https://simplecast.com Chris Alberta is an acclaimed financial strategist, lecturer, and President of Principium Tactical Wealth Management. As your host on Guarding The Harvest, Chris illuminates listeners with the insider scoop on what retirees should expect, what they should avoid, and what tools are available to them to make the best financial decisions possible. Tune in to learn perspectives on important topics such as: market myths, utilizing annuities, when to draw social security, avoiding tax implications, buyouts vs. pensions, distributing retirement accounts, facts about IRAs, beneficiary prep, and Medicare information. As a seasoned expert and pioneer in his field, Chris Alberta's voice is one to be heard. 2019-2020 Guarding The Harvest en Mon, 2 Nov 2020 17:14:41 +0000 Mon, 2 Nov 2020 17:14:52 +0000 https://guarding-the-harvest.simplecast.com https://image.simplecastcdn.com/images/e2d6430d-5d33-4180-adc0-56da5e96e84f/626cfca3-6b91-4862-bfa9-061eea117cac/3000x3000/screen-shot-2019-08-27-at-12-10-41-pm.jpg?aid=rss_feed https://guarding-the-harvest.simplecast.com episodic Chris Alberta is an acclaimed financial strategist, lecturer, and President of Principium Tactical Wealth Management. As your host on Guarding The Harvest, Chris illuminates listeners with the insider scoop on what retirees should expect, what they should avoid, and what tools are available to them to make the best financial decisions possible. Tune in to learn perspectives on important topics such as: market myths, utilizing annuities, when to draw social security, avoiding tax implications, buyouts vs. pensions, distributing retirement accounts, facts about IRAs, beneficiary prep, and Medicare information. As a seasoned expert and pioneer in his field, Chris Alberta's voice is one to be heard. Chris Alberta no https://feeds.simplecast.com/0eFpwYqo annuity, finance, financial advisor, financial coach, financial freedom, life insurance, financial planning, insurance, money moves, invest, investing, investment, ira, manage money, medicare, money, portfolio, retirement, taxes, wealth Chris Alberta kaitlyn@principium.com 4489b65a-3755-47c8-bad0-ec8e14fe8542 Chris explains the tools he uses in his office to analyze the potential pitfalls and compare an individual's risk tolerance with their actual holdings. He looks at the economy and talks about where the long-lasting damage may lie and reassures that there is an underlying opportunity in the market lows. In addition, he warns about preparing for changes in RMD's and Medicare in 2020 with the upcoming election. Mon, 2 Nov 2020 17:14:41 +0000 kaitlyn@principium.com (Chris Alberta) https://guarding-the-harvest.simplecast.com/episodes/the-delicate-dance-PdtaLKf0 The Delicate Dance Chris Alberta 00:35:59 Chris explains the tools he uses in his office to analyze the potential pitfalls and compare an individual's risk tolerance with their actual holdings. He looks at the economy and talks about where the long-lasting damage may lie and reassures that there is an underlying opportunity in the market lows. In addition, he warns about preparing for changes in RMD's and Medicare in 2020 with the upcoming election. Chris explains the tools he uses in his office to analyze the potential pitfalls and compare an individual's risk tolerance with their actual holdings. He looks at the economy and talks about where the long-lasting damage may lie and reassures that there is an underlying opportunity in the market lows. In addition, he warns about preparing for changes in RMD's and Medicare in 2020 with the upcoming election. no full 7 dc15709a-6a00-4543-b4a7-a85d146e05e4 Assessing the changes in market behavior during the pandemic. "Bomb shelter planning" what happens when fear, panic, and uncertainty drives the market. What retirees can do to make sure they can insulate their portfolio for the "long term game" - fill your financial plan with shelf-stable products. Mon, 2 Nov 2020 17:14:16 +0000 kaitlyn@principium.com (Chris Alberta) https://guarding-the-harvest.simplecast.com/episodes/financial-landscape-during-covid-19-TSavdJ4C Financial Landscape During Covid-19 Chris Alberta 00:37:34 Assessing the changes in market behavior during the pandemic. "Bomb shelter planning" what happens when fear, panic, and uncertainty drives the market. What retirees can do to make sure they can insulate their portfolio for the "long term game" - fill your financial plan with shelf-stable products. Assessing the changes in market behavior during the pandemic. "Bomb shelter planning" what happens when fear, panic, and uncertainty drives the market. What retirees can do to make sure they can insulate their portfolio for the "long