href="https://www.linkedin.com/">LinkedIn </a>pages and learn more about the amazing work they are doing.</p><p>If you’ve enjoyed this episode of the show, like us and subscribe wherever you listen to podcasts.  We’d also love to hear from you, so please leave us a review and tell us what you like about the show!</p><p>Follow Us</p><ul><li>Twitter <a href="https://twitter.com/niumglobal">@NiumGlobal</a></li><li>Facebook <a href="https://www.facebook.com/NiumOpenMoney/">@NiumOpenMoney</a></li><li>YouTube <a href="https://www.youtube.com/channel/UCA1ifqiU_ijabFosLztyN7Q">@Nium</a></li><li>LinkedIn <a href="https://www.linkedin.com/company/nium-open-money/">@Nium</a></li></ul><p><i>Presented by NIUM</i></p><p><a href="http://www.nium.com"><i>www.NIUM.com</i></a></p>
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      <pubDate>Thu, 28 Jul 2022 04:00:00 +0000</pubDate>
      <author>Siobhan O&apos;Neill-Schwenk, Frederick Crosby, TR Ramachandran, Marcus Treacher</author>
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      <content:encoded><![CDATA[<p>Trying to stay on top of the fast-emerging changes in global payments can be a challenging affair, but in just 30 minutes, “Forward Exchanges” from Nium</p><p>can help.  Join Siobhan O'Neill-Schwenk as she speaks with the trailblazers and veteran players in the industry about their investigation into the driving forces that are modernizing money movement globally.  Whether you’re new to global payments, a digital transformation veteran, or just want to hear some great advice on what strategies create momentum in the global digital payments revolution, then this is the podcast for you.  </p><p>On this episode, Siobhan is joined by some very special guests, Frederick Crosby, Chief Revenue Officer Of Nium, T.R. Ramachandran, Senior VP and Head Of New Payment Flows, APAC at Visa, and Marcus Treacher, CEO of CB Investment Growth Holdings and Board Member at Clearbank, to the future of modern money movement and so much more.  You can follow <a href="https://www.linkedin.com/in/crosby/">Frederick</a>, <a href="https://www.linkedin.com/in/trramachandran/?original_referer=https%3A%2F%2Fwww.google.com%2F">T.R.</a>, and <a href="https://www.linkedin.com/in/marcus-treacher-b8387b5/">Marcus </a>on their <a href="https://www.linkedin.com/">LinkedIn </a>pages and learn more about the amazing work they are doing.</p><p>If you’ve enjoyed this episode of the show, like us and subscribe wherever you listen to podcasts.  We’d also love to hear from you, so please leave us a review and tell us what you like about the show!</p><p>Follow Us</p><ul><li>Twitter <a href="https://twitter.com/niumglobal">@NiumGlobal</a></li><li>Facebook <a href="https://www.facebook.com/NiumOpenMoney/">@NiumOpenMoney</a></li><li>YouTube <a href="https://www.youtube.com/channel/UCA1ifqiU_ijabFosLztyN7Q">@Nium</a></li><li>LinkedIn <a href="https://www.linkedin.com/company/nium-open-money/">@Nium</a></li></ul><p><i>Presented by NIUM</i></p><p><a href="http://www.nium.com"><i>www.NIUM.com</i></a></p>
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      <pubDate>Wed, 20 Jul 2022 19:19:00 +0000</pubDate>
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