term game" - fill your financial plan with shelf-stable products. no full 6 2bd56b6a-3e03-47b3-b5c8-1ce9384d06a5 In this episode, Learn how to evaluate and gauge political fears during retirement as Chris and Frank discuss the mathematical merits of using low-risk investment mechanisms to grow wealth at a slow and steady pace. Mon, 2 Nov 2020 17:13:35 +0000 kaitlyn@principium.com (Chris Alberta) https://guarding-the-harvest.simplecast.com/episodes/discipline-always-politics-never-xwpFmZP0 Discipline Always, Politics Never Chris Alberta 00:37:50 In this episode, Learn how to evaluate and gauge political fears during retirement as Chris and Frank discuss the mathematical merits of using low-risk investment mechanisms to grow wealth at a slow and steady pace. In this episode, Learn how to evaluate and gauge political fears during retirement as Chris and Frank discuss the mathematical merits of using low-risk investment mechanisms to grow wealth at a slow and steady pace. no full 5 99a961c6-0ed0-4153-89fa-68ac190ec80a Head into 2020 with advice you can use to guard and grow your nest egg. This week, Frank and Chris cover new legislation you should know about, with tips on how you can use it to your advantage. Mon, 2 Nov 2020 17:13:21 +0000 kaitlyn@principium.com (Chris Alberta) https://guarding-the-harvest.simplecast.com/episodes/were-gonna-need-a-bigger-boat-VFSk7gN3 We're Gonna Need A Bigger Boat Chris Alberta 00:37:51 Head into 2020 with advice you can use to guard and grow your nest egg. This week, Frank and Chris cover new legislation you should know about, with tips on how you can use it to your advantage. Head into 2020 with advice you can use to guard and grow your nest egg. This week, Frank and Chris cover new legislation you should know about, with tips on how you can use it to your advantage. no full 4 222083ac-e2c4-4a18-a184-7166687d60b8 This episode touches on the debacle of Long Term Care insurance concerns, clarifies our position on the merit of annuity work, and reviews some of the popular misconceptions about the Medicare annual enrollment period. Mon, 2 Nov 2020 17:12:06 +0000 kaitlyn@principium.com (Chris Alberta) https://guarding-the-harvest.simplecast.com/episodes/uprooting-retirement-unknowns-XHkht1uD Uprooting Retirement Unknowns Chris Alberta 00:37:50 This episode touches on the debacle of Long Term Care insurance concerns, clarifies our position on the merit of annuity work, and reviews some of the popular misconceptions about the Medicare annual enrollment period. This episode touches on the debacle of Long Term Care insurance concerns, clarifies our position on the merit of annuity work, and reviews some of the popular misconceptions about the Medicare annual enrollment period. no full 3 cfe7cd76-e44f-489a-a073-85b548fd4c95 This episode deals with some recent market concerns, as well as dealing with retirement accounts after the death of a spouse. Also, we spend some time on the progress that Medicare Advantage programs have made in the Michigan market. Mon, 2 Nov 2020 17:11:42 +0000 kaitlyn@principium.com (Chris Alberta) https://guarding-the-harvest.simplecast.com/episodes/when-a-drought-comes-roHiMtTa When A Drought Comes Chris Alberta 00:37:49 This episode deals with some recent market concerns, as well as dealing with retirement accounts after the death of a spouse. Also, we spend some time on the progress that Medicare Advantage programs have made in the Michigan market. This episode deals with some recent market concerns, as well as dealing with retirement accounts after the death of a spouse. Also, we spend some time on the progress that Medicare Advantage programs have made in the Michigan market. no full 2 31f9b368-1248-4db6-8712-1b97834219aa In this episode, we have a candid discussion about the importance of protecting income during unstable times, the benefits and pitfalls of Roth conversions, and touch on several questions from Michigan retirees about their money and retirement concerns. Mon, 2 Nov 2020 17:11:12 +0000 kaitlyn@principium.com (Chris Alberta) https://guarding-the-harvest.simplecast.com/episodes/rules-of-the-harvest-IJs7OdVA Rules of the Harvest Chris Alberta 00:37:49 In this episode, we have a candid discussion about the importance of protecting income during unstable times, the benefits and pitfalls of Roth conversions, and touch on several questions from Michigan retirees about their money and retirement concerns. In this episode, we have a candid discussion about the importance of protecting income during unstable times, the benefits and pitfalls of Roth conversions, and touch on several questions from Michigan retirees about their money and retirement concerns. no full 1